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47<title>Leading Annuity &amp; Retirement Services Provider  | Athene</title>
48<meta name="description" content="Live retirement with financial freedom that Athene&apos;s annuities, services &amp; expertise can provide. Athene, the leading annuity provider that’s driven by your goals."/>
49<meta property="og:title" content="Leading Annuity &amp; Retirement Services Provider | Athene"/>
50<meta property="og:description" content="Live retirement with financial freedom that Athene&apos;s annuities, services &amp; expertise can provide. Athene, the leading annuity provider that’s driven by your goals."/>
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111    <div>
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145<div class="ath-d-none d-none d-print-flex flex-column">
146    <img class="w-50" src="/athene-cdn/dist/assets/logos/Athene-Logo-Black-Blue-With-Tag.svg" alt="Athene Driven to do more.">
147    <hr class="mt-2 mb-3">
148</div>
149
150<nav class="navbar navbar-expand-md ath-main-nav fixed-top bg-secondary navbar-hide-on-scroll ath-main-nav-autohide d-print-none">
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155            <ul class="navbar-nav">
156                <li class="nav-item me-2"><a class="nav-link active" href="/">Individuals</a></li>
157                <li class="nav-item me-2"><a class="nav-link" href="/producer">Financial Professionals</a></li>
158                <li class="nav-item me-2"><a class="nav-link" data-bs-toggle="modal" href="javascript:void(0)" data-bs-target="#institutions">Institutions</a></li>
159                <li class="nav-item me-2"><a class="nav-link" target="_blank"
160                        href="https://ir.athene.com">Investors <i
161                            class="fas fa-external-link"></i></a></li>
162            </ul>
163            <ul class="navbar-nav d-none d-lg-flex">
164                <li class="nav-item"><a class="nav-link" href="/about-athene/corporate-social-responsibility">Corporate Social
165                        Responsibility</a></li>
166                <li class="nav-item"><a class="nav-link" href="/careers">Careers</a></li>
167            </ul>
168        </div>
169        <div class="ath-main-nav-container d-flex w-100 my-md-1">
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173                </button>
174                <a class="d-flex align-items-center ms-2 my-1 my-md-2" href="/">
175                    <div class="d-md-none"><img class="ath-athene-logo-no-tag" alt="Athene Logo" src="/athene-cdn/dist/assets/logos/Athene-Logo-No-Tag.svg" /></div>
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185                    <ul class="dropdown-menu ath-main-nav-dropdown-menu px-2 p-md-3 rounded-0" aria-labelledby="mainNavLoginMenuBtn" role="menu">
186                        <li><a class="btn btn-primary w-100 mb-3" href="/myathene-login">Individuals</a></li>
187                        <li><a class="btn btn-primary w-100" href="/producer/login">Financial Professional</a></li>
188                    </ul>
189                </div>
190            </div>
191        </div>
192
193        <div class="container-fluid bg-tertiary">
194            <div class="offcanvas offcanvas-start bg-white" tabindex="-1" id="offcanvasNavbar">
195                <div class="offcanvas-header justify-content-end border-bottom"><button type="button"
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197                <div class="offcanvas-body">
198                    <div class="ath-main-nav-container w-100 mx-auto">
199                        <div class="d-md-none">
200                            <div class="mb-2"><strong>Login</strong></div>
201                            <div class="row mb-3">
202                                <div class="col-sm-6"><a class="btn btn-sm btn-outline-primary w-100 mb-3 mb-sm-0"
203                                        href="/myathene-login">Individuals</a></div>
204                                <div class="col-sm-6"><a class="btn btn-sm btn-outline-primary w-100"
205                                        href="/producer/login">Financial Professional</a></div>
206                            </div>
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209
210                            <ul class="navbar-nav ath-main-nav-mega-menu position-relative flex-wrap mb-5 mb-md-0  cms-has-edit-button">
211                                            <li class="nav-item dropdown me-md-2">
212                                                <a class="nav-link dropdown-toggle" href="#"
213                                                    role="button" data-bs-toggle="dropdown" aria-expanded="false">Our Products</a>  
214                                                <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 
215                                                        ath-main-nav-has-summary
216                                                ">
217                                                    <div class="d-flex flex-md-row justify-content-between">
218                                                        <ul class="navbar-nav mb-3 mb-md-0">
219                                                            
220                                                                    <li class="nav-item">
221                                                                        <a class="dropdown-item" href="/products/annu
221ities-101" target="_self">
222                                                                                Annuities 101
223                                                                        </a>
224                                                                    </li>
225                                                                    <li class="nav-item">
226                                                                        <a class="dropdown-item" href="/products/fia" target="_self">
227                                                                                Fixed Indexed Annuities (FIAs)
