1import{j as e,f as x,N as d,L as r,o as m,d as t,P as a,b as h,H as i,m as n,k as u}from"./index-CtHXiL3e.js";import{C as g}from"./car-C72bU6fF.js";import{U as p}from"./umbrella-CRi-KBvC.js";function w(){return e.jsxs("div",{className:"min-h-screen bg-white",children:[e.jsx(x,{title:"Frisco, TX Insurance Agency | Home, Auto & Business Coverage | The Powell Agency NTX",description:"The Powell Agency NTX serves Frisco, TX homeowners and businesses with expert insurance coverage. Protect your Frisco home against hail, HOA issues, and more. 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The Powell Agency helps Frisco residents make sure their coverage keeps pace with what they've built."}),e.jsxs("div",{className:"flex flex-col sm:flex-row gap-4",children:[e.jsx(t,{buttonText:"Get a Frisco Quote",className:"cta-glass px-10 py-4 text-lg",requestType:"new-coverage"}),e.jsxs("a",{href:"tel:469-850-0860",className:"inline-flex items-center justify-center gap-2 border-2 border-gray-300 rounded-[24px] px-10 py-4 text-lg text-gray-700 hover:border-blue-600 hover:text-blue-600 transition-colors",children:[e.jsx(a,{className:"h-5 w-5"}),"469-850-0860"]})]})]})]})}),e.jsx("section",{className:"py-20 bg-white",children:e.jsxs("div",{className:"max-w-7xl mx-auto px-4 sm:px-6 lg:px-8",children:[e.jsx("h2",{className:"text-3xl md:text-4xl font-light text-gray-900 mb-6",children:"What Frisco Homeowners Need to Know About Insurance"}),e.jsxs("div",{className:"grid grid-cols-1 md:grid-cols-2 gap-12",children:[e.jsxs("div",{children:[e.jsx("p",{className:"text-lg text-gray-600 leading-relaxed mb-6",children:"Frisco's master-planned communities â Stonebriar, The Trails, Starwood, and dozens more â often carry HOA requirements that dictate minimum coverage levels, and many homeowners don't realize how those requirements interact with their underlying policy. Your HOA's master policy may cover the building exterior but leave your interior and personal property exposed."}),e.jsx("p",{className:"text-lg text-gray-600 leading-relaxed",children:"Frisco also sits squarely in Collin County hail territory. New construction doesn't mean hail-proof â and newer homes often have higher replacement costs that require careful coverage-to-value calibration. 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