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7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-house h-4 w-4 xl:h-5 xl:w-5" aria-hidden="true"><path d="M15 21v-8a1 1 0 0 0-1-1h-4a1 1 0 0 0-1 1v8"></path><path d="M3 10a2 2 0 0 1 .709-1.528l7-6a2 2 0 0 1 2.582 0l7 6A2 2 0 0 1 21 10v9a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path></svg></span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/2026"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">2026 Navigátor</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/2027"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">2027 Navigátor</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/hitel"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Hitel</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/nyugdij"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Nyugdíj</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/penzugyi-tudatossag"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 roun
7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Pénzügyi Tudatosság</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/vallalkozas"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Vállalkozás</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/hirek"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Hírek</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/blog"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Blog</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/kalkulatorok"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Kalkulátorok</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/munkaugyi-minta-dokumentumok-letoltes"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 roun
7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Dokumentumok Letöltése</span></a></div></div></div><div class="flex-col items-center gap-1 hidden md:flex 2xl:hidden"><div class="flex flex-wrap items-center justify-center gap-1"><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-house h-4 w-4 xl:h-5 xl:w-5" aria-hidden="true"><path d="M15 21v-8a1 1 0 0 0-1-1h-4a1 1 0 0 0-1 1v8"></path><path d="M3 10a2 2 0 0 1 .709-1.528l7-6a2 2 0 0 1 2.582 0l7 6A2 2 0 0 1 21 10v9a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path></svg></span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/2026"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">2026 Navigátor</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/2027"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">2027 Navigátor</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/hitel"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Hitel</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/nyugdij"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 roun
7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Nyugdíj</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/penzugyi-tudatossag"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Pénzügyi Tudatosság</span></a></div></div><div class="flex flex-wrap items-center justify-center gap-1"><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/vallalkozas"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Vállalkozás</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/hirek"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Hírek</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/blog"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Blog</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/kalkulatorok"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 roun
7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Kalkulátorok</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/munkaugyi-minta-dokumentumok-letoltes"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Dokumentumok Letöltése</span></a></div></div></div><div class="flex-col items-center gap-1 flex md:hidden"><div class="flex flex-wrap items-center justify-center gap-1"><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-house h-4 w-4 xl:h-5 xl:w-5" aria-hidden="true"><path d="M15 21v-8a1 1 0 0 0-1-1h-4a1 1 0 0 0-1 1v8"></path><path d="M3 10a2 2 0 0 1 .709-1.528l7-6a2 2 0 0 1 2.582 0l7 6A2 2 0 0 1 21 10v9a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path></svg></span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/2026"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">2026 Navigátor</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/2027"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">2027 Navigátor</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/hitel"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 roun
