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100<span 101class="navbar-toggler-icon"></span> 102</button><div 103class="collapse navbar-collapse" id="collapsableNavbar"><ul 104class="navbar-nav navbar__nav"><li 105class="nav-item navbar-nav__item"> 106<a 107href="https://www.ravelin.com/agentic-ai-fraud-detection-ecommerce" class="nav-link navbar-nav__link text-uppercase font-weight-semibold" target="_self"> 108AI & AGENTIC 109</a></li><li 110class="nav-item dropdown navbar-nav__item"> 111<a 112href="#" class="nav-link navbar-nav__link dropdown-toggle text-uppercase font-weight-semibold" id="nav-272369" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false"> 113SOLUTIONS 114</a><div 115class="container dropdown-menu dropdown-lg" aria-labelledby="nav-272369"><div 116class="row"><div 117class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 118class="dropdown-col__content h-100 d-flex"> 119<a 120href="/solutions" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" 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src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Product-icons_Online-payment-fraud-CNP-Connect-icon-Neon.webp" alt="Product icons Online payment fraud CNP Connect icon Neon" loading="lazy"><div 135class="dropdown-content__wrapper"><p 136class="dropdown-title mb-0">Online Payment Fraud</p></div></div> 137</a></div></div><div 138class="dropdown-col col-xl-4 col-lg-4 col-md-6 mb-2"><div 139class="dropdown-col__content h-100 d-flex"> 140<a 141href="https://www.ravelin.com/solutions/refund-abuse-prevention" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 142class="flex flex-vcenter"> 143<img 144class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Product-icons_Refund-abuse-icon-Neon.webp" alt="Product icons Refund abuse icon Neon" loading="lazy"><div 145class="dropdown-content__wrapper"><p 146class="dropdown-title mb-0">Refund Abuse</p></div></div> 147</a></div></div><div 148class="dropdown-col col-xl-4 col-lg-4 col-md-6 mb-2"><div 149class="dropdown-col__content h-100 d-flex"> 150<a 151href="https://www.ravelin.com/solutions/promo-abuse-prevention" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 152class="flex flex-vcenter"> 153<img 154class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Product-icons_Promo-abuse-icon-Neon.webp" alt="Product icons Promo abuse icon Neon" loading="lazy"><div 155class="dropdown-content__wrapper"><p 156class="dropdown-title mb-0">Promo Abuse</p></div></div> 157</a></div></div><div 158class="dropdown-col col-xl-4 col-lg-4 col-md-6 mb-2"><div 159class="dropdown-col__content h-100 d-flex"> 160<a 161href="/solutions/account-takeover-prevention-security" class="px-3 py-2 d-flex align-items-center h-100 w-100 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190<a 191href="https://www.ravelin.com/solutions/transaction-optimization" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 192class="flex flex-vcenter"> 193<img 194class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Product-icons_Transaction-Optimization-icon-Neon.webp" alt="Product icons Transaction Optimization icon Neon" loading="lazy"><div 195class="dropdown-content__wrapper"><p 196class="dropdown-title mb-0">Transaction Optimization</p></div></div> 197</a></div></div></div></div></li><li 198class="nav-item dropdown navbar-nav__item"> 199<a 200href="#" class="nav-link navbar-nav__link dropdown-toggle text-uppercase font-weight-semibold" id="nav-285860" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false"> 201SECTORS 202</a><div 203class="container dropdown-menu dropdown-lg" aria-labelledby="nav-285860"><div 204class="row"><div 205class="dropdown-col col-12 mb-2"><div 206class="dropdown-col__content h-100 d-flex"> 207<a 208href="https://www.ravelin.com/customers" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 209class="flex flex-vcenter"> 210<img 211class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Customers-Nav-icon-Neon_1x.webp" alt="Customers Nav icon Neon 1x" loading="lazy"><div 212class="dropdown-content__wrapper"><p 