https://www.wintwealth.com/_next/static/chunks/6814-0e8371d7684fde18.js

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No payment should be made in name of employee of intermediary.",(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Accept the Delivery Instruction Slip (DIS) book from your DP only (pre-printed with a serial number along with your Client ID) and keep it in safe custody and do not sign or issue blank or partially filled DIS slips."}),(0,n.jsx)("p",{children:"Always mention the details like ISIN, number of securities accurately. In case of any queries, please contact your DP or broker and it should be signed by all demat account holders."}),(0,n.jsx)("p",{children:"Strike out any blank space on the slip and Cancellations or corrections on the DIS should be initialed or signed by all the account holder(s)."}),(0,n.jsx)("p",{children:"Do not leave your instruction slip book with anyone else."}),(0,n.jsx)("p",{children:"Do not sign blank DIS as it is equivalent to a bearer cheque."})]}),"Inform any change in your Personal Information (for example address or Bank Account details, email ID, Mobile number) linked to your demat account in the prescribed format and obtain confirmation of updation in system","Mention your Mobile Number and email ID in account opening form to re

1ceive SMS alerts and regular updates directly from depository.","Always ensure that the mobile number and email ID linked to your demat account are the same as provided at the time of account opening/updation.","Do not share password of your online trading and demat account with anyone.","Do not share One Time Password (OTP) received from banks, brokers, etc. These are meant to be used by you only.","Do not share login credentials of e-facilities provided by the depositories such as e-DIS/demat gateway, SPEED-e/easiest etc. with anyone else.","Demat is mandatory for any transfer of securities of Listed public limited companies.",(0,n.jsx)("div",{children:(0,n.jsxs)("p",{children:["If you have any grievance in respect of your demat account, please write to designated email IDs of depositories or you may lodge the same with SEBI online at"," ",(0,n.jsx)("a",{href:"https://scores.sebi.gov.in",target:"_blank",rel:"noreferrer",children:"https://scores.sebi.gov.in"})]})}),"Keep a record of documents signed, DIS issued and account statements received.","As Investors you are required to verify the transaction statement carefully for all debits and credits in your account. In case of any unauthorized debit or credit, inform the DP or your respective Depository.","Appoint a nominee to facilitate your heirs in obtaining the securities in your demat account, on completion of the necessary procedures.","Register for Depository's internet based facility or download mobile app of the depository to monitor your holdings.","Ensure that, both, your holding and transaction statements are received periodically as instructed to your DP. You are entitled to receive a transaction statement every month if you have any transactions.","Do not follow herd mentality for investments. Seek expert and professional advice for your investments.","Beware of assured/fixed returns."]},h={columns:[{columnName:"S.No.",columnKey:"sno"},{columnName:"Type of Activity / Service",columnKey:"activity_type"},{columnName:"Brief about the Activity / Service",columnKey:"brief_activity"}],rows:[{sno:"1.",activity_type:"Value Added Services",brief_activity:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Depositories also provide value added services such as"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"Basic Services Demat Account (BSDA)"})}),(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"Transposition cum dematerialization"})}),(0,n.jsx)("li",{children:(0,n.jsxs)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:[" ","Linkages with Clearing System"]})}),(0,n.jsx)("li",{children:"Distribution of cash and non-cash corporate benefits (Bonus, Rights, IPOs etc.), stock lending, demat of NSC / KVP, demat of warehouse receipts etc."})]})]})},{sno:"2.",activity_type:"Consolidated Account statement (CAS)",brief_activity:"CAS is issued 10 days from the end of the month (if there were transactions in the previous month) or half yearly (if no transactions)."},{sno:"3.",activity_type:"Digitalisation of services provided by the depositories",brief_activity:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Depositories offer below technology solutions and e-facilities to their demat account holders through DPs:"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"E-account opening"})}),(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"Online instructions for execution"})}),(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"e-DIS / Demat Gateway"})}),(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"e-CAS facility"})}),(0,n.jsx)("li",{children:(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/Investor_Charter_link.pdf",target:"_blank",rel:"noreferrer",children:"Miscellaneous services"})})]})]})}]}

1,u={columns:[{columnName:"S.No.",columnKey:"sno"},{columnName:"Grievances",columnKey:"grievances"},{columnName:"Process",columnKey:"process"}],rows:[{sno:"1.",grievances:"Investor Complaint/ Grievances",process:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Investor can lodge complaint/ grievance against the Depository/DP in the following ways:"}),(0,n.jsxs)("ol",{type:"A",children:[(0,n.jsxs)("li",{children:[(0,n.jsx)("u",{children:"Electronic mode:"}),(0,n.jsxs)("ol",{children:[(0,n.jsxs)("li",{children:["SCORES 2.0 (a web based centralized grievance redressal system of SEBI)",(0,n.jsx)("br",{}),(0,n.jsx)("a",{href:"https://scores.sebi.gov.in/",target:"_blank",rel:"noreferrer",children:"https://scores.sebi.gov.in/"}),(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Two Level Review for complaint/grievance against DP:"}),(0,n.jsx)("p",{children:"- First review done by Designated Body"}),(0,n.jsx)("p",{children:"- Second review done by SEBI"})]})]}),(0,n.jsxs)("li",{children:["Respective Depository’s web portal dedicated for the filing of complaint to NSDL:"," ",(0,n.jsx)("a",{href:"https://www.epass.nsdl.com/complaints/websitecomplaints.aspx",target:"_blank",rel:"noreferrer",children:"https://www.epass.nsdl.com/complaints/websitecomplaints.aspx"})," "]}),(0,n.jsxs)("li",{children:["Emails to designated email IDs of Depository NSDL:"," ",(0,n.jsx)("a",{href:"https://nsdl.co.in/contactus.php",target:"_blank",rel:"noreferrer",children:"https://nsdl.co.in/contactus.php"})," "]}),(0,n.jsx)("br",{})]})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("u",{children:"Offline mode:"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("p",{children:"The investor can write to the DP at the address given below:"}),(0,n.jsxs)("p",{children:["The Compliance Officer,",(0,n.jsx)("br",{})," Wint Wealth,",(0,n.jsx)("br",{})," 3rd Floor, 91 Springboard, The Pavilion, #175, Bannerghatta Rd, Dollar Layout, Near Rainbow Hospital,",(0,n.jsx)("br",{})," Phase 4, J. P. Nagar, Bengaluru, Karnataka 560076"]}),(0,n.jsx)("p",{children:"The complaints/ grievances lodged directly with the Depository shall be resolved within 21 days."})]})]})]})]})},{sno:"2.",grievances:"Online	Dispute Resolution	(ODR) platform for online Conciliation and Arbitration",process:(0,n.jsx)("div",{children:(0,n.jsxs)("p",{children:["If the Investor is not satisfied with the resolution provided by DP or other Market Participants, then the Investor has the option to file the complaint/ grievance on SMARTODR platform for its resolution through by online conciliation or arbitration.",(0,n.jsx)("br",{}),(0,n.jsx)("a",{href:"https://smartodr.in/login",target:"_blank",rel:"noreferrer",children:"https://smartodr.in/login"})]})})},{sno:"3.",grievances:"Steps to be followed in ODR for Review, Conciliation and Arbitration",process:(0,n.jsxs)("ol",{type:"1",children:[(0,n.jsx)("li",{children:"Investor to approach Market Participant for redressal of complaint"}),(0,n.jsx)("li",{children:"If an investor is not satisfied with the response of Market Participant, he/she can escalate the complaint on SEBI SCORES portal."}),(0,n.jsx)("li",{children:"Alternatively, the investor may also file a complaint on SMARTODR portal for its resolution through online conciliation and arbitration."}),(0,n.jsx)("li",{children:"Upon receipt of complaint on SMARTODR portal, the relevant MII will review the matter and endeavor to resolve the matter between the Market Participant and investor within 21 days."}),(0,n.jsx)("li",{children:"If the matter could not be amicably resolved, then the Investor may request the MII to refer the matter case for conciliation."}),(0,n.jsx)("li",{children:"During the conciliation process, the conciliator will endeavor for amicable settlement of the dispute within 21 days, which may be extended with 10 days by the conciliator."}),(0,n.jsx)("li",{children:"If the conciliation is unsuccessful, then the investor may request to refer the matter for arbitration."}),(0,n.jsx)("li",{children:"The arbitration process to be concluded by arbitrator(s) within 30 days, which is extendable by 30 days."})]})}]}

1,p={columns:[{columnName:"S.No.",columnKey:"sno"},{columnName:"Type of special circumstances",columnKey:"circumstances_type"},{columnName:"Timelines for the Activity/ Service",columnKey:"activity_timelines"}],rows:[{sno:"1.",circumstances_type:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"- Depositories to terminate the participation in case a participant no longer meets the eligibility criteria and/or any other grounds as mentioned in the bye laws like suspension of trading members by the Stock Exchanges."})," ",(0,n.jsx)("p",{children:"- Participant surrenders the participation by its own wish."})]}),activity_timelines:"Client will have a right to transfer all its securities to any other Participant of its choice without any charges for the transfer within 30 days from the date of intimation by way of letter/email."}]},f={columns:[{columnName:"S.No.",columnKey:"sno"},{columnName:"Type of activity",columnKey:"activity_type"},{columnName:"Timelines for the Activity",columnKey:"activity_timelines"}],rows:[{sno:"1.",activity_type:"Investor complaint/Grievances",activity_timelines:(0,n.jsxs)(n.Fragment,{children:["Investor can lodge complaint/grievance against stock broker in the following ways:",(0,n.jsx)("br",{}),(0,n.jsx)("br",{}),(0,n.jsx)("u",{children:"Mode of filing the complaint with stock broker"}),(0,n.jsx)("br",{}),"Investor can approach the Stock Broker at the designated Investor Grievance e-mail ID of the stock broker. The Stock Broker will strive to redress the grievance immediately, but not later than 21 days of the receipt of the grievance",(0,n.jsx)("br",{}),(0,n.jsx)("br",{}),(0,n.jsx)("u",{children:"Mode of filing the complaint with stock exchanges"}),(0,n.jsx)("br",{}),(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{type:"i",children:[(0,n.jsxs)("li",{children:["SCORES 2.0 (a web based centralized grievance redressal system of SEBI)(",(0,n.jsx)("a",{href:"https://scores.sebi.gov.in",target:"_blank",rel:"noreferrer",children:"https://scores.sebi.gov.in"}),")",(0,n.jsx)("br",{}),(0,n.jsx)("u",{children:"Two level review for complaint/grievance against stock broker:"}),(0,n.jsx)("br",{}),(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"First review done by Designated body/Exchange"}),(0,n.jsx)("li",{children:"Second review done by SEBI"})]})]}),(0,n.jsx)("li",{children:"Emails to designated email IDs of Exchange"})]})})]})},{sno:"2.",activity_type:"Online Dispute Resolution (ODR) platform for online Conciliation and Arbitration",activity_timelines:"If the Investor is not satisfied with the resolution provided by the Market Participants, then the Investor has the option to file the complaint/grievance on SMARTODR platform for its resolution through online conciliation or arbitration."},{sno:"3.",activity_type:"Steps to be followed in ODR for Review, Conciliation and Arbitration",activity_timelines:(0,n.jsxs)("ol",{type:"1",children:[(0,n.jsx)("li",{children:"Investor to approach Market Participant for redressal of complaint"}),(0,n.jsxs)("li",{children:["If investor is not satisfied with response of Market Participant, he/she has either of the following 2 options:",(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"May escalate the complaint on SEBI SCORES portal."}),(0,n.jsx)("li",{children:"May also file a complaint on SMARTODR portal for its resolution through online conciliation and arbitration."})]})]}),(0,n.jsx)("li",{children:"Upon receipt of complaint on SMARTODR portal, the relevant MII will review the matter and endeavor to resolve the matter between the Market Participant and investor within 21 days."}),(0,n.jsx)("li",{children:"If the matter could not be amicably resolved, then the matter shall be referred for conciliation."}),(0,n.jsx)("li",{children:"During the conciliation process, the conciliator will endeavor for amicable settlement of the dispute within 21 days, which may be extended with 10 days by the conciliator with consent of the parties to dispute."}),(0,n.jsx)("li",{children:"If the conciliation is unsuccessful, then the investor may request to refer the matter for arbitration."}),(0,n.jsx)("li",{children:"The arbitration process to be concluded by arbitrator(s) within 30 days, which is extendable by 30 days with consent of the parties to dispute."})]})}]},m=[{title:"Account closure process",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"Visit profile page"}),(0,n.jsx)("li",{children:"Click on delete account"}),(0,n.jsx)("li",{children:"Proceed after reading the guidelines"}),(0,n.jsx)("li",{children:" Fill the survey to close the account"}

1),(0,n.jsx)("li",{children:" Confirm account deletion"}),(0,n.jsx)("li",{children:" The process will take upto 7 days"})]})})},{title:"Account closure requirements",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"You can't close your account if:"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"You have confirmed the order in bonds and units have not reached your Wint Wealth demat account"}),(0,n.jsx)("li",{children:"You're holding units in Wint Wealth demat account"}),(0,n.jsx)("li",{children:"You've paid for an FD, but the booking is pending"})]})]})},{title:"Ensure unit transfer before deletion",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"Please transfer all units from your Wint Wealth demat account before requesting account deletion"})})},{title:"Data retention compliance",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"Wint Wealth is obliged to keep the bonds KYC data and investment data for a minimum of 8 years as per SEBI regulations"})})},{title:"Download necessary documents",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"Please download all the necessary documents like Investment Summary Report before initiating the account deletion request"})})},{title:"Login restriction during deletion",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"Please download all the necessary documents like Investment Summary Report before initiating the account deletion request"})})},{title:"Sign-up with same number",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"You can sign up again with the same phone number, but your new account won't have your previous KYC and investment data"})})},{title:"Deletion process duration",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"The account deletion process can take upto 7 days"})})}],y=[{title:"General",content:(0,n.jsxs)("div",{children:[(0,n.jsxs)("p",{children:["This document is an electronic record in terms of Information Technology Act, 2000 and rules made there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. This privacy policy document ",(0,n.jsx)("b",{children:"(“Privacy Policy”)"})," is published in accordance with the provisions of Rule 4 (1) of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 which requires the publishing of a privacy policy for handling of or dealing in personal information including sensitive personal data or information."]}),(0,n.jsx)("p",{children:'Thank you for visiting www.wintwealth.com and / or the Wint Wealth mobile application (collectively referred to as the "Site"). Wint Wealth is registered as FOURDEGREEWATER CAPITAL PVT LTD , a company incorporated under Companies Act, 2013 bearing corporate identification number (CIN) U66301MH2020PTC338284 and having its registered office at Plot No. 2, Krushna Colony,, Near M.S.E.B, Colony, Jail Road, Nashik Road, Nashik, Nashik, Maharashtra, 422101 along with its subsidiaries and group entities which provide multiple products and services as have been set out in detail in the Terms and Conditions of the Site ("Wint Wealth", "we", "us" or "our"). We are committed to protecting and respecting the privacy of every person who shares information with it or whose information it receives. This Privacy Policy ("Privacy Policy") applies to the collection, receipt, storage, usage, processing, disclosure, transfer and protection ("Utilization") of your Personal Information (defined below) when the user of the Site ("User" or "you") uses our Site or avails any services offered by Wint Wealth through the Site'}),(0,n.jsx)("p",{children:"The capitalized terms that are used but not defined in this Privacy Policy will have the same meaning as in our Terms and Conditions. By using the services or by otherwise giving us your information, you will be deemed to have read, understood and agreed to the practices and policies outlined in this privacy policy and agree to be bound by the privacy policy. You hereby consent to our collection, use and sharing, disclosure of your information as described 

