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1<meta name="next-size-adjust" content=""/><title>Covered, Not Voided | Cyber Insurance Webinar with Howie Zales &amp; Michael Hornby</title><meta name="description" content="Live webinar for business owners on the cyber insurance do&#x27;s and don&#x27;ts that decide whether your claim gets paid or denied. June 22 at 1 PM. Free checklist included."/><meta name="keywords" content="cyber insurance,cyber security webinar,business cyber protection,cyber insurance claim denied,MFA compliance,Howie Zales,Michael Hornby,cybersecurity for business owners"/><meta name="robots" content="index, follow"/><meta property="og:title" content="Covered, Not Voided — Cyber Insurance Do&#x27;s and Don&#x27;ts"/><meta property="og:description" content="Live webinar with Howie Zales and Michael Hornby. The C.O.V.E.R. framework that keeps you protected and the V.O.I.D.S. mistakes that get claims denied."/><meta property="og:site_name" content="Covered, Not Voided"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="Covered, Not Voided | Cyber Insurance Webinar"/><meta name="twitter:description" content="Live webinar June 22 at 1 PM. Learn the do&#x27;s and don&#x27;ts that decide whether your cyber insurance claim gets paid."/><link rel="icon" href="/favicon.ico?favicon.0x3dzn~oxb6tn.ico?dpl=dpl_HqHsywWULiBYKKauof5FjKFLggcG" sizes="256x256" type="image/x-icon"/>
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1</head><body class="noise-overlay dot-grid"><div hidden=""><!--$--><!--/$--></div><div class="fixed inset-0 z-[10000] bg-[#050505] flex items-center justify-center" style="opacity:1"><div class="relative"><div class="absolute inset-0 w-20 h-20 -m-10 rounded-full border border-green" style="left:50%;top:50%;opacity:0;transform:scale(0.5)"></div><div class="font-mono text-green text-sm tracking-widest" style="opacity:0"><span class="glitch-text">INITIALIZING</span></div></div></div><div class="fixed top-0 left-0 right-0 h-[2px] scroll-progress z-50" style="transform-origin:0%;transform:scaleX(0)"></div><canvas class="fixed inset-0 pointer-events-none" style="z-index:0"></canvas><header class="fixed top-0 left-0 right-0 z-50 backdrop-blur-md bg-[rgba(5,5,5,0.8)] border-b border-[rgba(0,255,136,0.08)]"><div class="max-w-6xl mx-auto px-6 py-4 flex items-center justify-between"><span class="text-green font-mono text-sm tracking-[0.2em] uppercase font-bold" style="opacity:0;transform:translateX(-20px)">Covered, Not Voided</span><nav class="hidden md:flex items-center gap-8" style="opacity:0;transform:translateX(20px)"><button class="text-text-dim hover:text-green transition-colors duration-300 text-sm font-mono tracking-wider uppercase">About</button><button class="text-text-dim hover:text-green transition-colors duration-300 text-sm font-mono tracking-wider uppercase">Details</button><button class="text-text-dim hover:text-green transition-colors duration-300 text-sm font-mono tracking-wider uppercase">RSVP</button><button class="border border-green text-green px-5 py-2 rounded-full text-sm font-semibold hover:bg-green hover:text-[#050505] transition-all duration-300">Save My Spot</button></nav><button class="md:hidden flex flex-col gap-1.5 z-50" aria-label="Toggle menu"><span class="block w-6 h-[2px] bg-green"></span><span class="block w-6 h-[2px] bg-green"></span><span class="block w-6 h-[2px] bg-green"></span></button></div><div class="md:hidden overflow-hidden border-t border-[rgba(0,255,136,0.08)]" style="height:0px;opacity:0"><div class="flex flex-col items-end gap-4 px-6 py-6"><button class="text-text-dim hover:text-green transition-colors text-sm font-mono tracking-wider uppercase">About</button><button class="text-text-dim hover:text-green transition-colors text-sm font-mono tracking-wider uppercase">Details</button><button class="text-text-dim hover:text-green transition-colors text-sm font-mono tracking-wider uppercase">RSVP</button><button class="border border-green text-green px-5 py-2 rounded-full text-sm font-semibold hover:bg-green hover:text-[#050505] transition-all duration-300">Save My Spot</button></div></div></header><main class="relative z-10 custom-cursor pt-16"><section class="relative min-h-screen flex flex-col items-center justify-center px-6 overflow-hidden"><div class="absolute top-1/2 left-1/2 -translate-x-1/2 -translate-y-1/2 w-[600px] h-[600px] rounded-full bg-[radial-gradient(circle,rgba(0,255,136,0.08)_0%,transparent_70%)] pointer-events-none"></div><div class="relative z-10 text-center max-w-3xl mx-auto"><h1 class="contents"><span class="flex flex-wrap justify-center gap-x-4 md:gap-x-6"><span class="text-5xl md:text-7xl lg:text-8xl font-black tracking-[-0.04em] leading-none text-white" style="opacity:0;transform:translateY(40px)">COVERED,</span></span><span class="flex flex-wrap justify-center gap-x-4 md:gap-x-6 mt-2 md:mt-4"><span class="text-5xl md:text-7xl lg:text-8xl font-black tracking-[-0.04em] leading-none text-white" style="opacity:0;transform:translateY(40px)">NOT</span></span><span class="flex flex-wrap justify-center gap-x-4 md:gap-x-6 mt-2 md:mt-4"><span class="text-5xl md:text-7xl lg:text-8xl font-black tracking-[-0.04em] leading-none text-green glitch-text" style="opacity:0;transform:translateY(40px)">VOIDED.</span></span></h1><p class="mt-10 text-lg md:text-xl text-text-dim leading-7" style="opacity:0">The cyber insurance do&#x27;s and don&#x27;ts every business owner should know before a claim gets denied.</p><p class="mt-4 text-sm font-mono text-text-dim tracking-wider" style="opacity:0">Live webinar with Howie Zales and Michael Hornby. Free checklist included.</p><div class="mt-12" style="opacity:0;transform:translateY(20px)"><button class="rotating-border rounded-full px-10 py-4 text-lg font-semibold text-green hover:text-white transition-colors duration-300 pulse-glow">Save your spot</button></div></div>
1<div class="absolute bottom-10" style="animation:bounce-chevron 2s ease-in-out infinite;opacity:0"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="#00FF88" stroke-width="2"><path d="M6 9l6 6 6-6"></path></svg></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;transform:scaleX(0)"></div></div><section id="reality" class="relative py-16 md:py-28 px-6 overflow-hidden"><div class="max-w-4xl mx-auto"><div class="text-center mb-14 md:mb-20" style="opacity:0"><p class="text-sm font-mono text-green/70 tracking-[0.3em] uppercase mb-4">Cybersecurity Reality</p><h2 class="text-3xl md:text-5xl font-black tracking-[-0.03em] leading-tight">Your business is not protected.<br/><span class="text-green">You just think it is.</span></h2><p class="text-text-dim text-lg md:text-xl leading-8 mt-6 max-w-xl mx-auto">Most founders treat cybersecurity as someone else&#x27;s problem. It isn&#x27;t. It&#x27;s yours.</p></div><div class="space-y-6 md:space-y-8"><div class="relative bg-[rgba(0,255,136,0.02)] border border-[rgba(0,255,136,0.12)] rounded-2xl p-7 md:p-10 hover:border-[rgba(0,255,136,0.3)] transition-colors duration-500" style="opacity:0;transform:translateY(30px)"><p class="text-xs md:text-sm font-mono text-green/60 tracking-[0.3em] uppercase mb-5">FALSE SENSE OF SECURITY</p><h3 class="text-2xl md:text-4xl font-black tracking-[-0.02em] leading-tight mb-5"><span class="block"><span class="text-white">Platforms protect</span></span><span class="block"><span class="text-white">themselves.</span></span><span class="block"><span class="text-green">Not you.</span></span></h3><p class="text-text-dim text-base md:text-lg leading-7 max-w-2xl">Gmail has security. Your bank has security. People still get hacked every day. Platform security is not business protection.</p></div><div class="relative bg-[rgba(0,255,136,0.02)] border border-[rgba(0,255,136,0.12)] rounded-2xl p-7 md:p-10 hover:border-[rgba(0,255,136,0.3)] transition-colors duration-500" style="opacity:0;transform:translateY(30px)"><p class="text-xs md:text-sm font-mono text-green/60 tracking-[0.3em] uppercase mb-5">OFFLINE VS ONLINE</p><h3 class="text-2xl md:text-4xl font-black tracking-[-0.02em] leading-tight mb-5"><span class="block"><span class="text-white">You&#x27;d never leave the</span></span><span class="block"><span class="text-white">studio unlocked overnight.</span></span><span class="block"><span class="text-green">Most owners do the digital version daily.</span></span></h3><p class="text-text-dim text-base md:text-lg leading-7 max-w-2xl">You would never say, &#x27;The building has a door, so we&#x27;re covered.&#x27; That&#x27;s exactly how most businesses treat security online.