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476@media (max-width: 480px) { 477 #Team-Icons .c-tile-grid .tile { 478 margin: 0 0 2rem; 479 } 480} 481#Team-Icons .icon-tile { 482 background: #45006d; 483 border-radius: 3rem; 484 border: 5px solid #fff; 485} 486#Team-Icons .icon-tile__text { 487 background-color: #fff0; 488 letter-spacing: -1px; 489 color: #fff; 490 font-size: 18px; 491 line-height: 25px; 492 padding-top: 0; 493} 494#Team-Icons .icon-tile__text p { 495 font-family: silka; 496 font-weight: 600; 497 line-height: 2rem; 498} 499#Team-Icons .icon-tile--bg .icon-tile__icon:after { 500 background: #fff0; 501} 502#Team-Icons .icon--reflection { 503 display: none; 504} 505#Team-Icons { 506 background: linear-gradient( 507 121deg, 508 rgba(107, 56, 208, 0.95) 0%, 509 rgba(69, 0, 109, 0.85) 35.41% 510 ), 511 url("https://hcukwhitelabel-uat.azurewebsites.net/media/tqcbncgn/istock-1163571314.jpg?anchor=center&mode=crop&width=1110&format=webp&quality=80") 512 lightgray 50% / cover no-repeat; 513} 514#Team-Form { 515 background: linear-gradient(108deg, #6b38d0 0%, #45006d 50.84%); 516} 517@media (min-width: 720px) { 518 #Team-Icons, 519 #Team-Form { 520 padding: 90px 60px; 521 } 522} 523#Team-Form { 524 margin-bottom: -8px; 525} 526@media (max-width: 720px) { 527 #Team-Form .c-forms { 528 margin-bottom: 0; 529 width: 80%; 530 margin: 0 auto; 531 } 532} 533@media (min-width: 720px) { 534 #Team-Form .c-forms__page.umbraco-forms-page { 535 padding: 0 60px; 536 } 537} 538#Team-Form .c-forms .umbraco-forms-fieldset, 539#Team-Form .c-forms .umbraco-forms-navigation { 540 background-color: #fff0; 541 padding: 0; 542}
543#Team-Form .umbraco-forms-form .o-input { 544 width: 100%; 545 max-width: 100%; 546} 547#Team-Form .o-inFieldLabel input, 548#Team-Form .umbraco-forms-tooltip.o-help-block, 549#Team-Form .c-forms .umbraco-forms-navigation { 550 width: 100%; 551} 552#Team-Form .umbraco-forms-tooltip.o-help-block { 553 max-width: 31rem; 554 color: #fff; 555} 556#Team-Form .cms-rich-text-container p, 557#Team-Form .cms-rich-text-container h2 { 558 color: #fff; 559} 560#Team-Form .c-forms .umbraco-forms-fieldset { 561 margin-bottom: 5rem; 562} 563#Team-Form .c-forms .umbraco-forms-navigation { 564 max-width: 32rem; 565 padding-bottom: 0; 566} 567#Team-Form .c-forms .umbraco-forms-navigation .o-col-md-12 { 568 text-align: center; 569} 570#Team-Form .c-forms .umbraco-forms-navigation .o-btn:first-child { 571 margin: 0; 572} 573#Team-Sidebar img { 574 border-radius: 3rem; 575} 576#Team-Sidebar .cms-rich-text-container { 577 background: #f3f0f6; 578 border-radius: 3rem; 579 padding: 3rem; 580 margin-top: -15px; 581} 582@media (max-width: 575px) { 583 .cms-rich-text-container h2, 584 #Team-Sidebar h2, 585 #Team-Form h2, 586 #Team-Tiles h2, 587 #Team-Icons h2 { 588 font-size: 2.2rem; 589 line-height: 2.8rem; 590 font-weight: 500; 591 letter-spacing: -0.7px; 592 } 593} 594@media (max-width: 719px) { 595 .icon-tile--90 .icon-tile__icon { 596 height: 8rem; 597 } 598 .icon-tile--90 .icon-tile__icon img { 599 height: 6rem; 600 width: 6rem; 601 } 602} 603#Team-Sidebar-With-Cta .cms-rich-text-container:not(:has(#Team-Tiles)) { 604 background: #f3f0f6; 605 border-radius: 3rem; 606 padding: 3rem; 607} 608 609#Team-Sidebar-With-Cta #Team-Tiles .c-cta-tile { 610 display: flex; 611 flex-direction: row; 612padding:0; 613} 614#Team-Sidebar-With-Cta #Team-Tiles .c-cta-tile__image { 615 border-radius: 3rem 0 0 3rem; 616 width: 50%; 617 min-width: 160px; 618 height: 300px; 619} 620#Team-Sidebar-With-Cta #Team-Tiles .c-cta-tile__content { 621 margin: 3rem 2rem 4rem; 622} 623#Team-Sidebar-With-Cta #Team-Tiles .c-cta-tile__cta { 624 right: 20px; 625 bottom: 25px; 626} 627#Team-Sidebar-With-Cta .cms-rich-text-container .o-container{ 628padding-left:0!important; 629padding-right:0!important; 630 631} 632 633/* Feefo */ 634@media (max-width:719px){#Feefo-Novuna-Comp {margin-top: 30px;margin-bottom:15px;}}@media (max-width:719px){#Feefo-Novuna-Comp .hide{display:none}}#Feefo-Novuna-Comp{border-radius:20px;background:#F7F7F7;padding:0 15px}@media (max-width:1199px){#Feefo-Novuna-Comp .cms-rich-text-container .o-row{gap:30px 0}}@media (min-width:720px){#Feefo-Novuna-Comp .title-tile{margin:20px 0}}#Feefo-Novuna-Comp .title-tile .title p{font-weight:600;color:#000;font-family:Silka;font-size:26px;font-style:normal;line-height:30px;letter-spacing:-.75px;margin:15px 0}#Feefo-Novuna-Comp .title-tile .title p span{font-weight:400}#Feefo-Novuna-Comp .tile{background-color:#fff;padding:20px;border-radius:20px;height:100%}#Feefo-Novuna-Comp .stars{max-width:200px;padding:0;margin:0 auto}#Feefo-Novuna-Comp .tile p{margin:10px 0}#Feefo-Novuna-Comp .tile p,#Feefo-Novuna-Comp .title-tile p{font-family:Arial,Helvetica,san-serif;font-size:12px;font-style:normal;font-weight:400;line-height:18px;letter-spacing:-.24px}#Feefo-Novuna-Comp .title-tile p{text-align:center}#Feefo-Novuna-Comp .title-tile p small{font-size:1rem;line-height:1rem}#Feefo-Novuna-Comp .quote{border-radius:15px 15px 0 15px;padding:15px;background:#FFF;box-shadow:0 1.5px 5px 0 rgb(0 0 0 / .25)}#Feefo-Novuna-Comp .quote p{font-family:silka,arial,san-serif;margin:0;font-family:Silka;font-size:15px;font-style:normal;font-weight:600;line-height:20px;letter-spacing:-.5px} 635 636 637#BCF-Outlook iframe{display: block;height: 100vh; border: none; width:100%;} 638 639 640/* Forms */ 641.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-fieldset{position:relative}.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-fieldset:last-of-type{padding-bottom:0}.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-fieldset:nth-of-type(1){z-index:10}.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-fieldset:nth-of-type(2){z-index:9}.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-fieldset:nth-of-type(3){z-index:8}.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-fieldset:nth-of-type(4){z-index:7}.c-forms__page.umbraco-forms-page:not(.c-forms--multiStep) .umbraco-forms-navigation{padding-top:3rem}.o-inFieldLabel input:not([type=file]){max-width: 36rem;}.o-select--option:first-of-type {height:50px}@media(min-width:720px){.o-select--option{padding: 0.3rem 1rem;}.o-select--option:first-of-type { height:30px;}} 642 643 644@media (min-width: 720px) { 645 #ccc #ccc-notify:not(.ccc-banner)[role=region] { 646max-height: 0 !important; 647min-height: fit-content !important; 648 /* clear: both; */ 649 max-width: 65rem; 650 top: 50%; 651 bottom: auto; 652 left: 50%; 653 -webkit-transform: translate(-50%, -50%) !important; 654 transform: translate(-50%, -50%) !important; 655 -webkit-animation: none !important; 656 animation: none !important; 657 border-radius: .3rem; 658 z-index: 1; 659 padding: 2.5rem 2rem; 660 opacity: 1; 661 display: block; 662 } 663} 664 665 666#ccc-module.ccc-module--slideout.ccc-module--right { 667 /* right: 0; */ 668 -webkit-animation-name: slide-left; 669 animation-name: slide-left; 670 -webkit-animation-duration: .4s; 671 animation-duration: .4s; 672 -webkit-animation-iteration-count: 1; 673 animation-iteration-count: 1; 674 /* position: absolute; */ 675 top: 60% !important; 676 left: 50% !important; 677 margin-right: -50% !important; 678 transform: translate(-50%, -50%) !important; 679} 680 681 682 683/* Accordions */ 684@media (max-width: 720px) { 685 .c-accordion-panel.hideOnMobile .c-accordion__title:not(.currrentSelected) { 686 display: flex !important; 687 } 688} 689 690#Feedback .findthiscontenthelpful{margin-bottom:2rem}#Feedback .findthiscontenthelpful legend{display:none!important}#Feedback div.titleanddescription{margin:0}#Feedback .c-forms{width: 405px;text-align: center}#Feedback .umbraco-forms-fieldset{padding:4rem 4rem 0 4rem}
690#Feedback .umbraco-forms-form .o-input--textarea{height:12rem}#Feedback .c-forms h2{margin-bottom: 0.5rem} 691 692/* 3 Column text card rounded */ 693#Text-card .c-text-card__inner{border-radius:20px;padding:3rem 2rem 2rem;margin-bottom:0}#Text-card .c-text-card__inner h3,#Text-card .c-text-card__inner p{color:#333}#Text-card .c-text-card__inner h3{font-size:2rem;line-height:2.6rem;margin-bottom:1rem}#Text-card .c-text-card__inner p{font-size:1.4rem;line-height:1.8rem} 694 695/* Rounded CTA tiles */ 696#Rounded .c-cta-tile.toggle-background, 697#Rounded .c-tile-grid .tile.toggle-background { 698border-radius:20px; 699/* background-color:#3d0061; */ 700padding-bottom: 0; 701} 702#Rounded .c-cta-tile__image, 703#Rounded .c-tile-grid .tile.toggle-background .tile__image{ 704border-radius:20px 20px 0 0; 705} 706#Rounded .c-tile-grid .tile__content { 707 margin: 2rem 0 2.5rem; 708} 709#Rounded .c-tile-grid .tile:has(.tile__cta) .tile__content { 710 margin-bottom: 4rem; 711} 712#Rounded .c-tile-grid h3, 713#Rounded .c-cta-tile h3{ 714margin-bottom:1.25rem; 715line-height: 2.2rem; 716} 717#Rounded .c-cta-tile p, 718#Rounded .c-cta-tile a, 719#Rounded .c-cta-tile h1, 720#Rounded .c-cta-tile h2, 721#Rounded .c-cta-tile h3, 722#Rounded .c-tile-grid p, 723#Rounded .c-tile-grid a, 724#Rounded .c-tile-grid h1, 725#Rounded .c-tile-grid h2, 726#Rounded .c-tile-grid h3{ 727/* color:#ffffff; */ 728} 729 730#Rounded-img img{ 731 border-radius:2rem; 732} 733 734/* Coloured Icon tiles */ 735#Icon-tiles .icon-tile{border-radius:20px 20px}#Icon-tiles .icon-tile__text{background-color:#3d0061;border-radius:0 0 20px 20px}.icon-tile__icon { position: relative; width: 100%; -webkit-box-align: center; -ms-flex-align: center; align-items: center; -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; -ms-flex-negative: 0; flex-shrink: 0; overflow: hidden;}.icon-tile--120 .icon-tile__icon {height: 16rem;}.icon-tile--120 .icon-tile__icon img, .icon-tile--120 .icon-tile__icon svg {height: 12rem;width: 12rem;}.c-tile-grid .tile__title,.grid-section .c-tile-grid .tile__title,.tile__heading{font-size:1.8rem}.icon-tile__text p,.tile__content p:last-child{margin-bottom:0}.c-tile-grid,.grid-section .c-tile-grid{margin:0 -.5rem;display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap}.c-tile-grid .tile,.grid-section .c-tile-grid .tile{margin:0 .5rem 2rem;position:relative;float:none}.c-tile-grid .tile.toggle-background,.grid-section .c-tile-grid .tile.toggle-background{background-color:#f7f7f7;padding-bottom:2rem;margin-bottom:2.5rem}.c-tile-grid .tile.toggle-background .tile__image,.grid-section .c-tile-grid .tile.toggle-background .tile__image{height:19rem}.c-tile-grid .tile.toggle-background .tile__content,.grid-section .c-tile-grid .tile.toggle-background .tile__content{padding-left:2rem;padding-right:2rem}.c-tile-grid .tile.toggle-background .tile__cta,.grid-section .c-tile-grid .tile.toggle-background .tile__cta{padding-left:2rem;padding-right:2rem;margin-bottom:2rem}.c-tile-grid .tile .o-btn:not(.o-btn--link),.grid-section .c-tile-grid .tile .o-btn:not(.o-btn--link){min-width:20rem}.c-tile-grid .tile .o-btn--link,.grid-section .c-tile-grid .tile .o-btn--link{min-width:0}.c-tile-grid--2.background-toggled,.grid-section .c-tile-grid--2.background-toggled{-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between}@media (min-width:965px){.c-tile-grid--2.background-toggled,.grid-section .c-tile-grid--2.background-toggled{padding-bottom:1rem}.c-tile-grid--2 .tile.toggle-background:last-child,.c-tile-grid--2 .tile.toggle-background:nth-last-child(2),.grid-section .c-tile-grid--2 .tile.toggle-background:last-child{margin-bottom:3rem}}@media (min-width:720px) and (max-width:964px){.c-tile-grid--2.background-toggled,.grid-section .c-tile-grid--2.background-toggled{padding-bottom:2.5rem}.c-tile-grid--2 .tile.toggle-background:last-child,.c-tile-grid--2 .tile.toggle-background:nth-last-child(2),.grid-section .c-tile-grid--2 .tile.toggle-background:last-child{margin-bottom:1rem}.c-tile-grid--2 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--2 .tile.toggle-background .tile__image{height:17.2rem}}@media (min-width:320px) and (max-width:719px){.c-tile-grid--2.background-toggled,.grid-section .c-tile-grid--2.background-toggled{padding-bottom:2rem}}.c-tile-grid--2 .tile,.grid-section .c-tile-grid--2 .tile{-webkit-box-flex:0;
735-ms-flex:0 0 calc(50% - 10px);flex:0 0 calc(50% - 1rem);max-width:calc(50% - 1rem)}@media (max-width:965px){.c-tile-grid--2 .tile,.grid-section .c-tile-grid--2 .tile{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}}.c-tile-grid--2 .tile.toggle-background,.grid-section .c-tile-grid--2 .tile.toggle-background{-webkit-box-flex:calc(49% - 10px);-ms-flex:calc(49% - 10px);flex:calc(49% - 1rem);max-width:calc(49% - .88rem)}@media (min-width:575px) and (max-width:719px){.c-tile-grid--2 .tile.toggle-background:last-child,.c-tile-grid--2 .tile.toggle-background:nth-last-child(2),.grid-section .c-tile-grid--2 .tile.toggle-background:last-child{margin-bottom:0}.c-tile-grid--2 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--2 .tile.toggle-background .tile__image{height:13.2rem}}@media (max-width:575px){.c-tile-grid--2 .tile.toggle-background,.grid-section .c-tile-grid--2 .tile.toggle-background{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.c-tile-grid--2 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--2 .tile.toggle-background .tile__image{height:15.8rem}}@media (min-width:320px) and (max-width:574px){.c-tile-grid--2 .tile.toggle-background:last-child,.grid-section .c-tile-grid--2 .tile.toggle-background:last-child{margin-bottom:0}}.c-tile-grid--3.background-toggled,.grid-section .c-tile-grid--3.background-toggled{-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between}.c-tile-grid--3 .tile,.grid-section .c-tile-grid--3 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(33.33333% - 10px);flex:0 0 calc(33.33333% - 1rem);max-width:calc(33.33333% - 1rem)}@media (max-width:965px){.c-tile-grid--3 .tile,.grid-section .c-tile-grid--3 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(50% - 10px);flex:0 0 calc(50% - 1rem);max-width:calc(50% - 1rem)}}@media (max-width:720px){.c-tile-grid .tile.toggle-background .tile__title,.grid-section .c-tile-grid .tile.toggle-background .tile__title{font-size:1.6rem}.c-tile-grid .tile.toggle-background .tile__cta span:first-child,.c-tile-grid .tile.toggle-background p,.grid-section .c-tile-grid .tile.toggle-background .tile__cta span:first-child{font-size:1.4rem}.c-tile-grid--3 .tile,.grid-section .c-tile-grid--3 .tile{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%;margin:0}}@media (min-width:965px){.c-tile-grid--3 .tile.toggle-background,.grid-section .c-tile-grid--3 .tile.toggle-background{-webkit-box-flex:calc(32% - 10px);-ms-flex:calc(32% - 10px);flex:calc(32% - 1rem);max-width:calc(32% - 1rem)}.c-tile-grid--3 .tile.toggle-background:last-child,.c-tile-grid--3 .tile.toggle-background:nth-last-child(2),.c-tile-grid--3 .tile.toggle-background:nth-last-child(3),.grid-section .c-tile-grid--3 .tile.toggle-background:last-child{margin-bottom:3rem}}@media (min-width:720px) and (max-width:964px){.c-tile-grid--3 .tile.toggle-background,.grid-section .c-tile-grid--3 .tile.toggle-background{-webkit-box-flex:calc(49% - 10px);-ms-flex:calc(49% - 10px);flex:calc(49% - 1rem);max-width:calc(49% - 1rem)}.c-tile-grid--3 .tile.toggle-background:last-child,.c-tile-grid--3 .tile.toggle-background:nth-last-child(2),.grid-section .c-tile-grid--3 .tile.toggle-background:last-child{margin-bottom:1rem}.c-tile-grid--3 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--3 .tile.toggle-background .tile__image{height:17.2rem}}@media (min-width:576px) and (max-width:719px){.c-tile-grid--3 .tile.toggle-background,.grid-section .c-tile-grid--3 .tile.toggle-background{-webkit-box-flex:calc(49% - 10px);-ms-flex:calc(49% - 10px);flex:calc(49% - 1rem);max-width:calc(49% - 1rem)}.c-tile-grid--3 .tile.toggle-background:last-child,.c-tile-grid--3 .tile.toggle-background:nth-last-child(2),.grid-section .c-tile-grid--3 .tile.toggle-background:last-child{margin-bottom:0}.c-tile-grid--3 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--3 .tile.toggle-background .tile__image{height:13.2rem}}@media (min-width:320px) and (max-width:576px){.c-tile-grid--3 .tile.toggle-background:last-child,.grid-section .c-tile-grid--3 .tile.toggle-background:last-child{margin-bottom:0}}@media (max-width:575px){.c-tile-grid--3 .tile.toggle-background,.grid-section .c-tile-grid--3 .tile.toggle-background{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.c-tile-grid--3 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--3 .tile.toggle-background .tile__image{height:15.8rem}}@media (min-width:1200px){.c-tile-grid--3 .tile.toggle-background .tile__image,.grid-section .c-tile-grid--3 .tile.toggle-background .tile__image{width:100%}}.c-tile-grid--4 .tile,.grid-section .c-tile-grid--4 .tile{-webkit-box-flex:0;