228                                                                        </a>
229                                                                    </li>
230                                                                    <li class="nav-item">
231                                                                        <a class="dropdown-item" href="/products/rila" target="_self">
232                                                                                Registered Index-Linked Annuities (RILAs)
233                                                                        </a>
234                                                                    </li>
235                                                                    <li class="nav-item">
236                                                                        <a class="dropdown-item" href="/products/fixed" target="_self">
237                                                                                Fixed Annuities
238                                                                        </a>
239                                                                    </li>
240                                                                    <li class="nav-item">
241                                                                        <a class="dropdown-item" href="/products/immediate" target="_self">
242                                                                                Immediate Annuities
243                                                                        </a>
244                                                                    </li>
245                                                                    <li class="nav-item">
246                                                                        <a class="dropdown-item" href="/products/structured-settlement-annuity" target="_self">
247                                                                                Structured Settlement Annuity
248                                                                        </a>
249                                                                    </li>
250
251                                                        </ul>
252                                                            <div class="d-none d-md-block ms-4 mt-2 w-50">
253                                                                <div class="h3">Our Products</div>
254                                                                <div class="hippo-user-content">
255<p>Protecting savings in turbulent times. Creating guaranteed income for a more secure future. At Athene, we’re always reaching higher so you can plan more confidently.</p>                                                                </div>
256                                                            </div>
257
258                                                    </div>
259                                                </div>
260
261                                            </li>
262                                            <li class="nav-item dropdown me-md-2">
263                                                <a class="nav-link dropdown-toggle" href="#"
264                                                    role="button" data-bs-toggle="dropdown" aria-expanded="false">Retirement Planning</a>  
265                                                <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 
266                                                        ath-main-nav-has-summary
267                                                ">
268                                                    <div class="d-flex flex-md-row justify-content-between">
269                                                        <ul class="navbar-nav mb-3 mb-md-0">
270                                                            
271                                                                    <li class="nav-item">
272                                                                        <a class="dropdown-item" href="/retirement-planning/retirement-focus" target="_self">
273                                                                                Find Your Retirement Focus
274                                                                        </a>
275                                                                    </li>
276                                                                    <li class="nav-item">
277                                                                        <a class="dropdown-item" href="/retirement-planning/grow-retirement-savings" target="_self">
278                                                                                Grow Your Money
279                                                                        </a>
280                                                                    </li>
281                                                                    <li class="nav-item">
282                                                                        <a class="dropdown-item" href="/retirement-planning/protect-retirement-savings" target="_self">
283                                                                                Protect Your Savings
284                                                                        </a>
285                                                                    </li>
286                                                                    <li class="nav-item">
287                                                                        <a class="dropdown-item" href="/retirement-planning/retirement-income" target="_self">
288                                                                                Create Income
289                                                                        </a>
290                                                                    </li>
291
292                                                        </ul>
293                                                            <div class="d-none d-md-block ms-4 mt-2 w-50">
