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65	Wealth management for physicians - MD Financial Management
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132<meta property="og:title" content="MD Financial Management" /><meta property="og:description" content="Your financial success should match your ambition. MD Financial offers advice and guidance designed exclusively for Canadian physicians." /><meta property="og:url" content="https://mdm.ca" /><meta property="og:type" content="website" /><meta property="og:site_name" content="MDM" /><meta name="Generator" content="Sitefinity 15.4.8632.0 DX" /><link rel="canonical" href="https://mdm.ca" /><meta property="og:image" content="https://mdm.ca/images/default-source/social-media/md-logo-text-horiz-e.jpg" /><meta name="twitter:card" content="summary" /><meta name="twitter:site" content="@Financial_MD" /><meta name="twitter:url" content="https://mdm.ca" /><meta name="twitter:description" content="Your financial success should match your ambition. MD Financial offers advice and guidance designed exclusively for Canadian physicians." /><meta name="twitter:title" content="MD Financial Management" /><meta name="twitter:image" content="https://mdm.ca/images/default-source/social-media/md-logo-square.jpg" /><meta name="description" content="Your financial success should match your ambition. MD Financial offers advice and guidance designed exclusively for Canadian physicians." />
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260                    <!-- /ko -->
261                    <!-- ko with: bundleMap.graduationYear -->
262                    <div class="mdContactForm__graduationYearCell" data-bind="visible: isEnabled ">
263                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
264                    </div>
265                    <!-- /ko -->
266                    <!-- ko with: bundleMap.residencyProgram -->
267                    <div class="mdContactForm__residencyProgramCell" data-bind="visible: isEnabled">
268                        <mdm-select params="{ inputGroup: $data }"></mdm-select>
269                    </div>
270                    <!-- /ko -->
271                    <!-- ko with: bundleMap.residencyYear -->
272                    <div class="mdContactForm__residencyYearCell" data-bind="visible: isEnabled">
273                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
274                    </div>
275                    <!-- /ko -->
276                    <!-- ko with: bundleMap.specialty -->
277                    <div class="inputGroup mdContactForm__specialtyCell" data-bind="visible: isSpecialtyEnabled">
278                        <div class="inputGroup__inputWrapper">
279
280                            <div id="specialtyDropdown" class="searchable1">
281                                <div class="searchable1__inputContainer--v2" data-bind="with: specialtyDropdown">
282                                    <div class="searchable1__inputTextFieldContainer">
283                                        <input class="searchable1__inputTextField" type="text" id="mdContactForm-specialty-input" placeholder="Select a specialty" title="Type in a specialty" data-bind="textInput: searchInput, attr: {id: 'mdContactForm-specialty-input' + $parents[1].uniqueIDSuffix, placeholder: MDM.Resources.modularContactForm.labels.specialtySelection[MDM.Utils.getCurrentLanguage()], title: MDM.Resources.modularContactForm.labels.specialtySelection[MDM.Utils.getCurrentLanguage()]}">
284                                        <button type="button" class="searchable1__button searchable1__cancelButton" data-bind="visible: isCancelShown, click: cancelSelection, attr:{id: 'mdContactForm-specialty-cancelSearch' + $parents[1].uniqueIDSuffix}" id="searchable1CancelButton">x <span class="searchable1__isAccessible" data-bind="text:MDM.Resources.search.cancelSearch[MDM.Utils.getCurrentLanguage()]"></span></button>
285                                        <button type="button" class="searchable1__button" id="mdContactForm-toggle-dropdown" data-bind="attr: {id: 'mdContactForm-specialty-toggleDropdown' + $parents[1].uniqueIDSuffix }, visible: !isCancelShown(), click: toggleDropdown">
286                                            <span class="searchable1__buttonText" data-bind="attr: {id: 'mdContactForm-search' + $parents[1].uniqueIDSuffix }, text: MDM.Resources.search.search[MDM.Utils.getCurrentLanguage()]">search</span>
287                                            <img class="searchable1__icon" src="/ui/assets/arrow-down-sunflower.svg" alt="arrow icon" />
288                                        </button>
289                                    </div>
290
291                                    <ul class="searchable1__groupList" id="dropdownContainer2" data-bind="attr: {id: 'mdContactForm-specialty-dropdownContainer' + $parents[1].uniqueIDSuffix}, foreach: dropdownItems, visible: isDropdownOpen">
292                                        <li class="searchable1__listItem" data-bind="visible: isVisible">
293                                            <div class="searchable1__link" data-bind="text:name, class: selectionStatus, click: $parent.selectDropdownItem"></div>
