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1],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\".\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Code centres on several principles designed to respond to any potential health, mobility, or cognitive changes that may affect the ability of seniors to bank. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It recognizes that seniors are a diverse group, and that while not all seniors will be affected by the same issues, certain issues may affect a higher proportion of seniors than individuals in other age groups. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As we continuously strive to create a better banking experience, we’ve dedicated this section to information, tips, and resources that may be relevant to this unique demographic. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"},\"align\":\"center\"}}],\"backgroundColor\":\"transparent\"}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"1lTihSM3QgCHwwIhBqZCjV\",\"type\":\"Entry\",\"createdAt\":\"2026-06-11T20:29:43.520Z\",\"updatedAt\":\"2026-07-07T18:39:26.009Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":13,\"revision\":4,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"ctaBlock\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Annual Seniors Code Report\",\"header\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"cbh-annual-seniors-code-report-1595ee2e6f25\",\"type\":\"Entry\",\"createdAt\":\"2026-06-22T21:19:07.775Z\",\"updatedAt\":\"2026-06-22T21:19:07.775Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":1,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"templatingText\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Annual Seniors Code Report\",\"text\":\"Annual Seniors Code Report\"}},\"subtext\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"See how Equitable Bank supports the Code of Conduct for the Delivery of Banking Services to Seniors.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"},\"primaryButton\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"5ugcnlBdwpNoNR8PbXFq6n\",\"type\":\"Entry\",\"createdAt\":\"2026-06-11T20:29:37.894Z\",\"updatedAt\":\"2026-06-11T20:29:37.894Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":7,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"button\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"2025 Seniors \u0026 Us\",\"label\":\"2025\",\"href\":\"https://assets.ctfassets.net/ymwa45h4u77x/3KGhjgAy75MuwctOIn5X7o/0c7a938ef13d12acfd9026cdbdb68b8f/eqb---senior-annual-report-fy-2025-final.pdf\",\"isExternal\":true,\"variant\":\"primary\",\"size\":\"md\",\"actionType\":\"link\"}}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"6jkuoXPSNFj8GIAztIIpDw\",\"type\":\"Entry\",\"createdAt\":\"2026-06-11T20:36:11.603Z\",\"updatedAt\":\"2026-06-11T20:36:11.603Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":5,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"sectionTemplateVertical\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Banking with us\",\"header\":\"Banking with us\",\"headerAlignment\":\"left\",\"content\":[{\"metadata\":{\"tags\":[],\"concepts\":[]}
1,\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"4K2STVxcFxJtpLMGqMxp4S\",\"type\":\"Entry\",\"createdAt\":\"2026-06-11T20:36:01.702Z\",\"updatedAt\":\"2026-07-15T21:36:38.377Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":29,\"revision\":8,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"textBlock\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Banking with us \",\"textBody\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We’re proud to offer a broad range of products that can be customized to fit all lifestyles, including those of senior Canadians. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Our EQ Bank Reverse Mortgage turns a portion of your home equity into an additional source of cash. This means you’ll have access to a dependable source of funds—tax and monthly payment-free\u003csuperscript\u003e[*](#astrik)\u003c/superscript\u003e. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Considering a reverse mortgage is part of a larger financial decision when it comes to your home and your family. As you discuss this option with your loved ones, you’ll be better prepared to make a decision that’s right for you. To ensure that you fully understand the legal aspects of your reverse mortgage, EQ Bank requires all clients (including non-title holding spouses) to obtain Independent Legal Advice (ILA). \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"ILA is advice that each person involved in a legal matter receives from their own lawyer. The lawyer providing you with ILA will not represent the Bank or any other interested party. ILA is provided for your benefit to ensure you understand the legal aspects of the reverse mortgage. To learn more about our reverse mortgage, click \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.eqbank.ca/reverse-mortgage\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"bold\"}],\"value\":\"here.\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"At EQ Bank, we operate largely through a trusted network of brokers. You can find a broker through the \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.mortgageproscan.ca/findabroker/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"bold\"}],\"value\":\"Mortgage Professionals of Canada (MPC)\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" or through other broker associations. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you prefer to connect with us directly, please visit us \",\"nodeType\":\"text\"},{\"data\":{\"target\":\"$1b:3:props:globalConfigFields:footer:fields:navigationSubgroups:1:fields:links:0:fields:page\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"bold\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"entry-hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\". \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"},\"align\":\"left\"}}],\"backgroundColor\":\"transparent\"}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"1Brjo3AqUvMqXUDoA03lrU\",\"type\":\"Entry\",\"createdAt\":\"2026-06-11T20:42:58.223Z\",\"updatedAt\":\"2026-07-15T21:38:11.236Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":8,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"sectionTemplateVertical\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Power of attorney \u0026 joint account: What you need to know\",\"header\":\"Power of attorney \u0026 joint account: What you need to know\",\"headerAlignment\":\"left\",\"content\":[{\"metadata\":{\"tags\":[],\"concepts\":[]}
