1"use strict";(self.webpackChunk_N_E=self.webpackChunk_N_E||[]).push([[9340],{99340:(e,i,t)=>{t.r(i),t.d(i,{__N_SSG:()=>ex,default:()=>ey});var n=t(37876),r=t(77328),o=t.n(r),a=t(48230),s=t.n(a),l=t(54587),d=t.n(l),c=t(14232),p=t(86111),h=t(97647),m=t(90054),u=t(53938);let g="#6C5CE9",x="#EEEAFE",y="#EFF0FE",f="#261E48",b="#261E48",j="#475569",v="black",w="rgba(38,30,72,0.08)",S="#FFFFFF",k="#0D9488";function I(e){let{text:i,dark:t=!1}=e;return i?(0,n.jsxs)("span",{style:{display:"inline-flex",alignItems:"center",gap:6,padding:"6px 14px",borderRadius:999,fontSize:11,fontWeight:600,letterSpacing:"0.07em",textTransform:"uppercase",marginBottom:16,border:t?"1px solid rgba(255,255,255,0.2)":"1px solid ".concat(y),background:t?"rgba(255,255,255,0.08)":x,color:t?"rgba(255,255,255,0.9)":g},children:[t?(0,n.jsx)("span",{style:{display:"inline-block",width:6,height:6,borderRadius:"50%",background:"#A78BFA"}}):null,i]}):null}function T(e){let{rating:i=5}=e,t=Math.round(i);return(0,n.jsxs)("span",{style:{color:"#F59E0B",fontSize:13},children:["â
".repeat(t),"â".repeat(5-t)]})}function W(e){let{id:i,dark:t=!1,pale:r=!1,style:o={},children:a}=e,s=t?f:r?x:S;return(0,n.jsx)("section",{id:i,style:{background:s,width:"100%",...o},children:(0,n.jsx)("div",{style:{maxWidth:1200,margin:"0 auto",padding:"64px 24px"},children:a})})}function z(e){let{eyebrow:i,heading:t,subtitle:r,dark:o=!1,center:a=!1}=e;return(0,n.jsxs)("div",{style:{textAlign:a?"center":void 0,marginBottom:40},children:[(0,n.jsx)(I,{text:i,dark:o}),(0,n.jsx)("h2",{style:{fontSize:"clamp(24px, 4vw, 36px)",fontWeight:800,color:o?S:b,lineHeight:1.2,marginBottom:10*!!r,marginTop:0},children:t}),r&&(0,n.jsx)("p",{style:{fontSize:15,color:o?"rgba(255,255,255,0.65)":v,maxWidth:a?560:void 0,margin:a?"0 auto":void 0,lineHeight:1.65},children:r})]})}function C(e){let{d:i}=e,[t,r]=(0,c.useState)({name:"",mobile:"",dob:"",income:"â¹5L â â¹10L",gender:"Male",smoker:"Non-Smoker"}),[o,a]=(0,c.useState)(!1);return(0,n.jsxs)("section",{style:{background:"linear-gradient(145deg, #5f4dff 0%, #6c5ce7 28%, #4f3dd4 55%, #3d2e9e 100%)",borderRadius:"0 0 32px 32px",position:"relative",overflow:"hidden"},children:[(0,n.jsx)("div",{style:{minHeight:"calc(96px + env(safe-area-inset-top, 0px))"},children:(0,n.jsx)(p.Fp,{})}),(0,n.jsxs)("div",{style:{maxWidth:1200,margin:"0 auto",padding:"48px 24px 56px",display:"grid",gridTemplateColumns:"minmax(0, 1.3fr) 380px",gap:40,alignItems:"start"},className:"hero-inner",children:[(0,n.jsxs)("div",{children:[(0,n.jsxs)("div",{style:{display:"inline-flex",alignItems:"center",gap:8,padding:"6px 14px",borderRadius:999,border:"1px solid rgba(255,255,255)",color:"rgba(255,255,255)",fontSize:12,fontWeight:500,marginBottom:20},children:[(0,n.jsx)("span",{style:{display:"inline-block",width:6,height:6,borderRadius:"50%",background:"#A78BFA"}}),i.heroEyebrow]}),(0,n.jsxs)("h1",{style:{fontSize:"clamp(32px, 5vw, 54px)",fontWeight:900,color:S,lineHeight:1.1,marginBottom:16,width:"80%"},children:[i.heroH1," ",(0,n.jsx)("br",{})," ",(0,n.jsx)("span",{style:{color:"white"},children:i.heroH1Accent})]}),(0,n.jsx)("p",{style:{fontSize:16,color:"rgba(255,255,255,0.85)",marginBottom:28,lineHeight:1.7,maxWidth:540},children:i.heroDescription}),i.heroStats.length>0&&(0,n.jsx)("div",{style:{display:"flex",flexWrap:"wrap",gap:12,marginTop:28},children:i.heroStats.map((e,i)=>(0,n.jsxs)("div",{style:{background:"rgba(255,255,255,0.1)",border:"1px solid rgba(255,255,255,0.15)",borderRadius:16,padding:"10px 20px",textAlign:"center"},children:[(0,n.jsx)("div",{style:{fontSize:18,fontWeight:800,color:"white"},children:e.value}),(0,n.jsx)("div",{style:{fontSize:11,color:"rgba(255,255,255)",marginTop:2},children:e.label})]},i))}),(0,n.jsxs)("div",{style:{display:"flex",flexWrap:"wrap",gap:12,paddingTop:"40px"},children:[(0,n.jsxs)(s(),{href:"/onboarding/term",style:{display:"inline-flex",alignItems:"center",gap:8,background:g,color:S,padding:"12px 24px",borderRadius:12,fontWeight:700,fontSize:14,textDecoration:"none"},children:["\uD83C\uDFAF ",i.heroCtaPrimaryText]}),(0,n.jsxs)(s(),{href:"#how-it-works",style:{display:"inline-flex",alignItems:"center",gap:8,border:"1px solid rgba(255,255,255,0.3)",color:S,padding:"12px 24px",borderRadius:12,fontWeight:600,fontSize:14,textDecoration:"none"},children:["ⶠ",i.heroCtaSecondaryText]})]})]}),(0,n.jsxs)("div",{style:{background:S,borderRadius:20,padding:"24px 24px 20px",boxShadow:"0 8px 40px rgba(0,0,0,0.18)"},children:[(0,n.jsxs)("p",{style:{fontSize:17,fontWeight:800,color:b,marginBottom:4},children:["\uD83E\uDDE1 ",i.formHeading]}),(0,n.jsx)("p",{style:{fontSize:12,color:v,marginBottom:20,lineHeight:1.5},children:i.formSubheading}),o?(0,n.jsxs)("div",{style:{textAlign:"center",padding:"24px 0"},children:[(0,n.jsx)("div",{style:{fontSize:40,marginBottom:8},children:"â
"}),(0,n.jsx)("p",{style:{color:b,fontWeight:600},children:"Redirecting to your plansâ¦"})]}):(0,n.jsxs)("form",{onSubmit:e=>{e.preventDefault(),a(!0),setTimeout(()=>{window.location.href="/onboarding/term"},400)},children:[(0,n.jsxs)("div",{style:{display:"grid",gridTemplateColumns:"1fr 1fr",gap:12,marginBottom:12},children:[(0,n.jsxs)("label",{style:{display:"flex",flexDirection:"column",gap:4},children:[(0,n.jsx)("span",{style:R,children:"Full Name"}),(0,n.jsx)("input",{value:t.name,onChange:e=>r(i=>({...i,name:e.target.value})),placeholder:"Rahul Sharma",style:A})]}),(0,n.jsxs)("label",{style:{display:"flex",flexDirection:"column",gap:4},children:[(0,n.jsx)("span",{style:R,children:"Mobile Number"}),(0,n.jsx)("input",{value:t.mobile,onChange:e=>r(i=>({...i,mobile:e.target.value})),placeholder:"+91 98765 43210",style:A})]}),(0,n.jsxs)("label",{style:{display:"flex",flexDirection:"column",gap:4},children:[(0,n.jsx)("span",{style:R,children:"Date of Birth"}),(0,n.jsx)("input",{type:"date",value:t.dob,onChange:e=>r(i=>({...i,dob:e.target.value})),style:A})]}),(0,n.jsxs)("label",{style:{display:"flex",flexDirection:"column",gap:4},children:[(0,n.jsx)("span",{style:R,children:"Annual Income"}),(0,n.jsx)("select",{value:t.income,onChange:e=>r(i=>({...i,income:e.target.value})),style:A,children:["Below â¹3L","â¹3Lââ¹5L","â¹5Lââ¹10L","â¹10Lââ¹20L","â¹20Lââ¹50L","Above â¹50L"].map(e=>(0,n.jsx)("option",{children:e},e))})]})]}),(0,n.jsxs)("div",{style:{marginBottom:12},children:[(0,n.jsx)("span",{style:{...R,display:"block",marginBottom:6},children:"Gender"}),(0,n.jsx)("div",{style:{display:"flex",gap:8},children:["Male","Female","Other"].map(e=>(0,n.jsx)("button",{type:"button",onClick:()=>r(i=>({...i,gender:e})),style:{flex:1,padding:"8px 4px",borderRadius:8,border:"1.5px solid ".concat(t.gender===e?g:w),background:t.gender===e?x:S,color:t.gender===e?g:j,fontWeight:t.gender===e?700:400,fontSize:13,cursor:"pointer"},children:e},e))})]}),(0,n.jsxs)("label",{style:{display:"flex",flexDirection:"column",gap:4,marginBottom:16},children:[(0,n.jsx)("span",{style:R,children:"Smoker?"}),(0,n.jsxs)("select",{value:t.smoker,onChange:e=>r(i=>({...i,smoker:e.target.value})),style:A,children:[(0,n.jsx)("option",{children:"Non-Smoker"}),(0,n.jsx)("option",{children:"Smoker"})]})]}),(0,n.jsx)("button",{type:"submit",style:{width:"100%",background:g,color:S,border:"none",borderRadius:12,padding:"13px",fontSize:14,fontWeight:700,cursor:"pointer"},children:i.formCtaText}),(0,n.jsxs)("p",{style:{fontSize:11,color:v,textAlign:"center",marginTop:10},children:["\uD83D\uDD12 ",i.formTrustNote]})]})]})]}),(0,n.jsx)("div",{style:{background:g,padding:"14px 24px"},children:(0,n.jsxs)("div",{style:{maxWidth:1200,margin:"0 auto",display:"flex",justifyContent:"space-between",flexWrap:"wrap",gap:10,alignItems:"center"},children:[i.heroTrustBar.map((e,i)=>(0,n.jsxs)("span",{style:{display:"flex",alignItems:"center",gap:6,fontSize:13,fontWeight:500,color:S},children:[(0,n.jsx)("span",{style:{color:"#A7F3D0",fontSize:14},children:"â"})," ",e.text]}