213class="dropdown-title mb-0">Case studies</p><p 214class="dropdown-text mt-1">Hear from our happy customers and see their results</p></div></div> 215</a></div></div><div 216class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 217class="dropdown-col__content h-100 d-flex"> 218<a 219href="https://www.ravelin.com/sector/fraud-prevention-for-online-retail" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 220class="flex flex-vcenter"> 221<img 222class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Sector-Icons_Online-retail-icon.webp" alt="Sector Icons Online retail icon" loading="lazy"><div 223class="dropdown-content__wrapper"><p 224class="dropdown-title mb-0">Retail</p><p 225class="dropdown-text mt-1">Fraud defenses for modern high-volume retail success</p></div></div> 226</a></div></div><div 227class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 228class="dropdown-col__content h-100 d-flex"> 229<a 230href="https://www.ravelin.com/sector/fraud-prevention-for-online-travel-ticketing-hospitality" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 231class="flex flex-vcenter"> 232<img 233class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Sector-Nav-Travel-icon-Neon.webp" alt="Sector Nav Travel icon Neon" loading="lazy"><div 234class="dropdown-content__wrapper"><p 235class="dropdown-title mb-0">Travel, Ticketing &
235 Hospitality</p><p 236class="dropdown-text mt-1">Powering seamless, secure growth in travel</p></div></div> 237</a></div></div><div 238class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 239class="dropdown-col__content h-100 d-flex"> 240<a 241href="https://www.ravelin.com/sector/fraud-prevention-for-digital-goods-subscriptions" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 242class="flex flex-vcenter"> 243<img 244class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Sector-Nav-Digital-Goods-icon-Neon.webp" alt="Sector Nav Digital Goods icon Neon" loading="lazy"><div 245class="dropdown-content__wrapper"><p 246class="dropdown-title mb-0">Digital Goods & Subscriptions</p><p 247class="dropdown-text mt-1">Secure instant fulfillment and grow your subscriptions</p></div></div> 248</a></div></div><div 249class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 250class="dropdown-col__content h-100 d-flex"> 251<a 252href="https://www.ravelin.com/sector/fraud-prevention-for-online-marketplaces" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 253class="flex flex-vcenter"> 254<img 255class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Sector-Nav-Marketplace-icon-Neon.webp" alt="Sector Nav Marketplace icon Neon" loading="lazy"><div 256class="dropdown-content__wrapper"><p 257class="dropdown-title mb-0">Marketplaces</p><p 258class="dropdown-text mt-1">Safely scale without shopper or supplier fraud</p></div></div> 259</a></div></div></div></div></li><li 260class="nav-item dropdown navbar-nav__item"> 261<a 262href="#" class="nav-link navbar-nav__link dropdown-toggle text-uppercase font-weight-semibold" id="nav-272450" role="button" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false"> 263RESOURCES 264</a><div 265class="container dropdown-menu dropdown-lg" aria-labelledby="nav-272450"><div 266class="row"><div 267class="dropdown-col col-12 mb-2"><div 268class="dropdown-col__content h-100 d-flex"> 269<a 270href="https://www.ravelin.com/fraud-trends-reports" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 271class="flex flex-vcenter"> 272<img 273class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Insights-Nav-icon-Neon_1x.webp" alt="Insights Nav icon Neon 1x" loading="lazy"><div 274class="dropdown-content__wrapper"><p 275class="dropdown-title mb-0">Fraud Guides & Reports</p><p 276class="dropdown-text mt-1">Exclusive data, trends, tips and tactics by Ravelin</p></div></div> 277</a></div></div><div 278class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 279class="dropdown-col__content h-100 d-flex"> 280<a 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338class="container dropdown-menu