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10275\u0275elementStart(13,"span",9),a.\u0275\u0275text(14," By "),a.\u0275\u0275elementStart(15,"a",10),a.\u0275\u0275elementStart(16,"b"),a.\u0275\u0275text(17,"Carolyn Depoto"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(18),a.\u0275\u0275elementStart(19,"span",11),a.\u0275\u0275text(20,"4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(21,"div",12),a.\u0275\u0275elementStart(22,"picture",13),a.\u0275\u0275element(23,"source",14),a.\u0275\u0275element(24,"source",15),a.\u0275\u0275element(25,"source",16),a.\u0275\u0275element(26,"img",17),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(27,"div",18),a.\u0275\u0275elementStart(28,"span",19),a.\u0275\u0275text(29,"Home Buying"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(30,"div",20),a.\u0275\u0275text(31,"Weigh owning versus renting before you decide"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(32,"p",21),a.\u0275\u0275text(33," Homeownership is the American dream, but it isn\u2019t right for everyone. Before you take the plunge, Billshark walks through the investment, expenses, control, and mobility factors that should shape your decision to buy or rent. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(34,"nav",22),a.\u0275\u0275elementStart(35,"h2"),a.\u0275\u0275text(36,"Table of Contents"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(37,"ol"),a.\u0275\u0275elementStart(38,"li"),a.\u0275\u0275elementStart(39,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S2")})("keydown.enter",function(){return t.scrollTo("S2")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S2")}),a.\u0275\u0275text(40,"Is Buying a Good Investment?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(41,"li"),a.\u0275\u0275elementStart(42,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S3")})("keydown.enter",function(){return t.scrollTo("S3")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S3")}),a.\u0275\u0275text(43,"The Expenses You Cannot Ignore"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(44,"li"),a.\u0275\u0275elementStart(45,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S4")})("keydown.enter",function(){return t.scrollTo("S4")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S4")}),a.\u0275\u0275text(46,"It\u2019s All About Control"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(47,"li"),a.\u0275\u0275elementStart(48,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S5")})("keydown.enter",function(){return t.scrollTo("S5")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S5")}),a.\u0275\u0275text(49,"Mobility and the Five-to-Seven-Year Rule"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(50,"li"),a.\u0275\u0275elementStart(51,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S6")})("keydown.enter",function(){return t.scrollTo("S6")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S6")}),a.\u0275\u0275text(52,"FAQs"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(53,"p"),a.\u0275\u0275text(54," Home ownership: it\u2019s the American dream. Scarlett O\u2019Hara\u2019s father drummed it into her head: \u201cLand\u2014it\u2019s the only thing that matters; it\u2019s the only thing that lasts.\u201d So she was willing to do anything, anything!\u2014to hang on to Tara. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(55,"p"),a.\u0275\u0275text(56," When it comes to securing credit, homeowners are automatically seen as more trustworthy by lenders, simply because they have had to keep up the payments on their dwelling or risk losing it. Society generally feels that way, too. If you bring your intended home to Mama and Papa, they\u2019ll be so much more impressed if he or she is a homeowner. "),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(57,"p"),a.\u0275\u0275text(58," But does that mean it\u2019s right for everyone? Not necessarily. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(59,"p"),a.\u0275\u0275text(60," There are numerous points Billshark thinks you should consider before you take the plunge, and affordability is just one. Let\u2019s look at other elements that should be part of your decision. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(61,"h2",24),a.\u0275\u0275elementStart(62,"span",25),a.\u0275\u0275elementStart(63,"span",26),a.\u0275\u0275text(64,"1"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(65," Is Buying a Good Investment?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(66,"p"),a.\u0275\u0275text(67," Yes and no. Forbes magazine recently compared the return on investment (ROI) of homeownership vs. stocks. Since 1975 (the first year good data were available), housing has appreciated by an average of 4.5 percent a year. Stocks, on the other hand, average 9.8 percent annually, including dividends. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(68,"p"),a.