7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Hitel</span></a></div></div><div class="flex flex-wrap items-center justify-center gap-1"><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/nyugdij"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Nyugdíj</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/penzugyi-tudatossag"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Pénzügyi Tudatosság</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/vallalkozas"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Vállalkozás</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/hirek"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Hírek</span></a></div></div><div class="flex flex-wrap items-center justify-center gap-1"><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/blog"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 roun
7ded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Blog</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/kalkulatorok"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Kalkulátorok</span></a><span class="mx-0.5 h-1 w-1 rounded-full bg-gray-300 dark:bg-gray-600"></span></div><div class="flex items-center"><a class="group relative overflow-hidden rounded-xl px-2 py-1.5 text-xs font-medium text-gray-600 transition-all duration-300 hover:text-primary-600 xl:px-3 xl:py-2 xl:text-sm dark:text-gray-300 dark:hover:text-primary-400" href="/munkaugyi-minta-dokumentumok-letoltes"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><span class="absolute bottom-1 left-1/2 h-0.5 w-0 -translate-x-1/2 rounded-full bg-gradient-to-r from-primary-400 to-primary-600 transition-all duration-300 group-hover:w-3/4"></span><span class="relative whitespace-nowrap">Dokumentumok Letöltése</span></a></div></div></div></div><div class="border-l border-gray-200 pl-2 dark:border-gray-700"><button class="group relative flex items-center justify-center rounded-xl p-2 text-gray-500 transition-all duration-300 hover:text-primary-600 dark:text-gray-400 dark:hover:text-primary-400" aria-label="Keresés (Ctrl+K)" title="Keresés (Ctrl+K)"><span class="absolute inset-0 -z-10 scale-90 rounded-xl bg-gradient-to-r from-primary-50 to-primary-100/50 opacity-0 transition-all duration-300 group-hover:scale-100 group-hover:opacity-100 dark:from-primary-900/30 dark:to-primary-800/20"></span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-search h-4 w-4 lg:h-5 lg:w-5" aria-hidden="true"><path d="m21 21-4.34-4.34"></path><circle cx="11" cy="11" r="8"></circle></svg><span class="ml-1.5 hidden rounded border border-gray-200 bg-gray-50 px-1.5 py-0.5 text-[10px] font-medium text-gray-400 transition-colors group-hover:border-primary-200 group-hover:bg-primary-50 group-hover:text-primary-500 sm:inline dark:border-gray-700 dark:bg-gray-800 dark:text-gray-500 dark:group-hover:border-primary-700 dark:group-hover:bg-primary-900/30 dark:group-hover:text-primary-400">⌘K</span></button></div></nav></div></header><main class="mb-auto"><div class="divide-y divide-gray-200 dark:divide-gray-700"><div class="space-y-2 pb-8 pt-6 md:space-y-5"><h1 class="text-3xl font-extrabold leading-9 tracking-tight text-gray-900 dark:text-gray-100 sm:text-4xl sm:leading-10 md:text-6xl md:leading-14">Hitel és Pénzügyek</h1><p class="text-lg leading-7 text-gray-500 dark:text-gray-400">Minden amit a hitelekről tudni érdemes: Személyi kölcsön, Lakáshitel, Hitelkártya, Babaváró hitel és CSOK. Hasonlítsa össze a bankok ajánlatait.</p></div><div class="container py-12"><div class="grid gap-8 lg:grid-cols-3"><div class="lg:col-span-2 space-y-10"><section><div class="flex items-center justify-between mb-4"><h2 class="text-xl font-bold text-gray-900 dark:text-white flex items-center gap-2"><span class="text-2xl">🔥</span> Kiemelt Útmutatók 2026</h2><span class="text-xs font-medium bg-amber-100 text-amber-800 dark:bg-amber-900 dark:text-amber-200 px-2 py-1 rounded-full">ÚJ</span></div><div class="grid gap-4 md:grid-cols-2"><a class="group relative flex flex-col overflow-hidden rounded-xl border border-blue-200 dark:border-blue-800 bg-gradient-to-br from-blue-600 to-indigo-700 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/hitel/szemelyi-kolcson-osszehasonl
7itas-2026"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">💰</span><div><h3 class="font-bold text-white text-lg">Személyi Kölcsön 2026</h3><p class="text-blue-100 text-xs">OTP, K&amp;H, Erste, CIB, MBH összehasonlítás</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">THM 10,8-26,9%</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Max 15M Ft</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a><a class="group relative flex flex-col overflow-hidden rounded-xl border border-purple-200 dark:border-purple-800 bg-gradient-to-br from-purple-600 to-indigo-700 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/hitel/legjobb-hitelkartya-2026"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">💳</span><div><h3 class="font-bold text-white text-lg">Legjobb Hitelkártya 2026</h3><p class="text-purple-100 text-xs">Erste, OTP, CIB, Raiffeisen visszatérítések</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Max 90k Ft/év</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">45,5% THM plafon</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a><a class="group relative flex flex-col overflow-hidden rounded-xl border border-emerald-200 dark:border-emerald-800 bg-gradient-to-br from-emerald-600 to-teal-700 