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10275\u0275elementStart(34,"nav",22),a.\u0275\u0275elementStart(35,"h2"),a.\u0275\u0275text(36,"Table of Contents"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(37,"ol"),a.\u0275\u0275elementStart(38,"li"),a.\u0275\u0275elementStart(39,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S2")})("keydown.enter",function(){return t.scrollTo("S2")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S2")}),a.\u0275\u0275text(40,"The Pitch That Sounds Too Good to Be True"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(41,"li"),a.\u0275\u0275elementStart(42,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S3")})("keydown.enter",function(){return t.scrollTo("S3")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S3")}),a.\u0275\u0275text(43,"How Debt Settlement Really Works"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(44,"li"),a.\u0275\u0275elementStart(45,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S4")})("keydown.enter",function(){return t.scrollTo("S4")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S4")}),a.\u0275\u0275text(46,"The Hidden Risks and Tax Surprises"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(47,"li"),a.\u0275\u0275elementStart(48,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S5")})("keydown.enter",function(){return t.scrollTo("S5")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S5")}),a.\u0275\u0275text(49,"FTC Red Flags to Avoid"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(50,"li"),a.\u0275\u0275elementStart(51,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S6")})("keydown.enter",function(){return t.scrollTo("S6")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S6")}),a.\u0275\u0275text(52,"What the FTC Recommends Instead"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(53,"li"),a.\u0275\u0275elementStart(54,"span",23),a.\u0275\u0275listener("click",function(){return t.scrollTo("S7")})("keydown.enter",function(){return t.scrollTo("S7")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S7")}),a.\u0275\u0275text(55,"FAQs"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(56,"h2",24),a.\u0275\u0275elementStart(57,"span",25),a.\u0275\u0275elementStart(58,"span",26),a.\u0275\u0275text(59,"1"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(60," The Pitch That Sounds Too Good to Be True"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(61,"p"),a.\u0275\u0275text(62," You\u2019ve seen or heard the ads: \u201cThe secret your creditors don\u2019t want you to know!\u201d \u201cWe can help settle your debt for pennies on the dollar!\u201d \u201cDon\u2019t file for bankruptcy before you talk to us!\u201d "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(63,"p"),a.\u0275\u0275text(64," Sounds too good to be true? Remember what you\u2019ve heard about that old adage: \u201cIf it sounds too good to be true, it probably is.\u201d "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(65,"p"),a.\u0275\u0275text(66," Here\u2019s the real secret: Anything the debt settlement firms can do for you, you can do for yourself, for free, even if your creditors have turned down your request for a settlement before. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(67,"h2",27),a.\u0275\u0275elementStart(68,"span",25),a.\u0275\u0275elementStart(69,"span",26),a.\u0275\u0275text(70,"2"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(71," How Debt Settlement Really Works"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(72,"p"),a.\u0275\u0275text(73," Let\u2019s back up a bit. If your car loan and house loan and student loan and credit card debt have truly become way more than you can manage, you need to do something. Bankruptcy is the worst-case scenario (more on that later). "),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(74,"p"),a.\u0275\u0275text(75," But if you\u2019re feeling desperate, the ads from these firms can seem like a lifeline. The theory is that they can talk your creditors into reducing the amount you owe, thus \u201csettling\u201d your debt. In other words, the creditors will \u201csettle\u201d for receiving an amount less than you owe. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(76,"h2",28),a.\u0275\u0275elementStart(77,"span",25),a.\u0275\u0275elementStart(78,"span",26),a.\u0275\u0275text(79,"3"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(80," The Hidden Risks and Tax Surprises"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(81,"p"),a.\u0275\u0275text(82," One problem is that these firms will often instruct you to stop paying on your debts while they handle them for you. This will negatively impact your credit score. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(83,"p"),a.\u0275\u0275text(84," They also frequently charge their fee up front\u2014an amount that could range into several thousand dollars\u2014and then fail to deliver on their inflated promises. Although charging a fee in advance is illegal, many still try to get away with this practice. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(85,"p"),a.\u0275\u0275text(86," You are told to deposit an amount into a special savings account for 36 months or more. Often people find they can\u2019t afford to continue in the program and drop out, leaving them worse off than before. In addition, whether you or a debt settlement firm is negotiating with your creditors, the creditors are under no obligation to agree to a settlement. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(87,"p"),a.\u0275\u0275text(88," Here\u2019s another little \u201csecret\u201d these firms won\u2019t tell you: If you do succeed in reducing the amount you owe, the IRS may consider the amount reduced as \u201cincome\u201d and assess taxes on that amount. For example, if you owe $50,000 and a creditor reduces it to $12,000, you could be liable for taxes on the $38,000 you were forgiven. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(89,"p"),a.\u0275\u0275text(90," The truth is, these firms have no special insider knowledge or relationship with the banks that will make your creditors more likely to work with them or approve a settlement. And again, they will charge you thousands of dollars for work you can do yourself. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(91,"h2",29),a.\u0275\u0275elementStart(92,"span",25),a.\u0275\u0275elementStart(93,"span",26),a.\u0275\u0275text(94,"4"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(95," FTC Red Flags to Avoid"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(96,"p"),a.\u0275\u0275text(97," If you still elect to work with a debt settlement company, the Federal Trade Commission (FTC) warns you to avoid any that: "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(98,"ul"),a.\u0275\u0275elementStart(99,"li",30),a.\u0275\u0275text(100,"charges any fees before it settles your debts"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(101,"li",30),a.\u0275\u0275text(102,"touts a \u201cnew government program\u201d to bail out personal credit card debt"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(103,"li",30),a.\u0275\u0275text(104,"guarantees it can make your unsecured debt go away"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(105,"li",30),a.\u0275\u0275text(106,"tells you to stop communicating with your creditors, but doesn\u2019t explain the serious consequences"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(107,"li",30),a.\u0275\u0275text(108,"tells you it can stop all debt collection calls and lawsuits"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(109,"li",30),a.\u0275\u0275text(110,"guarantees that your unsecured debts can be paid off for pennies on the dollar."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(111,"p"),a.\u0275\u0275text(112," If you\u2019re so pressed for time or so timid that you think you need a third party to negotiate for you, check them out thoroughly with your state\u2019s attorney general (many attorneys general have sued these firms) before you sign on. But realize there\u2019s nothing they can do that you can\u2019t do yourself. "),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(113,"h2",31),a.\u0275\u0275elementStart(114,"span",25),a.\u0275\u0275elementStart(115,"span",26),a.\u0275\u0275text(116,"5"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(117," What the FTC Recommends Instead"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(118,"p"),a.\u0275\u0275text(119," Here are the options the FTC recommends if you can\u2019t handle your debt. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(120,"p"),a.\u0275\u0275text(121," Talk with your credit card company. Even if you have been turned town before, they may be willing to work with you if bankruptcy is the alternative (in which they may not get anything). Be persistent and polite, and explain your situation. They could offer you a payment plan on your reduced debt that you can manage. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(122,"p"),a.