1in this privacy policy. We reserve the right to change, modify, add or delete portions of the terms of this privacy policy, at our sole discretion, at any time. If you do not agree with this privacy policy at any time, do not use any of the services or give us any of your information. If you use the services on behalf of someone else (such as your child) or an entity (such as your employer), you represent that you are authorised by such individual or entity to (I) Accept this privacy policy on such individual’s or entity’s behalf, and (II) consent on behalf of such individual or entity to our collection, use and disclosure of such individual’s or entity’s information as described in this privacy policy."})]})},{title:"Consent",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"You acknowledge that this Privacy Policy is a part of the User Terms of the Site and the other services, by accessing the Site or by otherwise providing Us with your Personal Information or by making use of the services provided by the Site, You unconditionally signify Your (i) assent to the Privacy Policy, and (ii) consent to the Utilisation of your Personal Information in accordance with the provisions of this Privacy Policy."}),(0,n.jsx)("p",{children:"You acknowledge that you are over 18 years of age and are providing your Personal Information out of your free will."}),(0,n.jsx)("p",{children:"You have the option not to provide us the Personal Information sought to be collected. You will also have an option to withdraw your consent at any point, provided such withdrawal of the consent is intimated to us in writing at [email protected]. If you do not provide us your Personal Information or if you withdraw the consent to provide us with your Personal Information at any point in time, please note that your withdrawal of consent, may result in Wint Wealth being unable to provide you with its services or to terminate any existing relationship Wint Wealth may have with you."}),(0,n.jsx)("p",{children:"Our Site is accessible to children under the age of 18. Wint Wealth strongly encourages parents and guardians to supervise the online activities of their minor children and consider using parental control tools. These tools also can prevent minors from disclosing their name, address, and other personally identifiable information online without parental permission. Although the Site and services are not intended for use by minors, Wint Wealth respects the privacy of minors who may inadvertently use the Site. We do not knowingly collect any Personal Information from children (without the consent of their parents/guardians). Please contact us at [email protected], if you are aware that we may have inadvertently collected Personal Information from a child, and we will delete that information as soon as possible."})]})},{title:"Personal information collected",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"In order to provide services to you we might require you to voluntarily provide us certain information that personally identifies you. You hereby consent to the collection of such information by Wint Wealth. The information that we may collect from you, or about you, may include but are not limited to, the following:"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"Name of the User;"}),(0,n.jsx)("li",{children:"Birth date/age;"}),(0,n.jsx)("li",{children:"Gender;"}),(0,n.jsx)("li",{children:"Address (including country and pin/postal code);"}),(0,n.jsx)("li",{children:"Financial and KYC information (such as passport, driving licence, proof of possession of Aadhaar number, Voter's Identity Card issued by the Election Commission of India, job card issued by NREGA duly signed by an officer of the State Government, or letter issued by the National Population Register containing details of name and address); Phone number/mobile number;"}),(0,n.jsx)("li",{children:"Image of Identity / Address / Bank proof for KYC and other purposes as required by regulations for provision of Services"}),(0,n.jsx)("li",{children:"Email address;"}),(0,n.jsx)("li",{children:"Demat Account Details"}),(0,n.jsx)("li",{children:"Records of interaction with Wint Wealth’s representatives;"}),(0,n.jsx)("li",{children:"Your usage details such as time, frequency, duration and pattern of use, features used and the amount of storage used;"}),(0,n.jsx)("li",{children:'Internet protocol address, browser type, browser language, referring URL, files accessed, errors generated, time zone, operating system and other visitor details collected in Our log files, the pages of our Site that You visit, the time and date of Your visit, the time spent on those pages and other statistics ("Log Data"); and'}),(0,n.jsx)("li",{children:'Any other information that is willingly shared by you. (collectively referred to as "Personal Information").'})]})]})},{title:"How we collect personal information",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"The methods by which We collect your Personal Information include but are not limited to the following:"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"When you access our Site or use any features of our Site;"}),(0,n.jsx)("li",{children:"When you provide your Personal Information to us;"}),(0,n.jsx)("li",{children:"During the course of services provided to you by us;"}),(0,n.jsx)("li",{children:"Through your computer/device, once you have granted permissions to our Site;"}),(0,n.jsx)("li",{children:"Through Wint Wealth’s representatives;"}),(0,n.jsx)("li",{children:"Through use of cookies (also discussed below); or"})]}),(0,n.jsx)("p",{children:"We collect information that your browser/app sends whenever you visit our Site, such as the Log Data. In addition, we may use third party services to collect, monitor and analyse such Log Data. This information is kept completely secure."})]})},{title:"Use of personal information",content:(0,n.jsxs)("div",{children:[(0,n.jsxs)("p",{children:["We recognise and acknowledge the value and importance of the protection of your Personal Information and ensure that the same will be used for the intended purpose(s). By virtue of this Privacy Policy, We will collect/receive/share/process/use/store your Personal Information in accordance with applicable laws to provide you with the services, enhance the user experience, manage our relationship with You, build user insights, analyse data for the introduction of new services and features, and as may be required to comply with any regulatory requirements and contractual obligations, which may"," ",(0,n.jsx)("i",{children:"inter alia"})," include:"]}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"To provide effective services;"}),(0,n.jsx)("li",{children:"To resolve any customer support related issues;"}),(0,n.jsx)("li",{children:"To operate and improve the Site;"}),(0,n.jsx)("li",{children:"To perform research and analysis for our understanding, information, analysis, services and technologies in order to provide all users improved quality of care; and ensuring that the content and advertising displayed are customized to your interests and preferences;"}),(0,n.jsx)("li",{children:"To contact you via phone, SMS or email for appointments, technical issues, payment reminders, obtaining feedback and other security announcements;"}),(0,n.jsx)("li",{children:"To send promotional and marketing emails from us or any of our channel partners via SMS, email, snail mail or third-party communication services such as Mailchimp, Facebook etc.;"}),(0,n.jsx)("li",{children:"To advertise products and services of Wint Wealth and third parties;"}),(0,n.jsx)("li",{children:"To transfer information about you, if we are merged with another company;"}),(0,n.jsx)("li",{children:"To share with our business partners for provision of specific services you have ordered so as to enable them to provide effective services to you;"}),(0,n.jsx)("li",{children:"To administer or otherwise carry out our obligations in relation to any agreement you have with Us;"}),(0,n.jsx)("li",{children:"For purposes of KYC verification;"}),(0,n.jsx)("li",{children:"To build your profile/user account on the Site;"}),(0,n.jsx)("li",{children:'To investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of our Terms of Use, breach of our agreement with You or as otherwise required by law. (collectively referred to as "Purpose(s)").'})]}),(0,n.jsx)("p",{children:"Furthermore, you agree and provide your consent to Wint Wealth and our seller partners, including but not limited to non-banking financial companies, to share, view and store information between each other for the limited purpose of (i) verification of details with respect to bank account etc for instituting efficient repayment mechanisms for the sellers; and (ii) updation of your dashboard in accordance with this data."})]})},{title:"Sharing and transferring of personal information",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Your Personal Information may be used for various purposes including but not limited to the following:"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"We may disclose Personal Information about you to our representatives and other third parties to comply with applicable laws and regulations. We also reserve the right to disclose your Personal Information to third parties in an anonymous or aggregate form, to understand customer trends and patterns and manage and improve our business relationships. We provide your Personal Information to our business partners, representatives and third party processors to administer and process for the purposes notified to you in this Privacy Policy, and we may also share such details with third parties (such as auditors or legal advisors) to obtain professional advice. Any such processing will be governed by an agreement in the form required by law, preserving any and all of your statutory data protection rights. You authorize us to exchange, transfer, share, part with all or any of your Personal Information, across borders and from Your country to any other countries across the world with our affiliates/agents/third party service providers/partners/banks and financial institutions for the Purposes specified under this Privacy Policy or as may be required by applicable law."}),(0,n.jsx)("li",{children:"You hereby consent and authorize us to publish feedback obtained by you on our Site."}),(0,n.jsx)("li",{children:"User's financial information are transacted upon secure sites of approved payment gateways which are digitally under encryption, thereby providing the highest possible degree of care as per current technology. However, User is advised to exercise discretion while saving the payment details."}),(0,n.jsx)("li",{children:"You acknowledge that Wint Wealth may be obligated by law to disclose or transfer your Personal Information with Courts and Government agencies in certain instances such as for verification of identity, or for prevention, detection, investigation, prosecution, and punishment for offences, or in compliance with laws. You hereby consent to disclosure or transfer of your Personal Information in these instances."}),(0,n.jsx)("li",{children:"Notwithstanding the above, we are not responsible for the confidentiality, security or distribution of Your Personal Information by third-parties outside the scope of our agreement with such third-parties. Further, We will not be responsible for any breach of security or for any actions/omissions of any third-parties or events that are beyond the reasonable control of us including but not limited to, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, poor quality of Internet service or telephone service of the User etc."}),(0,n.jsx)("li",{children:"We may share your Personal Information with our other corporate and/or associate entities and affiliates to (i) help detect and prevent identity theft, fraud and other potentially illegal acts and cyber security incidents, and (ii) help and detect co-related/related or multiple accounts to prevent abuse of our services."}),(0,n.jsxs)("li",{children:[(0,n.jsx)("i",{children:(0,n.jsx)("u",{children:"Sharing of KYC Data:"})})," ","You agree and acknowledge that Wint Wealth is a platform which has various products and services available for every user. Different products / services are / may be provided by a different service provider entity which may also be group companies of Wint Wealth. Your KYC information and other details necessary for transacting in and/

1or use products or services on the Site shall be shared with the relevant service provider as may be required under law. For all purposes, your KYC on the Site shall enable you access to utilising any product or service on the Site, however, your data will not be shared with a service provider whose product or service you do not use on the Site."," "]})]})]})},{title:"Use of cookies",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:'We, our third party service providers and our partners may send "cookies" to your computer or use similar technologies to enhance your online experience at our Site. "Cookies" are files that can identify you as a unique customer and store your personal preferences as product preferences to tells us which site pages you have visited and in what order. We use cookies and other technical information to personalise your visit to the Site, to analyse traffic on the Site and to track user trends, patterns and selections for authorised download and for technical reasons connected with your use of our Site.'}),(0,n.jsx)("p",{children:"Cookies can either be permanent (i.e. they remain on Your computer until you delete them) or temporary (i.e. they last only until you close your browser). We may store both temporary or permanent ‘cookies’ on Your computer/device to store certain data (that is not sensitive Personal Information). You can erase or choose to block these cookies from your computer. You can configure your computer’s browser to alert you when we attempt to send you a cookie with an option to accept or refuse the cookie. If you have turned cookies off, you may be prevented from using certain features of the Site."}),(0,n.jsx)("p",{children:"You are always free to decline our cookies if your device permits, although in that case you may not be able to use certain features on the Site."}),(0,n.jsx)("p",{children:"We do not control the use of cookies by third parties."})]})},{title:"Security",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"The security of your Personal Information is important to us. We have adopted reasonable security practices and procedures including role-based access, secure communication, password protection, encryption, etc. to ensure that the Personal Information collected is secure."}),(0,n.jsx)("p",{children:"We restrict access to your Personal Information to us and our affiliates’ employees, agents, third party service providers, partners, and agencies who need to know such Personal Information in relation to the Purposes as specified above in this Privacy Policy, provided that such entities agree to abide by this Privacy Policy."}),(0,n.jsx)("p",{children:"We have also implemented information security practices and standards and have in place information security programmes and policies containing managerial, technical, operational and physical security measures that are in compliance with the applicable laws including, so as to protect the information provided to us from unauthorized access, use, modification, damage, disclosure or impairment. Further, We may from time to time use reasonable additional or alternative procedures to ensure the security and confidentiality of Your Personal Information through our Investment Platform."}),(0,n.jsx)("p",{children:"While we will endeavour to take all reasonable and appropriate steps to keep secure any information which we hold about you and prevent unauthorized access, you acknowledge that the internet is not 100% secure. No data transmission over the internet is fully secure, so we cannot ensure or warrant the security of any information you submit to us. Further, we do not guarantee in any way, the security of any information that you transmit or share on the Site; and you do so at your own risk."}),(0,n.jsx)("p",{children:"If you think that the security of your account has been compromised, change your password and contact us immediately."})]})},{title:"Third party links",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"During your interactions with us, it may happen that we provide/include links and hyperlinks of third-party websites not owned or managed by us (“Third-party Sites”). It may al

1so happen that you or other Users may include links and hyperlinks of third-party Sites. The listing of such third-party websites (by you, other Users or by Us) does not imply endorsement of such third-party websites by Wint Wealth. Such third-party websites are governed by their own terms and conditions and when you access such Third-party Sites, you will be governed by the terms of such third-party websites. You must use your own discretion while accessing or using third-party websites. We do not make any representations regarding the availability and performance of any of the third-party websites. We are not responsible for the content, terms of use, privacy policies and practices of such third-party websites. We do not bear any liability arising out of your use of third-party websites."})})},{title:"Access",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"If you need to update your Personal Information or have any grievance with respect to the processing or use of your Personal Information, or request that we no longer use your Personal Information to provide you services, or opt-out of receiving communications such as promotional and marketing-related information regarding the services, for any reason, You may send Us an email at [email protected] and we will take all reasonable efforts to incorporate the changes within a reasonable period of time."})})},{title:"Compliance with law",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"The contents of this Privacy Policy are governed by the laws of India. You are not allowed to use the services of the Site if any of the terms of this Privacy Policy are not in accordance with the applicable laws of your country."}),(0,n.jsx)("p",{children:"Some of our Services allow you to upload, submit, store, send or receive content. When you upload, submit, store, publish, send or receive content to or through our Services, you provide us with your consent to utilise such content, including for our marketing purposes, subject to our Privacy Policy."}),(0,n.jsx)("p",{children:"Such content must not: "}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"Be harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful or racially or ethnically objectionable, disparaging, and relating to, or encouraging money laundering or gambling."}),(0,n.jsx)("li",{children:"Harm minors in any way."}),(0,n.jsx)("li",{children:"Infringe any patent, trademark, copyright or other intellectual property rights."}),(0,n.jsx)("li",{children:"Deceive or mislead the reader about the origin of such messages or communicate any information that is grossly offensive or menacing in nature."}),(0,n.jsx)("li",{children:"Contain software viruses or any other programs designed to interrupt, destroy or limit the functionality of another computer or mobile device."}),(0,n.jsx)("li",{children:"Threaten the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order."}),(0,n.jsx)("li",{children:"Cause the incitement to commit any offence or prevent the investigation of any offence."}),(0,n.jsx)("li",{children:"Be insulting to any other nation."}),(0,n.jsx)("li",{children:"Impersonate another person."}),(0,n.jsx)("li",{children:"Violate the provisions of the Information Technology Act, 2000 and rules and regulations thereunder or any other applicable laws."})]})]})},{title:"Term of storage of personal information",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"Wint Wealth may keep records of communications, including phone calls received and made for making enquiries, orders, feedback or other purposes for rendering services effectively and efficiently. Wint Wealth will be the exclusive owner of such data and records. However, all records are regarded as confidential. Therefore, will not be divulged to any third party, unless required by law."}),(0,n.jsx)("li",{children:"Wint Wealth will store your Personal Information at least for a reasonable from the last date of use of the services, Site or for such period as may be required by law."}),(0,n.jsx)("li",{children:"You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your personal information changes, you may correct, delete inaccuracies, or amend information by making the change on our member information page or by contacting us through [email protected]. We will make good faith efforts to make requested changes in our then active databases as soon as reasonably practicable. If you provide any information that is untrue, inaccurate, out of date or incomplete (or becomes untrue, inaccurate, out of date or incomplete), or Wint Wealth has reasonable grounds to suspect that the information provided by you is untrue, inaccurate, out of date or incomplete, Wint Wealth may, at its sole discretion, discontinue the provision of the services to you. There may be circumstances where Wint Wealth will not correct, delete or update your Personal Information, including (a) where the Personal Information is opinion data that is kept solely for evaluative purpose; and (b) the Personal Information is in documents related to a prosecution if all proceedings relating to the prosecution have not been completed."})]})})},{title:"Grievance Redressal",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"For any grievances you may refer to the Grievance Redressal Policy available on our website."})})},{title:"Changes to the privacy policy",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"We reserve the right to update (c

