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1),o.\u0275\u0275text(40,"Not Shopping Around Before Treatment"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(41,"li"),o.\u0275\u0275elementStart(42,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S3")})("keydown.enter",function(){return t.scrollTo("S3")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S3")}),o.\u0275\u0275text(43,"Taking Your Medical Bill at Face Value"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(44,"li"),o.\u0275\u0275elementStart(45,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S4")})("keydown.enter",function(){return t.scrollTo("S4")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S4")}),o.\u0275\u0275text(46,"Not Negotiating Your Payment Options"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(47,"li"),o.\u0275\u0275elementStart(48,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S5")})("keydown.enter",function(){return t.scrollTo("S5")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S5")}),o.\u0275\u0275text(49,"Options if You Can\u2019t Afford Your Out-of-Pocket Costs"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(50,"li"),o.\u0275\u0275elementStart(51,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S6")})("keydown.enter",function(){return t.scrollTo("S6")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S6")}),o.\u0275\u0275text(52,"Conclusion"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(53,"li"),o.\u0275\u0275elementStart(54,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S7")})("keydown.enter",function(){return t.scrollTo("S7")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S7")}),o.\u0275\u0275text(55,"FAQs"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(56,"p"),o.\u0275\u0275text(57," Whether you\u2019re dealing with an unexpected emergency bill or planning a routine procedure, understanding how to avoid medical debt and how to reduce medical debt can save you hundreds or even thousands of dollars. Below are the three biggest mistakes consumers make, and how to avoid them. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(58,"h2",24),o.\u0275\u0275elementStart(59,"span",25),o.\u0275\u0275elementStart(60,"span",26),o.\u0275\u0275text(61,"1"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(62," Not Shopping Around Before Treatment"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(63,"p"),o.\u0275\u0275text(64," Most medical expenses, especially routine or planned procedures, vary drastically from one provider to another. Unfortunately, many patients never compare prices, leaving them vulnerable to inflated charges. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(65,"h3"),o.\u0275\u0275text(66,"How to Shop Smarter"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(67,"ul"),o.\u0275\u0275elementStart(68,"li"),o.\u0275\u0275text(69,"Contact the billing department and ask for a cost estimate before scheduling your visit."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(70,"li"),o.\u0275\u0275text(71," Use pricing tools such as: "),o.\u0275\u0275elementStart(72,"ul"),o.\u0275\u0275elementStart(73,"li"),o.\u0275\u0275text(74,"New Choice Health"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(75,"li"),o.\u0275\u0275text(76,"Healthcare Bluebook"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(77,"p"),o.\u0275\u0275text(78," These tools help you understand what others typically pay in your area, giving you leverage to negotiate medical bills before they\u2019re even created. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(79,"p"),o.\u0275\u0275text(80," Shopping around is one of the easiest strategies for how to avoid medical debt, because it prevents sticker shock later. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(81,"h2",27),o.\u
10275\u0275elementStart(82,"span",25),o.\u0275\u0275elementStart(83,"span",26),o.\u0275\u0275text(84,"2"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(85," Taking Your Medical Bill at Face Value"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(86,"p"),o.\u0275\u0275text(87," Medical bills are notorious for containing mistakes, and those errors can cost you a lot. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(88,"p"),o.\u0275\u0275text(89," According to medical bill advocates, multiple people handle your billing information, which increases the chance of medical bill error, such as: "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(90,"ul"),o.\u0275\u0275elementStart(91,"li"),o.\u0275\u0275text(92,"Duplicate charges"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(93,"li"),o.\u0275\u0275text(94,"Charges for services you didn\u2019t receive"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(95,"li"),o.\u0275\u0275text(96,"Incorrect coding"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(97,"li"),o.\u0275\u0275text(98,"Wrong insurance entries"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(99,"h3"),o.\u0275\u0275text(100,"How to Protect Yourself"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(101,"ol"),o.\u0275\u0275elementStart(102,"li"),o.\u0275\u0275text(103,"Request an itemized bill; never rely on the single \u201camount due\u201d summary."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(104,"li"),o.