735-ms-flex:0 0 calc(25% - 10px);flex:0 0 calc(25% - 1rem);max-width:calc(25% - 1rem)}@media (max-width:965px){.c-tile-grid--4 .tile,.grid-section .c-tile-grid--4 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(33.33333% - 10px);flex:0 0 calc(33.33333% - 1rem);max-width:calc(33.33333% - 1rem)}}@media (max-width:720px){.c-tile-grid--4 .tile,.grid-section .c-tile-grid--4 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(50% - 10px);flex:0 0 calc(50% - 1rem);max-width:calc(50% - 1rem)}}@media (max-width:575px){.c-tile-grid--4 .tile,.grid-section .c-tile-grid--4 .tile{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}}.c-tile-grid--5 .tile,.grid-section .c-tile-grid--5 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(20% - 10px);flex:0 0 calc(20% - 1rem);max-width:calc(20% - 1rem)}@media (max-width:965px){.c-tile-grid--5 .tile,.grid-section .c-tile-grid--5 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(25% - 10px);flex:0 0 calc(25% - 1rem);max-width:calc(25% - 1rem)}}@media (max-width:720px){.c-tile-grid--5 .tile,.grid-section .c-tile-grid--5 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(33.33333% - 10px);flex:0 0 calc(33.33333% - 1rem);max-width:calc(33.33333% - 1rem)}}@media (max-width:576px){.c-tile-grid--5 .tile,.grid-section .c-tile-grid--5 .tile{-webkit-box-flex:0;-ms-flex:0 0 calc(50% - 10px);flex:0 0 calc(50% - 1rem);max-width:calc(50% - 1rem)}}@media (max-width:480px){.c-tile-grid--5 .tile,.grid-section .c-tile-grid--5 .tile{-webkit-box-flex:0;-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}}.c-tile-grid--6 .tile,.grid-section .c-tile-grid--6 .tile{-webkit-box-flex:0;
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1016<!-- End Google Tag Manager (noscript) --> 1017 1018 1019 1020 1021 1022 1023 1024 1025 1026 1027 1028 1029 1030 1031<header class="c-header "> 1032 <div class="c-header__top"> 1033 <div id="header-search" class="c-header__search hidden"> 1034 <div class="c-header__search-wrapper"> 1035 <div class="o-container"> 1036 <form action="/search/" role="search"> 1037 <div class="o-form-group"> 1038 <label for="header-search-input" class="sr-only o-label">Search</label> 1039 <input type="text" class="text o-input" id="header-search-input" name="query" placeholder="What are you looking for?" required /> 1040 <button type="submit" class="o-btn o-btn--green o-btn--small gi-icon-btn gi-icon-search"> 1041 <span>Search</span> 1042 </button> 1043 </div> 1044 <a href="javascript:;" class="c-header__search-close" data-dismiss="modal" data-toggle-control="header-search"> 1045 <span class="close-title" hidden>close</span> 1046 <span class="gi-icon-close close-icon" aria-hidden="true"></span> 1047 </a> 1048 </form> 1049 </div> 1050 </div> 1051 </div> 1052 1053 <div class="o-container"> 1054 <div class="c-header__main"> 1055 1056 <a href="/business-cash-flow/" title="Novuna" class="c-header__logo"> 1057 <img src="/media/lrelg5rd/novuna_no-business-unit.svg" alt="Novuna logo" class="logo__siteBrand" /> 1058<picture><source srcset='/media/gbih3ckr/novuna-logo-stacked-web-header-sub_bcf.svg' type='image/svg'><img src='/media/gbih3ckr/novuna-logo-stacked-web-header-sub_bcf.svg' alt='Novuna Logo Stacked Web Header Sub BCF' class='logo__link logo__desktop'></picture><picture><source srcset='/media/gbih3ckr/novuna-logo-stacked-web-header-sub_bcf.svg' type='image/svg'><img src='/media/gbih3ckr/novuna-logo-stacked-web-header-sub_bcf.svg' alt='Novuna Logo Stacked Web Header Sub BCF' class='logo__link logo__mobile'></picture> </a> 1059 1060 <div class="c-header__top-right"> 1061 <div class="c-header__top-nav"> 1062 1063 1064 <a href="javascript:;" class="o-btn o-btn--secondary-outline gi-icon-btn gi-icon-search " data-toggle-control="header-search" role="button"> 1065 <span class="search-text hidden-sm-down">Search</span> 1066 </a> 1067 1068 1069 1070 1071 </div> 1072 1073 <a class="c-header__main-nav-control hidden-lg-up" data-hide-right="false" href="#" data-nav-control="primary-nav" data-nav-type="main"> 1074 <span class="burger"> 1075 <span></span> 1076 </span> 1077 </a> 1078 </div> 1079 </div> 1080 </div> 1081 </div> 1082 1083 1084 <div class="c-header__bottom"> 1085 <div class="o-container"> 1086 <div class="c-header__secondary"> 1087 <nav aria-label="header sub" class="hidden-md-down"> 1088 <ul role="menubar" class="c-header__bottom-nav" itemscope="itemscope" itemtype="http://schema.org/SiteNavigationElement"> 1089 <li itemprop="url" role="presentation"> 1090 <a itemprop="name" href="/news-and-insights/">News & Insights</a> 1091 </li> 1092 <li itemprop="url" role="presentation"> 1093 <a itemprop="name" href="/contact-us/">Contact us</a> 1094 </li> 1095 </ul> 1096 </nav> 1097 </div> 1098 1099 <nav aria-label="main" class="c-header__main-nav" id="primary-nav"> 1100 1101 1102 <ul role="menubar" class="c-nav" itemscope="itemscope" itemtype="http://schema.org/SiteNavigationElement"> 1103 1104 1105 <li role="presentation" class="c-nav__link " itemprop="url"> 1106 <a href="/about-novuna/" target="" itemprop="name">
1107 <span>About Novuna</span> 1108 </a> 1109 1110 <div class="c-nav__mega"> 1111 <div class="c-nav__mega--container"> 1112 1113 <div class="item "> 1114 <ul> 1115 <li> 1116 <a class="mega-nav-header-link" href="/about-novuna/our-story/"> 1117 Our Story 1118 </a> 1119 </li> 1120 1121 </ul> 1122 </div> 1123 <div class="item "> 1124 <ul> 1125 <li> 1126 <a class="mega-nav-header-link" href="/about-novuna/our-global-strength/"> 1127 Our Global Strength 1128 </a> 1129 </li> 1130 1131 </ul> 1132 </div> 1133 <div class="item item__mb"> 1134 <ul> 1135 <li> 1136 <a class="mega-nav-header-link" href="/about-novuna/our-culture-and-careers/"> 1137 Our Culture and Careers 1138 </a> 1139 </li> 1140 1141 <li> 1142 <a class="mega-nav-link" href="/about-novuna/our-culture-and-careers/inclusion-and-diversity/"> 1143 Inclusion and Diversity 1144 1145 1146 </a> 1147 </li> 1148 </ul> 1149 </div> 1150 <div class="item "> 1151 <ul> 1152 <li> 1153 <a class="mega-nav-header-link" href="/about-novuna/committed-to-wellbeing-and-responsibility/"> 1154 Committed to Wellbeing and Responsibility 1155 </a> 1156 </li> 1157 1158 </ul> 1159 </div> 1160 1161 </div> 1162 </div> 1163 <a href="#" class="c-nav__subNav-toggle" data-mega-nav="sub-nav-9240"></a> 1164 <div class="c-nav__link--sub-panel"> 1165 1166 <ul class="c-nav__subNav" role="menubar"> 1167 <li class="header" role="presentation" itemprop="name"> 1168 <a class="mega-menu-back-link">Back to main menu</a> 1169 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back-9240"></a> 1170 </li> 1171 1172 <li role="presentation" itemprop="name"> 1173 <a href="/about-novuna/our-story/"> 1174 Our Story 1175 1176 </a> 1177 1178 1179 </li> 1180 <li role="presentation" itemprop="name"> 1181 <a href="/about-novuna/our-global-strength/"> 1182 Our Global Strength 1183 1184 </a> 1185 1186 1187 </li> 1188 <li role="presentation" itemprop="name"> 1189 <a href="/about-novuna/our-culture-and-careers/"> 1190 Our Culture and Careers 1191 1192 </a> 1193 1194 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-9243"></a> 1195 <div class="c-nav__link--sub-panel"> 1196 1197 <ul class="c-nav__subNav" role="menubar"> 1198 <li class="header" role="presentation" itemprop="name"> 1199 <a class="mega-menu-back-link">Back to Our Culture and Careers</a> 1200 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 1201 </li> 1202 1203 <li role="presentation" itemprop="name"> 1204 <a href="/about-novuna/our-culture-and-careers/inclusion-and-diversity/"> 1205 Inclusion and Diversity 1206 1207 </a> 1208 1209 1210 </li> 1211 1212 </ul> 1213 1214 </div> 1215 1216 </li> 1217 <li role="presentation" itemprop="name"> 1218 <a href="/about-novuna/committed-to-wellbeing-and-responsibility/"> 1219 Committed to Wellbeing and Responsibility 1220 1221 </a> 1222 1223 1224 </li> 1225 1226 </ul> 1227 1228 </div> 1229 1230 </li> 1231 <li role="presentation" class="c-nav__link " itemprop="url"> 1232 <a href="/consumer-finance/" target="" itemprop="name">
1233 <span>Consumer Finance</span> 1234 </a> 1235 1236 <div class="c-nav__mega"> 1237 <div class="c-nav__mega--container"> 1238 1239 <div class="item "> 1240 <ul> 1241 <li> 1242 <a class="mega-nav-header-link" href="/consumer-finance/our-specialist-retail-sectors/"> 1243 Our Specialist Retail Sectors 1244 </a> 1245 </li> 1246 1247 </ul> 1248 </div> 1249 <div class="item item__mb"> 1250 <ul> 1251 <li> 1252 <a class="mega-nav-header-link" href="/consumer-finance/retail-finance-options/"> 1253 Retail Finance Options 1254 </a> 1255 </li> 1256 1257 <li> 1258 <a class="mega-nav-link" href="/consumer-finance/retail-finance-options/buy-now-pay-later/"> 1259 Buy Now Pay Later 1260 1261 1262 </a> 1263 </li> 1264 <li> 1265 <a class="mega-nav-link" href="/consumer-finance/retail-finance-options/interest-free-credit/"> 1266 Interest Free Credit 1267 1268 1269 </a> 1270 </li> 1271 <li> 1272 <a class="mega-nav-link" href="/consumer-finance/retail-finance-options/interest-bearing-credit/"> 1273 Interest Bearing Credit 1274 1275 1276 </a> 1277 </li> 1278 <li> 1279 <a class="mega-nav-link" href="/consumer-finance/membership-and-fee-finance/"> 1280 Membership And Fee Finance 1281 1282 1283 </a> 1284 </li> 1285 <li> 1286 <a class="mega-nav-link" href="/consumer-finance/retail-finance-options/fca-authorisation/"> 1287 FCA Authorisation 1288 1289 1290 </a> 1291 </li> 1292 </ul> 1293 </div> 1294 <div class="item item__mb"> 1295 <ul> 1296 <li> 1297 <a class="mega-nav-header-link" href="/consumer-finance/point-of-sale-solutions/"> 1298 Point of Sale Solutions 1299 </a> 1300 </li> 1301 1302 <li> 1303 <a class="mega-nav-link" href="/consumer-finance/point-of-sale-solutions/our-credit-system/"> 1304 Our Credit System 1305 1306 1307 </a> 1308 </li> 1309 <li> 1310 <a class="mega-nav-link" href="/consumer-finance/point-of-sale-solutions/tailored-finance/"> 1311 Tailored Finance 1312 1313 1314 </a> 1315 </li> 1316 <li> 1317 <a class="mega-nav-link" href="/consumer-finance/point-of-sale-solutions/fraud-detection/"> 1318 Fraud Detection 1319 1320 1321 </a> 1322 </li> 1323 </ul> 1324 </div> 1325 <div class="item "> 1326 <ul> 1327 <li> 1328 <a class="mega-nav-header-link" href="/consumer-finance/novuna-experience/"> 1329 Novuna Experience 1330 </a> 1331 </li> 1332 1333 </ul> 1334 </div> 1335 <div class="item item__mb"> 1336 <ul> 1337 <li> 1338 <a class="mega-nav-header-link" href="/consumer-finance/resources/"> 1339 Resources 1340 </a> 1341 </li> 1342 1343 <li> 1344 <a class="mega-nav-link" href="/consumer-finance/resources/case-studies/"> 1345 Case Studies 1346 1347 1348 </a> 1349 </li> 1350 <li> 1351 <a class="mega-nav-link" href="/news-and-insights/consumer-finance/" target="_blank"> 1352 News & Insights 1353 1354 1355 </a> 1356 </li> 1357 <li> 1358 <a class="mega-nav-link" href="/consumer-finance/our-experts/"> 1359 The Novuna Team 1360 1361 1362 </a> 1363 </li> 1364 </ul> 1365 </div> 1366 <div class="item "> 1367 <ul> 1368 <li> 1369 <a class="mega-nav-header-link" href="https://www.novunapersonalfinance.co.uk/retail-finance/" target="_blank"> 1370 For Shoppers 1371 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 1372 </a> 1373 </li> 1374 1375 </ul> 1376 </div> 1377 <div class="item "> 1378 <ul> 1379 <li> 1380 <a class="mega-nav-header-link" href="/consumer-finance/boost-your-retail-sales/"> 1381 Boost your retail sales 1382 </a> 1383 </li> 1384 1385 </ul> 1386 </div> 1387 <div class="item "> 1388 <ul> 1389 <li> 1390 <a class="mega-nav-header-link" href="/consumer-finance/turn-browsers-into-buyers/"> 1391 Turn browsers into buyers 1392 </a> 1393 </li> 1394 1395 </ul> 1396 </div> 1397 1398 </div> 1399 </div>
1400 <a href="#" class="c-nav__subNav-toggle" data-mega-nav="sub-nav-5450"></a> 1401 <div class="c-nav__link--sub-panel"> 1402 1403 <ul class="c-nav__subNav" role="menubar"> 1404 <li class="header" role="presentation" itemprop="name"> 1405 <a class="mega-menu-back-link">Back to main menu</a> 1406 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back-5450"></a> 1407 </li> 1408 1409 <li role="presentation" itemprop="name"> 1410 <a href="/consumer-finance/our-specialist-retail-sectors/"> 1411 Our Specialist Retail Sectors 1412 1413 </a> 1414 1415 1416 </li> 1417 <li role="presentation" itemprop="name"> 1418 <a href="/consumer-finance/retail-finance-options/"> 1419 Retail Finance Options 1420 1421 </a> 1422 1423 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-6033"></a> 1424 <div class="c-nav__link--sub-panel"> 1425 1426 <ul class="c-nav__subNav" role="menubar"> 1427 <li class="header" role="presentation" itemprop="name"> 1428 <a class="mega-menu-back-link">Back to Retail Finance Options</a> 1429 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 1430 </li> 1431 1432 <li role="presentation" itemprop="name"> 1433 <a href="/consumer-finance/retail-finance-options/buy-now-pay-later/"> 1434 Buy Now Pay Later 1435 1436 </a> 1437 1438 1439 </li> 1440 <li role="presentation" itemprop="name"> 1441 <a href="/consumer-finance/retail-finance-options/interest-free-credit/"> 1442 Interest Free Credit 1443 1444 </a> 1445 1446 1447 </li> 1448 <li role="presentation" itemprop="name"> 1449 <a href="/consumer-finance/retail-finance-options/interest-bearing-credit/"> 1450 Interest Bearing Credit 1451 1452 </a> 1453 1454 1455 </li> 1456 <li role="presentation" itemprop="name"> 1457 <a href="/consumer-finance/membership-and-fee-finance/"> 1458 Membership And Fee Finance 1459 1460 </a> 1461 1462 1463 </li> 1464 <li role="presentation" itemprop="name"> 1465 <a href="/consumer-finance/retail-finance-options/fca-authorisation/"> 1466 FCA Authorisation 1467 1468 </a> 1469 1470 1471 </li> 1472 1473 </ul> 1474 1475 </div> 1476 1477 </li> 1478 <li role="presentation" itemprop="name"> 1479 <a href="/consumer-finance/point-of-sale-solutions/"> 1480 Point of Sale Solutions 1481 1482 </a> 1483 1484 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-6078"></a> 1485 <div class="c-nav__link--sub-panel"> 1486 1487 <ul class="c-nav__subNav" role="menubar"> 1488 <li class="header" role="presentation" itemprop="name"> 1489 <a class="mega-menu-back-link">Back to Point of Sale Solutions</a> 1490 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 1491 </li> 1492 1493 <li role="presentation" itemprop="name"> 1494 <a href="/consumer-finance/point-of-sale-solutions/our-credit-system/"> 1495 Our Credit System 1496 1497 </a> 1498 1499 1500 </li> 1501 <li role="presentation" itemprop="name"> 1502 <a href="/consumer-finance/point-of-sale-solutions/tailored-finance/"> 1503 Tailored Finance 1504 1505 </a> 1506 1507 1508 </li> 1509 <li role="presentation" itemprop="name"> 1510 <a href="/consumer-finance/point-of-sale-solutions/fraud-detection/"> 1511 Fraud Detection 1512 1513 </a> 1514 1515 1516 </li> 1517 1518 </ul> 1519 1520 </div> 1521 1522 </li> 1523 <li role="presentation" itemprop="name"> 1524 <a href="/consumer-finance/novuna-experience/"> 1525 Novuna Experience 1526 1527 </a> 1528 1529 1530 </li> 1531 <li role="presentation" itemprop="name"> 1532 <a href="/consumer-finance/resources/"> 1533 Resources 1534 1535 </a> 1536 1537 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-6113"></a> 1538 <div class="c-nav__link--sub-panel"> 1539
1540 <ul class="c-nav__subNav" role="menubar"> 1541 <li class="header" role="presentation" itemprop="name"> 1542 <a class="mega-menu-back-link">Back to Resources</a> 1543 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 1544 </li> 1545 1546 <li role="presentation" itemprop="name"> 1547 <a href="/consumer-finance/resources/case-studies/"> 1548 Case Studies 1549 1550 </a> 1551 1552 1553 </li> 1554 <li role="presentation" itemprop="name"> 1555 <a href="/news-and-insights/consumer-finance/"> 1556 News & Insights 1557 1558 </a> 1559 1560 1561 </li> 1562 <li role="presentation" itemprop="name"> 1563 <a href="/consumer-finance/our-experts/"> 1564 The Novuna Team 1565 1566 </a> 1567 1568 1569 </li> 1570 1571 </ul> 1572 1573 </div> 1574 1575 </li> 1576 <li role="presentation" itemprop="name"> 1577 <a href="https://www.novunapersonalfinance.co.uk/retail-finance/"> 1578 For Shoppers 1579 1580 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 1581 </a> 1582 1583 1584 </li> 1585 <li role="presentation" itemprop="name"> 1586 <a href="/consumer-finance/boost-your-retail-sales/"> 1587 Boost your retail sales 1588 1589 </a> 1590 1591 1592 </li> 1593 <li role="presentation" itemprop="name"> 1594 <a href="/consumer-finance/turn-browsers-into-buyers/"> 1595 Turn browsers into buyers 1596 1597 </a> 1598 1599 1600 </li> 1601 1602 </ul> 1603 1604 </div> 1605 1606 </li> 1607 <li role="presentation" class="c-nav__link " itemprop="url"> 1608 <a href="/business-finance/" target="" itemprop="name"> 1609 <span>Business Finance</span> 1610 </a> 1611 1612 <div class="c-nav__mega"> 1613 <div class="c-nav__mega--container"> 1614 1615 <div class="item item__mb"> 1616 <ul> 1617 <li> 1618 <a class="mega-nav-header-link" href="/business-finance/finance-products/"> 1619 Finance Products 1620 </a> 1621 </li> 1622 1623 <li> 1624 <a class="mega-nav-link" href="/business-finance/project-finance/"> 1625 Project Finance 1626 1627 1628 </a> 1629 </li> 1630 <li> 1631 <a class="mega-nav-link" href="/business-finance/finance-introducers/b2b-finance/"> 1632 B2B Finance 1633 1634 1635 </a> 1636 </li> 1637 <li> 1638 <a class="mega-nav-link" href="/business-finance/finance-introducers/stock-finance/"> 1639 Stock Finance 1640 1641 1642 </a> 1643 </li> 1644 <li> 1645 <a class="mega-nav-link" href="/business-finance/finance-products/block-discounting/"> 1646 Block Discounting 1647 1648 1649 </a> 1650 </li> 1651 <li> 1652 <a class="mega-nav-link" href="/business-finance/finance-introducers/finance-brokers/"> 1653 Finance Brokers 1654 1655 1656 </a> 1657 </li> 1658 </ul> 1659 </div> 1660 <div class="item "> 1661 <ul> 1662 <li> 1663 <a class="mega-nav-header-link" href="/business-finance/project-finance/"> 1664 Project finance 1665 </a> 1666 </li> 1667 1668 </ul> 1669 </div> 1670 <div class="item item__mb"> 1671 <ul> 1672 <li> 1673 <a class="mega-nav-header-link" href="/business-finance/asset-finance/"> 1674 Asset finance 1675 </a> 1676 </li> 1677 1678 <li> 1679 <a class="mega-nav-link" href="/business-finance/asset-finance/construction-finance/"> 1680 Construction finance 1681 1682 1683 </a> 1684 </li> 1685 <li> 1686 <a class="mega-nav-link" href="/business-finance/asset-finance/manufacturing-finance/"> 1687 Manufacturing finance 1688 1689 1690 </a> 1691 </li> 1692 <li> 1693 <a class="mega-nav-link" href="/business-finance/asset-finance/transport-finance/"> 1694 Transport finance 1695 1696 1697 </a> 1698 </li> 1699 <li> 1700 <a class="mega-nav-link" href="/business-finance/asset-finance/agriculture-finance/"> 1701 Agriculture finance 1702 1703 1704 </a> 1705 </li> 1706 <li> 1707 <a class="mega-nav-link" href="/business-finance/asset-finance/technology-finance/"> 1708 Technology f