\u0275\u0275text(123," Contact a credit counselor. But beware here, too. \u201c[B]e aware that \u2018non-profit\u2019 status doesn\u2019t guarantee that services are free, affordable, or even legitimate,\u201d the FTC warns. \u201cIn fact, some credit counseling organizations charge high fees, which they may hide, or urge their clients to make \u2018voluntary\u2019 contributions that can cause more debt.\u201d "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(124,"p"),a.\u0275\u0275text(125," Declare bankruptcy. In a Chapter 7 bankruptcy, you can lose your house and your car if they\u2019re not paid off, but you will not face IRS taxes. In a Chapter 13 bankruptcy, the court will approve a repayment play that allows you to pay off your debts over three to five years, without losing your property. After you have made all the payments under the plan, your debts will be discharged by the court. In either case, you will have to come up with the money to pay an attorney to file all the paperwork, and your credit score will take a major hit. But if you\u2019ve reached this point, it\u2019s probably fairly low already. Also, be aware that student loans cannot be discharged in bankruptcy. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(126,"p"),a.\u0275\u0275text(127," In the meantime, let Billshark sic our sharks on your bills. We can find you hundreds of dollars per year that you can put toward debt reduction. "),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(128,"div",32),a.\u0275\u0275elementStart(129,"span"),a.\u0275\u0275text(130,"Share:"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(131,"a",33),a.\u0275\u0275namespaceSVG(),a.\u0275\u0275elementStart(132,"svg",34),a.\u0275\u0275element(133,"path",35),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(134,"a",36),a.\u0275\u0275namespaceSVG(),a.\u0275\u0275elementStart(135,"svg",34),a.\u0275\u0275element(136,"path",37),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(137,"a",38),a.\u0275\u0275namespaceSVG(),a.\u0275\u0275elementStart(138,"svg",34),a.\u0275\u0275element(139,"path",39),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275namespaceHTML(),a.\u0275\u0275elementStart(140,"div",40),a.\u0275\u0275elementStart(141,"span",7),a.\u0275\u0275element(142,"img",8),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(143,"div",41),a.\u0275\u0275elementStart(144,"strong"),a.\u0275\u0275text(145,"Billshark"),a.\u0275\u0275elementEnd(),a.\u0275\u0275text(146," \xb7 Bill Negotiation Experts"),a.\u0275\u0275element(147,"br"),a.\u0275\u0275elementStart(148,"span",42),a.\u0275\u0275text(149,"Helping consumers and small businesses stop overpaying on recurring bills."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(150,"section",43),a.\u0275\u0275elementStart(151,"div",2),a.\u0275\u0275elementStart(152,"div",44),a.\u0275\u0275elementStart(153,"h2",45),a.\u0275\u0275text(154,"Frequently Asked Questions"),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(155,"div",46),a.\u0275\u0275elementStart(156,"details",47),a.\u0275\u0275elementStart(157,"summary"),a.\u0275\u0275elementStart(158,"h3"),a.\u0275\u0275text(159,"Can I settle my own debt without a debt settlement firm?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(160,"p"),a.\u0275\u0275text(161,"Yes. Anything a debt settlement firm can do for you, you can do for yourself for free \u2014 even if your creditors have turned down your request for a settlement before. The article recommends talking directly with your credit card company, who may offer a manageable payment plan if bankruptcy is the alternative."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(162,"details"),a.\u0275\u0275elementStart(163,"summary"),a.\u0275\u0275elementStart(164,"h3"),a.\u0275\u0275text(165,"Why is stopping payments to creditors a problem?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(166,"p"),a.\u0275\u0275text(167,"Debt settlement firms will often instruct you to stop paying on your debts while they handle them for you. This will negatively impact your credit score. You may also be told to deposit money into a special savings account for 36 months or more, and many people can't afford to continue and drop out worse off than before."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(168,"details"),a.\u0275\u0275elementStart(169,"summary"),a.\u0275\u0275elementStart(170,"h3"),a.\u0275\u0275text(171,"Could settling my debt trigger a tax bill?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(172,"p"),a.\u0275\u0275text(173,"Yes. If you succeed in reducing the amount you owe, the IRS may consider the reduced amount as income and assess taxes on it. For example, if you owe $50,000 and a creditor reduces it to $12,000, you could be liable for taxes on the $38,000 you were forgiven."