</p></div><div class="relative bg-[rgba(0,255,136,0.02)] border border-[rgba(0,255,136,0.12)] rounded-2xl p-7 md:p-10 hover:border-[rgba(0,255,136,0.3)] transition-colors duration-500" style="opacity:0;transform:translateY(30px)"><p class="text-xs md:text-sm font-mono text-green/60 tracking-[0.3em] uppercase mb-5">THE REAL ISSUE</p><h3 class="text-2xl md:text-4xl font-black tracking-[-0.02em] leading-tight mb-5"><span class="block"><span class="text-white">Cybersecurity isn&#x27;t a</span></span><span class="block"><span class="text-white">tech problem.</span></span><span class="block"><span class="text-green">It&#x27;s a leadership problem.</span></span></h3><p class="text-text-dim text-base md:text-lg leading-7 max-w-2xl">If you&#x27;re not asking about security in team meetings, you&#x27;re not leading the whole business. The IT guy can&#x27;t own what the founder won&#x27;t define.</p></div></div><div class="mt-14 md:mt-20 text-center" style="opacity:0;transform:translateY(20px)"><p class="text-base md:text-lg text-text-dim leading-8">One weak password. One phishing email. One wrong click.</p><p class="text-base md:text-lg text-white font-medium leading-8 mt-2">You can spend years building a business.<!-- --> <span class="text-green">It only takes one mistake to open the door.</span></p></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;
1transform:scaleX(0)"></div></div><section id="about" class="relative py-16 md:py-28 px-6 overflow-hidden"><div class="max-w-3xl mx-auto text-center"><p class="text-sm font-mono text-green/70 tracking-[0.3em] uppercase mb-6" style="opacity:0">Breach Reality</p><h2 class="text-2xl md:text-4xl font-black tracking-[-0.02em] leading-snug mb-6" style="opacity:0;transform:translateY(30px)">Most breaches aren&#x27;t found<!-- --> <span class="text-green">fast enough</span>.</h2><p class="text-base md:text-lg text-text-dim leading-8 mb-12 max-w-xl mx-auto" style="opacity:0">By the time a business realizes what happened, the damage may already be done.<br class="hidden md:block"/>Clients. Contracts. Reputation.</p><div class="grid grid-cols-1 md:grid-cols-3 gap-4 md:gap-5 mb-14 max-w-2xl mx-auto"><div class="bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] rounded-xl p-5" style="opacity:0;transform:translateY(20px)"><p class="text-2xl md:text-3xl font-black text-green mb-2 tracking-[-0.02em]">60%</p><p class="text-sm md:text-base text-text-dim leading-6">of small businesses close within 6 months of a breach</p></div><div class="bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] rounded-xl p-5" style="opacity:0;transform:translateY(20px)"><p class="text-2xl md:text-3xl font-black text-green mb-2 tracking-[-0.02em]">277 days</p><p class="text-sm md:text-base text-text-dim leading-6">average time to identify and contain a breach</p></div><div class="bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] rounded-xl p-5" style="opacity:0;transform:translateY(20px)"><p class="text-2xl md:text-3xl font-black text-green mb-2 tracking-[-0.02em]">1 in 3</p><p class="text-sm md:text-base text-text-dim leading-6">cyber insurance claims get denied or reduced</p></div></div><div class="border-t border-[rgba(0,255,136,0.15)] pt-10 max-w-lg mx-auto" style="opacity:0;transform:translateY(20px)"><p class="text-base md:text-lg text-text-dim leading-8 mb-3">You&#x27;re not missing insurance.</p><p class="text-base md:text-lg text-white leading-8 font-medium">You&#x27;re missing the steps that keep your policy<!-- --> <span class="text-green">valid</span> when it matters.</p></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;transform:scaleX(0)"></div></div><section class="relative py-16 md:py-28 px-6"><div class="max-w-3xl mx-auto"><p class="text-base md:text-lg text-text-dim leading-8 text-center max-w-lg mx-auto mb-6" style="opacity:0">Most cyber insurance claims get denied for things owners didn&#x27;t know mattered. This webinar shows you exactly what your insurer is looking for.</p><h2 class="text-2xl md:text-3xl lg:text-4xl font-black tracking-[-0.03em] text-center mb-6" style="opacity:0;transform:translateY(30px)">What you&#x27;ll walk away<!