294                                        </li>
295                                    </ul>
296                                </div>
297                            </div>
298
299                            <div class="inputGroup__bar">&nbsp;</div>
300                        </div>
301                    </div>
302                    <!-- /ko -->
303                    <!-- ko with: bundleMap.councilWhy -->
304                    <div class="mdContactForm__councilWhyCell" data-bind="visible: isEnabled">
305                        <mdm-textarea params="{inputGroup: $data }"></mdm-textarea>
306                    </div>
307                    <!-- /ko -->
308                    <!-- ko with: bundleMap.councilAreasOfInterest -->
309                    <div class="mdContactForm__councilAreasOfInterestCell" data-bind="visible: isEnabled">
310                        <mdm-textarea params="{inputGroup: $data }"></mdm-textarea>
311                    </div>
312                    <!-- /ko -->
313                    <!-- ko with: bundleMap.councilReferral -->
314                    <div class="mdContactForm__councilReferralCell" data-bind="visible: input.isEnabled">
315                        <p data-bind="text: input.label">&nbsp;</p>
316                        <div class="mdContactForm__checkboxContainer" data-bind="foreach: lookup">
317                            <input type="checkbox" class="mdContactForm__checkbox" name="council-referral-checkbox" data-bind="attr:{id: 'mdContactForm-input-council-referral-' + $index()}, checkedValue: $data.value, checked: $parent.input.getElement()">
318                            <label class="mdContactForm__label" data-bind="text: $data.text, attr:{for: 'mdContactForm-input-council-referral-' + $index()}"></label>
319                        </div>
320                        <div class="mdContactForm__checkboxErrorWrapper  inputGroup__alertIcon" data-bind="visible: input.isError">
321                            <span data-bind="text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></span>
322                        </div>
323                        <div class="mdContactForm__checkboxMessageWrapper" data-bind="visible: !input.isError, text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></div>
324                    </div>
325                    <!-- /ko -->
326                    <!-- ko with: bundleMap.customCouncilReferral -->
327                    <div class="mdContactForm__customCouncilReferralCell" data-bind="visible: isEnabled">
328                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
329                    </div>
330                    <!-- /ko -->
331                    <!-- ko with: bundleMap.meetingPurpose -->
332                    <div class="mdContactForm__meetingPurposeCell" data-bind="visible: input.isEnabled">
333                        <p data-bind="text: input.label">&nbsp;</p>
334                        <div class="mdContactForm__checkboxContainer" data-bind="foreach: lookup">
335                            <input type="checkbox" class="mdContactForm__checkbox" name="meeting-purpose-checkbox" data-bind="attr:{id: 'mdContactForm-input-meeting-purpose-' + $index()}, checkedValue: $data.value, checked: $parent.input.getElement()">
336                            <label class="mdContactForm__label" data-bind="text: $data.text, attr:{for: 'mdContactForm-input-meeting-purpose-' + $index()}"></label>
337                        </div>
338                        <div class="mdContactForm__checkboxErrorWrapper inputGroup__alertIcon" data-bind="visible: input.isError">
339                            <span data-bind="text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></span>
340                        </div>
341                        <div class="mdContactForm__checkboxMessageWrapper" data-bind="visible: !input.isError, text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></div>
342                    </div>
343                    <!-- /ko -->
344                    <!-- ko with: bundleMap.customMeetingPurpose -->
345                    <div class="mdContactForm__customMeetingPurposeCell" data-bind="visible: isEnabled">
346                        <mdm-textarea params="{inputGroup: $data }"></mdm-textarea>
347                    </div>
348                    <!-- /ko -->
349                    <!-- ko with: bundleMap.bankingServices -->
350                    <div class="mdContactForm__bankingServicesCell" data-bind="visible: isEnabled">
351                        <mdm-select params="{ inputGroup: $data }"></mdm-select>
352                    </div>
353                    <!-- /ko -->
354                    <!-- ko with: bundleMap.tradeCenter -->
355                    <div class="mdContactForm__tradeCenterCell" data-bind="visible: input.isEnabled">
356                        <p data-bind="text: input.label">&nbsp;</p>
357                        <div class="mdContactForm__checkboxContainer" data-bind="foreach: lookup">
