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16</head><body class="__variable_8a0ba0 __variable_454da4 __variable_14db65"><div hidden=""><!--$--><!--/$--></div><div class="flex w-full flex-col"><div style="--sidebar-width:16rem;--sidebar-width-icon:3rem" class="group/sidebar-wrapper w-full has-[[data-variant=inset]]:bg-sidebar flex flex-col min-h-full sticky top-0 z-[9999]"><div class="sticky top-0 w-full bg-white backdrop-blur-[12px] overflow-visible font-plusJakartaSans mb-4"><div class="w-full bg-[#0735EC] px-5 py-1 text-white"><div class="mx-auto grid w-full gap-1 text-[12px] font-medium leading-4 lg:grid-cols-[1fr_auto_1fr] lg:items-center"><div class="hidden items-center justify-center gap-3 lg:flex lg:justify-start"><a href="/individuals" class="relative transition-opacity hover:opacity-80 text-[#0735EC]" aria-current="page"><span class="absolute -inset-x-1.5 -bottom-0.5 -top-1 rounded-b-[6px] bg-white" aria-hidden="true"></span><span class="relative z-[1]">Individuals</span></a><span class="h-3 w-px bg-white/35" aria-hidden="true"></span><a href="/employers" class="relative transition-opacity hover:opacity-80 "><span class="relative z-[1]">Employers</span></a></div><div class="flex items-center justify-center"><p class="text-center font-semibold">ð The new JayPlans platform has landed.</p></div><div class="hidden items-center justify-center gap-3 lg:flex lg:justify-end"><a target="_blank" rel="noopener noreferrer" href="https://app.jayplans.com/" class="text-[14px] transition-opacity hover:opacity-80">Log In</a></div></div></div><div class="hidden grid-cols-[1fr_auto_1fr] items-center px-4 lg:grid lg:px-6 xl:px-8 2xl:px-40"><a href="/"><img class="w-[150px] py-4 text-18-500 text-gray-500 xl:w-auto xl:pl-4" src="/images/text_logo.svg" alt="JayPlans" width="176" height="36" decoding="async"/></a><div class="hidden w-auto flex-wrap justify-center gap-4 text-[15px] font-medium leading-5 lg:flex xl:gap-8 xl:text-18-500"><a href="/individuals" class=" hover:text-primary-500">Overview</a><a 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1.75rem);--drawer-group-gap:clamp(0.9rem, 2.6svh, 3.5rem);--drawer-content-top:clamp(0.9rem, 3.2svh, 3rem);--drawer-bottom-pad:clamp(1.75rem, 5.4svh, 4rem);--drawer-bottom-top:clamp(0.4rem, 1.4svh, 1rem);--drawer-logo-height:clamp(2.25rem, 6svh, 3.25rem);--drawer-logo-width:clamp(11.5rem, 62vw, 15.875rem);--drawer-close-size:clamp(2.5rem, 6svh, 3rem)"><img class="ml-3 h-[var(--drawer-logo-height)] w-[var(--drawer-logo-width)] object-contain sm:ml-4" src="/images/white_logo.svg" alt="JayPlans" width="235" height="48" decoding="async"/></div>
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data-[state=open]:hover:bg-sidebar-accent data-[state=open]:hover:text-sidebar-accent-foreground group-data-[collapsible=icon]:!size-8 group-data-[collapsible=icon]:!p-2 [&>span:last-child]:truncate [&>svg]:size-4 [&>svg]:shrink-0 h-8 text-sm p-0 hover:bg-[#0735EC] hover:text-white hover:underline flex flex-row items-center gap-6 pl-10 sm:pl-12 " data-sidebar="menu-button" data-size="default" data-active="false"><span class="w-2 shrink-0" aria-hidden="true"></span><span class="flex min-h-[var(--drawer-nav-row)] items-center py-1 font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-none">Contact</span></a></li><li data-sidebar="menu-item" class="group/menu-item relative"><a href="https://buy.stripe.com/7sY4gAcNt61ngFKfG4bV602" target="_blank" rel="noopener noreferrer" class="peer/menu-button flex w-full items-center gap-2 overflow-hidden rounded-md text-left outline-none ring-sidebar-ring transition-[width,height,padding] focus-visible:ring-2 active:bg-sidebar-accent 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16-item:pr-8 aria-disabled:pointer-events-none