-- --> <span class="text-green">knowing</span>:</h2><p class="text-center text-text-dim font-mono text-sm mb-12 md:mb-16" style="opacity:0">// covered, not voided</p><div class="grid grid-cols-1 md:grid-cols-2 gap-5 md:gap-6"><div class="relative group" style="opacity:0;transform:perspective(800px) translateX(-60px) translateY(-30px)"><div class="absolute inset-0 rounded-2xl overflow-hidden"><div class="absolute inset-0" style="path-length:0"><svg class="absolute inset-0 w-full h-full" preserveAspectRatio="none"><rect x="1" y="1" width="calc(100% - 2px)" height="calc(100% - 2px)" rx="16" fill="none" stroke="rgba(0, 255, 136, 0.3)" stroke-width="1" pathLength="1" stroke-dashoffset="0" stroke-dasharray="0 1"></rect></svg></div></div><div class="relative bg-[rgba(255,255,255,0.03)] backdrop-blur-sm rounded-2xl p-7 md:p-8 border border-[rgba(0,255,136,0.1)] group-hover:border-[rgba(0,255,136,0.3)] transition-all duration-500 group-hover:shadow-[0_0_30px_rgba(0,255,136,0.1)]"><div class="flex flex-col gap-5"><div class="w-12 h-12 flex items-center justify-center rounded-lg bg-[rgba(0,255,136,0.05)] group-hover:bg-[rgba(0,255,136,0.1)] transition-colors"><svg width="40" height="40" viewBox="0 0 40 40" fill="none" stroke="#00FF88" stroke-width="1.5"><rect x="8" y="14" width="24" height="20" rx="2"></rect><path d="M14 14 V10 a6 6 0 0 1 12 0 V14"></path><circle cx="20" cy="23" r="2" fill="#00FF88"></circle></svg></div><p class="text-lg md:text-xl font-medium leading-7">The exact MFA setup most insurers require, and where most owners fall short</p></div></div></div><div class="relative group" style="opacity:0;transform:perspective(800px) translateX(60px) translateY(-30px)"><div class="absolute inset-0 rounded-2xl overflow-hidden"><div class="absolute inset-0" style="path-length:0"><svg class="absolute inset-0 w-full h-full" preserveAspectRatio="none"><rect x="1" y="1" width="calc(100% - 2px)" height="calc(100% - 2px)" rx="16" fill="none" stroke="rgba(0, 255, 136, 0.3)" stroke-width="1" pathLength="1" stroke-dashoffset="0" stroke-dasharray="0 1"></rect></svg></div></div><div class="relative bg-[rgba(255,255,255,0.03)] backdrop-blur-sm rounded-2xl p-7 md:p-8 border border-[rgba(0,255,136,0.1)] group-hover:border-[rgba(0,255,136,0.3)] transition-all duration-500 group-hover:shadow-[0_0_30px_rgba(0,255,136,0.1)]"><div class="flex flex-col gap-5"><div class="w-12 h-12 flex items-center justify-center rounded-lg bg-[rgba(0,255,136,0.05)] group-hover:bg-[rgba(0,255,136,0.1)] transition-colors"><svg width="40" height="40" viewBox="0 0 40 40" fill="none" stroke="#00FF88" stroke-width="1.5"><ellipse cx="20" cy="10" rx="12" ry="4"></ellipse><path d="M8 10 V30 a12 4 0 0 0 24 0 V10"></path><path d="M8 20 a12 4 0 0 0 24 0"></path></svg></div><p class="text-lg md:text-xl font-medium leading-7">How to test backups so claims actually pay out when ransomware hits</p></div></div></div><div class="relative group" style="opacity:0;transform:perspective(800px) translateX(-60px) translateY(30px)"><div class="absolute inset-0 rounded-2xl overflow-hidden"><div class="absolute inset-0" style="path-length:0"><svg class="absolute inset-0 w-full h-full" preserveAspectRatio="none"><rect x="1" y="1" width="calc(100% - 2px)" height="calc(100% - 2px)" rx="16" fill="none" stroke="rgba(0, 255, 136, 0.3)" stroke-width="1" pathLength="1" stroke-dashoffset="0" stroke-dasharray="0 1"></rect></svg></div></div><div class="relative bg-[rgba(255,255,255,0.03)] backdrop-blur-sm rounded-2xl p-7 md:p-8 border border-[rgba(0,255,136,0.1)] group-hover:border-[rgba(0,255,136,0.3)] transition-all duration-500 group-hover:shadow-[0_0_30px_rgba(0,255,136,0.1)]"><div class="flex flex-col gap-5"><div class="w-12 h-12 flex items-center justify-center rounded-lg bg-[rgba(0,255,136,0.05)] group-hover:bg-[rgba(0,255,136,0.1)] transition-colors"><svg width="40" height="40" viewBox="0 0 40 40" fill="none" stroke="#00FF88" stroke-width="1.5"><path d="M8 8 H32 V32 H8 Z"></path><path d="M14 18 L18 22 L26 14"></path><line x1="14" y1="28" x2="26" y2="28"></line></svg></div><p class="text-lg md:text-xl font-medium leading-7">The audit trail that proves compliance before the breach, not after</p></div></div></div><div class="relative group" style="opacity:0;transform:perspective(800px) translateX(60px) translateY(30px)"><div class="absolute inset-0 rounded-2xl overflow-hidden"><div class="absolute inset-0" style="path-length:0"><svg class="absolute inset-0 w-full h-full" preserveAspectRatio="none"><rect x="1" y="1" width="calc(100% - 2px)" height="calc(100% - 2px)" rx="16" fill="none" stroke="rgba(0, 255, 136, 0.3)" stroke-width="1" pathLength="1" stroke-dashoffset="0" stroke-dasharray="0 