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1<!DOCTYPE html><html lang="en"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width"/><meta property="og:type" content="website"/><meta property="description" content="Experience greater payment efficiency, control, and flexibility with our virtual accounts."/><meta property="og:title" content="Bani | Virtual Accounts"/><meta property="og:description" content="Experience greater payment efficiency, control, and flexibility with our virtual accounts."/><meta property="og:image" content="https://bani-assets.s3.eu-west-2.amazonaws.com/static/image/meta/bani-meta.jpg"/><title>Bani | Virtual Accounts</title><meta name="next-head-count" content="8"/><link rel="preconnect" href="/" crossorigin="anonymous"/><link rel="preload" href="/_next/static/css/32c792e33ca39058.css" as="style"/><link rel="stylesheet" href="/_next/static/css/32c792e33ca39058.css" data-n-g=""/><noscript data-n-css=""></noscript>
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1</head><body><div id="__next"><div><div class="w-screen min-h-screen flex flex-grow flex-col max-w-9xl mx-auto"><header style="background:transparent" class="  transition-colors duration-500 ease-in-out website-header flex flex-col justify-start items-center w-full h-[88px] md:h-[129px]  z-50 drop-shadow-[0_0_30px_rgba(0,0,0,0.1)] max-w-9xl mx-auto"><a href="https://calendly.com/bani-inc/sales/" target="_blank" rel="noreferrer" class="text-white flex justify-center items-center w-full h-[40px] gap-2 bg-blue-deep mb-[20px]"><p class="leading-normal text-sm sm:text-base">🎉 We are available for business across Africa</p><svg width="24" height="24" fill="none" xmlns="http://www.w3.org/2000/svg" class="scale-[0.7] sm:scale-[0.8]"><path fill-rule="evenodd" clip-rule="evenodd" d="M2.4 12a.9.9 0 0 1 .9-.9h15.108l-2.52-2.34a.9.9 0 0 1 1.224-1.32l4.2 3.9a.9.9 0 0 1 0 1.32l-4.2 3.9a.9.9 0 0 1-1.224-1.32l2.52-2.34H3.3a.9.9 0 0 1-.9-.9Z" fill="#DBD6FC"></path></svg></a><div class="relative flex flex-row justify-between items-center mx-auto w-full mb-[20px] px-5 md:px-[5%] lg:px-[8%]"><a class="!my-0 z-[99999] w-fit" href="/"><svg width="110" height="34" fill="none" xmlns="http://www.w3.org/2000/svg" class="scale-[0.8]"><g clip-path="url(#faint-black_svg__a)" fill-rule="evenodd" clip-rule="evenodd"><path d="M17.714 14.934a7.146 7.146 0 0 1 3.177 7.33c-.498 2.79-2.745 5.086-5.52 5.668-4.58.963-8.644-2.613-8.644-7.037V5.91A5.91 5.91 0 0 0 .817 0v20.951H.82c.003 8.099 7.326 14.45 15.749 12.78 4.942-.978 8.962-4.935 10.03-9.859 1.841-8.48-4.569-15.97-12.73-15.97a8.351 8.351 0 0 0 3.846 7.032Z" fill="url(#faint-black_svg__b)"></path><path d="M69.7 9.777c1.631 0 3.054.32 4.27.959 1.217.64 2.189 1.436 2.917 2.39v-3.01h1.977a2.349 2.349 0 0 1 2.348 2.348v18.38h-4.325V27.76c-.728.979-1.719 1.794-2.973 2.444-1.254.653-2.684.98-4.29.98-1.78 0-3.41-.459-4.888-1.374-1.482-.916-2.654-2.194-3.518-3.837-.866-1.641-1.298-3.506-1.298-5.586 0-2.083.432-3.926 1.298-5.53.864-1.606 2.043-2.853 3.536-3.742 1.491-.89 3.14-1.337 4.945-1.337ZM38.256 3.006a2.347 2.347 0 0 1 2.348 2.348V13.2c.728-1.003 1.726-1.825 2.991-2.466 1.266-.638 2.677-.958 4.231-.958 1.832 0 3.487.44 4.966 1.318 1.48.878 2.647 2.124 3.499 3.742.852 1.618 1.28 3.466 1.28 5.549 