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/blog/2026/lakashitel-2026-kamatok-feltetelek"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">🏠</span><div><h3 class="font-bold text-white text-lg">Lakáshitel 2026</h3><p class="text-emerald-100 text-xs">Kamatok, feltételek, JTM szabályok</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">THM 6-9%</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Min 20% önerő</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a><a class="group relative flex flex-col overflow-hidden rounded-xl border border-cyan-200 dark:border-cyan-800 bg-gradient-to-br from-cyan-600 to-blue-700 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/hitel/vallalkozoi-hitelek-2026"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">🏦</span><div><h3 class="font-bold text-white text-lg">Vállalkozói Hitelek</h3><p class="text-cyan-100 text-xs">Széchenyi Kártya, Baross, Demján</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Fix 3% kamat</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">1410 Mrd Ft keret</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a><a class="group relative flex flex-col overflow-hidden rounded-xl border border-amber-200 dark:border-amber-800 bg-gradient-to-br from-amber-500 to-orange-600 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/hitel/minositett-fogyasztobarat-szemelyi-hitel-2026"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">🏆</span><div><h3 class="font-bold text-white text-lg">MSZH Személyi Hitel 2026</h3><p class="text-amber-100 text-xs">Minősített Fogyasztóbarát Hitel</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Fix Kamat</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Max 2 nap</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a><a class="group relative flex flex-col overflow-hidden rounded-xl border border-indigo-200 dark:border-indigo-800 bg-gradient-to-br from-indigo-600 to-slate-700 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/hitel/hitelkivaltas-utmutato-2026"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">🔄</span><div><h3 class="font-bold text-white text-lg">Hitelkiváltás 2026</h3><p class="text-indigo-100 text-xs">Mikor éri meg? Bankok, díjak, megtakarítás</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Akár 200k+ Ft spórolás</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Díj max 1%</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a><a class="group relative flex flex-col overflow-hidden rounded-xl border border-green-200 dark:border-green-800 bg-gradient-to-br from-green-600 to-lime-700 p-5 shadow-lg hover:shadow-xl transition-all hover:scale-[1.02]" href="/hitel/hitel-minimalberrel-2026"><div class="flex items-center gap-3 mb-2"><span class="text-2xl">💵</span><div><h3 class="font-bold text-white text-lg">Hitel Minimálbérrel 2026</h3><p class="text-green-100 text-xs">Melyik bank ad kölcsönt 215 ezer Ft-tal?</p></div></div><div class="flex flex-wrap gap-2 mt-2"><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">~215k Ft nettóval</span><span class="text-xs bg-white/20 text-white px-2 py-0.5 rounded">Max ~6M Ft hitel</span></div><span class="absolute bottom-3 right-3 text-white/60 group-hover:text-white transition-colors">→</span></a></div></section><div class="mb-12"><a class="group relative flex flex-col overflow-hidden rounded-3xl border border-slate-600 bg-gradient-to-br from-slate-700 via-slate-800 to-slate-900 p-6 shadow-2xl transition-all duration-300 hover:scale-[1.01] hover:shadow-slate-500/20 sm:p-8" href="/hitel/szemelyi-kolcson-osszehasonl
7itas-2026"><div class="absolute -right-20 -top-20 h-64 w-64 rounded-full bg-white/5 blur-3xl transition-transform duration-500 group-hover:scale-110"></div><div class="absolute -bottom-20 -left-20 h-64 w-64 rounded-full bg-slate-400/10 blur-3xl"></div><div class="relative z-10 flex flex-col gap-4 sm:flex-row sm:items-center sm:gap-6"><div class="flex h-14 w-14 shrink-0 items-center justify-center rounded-2xl bg-white/10 backdrop-blur-md shadow-inner sm:h-16 sm:w-16"><span class="text-2xl sm:text-3xl">💰</span></div><div class="space-y-2 sm:space-y-1"><div class="flex flex-wrap items-center gap-2"><span class="rounded-full bg-slate-500/40 px-3 py-0.5 text-[10px] font-bold uppercase tracking-wider text-slate-200 backdrop-blur-sm">Új Összehasonlítás</span><span class="text-xs font-medium text-slate-300 sm:text-sm">OTP, K&amp;H, Erste, CIB, MBH</span></div><h2 class="text-xl font-bold text-white sm:text-2xl md:text-3xl">Személyi Kölcsön Összehasonlítás 2026</h2><p class="text-sm text-slate-300 sm:text-base md:text-lg">Teljes piaci áttekintés: THM-ek 9,97%-tól, MSZH feltételek, JTM szabályok. Melyik bank a legjobb neked?</p></div></div><div class="relative z-10 mt-6 flex w-full items-center justify-center gap-2 rounded-full bg-white px-4 py-3 font-bold text-slate-800 shadow-xl transition-all duration-300 group-hover:bg-slate-100 sm:mt-6 sm:w-auto sm:self-end sm:px-6 sm:gap-3"><span class="text-sm sm:text-base">Összehasonlítás megtekintése</span><span class="text-lg transition-transform duration-300 group-hover:translate-x-1 sm:text-xl">→</span></div></a></div><section class="mb-10"><div class="flex items-center justify-between mb-4"><h2 class="text-xl font-bold text-gray-900 dark:text-white flex items-center gap-2"><span class="text-2xl">🏦</span> Banki Személyi Kölcsön Útmutatók</h2><span class="text-xs font-medium bg-green-100 text-green-800 dark:bg-green-900 dark:text-green-200 px-2 py-1 rounded-full">ÚJ</span></div><div class="grid gap-3 md:grid-cols-2">