1"></rect></svg></div></div><div class="relative bg-[rgba(255,255,255,0.03)] backdrop-blur-sm rounded-2xl p-7 md:p-8 border border-[rgba(0,255,136,0.1)] group-hover:border-[rgba(0,255,136,0.3)] transition-all duration-500 group-hover:shadow-[0_0_30px_rgba(0,255,136,0.1)]"><div class="flex flex-col gap-5"><div class="w-12 h-12 flex items-center justify-center rounded-lg bg-[rgba(0,255,136,0.05)] group-hover:bg-[rgba(0,255,136,0.1)] transition-colors"><svg width="40" height="40" viewBox="0 0 40 40" fill="none" stroke="#00FF88" stroke-width="1.5"><circle cx="20" cy="20" r="16"></circle><path d="M20 12 V20 L26 24"></path><circle cx="20" cy="20" r="2" fill="#00FF88"></circle></svg></div><p class="text-lg md:text-xl font-medium leading-7">The fine-print exclusions that quietly cause most claim denials</p></div></div></div></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;
1transform:scaleX(0)"></div></div><section id="details" class="relative py-16 md:py-28 px-6 overflow-hidden bg-[rgba(255,255,255,0.03)]"><div class="max-w-5xl mx-auto"><div class="text-center mb-14 md:mb-20"><span class="inline-block text-green font-mono text-sm tracking-[0.3em] uppercase mb-8" style="opacity:0;transform:translateY(20px)">The Framework</span><h2 class="text-2xl md:text-4xl font-black tracking-[-0.03em] leading-snug mb-6" style="opacity:0;transform:translateY(30px)"><span class="text-green">C.O.V.E.R.</span> keeps you protected.<br/><span class="text-red-400">V.O.I.D.S.</span> gets you denied.</h2><p class="text-text-dim text-base md:text-lg leading-8 max-w-xl mx-auto" style="opacity:0">Do the COVER steps. Avoid the VOIDS mistakes. Here&#x27;s the full breakdown.</p></div><div class="grid grid-cols-1 lg:grid-cols-2 gap-6 md:gap-10"><div class="relative" style="opacity:0;transform:translateX(-30px)"><div class="mb-8"><p class="font-mono text-sm tracking-[0.3em] uppercase text-green/70 mb-2">DO</p><h3 class="text-3xl md:text-4xl font-black tracking-[-0.02em] text-green">C.O.V.E.R.</h3><p class="mt-3 text-base text-text-dim leading-7">The five things that keep you insurable and protected.</p></div><div class="space-y-4"><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] hover:border-[rgba(0,255,136,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(0,255,136,0.1)] flex items-center justify-center font-black text-green text-lg">C</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Check your policy requirements</h4><p class="text-base text-text-dim leading-7">Know exactly what your cyber insurance policy requires before a claim happens.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] hover:border-[rgba(0,255,136,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(0,255,136,0.1)] flex items-center justify-center font-black text-green text-lg">O</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Own your MFA</h4><p class="text-base text-text-dim leading-7">Use multi-factor authentication on email, banking, admin accounts, cloud apps, and remote access.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] hover:border-[rgba(0,255,136,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(0,255,136,0.1)] flex items-center justify-center font-black text-green text-lg">V</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Verify your backups</h4><p class="text-base text-text-dim leading-7">Backups are not enough. Test that they actually work and can restore the business.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] hover:border-[rgba(0,255,136,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(0,255,136,0.1)] flex items-center justify-center font-black text-green text-lg">E</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Educate your team</h4><p class="text-base text-text-dim leading-7">Train employees to spot phishing, fake invoices, credential theft, and suspicious requests.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(0,255,136,0.03)] border border-[rgba(0,255,136,0.1)] hover:border-[rgba(0,255,136,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(0,255,136,0.1)] flex items-center justify-center font-black text-green text-lg">R</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Record your compliance</h4><p class="text-base text-text-dim leading-7">Keep proof: screenshots, reports, security logs, training records, backup tests, and vendor documentation.</p></div></div></div></div><div class="relative" style="opacity:0;transform:translateX(30px)"><div class="mb-8"><p class="font-mono text-sm tracking-[0.3em] uppercase text-red-400/70 mb