dropdown-lg" aria-labelledby="nav-272459"><div 339class="row"><div 340class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 341class="dropdown-col__content h-100 d-flex"> 342<a 343href="https://www.ravelin.com/about-ravelin" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 344class="flex flex-vcenter"> 345<img 346class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/About-Ravelin-Nav-icon-Neon_1x.webp" alt="About Ravelin Nav icon Neon 1x" loading="lazy"><div 347class="dropdown-content__wrapper"><p 348class="dropdown-title mb-0">About Ravelin</p><p 349class="dropdown-text mt-1">Discover Ravelin's story</p></div></div> 350</a></div></div><div 351class="dropdown-col col-xl-6 col-lg-6 col-md-6 mb-2"><div 352class="dropdown-col__content h-100 d-flex"> 353<a 354href="https://www.ravelin.com/customers" class="px-3 py-2 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src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Press-Nav-icon-Neon_1x.webp" alt="Press Nav icon Neon 1x" loading="lazy"><div 369class="dropdown-content__wrapper"><p 370class="dropdown-title mb-0">Press</p><p 371class="dropdown-text mt-1">Press releases & Ravelin in the news</p></div></div> 372</a></div></div><div 373class="dropdown-col col-xl-4 col-lg-4 col-md-6 mb-2"><div 374class="dropdown-col__content h-100 d-flex"> 375<a 376href="https://www.ravelin.com/careers" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 377class="flex flex-vcenter"> 378<img 379class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Careers-Nav-icon-Neon_1x.webp" alt="Careers Nav icon Neon 1x" loading="lazy"><div 380class="dropdown-content__wrapper"><p 381class="dropdown-title mb-0">Careers</p><p 382class="dropdown-text mt-1">Join our dynamic team</p></div></div> 383</a></div></div><div 384class="dropdown-col col-xl-4 col-lg-4 col-md-6 mb-2"><div 385class="dropdown-col__content h-100 d-flex"> 386<a 387href="https://www.ravelin.com/fraud-prevention-support-investigations" class="px-3 py-2 d-flex align-items-center h-100 w-100 navbar__dropdown-link" target="_self"><div 388class="flex flex-vcenter"> 389<img 390class="mr-3 navbar__dropdown-icon" src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/navigation-bar-icons/Support-and-Investigations-Nav-icon-Neon_1x.webp" alt="Support and Investigations Nav icon Neon 1x" loading="lazy"><div 391class="dropdown-content__wrapper"><p 392class="dropdown-title mb-0">Support & Investigations</p><p 393class="dropdown-text mt-1">Ravelin's unrivaled fraud team support</p></div></div> 394</a></div></div></div></div></li></ul><div 395class="navbar__actions"> 396<a 397href="https://id.ravelin.com/" class="navbar__action-button log-in brand-color mr-4 font-weight-semibold text-uppercase pt-2 text-nowrap" target="_blank" rel="noopener noreferrer">LOG IN</a> 398<a 399href="https://www.ravelin.com/contact-us" class="btn navbar__action-button btn-sm btn-primary text-uppercase">BOOK A CALL</a></div></div></div></nav></header><div 400class="mobile-nav navbar-light bg-white" id="mobile-nav"><div 401class="navbar-collapse"><ul 402class="navbar-nav navbar__nav"><li 403class="nav-item navbar-nav__item"> 404<a 405href="https://www.ravelin.com/agentic-ai-fraud-detection-ecommerce" class="nav-link navbar-nav__link text-uppercase" target="_self"> 406AI & AGENTIC 407</a></li><li 408class="nav-item dropdown navbar-nav__item js-dropdown"> 409<a 410href="/#" class="nav-link navbar-nav__link dropdown-toggle position-relative text-uppercase" id="mobile-nav-272369" role="button" aria-expanded="false"> 411SOLUTIONS 412</a><div 413class="dropdown-menu" aria-labelledby="mobile-nav-272369"> 414<a 415class="dropdown-item mb-2" href="/solutions" target="_self"><p 416class="dropdown-title">Solutions overview</p><p 417class="dropdown-text">Harness the power of your data</p> 418</a> 419<a 420class="dropdown-item mb-2" href="https://www.ravelin.com/solutions/payment-fraud-prevention" target="_self"><p 421class="dropdown-title">Online Payment Fraud</p> 422</a> 423<a 424class="dropdown-item