\u0275\u0275text(69," Interest paid on a mortgage, of course, is deductible, but it\u2019s not dollar-for-dollar. If, say, you\u2019re in the 28 percent income bracket, you can deduct 28 percent of the interest you\u2019re paying for your mortgage loan, not the full amount. For example, if you paid $1,000 in interest to your lender in a calendar year, you could deduct $280 from your taxable income for that year. Hardly a windfall. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(70,"p"),a.\u0275\u0275text(71," On the other hand, if you pay rent for 30 years, you\u2019ll have nothing to show for it at the end of that time. If you pay a mortgage for 30 years, you\u2019ll have a house that you own free and clear (but will still have to pay property taxes on). "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(72,"h2",27),a.\u0275\u0275elementStart(73,"span",25),a.\u0275\u0275elementStart(74,"span",26),a.\u0275\u0275text(75,"2"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(76," The Expenses You Cannot Ignore"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(77,"p"),a.\u0275\u0275text(78," If you\u2019re renting and the water heater dies, or the HVAC system goes out, or the roof needs to be replaced, all it takes is a quick phone call to the landlord to have it repaired. You\u2019re not out a dime. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(79,"p"),a.\u0275\u0275text(80," If\u2014okay, when\u2014those things go on the fritz in a home you own, you not only have to come up with the money to fix them (well into the thousands of dollars for each of these examples), unless you can fix them yourself you\u2019ll have to hunt all around for a reliable repair person to do the work, and take time off work to supervise. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(81,"h2",28),a.\u0275\u0275elementStart(82,"span",25),a.\u0275\u0275elementStart(83,"span",26),a.\u0275\u0275text(84,"3"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(85," It\u2019s All About Control"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(86,"p"),a.\u0275\u0275text(87," Or at least partly. If you own your own home, you can do anything you want with it (assuming you don\u2019t have a homeowner\u2019s association [HOA] to answer to). Rent it out, have as many people and/or pets living there as you want, paint it whatever colors suit your fancy, knock down walls, expand bedrooms, you name it. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(88,"p"),a.\u0275\u0275text(89," A landlord won\u2019t allow this kind of thing. Not only that, he or she can decide to sell the house at any time, as well as raise the rent at the end of every lease term. Of course, having a mortgage isn\u2019t a guarantee your payments won\u2019t increase, because the tax portion of it can go up every year, depending on how much your local jurisdiction raise
1s taxes annually. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(90,"h2",29),a.\u0275\u0275elementStart(91,"span",25),a.\u0275\u0275elementStart(92,"span",26),a.\u0275\u0275text(93,"4"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(94," Mobility and the Five-to-Seven-Year Rule"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(95,"p"),a.\u0275\u0275text(96," Do you like to move around a lot? One thing you won\u2019t have as a homeowner is mobility. If your job requires a move, or your significant other gets a job offer in another state, it\u2019s much easer to get out of a lease than a mortgage. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(97,"p"),a.\u0275\u0275text(98," The rule of thumb is, don\u2019t buy unless you plan to stay five to seven years. That\u2019s because, while it costs you nothing besides the down payment to get into a house, when you sell you\u2019ll have to pay a realtor\u2019s fee (typically 6 percent of the sale price), plus closing costs, plus moving costs. With the usual appreciation on home prices, 5 to 7 years is about average to recoup those costs. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(99,"p"),a.\u0275\u0275text(100," And if we\u2019re in a recession, which happens about twice a decade on average, you could be stuck paying your old mortgage plus rent or mortgage in your new location if you can\u2019t sell. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(101,"p"),a.\u0275\u0275text(102," In a future blog, we\u2019ll look more closely at the financial considerations of buying vs. renting, but for now, think about all these other aspects when making your decision to buy or rent. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(103,"p"),a.\u0275\u0275text(104," And be sure to let "),a.\u0275\u0275elementStart(105,"a",30),a.\u0275\u0275text(106,"Billshark"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(107," tackle your bills. If you do decide to buy, you\u2019ll need money for a down payment, and we can help you on that road with the money we can save you today. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(108,"div",31),a.\u0275\u0275elementStart(109,"span"),a.