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We build authentic relationships and deliver innovative financial solutions, tailored to help you achieve your dreams.</p></div><div class="mt-[20px] lg:mt-[30px] fade-in"><a aria-label="Learn more about Vantage" role="button" tabindex="0" target="_self" class="button relative text-center text-[16px] cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all rounded-[30px] border-[2px] px-[15px] lg:px-[10px] xl:px-[18px] py-[10px] lg:py-[11px] xl:py-[13px] 6 min-w-[120px] bg-red px-[17px] lg:px-[10px] xl:px-[18px] py-[9px] lg:py-[10px] xl:py-[12px] border-red text-white after:content-[""] after:rounded-[30px] after:absolute after:left-[-2px] after:top-[-2px] after:right-[-2px] after:bottom-[-2px] after:bg-gradient-to-r after:from-red after:to-[#FF6E46] after:transition-all after:opacity-0 hover:after:opacity-100 7 8 9 10 11 12 " href="/about"><span class="relative z-[4]">Learn more about Vantage</span></a></div></div><div class="flex flex-col justify-center items-center"><div class="relative inline-block max-w-[360px] lg:max-w-none align-top pt-[50px] md:pt-[5vh] lg:pt-[10vh]"><span class="absolute top-0 left-0 w-full overflow-hidden after:content-[""] after:block after after:w-full after:pt-[50%] "><span class="absolute left-0 top-0 w-full h-[200%] rounded-full bg-red-gradient move-up z-[1]"></span></span><img alt="Active Business Man" loading="lazy" width="1150" height="1381" decoding="async" data-nimg="1" class="max-h-auto lg:max-h-[calc(90vh-var(--header-height)-272px)] relative z-[2] w-auto h-auto object-contain md:min-
12h-[400px]" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F1EYXzLCfSyuu2mgVNzi9k3%2F683f407a97def2e66276ed38b6a80fa9%2FHomepage-hero-floating-businessman_ck.webp%3Fq%3D100%26fm%3Dwebp%26fit%3Dfill%26f%3Dcenter&w=1200&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F1EYXzLCfSyuu2mgVNzi9k3%2F683f407a97def2e66276ed38b6a80fa9%2FHomepage-hero-floating-businessman_ck.webp%3Fq%3D100%26fm%3Dwebp%26fit%3Dfill%26f%3Dcenter&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F1EYXzLCfSyuu2mgVNzi9k3%2F683f407a97def2e66276ed38b6a80fa9%2FHomepage-hero-floating-businessman_ck.webp%3Fq%3D100%26fm%3Dwebp%26fit%3Dfill%26f%3Dcenter&w=3840&q=75"/></div></div></div></div></section><section class="border-b-[1px] border-b-castro/25 py-[20px] 13 mt-0 14 mb-large 15 "><div class="container"><div class="flex md:flex-row flex-col justify-evenly gap-1"><div class="flex items-center gap-1"><div class="h-[58px] w-[58px] m-[-13px]" style="width:58px;height:58px"></div><div class="font-[800] text-[18px] xl:text-[20px] xl:max-w-none">4.8 Average Customer Rating</div></div><div class="hidden md:block w-[8px] self-center min-w-[8px] h-[8px] bg-warm-gray rounded-full"></div><div class="flex items-center gap-1"><div class="h-[58px] w-[58px] m-[-13px]" style="width:58px;height:58px"></div><div class="font-[800] text-[18px] xl:text-[20px] xl:max-w-none">Great Place to Work Certified</div></div><div class="hidden md:block w-[8px] self-center min-w-[8px] h-[8px] bg-warm-gray rounded-full"></div><div class="flex items-center gap-1"><div class="h-[58px] w-[58px] m-[-13px]" style="width:58px;height:58px"></div><div class="font-[800] text-[18px] xl:text-[20px] xl:max-w-none">5 Star Rated for Strength</div></div></div></div></section><section id="" class=" 16 mt-0 17 mb-large 18 "><div class="container"><div class="mb-[40px] text-center"><h2 class="relative "><div style="opacity:0"><div class="inline xl:block" style="opacity:0;transform:translateY(50px)">Banking tailored <em>for you</em></div></div></h2><div class="max-w-[780px] mx-auto fade-in"><p>From deposits to global payments, we offer smart financial solutions to help you grow. Weâre here to help you prepare for whatâs possible.