294                                                                <div class="h3">Achieve Your Retirement Goals</div>
295                                                                <div class="hippo-user-content">
296<p>How do you picture retirement? Knowing what you’re working toward can help you and your financial professional create a financial plan to help you achieve your goals.</p>                                                                </div>
297                                                            </div>
298
299                                                    </div>
300                                                </div>
301
302                                            </li>
303
304
305                                            <li class="nav-item me-md-3">
306                                                <a class="nav-link" href="/smart-strategies" target="_self" role="button">Smart Strategies</a>
307                                            </li>
308
309                                            <li class="nav-item dropdown me-md-2">
310                                                <a class="nav-link dropdown-toggle" href="#"
311                                                    role="button" data-bs-toggle="dropdown" aria-expanded="false">About Athene</a>  
312                                                <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 
313                                                        ath-main-nav-has-summary
314                                                ">
315                                                    <div class="d-flex flex-md-row justify-content-between">
316                                                        <ul class="navbar-nav mb-3 mb-md-0">
317                                                            
318                                                                    <li class="nav-item">
319                                                                        <a class="dropdown-item" href="/about-athene/our-business" target="_self">
320                                                                                Our Business
321                                                                        </a>
322                                                                    </li>
323                                                                    <li class="nav-item">
324                                                                        <a class="dropdown-item" href="https://ir.athene.com/corporate-governance/executive-team" target="_blank">
325                                                                                Leadership <i class="fas far fa-external-link fa-sm"></i>
326                                                                        </a>
327                                                                    </li>
328                                                                    <li class="nav-item">
329                                                                        <a class="dropdown-item" href="/about-athene/corporate-social-responsibility" target="_self">
330                                                                                Corporate Social Responsibility
331                                                                        </a>
332                                                                    </li>
333                                                                    <li class="nav-item">
334                                                                        <a class="dropdown-item" href="/about-athene/advocacy" target="_self">
335                                                                                Advocacy
336                                                                        </a>
337                                                                    </li>
338
339                                                        </ul>
340                                                            <div class="d-none d-md-block ms-4 mt-2 w-50">
341                                                                <div class="h3">Company Information</div>
342                                                                <div class="hippo-user-content">
343<p>Athene Holding Ltd. (Athene) is a leading retirement services company that is focused on providing financial security to retirees.</p>                                                                </div>
344                                                            </div>
345
346                                                    </div>
347                                                </div>
348
349                                            </li>
350
351
352                                            <li class="nav-item me-md-3">
353                                                <a class="nav-link" href="/news" target="_self" role="button">Newsroom</a>
354                                            </li>
355
356                                            <li class="nav-item dropdown me-md-2">
357                                                <a class="nav-link dropdown-toggle" href="#"
358                                                    role="button" data-bs-toggle="dropdown" aria-expanded="false">Working at Athene</a>  
359                                                <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 
360                                                        ath-main-nav-has-summary
361                                                ">
362                                                    <div class="d-flex flex-md-row justify-content-between">
363                                                        <ul class="navbar-nav mb-3 mb-md-0">
364                                                            
365                                                                    <li class="nav-item">
366                                                                        <a class="dropdown-item" href="/careers" target="_self">
367                                                                                Careers