0 2.082-.428 3.944-1.28 5.586-.852 1.643-2.024 2.92-3.517 3.836-1.492.916-3.142 1.374-4.948 1.374-1.603 0-3.026-.315-4.268-.942-1.243-.624-2.226-1.427-2.954-2.406v3.01h-4.288V3.006h1.94Zm70.898 7.11v20.728h-4.287V10.115h4.287Zm-15.136-.338c1.63 0 3.09.338 4.381 1.015 1.292.676 2.301 1.68 3.029 3.01.726 1.329 1.09 2.932 1.09 4.816v12.223h-1.902a2.347 2.347 0 0 1-2.348-2.348v-9.237c0-1.855-.465-3.28-1.393-4.27-.927-.99-2.195-1.485-3.799-1.485-1.606 0-2.878.496-3.817 1.484-.942.991-1.412 2.416-1.412 4.271v11.585h-4.287V10.116h4.287v2.37c.702-.853 1.6-1.517 2.691-1.994a8.586 8.586 0 0 1 3.48-.714Zm-23.416 3.723c-1.103 0-2.132.27-3.085.808-.953.54-1.723 1.332-2.313 2.372-.59 1.04-.885 2.275-.885 3.705 0 1.43.296 2.684.885 3.762.59 1.077 1.367 1.899 2.332 2.463a5.971 5.971 0 0 0 3.066.847 6.057 6.057 0 0 0 3.086-.829c.953-.55 1.723-1.36 2.313-2.425.589-1.066.885-2.313.885-3.743 0-1.43-.296-2.672-.886-3.724-.589-1.054-1.359-1.857-2.312-2.409a6.077 6.077 0 0 0-3.086-.826Zm-23.715 0a6.11 6.11 0 0 0-3.066.827c-.966.552-1.743 1.355-2.332 2.409-.59 1.052-.885 2.294-.885 3.724 0 1.43.296 2.677.885 3.743.59 1.066 1.366 1.876 2.331 2.425a6.089 6.089 0 0 0 3.067.829 6.041 6.041 0 0 0 3.104-.848c.965-.563 1.742-1.385 2.332-2.463.59-1.077.885-2.331.885-3.761 0-1.43-.296-2.665-.885-3.706-.59-1.04-1.367-1.831-2.332-2.371-.967-.538-2-.808-3.104-.808Zm59.92-10.495a2.348 2.348 0 0 1 2.347 2.29l.001.058v1.939h-4.287V3.006h1.939Z" fill="#000"></path></g><defs><linearGradient id="faint-black_svg__b" x1="0.817" y1="32.928" x2="29.327" y2="32.353" gradientUnits="userSpaceOnUse"><stop stop-color="#00B0FF"></stop><stop offset="0.496" stop-color="#3D5AFE"></stop><stop offset="1" stop-color="#5444F2"></stop></linearGradient><clipPath id="faint-black_svg__a"><path fill="#fff" transform="translate(.817)" d="M0 0h108.387v34H0z"></path></clipPath></defs></svg></a><div class="hidden lg:flex justify-end items-center px-10 pt-[9px] pb-[3px] w-fit space-x-5 transition-all duration-150 ease-in-out  roun
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7                 border-[0.8px] rounded-full active-nav !text-blue !bg-blue-dull border-blue pl-4  " href="/payments/virtual-accounts"><span class="text-current whitespace-nowrap">Products</span><svg width="22" height="22" fill="none" xmlns="http://www.w3.org/2000/svg" class="scale-[0.85] transition-all duration-300 ease-in-out"><path d="m17.495 8.392-6.085 6.085-6.085-6.085" stroke="#C1C1C1" stroke-width="1.738" stroke-linecap="round" stroke-linejoin="round"></path></svg></a></div><div class="relative w-full h-full"><a class="flex justify-center items-center hover:text-blue text-grey-text bani-base font-light space-x-1.5 mb-[6px] py-1  px-2.5 icon-text transition-all duration-300 ease-in-out
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9                 false" href="/company"><span class="text-current whitespace-nowrap">Company</span></a></div></div><div class="hidden lg:flex flex-row justify-start items-center space-x-2 pl-2"><a href="https://app.bani.africa" target="_blank" rel="noreferrer"><button type="button" class="z-10 button-container  "><div class="