358                            <input type="checkbox" class="mdContactForm__checkbox" name="trade-center-checkbox" data-bind="attr:{id: 'mdContactForm-input-trade-center-' + $index()}, checkedValue: $data.value, checked: $parent.input.getElement()">
359                            <label class="mdContactForm__label" data-bind="text: $data.text, attr:{for: 'mdContactForm-input-trade-center-' + $index()}"></label>
360                        </div>
361                        <div class="mdContactForm__checkboxErrorWrapper inputGroup__alertIcon" data-bind="visible: input.isError">
362                             <span data-bind="text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></span>
363                        </div>
364                        <div class="mdContactForm__checkboxMessageWrapper" data-bind="visible: !input.isError, text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></div>
365                    </div>
366                    <!-- /ko -->
367                    <!-- ko with: bundleMap.clientServices -->
368                    <div class="mdContactForm__clientServicesCell" data-bind="visible: input.isEnabled">
369                        <p data-bind="text: input.label">&nbsp;</p>
370                        <div class="mdContactForm__checkboxContainer" data-bind="foreach: lookup">
371                            <input type="checkbox" class="mdContactForm__checkbox" name="client-services-checkbox" data-bind="attr:{id: 'mdContactForm-input-client-services-' + $index()}, checkedValue: $data.value, checked: $parent.input.getElement()">
372                            <label class="mdContactForm__label" data-bind="text: $data.text, attr:{for: 'mdContactForm-input-client-services-' + $index()}"></label>
373                        </div>
374                        <div class="mdContactForm__checkboxErrorWrapper inputGroup__alertIcon" data-bind="visible: input.isError">
375                             <span data-bind="text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></span>
376                        </div>
377                        <div class="mdContactForm__checkboxMessageWrapper" data-bind="visible: !input.isError, text:  MDM.Resources.modularContactForm.errors.selectOneItem[MDM.Utils.getCurrentLanguage()]"></div>
378                    </div>
379                    <!-- /ko -->
380                    <!-- ko with: bundleMap.bestWayToContact -->
381                    <div class="mdContactForm__bestWayToContactCell" data-bind="visible: isEnabled">
382                        <mdm-select params="{ inputGroup: $data }"></mdm-select>
383                    </div>
384                    <!-- /ko -->
385                    <!-- ko with: bundleMap.phoneNumber -->
386                    <div class="mdContactForm__phoneNumberCell" data-bind="visible: isEnabled">
387                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
388                    </div>
389                    <!-- /ko -->
390                    <!-- ko with: bundleMap.otherInfo -->
391                    <div class="mdContactForm__otherInfoCell" data-bind="visible: isEnabled">
392                        <mdm-textarea params="{inputGroup: $data }"></mdm-textarea>
393                    </div>
394                    <!-- /ko -->
395                    <!-- ko with: bundleMap.caslConsent -->
396                    <div class="mdContactForm__caslConsentCell" data-bind="visible: input.isEnabled">
397                        <input type="checkbox" class="mdContactForm__checkbox" id="mdContactForm-input-casl-consent" name="mdContactForm-input-casl-consent" data-bind="attr: {id: 'mdContactForm-input-casl-consent' + $parent.uniqueIDSuffix}, checked: input.getElement()">
398                        <label for="mdContactForm-input-casl-consent" class="mdContactForm__label" data-bind="attr: {for: 'mdContactForm-input-casl-consent' + $parent.uniqueIDSuffix}, text: input.label"></label>
399                        <p class="mdContactForm__disclosureCell" data-bind="html: $parent.introDisclosure"></p>
400                        <p class="mdContactForm__disclosureCell" id="mdContactForm-casl-consent-disclosure" data-bind="attr: {id: 'mdContactForm-casl-consent-disclosure' + $parent.uniqueIDSuffix}">
401                            <a href="javascript:;" data-bind="attr: {id: 'caslConsent-showMore-section' + $parent.uniqueIDSuffix, 'aria-label':MDM.Resources.disclaimerToggle.labels.showMoreAriaLabel[MDM.Utils.getCurrentLanguage()]}, click: toggle.toggle, visible: toggle.isVisible(), text: MDM.Resources.modularContactForm.labels.showMore[MDM.Utils.getCurrentLanguage()]"
402                               id="caslConsent-showMore-section" class="mdContactForm__disclosureShowMoreLink">
403                            </a>
404                            <span id="mdContactForm-casl-consent-disclosure-more" data-bind="attr: {id: 'mdContactForm-casl-consent-disclosure-more' + $parent.uniqueIDSuffix}, css: {signature__benefitsBlock__hiddenSection : toggle.isVisible()}">
405                                <span data-bind="text: caslConsentDisclosure"></span>
406                                <br /><br />
407                                <span data-bind="text: caslConsentDisclosureMore" class="mdContactForm__disclosureCell">