1hange, modify, add and/or delete) the terms of this Privacy Policy from time to time, at our sole discretion, to reflect company initiatives, changes in the law or technology or changes in our practices regarding the collection and use of Personal Information."}),(0,n.jsx)("li",{children:"When we update our Privacy Policy, we will intimate you of the amendments on your email address registered with us or on the Site. If you do not agree to the amendments, please do not use the Site or services any further. By continuing to use the Site, you will be deemed to have consented to the latest version of the Privacy Policy."})]})})}],g=[{title:"For Investors' Attention",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"Beware of fixed/guaranteed/regular returns/ capital protection schemes. Brokers or their authorized persons or any of their associates are not authorized to offer fixed/guaranteed/regular returns/ capital protection on your investment or authorized to enter into any loan agreement with you to pay interest on the funds offered by you. Please note that in case of default of a member claim for funds or securities given to the broker under any arrangement/ agreement of indicative return will not be accepted by the relevant Committee of the Exchange as per the approved norms."}),(0,n.jsx)("li",{children:"Always keep your contact details viz. mobile number/email ID updated with your stock broker. You must immediately take up the matter with Stock Broker/Exchange if you are not receiving the messages from Exchange/Depositories regularly on the provided mobile number/ email id."}),(0,n.jsx)("li",{children:"Check your securities/ MF/ bonds in the consolidated account statement issued by NSDL/ CDSL every month."}),(0,n.jsx)("li",{children:"Don't ignore any emails/SMSs received from the stock exchange for trades done by you. Verify the same with the Contract notes/Statement of accounts received from your broker and report discrepancy, if any, to your broker in writing immediately and if the your broker does not respond, please take this up with the Exchange/Depositories forthwith."}),(0,n.jsx)("li",{children:"Check messages sent by stock exchanges on a weekly basis regarding funds and securities balances reported by the trading member, compare it with the weekly statement of account sent by your broker and immediately raise a concern to the exchange if you notice a discrepancy."}),(0,n.jsx)("li",{children:"Please do not transfer funds for the purposes of trading to anyone, including an authorized person or an associate of the broker, other than a SEBI registered stock broker."})]})})}],b=[{title:"10 Steps for opening and operating an account on Wint Wealth",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"User signs up on Wint Wealth using mobile number and email address"}),(0,n.jsxs)("li",{children:["The user will complete SEBI-based KYC as per the SEBI circular linked"," ",(0,n.jsx)("a",{href:"https://www.google.com/url?q=https://www.sebi.gov.in/legal/circulars/apr-2020/clarification-on-know-your-client-kyc-process-and-use-of-technology-for-kyc_46565.html&sa=D&source=docs&ust=1680933999704904&usg=AOvVaw0XRSf9McvVSRYGt4xeSqBZ",target:"_blank",rel:"noreferrer",children:"here"})]}),(0,n.jsx)("li",{children:"Once the KYC is approved by Wint Wealth which may take up to 2 working days, the user account is ready for transactions."}),(0,n.jsx)("li",{children:"Users can explore assets available on the platform and choose to transact basis the information provided"}),(0,n.jsx)("li",{children:"Once a user decides to invest in any particular asset, they will click on “Invest Now” or any other similar button to proceed towards completing the transaction."}),(0,n.jsx)("li",{children:"The user will then transfer funds through the payment gateway facility provided by the clearing corporation i.e NCL or ICCL"}),(0,n.jsx)("li",{children:"Parallelly the seller shall transfer the securities for sale to the clearing corporation."}),(0,n.jsx)("li",{children:"Under the Request for Quote (RFQ)* mechanism run by the exchanges i.e NSE and BSE, the orders for buy/sell shall be matched."}),(0,n.jsx)("li",{children:"Once the exchange completed the matching, the transaction moves to the settlement stage where the clearing corporations transfer the funds to the seller and the securities to the buyer."}),(0,n.jsx)("li",{children:"At this stage, the transaction is settled and complete."})]})})},{title:"What is the RFQ Platform?",content:(0,n.jsxs)("div",{children:[(0,n.jsxs)("p",{children:["As per the latest OBPP (Online Bond Platform Provider) guidelines, any online platform which facilitates buying or selling listed bonds must become a SEB

1I-regulated intermediary and all the buying/selling of the bonds need to happen over the exchange facility provided by any of the registered exchanges in India."," "]}),(0,n.jsx)("p",{children:"For providing the buying/selling services via an exchange, the RFQ platform of the exchange is used. RFQ stands for Request For Quote. It’s a platform where the negotiation of the deals happens. For Wint Wealth users, they need not worry as Wint Wealth will be integrating with the exchanges (NSE & BSE) and provide the simple investment flow which has always been appreciated by the users."})]})}],v=[{id:"dosDonts",title:"Dos and Donts For an Investor",content:(0,n.jsx)(r,{id:"annexure-investor-charter-table",columns:d.columns,rows:d.rows,hideColumns:!0})},{id:"rightOfInvestors",title:"Rights of investors",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"Receive a copy of KYC, copy of account opening documents."}),(0,n.jsx)("li",{children:"No minimum balance is required to be maintained in a demat account."}),(0,n.jsx)("li",{children:"No charges are payable for opening of demat accounts."}),(0,n.jsx)("li",{children:"If executed, receive a copy of Power of Attorney. However, Power of Attorney is not a mandatory requirement as per SEBI / Stock Exchanges. You have the right to revoke any authorization given at any time."}),(0,n.jsx)("li",{children:"You can open more than one demat account in the same name with single DP/ multiple DPs."}),(0,n.jsx)("li",{children:"Receive statement of accounts periodically. In case of any discrepancies in statements, take up the same with the DP immediately. If the DP does not respond, take up the matter with the Depositories."}),(0,n.jsx)("li",{children:"Pledge and /or any other interest or encumbrance can be created on demat holdings."}),(0,n.jsx)("li",{children:"Right to give standing instructions with regard to the crediting of securities in demat account."}),(0,n.jsx)("li",{children:"Investor can exercise its right to freeze/defreeze his/her demat account or specific securities / specific quantity of securities in the account, maintained with the DP."}),(0,n.jsx)("li",{children:"In case of any grievances, Investor has right to approach Participant or Depository or SEBI for getting the same resolved within prescribed timelines."}),(0,n.jsx)("li",{children:"Every eligible investor shareholder has a right to cast its vote on various resolutions proposed by the companies for which Depositories have developed an internet based ‘e-Voting’ platform."}),(0,n.jsx)("li",{children:"Receive information about charges and fees. Any charges/tariff agreed upon shall not increase unless a notice in writing of not less than thirty days is given to the Investor."}),(0,n.jsx)("li",{children:"Right to indemnification for any loss caused due to the negligence of the Depository or the participant."}),(0,n.jsx)("li",{children:"Right to opt out of the Depository system in respect of any security."}),(0,n.jsx)("li",{children:"To have digital accessibility"})]})})},{id:"responsibilitiesOfInvestors",title:"Responsibilities of Investors",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("li",{children:"Deal with a SEBI registered DP for opening demat account, KYC and Depository activities."}),(0,n.jsx)("li",{children:"Provide complete documents for account opening and KYC (Know Your Client). Fill all the required details in Account Opening Form / KYC form in own handwriting and cancel out the blanks."}),(0,n.jsx)("li",{children:"Read all documents and conditions being agreed before signing the account opening form."}),(0,n.jsx)("li",{children:"Accept the Delivery Instruction Slip (DIS) book from DP only (preprinted with a serial number along with client ID) and keep it in safe custody and do not sign or issue blank or partially filled DIS."}),(0,n.jsx)("li",{children:"Always mention the details like ISIN, number of securities accurately."}),(0,n.jsx)("li",{children:"Inform any change in information linked to demat account and obtain confirmation of updation in the system."}),(0,n.jsx)("li",{children:"Regularly verify balances and demat statement and reconcile with trades / transactions."}),(0,n.jsx)("li",{children:"Appoint nominee(s) to facilitate heirs in obtaining the securities in their demat account."}),(0,n.jsx)("li",{children:"Do not fall prey to fraudsters sending emails and SMSs luring to trade in stocks / securities promising huge profits."})]})}

1,{id:"codeOfConductForDepositories",title:"Code of Conduct for Depositories (Part D of Third Schedule of SEBI (D & P) regulations, 2018)",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"A Depository shall:"}),(0,n.jsx)("li",{children:"always abide by the provisions of the Act, Depositories Act, 1996, any Rules or Regulations framed thereunder, circulars, guidelines and any other directions issued by the Board from time to time."}),(0,n.jsx)("li",{children:"adopt appropriate due diligence measures."}),(0,n.jsx)("li",{children:"take effective measures to ensure implementation of proper risk management framework and good governance practices."}),(0,n.jsx)("li",{children:"take appropriate measures towards investor protection and education of investors."}),(0,n.jsx)("li",{children:"treat all its applicants/members in a fair and transparent manner."}),(0,n.jsx)("li",{children:"promptly inform the Board of violations of the provisions of the Act, the Depositories Act, 1996, rules, regulations, circulars, guidelines or any other directions by any of its issuer or issuer’s agent."}),(0,n.jsx)("li",{children:"take a proactive and responsible attitude towards safeguarding the interests of investors, integrity of depository’s systems and the securities market."}),(0,n.jsx)("li",{children:"endeavor for introduction of best business practices amongst itself and its members."}),(0,n.jsx)("li",{children:"act in utmost good faith and shall avoid conflict of interest in the conduct of its functions."}),(0,n.jsx)("li",{children:"not indulge in unfair competition, which is likely to harm the interests of any other Depository, their participants or investors or is likely to place them in a disadvantageous position while competing for or executing any assignment."}),(0,n.jsxs)("li",{children:["segregate roles and responsibilities of key management personnel within the depository including",(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"  - Clearly mapping legal and regulatory duties to the concerned position"}),(0,n.jsx)("p",{children:"  - Defining delegation of powers to each position"}),(0,n.jsx)("p",{children:"  - Assigning regulatory, risk management and compliance aspects to business and support teams"})]})]}),(0,n.jsx)("li",{children:"be responsible for the acts or omissions of its employees in respect of the conduct of its business."}),(0,n.jsx)("li",{children:"monitor the compliance of the rules and regulations by the participants and shall further ensure that their conduct is in a manner that will safeguard the interest of investors and the securities market."})]})},{title:"Code of Conduct for Participants (Part A of Third Schedule of SEBI (D & P) regulations, 2018)",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("li",{children:"A participant shall make all efforts to protect the interests of investors."}),(0,n.jsx)("li",{children:"A participant shall always endeavour to—"}),(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"- render the best possible advice to the clients having regard to the client’s needs and the environments and his own professional skills;"}),(0,n.jsx)("p",{children:"- ensure that all professional dealings are effected in a prompt, effective and efficient manner;"}),(0,n.jsx)("p",{children:"- inquiries from investors are adequately dealt with;"}),(0,n.jsx)("p",{children:"- grievances of investors are redressed without any delay."})]}),(0,n.jsx)("li",{children:"A participant shall maintain high standards of integrity in all its dealings with its clients and other intermediaries, in the conduct of its business."}),(0,n.jsx)("li",{children:"A participant shall be prompt and diligent in opening of a beneficial owner account, dispatch of the dematerialisation request form, rematerialisation request form and execution of debit instruction slip and in all the other activities undertaken by him on behalf of the beneficial owners."}),(0,n.jsx)("li",{children:"A participant shall endeavour to resolve all the complaints against it or in respect of the activities carried out by it as quickly as possible, and not later than one month of receipt."}),(0,n.jsx)("li",{children:"A participant shall not increase charges/fees for the services rendered without proper advance notice to the beneficial owners."}),(0,n.jsx)("li",{children:"A participant shall not indulge in any unfair competition, which is likely to harm the interests of other participants or investors or is likely to place such other participants in a disadvantageous position while competing for or executing any assignment."}),(0,n.jsx)("li",{children:"A participant shall not make any exaggerated statement whether oral or written to the clients either about its qualifications or capability to render certain services or about its achievements in regard to services rendered to other clients."}),(0,n.jsx)("li",{children:"A participant shall not divulge to other clients, press or any other person any information about its clients which has come to its knowledge except with the approval/authorisation of the clients or when it is required to disclose the information under the requirements of any Act, Rules or Regulations."}),(0,n.jsx)("li",{children:"A participant shall co-operate with the Board as and when required."}),(0,n.jsx)("li",{children:"A participant shall maintain the required level of knowledge and competency and abide by the provisions of the Act, Rules, Regulations and circulars and directions issued by the Board. The participant shall also comply with the award of the Ombudsman passed under the Securities and Exchange Board of India (Ombudsman) Regulations, 2003."}),(0,n.jsx)("li",{children:"A participant shall not make any untrue statement or suppress any material fact in any documents, reports, papers or information furnished to the Board."}),(0,n.jsx)("li",{children:"A participant shall not neglect or fail or refuse to submit to the Board or other agencies with which it is registered, such books, documents, correspondence, and papers or any part thereof as may be demanded/requested from time to time."}),(0,n.jsx)("li",{children:"A participant shall ensure that the Board is promptly informed about any action, legal proceedings, etc., initiated against it in respect of material breach or non- compliance by it, of any law, Rules, regulations, directions of the Board or of any other regulatory body."}),(0,n.jsx)("li",{children:"A participant shall maintain proper inward system for all types of mail received in all forms."}),(0,n.jsx)("li",{children:"A participant shall follow the maker—Checker concept in all of its activities to ensure the accuracy of the data and as a mechanism to check unauthorised transaction."}),(0,n.jsx)("li",{children:"A participant shall take adequate and necessary steps to ensure that continuity in data and record keeping is maintained and that the data or records are not lost or destroyed. It shall also ensure that for electronic records and data, up- to-date back up is always available with it."}),(0,n.jsx)("li",{children:"A participant shall provide adequate freedom and powers to its compliance officer for the effective discharge of his duties."}),(0,n.jsx)("li",{children:"A participant shall ensure that it has satisfactory internal 

1control procedures in place as well as adequate financial and operational capabilities which can be reasonably expected to take care of any losses arising due to theft, fraud and other dishonest acts, professional misconduct or omissions."}),(0,n.jsx)("li",{children:"A participant shall be responsible for the acts or omissions of its employees and agents in respect of the conduct of its business."}),(0,n.jsx)("li",{children:"A participant shall ensure that the senior management, particularly decision makers have access to all relevant information about the business on a timely basis."}),(0,n.jsx)("li",{children:"A participant shall ensure that good corporate policies and corporate governance are in place."})]})}],w=[{title:"Vision",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"Towards making Indian Securities Market - Transparent, Efficient, & Investor friendly by providing safe, reliable, transparent and trusted record keeping platform for investors to hold and transfer securities in dematerialized form."})})},{title:"Mission",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"To hold securities of investors in dematerialised form and facilitate its transfer, while ensuring safekeeping of securities and protecting interest of investors."}),(0,n.jsx)("li",{children:"To provide timely and accurate information to investors with regard to their holding and transfer of securities held by them."}),(0,n.jsx)("li",{children:"To provide the highest standards of investor education, investor awareness and timely services so as to enhance Investor Protection and create awareness about Investor Rights."})]})})},{title:"Details of business transacted by the Depository and Depository Participant (DP)",content:(0,n.jsx)("div",{children:(0,n.jsxs)("p",{children:["A Depository is an organization which holds securities of investors in electronic form. Depositories provide services to various market participants - Exchanges, Clearing Corporations, Depository Participants (DPs), Issuers and Investors in both primary as well as secondary markets. The depository carries out its activities through its agents which are known as Depository Participants (DP). Details available on the link:"," ",(0,n.jsx)("a",{href:"https://nsdl.co.in/dpsch.php.",target:"_blank",rel:"noreferrer",children:"https://nsdl.co.in/dpsch.php."})]})})},{title:"Description of services provided by the Depository through Depository Participants (DP) to investors",content:(0,n.jsxs)("div",{children:[(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"(1) Basic Services"}),(0,n.jsx)(r,{id:"depository-services-table",columns:[{columnName:"S.No.",columnKey:"sno"},{columnName:"Brief about the Activity / Service",columnKey:"brief_activity"},{columnName:"Expected Timelines for processing by the DP after receipt of proper documents",columnKey:"expected_timelines"}],rows:[{sno:"1.",brief_activity:"Dematerialisation of securities",expected_timelines:"7 days"},{sno:"2.",brief_activity:"Rematerialisation of securities",expected_timelines:"7 days"},{sno:"3.",brief_activity:"Mutual Fund Conversion / Destatementisation",expected_timelines:"5 days"},{sno:"4.",brief_activity:"Re-conversion / Restatementisation of Mutual fund units",expected_timelines:"7 days"},{sno:"5.",brief_activity:"Transmission of securities",expected_timelines:"7 days"},{sno:"6.",brief_activity:"Registering pledge request",expected_timelines:"15 days"},{sno:"7.",brief_activity:"Registering pledge request",expected_timelines:"30 days"},{sno:"8.",brief_activity:"Settlement Instruction",expected_timelines:"For T+1 day settlements, Participants shall accept instructions from the Clients, in physical form up to 4 p.m. (in case of electronic instructions up to 6.00 p.m.) on T day for pay-in of securities. For T+0 day settlements, Participants shall accept EPI instructions from the clients, till 11:00 AM on T day. Note: ‘T’ refers ‘Trade Day’"}]})]}),(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"(2) Depositories provide special services like pledge, hypothecation, internet based services etc. in addition to their core services and these include:"}),(0,n.jsx)(r,{id:"depository-special-services-table",columns:h.columns,rows:h.rows})]})]})},{title:"Details of Grievance Redressal Mechanism",content:(0,n.jsx)("div",{children:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"(1) The Process of investor grievance redressal"}),(0,n.jsx)(r,{id:"depository-grievance-table",columns:u.columns,rows:u.rows,hideColumns:!0})]})})},{title:"Guidance pertaining to special circumstances related to market activities: Termination of the Depository Participant",content:(0,n.jsx)("div",{children:(0,n.jsx)(r,{id:"depository-termination-table",columns:p.columns,rows:p.rows})})},{title:null,content:(0,n.jsxs)("div",{children:[(0,n.jsxs)("p",{children:[(0,n.jsx)("u",{children:(0,n.jsx)("b",{children:"Dos and Don’ts for Investors: "})})," ","Please see"," ",(0,n.jsx)("a",{href:"/annexure-investor-charter/",target:"_self",children:"Annexure to Investor Charter"})]}),(0,n.jsxs)("p",{children:[(0,n.jsx)("u",{children:(0,n.jsx)("b",{children:"Rights of Investors: "})})," ","Please see"," ",(0,n.jsx)("a",{href:"/annexure-investor-charter/#rightOfInvestors",target:"_self",children:"Annexure to Investor Charter"})]}),(0,n.jsxs)("p",{children:[(0,n.jsx)("u",{children:(0,n.jsx)("b",{children:"Responsibilities of Investors: "})})," ","Please see"," ",(0,n.jsx)("a",{href:"/annexure-investor-charter/#responsibilitiesOfInvestors",target:"_self",children:"Annexure to Investor Charter"})]}),(0,n.jsxs)("p",{children:[(0,n.jsx)("u",{children:(0,n.jsx)("b",{children:"Code of Conduct: "})})," ","Please see"," ",(0,n.jsx)("a",{href:"/annexure-investor-charter/#codeOfConductForDepositories",target:"_self",children:"Annexure to Investor Charter"})]}),(0,n.jsxs)("p",{children:[(0,n.jsx)("u",{children:(0,n.jsx)("b",{children:"2022-104-Policy-NSDLs various investor centric initiatives – Do’s and Don’t for investors demat account holders"})})," ","Please see"," ",(0,n.jsx)("a",{href:"https://nsdl.co.in/downloadables/pdf/2022-104-Policy-NSDLs%20various%20investor%20ce