1-2">DON&#x27;T</p><h3 class="text-3xl md:text-4xl font-black tracking-[-0.02em] text-red-400">V.O.I.D.S.</h3><p class="mt-3 text-base text-text-dim leading-7">The five mistakes that put coverage at risk.</p></div><div class="space-y-4"><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(255,80,80,0.03)] border border-[rgba(255,80,80,0.1)] hover:border-[rgba(255,80,80,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(255,80,80,0.1)] flex items-center justify-center font-black text-red-400 text-lg">V</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">View insurance as a security plan</h4><p class="text-base text-text-dim leading-7">Cyber insurance is not a replacement for cybersecurity. It is financial protection after controls are in place.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(255,80,80,0.03)] border border-[rgba(255,80,80,0.1)] hover:border-[rgba(255,80,80,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(255,80,80,0.1)] flex items-center justify-center font-black text-red-400 text-lg">O</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Overlook patches and updates</h4><p class="text-base text-text-dim leading-7">Unpatched systems, old software, and ignored alerts can create claim problems after a breach.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(255,80,80,0.03)] border border-[rgba(255,80,80,0.1)] hover:border-[rgba(255,80,80,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(255,80,80,0.1)] flex items-center justify-center font-black text-red-400 text-lg">I</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Ignore access control</h4><p class="text-base text-text-dim leading-7">Shared passwords, former employees with active accounts, and too many admin users are major red flags.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(255,80,80,0.03)] border border-[rgba(255,80,80,0.1)] hover:border-[rgba(255,80,80,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(255,80,80,0.1)] flex items-center justify-center font-black text-red-400 text-lg">D</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Delay incident reporting</h4><p class="text-base text-text-dim leading-7">Waiting too long to notify the insurer, IT provider, or legal counsel can hurt your claim.</p></div></div><div class="flex gap-4 p-4 md:p-5 rounded-xl bg-[rgba(255,80,80,0.03)] border border-[rgba(255,80,80,0.1)] hover:border-[rgba(255,80,80,0.3)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="flex-shrink-0 w-10 h-10 rounded-lg bg-[rgba(255,80,80,0.1)] flex items-center justify-center font-black text-red-400 text-lg">S</div><div class="flex-1"><h4 class="text-lg font-semibold text-white mb-1.5">Skip the fine print</h4><p class="text-base text-text-dim leading-7">Assumptions are dangerous. Exclusions, conditions, and required safeguards decide whether the claim gets paid.</p></div></div></div></div></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;transform:scaleX(0)"></div></div><section class="relative py-16 md:py-28 px-6"><div class="max-w-3xl mx-auto"><div class="flex flex-col md:flex-row items-stretch justify-center gap-4 md:gap-6"><div class="flex-1 flex flex-col items-center gap-3 bg-[rgba(255,255,255,0.02)] backdrop-blur-sm rounded-2xl px-6 py-8 border border-[rgba(0,255,136,0.08)] hover:border-[rgba(0,255,136,0.2)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="relative"><svg width="24" height="24" viewBox="0 0 20 20" fill="none" stroke="#00FF88" stroke-width="1.5"><rect x="3" y="4" width="14" height="14" rx="2"></rect><line x1="3" y1="8" x2="17" y2="8"></line><line x1="7" y1="2" x2="7" y2="5"></line><line x1="13" y1="2" x2="13" y2="5"></line></svg></div><span class="text-text-dim text-xs md:text-sm font-mono tracking-[0.2em] uppercase">DATE</span>