7<a class="group flex items-center gap-4 rounded-lg border border-green-200 dark:border-green-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-green-400 transition-all" href="/hitel/otp-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-green-100 dark:bg-green-900"><span class="text-xl font-bold text-green-700 dark:text-green-300">OTP</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-green-600">OTP Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 10,8-26,9% · Max 15M Ft · Online 0 Ft díj</p></div><span class="text-gray-400 group-hover:text-green-600 transition-colors">→</span></a><a class="group flex items-center gap-4 rounded-lg border border-red-200 dark:border-red-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-red-400 transition-all" href="/hitel/kh-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-red-100 dark:bg-red-900"><span class="text-xl font-bold text-red-700 dark:text-red-300">K&amp;H</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-red-600">K&amp;H Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 11-22% · Kiemelt: 9,99% · Átutalási kedv.</p></div><span class="text-gray-400 group-hover:text-red-600 transition-colors">→</span></a>
7<a class="group flex items-center gap-4 rounded-lg border border-blue-200 dark:border-blue-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-blue-400 transition-all" href="/hitel/erste-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-blue-100 dark:bg-blue-900"><span class="text-lg font-bold text-blue-700 dark:text-blue-300">Erste</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-blue-600">Erste Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 10,8-19,5% · George app · -1,5% kedv.</p></div><span class="text-gray-400 group-hover:text-blue-600 transition-colors">→</span></a><a class="group flex items-center gap-4 rounded-lg border border-orange-200 dark:border-orange-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-orange-400 transition-all" href="/hitel/cib-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-orange-100 dark:bg-orange-900"><span class="text-xl font-bold text-orange-700 dark:text-orange-300">CIB</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-orange-600">CIB Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 9,97-24,7% · „A&quot; minősítés · 0 Ft díj</p></div><span class="text-gray-400 group-hover:text-orange-600 transition-colors">→</span></a>
7<a class="group flex items-center gap-4 rounded-lg border border-purple-200 dark:border-purple-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-purple-400 transition-all" href="/hitel/cofidis-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-purple-100 dark:bg-purple-900"><span class="text-lg font-bold text-purple-700 dark:text-purple-300">Cofidis</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-purple-600">Cofidis Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">Prémium THM 10,84–15,59% · Max 9,9M Ft · 450 000+ nettó</p></div><span class="text-gray-400 group-hover:text-purple-600 transition-colors">→</span></a><a class="group flex items-center gap-4 rounded-lg border border-teal-200 dark:border-teal-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-teal-400 transition-all" href="/hitel/mbh-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-teal-100 dark:bg-teal-900"><span class="text-xl font-bold text-teal-700 dark:text-teal-300">MBH</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-teal-600">MBH Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 10,6–23,5% · Kamatvágó 10,99%-tól · 5 konstrukció</p></div><span class="text-gray-400 group-hover:text-teal-600 transition-colors">→</span></a>
7<a class="group flex items-center gap-4 rounded-lg border border-rose-200 dark:border-rose-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-rose-400 transition-all" href="/hitel/unicredit-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-rose-100 dark:bg-rose-900"><span class="text-sm font-bold text-rose-700 dark:text-rose-300">UniCr</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-rose-600">UniCredit Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 10,46–20,41% · 6 kamatkedvezmény · 0 Ft díj</p></div><span class="text-gray-400 group-hover:text-rose-600 transition-colors">→</span></a><a class="group flex items-center gap-4 rounded-lg border border-yellow-200 dark:border-yellow-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-yellow-400 transition-all" href="/hitel/raiffeisen-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-yellow-100 dark:bg-yellow-900"><span class="text-sm font-bold text-yellow-700 dark:text-yellow-300">Raiff</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-yellow-600">Raiffeisen Személyi Kölcsön 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">THM 9,9–19,6% · Hitelkiváltás · 6 kedvezmény-szint</p></div><span class="text-gray-400 group-hover:text-yellow-600 transition-colors">→</span></a>