1ntric%20initiatives%20-%20Dos%20and%20Dont%20for%20investors%20%20demat%20account%20holders.pdf",target:"_blank",rel:"noreferrer",children:"NSDL Do's & Dont's for investors"})]})]})}],x=[{title:"Vision",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"To follow highest standards of ethics and compliances while facilitating the trading by clients in securities in a fair and transparent manner, so as to contribute in creation of wealth for investors."})})},{title:"Mission",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{type:"i",children:[(0,n.jsx)("li",{children:"To provide high quality and dependable service through innovation, capacity enhancement and use of technology."}),(0,n.jsx)("li",{children:"To establish and maintain a relationship of trust and ethics with the investors."}),(0,n.jsx)("li",{children:"To observe highest standard of compliances and transparency."}),(0,n.jsx)("li",{children:"To always keep ‘protection of investors’ interest’ as goal while providing service."}),(0,n.jsx)("li",{children:"To ensure confidentiality of information shared by investors unless such information is required to be provided in furtherance of discharging legal obligations or investors have provided specific consent to share such information."})]})})},{title:"Services provided to Investors",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{type:"I",children:[(0,n.jsx)("li",{children:"Execution of trades on behalf of investors."}),(0,n.jsx)("li",{children:"Issuance of Contract Notes."}),(0,n.jsx)("li",{children:"Issuance of intimations regarding margin due payments."}),(0,n.jsx)("li",{children:"Facilitate execution of early pay-in obligation instructions."}),(0,n.jsx)("li",{children:"Periodic Settlement of client’s funds."}),(0,n.jsx)("li",{children:"Issuance of retention statement of funds at the time of settlement."}),(0,n.jsx)("li",{children:"Risk management systems to mitigate operational and market risk."}),(0,n.jsx)("li",{children:"Facilitate client profile changes in the system as instructed by the client."}),(0,n.jsx)("li",{children:"Information sharing with the client w.r.t. relevant Market Infrastructure Institutions (MII) circulars."}),(0,n.jsx)("li",{children:"Provide a copy of Rights & Obligations document to the client."}),(0,n.jsx)("li",{children:"Communicating Most Important terms and Conditions (MITC) to the client."}),(0,n.jsx)("li",{children:"Redressal of Investor’s grievances."})]})})},{title:"Rights of Investors",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{type:"I",children:[(0,n.jsx)("li",{children:"Ask for and receive information from a firm about the work history and background of the person handling your account, as well as information about the firm itself (including website providing mandatory information)."}),(0,n.jsx)("li",{children:"Receive complete information about the risks, obligations, and costs of any investment before investing."}),(0,n.jsx)("li",{children:"Receive a copy of all completed account forms and rights & obligation document."}),(0,n.jsx)("li",{children:"Receive a copy of ‘Most Important Terms & Conditions’ (MITC)."}),(0,n.jsx)("li",{children:"Receive account statements that are accurate and understandable."}),(0,n.jsx)("li",{children:"Understand the terms and conditions of transactions you undertake."}),(0,n.jsx)("li",{children:"Access your funds in a prescribed manner and receive information about any restrictions or limitations on access."}),(0,n.jsx)("li",{children:"Receive complete information about maintenance or service charges, transaction or redemption fees, and penalties in form of tariff sheet."}),(0,n.jsx)("li",{children:"Discuss your grievances with compliance officer / compliance team / dedicated grievance redressal team of the firm and receive prompt attention to and fair consideration of your concerns."}),(0,n.jsx)("li",{children:"Close your zero balance accounts online with minimal documentation"}),(0,n.jsx)("li",{children:"Get the copies of all policies (including Most Important Terms and Conditions) of the broker related to dealings of your account"}),(0,n.jsx)("li",{children:"Not be discriminated against in terms of services offered to equivalent clients"}),(0,n.jsx)("li",{children:"Get only those advertisement materials from the broker which adhere to Code of Advertisement norms in place"}),(0,n.jsx)("li",{children:"In case of broker defaults, be compensated from the Exchange Investor Protection Fund as per the norms in place"}),(0,n.jsx)("li",{children:"Trade in derivatives after submission of relevant financial documents to the broker subject to brokers’ adequate due diligence."}),(0,n.jsx)("li",{children:"Get warnings on the trading systems while placing orders in securities where surveillance measures are in place"}),(0,n.jsx)("li",{children:"Get access to products and services in a suitable manner even if differently abled"}),(0,n.jsx)("li",{children:"Get access to educational materials of the MIIs and brokers"}),(0,n.jsx)("li",{children:"Get access to all the exchanges of a particular segment you wish to deal with unless opted out specifically as per Broker norms"}),(0,n.jsx)("li",{children:"Deal with one or more stockbrokers of your choice without any compulsion of minimum business"}),(0,n.jsx)("li",{children:"Have access to the escalation matrix for communication with the broker"}),(0,n.jsx)("li",{children:"Not be bound by any clause prescribed by the Brokers which are contravening the Regulatory provisions."}),(0,n.jsx)("li",{children:"To have digital accessibility"})]})})},{title:"Various activities of Stock Brokers with timelines",content:(0,n.jsx)("div",{children:(0,n.jsx)(r,{id:"stock-broker-timeline-table",columns:[{

1columnName:"S.No.",columnKey:"sno"},{columnName:"Activities",columnKey:"activities"},{columnName:"Expected Timelines",columnKey:"expected_timelines"}],rows:[{sno:"1.",activities:"KYC entered into KRA System and CKYCR",expected_timelines:"3 working days of account opening"},{sno:"2.",activities:"Client Onboarding",expected_timelines:"Immediate, but not later than one week"},{sno:"3.",activities:"Order execution",expected_timelines:"Immediate on receipt of order, but not later than the same day"},{sno:"4.",activities:"Allocation of Unique Client Code",expected_timelines:"Before trading"},{sno:"5.",activities:"Copy of duly completed Client Registration Documents to clients",expected_timelines:"7 days from the date of upload of Unique Client Code to the Exchange by the trading member"},{sno:"6.",activities:"Issuance of contract notes",expected_timelines:"24 hours of execution of trades"},{sno:"7.",activities:"Collection of upfront margin from client",expected_timelines:"Before initiation of trade"},{sno:"8.",activities:"Issuance of intimations regarding other margin due payments",expected_timelines:"At the end of the T day"},{sno:"9.",activities:"Settlement of client funds ",expected_timelines:"First Friday/Saturday of the month/quarter as per Exchange pre-announced schedule"},{sno:"10.",activities:"‘Statement of Accounts’ for Funds, Securities and Commodities",expected_timelines:"Monthly basis"},{sno:"11.",activities:"Issuance of retention statement of funds/commodities",expected_timelines:"5 days from the date of settlement"},{sno:"12.",activities:"Issuance of Annual Global Statement",expected_timelines:"30 days from the end of the financial year"},{sno:"13.",activities:"Investor grievances redressal",expected_timelines:"21 calendar days from the receipt of the complaint"}]})})},{title:"DOs and DON’Ts for Investors",content:(0,n.jsxs)("div",{children:[(0,n.jsx)(r,{id:"stock-broker-dos-donts-table",columns:[{columnName:"DOs",columnKey:"do"},{columnName:"DON’Ts",columnKey:"dont"}],rows:[{do:"Read all documents and conditions being agreed before signing the account opening form.",dont:"Do not deal with unregistered stock broker."},{do:"Receive a copy of KYC, copy of account opening documents and Unique Client Code.",dont:"Do not forget to strike off blanks in your account opening and KYC."},{do:"Read the product / operational framework / timelines related to various Trading and Clearing & Settlement processes.",dont:"Do not submit an incomplete account opening and KYC form."},{do:"Receive all information about brokerage, fees and other charges levied.",dont:"Do not forget to inform any change in information linked to trading account and obtain confirmation of updation in the system."},{do:"Register your mobile number and email ID in your trading, demat and bank accounts to get regular alerts on your transactions.",dont:"Do not transfer funds, for the purposes of trading to anyone other than a stock broker. No payment should be made in name of employee of stock broker."},{do:"If executed, receive a copy of Demat Debit and Pledge Instruction (DDPI) However, DDPI is not a mandatory requirement as per SEBI / Stock Exchanges. Before granting DDPI, carefully examine the scope and implications of powers being granted.",dont:"Do not ignore any emails / SMSs received with regards to trades done, from the Stock Exchange and raise a concern, if discrepancy is observed."},{do:"Receive contract notes for trades executed, showing transaction price, brokerage, GST and STT/CTT etc. as applicable, separately, within 24 hours of execution of trades.",dont:"Do not opt for digital contracts, if not familiar with computers."},{do:"Receive funds and securities/commodities on time, as prescribed by SEBI or exchange from time to time.",dont:"Do not share trading password."},{do:"Verify details of trades, contract notes and statement of account and approach relevant authority for any discrepancies. Verify trade details on the Exchange websites from the trade verification facility provided by the Exchanges.",dont:"Do not fall prey to fixed/guaranteed returns schemes."},{do:"Receive statement of accounts periodically. If opted for running account settlement, account has to be settled by the stock broker as per the option given by the client (Monthly or Quarterly).",dont:"Do not fall prey to fraudsters sending emails and SMSs luring to trade in stocks / securities promising huge profits."},{do:"In case of any grievances, approach stock broker or Stock Exchange or SEBI for getting the same resolved within prescribed timelines.",dont:"Do not follow herd mentality for investments. Seek expert and professional advice for your investments"},{do:"Retain documents for trading activity as it helps in resolving disputes, if they arise.",dont:""}]}),(0,n.jsx)("span",{children:"Additionally, Investors may refer to Dos and Don’ts issued by MIIs on their respective websites from time to time."})]})},{title:"Grievance Redressal Mechanism",content:(0,n.jsxs)("div",{children:["The process of investor grievance redressal is as follows:",(0,n.jsx)("br",{}),(0,n.jsx)(r,{id:"grievance-redressal-mechanism",hideColumns:!0,columns:f.columns,rows:f.rows})]})},{title:"Handling of Investor’s claims / complaints in case of default of a Trading Member / Clearing Member (TM/CM)",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("br",{}),(0,n.jsx)("h3",{children:"Default of TM/CM"}),(0,n.jsx)("br",{}),(0,n.jsx)("p",{children:"Following steps are carried out by Stock Exchange for benef