408                                </span>
409                                <br /><br />
410                            </span>
411                            <a href="javascript:;" data-bind="attr: {id: 'caslConsent-showMore-section-showLess' + $parent.uniqueIDSuffix, 'aria-label':MDM.Resources.disclaimerToggle.labels.showLessAriaLabel[MDM.Utils.getCurrentLanguage()]}, click: toggle.toggle, visible: toggle.isVisible() === false, text: MDM.Resources.modularContactForm.labels.showLess[MDM.Utils.getCurrentLanguage()]"
412                               id="caslConsent-showMore-section-showLess" class="mdContactForm__disclosureShowMoreLink">
413                            </a>
414                        </p>
415                    </div>
416                    <!-- /ko -->
417                    <!-- ko with: bundleMap.marketoConsent -->
418                    <div class="mdContactForm__marketoConsentCell" data-bind="visible: isEnabled">
419                        <input type="checkbox" class="mdContactForm__checkbox" id="mdContactForm-marketo-consent" name="mdContactForm-marketo-consent" data-bind="attr: {id: 'mdContactForm-marketo-consent' + $parent.uniqueIDSuffix}, checked: getElement()">
420                        <label for="mdContactForm-marketo-consent" class="mdContactForm__label" data-bind="attr: {for: 'mdContactForm-marketo-consent' + $parent.uniqueIDSuffix}, text: label"></label>
421                    </div>
422                    <!-- /ko -->
423
424                    <div class="mdContactForm__advisorDisclaimer" data-bind="visible: isAdvisorDisclaimerVisible">
425                        <p class="mdContactForm__disclosureCell" data-bind="html: MDM.Resources.modularContactForm.labels.advisorDisclaimer[MDM.Utils.getCurrentLanguage()]">advisor discloser</p>
426                    </div>
427                    <div class="mdContactForm__privacyDisclaimer" data-bind="visible: isPrivacyDisclaimerVisible">
428                        <div class="mdContactForm__disclosureCell" data-bind="html: MDM.Resources.modularContactForm.labels.privacyDisclaimer[MDM.Utils.getCurrentLanguage()]">privacy disclaimer</div>
429                    </div>
430
431                    <div class="mdContactForm__marketoDisclaimer" data-bind="visible: isMarketoDisclaimerVisible">
432                        <div class="mdContactForm__disclosureCell" data-bind="html: MDM.Resources.modularContactForm.labels.marketo.disclaimer[MDM.Utils.getCurrentLanguage()]">privacy disclaimer</div>
433                        <!-- ko with: marketoDisclaimerToggle -->
434                        <div>
435                            <a href="javascript:;" data-bind="attr: {id: 'marketo-disclaimer-showMore-section' + $parent.uniqueIDSuffix, 'aria-label':MDM.Resources.disclaimerToggle.labels.showMoreAriaLabel[MDM.Utils.getCurrentLanguage()]}, click: toggle, visible: isVisible(), text: MDM.Resources.modularContactForm.labels.showMore[MDM.Utils.getCurrentLanguage()]"
436                               id="marketo-disclaimer-showMore-section" class="mdContactForm__disclosureShowMoreLink">
437                            </a>
438                            <div data-bind="visible: !isVisible()">
439                                <div class="mdContactForm__disclosureCell" data-bind="html: MDM.Resources.modularContactForm.labels.marketo.disclaimerMore[MDM.Utils.getCurrentLanguage()]">Content</div>
440                            </div>
441                            <a href="javascript:;" data-bind="attr: {id: 'marketo-disclaimer-showLess-section' + $parent.uniqueIDSuffix, 'aria-label':MDM.Resources.disclaimerToggle.labels.showLessAriaLabel[MDM.Utils.getCurrentLanguage()]}, click: toggle, visible: isVisible() === false, text: MDM.Resources.modularContactForm.labels.showLess[MDM.Utils.getCurrentLanguage()]"
442                               id="marketo-disclaimer-showLess-section" class="mdContactForm__disclosureShowMoreLink">
443                            </a>
444                        </div>
445                        <!-- /ko -->
446                    </div>
447
448                    <div class="mdContactForm__marketoDisclaimer" data-bind="visible: isMdPhysicianCouncilDisclaimerVisible">
449                        <p class="mdContactForm__disclosureCell" data-bind="html: MDM.Resources.modularContactForm.labels.introDisclosure[MDM.Utils.getCurrentLanguage()]"></p>
450                        <p class="mdContactForm__disclosureCell" data-bind="html: MDM.Resources.modularContactForm.predefinedForm.mdPhysicianCouncil.disclaimer[MDM.Utils.getCurrentLanguage()]"></p>
451                    </div>
452
453                    <!-- ko with: bundleMap.customMeetingUrgency  -->
454                    <div class="mdContactForm_customerMeetingUrgency" data-bind="visible: isEnabled">
455                        <mdm-checkbox params="{ inputGroup: $data }"></mdm-checkbox>
456                    </div>
457                    <!-- /ko -->
458                    <!-- ko with: bundleMap.customIVTopPriority -->
459                    <div class="mdContactForm__accessibleCell" data-bind="visible: isEnabled">