1,\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"dZk55YdbUKMbO17rrzFNx\",\"type\":\"Entry\",\"createdAt\":\"2026-06-11T20:42:52.752Z\",\"updatedAt\":\"2026-07-27T20:43:14.218Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":32,\"revision\":9,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"textBlock\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Power of attorney \u0026 joint account: What you need to know\",\"textBody\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Many Canadians are concerned about how to manage their money, property, and finances as they age or as life changes take place.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" It’s a good idea to plan for a time when you may need help, or are unable to deal, with your own finances. Two tools you can use for managing your financial affairs—and your peace of mind—are: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"power of attorney (POA) \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"joint deposit account \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A Power of Attorney for Property allows someone to make decisions about your property and finances on your behalf. The terms of the POA outline what an attorney(s) can do on your behalf. For example, they can sign cheques, handle your banking, or even sell real estate for you. It can give you peace of mind that someone you trust will be able to make financial decisions to ensure your well-being in the future.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" A joint bank account offers the same features and benefits as a personal chequing or savings account held by one person. As joint accounts are designed for people who know each other well, make sure you trust who you’re joining up with. Keep in mind, all joint account co-holders have full access to the account and the funds that are in it. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Before you use either a POA or joint account, however, it’s important to know how each works, as there are pros and cons to both. The Government of Canada has issued general information, including the advantages, risks, and what to consider for both POAs and joint accounts\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\" \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.canada.ca/en/employment-social-development/corporate/seniors/forum/power-attorney-financial.html\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"underline\"},{\"type\":\"bold\"}],\"value\":\"here\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\".\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you still would like to appoint an attorney after having read the Government of Canada guidance noted above and consulting with your own legal counsel, Equitable Bank would be happy to assist you in this regard by offering you our \",\"nodeType\":\"text\"},{\"data\":{\"target\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"5GOBrZ11NVBZ6TuAmqoI2A\",\"type\":\"Asset\",\"createdAt\":\"2026-07-06T20:15:43.797Z\",\"updatedAt\":\"2026-07-27T19:56:16.419Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":10,\"revision\":3,\"locale\":\"en-CA\"},\"fields\":{\"title\":\"EQB-2025-Power-of-Attorney-Form-WithIVF-EN-Jun2026\",\"file\":{\"url\":\"//assets.ctfassets.net/ymwa45h4u77x/5GOBrZ11NVBZ6TuAmqoI2A/bc04bbe8d5b7820c60690094f5085f2e/EQB-2025-Power-of-Attorney-Form-WithIVF-EN-Jun2026.pdf\",\"details\":{\"size\":1184054},\"fileName\":\"EQB-2025-Power-of-Attorney-Form-WithIVF-EN-Jun2026.pdf\",\"contentType\":\"application/pdf\"}}}},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Power of Attorney Form. \",\"nodeType\":\"text\"}],\"nodeType\":\"asset-hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"You are under no obligation to use our form. You can provide us with any POA that meets the applicable provincial or territorial requirements and is acceptable to us. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you choose to use our form, we still encourage you to consult your own legal counsel to discu
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Though people of all ages can be victims of fraud, older people are targeted more than others. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Fraudsters use a variety of ways to reach people, including the internet, phone calls, and even door-to-door visits. There has also been a rise in scams that play on fears related to COVID-19 and you should be very cautious when receiving emails or text messages that appear to be from a financial institution asking for personal or financial information. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Financial institutions will never ask for personal information, login credentials or account information by email or text message. If you receive unsolicited or suspicious emails or text messages from a financial institution, do not click on the links or attachments. Remember: If you didn’t initiate contact with a financial institution, you don’t know who you are dealing with. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you are suspicious about information you receive electronically related to your Equitable Bank accounts, contact us directly before taking any action. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"As always, don’t share your personal information, including your Social Insurance Number (SIN) or banking information, such as passwords, with anyone. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"You can find out more about common types of fraud and scams \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.canada.ca/en/employment-social-
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All Rights Reserved.\",\"legalLinks\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"5GgWeRvTEsXRqN6WMKbYK2\",\"type\":\"Entry\",\"createdAt\":\"2026-07-10T18:06:02.348Z\",\"updatedAt\":\"2026-07-10T18:06:02.348Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":5,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"pageLink\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Legal | Equitable\",\"label\":\"Legal\",\"page\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"1VaSGLjr91jz2YRuCeT5sl\",\"type\":\"Entry\",\"createdAt\":\"2026-06-12T15:39:48.593Z\",\"updatedAt\":\"2026-07-08T18:54:47.356Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":25,\"revision\":7,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"page\"}},\"locale\":\"en-CA\"},\"fields\":{\"pageTitle\":\"Legal | Equitable Bank\",\"internalName\":\"Legal | Equitable Bank \",\"tenant\":\"$1b:3:props:globalConfigFields:tenant\",\"slug\":\"legal-equitable\",\"pageSections\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"1cjrTfyibdCki6MkLkblt8\",\"type\":\"Entry\",\"createdAt\":\"2026-06-12T15:37:18.286Z\",\"updatedAt\":\"2026-06-12T15:37:18.286Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"heroBannerB\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Legal | Equitable Bank \",\"heroTitle\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"1CPnDHfQpoPuVQSV06q7CD\",\"type\":\"Entry\",\"createdAt\":\"2026-06-12T15:37:26.907Z\",\"updatedAt\":\"2026-06-26T19:41:26.651Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":7,\"revision\":2,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"templatingText\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Legal | Equitable Bank \",\"text\":\"Legal \"}}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"57JpYGEOusEhWFfyNepDFj\",\"type\":\"Entry\",\"createdAt\":\"2026-06-12T15:36:59.320Z\",\"updatedAt\":\"2026-06-26T19:45:21.784Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":15,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"sectionTemplateVertical\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Legal Terms \u0026 Conditions\",\"header\":\"Terms and Conditions \",\"headerAlignment\":\"left\",\"content\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"ymwa45h4u77x\"}},\"id\":\"5fw72EBlWJlka7g7HfTAHo\",\"type\":\"Entry\",\"createdAt\":\"2026-06-12T15:39:48.632Z\",\"updatedAt\":\"2026-07-15T20:27:11.677Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":83,\"revision\":18,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"textBlock\"}},\"locale\":\"en-CA\"},\"fields\":{\"internalName\":\"Legal | Equitable Bank\",\"textBody\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"LEGAL DISCLAIMER\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"All products and services offered by Equitable Bank are only offered in jurisdictions where they may be lawfully offered for sale. For our credit products, such as loans and mortgages, we refer you to the various documentation used in the particular transaction for further information. The terms and conditions contained in those documents, along with any other terms and conditions which may in the future exist between you and us shall remain in full force and effect and shall apply to the relevant product or service. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"NOT OFFERING ANY FINANCIAL ADVICE SPECIFIC TO YOUR NEEDS\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The information contained in the pages of this web site is of a general nature only and is not intended to provide specific financial, tax, legal or accounting advice for you. You should not act or rely on the information without first seeking the advice of professionals who can properly assess whether or not it applies to your own situation. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"AVAILABILITY OF OUR PRODUCTS AND SERVICES\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"It is important for you to understand that not all of the products and services described 
1in the web site are offered to or available to every member of the general public. The information is not to be construed as an offer or solicitation to buy or sell any investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot lawfully be made or to any person or entity to which it is unlawful to make an offer. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"NO WARRANTIES\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The information provided in the pages of this website is for informational purposes only. Although we do our best to make sure this web site is always accessible and functioning properly, and contains accurate and up to date information, we are supplying it on an \\\"as is\\\" basis, without warranty of any kind, either express or implied. We cannot and do not promise that the site will always be available and meet your needs, that access will never be uninterrupted, that there will never be delays, failures, errors or omissions or loss of transmitted information, that the software we use will be compatible with your system, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your own computer system. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We reserve the right to change the information, material and content found in the pages of this site, including these Terms of Use, at any time without notice, by simply updating this site. You agree to review these Terms periodically, and your continued use of this site will tell us that you have agreed to the changes. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"TRADE MARKS AND COPYRIGHT\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Product names, words, titles, phrases, logos, icons, certain names, logos, icons, graphics or designs or other content in the pages of the web site are trade names or trade-marks or service marks of Equitable Bank and Equitable Group Inc., the use of which may have been licensed to them. The display of trademarks on pages at this website does not imply that a license of any kind has been granted to anyone else. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents herein may be a violation of federal or common law trade mark and/or copyright law and could subject the copier to legal action. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"All information found in the pages of this website is protected under the copyright laws of Canada and in other countries. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this website. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you are interested in establishing a link from your website to our home page, or if you wish to incorporate Equitable Bank or Equitable Group Inc.'s name, or our product names within another site, please contact us for permission. Inquiries about permission should be directed to: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Equitable Bank\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\nATTN: Marketing Department \\nEquitable Bank Tower \\n2200-25 Ontario St, \\nToronto, ON M5A 0Y9 \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"INTERNET E-MAIL\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Any unprotected e-mail communication over the Internet is, as with communication via any other medium (e.g. cellular phones, post office mail), subject to possible interception or loss, and is also subject to possible alteration. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you do communicate with us by means of e-mail, we will assume, unless you advise us otherwise, that you consent to our using the information you have sent to us, including your e-mail address, for the purpose of developing and sending an appropriate response to your communication, and disclosing it to such other advisory parties as we deem appropriate for that purpose. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"NO ENDORSEMENTS\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Links to websites outside Equitable Bank and Equitable Group Inc. are meant for convenience only. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"No endorsement or approval of any third parties (other than persons or entities with which Equitable Bank has a distribution arrangement to provide products and services to its network of members), or their advice, opinions, information, products or services, is expressed or implied by any information contained on the pages of this web site, including links to their own web sites. If you use the links to access other Internet resources or web sites, you do so at your own risk. We do not investigate, verify, or monitor these links. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Children's Guidelines\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"This site is not directed at minors. We do not collect online or off-line contact information without parental consent or parental notification. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}