1708inance 1709 1710 1711 </a> 1712 </li> 1713 <li> 1714 <a class="mega-nav-link" href="/business-finance/asset-finance/renewable-energy-finance/"> 1715 Renewable energy finance 1716 1717 1718 </a> 1719 </li> 1720 <li> 1721 <a class="mega-nav-link" href="/business-finance/asset-finance/healthcare-finance/"> 1722 Healthcare finance 1723 1724 1725 </a> 1726 </li> 1727 <li> 1728 <a class="mega-nav-link" href="/business-finance/asset-finance/garage-equipment-finance/"> 1729 Garage equipment finance 1730 1731 1732 </a> 1733 </li> 1734 <li> 1735 <a class="mega-nav-link" href="/business-finance/asset-finance/business-car-finance/"> 1736 Business car finance 1737 1738 1739 </a> 1740 </li> 1741 </ul> 1742 </div> 1743 <div class="item item__mb"> 1744 <ul> 1745 <li> 1746 <a class="mega-nav-header-link" href="/business-finance/finance-introducers/"> 1747 Finance Introducers 1748 </a> 1749 </li> 1750 1751 <li> 1752 <a class="mega-nav-link" href="/business-finance/finance-introducers/b2b-finance/"> 1753 B2B Finance 1754 1755 1756 </a> 1757 </li> 1758 <li> 1759 <a class="mega-nav-link" href="/business-finance/finance-introducers/stock-finance/"> 1760 Stock Finance 1761 1762 1763 </a> 1764 </li> 1765 <li> 1766 <a class="mega-nav-link" href="/business-finance/finance-introducers/finance-brokers/"> 1767 Finance Brokers 1768 1769 1770 </a> 1771 </li> 1772 </ul> 1773 </div> 1774 <div class="item item__mb"> 1775 <ul> 1776 <li> 1777 <a class="mega-nav-header-link" href="/business-finance/resource-centre/"> 1778 Resource Centre 1779 </a> 1780 </li> 1781 1782 <li> 1783 <a class="mega-nav-link" href="/business-finance/business-finance-faqs/"> 1784 Business Finance FAQs 1785 1786 1787 </a> 1788 </li> 1789 <li> 1790 <a class="mega-nav-link" href="/business-finance/resource-centre/the-research-newsroom/"> 1791 Research newsroom 1792 1793 1794 </a> 1795 </li> 1796 <li> 1797 <a class="mega-nav-link" href="/business-finance/resource-centre/reports-and-analysis-the-lens-of-an-sme/"> 1798 Reports: The lens of an SME 1799 1800 1801 </a> 1802 </li> 1803 <li> 1804 <a class="mega-nav-link" href="/business-finance/resource-centre/the-sustainable-business-podcast/"> 1805 Sustainable Business Podcast 1806 1807 1808 </a> 1809 </li> 1810 <li> 1811 <a class="mega-nav-link" href="/business-finance/resource-centre/sustainability-toolkit/"> 1812 Sustainability Toolkit 1813 1814 1815 </a> 1816 </li> 1817 <li> 1818 <a class="mega-nav-link" href="/business-finance/resource-centre/case-studies/"> 1819 Case studies 1820 1821 1822 </a> 1823 </li> 1824 <li> 1825 <a class="mega-nav-link" href="/business-finance/resource-centre/guides-and-downloads/"> 1826 Guides and Downloads 1827 1828 1829 </a> 1830 </li> 1831 <li> 1832 <a class="mega-nav-link" href="/business-finance/resource-centre/business-owner-insights/"> 1833 Business Owner Insights 1834 1835 1836 </a> 1837 </li> 1838 <li> 1839 <a class="mega-nav-link" href="/business-finance/resource-centre/smart-business-planning/"> 1840 Smart Business Planning 1841 1842 1843 </a> 1844 </li> 1845 </ul> 1846 </div> 1847 1848 </div> 1849 </div>
1850 <a href="#" class="c-nav__subNav-toggle" data-mega-nav="sub-nav-5476"></a> 1851 <div class="c-nav__link--sub-panel"> 1852 1853 <ul class="c-nav__subNav" role="menubar"> 1854 <li class="header" role="presentation" itemprop="name"> 1855 <a class="mega-menu-back-link">Back to main menu</a> 1856 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back-5476"></a> 1857 </li> 1858 1859 <li role="presentation" itemprop="name"> 1860 <a href="/business-finance/finance-products/"> 1861 Finance Products 1862 1863 </a> 1864 1865 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-5981"></a> 1866 <div class="c-nav__link--sub-panel"> 1867 1868 <ul class="c-nav__subNav" role="menubar"> 1869 <li class="header" role="presentation" itemprop="name"> 1870 <a class="mega-menu-back-link">Back to Finance Products</a> 1871 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 1872 </li> 1873 1874 <li role="presentation" itemprop="name"> 1875 <a href="/business-finance/project-finance/"> 1876 Project Finance 1877 1878 </a> 1879 1880 1881 </li> 1882 <li role="presentation" itemprop="name"> 1883 <a href="/business-finance/finance-introducers/b2b-finance/"> 1884 B2B Finance 1885 1886 </a> 1887 1888 1889 </li> 1890 <li role="presentation" itemprop="name"> 1891 <a href="/business-finance/finance-introducers/stock-finance/"> 1892 Stock Finance 1893 1894 </a> 1895 1896 1897 </li> 1898 <li role="presentation" itemprop="name"> 1899 <a href="/business-finance/finance-products/block-discounting/"> 1900 Block Discounting 1901 1902 </a> 1903 1904 1905 </li> 1906 <li role="presentation" itemprop="name"> 1907 <a href="/business-finance/finance-introducers/finance-brokers/"> 1908 Finance Brokers 1909 1910 </a> 1911 1912 1913 </li> 1914 1915 </ul> 1916 1917 </div> 1918 1919 </li> 1920 <li role="presentation" itemprop="name"> 1921 <a href="/business-finance/project-finance/"> 1922 Project finance 1923 1924 </a> 1925 1926 1927 </li> 1928 <li role="presentation" itemprop="name"> 1929 <a href="/business-finance/asset-finance/"> 1930 Asset finance 1931 1932 </a> 1933 1934 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-6073"></a> 1935 <div class="c-nav__link--sub-panel"> 1936 1937 <ul class="c-nav__subNav" role="menubar"> 1938 <li class="header" role="presentation" itemprop="name"> 1939 <a class="mega-menu-back-link">Back to Asset finance</a> 1940 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 1941 </li> 1942 1943 <li role="presentation" itemprop="name"> 1944 <a href="/business-finance/asset-finance/construction-finance/"> 1945 Construction finance 1946 1947 </a> 1948 1949 1950 </li> 1951 <li role="presentation" itemprop="name"> 1952 <a href="/business-finance/asset-finance/manufacturing-finance/"> 1953 Manufacturing finance 1954 1955 </a> 1956 1957 1958 </li> 1959 <li role="presentation" itemprop="name"> 1960 <a href="/business-finance/asset-finance/transport-finance/"> 1961 Transport finance 1962 1963 </a> 1964 1965 1966 </li> 1967 <li role="presentation" itemprop="name"> 1968 <a href="/business-finance/asset-finance/agriculture-finance/"> 1969 Agriculture finance 1970 1971 </a> 1972 1973 1974 </li> 1975 <li role="presentation" itemprop="name"> 1976 <a href="/business-finance/asset-finance/technology-finance/"> 1977 Technology finance 1978 1979 </a> 1980 1981 1982 </li> 1983 <li role="presentation" itemprop="name"> 1984 <a href="/business-finance/asset-finance/renewable-energy-finance/"> 1985 Renewable energy finance 1986 1987 </a> 1988 1989 1990 </li> 1991 <li role="presentation" itemprop="name"> 1992 <a href="/business-finance/asset-finance/healthcare-finance/"> 1993 Healthcare finance 1994 1995 </a> 1996 1997 1998 </li> 1999 <li role="presentation" itemprop="name"> 2000 <a href="/business-finance/asset-finance/garage-equipment-finance/"> 2001 Garage equipment finance 2002 2003 </a> 2004 2005 2006 </li> 2007 <li role="presentation" itemprop="name"> 2008 <a href="/business-finance/asset-finance/business-car-finance/"> 2009 Business car finance 2010 2011 </a> 2012 2013 2014 </li> 2015 2016 </ul> 2017 2018 </div> 2019 2020 </li> 2021 <li role="presentation" itemprop="name"> 2022 <a href="/business-finance/finance-introducers/"> 2023 Finance Introducers 2024 2025 </a> 2026 2027 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-6137"></a> 2028 <div class="c-nav__link--sub-panel"> 2029
2030 <ul class="c-nav__subNav" role="menubar"> 2031 <li class="header" role="presentation" itemprop="name"> 2032 <a class="mega-menu-back-link">Back to Finance Introducers</a> 2033 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2034 </li> 2035 2036 <li role="presentation" itemprop="name"> 2037 <a href="/business-finance/finance-introducers/b2b-finance/"> 2038 B2B Finance 2039 2040 </a> 2041 2042 2043 </li> 2044 <li role="presentation" itemprop="name"> 2045 <a href="/business-finance/finance-introducers/stock-finance/"> 2046 Stock Finance 2047 2048 </a> 2049 2050 2051 </li> 2052 <li role="presentation" itemprop="name"> 2053 <a href="/business-finance/finance-introducers/finance-brokers/"> 2054 Finance Brokers 2055 2056 </a> 2057 2058 2059 </li> 2060 2061 </ul> 2062 2063 </div> 2064 2065 </li> 2066 <li role="presentation" itemprop="name"> 2067 <a href="/business-finance/resource-centre/"> 2068 Resource Centre 2069 2070 </a> 2071 2072 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-6169"></a> 2073 <div class="c-nav__link--sub-panel"> 2074 2075 <ul class="c-nav__subNav" role="menubar"> 2076 <li class="header" role="presentation" itemprop="name"> 2077 <a class="mega-menu-back-link">Back to Resource Centre</a> 2078 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2079 </li> 2080 2081 <li role="presentation" itemprop="name"> 2082 <a href="/business-finance/business-finance-faqs/"> 2083 Business Finance FAQs 2084 2085 </a> 2086 2087 2088 </li> 2089 <li role="presentation" itemprop="name"> 2090 <a href="/business-finance/resource-centre/the-research-newsroom/"> 2091 Research newsroom 2092 2093 </a> 2094 2095 2096 </li> 2097 <li role="presentation" itemprop="name"> 2098 <a href="/business-finance/resource-centre/reports-and-analysis-the-lens-of-an-sme/"> 2099 Reports: The lens of an SME 2100 2101 </a> 2102 2103 2104 </li> 2105 <li role="presentation" itemprop="name"> 2106 <a href="/business-finance/resource-centre/the-sustainable-business-podcast/"> 2107 Sustainable Business Podcast 2108 2109 </a> 2110 2111 2112 </li> 2113 <li role="presentation" itemprop="name"> 2114 <a href="/business-finance/resource-centre/sustainability-toolkit/"> 2115 Sustainability Toolkit 2116 2117 </a> 2118 2119 2120 </li> 2121 <li role="presentation" itemprop="name"> 2122 <a href="/business-finance/resource-centre/case-studies/"> 2123 Case studies 2124 2125 </a> 2126 2127 2128 </li> 2129 <li role="presentation" itemprop="name"> 2130 <a href="/business-finance/resource-centre/guides-and-downloads/"> 2131 Guides and Downloads 2132 2133 </a> 2134 2135 2136 </li> 2137 <li role="presentation" itemprop="name"> 2138 <a href="/business-finance/resource-centre/business-owner-insights/"> 2139 Business Owner Insights 2140 2141 </a> 2142 2143 2144 </li> 2145 <li role="presentation" itemprop="name"> 2146 <a href="/business-finance/resource-centre/smart-business-planning/"> 2147 Smart Business Planning 2148 2149 </a> 2150 2151 2152 </li> 2153 2154 </ul> 2155 2156 </div> 2157 2158 </li> 2159 2160 </ul> 2161 2162 </div> 2163 2164 </li> 2165 <li role="presentation" class="c-nav__link active" itemprop="url"> 2166 <a href="/business-cash-flow/" target="" itemprop="name"> 2167 <span>Business Cash Flow</span> 2168 </a> 2169 2170 <div class="c-nav__mega"> 2171 <div class="c-nav__mega--container"> 2172 2173 <div class="item item__mb"> 2174 <ul> 2175 <li> 2176 <a class="mega-nav-header-link" href="/business-cash-flow/solutions/"> 2177 Business cash flow solutions 2178 </a> 2179 </li> 2180 2181 <li> 2182 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/quick-funding/"> 2183 I need funds quickly 2184 2185 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2186 2187 </a> 2188 </li> 2189 <li> 2190 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/growth-funding-options/"> 2191 I want to invest in growth 2192 2193 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2194 2195 </a> 2196 </li> 2197 <li> 2198 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/late-payment-solutions/"> 2199 I have late paying customers 2200 2201 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2202 2203 </a> 2204 </li> 2205 <li> 2206 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/cash-flow-management/"> 2207 I want to avoid future cash flow issues 2208 2209 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2210 2211 </a> 2212 </li> 2213 <li> 2214 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/supply-chain-finance/"> 2215 I import goods or need supplier support 2216 2217 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2218 2219 </a> 2220 </li> 2221 <li> 2222 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/"> 2223 I’m looking for a business loan 2224 2225 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2226 2227 </a> 2228 </li> 2229 </ul> 2230 </div> 2231 <div class="item item__mb"> 2232 <ul> 2233 <li> 2234 <a class="mega-nav-header-link" href="/business-cash-flow/solutions/debt-financing/"> 2235 Debt financing 2236 </a> 2237 </li> 2238 2239 <li> 2240 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/"> 2241 Business loans 2242 2243 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2244 2245 </a> 2246 </li> 2247 <li> 2248 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-finance/"> 2249 Invoice financing 2250 2251 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2252 2253 </a> 2254 </li> 2255 <li> 2256 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-factoring/"> 2257 Invoice factoring 2258 2259 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2260 2261 </a> 2262 </li> 2263 <li> 2264 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-discounting/"> 2265 Invoice discounting 2266 2267 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2268 2269 </a> 2270 </li> 2271 <li> 2272 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/debt-factoring/"> 2273 Debt factoring 2274 2275 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2276 2277 </a> 2278 </li> 2279 <li> 2280 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/accounts-receivable-factoring/"> 2281 Accounts receivable factoring 2282 2283 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2284 2285 </a> 2286 </li> 2287 <li> 2288 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/spot-factoring/"> 2289 Spot factoring 2290 2291 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2292 2293 </a> 2294 </li> 2295 <li> 2296 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/reverse-factoring/"> 2297 Reverse factoring 2298 2299 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2300 2301 </a> 2302 </li> 2303 <li> 2304 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/recourse-non-recourse-factoring/"> 2305 Recourse & non-recourse factoring 2306 2307 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2308 2309 </a> 2310 </li> 2311 <li> 2312 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/selective-invoice-finance/"> 2313 Selective invoice finance 2314 2315 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2316 2317 </a> 2318 </li> 2319 <li> 2320 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/development-finance/"> 2321 Development finance 2322 2323 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2324 2325 </a> 2326 </li> 2327 <li> 2328 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/project-finance/"> 2329 Project finance 2330 2331 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2332 2333 </a> 2334 </li> 2335 <li> 2336 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/revenue-based-finance/"> 2337 Revenue based finance 2338 2339 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2340 2341 </a> 2342 </li> 2343 <li> 2344 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/asset-finance/"> 2345 Asset finance 2346 2347 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2348 2349 </a> 2350 </li> 2351 <li> 2352 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/asset-finance/equipment-finance/"> 2353 Equipment finance 2354 2355 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2356 2357 </a> 2358 </li> 2359 </ul> 2360 </div> 2361 <div class="item it