368                                                                        </a>
369                                                                    </li>
370                                                                    <li class="nav-item">
371                                                                        <a class="dropdown-item" href="/internships" target="_self">
372                                                                                Internships
373                                                                        </a>
374                                                                    </li>
375                                                                    <li class="nav-item">
376                                                                        <a class="dropdown-item" href="/our-veterans" target="_self">
377                                                                                Hiring our Veterans
378                                                                        </a>
379                                                                    </li>
380                                                                    <li class="nav-item">
381                                                                        <a class="dropdown-item" href="/our-values" target="_self">
382                                                                                Our Values
383                                                                        </a>
384                                                                    </li>
385
386                                                        </ul>
387                                                            <div class="d-none d-md-block ms-4 mt-2 w-50">
388                                                                <div class="h3">Athene is hiring!</div>
389                                                                <div class="hippo-user-content">
390<p>It's a great time for you to join one of the leading retirement services companies. Become a Game Changer and help more people make their next life their best life.</p>                                                                </div>
391                                                            </div>
392
393                                                    </div>
394                                                </div>
395
396                                            </li>
397                                            <li class="nav-item dropdown me-md-2">
398                                                <a class="nav-link dropdown-toggle" href="#"
399                                                    role="button" data-bs-toggle="dropdown" aria-expanded="false">Support</a>  
400                                                <div class="dropdown-menu border-0 p-0 p-md-3 pb-md-4 overflow-auto 
401                                                        ath-main-nav-has-summary
402                                                ">
403                                                    <div class="d-flex flex-md-row justify-content-between">
404                                                        <ul class="navbar-nav mb-3 mb-md-0">
405                                                            
406                                                                    <li class="nav-item">
407                                                                        <a class="dropdown-item" href="/support/contact" target="_self">
408                                                                                Contact Us
409                                                                        </a>
410                                                                    </li>
411                                                                    <li class="nav-item">
412                     
412                                                   <a class="dropdown-item" href="/support/service-forms" target="_self">
413                                                                                Service Forms
414                                                                        </a>
415                                                                    </li>
416                                                                    <li class="nav-item">
417                                                                        <a class="dropdown-item" href="/start-a-claim" target="_blank">
418                                                                                Start a Death Benefit Claim
419                                                                        </a>
420                                                                    </li>
421                                                                    <li class="nav-item">
422                                                                        <a class="dropdown-item" href="/support/faqs" target="_self">
423                                                                                FAQs
424                                                                        </a>
425                                                                    </li>
426                                                                    <li class="nav-item">
427                                                                        <a class="dropdown-item" href="/support/glossary" target="_blank">
428                                                                                Glossary
429                                                                        </a>
430                                                                    </li>
431
432                                                        </ul>
433                                                            <div class="d-none d-md-block ms-4 mt-2 w-50">
434                                                                <div class="h3">Our Headquarters</div>