\u0275\u0275text(105,"Compare your bill to your Explanation of Benefits (EOB) to ensure your insurer paid correctly."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(106,"li"),o.\u0275\u0275text(107,"Highlight anything unfamiliar or suspicious."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(108,"li"),o.\u0275\u0275text(109,"Ask questions. If something seems off, it probably is."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(110,"p"),o.\u0275\u0275text(111," If you feel overwhelmed, consider hiring a medical bill advocate. Many advocates: "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(112,"ul"),o.\u0275\u0275elementStart(113,"li"),o.\u0275\u0275text(114,"Offer free consultations"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(115,"li"),o.\u0275\u0275text(116,"Charge only if they successfully reduce your bill"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(117,"li"),o.\u0275\u0275text(118,"Work based on a percentage of your savings"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(119,"p"),o.\u0275\u0275text(120,"This step alone can dramatically reduce medical debt."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(121,"h2",28),o.\u0275\u0275elementStart(122,"span",25),o.\u0275\u0275elementStart(123,"span",26),o.\u0275\u0275text(124,"3"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(125," Not Negotiating Your Payment Options"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(126,"p"),o.\u0275\u0275text(127," Once you confirm what you actually owe, the next step is critical: negotiation. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(128,"h3"),o.\u0275\u0275text(129,"Are medical bills negotiable?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(130,"p"),o.\u0275\u0275text(131,"Absolutely, and many providers expect patients to negotiate."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(132,"h3"),o.\u0275\u0275text(133,"Two Parts of Negotiation"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(134,"ol"),o.\u0275\u0275elementStart(135,"li"),o.\u0275\u0275text(136,"Agree on the total amount you will pay"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(137,"li"),o.\u0275\u0275text(138,"Determine how you will pay for it"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(139,"p"),o.\u0275\u0275text(140,"To strengthen your negotiation:"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(141,"ul"),o.\u0275\u0275elementStart(142,"li"),o.\u0275\u0275text(143,"Use pricing data from the tools mentioned above."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(144,"li"),o.\u0275\u0275text(145,"Be honest about what you can afford."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(146,"li"),o.\u0275\u0275text(147,"Never agree to terms that will put you into deeper debt."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(148,"blockquote",29),o.\u0275\u0275text(149," \u201cIf you want to be paid, this is what I can afford\u201d is an acceptable and effective approach. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(150,"h2",30),o.\u0275\u0275elementStart(151,"span",25),o.\u
10275\u0275elementStart(152,"span",26),o.\u0275\u0275text(153,"4"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(154," Options if You Can\u2019t Afford Your Out-of-Pocket Costs"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(155,"h3"),o.\u0275\u0275text(156,"1. Request a Medical Debt Payment Plan"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(157,"p"),o.\u0275\u0275text(158,"Most providers offer flexible plans, but only if you ask."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(159,"p"),o.\u0275\u0275text(160," This lets you break up your bills into manageable monthly payments without taking on credit card debt. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(161,"h3"),o.\u0275\u0275text(162,"2. Ask About Financial Hardship Programs"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(163,"p"),o.\u0275\u0275text(164,"Most providers offer flexible plans, but only if you ask."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(165,"ul"),o.\u0275\u0275elementStart(166,"li"),o.\u0275\u0275text(167,"Many hospitals offer charity care or hardship plans."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(168,"li"),o.\u0275\u0275text(169,"Some require applying for Medicaid first."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(170,"li"),o.\u0275\u0275text(171,"Approval can reduce what you owe or eliminate your bill entirely."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(172,"h3"),o.\u0275\u0275text(173,"3. Negotiate for a Lower Amount"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(174,"p"),o.\u0275\u0275text(175," If your bill has already entered collections, you may be able to settle for less than the full balance. Debt collectors often accept reduced lump-sum payments because they purchase debts for pennies on the dollar. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(176,"h3"),o.\u0275\u0275text(177,"4. Explore Debt Relief or Bankruptcy"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(178,"p"),o.\u0275\u0275text(179,"If your medical debt is:"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(180,"ul"),o.\u0275\u0275elementStart(181,"li"),o.