aria-disabled:opacity-50 data-[active=true]:bg-sidebar-accent data-[active=true]:font-medium data-[active=true]:text-sidebar-accent-foreground data-[state=open]:hover:bg-sidebar-accent data-[state=open]:hover:text-sidebar-accent-foreground group-data-[collapsible=icon]:!size-8 group-data-[collapsible=icon]:!p-2 [&>span:last-child]:truncate [&>svg]:size-4 [&>svg]:shrink-0 h-8 text-sm p-0 hover:bg-[#0735EC] hover:text-white hover:underline flex w-full flex-row items-center justify-between gap-4 pl-10 pr-8 max-[400px]:pr-4 sm:pl-12 " data-sidebar="menu-button" data-size="default" data-active="false"><span class="flex min-w-0 items-center gap-6"><span class="w-2 shrink-0" aria-hidden="true"></span><span class="flex min-h-[var(--drawer-nav-row)] items-center py-1 font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-none whitespace-nowrap">Get Started</span></span><span class="hidden font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-none min-[340px]:block" aria-hidden="true">â</span></a></li></ul></div></div><div data-sidebar="group" class="relative flex w-full min-w-0 flex-col mt-auto p-0"><div data-sidebar="group-content" class="w-full text-sm"><ul data-sidebar="menu" class="flex w-full min-w-0 flex-col gap-[var(--drawer-nav-gap)]"><li data-sidebar="menu-item" class="group/menu-item relative"><a href="/" class="peer/menu-button flex w-full items-center gap-2 overflow-hidden rounded-md text-left outline-none ring-sidebar-ring transition-[width,height,padding] focus-visible:ring-2 active:bg-sidebar-accent active:text-sidebar-accent-foreground disabled:pointer-events-none disabled:opacity-50 group-has-[[data-sidebar=menu-action]]/menu-item:pr-8 aria-disabled:pointer-events-none aria-disabled:opacity-50 data-[active=true]:bg-sidebar-accent data-[active=true]:font-medium data-[active=true]:text-sidebar-accent-foreground data-[state=open]:hover:bg-sidebar-accent data-[state=open]:hover:text-sidebar-accent-foreground group-data-[collapsible=icon]:!size-8 group-data-[collapsible=icon]:!p-2 [&>span:last-child]:truncate [&>svg]:size-4 [&>svg]:shrink-0 h-8 text-sm p-0 hover:bg-[#0735EC] hover:text-white hover:underline flex flex-row items-center gap-8 pl-2 " data-sidebar="menu-button" data-size="default" data-active="false"><span class="w-2 shrink-0" aria-hidden="true"></span><span class="flex min-h-[var(--drawer-nav-row)] items-center py-1 font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-none">Home</span></a></li><li data-sidebar="menu-item" class="group/menu-item relative"><a href="/employers" class="peer/menu-button flex w-full items-center gap-2 overflow-hidden rounded-md text-left outline-none ring-sidebar-ring transition-[width,height,padding] focus-visible:ring-2 active:bg-sidebar-accent active:text-sidebar-accent-foreground disabled:pointer-events-none disabled:opacity-50 group-has-[[data-sidebar=menu-action]]/menu-item:pr-8 aria-disabled:pointer-events-none aria-disabled:opacity-50 data-[active=true]:bg-sidebar-accent data-[active=true]:font-medium data-[active=true]:text-sidebar-accent-foreground data-[state=open]:hover:bg-sidebar-accent data-[state=open]:hover:text-sidebar-accent-foreground group-data-[collapsible=icon]:!size-8 group-data-[collapsible=icon]:!p-2 [&>span:last-child]:truncate [&>svg]:size-4 [&>svg]:shrink-0 h-8 text-sm p-0 hover:bg-[#0735EC] hover:text-white hover:underline flex flex-row items-center gap-8 pl-2 " data-sidebar="menu-button" data-size="default" data-active="false"><span class="w-2 shrink-0" aria-hidden="true"></span><span class="flex min-h-[var(--drawer-nav-row)] items-center py-1 font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-none">Employers</span></a></li></ul></div></div><div class="px-8 sm:px-14 pt-[var(--drawer-bottom-top)]"><div data-orientation="horizontal" role="none" class="shrink-0 h-[1px] w-full bg-white/30"></div></div><div data-sidebar="group" class="relative flex w-full min-w-0 flex-col p-2 m-0 gap-4 bg-[#0735EC] px-0 pb-[var(--drawer-bottom-pad)] pt-[var(--drawer-bottom-top)] text-white">