mb-2" href="https://www.ravelin.com/solutions/refund-abuse-prevention" target="_self"><p 425class="dropdown-title">Refund Abuse</p> 426</a> 427<a 428class="dropdown-item mb-2" href="https://www.ravelin.com/solutions/promo-abuse-prevention" target="_self"><p 429class="dropdown-title">Promo Abuse</p> 430</a> 431<a 432class="dropdown-item mb-2" href="/solutions/account-takeover-prevention-security" target="_self"><p 433class="dropdown-title">Account Security & ATO</p> 434</a> 435<a 436class="dropdown-item mb-2" href="https://www.ravelin.com/solutions/3d-secure-server-sdks" target="_self"><p 437class="dropdown-title">3D Secure</p> 438</a> 439<a 440class="dropdown-item mb-2" href="https://www.ravelin.com/solutions/marketplace-partner-fraud-prevention" target="_self"><p 441class="dropdown-title">Marketplace Partner Fraud</p> 442</a> 443<a 444class="dropdown-item mb-2" href="https://www.ravelin.com/solutions/transaction-optimization" target="_self"><p 445class="dropdown-title">Transaction Optimization</p> 446</a></div></li><li 447class="nav-item dropdown navbar-nav__item js-dropdown"> 448<a 449href="/#" class="nav-link navbar-nav__link dropdown-toggle position-relative text-uppercase" id="mobile-nav-285860" role="button" aria-expanded="false"> 450SECTORS 451</a><div 452class="dropdown-menu" aria-labelledby="mobile-nav-285860"> 453<a 454class="dropdown-item mb-2" href="https://www.ravelin.com/customers" target="_self"><p 455class="dropdown-title">Case studies</p><p 456class="dropdown-text">Hear from our happy customers and see their results</p> 457</a> 458<a 459class="dropdown-item mb-2" href="https://www.ravelin.com/sector/fraud-prevention-for-online-retail" target="_self"><p 460class="dropdown-title">Retail</p><p 461class="dropdown-text">Fraud defenses for modern high-volume retail success</p> 462</a> 463<a 464class="dropdown-item mb-2" href="https://www.ravelin.com/sector/fraud-prevention-for-online-travel-ticketing-hospitality" target="_self"><p 465class="dropdown-title">Travel, Ticketing &
465 Hospitality</p><p 466class="dropdown-text">Powering seamless, secure growth in travel</p> 467</a> 468<a 469class="dropdown-item mb-2" href="https://www.ravelin.com/sector/fraud-prevention-for-digital-goods-subscriptions" target="_self"><p 470class="dropdown-title">Digital Goods & Subscriptions</p><p 471class="dropdown-text">Secure instant fulfillment and grow your subscriptions</p> 472</a> 473<a 474class="dropdown-item mb-2" href="https://www.ravelin.com/sector/fraud-prevention-for-online-marketplaces" target="_self"><p 475class="dropdown-title">Marketplaces</p><p 476class="dropdown-text">Safely scale without shopper or supplier fraud</p> 477</a></div></li><li 478class="nav-item dropdown navbar-nav__item js-dropdown"> 479<a 480href="/#" class="nav-link navbar-nav__link dropdown-toggle position-relative text-uppercase" id="mobile-nav-272450" role="button" aria-expanded="false"> 481RESOURCES 482</a><div 483class="dropdown-menu" aria-labelledby="mobile-nav-272450"> 484<a 485class="dropdown-item mb-2" href="https://www.ravelin.com/fraud-trends-reports" target="_self"><p 486class="dropdown-title">Fraud Guides & Reports</p><p 487class="dropdown-text">Exclusive data, trends, tips and tactics by Ravelin</p> 488</a> 489<a 490class="dropdown-item mb-2" href="https://www.ravelin.com/resources" target="_self"><p 491class="dropdown-title">Resource Zone</p><p 492class="dropdown-text">All resources: video, guides, infographics & more</p> 493</a> 494<a 495class="dropdown-item mb-2" href="https://www.ravelin.com/events" target="_self"><p 496class="dropdown-title">Events</p><p 497class="dropdown-text">Upcoming events & where to catch us</p> 498</a> 499<a 500class="dropdown-item mb-2" href="https://developer.ravelin.com/" target="_self"><p 501class="dropdown-title">APIs & dev docs</p><p 502class="dropdown-text">APIs, integration, library & SDKs</p> 503</a> 504<a 505class="dropdown-item mb-2" href="https://www.ravelin.com/blog" target="_self"><p 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target="_self"><p 527class="dropdown-title">Customers</p><p 