1<p class="text-lg md:text-xl font-semibold">June 22nd</p></div><div class="flex-1 flex flex-col items-center gap-3 bg-[rgba(255,255,255,0.02)] backdrop-blur-sm rounded-2xl px-6 py-8 border border-[rgba(0,255,136,0.08)] hover:border-[rgba(0,255,136,0.2)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="relative"><svg width="24" height="24" viewBox="0 0 20 20" fill="none" stroke="#00FF88" stroke-width="1.5"><circle cx="10" cy="10" r="8"></circle><polyline points="10,5 10,10 14,12"></polyline></svg></div><span class="text-text-dim text-xs md:text-sm font-mono tracking-[0.2em] uppercase">TIME</span><p class="text-lg md:text-xl font-semibold">1:00 PM</p></div><div class="flex-1 flex flex-col items-center gap-3 bg-[rgba(255,255,255,0.02)] backdrop-blur-sm rounded-2xl px-6 py-8 border border-[rgba(0,255,136,0.08)] hover:border-[rgba(0,255,136,0.2)] transition-colors duration-300" style="opacity:0;transform:translateY(20px)"><div class="relative"><svg width="24" height="24" viewBox="0 0 20 20" fill="none" stroke="#00FF88" stroke-width="1.5"><path d="M10 2C6.5 2 4 5 4 8c0 5 6 10 6 10s6-5 6-10c0-3-2.5-6-6-6z"></path><circle cx="10" cy="8" r="2"></circle></svg></div><span class="text-text-dim text-xs md:text-sm font-mono tracking-[0.2em] uppercase">FORMAT</span><p class="text-lg md:text-xl font-semibold">Live Webinar</p></div></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;transform:scaleX(0)"></div></div><section class="relative py-16 md:py-28 px-6 bg-[rgba(255,255,255,0.03)] overflow-hidden"><div class="max-w-5xl mx-auto"><p class="text-sm font-mono text-green/60 tracking-[0.3em] uppercase mb-8 text-center" style="opacity:0">Your Hosts</p><div class="relative w-full max-w-3xl mx-auto rounded-3xl overflow-hidden mb-12 border border-[rgba(0,255,136,0.15)]" style="opacity:0;transform:scale(0.95)"><img alt="Howie Zales and Michael Hornby" width="1200" height="750" decoding="async" data-nimg="1" class="w-full h-auto" style="color:transparent" srcSet="/_next/image?url=%2Fhosts-together.png&amp;w=1200&amp;q=75&amp;dpl=dpl_HqHsywWULiBYKKauof5FjKFLggcG 1x, /_next/image?url=%2Fhosts-together.png&amp;w=3840&amp;q=75&amp;dpl=dpl_HqHsywWULiBYKKauof5FjKFLggcG 2x" src="/_next/image?url=%2Fhosts-together.png&amp;w=3840&amp;q=75&amp;dpl=dpl_HqHsywWULiBYKKauof5FjKFLggcG"/><div class="absolute inset-0 bg-gradient-to-t from-[#050505]/40 via-transparent to-transparent pointer-events-none"></div></div><div class="grid grid-cols-1 md:grid-cols-2 gap-8 md:gap-12 max-w-3xl mx-auto"><div style="opacity:0;transform:translateY(20px)"><div class="flex items-center gap-3 mb-2"><svg width="28" height="28" viewBox="0 0 64 64" fill="none" xmlns="http://www.w3.org/2000/svg" class="opacity-90 shrink-0" aria-hidden="true"><path d="M32 6 C18 6 6 16 6 28 L12 28 C12 19 21 12 32 12 C43 12 52 19 52 28 L58 28 C58 16 46 6 32 6 Z" fill="#00FF88"></path><path d="M32 6 L32 22" stroke="#00FF88" stroke-width="2.5" stroke-linecap="round"></path><path d="M18 30 L46 30 L46 48 C46 53 41 58 36 58 L28 58 C23 58 18 53 18 48 Z" fill="#00FF88"></path><circle cx="32" cy="42" r="3.5" fill="#000"></circle><rect x="30.5" y="42" width="3" height="6" rx="1" fill="#000"></rect></svg><h2 class="text-2xl md:text-3xl font-bold">Michael Hornby</h2></div><p class="text-green font-mono text-sm tracking-wider mb-4 uppercase">Technology Strategist &amp; CEO, Techmentum</p><p class="text-text-dim text-base md:text-lg leading-7 mb-6">Helps business owners get coverage that actually pays when it matters. Knows exactly what insurers look for, what makes claims succeed, and the quiet exclusions that get them denied.</p><a href="https://outlook.office365.com/owa/calendar/[email protected]/bookings/" target="_blank" rel="noopener noreferrer" class="inline-flex items-center gap-2 border border-green/50 text-green font-semibold text-sm rounded-xl px-5 py-2.5 hover:bg-green/5 transition-colors duration-300">Free Consultation<span aria-hidden="true">→</span></a></div><div style="opacity:0;transform:translateY(20px)"><h2 class="text-2xl md:text-3xl font-bold mb-2">Howie Zales</h2><p class="text-green font-mono text-sm tracking-wider mb-4 uppercase">Operator Mindset</p><p class="text-text-dim text-base md:text-lg leading-7">25 years behind a camera at the Super Bowl, the Olympics, and WrestleMania. Now applies the same operator discipline to scaling businesses. He has lived through the cybersecurity wake-up calls every owner eventually faces.</p></div></div><div class="max-w-2xl mx-auto mt-14 border-l-2 border-green/30 pl-6" style="opacity:0;transform:translateY(20px)"><p class="text-text-dim text-lg md:text-xl italic leading-8">“Most owners think they&#x27;re covered. Then a claim gets denied and they realize what the fine print really said. We want to make sure that&#x27;s not you.”   </p></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;