16<div data-sidebar="group-content" class="w-full text-sm"><ul data-sidebar="menu" class="flex w-full min-w-0 flex-col gap-[var(--drawer-nav-gap)]"><li data-sidebar="menu-item" class="group/menu-item relative"><a target="_blank" rel="noopener noreferrer" href="https://app.jayplans.com/" class="flex w-full flex-row items-center justify-between gap-8 overflow-visible py-2 pl-2 pr-8 text-white transition-opacity hover:opacity-85 hover:underline" data-sidebar="menu-button"><span class="flex items-center gap-8"><span class="w-2 shrink-0" aria-hidden="true"></span><span class="font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-[1.25]">Log In</span></span><span class="font-facultyGlyphic text-[length:var(--drawer-nav-font-size)] leading-none" aria-hidden="true">â</span></a></li></ul></div></div></div></div></div></div></div></div></div><main class="flex w-full flex-col font-plusJakartaSans text-[#1A110B]"><section class="px-3 lg:px-5"><div class="platform-hero-shell relative mx-auto grid min-h-[720px] w-full grid-rows-[auto_auto_auto] overflow-hidden rounded-[32px] bg-[#FFF2DE] lg:h-auto lg:min-h-[calc(100svh-132px)] lg:grid-cols-[0.95fr_1.05fr] lg:grid-rows-none"><svg aria-hidden="true" class="pointer-events-none absolute inset-x-0 bottom-0 z-0 h-[40%] w-full min-[769px]:hidden " data-mobile-hero-accent="true" preserveAspectRatio="none" viewBox="0 0 357 354"><path d="M0 330V0C13.6667 32.3333 61.4 103.1 143 127.5C224.6 151.9 319.333 108.667 356.5 84V330C356.5 343.255 345.755 354 332.5 354H24C10.7452 354 0 343.255 0 330Z" fill="#6AD8D5"></path></svg><div aria-hidden="true" class="pointer-events-none absolute inset-y-0 z-0 hidden w-[18%] min-[769px]:block lg:hidden right-0" style="background-color:#6AD8D5"></div><svg aria-hidden="true" class="gateway-tablet-hero-accent pointer-events-none absolute inset-y-0 z-0 hidden h-full w-auto min-w-[70%] min-[769px]:block lg:hidden right-0" data-responsive-hero-accent="right" preserveAspectRatio="xMidYMid meet" viewBox="0 0 820 864"><path d="M788 0H418.5C495.5 111 507 220.5 509.5 255C512 289.5 504 464 294.5 563.5C126.9 643.1 28.3333 797 0 864H788C805.673 864 820 849.673 820 832V32C820 14.3269 805.673 0 788 0Z" fill="#6AD8D5"></path></svg><div aria-hidden="true" class="pointer-events-none absolute inset-y-0 z-0 hidden w-[18%] lg:block right-0" style="background-color:#6AD8D5"></div><svg aria-hidden="true" class="gateway-desktop-hero-accent pointer-events-none absolute inset-y-0 z-0 hidden h-full w-auto min-w-[70%] lg:block right-0" data-responsive-hero-accent="right" preserveAspectRatio="xMidYMid meet" viewBox="0 0 820 864"><path d="M788 0H418.5C495.5 111 507 220.5 509.5 255C512 289.5 504 464 294.5 563.5C126.9 643.1 28.3333 797 0 864H788C805.673 864 820 849.673 820 832V32C820 14.3269 805.673 0 788 0Z" fill="#6AD8D5"></path></svg><div class="platform-hero-copy relative z-20 flex flex-col justify-start px-6 py-8 lg:justify-center lg:px-[12%] lg:py-14"><p class="page-eyebrow">INDIVIDUAL EXPERIENCE</p><h1 class="page-hero-heading mt-8 max-w-[760px]">Financial planning, connected to real life.</h1><p class="page-hero-copy mt-8 max-w-[620px]">Your finances, your goals, and your dedicated CFP® all work together in one connected planning experience built for Canadians.