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1<meta content="Discover QOSPAYâs competitive rates for integrating mobile money APIs and USSD solutions. Plans start at 1.7% per successful transaction." data-react-helmet="true" name="description"><meta content="Affordable Rates for API & USSD Payment Solutions in Benin & Togo | QOSPAY" data-react-helmet="true" name="twitter:title"><meta content="@qosic" data-react-helmet="true" name="twitter:creator"><meta content="@qosic" data-react-helmet="true" name="twitter:site"><meta content="Discover QOSPAYâs competitive rates for integrating mobile money APIs and USSD solutions. Plans start at 1.7% per successful transaction." data-react-helmet="true" name="twitter:description"><meta content="website" data-react-helmet="true" property="og:type"><meta content="www.qosic.com" data-react-helmet="true" property="og:url"><meta content="Affordable Rates for API & USSD Payment Solutions in Benin & Togo | QOSPAY" data-react-helmet="true" property="og:title"><meta content="Discover QOSPAYâs competitive rates for integrating mobile money APIs and USSD solutions. Plans start at 1.7% per successful transaction." data-react-helmet="true" property="og:description"><meta content="" data-react-helmet="true" property="og:keywords"></head><body>
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1<noscript><iframe height="0" src="https://www.googletagmanager.com/ns.html?id=GTM-KBHNKH4" style="display:none;visibility:hidden" width="0"></iframe></noscript><div id="root"><section class="z-50 top-0 py-5 false false rounded-none py-4 justify-between fixed w-full" id="" style=""><div class="flex justify-between h-8 md:h-10 text-qosdark text-opacity-70 items-center justify-between px-4 md:px-10 lg:px-8 xl:px-8 xl:max-w-screen-xl mx-auto"><a href="/"><div class="h-full w-16 md:w-20 lg:w-20"><img alt="QOS_LOGO" class="w-16 md:w-20 lg:w-20" src="/static/media/QOS_BLACK-min.2198ceb4.webp"></div></a><nav class="pl-2 max-h-full w-8/12 lg:w-10/12" id="navbarLink"><ul class="hidden w-full text-dlg items-center justify-left text-opacity-80 font-medium lg:flex"><li class="relative group block mx-1.5 lg:mx-0 xl:mx-5"><a href="/pricing" class="text-qosblackText font-bold md:text-lg hover:text-qosdark" id="product">Products<span class="fi fi-rr-angle-small-down align-bottom inline-block text-msm 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class="inline-block h-8 w8 md:h-8 md:w-8" src="/static/media/041-chip.d383181f.svg"><div class="ml-4"><p class="text-qosblackText text-msm font-semibold hover:text-qosdark md:text-dsm group-hover">Contact Us</p></div></a></div></div><div class="mb-8"><p class="text-mmd font-bold mb-2 text-opacity-50 text-qosdark">Documentation</p><a href="https://docs.qosic.com/" class="flex items-center group" target="_blank"><img alt="hello" class="inline-block h-8 w8 md:h-8 md:w-8" src="/static/media/041-chip.d383181f.svg"><div class="ml-4"><p class="text-qosblackText text-msm font-semibold hover:text-qosdark md:text-dsm group-hover">Documentation</p></div></a></div><div class="col-span-2"><a href="https://dashboard.qosic.com/signup" class="p-2 block rounded-full px-3 bg-opacity-90 btn-primary btn-sm max-w-max mx-auto m-2">Create account</a><a href="https://dashboard.qosic.com/" class="p-2 block btn-sm max-w-max mx-auto text-qosdark text-opacity-70 m-2 font-medium">Sign in <span class="fi fi-rr-angle-small-right text-msm"></span></a></div></div></div></div></section><main class="min-h-screen bg-white relative" style=""><div class="pt-24 mb-10" style="background:1% 50% rgba(255,255,255,.1)"><div class="w-full flex align-center justify-center items-center px-4 md:px-10 lg:px-8 xl:px-8 xl:max-w-screen-xl mx-auto"><div class="flex align-center justify-center"><h2 class="text-qosblackText text-Mobilw md:text-x5l text-left md:text-left md:pt-24 md:w-8/12 lg:w-10/12 xl:w-8/12">Our per transaction pricing option is suitable for every business</h2></div></div><div class="flex flex align-center justify-center items-center gap-4 mt-8 px-4 md:px-10 lg:px-8 xl:px-8 xl:max-w-screen-xl mx-auto"><div><p>See pricing for</p></div><div class=""><select class="border-0 bg-qosgray border rounded-xl"><option class="w-70" value="Benin" selected>ð§ð¯ Benin</option><option class="w-70" value="Togo">ð¹ð¬ Togo</option><option class="w-70" value="Cote divoire">ð¨ð® C'ote d'ivoire</option></select></div></div><div class="mt-10 mb-10 bg-qoswhite rounded-md md:flex flex-wrap lg:w-full mx-auto px-4 md:px-10 lg:px-8 xl:px-8 xl:max-w-screen-xl mx-auto"><div class="w-full grid md:flex mt-8 mb-1 justify-center align-center"><div class="w-full grid md:flex md:justify-end pr-4"><div class="w-11/12 shadow-xl px-8 py-8"><div class="flex flex-col pt-10 text-center justify-center bg-qoswhite"><h3 class="text-Nwm text-qosblackText">