1it of investor, in case stock broker defaults:"}),(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"Circular is issued to inform about declaration of Stock Broker as Defaulter."}),(0,n.jsx)("li",{children:"Information of defaulter stock broker is disseminated on Stock Exchange website."}),(0,n.jsx)("li",{children:"Public Notice is issued informing declaration of a stock broker as defaulter and inviting claims within specified period."}),(0,n.jsx)("li",{children:"Intimation to clients of defaulter stock brokers via emails and SMS for facilitating lodging of claims within the specified period."})]}),(0,n.jsx)("br",{}),(0,n.jsx)("p",{children:"Following information is available on Stock Exchange website for information of investors:"}),(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"Norms for eligibility of claims for compensation from IPF."}),(0,n.jsx)("li",{children:"Claim form for lodging claim against defaulter stock broker."}),(0,n.jsx)("li",{children:"FAQ on processing of investors’ claims against Defaulter stock broker."}),(0,n.jsx)("li",{children:"Provision to check online status of client’s claim."}),(0,n.jsx)("li",{children:"Standard Operating Procedure (SOP) for handling of Claims of Investors in the Cases of Default by Brokers"}),(0,n.jsx)("li",{children:"Claim processing policy against Defaulter/Expelled members"}),(0,n.jsx)("li",{children:"List of Defaulter/Expelled members and public notice issued"})]})]})}],j=[{title:null,content:(0,n.jsx)("ul",{children:["All investors are requested to take note that 6 KYC attributes i.e. Name, PAN, Address, Mobile Number, Email id and Income Range have been made mandatory. Investors availing custodian services will be additionally required to update the custodian details.","The last date to update KYC is on or before March 31, 2022.","Thereafter non-compliant trading accounts will be blocked for trading by the Exchange.","The non-compliant demat accounts will be frozen for debits by Depository Participant or Depository.","On submission of the necessary information to the stockbroker and updation of the same by the stockbroker in the Exchange systems and approval by the Exchange, the blocked trading accounts shall be unblocked by the Exchange on T+1 trading day.","The demat account shall be unfreezed once the investor submits the deficient KYC details and the same is captured by the depository participant in the depository system.","To ensure smooth settlement of trades, the investors are requested to ensure that both the trading and demat accounts are compliant with respect to the KYC requirement.","The investors are hereby requested to comply with the regulatory guidelines issued by Exchanges and Depositories from time to time with regard to KYC compliance and related requirements."].map((e,t)=>(0,n.jsx)("li",{children:e},t))})},{title:null,content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:(0,n.jsx)("b",{children:"Note : The above information is pursuant to NSE circular number NSE/ISC/51035, BSE circular number 20220114-8 and DP communiqu\xe9 number CDSL/OPS/DP/POLCY/2022/28 dated January 14, 2022"})}),(0,n.jsx)("br",{}),(0,n.jsx)("p",{children:l.LB}),(0,n.jsx)("br",{}),(0,n.jsxs)("p",{children:[(0,n.jsxs)("span",{children:["CIN:",l.z_,","]})," | ",(0,n.jsxs)("span",{children:["Email:"," ",(0,n.jsx)("a",{href:"mailto:".concat(l.ul),children:l.ul})]})," | ","Web: ",(0,n.jsx)("a",{href:"/",children:"www.wintwealth.com"})]})]})}],k=[{title:"General",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:'This document is an electronic record in terms of Information Technology Act, 2000 and rules made there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021 that require publishing the rules and regulations, privacy policy and user agreement for access or usage of our website \'www.wintwealth.com\' and any other websites / domains as may be run and maintained (hereinafter referred to as the "Website") and / or our mobile application/ applications for the use of our services (hereinafter referred to as the “App”). The Website and the App are hereinafter collectively referred to as the “Site”. The Site is an internet-based asset ownership portal providing technology solutions for access to various financial products and alternative investment opportunities (“Services”), owned and operated by FOURDEGREEWATER CAPITAL PVT LTD, a company incorporated under Companies Act, 2013 bearing corporate identification number (CIN) U66301MH2020PTC338284 and having its registered office at Plot No. 2, Krushna Colony, Near M.S.E.B Colony, Jail Road, Nashik Road, Nashik, Maharashtra, India, 422101 (“Company”)". The Site is also used by the group, affiliate and associate companies of the Company as well as identified third party service providers to offer various products and services (hereinafter, along with the Company, referred to as "we", "us", "our" and "Wint Wealth").'}),(0,n.jsx)("p",{children:'For the purpose of these User Terms (defined hereinafter), "you", "your" or “User” refers to any natural or legal person (whether a registered user or otherwise) who accesses the Site, its contents and uses the Services offered by Wint Wealth on or through the Site.'})]})},{title:"Use of Site",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:'Your use of our Site and its related sites, Services and tools is governed by the terms and conditions as contained in this agreement applicable to the Site (“User Terms”). By using the Website, you have impliedly agreed and accepted these User Terms. If you do not agree or are not willing to be bound by the terms and conditions of these User Terms (and the rules and policies displayed on the Website), please do not click on the "Accept" button and do not seek to obtain access to or otherwise use the Website. As long as you comply with the provisions of these User Terms, we grant you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Website. If you do not agree to these User Terms, you agree that your sole and exclusive remedy is to discontinue using the Website. Your compliance with these User Terms is a condition to your right to access the Website. Your breach of any provision of these User Terms will automatically, without the requirement of notice or other action, revoke and terminate your right to access the Website.'}),(0,n.jsx)("p",{children:"It is clarified that the Privacy Policy, and disclaimers form an integral part of these User Terms and should be read contemporaneously with the User Terms. Illegality or unenforceability of one or more provisions of these User Terms shall not affect the legality and enforceability of the other terms of the User Terms. For avoidance of doubt, if any of the provisions becomes void or unenforceable, the rest of the provisions of these User Terms shall be binding upon the User."}),(0,n.jsxs)("p",{children:[(0,n.jsx)("i",{children:"Site Services"})," "]}),(0,n.jsx)("p",{children:"You agree and acknowledge that the Site allows you to avail services directly from the Company and/or its group companies and affiliates and /or any third party service provider and each entity providing the particular product/service is responsible for their products and services and the service provider entity shall be completely responsible for the services and any communications and responsibilities in relation to such services or products. The Company hereby grants you, a limited, non-exclusive, non-transferable, royalty free license to use the Site for the purposes of availing the services from the Company and its group entities and affiliates , collectively hereinafter referred to as Site Services."}),(0,n.jsx)("p",{children:'The group and affiliate companies of the Company include Wint Securities Private Limited (Formerly known as Fourdegreewater Services Private Limited) (“Wint Securities”), Fourdegreewater Finvest Private Limited (“FDW Finvest”), Fourdegreewater Analytics & Adv

1isory Private Limited ("FDW Analytics") and Fourdegreewater Investment Advisors Private Limited ("FDW Investment Advisors").'}),(0,n.jsx)("p",{children:"Wint Securities runs an online bond platform exclusively on the domain www.wintwealth.com as prescribed by SEBI and described further in detail below in these Terms (“OBP Platform”). The other group companies utilise the Site to provide their products and services but these are offered and transacted upon on a separate domain / sub-domain of the Site separate from the OBP Platform. The details and terms of use of the other products and services and their domains, if any, shall also be set out exclusively in these Terms below."}),(0,n.jsxs)("p",{children:[(0,n.jsx)("i",{children:"Beta Services"})," "]}),(0,n.jsx)("p",{children:"Wint Wealth may from time to time introduce to you several Services which are in the beta or testing phase. The Company will clearly highlight the beta features in its Services and clearly differentiate them from the publicly available features. The use of beta Services is not mandatory and should you wish to use such beta Services, this Clause will govern the use of such beta Services."}),(0,n.jsx)("p",{children:"Wint Wealth grants Customer a non-exclusive, non-transferable right to use the beta Services for a period designated by Wint Wealth for the purpose of testing and evaluation of such beta Service by providing the Company with early feedback on the performance of beta Service, identification of any defects, reporting of any bugs, usability of beta Service, and ideas for improvement of beta Services."}),(0,n.jsx)("p",{children:"It is hereby clarified that the beta Services may contain bugs, errors, omissions, and other problems; and Wint Wealth will not provide any support and maintenance for its beta Services. You, on your own accord, hereby understand and accept that any risk or damages arising out of the use or performance of beta Services will be your responsibility."}),(0,n.jsx)("p",{children:"The beta Services operate inefficiently and may be substantially modified prior to first commercial availability and can be withdrawn at any time. Wint Wealth will make best possible efforts to intimate users of beta Services about any modification or termination of the beta Services ahead of time, Wint Wealth reserves the right to modify or terminate the beta Services and your access to the beta Services for any reason, without notice, at any time, and without any liability to you. Once the beta Services are terminated, Wint Wealth will not be obliged to provide continued access to data collected during the testing period."})]})},{title:"Registration on the Site",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"You must be at least 18 (eighteen) years of age or older (in case you are an individual), have a sound mind and not be debarred by any law to contract in order to access and use the Website. If you use the Site or the Services on behalf of someone else (including but not limited to, as a legal representative of another individual or an entity, you must be authorized by such individual or entity. Our Website is accessible to children under the age of 18 (eighteen), however Wint Wealth strongly encourages parents and guardians to supervise the online activities of their minor children and consider using parental control tools. These tools also can prevent minors from disclosing their name, address, and other personally identifiable information online without parental permission."}),(0,n.jsx)("p",{children:"The Website and the offerings therein are intended only for registered Users who have completed the registration process and completed the KYC (Know-Your-Customer) requirements set out on the Website in accordance with regulatory mandates. A User must agree to become a member of the Website by providing ‘Registration Data’ (as set out on the Website) while registering on the Website and accept these User Terms. Upon ‘Acceptance’, these User Terms will be effective and binding upon you along with any amendments made by us at its sole discretion and posted on the Website and you will not claim invalidity of these User Terms merely on the grounds that these are being concluded electronically. For the aforesaid purposes, 'Acceptance' will mean your affirmative action in having clicked on the \"Accept\" button as provided on the registration page or any act which reflects your use of the Website or the Services provided by the Website or any such other actions that implies your acceptance."}),(0,n.jsx)("p",{children:"You are hereby informed that, in addition to online Aadhaar-based authentication, you shall have the option to complete your Know Your Customer (KYC) requirements through permissible non-Aadhaar-based offline KYC procedures, in accordance with applicable laws and regulatory guidelines. For availing such option and receiving further instructions, you may write to us at [email protected]."}),(0,n.jsx)("p",{children:"Upon completion of the registration process, the User will be allocated a unique identification username (“User ID”) to become registered User and the User may be required to enter either (i) a password set by you for your User ID; and / or (ii) a unique one-time password (“OTP”) issued by Wint Wealth to the User for authentication of your User ID each time he/she/it intend(s) to use the Website (together “Login Credentials”). You are solely responsible for the security of your Login Credentials and You will be responsible for all activities that occur under your User ID or account. Wint Wealth will consider all instructions placed with the use of your Login Credentials to have originated from you and will not be liable to any person for any loss or damage which may arise as a result of any failure by the User to protect their Login Credentials. You undertake to immediately notify Wint Wealth of any unauthorized use of your account or any other breach of security. You undertake to not sell or otherwise transfer your account/ User ID, or allow any third party to use or access your user account. Wint Wealth reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion."}),(0,n.jsx)("p",{children:"You confirm and acknowledge that by registering on the Website, you authorise and consent to Wint Wealth sending promotional and marketing content to you through emails, phone calls, short message service or other electronic and non-electronic mode of communication. Further you authorise and consent to Wint Wealth and its Associates to use different channels of communication, including but not limited to emails, phone calls, short message service or other electronic and non-electronic mode of communication to provide quality services and no such communication shall be deemed to be in violation of law relating to unsolicited commercial communication."}),(0,n.jsx)("p",{children:"By using this Website, the User authorises Wint Wealth to fetch data about the investments made on the platform from the counter-parties like Trustees, RTAs, Issuers, etc. By such authorisation, Wint Wealth will have the right to re

1ceive data from such counter-parties and disseminate the same to the User through its Site or platform. Such data shall be held confidential by the User and shall be used only for his/her own decision making. The data so shared does not represent solicitation of an offer to buy or sell any assets or securities."}),(0,n.jsx)("p",{children:"Please be aware that Wint Wealth reserves the right to revoke your access to the Wint Wealth Site, subject to our reasonable discretion. In this regard, we may also choose to suspend your account or your access to the same. As a registered User, in such an event, you may contact our support team to assist you/resolve the situation."})]})},{title:"User rights on the Site",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:'These User Terms govern your access and use of the Website, which includes any images, text, illustrations, designs, icons, photographs, programs, music clips, downloads, systems and methods of trading, video clips, graphics, user interfaces, visual interfaces, information, data, tools, products, written materials, services and other content (together, "Content"), including but not limited to the design, structure, selection, coordination, expression and arrangement of the Content available on or through the Website. Wint Wealth grants you a limited right to use the Website. The User will not use the Website in any way that is fraudulent or unlawful. Your right to use the Website is subject to your agreement to abide by these User Terms in their entirety, as well as any other rules, procedures, policies, terms or conditions that govern all or any portion of the Website. At any time and for any reason Wint Wealth may revoke your right to use all or any portion of the Website. The Website and the Content is not intended for distribution to, or use by, any person or entity in any jurisdiction or country outside India.'})})},{title:"Site security",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"You may not violate or attempt to violate the security of the Website. Tampering with any portion of the Website, providing untruthful or inaccurate information, misrepresenting your identity, or conducting fraudulent activities on the Website, whether or not through the use of agents, are prohibited and constitute a breach of these User Terms. You are prohibited from violating or attempting to violate the security of the Website."}),(0,n.jsx)("p",{children:'You agree to, amongst others, not to (a) license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Website; (b) access the Website in order to build a similar or competitive service; (c) copy, reproduce, distribute, republish, download, display, post or transmit in any form or by any means, any Content of the Website (d) use the Website in any way that causes, or may cause, damage to the Wint Wealth, the Website, its Users or impair the availability or accessibility of the Website in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity; (e) abuse, harass, impersonate, intimidate or threaten other Users; (f) post or transmit, or cause to be posted or transmitted, any content that is harmful, infringing, libellous, defamatory, abusive, offensive, obscene, pornographic, paedophilic, invasive of another\'s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or otherwise violates any applicable law or right of any third party; or that threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nations; (g) use the Website for any unauthorized purpose, or in violation of any applicable law or these User Terms; (h) post or transmit, or cause to be posted or transmitted, any communication or solicitation designed or intended to obtain access to another User’s account, or private information from any User; (i) infringe upon the IP Rights of Wint Wealth or any third party;

1 (j) submit comments linking to affiliate programs, multi-level marketing schemes, sites repurposing existing stories or off-topic content; (k) post, email, transmit, upload, or otherwise make available any material that contains software viruses or any other computer code, trojan horse or other code with malicious, disruptive and/or destructive features, files or programs designed or functioning to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment, including the Website; (l) use any robot, spider, scraper, sniping software or other automated means to access the Website for any purpose; (m) conduct any systematic or automated data collection activities on or in relation to the Website (n) use the Website or any Content any part of it to transmit or send unsolicited commercial communications, or for any other purposes related to marketing; (o) reverse engineer, frame, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software obtained from or part of the Website; (p) disable, remove, defeat, or avoid any security device or system, including, without limitation, any login functionality used to authenticate Users; (q) attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (r) attempt to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Website, overloading, "flooding," "spamming," "mailbombing" or "crashing;" (s) remove any notices, warnings, labels, annotations or instructions from any portion of the Website or any related material, including, without limitation, any patent, trademark, copyright, or other proprietary notices or license provisions; or (t) otherwise invading the privacy of, obtaining the identity of, or obtaining any personal information about any User of the Website. Any violations of system or network security including attempts to intentionally access a computer without authorization or exceed your authorized access level may result in civil and criminal charges, including but not limited to charges under applicable laws. Wint Wealth may investigate occurrences that might involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting Users who are involved in such violations. We may, without prior notice or warning of any kind, restrict or terminate the access of any and all Users to the Website if we reasonably conclude that such restriction or termination is necessary to prevent, or prevent the further spread, of a virus, security breach or system malfunction.'}),(0,n.jsx)("p",{children:"The Website may contain certain links. Activating links on the Website may cause the User to leave the Website. Such links are provided solely for Users’ convenience and information. Wint Wealth has not reviewed any of the websites linked with or connected to the Website and using links on or to the Website is at each individual User’s own risk"})]})},{title:"Third party content",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:'The Site makes available general third party information such as, product and service catalogues, advertisements including videos, images and photographs of various products and/or services and other data from external third party sources including web-site links ("Third Party Content"). The provision of Third-Party Content is for general informational or advertisement purposes only. You acknowledge that the Third-Party Content provided to you is obtained from sources believed to be reliable. Wint Wealth does not provide any guarantee with respect to any Third-Party Content and Wint Wealth shall not be held liable for any loss suffered by you based on your reliance on or use of such data.'})})},{title:"Taxes",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"The User shall be responsible for identifying and paying all taxes, duties, cess and other fees and charges (and any penalties, interest, and other additions thereto) that are payable by the User with respect to the transactions through the Platform. Wint Wealth will not be liable to pay any taxes which are payable by the User to any governmental authority for any such transaction."})})},{title:"Use of Google Analytics",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Wint Wealth uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses first-party cookies to report on user interactions with our web-based services. These cookies store non-personally identifiable information. Google Analytics aggregates technical data (non personally identifiable data relating to your usage of our website) with data collected from other users. Wint Wealth uses this information to i

1dentify the most popular areas of the Services and how to best present and customise them."}),(0,n.jsx)("p",{children:'For more information about how Google handles technical information, please visit the site, "How Google uses data when you use our partners’ sites or apps", (located at:www.google.com/policies/privacy/partners ). Under no circumstances will your email, password, any personal financial data be collected by or shared with Google Analytics.'})]})},{title:"Ownership of materials on Site",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"You may download or copy Content only to the extent such download is expressly permitted in writing on the Website. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the Content, the Website or any related software. Nothing on the Website will be interpreted as granting any license or right to use any image, trademark, trade dress, logo or service mark on the Website. Anything transmitted to the Website by you becomes Wint Wealth’s property and may be used by us for any lawful purpose. Wint Wealth reserves all rights with respect to copyright and trademark ownership of all material on the Website, and will enforce such rights to the full extent of the law. Unless otherwise noted, all Contents are copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by Wint Wealth or by third parties who have licensed their materials to Wint Wealth and are protected by Indian and international copyright laws. The compilation of all Contents on the Website is the exclusive property of Wint Wealth and is also protected by Indian and international copyright laws. The Website, including all Information, is owned by or licensed to Wint Wealth and is subject to and protected by various intellectual property rights, including but not limited to copyright, trade secrets, trademarks, service marks, brand names and other proprietary rights whether under contract, statute or any similar provisions (“IP Rights”). All IP Rights are and will remain the exclusive property of Wint Wealth, its respective third-party licensors or third parties to whom it is attributed and in using the Website individual Users will not obtain any rights, title or other interest in or to any information on the Website or related IP Rights. Subject to the above, individual Users are entitled to view the Information on the Website and to copy and print such information for personal use. Individual Users are not permitted to sell or distribute or otherwise deal with the Information on the Website or any deviations of such information without the prior written consent of Wint Wealth. The Website uses different web analytics services and is compliant with their terms and conditions."})})},{title:"No offers or reliance",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:'The Website has been prepared solely for purposes of information. The information available on the Website is for convenience of presentation and under no circumstances should the Website be used or considered as an offer to sell or the invitation or solicitation of an offer to buy any asset listed on the Website. Before making a decision with respect to purchasing any asset, Users are advised to carefully read the related final documentation. Further, Wint Wealth does not give or offer any business advice, investment advice, tax or legal advice to anyone using this Website. Accordingly, Users are advised to consult with their professional tax, legal and financial advisors and carry out their own due diligence with respect to purchasing any asset. Nothing contained on the Website must be relied upon as a promise or representation as to past or future performance. The Website may contain forward-looking statements. In some cases, you can identify forward-looking statements by terminology such as "may," "will," "should," "expects," "plans," "anticipates," "believes," "targeted," "projected," "underwritten," "estimates," "predicts," "potential," or "continue" or the negative of these terms or other comparable terminology. These forward-looking statements include, but are not limited to, statements concerning the company, property, risk factors, plans and projections. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. None of Wint Wealth, the issuer nor any other person or entity assumes responsibility for the accuracy and completeness of forward-looking statements. Users should conduct their own due diligence and not rely on the financial assumptions or estimates that are displayed on the Website. Assets dis