</p><div class="mt-10 hidden gap-3 lg:flex"><a href="/individuals/membership" class="inline-flex min-h-[48px] items-center justify-center rounded-[12px] px-5 text-16-500 transition border border-primary-500 bg-primary-500 text-white hover:bg-primary-600 ">Explore membership</a><a href="#demo" class="inline-flex min-h-[48px] items-center justify-center rounded-[12px] px-5 text-16-500 transition border border-primary-500 bg-white text-primary-500 hover:bg-[#F5F7FF] ">Watch demo</a></div></div><div class="platform-hero-media relative z-10 flex min-h-0 items-center justify-center overflow-visible px-6 pb-4 pt-3 lg:min-h-[420px] lg:py-10"><div class="relative z-30 w-[calc(100%-24px)] max-w-[780px] translate-x-6 lg:w-full lg:translate-x-0"><img src="/images/optimized/v1/smart-tools-dashboard-v1-960w.webp" srcSet="/images/optimized/v1/smart-tools-dashboard-v1-640w.webp 640w, /images/optimized/v1/smart-tools-dashboard-v1-960w.webp 960w" sizes="(min-width: 1024px) 50vw, calc(100vw - 72px)" alt="JayPlans planning dashboard showing accounts, goals, and recommendations" width="960" height="626" class="w-full rounded-[18px] shadow-[0_28px_70px_rgba(26,17,11,0.22)]" loading="eager" decoding="async" fetchPriority="high"/><img src="/images/platform-action-items-investments.svg" alt="JayPlans investment action items preview" class="absolute bottom-[-12%] left-[-8%] z-50 w-[19%] max-w-[140px] drop-shadow-[0_18px_34px_rgba(26,17,11,0.2)]" loading="lazy" decoding="async"/></div></div><div class="mobile-hero-actions !static !left-auto !bottom-auto !mx-5 !mb-6 !mt-12 !w-auto !max-w-none !translate-x-0 lg:hidden"><a href="/individuals/membership" class="inline-flex min-h-[48px] items-center justify-center rounded-[12px] px-5 text-16-500 transition border border-primary-500 bg-primary-500 text-white hover:bg-primary-600 w-full">Explore membership</a><a href="#demo" class="inline-flex min-h-[48px] items-center justify-center rounded-[12px] px-5 text-16-500 transition border border-primary-500 bg-white text-primary-500 hover:bg-[#F5F7FF] w-full">Watch demo</a></div></div></section><section id="demo" class="scroll-mt-12 px-5 pb-[var(--section-gap)] pt-[var(--section-first-gap)]"><div class="mx-auto grid max-w-[1320px] items-center gap-10 rounded-[32px] bg-[#0735EC] p-5 text-white lg:grid-cols-[0.82fr_1.18fr] lg:p-8"><div class="flex flex-col justify-center p-2 lg:p-8"><p class="badge mb-8 text-black">DEMO</p><h2 class="max-w-[520px] font-facultyGlyphic text-[24px] leading-8 lg:text-[40px] lg:leading-[56px] ">Life changes.<br/>Your financial plan should too.</h2><p class="mt-8 max-w-[520px] text-[16px] leading-6 lg:text-[18px] lg:leading-8 text-[#DDE5FF]">See how JayPlans connects your finances to your plan, so you can see your progress, celebrate wins, and adapt as life changes.</p></div>
16<div class="w-full self-center rounded-[18px] bg-white/10 p-2"><video aria-label="JayPlans individual experience demo video" class="platform-demo-video w-full rounded-[12px] bg-black object-contain object-center" style="aspect-ratio:960 / 496" controls="" controlsList="nodownload" playsInline="" poster="/images/optimized/jayplans-individual-experience-demo-poster-v1.png" preload="none"><source src="/videos/optimized/jayplans-individual-experience-demo-v2.m4v" type="video/mp4"/><track kind="captions" src="/videos/jayplans-individual-experience-demo.vtt" srcLang="en" label="English captions"/>Your browser does not support the video tag.</video></div></div></section><section class="px-5 pb-[var(--section-gap)]"><div class="mx-auto flex max-w-[1320px] flex-col items-center text-center"><p class="badge">PLATFORM FEATURES</p><h2 class="section__heading mt-8 max-w-full lg:whitespace-nowrap">Know where you stand. Know what to do next.</h2><p class="section__desc mt-8 max-w-[640px]">Everything works together to help you make informed financial decisions.