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15  whitespace-nowrap bg-transparent  hover:bg-blue-clear hover:border-blue-border text-black text-black border-transparent ]  space-x-2 undefined"><span class="text-base">Sign in</span></div></button></a><a href="https://calendly.com/bani-inc/sales/" target="_blank" rel="noreferrer"><button type="button" class="z-10 button-container  "><div class="
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21se"><a href="/developers"><span class="text-current whitespace-nowrap">Developers</span></a><div><svg width="22" height="22" fill="none" xmlns="http://www.w3.org/2000/svg" class="text-blue stroke-current"><path d="m17.495 8.392-6.085 6.085-6.085-6.085" stroke="#C1C1C1" stroke-width="1.738" stroke-linecap="round" stroke-linejoin="round"></path></svg></div></div></div><div class="relative w-full mb-6 border-b-1/2 border-grey-bordercolor"><div class="flex justify-start items-center hover:text-blue text-grey-text text-base font-light space-x-14 mb-6 !text-blue"><a href="/payments/virtual-accounts#"><span class="text-current whitespace-nowrap">Products</span></a><div><svg width="22" height="22" fill="none" xmlns="http://www.w3.org/2000/svg" class="text-blue stroke-current"><path d="m17.495 8.392-6.085 6.085-6.085-6.085" stroke="#C1C1C1" stroke-width="1.738" stroke-linecap="round" stroke-linejoin="round"></path></svg></div></div></div><div class="relative w-full mb-6 "><div class="flex justify-start items-center hover:text-blue text-grey-text text-base font-light space-x-14 mb-6 false"><a href="/company"><span class="text-current whitespace-nowrap">Company</span></a></div></div><div class="flex flex-col justify-start items-center gap-8 w-full"><a class="w-full" href="https://app.bani.africa" target="_blank" rel="noreferrer"><button type="button" class="z-10 button-container w-full "><div class="
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33  whitespace-nowrap bg-black  text-white hover:bg-blue space-x-2 undefined"><span class="text-base">Get Started</span></div></button></a></div></div></div></header><section class="w-full flex flex-row flex-grow"><main class="website-content w-full pt-[95px] md:pt-[14px] md:mt-[80px] flex flex-col flex-grow bg-white"><div class="flex flex-col justify-start items-center h-fit w-full"><div class="flex flex-col justify-center items-start sm:items-center text-center md:text-left w-full h-fit z-[5] min-h-[300px] max-h-[700px] pt-6 md:pt-20 px-5 md:px-[5%] lg:px-[8%]"><h1 class="text-black bani-heading mb-5 md:mb-6 text-left sm:text-center">Virtual Accounts</h1><p class="text-grey-text font-light bani-title mb-2 md:mb-5 text-left sm:text-center md:w-[80%] lg:w-[60%]">Experience greater payment efficiency, control, and flexibility with our virtual accounts.</p><div class="flex flex-col md:flex-row justify-between items-center w-full space-y-4 md:space-y-0 md:space-x-2"><div class="bg-virtual-accounts w-full bg-contain bg-no-repeat p-0 h-[200px] md:h-[250px] pb-[calc(100% * 3 / 4)] bg-top"></div></div></div><div class="flex flex-col justify-start items-center h-fit w-full px-5 md:px-[5%] lg:px-[8%]"><div class="flex flex-col justify-between items-center w-full h-fit gap-y-12 mt-10 mb-[150px]"><div class="grid grid-cols-1 md:grid-cols-2 gap-8 justify-between items-start w-full"><div class="justify-start pl-7 pr-9 pt-8 pb-12 shadow-card-2 h-full bg-white