2361em__mb"> 2362 <ul> 2363 <li> 2364 <a class="mega-nav-header-link" href="/news-and-insights/business-cash-flow/what-is-equity-financing/"> 2365 Equity financing 2366 </a> 2367 </li> 2368 2369 <li> 2370 <a class="mega-nav-link" href="/news-and-insights/business-cash-flow/what-is-angel-investment/"> 2371 Angel investment 2372 2373 2374 </a> 2375 </li> 2376 <li> 2377 <a class="mega-nav-link" href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-equity-crowdfunding"> 2378 Equity crowdfunding 2379 2380 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2381 2382 </a> 2383 </li> 2384 <li> 2385 <a class="mega-nav-link" href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-venture-capital"> 2386 Venture capital 2387 2388 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2389 2390 </a> 2391 </li> 2392 <li> 2393 <a class="mega-nav-link" href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-an-ipo"> 2394 IPO 2395 2396 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2397 2398 </a> 2399 </li> 2400 <li> 2401 <a class="mega-nav-link" href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-friends-and-family-investment"> 2402 Friends & family investment 2403 2404 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2405 2406 </a> 2407 </li> 2408 </ul> 2409 </div> 2410 <div class="item item__mb"> 2411 <ul> 2412 <li> 2413 <a class="mega-nav-header-link" href="/business-cash-flow/industries-we-support/"> 2414 Industries we support 2415 </a> 2416 </li> 2417 2418 <li> 2419 <a class="mega-nav-link" href="/business-cash-flow/industries-we-support/construction/"> 2420 Construction 2421 2422 2423 </a> 2424 </li> 2425 <li> 2426 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/commercial-property/"> 2427 Commercial property 2428 2429 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2430 2431 </a> 2432 </li> 2433 <li> 2434 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/e-commerce/"> 2435 E-commerce 2436 2437 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2438 2439 </a> 2440 </li> 2441 <li> 2442 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/hospitality/">
2443 Hospitality 2444 2445 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2446 2447 </a> 2448 </li> 2449 <li> 2450 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/manufacturing/"> 2451 Manufacturing 2452 2453 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2454 2455 </a> 2456 </li> 2457 <li> 2458 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/recruitment-agencies/"> 2459 Recruitment agencies 2460 2461 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2462 2463 </a> 2464 </li> 2465 <li> 2466 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/retail/"> 2467 Retail 2468 2469 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2470 2471 </a> 2472 </li> 2473 <li> 2474 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/transportation/"> 2475 Transportation 2476 2477 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2478 2479 </a> 2480 </li> 2481 </ul> 2482 </div> 2483 <div class="item item__mb"> 2484 <ul> 2485 <li> 2486 <a class="mega-nav-header-link" href="/business-cash-flow/about-us/"> 2487 About us 2488 </a> 2489 </li> 2490 2491 <li> 2492 <a class="mega-nav-link" href="https://www.novuna.co.uk/business-cash-flow/about-us/speak-to-an-expert/"> 2493 Speak to an expert 2494 2495 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2496 2497 </a> 2498 </li> 2499 </ul> 2500 </div> 2501 2502 </div> 2503 </div> 2504 <a href="#" class="c-nav__subNav-toggle" data-mega-nav="sub-nav-5514"></a> 2505 <div class="c-nav__link--sub-panel"> 2506 2507 <ul class="c-nav__subNav" role="menubar"> 2508 <li class="header" role="presentation" itemprop="name"> 2509 <a class="mega-menu-back-link">Back to main menu</a> 2510 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back-5514"></a> 2511 </li> 2512 2513 <li role="presentation" itemprop="name"> 2514 <a href="/business-cash-flow/solutions/"> 2515 Business cash flow solutions 2516 2517 </a> 2518 2519 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-8843"></a> 2520 <div class="c-nav__link--sub-panel"> 2521
2522 <ul class="c-nav__subNav" role="menubar"> 2523 <li class="header" role="presentation" itemprop="name"> 2524 <a class="mega-menu-back-link">Back to Business cash flow solutions</a> 2525 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2526 </li> 2527 2528 <li role="presentation" itemprop="name"> 2529 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/quick-funding/"> 2530 I need funds quickly 2531 2532 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2533 </a> 2534 2535 2536 </li> 2537 <li role="presentation" itemprop="name"> 2538 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/growth-funding-options/"> 2539 I want to invest in growth 2540 2541 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2542 </a> 2543 2544 2545 </li> 2546 <li role="presentation" itemprop="name"> 2547 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/late-payment-solutions/"> 2548 I have late paying customers 2549 2550 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2551 </a> 2552 2553 2554 </li> 2555 <li role="presentation" itemprop="name"> 2556 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/cash-flow-management/"> 2557 I want to avoid future cash flow issues 2558 2559 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2560 </a> 2561 2562 2563 </li> 2564 <li role="presentation" itemprop="name"> 2565 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/supply-chain-finance/"> 2566 I import goods or need supplier support 2567 2568 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2569 </a> 2570 2571 2572 </li> 2573 <li role="presentation" itemprop="name"> 2574 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/"> 2575 I’m looking for a business loan 2576 2577 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2578 </a> 2579 2580 2581 </li> 2582 2583 </ul> 2584 2585 </div> 2586 2587 </li> 2588 <li role="presentation" itemprop="name"> 2589 <a href="/business-cash-flow/solutions/debt-financing/"> 2590 Debt financing 2591 2592 </a> 2593 2594 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-8851"></a> 2595 <div class="c-nav__link--sub-panel"> 2596 2597 <ul class="c-nav__subNav" role="menubar"> 2598 <li class="header" role="presentation" itemprop="name"> 2599 <a class="mega-menu-back-link">Back to Debt financing</a> 2600 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2601 </li> 2602 2603 <li role="presentation" itemprop="name"> 2604 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/"> 2605 Business loans 2606 2607 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2608 </a> 2609 2610 2611 </li> 2612 <li role="presentation" itemprop="name"> 2613 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-finance/"> 2614 Invoice financing 2615 2616 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2617 </a> 2618 2619 2620 </li> 2621 <li role="presentation" itemprop="name"> 2622 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-factoring/"> 2623 Invoice factoring 2624 2625 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2626 </a> 2627 2628 2629 </li> 2630 <li role="presentation" itemprop="name"> 2631 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-discounting/"> 2632 Invoice discounting 2633 2634 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2635 </a> 2636 2637 2638 </li> 2639 <li role="presentation" itemprop="name"> 2640 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/debt-factoring/"> 2641 Debt factoring 2642 2643 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2644 </a> 2645 2646 2647 </li> 2648 <li role="presentation" itemprop="name"> 2649 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/accounts-receivable-factoring/"> 2650 Accounts receivable factoring 2651 2652 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2653 </a> 2654 2655 2656 </li> 2657 <li role="presentation" itemprop="name"> 2658 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/spot-factoring/"> 2659 Spot factoring 2660 2661 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2662 </a> 2663 2664 2665 </li> 2666 <li role="presentation" itemprop="name"> 2667 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/reverse-factoring/"> 2668 Reverse factoring 2669 2670 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2671 </a> 2672 2673 2674 </li> 2675 <li role="presentation" itemprop="name"> 2676 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/recourse-non-recourse-factoring/"> 2677 Recourse & non-recourse factoring 2678 2679 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2680 </a> 2681 2682 2683 </li> 2684 <li role="presentation" itemprop="name"> 2685 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/selective-invoice-finance/"> 2686 Selective invoice finance 2687 2688 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2689 </a> 2690 2691 2692 </li> 2693 <li role="presentation" itemprop="name"> 2694 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/development-finance/"> 2695 Development finance 2696 2697 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2698 </a> 2699 2700 2701 </li> 2702 <li role="presentation" itemprop="name"> 2703 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/project-finance/"> 2704 Project finance 2705 2706 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2707 </a> 2708 2709 2710 </li> 2711 <li role="presentation" itemprop="name"> 2712 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/revenue-based-finance/"> 2713 Revenue based finance 2714 2715 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2716 </a> 2717 2718 2719 </li> 2720 <li role="presentation" itemprop="name"> 2721 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/asset-finance/"> 2722 Asset finance 2723 2724 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2725 </a> 2726 2727 2728 </li> 2729 <li role="presentation" itemprop="name"> 2730 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/asset-finance/equipment-finance/"> 2731 Equipment finance 2732 2733 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2734 </a> 2735 2736 2737 </li> 2738 2739 </ul> 2740 2741 </div> 2742 2743 </li> 2744 <li role="presentation" itemprop="name"> 2745 <a href="/news-and-insights/business-cash-flow/what-is-equity-financing/"> 2746 Equity financing 2747 2748 </a> 2749 2750 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-8867"></a> 2751 <div class="c-nav__link--sub-panel"> 2752
2753 <ul class="c-nav__subNav" role="menubar"> 2754 <li class="header" role="presentation" itemprop="name"> 2755 <a class="mega-menu-back-link">Back to Equity financing</a> 2756 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2757 </li> 2758 2759 <li role="presentation" itemprop="name"> 2760 <a href="/news-and-insights/business-cash-flow/what-is-angel-investment/"> 2761 Angel investment 2762 2763 </a> 2764 2765 2766 </li> 2767 <li role="presentation" itemprop="name"> 2768 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-equity-crowdfunding"> 2769 Equity crowdfunding 2770 2771 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2772 </a> 2773 2774 2775 </li> 2776 <li role="presentation" itemprop="name"> 2777 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-venture-capital"> 2778 Venture capital 2779 2780 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2781 </a> 2782 2783 2784 </li> 2785 <li role="presentation" itemprop="name"> 2786 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-an-ipo"> 2787 IPO 2788 2789 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2790 </a> 2791 2792 2793 </li> 2794 <li role="presentation" itemprop="name"> 2795 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-friends-and-family-investment"> 2796 Friends & family investment 2797 2798 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2799 </a> 2800 2801 2802 </li> 2803 2804 </ul> 2805 2806 </div> 2807 2808 </li> 2809 <li role="presentation" itemprop="name"> 2810 <a href="/business-cash-flow/industries-we-support/"> 2811 Industries we support 2812 2813 </a> 2814 2815 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-8873"></a> 2816 <div class="c-nav__link--sub-panel"> 2817 2818 <ul class="c-nav__subNav" role="menubar"> 2819 <li class="header" role="presentation" itemprop="name"> 2820 <a class="mega-menu-back-link">Back to Industries we support</a> 2821 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2822 </li> 2823 2824 <li role="presentation" itemprop="name"> 2825 <a href="/business-cash-flow/industries-we-support/construction/"> 2826 Construction 2827 2828 </a> 2829 2830 2831 </li> 2832 <li role="presentation" itemprop="name"> 2833 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/commercial-property/"> 2834 Commercial property 2835 2836 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2837 </a> 2838 2839 2840 </li> 2841 <li role="presentation" itemprop="name"> 2842 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/e-commerce/"> 2843 E-commerce 2844 2845 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2846 </a> 2847 2848 2849 </li> 2850 <li role="presentation" itemprop="name"> 2851 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/hospitality/"> 2852 Hospitality 2853 2854 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2855 </a> 2856 2857 2858 </li> 2859 <li role="presentation" itemprop="name"> 2860 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/manufacturing/"> 2861 Manufacturing 2862 2863 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2864 </a> 2865 2866 2867 </li> 2868 <li role="presentation" itemprop="name"> 2869 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/recruitment-agencies/"> 2870 Recruitment agencies 2871 2872 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2873 </a> 2874 2875 2876 </li> 2877 <li role="presentation" itemprop="name"> 2878 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/retail/"> 2879 Retail 2880 2881 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2882 </a> 2883 2884 2885 </li> 2886 <li role="presentation" itemprop="name"> 2887 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/transportation/"> 2888 Transportation 2889 2890 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2891 </a> 2892 2893 2894 </li> 2895 2896 </ul> 2897 2898 </div> 2899 2900 </li> 2901 <li role="presentation" itemprop="name"> 2902 <a href="/business-cash-flow/about-us/"> 2903 About us 2904 2905 </a> 2906 2907 <a href="#" class="c-nav__subSubNav-toggle" data-mega-nav="sub-nav-8882"></a> 2908 <div class="c-nav__link--sub-panel"> 2909
2910 <ul class="c-nav__subNav" role="menubar"> 2911 <li class="header" role="presentation" itemprop="name"> 2912 <a class="mega-menu-back-link">Back to About us</a> 2913 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back"></a> 2914 </li> 2915 2916 <li role="presentation" itemprop="name"> 2917 <a href="https://www.novuna.co.uk/business-cash-flow/about-us/speak-to-an-expert/"> 2918 Speak to an expert 2919 2920 <img src="/_res/dist/img/css-images/external-link.png" alt="External Link" /> 2921 </a> 2922 2923 2924 </li> 2925 2926 </ul> 2927 2928 </div> 2929 2930 </li> 2931 2932 </ul> 2933 2934 </div> 2935 2936 </li> 2937 <li role="presentation" class="c-nav__link " itemprop="url"> 2938 <a href="/personal-finance/" target="" itemprop="name"> 2939 <span>Personal Finance</span> 2940 </a> 2941 2942 2943 </li> 2944 <li role="presentation" class="c-nav__link " itemprop="url"> 2945 <a href="/vehicle-solutions/" target="" itemprop="name"> 2946 <span>Vehicle Solutions</span> 2947 </a> 2948 2949 2950 </li> 2951 <li role="presentation" class="c-nav__link " itemprop="url"> 2952 <a href="/sustainability/" target="" itemprop="name"> 2953 <span>Sustainability</span> 2954 </a> 2955 2956 <div class="c-nav__mega"> 2957 <div class="c-nav__mega--container"> 2958 2959 <div class="item "> 2960 <ul> 2961 <li> 2962 <a class="mega-nav-header-link" href="/sustainability/decarbonisation-and-green-assets/"> 2963 Decarbonisation and Green Assets 2964 </a> 2965 </li> 2966 2967 </ul> 2968 </div> 2969 <div class="item "> 2970 <ul> 2971 <li> 2972 <a class="mega-nav-header-link" href="/sustainability/governance/"> 2973 Governance 2974 </a> 2975 </li> 2976 2977 </ul> 2978 </div> 2979 2980 </div> 2981 </div> 2982 <a href="#" class="c-nav__subNav-toggle" data-mega-nav="sub-nav-5568"></a> 2983 <div class="c-nav__link--sub-panel"> 2984 2985 <ul class="c-nav__subNav" role="menubar"> 2986 <li class="header" role="presentation" itemprop="name"> 2987 <a class="mega-menu-back-link">Back to main menu</a> 2988 <a href="#" class="c-nav__subSubNav-header" data-mega-sub-back="sub-nav-back-5568"></a> 2989 </li> 2990 2991 <li role="presentation" itemprop="name"> 2992 <a href="/sustainability/decarbonisation-and-green-assets/"> 2993 Decarbonisation and Green Assets 2994 2995 </a> 2996 2997 2998 </li> 2999 <li role="presentation" itemprop="name"> 3000 <a href="/sustainability/governance/"> 3001 Governance 3002 3003 </a> 3004 3005 3006 </li> 3007 3008 </ul> 3009 3010 </div> 3011 3012 </li> 3013 <li role="presentation" class="c-nav__link " itemprop="url"> 3014 <a href="https://careers.novuna.co.uk/" target="_blank" itemprop="name"> 3015 <span>Careers</span> 3016 </a> 3017 3018 3019 </li> 3020 3021 3022 <li itemprop="url" role="presentation" class="c-nav__global-link c-nav__link"> 3023 <a itemprop="name" href="/news-and-insights/" >News & Insights</a> 3024 </li> 3025 <li itemprop="url" role="presentation" class="c-nav__global-link c-nav__link"> 3026 <a itemprop="name" href="/contact-us/" >Contact us</a> 3027 </li> 3028 3029 </ul> 3030 </nav> 3031 </div> 3032 </div> 3033 <div class="u-backgroundColor--brandDarker"> 3034 <div class="o-container"> 3035 <nav aria-label="Section Sub" class="c-header__page-nav"> 3036 <ul itemscope="" itemtype="http://schema.org/SiteNavigationElement"