1Payment collection</h3><h3 class="text-Nwm text-qosblackText">(Incoming)</h3></div><div class="flex justify-between gap-8 px-10 py-20"><div class="grid gap-14"><div class="flex gap-4"><img alt="card" class="h-10 w-7 align-center block" src="data:image/png;base64,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
1nNZolNL+glCJEIXIbSTRb20hCFc96r2vchzTxH7QLcJ+LqGGqAAAAAElFTkSuQmCC" style="margin-top:-10px">Card</div><div class="flex gap-4"><img alt="facebook" class="h-7 w-7 align-center block" src="/static/media/mtn.e796a348.jpeg">MTN MOMO</div><div class="flex gap-4"><img alt="facebook" class="h-7 w-7 block" src="/static/media/moov.f88ea1cb.png"> MOOV Money</div></div><div class="grid gap-14"><div>3.6%</div><div>1.7%</div><div>1.7%</div></div></div></div></div><div class="w-full grid md:flex md:justify-start pl-4"><div class="w-11/12 shadow-xl py-8"><div class="flex flex-col pt-10 text-center justify-center"><h3 class="text-Nwm text-qosblackText">Disbursement payment</h3><h3 class="text-Nwm text-qosblackText">(Outgoing)</h3></div><div class="flex justify-between gap-8 px-14 py-20"><div class="grid gap-14"><div class="flex gap-4"><img alt="card" class="h-10 w-7 align-center block" src="data:image/png;base64,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
1nNZolNL+glCJEIXIbSTRb20hCFc96r2vchzTxH7QLcJ+LqGGqAAAAAElFTkSuQmCC" style="margin-top:-10px">Card</div><div class="flex gap-4"><img alt="facebook" class="h-7 w-7 align-center block" src="/static/media/mtn.e796a348.jpeg">MTN MOMO</div><div class="flex gap-4"><img alt="facebook" class="h-7 w-7 block" src="/static/media/moov.f88ea1cb.png"> MOOV Money</div></div><div class="grid gap-14"><div>N/A</div><div>1%</div><div>1%</div></div></div></div></div></div></div><div class="flex w-full md:hidden mx-auto max-w-lg mt-8"><button class="btn focus:outline-none transition-all duration-500 ease btn-sm shadow-none rounded-none rounded-t-lg font-bold text-qosblue bg-qoswhite">Mobile & Card Service</button></div><section class="w-full relative overflow-hidden md:overflow-visible justify-center mx-auto md:p-8 bg-qosgray flex"><div class="overflow-hidden min-w-full justify-center md:w-full md:mr-8 shadow-lg md:shadow-none md:min-w-min rounded-lg grid grid-flow-row gap-y-4 transform bg-opacity-70 translate-x-0 scale-x-100 origin-left duration-500 ease bg-qosgray p-4 mb-4"><div class="" duration="800"><div class="grid grid-flow-row gap-y-4 mx-4"><h3 class="text-center font-bold hidden md:block text-qosblackText text-Mobilw md:text-x5l">Our payment solution enables</h3><h3 class="text-left font-bold mb-8 hidden md:block text-qosblackText text-Mobilw md:text-x5l">you the followings & more</h3><div class="border-t-2 border-b-0 pt-4 border-r-0 border-l-0 border-qosline w-full flex items-center gap-2"><span></span><p class="ml-3 pt-1 w-full justify-center items-center">Accept payments from anywhere in the world.</p></div><div class="border-t-2 border-b-0 pt-4 border-r-0 border-l-0 border-qosline w-full flex items-center gap-2"><span></span><p class="ml-3 pt-1 w-full justify-center items-center">International cards are charged and settled in your local currency by default.</p></div><div class="border-t-2 border-b-0 pt-4 border-r-0 border-l-0 border-qosline w-full flex items-center gap-2"><span></span><p class="ml-3 pt-1 w-full justify-center items-center">Free settlement within 48 hours.</p></div><div class="border-t-2 border-b-0 pt-4 border-r-0 border-l-0 border-qosline w-full flex items-center gap-2"><span></span><p class="ml-3 pt-1 w-full justify-center items-center">Volume discounts available.</p></div><div class="border-t-2 border-b-0 pt-4 border-r-0 border-l-0 border-qosline w-full flex items-center gap-2"><span></span><p class="ml-3 pt-1 w-full justify-center items-center">Zero integration fee.</p></div><div class="border-t-2 border-b-0 pt-4 border-r-0 border-l-0 border-qosline w-full flex items-center gap-2"><span></span><p class="ml-3 pt-1 w-full justify-center items-center">Zero maintenance fee.</p></div></div></div></div></section><section class="grid grid-flow-row py-8 px-6 lg:px-8 xl:px-28 bg-qosdark mt-8"><h2 class="text-center text-qoswhite font-bold mb-14 mt-14">Frequently Asked Questions (FAQ)</h2><div class="overflow-hidden rounded-lg max-w-screen-sm mx-auto"><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Do you have a sandbox where I can test your API?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">Yes, we have a sandbox for you to test the API. Check the <a href="https://www.qosic.com/docs" class="text-qosblue underline">developer page</a> of our website for more information on the sandbox. <a href="https://dashboard.qosic.net/user/new" class="text-qosblue underline">Create an account</a> and to start accepting payment.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span>