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(174,"details"),a.\u0275\u0275elementStart(175,"summary"),a.\u0275\u0275elementStart(176,"h3"),a.\u0275\u0275text(177,"What red flags does the FTC warn about?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(178,"p"),a.\u0275\u0275text(179,"The FTC says to avoid any firm that charges fees before settling your debts, touts a new government program to bail out credit card debt, guarantees it can make unsecured debt go away, tells you to stop communicating with creditors without explaining the consequences, claims it can stop all collection calls and lawsuits, or guarantees debts can be paid off for pennies on the dollar."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(180,"details"),a.\u0275\u0275elementStart(181,"summary"),a.\u0275\u0275elementStart(182,"h3"),a.\u0275\u0275text(183,"What's the difference between Chapter 7 and Chapter 13 bankruptcy?"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(184,"p"),a.\u0275\u0275text(185,"In Chapter 7, you can lose your house and car if they're not paid off, but you won't face IRS taxes. In Chapter 13, the court approves a repayment plan to pay off debts over three to five years without losing your property, after which debts are discharged. Both require paying an attorney and hurt your credit score, and student loans cannot be discharged in bankruptcy."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(186,"div",2),a.\u0275\u0275elementStart(187,"section",48),a.\u0275\u0275elementStart(188,"h2",49),a.\u0275\u0275text(189,"Related Blog Posts"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(190,"div",50),a.\u0275\u0275elementStart(191,"a",51),a.\u0275\u0275elementStart(192,"div",52),a.\u0275\u0275elementStart(193,"span",53),a.\u0275\u0275text(194,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(195,"img",54),a.\u0275\u0275elementEnd(),a.\u
10275\u0275elementStart(196,"div",55),a.\u0275\u0275elementStart(197,"h3"),a.\u0275\u0275text(198,"Talk Money with Parents: Key Family Finance Tips"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(199,"span",56),a.\u0275\u0275text(200,"Carolyn Depoto \xb7 Apr 26, 2019 \xb7 7 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(201,"span",57),a.\u0275\u0275text(202,"Read article "),a.\u0275\u0275elementStart(203,"span",58),a.\u0275\u0275text(204,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(205,"a",51),a.\u0275\u0275elementStart(206,"div",52),a.\u0275\u0275elementStart(207,"span",53),a.\u0275\u0275text(208,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(209,"img",59),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(210,"div",55),a.\u0275\u0275elementStart(211,"h3"),a.\u0275\u0275text(212,"5 Ways to Improve Your Finances and Reach Your Money Goals"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(213,"span",56),a.\u0275\u0275text(214,"Michel Mora \xb7 Jan 3, 2018 \xb7 1 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(215,"span",57),a.\u0275\u0275text(216,"Read article "),a.\u0275\u0275elementStart(217,"span",58),a.\u0275\u0275text(218,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(219,"a",51),a.\u0275\u0275elementStart(220,"div",52),a.\u0275\u0275elementStart(221,"span",53),a.\u0275\u0275text(222,"Savings Tips"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(223,"img",60),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(224,"div",55),a.\u0275\u0275elementStart(225,"h3"),a.\u0275\u0275text(226,"Beware of Debt Settlement 'Help'"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(227,"span",56),a.\u0275\u0275text(228,"Steven McKean \xb7 Aug 3, 2020 \xb7 4 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(229,"span",57),a.\u0275\u0275text(230,"Read article "),a.\u0275\u0275elementStart(231,"span",58),a.\u0275\u0275text(232,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(233,"a",51),a.\u0275\u0275elementStart(234,"div",52),a.\u0275\u0275elementStart(235,"span",53),a.\u0275\u0275text(236,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(237,"img",61),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(238,"div",55),a.\u0275\u0275elementStart(239,"h3"),a.\u0275\u0275text(240,"One Great New Year's Resolution: Cut Credit Card Debt"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(241,"span",56),a.\u0275\u0275text(242,"Carolyn Depoto \xb7 Dec 27, 2017 \xb7 3 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(243,"span",57),a.\u0275\u0275text(244,"Read article "),a.\u0275\u0275elementStart(245,"span",58),a.\u0275\u0275text(246,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(247,"a",51),a.