3036class="c-page-subnav c-page-subnav__dropdown"> 3037 <li itemprop="url" role="presentation" class="c-page-subnav__link active hasSubNav"> 3038 <a itemprop="name" data-qa="Business cash flow solutions" href="/business-cash-flow/solutions/"> 3039 Business cash flow solutions 3040 3041 <span class="c-nav__subNav-chevron"></span> 3042 </a> 3043 <ul class="c-nav__subNav-desktop" role="menubar" id="sub-nav-8843"> 3044 <li role="presentation" class="c-nav__link " itemprop="url"> 3045 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/quick-funding/" itemprop="name"> 3046 <span>I need funds quickly</span> 3047 </a> 3048 </li> 3049 <li role="presentation" class="c-nav__link " itemprop="url"> 3050 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/growth-funding-options/" itemprop="name"> 3051 <span>I want to invest in growth</span> 3052 </a> 3053 </li> 3054 <li role="presentation" class="c-nav__link " itemprop="url"> 3055 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/late-payment-solutions/" itemprop="name"> 3056 <span>I have late paying customers</span> 3057 </a> 3058 </li> 3059 <li role="presentation" class="c-nav__link " itemprop="url"> 3060 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/cash-flow-management/" itemprop="name"> 3061 <span>I want to avoid future cash flow issues</span> 3062 </a> 3063 </li> 3064 <li role="presentation" class="c-nav__link " itemprop="url"> 3065 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/supply-chain-finance/" itemprop="name"> 3066 <span>I import goods or need supplier support</span> 3067 </a> 3068 </li> 3069 <li role="presentation" class="c-nav__link " itemprop="url"> 3070 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/" itemprop="name"> 3071 <span>I’m looking for a business loan</span> 3072 </a> 3073 </li> 3074 </ul> 3075 </li> 3076 <li itemprop="url" role="presentation" class="c-page-subnav__link hasSubNav"> 3077 <a itemprop="name" data-qa="Debt financing" href="/business-cash-flow/solutions/debt-financing/"> 3078 Debt financing 3079
3080 <span class="c-nav__subNav-chevron"></span> 3081 </a> 3082 <ul class="c-nav__subNav-desktop" role="menubar" id="sub-nav-8851"> 3083 <li role="presentation" class="c-nav__link " itemprop="url"> 3084 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/business-loans/" itemprop="name"> 3085 <span>Business loans</span> 3086 </a> 3087 </li> 3088 <li role="presentation" class="c-nav__link " itemprop="url"> 3089 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-finance/" itemprop="name"> 3090 <span>Invoice financing</span> 3091 </a> 3092 </li> 3093 <li role="presentation" class="c-nav__link " itemprop="url"> 3094 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-factoring/" itemprop="name"> 3095 <span>Invoice factoring</span> 3096 </a> 3097 </li> 3098 <li role="presentation" class="c-nav__link " itemprop="url"> 3099 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/invoice-discounting/" itemprop="name"> 3100 <span>Invoice discounting</span> 3101 </a> 3102 </li> 3103 <li role="presentation" class="c-nav__link " itemprop="url"> 3104 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/debt-factoring/" itemprop="name"> 3105 <span>Debt factoring</span> 3106 </a> 3107 </li> 3108 <li role="presentation" class="c-nav__link " itemprop="url"> 3109 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/accounts-receivable-factoring/" itemprop="name"> 3110 <span>Accounts receivable factoring</span> 3111 </a> 3112 </li> 3113 <li role="presentation" class="c-nav__link " itemprop="url"> 3114 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/spot-factoring/" itemprop="name"> 3115 <span>Spot factoring</span> 3116 </a> 3117 </li> 3118 <li role="presentation" class="c-nav__link " itemprop="url"> 3119 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/reverse-factoring/" itemprop="name"> 3120 <sp
3120an>Reverse factoring</span> 3121 </a> 3122 </li> 3123 <li role="presentation" class="c-nav__link " itemprop="url"> 3124 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/recourse-non-recourse-factoring/" itemprop="name"> 3125 <span>Recourse & non-recourse factoring</span> 3126 </a> 3127 </li> 3128 <li role="presentation" class="c-nav__link " itemprop="url"> 3129 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/selective-invoice-finance/" itemprop="name"> 3130 <span>Selective invoice finance</span> 3131 </a> 3132 </li> 3133 <li role="presentation" class="c-nav__link " itemprop="url"> 3134 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/development-finance/" itemprop="name"> 3135 <span>Development finance</span> 3136 </a> 3137 </li> 3138 <li role="presentation" class="c-nav__link " itemprop="url"> 3139 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/project-finance/" itemprop="name"> 3140 <span>Project finance</span> 3141 </a> 3142 </li> 3143 <li role="presentation" class="c-nav__link " itemprop="url"> 3144 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/revenue-based-finance/" itemprop="name"> 3145 <span>Revenue based finance</span> 3146 </a> 3147 </li> 3148 <li role="presentation" class="c-nav__link " itemprop="url"> 3149 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/asset-finance/" itemprop="name"> 3150 <span>Asset finance</span> 3151 </a> 3152 </li> 3153 <li role="presentation" class="c-nav__link " itemprop="url"> 3154 <a href="https://www.novuna.co.uk/business-cash-flow/solutions/debt-financing/asset-finance/equipment-finance/" itemprop="name"> 3155 <span>Equipment finance</span> 3156 </a> 3157 </li> 3158 </ul> 3159 </li> 3160 <li itemprop="url" role="presentation" class="c-page-subnav__link hasSubNav"> 3161 <a itemprop="name" data-qa="Equity financing" href="/news-and-insights/business-cash-flow/what-is-equity-financing/"> 3162 Equity financing 3163
3164 <span class="c-nav__subNav-chevron"></span> 3165 </a> 3166 <ul class="c-nav__subNav-desktop" role="menubar" id="sub-nav-8867"> 3167 <li role="presentation" class="c-nav__link " itemprop="url"> 3168 <a href="/news-and-insights/business-cash-flow/what-is-angel-investment/" itemprop="name"> 3169 <span>Angel investment</span> 3170 </a> 3171 </li> 3172 <li role="presentation" class="c-nav__link " itemprop="url"> 3173 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-equity-crowdfunding" itemprop="name"> 3174 <span>Equity crowdfunding</span> 3175 </a> 3176 </li> 3177 <li role="presentation" class="c-nav__link " itemprop="url"> 3178 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-venture-capital" itemprop="name"> 3179 <span>Venture capital</span> 3180 </a> 3181 </li> 3182 <li role="presentation" class="c-nav__link " itemprop="url"> 3183 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-an-ipo" itemprop="name"> 3184 <span>IPO</span> 3185 </a> 3186 </li> 3187 <li role="presentation" class="c-nav__link " itemprop="url"> 3188 <a href="https://www.novuna.co.uk/news-and-insights/business-cash-flow/what-is-friends-and-family-investment" itemprop="name"> 3189 <span>Friends & family investment</span> 3190 </a> 3191 </li> 3192 </ul> 3193 </li> 3194 <li itemprop="url" role="presentation" class="c-page-subnav__link hasSubNav"> 3195 <a itemprop="name" data-qa="Industries we support" href="/business-cash-flow/industries-we-support/"> 3196 Industries we support 3197 3198 <span class="c-nav__subNav-chevron"></span> 3199 </a> 3200 <ul class="c-nav__subNav-desktop" role="menubar" id="sub-nav-8873"> 3201 <li role="presentation" class="c-nav__link " itemprop="url"> 3202 <a href="/business-cash-flow/industries-we-support/construction/" itemprop="name"> 3203 <span>Construction</span> 3204 </a> 3205 </li> 3206 <li role="presentation" class="c-nav__link " itemprop="url"> 3207 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/commercial-property/" itemprop="name"> 3208 <sp
3208an>Commercial property</span> 3209 </a> 3210 </li> 3211 <li role="presentation" class="c-nav__link " itemprop="url"> 3212 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/e-commerce/" itemprop="name"> 3213 <span>E-commerce</span> 3214 </a> 3215 </li> 3216 <li role="presentation" class="c-nav__link " itemprop="url"> 3217 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/hospitality/" itemprop="name"> 3218 <span>Hospitality</span> 3219 </a> 3220 </li> 3221 <li role="presentation" class="c-nav__link " itemprop="url"> 3222 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/manufacturing/" itemprop="name"> 3223 <span>Manufacturing</span> 3224 </a> 3225 </li> 3226 <li role="presentation" class="c-nav__link " itemprop="url"> 3227 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/recruitment-agencies/" itemprop="name"> 3228 <span>Recruitment agencies</span> 3229 </a> 3230 </li> 3231 <li role="presentation" class="c-nav__link " itemprop="url"> 3232 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/retail/" itemprop="name"> 3233 <span>Retail</span> 3234 </a> 3235 </li> 3236 <li role="presentation" class="c-nav__link " itemprop="url"> 3237 <a href="https://www.novuna.co.uk/business-cash-flow/industries-we-support/transportation/" itemprop="name"> 3238 <span>Transportation</span> 3239 </a> 3240 </li> 3241 </ul> 3242 </li> 3243 <li itemprop="url" role="presentation" class="c-page-subnav__link hasSubNav"> 3244 <a itemprop="name" data-qa="About us" href="/business-cash-flow/about-us/"> 3245 About us 3246 3247 <span class="c-nav__subNav-chevron"></span> 3248 </a> 3249 <ul class="c-nav__subNav-desktop" role="menubar" id="sub-nav-8882"> 3250 <li role="presentation" class="c-nav__link " itemprop="url"> 3251 <a href="https://www.novuna.co.uk/business-cash-flow/about-us/speak-to-an-expert/" itemprop="name"> 3252 <sp
3252an>Speak to an expert</span> 3253 </a> 3254 </li> 3255 </ul> 3256 </li> 3257 </ul> 3258 </nav> 3259 </div> 3260 </div> 3261</header> 3262 3263 3264 3265 <aside class="c-stickywidget c-stickywidget--2"> 3266 <input type="radio" name="stickywidget__item" class="c-stickywidget__radio c-stickywidget__radio--close" id="close" aria-controls="close" checked /> 3267 <input type="radio" name="stickywidget__item" class="c-stickywidget__radio" id="stickywidget__item1bafca93-98d8-4454-8c44-5738dd9ec296" aria-controls="stickywidget__item1bafca93-98d8-4454-8c44-5738dd9ec296"> 3268 <div class="c-stickywidget__item"> 3269 <label class="c-stickywidget__icon c-stickywidget__icon--tab c-stickywidget__icon--71dc99" for="stickywidget__item1bafca93-98d8-4454-8c44-5738dd9ec296" title="Contact us"> 3270 <span class="c-stickywidget__icon-image c-stickywidget__icon-image--call"></span> 3271 </label> 3272 <div class="c-stickywidget__content"> 3273 <h4 class="c-stickywidget__title c-stickywidget__title--71dc99 "> 3274 <span class="c-stickywidget__icon"> 3275 <span class="c-stickywidget__icon-image c-stickywidget__icon-image--call"></span> 3276 </span> 3277 <span class="c-stickywidget__title-text"> 3278 Contact us 3279 </span> 3280 <label class="c-stickywidget__icon c-stickywidget__icon--close-icon" for="close" title="Close"> 3281 <span class="gi-icon-arrow-right c-stickywidget__icon-glyph"></span> 3282 </label> 3283 </h4> 3284 <div class="c-stickywidget__text"> 3285 <p>For more information please click below to call us</p> 3286<p><strong><a style="color: #fff;" href="tel:01952956920" class="InfinityNumber">01952 956920</a></strong></p> 3287<p>08:45 - 17:15 Monday to Thursday<br>08:45 - 16:45 Friday</p> 3288 </div> 3289 </div> 3290 </div> 3291 <input type="radio" name="stickywidget__item" class="c-stickywidget__radio c-stickywidget__radio--close" id="close" aria-controls="close" checked /> 3292 <input type="radio" name="stickywidget__item" class="c-stickywidget__radio" id="stickywidget__item5f2c781f-5ddc-4cae-8a8e-30515395c571" aria-controls="stickywidget__item5f2c781f-5ddc-4cae-8a8e-30515395c571"> 3293 <div class="c-stickywidget__item"> 3294 <label class="c-stickywidget__icon c-stickywidget__icon--tab c-stickywidget__icon--3d0061" for="stickywidget__item5f2c781f-5ddc-4cae-8a8e-30515395c571" title="Email us"> 3295 <span class="c-stickywidget__icon-image c-stickywidget__icon-image--email"></span> 3296 </label> 3297 <div class="c-stickywidget__content"> 3298 <h4 class="c-stickywidget__title c-stickywidget__title--3d0061 "> 3299 <span class="c-stickywidget__icon"> 3300 <span class="c-stickywidget__icon-image c-stickywidget__icon-image--email"></span> 3301 </span> 3302 <span class="c-stickywidget__title-text"> 3303 Email us 3304 </span> 3305 <label class="c-stickywidget__icon c-stickywidget__icon--close-icon" for="close" title="Close"> 3306 <span class="gi-icon-arrow-right c-stickywidget__icon-glyph"></span> 3307 </label> 3308 </h4> 3309 <div class="c-stickywidget__text"> 3310 <p>For more information please email us at the below address and someone will respond to your enquiry within 48 hours</p> 3311<p class="blue size17"><strong><a style="font-size: 13px;" rel="noopener" href="mailto:[email protected]" target="_blank">[email protected]</a></strong></p> 3312 </div> 3313 </div> 3314 </div> 3315 </aside> 3316 3317 3318 <main id="main" class=""> 3319 3320 <section class="u-grid u-max-width-full u-m-auto "> 3321 3322<div class="o-container c-breadcrumb--container"> 3323 <nav class="c-breadcrumb"> 3324 3325 <ul class="hidden u-display--block-md" 3326 itemscope 3327 itemtype="http://schema.org/BreadcrumbList"> 3328 3329 <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem" class="c-breadcrumb__item"> 3330 <a itemprop="item" href="/"> 3331 Home 3332 <meta itemprop="name" content="Home"> 3333 </a> 3334 <meta itemprop="position" content="1">
3335 <span class="gi-icon-arrow-right"></span> 3336 </li> 3337 <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem" class="c-breadcrumb__item"> 3338 <a itemprop="item" href="/business-cash-flow/"> 3339 Business Cash Flow 3340 <meta itemprop="name" content="Business Cash Flow"> 3341 </a> 3342 <meta itemprop="position" content="2"> 3343 <span class="gi-icon-arrow-right"></span> 3344 </li> 3345 <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem" class="c-breadcrumb__item"> 3346 <a itemprop="item" href="/business-cash-flow/solutions/"> 3347 Solutions 3348 <meta itemprop="name" content="Solutions"> 3349 </a> 3350 <meta itemprop="position" content="3"> 3351 <span class="gi-icon-arrow-right"></span> 3352 </li> 3353 <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem" class="c-breadcrumb__item"> 3354 <a itemprop="item" href="/business-cash-flow/solutions/debt-financing/"> 3355 Debt financing 3356 <meta itemprop="name" content="Debt financing"> 3357 </a> 3358 <meta itemprop="position" content="4"> 3359 <span class="gi-icon-arrow-right"></span> 3360 </li> 3361 <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem" class="c-breadcrumb__item"> 3362 <span> 3363 Accounts receivable factoring 3364 3365 <meta itemprop="name" content="Accounts receivable factoring"> 3366 <meta itemprop="position" content="5"> 3367 </span> 3368 </li> 3369 </ul> 3370 <ul class="u-display--hidden-md"> 3371 <li class="c-breadcrumb__item c-breadcrumb__item--back"> 3372 <a href="/business-cash-flow/solutions/debt-financing/"><span class="gi-icon-arrow-left"></span><span>Back to Debt financing</span></a> 3373 </li> 3374 </ul> 3375 3376 </nav> 3377</div> 3378 3379 </section> 3380 3381 3382 3383 <div class="c-page-container"> 3384 3385 3386 3387<section> 3388 <div class="grid-section"> 3389 3390 3391<section class="u-backgroundColor--neutralLighter o-section-full u-p-30 "> 3392 <div class="o-container"> 3393 <div class="o-row"> 3394 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 3395 3396 3397 <section class=""> 3398 3399<div class="cms-rich-text-container"> 3400 3401</div> 3402 3403 </section> 3404 <section class=""> 3405 3406<div class="cms-rich-text-container"> 3407 3408</div> 3409 3410 </section> 3411 <section class=""> 3412 3413 3414<section class="video"> 3415 3416 <div class="video__video video__video--width-full"> 3417 3418 <div class="video-wrap"> 3419 <lite-youtube videoid="XC7KjflYqK0"></lite-youtube> 3420 </div> 3421 3422 </div> 3423 3424 3425</section> 3426 3427 3428 3429 </section> 3430 3431 </div> 3432 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 3433 3434 3435 <section class=""> 3436 3437<div class="cms-rich-text-container"> 3438 3439</div> 3440 3441 </section> 3442 <section class=""> 3443 3444<div class="cms-rich-text-container"> 3445 3446</div> 3447 3448 </section> 3449 <section class=""> 3450 3451<div class="cms-rich-text-container"> 3452 <h1 class="light"><span class="u-color--purple">Accounts receivable factoring</span></h1> 3453</div> 3454 3455 </section> 3456 <section class=""> 3457 3458<div class="cms-rich-text-container"> 3459 <ul class="o-list o-list__core-style"> 3460<li> 3461<h4><strong>Cash flow challenge: </strong>I need to unlock cash tied up in unpaid invoices.</h4> 3462</li> 3463<li> 3464<h4><strong>Perfect for</strong>: Businesses that invoice other businesses and want to improve cash flow while outsourcing collections.
