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108<!-- End Google Tag Manager (noscript) --> 109 110 111 <div> 112 <div> 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145<div class="ath-d-none d-none d-print-flex flex-column"> 146 <img class="w-50" src="/athene-cdn/dist/assets/logos/Athene-Logo-Black-Blue-With-Tag.svg" alt="Athene Driven to do more."> 147 <hr class="mt-2 mb-3"> 148</div> 149 150<nav class="navbar navbar-expand-md ath-main-nav fixed-top bg-secondary navbar-hide-on-scroll ath-main-nav-autohide d-print-none"> 151<a class="skip-to-content btn btn-success" id="skipToContent" href="#connect-main-content">Skip to Main Content</a> 152 <div class="container-fluid p-0 flex-md-column"> 153 <div class="ath-main-nav-container ath-tablet-top-main-nav d-none d-md-flex justify-content-between w-100 small" 154 id="tabletTopMainNav"> 155 <ul class="navbar-nav"> 156 <li class="nav-item me-2"><a class="nav-link active" href="/">Individuals</a></li> 157 <li class="nav-item me-2"><a class="nav-link" href="/producer">Financial Professionals</a></li> 158 <li class="nav-item me-2"><a class="nav-link" data-bs-toggle="modal" href="javascript:void(0)" data-bs-target="#institutions">Institutions</a></li> 159 <li class="nav-item me-2"><a class="nav-link" target="_blank" 160 href="https://ir.athene.com">Investors <i 161 class="fas fa-external-link"></i></a></li> 162 </ul> 163 <ul class="navbar-nav d-none d-lg-flex"> 164 <li class="nav-item"><a class="nav-link" href="/about-athene/corporate-social-responsibility">Corporate Social 165 Responsibility</a></li> 166 <li class="nav-item"><a class="nav-link" href="/careers">Careers</a></li> 167 </ul> 168 </div> 169 <div class="ath-main-nav-container d-flex w-100 my-md-1"> 170 <div class="d-flex align-items-center me-auto"> 171 <button class="navbar-toggler border-end border-end-white" type="button" data-bs-toggle="offcanvas" data-bs-target="#offcanvasNavbar" aria-controls="offcanvasNavbar" aria-label="Open and close website navigation"> 172 <span class="navbar-toggler-icon pt-1"><i class="fas fa-bars" aria-hidden="true"></i></span> 173 </button> 174 <a class="d-flex align-items-center ms-2 my-1 my-md-2" href="/"> 175 <div class="d-md-none"><img class="ath-athene-logo-no-tag" alt="Athene Logo" src="/athene-cdn/dist/assets/logos/Athene-Logo-No-Tag.svg" /></div> 176 <div class="d-none d-md-block"><img class="ath-athene-logo-with-tag" alt="Athene Driven to do more." src="/athene-cdn/dist/assets/logos/Athene-Logo-With-Tag.svg" /></div> 177 </a> 178 </div> 179 <div class="d-flex align-items-center"> 180 <a class="link-light ath-main-nav-dropdown-menu-btn me-4" href="/search"><i class="fas fa-search" aria-label="Search"></i></a> 181 <div class="dropdown me-md-2"> 182 <button class="btn btn-primary dropdown-toggle ath-main-nav-dropdown-menu-btn d-inline-block px-3" type="button" id="mainNavLoginMenuBtn" data-bs-toggle="dropdown" aria-expanded="false"> 183 <span class="d-md-none"><i class="fas fa-user"></i> <span class="visually-hidden">Log In</span> </span><span class="d-none d-md-inline pe-3">Log In</span> 184 </button> 185 <ul class="dropdown-menu ath-main-nav-dropdown-menu px-2 p-md-3 rounded-0" aria-labelledby="mainNavLoginMenuBtn" role="menu"> 186 <li><a class="btn btn-primary w-100 mb-3" href="/myathene-login">Individuals</a></li> 187 <li><a class="btn btn-primary w-100" href="/producer/login">Financial Professional</a></li> 188 </ul> 189 </div> 190 </div> 191 </div> 192 193 <div class="container-fluid bg-tertiary"> 194 <div class="offcanvas offcanvas-start bg-white" tabindex="-1" id="offcanvasNavbar"> 195 <div class="offcanvas-header justify-content-end border-bottom"><button type="button" 196 class="btn-close" data-bs-dismiss="offcanvas" aria-label="Close"></button></div> 197 <div class="offcanvas-body"> 198 <div class="ath-main-nav-container w-100 mx-auto"> 199 <div class="d-md-none"> 200 <div class="mb-2"><strong>Login</strong></div> 201 <div class="row mb-3"> 202 <div class="col-sm-6"><a class="btn btn-sm btn-outline-primary w-100 mb-3 mb-sm-0" 203 href="/myathene-login">Individuals</a></div> 204 <div class="col-sm-6"><a class="btn btn-sm btn-outline-primary w-100" 205 href="/producer/login">Financial Professional</a></div> 206 </div> 207 </div> 208 209 210 <ul class="navbar-nav ath-main-nav-mega-menu position-relative flex-wrap mb-5 mb-md-0 cms-has-edit-button"> 211 <li class="nav-item dropdown me-md-2"> 212 <a class="nav-link dropdown-toggle" href="#" 213 role="button" data-bs-toggle="dropdown" aria-expanded="false">Our Products</a> 214 <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 215 ath-main-nav-has-summary 216 "> 217 <div class="d-flex flex-md-row justify-content-between"> 218 <ul class="navbar-nav mb-3 mb-md-0"> 219 220 <li class="nav-item"> 221 <a class="dropdown-item" href="/products/annu