\u0275\u0275elementStart(248,"div",52),a.\u0275\u0275elementStart(249,"span",53),a.\u0275\u0275text(250,"Financial Advice"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(251,"img",62),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(252,"div",55),a.\u0275\u0275elementStart(253,"h3"),a.\u0275\u0275text(254,"Investing in Knowledge: Your Smartest Money Move"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(255,"span",56),a.\u0275\u0275text(256,"Brian Keaney \xb7 Jan 31, 2018 \xb7 7 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(257,"span",57),a.\u0275\u0275text(258,"Read article "),a.\u0275\u0275elementStart(259,"span",58),a.\u0275\u0275text(260,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(261,"a",51),a.\u0275\u0275elementStart(262,"div",52),a.\u0275\u0275elementStart(263,"span",53),a.\u0275\u0275text(264,"Lifestyle"),a.\u0275\u0275elementEnd(),a.\u
10275\u0275element(265,"img",63),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(266,"div",55),a.\u0275\u0275elementStart(267,"h3"),a.\u0275\u0275text(268,"Winter Car Tips: How to Prepare and Protect Your Vehicle"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(269,"span",56),a.\u0275\u0275text(270,"Michel Mora \xb7 Jan 29, 2018 \xb7 7 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(271,"span",57),a.\u0275\u0275text(272,"Read article "),a.\u0275\u0275elementStart(273,"span",58),a.\u0275\u0275text(274,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(275,"a",51),a.\u0275\u0275elementStart(276,"div",52),a.\u0275\u0275elementStart(277,"span",53),a.\u0275\u0275text(278,"Savings Tips"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(279,"img",64),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(280,"div",55),a.\u0275\u0275elementStart(281,"h3"),a.\u0275\u0275text(282,"Stop Losing Money: Smart Tips to Keep More Cash"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(283,"span",56),a.\u0275\u0275text(284,"Steven McKean \xb7 Jan 22, 2018 \xb7 3 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(285,"span",57),a.\u0275\u0275text(286,"Read article "),a.\u0275\u0275elementStart(287,"span",58),a.\u0275\u0275text(288,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(289,"a",51),a.\u0275\u0275elementStart(290,"div",52),a.\u0275\u0275elementStart(291,"span",53),a.\u0275\u0275text(292,"News"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(293,"img",65),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(294,"div",55),a.\u0275\u0275elementStart(295,"h3"),a.\u0275\u0275text(296,"22 States Fight for Net Neutrality and Internet Freedom"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(297,"span",56),a.\u0275\u0275text(298,"Carolyn Depoto \xb7 Jan 17, 2018 \xb7 2 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(299,"span",57),a.\u0275\u0275text(300,"Read article "),a.\u0275\u0275elementStart(301,"span",58),a.\u0275\u0275text(302,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(303,"a",51),a.\u0275\u0275elementStart(304,"div",52),a.\u0275\u0275elementStart(305,"span",53),a.\u0275\u0275text(306,"Home Budgeting & Finance"),a.\u0275\u0275elementEnd(),a.\u0275\u0275element(307,"img",66),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(308,"div",55),a.\u0275\u0275elementStart(309,"h3"),a.\u0275\u0275text(310,"Boost Your Happiness: Smart Tips to Save for Fun"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(311,"span",56),a.\u0275\u0275text(312,"Carolyn Depoto \xb7 Jan 12, 2018 \xb7 7 min read"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(313,"span",57),a.\u0275\u0275text(314,"Read article "),a.\u0275\u0275elementStart(315,"span",58),a.\u0275\u0275text(316,"\u2192"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(317,"div",67),a.\u0275\u0275elementStart(318,"a",68),a.\u0275\u0275text(319,"See more posts \u203a"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(320,"a",68),a.\u0275\u0275text(321,"See more posts for other categories \u203a"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(322,"section",69),a.\u0275\u0275elementStart(323,"div",2),a.\u0275\u0275elementStart(324,"h2",70),a.\u0275\u0275text(325,"Save on the Bills You Just Read About"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(326,"p"),a.\u0275\u0275text(327,"Billshark negotiates your bills for you \u2014 no savings, no fee."),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementStart(328,"a",71),a.\u0275\u0275text(329,"Estimate My Savings"),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u0275\u0275elementEnd(),a.\u
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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.