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165					<span class="font_os">ECOWAS BROWN CARD INSURANCE</span>
166					<small>ECOWAS Brown Card Insurance SCHEME</small>
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300						<h1 class="sect_titre font35">Presentation</h1>
301						<p>ECOWAS Brown Card Insurance Presentation</p>
302					</div>
303				
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306						<h2 class="font28 titre-page">General Information <span class="span-left"> </span></h2>
307						<div class="font-smarty2"><p>The ECOWAS Brown Card Insurance Scheme was established by Protocol A/P1/5/82 signed by the Head of States and Governments of  the Economic Community of West African States (ECOWAS), on 29<sup>th</sup> may 1982 in Cotonou, People’s Republic of Benin.</p>
308<p>
308The main objective of the Scheme is to ensure prompt and fair compensation to the victims of road accidents for the damages caused them by non residing motorists travelling from other ECOWAS member States to their country. In Europe, Green Card is a similar scheme implemented in 1953.</p>
309<p>The ECOWAS Brown Card Scheme operates through a 14 (fourteen) National Bureaux network spread throughout the fourteen Member States. Each National Bureau plays two (2) major roles.</p>
310<ul>
311<li>To ensure Brown Card availability for local motorists&nbsp;: National Bureau operates therefore as an Issuing Bureau.</li>
312<li>To conduct investigation and settle claims arising from an accident caused by motorist holders of Brown Card. It then acts as a Handling Bureau.</li>
313</ul></div>
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317	src="IMG/logo/sg-1-2.jpg?1701269952" class='img-responsive img-thumbnail'
318	width="800"
319	height="600"
320	alt=""/>
321						<div class="font-smarty2" style="margin-top:10px;"><p class="colorComments"><strong>M.&nbsp;Dodzih KWASI, Permanent General Secretary, Council of Bureaux</strong></p></div></center>
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328						<h2 class="font28 titre-page">System History <span class="span-left"> </span></h2>
329						<div class="font-smarty2"><p>After a decade of individual management of the acquired sovereignties in the 60s, the African Heads of State and Government, decided to group together by region to perpetuate the gains and open other avenues for the development of their respective countries.<br>
330Thus, several community groupings have come to life including the Economic Community of West African States (ECOWAS).</p>
331<p>The Head of States and Governments, concerned about the roads users safety, have set up a system, an automatic coverage and settlement of the claims in order to encourage the free movement of goods and people as registered in Articles 32, 33 and 34 (Transport, Communication and Tourism) of the Community Treaty on Roads and Motorized Land Vehicles of the ECOWAS Area.</p></div>
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334						<center style="margin-top:25px;"><img src="squelettes/imgs/Siege-CEDEAO-2.png" class="img-responsive img-thumbnail" alt="BIDC Bat, Siege CARTE BRUNE CEDEAO" title="BIDC Bat, Siege CARTE BRUNE CEDEAO" /></center>
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340					
341						<div class="spacetop-smarty"> </div>
342						<h2 class="font28 titre-page">Objectives <span class="span-left"> </span></h2>
343						<div class="font-smarty2"><p><strong>The objectives of Brown Card are summarized in nine (9) points below&nbsp;:</strong></p>
344<ul>
345<li>To facilitate free movement for international motorists within the community</li>
346<li>To enable international carriers to comply with motor vehicles insurance requirements in force in the community member countries,</li>
347<li>To enhance the development of trade and tourism exchanges among states</li>
348<li>To establish a common scheme for the settlement of claims arising from free movement of goods and persons within ECOWAS&nbsp;;</li>
349<li>To offer to ECOWAS Insurance market the means to develop international links and exchanges</li>
350<li>14 countries have ratified the Protocol and are making Brown Card available to their nationals</li>
351<li>ECOWAS Council of Ministers has established a Permanent General Secretariat to monitor protocol implementation.</li>
352<li>The Council holds its annual meeting every year</li>
353<li>A headquarters agreement has been signed on 18th May 1998 between the Secretariat of Council and Togo.</li>
354</ul></div>
355					
356					
357					
358						<h2 class="font28 titre-page">Benefits <span class="span-left"> </span></h2>
359						<div class="font-smarty2"><p>Based on what is said above, it appears that motorists have a psychological freedom which sets them free from fears that may assail them in case of accident in a country different from their country of residence. In other words, motorists can now move freer within the sub-region.</p>
360<p>Thus, first of all, holding a brown card provides full cover to motorist for a prompt, fair and immediate settlement for accident that they may have caused outside their usual country.</p>
361<p>Second, the motorist bearer of the Card is as well treated as if the basic 
361insurance policy were underwritten with a company operating in the country visited by the motorist or through which he/she is transiting.</p>
362<p>Three, in view that Brown Card is recognized by the government officials, the motorist is released from any other formalities regarding cover against any risk of third party liability.</p></div>
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392				<li><p><a href="https://browncard.org">Home </a></p></li>
393				
394					<li><a href="-Presentation-.html"><p>ECOWAS Brown Card Insurance Presentation</p></a></li>
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494			
495				<h4 class="">ADDRESS</h4>
496				<div class="font-smarty2"><p><b>ECOWAS Brown Card</b><br>
497				128, Boulevard du 13 Janvier<br>
498				BIDC Building, 4th stage, BOAD Side<br>
499				01 BP&nbsp;: 2258 Lome-TOGO<br>
500				Phone&nbsp;: +228 22 22 39 55<br>
501				Fax&nbsp;: +228 22 22 39 54<br>
502				E-mail&nbsp;: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="b9dad8cbcddcdbcbccd7dcf9c0d8d1d6d697dfcb">[email&#160;protected]</a> / <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="0370647360627177666171766d664360627177666171766d662d6c7164">[email&#160;protected]</a></p></div>
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507	<div class="text-center copy">&copy; 2019 ECOWAS BROWN CARD INSURANCE. All rights reserved</div>
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