1played on the Website are not bank deposits, are not insured and are not guaranteed by Wint Wealth, and may lose value.'})})},{title:"No warranty; Limitation on liability",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"You will not dispute and /or hold Wint Wealth responsible for:"}),(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"Any act that is not an obligation of Wint Wealth in this Agreement."}),(0,n.jsx)("li",{children:"Any disclosures made by Wint Wealth to any statutory body under any law."}),(0,n.jsx)("li",{children:"Any non-payment by NBFCs, banks, government or any other service provider and /or issuer of any products and /or provider of any services shall not be the responsibility of Wint Wealth."}),(0,n.jsxs)("li",{children:["Any loss, notional or otherwise, incurred because of:",(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"Delays either at the end of the bank, the Registrar and Transfer Agency’s, depositories or any other service providers of Wint Wealth, by no fault of Wint Wealth;"}),(0,n.jsx)("li",{children:"Providing access to information and/or processing of instructions authenticated by your Login Credentials;"}),(0,n.jsx)("li",{children:"Non-availability or non-accessibility of the website, mobile application, electronic payment gateway, telephone(s), or office(s) of Wint Wealth for reasons including those beyond Wint Wealth’s control;"}),(0,n.jsx)("li",{children:"Any penalties, loss or damage to you which is due to the negligence or actions of any Service Partner of Wint Wealth and not caused by any action of Wint Wealth;"}),(0,n.jsx)("li",{children:"Any inaccuracy or typographical error on our website or the mobile application or any written, E-mail & SMS communication. Wint Wealth specifically disclaims any liability for such inaccuracies or errors;"}),(0,n.jsx)("li",{children:"Any act, omission or delay attributed to you or any Service Partners resulting in Wint Wealth not being able to provide the Services to you."})]})]})]}),(0,n.jsx)("p",{children:'By using the Site, you expressly agree that such use is at your sole risk. The Site and related services are provided on an "as is", "as available" and "with all faults" basis. Neither Wint Wealth nor any of its respective officers, directors, employees, agents, third-party content providers, designers, contractors, distributors, merchants, sponsors, licensors or the like (collectively, "associates") warrant that use of the Site or related services will be uninterrupted or error-free. Neither Wint Wealth nor its associates warrant the accuracy, integrity, completeness, availability or timeliness of the content provided in the Site or the materials or services offered in the Site now or in the future. Wint Wealth and its associates specifically disclaim all warranties, whether expressed or implied, including but not limited to warranties of title, merchantability, fitness for a particular purpose or non-infringement of the Site, information on the site or the results obtained from use of the Site or related services. Wint Wealth and its associates accept no responsibility for updating any party of the Site or the content therein.'}),(0,n.jsx)("p",{children:"Under no circumstances will Wint Wealth or its associates be liable to you or anyone else for any direct, consequential, incidental, special, exemplary, punitive or other indirect damages, including but not limited to lost profits, trading losses, unauthorized access, systems failure, communications line failure, internet failure or damages that result from use or loss of use of the Site, content, inconvenience or delay. This is true even if Wint Wealth has been advised of the possibility of such damages or losses."})]})},{title:"Disclaimer",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"You understand and acknowledge that purchase of the assets listed on the Website is speculative in nature and involves a high degree of risk, including the risk of loss of capital, and is not guaranteed. The Website is suitable only for sophisticated investors who fully understand and are capable of bearing the risks of purchasing such assets. A User should only purchase assets if he/she is able to withstand a total loss of capital. No guarantee or representation is made by us that you will achieve your investment objectives or will receive a return of your capital. The buyers of the assets/securities available on the platform should be aware that such assets/securities are illiquid in nature and there is no guarantee that they may be able to sell/redeem such assets/securities, with or without capital depreciation. Wint Wealth does not promise to process any withdrawal requests, or provide any avenues to liquidate such holdings, and the asset will be locked in till maturity. Wint Wealth does not endorse or promote any of the opportunities that appear on this Website nor make any re

1commendations regarding the same to any User. Users must not construe anything on the Website as investment, business, legal or tax advice and the content contained herein does not constitute an offer by Wint Wealth to sell, solicit or make an offer to buy an investment interest. Any information made available from our Website, does not represent a solicitation of an offer to buy or sell any property."}),(0,n.jsx)("li",{children:"You understand that Wint Wealth is an OBP Platform governed by the OBPP Guidelines (as defined hereinafter) and shall not be construed as a fundraising platform, or a stock exchange recognised by the Securities and Exchange Board of India under the Securities Contract (Regulation) Act, 1956, or their equivalent."}),(0,n.jsx)("li",{children:"Any blogs, content including FAQs and information available on Wintopedia or on any blog pages, available on the Site is merely for educational purposes and to disseminate general information about the product(s)/service(s) offered through the Site. Nothing contained in the blog(s), content(s) available on the website are to be construed as legal opinion or investment advice. Neither Wint Wealth nor the entity(ies), person(s) associated to it makes any representations, warranties, or guaranties whatsoever as to the blog(s), content(s) available on Site wholly or in part, including that of the accuracy or completeness of the information provided therein. In no event shall Wint Wealth and/ or its associated entity(ies), person(s) be liable for any direct, indirect, punitive, incidental, special or consequential damages which may arise as a result of a person acting upon or using the statements, informations, ideas, opinions made in the blogs and content including FAQs available on the website."}),(0,n.jsx)("li",{children:"You understand that while all security measures are in place, Wint Wealth and its operations are still subject to technical glitches or technological errors. You agree to fully cooperate in resolving any conflict, loss, both monetary and non-monetary, or system failure arising out of such error including, issuing refunds or retrieving issued units of securities Wint Wealth is rightfully entitled to. Wint Wealth reserves the right to determine what it is rightfully entitled to in such circumstances."})]})})},{title:"Representations and Warranties",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"By Using this Website, you represent and warrant that:"}),(0,n.jsxs)("ul",{children:[(0,n.jsx)("li",{children:"You are a citizen of India or, in case of juridical persons, are formed under the applicable laws of India;"}),(0,n.jsx)("li",{children:"You are 18 years of age or older and that your use of the Website will not violate any applicable law or regulation;"}),(0,n.jsx)("li",{children:"During registration as a User on the Website, you have provided information, which is true, accurate, current, complete and updated about yourself; and"}),(0,n.jsx)("li",{children:"You will use the Website solely for your personal and non-commercial use. Any use of this Website or its content other than for personal purposes is strictly prohibited."}),(0,n.jsx)("li",{children:"Investments made by you are from your verified bank account (primary holder’s bank account where such account is a joint account), from legitimate sources."})]})]})},{title:" User covenants",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ul",{children:[(0,n.jsxs)("li",{children:["User hereby declares, confirms and undertakes that:",(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"they shall comply with the relevant Know Your Customer (“KYC”) norms and any other extant disclosure and information requirements as may be laid down by SEBI, the clearing corporation or any other regulatory organisations or authorities. 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1course or claims of whatsoever nature, with any third party including but not limited to the intermediary/ counterparty to the transaction etc."}),(0,n.jsx)("li",{children:"Wint Wealth may use your app data for research, data analytics and platform improvement purposes in order to enhance your experience on the platform and for security. We do not share your KYC & transaction related information with entities who are not partners of Wint Wealth."})]})," "]}),(0,n.jsxs)("li",{children:["When communicating with Wint Wealth through digital media, please:",(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"confirm you are visiting the authorized Website;"}),(0,n.jsx)("li",{children:"maintain confidentiality of your User ID and OTPs. Wint Wealth’s Website is private, available only to Users through secure log-in procedures. Apart from allowing you to use your User ID and OTP to enter the Website, Wint Wealth or its representatives will never ask you for your User ID and/or OTP."}),(0,n.jsx)("li",{children:"Do not communicate or deal with personnel who are not affiliated with Wint Wealth."}),(0,n.jsx)("li",{children:"Do not send emails to anyone with an address other than the authorized Wint Wealth e-mail addresses. Wint Wealth does not permit our employees and authorized representatives to send or receive work related emails from personal accounts or any other address."})]})]})]})})},{title:"Effect on other agreements",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:'Nothing contained in these User Terms is intended to modify or amend any other written agreement you may have with Wint Wealth or other Users of the Website ("Other Agreements") if any, that may currently be in effect. In the event of any inconsistency between these User Terms and any Other Agreements, the Other Agreements will govern. Some pages within the Website contain supplemental terms and conditions and additional disclosure and disclaimers, which are in addition to these User Terms. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers will govern those sections or pages.'})})},{title:"Indemnity",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"You agree to indemnify and hold harmless Wint Wealth and (as applicable) its subsidiaries, affiliates, third-parties and their respective shareholders, officers, directors, agents, and employees, from any losses, liabilities, damages, costs and expenses, claims or demand, or actions including reasonable attorneys' fees asserted against or incurred by Wint Wealth, made by any third party arising out of your breach or non-performance of terms of these User Terms, or the documents they incorporate by reference, or your violation of any law, rules or regulations or the rights of a third party."})})},{title:"Changes to these terms",content:(0,n.jsx)("div",{children:(0,n.jsx)("p",{children:"We reserve the right to update (change, modify, add and/or delete) these User Terms from time to time, at our sole discretion, to reflect company initiatives, changes in the law or technology or changes in our practices. When we update these terms, there will not be any direct intimation to You regarding the changes and the changes will be uploaded on the Site with the latest date of upload updated at the top of the page. It is your duty to check the terms and conditions to see any updates. If you do not agree to the amendments, please do not use the Website any further. By continuing to use the Website, you will be deemed to have consented to the latest version of these User Terms."})})},{title:"Miscellaneous",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:"General"}),(0,n.jsx)("p",{children:"None of the provisions of these User Terms will be deemed to constitute a partnership or agency between you and Wint Wealth and you will have no authority to bind Wint Wealth in any manner whatsoever."})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:"Fiduciary Duty and Fairness of Charges (if any)"}),(0,n.jsx)("p",{children:"In providing you its Services, Wint Wealth will:"}),(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"Put your best interests f

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Wint Wealth may transfer its rights and obligations (also known as "assign") under these User Terms without your prior express consent, provided that Wint Wealth will assign these User Terms on the same terms or terms that are no less advantageous to you.'})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:"Arbitration"}),(0,n.jsx)("p",{children:"If any dispute arises between you and Wint Wealth during your use of the Website or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of these User Terms, or the documents they incorporate by reference, the dispute will be referred to a sole Arbitrator who will be an independent and neutral third party identified by Wint Wealth. The place of arbitration will be Mumbai, Maharashtra. The arbitration proceedings will be in the English language and will be governed by Arbitration & Conciliation Act, 1996."})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:"Governing Law"}),(0,n.jsx)("p",{children:"These User Terms or the documents they incorporate by reference will be governed and construed in accordance with the laws of India. Subject to clause of Arbitration above, all disputes arising under these User Terms between you and Wint Wealth will be subject to the exclusive jurisdiction of courts at Mumbai, Maharashtra, India."})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:"Refunds & Cancellations"}),(0,n.jsx)("p",{children:"Since it is an investment platform, refunds and cancellations are not applicable. You can choose to withdraw investment depending on availability. Any gesture of goodwill on behalf of Wint Wealth such as refunds and / or reimbursement of transaction charges or any other sum, shall not constitute an acknowledgment of any wrongful act or liability by Wint Wealth and you shall not have any further or additional recourse, legal or otherwise against Wint Wealth."})]})]})})},{title:"WINT WEALTH TERMS AND CONDITIONS: Online Bond Platform Provider (OBPP)",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{style:{listStylePosition:"outside",paddingLeft:"16px"},children:[(0,n.jsx)("li",{children:"Wint Securities provides services as an online bond platform provider enabling access to and transactions in listed / to be listed securities as has been defined and prescribed under Regulation 51A of the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021 and the Registration and Regulatory Framework for Online Bond Platform Providers dated 14 November, 2022 and any other relevant and applicable regulations, circulars (“OBPP Guidelines”) which are provided exclusively on the domain www.wintwealth.com that is the OBP Platform."}),(0,n.jsx)("li",{children:"Transactions in listed debt securities under the OBPP Guidelines shall be facilitated on the OBP Platform only."}),(0,n.jsx)("li",{children:"These terms and conditions shall govern the access and registration by you on the Site for utilising the OBP Platform. The OBP Platform is being run exclusively in accordance with the OBPP Guidelines."}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:(0,n.jsx)("b",{children:"Obligations and Functions of the OBP Platform"})}),(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"The OBP Platform is registered as a stock broker in the wholesale debt segment of the exchange."}),(0,n.jsx)("li",{children:"The OBP Platform, acting as a broker, on behalf of the User shall undertake the registration of the User as an unregistered participant with the clearing corporation by providing KYC and other required details for this purpose such that the User can transact on the OBP Platform."}),(0,n.jsx)("li",{children:"The OBP Platform shall, acting as a broker, undertake negotiation on the Request for Quote (RFQ) platform provided by the clearing corporations on behalf of the user and entering into trades."})]})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:(0,n.jsx)("b",{children:"Reporting and Settlement of Transactions on OBP Platform"})}),(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"All transactions in bonds on the OBP Platform shall be reported and settled through clearing corporations. 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1ime frame. The funds may be transferred in the designated account of clearing corporation using the payment gateway services/direct transfer- via RTGS/NEFT."}),(0,n.jsx)("li",{children:"In case of transactions being facilitated for the User by the OBP Platform to sell their holdings, the User agrees to transfer the relevant securities to the designated pool account of the clearing corporation from their demat account registered with the OBP Platform within the stipulated time frame."}),(0,n.jsx)("li",{children:"In the event of User receives an incorrect credit of funds and/or securities (funds/ securities are credited inadvertently), Wint Wealth / vendors / issuer/ clearing corporation reserves the right for remedial measures for recovery of the erroneous credit of funds/ securities as it may deem fit."}),(0,n.jsx)("li",{children:"You further agree and acknowledge that the OBP Platform shall maintain and keep records of transactions (RFQ data) executed by You which has been shared by the exchange and/or the clearing corporations for any trades done by the OBP Platform on your behalf."})]})]}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:(0,n.jsx)("b",{children:"Execution of Transactions (Settlement of bonds transactions) and Request for Quote Platform"})}),(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsxs)("li",{children:["You may indicate your intention to buy and/or sell/ deal in the financial product using this Platform and the same shall be forwarded by/ through the Platform to the seller(s)/counterparty empanelled on the OBP Platform together with the registration/ contact details."," "]}),(0,n.jsx)("li",{children:"The vendor(s)/ the Company or the platform on their behalf, shall contact you (User) to understand the exact requirements and initiate the transactions viz. buying and selling of the financial product at an agreed value and at agreed terms as may be agreed upon between User and Seller directly without the intervention of the Platform."}),(0,n.jsx)("li",{children:"The Seller may ask for additional documents, declarations, confirmations to confirm/ complete the transactions/ deal."}),(0,n.jsx)("li",{children:"The transaction(s) may also get rejected/ may not be consummated due to non-fulfilment of pay-in (funds and securities) obligation by Parties to the deal or any other false or pending information. In this scenario, the Platform shall not be responsible for settlement/ reporting obligations at any point in time."}),(0,n.jsx)("li",{children:"The User shall also be liable to pay the OBP Platform for any charges that the OBP Platform may incur which are levied by the clearing corporation due to non-fulfilment of pay-in funds/securities by You, if any. Wint Wealth reserves the right to recover this or any such similar charges they may incur from market participant due to negligence / inaction by the User."}),(0,n.jsx)("li",{children:"You understand that there is no implied guarantee/ warranty that any transaction in which any interest is shown by the User shall mandatorily materialise. We and/ or the vendor shall not be responsible in case of decline/ rejection/non-happening of the deal for which interest is indicated through Platform for any reasons."}),(0,n.jsx)("li",{children:"The User understands that there could be delay in transmitting any request/ inclination/ interest to the Vendor/ Counter Party, due to technical and/or non-technical reasons. The User shall not hold the Company responsible for any losses suffered on account of such delay(s). The Platform reserves the right, at its sole discretion to reject/ to put on hold the interest/ inclination shown by the User (Lead) using this Platform due to technical glitches, incomplete/inchoate registration documents, suspicious activities from the account etc."}),(0,n.jsx)("li",{children:"At the time of placing any sell order, the bond may be sold at a YTM that is up to 1% lower than the YTM at which the selling investor originally bought it. Eg. If the selling investor purchased a bond at 11.75% YTM, the sell order may be at 10.75% YTM. The selling investor would still earn 10.75% YTM for the investment. The sale amount, therefore, would vary from person to person at Wint Wealth's s