1,i)),(0,n.jsx)(s(),{href:"/onboarding/term",style:{display:"inline-flex",alignItems:"center",gap:6,background:S,color:g,padding:"7px 16px",borderRadius:999,fontWeight:700,fontSize:13,textDecoration:"none"},children:"\uD83C\uDFAF Get AI Quote"})]})}),(0,n.jsx)("style",{children:"\n @media (max-width: 900px) {\n .hero-inner {\n grid-template-columns: 1fr !important;\n }\n }\n "})]})}let R={fontSize:11,fontWeight:600,color:v,textTransform:"uppercase",letterSpacing:"0.05em"},A={border:"1px solid ".concat(w),borderRadius:10,padding:"9px 12px",fontSize:14,color:b,outline:"none",width:"100%",boxSizing:"border-box",background:"#FAFAFA",fontFamily:"inherit"},D={amber:{background:"#FEF3C7",color:"#B45309",border:"1px solid #FDE68A"},green:{background:"#D1FAE5",color:"#065F46",border:"1px solid #6EE7B7"},purple:{background:x,color:g,border:"1px solid ".concat(y)}};function B(e){var i;let{d:t}=e;return(null==(i=t.featuredPlans)?void 0:i.length)?(0,n.jsxs)(W,{id:"featured-plans",children:[(0,n.jsxs)("div",{style:{textAlign:"center",marginBottom:40},children:[(0,n.jsx)("h2",{style:{fontSize:"clamp(22px, 3.5vw, 34px)",fontWeight:800,color:b,marginBottom:8},children:t.plansHeading}),(0,n.jsx)("p",{style:{fontSize:15,color:j,maxWidth:580,margin:"0 auto",lineHeight:1.6},children:t.plansSubtitle})]}),(0,n.jsx)("div",{style:{display:"flex",flexDirection:"column",gap:20,maxWidth:920,margin:"0 auto"},children:t.featuredPlans.map((e,i)=>{var t;let r=D[e.badge_color]||null,o=e.insurer_color||g;return(0,n.jsxs)("div",{style:{background:S,border:"1.5px solid ".concat(e.badge?g:w),borderRadius:20,padding:"24px 24px 24px 20px",boxShadow:e.badge?"0 4px 24px rgba(108,92,233,0.10)":"0 2px 10px rgba(38,30,72,0.05)",position:"relative",display:"flex",gap:20,alignItems:"flex-start",flexWrap:"wrap"},children:[e.badge&&r&&(0,n.jsxs)("span",{style:{position:"absolute",top:-13,left:20,padding:"3px 12px",borderRadius:999,fontSize:11,fontWeight:700,...r},children:[e.badge_emoji," ",e.badge]}),(0,n.jsxs)("div",{style:{flexShrink:0,width:72,minHeight:64,borderRadius:12,background:o,display:"flex",flexDirection:"column",alignItems:"center",justifyContent:"center",padding:"6px 8px",textAlign:"center"},children:[(0,n.jsx)("div",{style:{fontSize:13,fontWeight:900,color:S,lineHeight:1.1},children:e.insurer_abbr}),e.insurer_sub&&(0,n.jsx)("div",{style:{fontSize:8,fontWeight:600,color:"rgba(255,255,255,0.8)",marginTop:3,lineHeight:1.2},children:e.insurer_sub})]}),(0,n.jsxs)("div",{style:{flex:1,minWidth:200},children:[(0,n.jsx)("div",{style:{fontSize:11,color:v,marginBottom:2},children:e.insurer_name}),(0,n.jsx)("div",{style:{fontSize:17,fontWeight:800,color:b,marginBottom:4},children:e.plan_name}),e.claim_settlement_ratio&&(0,n.jsxs)("div",{style:{fontSize:12,color:k,fontWeight:600,marginBottom:12},children:["Claim Settlement Ratio:"," ",(0,n.jsx)("strong",{children:e.claim_settlement_ratio})]}),(null==(t=e.features)?void 0:t.length)>0&&(0,n.jsx)("div",{style:{display:"flex",flexDirection:"column",gap:6},children:e.features.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",alignItems:"flex-start",gap:8},children:[(0,n.jsx)("span",{style:{flexShrink:0,width:16,height:16,borderRadius:4,background:x,display:"inline-flex",alignItems:"center",justifyContent:"center",marginTop:1},children:(0,n.jsx)("svg",{width:"9",height:"9",viewBox:"0 0 9 9",fill:"none",children:(0,n.jsx)("path",{d:"M1.5 4.5l2 2 4-4",stroke:g,strokeWidth:"1.5",strokeLinecap:"round",strokeLinejoin:"round"})})}),(0,n.jsx)("span",{style:{fontSize:13,color:j,lineHeight:1.5},children:e})]},i))})]}),(0,n.jsxs)("div",{style:{flexShrink:0,display:"flex",flexDirection:"column",alignItems:"flex-end",gap:4,minWidth:150},children:[(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:14,color:v,textAlign:"right"},children:"Life cover starting"}),(0,n.jsx)("div",{style:{fontSize:18,fontWeight:900,color:b,textAlign:"right"},children:e.cover_starting})]}),(0,n.jsxs)("div",{style:{marginBottom:12},children:[(0,n.jsx)("div",{style:{fontSize:14,color:v,textAlign:"right"},children:"Premium starting"}),(0,n.jsx)("div",{style:{fontSize:18,fontWeight:900,color:g,textAlign:"right"},children:e.premium_starting})]}),(0,n.jsx)(s(),{href:"/onboarding/term",style:{display:"inline-block",background:g,color:S,padding:"10px 22px",borderRadius:10,fontSize:14,fontWeight:700,textDecoration:"none",whiteSpace:"nowrap"},children:e.cta_text||"Explore Plans"})]})]},i)})}),(0,n.jsx)("div",{style:{textAlign:"center",marginTop:32},children:(0,n.jsxs)(s(),{href:"/new-term-insurance",style:{display:"inline-flex",alignItems:"center",gap:8,border:"1.5px solid ".concat(g),color:g,background:S,padding:"12px 28px",borderRadius:12,fontWeight:700,fontSize:15,textDecoration:"none"},children:[t.plansViewAllText||"View All Plans"," â"]})})]}):null}function F(e){var i,t;let{d:r}=e;return(0,n.jsx)(W,{id:"what-is",pale:!0,children:(0,n.jsxs)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(280px, 1fr))",gap:48,alignItems:"start"},children:[(null==(i=r.whatIsPoints)?void 0:i.length)>0&&(0,n.jsxs)("div",{style:{background:S,borderRadius:24,border:"1px solid ".concat(w),padding:"24px"},children:[(0,n.jsxs)("div",{style:{background:g,borderRadius:12,padding:"12px 16px",color:S,fontSize:13,fontWeight:700,marginBottom:20},children:["\uD83D\uDCCB ",r.whatIsCardHeading]}),r.whatIsPoints.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",gap:14,marginBottom:20},children:[(0,n.jsx)("div",{style:{minWidth:28,height:28,borderRadius:"50%",background:g,color:S,display:"flex",alignItems:"center",justifyContent:"center",fontSize:13,fontWeight:800,flexShrink:0},children:e.number}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:14,fontWeight:700,color:b},children:e.title}),(0,n.jsx)("div",{style:{fontSize:12,color:v,marginTop:2},children:e.description})]})]},i))]}),(0,n.jsxs)("div",{children:[(0,n.jsx)(I,{light:!0,text:r.whatIsEyebrow}),(0,n.jsx)("h2",{style:{fontSize:"clamp(24px, 3.5vw, 34px)",fontWeight:800,color:b,marginBottom:14},children:r.whatIsHeading}),(0,n.jsx)("div",{style:{fontSize:15,color:j,lineHeight:1.75,marginBottom:20},children:r.whatIsMarkdown.split("\n\n").map((e,i)=>(0,n.jsx)("p",{style:{marginBottom:12},children:e},i))}),(null==(t=r.whatIsTags)?void 0:t.length)>0&&(0,n.jsx)("div",{style:{display:"flex",flexWrap:"wrap",gap:8},children:r.whatIsTags.map((e,i)=>{let t="string"==typeof e?e:(null==e?void 0:e.title)||(null==e?void 0:e.label)||(null==e?void 0:e.text)||"";return t?(0,n.jsxs)("span",{style:{padding:"6px 14px",borderRadius:999,border:"1.5px solid ".concat(g),color:g,fontSize:12,fontWeight:600},children:["â ",t]},i):null})})]})]})})}function H(e){var i;let{d:t}=e;return(0,n.jsxs)(W,{id:"ai-advisor",dark:!0,children:[(0,n.jsxs)("div",{style:{display:"grid",gridTemplateColumns:"minmax(0, 1.3fr) 400px",gap:56,alignItems:"center"},className:"advisor-grid",children:[(0,n.jsxs)("div",{children:[(0,n.jsx)(I,{text:t.advisorEyebrow,dark:!0}