1transform:scaleX(0)"></div></div><section class="relative py-16 md:py-28 px-6 overflow-hidden"><div class="absolute inset-0 bg-[radial-gradient(ellipse_at_center,rgba(0,255,136,0.04)_0%,transparent_60%)]" style="animation:breathe 4s ease-in-out infinite"></div><div class="relative max-w-3xl mx-auto text-center"><div class="max-w-xl mx-auto"><span class="text-green font-mono text-xs tracking-[0.3em] uppercase mb-8 block" style="opacity:0">Who Should Attend</span><h2 class="text-2xl md:text-3xl lg:text-4xl font-black tracking-[-0.02em] leading-snug mb-6" style="opacity:0;transform:translateY(30px)">For business owners who already pay for cyber insurance and want to<!-- --> <span class="inline" style="background-image:linear-gradient(to right, rgba(0,255,136,0.2), rgba(0,255,136,0.2));background-repeat:no-repeat;background-position:left center;padding:0 4px;background-size:0% 100%">make sure it actually pays</span></h2><p class="text-lg md:text-xl text-text-dim leading-8" style="opacity:0;transform:translateY(15px)">when something actually goes wrong.</p></div></div></section><div class="py-6 md:py-10 px-6" aria-hidden="true"><div class="h-[1px] max-w-md mx-auto bg-gradient-to-r from-transparent via-green/50 to-transparent" style="transform-origin:center;opacity:0;transform:scaleX(0)"></div></div><section id="rsvp" class="relative py-16 md:py-28 px-6 overflow-hidden bg-[rgba(0,255,136,0.03)]"><div class="absolute inset-0 bg-[radial-gradient(ellipse_at_center,rgba(0,255,136,0.04)_0%,transparent_60%)] pointer-events-none"></div><div class="relative max-w-3xl mx-auto"><div class="max-w-sm mx-auto text-center"><h2 class="text-2xl md:text-3xl font-black tracking-[-0.03em] mb-4" style="opacity:0;transform:translateY(30px)">Save your spot</h2><p class="text-base md:text-lg text-text-dim leading-8 mb-10" style="opacity:0">Free webinar. Free checklist.<br/>One hour that could save your business.</p><form class="flex flex-col gap-3" style="opacity:0;transform:translateY(20px)"><input type="text" placeholder="Your Name" aria-label="Your Name" required="" class="w-full bg-[rgba(255,255,255,0.04)] border border-[rgba(255,255,255,0.08)] rounded-xl px-5 py-4 text-white text-sm placeholder:text-[rgba(255,255,255,0.25)] focus:border-green/50 focus:shadow-[0_0_20px_rgba(0,255,136,0.1)] transition-all duration-300" value=""/><input type="email" placeholder="Email Address" aria-label="Email Address" required="" class="w-full bg-[rgba(255,255,255,0.04)] border border-[rgba(255,255,255,0.08)] rounded-xl px-5 py-4 text-white text-sm placeholder:text-[rgba(255,255,255,0.25)] focus:border-green/50 focus:shadow-[0_0_20px_rgba(0,255,136,0.1)] transition-all duration-300" value=""/><input type="tel" placeholder="Phone (optional)" aria-label="Phone Number" class="w-full bg-[rgba(255,255,255,0.04)] border border-[rgba(255,255,255,0.08)] rounded-xl px-5 py-4 text-white text-sm placeholder:text-[rgba(255,255,255,0.25)] focus:border-green/50 focus:shadow-[0_0_20px_rgba(0,255,136,0.1)] transition-all duration-300" value=""/><textarea placeholder="What&#x27;s your biggest cybersecurity worry as a business owner?" aria-label="Biggest challenge" rows="3" class="w-full bg-[rgba(255,255,255,0.04)] border border-[rgba(255,255,255,0.08)] rounded-xl px-5 py-4 text-white text-sm placeholder:text-[rgba(255,255,255,0.25)] focus:border-green/50 focus:shadow-[0_0_20px_rgba(0,255,136,0.1)] transition-all duration-300 resize-none"></textarea><button type="submit" class="mt-3 w-full bg-green text-[#050505] font-bold text-base rounded-xl px-8 py-4 hover:shadow-[0_0_40px_rgba(0,255,136,0.4)] transition-shadow duration-300" tabindex="0" style="transform:none">Save my spot</button></form></div></div></section><footer class="relative py-16 px-6"><div class="max-w-3xl mx-auto"><div class="h-[1px] bg-gradient-to-r from-transparent via-green to-transparent mb-12" style="transform-origin:center;transform:scaleX(0)"></div></div><div class="max-w-3xl mx-auto flex flex-col md:flex-row md:items-end md:justify-between gap-6"><div class="flex items-center gap-3" style="opacity:0"><svg width="28" height="28" viewBox="0 0 64 64" fill="none" xmlns="http://www.w3.org/2000/svg" class="opacity-80" aria-hidden="true">
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