</p></div></div><div class="relative lgMin:overflow-hidden rounded-[25px] lgMin:min-h-[720px] xl:min-h-[800px] 2xl:min-h-[920px] lgMin:rounded-[50px] lgMin:bg-warm-gray lgMin:bg-[url(/bg-heart.svg)] lgMin:bg-no-repeat bg-[length:30%_auto] bg-right-bottom lgMin:pb-[130px]"><div class="bg-castro text-white lgMin:absolute lgMin:bottom-[30px] mb-[20px] lgMin:mb-0 xl:bottom-[45px] md:left-[30px] xl:left-[95px] md:right-[30px] xl:right-[95px] rounded-[10px] lgMin:overflow-hidden z-[4] lgMin:p-[10px]"><div class="relative"><div class="absolute hidden lgMin:block top-0 left-0 h-full bg-white/10 rounded-[10px] z-0" style="width:calc(100% / 4);transform:translateX(0%);transition:all 0.3s cubic-bezier(.4,0,.2,1)"></div><div class="hidden lgMin:flex w-full"><div class="px-[10px] xl:px-[15px] group py-[11px] flex-1 rounded-[10px] gap-[10px] cursor-pointer text-white font-[800] text-[16px] flex items-center justify-center relative bg-white/20 lgMin:bg-transparent" role="button" aria-label="Personal Banking" tabindex="0" data-lottie-icon="pin-white"><div class="my-[-4px] mt-[-6px]" style="width:40px;height:40px"></div>Personal Banking</div><div class="px-[10px] xl:px-[15px] group py-[11px] flex-1 rounded-[10px] gap-[10px] cursor-pointer text-white font-[800] text-[16px] flex items-center justify-center relative " role="button" aria-label="Business Banking" tabindex="0" data-lottie-icon="pie-chart-white"><div class="my-[-4px] mt-[-6px]" style="width:40px;height:40px"></div>Business Banking</div><div class="px-[10px] xl:px-[15px] group py-[11px] flex-1 rounded-[10px] gap-[10px] cursor-pointer text-white font-[800] text-[16px] flex items-center justify-center relative " role="button" aria-label="International Banking" tabindex="0" data-lottie-icon="pin-white"><div class="my-[-4px] mt-[-6px]" style="width:40px;height:40px"></div>International Banking</div><div class="px-[10px] xl:px-[15px] group py-[11px] flex-1 rounded-[10px] gap-[10px] cursor-pointer text-white font-[800] text-[16px] flex items-center justify-center relative " role="button" aria-label="Collabs" tabindex="0" data-lottie-icon="chat-white"><div class="my-[-4px] mt-[-6px]" style="width:40px;height:40px"></div>Collabs</div></div><div class="block lgMin:hidden w-full relative"><button class="w-full p-[15px] gap-[10px] rounded-[10px] bg-castro text-white font-[800] text-[16px] flex items-center rounded-b-[10px]" aria-label="Toggle dropdown" aria-expanded="false" aria-controls="tabs-dropdown-menu">Personal Banking<img alt="arrow-down" aria-hidden="true" role="presentation" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" class="transition-transform ml-auto duration-300 " style="color:transparent" src="/icons/arrow-down-white.svg"/></button></div></div></div><div class="relative lgMin:static lgMin:pb-[30px] rounded-[25px] lgMin:rounded-[50px] bg-warm-gray bg-[url(/bg-heart.svg)] bg-no-repeat bg-[length:50%_auto] bg-right-bottom lgMin:bg-none lgMin:bg-transparent lgMin:bg-transparent"><div class="bg-castro-gradient lgMin:bg-none pb-[30px] mb:pb-0 rounded-t-[25px] lgMin:rounded-t-[0] "><div class="overflow-hidden text-white relative z-[3] lgMin:w-[500px] xl:w-[645px] bg-none lgMin:bg-castro-gradient rounded-t-[25px] lgMin:rounded-tr-[0] lgMin:rounded-t-[0] lgMin:rounded-br-[180px] xl:rounded-br-[300px] px-[30px] lgMin:
18px-[60px] xl:px-[95px] py-[30px] lgMin:py-[60px] xl:pt-[98px] xl:pb-[78px]"><div style="opacity:0;transform:translateY(40px)"><div><h3>Your Personal Banking Relationship Starts Here.</h3><div class="check-list-anim medium-indent xl:pr-[5px]"><p>Banking made simple, secure, and personalâdesigned to grow with your life's journey.</p></div></div><div><div class="mt-[20px]"><div class="check-list-anim overflow-hidden transition-all duration-500 max-h-0"><ul class="list-none m-0 p-0 space-y-[10px]"><li class="flex items-start gap-[8px]"><span class="svg-check fade-in mt-[2px]"><svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_6078_1607)"><path class="c-path" d="M16.5 8.31002V9.00002C16.4991 10.6173 15.9754 12.191 15.007 13.4864C14.0386 14.7818 12.6775 15.7294 11.1265 16.1879C9.57557 16.6465 7.91794 16.5914 6.40085 16.031C4.88376 15.4705 3.58849 14.4346 2.70822 13.0778C1.82795 11.721 1.40984 10.1161 1.51626 8.50226C1.62267 6.88844 2.24791 5.35227 3.29871 4.12283C4.34951 2.89338 5.76959 2.03656 7.34714 1.68013C8.92469 1.3237 10.5752 1.48677 12.0525 2.14502" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="check-path" d="M16.5 3L9 10.5075L6.75 8.2575" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clipPath id="clip0_6078_1607"><rect width="18" height="18" fill="white"></rect></clipPath></defs></svg></span><span class="block"><p>Flexible Checking and savings </p></span></li><li class="flex items-start gap-[8px]"><span class="svg-check fade-in mt-[2px]"><svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_6078_1607)"><path class="c-path" d="M16.5 8.31002V9.00002C16.4991 10.6173 15.9754 12.191 15.007 13.4864C14.0386 14.7818 12.6775 15.7294 11.1265 16.1879C9.57557 16.6465 7.91794 16.5914 6.40085 16.031C4.88376 15.4705 3.58849 14.4346 2.70822 13.0778C1.82795 11.721 1.40984 10.1161 1.51626 8.50226C1.62267 6.88844 2.24791 5.35227 3.29871 4.12283C4.34951 2.89338 5.76959 2.03656 7.34714 1.68013C8.92469 1.3237 10.5752 1.48677 12.0525 2.14502" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="check-path" d="M16.5 3L9 10.5075L6.75 8.2575" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clipPath id="clip0_6078_1607"><rect width="18" height="18" fill="white"></rect></clipPath></defs></svg></span><span class="block"><p>Debit cards with Apple Pay, Google Pay & Samsung Pay</p></span></li><li class="flex items-start gap-[8px]"><span class="svg-check fade-in mt-[2px]"><svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_6078_1607)"><path class="c-path" d="M16.5 8.31002V9.00002C16.4991 10.6173 15.9754 12.191 15.007 13.4864C14.0386 14.7818 12.6775 15.7294 11.1265 16.1879C9.57557 16.6465 7.91794 16.5914 6.40085 16.031C4.88376 15.4705 3.58849 14.4346 2.70822 13.0778C1.82795 11.721 1.40984 10.1161 1.51626 8.50226C1.62267 6.88844 2.24791 5.35227 3.29871 4.12283C4.34951 2.89338 5.76959 2.03656 7.34714 1.68013C8.92469 1.3237 10.5752 1.48677 12.0525 2.14502" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="check-path" d="M16.5 3L9 10.5075L6.75 8.2575" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clipPath id="clip0_6078_1607"><rect width="18" height="18" fill="white"></rect></clipPath></defs></svg></span><span