1),(0,n.jsx)("h2",{style:{fontSize:"clamp(26px, 3.5vw, 40px)",fontWeight:800,color:S,lineHeight:1.15,marginBottom:16,marginTop:0},children:t.advisorHeading}),(0,n.jsx)("p",{style:{fontSize:15,color:"rgba(255,255,255,0.7)",lineHeight:1.75,marginBottom:28},children:t.advisorDescription}),(0,n.jsx)("div",{style:{display:"flex",flexDirection:"column",gap:14,marginBottom:28},children:null==(i=t.advisorBullets)?void 0:i.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",alignItems:"flex-start",gap:12},children:[(0,n.jsx)("span",{style:{fontSize:20,flexShrink:0,lineHeight:1.4},children:e.emoji}),(0,n.jsx)("p",{style:{fontSize:14,color:"rgba(255,255,255,0.8)",margin:0,lineHeight:1.65},children:e.text})]},i))}),(0,n.jsx)(s(),{href:"/onboarding/term",style:{display:"inline-flex",alignItems:"center",gap:8,background:g,color:S,padding:"12px 22px",borderRadius:12,fontWeight:700,fontSize:14,textDecoration:"none"},children:"\uD83D\uDCAC Talk to CoverTiger AI"})]}),(0,n.jsxs)("div",{style:{background:"rgba(255,255,255,0.06)",border:"1px solid rgba(255,255,255,0.1)",borderRadius:20,padding:"20px 20px 16px",width:"100%"},children:[(0,n.jsxs)("div",{style:{display:"flex",alignItems:"center",gap:10,marginBottom:16},children:[(0,n.jsx)("div",{style:{width:36,height:36,borderRadius:"50%",background:g,display:"flex",alignItems:"center",justifyContent:"center",fontSize:18,flexShrink:0},children:(0,n.jsx)(d(),{src:"/home/veer.png",alt:"Veer",width:36,height:36,style:{borderRadius:"50%",objectFit:"cover"}})}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{color:S,fontWeight:700,fontSize:14},children:"Veer"}),(0,n.jsx)("div",{style:{color:"#10B981",fontSize:11},children:"â Online & Ready to Help"})]})]}),(t.advisorChat||[]).map((e,i)=>(0,n.jsx)("div",{style:{display:"flex",justifyContent:"user"===e.from?"flex-end":"flex-start",marginBottom:10},children:(0,n.jsx)("div",{style:{maxWidth:"82%",padding:"10px 14px",borderRadius:"user"===e.from?"16px 16px 4px 16px":"16px 16px 16px 4px",background:"user"===e.from?g:"rgba(255,255,255,0.1)",color:S,fontSize:13,lineHeight:1.55},children:e.text})},i)),(0,n.jsxs)("div",{style:{display:"flex",alignItems:"center",gap:8,background:"rgba(255,255,255,0.08)",borderRadius:10,padding:"10px 14px",marginTop:8},children:[(0,n.jsx)("input",{type:"text",placeholder:"Ask CoverTiger AI anythingâ¦",onKeyDown:e=>{"Enter"===e.key&&(window.location.href="/onboarding/term")},style:{flex:1,fontSize:13,color:S,background:"transparent",border:"none",outline:"none"}}),(0,n.jsx)("button",{onClick:()=>{window.location.href="/onboarding/term"},style:{background:g,border:"none",borderRadius:8,width:32,height:32,color:S,cursor:"pointer",display:"flex",alignItems:"center",justifyContent:"center",fontSize:14,flexShrink:0},children:"â¶"})]})]})]}),(0,n.jsx)("style",{children:"\n @media (max-width: 860px) {\n .advisor-grid {\n grid-template-columns: 1fr !important;\n }\n }\n "})]})}function E(e){var i;let{d:t}=e;return(null==(i=t.howItWorks)?void 0:i.length)?(0,n.jsxs)(W,{id:"how-it-works",children:[(0,n.jsx)(z,{eyebrow:t.howItWorksEyebrow,heading:t.howItWorksHeading,subtitle:t.howItWorksSubtitle,center:!0}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(".concat(Math.min(t.howItWorks.length,4),", 1fr)"),gap:0,position:"relative"},children:t.howItWorks.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",flexDirection:"column",alignItems:"center",textAlign:"center",padding:"0 12px",position:"relative"},children:[i<t.howItWorks.length-1&&(0,n.jsx)("div",{style:{position:"absolute",top:36,right:0,width:"50%",height:2,background:"linear-gradient(90deg, ".concat(g," 0%, ").concat(x," 100%)"),zIndex:0}}),i>0&&(0,n.jsx)("div",{style:{position:"absolute",top:36,left:0,width:"50%",height:2,background:"linear-gradient(90deg, ".concat(x," 0%, ").concat(g," 100%)"),zIndex:0}}),(0,n.jsxs)("div",{style:{width:72,height:72,borderRadius:"50%",background:S,border:"2px solid ".concat(w),display:"flex",alignItems:"center",justifyContent:"center",fontSize:28,position:"relative",zIndex:1,marginBottom:16,boxShadow:"0 2px 12px rgba(38,30,72,0.06)"},children:[e.emoji,(0,n.jsx)("span",{style:{position:"absolute",top:-4,right:-4,width:22,height:22,borderRadius:"50%",background:g,color:S,fontSize:11,fontWeight:800,display:"flex",alignItems:"center",justifyContent:"center"},children:e.step})]}),(0,n.jsx)("div",{style:{fontSize:14,fontWeight:700,color:b,marginBottom:6},children:e.title}),(0,n.jsx)("div",{style:{fontSize:13,color:v,lineHeight:1.5},children:e.description})]},i))})]}):null}function P(e){var i;let{d:t}=e;return(null==(i=t.stats)?void 0:i.length)?(0,n.jsxs)(W,{id:"stats",pale:!0,children:[(0,n.jsx)(z,{eyebrow:t.statsEyebrow,heading:t.statsHeading,subtitle:t.statsSubtitle,center:!0}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(250px, 1fr))",gap:16},children:t.stats.map((e,i)=>(0,n.jsxs)("div",{style:{background:S,borderRadius:16,padding:"20px",border:"1px solid ".concat(w),boxShadow:"0 2px 8px rgba(38,30,72,0.04)"},children:[(0,n.jsx)("div",{style:{fontSize:28,marginBottom:8},children:e.emoji}),(0,n.jsx)("div",{style:{fontSize:22,fontWeight:900,color:b,marginBottom:4},children:e.value}),(0,n.jsx)("div",{style:{fontSize:13,fontWeight:700,color:j,marginBottom:4},children:e.label}),(0,n.jsx)("div",{style:{fontSize:12,color:v,lineHeight:1.4},children:e.description})]},i))})]}):null}function L(e){var i;let{d:t}=e;return(null==(i=t.features)?void 0:i.length)?(0,n.jsxs)(W,{id:"features",children:[(0,n.jsx)(z,{eyebrow:t.featuresEyebrow,heading:t.featuresHeading,subtitle:t.featuresSubtitle,center:!0}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(280px, 1fr))",gap:20},children:t.features.map((e,i)=>(0,n.jsxs)("div",{style:{background:y,border:"1px solid ".concat(w),borderRadius:20,padding:"24px 20px"},children:[(0,n.jsx)("div",{style:{fontSize:32,marginBottom:12},children:e.emoji}),(0,n.jsx)("div",{style:{fontSize:16,fontWeight:800,color:b,marginBottom:8},children:e.title}),(0,n.jsx)("div",{style:{fontSize:13,color:j,lineHeight:1.65,marginBottom:12},children:e.description}),e.badge_text&&(0,n.jsx)("span",{style:{display:"inline-block",background:x,color:g,borderRadius:999,padding:"4px 12px",fontSize:11,fontWeight:700},children:e.badge_text})]},i))})]}):null}function N(e){var i,t;let{d:r}=e;return(null==(i=r.checklistItems)?void 0:i.length)?(0,n.jsxs)(W,{id:"checklist",pale:!0,children:[(0,n.jsx)(z,{eyebrow:r.checklistEyebrow,heading:r.checklistHeading,subtitle:r.checklistSubtitle}),(0,n.jsxs)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(280px, 1fr))",gap:32},children:[(0,n.jsx)("div",{children:(null==(t=r.checklistTip)?void 0:t.body)&&(0,n.jsxs)("div",{style:{background:S,border:"1.5px solid ".concat(g),borderRadius:16,padding:"20px"},children:[(0,n.jsxs)("div",{style:{display:"flex",alignItems:"center",gap:8,marginBottom:10,fontSize:14,fontWeight:700,color:b},children:["\uD83D\uDC2F ",r.checklistTip.label||"CoverTiger AI Tip"]}),(0,n.jsx)("p",{style:{fontSize:14,color:j,lineHeight:1.65,margin:0},children:r.checklistTip.body})]})}),(0,n.jsx)("div",{style:{display:"flex",flexDirection:"column",gap:10},children:r.checklistItems.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",alignItems:"flex-start",ga