460                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
461                    </div>
462                    <!-- /ko -->
463                    <!-- ko with: bundleMap.customIVPlanningPriority -->
464                    <div class="mdContactForm__accessibleCell" data-bind="visible: isEnabled">
465                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
466                    </div>
467                    <!-- /ko -->
468                    <!-- ko with: bundleMap.customIVHealthcareCosts -->
469                    <div class="mdContactForm__accessibleCell" data-bind="visible: isEnabled">
470                        <mdm-input params="{ inputGroup: $data }"></mdm-input>
471                    </div>
472                    <!-- /ko -->
473                    <!-- Submit -->
474                    <div class="mdContactForm__buttonCell">
475                        <button class="mdContactForm__btn" type="submit" id="mdContactForm-input-submit" data-bind="attr: {id: 'mdContactForm-input-submit' + uniqueIDSuffix, 'aria-label':MDM.Resources.modularContactForm.labels.submitBtnAriaLabel[MDM.Utils.getCurrentLanguage()]}, click: submit, text: MDM.Resources.modularContactForm.labels.submitBtn[MDM.Utils.getCurrentLanguage()], disable: isSubmitting, css: {'is--loading' : isSubmitting}"></button>
476                    </div>
477                </div>
478                <!-- End Form Section  -->
479                <!-- Start Validation Success Section -->
480                <div class="mdContactForm__grid" data-bind="visible: submittedSuccess">
481                    <div class="mdContactForm__successMsg">
482                        <span data-bind="html: submittedSuccessMsg"></span>
483                    </div>
484                    <div class="mdContactForm__buttonSuccessCell">
485                        <!-- Anon click function to prevent function to exec when binding. https://stackoverflow.com/questions/9891282/knockoutjs-bindings-with-parameters-triggered-on-load -->
486                        <button class="mdContactForm__btn" id="mdContactForm-input-close" data-bind="attr: {id: 'mdContactForm-input-close' + uniqueIDSuffix, 'aria-label':MDM.Resources.modularContactForm.labels.closeBtnAriaLabel[MDM.Utils.getCurrentLanguage()]}, click: function(data, event) { close(data, event) }, text: MDM.Resources.modularContactForm.labels.closeBtn[MDM.Utils.getCurrentLanguage()]"></button>
487                    </div>
488                </div>
489                <!-- End Validation Success Section -->
490            </fieldset>
491        </form>
492    </div>
493</script>
493 <a id="md-language-selector-link" style="display: none;" href="https://mdm.ca/fr/gestion-financiere-md">FR</a> 
493<script>
494    var script = document.createElement("script");
495    script.setAttribute('data-ot-ignore', '');
496    script.id = "shared-nav";
497    script.src = MDM.Global.SharedNavUrl + "/" + MDM.Global.SharedNavScriptPath;
498    script.setAttribute('data-md-template', 'md');
499    script.setAttribute('data-md-language', MDM.Global.Language);
500    script.setAttribute('data-md-navUrl', MDM.Global.SharedNavUrl);
501    script.setAttribute('data-md-OnlineUrl', MDM.Global.OnlineUrl);
502    script.setAttribute('data-md-getFooter', true);
503    script.setAttribute('data-md-getChat', true);
504    script.setAttribute('data-md-getSurvey', true);
505    script.setAttribute('data-md-langToggleElementId', "md-language-selector-link");
506    document.head.appendChild(script);
507</script>
507<div id="mdm-alertMessageBar" class="messageBar__bar messageBar__bar--2"> <div id="englishBrowserAlert" class="messageBar__message">
508        We have detected that you are using an unsupported browser. To ensure the security of your account, you must <a class="messageBar__link" href="/online-security">update your browser</a> to the latest version.
509    </div> <div id="frenchBrowserAlert" class="messageBar__message">
510        Nous avons détecté que vous utilisez un navigateur qui n’est pas pris en charge. Pour assurer la protection de votre compte, vous devez <a class="messageBar__link" href="/fr/securite-en-ligne">mettre votre navigateur à jour</a> avec la dernière version.
511    </div> <div id="englishBrowserAlertCookie" class="messageBar__message">
512        Your first-party cookies are currently disabled. You will not be able to access all of the functionalities on this website. To enable your first-party cookies, please follow the directions at <a class="messageBar__link" href="https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto">https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto</a>.
513    </div> <div id="frenchBrowserAlertCookie" class="messageBar__message">
514        Vos cookies internes sont actuellement désactivés. Ces cookies sont requis pour accéder à toutes les fonctionnalités de ce site web. Pour activer vos cookies internes, veuillez suivre les directives à l'URL suivante: <a class="messageBar__link" href="https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto">https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto</a>.