class="block"><p>Zelle® Payments & Instant Transfers</p></span></li><li class="flex items-start gap-[8px]"><span class="svg-check fade-in mt-[2px]"><svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_6078_1607)"><path class="c-path" d="M16.5 8.31002V9.00002C16.4991 10.6173 15.9754 12.191 15.007 13.4864C14.0386 14.7818 12.6775 15.7294 11.1265 16.1879C9.57557 16.6465 7.91794 16.5914 6.40085 16.031C4.88376 15.4705 3.58849 14.4346 2.70822 13.0778C1.82795 11.721 1.40984 10.1161 1.51626 8.50226C1.62267 6.88844 2.24791 5.35227 3.29871 4.12283C4.34951 2.89338 5.76959 2.03656 7.34714 1.68013C8.92469 1.3237 10.5752 1.48677 12.0525 2.14502" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="check-path" d="M16.5 3L9 10.5075L6.75 8.2575" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clipPath id="clip0_6078_1607"><rect width="18" height="18" fill="white"></rect></clipPath></defs></svg></span><span class="block"><p>Mortgage & One-Close Home Construction Lending</p></span></li><li class="flex items-start gap-[8px]"><span class="svg-check fade-in mt-[2px]"><svg width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_6078_1607)"><path class="c-path" d="M16.5 8.31002V9.00002C16.4991 10.6173 15.9754 12.191 15.007 13.4864C14.0386 14.7818 12.6775 15.7294 11.1265 16.1879C9.57557 16.6465 7.91794 16.5914 6.40085 16.031C4.88376 15.4705 3.58849 14.4346 2.70822 13.0778C1.82795 11.721 1.40984 10.1161 1.51626 8.50226C1.62267 6.88844 2.24791 5.35227 3.29871 4.12283C4.34951 2.89338 5.76959 2.03656 7.34714 1.68013C8.92469 1.3237 10.5752 1.48677 12.0525 2.14502" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="check-path" d="M16.5 3L9 10.5075L6.75 8.2575" stroke="white" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clipPath id="clip0_6078_1607"><rect width="18" height="18" fill="white"></rect></clipPath></defs></svg></span><span class="block"><p>Premier Banking and Wealth Management 19</p></span></li></ul><p></p></div><div tabindex="0" class="cursor-pointer inline-flex items-center gap-[4px] text-[16px] font-[800] transition-all mt-0" role="button" aria-label="See more benefits"><span>See more benefits</span><img alt="arrow-down" aria-hidden="true" role="presentation" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" class="transition-transform duration-300 " style="color:transparent" src="/icons/arrow-down.svg"/></div></div></div><div><div class="mt-[20px] xl:mt-[30px]"><a aria-label="Explore Personal Banking" role="button" tabindex="0" target="_self" class="button relative text-center text-[16px] cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all rounded-[30px] border-[2px] px-[15px] lg:px-[10px] xl:px-[18px] py-[10px] lg:py-[11px] xl:py-[13px] 20 min-w-[120px] bg-red px-[17px] lg:px-[10px] xl:px-[18px] py-[9px] lg:py-[10px] xl:py-[12px] border-red text-white after:content-[""] after:rounded-[30px] after:absolute after:left-[-2px] after:top-[-2px] after:right-[-2px] after:bottom-[-2px] after:bg-gradient-to-r after:from-red after:to-[#FF6E46] after:transition-all after:opacity-0 hover:after:opacity-100 21 22 23 24 25 26 " href="/personal"><span class="relative z-[4]">Explore Personal Banking</span></a></div></div><div></div><div></div></div></div><div class=" mx-[30px] lgMin:mx-auto lgMin:w-[375px] xl:right-[95px] lgMin:right-[30px] relative lgMin:absolute bg-light-gray p-[20px] xl:p-[32px] rounded-[10px] lgMin:bottom-[130px] xl:bottom-[165px] z-[2]" style="opacity:0;transform:translateY(40px)"><div class="text-[#140A14] mb-[16px]"><p>â<!