1import{j as e}from"./vendor-motion-BCX7EEar.js";import{L as r}from"./Layout-CKwU_KT6.js";import{P as a}from"./PageHero-fBdLZLLs.js";import{C as t,c as s}from"./index-BO96xVPj.js";import{d as i}from"./vendor-icons-B9EBoyoK.js";import"./vendor-charts-CBV0Rgbk.js";import"./button-BZ40igge.js";function x(){return e.jsx(r,{children:e.jsxs("div",{className:"min-h-screen bg-gray-50 dark:bg-gray-950 pb-16",children:[e.jsx(a,{title:"Terms of Use",subtitle:"The rules for using our tech-first mortgage lending platform."}),e.jsx("div",{className:"container mx-auto px-4 md:px-6 py-10",children:e.jsx(t,{className:"max-w-4xl mx-auto border-0 shadow-2xl overflow-hidden",children:e.jsxs(s,{className:"p-8 md:p-12 prose prose-blue max-w-none",children:[e.jsxs("div",{className:"flex items-center gap-4 mb-8 p-6 bg-primary/5 rounded-2xl border border-primary/10",children:[e.jsx(i,{className:"h-8 w-8 text-accent shrink-0"}),e.jsx("p",{className:"m-0 font-bold text-primary italic uppercase tracking-tight",children:"Effective Date: February 2026"})]}),e.jsxs("section",{className:"space-y-6",children:[e.jsx("h2",{className:"text-2xl font-black text-primary uppercase italic",children:"1. Acceptance of Terms"}),e.jsx("p",{className:"text-muted-foreground leading-relaxed",children:"By accessing the 0PointLoan website and using our AI strategy tools, you agree to be bound by these terms. Our tools are provided for educational and strategic planning purposes."}),e.jsx("h2",{className:"text-2xl font-black text-primary uppercase italic",children:"2. Not a Loan Approval"}),e.jsx("div",{className:"bg-muted p-6 rounded-xl border-l-4 border-accent italic font-medium text-primary",children:'"All information provided by our AI Guide, Strategy Builder, and Calculators is for general informational purposes and does not constitute a loan approval or commitment to lend."'}),e.jsx("h2",{className:"text-2xl font-black text-primary uppercase italic",children:"3. Intellectual Property"}),e.jsx("p",{className:"text-muted-foreground leading-relaxed",children:"The 0PointLoan 14-step Strategy Builder, proprietary algorithms, and branding are the exclusive property of 0PointLoan."}),e.jsx("h2",{className:"text-2xl font-black text-primary uppercase italic",children:"4. User Responsibilities"}),e.jsx("p",{className:"text-muted-foreground leading-relaxed",children:"Users are responsible for providing accurate data to ensure strategy calculations are relevant to their actual financial situation."})]})]})})})]})})}export{x as default};
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