515    </div> </div> 
516
517
518<div id="messageBar2022" class="theme--mdBlue">
519    <mdm-message-bar params="
520                 shownOnLoad : true,
521                 id: 'mdm-mainMessageBar',
522                 isStandaloneLinkEnabled: false,
523                 isHideBtnEnabled: false
524                 ">
525
526
527        <strong>Stay fraud aware</strong><br>
528		Fraudsters sometimes create websites or send emails and texts that claim to be MD Financial Management Inc. (MD) or its subsidiaries&nbsp;and&nbsp;Scotiabank®.<br>To protect your information, avoid clicking on links from unknown emails, text messages, search engines or online ads.&nbsp;&nbsp;<a class="messageBar__btn" href="/stay-fraud-aware">Learn more</a>
529
530    </mdm-message-bar>
531</div>
532
533 <div data-lang=""> <div class="content"> <main id="mainContent"> 
534 
535
536<div class="homepage2022" data-redesign="main" id="homepageId">
537
538    <div class="layout layout--rowGap3x sf">
539
540        <section class="layout--col24">
541<div >
542    <div class="sfContentBlock sf-Long-text" ><section class="theme--mdBlueberry"><div class="hero6"><div class="hero6__cardContainer"><div class="hero6__card"><div class="hero6__cardContent"><div class="hero6__card__heading">You&rsquo;ve built your wealth. Have you planned your legacy?</div><p class="hero6__card__blurb">Protect what matters most for generations to come.</p><a id="md-btn-heroBanner-estateSept2026" href="/what-we-offer/estate-and-trust?utm_source=MD&amp;utm_medium=campaign+page&amp;utm_campaign=F26AO_IGWT&amp;utm_id=3335" aria-label="Learn more - You’ve built your wealth. Have you planned your legacy?" class="hero6__card__link">Learn more</a>
543 </div></div></div><div class="hero6__imgContent"><img src="/images/default-source/homepage/banner/hp-banner-estate-sept-2026-882x443.jpg?sfvrsn=f5b732f8_1" class="hero6__img" alt="" /></div></div></section></div>
544</div>
545        </section>
546        <section class="layout--col24">
547<div >
548    <div class="sfContentBlock sf-Long-text" ><div class="ctanator4 ctanator4--card16"><div class="ctanator4__grid"><div class="ctanator4__cell theme--mdWhite"><div class="card16 card16--v2 card16--v2a1"><div class="card16__step"><img src="/images/default-source/icons/black-100-custom/family.svg?sfvrsn=3232ebeb_3" alt="" /></div><div class="card16__content">Make legacy planning part of your Total Wealth Plan</div><div class="card16__buttonContainer"><a id="md-btn-promoTile-left" href="/what-we-offer/estate-and-trust?utm_source=MD&amp;utm_medium=Promo+Tile&amp;utm_campaign=F26AO_IGWT&amp;utm_id=3335" aria-label="Learn more - Make legacy planning part of your Total Wealth Plan" class="card16__button">Learn more</a>
549				</div></div></div><div class="ctanator4__cell theme--mdWhite"><div class="card16 card16--v2 card16--v2a1"><div class="card16__step"><img src="/images/default-source/icons/black-100-custom/money-bag.svg?sfvrsn=3e681241_1" alt="" /></div><div class="card16__content">Whatever your financial goals are, we can help.</div><div class="card16__buttonContainer"><a id="md-btn-promoTile-center" href="/what-we-offer?utm_source=MD&amp;utm_medium=HP+promo+tile&amp;utm_campaign=F26AO_TWP" aria-label="Come talk to us - Whatever your financial goals are, we can help" class="card16__button">Come talk to us</a>
550				</div></div></div><div class="ctanator4__cell theme--mdWhite"><div class="card16 card16--v2 card16--v2a1"><div class="card16__step"><img src="/images/default-source/icons/black-100-custom/clipboard-checklist.svg?sfvrsn=a174a7a5_1" alt="" /></div><div class="card16__content">Insights and advice tailored to physicians</div><div class="card16__buttonContainer"><a id="md-btn-promoTile-right" href="/md-difference?utm_source=MD&amp;utm_medium=AO+promo+3+&amp;utm_campaign=always+on+brand" aria-label="Learn more - Insights and advice tailored to physicians" class="card16__button">Learn more</a>
551				</div></div></div></div></div></div>
552</div>
553
554</section>
555<section class="layout--col24">
556
557<div >
558    <div class="sfContentBlock sf-Long-text" ><!-- meet -->
559<div class="meetAdvisor2"><h1 class="meetAdvisor2__heading">The national wealth management firm committed solely to Canada&rsquo;s physicians and their families </h1><div class="meetAdvisor2__box" id="homepage-meetAdvisor2-animation-trigger-hook"><div class="meetAdvisor2__image"><!--
560            <div class="meetAdvisor2__imageContainer"><img src="/images/default-source/homepage/meet-you-advisor/advisor-1_850.jpg?sfvrsn=8efcc32f_2" alt="" sfref="[images%7COpenAccessDataProvider%7C93aa70dd-52b5-45eb-84fe-a33a0b12bb9f]a0b68a61-224a-49d8-8d73-0c641f7e6396" data-sf-ec-immutable="" /></div>
561            -->
562 <div class="fancyBox"><figure class="fancyBox--multimedia"><div class="fancyBox__asset videoWrapper"><iframe src="https://player.vimeo.com/video/1188217036" frameborder="0" allow="autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media" title="Total Wealth Plan" data-gtm-yt-inspected-13234526_116="true" data-gtm-yt-inspected-225="true" data-gtm-yt-inspected-224="true"></iframe></div><figcaption class="fancyBox__caption sf--text--center theme--mdWhite"><p>See how MD Advisors support your <strong>Total Wealth Plan</strong>&nbsp;&mdash; for your career, family, and future.