7<a class="group flex items-center gap-4 rounded-lg border border-slate-200 dark:border-slate-700 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-slate-400 transition-all" href="/hitel/granit-szemelyi-kolcson-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-slate-100 dark:bg-slate-800"><span class="text-sm font-bold text-slate-700 dark:text-slate-300">Gránit</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-slate-600">Gránit Bank – Nincs Személyi Kölcsön!</h3><p class="text-sm text-gray-500 dark:text-gray-400">Munkáshitel 0,55% THM · Alternatívák · Döntési segédlet</p></div><span class="text-gray-400 group-hover:text-slate-600 transition-colors">→</span></a><a class="group flex items-center gap-4 rounded-lg border border-indigo-200 dark:border-indigo-800 bg-white dark:bg-gray-800 p-4 shadow-sm hover:shadow-md hover:border-indigo-400 transition-all" href="/hitel/szemelyi-kolcson-elotorlesztes-2026"><div class="flex h-12 w-12 shrink-0 items-center justify-center rounded-lg bg-indigo-100 dark:bg-indigo-900"><span class="text-xl">📋</span></div><div class="flex-1"><h3 class="font-semibold text-gray-900 dark:text-white group-hover:text-indigo-600">Előtörlesztés Útmutató 2026</h3><p class="text-sm text-gray-500 dark:text-gray-400">Díjak, szabályok, banki összehasonlítás · Mikor éri meg?</p></div><span class="text-gray-400 group-hover:text-indigo-600 transition-colors">→</span></a></div></section><section><div class="flex items-center justify-between mb-4"><h2 class="text-xl font-bold text-gray-900 dark:text-white flex items-center gap-2"><span class="text-2xl">⚖️</span> Lakáshitel Összehasonlítások</h2><span class="text-xs font-medium bg-blue-100 text-blue-800 dark:bg-blue-900 dark:text-blue-200 px-2 py-1 rounded-full">2025-2026</span></div><a class="group block relative rounded-xl overflow-hidden shadow-lg hover:shadow-xl transition-all mb-4" href="/hitel/lakashitel-osszehasonlitas-teljes-piaci-attekintes-2025-2026"><div class="absolute inset-0"><img alt="Lakáshitel Piaci Körkép 2026" decoding="async" data-nimg="fill" class="object-cover transition-transform duration-500 group-hover:scale-105" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/static/img/lakashitel-teljes-piaci-attekintes-2026-v2.webp"/><div class="absolute inset-0 bg-gradient-to-t from-gray-900 via-gray-900/60 to-transparent"></div></div><div class="relative p-6 flex flex-col items-start justify-end min-h-[180px] text-white"><span class="inline-block px-2 py-0.5 mb-2 text-xs font-bold uppercase tracking-wider bg-blue-600 text-white rounded-full">Kiemelt</span><h3 class="text-xl font-extrabold mb-1 group-hover:text-blue-200 transition-colors">Lakáshitel Piaci Körkép 2025-2026</h3><p class="text-sm text-gray-200">8 bank részletes rangsora – hol a legolcsóbb hitel?</p></div></a><div class="grid gap-3 md:grid-cols-2 lg:grid-cols-3"><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-kh-2025-2026"><div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">K&amp;H</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dark:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->K&amp;H</span></a><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-mbh-2025-2026">
7<div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-purple-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">MBH</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dark:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->MBH</span></a><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-unicredit-2025-2026"><div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-red-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">Uni</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dark:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->UniCredit</span></a><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-erste-2025-2026"><div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">Ers</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dark:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->Erste</span></a><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-raiffeisen-2025-2026"><div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-orange-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">Rai</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dark:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->Raiffeisen</span></a><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-cib-2025-2026"><div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-red-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">CIB</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dark:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->CIB</span></a><a class="group flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-3 hover:shadow-md hover:border-blue-400 dark:hover:border-blue-500 transition-all" href="/hitel/lakashitel-osszehasonlitas-otp-vs-granit-2025-2026"><div class="flex -space-x-2"><div class="w-8 h-8 rounded-full bg-green-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">OTP</div><div class="w-8 h-8 rounded-full bg-teal-500 flex items-center justify-center text-white font-bold text-xs border-2 border-white dark:border-gray-800">Grá</div></div><span class="font-medium text-sm text-gray-900 dark:text-white group-hover:text-blue-600 dar