3464</h4> 3465</li> 3466</ul> 3467<p style="text-align: left;">Novuna helps you compare accounts receivable factoring providers, apply with expert support and secure finance that grows with your business.<strong><br></strong></p> 3468<p style="text-align: left;">Â </p> 3469</div> 3470 3471 </section> 3472 3473 </div> 3474 </div> 3475 </div> 3476</section> 3477 3478<section class="u-backgroundColor--white p-lg"> 3479 <div class="o-container"> 3480 <div class="o-row"> 3481 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 3482 3483 3484 <section class=""> 3485 3486<div class="cms-rich-text-container"> 3487 3488</div> 3489 3490 </section> 3491 <section class="m-0 pl-sm"> 3492 3493<div class="cms-rich-text-container"> 3494 <h2 class="purple weightLight" style="padding-top: 20px;">Compare accounts receivable factoring quotes compiled by the multi-award winning Novuna Business Cash Flow</h2> 3495<h2>Get paid in 24 hours if needed</h2> 3496<ul> 3497<li class="cms-rich-text-container"> 3498<h3>Rates from 0.5%</h3> 3499</li> 3500<li class="cms-rich-text-container"> 3501<h3>Same day funding available</h3> 3502</li> 3503<li class="cms-rich-text-container"> 3504<h3>Get up to 100% of invoice value</h3> 3505</li> 3506<li class="cms-rich-text-container"> 3507<h3>Expert help to guide you through the process</h3> 3508</li> 3509</ul> 3510</div> 3511 3512 </section> 3513 <section class=""> 3514 3515<div class="cms-rich-text-container"> 3516 <p><a href="https://www.feefo.com/en-GB/reviews/novuna-business-cash-flow"> <img style="max-width: 100%; height: auto; display: block;" src="/media/5drdcpiw/bcf-feefo.png?rmode=max&width=500" alt="Feefo reviews for Novuna Business Cash Flow"> </a></p> 3517</div> 3518 3519 </section> 3520 3521 </div> 3522 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 3523 3524 3525 <section class=""> 3526 <div class="c-form__leadcapture u-backgroundColor--neutralLight u-has-bg-icon"> 3527 <span class="o-icon__bg o-icon__bg--top-right o-icon__bg--mid o-icon__bg--tilt-left gi-icon-message"></span> 3528 3529 <div id="getaquote" style="display: block; height: 10px; margin-top: 10px;"></div> 3530<h2 class="purple light" style="text-align: left;">Compare quotes from the top UK lenders in minutes</h2> 3531 <p>We'll compare the best cash flow finance options available to make sure you get you the best deal.</p> 3532 3533 3534 3535 3536 3537 3538 3539 3540 <div id="umbraco_form_f2d3c933fa864fb6953939f84f875bf1" class="umbraco-forms-form bcfcompareproductsforminvoicefinance umbraco-forms-HitachiForm"> 3541 3542<form action="/business-cash-flow/solutions/debt-financing/accounts-receivable-factoring/" enctype="multipart/form-data" id="formff725803726c4a158dc5797fa3c0d9ae" method="post"><input data-val="true" data-val-required="The FormId field is required." name="FormId" type="hidden" value="f2d3c933-fa86-4fb6-9539-39f84f875bf1" /><input data-val="true" data-val-required="The FormName field is required." name="FormName" type="hidden" value="BCF - Compare Products Form - Invoice Finance" /><input data-val="true" data-val-required="The RecordId field is required." name="RecordId" type="hidden" value="00000000-0000-0000-0000-000000000000" /><input name="PreviousClicked" type="hidden" value="" /><input name="Theme" type="hidden" value="HitachiForm" /> <input type="hidden" name="FormStep" value="0" /> 3543 <input type="hidden" name="RecordState" value="Q2ZESjhNekg2N0p1ZGZsTGpfWVRMTHIyd0RCZTJSeG5hVU1xVWFLOVRtT2VQTTFWSUpyNVppb2thd2ZoZUc4VjIzRFV1MmJLLTJJOEJRbm4zTDhnRzRRNHNwZzY3OHlHYlFONFZCRGQ4TlZvQ3YwYThsaFFTcHpQRnVQTjB2dm1veGRLTVl6Zzh6YlEwaDZjaVJPYWZmRVRhOGNDZElHUHNaMXZpemdxa0gwdGJRdHhUa2F6ZC0zTHNWM2dwaUNWMWVoTlZoZTlxWUl2NnkxMWdnRHppb3dKY2lV" /> 3544 3545 3546 3547<div class="c-forms__page umbraco-forms-page"> 3548 <div class="o-row"> 3549 <div class="o-col-md-12"> 3550 3551 <fieldset class="umbraco-forms-fieldset" id="ed6b9318-18b2-463f-9f0a-d170b01cec68"> 3552 3553 3554 <div class="o-row"> 3555 3556 <div class="o-col-md-12 umbraco-forms-container"> 3557 3558 <div class="o-form-group umbraco-forms-field whatisyourapproximateannualturnover shortanswer" > 3559 3560 <label for="847dc2aa-c723-40d5-b949-c2057520e825" class="o-label"> 3561 What is your approximate annual turnover? (£) </label> 3562 <div class="umbraco-forms-field-wrapper"> 3563 <div class=" "> 3564 3565<input type="text" name="847dc2aa-c723-40d5-b949-c2057520e825" id="847dc2aa-c723-40d5-b949-c2057520e825" class="text o-input" value="" maxlength="500"
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3636an class="o-indicator">*</span> 3637 </label> 3638 <div class="umbraco-forms-field-wrapper"> 3639 <div class=" "> 3640 3641 3642 <input type="text" name="fb20901e-c4a6-4760-bca3-3878b95d8d65" id="fb20901e-c4a6-4760-bca3-3878b95d8d65" data-umb="fb20901e-c4a6-4760-bca3-3878b95d8d65" data-ga-field-type="email" class="text o-input" value="" maxlength="255" 3643 data-val="true" data-val-required="Please provide a value for What is your email address?" data-val-regex="Please provide a valid value for What is your email address?" data-val-regex-pattern="^[a-zA-Z0-9_.+-]+@[a-zA-Z0-9-]+.[a-zA-Z0-9-.]+$" /> 3644 3645 3646 </div> 3647 3648<span class="field-validation-valid" data-valmsg-for="fb20901e-c4a6-4760-bca3-3878b95d8d65" data-valmsg-replace="true"></span> 3649 </div> 3650 3651 3652 </div> 3653 <div class="o-form-group umbraco-forms-field phonenumber datalayerfieldtypes mandatory alternating" > 3654 3655 <label for="0434af63-935e-4956-b845-77d9c27cbb51" class="o-label"> 3656 What is your phone number? <span class="o-indicator">*</span> 3657 </label> 3658 <div class="umbraco-forms-field-wrapper"> 3659 <div class=" "> 3660 3661 3662 <input type="text" name="0434af63-935e-4956-b845-77d9c27cbb51" id="0434af63-935e-4956-b845-77d9c27cbb51" data-umb="0434af63-935e-4956-b845-77d9c27cbb51" data-ga-field-type="phone number" class="text o-input" value="" maxlength="255" 3663 data-val="true" data-val-required="Please provide a value for What is your phone number?" data-val-regex="Please provide a valid value for What is your phone number?" data-val-regex-pattern="^[0-9]*$" /> 3664 3665 3666 </div> 3667 3668<span class="field-validation-valid" data-valmsg-for="0434af63-935e-4956-b845-77d9c27cbb51" data-valmsg-replace="true"></span> 3669 </div> 3670 3671 3672 </div> 3673 <div class="o-form-group umbraco-forms-field wheredidyouhearaboutus shortanswer" > 3674 3675 <label for="18598e14-6448-4780-f0d1-db5cade06e53" class="o-label"> 3676 Where did you hear about us? </label> 3677 <div class="umbraco-forms-field-wrapper"> 3678 <div class=" "> 3679 3680<input type="text" name="18598e14-6448-4780-f0d1-db5cade06e53" id="18598e14-6448-4780-f0d1-db5cade06e53" class="text o-input" value="" maxlength="500" 3681/> 3682 3683 </div> 3684 3685<span class="field-validation-valid" data-valmsg-for="18598e14-6448-4780-f0d1-db5cade06e53" data-valmsg-replace="true"></span> 3686 </div> 3687 3688 3689 </div> 3690 <div class="o-form-group umbraco-forms-field security invisiblerecaptcha mandatory alternating" > 3691 3692 <div class="umbraco-forms-field-wrapper"> 3693 <div class=" ">
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3875 3876 3877 3878 </div> 3879</div> 3880 3881 3882 3883 </section> 3884 3885 </div> 3886 </div> 3887 </div> 3888</section> 3889 3890<section class="u-backgroundColor--neutralLighter o-section-full p-lg"> 3891 <div class="o-container"> 3892 <div class="o-row"> 3893 <div class="o-col-xs-12"> 3894 3895 </div> 3896 </div> 3897 </div> 3898</section> 3899 3900<section class="u-backgroundColor--white p-lg"> 3901 <div class="o-container"> 3902 <div class="o-row"> 3903 <div class="o-col-xs-12"> 3904 3905 3906 <section class=""> 3907 3908<div class="cms-rich-text-container"> 3909 <h3 class="light" style="text-align: center;"><span class="u-color--purple">Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.</span></h3> 3910<p style="text-align: center;">Call us on <a href="tel:02046321977"><strong>020 4632 1977</strong></a> to speak to a real cash flow expert. Weâll help you apply for the right type of finance and make sure you get a great deal for your business.</p> 3911<p style="text-align: center;">Or click '<strong>Boost your cash flow'</strong> below to compare providers.</p> 3912</div> 3913 3914 </section> 3915 <section class=""> 3916 3917<div class="cms-rich-text-container"> 3918 <p style="text-align: center;"><a style="margin-top: 15px;" href="#form" title="Quote" class="o-btn o-btn--secondary"><strong>Boost your cash flow</strong></a> <a style="text-align: left;" href="/business-cash-flow/about-us/speak-to-an-expert/" title="Speak to an expert" class="o-btn o-btn--primary">Speak to an expert</a></p> 3919</div> 3920 3921 </section> 3922 3923 </div> 3924 </div> 3925 </div> 3926</section> 3927 3928<section class="u-backgroundColor--neutralLighter o-section-full p-lg"> 3929 <div class="o-container"> 3930 <div class="o-row"> 3931 <div class="o-col-xs-12"> 3932 3933 </div> 3934 </div> 3935 </div> 3936</section> 3937 3938<section class="u-backgroundColor--neutralLighter o-section-full p-lg"> 3939 <div class="o-container"> 3940 <div class="o-row"> 3941 <div class="o-col-xs-12"> 3942 3943 </div> 3944 </div> 3945 </div> 3946</section> 3947 3948<div class="cms-rich-text-container"> 3949 3950</div> 3951 3952<section class="White Full width Remove top margin Padding 30px"> 3953 <div class="o-container"> 3954 <div class="o-row"> 3955 <div class="o-col-xs-12 o-col-md-4 o-col-lg-4"> 3956 3957 3958 <section class=""> 3959 3960<div class="c-subNav"> 3961 <h3 class="c-subNav__title">Related funding options</h3> 3962 3963 <a href="#" data-nav-control="c-subNav_326b08f2-ab25-4b83-b0e9-271e2fdf29f1" data-nav-type="sub" class="c-subNav__toggleControl"> 3964 Pages in this Section 3965 <span class="icon gi-icon-arrow-down"></span> 3966 </a> 3967 3968 <nav aria-label="page subnavigation"> 3969 <ul role="menu" id="c-subNav_326b08f2-ab25-4b83-b0e9-271e2fdf29f1"> 3970 <li role="presentation"> 3971 <a href="/business-cash-flow/solutions/debt-financing/invoice-discounting/" class="c-subNav__item"> 3972 Invoice discounting 3973 </a> 3974 </li> 3975 <li role="presentation"> 3976 <a href="/business-cash-flow/solutions/debt-financing/spot-factoring/" class="c-subNav__item"> 3977 Spot factoring 3978 </a> 3979 </li> 3980 <li role="presentation"> 3981 <a href="/business-cash-flow/solutions/debt-financing/selective-invoice-finance/" class="c-subNav__item"> 3982 Selective invoice finance 3983 </a> 3984 </li> 3985 <li role="presentation"> 3986 <a href="/business-cash-flow/solutions/debt-financing/debt-factoring/" class="c-subNav__item"> 3987 Debt factoring 3988 </a> 3989 </li> 3990 <li role="presentation"> 3991 <a href="/business-cash-flow/solutions/debt-financing/" class="c-subNav__item"> 3992 Back to all debt financing solutions 3993 </a> 3994 </li> 3995 </ul> 3996 3997 </nav> 3998</div> 3999 4000 </section> 4001 4002 </div> 4003 <div class="o-col-xs-12 o-col-md-8 o-col-lg-8"> 4004 4005 4006 <section class=""> 4007 4008<div class="cms-rich-text-container"> 4009 <h2 class="light" style="text-align: left;"><span class="u-color--purple">What is accounts receivable factoring?</span></h2> 4010<p dir="ltr">Accounts receivable factoring allows your business to sell unpaid invoices to a third-party finance provider (known as a factor) in exchange for immediate working c
4010apital.</p> 4011<p dir="ltr">Youâll typically receive up to 90% of the invoice value upfront, with the remaining balance (minus fees) paid once your customer settles the invoice. The factoring company also takes responsibility for collecting payment giving you more time to focus on running your business.</p> 4012<p dir="ltr">In most cases, this process is the same as invoice factoring or debt factoring. The term âaccounts receivable factoringâ is often used in accounting software, procurement, or international trade especially in North America.</p> 4013</div> 4014 4015 </section> 4016 <section class="pt-sm"> 4017 4018<div class="cms-rich-text-container"> 4019 <h2 class="light" style="text-align: left;"><span class="u-color--purple">How it works with Novuna Business Cash Flow</span></h2> 4020<ol> 4021<li aria-level="1"> 4022<p dir="ltr">Tell us your funding challenge - complete a short form or call</p> 4023</li> 4024<li aria-level="1"> 4025<p dir="ltr">We compare providers and recommend a great fit for your situation</p> 4026</li> 4027<li aria-level="1"> 4028<p dir="ltr">You apply with full support from a cash flow expert</p> 4029</li> 4030<li aria-level="1"> 4031<p dir="ltr">Access funds fast, often within 24-72 hours</p> 4032</li> 4033</ol> 4034<p><strong>Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.</strong></p> 4035</div> 4036 4037 </section> 4038 <section class=""> 4039 4040<div class="cms-rich-text-container"> 4041 <p style="text-align: left;"><a style="margin-top: 15px;" href="#form" title="Quote" class="o-btn o-btn--secondary"><strong>Boost your cash flow</strong></a> <a style="text-align: left;" href="/business-cash-flow/about-us/speak-to-an-expert/" title="Speak to an expert" class="o-btn o-btn--primary">Speak to an expert</a></p> 4042</div> 4043 4044 </section> 4045 4046 </div> 4047 </div> 4048 </div> 4049</section> 4050 4051 4052<hr class="dotted-line" /> 4053 4054 4055<section class=" "> 4056 <div class="o-container"> 4057 <div class="o-row"> 4058 <div class="o-col-xs-12"> 4059 4060 4061 <section class=""> 4062 4063<div class="cms-rich-text-container"> 4064 <div id="feefo-service-review-carousel-widgetId" class="feefo-review-carousel-widget-service"></div> 4065</div> 4066 4067 </section> 4068 <section class=""> 4069 4070<div class="cms-rich-text-container"> 4071 4072</div> 4073 4074 </section> 4075 <section class=""> 4076 4077<div class="cms-rich-text-container"> 4078 <p style="text-align: center;"><a href="/business-cash-flow/feefo-reviews/" title="Feefo reviews" class="o-btn o-btn--secondary-outline">Read more reviews</a></p> 4079</div> 4080 4081 </section> 4082 4083 </div> 4084 </div> 4085 </div> 4086</section> 4087 4088<section class=" "> 4089 <div class="o-container"> 4090 <div class="o-row"> 4091 <div class="o-col-xs-12"> 4092 4093 4094 <section class=""> 4095 4096<hr class="dotted-line" /> 4097 4098 4099 </section> 4100 <section class=""> 4101 4102<div class="cms-rich-text-container"> 4103 4104</div> 4105 4106 </section> 4107 <section class=""> 4108 4109<div class="cms-rich-text-container"> 4110 <h2 class="light" style="text-align: center;"><span class="u-color--purple">Is accounts receivable factoring right for you?</span></h2> 4111</div> 4112 4113 </section> 4114 <section class=""> 4115 4116 4117 <div class="c-text-card-container three-column"> 4118 4119 <div class="c-text-card c-text-card--step c-text-card--align-center"> 4120 <div class="c-text-card__inner"> 4121 4122 <h3 class="icon-heading icon-heading--stacked"> 4123 <span class="icon-heading__icon Icon gi-icon-tick"></span> 4124 4125 <span>You want to turn outstanding invoices into working capital </span> 4126 </h3> 4127 4128 <p class="p1">Factoring provides immediate cash by selling your invoices, improving liquidity.</p> 4129 4130 <div class="c-text-card__cta-group c-text-card__cta-group--centered"> 4131 4132 4133 </div> 4134 </div> 4135 </div> 4136 <div class="c-text-card c-text-card--step c-text-card--align-center"> 4137 <div class="c-text-card__inner"> 4138 4139 <h3 class="icon-heading icon-heading--stacked">
4140 <span class="icon-heading__icon Icon gi-icon-tick"></span> 4141 4142 <span>You’d like help managing collections and debtor relationships</span> 4143 </h3> 4144 4145 <p class="p1">Factoring includes credit control services, taking pressure off your team.</p> 4146 4147 <div class="c-text-card__cta-group c-text-card__cta-group--centered"> 4148 4149 4150 </div> 4151 </div> 4152 </div> 4153 <div class="c-text-card c-text-card--step c-text-card--align-center"> 4154 <div class="c-text-card__inner"> 4155 4156 <h3 class="icon-heading icon-heading--stacked"> 4157 <span class="icon-heading__icon Icon gi-icon-tick"></span> 4158 4159 <span>You regularly invoice other businesses (B2B)</span> 4160 </h3> 4161 4162 <p class="p1">Best suited for B2B companies with consistent invoicing and debtor activity.</p> 4163 4164 <div class="c-text-card__cta-group c-text-card__cta-group--centered"> 4165 4166 4167 </div> 4168 </div> 4169 </div> 4170 </div> 4171 4172 4173 </section> 4174 <section class=""> 4175 4176<div class="cms-rich-text-container"> 4177 <h3 class="light" style="text-align: center;" dir="ltr">If thatâs your situation, we can help you compare lenders and secure a facility that works for you.</h3> 4178<p style="text-align: center;"><a style="margin-top: 15px;" href="#form" title="Quote" class="o-btn o-btn--secondary"><strong>Boost your cash flow</strong></a>Â <a style="text-align: left;" href="/business-cash-flow/about-us/speak-to-an-expert/" title="Speak to an expert" class="o-btn o-btn--primary">Speak to an expert</a></p> 4179</div> 4180 4181 </section> 4182 <section class=""> 4183 4184<hr class="dotted-line" /> 4185 4186 4187 </section> 4188 4189 </div> 4190 </div> 4191 </div> 4192</section> 4193 4194<section class=" "> 4195 <div class="o-container"> 4196 <div class="o-row"> 4197 <div class="o-col-xs-12"> 4198 4199 4200 <section class=""> 4201 4202<div class="cms-rich-text-container"> 4203 <h2 class="light" style="text-align: center;"><span class="u-color--purple">Novuna can support businesses with a range of funding challenges</span><span class="u-color--purple"></span></h2> 4204</div> 4205 4206 </section> 4207 4208 </div> 4209 </div> 4210 </div> 4211</section> 4212 4213 4214<div class="card-group "> 4215 <div class="card-group__inner"> 4216 <!-- ReSharper disable once UnknownCssClass --> 4217 <div class="row row--no-margin-bottom twoCol"> 4218 4219 <div class="col--12-xs col--6-lg"> 4220 <div class="card-container"> 4221 <div class="card "> 4222 <div class="card__header " data-mh="card__header"> 4223 <h4 class="card__title card__title--novuna-light-purple">I want faster access to invoice payments</h4> 4224 </div> 4225 4226 <div class="card__body card__body--novuna-light-purple " data-mh="card__body"> 4227 4228 </div> 4229 </div> 4230 4231 </div> 4232 </div> 4233 <div class="col--12-xs col--6-lg"> 4234 <div class="card-container"> 4235 <div class="card "> 4236 <div class="card__header " data-mh="card__header"> 4237 <h4 class="card__title card__title--novuna-light-purple">I want to stay in control of collections</h4> 4238 </div> 4239 4240 <div class="card__body card__body--novuna-light-purple " data-mh="card__body"> 4241 4242 </div> 4243 </div> 4244 4245 </div> 4246 </div> 4247 <div class="col--12-xs col--6-lg"> 4248 <div class="card-container"> 4249 <div class="card "> 4250 <div class="card__header " data-mh="card__header"> 4251 <h4 class="card__title card__title--novuna-light-purple"> I want finance that scales with accounts receivable</h4> 4252 </div> 4253 4254 <div class="card__body card__body--novuna-light-purple " data-mh="card__body"> 4255 4256 <a href="/business-cash-flow/solutions/debt-financing/debt-factoring/" class="card__button card__button--novuna-light-purple" >