528class="dropdown-text">Read case studies from our happy customers</p> 529</a> 530<a 531class="dropdown-item mb-2" href="https://www.ravelin.com/press" target="_self"><p 532class="dropdown-title">Press</p><p 533class="dropdown-text">Press releases & Ravelin in the news</p> 534</a> 535<a 536class="dropdown-item mb-2" href="https://www.ravelin.com/careers" target="_self"><p 537class="dropdown-title">Careers</p><p 538class="dropdown-text">Join our dynamic team</p> 539</a> 540<a 541class="dropdown-item mb-2" href="https://www.ravelin.com/fraud-prevention-support-investigations" target="_self"><p 542class="dropdown-title">Support & Investigations</p><p 543class="dropdown-text">Ravelin's unrivaled fraud team support</p> 544</a></div></li></ul><div 545class="navbar__actions"> 546<a 547href="https://id.ravelin.com/" class="navbar__action-button log-in brand-color mr-4 font-weight-semibold text-uppercase" target="_blank" rel="noopener noreferrer">LOG IN</a> 548<a 549href="https://www.ravelin.com/contact-us" class="btn navbar__action-button btn-sm btn-primary text-uppercase">BOOK A CALL</a></div></div></div><main 550id="main"><div 551id="main-content"><section 552class="section section-blog my-6"><div 553class="container"><div 554class="row blog-featured mb-6 mb-lg-8"><div 555class="col-lg-6 mb-5 mb-lg-0 fadeIn--elem"><div 556class="flex flex-column flex-md-row"> 557<a 558href="https://www.ravelin.com/blog/online-retail-fraud-trends-2026" 559> 560<img 561src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogFeaturedMobile/529-Retail-Report-Web-tile-Feature-885x505_2x.webp" 562srcset=" 563https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogFeaturedMobile/529-Retail-Report-Web-tile-Feature-885x505_2x.webp 313w, 564https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogFeaturedTablet/529-Retail-Report-Web-tile-Feature-885x505_2x.webp 627w, 565https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogFeaturedDesktop/529-Retail-Report-Web-tile-Feature-885x505_2x.webp 1254w 566" 567sizes="(max-width: 576px) 313px, (max-width: 992px) 627px, 1254px" 568alt="Online Retail Fraud Trends 2026: New global report" 569class="mw-100 h-auto img-fluid" 570> 571</a></div></div><div 572class="col-lg-6 px-xl-8 flex flex-column section-blog--info slideUpFadeIn--elem"> 573<a 574href="https://www.ravelin.com/blog/online-retail-fraud-trends-2026" 575class="blog-featured" 576><div 577class="blog-entry--info"><h1 class="mb-3 section-heading__title--h4">Online Retail Fraud Trends 2026: New global report</h1><p 578class="lh-sm faded-blue"> 579Refund abuse just outranked traditional forms of first-party abuse in terms of its negative impact on retailers â while 78% say fraud has stifled their growth to some extent.</p></div> 580</a><div 581class="mt-2 blog-entry--author--wrap flex"><div 582class="blog-entry--author--featured flex align-items-lg-center flex-column flex-lg-row"> 583<img 584src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_avatarSmall/196785/1669287463716_2023-12-07-164059_ybjd.webp" 585srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_avatarSmall/196785/1669287463716_2023-12-07-164059_ybjd.webp 55w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_avatarLarge/196785/1669287463716_2023-12-07-164059_ybjd.webp 155w" 586sizes="55px" 587class="rounded-circle" 588width="55" 589height="55" 590alt="Nikoleta Dimitriou" 591><p 592class="my-2 my-lg-0 ml-lg-3"> 593<a 594class="text-primary font-weight-semibold d-block" href="https://www.ravelin.com/author/nikoleta-dimitriou">Nikoleta Dimitriou</a> 595<span 596class="text-sm">Senior Content 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764href="https://www.ravelin.com/blog/whats-the-difference-between-3d-secure-1-and-2"> 765<img 766src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/276036/477-3DS-Differences-Feature-image-885x505-1.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/276036/477-3DS-Differences-Feature-image-885x505-1.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/276036/477-3DS-Differences-Feature-image-885x505-1.