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Who We Are and How to Contact Us\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nOur organization is made up of: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Equitable Bank, \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Equitable Trust, \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Concentra Bank, \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Concentra Trust, \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"President’s Choice Bank, and, \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"PC Financial Insurance Agency Inc. and PC Financial Insurance Broker Inc. (“\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"PC Insurance\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"”) \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"(collectively, “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"EQB\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"”, “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"we\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"”, “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"us\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"”, or “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"our\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"”). EQ Bank is a trade name of Equitable Bank, We are accountable for the Personal Information under our control. We have appointed a Chief Privacy Officer (CPO) to oversee our privacy program and ensure our compliance with applicable privacy laws and regulations. If you have any questions or complaints about how we handle your Personal Information, please contact the Chief Privacy Officer at: EQ Bank / Equitable Bank / Equitable Trust / Concentra Bank / Concentra Trust/ President's Choice Bank/ PC Insurance — Privacy Office \\nEQ Bank Tower, 2200-25 Ontario Street, Toronto, Ontario M5A 0Y9 \\nTel: (416) 515-7000 | Toll Free: 1-866-407-0004 \\nEmail: \",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"mailto:[email protected]\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"[email protected]\",\"nodeType\":\"text\"}
1],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"2. Scope of this Notice\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" This Privacy Notice (“\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Notice\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"”) applies to Personal Information collected from customers, prospective customers, applicants, guarantors, joint accountholders, powers of attorney, estate representatives, and other individuals who interact with our products and services—including our websites, mobile applications, and online banking. This Notice does not apply to information about employees, contractors, or applicants for employment. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"3. Key Definitions\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Personal Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"” means information about an identifiable individual, including information that identifies you or could reasonably be associated with you. “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"you\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"” and “\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"your\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"” means each customer, prospective customer, guarantor, power of attorney, or other individual whose Personal Information is governed by this Notice. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"4. When and How We Collect Personal Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" We collect Personal Information throughout the prospective customer, applicant and customer lifecycle, including: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Directly from you\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\", when you communicate with us (e.g., by mail, email, and over the telephone), visit our in-person locations, apply for a product or service with us, use our products and service and interact with us digitally; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"From third parties\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" such as credit reporting agencies, payment networks, mortgage insurers, employers, public registries, identity verification and fraud prevention providers, payment networks, loyalty partners, analytics providers, advertising partners, insurance information bureaus, from the insurance companies that underwrite the insurance products available to you, and provincial government bodies that regulate transportation for insurance-related products; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Electronically\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\", when you interact with our websites, email, mobile applications, social media accounts, online advertising, or through third party technologies; and \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"In person\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\", using technologies present at our in-person locations, including video surveillance and other types of technologies. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"5. What Personal Information We Collect\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe limit the personal information we collect about you to what is reasonably necessary to fulfill the purpose for which it is collected. Depending on the products and services from us you use, some examples of Personal Information we collect include, but are not limited to: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Identity Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": name, date of birth, addresses, email, phone number, occupation, employer, marital status, and government-issued identification; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Authentication and Security Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": usernames, passwords or passcodes, knowledge-based credentials, device identifiers, cookies, multi-factor authentication data; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}