-- -->Unlike the big box banks, here you are greeted with hometown friendliness and service where they know you by name.<!-- -->â</p></div><div class="text-castro text-[16px]"><em class="font-[800] font-pp_editorial_new text-red">Eloy D.</em> <span>Weslaco TX</span></div></div></div><div class="lgMin:absolute top-0 left-0 w-full h-full rounded-b-[25px] lgMin:rounded-b-[0] overflow-hidden" style="opacity:0"><div class="w-full h-full"><img alt="Personal Banking Picture - Woman Petting Dog" loading="lazy" width="5472" height="3648" decoding="async" data-nimg="1" class=" rounded-t-0 lgMin:rounded-[50px] w-full h-full object-cover max-w-none" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F7yR2ftViHOeBX3FQlUcGUn%2F0d4fc0e163523a2d7b2bb71678ccb105%2Fwoman-petting-happy-dog-outdoors-vantage-bank.jpg&w=3840&q=75 1x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F7yR2ftViHOeBX3FQlUcGUn%2F0d4fc0e163523a2d7b2bb71678ccb105%2Fwoman-petting-happy-dog-outdoors-vantage-bank.jpg&w=3840&q=75"/></div></div></div></div></div></section><section id="" class=" 27 mt-0 28 mb-large 29 "><div class="container"><div class="flex flex-col md:flex-row justify-between md:items-center gap-1 mb-[40px]"><div class="flex-1 md:max-w-[75%] lg:max-w-[50%]"><h2 class="relative "><div style="opacity:0"><div class="inline xl:block" style="opacity:0;transform:translateY(50px)">What makes Vantage Bank <em> unique?</em></div></div></h2></div><div><a aria-label="Learn more about Vantage" role="button" tabindex="0" target="_self" class="button relative text-center text-[16px] cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all rounded-[30px] border-[2px] px-[15px] lg:px-[10px] xl:px-[18px] py-[10px] lg:py-[11px] xl:py-[13px] 30 31 px-[17px] lg:px-[10px] xl:px-[20px] py-[12px] lg:py-[13px] xl:py-[15px] border-none overflow-hidden text-red z-[2] hover:text-white before:content-[""] before:absolute before:left-[2px] before:top-[2px] before:right-[2px] before:bottom-[2px] before:rounded-[30px] before:border-[2px] before:border-red before:z-[-1] after:content-[""] after:rounded-full after:absolute after:z-[2] after:left-[50%] after:top-[-50%] after:w-[100%] after:h-[200px] after:bg-gradient-to-r after:from-red after:to-[#FF6E46] after:transition-transform after:duration-500 after:translate-x-[-50%] after:scale-0 hover:after:scale-[120%] 32 33 34 35 36 " href="/about"><span class="relative z-[4]">Learn more about Vantage</span></a></div></div><div class="flex flex-col md:grid md:grid-cols-2 lg:grid-cols-3 gap-2 " style="grid-auto-rows:1fr">
36<div class="h-full md:h-auto fade-in-up bg-warm-gray rounded-[25px] lg:rounded-[50px] p-[30px] lg:p-[40px] 2xl:p-[70px]"><div class="h3-wide"><span>0</span><span>%</span></div><div role="heading"><p>Vantage is 100% employee and family owned, enabling flexible, local decisions that benefit our customers and community.</p></div></div><div class="h-full md:h-auto fade-in-up "><img alt="motif_image_woman_happy_close_up" loading="lazy" width="1356" height="1200" decoding="async" data-nimg="1" class="w-full h-full object-cover max-w-none rounded-bl-[125px] xl:rounded-bl-[200px] " style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Fh3O0yr0DVRlOoEOqbPXz%2Fc00266636fc9447aab18c5e4568de422%2FHomepage_Stat_Blade_Motif_-_Cowboy_Replacement_stat_blade_motif_image_woman_happy_close_up.