221ities-101" target="_self"> 222 Annuities 101 223 </a> 224 </li> 225 <li class="nav-item"> 226 <a class="dropdown-item" href="/products/fia" target="_self"> 227 Fixed Indexed Annuities (FIAs) 228 </a> 229 </li> 230 <li class="nav-item"> 231 <a class="dropdown-item" href="/products/rila" target="_self"> 232 Registered Index-Linked Annuities (RILAs) 233 </a> 234 </li> 235 <li class="nav-item"> 236 <a class="dropdown-item" href="/products/fixed" target="_self"> 237 Fixed Annuities 238 </a> 239 </li> 240 <li class="nav-item"> 241 <a class="dropdown-item" href="/products/immediate" target="_self"> 242 Immediate Annuities 243 </a> 244 </li> 245 <li class="nav-item"> 246 <a class="dropdown-item" href="/products/structured-settlement-annuity" target="_self"> 247 Structured Settlement Annuity 248 </a> 249 </li> 250 251 </ul> 252 <div class="d-none d-md-block ms-4 mt-2 w-50"> 253 <div class="h3">Our Products</div> 254 <div class="hippo-user-content"> 255<p>Protecting savings in turbulent times. Creating guaranteed income for a more secure future. At Athene, weâre always reaching higher so you can plan more confidently.</p> </div> 256 </div> 257 258 </div> 259 </div> 260 261 </li> 262 <li class="nav-item dropdown me-md-2"> 263 <a class="nav-link dropdown-toggle" href="#" 264 role="button" data-bs-toggle="dropdown" aria-expanded="false">Retirement Planning</a> 265 <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 266 ath-main-nav-has-summary 267 "> 268 <div class="d-flex flex-md-row justify-content-between"> 269 <ul class="navbar-nav mb-3 mb-md-0"> 270 271 <li class="nav-item"> 272 <a class="dropdown-item" href="/retirement-planning/retirement-focus" target="_self"> 273 Find Your Retirement Focus 274 </a> 275 </li> 276 <li class="nav-item"> 277 <a class="dropdown-item" href="/retirement-planning/grow-retirement-savings" target="_self"> 278 Grow Your Money 279 </a> 280 </li> 281 <li class="nav-item"> 282 <a class="dropdown-item" href="/retirement-planning/protect-retirement-savings" target="_self"> 283 Protect Your Savings 284 </a> 285 </li> 286 <li class="nav-item"> 287 <a class="dropdown-item" href="/retirement-planning/retirement-income" target="_self"> 288 Create Income 289 </a> 290 </li> 291 292 </ul> 293 <div class="d-none d-md-block ms-4 mt-2 w-50"> 294 <div class="h3">Achieve Your Retirement Goals</div> 295 <div class="hippo-user-content"> 296<p>How do you picture retirement? Knowing what youâre working toward can help you and your financial professional create a financial plan to help you achieve your goals.</p> </div> 297 </div> 298 299 </div> 300 </div> 301 302 </li> 303 304 305 <li class="nav-item me-md-3"> 306 <a class="nav-link" href="/smart-strategies" target="_self" role="button">Smart Strategies</a> 307 </li> 308 309 <li class="nav-item dropdown me-md-2"> 310 <a class="nav-link dropdown-toggle" href="#" 311 role="button" data-bs-toggle="dropdown" aria-expanded="false">About Athene</a> 312 <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 313 ath-main-nav-has-summary 314 "> 315 <div class="d-flex flex-md-row justify-content-between"> 316 <ul class="navbar-nav mb-3 mb-md-0"> 317 318 <li class="nav-item"> 319 <a class="dropdown-item" href="/about-athene/our-business" target="_self"> 320 Our Business 321 </a> 322 </li> 323 <li class="nav-item"> 324 <a class="dropdown-item" href="https://ir.athene.com/corporate-governance/executive-team" target="_blank"> 325 Leadership <i class="fas far fa-external-link fa-sm"></i> 326 </a> 327 </li> 328 <li class="nav-item"> 329 <a class="dropdown-item" href="/about-athene/corporate-social-responsibility" target="_self"> 330 Corporate Social Responsibility 331 </a> 332 </li> 333 <li class="nav-item"> 334 <a class="dropdown-item" href="/about-athene/advocacy" target="_self"> 335 Advocacy 336 </a> 337 </li> 338 339 </ul> 340 <div class="d-none d-md-block ms-4 mt-2 w-50"> 341 <div class="h3">Company Information</div> 342 <div class="hippo-user-content"> 343<p>Athene Holding Ltd. (Athene) is a leading retirement services company that is focused on providing financial security to retirees.</p> </div> 344 </div> 345 346 </div> 347 </div> 348 349 </li> 350 351 352 <li class="nav-item me-md-3"> 353 <a class="nav-link" href="/news" target="_self" role="button">Newsroom</a> 354 </li> 355 356 <li class="nav-item dropdown me-md-2"> 357 <a class="nav-link dropdown-toggle" href="#" 358 role="button" data-bs-toggle="dropdown" aria-expanded="false">Working at Athene</a> 359 <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 360 ath-main-nav-has-summary 361 "> 362 <div class="d-flex flex-md-row justify-content-between"> 363 <ul class="navbar-nav mb-3 mb-md-0"> 364 365 <li class="nav-item"> 366 <a class="dropdown-item" href="/careers" target="_self"> 367 Careers 368 </a> 369 </li> 370 <li class="nav-item"> 371 <a class="dropdown-item" href="/internships" target="_self"> 372 Internships 373 </a> 374 </li> 375 <li class="nav-item"> 376 <a class="dropdown-item" href="/our-veterans" target="_self"> 377 Hiring our Veterans 378 </a> 379 </li> 380 <li class="nav-item"> 381 <a class="dropdown-item" href="/our-values" target="_self"> 382 Our Values 383 </a> 384 </li> 385 386 </ul> 387 <div class="d-none d-md-block ms-4 mt-2 w-50"> 388 <div class="h3">Athene is hiring!