7k:group-hover:text-blue-400 transition-colors">OTP<!-- --> vs. <!-- -->Gránit</span></a></div></section><section><h2 class="text-xl font-bold text-gray-900 dark:text-white mb-4 flex items-center gap-2"><span class="text-2xl">📚</span> Hasznos Információk</h2><div class="grid gap-3 sm:grid-cols-2"><a class="flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-4 hover:bg-gray-50 dark:hover:bg-gray-800 transition-colors" href="/blog/2026/allampapir-osszehasonlitas-2026-melyiket-valaszd"><span class="text-xl">📈</span><div><h3 class="font-semibold text-gray-900 dark:text-white text-sm">Állampapír 2026</h3><p class="text-xs text-gray-500 dark:text-gray-400">FixMÁP 7%, MÁP+, PMÁP összehasonlítás</p></div></a><a class="flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-4 hover:bg-gray-50 dark:hover:bg-gray-800 transition-colors" href="/blog/2026/legjobb-bankszamla-2026"><span class="text-xl">🏧</span><div><h3 class="font-semibold text-gray-900 dark:text-white text-sm">Legjobb Bankszámla 2026</h3><p class="text-xs text-gray-500 dark:text-gray-400">Akár 100k Ft jóváírás számlanyitáskor</p></div></a><a class="flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-4 hover:bg-gray-50 dark:hover:bg-gray-800 transition-colors" href="/babavaro-hitel"><span class="text-xl">👶</span><div><h3 class="font-semibold text-gray-900 dark:text-white text-sm">Babaváró Hitel</h3><p class="text-xs text-gray-500 dark:text-gray-400">Kamatmentes, 11M Ft</p></div></a><a class="flex items-center gap-3 rounded-lg border border-gray-200 dark:border-gray-700 p-4 hover:bg-gray-50 dark:hover:bg-gray-800 transition-colors" href="/csok-plusz-hitel-kalkulator"><span class="text-xl">🏡</span><div><h3 class="font-semibold text-gray-900 dark:text-white text-sm">CSOK Plusz</h3><p class="text-xs text-gray-500 dark:text-gray-400">Támogatott lakáshitel</p></div></a></div></section></div><div class="lg:col-span-1"><div class="sticky top-24"><div class="rounded-lg border border-blue-100 bg-white p-6 shadow-lg dark:border-gray-700 dark:bg-gray-800"><div class="mb-4 text-center"><h3 class="text-xl font-bold text-gray-900 dark:text-white">Személyre szabott ajánlatot szeretne?</h3><p class="text-sm text-gray-600 dark:text-gray-400">Adja meg elérhetőségeit, és bankfüggetlen szakértőink segítenek megtalálni a legjobb hitelt.</p></div><form class="space-y-4"><div class="hidden"><label for="website">Website</label><input type="text" id="website" tabindex="-1" autoComplete="off" name="website" value=""/></div><div><label for="name" class="mb-1 block text-sm font-medium text-gray-700 dark:text-gray-300">Név</label><input type="text" id="name" required="" class="block w-full rounded-md border border-gray-300 px-3 py-2 shadow-sm focus:border-blue-500 focus:outline-none focus:ring-blue-500 dark:border-gray-600 dark:bg-gray-700 dark:text-white" placeholder="Kovács János" name="name" value=""/></div><div class="grid grid-cols-1 gap-4 md:grid-cols-2"><div><label for="email" class="mb-1 block text-sm font-medium text-gray-700 dark:text-gray-300">Email cím</label><input type="email" id="email" required="" class="block w-full rounded-md border border-gray-300 px-3 py-2 shadow-sm focus:border-blue-500 focus:outline-none focus:ring-blue-500 dark:border-gray-600 dark:bg-gray-700 dark:text-white" placeholder="[email protected]" name="email" value=""/></div><div><label for="phone" class="mb-1 block text-sm font-medium text-gray-700 dark:text-gray-300">Telefonszám</label><input type="tel" id="phone" required="" class="block w-full rounded-md border border-gray-300 px-3 py-2 shadow-sm focus:border-blue-500 focus:outline-none focus:ring-blue-500 dark:border-gray-600 dark:bg-gray-700 dark:text-white" placeholder="+36 30 123 4567" name="phone" value=""/></div></div><div class="flex items-start"><div class="flex h-5 items-center"><input id="marketingConsent" type="checkbox" required="" class="h-4 w-4 rounded border-gray-300 text-blue-600 focus:ring-blue-500 dark:border-gray-600 dark:bg-gray-700 dark:ring-offset-gray-800" name="marketingConsent"/></div><div class="ml-3 text-sm"><label for="marketingConsent" class="font-medium text-gray-700 dark:text-gray-300">Hozzájárulok az adataim kezeléséhez</label><p class="text-gray-500 dark:text-gray-400">Elfogadom, hogy a megadott adataimat kapcsolatfelvétel céljából kezeljék.</p></div></div><button type="submit" class="w-full flex justify-center py-2 px-4 border border-transparent roun
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