1<p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">How do I receive the money paid by my customers?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">You will be settled within 24 hours after a successful payment and you can withdraw your money to you registered account at any time after settlement.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Do I need a Merchant Mobile Money Account?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">For mobile money payout, it is advisable to have a merchant account for payout because you can link the merchant account to your bank account. However, payout can be done to any mobile money account number Visit the operatorâs mobile money office to register for a merchant account if you donât already have one.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">How long does it take for me to get my money (settlement)?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">Settlement to your QOS account is done within 48 hours after a successful payment.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">How much do you charge to integrate to the API?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">Integration with our API is free. You can <a href="https://dashboard.qosic.net/user/new" class="text-qosblue underline">create an account here</a>.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">How much do you charge to develop a USSD menu?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">The price for developing your USSD menu depends on the complexity of your customer journey. We will be glad to discuss with you to find a suitable solution for your use case.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span>
1<p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">How much do you charge to onboard on Mobile Money USSD?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">It is free to onboard on QOS position on the mobile money USSD menu.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Do you charge fee/commission on collection?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">There is 1.7% commission on every successful payment transaction you receive.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Do you charge for transfers (disbursement)?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">There is 1% on every successful transfer to other mobile money accounts.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Do you charge for payout to my account (settlement)?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">Payout into your account is free.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Does integrating your API give access to other countries?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">At this moment, our API gives you access to Benin, Togo and Cote DâIvoire. As we add more countries, we shall notify you accordingly</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span><p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Do you offer transactions volume discounts ?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">Yes, high volume customers can benefit from a reduced commission on transaction volumes. Please <a href="contact-us" class="text-qosblue underline">contact sales</a> for more information.</p></div></div><div class="flex flex-col max-w-screen-sm py-1 px-4"><div class="py-2 my-1 font-bold box-border text-qoswhite appearance-none cursor-pointer focus:outline-none flex items-center justify-between"><div class="flex flex gap-8 align-center items-center"><span></span>
1<p class="inline-block text-qoswhite group-hover:text-qosblue font-bold text-mlg">Are you able to offer flat rate per transactions?</p></div><span class="transform duration-700 ease inline-block fi fi-rr-angle-small-right"></span></div><div class="overflow-auto transition-max-height duration-700 hideScroll ease-in-out" style="max-height:0"><p class="text-qoswhite" id="undefined-content">Yeah, we offer flat rate per transaction to businesses such Microfinance. In this scenario, we charge a flat fee per successful transaction. Please <a href="contact-us" class="text-qosblue underline">contact sales</a> to discuss further.</p></div></div></div></section><section class="bg-qoswhite pb-10 md:pb-20 z-10 overflow-hidden relative" id=""><div class="relative px-4 md:px-10 lg:px-8 xl:px-8 xl:max-w-screen-xl mx-auto"><div class="mt-10 relative flex-inline justify-left align-left w-full"><div class="md:mb-1"><h4 class="text-qosorange">Get Started</h4></div></div><div class="grid md:flex md:w-full gap-4 md:mt-14"><div class="bg-qoswhite w-full md:w-6/12 p-1"><div class="grid gap-4 mt-4 mb-6"><div class=""><h3 class="md:w-11/12 lg:w-10/12 xl:10/12">Start accepting payment with ease in few minutes</h3></div><div class="pt-2"><p class="font-normal md:text-Mobilw22 md:w-11/12 lg:w-10/12 xl:10/12">Create an account instantly and start accepting payments. you can also contact our sales team for custom design package to meet your specific business needs</p></div></div><div class="grid grid-cols-2 mt-4 md:mt-14"><a 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