1],\"value\":\"Communications and Support Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": call recordings, emails, chats, and correspondence with us (for training, quality, security, and dispute resolution); \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Device and Online Activity Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": browser type, device model, IP address and approximate physical location, app settings, and device usage/interaction data; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Financial Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": account numbers, balances, payment history, credit limits, credit scores and credit reports, income, assets, liabilities, and employment information; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Transactional Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": purchases, refunds, merchant names and locations, amounts, dates, methods of payment, and other transaction metadata associated with products you use from us and our partners; and \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Insurance Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": current and previous home and/or auto insurance coverage (including claims history), driving record, driver’s license number, vehicle identification number; and information collected through your interactions with our products and services. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"$39\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"6. How We Use Personal Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe use Personal Information to: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Provide you with quotes, determine your eligibility, and process your application for a product or service; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Validate your contact and other personal information, including through third party providers; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Assess credit risk and creditworthiness at the time of application and on an ongoing basis; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Create, administer and maintain your accounts; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Assist underwriters to assess risk, determine pricing and issue policies for insurance products; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Verify your identity and authenticate access to prevent fraud; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Communicate with you, including providing you with statements, information and updates about our products and services; responding to your inquiries; and taking or verifying instructions from you; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Process and/or investigate purchases, refunds, disputes, claims, and other transactions; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Facilitate your enrolment in and use of payment tools and other services provided by our partner(s), such as payment networks and wallet providers; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Meet legal, regulatory, audit, and risk management obligations; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Protect you, your accounts, and other third parties from errors and fraud; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Improve and develop our products, services, websites, and mobile applications; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Collect debts and enforce our terms, including curing defaults and working with collection agencies, law firms, and other third parties; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Develop and maintain our financial and credit risk models and policies; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Provide marketing and offers, promotions and contests, including interest‑based advertisements for our products and services; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Conduct market research by tracking and analyzing current or previously collected information; and \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Conduct data analytics or research for business purposes. This includes understanding customer needs and preferences and measuring the effectiveness of our marketing. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"When we use your Personal Information for analytical, modelling or research purposes, wherever possible, we use aggregated, anonymized or de-identified information and minimize the risk of re-identification. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}
1],\"value\":\"7. Interest-Based Advertising and Media\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe may use cookies, pixels, software development kits, and similar technologies to understand your interactions with our websites and apps and to present advertisements that may be more relevant to you. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"8. Automated Decision-Making (ADM)\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe use automated tools and processes to help provide our products and services, manage our operations, and protect against fraud and security risks. In some cases, decisions may be fully automated (for example, certain aspects of processing credit applications, assessing credit risk, or fraud monitoring). When we make a decision about you that is based solely on automated processing and that produces legal or similarly significant effects, we may notify you of the automated nature of the decision and provide you with a way to contact us learn more about the automated decision where required by law. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"9. How We Share Personal Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe share Personal Information as permitted or required by law. We do not sell your Personal Information, except if we sell or transfer a part of our business. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"$3a\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"With credit reporting agencies, to verify your identity, confirm eligibility for a product or service or to process transactions, and to detect and prevent fraud. For example, we may share identity and financial information with credit reporting agencies both during the application process and on an ongoing basis to assess and update your identify and credit-worthiness, make decisions about whether to approve (or pre-approve) you for certain products and features, and to maintain the integrity of the credit reporting system; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"With loyalty and benefits partners, to facilitate your enrolment and participation in third party loyalty and other benefits programs associated with the products and services we provide to you. This may include identity, contact and transactional information shared to operate the program (link or create accounts, issue points, redeem rewards), analyze program data to understand member behaviour, measure effectiveness and improve the program, and tailor marketing, promotions, and offers to you; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"For insurance products, with underwriting insurance companies to obtain quotes, issue and administer policies, assess risk, and determine pricing for insurance products. We may also share information with governmental agencies or other companies for the