435                                                                <div class="hippo-user-content">
436<p><strong>Athene</strong><br />
4377700 Mills Civic Parkway<br />
438West Des Moines, IA 50266</p>
439
440<p><strong>Mailing Address:</strong><br />
441P.O. Box 1555<br />
442Des Moines, IA 50306-1555</p>
443
444<p><strong>Call: 888-ANNUITY (<a href="tel:8882668489">888-266-8489</a>)</strong><br />
4458:00 a.m. - 5:00 p.m. CT, Monday - Friday</p>
446
447<p><strong>Fax:&nbsp;866-709-3922</strong></p>                                                                </div>
448                                                            </div>
449
450                                                    </div>
451                                                </div>
452
453                                            </li>
454                                
455
456                            </ul>
457                        <div class="mb-1 d-md-none"><strong>Other Athene Websites</strong></div>
458                        <ul class="navbar-nav mobile-top-main-nav d-md-none mb-5">
459                            <li class="nav-item">
460                                <a class="nav-link" href="/producer">Financial Professionals</a>
461                            </li>
462                            <li class="nav-item">
463                                <a class="nav-link" data-bs-toggle="modal" href="javascript:void(0)" data-bs-target="#institutions">Institutions</a>
464                            </li>
465                            <li class="nav-item">
466                                <a class="nav-link" target="_blank" href="https://ir.athene.com">Investors <i class="fas fa-external-link"></i></a>
467                            </li>
468                        </ul>
469
470                        <a class="d-md-none" href="tel:888-266-8489">
471                            <i class="fas fa-phone me-1"></i> 888-266-8489
472                        </a>
473                    </div>
474                <div>
475            </div>
476        <div>
477    
478    </div>
479</nav>
480
481<div class="modal modal-lg fade" id="institutions" data-bs-backdrop="static" data-bs-keyboard="false" tabindex="-1" aria-labelledby="institutionsLabel" aria-hidden="true">
482    <div class="modal-dialog modal-dialog-centered modal-dialog-scrollable">
483        <div class="modal-content">
484            <div class="modal-header">
485                <span role="heading" aria-level="5" id="institutionsLabel">Institutions</span>
486                <button aria-label="Close" class="btn-close" data-bs-dismiss="modal" type="button"></button>
487            </div>
488            <div class="modal-body">
489                <div class="p-3">
490                        <p>The institutional channel includes reinsurance and group annuity contracts related to pension group annuities.</p>
491
492<ul class="modal-list">
493 <li><a href="/bermuda" target="_blank">Reinsurance <i class="ms-2 fas fa-external-link">&nbsp;</i></a></li>
494 <li><a href="/pension-group-annuities">Pension Group Annuities (PGA)</a></li>
495</ul>
496                </div>
497            </div>
498            <div class="modal-footer">
499                <button class="btn btn-primary ms-auto" data-bs-dismiss="modal" type="button">Close</button>
500            </div>
501        </div>
502    </div>
503</div>
504
505                </div>
506    </div>
507		<main id="connect-main-content" class="connect-main-content" tabindex="-1">
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541<div id="beforeMainContent"></div>
542
543<section tabindex="-1" id="main-sections">
544	<div class="top-wrapper" id="utilities-box">
545
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578    <div class="banner ath-bg-img-cover d-flex flex-column justify-content-center cms-has-edit-button" style="background-image: url('/binaries/content/gallery/portal/images/banners/temporary-banners/060125-test/hero-images-_restaurant-owner-1.jpg');" id="producerBanner">
579            <div class="container">
580                <div class="ath-banner-card p-4">
581                    <h1 class="ath-banner-card-header">
582                        Driven to help you retire remarkably
583                    </h1>
584                    <div class="hippo-user-content ath-banner-card-content">
585                        <p>
586                            <p>Whatever excites you about your retirement, annuities from Athene can help you&nbsp;take on the challenges you can’t wait to face.</p>
587                        </p>
588                    </div>
589                </div>
590            </div>
591    </div>
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625    <div class="container cms-has-edit-button">
626            <h2></h2>
627        <div class="row">
628            <div class="col-12 col-sm-7 mb-2 mb-sm-0">
629                    <div class="hippo-user-content"><h2>About Athene</h2>
630
631<p>Athene helps people build remarkable retirements with products that can grow savings and help create a retirement “paycheck.” Products and strategies are also available for companies to protect retirement savings for customers and employees.</p>
632
633<p>&nbsp;</p></div>
634            </div>
635            <div class="col-12 col-sm-5 mb-2 mb-sm-0">
636                    <div class="hippo-user-content"><div style="position:relative;width:100%;height:0;padding-bottom:56.25%;"><iframe allowtransparency="true" for="for" frameborder="0" quotabout_athene_final1015_captions.mp4quot="&quot;About_Athene_Final1015_Captions.mp4&quot;" scrolling="no" src="https://athenecentral.widen.net/view/video/7igsry31jz/About_Athene_Final1015_Captions.mp4?u=sgrtjl&amp;use=qmhtd%22 webkitallowfullscreen mozallowfullscreen allowfullscreen title=" style="position:absolute;top:0;left:0;width:100%;height:100%;" video="Video"></iframe></div>
637
638<p><span class="small">Data sourced internally and from LIMRA</span></p></div>
639            </div>
640        </div>
641    </div>
642	</div>
643</section>
644<section class="zebra">
645
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713    <div class="container cms-has-edit-button">