</div> 389 <div class="hippo-user-content"> 390<p>It's a great time for you to join one of the leading retirement services companies. Become a Game Changer and help more people make their next life their best life.</p> </div> 391 </div> 392 393 </div> 394 </div> 395 396 </li> 397 <li class="nav-item dropdown me-md-2"> 398 <a class="nav-link dropdown-toggle" href="#" 399 role="button" data-bs-toggle="dropdown" aria-expanded="false">Support</a> 400 <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 401 ath-main-nav-has-summary 402 "> 403 <div class="d-flex flex-md-row justify-content-between"> 404 <ul class="navbar-nav mb-3 mb-md-0"> 405 406 <li class="nav-item"> 407 <a class="dropdown-item" href="/support/contact" target="_self"> 408 Contact Us 409 </a> 410 </li> 411 <li class="nav-item"> 412
412 <a class="dropdown-item" href="/support/service-forms" target="_self"> 413 Service Forms 414 </a> 415 </li> 416 <li class="nav-item"> 417 <a class="dropdown-item" href="/start-a-claim" target="_blank"> 418 Start a Death Benefit Claim 419 </a> 420 </li> 421 <li class="nav-item"> 422 <a class="dropdown-item" href="/support/faqs" target="_self"> 423 FAQs 424 </a> 425 </li> 426 <li class="nav-item"> 427 <a class="dropdown-item" href="/support/glossary" target="_blank"> 428 Glossary 429 </a> 430 </li> 431 432 </ul> 433 <div class="d-none d-md-block ms-4 mt-2 w-50"> 434 <div class="h3">Our Headquarters</div> 435 <div class="hippo-user-content"> 436<p><strong>Athene</strong><br /> 4377700 Mills Civic Parkway<br /> 438West Des Moines, IA 50266</p> 439 440<p><strong>Mailing Address:</strong><br /> 441P.O. Box 1555<br /> 442Des Moines, IA 50306-1555</p> 443 444<p><strong>Call: 888-ANNUITY (<a href="tel:8882668489">888-266-8489</a>)</strong><br /> 4458:00 a.m. - 5:00 p.m. CT, Monday - Friday</p> 446 447<p><strong>Fax: 866-709-3922</strong></p> </div> 448 </div> 449 450 </div> 451 </div> 452 453 </li> 454 455 456 </ul> 457 <div class="mb-1 d-md-none"><strong>Other Athene Websites</strong></div> 458 <ul class="navbar-nav mobile-top-main-nav d-md-none mb-5"> 459 <li class="nav-item"> 460 <a class="nav-link" href="/producer">Financial Professionals</a> 461 </li> 462 <li class="nav-item"> 463 <a class="nav-link" data-bs-toggle="modal" href="javascript:void(0)" data-bs-target="#institutions">Institutions</a> 464 </li> 465 <li class="nav-item"> 466 <a class="nav-link" target="_blank" href="https://ir.athene.com">Investors <i class="fas fa-external-link"></i></a> 467 </li> 468 </ul> 469 470 <a class="d-md-none" href="tel:888-266-8489"> 471 <i class="fas fa-phone me-1"></i> 888-266-8489 472 </a> 473 </div> 474 <div> 475 </div> 476 <div> 477 478 </div> 479</nav> 480 481<div class="modal modal-lg fade" id="institutions" data-bs-backdrop="static" data-bs-keyboard="false" tabindex="-1" aria-labelledby="institutionsLabel" aria-hidden="true">
482 <div class="modal-dialog modal-dialog-centered modal-dialog-scrollable"> 483 <div class="modal-content"> 484 <div class="modal-header"> 485 <span role="heading" aria-level="5" id="institutionsLabel">Institutions</span> 486 <button aria-label="Close" class="btn-close" data-bs-dismiss="modal" type="button"></button> 487 </div> 488 <div class="modal-body"> 489 <div class="p-3"> 490 <p>The institutional channel includes reinsurance and group annuity contracts related to pension group annuities.</p> 491 492<ul class="modal-list"> 493 <li><a href="/bermuda" target="_blank">Reinsurance <i class="ms-2 fas fa-external-link"> </i></a></li> 494 <li><a href="/pension-group-annuities">Pension Group Annuities (PGA)</a></li> 495</ul> 496 </div> 497 </div> 498 <div class="modal-footer"> 499 <button class="btn btn-primary ms-auto" data-bs-dismiss="modal" type="button">Close</button> 500 </div> 501 </div> 502 </div> 503</div> 504 505 </div> 506 </div> 507 <main id="connect-main-content" class="connect-main-content" tabindex="-1"> 508 509 510 511 512 513 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 529 530 531 532 533 534 535 536 537 538 539 540 541<div id="beforeMainContent"></div> 542 543<section tabindex="-1" id="main-sections"> 544 <div class="top-wrapper" id="utilities-box"> 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 568 569 570 571 572 573 574 575 576 577 578 <div class="banner ath-bg-img-cover d-flex flex-column justify-content-center cms-has-edit-button" style="background-image: url('/binaries/content/gallery/portal/images/banners/temporary-banners/060125-test/hero-images-_restaurant-owner-1.jpg');" id="producerBanner"> 579 <div class="container"> 580 <div class="ath-banner-card p-4"> 581 <h1 class="ath-banner-card-header"> 582 Driven to help you retire remarkably 583 </h1> 584 <div class="hippo-user-content ath-banner-card-content"> 585 <p> 586 <p>Whatever excites you about your retirement, annuities from Athene can help you take on the challenges you canât wait to face.