</p><div class="mt-16 grid w-full gap-5 md:grid-cols-2 xl:grid-cols-4"><article class="flex min-h-[380px] flex-col gap-10 rounded-[12px] bg-[#D0F8F7] p-5"><div class="relative flex h-[220px] w-full items-center justify-center"><div class="absolute right-0 top-0 flex size-12 items-center justify-center rounded-full bg-primary-500 text-white"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-check"><circle cx="12" cy="12" r="10"></circle><path d="m9 12 2 2 4-4"></path></svg></div><div class="grid h-[178px] w-full max-w-[270px] content-center gap-0"><div class="mx-auto flex items-center gap-3 rounded-[10px] bg-white px-4 py-3 text-left shadow-[0_14px_34px_rgba(26,17,11,0.1)]" style="width:100%"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-check shrink-0 text-[#5FC48D]"><circle cx="12" cy="12" r="10"></circle><path d="m9 12 2 2 4-4"></path></svg><span class="text-[13px] font-medium">Increase monthly RRSP contributions</span></div><div class="mx-auto flex items-center gap-3 rounded-[10px] bg-white px-4 py-3 text-left shadow-[0_14px_34px_rgba(26,17,11,0.1)]" style="width:84%"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-check shrink-0 text-[#5FC48D]"><circle cx="12" cy="12" r="10"></circle><path d="m9 12 2 2 4-4"></path></svg><span class="text-[13px] font-medium">Review insurance coverage</span></div><div class="mx-auto flex items-center gap-3 rounded-[10px] bg-white px-4 py-3 text-left shadow-[0_14px_34px_rgba(26,17,11,0.1)]" style="width:68%"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-check shrink-0 text-[#5FC48D]"><circle cx="12" cy="12" r="10"></circle><path d="m9 12 2 2 4-4"></path></svg><span class="text-[13px] font-medium">Build cash reserve</span></div></div></div><div class="flex flex-col gap-3 text-center text-black"><h3 class="font-bold">My Plan</h3><p class="text-16 font-normal leading-6">Understand what matters most, why it matters, and what to do next.</p></div></article><article class="flex min-h-[380px] flex-col gap-10 rounded-[12px] bg-[#D0F8F7] p-5"><div class="relative flex h-[220px] w-full items-center justify-center"><div class="absolute right-0 top-0 flex size-12 items-center justify-center rounded-full bg-primary-500 text-white"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-wallet-cards"><rect width="18" height="18" x="3" y="3" rx="2"></rect><path d="M3 9a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2"></path><path d="M3 11h3c.8 0 1.6.3 2.1.9l1.1.9c1.6 1.6 4.1 1.6 5.7 0l1.1-.9c.5-.5 1.3-.9 2.1-.9H21"></path></svg></div><div class="flex h-[178px] w-full max-w-[270px] flex-col justify-center rounded-[10px] bg-white p-5 text-left shadow-[0_14px_34px_rgba(26,17,11,0.12)]"><p class="text-16-500">Accounts</p><p class="mt-2 font-facultyGlyphic text-[32px] leading-none">$39,250</p><div class="mt-5 grid gap-2"><span class="h-2 rounded-full bg-primary-500"></span><span class="h-2 w-[78%] rounded-full bg-[#F3B38C]"></span><span class="h-2 w-[56%] rounded-full bg-[#73DAD7]"></span></div></div></div><div class="flex flex-col gap-3 text-center text-black"><h3 class="font-bold">My Money</h3><p class="text-16 font-normal leading-6">See your complete financial picture in one place.</p></div></article><article class="flex min-h-[380px] flex-col gap-10 rounded-[12px] bg-[#D0F8F7] p-5"><div class="relative flex h-[220px] w-full items-center justify-center"><div class="absolute right-0 top-0 flex size-12 items-center justify-center rounded-full bg-primary-500 text-white"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chart-column"><path d="M3 3v16a2 2 0 0 0 2 2h16"></path><path d="M18 17V9"></path><path d="M13 17V5"></path><path d="M8 17v-3"></path></svg></div><div class="flex h-[178px] w-full max-w-[270px] flex-col justify-center rounded-[10px] bg-white p-5 text-left shadow-[0_14px_34px_rgba(26,17,11,0.12)]"><p class="text-16-500">Monthly Cash Flow</p><p class="mt-6 text-16-700">$930 available</p><div class="mt-2 