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="What's the difference between 3D Secure 1, 2 and 2.3?" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"/> 767</a><div 768class="px-4 d-md-flex flex-column flex-grow-1"> 769<a 770href="https://www.ravelin.com/blog/whats-the-difference-between-3d-secure-1-and-2" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">What's the difference between 3D Secure 1, 2 and 2.3?</h3><div 771class="blog-product--author flex align-items-center"> 772<img 773src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/76597/kit-photo.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/76597/kit-photo.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/76597/kit-photo.webp 66w" sizes="33px" class="rounded-circle" width="33" height="33" alt="Catherine Jones"><p 774class="mb-0 ml-2 text-sm"> 775<span 776class="text-primary font-weight-semibold"> 777Catherine Jones, </span> 778<span> 779Product Director 780</span></p></div><div 781class="blog-entry--author flex align-items-center mt-1"> 782<img 783src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/274718/james-hogan.webp 66w" sizes="33px" class="rounded-circle" width="33" height="33" alt="James Hogan"><p 784class="mb-0 ml-2 text-sm"> 785<span 786class="text-primary font-weight-semibold"> 787James Hogan, </span> 788<span> 789Senior Product Manager â Payments Engineering 790</span></p></div> 791</a></div></article></div><div 792class="blog-card pt-5 pt-lg-0"><article 793class="slideUpFadeIn--elem card d-md-flex align-content-stretch h-100 card-resources opacity card--anim featured--card"><div 794class="card-body h-100 card-body--pd-bot"> 795<a 796href="https://www.ravelin.com/blog/ecommerce-burner-account-fraud"> 797<img 798src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/524-Burner-accounts-article-Feature-885x505_1_5x-1.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/524-Burner-accounts-article-Feature-885x505_1_5x-1.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/524-Burner-accounts-article-Feature-885x505_1_5x-1.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="Burner account detection requires continuous behavioral monitoring and network analysis" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"/> 799</a><div 800class="px-4 d-md-flex flex-column flex-grow-1"> 801<a 802href="https://www.ravelin.com/blog/ecommerce-burner-account-fraud" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">Burner account detection requires continuous behavioral monitoring and network analysis</h3><div 803class="blog-product--author flex align-items-center"> 804<img 805src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/265422/unnamed-3.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/265422/unnamed-3.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/265422/unnamed-3.webp 66w" sizes="33px" class="rounded-circle" width="33" height="33" alt="Nelda Biltauere"><p 806class="mb-0 ml-2 text-sm"> 807<span 808class="text-primary font-weight-semibold"> 809Nelda Biltauere, </span> 810<span> 811Senior Fraud and Payments Researcher 812</span></p></div> 813</a></div></article></div><div 814class="blog-card pt-5 pt-lg-0"><article 815class="slideUpFadeIn--elem card d-md-flex align-content-stretch h-100 card-resources opacity card--anim featured--card"><div 816class="card-body h-100 card-body--pd-bot"> 817<a 818href="https://www.ravelin.com/blog/ecommerce-refund-abuse-is-easy"> 819<img 820src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/286335/refund-abuse-is-easy-to-do-1200.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/286335/refund-abuse-is-easy-to-do-1200.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/286335/refund-abuse-is-easy-to-do-1200.