4257 <span>Debt factoring</span> 4258 <span class="Button-icon gi-icon-arrow-right"></span> 4259 </a> 4260 </div> 4261 </div> 4262 4263 </div> 4264 </div> 4265 <div class="col--12-xs col--6-lg"> 4266 <div class="card-container"> 4267 <div class="card "> 4268 <div class="card__header " data-mh="card__header"> 4269 <h4 class="card__title card__title--novuna-light-purple">I need help chasing payments</h4> 4270 </div> 4271 4272 <div class="card__body card__body--novuna-light-purple " data-mh="card__body"> 4273 4274 <a href="/business-cash-flow/solutions/late-payment-solutions/credit-control/" class="card__button card__button--novuna-light-purple" > 4275 <span>Credit control</span> 4276 <span class="Button-icon gi-icon-arrow-right"></span> 4277 </a> 4278 </div> 4279 </div> 4280 4281 </div> 4282 </div> 4283 </div> 4284 </div> 4285</div> 4286 4287 4288<section id="howcanithelp" class=" "> 4289 <div class="o-container"> 4290 <div class="o-row"> 4291 <div class="o-col-xs-12"> 4292 4293 4294 <section class=""> 4295 4296<hr class="dotted-line" /> 4297 4298 4299 </section> 4300 <section class=""> 4301 4302<div class="cms-rich-text-container"> 4303 4304</div> 4305 4306 </section> 4307 <section class=""> 4308 4309<div class="cms-rich-text-container"> 4310 <h2 class="light" style="text-align: center;"><span class="u-color--purple">How we help</span></h2> 4311<h3 class="light" style="text-align: center;">How Novuna helps businesses access funding fast</h3> 4312</div> 4313 4314 </section> 4315 <section class=""> 4316 4317 4318 <div class="c-text-card-container three-column"> 4319 4320 <div class="c-text-card c-text-card--step "> 4321 <div class="c-text-card__inner"> 4322 4323 <h3 class="step-heading" data-mh="card-title" data-step="1">Tell us what you need</h3> 4324 4325 <p>Start with a simple form or call - tell us your business challenge.</p> 4326 4327 <div class="c-text-card__cta-group c-text-card__cta-group--right"> 4328 4329 4330 </div> 4331 </div> 4332 </div> 4333 <div class="c-text-card c-text-card--step "> 4334 <div class="c-text-card__inner"> 4335 4336 <h3 class="step-heading" data-mh="card-title" data-step="2">We compare your options</h3> 4337 4338 <p class="p1">We compare multiple providers to get you a great deal.</p> 4339 4340 <div class="c-text-card__cta-group c-text-card__cta-group--right"> 4341 4342 4343 </div> 4344 </div> 4345 </div> 4346 <div class="c-text-card c-text-card--step "> 4347 <div class="c-text-card__inner"> 4348 4349 <h3 class="step-heading" data-mh="card-title" data-step="3">Choose the right type of funding</h3> 4350 4351 <p>Access a range of short-term funding options including loans, advances, and invoice finance.</p> 4352 4353 <div class="c-text-card__cta-group c-text-card__cta-group--right"> 4354 4355 4356 </div> 4357 </div> 4358 </div> 4359 <div class="c-text-card c-text-card--step "> 4360 <div class="c-text-card__inner"> 4361 4362 <h3 class="step-heading" data-mh="card-title" data-step="4">Apply with expert support</h3> 4363 4364 <p>Get help applying - with a real expert on hand throughout.</p> 4365 4366 <div class="c-text-card__cta-group c-text-card__cta-group--right"> 4367 4368 4369 </div> 4370 </div> 4371 </div> 4372 <div class="c-text-card c-text-card--step "> 4373 <div class="c-text-card__inner"> 4374 4375 <h3 class="step-heading" data-mh="card-title" data-step="5">Get clear, transparent terms</h3> 4376 4377 <p>No jargon, no surprises - just honest advice with no hidden fees.</p> 4378 4379 <div class="c-text-card__cta-group c-text-card__cta-group--right"> 4380 4381 4382 </div> 4383 </div> 4384 </div> 4385 <div class="c-text-card c-text-card--step "> 4386 <div class="c-text-card__inner"> 4387 4388 <h3 class="step-heading" data-mh="card-title" data-step="6">Receive funding that grows with your sales</h3> 4389 4390 <p>Accounts receivable factoring is a scalable solution that flexes as your turnover increases.</p> 4391 4392 <div class="c-text-card__cta-group c-text-card__cta-group--right"> 4393 4394 4395 </div> 4396 </div> 4397 </div> 4398 </div> 4399 4400 4401 </section> 4402 4403 </div> 4404 </div> 4405 </div> 4406</section> 4407 4408<hr class="dotted-line" /> 4409 4410 4411<div class="cms-rich-text-container"> 4412 4413</div> 4414 4415<div class="cms-rich-text-container"> 4416 <div style="margin: 0 auto; max-width: 1000px;"> 4417<h2 class="light" style="text-align: center;"><span class="u-color--purple">Why take action now</span></h2> 4418<h3 class="light" style="text-align: center;">
4418Free up working capital and reduce payment delays</h3> 4419</div> 4420</div> 4421 4422 4423 <div class="o-row c-tile-grid c-tile-grid--icons c-tile-grid--3 "> 4424 4425 <div class="tile icon-tile icon-tile--bg icon-tile--90" data-mh="icon-tile"> 4426 4427 <div class="icon-tile__icon"> 4428 4429 <img src="/media/gvmhm3l2/novunaicons__fast-release.png" /> 4430 <img src="/media/gvmhm3l2/novunaicons__fast-release.png" class="icon--reflection" /> 4431 4432 </div> 4433 4434 <div class="icon-tile__text"> 4435 <p>Accounts receivable factoring unlocks the value in unpaid invoices</p> 4436 </div> 4437 4438 </div> 4439 <div class="tile icon-tile icon-tile--bg icon-tile--90" data-mh="icon-tile"> 4440 4441 <div class="icon-tile__icon"> 4442 4443 <img src="/media/httnpcld/icons_rgb_300dpi_executive-committee.png" /> 4444 <img src="/media/httnpcld/icons_rgb_300dpi_executive-committee.png" class="icon--reflection" /> 4445 4446 </div> 4447 4448 <div class="icon-tile__text"> 4449 <p>The sooner you act, the better your options</p> 4450 </div> 4451 4452 </div> 4453 <div class="tile icon-tile icon-tile--bg icon-tile--90" data-mh="icon-tile"> 4454 4455 <div class="icon-tile__icon"> 4456 4457 <img src="/media/a3eplnc3/icons_rgb_300dpi_remuneration-committee.png" /> 4458 <img src="/media/a3eplnc3/icons_rgb_300dpi_remuneration-committee.png" class="icon--reflection" /> 4459 4460 </div> 4461 4462 <div class="icon-tile__text"> 4463 <p>We help you avoid high-cost lending by comparing the right products upfront</p> 4464 </div> 4465 4466 </div> 4467 </div> 4468 4469 4470<hr class="dotted-line" /> 4471 4472 4473<div class="cms-rich-text-container"> 4474 4475</div> 4476 4477<div class="cms-rich-text-container"> 4478 <h2 class="light" style="text-align: center;"><span class="u-color--purple">Why choose Novuna Business Cash Flow?</span></h2> 4479<h3 class="light" style="text-align: center;">Â Businesses trust us for accounts receivable finance</h3> 4480</div> 4481 4482<section class=" "> 4483 <div class="o-container"> 4484 <div class="o-row"> 4485 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 4486 4487 4488 <section class=""> 4489 4490 <ul class="c-icon-list"> 4491 <li> 4492 <span class="c-icon-list__icon"> 4493 <span class="gi-circle-solid u-color--success o-icon__stacked-background"></span> 4494 <span class="u-color--white gi-icon-tick o-icon__stacked-inner"></span> 4495 </span> 4496 4497 <div> 4498 <p>Over 40 years of experience in business finance</p> 4499 </div> 4500 </li> 4501 <li> 4502 <span class="c-icon-list__icon"> 4503 <span class="gi-circle-solid u-color--success o-icon__stacked-background"></span> 4504 <span class="u-color--white gi-icon-tick o-icon__stacked-inner"></span> 4505 </span> 4506 4507 <div> 4508 <p>Access to multiple funding partners - not just our own products</p> 4509 </div> 4510 </li> 4511 4512 </ul> 4513 4514 </section> 4515 4516 </div> 4517 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 4518 4519 4520 <section class=""> 4521 4522 <ul class="c-icon-list"> 4523 <li> 4524 <span class="c-icon-list__icon"> 4525 <span class="gi-circle-solid u-color--success o-icon__stacked-background"></span> 4526 <span class="u-color--white gi-icon-tick o-icon__stacked-inner"></span> 4527 </span> 4528 4529 <div> 4530 <p>Personal support from real cash flow experts</p> 4531 </div> 4532 </li> 4533 <li>
4534 <span class="c-icon-list__icon"> 4535 <span class="gi-circle-solid u-color--success o-icon__stacked-background"></span> 4536 <span class="u-color--white gi-icon-tick o-icon__stacked-inner"></span> 4537 </span> 4538 4539 <div> 4540 <p>Transparent advice based on whatâs best for your business</p> 4541 </div> 4542 </li> 4543 4544 </ul> 4545 4546 </section> 4547 4548 </div> 4549 </div> 4550 </div> 4551</section> 4552 4553<hr class="dotted-line" /> 4554 4555 4556<div class="cms-rich-text-container"> 4557 <h3 class="light" style="text-align: center;">We're highly rated by our existing customers</h3> 4558</div> 4559 4560<section class="c-fcard c-fcard--left"> 4561 4562 <div class="c-fcard__image"> 4563 <picture data-js="lazyload"> 4564 <source data-srcset="/media/3m2pitv5/young-businesswoman-in-a-modern-office.jpg?width=660&height=335&v=1db87b5e4622830" media="(min-width: 965px)"> 4565 <source data-srcset="/media/3m2pitv5/young-businesswoman-in-a-modern-office.jpg?width=335&height=335&v=1db87b5e4622830&format=webp&quality=80" media="(min-width: 720px)"> 4566 <source data-srcset="/media/3m2pitv5/young-businesswoman-in-a-modern-office.jpg?width=660&height=335&v=1db87b5e4622830&format=webp&quality=80" media="(min-width: 575px)"> 4567 <source data-srcset="/media/3m2pitv5/young-businesswoman-in-a-modern-office.jpg?width=540&height=335&v=1db87b5e4622830&format=webp&quality=80" media="(min-width: 0)"> 4568 <img src="/media/3m2pitv5/young-businesswoman-in-a-modern-office.jpg?anchor=center&mode=crop&width=50" alt="" class="c-fcard__picture c-fcard__picture--for-col-12" /> 4569 </picture> 4570 <picture data-js="lazyload"> 4571 <img src="/media/3m2pitv5/young-businesswoman-in-a-modern-office.jpg?width=660&height=335&v=1db87b5e4622830&format=webp&quality=80" alt="" class="c-fcard__picture c-fcard__picture--for-col-6" /> 4572 </picture> 4573 </div> 4574 4575 <div class="c-fcard__panel u-backgroundColor--lightgrey"> 4576 <div class="c-fcard__content cms-rich-text-container "> 4577 4578 <h4 class="light">"The communication and <strong>support has been outstanding.</strong> Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so<strong> user friendly</strong> and the drawdown payments are very efficient in the fast moving world of temporary payroll.'</h4> 4579 4580 <a href="/business-cash-flow/feefo-reviews/" class="o-btn o-btn--primary"> 4581 More reviews 4582 </a> 4583 </div> 4584 </div> 4585</section> 4586 4587 4588<hr class="dotted-line" /> 4589 4590 4591<div class="cms-rich-text-container"> 4592 <h3 class="light" style="text-align: center;">We're a multi-award winning business cash flow specialist</h3> 4593</div> 4594 4595 <div class="c-client-banner-container c-client-banner-container-5 enable-carousel c-client-banner-container--noBackground " id="c-client-banner-ffcf52f6-4bbb-48ce-8af7-2d4365ce23c5"> 4596 <div class="c-client-banner c-client-banner--noBackground c-client-banner-5 c-client-banner-wrapper"> 4597 <div class="c-client"> 4598 <div class="c-client__logo" data-mh="client-logo"> 4599 <div class="c-client__logo-container"> 4600 <img src="/media/4gwlgqbr/bmf26-multiwin-invsmefinsec.png" alt="Innovation in the SME Sector 2026"> 4601 </div> 4602 </div> 4603 <p class="c-client__text">Innovation in the SME Sector 2026</p> 4604 </div> 4605 <div class="c-client"> 4606 <div class="c-client__logo" data-mh="client-logo"> 4607 <div class="c-client__logo-container"> 4608 <img src="/media/bmgfk1zk/bmf26-hc-factoringprov.png" alt="Best Provider 2026 "> 4609 </div> 4610 </div> 4611 <p class="c-client__text">Best Provider 2026 </p> 4612 </div> 4613 <div class="c-client"> 4614 <div class="c-client__logo" data-mh="client-logo"> 4615 <div class="c-client__logo-container"> 4616 <img src="/media/ehdi0gwz/bca-winner-tile-2026-novuna-business-cash-flow.png" alt="Lender of the Year 2026"> 4617 </div> 4618 </div> 4619 <p class="c-client__text">Lender of the Year 2026</p> 4620 </div> 4621 <div class="c-client"> 4622 <div class="c-client__logo" data-mh="client-logo"> 4623 <div class="c-client__logo-container"> 4624 <img src="/media/af2bxmid/lendingawards_winner_signature_239.jpg" alt="Alternative SME Lender of the Year"> 4625 </div> 4626 </div> 4627 <p class="c-client__text">Alternative SME Lender of the Year</p> 4628 </div> 4629 <div class="c-client"> 4630 <div class="c-client__logo" data-mh="client-logo"> 4631 <div class="c-client__logo-container"> 4632 <img src="/media/4asnhvlj/ca_winners_winnerlogos-2339.jpg" alt="SME Lender of the Year 2023"> 4633 </div> 4634 </div> 4635 <p class="c-client__text">SME Lender of the Year 2023</p> 4636 </div> 4637 </div> 4638 <div class="c-client-banner-carousel__controls"> 4639 <p>
4639Swipe</p> 4640 <a href="#" class="c-client-banner-carousel__button-prev" aria-controls="cta-tiles-carousel-"> 4641 <span class="gi-icon-arrow-left"></span> 4642 </a> 4643 <a href="#" class="c-client-banner-carousel__button-next" aria-controls="cta-tiles-carousel-"> 4644 <span class="gi-icon-arrow-right"></span> 4645 </a> 4646 </div> 4647 </div> 4648 4649 4650<section class=" "> 4651 <div class="o-container"> 4652 <div class="o-row o-row--no-margin"> 4653 <div class="o-col-xs-12"> 4654 4655 4656 <section class=""> 4657 4658<hr class="dotted-line" /> 4659 4660 4661 </section> 4662 <section class=""> 4663 4664<div class="cms-rich-text-container"> 4665 4666</div> 4667 4668 </section> 4669 <section class=""> 4670 4671<div class="cms-rich-text-container"> 4672 <h2 class="light" style="text-align: center;"><span class="u-color--purple">What funding looks like in your sector</span></h2> 4673<h3 class="light" style="text-align: center;">Get advice tailored to the challenges in your industry</h3> 4674</div> 4675 4676 </section> 4677 4678 </div> 4679 </div> 4680 </div> 4681</section> 4682 4683<section class=" "> 4684 <div class="o-container"> 4685 <div class="o-row o-row--no-margin-top"> 4686 <div class="o-col-xs-12"> 4687 4688 4689 <section class=""> 4690 4691 4692<section class="c-latest-articles"> 4693 4694
4694<script type="text/html" id="d984532f-8d6b-4ae4-a0f2-ab2aed09ba80">{"hideArticleSummary":true,"articleLimit":0,"tags":["Construction","Manufacturing","Professional Services","Hospitality","Quick Funding","Retail","E-Commerce","Transportation"],"categories":[4889],"home":"","row":"","grid":false}</script>