</p> 587 </p> 588 </div> 589 </div> 590 </div> 591 </div> 592 593 594 595 596 597 598 599 600 601 602 603 604 605 606 607 608 609 610 611 612 613 614 615 616 617 618 619 620 621 622 623 624 625 <div class="container cms-has-edit-button"> 626 <h2></h2> 627 <div class="row"> 628 <div class="col-12 col-sm-7 mb-2 mb-sm-0"> 629 <div class="hippo-user-content"><h2>About Athene</h2> 630 631<p>Athene helps people build remarkable retirements with products that can grow savings and help create a retirement âpaycheck.â Products and strategies are also available for companies to protect retirement savings for customers and employees.</p> 632 633<p> </p></div> 634 </div> 635 <div class="col-12 col-sm-5 mb-2 mb-sm-0"> 636 <div class="hippo-user-content"><div style="position:relative;width:100%;height:0;padding-bottom:56.25%;"><iframe allowtransparency="true" for="for" frameborder="0" quotabout_athene_final1015_captions.mp4quot=""About_Athene_Final1015_Captions.mp4"" scrolling="no" src="https://athenecentral.widen.net/view/video/7igsry31jz/About_Athene_Final1015_Captions.mp4?u=sgrtjl&use=qmhtd%22 webkitallowfullscreen mozallowfullscreen allowfullscreen title=" style="position:absolute;top:0;left:0;width:100%;height:100%;" video="Video"></iframe></div> 637 638<p><span class="small">Data sourced internally and from LIMRA</span></p></div> 639 </div> 640 </div> 641 </div> 642 </div> 643</section> 644<section class="zebra"> 645 646 647 648 649 650 651 652 653 654 655 656 657 658 659 660 661 662 663 664 665 666 667 668 669 670 671 672 673 674 675 676 677 678 679 <div class="stripe"> 680 681 682 683 684 685 686 687 688 689 690 691 692 693 694 695 696 697 698 699 700 701 702 703 704 705 706 707 708 709 710 711 712 713 <div class="container cms-has-edit-button"> 714 <div class="row"> 715 <div class="col-12 col-sm-9 mb-3"> 716 <h2>Athene Retirement Outlook 2026</h2> 717 </div> 718 </div> 719 <div class="row"> 720 <div class="col-12 col-sm-9"> 721 <div class="hippo-user-content"><p>Retirement security is being rebuilt around a simple idea: dependable income should be built around longevity. As Americans live longer and face increasing market concentration and fewer traditional pensions, <strong>Atheneâs 2026 Retirement Outlook</strong> examines how guaranteed income solutions are becoming a core allocation, helping retirees manage their retirements with greater confidence.</p> 722 723<p><a href="/2026-retirement-outlook">See our outlook <span aria-hidden="true" class="fa fa-angle-right"> </span></a></p></div> 724 </div> 725 <div class="col-12 col-sm-3"> 726 <div class="hippo-user-content"><p style="text-align: center;"><a href="/2026-retirement-outlook"><img class="img-lg" src="/binaries/content/gallery/portal/images/athene-retirement-outlook-2026/athene_outlook_2026.jpg" alt="" /></a></p></div> 727 </div> 728 </div> 729 </div> 730 731 732 </div> 733 <div class="stripe"> 734 735 736 737 738 739 740 741 742 743 744 745 746 747 748 749 750 751 752 753 754 755 756 757 758 759 760 761 762 763 764 765 766 <div class="container cms-has-edit-button"> 767 <h2>Retire to what inspires you</h2> 768 <div class="row"> 769 <div class="col-12 col-sm-6 mb-4 mb-sm-0"> 770 <div class="hippo-user-content"><p style="text-align: center;"><img alt="" class="img-lg" src="/binaries/content/gallery/ausa-producer/images/retirebetter_web_tal_072021.jpg" alt="" /></p> 771 772<p style="text-align: center;">Building his best life took a solid financial plan early on.<br /> 773Now Tal has the freedom to create the art he loves.</p> 774 775<p style="text-align: center;"><a href="/tal-avitzur">Read Tal's Story <span aria-hidden="true" class="fas fa-angle-right"> </span></a></p></div> 776 </div> 777 <div class="col-12 col-sm-6"> 778 <div class="hippo-user-content"><h4 style="text-align: center;"><img class="img-lg" src="/binaries/content/gallery/ausa-producer/images/retire-better/extreme-surfer_0935.jpg" alt="" /></h4> 779 780<p style="text-align: center;">Dedication to a financial strategy gives Graham the means to live his dream.</p> 781 782<p style="text-align: center;"><a href="/graham-guess">Read Graham's Story <span aria-hidden="true" class="fas fa-angle-right"> </span></a></p></div> 783 </div> 784 </div> 785 </div> 786 787 </div> 788 <div class="stripe"> 789 790 791 792 793 794 795 796 797 798 799 800 801 802 803 804 805 806 807 808 809 810 811 812 813 814 815 816 817 818 819 820 821 822 <div class="container cms-has-edit-button"> 823 <div class="row"> 824 <div class="col-12 col-sm-9 mb-3"> 825 <h2>Our Products</h2> 826 </div> 827 </div> 828 <div class="row"> 829 <div class="col-12 col-sm-9"> 830 <div class="hippo-user-content"><p>Protecting savings in turbulent times. Creating lifetime income for a secure retirement. At Athene, weâre always reaching higher so you can achieve more.</p> 831 832<p>Let us help you achieve your goals for retirement savings and income.</p> 833 834<p>