\u0275\u0275text(110,"Share:"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(111,"a",32),a.\u0275\u0275namespaceSVG(),a.\u0275\u0275elementStart(112,"svg",33),a.\u0275\u0275element(113,"path",34),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(114,"a",35),a.\u0275\u0275namespaceSVG(),a.\u0275\u0275elementStart(115,"svg",33),a.\u0275\u0275element(116,"path",36),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(117,"a",37),a.\u0275\u0275namespaceSVG(),a.\u0275\u0275elementStart(118,"svg",33),a.\u0275\u0275element(119,"path",38),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(120,"div",39),a.\u0275\u0275elementStart(121,"span",7),a.\u0275\u0275element(122,"img",8),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(123,"div",40),a.\u0275\u0275elementStart(124,"strong"),a.\u0275\u0275text(125,"Billshark"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(126," \xb7 Bill Negotiation Experts"),a.\u0275\u0275element(127,"br"),a.\u0275\u0275elementStart(128,"span",41),a.\u0275\u0275text(129,"Helping consumers and small businesses stop overpaying on recurring bills."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(130,"section",42),a.\u0275\u0275elementStart(131,"div",2),a.\u0275\u0275elementStart(132,"div",43),a.\u0275\u0275elementStart(133,"h2",44),a.\u0275\u0275text(134,"Frequently Asked Questions"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(135,"div",45),a.\u0275\u0275elementStart(136,"details",46),a.\u0275\u0275elementStart(137,"summary"),a.\u0275\u0275elementStart(138,"h3"),a.\u0275\u0275text(139,"Is buying a home a better investment than stocks?"),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementEnd(),a.\u0275\u0275elementStart(140,"p"),a.\u0275\u0275text(141,"Not necessarily. Forbes compared the return on investment of homeownership versus stocks and found that since 1975, housing has appreciated by an average of 4.5 percent a year, while stocks average 9.8 percent annually, including dividends. Mortgage interest is deductible, but only at your tax bracket rate, not dollar-for-dollar, so the tax benefit is modest."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(142,"details"),a.\u0275\u0275elementStart(143,"summary"),a.\u0275\u0275elementStart(144,"h3"),a.\u0275\u0275text(145,"What expenses come with owning a home that renters avoid?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(146,"p"),a.\u0275\u0275text(147,"When you rent and the water heater dies, the HVAC fails, or the roof needs replacing, a quick call to the landlord gets it fixed at no cost to you. When those things break in a home you own, you have to pay to fix them\u2014often thousands of dollars each\u2014find a reliable repair person, and take time off work to supervise."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(148,"details"),a.\u0275\u0275elementStart(149,"summary"),a.\u0275\u0275elementStart(150,"h3"),a.\u0275\u0275text(151,"How does owning a home give you more control?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(152,"p"),a.\u0275\u0275text(153,"If you own your home and have no homeowner\u2019s association to answer to, you can rent it out, have as many people or pets living there as you want, paint it any color, knock down walls, or expand bedrooms. A landlord won\u2019t allow that, and can sell the house or raise the rent at the end of every lease term."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(154,"details"),a.\u0275\u0275elementStart(155,"summary"),a.\u0275\u0275elementStart(156,"h3"),a.\u0275\u0275text(157,"How long should you plan to stay before buying a home?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(158,"p"),a.\u0275\u0275text(159,"The rule of thumb is not to buy unless you plan to stay five to seven years. While it costs nothing beyond the down payment to get into a house, selling means paying a realtor\u2019s fee\u2014typically 6 percent of the sale price\u2014plus closing and moving costs. With usual home-price appreciation, five to seven years is about average to recoup those costs."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(160,"details"),a.\u0275\u0275elementStart(161,"summary"),a.\u0275\u0275elementStart(162,"h3"),a.\u0275\u0275text(163,"Why does mobility matter in the rent-versus-buy decision?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(164,"p"),a.\u0275\u0275text(165,"One thing you won\u2019t have as a homeowner is mobility. If your job requires a move or your partner gets an offer in another state, it\u2019s much easier to get out of a lease than a mortgage. And in a recession\u2014which happens about twice a decade\u2014you could be stuck paying your old mortgage plus rent or a mortgage in your new location if you can\u2019t sell."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(166,"div",2),a.\u0275\u0275elementStart(167,"section",47),a.\u0275\u0275elementStart(168,"h2",48),a.\u0275\u0275text(169,"Related Blog Posts"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(170,"div",49),a.