563                        </p></figcaption></figure></div></div><div class="meetAdvisor2__content"><p class="meetAdvisor2__paragraph"><strong>EXCLUSIVE</strong><br />We believe health and wellness are life&rsquo;s most valuable assets. For more than 50 years, we&rsquo;ve dedicated our business to you &mdash; Canada&rsquo;s physicians and your families &mdash; with the understanding
564                that financial well-being plays a lead role in building healthier lives.
565            </p><p class="meetAdvisor2__paragraph" id="homepage-meetAdvisor2-animation-trigger"><strong>OBJECTIVE</strong><br />You can trust the advice and support you get from MD Advisors<sup>*</sup>, knowing they are obligated to act in your best interest and provide objective recommendations carefully tailored to you and your individual financial situation.
566            </p><p class="meetAdvisor2__paragraph"><strong>COMPREHENSIVE</strong><br />Our MD Advisors are dedicated to building a relationship with you to help you establish personal financial goals that are based on what is most important to you. We do a deep discovery of your overall financial
567                and personal situation and then provide &ldquo;living, breathing&rdquo; financial planning that not only helps you achieve the best possible financial outcomes and reach your goals but also changes as you and your priorities change.
568
569            </p><p class="meetAdvisor2__paragraph"><strong>MD Advisors are available across Canada</strong>
570 </p><div><a href="/md-financial-management" class="meetAdvisor2__link1 mdm--openModalContactForm--talkToAdvisor">CONTACT AN MD ADVISOR</a>&nbsp;
571 <a href="/md-difference/your-md-advisor" class="meetAdvisor2__link2">LEARN MORE ABOUT OUR ADVISORS</a>
572 </div></div></div></div></div>
573</div>
574</section>
575<section class="layout--col24">
576
577<div >
578    <div class="sfContentBlock sf-Long-text" ><!-- invested -->
579<div class="layout"><div class="gloryHeading layout--col24"><div class="gloryHeading__headerContainer"><h2 class="gloryHeading__header gloryHeading__header--noBar">Invested in You</h2></div></div><div class="invested2  layout--col24" id="homepage-invested2-animation-trigger"><div class="layout "><div class="layout--col8 card20"><div class="card20__inner theme--mdWhite"><div class="card20__imgContainer"><img class="card20__img" src="/images/default-source/homepage/invested/hc-image-spring-325x190-invested.jpg?sfvrsn=55fbede5_4" alt="" /></div><div class="card20__contentContainer"><h2 class="card20__title">Scotiabank Healthcare+ Banking solutions that grow with your&nbsp;career.</h2><!--<p class="card20__blurb"></p>-->
580 <a class="card20__button" href="/what-we-offer/banking-access" id="md-button-invested-healthcarePlus" aria-label="Learn more about Scotiabank Healthcare+ Banking solutions" data-sf-ec-immutable="">Learn more</a>
581 </div></div></div><div class=" layout--col8 card20"><div class="card20__inner theme--mdWhite"><div class="card20__imgContainer"><img class="card20__img" src="/images/default-source/homepage/invested/webinars-325x190.jpg?sfvrsn=de33afd3_2" alt="" /></div><div class="card20__contentContainer"><h2 class="card20__title">How much home can you afford?</h2><p class="card20__blurb">&nbsp;</p><a aria-label="Find out - How much home can you afford?" class="card20__button" href="/learn/mortgage-calculator" id="md-button-invested-mortgageCalc" data-sf-ec-immutable="">Find out</a>
582 </div></div></div><div class="layout--col8 card20"><div class="card20__inner theme--mdWhite"><div class="card20__imgContainer"><img class="card20__img" src="/images/default-source/homepage/invested/go-further-325x190.jpg?sfvrsn=31442a10_2" alt="" /></div><div class="card20__contentContainer"><h2 class="card20__title">Let&rsquo;s go further. Together.</h2><a class="card20__button" href="/promos/go-further" id="md-button-invested-goFurther" aria-label="Learn more about let\'s go further together" data-sf-ec-immutable="">Learn more</a>
583 </div></div></div></div></div></div></div>
584</div>