4694 4695 <div class="c-article-list " id="articles-list-3801525d-8230-4290-9089-0cbf15059940" data-dynamic-list="latest-articles" data-page="1" data-article-list-config="d984532f-8d6b-4ae4-a0f2-ab2aed09ba80" data-has-server-rendered="true" data-total-pages="12"> 4696 <article class="c-article-tile" data-link-url="/news-and-insights/business-cash-flow/invoice-finance-for-construction-companies/"> 4697 <div class="c-article-tile__inner" tabindex="0"> 4698 <div class="c-article-tile__image-container"> 4699 <img class="lazy" src="/media/hdfpbqgr/beautiful-view-construction-site-city-sunset.webp?anchor=center&mode=crop&width=255&height=170&quality=80" data-src="/media/hdfpbqgr/beautiful-view-construction-site-city-sunset.webp?anchor=center&mode=crop&width=255&height=170&quality=80" alt="" /> 4700 </div> 4701 <a href="/news-and-insights/business-cash-flow/invoice-finance-for-construction-companies/" class="c-article-tile__title"> 4702 <h3>Invoice finance for construction companies</h3> 4703 <span class="c-article-tile__date">NOV 2025 | 2 Minute Read</span> 4704 </a> 4705 </div> 4706 </article> 4707 <article class="c-article-tile" data-link-url="/news-and-insights/business-cash-flow/working-capital-loans-for-manufacturers-fund-big-orders-and-equipment-upgrades/"> 4708 <div class="c-article-tile__inner" tabindex="0"> 4709 <div class="c-article-tile__image-container"> 4710 <img class="lazy" src="/media/bzybmjsx/site-engineer-construction-site.webp?anchor=center&mode=crop&width=255&height=170&quality=80" data-src="/media/bzybmjsx/site-engineer-construction-site.webp?anchor=center&mode=crop&width=255&height=170&quality=80" alt="" /> 4711 </div> 4712 <a href="/news-and-insights/business-cash-flow/working-capital-loans-for-manufacturers-fund-big-orders-and-equipment-upgrades/" class="c-article-tile__title"> 4713 <h3>Working capital loans for manufacturers - fund big orders and equipment upgrades</h3> 4714 <span class="c-article-tile__date">NOV 2025 | 2 Minute Read</span> 4715 </a> 4716 </div> 4717 </article> 4718 <article class="c-article-tile" data-link-url="/news-and-insights/business-cash-flow/business-loans-for-ecommerce-funding-options-for-online-retailers/"> 4719 <div class="c-article-tile__inner" tabindex="0"> 4720 <div class="c-article-tile__image-container"> 4721 <img class="lazy" src="/media/a25f2j3x/istock-1205213679-3.jpg?anchor=center&mode=crop&width=255&height=170&quality=80" data-src="/media/a25f2j3x/istock-1205213679-3.jpg?anchor=center&mode=crop&width=255&height=170&quality=80" alt="Two people discussing their finances, a notepad and calculator in front of them" /> 4722 </div> 4723 <a href="/news-and-insights/business-cash-flow/business-loans-for-ecommerce-funding-options-for-online-retailers/" class="c-article-tile__title"> 4724 <h3>Business loans for ecommerce - funding options for online retailers</h3> 4725 <span class="c-article-tile__date">NOV 2025 | 2 Minute Read</span> 4726 </a> 4727 </div> 4728 </article> 4729 <article class="c-article-tile" data-link-url="/news-and-insights/business-cash-flow/when-demand-drops-what-manufacturers-can-do-to-protect-cash-flow/"> 4730 <div class="c-article-tile__inner" tabindex="0"> 4731 <div class="c-article-tile__image-container"> 4732 <img class="lazy" src="/media/phyf53n0/smiling-businessman-businesswoman-using-laptop-factory.webp?anchor=center&mode=crop&width=255&height=170&quality=80" data-src="/media/phyf53n0/smiling-businessman-businesswoman-using-laptop-factory.webp?anchor=center&mode=crop&width=255&height=170&quality=80" alt="" /> 4733 </div> 4734 <a href="/news-and-insights/business-cash-flow/when-demand-drops-what-manufacturers-can-do-to-protect-cash-flow/" class="c-article-tile__title"> 4735 <h3>When demand drops - what manufacturers can do to protect cash flow</h3>
4736 <span class="c-article-tile__date">NOV 2025 | 2 Minute Read</span> 4737 </a> 4738 </div> 4739 </article> 4740 </div> 4741 <nav class="c-pagination"> 4742 <a href="javascript:void(0)" class="c-pagination__item c-pagination__item--link c-pagination__item--disabled" data-page-step="-1"><span class="gi-icon-arrow-left"></span></a> 4743 <a href="javascript:void(0)" class="c-pagination__item c-pagination__item--btn c-pagination__item--disabled" data-page-step="-1"> 4744 <span>Previous</span> 4745 </a> 4746 <ul class="c-pagination__list"> 4747 </ul> 4748 <a href="javascript:void(0)" class="c-pagination__item c-pagination__item--btn" data-page-step="+1"> 4749 <span>Next</span> 4750 </a> 4751 <a href="javascript:void(0)" class="c-pagination__item c-pagination__item--link" data-page-step="+1"><span class="gi-icon-arrow-right"></span></a> 4752 </nav> 4753</section> 4754 4755<template data-template="paginationControl"> 4756 <li class="c-pagination__item"> 4757 <a href="javascript:void(0)">{{pageNumber}}</a> 4758 </li> 4759</template> 4760 4761 4762<template data-template="paginationControl"> 4763 <li class=""> 4764 <a class="c-pagination__item" href="javascript:void(0)">{{pageNumber}}</a> 4765 </li> 4766</template> 4767<template data-template="articelTile"> 4768 <article class="c-article-tile" data-link-url=""> 4769 <div class="c-article-tile__inner" tabindex=0> 4770 <div class="c-article-tile__image-container"> 4771 <img class="lazy" src="/media/duemj4xh/two-million-remote-working-businesses-sitting-ducks-for-cyber-attacks-according-to-research.jpg?width=255&height=170&v=1db87b52f0cf410&format=webp&quality=80" data-src="/media/duemj4xh/two-million-remote-working-businesses-sitting-ducks-for-cyber-attacks-according-to-research.jpg?width=255&height=170&v=1db87b52f0cf410&format=webp&quality=80" /> 4772 </div> 4773 <a href="" class="c-article-tile__title"> 4774 <h3>{{article_title}}</h3> 4775 <span class="c-article-tile__date">{{article_date}} | {{read_time}} Minute Read</span> 4776 </a> 4777 </div> 4778 <div class="c-article-tile__description"> 4779 {{article_summary}} 4780 </div> 4781 </article> 4782</template> 4783 4784 4785 4786 </section> 4787 <section class=""> 4788 4789<div class="cms-rich-text-container"> 4790 <p style="text-align: center;"><a href="/news-and-insights/business-cash-flow/" title="Business Cash Flow" class="o-btn o-btn--secondary">See all sector specific advice</a></p> 4791</div> 4792 4793 </section> 4794 <section class=""> 4795 4796<div class="cms-rich-text-container"> 4797 4798</div> 4799 4800 </section> 4801 <section class=""> 4802 4803<hr class="dotted-line" /> 4804 4805 4806 </section> 4807 <section class=""> 4808 4809<div class="cms-rich-text-container"> 4810 4811</div> 4812 4813 </section> 4814 <section class=""> 4815 4816<div class="cms-rich-text-container"> 4817 <h2 class="light" style="text-align: center;"><span class="u-color--purple">FAQs</span></h2> 4818</div> 4819 4820 </section> 4821 4822 </div> 4823 </div> 4824 </div> 4825</section> 4826 4827<section class="u-backgroundColor--neutralSectionGrey p-xl"> 4828 <div class="o-container"> 4829 <div class="o-row"> 4830 <div class="o-col-xs-12"> 4831 4832 4833 <section class=""> 4834 4835<div class="cms-rich-text-container"> 4836 <h3 class="u-color--brandMid weightLight"><span class="u-color--purple">How does accounts receivable factoring work in the UK?</span></h3> 4837<p>You send your sales invoices to a factoring provider, who pays you a percentage upfront (typically up to 90%). Once your customers settle the invoice, the provider pays the remaining balance minus their service fee.</p> 4838<p> </p> 4839<h3 class="u-color--brandMid weightLight"><span class="u-color--purple">What types of businesses use factoring?</span></h3> 4840<p class="p1">Factoring is widely used by <span class="u-color--purple"><strong>SMEs, manufacturers, wholesalers, and service-based companies</strong></span> that offer trade credit. Itâs especially useful for firms that experience long payment terms or seasonal demand fluctuations.</p> 4841<p dir="ltr"> </p> 4842<h3 class="u-color--brandMid weightLight"><span class="u-color--purple">Is accounts receivable factoring the same as invoice finance?</span></h3> 4843<p class="p1">Not exactly. Both involve using unpaid invoices to release cash, but <strong><a href="/business-cash-flow/solutions/debt-financing/invoice-factoring/" title="Invoice factoring">invoice factoring</a></strong> includes <strong><a href="/business-cash-flow/solutions/late-payment-solutions/credit-control/" title="Credit control">credit control</a></strong> and debt collection handled by the lender, whereas <a href="/business-cash-flow/solutions/debt-financing/invoice-discounting/" title="Invoice discounting">invoice discounting </a>allows businesses to retain control of their customer relationships.</p> 4844</div> 4845 4846 </section> 4847 4848 </div> 4849 </div> 4850 </div> 4851</section> 4852 4853<hr class="dotted-line" /> 4854 4855 4856<section id="form" class=" "> 4857 <div class="o-container"> 4858 <div class="o-row"> 4859 <div class="o-col-xs-12"> 4860 4861 4862 <section class=""> 4863 4864<div class="cms-rich-text-container"> 4865 4866</div> 4867 4868 </section> 4869 4870 </div> 4871 </div> 4872 </div> 4873</section> 4874 4875<section class=" "> 4876 <div class="o-container"> 4877 <div class="o-row"> 4878 <div class="o-col-xs-12"> 4879 4880 4881 <section class=""> 4882 <div class="c-form__leadcapture u-backgroundColor--neutralLight u-has-bg-icon">
4883 <span class="o-icon__bg o-icon__bg--top-right o-icon__bg--mid o-icon__bg--tilt-left gi-icon-message"></span> 4884 4885 <h2 class="purple light" style="text-align: left;">We compare a range of accounts receivable factoring providers to get you a great deal.</h2> 4886<p><strong>Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.</strong></p> 4887 <p>Complete the form below to compare and save with Novuna Business Cash Flow:</p> 4888 4889 4890 4891 4892 4893 4894 4895 4896 <div id="umbraco_form_f2d3c933fa864fb6953939f84f875bf1" class="umbraco-forms-form bcfcompareproductsforminvoicefinance umbraco-forms-HitachiForm"> 4897 4898<form action="/business-cash-flow/solutions/debt-financing/accounts-receivable-factoring/" enctype="multipart/form-data" id="form863245d23ebd43d3a91fd78910eb81d0" method="post"><input data-val="true" data-val-required="The FormId field is required." name="FormId" type="hidden" value="f2d3c933-fa86-4fb6-9539-39f84f875bf1" /><input data-val="true" data-val-required="The FormName field is required." name="FormName" type="hidden" value="BCF - Compare Products Form - Invoice Finance" /><input data-val="true" data-val-required="The RecordId field is required." name="RecordId" type="hidden" value="00000000-0000-0000-0000-000000000000" /><input name="PreviousClicked" type="hidden" value="" /><input name="Theme" type="hidden" value="HitachiForm" /> <input type="hidden" name="FormStep" value="0" /> 4899 <input type="hidden" name="RecordState" value="Q2ZESjhNekg2N0p1ZGZsTGpfWVRMTHIyd0RDc0loNGVRczlUSXlBa3JoVGtldU9yaTUtbDhoQ1BMQ1FiRFZ4OVE3WXl2WXlRbnNkMEZQMG1VTG5JZ2luSFdhOTRUYzdFQ3cxUDBBSlNoUjludWZvdElKWTYyTVVUb2Z2aktObXVMWFR5QlpqZFFRaHpVeVVJZHNNOTh5eGptZ0VnOXlPNDBaenRGYk5KZTYzM1ByYzIwZ2kyd252cjY1d2wwZHQwdWpWWXF0ZGFxWWxCVERQX3RRYnM3eVBGS1Ew" /> 4900 4901 4902 4903<div class="c-forms__page umbraco-forms-page"> 4904 <div class="o-row"> 4905 <div class="o-col-md-12"> 4906 4907 <fieldset class="umbraco-forms-fieldset" id="ed6b9318-18b2-463f-9f0a-d170b01cec68"> 4908 4909 4910 <div class="o-row"> 4911 4912 <div class="o-col-md-12 umbraco-forms-container"> 4913 4914 <div class="o-form-group umbraco-forms-field whatisyourapproximateannualturnover shortanswer" > 4915 4916 <label for="847dc2aa-c723-40d5-b949-c2057520e825" class="o-label"> 4917 What is your approximate annual turnover? (£) </label> 4918 <div class="umbraco-forms-field-wrapper"> 4919 <div class=" "> 4920 4921<input type="text" name="847dc2aa-c723-40d5-b949-c2057520e825" id="847dc2aa-c723-40d5-b949-c2057520e825" class="text o-input" value="" maxlength="500" 4922data-val="true" data-val-regex="Please enter a valid number. For example, if your turnover is £500k, enter 500000." data-regex="^[0-9]*$"/> 4923 4924 </div> 4925 4926<span class="field-validation-valid" data-valmsg-for="847dc2aa-c723-40d5-b949-c2057520e825" data-valmsg-replace="true"></span> 4927 </div> 4928 4929 4930 </div> 4931 <div class="o-form-group umbraco-forms-field whatisthenameofyourbusiness shortanswer mandatory alternating" > 4932 4933 <label for="966053e9-48f6-4618-bbd0-a5fe68437e9c" class="o-label"> 4934 What is the name of your business? <span class="o-indicator">*</span> 4935 </label> 4936 <div class="umbraco-forms-field-wrapper"> 4937 <div class=" "> 4938 4939<input type="text" name="966053e9-48f6-4618-bbd0-a5fe68437e9c" id="966053e9-48f6-4618-bbd0-a5fe68437e9c" class="text o-input" value="" maxlength="500"
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5218 5219 5220 5221 </div> 5222</div> 5223 5224 5225 5226 </section> 5227 <section class=""> 5228 5229<div class="cms-rich-text-container"> 5230 5231</div> 5232 5233 </section> 5234 5235 </div> 5236 </div> 5237 </div> 5238</section> 5239 5240<section class=" "> 5241 <div class="o-container"> 5242 <div class="o-row"> 5243 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 5244 5245 </div> 5246 <div class="o-col-xs-12 o-col-sm-12 o-col-lg-6"> 5247 5248 5249 <section class=""> 5250 5251 5252 <picture> 5253 <source data-srcset="/media/4lfmsxfs/ukf-lockups-rgb_ifabl2026.png?anchor=center&mode=crop&width=720&format=webp&quality=80" media="--small" /> 5254 <source data-srcset="/media/4lfmsxfs/ukf-lockups-rgb_ifabl2026.png?anchor=center&mode=crop&width=965&format=webp&quality=80" media="--medium" /> 5255 <img class="lazyload" data-src="/media/4lfmsxfs/ukf-lockups-rgb_ifabl2026.png?anchor=center&mode=crop&width=1110&format=webp&quality=80" src="/media/4lfmsxfs/ukf-lockups-rgb_ifabl2026.png?anchor=center&mode=crop&width=1110&format=webp&quality=80" alt="UKF Lockups Rgb IFABL2026" /> 5256 </picture> 5257 5258 </section> 5259 5260 </div> 5261 </div> 5262 </div> 5263</section> 5264 5265 </div> 5266</section> 5267 5268 5269 5270 5271 5272 5273 5274 <a class="o-page-anchor c-footer__back-to-top" href="#main"><span>Back to top</span></a> 5275 </div> 5276 5277 <div class="o-modal" tabindex="-1" role="dialog" id="modal"> 5278 <div class="o-modal-dialog o-modal-dialog-centered o-modal-lg" role="document"> 5279 <div class="o-modal-content"> 5280 <div class="o-modal-header"> 5281 <h3 class="o-modal-title"></h3> 5282 <a href="javascript:;" class="o-modal-close" data-dismiss="modal"> 5283 <span class="close-title"></span> 5284 <span class="gi-icon-close close-icon" aria-hidden="true"></span> 5285 </a> 5286 </div> 5287 <div class="o-modal-body"> 5288 </div> 5289 </div> 5290 </div> 5291 </div> 5292 5293 </main> 5294
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5307 5308 5309 5310 5311<footer class="c-footer"> 5312 <div class="o-container"> 5313 5314 <div class="o-row o-row--first"> 5315 <div class="o-col-12 o-col-sm-6 c-footer__logo"> 5316 <img src="/media/tqapjphw/ba-website-footer.png" alt="Official Finance Partner for British Athletics Logo" /> 5317 </div> 5318 <div class="o-col-12 o-col-sm-6 c-social-icons"> 5319 <a href="https://www.facebook.com/NovunaCapital" title="Facebook" target="_blank" rel="noopener"> 5320<picture><source srcset='/media/mwsllztd/si__facebook.svg' type='image/svg'><img src='/media/mwsllztd/si__facebook.svg' alt='Facebook' class=''></picture> </a> 5321 <a href="https://twitter.com/_Novuna" title="Twitter" target="_blank" rel="noopener"> 5322<picture><source srcset='/media/qhdjxrcw/si__x.png?format=webp&quality=80' type='image/webp'><source srcset='/media/qhdjxrcw/si__x.png' type='image/jpeg'><img src='/media/qhdjxrcw/si__x.png' alt='Twitter' class=''></picture> </a> 5323 <a href="https://www.linkedin.com/company/novuna" title="Linkedin" target="_blank" rel="noopener"> 5324<picture><source srcset='/media/bypfar0x/si__linkedin.svg' type='image/svg'><img src='/media/bypfar0x/si__linkedin.svg' alt='Linkedin' class=''></picture> </a> 5325 <a href="https://www.youtube.com/channel/UCxnnzk1vUU92O9PWaQp_8PQ" title="YouTube" > 5326<picture><source srcset='/media/io5gibmr/si__youtube.svg' type='image/svg'><img src='/media/io5gibmr/si__youtube.svg' alt='YouTube' class=''></picture> </a> 5327 <a href="https://www.instagram.com/_novuna/" title="https://www.instagram.com/_novuna/" target="_blank" rel="noopener"> 5328<picture><source srcset='/media/exbdk3xz/si__instagram.svg' type='image/svg'><img src='/media/exbdk3xz/si__instagram.svg' alt='https://www.instagram.com/_novuna/' class=''></picture> </a> 5329 </div> 5330 </div> 5331 5332 <nav class="o-row c-footer__nav" aria-label="Footer"> 5333 <a class="nav__links" href="/privacy-policy/" itemprop="name">Privacy Policy</a> 5334 <a class="nav__links" href="/terms-of-use/" itemprop="name">Terms of Use</a> 5335 <a class="nav__links" href="/crain/" itemprop="name">CRAIN</a> 5336 <a class="nav__links" href="/complaints-policy/" itemprop="name">Complaints Policy</a> 5337 <a class="nav__links" href="/cookies-policy/" itemprop="name">Cookies Policy</a> 5338 <a class="nav__links" href="/financial-crime/" itemprop="name">Financial Crime</a> 5339 <a class="nav__links" href="/site-map/" itemprop="name">Site Map</a> 5340 <a class="nav__links" target="_blank" rel="noopener" href="https://www.mitsubishihccapital.co.uk/" itemprop="name">mitsubishihccapital.co.uk</a> 5341 <a class="nav__links" target="_blank" rel="noopener" href="/media/cr5kj4d0/mhcuk-anti-slavery-statement-2025.pdf" itemprop="name">Anti Slavery Statement</a> 5342 </nav> 5343 5344 <hr /> 5345 5346 5347 <div class="o-row c-footer__copyright"> 5348 <p><strong>© Novuna 2026. All rights reserved. </strong></p> 5349 </div> 5350 5351 <div class="o-row c-footer__content"> 5352 <p>Novuna is a trading style of Mitsubishi HC Capital UK PLC Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348.Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491.</p> 5353 </div> 5354 5355 5356 </div> 5357</footer> 5358 5359 5360 5361 5362
5362<script> 5363// debounce scroll eventListener 5364function debounceX(func, wait = 10, immediate = true) { 5365 let timeout; 5366 return function() { 5367 let context = this, args = arguments; 5368 let later = function() { 5369 timeout = null; 5370 if (!immediate) func.apply(context, args); 5371 }; 5372 let callNow = immediate && !timeout; 5373 clearTimeout(timeout); 5374 timeout = setTimeout(later, wait); 5375 if (callNow) func.apply(context, args); 5376 }; 5377}; 5378// check position 5379function checkScrollPosition() { 5380if (watchedEL !== null) 5381{ 5382 let windowY = window.scrollY; 5383 let targetY = 250; // target scroll position 5384 if (windowY < targetY) { 5385 watchedEL.classList.remove('is-visible'); 5386 } else { 5387 watchedEL.classList.add('is-visible'); 5388 } 5389 scrollPos = windowY; 5390} 5391 5392} 5393// add listener 5394const watchedEL = document.querySelector('#show-button'); 5395window.addEventListener('scroll', debounceX(checkScrollPosition)); 5396 5397 5398 5399</script>
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