\u0275\u0275elementStart(171,"a",50),a.\u0275\u0275elementStart(172,"div",51),a.\u0275\u0275elementStart(173,"span",52),a.\u0275\u0275text(174,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(175,"img",53),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(176,"div",54),a.\u0275\u0275elementStart(177,"h3"),a.\u0275\u0275text(178,"After Bills: Smart Budgeting for Extra Spending"),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(179,"span",55),a.\u0275\u0275text(180,"Michel Mora \xb7 Dec 14, 2015 \xb7 4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(181,"span",56),a.\u0275\u0275text(182,"Read article "),a.\u0275\u0275elementStart(183,"span",57),a.\u0275\u0275text(184,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(185,"a",50),a.\u0275\u0275elementStart(186,"div",51),a.\u0275\u0275elementStart(187,"span",52),a.\u0275\u0275text(188,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(189,"img",58),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(190,"div",54),a.\u0275\u0275elementStart(191,"h3"),a.\u0275\u0275text(192,"Protect Your 401(k) from Rising Interest Rates"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(193,"span",55),a.\u0275\u0275text(194,"Carolyn Depoto \xb7 Mar 23, 2018 \xb7 5 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(195,"span",56),a.\u0275\u0275text(196,"Read article "),a.\u0275\u0275elementStart(197,"span",57),a.\u0275\u0275text(198,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(199,"a",50),a.\u0275\u0275elementStart(200,"div",51),a.\u0275\u0275elementStart(201,"span",52),a.\u0275\u0275text(202,"Real Estate"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(203,"img",59),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(204,"div",54),a.\u0275\u0275elementStart(205,"h3"),a.\u0275\u0275text(206,"Is Renting or Buying Better? Find Your Best Option"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(207,"span",55),a.\u0275\u0275text(208,"Michel Mora \xb7 Feb 25, 2016 \xb7 2 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(209,"span",56),a.\u0275\u0275text(210,"Read article "),a.\u0275\u0275elementStart(211,"span",57),a.\u0275\u0275text(212,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(213,"a",50),a.\u0275\u0275elementStart(214,"div",51),a.\u0275\u0275elementStart(215,"span",52),a.\u0275\u0275text(216,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(217,"img",60),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(218,"div",54),a.\u0275\u0275elementStart(219,"h3"),a.\u0275\u0275text(220,"Boost Financial Success: Smart Ways to Use Bill Savings"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(221,"span",55),a.\u0275\u0275text(222,"Brian Keaney \xb7 Dec 15, 2015 \xb7 4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(223,"span",56),a.\u0275\u0275text(224,"Read article "),a.\u0275\u0275elementStart(225,"span",57),a.\u0275\u0275text(226,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(227,"a",50),a.\u0275\u0275elementStart(228,"div",51),a.\u0275\u0275elementStart(229,"span",52),a.\u0275\u0275text(230,"Real Estate"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(231,"img",61),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(232,"div",54),a.\u0275\u0275elementStart(233,"h3"),a.\u0275\u0275text(234,"Rent-to-Own: Pros, Cons, and Smart Home Buying Tips"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(235,"span",55),a.\u0275\u0275text(236,"Steven McKean \xb7 Jul 19, 2020 \xb7 4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(237,"span",56),a.\u0275\u0275text(238,"Read article "),a.\u0275\u0275elementStart(239,"span",57),a.\u0275\u0275text(240,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(241,"a",50),a.\u0275\u0275elementStart(242,"div",51),a.\u0275\u0275elementStart(243,"span",52),a.\u0275\u0275text(244,"Savings Tips"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(245,"img",62),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(246,"div",54),a.\u0275\u0275elementStart(247,"h3"),a.\u0275\u0275text(248,"Overpaying? Top 5 Things to Cut & Save Money Now"),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(249,"span",55),a.\u0275\u0275text(250,"Brian Keaney \xb7 Mar 10, 2016 \xb7 7 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(251,"span",56),a.\u0275\u0275text(252,"Read article "),a.\u0275\u0275elementStart(253,"span",57),a.\u0275\u0275text(254,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(255,"a",50),a.\u0275\u0275elementStart(256,"div",51),a.\u0275\u0275elementStart(257,"span",52),a.\u0275\u0275text(258,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(259,"img",63),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(260,"div",54),a.\u0275\u0275elementStart(261,"h3"),a.\u0275\u0275text(262,"4 Reasons Why a Home Isn't a Good Investment"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(263,"span",55),a.\u0275\u0275text(264,"Steven McKean \xb7 Jun 10, 2019 \xb7 7 min 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