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="Refund abuse is too easy to do â and get away with â to leave unchecked" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"/> 821</a><div 822class="px-4 d-md-flex flex-column flex-grow-1"> 823<a 824href="https://www.ravelin.com/blog/ecommerce-refund-abuse-is-easy" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">Refund abuse is too easy to do â and get away with â to leave 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card--anim featured--card"><div 838class="card-body h-100 card-body--pd-bot"> 839<a 840href="https://www.ravelin.com/blog/kinguin-ravelin-partnership-renewal"> 841<img 842src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/286438/Ravelin-Kinguin-press-release.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/286438/Ravelin-Kinguin-press-release.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/286438/Ravelin-Kinguin-press-release.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="Kinguin renews Ravelin partnership after cutting ecommerce fraud to âindustry-leading lowâ" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"/> 843</a><div 844class="px-4 d-md-flex flex-column flex-grow-1"> 845<a 846href="https://www.ravelin.com/blog/kinguin-ravelin-partnership-renewal" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">Kinguin renews Ravelin partnership after cutting ecommerce fraud to âindustry-leading lowâ</h3><div 847class="blog-product--author flex align-items-center"> 848<img 849src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/187712/Ravelin-Symbol-Blue-1.webp 66w" sizes="33px" class="rounded-circle" width="33" height="33" alt="Ravelin Technology"><p 850class="mb-0 ml-2 text-sm"> 851<span 852class="text-primary font-weight-semibold"> 853Ravelin Technology </span> 854<span> 855</span></p></div> 856</a></div></article></div><div 857class="blog-card pt-5 pt-lg-0"><article 858class="slideUpFadeIn--elem card d-md-flex 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878</a></div></article></div><div 879class="blog-card pt-5 pt-lg-0"><article 880class="slideUpFadeIn--elem card d-md-flex align-content-stretch h-100 card-resources opacity card--anim featured--card"><div 881class="card-body h-100 card-body--pd-bot"> 882<a 883href="https://www.ravelin.com/blog/how-to-measure-refund-abuse-kpis"> 884<img 885src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/498-Article-Image-Refund-Abuse-KPIs-Feature-885x505_1x.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/498-Article-Image-Refund-Abuse-KPIs-Feature-885x505_1x.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/498-Article-Image-Refund-Abuse-KPIs-Feature-885x505_1x.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="Refund abuse KPIs: How to measure and reduce refund fraud rates" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"/> 886</a><div 887class="px-4 d-md-flex flex-column flex-grow-1"> 888<a 889href="https://www.ravelin.com/blog/how-to-measure-refund-abuse-kpis" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">Refund abuse KPIs: How to measure and reduce refund fraud rates</h3><div 890class="blog-product--author flex align-items-center"> 891<img 892src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/2800
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915class="blog-product--author flex align-items-center"> 916<img 917src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/187712/Ravelin-Symbol-Blue-1.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/187712/Ravelin-Symbol-Blue-1.webp 66w" sizes="33px" class="rounded-circle" width="33" height="33" alt="Ravelin Technology"><p 918class="mb-0 ml-2 text-sm"> 919<span 920class="text-primary font-weight-semibold"> 921Ravelin Technology </span> 922<span> 923</span></p></div> 924</a></div></article></div><div 925class="blog-card pt-5 pt-lg-0"><article 926class="slideUpFadeIn--elem card d-md-flex align-content-stretch h-100 card-resources opacity card--anim featured--card"><div 927class="card-body h-100 card-body--pd-bot"> 928<a 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985Ashleigh Luccini Gilera, </span> 986<span> 987Senior Product Marketing Manager 988</span></p></div> 989</a></div></article></div><div 990class="blog-card pt-5 pt-lg-0"><article 991class="slideUpFadeIn--elem card d-md-flex align-content-stretch h-100 card-resources opacity card--anim featured--card"><div 992class="card-body h-100 card-body--pd-bot"> 993<a 994href="https://www.ravelin.com/blog/visa-dcap-program-explained"> 995<img 996src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/502-DCAP-Article-image-Feature-885x505_1x.