purpose of assisting in fraud investigations or in preventing fraudulent activities related to insurance claims; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"With collections agencies, originating brokers, subsequent mortgages and other third parties, if a credit facility you hold with us (or that you have guaranteed) is in default, or if an unauthorized overdraft occurs, as necessary to assist in collecting the debt. The information we share may include identity, contact and financial information and is limited what is reasonably necessary to facilitate collection; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"With payment networks, to operate and analyze the payments systems associated with the products and services we offer, detect and prevent fraud, and develop and improve the network and related products and services; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"With providers of third party services (such as online payment tools, digital wallet providers, account linking services and identity verification services), including device and online activity information, to facilitate your enrolment in these services, operate these services, make improvements, and manage fraud and security. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"$3b\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"In some cases, Canadian law permits the sharing or disclosure of Personal Information without consent. These include where sharing or disclosure is necessary to protect our employees, customers, or others (such as investigating and preventing suspected or actual illegal activities, including fraud, or assisting government and law enforcement agencies). If this happens, we will not share more Personal Information than is reasonably required to fulfill that particular purpose. \\n\\n9.8 With Your Consent \\n\\nOther than the purposes listed above, we may, with your impl
1ied or express consent, share or disclose your personal information outside of our group of companies, in accordance with applicable law. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"10. How We Manage Consent\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nYour consent can be withdrawn at any time, except in limited circumstances, including where withdrawal of consent is restricted by legal or regulatory requirements or as a result of your contractual obligations with us. If you choose not to provide us with certain personal information or if you withdraw your consent, where such withdrawal is available, we may not be able to provide you with the products, services, offers, promotions, or information that you requested or that could otherwise be provided to you. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"11. Your Privacy Choices\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" There are several options available for you to manage your privacy preferences: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you have an account with us, you can update your preferences where customer preference options are available through the relevant product or service, such as via our online banking platform or mobile applications; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"You can opt-out of receiving marketing communications, promotions, and surveys by email or SMS, by clicking “unsubscribe” within any marketing email you receive, texting “STOP” within any SMS marketing you receive, or through your online account (if you have one). \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you have opted out of receiving marketing communications from us, we may still contact you for transactional purposes, in compliance with applicable laws (e.g., for customer service, product information, service or reminder notices). \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"12. Cookies and Online Tracking\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe use cookies and similar technologies to enhance site functionality and security, support login sessions, measure performance, and show relevant advertisements. You can manage or delete many of these technologies at any time through your browser or device settings. You can also adjust your advertising preferences with certain third parties, such as Google, through their own opt-out tools. \\n\\n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"13. How We Protect Personal Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe take the security of your Personal Information seriously and are committed to protecting your privacy using a variety of methods. 13.1 Safeguards We apply administrative, technical, and physical safeguards designed to protect Personal Information against loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. Safeguards we use are commensurate with the sensitivity of the information and are periodically reviewed and enhanced in line with industry practices and regulatory requirements. These safeguards also apply when we dispose of or destroy your Personal Information. Examples of safeguards we may use, where appropriate, include but are not limited to: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Passkeys, a secure authentication mechanism that is bound to your device; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Multi-Factor Authentication, which is a method of confirming your identity by using more than one way to authenticate you; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Personal Identification Numbers (PINs) and passwords, unique access codes that are kept private and confidential; and \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Techniques designed to protect Personal Information in transit and at rest, including masking, de-identification, anonymization, and encryption. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"13.2 Data Governance We maintain policies and practices which ensure the protection of your personal information. Depending on the volume and sensitivity of the information, the purposes for which it is used and the format in which it is stored, we implement a combination of measures to protect your personal information, including: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Internal policies and procedures that govern our privacy and Personal Information handling practices, including responding to privacy complaints or inquiries, investigating potential incidents and Personal Information retention and destruction; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"A designated Chief Privacy Officer to monitor our compliance with applicable laws; \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Regular employee privacy and security training; and \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Contractual protections and other measures to ensure that services providers with whom we share personal information maintain adequate privacy protections and standards. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"13.3 Cross-Border Transfers and Safeguards Your Personal Information may be stored, processed or accessed in jurisdictions outside Canada. Such jurisdictions currently include, but are not limited to, the United States, the European Union, the United Kingdom, India, South Africa and the Philippines. Such information may be accessible to law enforcement and national security authorities under local laws. When we engage a service provider that operates outside of your province, territory or Canada, Personal Information may be subject to the law of the jurisdiction in which it is used or stored, including any law permitting or requiring disclosure of the information to the government, government agencies, courts, and law enforcement in that jurisdiction. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\\n\\n14. Retention of Personal Information\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \\n\\nWe retain Personal Information only for as long as necessary to fulfill the purposes for which it was collected, or as required or permitted by law. When information is no longer required, we securely delete it, anonymize it, or de-identify it in accordance with our retention and records management schedules. Please note that if your Personal Information is collected by a third party, it will be retained in accordance with the privacy policies and records retention requirements of that third party. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"\\n\\n15. Your Rights\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Under Canadian law, and subject to legal and contractual restrictions, you may request: \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Access to your Personal Information. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Correction of inaccurate or incomplete information. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Deletion of Personal Information where permitted by law. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Withdrawal of consent to further use or disclosure (for example, for marketing) where consent is the basis for processing. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Updates to your marketing and interest-based advertising preferences. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"To exercise your rights, contact our Chief Privacy Officer using the contact details above. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"16. Questions and Complaints\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If we are unable to resolve your concern, you may have the right to contact the Office of the Privacy Commissioner of Canada (OPC) or your applicable provincial privacy regulator. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"17. Updates to this Notice\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"We may update this Notice to reflect changes in our practices, legal or regulatory requirements, or technological developments. Updated versions will be posted on our website. Where changes are material, we will provide additional notice or seek consent where required. If you do not agree to the changes in our policy, it is your responsibility to stop using our products and services. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"18. Language (Quebec)\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"For Québec residents only\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\": You acknowledge and agree that you have first been presented with and have examined the French version of this Notice, and that you then have expressly requested that this Notice, and all related documents including notices, be drawn up in the English language and that you wish to and agree to be bound by the English version of this Notice. \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Vous reconnaissez et convenez que la version française de la présente politique vous a d’abord été présentée et que vous l’avez examinée, et que vous avez ensuite expressément demandé que la présente politique et tous les documents connexes, y compris les avis, soient rédigés en anglais et que vous souhaitez être lié par la version anglaise des présentes et que vous acceptez de l’être.\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"},\"align\":\"left\"}}],\"stickyPlacement\":\"Right\",\"backgroundColor\":\"transparent\"}}],\"seoTitle\":\"Privacy Agreement | Equitable Bank \",\"canonnicalURL\":\"privacy-agreement-or-equitable-bank\",\"noIndex\":false,\"footnote\":{\"metadata\":{\"tags\":[],\"concepts\":[]}
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2<div hidden id="S:3"><main id="main-content" tabindex="-1"><section class="_2abK9jo6"><div class="exn5rbSy I9xhfpWc"><h1 class="_4HZoZws0 cJn5KgRu dMbHxgb- _4eiuwmkF">When your house is rich, you are too. </h1><div class="JW50HDsB hqBER2lP ZJHxK1mi"><p class="_4HZoZws0 nM-XXcw8">Join thousands of Canadians 55+ using the equity in their home to secure financial peace of mind. <br role="presentation"/><br role="presentation"/><strong>We’ll beat any reverse mortgage rate posted in Canada<sup><a href="#astrik">*</a></sup>.</strong></p></div><div class="auEzZkzm"><a class="l2pezaMr _4AY7zm-h ESmEEGPG" href="https://eqbank.ca/reverse-mortgage/eligibility-calculator" target="_self"><span class="FNPON-rP">Get estimate </span></a><a class="l2pezaMr _--GNKXxW ESmEEGPG" href="https://eqbank.ca/reverse-mortgage" target="_self"><span class="FNPON-rP">Learn more</span></a></div></div><img fetchPriority="high" loading="eager" src="https://images.ctfassets.net/ymwa45h4u77x/3HHMHQiy3JrDcpkBeCz7md/a78401cd19438a733c2b2135449054c1/equitable-home-hero-photo-desktop.webp?w=1024&amp;q=80&amp;fm=webp" alt="Equitable homepage hero image" width="3408" height="1500" type="image/webp" class="H--mhMfj _8qEixW7v"/><img fetchPriority="high" loading="eager" src="https://images.ctfassets.net/ymwa45h4u77x/1SPpcgyYNupU5fkCwHHgTy/6adb63d4e8e115cf424d38027985f84d/equitable-home-hero-photo-mobile.webp?w=768&amp;q=80&amp;fm=webp" alt="" width="1500" height="1500" type="image/webp" class="H--mhMfj opmQgQ6Y"/></section><div class="MxRdm1X2 t4oQTfRF"><div class="TrlUhq0P"><div class="-Bnt3WEO"><h2 class="_4HZoZws0 qgqEgoJL">myEquitable Online </h2><div class="JW50HDsB NrMnzJMJ"><p class="_4HZoZws0 nM-XXcw8">Have a mortgage or loan with us? Get quick and easy access to your account here.  </p></div><div class="kMVPkq8J"><a class="l2pezaMr _4AY7zm-h ESmEEGPG e03Zu0E1" href="https://my.equitablebank.ca/login" target="_self"><span class="FNPON-rP">Log in</span></a></div></div></div></div><div class="MxRdm1X2 t4oQTfRF"><div class="TrlUhq0P"><div class="-Bnt3WEO"><h2 class="_4HZoZws0 qgqEgoJL">For brokers &amp; advisors </h2><div class="JW50HDsB NrMnzJMJ"><p class="_4HZoZws0 nM-XXcw8">Looking for marketing resources or product specifications? Find it all in one place. </p></div><div class="kMVPkq8J"><a class="l2pezaMr _4AY7zm-h ESmEEGPG e03Zu0E1" href="https://eqbank.ca/resources/broker-resources" target="_self"><span class="FNPON-rP">Get resources</span></a></div></div></div></div><div class="QR44qVRD"><div class="hS3lj-p8 WcpvGMu4"><div class="Qnia350T yE1jV4cI"><img src="https://images.ctfassets.net/ymwa45h4u77x/2KUdHKY1hvRNtbug46eWjT/0c1d0447b56404c184c945869f919ddf/equitable-residential-mortgage-photo-desktop.webp?w=1440&amp;q=80&amp;fm=webp" alt="equitable-residential-mortgage-photo-desktop" width="1644" height="1644" type="image/webp" class="vLo6pE9E"/></div><div class="wyO6zyiR"><h2 class="_4HZoZws0 qgqEgoJL">Residential mortgages</h2><div class="BWl6xuDG"><div class="JW50HDsB zj8Dw3Eq"><p class="_4HZoZws0 nM-XXcw8">Your story matters. That’s why we help Canadians from all walks of life reach their home ownership goals with solutions to fit any need. </p></div></div><div class="ymgzCoBz"><a class="l2pezaMr _4AY7zm-h ESmEEGPG Yed159ON Yw-rxid7" href="https://eqbank.ca/residential" target="_self"><span class="FNPON-rP">Learn more</span></a></div></div></div></div><div class="QR44qVRD"><div class="hS3lj-p8 WcpvGMu4"><div class="wyO6zyiR"><h2 class="_4HZoZws0 qgqEgoJL">Commercial lending</h2><div class="BWl6xuDG"><div class="JW50HDsB zj8Dw3Eq"><p class="_4HZoZws0 nM-XXcw8">From start-up to big business, our team is here to support your business plan with financing tailored for you. </p></div></div><div class="ymgzCoBz"><a class="l2pezaMr _4AY7zm-h ESmEEGPG Yed159ON Yw-rxid7" href="/commercial" target="_self"><span class="FNPON-rP">Learn more</span></a></div></div><div class="Qnia350T yE1jV4cI"><img src="https://images.ctfassets.net/ymwa45h4u77x/7v7GEmt4x141YOVBmAPpui/b1b5edb331bc36653eb0a16f1f351320/equitable-commercial-lending-desktop.webp?w=1440&amp;q=80&amp;fm=webp" alt="equitable-commercial-lending-desktop" width="1644" height="1644" type="image/webp" class="vLo6pE9E"/></div></div></div><div class="QR44qVRD"><div class="hS3lj-p8 WcpvGMu4"><div class="Qnia350T yE1jV4cI">
2<img src="https://images.ctfassets.net/ymwa45h4u77x/6eFu2wcSP4ymgziI0IgMpV/b246320e982d1f6f1bff2fffa1d73a17/equitable-reverse-mortgage-photo-desktop.webp?w=1440&amp;q=80&amp;fm=webp" alt="equitable-reverse-mortgage-photo-desktop" width="1644" height="1644" type="image/webp" class="vLo6pE9E"/></div><div class="wyO6zyiR"><h2 class="_4HZoZws0 qgqEgoJL">Reverse mortgage </h2><div class="BWl6xuDG"><div class="JW50HDsB zj8Dw3Eq"><p class="_4HZoZws0 nM-XXcw8">Unlock tax-free<sup><a href="#twoastrik">**</a></sup> cash from your hard-earned home equity, while remaining in the home you love. And if you see a better posted rate, we’ll beat it<sup><a href="#astrik">*</a></sup>. </p></div></div><div class="ymgzCoBz"><a class="l2pezaMr _4AY7zm-h ESmEEGPG Yed159ON Yw-rxid7" href="https://eqbank.ca/reverse-mortgage" target="_self"><span class="FNPON-rP">Learn more</span></a></div></div></div></div><div class="QR44qVRD"><div class="hS3lj-p8 WcpvGMu4"><div class="wyO6zyiR"><h2 class="_4HZoZws0 qgqEgoJL">Invest and save </h2><div class="BWl6xuDG"><div class="JW50HDsB zj8Dw3Eq"><p class="_4HZoZws0 nM-XXcw8">Grow your wealth with our suite of Canadian and U.S. dollar high interest savings accounts, as well as short-term and long-term GICs<sup><a href="#one">1</a></sup>. </p></div></div><div class="ymgzCoBz"><a class="l2pezaMr _4AY7zm-h ESmEEGPG Yed159ON Yw-rxid7" href="/invest-and-save" target="_self"><span class="FNPON-rP">Learn more</span></a></div></div><div class="Qnia350T yE1jV4cI"><img src="https://images.ctfassets.net/ymwa45h4u77x/4bx6pIIqdgrPhbItqQ4yqZ/48eb60429f7b33f71dbe68d369b45a29/equitable-invest-and-save-photo-desktop.webp?w=1440&amp;q=80&amp;fm=webp" alt="equitable-invest-and-save-photo-desktop" width="1644" height="1644" type="image/webp" class="vLo6pE9E"/></div></div></div><div class="MxRdm1X2 t4oQTfRF"><div class="TrlUhq0P"><div class="-Bnt3WEO"><h2 class="_4HZoZws0 qgqEgoJL">Find a mortgage broker today</h2><div class="JW50HDsB NrMnzJMJ"><p class="_4HZoZws0 nM-XXcw8">Ready to start your mortgage journey? With their deep knowledge of the market, professional mortgage brokers are here to help match your home ownership goals to the best possible solution.</p></div><div class="kMVPkq8J"><a class="l2pezaMr _4AY7zm-h ESmEEGPG e03Zu0E1" href="https://mortgageproscan.ca/findabroker" target="_blank" rel="noopener noreferrer"><span class="FNPON-rP">Find a broker</span></a></div></div></div></div><div class="MxRdm1X2 t4oQTfRF"><div class="TrlUhq0P"><div class="-Bnt3WEO"><h2 class="_4HZoZws0 qgqEgoJL">Find an approved real estate appraiser</h2><div class="JW50HDsB NrMnzJMJ"><p class="_4HZoZws0 nM-XXcw8">Need your home appraised? Select an approved appraiser in your region from our Canada-wide list. </p></div><div class="kMVPkq8J"><a class="l2pezaMr _4AY7zm-h ESmEEGPG e03Zu0E1" href="https://eqbank.ca/appraisers" target="_self"><span class="FNPON-rP">Find an appraiser</span></a></div></div></div></div><div class="QR44qVRD"><div class="hS3lj-p8 WcpvGMu4"><div class="Qnia350T yE1jV4cI"><img src="https://images.ctfassets.net/ymwa45h4u77x/58bA2WsPCf8BubNpWUnm7D/235dd69d24d1f7c003f8caecf296cd45/shared-cdic-white-container-logo.svg" alt="shared-cdic-white-container-logo" width="411" height="411" type="image/svg+xml" class="vLo6pE9E"/></div><div class="wyO6zyiR"><h2 class="_4HZoZws0 qgqEgoJL">Your protection is our priority</h2><div class="BWl6xuDG"><div class="JW50HDsB zj8Dw3Eq"><p class="_4HZoZws0 nM-XXcw8">Equitable Bank and Equitable Trust are each members of the <a href="https://www.cdic.ca/your-coverage/protecting-your-deposit/" class="NOcmTrit" target="_blank" rel="noopener noreferrer"><strong>Canada Deposit Insurance Corporation</strong></a><strong> </strong>(CDIC), a federal Crown corporation established to protect your deposits made with member financial institutions in case of their failure. </p></div></div><div class="ymgzCoBz"><a class="l2pezaMr _4AY7zm-h ESmEEGPG Yed159ON Yw-rxid7" href="/cdic" target="_self"><span class="FNPON-rP">Learn more</span></a></div></div></div></div></main><footer><div class="t87Hr37L"><div class="Dp0l-28Q"><div class="_4F6-ixMf"><div class="HJGRK4-l"><img src="https://images.ctfassets.net/ymwa45h4u77x/1iIK7Y0HHkiveiq2tmpW
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2ss the tax-free benefits of a reverse mortgage. </p></div></div></div></li><li class="ciVL-dKG"><div class="e1Ip2-sv" id="one" role="doc-footnote"><span class="xOwnqAyR"><sup>1</sup></span><div class="_2dijdpIE"><div class="JW50HDsB zj8Dw3Eq"><p class="_4HZoZws0 PfQEJcO1">Deposit products are offered from both Equitable Bank and Equitable Trust (each of which are members of the <a href="http://www.cdic.ca/en/Pages/default.aspx" class="NOcmTrit" target="_blank" rel="noopener noreferrer"><span class="Jf5AK-Nw">Canada Deposit Insurance Corporation</span></a> (CDIC). Investments at each member institution may be eligible for deposit insurance up to a maximum of $100,000, per separately insured category, per depositor.  </p></div></div></div></li></ol></section></div>
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