834<a href="/products/annuities-101">Learn about our products <span aria-hidden="true" class="fas fa-angle-right"> </span></a></p></div> 835 </div> 836 <div class="col-12 col-sm-3"> 837 <div class="hippo-user-content"><p style="text-align: center;"><img class="img-md" src="/binaries/content/gallery/portal/images/svg/retire.svg" alt="" /></p></div> 838 </div> 839 </div> 840 </div> 841 842 843 </div> 844 <div class="stripe"> 845 846 847 848 849 850 851 852 853 854 855 856 857 858 859 860 861 862 863 864 865 866 867 868 869 870 871 872 873 874 875 876 877 878 <div class="container cms-has-edit-button"> 879 <div class="row"> 880 <div class="col-12 col-sm-9 mb-3"> 881 <h2>Retire confidently</h2> 882 </div> 883 </div> 884 <div class="row"> 885 <div class="col-12 col-sm-9"> 886 <div class="hippo-user-content"><p>Find out what's important to you when it comes to preparing for retirement and thinking through your financial approach. Our resources and solutions are here to help you meet your financial needs.</p> 887 888<p><a class="btn btn-primary" href="https://www.riddle.com/view/rvNGkNtZ" target="_blank">Take quiz</a></p></div> 889 </div> 890 <div class="col-12 col-sm-3"> 891 <div class="hippo-user-content"><p style="text-align: center;"><img class="img-lg" src="/binaries/content/gallery/portal/images/quiz_your_retirement_snapshot.jpg" alt="" /></p></div> 892 </div> 893 </div> 894 </div> 895 896 897 </div> 898 <div class="stripe"> 899 900 901 902 903 904 905 906 907 908 909 910 911 912 913 914 915 916 917 918 919 920 921 922 923 924 925 926 927 928 929 930 931 <div class="container cms-has-edit-button"> 932 <h2>Athene's Financial Strength Ratings</h2> 933 <div class="row"> 934 <div class="col-12 col-sm-6 mb-4 mb-sm-0"> 935 <div class="hippo-user-content"><p><a class="anchor" id="financialstrength" name="financialstrength"></a>Independent rating agencies meet annually with Athene to evaluate our performance. Our ratings reflect our ability to meet ongoing obligations to our customers.<sup>1</sup></p></div> 936 </div> 937 <div class="col-12 col-sm-6"> 938 <div class="hippo-user-content"><div class="row"> 939<div class="col-3 col-sm-6 col-lg-3"> 940<h4 class="p-0 m-0">AM Best</h4> 941 942<p class="small mb-1">as of 8/2025</p> 943 944<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A+</span></div> 945 946<p class="small">Outlook: Stable</p> 947</div> 948 949<div class="col-3 col-sm-6 col-lg-3"> 950<h4 class="p-0 m-0">S&P</h4> 951 952<p class="small mb-1">as of 8/2025</p> 953 954<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A+</span></div> 955 956<p class="small">Outlook: Stable</p> 957</div> 958 959<div class="col-3 col-sm-6 col-lg-3"> 960<h4 class="p-0 m-0">Fitch</h4> 961 962<p class="small mb-1">as of 8/2025</p> 963 964<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A+</span></div> 965 966<p class="small">Outlook: Stable</p> 967</div> 968 969<div class="col-3 col-sm-6 col-lg-3"> 970<h4 class="p-0 m-0">Moody's</h4> 971 972<p class="small mb-1">as of 7/2025</p> 973 974<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A1</span></div> 975 976<p class="small">Outlook: Stable</p> 977</div> 978</div></div> 979 </div> 980 </div> 981 </div> 982 983 </div> 984 <div class="stripe"> 985 986 987 988 989 990 991 992 993 994 995 996 997 998 999 1000 1001 1002 1003 1004 1005 1006 1007 1008 1009 1010 1011 1012 1013 1014 1015 1016 1017 1018 1019 <div class="container"> 1020 <h2 class="text-center mb-4">Smart Strategies</h2> 1021 <div class="row row-cols-1 row-cols-lg-2 g-4 ath-2-col-1x2-card-layout mb-4"> 1022 <div class="col mb-4 mb-lg-0 cms-has-edit-button"> 1023 1024 <div class="card h-100 "> 1025 <a class="card-body ath-card-article p-0" href="/smart-strategies/using-an-annuity-to-help-pay-for-college.html"> 1026 <div class="ath-bg-img-cover bg-gray-300" style="background-image: url('/binaries/content/gallery/portal/images/smart-strategies/42611_using-an-annuity-to-help-pay-for-college_0726_920x400.jpg')" aria-hidden="true"></div> 1027 <div class="ath-card-article-text"> 1028 <div class="text-body-secondary mb-2"> 1029 <i class="fas fa-newspaper" aria-hidden="true"></i> 1030 <span class="visually-hidden-focusable">Read Time:</span> 1031 4-minute 1032 article 1033 </div> 1034 <h5 class="card-title mb-3">Using an annuity to help pay for college</h5> 1035 <div class="text-body fw-normal"> 1036 <div class="hippo-user-content"> 1037<p>Using an annuity as part of an overall college saving strategy can help you tackle everything from tuition to student loans.<