714        <div class="row">
715            <div class="col-12 col-sm-9 mb-3">
716                    <h2>Athene Retirement Outlook 2026</h2>
717            </div>
718        </div>
719        <div class="row">
720                <div class="col-12 col-sm-9">
721                    <div class="hippo-user-content"><p>Retirement security is being rebuilt around a simple idea: dependable income should be built around longevity. As Americans live longer and face increasing market concentration and fewer traditional pensions, <strong>Athene’s 2026 Retirement Outlook</strong> examines how guaranteed income solutions are becoming a core allocation, helping retirees manage their retirements with greater confidence.</p>
722
723<p><a href="/2026-retirement-outlook">See our outlook&nbsp;<span aria-hidden="true" class="fa fa-angle-right">&nbsp;</span></a></p></div>
724                </div>
725                <div class="col-12 col-sm-3">
726                    <div class="hippo-user-content"><p style="text-align: center;"><a href="/2026-retirement-outlook"><img class="img-lg" src="/binaries/content/gallery/portal/images/athene-retirement-outlook-2026/athene_outlook_2026.jpg" alt=""  /></a></p></div>
727                </div>
728        </div>
729    </div>
730
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732					</div>
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734						
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764
765
766    <div class="container cms-has-edit-button">
767            <h2>Retire to what inspires you</h2>
768        <div class="row">
769            <div class="col-12 col-sm-6 mb-4 mb-sm-0">
770                    <div class="hippo-user-content"><p style="text-align: center;"><img alt="" class="img-lg" src="/binaries/content/gallery/ausa-producer/images/retirebetter_web_tal_072021.jpg" alt=""  /></p>
771
772<p style="text-align: center;">Building his best life took a solid&nbsp;financial plan early on.<br />
773Now Tal&nbsp;has the freedom to create the art he loves.</p>
774
775<p style="text-align: center;"><a href="/tal-avitzur">Read Tal's Story&nbsp;<span aria-hidden="true" class="fas fa-angle-right">&nbsp;</span></a></p></div>
776            </div>
777            <div class="col-12 col-sm-6">
778                    <div class="hippo-user-content"><h4 style="text-align: center;"><img class="img-lg" src="/binaries/content/gallery/ausa-producer/images/retire-better/extreme-surfer_0935.jpg" alt=""  /></h4>
779
780<p style="text-align: center;">Dedication to a financial strategy gives Graham the means to live his dream.</p>
781
782<p style="text-align: center;"><a href="/graham-guess">Read Graham's Story&nbsp;<span aria-hidden="true" class="fas fa-angle-right">&nbsp;</span></a></p></div>
783            </div>
784        </div>
785    </div>
786
787					</div>
788					<div class="stripe">
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821
822    <div class="container cms-has-edit-button">
823        <div class="row">
824            <div class="col-12 col-sm-9 mb-3">
825                    <h2>Our Products</h2>
826            </div>
827        </div>
828        <div class="row">
829                <div class="col-12 col-sm-9">
830                    <div class="hippo-user-content"><p>Protecting savings in turbulent times. Creating lifetime income for a secure retirement. At Athene, we’re always reaching higher so you can achieve more.</p>
831
832<p>Let us help you achieve your goals for retirement savings and income.</p>
833
834<p>
834<a href="/products/annuities-101">Learn about our products&nbsp;<span aria-hidden="true" class="fas fa-angle-right">&nbsp;</span></a></p></div>
835                </div>
836                <div class="col-12 col-sm-3">
837                    <div class="hippo-user-content"><p style="text-align: center;"><img class="img-md" src="/binaries/content/gallery/portal/images/svg/retire.svg" alt=""  /></p></div>
838                </div>
839        </div>
840    </div>
841
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843					</div>
844					<div class="stripe">
845						
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876
877
878    <div class="container cms-has-edit-button">
879        <div class="row">
880            <div class="col-12 col-sm-9 mb-3">
881                    <h2>Retire confidently</h2>
882            </div>
883        </div>
884        <div class="row">
885                <div class="col-12 col-sm-9">
886                    <div class="hippo-user-content"><p>Find out what's important to you when it comes to preparing for retirement and thinking through your financial approach. Our resources and solutions are here to help you meet your financial needs.</p>
887
888<p><a class="btn btn-primary" href="https://www.riddle.com/view/rvNGkNtZ" target="_blank">Take quiz</a></p></div>
889                </div>
890                <div class="col-12 col-sm-3">
891                    <div class="hippo-user-content"><p style="text-align: center;"><img class="img-lg" src="/binaries/content/gallery/portal/images/quiz_your_retirement_snapshot.jpg" alt=""  /></p></div>
892                </div>
893        </div>
894    </div>
895
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897					</div>
898					<div class="stripe">
899						
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931    <div class="container cms-has-edit-button">
932            <h2>Athene's Financial Strength Ratings</h2>
933        <div class="row">
934            <div class="col-12 col-sm-6 mb-4 mb-sm-0">
935                    <div class="hippo-user-content"><p><a class="anchor" id="financialstrength" name="financialstrength"></a>Independent rating agencies meet annually with Athene to evaluate our performance. Our ratings reflect our ability to meet ongoing obligations to our customers.<sup>1</sup></p></div>
936            </div>
937            <div class="col-12 col-sm-6">
938                    <div class="hippo-user-content"><div class="row">
939<div class="col-3 col-sm-6 col-lg-3">
940<h4 class="p-0 m-0">AM Best</h4>
941