shadow-card text-black transition-all duration-[500ms] ease-in-out flex flex-col items-start text-left w-full rounded-[30px]  relative overflow-hidden "><div class="flex flex-col justify-start items-start gap-6 sm:gap-5 mb-4 sm:mb-3"><div class="scale-[0.9] sm:scale-[0.8]"><svg width="60" height="60" fill="none" xmlns="http://www.w3.org/2000/svg" class="stroke-current"><path d="M12.5 22.5v20m11.25-20v20m12.5-20v20m11.25-20v20m-40 4v2c0 1.4 0 2.1.272 2.635a2.5 2.5 0 0 0 1.093 1.093c.535.272 1.235.272 2.635.272h37c1.4 0 2.1 0 2.635-.272a2.5 2.5 0 0 0 1.093-1.093c.272-.535.272-1.235.272-2.635v-2c0-1.4 0-2.1-.273-2.635a2.5 2.5 0 0 0-1.092-1.093C50.6 42.5 49.9 42.5 48.5 42.5h-37c-1.4 0-2.1 0-2.635.273a2.5 2.5 0 0 0-1.093 1.092C7.5 44.4 7.5 45.1 7.5 46.5ZM29.132 7.693l-18.5 4.111c-1.117.248-1.676.373-2.093.673a2.5 2.5 0 0 0-.836 1.042c-.203.472-.203 1.045-.203 2.19V18.5c0 1.4 0 2.1.272 2.635a2.5 2.5 0 0 0 1.093 1.093c.535.272 1.235.272 2.635.272h37c1.4 0 2.1 0 2.635-.272a2.5 2.5 0 0 0 1.093-1.093c.272-.535.272-1.235.272-2.635V15.71c0-1.145 0-1.718-.203-2.19a2.499 2.499 0 0 0-.836-1.042c-.417-.3-.976-.425-2.093-.673l-18.5-4.111c-.324-.072-.486-.108-.65-.122a2.5 2.5 0 0 0-.436 0c-.164.014-.326.05-.65.122Z" stroke="current" stroke-width="4" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><h2 class="basier-medium text-current bani-title-2">Multiple Bank Options</h2></div><p class="font-light leading-loose text-base md:text-[17px] md:w-[95%] text-grey-text  md:mb-10 ">Your customers can choose any preferred bank for transfers. This will increase the successful transaction rate, leading to a better customer experience and satisfaction.</p></div><div class="justify-start pl-7 pr-9 pt-8 pb-12 shadow-card-2 h-full bg-white shadow-card text-black transition-all duration-[500ms] ease-in-out flex flex-col items-start text-left w-full rounded-[30px]  relative overflow-hidden "><div class="flex flex-col justify-start items-start gap-6 sm:gap-5 mb-4 sm:mb-3"><div class="scale-[0.9] sm:scale-[0.8]"><svg width="60" height="60" fill="none" xmlns="http://www.w3.org/2000/svg" class="stroke-current"><path d="m10 35 3.937 15.746c.11.443.166.665.231.858a5 5 0 0 0 4.328 3.38c.204.016.432.016.889.016.571 0 .857 0 1.098-.023a5 5 0 0 0 4.494-4.494c.023-.241.023-.527.023-1.098V13.75m21.25 20a8.75 8.75 0 1 0 0-17.5m-20.625-2.5H16.25C10.037 13.75 5 18.787 5 25s5.037 11.25 11.25 11.25h9.375c4.416 0 9.818 2.367 13.986 4.64 2.431 1.325 3.647 1.987 4.443 1.89.738-.09 1.296-.422 1.73-1.027.466-.653.466-1.958.466-4.569V12.816c0-2.611 0-3.916-.467-4.569-.433-.605-.99-.936-1.73-1.027-.795-.097-2.01.566-4.442 1.89-4.168 2.273-9.57 4.64-13.986 4.64Z" stroke="current" stroke-width="4" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><h2 class="basier-medium text-current bani-title-2">Instant notification and settlement</h2></div><p class="font-light leading-loose text-base md:text-[17px] md:w-[95%] text-grey-text  md:mb-10 ">You&#x27;ll enjoy instant notification channels that will make you confirm payments instantly so you won&#x27;t delay your customers. Your money is settled immediately, not the next day.