1p:14,background:S,borderRadius:12,padding:"14px 16px",border:"1px solid ".concat(w)},children:[(0,n.jsx)("div",{style:{minWidth:24,height:24,borderRadius:6,background:"#10B981",display:"flex",alignItems:"center",justifyContent:"center",color:S,fontSize:13,fontWeight:800,flexShrink:0},children:"â"}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:14,fontWeight:700,color:b},children:e.title}),e.description&&(0,n.jsx)("div",{style:{fontSize:12,color:v,marginTop:2},children:e.description})]})]},i))})]})]}):null}function _(e){let{d:i}=e;return(0,n.jsx)("section",{style:{background:"#F0FDF9",padding:"64px 24px"},children:(0,n.jsx)("div",{style:{maxWidth:960,margin:"0 auto"},children:(0,n.jsxs)("div",{style:{background:"linear-gradient(135deg, #0F766E 0%, #0D9488 100%)",borderRadius:24,padding:"48px 40px",color:S,display:"flex",justifyContent:"space-between",alignItems:"center",flexWrap:"wrap",gap:24},children:[(0,n.jsxs)("div",{style:{flex:1,minWidth:240},children:[(0,n.jsxs)("span",{style:{display:"inline-flex",alignItems:"center",gap:6,padding:"4px 12px",borderRadius:999,fontSize:11,fontWeight:600,background:"rgba(255,255,255,0.2)",color:S,marginBottom:12},children:["â ",i.claimEyebrow]}),(0,n.jsx)("h2",{style:{fontSize:"clamp(20px, 3vw, 28px)",fontWeight:800,marginBottom:10},children:i.claimHeading}),(0,n.jsx)("p",{style:{fontSize:14,opacity:.85,lineHeight:1.7,marginBottom:20},children:i.claimBody}),(0,n.jsx)("div",{style:{display:"flex",gap:24,flexWrap:"wrap"},children:i.claimStats.map((e,i)=>(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:22,fontWeight:900},children:e.value}),(0,n.jsx)("div",{style:{fontSize:11,opacity:.75},children:e.label})]},i))})]}),(0,n.jsxs)(s(),{href:"/onboarding/term",style:{display:"inline-flex",alignItems:"center",gap:8,background:S,color:k,padding:"14px 22px",borderRadius:12,fontSize:14,fontWeight:700,textDecoration:"none",whiteSpace:"nowrap"},children:["\uD83D\uDCDE ",i.claimCtaText]})]})})})}function O(e){var i,t;let{d:r}=e;return(null==(i=r.testimonials)?void 0:i.length)?(0,n.jsxs)(W,{id:"testimonials",dark:!0,children:[(0,n.jsxs)("div",{style:{textAlign:"center",marginBottom:40},children:[r.testimonialsEyebrow&&(0,n.jsx)("span",{style:{display:"inline-flex",alignItems:"center",gap:6,padding:"4px 14px",borderRadius:999,fontSize:11,fontWeight:600,letterSpacing:"0.07em",textTransform:"uppercase",border:"1px solid rgba(255,255,255,0.2)",background:"rgba(255,255,255,0.08)",color:"rgba(255,255,255,0.9)",marginBottom:14},children:r.testimonialsEyebrow}
1),(0,n.jsx)("h2",{style:{fontSize:"clamp(26px, 3.5vw, 42px)",fontWeight:500,color:S,margin:0,letterSpacing:"-0.5px",fontFamily:"'Lora', Georgia, 'Times New Roman', serif"},children:r.testimonialsHeading}),r.testimonialsSubtitle&&(0,n.jsx)("p",{style:{fontSize:15,color:"rgba(255,255,255,0.6)",marginTop:10},children:r.testimonialsSubtitle})]}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(280px, 1fr))",gap:20},children:r.testimonials.map((e,i)=>(0,n.jsxs)("div",{style:{background:"rgba(255,255,255,0.07)",border:"1px solid rgba(255,255,255,0.12)",borderRadius:20,padding:"24px 20px"},children:[(0,n.jsxs)("div",{style:{display:"flex",alignItems:"center",gap:10,marginBottom:12},children:[(0,n.jsx)("div",{style:{width:40,height:40,borderRadius:"50%",background:g,display:"flex",alignItems:"center",justifyContent:"center",color:S,fontWeight:800,fontSize:14,flexShrink:0},children:e.avatar_initials}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:14,fontWeight:700,color:S},children:e.name}),(0,n.jsx)("div",{style:{fontSize:11,color:"rgba(255,255,255,0.55)"},children:e.role})]})]}),(0,n.jsx)(T,{rating:e.rating}),(0,n.jsx)("p",{style:{fontSize:14,color:"rgba(255,255,255,0.8)",lineHeight:1.7,margin:"10px 0 0"},children:e.text})]},i))}),(null==(t=r.socialProofStats)?void 0:t.length)>0&&(0,n.jsx)("div",{style:{marginTop:40,background:"rgba(255,255,255,0.06)",border:"1px solid rgba(255,255,255,0.1)",borderRadius:16,padding:"28px 32px",display:"flex",justifyContent:"space-around",flexWrap:"wrap",gap:16},children:r.socialProofStats.map((e,i)=>(0,n.jsxs)("div",{style:{textAlign:"center"},children:[(0,n.jsx)("div",{style:{fontSize:28,fontWeight:900,color:S},children:e.value}),(0,n.jsx)("div",{style:{fontSize:12,color:"rgba(255,255,255,0.55)"},children:e.label})]},i))})]}):null}function M(e){let{d:i,faqItems:t}=e,[r,o]=(0,c.useState)(null),a=(null==t?void 0:t.length)?t:i.faqItems;return(null==a?void 0:a.length)?(0,n.jsxs)("section",{id:"faq",style:{width:"100%",boxSizing:"border-box",background:"#fe9bf3",padding:"clamp(48px, 8vw, 100px) clamp(18px, 6vw, 80px)",display:"flex",flexDirection:"column",alignItems:"center",gap:48},children:[(0,n.jsxs)("div",{style:{textAlign:"center"},children:[i.faqEyebrow&&(0,n.jsx)("span",{style:{display:"inline-flex",alignItems:"center",gap:6,padding:"4px 14px",borderRadius:999,fontSize:11,fontWeight:600,letterSpacing:"0.07em",textTransform:"uppercase",background:"rgba(38,30,72,0.12)",color:f,marginBottom:14},children:i.faqEyebrow}),(0,n.jsx)("h2",{style:{fontSize:"clamp(28px, 3.4vw, 48px)",fontWeight:500,color:f,margin:0,letterSpacing:"-1.92px",fontFamily:"'Lora', Georgia, 'Times New Roman', serif"},children:i.faqHeading}),i.faqSubtitle&&(0,n.jsx)("p",{style:{fontSize:15,color:j,marginTop:10,maxWidth:560,margin:"10px auto 0"},children:i.faqSubtitle})]}),(0,n.jsx)("div",{style:{width:"100%",maxWidth:1300,display:"flex",flexDirection:"column",gap:16},children:a.map((e,i)=>{let t=r===i;return(0,n.jsxs)("div",{style:{background:"#eff0fe",borderRadius:16,overflow:"hidden",border:"1px solid rgba(38,30,72,0.06)",boxShadow:t?"0 4px 20px rgba(38,30,72,0.10)":"0 2px 8px rgba(38,30,72,0.06)",transition:"box-shadow 0.25s ease, border-color 0.25s ease"},children:[(0,n.jsxs)("button",{type:"button",onClick:()=>o(t?null:i),style:{width:"100%",display:"flex",alignItems:"center",gap:12,padding:"22px 24px",background:"transparent",border:"none",cursor:"pointer",textAlign:"left",fontFamily:"inherit",boxSizing:"border-box"},children:[(0,n.jsx)("span",{style:{flexShrink:0,width:24,height:24,borderRadius:"50%",background:"#261e48",color:S,display:"inline-flex",alignItems:"center",justifyContent:"center"},children:t?