\u0275\u0275text(182,"More than half of your annual income"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(183,"li"),o.\u0275\u0275text(184,"And impossible to repay within five years"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(185,"p"),o.\u0275\u0275text(186," Then it may be worth discussing debt relief options with a professional. Bankruptcy should be a last resort, but it can offer a major financial reset for severe cases. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(187,"h2",31),o.\u0275\u0275elementStart(188,"span",25),o.\u0275\u0275elementStart(189,"span",26),o.\u0275\u0275text(190,"5"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(191," Conclusion"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(192,"p"),o.\u0275\u0275text(193," Negotiating medical bills isn\u2019t just possible; it\u2019s one of the most effective ways to protect your finances. By checking for medical bill errors, shopping around for fair pricing, and understanding your right to negotiate, you can dramatically reduce what you owe. Tools and services like "),o.\u0275\u0275elementStart(194,"a",32),o.\u0275\u0275text(195,"Billshark"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(196," can also support you in identifying savings and lowering your overall costs when bills feel overwhelming. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(197,"p"),o.\u0275\u0275text(198," If you still face high expenses, setting up a medical debt payment plan or requesting financial assistance can keep your debt manageable and prevent long-term financial strain. Medical expenses may be unavoidable, but medical debt doesn\u2019t have to be. With awareness, preparation, and the right negotiation strategies, you can take control of your healthcare costs and confidently manage your financial future. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(199,"div",33),o.\u0275\u0275elementStart(200,"span"),o.\u0275\u0275text(201,"Share:"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(202,"a",34),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(203,"svg",35),o.\u0275\u0275element(2
104,"path",36),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(205,"a",37),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(206,"svg",35),o.\u0275\u0275element(207,"path",38),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(208,"a",39),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(209,"svg",35),o.\u0275\u0275element(210,"path",40),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(211,"div",41),o.\u0275\u0275elementStart(212,"span",7),o.\u0275\u0275element(213,"img",8),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(214,"div",42),o.\u0275\u0275elementStart(215,"strong"),o.\u0275\u0275text(216,"Billshark"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(217," \xb7 Bill Negotiation Experts"),o.\u0275\u0275element(218,"br"),o.\u0275\u0275elementStart(219,"span",43),o.\u0275\u0275text(220,"Helping consumers and small businesses stop overpaying on recurring bills."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(221,"section",44),o.\u0275\u0275elementStart(222,"div",2),o.\u0275\u0275elementStart(223,"div",45),o.\u0275\u0275elementStart(224,"h2",46),o.\u0275\u0275text(225,"Frequently Asked Questions"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(226,"div",47),o.\u0275\u0275elementStart(227,"details",48),o.\u0275\u0275elementStart(228,"summary"),o.\u0275\u0275elementStart(229,"h3"),o.\u0275\u0275text(230,"How can I negotiate medical bills effectively?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(231,"p"),o.\u0275\u0275text(232,"Negotiating medical bills starts with requesting an itemized statement, verifying all charges for accuracy, and comparing costs with pricing tools like Healthcare Bluebook. Once you identify errors or inflated charges, contact the billing department to request corrections or discounts. Be polite, persistent, and prepared with information about typical costs in your area."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(233,"details"),o.\u0275\u0275elementStart(234,"summary"),o.\u0275\u0275elementStart(235,"h3"),o.\u0275\u0275text(236,"What are the most common medical bill errors I should look for?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(237,"p"),o.\u0275\u0275text(238,"The most frequent medical bill errors include duplicate charges, incorrect billing codes, charges for services you never received, and insurance processing mistakes. Reviewing an itemized bill alongside your Explanation of Benefits helps you identify these issues quickly."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(239,"details"),o.\u0275\u0275elementStart(240,"summary"),o.\u0275\u0275elementStart(241,"h3"),o.\u0275\u0275text(242,"Are medical bills negotiable even after insurance?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(243,"p"),o.\u0275\u0275text(244,"Yes, medical bills are negotiable even after insurance has paid its portion. If your out-of-pocket responsibility is still too high, you can request discounts, financial assistance, or a reduced settlement amount. Providers often prefer negotiation over unpaid balances."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(245,"details"),o.\u0275\u0275elementStart(246,"summary"),o.\u0275\u0275elementStart(247,"h3"),o.\u0275\u0275text(248,"How can I set up a medical debt payment plan?