1ole discretion. The YTM at which the bond will be sold will be displayed to investors before confirming any sell order."}),(0,n.jsx)("li",{children:"Only those bonds which have been purchased through the Wint Wealth platform and held in the demat account opened with Wint Securities Private Limited (formerly known as Fourdegreewater Services Private Limited) (“Wint Wealth Demat Account”) can be traded through the Wint Wealth Demat Account."})]})]})]})})},{title:"Limitation of Liability",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Wint Wealth shall provide its services on a best effort basis. 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The User agrees and acknowledges that their use of the SGB Platform also entails the acceptance of these entire sets of User Terms."}),(0,n.jsx)("li",{children:"The User agrees and understands that their KYC data and transactions data shall be with Wint Securities and a consolidated view will be provided of their transactions on the OBP Platform as well as the SGB Platform on the Site in one place. However, the transactions for SGBs can occur on the SGB Platform only."}),(0,n.jsx)("li",{children:"All capitalised terms used herein however not defined, shall have the meaning ascribed to them under the Terms of Use and/ or the Privacy Policy. All information collected by the Platform to provide the services on the SGB Platform will also be covered under the Privacy Policy."}),(0,n.jsx)("li",{children:"All other terms and conditions as set out in this document shall remain applicable to transactions on the SGB Platform as well."})]})})},{title:"WINT WEALTH TERMS AND CONDITIONS: Deposit Services",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"Please read the terms for Deposit Services carefully before utilising the Deposit Services, or accessing any material information in relation to the Deposit Services through the FD Platform. By accessing and using our Deposit Services You accept these terms and conditions and agree to be legally bound by the same."}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"The Company also runs a separate page www.wintwealth.com/fixed-deposit (“FD Platform”) where it provides services in relation to the discovery, information and transactions in various deposit services (“Deposit Services”) offered by partnered third party banks and non – banking financial institutions (“Financial Institutions”)."}),(0,n.jsx)("li",{children:"The Company along with its subsidiaries and /or third parties (“Deposit Partners”) partners with Financial Institutions and enables access to Deposit Services to its clients. The User agrees and acknowledges that their use of the FD Platform also entails acceptance of these entire set of terms."}),(0,n.jsx)("li",{children:"All capitalised terms used herein however not defined, shall have the meaning ascribed to them under the Terms of Use and/ or the Privacy Policy. All information collected by the FD Platform to provide Deposit Services will also be c

1overed under the Privacy Policy."}),(0,n.jsx)("li",{children:"Deposit Services: The Deposit Partners hereby grant You, a limited, non-exclusive, non-transferable, revocable license to use the FD Platform for the purposes of availing the Deposit Services. The Deposit Services shall include communication with the User for verification, facilitating opening and closing of deposits offered by Financial Institutions, technological, non-financial customer support, information on various deposit schemes, sending promotional messages and renewal reminders, and facilitating other communication with them in respect of the services."}),(0,n.jsx)("li",{children:"The User may approach the Company or the respective Financial Institution with whom they have opened their deposit scheme, for assistance in relation to non – financial support such as nominee change, address change, bank details change, etc. Deposit Partners shall have a right to partner with any Financial institution as determined by them in its sole discretion from time to time."}),(0,n.jsx)("li",{children:"User Undertaking: You hereby agree and acknowledge: (i) to promptly provide but preferably no later than 2 (two) days from the date of request, all KYC details (including identity proof, permanent account number (PAN) and address proof) and any other information as may be requested by the Financial Institutions for providing the Deposit Services to You and undertaking the verification of the KYC. You understand and agree that Your KYC, CKYC details and documents may be shared with the regulated Financial Institution of Your choice by Our regulated entity, Wint Securities which is a group company of the Company and with whom you have an existing relationship and you hereby give Your consent for the same; (ii) to provide complete, genuine and accurate information and documents to the Deposit Partners for availing the Deposit Services and shall ensure that such information is not false, misleading or incorrect."}),(0,n.jsx)("li",{children:"In relation to the bank account being used for availing the Deposit Services, You hereby represent and warrant that the bank account is opened in Your name, You are authorised to operate such bank account and there are sufficient funds in such account for availing the Deposit Services; (iii) that the request for deposit schemes will be made in individual capacity only since, joint deposit schemes are not permitted through the FD Platform; (iv) the verification of Your KYC may take up to 5 (five) business days by the Financial Institutions and consequently, it may affect the date of creation of Your deposit and/or interest receivable on such deposits by You. v) that the role of Deposit Partners is limited to the extent of providing a platform to the user for banking products without any liability on its part to the User of whatsoever nature. Any complaint/grievance shall be forwarded by the User to the Grievance Redressal Officer of the concerned Financial Institutions."}),(0,n.jsx)("li",{children:"Right of cancellation: Deposit Partners shall have a right to cancel the request received from the User for availing the Deposit Services if: (i) User fails to provide the any details and other information requested for providing the Deposit Services within the stipulated time period; or (ii) User provides information which in the opinion of the Deposit Partners or any of its affiliates/group and associate companies, is incorrect, or misleading information or the bank account to be used for the Deposit Services is not a verified account of the User or (iii) User/depositor does not qualify under the eligibility criteria as set forth which may be amended from time to time."}),(0,n.jsx)("li",{children:"Freezing of Account: In the event, the Deposit Partners are of the opinion or informed about any fraudulent transaction/ violation of policies, We will have the exclusive right to inform the Financial Institutions to block / freeze such account until further course of action."}),(0,n.jsxs)("li",{children:["Termination: In case of termination: (i) of your account for Deposit Services or access to the FD Platform in accordance with these Terms; or (ii) of the contractual arrangement between the Deposit Partners and the respective Financial Institution with whom You have opened the deposit scheme, which shall be intimated to You by us, You are requested to directly reach out to the respective Financial Institution for any assistance or support in relation to Your deposit schemes."," "]}),(0,n.jsxs)("li",{children:["Disclaimer",(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"The information in relation to the deposit schemes including the interest rates offered by the Financial Institutions is received from the respective Financial Institution and is displayed on an “as is” basis on the FD Platform. The Company and/or the Deposit Partners are not in any manner responsible for the accuracy, completeness of such information and any difference in the interest rate displayed or provided on the FD Platform and that is made available by the Financial Institution on the deposit schemes at the time of creation. The provision of the Deposit Services through the FD Platform and display of such information received from the Financial Institution shall not in any manner constitute any recommendation, advice or opinion being given by the Deposit Partners or any of its affiliates in relation to the Financial Institutions or the deposit schemes;"}),(0,n.jsx)("li",{children:"The deposit schemes are being provided by the respective Financial Institution(s) selected by You through the FD Platform, the Deposit Partners are enabling access to the FD Platform and the Company is facilitating the provision of Deposit Services to You. The Deposit Partners or any of their affiliates, do not accept the deposits on their own accord and do not have any deposit schemes of their own. Deposit Partners are not in any manner handling the funds/payments of the Users towards the deposit schemes;"}),(0,n.jsx)("li",{children:"Deposit Partners shall share the information and documents received from You for the deposit scheme(s) with the respective Financial Institution selected by You through secured channels. Further we shall hold / transfer / store such data as per their data privacy policy and share only to the extent as permissible under law. While we undertake measures to ensure that such transmission is error free, however, it does not guarantee that the transmissions of Your details will always be secure or that unauthorized third parties will never be able to defeat the security measures taken by us. We assume no liability or responsibility for disclosure of Your information due to errors in transmission, unauthorized third-party access, or other causes beyond its reasonable control;"}),(0,n.jsx)("li",{children:"The decision to accept or reject the request for the deposit schemes received from a User is that of the Financial Institution and such Financial Institution is also solely responsible for undertaking the due diligence of the User and for ensuring compliance with applicable laws in respect of creation (including maturity and redemption) of deposit scheme for the User. The Financial Institution may decide, in its sole discretion, to reject a request from a User to avail a deposit scheme, including in the event of (i) failure to satisfy KYC verification, as determined by the Financial Institution; (ii) insufficiency of funds in the bank account; or (iii) payment made from an account which the User is not authorised to operate. In the event that a deposit scheme is rejected or cancelled by a Financial Institution with whom the request was placed, the principal amount, if any transferred by the User will be refunded to the User without any interest in a reasonable time period. Neither the Company nor any of the Deposit Partners will be responsible or liable to the User or any third party, for any acts or omissions of the Financial Institution including delay, rejection or cancellation of the deposit scheme, any loss of money or damage caused to You or failure of the Financial Institution to refund the money collected from the User or any part thereof, breach of confidentiality or any applicable law, negligence of the Financial Institution or failure to perform any obligations with respect to the Deposit Services; and"}),(0,n.jsx)("li",{children:"The Deposit Partners may use third party payment gateways to process the payment in respect of the Deposit Services and are therefore, not liable and responsible in any manner for any delay in processing the transactions, including any delay in credit of funds to the Financial Institutions from the User’s bank account or difference in the date of creation of deposit or the interest receivable on such deposits. In the event, the deposit is not registered with the respective Financial Institution for any reason whatsoever after the payment has been successfully made by the User, the entire amount will be refunded to the User without interest within a reasonable time period."})]})]}),(0,n.jsx)("li",{children:"Indemnification: You agree to indemnify the Deposit Partners, its directors and employees from any losses, damages, penalties, claims (third party claims), costs and demands (including reasonable attorney fees and legal costs) arising out of breach or non-performance and/or non-observance of obligations, representations, warranties and covenants under these terms for Deposit Services or due to Your acts or omissions or any misrepresentation with respect to the data or information provided by You, or Your violation of any rights of another, including any intellectual property rights."}),(0,n.jsx)("li",{children:"Governing laws and Jurisdiction These terms for Deposit Services shall be governed and construed in accordance with the laws of India without reference to conflict of laws principles. All disputes arising in relation to shall be subject to the exclusive jurisdiction of court at Bangalore, India."})]})]})}],I=[{title:null,content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:'This document lays out the Disclosures and Disclaimers that apply to the access and use of the Platform (defined hereinafter) through the Website “www.wintwealth.com” (hereinafter referred to as “Website”), its mobile application, including any other subdomain or platform which is owned, developed, managed or operated by Wint Securities Private Limited (Formerly known as Fourdegreewater Services Private Limited) and/or its affiliates, (hereinafter referred to as “App”). Wint Securities Private Limited (Formerly known as Fourdegreewater Services Private Limited) is a company incorporated under the laws of India and registered under the Companies Act, 2013 (hereinafter referred to as “Company” or “We” or “Us” or its connotations). The Website, App and the other aforesaid subdomain or platform shall be collectively referred to as “Platform”. The words, "You", “Your” and “User” refer to the person(s) who use and avail the services and products through the Platform and shall include both 

1singular and plural. The term “Users”, for the purposes of this Disclosure and Disclaimer shall be read as You. Any capitalized words not described herein shall have the meaning ascribed to it in the Privacy Policy and/or Terms and Conditions of the Platform.'}),(0,n.jsx)("p",{children:"In compliance with the Information Technology Act, 2000, this document is an electronic record. Being generated by a computer system, it does not require any physical or digital signatures. Your acceptance to these terms as laid down under the Disclosure and Disclaimer shall be considered as Your consent to use the services and products provided by the Platform (collectively referred to herein as “Services”) in accordance with the terms and conditions laid down by Us."})]})},{title:"Disclosures",content:(0,n.jsx)("div",{children:(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:'The Platform, including any content or information contained within it or any site linked to the Website/App, or any product or service licensed or purchased through it, is provided on an "as is" basis and without warranties of any kind, either express or implied, including, but not limited to warranties of title or non-infringement or warranties of merchantability and fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable.'}),(0,n.jsxs)("li",{children:[(0,n.jsx)("p",{children:"The Company or the Platform do not warrant that Your access to the Website/App and/or related Services will be uninterrupted or error-free, that defects will be corrected, or that the Website/App or the servers provided herein is free of viruses or other harmful components. Access to and use of the Platform and the information provided herein is at Your own risk and the Company or the Platform does not undertake any accountability for any irregularities, viruses or damage to any computer/mobile phone or any other electronic devices used to access the Services."}),(0,n.jsx)("p",{children:"We do not warrant or make any representations regarding the use of or any consequences resulting from the use of any product and/or Service purchased in terms of its compatibility, correctness, accuracy, and reliability or otherwise. You assume total responsibility and risk for Your use of the Platform and all related Services."})]}),(0,n.jsx)("li",{children:"You agree that, except as provided under the Platform’s Privacy Policy and Terms and Conditions found on the Website, the Company and its directors, officers, employees, agents, sponsors, consultants, business partners , third party service providers of various Services or other representatives ('Service Providers') shall not be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or any other damages (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business) under any contract, negligence, strict liability or any other theory arising out of or relating in any way with the use of the Platform or in reliance of the information available on the Platform, related Services, or any products or services offered or sold or displayed on the Platform, beyond or in excess of the minimum amount as prescribed under the regulatory guidelines."}),(0,n.jsx)("li",{children:"The price and value of investments and the income derived from them can increase or decrease based on the exchange rates. Changes in the rate of exchange may have an adverse effect on the value, price and income from investments. The Services and investments referred to on the Platform may have tax consequences and it is important for You to bear in mind that we do not provide tax advice of any sort. The level of taxation depends on individual circumstances and such levels and bases of taxation can change. You are advised to consult a professional tax advisor in order to understand any applicable tax consequences."}),(0,n.jsx)("li",{children:"We do not make any personal recommendations. The information on the Platform is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments. The Services We offer may not be suitable for all Users. In case of any doubts, You are advised to seek advice from an independent professional financial adviser."}),(0,n.jsx)("li",{children:"We may employ AI tools including AI chatbots to provide prompt automated customer assistance and other features to improve customer experience. The information provided by such AI tools is only informational and does not constitute an investment advice or recommendation to buy, sell or otherwise deal in investments. The response provided may be inaccurate, incomplete, or out-of-date, and you're advised to verify information independently."}),(0,n.jsx)("li",{children:"This Platform is only available to residents in India and is presently not available to foreign residents including non resident Indians (NRIs) in foreign jurisdictions where the services cannot be offered without prior regulatory compliance. The Services provided on the Platform do not constitute an offer of sale or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation."}),(0,n.jsx)("li",{children:"You understand and agree that no joint venture, partnership, employment or agency or any other pecuniary relationship exists between You and Us as a result of the Services provided to you or on account of use of the Platform."}),(0,n.jsx)("li",{children:"Price and availability of products and Services offered on the Platform are subject to change without prior notice."}),(0,n.jsxs)("li",{children:[(0,n.jsx)("b",{children:"Related Party Disclosures:"}),(0,n.jsx)("p",{children:"You acknowledge and understand that"}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"The Company may itself be the seller of certain available bonds on the Platform where such issue is a secondary transaction."}),(0,n.jsx)("li",{children:"Fourdegreewater Capital Private Limited is a group entity of the Company, which may also be a seller of available bonds on the Platform. This entity also provides business support services to the Company in the nature of platform usage, marketing and customer support service amongst others."}),(0,n.jsx)("li",{children:"The Company itself may act as a ‘arranger’ or ‘structurer’ in the primary issue, for the issuers, of various bonds 