(0,n.jsx)("svg",{width:"14",height:"14",viewBox:"0 0 14 14",fill:"none",children:(0,n.jsx)("path",{d:"M1 7h12",stroke:"currentColor",strokeWidth:"2",strokeLinecap:"round"})}):(0,n.jsx)("svg",{width:"14",height:"14",viewBox:"0 0 14 14",fill:"none",children:(0,n.jsx)("path",{d:"M7 1v12M1 7h12",stroke:"currentColor",strokeWidth:"2",strokeLinecap:"round"})})}),(0,n.jsx)("span",{style:{flex:1,fontSize:17,fontWeight:600,color:f,lineHeight:1.4},children:e.question})]}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateRows:t?"1fr":"0fr",transition:"grid-template-rows 0.35s ease",overflow:"hidden"},children:(0,n.jsx)("div",{style:{overflow:"hidden",minHeight:0},children:(0,n.jsx)("div",{style:{padding:t?"0 16px 16px":"0 16px",boxSizing:"border-box"},children:(0,n.jsx)("div",{style:{background:"#3d2b6b",borderRadius:12,padding:"16px 20px"},children:(0,n.jsx)("p",{style:{margin:0,fontSize:15,color:"rgba(220,210,255,0.92)",lineHeight:1.7,fontWeight:400},children:e.answer})})})})})]},i)})})]}):null}function q(e){let{d:i}=e;return(0,n.jsx)("section",{"data-sticky-hide-trigger":!0,style:{background:x,padding:"64px 24px"},children:(0,n.jsxs)("div",{style:{maxWidth:760,margin:"0 auto",textAlign:"center"},children:[(0,n.jsxs)("h2",{style:{fontSize:"clamp(24px, 4vw, 36px)",fontWeight:800,color:b,marginBottom:12},children:[i.bottomCtaHeading," â"]}),(0,n.jsx)("p",{style:{fontSize:16,color:j,marginBottom:28},children:i.bottomCtaSubtitle}),(0,n.jsxs)("div",{style:{display:"flex",gap:16,justifyContent:"center",flexWrap:"wrap"},children:[(0,n.jsxs)(s(),{href:"/onboarding/term",style:{display:"inline-flex",alignItems:"center",gap:8,background:g,color:S,padding:"14px 28px",borderRadius:12,fontWeight:700,fontSize:15,textDecoration:"none",boxShadow:"0 4px 20px rgba(108,92,233,0.35)"},children:["\uD83C\uDFAF ",i.bottomCtaPrimaryText]}),(0,n.jsxs)(s(),{href:"/call",style:{display:"inline-flex",alignItems:"center",gap:8,border:"1.5px solid ".concat(g),color:g,background:S,padding:"14px 28px",borderRadius:12,fontWeight:600,fontSize:15,textDecoration:"none"},children:["\uD83D\uDCAC ",i.bottomCtaSecondaryText]})]})]})})}function Y(e){let{d:i}=e;return(0,n.jsx)("div",{style:{position:"fixed",bottom:24,right:24,zIndex:999},children:(0,n.jsxs)(s(),{href:"/onboarding/term",style:{display:"inline-flex",alignItems:"center",gap:8,background:g,color:S,padding:"13px 22px",borderRadius:999,fontWeight:700,fontSize:14,textDecoration:"none",boxShadow:"0 6px 24px rgba(108,92,233,0.5)"},children:["\uD83C\uDFAF ",i.stickyCtaText]})})}function G(e){let{cards:i,cardBg:t=y,minWidth:r=260}=e;return(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(".concat(r,"px, 1fr))"),gap:20},children:i.map((e,i)=>(0,n.jsxs)("div",{style:{background:t,border:"1px solid ".concat(w),borderRadius:20,padding:"24px 20px",boxShadow:"0 2px 10px rgba(38,30,72,0.04)"},children:[(0,n.jsx)("div",{style:{fontSize:30,marginBottom:12},children:e.emoji}),(0,n.jsx)("div",{style:{fontSize:16,fontWeight:800,color:b,marginBottom:8},children:e.title}),(0,n.jsx)("div",{style:{fontSize:13.5,color:j,lineHeight:1.65},children:e.desc})]},i))})}function V(e){let{items:i,iconBg:t=x}=e;return(0,n.jsx)("div",{style:{display:"flex",flexDirection:"column",gap:12},children:i.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",alignItems:"flex-start",ga
1p:14,background:S,borderRadius:14,padding:"16px 18px",border:"1px solid ".concat(w)},children:[(0,n.jsx)("span",{style:{flexShrink:0,width:30,height:30,borderRadius:8,background:t,display:"inline-flex",alignItems:"center",justifyContent:"center",fontSize:16},children:e.emoji||"â"}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:14.5,fontWeight:700,color:b},children:e.title}),e.desc&&(0,n.jsx)("div",{style:{fontSize:13,color:j,marginTop:3,lineHeight:1.6},children:e.desc})]})]},i))})}let U=[{emoji:"\uD83D\uDEE1ï¸",title:"High Sum Assured",desc:"Your cover should genuinely replace your income for your dependents. Avoid plans that cap coverage below your actual needs."},{emoji:"\uD83D\uDCC5",title:"Long Policy Term",desc:"Choose a term that takes you through to 65 or, preferably, 70. Shorter terms create coverage gaps."},{emoji:"\uD83D\uDCB3",title:"Flexible Premium Payment",desc:"Pay regularly, pay for a limited period (10â20 years), or pay a one-time lump sum â whatever your finances comfortably allow."},{emoji:"\uD83D\uDCB0",title:"Multiple Payout Options",desc:"One-time, monthly income, or a combination â depending on how your family will best handle the money."},{emoji:"\uD83D\uDCBB",title:"Fully Online Application",desc:"No agent visits, no paper forms, no long waits. A fully digital journey saves time and reduces errors."},{emoji:"\uD83D\uDD04",title:"Free-Look Period",desc:"Every term plan comes with a 15 to 30-day free-look window. If you are not happy after purchase, cancel for a full refund."},{emoji:"\uD83D\uDEAA",title:"Special Exit Benefit",desc:"Some plans offer an exit option that returns a percentage of premiums paid if your needs change â flexibility without losing your entire investment."}];function K(){return(0,n.jsxs)(W,{id:"key-features",pale:!0,children:[(0,n.jsx)(z,{eyebrow:"WHAT TO LOOK FOR",heading:"Key Features of a Term Insurance Plan in India",subtitle:"Not all term plans are equal. When comparing plans, these are the features that actually matter.",center:!0}),(0,n.jsx)(G,{cards:U,cardBg:S})]})}let J=[{title:"Buy the plan",desc:"You fill in your details, complete a health assessment, and start paying your premium. The policy is active from day one of issuance."},{title:"Keep paying the premium",desc:"As long as you pay your premium on time, your coverage stays in force. Miss the grace period and the policy lapses."},{title:"If you pass away during the term",desc:"Your nominee files a claim and receives the full sum assured. The money is paid tax-free and can be used for anything â clearing loans, daily expenses, children's education, or future goals."},{title:"If you outlive the policy term",desc:"The policy ends and no payout is made. This is how a pure term plan works â the low premium is possible precisely because most policyholders outlive the term."},{title:"If you chose Return of Premium (TROP)",desc:"You get back all the premiums you paid over the years, while the cover stayed active the entire time. The trade-off is a significantly higher premium than a standard term plan."}];function Q(){return(0,n.jsxs)(W,{id:"how-term-works",children:[(0,n.jsx)(z,{eyebrow:"THE BASICS",heading:"How Term Insurance Works",subtitle:"A term plan is a simple agreement: you pay a fixed premium for a chosen number of years, and if you pass away during that period, your family receives the sum assured. Here is the step-by-step breakdown.",center:!0}),(0,n.jsx)("div",{style:{maxWidth:820,margin:"0 auto",display:"flex",flexDirection:"column",gap:14},children:J.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",gap:16,alignItems:"flex-start",background:y,border:"1px solid ".concat(w),borderRadius:14,padding:"18px 20px"},children:[(0,n.jsx)("div",{style:{minWidth:32,height:32,borderRadius:"50%",background:g,color:S,display:"flex",alignItems:"center",justifyContent:"center",fontSize:14,fontWeight:800,flexShrink:0},children:i+1}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:15,fontWeight:700,color:b,marginBottom:3},children:e.title}),(0,n.jsx)("div",{style:{fontSize:13.5,color:j,lineHeight:1.65},children:e.desc})]})]},i))})]})}let X=[{emoji:"\uD83D\uDCC8",title:"Medical inflation is rising fast",desc:"Healthcare costs in India are growing at 13% per year (Aon Global Medical Trend Report, 2025). Without coverage, a single critical illness can wipe out years of savings."},{emoji:"\uD83C\uDFE6",title:"Loans do not disappear",desc:"If you have a home loan, a car loan, or business debt, your family inherits that burden. A term plan can cover the outstanding liability directly."