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(249,"p"),o.\u0275\u0275text(250,"To create a medical debt payment plan, contact your provider\u2019s billing department and ask about installment options. Many offices allow interest-free monthly payments based on your budget. Make sure the payment plan terms are realistic so you can avoid falling behind."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(251,"details"),o.\u0275\u0275elementStart(252,"summary"),o.\u0275\u0275elementStart(253,"h3"),o.\u0275\u0275text(254,"What is the best way to avoid medical debt in the future?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(255,"p"),o.\u0275\u0275text(256,"The best way to avoid medical debt is to compare prices before treatment, verify your insurance coverage, request cost estimates, and check every bill for errors. Building an emergency fund and staying informed about your healthcare benefits also reduces the risk of unexpected debt."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(257,"div",2),o.\u0275\u0275elementStart(258,"section",49),o.\u0275\u0275elementStart(259,"h2",50),o.\u
10275\u0275text(260,"Related Blog Posts"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(261,"div",51),o.\u0275\u0275elementStart(262,"a",52),o.\u0275\u0275elementStart(263,"div",53),o.\u0275\u0275elementStart(264,"span",54),o.\u0275\u0275text(265,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(266,"img",55),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(267,"div",56),o.\u0275\u0275elementStart(268,"h3"),o.\u0275\u0275text(269,"Medical Bills: It's Hard to Keep Your Head Above Water"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(270,"span",57),o.\u0275\u0275text(271,"Brian Keaney \xb7 May 3, 2017 \xb7 4 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(272,"span",58),o.\u0275\u0275text(273,"Read article "),o.\u0275\u0275elementStart(274,"span",59),o.\u0275\u0275text(275,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(276,"a",52),o.\u0275\u0275elementStart(277,"div",53),o.\u0275\u0275elementStart(278,"span",54),o.\u0275\u0275text(279,"Home Budgeting & Finance"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(280,"img",60),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(281,"div",56),o.\u0275\u0275elementStart(282,"h3"),o.\u0275\u0275text(283,"Boost Your Credit Score: Simple, Fast Strategies"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(284,"span",57),o.\u0275\u0275text(285,"Michel Mora \xb7 May 24, 2017 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(286,"span",58),o.\u0275\u0275text(287,"Read article "),o.\u0275\u0275elementStart(288,"span",59),o.\u0275\u0275text(289,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(290,"a",52),o.\u0275\u0275elementStart(291,"div",53),o.\u0275\u0275elementStart(292,"span",54),o.\u0275\u0275text(293,"Home Budgeting & Finance"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(294,"img",61),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(295,"div",56),o.\u0275\u0275elementStart(296,"h3"),o.\u0275\u0275text(297,"7 Bad Financial Habits You Must Break for Better Money"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(298,"span",57),o.\u0275\u0275text(299,"Brian Keaney \xb7 Mar 24, 2017 \xb7 4 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(300,"span",58),o.\u0275\u0275text(301,"Read article "),o.\u0275\u0275elementStart(302,"span",59),o.\u0275\u0275text(303,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(304,"a",52),o.\u0275\u0275elementStart(305,"div",53),o.\u0275\u0275elementStart(306,"span",54),o.\u0275\u0275text(307,"Home Budgeting & Finance"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(308,"img",62),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(309,"div",56),o.\u0275\u0275elementStart(310,"h3"),o.\u0275\u0275text(311,"There's More Than One Way to Slay a Debt"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(312,"span",57),o.\u0275\u0275text(313,"Brian Keaney \xb7 Apr 5, 2019 \xb7 4 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(314,"span",58),o.\u0275\u0275text(315,"Read article "),o.\u0275\u0275elementStart(316,"span",59),o.\u0275\u0275text(317,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(318,"a",52),o.\u0275\u0275elementStart(319,"div",53),o.\u0275\u0275elementStart(320,"span",54),o.\u0275\u0275text(321,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(322,"img",63),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(323,"div",56),o.\u0275\u0275elementStart(324,"h3"),o.\u0275\u0275text(325,"Smart Ways to Pay Bills: Top Apps to Help You"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(326,"span",57),o.\u0275\u0275text(327,"Carolyn Depoto \xb7 Mar 29, 2017 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(328,"span",58),o.\u0275\u0275text(329,"Read article "),o.\u0275\u0275elementStart(330,"span",59),o.\u0275\u0275text(331,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(332,"a",52),o.\u0275\u0275elementStart(333,"div",53),o.\u0275\u0275elementStart(334,"span",54),o.\u0275\u0275text(335,"Home Budgeting & Finance"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(336,"img",64),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(337,"div",56),o.\u
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