585</section><section class="layout--col24">
586<div >
587    <div class="sfContentBlock sf-Long-text" ><div class="flyer1 flyer1--funds theme--mdBlueberry"><div class="flyer1__grid"><div class="flyer1__item"><div class="flyer1__sheet1"><h2 class="f1sheet1__heading">Fund performance and unit values </h2><p class="f1sheet1__content">Up-to-date fund figures are always available, so you can see how our teams of international managers are delivering value and performance on a daily and monthly basis.</p><a href="/investing/fund-performance/" class="f1sheet1__link">View fund performance</a>
588 <p class="f1sheet1__content"><strong>Our fees are no mystery</strong><br />Our reporting goes beyond regulatory requirements to provide you with a complete picture of how your fees are used to pay for management expenses, operating costs and taxes. <a href="/investing/investing-fees/" class="f1sheet1__textLink" aria-label="Learn more about our fees">Learn more</a>
589 </p></div></div><div class="flyer1__item"><div class="flyer1__sheet2 theme--mdWhite"><h2 class="f1sheet2__heading">MD Funds Unit Values</h2><mdm-unitvalues id="unitValuesContainer"></mdm-unitvalues></div></div></div></div></div>
590</div>
591</section><section class="layout--col24">
592<div >
593    <div class="sfContentBlock sf-Long-text" ><div class="layout layout--gapNope mdContactForm--forceSingleColumn layout--lg"><div class="layout--col12 sf--themed sf--themed--rPadding150 theme--mdWhite sf--containerGtEq560"><div class="sf--padding--trbl sf--cSquish--10"><h2 class="sf--h2 sf--text--center">Track and manage your investments with&nbsp;My&nbsp;MD</h2><p class="sf--text--center sf--margin--bottom sf--margin--top sf--margin--trbl "><img src="/images/default-source/default-album/my-md-promo.svg?sfvrsn=1d01c825_4" height="250" class="sf--img--responsiveNoDisplayBlock" width="400" alt="" /></p><p class="sf--margin--bottom">With My MD you&rsquo;
593re able to track your financial goals, see how well your investments are performing, get instant access to your documents and your transaction history online and communicate securely with your MD Advisor*.</p><p><strong>Keep better connected to your finances.</strong></p><div class="layout layout--gapNope layout--lg layout--rowGapHalf"><div class="layout--col13"><a href="https://login.mdm.ca/account/signup" class="sf--btn--1" aria-label="Get started with My MD" data-sf-ec-immutable="">GET STARTED</a>
594 </div><div class="layout--col11">The My MD app is also available.<br /><a href="https://apps.apple.com/ca/app/mon-md-mobile/id1144752656?l=en" target="_blank" class="sf--icon--nope"><img src="/ui/assets/calc/app-store-86.png" alt="Download the My MD app on the Appstore" data-sf-ec-immutable="" /></a>
595 <a href="https://play.google.com/store/apps/details?id=ca.mdm.mymdmobile&amp;hl=en_CA&amp;gl=US" target="_blank" class="sf--icon--nope">
596 <img src="/ui/assets/calc/google-play-93.png" alt="Download the My MD app on Google Play" data-sf-ec-immutable="" /></a>
597 </div></div></div></div><div class="layout--col12 layout--forceEqualHeight layout--forceEqualHeightWidth100 sf--themed theme--mdBlueberry sf--themed--rPadding150"><div id="mdContactFormEmbedFlyer"><div data-bind="template: { name: 'modularFormTemplate', data:form() }"></div></div></div></div></div>
598</div>
599</section>
600<section class="layout--col24">
601
602<div >
603    <div class="sfContentBlock sf-Long-text" ><div class="footnote"><p><small><sup>*</sup> MD Advisor refers to an MD Management Limited Financial Consultant or Investment Advisor (in Quebec), or an MD Private Investment Counsel Portfolio Manager.
604                    </small>
605 </p><p><small>MD Management Limited was the first of the MD Group of Companies to be founded in 1969. MD Financial Management Inc. wholly owns MD Management Limited. <a href="/md-difference/about-md/md-group-of-companies">See a detailed list of the MD Group of Companies</a>.
606 </small>
607 </p></div></div>
608</div>
609</section></div></div> 
610 </main> </div> </div> 
611 
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