},{emoji:"â³",title:"Early buyers save the most",desc:"Premiums are locked in when you buy. A 25-year-old pays significantly less than a 35-year-old for the same cover. Waiting costs money."},{emoji:"\uD83D\uDCBC",title:"Employer insurance is not enough",desc:"Group insurance from an employer typically covers 3 to 5 times your annual salary â rarely more than 2-3 years of your family's actual expenses."}];function Z(){return(0,n.jsxs)(W,{id:"why-need",pale:!0,children:[(0,n.jsx)(z,{eyebrow:"WHY IT MATTERS",heading:"Why Do You Need Term Insurance in 2026?",subtitle:"Most people in India are financially responsible for parents, a spouse, children, or all three. That responsibility does not stop when something unexpected happens â a term plan makes sure it does not have to.",center:!0}),(0,n.jsx)(G,{cards:X,cardBg:S})]})}let $=[{emoji:"\uD83E\uDD16",title:"AI-Powered, Commission-Free Recommendations",desc:"Most platforms in India earn commissions of 15% to 40% of the first year's premium â so their recommendations are not purely about you. CoverTiger's AI advisor earns the same whether you pick the â¹500/month plan or the â¹2,000/month plan. It optimises for fit â your age, income, health history, liabilities, and goals â not for margin."},{emoji:"\uD83D\uDCCA",title:"Side-by-Side Plan Comparison",desc:"We pull real-time data on premiums, claim settlement ratios, amount settlement ratios, rider availability, and premium payment flexibility from all major insurers â on one screen, in plain language. When something matters, like a co-payment clause or exclusion, we flag it clearly instead of burying it."},{emoji:"â¡",title:"Buy Online in Under 10 Minutes",desc:"Details, health declaration, payment, and policy issuance all happen on one platform, and your policy document arrives by email the same day. Need a human? Our advisors are available â without pressure to buy anything specific."}];function ee(){return(0,n.jsxs)(W,{id:"why-covertiger",children:[(0,n.jsx)(z,{eyebrow:"WHY COVERTIGER",heading:"Why Choose CoverTiger for Term Insurance?",subtitle:"Plenty of platforms claim to compare insurance. What makes CoverTiger different is the intent behind the technology.",center:!0}),(0,n.jsx)(G,{cards:$,cardBg:y,minWidth:280})]})}let ei=[{name:"Level Term Plan (Pure Protection)",tag:"Most Popular",desc:"The simplest and most common type. You choose a cover amount â say â¹1 crore â and it stays fixed for the entire policy period. Premiums are locked in at purchase and never increase. The right choice for most buyers: predictable, affordable, and does exactly what it says."},{name:"Term with Return of Premium (TROP)",tag:"",desc:"If you survive the policy term, you get back all the premiums you paid â typically without interest. The cover works like a level term plan throughout. The trade-off: premiums are 2â3x higher. For disciplined investors, pure term plus investing the difference usually wins; but if 'getting nothing back' feels difficult, TROP is a reasonable middle ground."},{name:"Increasing Cover Term Plan",tag:"",desc:"The sum assured grows every year â usually by 5â10% â to keep pace with inflation and growing responsibilities, while your premium stays the same. A smart option for someone buying young whose income, loans, and family size will grow. The starting premium is higher, but you avoid buying costlier top-up cover later."},{name:"Whole Life Term Plan",tag:"",desc:"Covers you until age 99 or 100, rather than 60 or 65. The premium is significantly higher because the coverage period is longer. The main use case: leaving a legacy for dependents who will always need support, such as a child with a disability. For most professionals, a regular plan to age 65â70 is sufficient."}];function et(){return(0,n.jsxs)(W,{id:"types",pale:!0,children:[(0,n.jsx)(z,{eyebrow:"CHOOSE THE RIGHT FIT",heading:"Types of Term Insurance Plans",subtitle:"Not all term plans work the same way. The right type depends on what you need the money to do for your family.",center:!0}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(300px, 1fr))",gap:20},children:ei.map((e,i)=>(0,n.jsxs)("div",{style:{background:S,borderRadius:18,border:"1px solid ".concat(w),borderTop:"4px solid ".concat(g),padding:"22px 22px 24px",position:"relative"},children:[e.tag&&(0,n.jsx)("span",{style:{position:"absolute",top:-12,right:18,background:"#D1FAE5",color:"#065F46",border:"1px solid #6EE7B7",borderRadius:999,padding:"3px 12px",fontSize:11,fontWeight:700},children:e.tag}),(0,n.jsx)("div",{style:{fontSize:17,fontWeight:800,color:b,marginBottom:8},children:e.name}),(0,n.jsx)("div",{style:{fontSize:13.5,color:j,lineHeight:1.7},children:e.desc})]},i))}),(0,n.jsxs)("div",{style:{margin:"28px auto 0",maxWidth:820,background:S,border:"1.5px solid ".concat(g),borderRadius:16,padding:"18px 22px",display:"flex",gap:12,alignItems:"flex-start"},children:[(0,n.jsx)("span",{style:{fontSize:22,flexShrink:0},children:"\uD83D\uDC2F"}),(0,n.jsxs)("p",{style:{margin:0,fontSize:14,color:j,lineHeight:1.65},children:[(0,n.jsx)("strong",{style:{color:b},children:"Not sure which fits your needs?"})," ","Ira AI helps you choose the right health insurance plan, while"," ",(0,n.jsx)("strong",{style:{color:b},children:"Veer AI"})," guides you to the most suitable term insurance plan â based on your age, income, liabilities, and dependents, without any sales b
1ias."]})]})]})}let en=[{emoji:"\uD83D\uDCB8",title:"Lower premiums",desc:"Online term plans cut out agent commissions, which can add 15â25% to your first-year premium. The same plan bought online is almost always cheaper than through an agent."},{emoji:"\uD83D\uDCD6",title:"Full information before you commit",desc:"You see the policy terms, exclusions, and fine print before paying â not after. No one talks you into a plan before you have read what you are buying."},{emoji:"\uD83D\uDD52",title:"No pressure, no callbacks",desc:"You are in control of the timeline. Compare today, decide next week, and buy when you are ready."}];function er(){return(0,n.jsxs)(W,{id:"benefits-online",children:[(0,n.jsx)(z,{eyebrow:"BUY SMART",heading:"Benefits of Buying Term Insurance Online",center:!0}),(0,n.jsx)(G,{cards:en,cardBg:y})]})}let eo=[{emoji:"\uD83E\uDDD1â\uD83D\uDCBC",title:"Young working adults (23â30 years)",desc:"The best time to buy â premiums are lowest, health conditions are fewest, and you lock in rates for decades."},{emoji:"\uD83D\uDC8D",title:"Newly married couples",desc:"Joint financial responsibilities begin. If one partner passes away, the other should not face financial hardship on top of personal loss."},{emoji:"\uD83D\uDC68â\uD83D\uDC69â\uD83D\uDC67",title:"Parents with young children",desc:"The most common and urgent need. Children's education and living costs must be secured regardless of what happens."},{emoji:"\uD83C\uDFE0",title:"Homeowners with an active loan",desc:"A home loan that outlives the borrower becomes the family's burden. A term plan can be sized to cover the outstanding loan balance."},{emoji:"\uD83E\uDDD1â\uD83D\uDD27",title:"Self-employed individuals",desc:"No employer-provided group insurance. A personal term plan is the only safety net."