1037/p> </div> 1038 </div> 1039 </div> 1040 </a> 1041 1042 <div class="card-footer"> 1043 <div class="d-flex small"> 1044 <i class="fas fa-tag me-2 mt-2" aria-hidden="true"></i><span class="visually-hidden-focusable">This content is categorized as:</span> 1045 <div class="d-flex flex-wrap"> 1046 <a class="my-1 me-2" href="/smart-strategies/annuity-basics">Annuity basics</a> 1047 <a class="my-1 me-2" href="/smart-strategies/build-financial-knowledge">Build financial knowledge</a> 1048 </div> 1049 </div> 1050 </div> 1051 </div> 1052 </div> 1053 1054 1055 <div class="col"> 1056 <div class="card mb-4"> 1057 <a class="card-body ath-card-article p-0" href="/smart-strategies/three-retirement-savings-options-if-you-dont-have-a-401k.html"> 1058 <div class="row"> 1059 <div class="col-12 col-lg-6"> 1060 <div class="ath-bg-img-cover bg-gray-300" style="background-image: url('/binaries/content/gallery/portal/images/smart-strategies/finances/istock-1307083269_900x420.jpg')" aria-hidden="true"></div> 1061 </div> 1062 1063 <div class="col-12 col-lg-6"> 1064 <div class="ath-card-article-text"> 1065 <div class="text-body-secondary mb-2"> 1066 <i class="fas fa-newspaper" aria-hidden="true"></i> 1067 <span class="visually-hidden-focusable">Read Time:</span> 1068 4-minute 1069 article 1070 </div> 1071 1072 <h5 class="card-title mb-3">Three retirement savings options if you don't have a 401(k)</h5> 1073 <div class="text-body fw-normal"> 1074 <div class="hippo-user-content"> 1075<p>Discover three savings options that can help strengthen your retirement plan if you donât have access to a 401(k). </p> </div> 1076 </div> 1077 </div> 1078 </div> 1079 </div> 1080 </a> 1081 <div class="card-footer"> 1082 <div class="d-flex small"> 1083 <i class="fas fa-tag me-2 mt-2" aria-hidden="true"></i><span class="visually-hidden-focusable">This content is categorized as:</span> 1084 <div class="d-flex flex-wrap"> 1085 <a class="my-1 me-2" href="/smart-strategies/plan-for-retirement">Plan for retirement</a> 1086 <a class="my-1 me-2" href="/smart-strategies/annuity-basics">Annuity basics</a> 1087 </div> 1088 </div> 1089 </div> 1090 </div> 1091 1092 1093 <div class="card"> 1094 <a class="card-body ath-card-article p-0" href="/smart-strategies/
1094discover-a-different-approach-to-growth-as-retirement-nears.html"> 1095 <div class="row"> 1096 <div class="col-12 col-lg-6"> 1097 <div class="ath-bg-img-cover bg-gray-300" style="background-image: url('/binaries/content/gallery/portal/images/smart-strategies/finances/the_new_balancing_act_920x400.jpg')" aria-hidden="true"></div> 1098 </div> 1099 1100 <div class="col-12 col-lg-6"> 1101 <div class="ath-card-article-text"> 1102 <div class="text-body-secondary mb-2"> 1103 <i class="fas fa-newspaper" aria-hidden="true"></i> 1104 <span class="visually-hidden-focusable">Read Time:</span> 1105 4-minute 1106 article 1107 </div> 1108 1109 <h5 class="card-title mb-3">Discover a different approach to growth as retirement nears</h5> 1110 <div class="text-body fw-normal"> 1111 <div class="hippo-user-content"> 1112<p>As retirement gets closer, balancing growth and protection from market downturns becomes more important. Learn how annuities can help manage market risk while supporting long-term retirement goals.</p> </div> 1113 </div> 1114 </div> 1115 </div> 1116 </div> 1117 </a> 1118 <div class="card-footer"> 1119 <div class="d-flex small"> 1120 <i class="fas fa-tag me-2 mt-2" aria-hidden="true"></i><span class="visually-hidden-focusable">This content is categorized as:</span> 1121 <div class="d-flex flex-wrap"> 1122 <a class="my-1 me-2" href="/smart-strategies/gen-x-and-millennials">Gen x and millennials</a> 1123 <a class="my-1 me-2" href="/smart-strategies/plan-for-retirement">Plan for retirement</a> 1124 </div> 1125 </div> 1126 </div> 1127 </div> 1128 </div> 1129 </div> 1130 <div class="text-center"> 1131 <a href="/smart-strategies" class="mx-auto btn btn-lg btn-primary"> 1132 View All 1133 </a> 1134 </div> 1135 </div> 1136 1137 </div> 1138 <div class="stripe"> 1139 1140 1141 1142 1143 1144 1145 1146 1147 1148 1149 1150 1151 1152 1153 1154 1155 1156 1157 1158 1159 1160 1161 1162 1163 1164 1165 1166 1167 1168 1169 1170 1171 1172 <div class="container"> 1173 <h2 class="text-md-center">Recent News</h2> 1174 <div class="row"> 1175 <div class="col-12 col-sm-6 col-md-4 mb-3 mb-md-0"> 1176 1177 <a href="/news/annuities-news/2026/athene-awards-full-scholarships-to-five-bermuda-college-students.html"><h4> 1178 Athene Awards Full Scholarships to Five Bermuda College Students </h4> 1179 </a> 1180 <small class="mb-3 d-block" aria-label="Published on"> 1181September 28, 2026 </small> 1182 <small class="d-block mb-3"> 1183 <div class="d-flex flex-row"> 1184 <i class="fas fa-tag text-dark me-2 mt-1"> 1185 <span class="visually-hidden-focusable">This content is categorized as:</span> 1186 </i> 1187 <div> 1188 <a class="d-block fw-normal mb-2" href='/news/annuities-news/Categories/Corporate+Social+Responsibility+&+Awards'>Corporate Social Responsibility & Awards</a> 1189 </div> 1190 </div> 1191 </small> 1192 1193 <p>HAMILTON, Bermuda (Sept. 28, 2026) â Five Bermuda College students have been awarded scholarships from Athene for the 2026-2027 academic year. Each scholarship covers the full cost of the studentâs associate degree program, including books and other essential expenses.