h-2 rounded-full bg-gray-100"><div class="h-2 w-[72%] rounded-full bg-primary-500"></div></div><div class="mt-5 flex items-center justify-center gap-2 rounded-[10px] border border-gray-100 py-3 text-[14px] font-medium"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-check text-[#5FC48D]"><circle cx="12" cy="12" r="10"></circle><path d="m9 12 2 2 4-4"></path></svg>On Track</div></div></div><div class="flex flex-col gap-3 text-center text-black"><h3 class="font-bold">My Cash Flow</h3><p class="text-16 font-normal leading-6">Understand where your money goes and how much you can save.</p></div></article><article class="flex min-h-[380px] flex-col gap-10 rounded-[12px] bg-[#D0F8F7] p-5"><div class="relative flex h-[220px] w-full items-center justify-center"><div class="absolute right-0 top-0 flex size-12 items-center justify-center rounded-full bg-primary-500 text-white"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-message-square-text"><path d="M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z"></path><path d="M13 8H7"></path><path d="M17 12H7"></path></svg></div><div class="flex h-[178px] w-full max-w-[270px] flex-col justify-center rounded-[10px] bg-white p-5 text-left shadow-[0_14px_34px_rgba(26,17,11,0.12)]"><div class="flex items-center justify-between"><p class="text-[15px] font-bold leading-5">Compare my options</p><span class="rounded-full bg-[#EAF0FF] px-3 py-1 text-[12px] font-bold text-primary-500">Compare</span></div><div class="mt-5 grid gap-2"><span class="h-2 rounded-full bg-primary-500"></span><span class="h-2 w-[82%] rounded-full bg-[#73DAD7]"></span><span class="h-2 w-[64%] rounded-full bg-[#F3B38C]"></span></div></div></div><div class="flex flex-col gap-3 text-center text-black"><h3 class="font-bold">Money Lab</h3><p class="text-16 font-normal leading-6">Explore ideas before making real financial decisions.</p></div></article></div></div></section><section class="px-5 pb-[var(--section-gap)]"><div class="mx-auto grid max-w-[1320px] gap-10 lg:grid-cols-[1fr_1fr] lg:items-center"><div><p class="badge mb-6 md:hidden">
16HUMAN-FIRST, AI-ENHANCED</p><div class="overflow-hidden rounded-[32px] bg-orange-50 p-6"><img src="/images/optimized/v1/money-lab-preview-v1-1280w.webp" srcSet="/images/optimized/v1/money-lab-preview-v1-640w.webp 640w, /images/optimized/v1/money-lab-preview-v1-1280w.webp 1280w" sizes="(min-width: 1024px) 50vw, calc(100vw - 88px)" alt="JayPlans Money Lab AI planning assistant preview" width="1280" height="700" class="mx-auto w-full max-w-[620px] rounded-[18px]" loading="lazy" decoding="async"/></div></div><div class="flex flex-col"><p class="badge hidden md:inline-flex">HUMAN-FIRST, AI-ENHANCED</p><h2 class="section__heading mt-0 max-w-[620px] md:mt-8">Intelligent tools. Trusted guidance.</h2><p class="section__desc mt-8 max-w-[620px]">AI helps organize your finances, explain financial concepts, and explore different scenarios. When important financial decisions need judgment, context, and personalized advice, your dedicated CFP® planner is there to guide you.</p></div><div class="mx-auto w-full max-w-[1040px] lg:col-span-2"><div class="grid gap-6 md:grid-cols-3"><div class="flex flex-col gap-2 text-[16px] text-black"><span class="mb-3 h-0.5 w-[89px] bg-[#E8D7BD]" aria-hidden="true"></span><h3 class="font-bold leading-5">AI organizes</h3><p class="font-normal leading-6">Bring your financial information together, keep everything connected, and highlight planning opportunities.</p></div><div class="flex flex-col gap-2 text-[16px] text-black"><span class="mb-3 h-0.5 w-[89px] bg-[#E8D7BD]" aria-hidden="true"></span><h3 class="font-bold leading-5">AI explains</h3><p class="font-normal leading-6">Understand financial concepts, explore different scenarios, and get clear answers to everyday financial questions.