},{emoji:"\uD83D\uDC75",title:"Individuals supporting aging parents",desc:"If your parents rely on your income for medical expenses or daily living, your absence creates an immediate financial problem."},{emoji:"\uD83D\uDCB0",title:"High-income earners with significant liabilities",desc:"The more you earn and the more debt you carry, the larger the financial hole your family faces without you. Cover should be proportional."}];function ea(){return(0,n.jsxs)(W,{id:"who-should-buy",pale:!0,children:[(0,n.jsx)(z,{eyebrow:"IS IT FOR YOU?",heading:"Who Should Buy Term Insurance Plans?",subtitle:"If anyone depends on your income, you should have a term plan. That is the simplest answer â here is a more detailed breakdown.",center:!0}),(0,n.jsx)("div",{style:{maxWidth:900,margin:"0 auto"},children:(0,n.jsx)(V,{items:eo})})]})}let es=[{label:"Section 80C",amount:"Up to â¹1.5 Lakh",sub:"Deduction per year on premiums paid for your term plan."},{label:"Section 10(10D)",amount:"100% Tax-Free",sub:"The death benefit paid to your nominees is fully exempt, with no upper limit."},{label:"Section 80D",amount:"With Health Riders",sub:"If your plan includes a critical illness rider, that premium may qualify under 80D."}];function el(){return(0,n.jsxs)(W,{id:"tax-benefits",children:[(0,n.jsx)(z,{eyebrow:"SAVE MORE",heading:"Tax Benefits on Term Insurance Plans in 2026",subtitle:"Buying term insurance also helps reduce your tax liability under the Income Tax Act.",center:!0}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(240px, 1fr))",gap:20,marginBottom:20},children:es.map((e,i)=>(0,n.jsxs)("div",{style:{background:S,borderRadius:18,border:"1px solid ".concat(w),borderTop:"4px solid ".concat(g),padding:"24px 20px",textAlign:"center",boxShadow:"0 4px 24px rgba(38,30,72,0.06)"},children:[(0,n.jsx)("div",{style:{fontSize:13,fontWeight:800,color:b,marginBottom:6},children:e.label}),(0,n.jsx)("div",{style:{fontSize:24,fontWeight:900,color:g,marginBottom:8},children:e.amount}),(0,n.jsx)("div",{style:{fontSize:13,color:j,lineHeight:1.6},children:e.sub})]},i))}),(0,n.jsx)("p",{style:{maxWidth:820,margin:"0 auto",textAlign:"center",fontSize:12.5,color:j,lineHeight:1.6},children:"Note: The 80C deduction is available under the old tax regime; it is not available under the new regime. Consult your tax advisor about your particular situation."})]})}let ed=[{emoji:"â ï¸",title:"Suicide within the first year",desc:"Most policies will not pay a death benefit if the insured dies by suicide within 12 months of purchase. Some plans refund the premiums paid."},{emoji:"â ï¸",title:"Death due to dangerous activities",desc:"The insurer can deny the claim if death occurs while engaging in extreme sports, illegal activities, or war."},{emoji:"â ï¸",title:"Non-disclosed pre-existing conditions",desc:"If you do not disclose a medical condition at purchase and it causes death, the claim can be denied. Always disclose in full."},{emoji:"â ï¸",title:"Death under the influence of alcohol or drugs",desc:"If the insured dies under the influence of alcohol or drugs not prescribed by a doctor, the claim may be denied."},{emoji:"â ï¸",title:"Non-payment of premiums",desc:"If premiums are not paid within the grace peri
1od, the policy lapses and no death benefit is payable."}];function ec(){return(0,n.jsxs)(W,{id:"exclusions",children:[(0,n.jsx)(z,{eyebrow:"KNOW THE FINE PRINT",heading:"What is Not Covered in Term Insurance (Exclusions)",subtitle:"Term insurance is not the be-all and end-all. Knowing the exclusions helps you avoid surprises at claim time.",center:!0}),(0,n.jsx)("div",{style:{maxWidth:900,margin:"0 auto"},children:(0,n.jsx)(V,{items:ed,iconBg:"#FEF2F2"})})]})}let ep=[{emoji:"\uD83E\uDEAA",title:"Identity Proof",desc:"Aadhaar card, PAN card, or passport."},{emoji:"\uD83C\uDFE0",title:"Address Proof",desc:"Aadhaar, passport, utility bill, or voter ID."},{emoji:"\uD83C\uDF82",title:"Age Proof",desc:"Birth certificate or Aadhaar."},{emoji:"\uD83D\uDCB5",title:"Income Proof",desc:"Last 3 months' salary slips (salaried) or last 2 years' ITR (self-employed)."},{emoji:"\uD83E\uDE7A",title:"Medical Reports",desc:"Required for higher sum assured (typically above â¹50 lakh) or above a certain age."},{emoji:"\uD83D\uDCF8",title:"Recent Photograph",desc:"A passport-size photograph."}];function eh(){return(0,n.jsxs)(W,{id:"documents",pale:!0,children:[(0,n.jsx)(z,{eyebrow:"GET READY",heading:"Documents You Need to Buy Term Insurance",subtitle:"The typical documentation for a standard term plan application â most of it can be uploaded straight from your phone.",center:!0}),(0,n.jsx)("div",{style:{display:"grid",gridTemplateColumns:"repeat(auto-fit, minmax(280px, 1fr))",gap:14,maxWidth:1e3,margin:"0 auto"},children:ep.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",gap:14,alignItems:"flex-start",background:S,borderRadius:14,padding:"16px 18px",border:"1px solid ".concat(w)},children:[(0,n.jsx)("span",{style:{flexShrink:0,width:30,height:30,borderRadius:8,background:x,display:"inline-flex",alignItems:"center",justifyContent:"center",fontSize:16},children:e.emoji}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:14.5,fontWeight:700,color:b},children:e.title}),(0,n.jsx)("div",{style:{fontSize:13,color:j,marginTop:3,lineHeight:1.6},children:e.desc})]})]},i))}),(0,n.jsx)("p",{style:{maxWidth:820,margin:"22px auto 0",textAlign:"center",fontSize:13,color:j,lineHeight:1.6},children:"Most applications through CoverTiger are fully digital â no physical copies needed in most cases."})]})}let em=[{title:"AI-powered recommendations",desc:"Veer AI analyses your profile in under 60 seconds and surfaces the top plans that match â not the most profitable ones."},{title:"No commission bias",desc:"Recommendations are not influenced by insurer relationships or payout structures."},{title:"Full transparency",desc:"See why each plan is recommended. Compare features, premiums, and claim ratios side by side."},{title:"Fully digital process",desc:"From recommendation to policy issuance â no agents, no paperwork, no office visits."},{title:"Unbiased plan coverage",desc:"We list plans from all major insurers, not just partners who pay to be featured."}];function eu(){return(0,n.jsx)(W,{id:"why-different",dark:!0,children:(0,n.jsxs)("div",{style:{maxWidth:900,margin:"0 auto"},children:[(0,n.jsx)(z,{eyebrow:"THE COVERTIGER DIFFERENCE",heading:"Why is CoverTiger AI Term Insurance Different?",subt
