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10275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(109,"div",40),a.\u0275\u0275elementStart(110,"span",7),a.\u0275\u0275element(111,"img",8),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(112,"div",41),a.\u0275\u0275elementStart(113,"strong"),a.\u0275\u0275text(114,"Billshark"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(115," \xb7 Bill Negotiation Experts"),a.\u0275\u0275element(116,"br"),a.\u0275\u0275elementStart(117,"span",42),a.\u0275\u0275text(118,"Helping consumers and small businesses stop overpaying on recurring bills."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(119,"section",43),a.\u0275\u0275elementStart(120,"div",2),a.\u0275\u0275elementStart(121,"div",44),a.\u0275\u0275elementStart(122,"h2",45),a.\u0275\u0275text(123,"Frequently Asked Questions"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(124,"div",46),a.\u0275\u0275elementStart(125,"details",47),a.\u0275\u0275elementStart(126,"summary"),a.\u0275\u0275elementStart(127,"h3"),a.\u0275\u0275text(128,"What is Experian Boost and how does it help my credit score?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(129,"p"),a.\u0275\u0275text(130,"Experian Boost provides extra credit for utility and mobile phone bills you are already paying. Traditionally these bills are only counted against consumers, but with Experian Boost, customers who pay their monthly bills on time can use that information to improve their credit score. Experian, one of the three largest credit reporting bureaus, offers it to help consumers with low scores have a better shot at getting a loan or a credit card."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(131,"details"),a.\u0275\u0275elementStart(132,"summary"),a.\u0275\u0275elementStart(133,"h3"),a.\u0275\u0275text(134,"What factors are used to calculate a credit score?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(135,"p"),a.\u0275\u0275text(136,"A credit score calculates how likely you are to repay your loan on time, using information found in your credit report. Factors include whether or not you pay your bills on time, your credit utilization rate (how much of your available credit you use), and your credit history. According to recent studies, credit scores in America are at an all-time high of 695."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(137,"details"),a.\u0275\u0275elementStart(138,"summary"),a.\u0275\u0275elementStart(139,"h3"),a.\u0275\u0275text(140,"What is a thin credit file and who has one?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(141,"p"),a.\u0275\u0275text(142,"A thin credit file means there is insufficient information for a bank or lender to calculate your credit score. According to Experian, approximately 62 million Americans have thin credit files. They include people who are young and new to credit, immigrants, consumers who have not used credit in a long time, and recently widowed or divorced consumers."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(143,"details"),a.\u0275\u0275elementStart(144,"summary"),a.\u0275\u0275elementStart(145,"h3"),a.\u0275\u0275text(146,"How often does adding bill payments raise a score, and can it lower it?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(147,"p"),a.\u0275\u0275text(148,"Experian claims that including bill payment information can boost a consumer's score about two-thirds of the time. In a rare instance where adding bill payment information lowers the score, a consumer may opt out of the service."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(149,"details"),a.\u0275\u0275elementStart(150,"summary"),a.\u0275\u0275elementStart(151,"h3"),a.\u0275\u0275text(152,"How can Billshark help with my monthly bills?"),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementEnd(),a.\u0275\u0275elementStart(153,"p"),a.\u0275\u0275text(154,"Maintaining a good bill payment history is critical for consumers who want to apply for a loan and receive good terms. If you are drowning in high monthly bills, Billshark can help by lowering your bills so that you are not overpaying. Let the Sharks take a bite out of your bills."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(155,"div",2),a.\u0275\u0275elementStart(156,"section",48),a.\u0275\u0275elementStart(157,"h2",49),a.\u0275\u0275text(158,"Related Blog Posts"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(159,"div",50),a.\u0275\u0275elementStart(160,"a",51),a.\u0275\u0275elementStart(161,"div",52),a.\u0275\u0275elementStart(162,"span",53),a.\u0275\u0275text(163,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(164,"img",54),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(165,"div",55),a.\u0275\u0275elementStart(166,"h3"),a.\u0275\u0275text(167,"Boost Your Credit Score: Simple, Fast Strategies"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(168,"span",56),a.\u0275\u0275text(169,"Michel Mora \xb7 May 24, 2017 \xb7 3 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(170,"span",57),a.\u0275\u0275text(171,"Read article "),a.\u0275\u0275elementStart(172,"span",58),a.\u0275\u0275text(173,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(174,"a",51),a.\u0275\u0275elementStart(175,"div",52),a.\u0275\u0275elementStart(176,"span",53),a.\u0275\u0275text(177,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(178,"img",59),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(179,"div",55),a.\u0275\u0275elementStart(180,"h3"),a.\u0275\u0275text(181,"5 Essential Steps to Grow Your 401(k) and Build Wealth"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(182,"span",56),a.\u0275\u0275text(183,"Steven McKean \xb7 Dec 21, 2018 \xb7 4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(184,"span",57),a.\u0275\u0275text(185,"Read article "),a.\u0275\u0275elementStart(186,"span",58),a.\u0275\u0275text(187,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(188,"a",51),a.\u0275\u0275elementStart(189,"div",52),a.\u0275\u0275elementStart(190,"span",53),a.\u0275\u0275text(191,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(192,"img",60),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(193,"div",55),a.\u0275\u0275elementStart(194,"h3"),a.\u0275\u0275text(195,"8 Key Questions to Ask Before Switching Banks"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(196,"span",56),a.\u0275\u0275text(197,"Michel Mora \xb7 Dec 24, 2018 \xb7 6 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(198,"span",57),a.\u0275\u0275text(199,"Read article "),a.\u0275\u0275elementStart(200,"span",58),a.\u0275\u0275text(201,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(202,"a",51),a.\u0275\u0275elementStart(203,"div",52),a.\u0275\u0275elementStart(204,"span",53),a.\u0275\u0275text(205,"Savings Tips"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(206,"img",61),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(207,"div",55),a.\u0275\u0275elementStart(208,"h3"),a.\u0275\u0275text(209,"Save Money This Winter: Tips to Protect Your Cash"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(210,"span",56),a.\u0275\u0275text(211,"Brian Keaney \xb7 Jan 2, 2018 \xb7 4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(212,"span",57),a.\u0275\u0275text(213,"Read article "),a.\u0275\u0275elementStart(214,"span",58),a.\u0275\u0275text(215,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u
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