942<p class="small mb-1">as of 8/2025</p>
943
944<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A+</span></div>
945
946<p class="small">Outlook: Stable</p>
947</div>
948
949<div class="col-3 col-sm-6 col-lg-3">
950<h4 class="p-0 m-0">S&amp;P</h4>
951
952<p class="small mb-1">as of 8/2025</p>
953
954<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A+</span></div>
955
956<p class="small">Outlook: Stable</p>
957</div>
958
959<div class="col-3 col-sm-6 col-lg-3">
960<h4 class="p-0 m-0">Fitch</h4>
961
962<p class="small mb-1">as of 8/2025</p>
963
964<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A+</span></div>
965
966<p class="small">Outlook: Stable</p>
967</div>
968
969<div class="col-3 col-sm-6 col-lg-3">
970<h4 class="p-0 m-0">Moody's</h4>
971
972<p class="small mb-1">as of 7/2025</p>
973
974<div class="mb-2 px-3 pt-4 text-center" style="background: #5091cd; width: 80px; height: 80px;"><span class="h3 text-white m-0">A1</span></div>
975
976<p class="small">Outlook: Stable</p>
977</div>
978</div></div>
979            </div>
980        </div>
981    </div>
982
983					</div>
984					<div class="stripe">
985						
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1016
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1018
1019	<div class="container">
1020		<h2 class="text-center mb-4">Smart Strategies</h2>
1021		<div class="row row-cols-1 row-cols-lg-2 g-4 ath-2-col-1x2-card-layout mb-4">
1022							<div class="col mb-4 mb-lg-0 cms-has-edit-button">
1023							
1024								<div class="card h-100 ">
1025									<a class="card-body ath-card-article p-0" href="/smart-strategies/using-an-annuity-to-help-pay-for-college.html">
1026										<div class="ath-bg-img-cover bg-gray-300" style="background-image: url('/binaries/content/gallery/portal/images/smart-strategies/42611_using-an-annuity-to-help-pay-for-college_0726_920x400.jpg')" aria-hidden="true"></div>
1027										<div class="ath-card-article-text">
1028											<div class="text-body-secondary mb-2">
1029													<i class="fas fa-newspaper" aria-hidden="true"></i>
1030													<span class="visually-hidden-focusable">Read Time:</span>
1031													4-minute 
1032													 article
1033											</div>
1034											<h5 class="card-title mb-3">Using an annuity to help pay for college</h5>
1035											<div class="text-body fw-normal">
1036												<div class="hippo-user-content">
1037<p>Using an annuity as part of an overall college saving strategy can help you tackle everything from tuition to student loans.<
1037/p>												</div>
1038											</div>
1039										</div>
1040									</a>
1041									
1042									<div class="card-footer">
1043										<div class="d-flex small">
1044											<i class="fas fa-tag me-2 mt-2" aria-hidden="true"></i><span class="visually-hidden-focusable">This content is categorized as:</span>
1045											<div class="d-flex flex-wrap">
1046														<a class="my-1 me-2" href="/smart-strategies/annuity-basics">Annuity basics</a>
1047														<a class="my-1 me-2" href="/smart-strategies/build-financial-knowledge">Build financial knowledge</a>
1048											</div>
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1053							
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1056									<div class="card mb-4">
1057										<a class="card-body ath-card-article p-0" href="/smart-strategies/three-retirement-savings-options-if-you-dont-have-a-401k.html">
1058											<div class="row">
1059												<div class="col-12 col-lg-6">
1060													<div class="ath-bg-img-cover bg-gray-300" style="background-image: url('/binaries/content/gallery/portal/images/smart-strategies/finances/istock-1307083269_900x420.jpg')" aria-hidden="true"></div>
1061												</div>
1062
1063												<div class="col-12 col-lg-6">
1064													<div class="ath-card-article-text">
1065														<div class="text-body-secondary mb-2">
1066																<i class="fas fa-newspaper" aria-hidden="true"></i>
1067																<span class="visually-hidden-focusable">Read Time:</span>
1068																4-minute 
1069																 article
1070														</div>
1071													
1072														<h5 class="card-title mb-3">Three retirement savings options if you don't have a 401(k)</h5>
1073														<div class="text-body fw-normal">
1074															<div class="hippo-user-content">
1075<p>Discover three savings options that can help strengthen your retirement plan if you don’t have access to a 401(k).&nbsp;</p>															</div>
1076														</div>
1077													</div>
1078												</div>												
1079											</div>
1080										</a>
1081										<div class="card-footer">
1082											<div class="d-flex small">
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1085															<a class="my-1 me-2" href="/smart-strategies/plan-for-retirement">Plan for retirement</a>
1086															<a class="my-1 me-2" href="/smart-strategies/annuity-basics">Annuity basics</a>
1087												</div>
1088											</div>
1089										</div>
1090									</div>
1091							
1092								
1093									<div class="card">
1094										<a class="card-body ath-card-article p-0" href="/smart-strategies/
1094discover-a-different-approach-to-growth-as-retirement-nears.html">
1095											<div class="row">
1096												<div class="col-12 col-lg-6">
1097													<div class="ath-bg-img-cover bg-gray-300" style="background-image: url('/binaries/content/gallery/portal/images/smart-strategies/finances/the_new_balancing_act_920x400.jpg')" aria-hidden="true"></div>
1098												</div>
1099
1100												<div class="col-12 col-lg-6">
1101													<div class="ath-card-article-text">
1102														<div class="text-body-secondary mb-2">
1103																<i class="fas fa-newspaper" aria-hidden="true"></i>
1104																<span class="visually-hidden-focusable">Read Time:</span>
1105																4-minute 
1106																 article
1107														</div>
1108													
1109														<h5 class="card-title mb-3">Discover a different approach to growth as retirement nears</h5>