</p></div><div class="justify-start pl-7 pr-9 pt-8 pb-12 shadow-card-2 h-full bg-white shadow-card text-black transition-all duration-[500ms] ease-in-out flex flex-col items-start text-left w-full rounded-[30px]  relative overflow-hidden "><div class="flex flex-col justify-start items-start gap-6 sm:gap-5 mb-4 sm:mb-3"><div class="scale-[0.9] sm:scale-[0.8]"><svg width="60" height="60" fill="none" xmlns="http://www.w3.org/2000/svg" class="stroke-current"><path d="m15 15 5-5m0 0-5-5m5 5h-5C9.477 10 5 14.477 5 20m40 25-5 5m0 0 5 5m-5-5h5c5.523 0 10-4.477 10-10M25.473 16.25C27.138 9.78 33.01 5 40 5c8.284 0 15 6.716 15 15 0 6.99-4.78 12.862-11.25 14.527M35 40c0 8.284-6.716 15-15 15-8.284 0-15-6.716-15-15 0-8.284 6.716-15 15-15 8.284 0 15 6.716 15 15Z" stroke="current" stroke-width="4" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><h2 class="basier-medium text-current bani-title-2">Low Cost</h2></div><p class="font-light leading-loose text-base md:text-[17px] md:w-[95%] text-grey-text  md:mb-10 ">You can manage your business accounts at a low cost. You will spend less using them for your payment collection needs and optimise profits.</p></div><div class="justify-start pl-7 pr-9 pt-8 pb-12 shadow-card-2 h-full bg-white shadow-card text-black transition-all duration-[500ms] ease-in-out flex flex-col items-start text-left w-full rounded-[30px]  relative overflow-hidden "><div class="flex flex-col justify-start items-start gap-6 sm:gap-5 mb-4 sm:mb-3"><div class="scale-[0.9] sm:scale-[0.8]"><svg width="60" height="60" fill="none" xmlns="http://www.w3.org/2000/svg" class="stroke-current"><path d="M20 52.5h20m-10-10v10m-13-10h26c4.2 0 6.3 0 7.905-.818a7.5 7.5 0 0 0 3.277-3.277C55 36.8 55 34.7 55 30.5v-11c0-4.2 0-6.3-.818-7.905a7.5 7.5 0 0 0-3.277-3.278C49.3 7.5 47.2 7.5 43 7.5H17c-4.2 0-6.3 0-7.905.817a7.5 7.5 0 0 0-3.278 3.278C5 13.2 5 15.3 5 19.5v11c0 4.2 0 6.3.817 7.905a7.5 7.5 0 0 0 3.278 3.277C10.7 42.5 12.8 42.5 17 42.5Z" stroke="current" stroke-width="4" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><h2 class="basier-medium text-current bani-title-2">Branch Setup</h2></div><p class="font-light leading-loose text-base md:text-[17px] md:w-[95%] text-grey-text  md:mb-10 ">Set up branches for your various business outlets in a single dashboard and give your staff control over payments and inventory. You can also track and reconcile payments across all branch locations wherever and whenever.</p></div></div></div></div></div></main></section><div class="text-white flex justify-center items-center w-full h-fit py-5 sm:py-8 md:py-10 lg:py-12 md:px-[10%] bg-blue-gradient gap-8"><p class="leading-normal text-sm sm:text-base md:text-xl lg:text-2xl">Ready to get started?</p><a href="https://calendly.com/bani-inc/sales/" target="_blank" rel="noreferrer" class="underline text-sm sm:text-base md:text-xl lg:text-2xl flex justify-start items-center md:gap-2">Schedule a call with sales <svg width="24" height="24" fill="none" xmlns="http://www.w3.org/2000/svg" class="scale-[0.6] sm:scale-[0.7] md:scale-[1] lg:scale-[1.2]"><path fill-rule="evenodd" clip-rule="evenodd" d="M2.4 12a.9.9 0 0 1 .9-.9h15.108l-2.52-2.34a.9.9 0 0 1 1.224-1.32l4.2 3.9a.9.9 0 0 1 0 1.32l-4.2 3.9a.9.9 0 0 1-1.224-1.32l2.52-2.34H3.3a.9.9 0 0 1-.9-.9Z" fill="#DBD6FC"></path></svg></a></div><footer class="website-footer flex 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