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/502-DCAP-Article-image-Feature-885x505_1x.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/502-DCAP-Article-image-Feature-885x505_1x.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="DCAP explained: Boosting approval rates and reducing fraud with Visa's new program" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"> 997</a><div 998class="px-4 d-md-flex flex-column flex-grow-1"> 999<a 1000href="https://www.ravelin.com/blog/visa-dcap-program-explained" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">DCAP explained: Boosting approval rates and reducing fraud with Visa's new program</h3><div 1001class="blog-product--author flex align-items-center"> 1002<img 1003src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/274718/james-hogan.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/274718/james-hogan.webp 66w" sizes="33px" class="rounded-circle" width="33" height="33" alt="James Hogan"><p 1004class="mb-0 ml-2 text-sm"> 1005<span 1006class="text-primary font-weight-semibold"> 1007James Hogan, </span> 1008<span> 1009Senior Product Manager â Payments Engineering 1010</span></p></div> 1011</a></div></article></div><div 1012class="blog-card pt-5 pt-lg-0"><article 1013class="slideUpFadeIn--elem card d-md-flex align-content-stretch h-100 card-resources opacity card--anim featured--card"><div 1014class="card-body h-100 card-body--pd-bot"> 1015<a 1016href="https://www.ravelin.com/blog/a2a-payments-and-fraud"> 1017<img 1018src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277355/491-A2A-Payments-Article-Feature-885x505.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardSmall/277355/491-A2A-Payments-Article-Feature-885x505.webp 442w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardLarge/277355/491-A2A-Payments-Article-Feature-885x505.webp 885w" sizes="(max-width: 576px) 442px, 885px" alt="A guide to A2A payments for merchants: Pros, cons & A2A fraud" class="pb-4 rounded-0 h-auto img-fluid w-100 featured--product"> 1019</a><div 1020class="px-4 d-md-flex flex-column flex-grow-1"> 1021<a 1022href="https://www.ravelin.com/blog/a2a-payments-and-fraud" class="flex flex-column h-100 align-items-start"><h3 class="card-text pb-3">A guide to A2A payments for merchants: Pros, cons & A2A fraud</h3><div 1023class="blog-product--author flex align-items-center"> 1024<img 1025src="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/175066/RAVELIN_STAFF_Mark_Barlow_Head_Of_product_website.webp" srcset="https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarSmall/175066/RAVELIN_STAFF_Mark_Barlow_Head_Of_product_website.webp 33w, https://storage.googleapis.com/ravelin-website-assets-production/assets/images/_blogCardAvatarLarge/175066/RAVELIN_STAFF_Mark_Barlow_Head_Of_product_website.webp 66w" 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vendor: 1 bytes, line 1157
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1158<script>window.csrfTokenName = "CRAFT_CSRF_TOKEN"; 1159 window.csrfTokenValue = "NB1_eRdUxZuam5vCag9K41V9BO8JIOm2TND2D4bdn\u002D8RYIeOkziZVHVSOE0uIqzPwvXW8iZbPdAZOWG4RVmr4QnmkUbJmOuIJiTi2sVs_QA\u003D"; 1160window.csrfTokenName = "CRAFT_CSRF_TOKEN"; 1161 window.csrfTokenValue = "NB1_eRdUxZuam5vCag9K41V9BO8JIOm2TND2D4bdn\u002D8RYIeOkziZVHVSOE0uIqzPwvXW8iZbPdAZOWG4RVmr4QnmkUbJmOuIJiTi2sVs_QA\u003D"; 1162window.csrfTokenName = "CRAFT_CSRF_TOKEN"; 1163 window.csrfTokenValue = "NB1_eRdUxZuam5vCag9K41V9BO8JIOm2TND2D4bdn\u002D8RYIeOkziZVHVSOE0uIqzPwvXW8iZbPdAZOWG4RVmr4QnmkUbJmOuIJiTi2sVs_QA\u003D";</script>
1163</body></html><!-- Cached by Blitz on 2026-09-24T08:00:53+01:00 --><!-- Served by Blitz on 2026-09-24T09:39:03+01:00 -->
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.