1itle:"Most platforms earn a commission on every policy sold â built into the premium you pay. The higher the premium, the more they earn. That is an obvious conflict of interest. CoverTiger does not work that way.",dark:!0,center:!0}),(0,n.jsx)("div",{style:{display:"flex",flexDirection:"column",gap:14},children:em.map((e,i)=>(0,n.jsxs)("div",{style:{display:"flex",gap:14,alignItems:"flex-start",background:"rgba(255,255,255,0.06)",border:"1px solid rgba(255,255,255,0.1)",borderRadius:14,padding:"16px 20px"},children:[(0,n.jsx)("span",{style:{flexShrink:0,width:26,height:26,borderRadius:7,background:g,color:S,display:"inline-flex",alignItems:"center",justifyContent:"center",fontSize:14,fontWeight:800},children:"â"}),(0,n.jsxs)("div",{children:[(0,n.jsx)("div",{style:{fontSize:15,fontWeight:700,color:S},children:e.title}),(0,n.jsx)("div",{style:{fontSize:13.5,color:"rgba(255,255,255,0.7)",marginTop:3,lineHeight:1.6},children:e.desc})]})]},i))})]})})}let eg=[{question:"What is the best term insurance plan in India in 2026?",answer:"The right plan depends on your age, income, health, existing liabilities, and number of dependents. Based on current IRDAI data, Axis Max Life Smart Term Plan Plus (99.62% CSR), HDFC Life Click2Protect (99.5% CSR), and ICICI Prudential iProtect Smart Plus are among the top-rated options. CoverTiger's Veer AI recommends plans based on your specific profile, not a generic ranking."},{question:"How much term insurance do I actually need?",answer:"A rough starting point is 10 to 15 times your annual income. A more accurate method accounts for your monthly household expenses, outstanding loans (home, car, personal), future goals (children's education, marriage), and existing savings. CoverTiger's calculator walks you through this in under 60 seconds."},{question:"What is the right age to buy term insurance?",answer:"The younger you buy, the better. Premiums are lowest in your 20s and increase every year you delay. More importantly, if you develop a health condition after 40, your options become limited and more expensive. The best time to buy is when you have your first dependent â for most people, their late 20s to early 30s."},{question:"Can I have multiple term insurance policies?",answer:"Yes, you can hold multiple term policies from different insurers. However, the total coverage should be justifiable based on your income, as insurers assess income-to-cover ratios during underwriting. All existing policies must be disclosed when applying for a new one."},{question:"What is the difference between term insurance and life insurance?",answer:"Term insurance is a type of life insurance. The broader life insurance category also includes endowment plans, money-back plans, and ULIPs that combine insurance with savings or investment. Term insurance is pure protection â no investment component, no maturity benefit, and a significantly lower premium for the same cover."},{question:"Are term insurance premiums eligible for tax deduction?",answer:"Yes. Premiums paid for term insurance are eligible for deduction under Section 80C up to â¹1.5 lakh per year under the old tax regime. The death benefit paid to nominees is completely tax-free under Section 10(10D)."},{question:"What is Claim Settlement Ratio and why does it matter?",answer:"Claim Settlement Ratio (CSR) is the percentage of death claims an insurer settled out of total claims received in a year. A 99% CSR means 99 out of every 100 claims were paid. It is published annually by IRDAI. For term insurance, a CSR above 98% is considered strong. CoverTiger shows real-time CSR data when you compare plans."},{question:"Can I cancel my term insurance policy?",answer:"Yes. All policies have a free-look period (typically 15-30 days from receipt of the policy document) during which you can cancel for a full premium refund, minus any medical test costs. After the free-look period, surrender is not a financial option for pure term plans â though you can simply stop paying premiums and let the policy lapse."}];var ex=!0;function ey(e){var i;let{pageData:t}=e,r=(null==(i=t.faqItems)?void 0:i.length)?t.faqItems:eg,a="https://www.covertiger.com",s=t.canonicalUrl||"".concat(a,"/term-insurance-plans"),l={"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"".concat(a,"/#organization"),name:"CoverTiger",url:a,logo:"".concat(a,"/_next/image?url=%2Fassets%2Fimages%2Flanding-page%2FcoverTigerLogo.webp&w=256&q=75"),sameAs:["https://www.linkedin.com/company/covertiger/","https://www.instagram.com/askcovertiger/","https://www.facebook.com/askcovertiger/","https://www.youtube.com/@askcovertiger"]},{"@type":"WebPage","@id":"".concat(s,"/#webpage"),url:s,name:t.seoH1||"Buy Best Term Insurance Plans Online in India",description:t.seoDescription,breadcrumb:{"@id":"".concat(s,"/#breadcrumb")},publisher:{"@id":"".concat(a,"/#organization")}},{"@type":"BreadcrumbList","@id":"".concat(s,"/#breadcrumb"),itemListElement:[{"@type":"ListItem",position:1,name:"Home",item:a},{"@type":"ListItem",position:2,name:"Term Insurance Plans",item:s}]},{"@type":"Service","@id":"".concat(s,"/#service"),serviceType:"Term Life Insurance",name:"Term Insurance Plans",provider:{"@id":"".concat(a,"/#organization")},areaServed:{"@type":"Country",name:"India"},description:"Compare & buy the best term insurance plans in India. AI-powered recommendations, high claim settlement ratio insurers, and affordable premiums for maximum life cover."},{"@type":"FinancialProduct","@id":"".concat(s,"/#financialproduct"),name:"Term Life Insurance",category:"Insurance",provider:{"@id":"".concat(a,"/#organization")},description:"Pure life protection term insurance plans that provide financial security to your family at affordable premiums, with coverage up to â¹1 crore and above.",areaServed:{"@type":"Country",name:"India"}},...(null==r?void 0:r.length)?[{"@type":"FAQPage","@id":"".concat(s,"/#faq"),mainEntity:r.map(e=>
1({"@type":"Question",name:e.question,acceptedAnswer:{"@type":"Answer",text:e.answer}}))}]:[]]};return(0,n.jsxs)(n.Fragment,{children:[(0,n.jsxs)(o(),{children:[(0,n.jsx)("title",{children:t.seoTitle||"Buy Term Insurance Online | CoverTiger"}),(0,n.jsx)("meta",{name:"description",content:t.seoDescription}),(0,n.jsx)("link",{rel:"canonical",href:t.canonicalUrl},"canonical"),(0,n.jsx)("meta",{property:"og:type",content:"website"}),(0,n.jsx)("meta",{property:"og:title",content:t.seoTitle}),(0,n.jsx)("meta",{property:"og:description",content:t.seoDescription}),(0,n.jsx)("meta",{property:"og:url",content:t.canonicalUrl}),(0,n.jsx)("meta",{property:"og:image",content:"https://www.covertiger.com/home/logo.svg"}),(0,n.jsx)("meta",{name:"twitter:card",content:"summary_large_image"}),(0,n.jsx)("meta",{name:"twitter:title",content:t.seoTitle}),(0,n.jsx)("meta",{name:"twitter:description",content:t.seoDescription}),(0,n.jsx)("script",{type:"application/ld+json",dangerouslySetInnerHTML:{__html:JSON.stringify(l)}})]}),(0,n.jsxs)("main",{style:{fontFamily:"'Plus Jakarta Sans', system-ui, sans-serif"},children:[(0,n.jsx)(C,{d:t}),(0,n.jsx)(B,{d:t}),(0,n.jsx)(F,{d:t}),(0,n.jsx)(Q,{}),(0,n.jsx)(Z,{}),(0,n.jsx)(H,{d:t}),(0,n.jsx)(ee,{}),(0,n.jsx)(et,{}),(0,n.jsx)(E,{d:t}),(0,n.jsx)(P,{d:t}),(0,n.jsx)(eu,{}),(0,n.jsx)(K,{}),(0,n.jsx)(L,{d:t}),(0,n.jsx)(ea,{}),(0,n.jsx)(el,{}),(0,n.jsx)(N,{d:t}),(0,n.jsx)(ec,{}),(0,n.jsx)(eh,{}),(0,n.jsx)(er,{}),(0,n.jsx)(_,{d:t}),(0,n.jsx)(O,{d:t}),(0,n.jsx)(M,{d:t,faqItems:r}),(0,n.jsx)(q,{d:t})]}),(0,n.jsx)(Y,{d:t}),(0,n.jsx)(h.A,{name:"VEER",avatar:"/home/veer.png",heading:"Get personalised term insurance advice",ctaHref:"/onboarding/term"}),(0,n.jsx)(m.A,{type:"term"}),(0,n.jsx)(u.A,{storageKey:"term_plans_exit_intent",minTimeOnPage:6e3,title:"Protect your family's future",subtitle:"Get the right term cover amount recommended by our AI in just 60 seconds. No spam, no calls.",requireCtaGate:!1})]})}}}]);
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.