</p></div><div class="flex flex-col gap-2 text-[16px] text-black"><span class="mb-3 h-0.5 w-[89px] bg-[#E8D7BD]" aria-hidden="true"></span><h3 class="font-bold leading-5">Your planner guides</h3><p class="font-normal leading-6">When financial decisions carry real consequences, your dedicated CFP® planner provides the judgment, context, and personalized advice that AI can't replace.</p></div></div></div></div></section><section class="px-5 pb-[var(--section-gap)]"><div class="relative mx-auto max-w-[1320px] px-6 pb-0 pt-12 lg:px-12 lg:pt-16"><div aria-hidden="true" class="absolute inset-x-0 top-0 bottom-[120px] z-0 overflow-hidden rounded-[32px] bg-orange-50 lg:bottom-[150px]"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.35" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield-check pointer-events-none absolute -left-[72px] -top-[32px] size-[260px] text-[#6AD8D5]/20 sm:size-[340px] lg:-left-[110px] lg:-top-[54px] lg:size-[440px]"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path><path d="m9 12 2 2 4-4"></path></svg></div><div class="relative z-10 mx-auto flex max-w-[820px] flex-col items-center text-center"><p class="badge">SECURITY & PRIVACY</p><h2 class="section__heading mt-8 shrink-0 lg:w-auto lg:whitespace-nowrap">Your financial information deserves to stay private.</h2><p class="section__desc mt-5 max-w-[720px] lg:mt-[32px]">Your financial information is personal. From secure technology and encrypted data to confidential conversations with your dedicated CFP®, privacy and security are built into every part of the JayPlans experience.</p></div><div class="relative z-10 mt-14 grid gap-5 lg:grid-cols-3"><article class="flex h-full flex-col rounded-[12px] border-4 border-orange-200 bg-white p-6"><div class="flex size-12 items-center justify-center rounded-[12px] bg-[#D0F8F7] text-primary-500"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield-check"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path><path d="m9 12 2 2 4-4"></path></svg></div><h3 class="mt-8 text-16-700 font-bold leading-6 text-[#1A110B]">Platform Security</h3><p class="mt-2 text-16 font-normal leading-6 text-black">Your information is protected using industry-standard encryption, secure authentication, optional two-factor authentication, and modern security practices designed to safeguard your financial data.</p></article><article class="flex h-full flex-col rounded-[12px] border-4 border-orange-200 bg-white p-6"><div class="flex size-12 items-center justify-center rounded-[12px] bg-[#D0F8F7] text-primary-500"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-lock-keyhole"><circle cx="12" cy="16" r="1"></circle><rect x="3" y="10" width="18" height="12" rx="2"></rect><path d="M7 10V7a5 5 0 0 1 10 0v3"></path></svg></div><h3 class="mt-8 text-16-700 font-bold leading-6 text-[#1A110B]">Confidential Planning</h3><p class="mt-2 text-16 font-normal leading-6 text-black">Financial planning is personal. Your conversations, uploaded documents, and financial information remain confidential and are used only to provide your financial planning services.</p></article><article class="flex h-full flex-col rounded-[12px] border-4 border-orange-200 bg-white p-6"><div class="flex size-12 items-center justify-center rounded-[12px] bg-[#D0F8F7] text-primary-500"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-sliders-horizontal"><line x1="21" x2="14" y1="4" y2="4"></line><line x1="10" x2="3" y1="4" y2="4"></line><line x1="21" x2="12" y1="12" y2="12"></line><line x1="8" x2="3" y1="12" y2="12"></line><line x1="21" x2="16" y1="20" y2="20"></line><line x1="12" x2="3" y1="20" y2="20"></line><line x1="14" x2="14" y1="2" y2="6"></line>
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