1110														<div class="text-body fw-normal">
1111															<div class="hippo-user-content">
1112<p>As retirement gets closer, balancing growth and protection from market downturns becomes more important. Learn how annuities can help manage market risk while supporting long-term retirement goals.</p>															</div>
1113														</div>
1114													</div>
1115												</div>												
1116											</div>
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1123															<a class="my-1 me-2" href="/smart-strategies/plan-for-retirement">Plan for retirement</a>
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1128								</div>
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1172	<div class="container">
1173		<h2 class="text-md-center">Recent News</h2>
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1176
1177					<a href="/news/annuities-news/2026/athene-awards-full-scholarships-to-five-bermuda-college-students.html"><h4>
1178						Athene Awards Full Scholarships to Five Bermuda College Students </h4>
1179					</a>
1180					<small class="mb-3 d-block" aria-label="Published on">
1181September 28, 2026					</small>
1182				<small class="d-block mb-3">
1183					<div class="d-flex flex-row">
1184						<i class="fas fa-tag text-dark me-2 mt-1">
1185							<span class="visually-hidden-focusable">This content is categorized as:</span>
1186						</i>
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1188									<a class="d-block fw-normal mb-2" href='/news/annuities-news/Categories/Corporate+Social+Responsibility+&+Awards'>Corporate Social Responsibility & Awards</a>
1189						</div>
1190					</div>
1191				</small>
1192
1193				<p>HAMILTON, Bermuda (Sept. 28, 2026) — Five Bermuda College students have been awarded scholarships from Athene for the 2026-2027 academic year. Each scholarship covers the full cost of the student’s associate degree program, including books and other essential expenses.</p>
1194
1195			</div>
1196			<div class="col-12 col-sm-6 col-md-4 mb-3 mb-md-0">
1197
1198					<a href="/news/annuities-news/2026/parties-in-the-matter-of-athene-holding-ltd-v-imran-siddiqui-announce-settlement.html"><h4>
1199						Parties in the Matter of Athene Holding Ltd v Imran Siddiqui Announce Settlement </h4>
1200					</a>
1201					<small class="mb-3 d-block" aria-label="Published on">
1202September 18, 2026					</small>
1203
1204				<p>WEST DES MOINES, Iowa and NEW YORK, Sept.  18, 2026  (GLOBE NEWSWIRE) -- Athene Holding Ltd (“Athene”) and Imran Siddiqui today jointly announce that they have resolved the legal proceedings commenced...</p>
1205
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1207			<div class="col-12 col-sm-6 col-md-4 mb-3 mb-md-0">
1208
1209					<a href="/news/annuities-news/2026/athene-names-brett-gibson-as-executive-vice-president-head-of-investor-relations.html"><h4>
1210						Athene Names Brett Gibson as Executive Vice President, Head of Investor Relations </h4>
1211					</a>
1212					<small class="mb-3 d-block" aria-label="Published on">
1213August 31, 2026					</small>
1214
1215				<p>WEST DES MOINES, Iowa, Aug.  31, 2026  (GLOBE NEWSWIRE) -- Athene, the leading retirement solutions company and subsidiary of Apollo Global Management, Inc. (NYSE:APO), today announced that Brett...</p>
1216
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1220				<a href="/news" class="mx-auto btn btn-lg btn-primary">See All News</a>
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1298            <div class="hippo-user-content"><p><small><sup>1</sup>Financial strength ratings for Athene Annuity and Life Company, Athene Annuity &amp; Life Assurance Company of New York and Athene Life Re Ltd. S&amp;P, Fitch, AM Best and Moody’s credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. AM Best rating as of August 2025 (A+, 2nd highest of 16), S&amp;P rating as of August 2025 (A+, 5th highest out of 21), Fitch rating as of August 2025 (A+, 5th highest of 19) and Moody’s rating as of July 2025 (A1, 5th highest of 21).&nbsp;</small></p></div>
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1676    <div class="container cms-has-edit-button">
1677            <div class="hippo-user-content"><p><big><strong>Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor.<strong>&nbsp;</strong>For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details.&nbsp;This material is a general description intended for general public use.&nbsp;</strong></big></p>
1678
1679<p><small>Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, in all states (except New York), and in D.C. and P.R. Annuity contracts are issued by Athene Annuity &amp; Life Assurance Company of New York (68039), Pearl River, NY, in New York. Group annuity contracts for New York residents and New York contract holders are issued in New York by Athene Annuity &amp; Life Assurance Company of New York, Pearl River, NY. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance products may not be available in all states. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity &amp; Life Assurance Company of New York, or Athene Securities, LLC. Please reach out to your financial professional if you have any questions about insurance products and their features.&nbsp;</small></p>
1680
1681<p><small>The term “financial professional” is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an annuity.</small></p>
1682
1683<p><big><strong><span>INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED</span></strong></big></p>
1684
1685<p><small>Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity &amp; Life Assurance Company of New York (68039), Pearl River, NY; Athene Life Re Ltd., Hamilton, Bermuda; and Athene Annuity Re Ltd., Hamilton, Bermuda.&nbsp;Not all reinsurance products or structures offered are available in all jurisdictions.&nbsp;Reinsurers may not be licensed in all states.&nbsp;All transactions are subject to meeting a reinsurer’s underwriting requirements.&nbsp;Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds.&nbsp;</small></p></div>
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