1which are available on the Platform."}),(0,n.jsx)("li",{children:"You understand that the Company is a stock broker which holds a broking licence in wholesale debt segment. The entity runs an online bond platform in accordance with applicable regulations by SEBI, in its debt segment."}),(0,n.jsx)("li",{children:"The businesses being operated under the wholesale debt segment as a broker function independently and in accordance with applicable SEBI regulations."}),(0,n.jsx)("li",{children:"You understand that other Service Providers on the Platform may also be group entities of the Company. Fourdegreewater Finvest Private Limited is another group entity of the Company which independently runs a distribution service for various financial products."}),(0,n.jsxs)("li",{children:["As a matter of internal policy and to show confidence in the bonds listed on its Platform, the Company invests in and holds some percentage of the total issue size of the bonds offered to you. Status of such investments made by the Company can be accessed"," ",(0,n.jsx)("a",{target:"_blank",href:"https://docs.google.com/spreadsheets/d/1xo72cfVuwudCQi5G1OvBcYKoWzjvu-ZzktxeAv1Vldc/edit?gid=0#gid=0",rel:"noreferrer","aria-label":"View the Company's bond investment status (opens in a new tab)",children:"here"})]})]})]})]})})},{title:"Disclaimers",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"You acknowledge and agree that the Company has offered its Services, set its prices, and entered into this Agreement in reliance upon the limitations of liability set forth herein and the limitations of liability set forth herein reflect a reasonable and fair allocation of risk between You and the Company. The limitations of liability set forth herein form an essential basis of the bargain between You and the Company. The Company would not be able to provide the Services to you on an economically reasonable basis without these limitations. In all cases, Company and its directors, officers, employees, agents, sponsors, consultants, business partners or Service Providers, will not be liable for any loss or damage that is not reasonably foreseeable or beyond control or management of the Company or within control or management of external partners or third party service providers."}),(0,n.jsx)("p",{children:"Our automated systems may collect and analyze data about Your browsing patterns or investment choices on the Platform, sometimes even with the help of third party Service Providers, to provide You personally relevant product features, such as customized search results, tailored messages, product features and advertising and this analysis occurs as the content about Your usage is collected in Our systems. Platform makes use of this data to personalise and customise Your experience on best efforts basis and urges You to make Your own investment decisions by studying and understanding the investment products. All investment decisions shall be made at Your sole discretion. Mere viewing of certain information on the App or Website does not amount to advisory."}),(0,n.jsx)("p",{children:"The Platform and Services may contain links, information or pointers to other websites or services for payments, information verifications, information processing, transaction processing or other required / appropriate services, however You should not infer or assume that the Platform or the Company operates, controls, manages or is otherwise connected with these other websites. When You click on a link within the Platform, You may or may not be warned that You have left the Platform App / Website and are subject to the terms and conditions, disclaimers (including privacy policies) of another website or its partners & service providers. You are advised to read the terms of use and privacy policy of any other website before providing any confidential information or engage in any transactions. You should not rely on Our Privacy Policy, Terms and Conditions and this Disclosure and Disclaimer to govern Your use of another website. The Company and latform shall not be responsible for the content or practices of any other website even if it links to the site and even if the website is operated by a company affiliated or otherwise connected with the Platform. You acknowledge and agree that the Platform is not responsible or liable to You for any content or other materials hosted and served from any website other than the Platform App / Website."}

1),(0,n.jsx)("p",{children:"You understand and agree that all communication will be shared by Platform to Your email id and mobile number updated under communication details as a part of user profile with the Platform. In case of any change in the email id and / or mobile number at which communication needs to be shared, You shall make the necessary changes mandatorily in record with the Platform or other external entities as directed by regulations or best practices in the market. You shall confirm that the information / details provided by You is true, accurate, correct and complete on the Platform."}),(0,n.jsx)("p",{children:"You understand that opening an account is subjected to correct, complete and accurate information provided for Know Your Client (KYC) verification as per the regulations applicable. The Platform will collect all necessary information from You required for KYC verification. Such KYC information will be sent to KYC Registration Agency (KRA) and the Platform shall not be responsible for any delay in processing the KYC request from the 3rd party agencies. The Platform shall have no control on acceptance or rejection or timelines for Your KYC information."}),(0,n.jsx)("p",{children:"You understand and agree that failure to provide required documentation and information may result in rejection of KYC by the Platform or KRA or Exchanges / Depositories / CERSAI / any regulated entity, or AMC / RTA. You agree that the Platform has every right to reject the KYC application, if there is any erroneous, incomplete or misleading information provided by You or for any other reason whatsoever with / without assigning any reason or if KYC documents submitted do not comply with the KYC norms of SEBI as per regulations. The Platform or KRA or Exchanges / Depositories or CERSAI or AMC / RTA or Bank or any such regulatory organization can seek additional details for completing due diligence of the User if required as per regulations or if requested by Exchanges / Depository / KRA / CERSAI / AMC / RTA / UIDAI or any such regulatory or governing agency."}),(0,n.jsx)("p",{children:"Personal Information provided by You will be used by Platform for opening the User’s account on the Platform and processing User’s KYC and will be shared with other partners like Exchanges, Depository, KRA, CERSAI, AMCs and RTAs as per the regulations or on basis of regulations & guidelines covering the products & Services availed by You. The User shall be responsible for providing correct Personal Information which should match with the supporting documents or information provided for verification."}),(0,n.jsx)("p",{children:"We shall validate the User's bank account(s) by validating the bank account holder name against the User's name as per his or her KYC records. This may be done based on automated technology integration with User’s bank or via manual check of the corresponding details (account holder name / account number) on a cancelled cheque / account statement / passbook / bank letter etc. The Company/Platform shall take no liability for modification in bank account ownership details post validation, unless specified by the User and it will be the responsibility of the User to keep the bank account details updated."}),(0,n.jsx)("p",{children:"The Platform shall use the services of Unique Identification Authority of India (UIDAI) to facilitate KYC of the Users as per the prevailing regulations. The usage of UIDAI services will be governed by UIDAI terms and conditions. In case of any ambiguity or doubts, You are advised to verify / check with the department(s) and / or other source(s) including regulations from respective regulators or governing authorities or processes as defined by Exchanges, Depository, AMCs, RTAs or other entities, and / or to obtain appropriate professional advice."}),(0,n.jsx)("p",{children:"Account opening form will be generated by the Platform based on the information provided by You for KYC. We shall not be held responsible or have any control over rejections made by or KRA or Exchanges / Depositories / CERSAI / any regulated entity, or AMC / RTA any KYC or regulatory bodies on the basis of information shared and submitted by You."}),(0,n.jsx)("p",{children:"Transactions between You and the Company through the Platform shall be governed by and construed in accordance with the laws of India. Any litigation regarding the agreements entered into or any transaction between You and the Company or any action at law or in equity arising out of or relating to these agreements or transaction shall be filed only in the Competent Courts of Bengaluru, India and You hereby agree, consent and submit to the jurisdiction of such courts for the purpose of litigating any such action."}),(0,n.jsx)("p",{children:"The stock exchanges shall not be answerable, responsible or liable to any User for any act of omissions or commission, errors, mistakes and/or of the Company its partners, agents associates and Service Providers etc., or for of any non-compliance of the rules, regulations, bye-laws of the stock exchanges, SEBI or any other laws in force from time to time. The stock exchanges shall not be answerable, responsible or liable for any information on the Platform or for any services rendered by Us, Our employees and Our Service Providers."}),(0,n.jsx)("p",{children:"Please note that any of Your personal details; including but not limited to, registered contact number, password, login information, email ID, date of birth, bank account, address etc., is strictly not shared with any third party i.e. any non-affiliate of Platform, without Your express consent."}),(0,n.jsxs)("p",{children:["We or any of our affiliates, employees, agents or any Service Providers would never contact You and ask You for your personal details such as Your login information, password, Aadhaar OTP, bank account details and such other related information. Please do not provide any details to queries from calls where such information is asked by the caller who impersonates to be an affiliate of the Company/Platform. For reporting any such information or for further queries with regard to this, please contact"," ",(0,n.jsx)("span",{children:"[email protected]"}),"."]})]})}],P=[{title:null,content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"We at Wint Wealth seek to always provide a smooth and effective grievance redressal mechanism to our customers."}),(0,n.jsx)("p",{children:"As part of this mechanism, we provide a four-level process as below, to solve any of your complaints or grievances."}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"Level 1 - Customer Service Team"}),(0,n.jsx)("li",{children:"Level 2 - Compliance Officer"}),(0,n.jsx)("li",{children:"Level 3 - Founders’ Office"}),(0,n.jsx)("li",{children:"Level 4 - SEBI SCORES portal"})]})]})},{title:"Level 1 - Customer Experience Team",content:(0,n.jsxs)("div",{children:[(0,n.jsxs)("p",{children:["On the first level, you can register your grievance about your experience by writing to us via email at"," ",(0,n.jsx)("a",{href:"mailto:[email protected]",children:"[email protected]"})," or you can also reach out to us on our WhatsApp support number (+91 7904710557) for chat support."]}

1),(0,n.jsx)("p",{children:"The Customer Experience Team will endeavour to promptly register and respond to your query within 15 (fifteen) days from the date of receipt. You will receive a response via email / WhatsApp support along with the confirmation that the ticket has been resolved and thus, closed."})]})},{title:"Level 2 - The Compliance Officer",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"In case your complaint remains unresolved even after completion of 15 (fifteen) days from the date of registration or in case you are not satisfied with the response received, you may, write to our Compliance Officer with:"}),(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"The ticket number; "}),(0,n.jsx)("li",{children:"Full complaint in detail; "}),(0,n.jsx)("li",{children:"Resolution provided; "}),(0,n.jsx)("li",{children:"Date of submission of the complaint;"}),(0,n.jsx)("li",{children:"And other necessary details "})]}),(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"The Compliance Officer,"}),(0,n.jsxs)("p",{children:["Email:"," ",(0,n.jsx)("a",{href:"mailto:".concat(l.Ow),children:l.Ow})]}),(0,n.jsx)("p",{children:l.LB}),(0,n.jsxs)("p",{children:["The Compliance Officer will endeavour to review and respond to your escalation within 15 (fifteen) days of receipt of your communication by the Compliance Officer."," "]})]})]})},{title:"Level 3 - Founders’ Office",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:"If your complaint is not redressed or you are not satisfied by the response received at level 2, you can write to our Founders Office with the below details:"}),(0,n.jsxs)("ol",{type:"a",children:[(0,n.jsx)("li",{children:"The ticket number; 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1signated email id, and finding out the status of the complaint etc.",content:(0,n.jsxs)("div",{children:[(0,n.jsx)("p",{children:(0,n.jsx)("u",{children:"Account Opening Process:"})}),(0,n.jsxs)("ol",{children:[(0,n.jsx)("li",{children:"User signs up on Wint Wealth using mobile number and email address"}),(0,n.jsxs)("li",{children:["The user will complete SEBI-based KYC as per the SEBI circular linked"," ",(0,n.jsx)("a",{href:"https://www.sebi.gov.in/legal/circulars/apr-2020/clarification-on-know-your-client-kyc-process-and-use-of-technology-for-kyc_46565.html",target:"_blank",rel:"noreferrer","aria-label":"View the SEBI circular on KYC process (opens in a new tab)",children:"here"})]}),(0,n.jsx)("li",{children:"Once the KYC is approved by Wint Wealth which may take up to 2 working days, the user account is ready for transactions."}),(0,n.jsx)("li",{children:"Users can explore assets available on the platform and choose to transact basis the information provided"}),(0,n.jsx)("li",{children:"Once a user decides to invest in any particular asset, they will click on “Invest Now” or any other similar button to proceed towards completing the transaction."}),(0,n.jsx)("li",{children:"The user will then transfer funds through the payment gateway facility provided by the clearing corporation i.e NCL or ICCL"}),(0,n.jsx)("li",{children:"Parallelly the seller shall transfer the securities for sale to the clearing corporation."}),(0,n.jsx)("li",{children:"Under the Request for Quote (RFQ)* mechanism run by the exchanges i.e NSE and BSE, the orders for buy/sell shall be matched."}),(0,n.jsx)("li",{children:"Once the exchange completed the matching, the transaction moves to the settlement stage where the clearing corporations transfer the funds to the seller and the securities to the buyer."}),(0,n.jsx)("li",{children:"At this stage, the transaction is settled and complete."})]}),(0,n.jsx)("p",{children:(0,n.jsxs)("u",{children:["Procedure for filing a complaint on designated email id and finding out the status of the complaint -"," "]})}),(0,n.jsxs)("p",{children:["Kindly refer to our"," ",(0,n.jsx)("a",{href:"/investor-awareness/",children:"Grievance Redressal Mechanism"})," ","section under “Investor Awareness” for the detailed procedure."," "]})]})}],"ODR Mechanism":[{title:null,content:(0,n.jsxs)("div",{children:["To know more about ODR mechanism, please view"," ",(0,n.jsx)("a",{href:"https://davf9otgz7zc8.cloudfront.net/images//ODR_SEBI_8f6ef981fb.pdf",target:"_blank",rel:"noreferrer","aria-label":"Online Resolution of Disputes in the Indian Securities Market (SEBI/HO/OIAE/OIAE_IAD-1/P/CIR/2023/131) dated 31 July 2023 (opens in a new tab)",children:"Online Resolution of Disputes in the Indian Securities Market (SEBI/HO/OIAE/OIAE_IAD-1/P/CIR/2023/131) dated 31 July 2023"})]})}],"Other Policies":[{title:null,content:(0,n.jsx)("div",{children:(0,n.jsx)("a",{href:"https://davf9otgz7zc8.cloudfront.net/images//FDW_Services_Policy_for_voluntary_freezing_blocking_the_online_access_of_the_trading_account_0052a10174.pdf?updated_at=2024-07-24T10:05:06.446Z",target:"_blank",rel:"noreferrer","aria-label":"Wint Securities policy for voluntary freezing blocking the online access of the trading account (opens in a new tab)",children:"Wint Securities policy for voluntary freezing blocking the online access of the trading account"})})},{title:null,content:(0,n.jsx)("div",{children:(0,n.jsx)("a",{href:"https://davf9otgz7zc8.cloudfront.net/images//Inactive_Client_Account_Policy_e0d8347cc9.pdf",target:"_blank",rel:"noreferrer","aria-label":"Inactive Account Policy (opens in a new tab)",children:"Inactive Account Policy"})})},{title:null,content:(0,n.jsx)("div",{children:(0,n.jsx)("a",{href:"https://davf9otgz7zc8.cloudfront.net/images//Conflict_of_Interest_Policy_ad5bdf989a.pdf",target:"_blank",rel:"noreferrer","aria-label":"Policy on managing Conflict of Interest (opens in a new tab)",children:"Policy on managing Conflict of Interest"})})}]}},30191:function(e,t,i){i.d(t,{_:function(){return r}});var n=i(92840),o=i(65624);let r=n.ZP.div.withConfig({componentId:"sc-3dec3a84-0"})(["margin-top:16px;margin-bottom:86px;",""],(0,o.hs)((0,n.iv)(["margin-top:40px;margin-bottom:0px;"])))},97080:function(e,t,i){i.d(t,{n:function(){return n}});let n={hero_get_started:"NEW_LANDING_PAGE_V3-HERO-GET_STARTED",nav_bonds:"NAV_ASSETS_TAB",nav_fd:"NAV_FD",nav_login:"NAV_LOGIN",get_started:"NEW_LANDING_PAGE_V3-CTA-GET_STARTED",download_footer:"NEW_LANDING_PAGE_V3-CTA-DOWNLOAD_APP_FOOTER",twitter:"NEW_LANDING_PAGE_V3-ICON-X",youtube:"NEW_LANDING_PAGE_V3-ICON-YOUTUBE",linkedin:"NEW_LANDING_PAGE_V3-ICON-LINKEDIN",bonds_footer

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