</p> 1194 1195 </div> 1196 <div class="col-12 col-sm-6 col-md-4 mb-3 mb-md-0"> 1197 1198 <a href="/news/annuities-news/2026/parties-in-the-matter-of-athene-holding-ltd-v-imran-siddiqui-announce-settlement.html"><h4> 1199 Parties in the Matter of Athene Holding Ltd v Imran Siddiqui Announce Settlement </h4> 1200 </a> 1201 <small class="mb-3 d-block" aria-label="Published on"> 1202September 18, 2026 </small> 1203 1204 <p>WEST DES MOINES, Iowa and NEW YORK, Sept. 18, 2026 (GLOBE NEWSWIRE) -- Athene Holding Ltd (âAtheneâ) and Imran Siddiqui today jointly announce that they have resolved the legal proceedings commenced...</p> 1205 1206 </div> 1207 <div class="col-12 col-sm-6 col-md-4 mb-3 mb-md-0"> 1208 1209 <a href="/news/annuities-news/2026/athene-names-brett-gibson-as-executive-vice-president-head-of-investor-relations.html"><h4> 1210 Athene Names Brett Gibson as Executive Vice President, Head of Investor Relations </h4> 1211 </a> 1212 <small class="mb-3 d-block" aria-label="Published on"> 1213August 31, 2026 </small> 1214 1215 <p>WEST DES MOINES, Iowa, Aug. 31, 2026 (GLOBE NEWSWIRE) -- Athene, the leading retirement solutions company and subsidiary of Apollo Global Management, Inc. (NYSE:APO), today announced that Brett...</p> 1216 1217 </div> 1218 </div> 1219 <div class="text-center">
1220 <a href="/news" class="mx-auto btn btn-lg btn-primary">See All News</a> 1221 </div> 1222 </div> 1223 1224 </div> 1225</section> 1226 1227<div id="afterMainContent"></div> 1228 1229 1230 1231 1232 1233 1234 1235 1236 1237 1238 1239 1240 1241 1242 1243 1244 1245 1246 1247 1248 1249 1250 1251 1252 1253 1254 1255 1256 1257 1258 1259 1260 1261 1262 1263 <div class="pre-footer bg-gray-500 py-4"> 1264 1265 1266 1267 1268 1269 1270 1271 1272 1273 1274 1275 1276 1277 1278 1279 1280 1281 1282 1283 1284 1285 1286 1287 1288 1289 1290 1291 1292 1293 1294 1295 1296 1297 <div class="container cms-has-edit-button"> 1298 <div class="hippo-user-content"><p><small><sup>1</sup>Financial strength ratings for Athene Annuity and Life Company, Athene Annuity & Life Assurance Company of New York and Athene Life Re Ltd. S&P, Fitch, AM Best and Moodyâs credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. AM Best rating as of August 2025 (A+, 2nd highest of 16), S&P rating as of August 2025 (A+, 5th highest out of 21), Fitch rating as of August 2025 (A+, 5th highest of 19) and Moodyâs rating as of July 2025 (A1, 5th highest of 21). </small></p></div> 1299 </div> 1300 1301 1302 1303 1304 1305 1306 1307 1308 1309 1310 1311 1312 1313 1314 1315 1316 1317 1318 1319 1320 1321 1322 1323 1324 1325 1326 1327 1328 1329 1330 1331 1332 1333 1334 1335 1336 1337 1338 1339 1340 1341 1342 1343 1344 1345 1346 1347 1348 1349 1350 1351 1352 1353 </div> 1354 1355 </main> 1356 <footer class="ath-global-footer"> 1357 1358 1359 1360 1361 1362 1363 1364 1365 1366 1367 1368 1369 1370 1371 1372 1373 1374 1375 1376 1377 1378 1379 1380 1381 1382 1383 1384 1385 1386 1387 1388 1389<div class="bg-secondary overflow-hidden pt-5 pb-4 position-relative d-print-none"> 1390 <div class="container"> 1391 <a class="ath-footer-scroll-to-top d-block position-absolute top-0 end-0 px-2 pt-1 fs-2 text-secondary" 1392 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1640 1641 <div class="row"> 1642 1643 1644 1645 1646 1647 1648 1649 1650 1651 1652 1653 1654 1655 1656 1657 1658 1659 1660 1661 1662 1663 1664 1665 1666 1667 1668 1669 1670 1671 1672 1673 1674 1675 1676 <div class="container cms-has-edit-button"> 1677 <div class="hippo-user-content"><p><big><strong>Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor.<strong> </strong>For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. This material is a general description intended for general public use. </strong></big></p> 1678 1679<p><small>Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, in all states (except New York), and in D.C. and P.R. Annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York. Group annuity contracts for New York residents and New York contract holders are issued in New York by Athene Annuity & Life Assurance Company of New York, Pearl River, NY. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance products may not be available in all states. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Please reach out to your financial professional if you have any questions about insurance products and their features. </small></p> 1680 1681<p><small>The term âfinancial professionalâ is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an annuity.