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2      <p>
3  Dr. Sapre is a <strong>lecturer in finance</strong> and the <strong>Programme Director for MSc Financial Technology</strong> at the <strong>University of Bristol Business School, UK,</strong> bringing with him over <strong>15 years of experience</strong> in higher education, banking, and financial services.
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6      <p>
7        Before joining the University of Bristol, Dr. Sapre held teaching positions at Coventry University, UK, and previously worked in the financial industry with two multinational banks. He also co-founded and managed a manufacturing start-up in India, adding valuable entrepreneurial experience to his profile.
8     <br/>
9     <br/>
10    His academic research focuses on the <strong>obstacles to and consequences of financial development</strong>, with publications featured in books and journals.
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12      </p>
13      <p>
14      Dr. Sapre holds a <strong>PhD in Finance</strong>, MSc in Finance & Accounting, and a Postgraduate Diploma in Research Methods from the <strong>University of Bradford, UK</strong>, along with a BA in Business Management from the <strong>University of Sunderland</strong>. He is also a <strong>Fellow of the Higher Education Academy (UK)</strong>.
15      </p>
16      <p>
17      With his strong background in academia, finance, and entrepreneurship, Dr. Sapre brings unique insights and expertise that will greatly enrich our jury panel.
18      </p>
19      
20   
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