</small></p> 1682 1683<p><big><strong><span>INVESTMENT AND INSURANCE PRODUCTS ARE: ⢠NOT FDIC INSURED ⢠NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ⢠NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES ⢠SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED</span></strong></big></p> 1684 1685<p><small>Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; Athene Life Re Ltd., Hamilton, Bermuda; and Athene Annuity Re Ltd., Hamilton, Bermuda. Not all reinsurance products or structures offered are available in all jurisdictions. Reinsurers may not be licensed in all states. All transactions are subject to meeting a reinsurerâs underwriting requirements. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. </small></p></div> 1686 </div> 1687 1688 </div> 1689 1690 1691 1692 </div> 1693</div> 1694 1695<div class="modal modal-lg fade" id="institutionModal3" data-bs-backdrop="static" data-bs-keyboard="false" tabindex="-1" aria-labelledby="institutionModalLabel" aria-hidden="true"> 1696<div class="modal-dialog modal-dialog-centered modal-dialog-scrollable"> 1697 <div class="modal-content"> 1698 <div class="modal-header"> 1699 <span role="heading" aria-level="5" id="institutionsLabel">Institutions</span><button type="button" class="btn-close" data-bs-dismiss="modal" aria-label="Close"></button> 1700 </div> 1701 <div class="modal-body"> 1702 <div class="p-3"> 1703 <p> The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. </p> 1704 <ul class="modal-list"> 1705 <li> 1706 <a href="https://www.athenelifere.bm/" target="_blank">Reinsurance <i class="ms-2 fas fa-external-link"></i> </a> 1707 </li> 1708 <li> 1709 <a href="/pension-group-annuities">Pension Group Annuities (PGA)</a> 1710 </li> 1711 </ul> 1712 </div> 1713 </div> 1714 <div class="modal-footer"><button type="button" class="btn btn-primary ms-auto" data-bs-dismiss="modal">Close</button></div> 1715 </div> 1716</div></div> 1717 </footer> 1718 1719 1720 1721 1722 1723 1724 1725 1726 1727 1728 1729 1730 1731 1732 1733 1734 1735 1736 1737 1738 1739 1740 1741 1742 1743 1744 1745 1746 1747 1748 1749 1750<!-- Popup Blocker Modal --> 1751<div class="modal fade" id="popUpBlockerModal" data-bs-backdrop="static" data-bs-keyboard="false" tabindex="-1" aria-hidden="true">
1752 <div class="modal-dialog modal-dialog-centered modal-dialog-scrollable"> 1753 <div class="modal-content"> 1754 <div class="modal-header"> 1755 <button type="button" class="btn-close" data-bs-dismiss="modal" aria-label="Close"></button> 1756 </div> 1757 <div class="modal-body p-3"> 1758 <div class="alert alert-danger d-flex" role="alert" id="errorAlert"> 1759 <i class="text-danger fas fa-exclamation-triangle align-self-start me-3 fs-3 mt-n1" aria-hidden="true"></i> 1760 <strong class="alert-content">A pop-up blocker is preventing the link from opening</strong> 1761 </div> 1762 <p>To go to the link, click "copy" and paste into a new browser tab.</p> 1763 <div class="border p-2 d-flex align-items-center mb-3 position-relative"> 1764 <div class="text-nowrap ath-text-overflow-ellipsis overflow-hidden ath-max-w-75-pct" title=""> 1765 <span id="urlText"></span> 1766 </div> 1767 <div class="mx-auto d-none border border-success text-success p-2 rounded position-absolute bg-white ath-popblocker-link-copied-text" id="copiedDiv"> 1768 <i class="fas fa-check-circle align-self-start me-2" aria-hidden="true"></i> 1769 Copied 1770 </div> 1771 <button type="button" class="btn btn-primary ms-auto" id="copyToClipboard">Copy</button> 1772 </div> 1773 <p> 1774 Instructions on how to disable pop-up blocker<br> 1775 <a href="https://support.google.com/chrome/answer/95472" target="_blank">Chrome</a> | 1776 <a href="https://support.microsoft.com/en-us/microsoft-edge/block-pop-ups-in-microsoft-edge-1d8ba4f8-f385-9a0b-e944-aa47339b6bb5" target="_blank">Microsoft Edge</a> | 1777 <a href="https://support.apple.com/guide/safari/block-pop-ups-sfri40696/mac" target="_blank">Safari</a> 1778 </p> 1779 </div> 1780 <div class="modal-footer"> 1781 <button type="button" class="btn btn-link ms-auto" data-bs-dismiss="modal">Close</button> 1782 </div> 1783 </div> 1784 </div> 1785</div> 1786 1787<!-- Ath loader --> 1788<div id="ath-loader" class="modal" role="dialog" aria-hidden="true" data-bs-backdrop="static" data-bs-keyboard="false"> 1789 <div class="modal-dialog modal-dialog-centered"> 1790 <div class="modal-content"> 1791 <div class="modal-body"> 1792 <div class="d-flex flex-row justify-content-between align-items-center mx-3"> 1793 <strong class="logic-alert-content">Loading...</strong> 1794 <i class="fas fa-circle-notch fa-spin fa-2x text-primary m-3"></i> 1795 </div> 1796 </div> 1797 </div> 1798 </div> 1799</div> 1800<!-- End: Ath loader --> 1801 1802 1803
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