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Fh3O0yr0DVRlOoEOqbPXz%2Fc00266636fc9447aab18c5e4568de422%2FHomepage_Stat_Blade_Motif_-_Cowboy_Replacement_stat_blade_motif_image_woman_happy_close_up.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Fh3O0yr0DVRlOoEOqbPXz%2Fc00266636fc9447aab18c5e4568de422%2FHomepage_Stat_Blade_Motif_-_Cowboy_Replacement_stat_blade_motif_image_woman_happy_close_up.webp&w=3840&q=75"/></div><div class="h-full md:h-auto fade-in-up bg-warm-gray rounded-[25px] lg:rounded-[50px] p-[30px] lg:p-[40px] 2xl:p-[70px]"><div class="h3-wide"><span>0</span><span> billion</span></div><div role="heading"><p>Vantage's nearly $5 billion in assets enable large bank services but with agile, quick responses that only a community bank can offer.</p></div></div><div class="h-full md:h-auto fade-in-up bg-warm-gray rounded-[25px] lg:rounded-[50px] p-[30px] lg:p-[40px] 2xl:p-[70px]"><div class="h3-wide"><span>0</span><span>st in US</span></div><div role="heading"><p>Vantage was the first US bank to process an on-blockchain trade between banks and execute a bank-issued stablecoin transaction.</p></div></div><div class="h-full md:h-auto fade-in-up bg-warm-gray rounded-[25px] lg:rounded-[50px] p-[30px] lg:p-[40px] 2xl:p-[70px]"><div class="h3-wide"><span>0</span><span> stars</span></div><div role="heading"><p>Bauer Financial has repeatedly rated Vantage 5-Star Superior for its financial strength, stability, and overall performance.</p></div></div><div class="h-full md:h-auto fade-in-up "><img alt="motif-shape-father-and-son-playing-at-park-vantage-bank" loading="lazy" width="1356" height="1200" decoding="async" data-nimg="1" class="w-full h-full object-cover max-w-none rounded-bl-[125px] xl:rounded-bl-[200px] rounded-tr-[125px] xl:rounded-tr-[200px]" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F4rkUGvl0D1en2GXBB2sY2O%2F15efbb7901d2a8d2f5627f8c09694eb7%2Fstat_blade_motif_image2_960X540_father-and-son-playing-at-park-vantage-bank.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F4rkUGvl0D1en2GXBB2sY2O%2F15efbb7901d2a8d2f5627f8c09694eb7%2Fstat_blade_motif_image2_960X540_father-and-son-playing-at-park-vantage-bank.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F4rkUGvl0D1en2GXBB2sY2O%2F15efbb7901d2a8d2f5627f8c09694eb7%2Fstat_blade_motif_image2_960X540_father-and-son-playing-at-park-vantage-bank.webp&w=3840&q=75"/></div></div></div></section><section id="" class="relative bg-castro bg-[url('/Background.webp')] bg-no-repeat bg-center bg-cover 37 pt-large 38 pb-large 39 "><div class="container"><div class="mb-[25px] lg:mb-[50px]"><h3 class="text-white text-center">People who bank with Vantage love us.</h3></div><div class="overflow-hidden rounded-b-[25px] bg-warm-gray lg:rounded-b-[50px] relative "><div class="absolute w-full invisible"><div class="lg:flex"><div class="lg:w-[50%] flex relative min-h-[300px]"><div class="absolute inset-0 w-full h-full flex items-end" style="transform-origin:bottom center;z-index:10"><img alt="tim-louton-smiling-at-rudys-bbq-vantage-bank" loading="lazy" width="1920" height="1280" decoding="async" data-nimg="1" class="w-full h-full object-cover" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Le2Ty9kh7IrZvXbFElD6C%2Fc5dd0b791872ca8497bff5ae5288a493%2Ftim-louton-smiling-at-rudys-bbq-vantage-bank.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Le2Ty9kh7IrZvXbFElD6C%2Fc5dd0b791872ca8497bff5ae5288a493%2Ftim-louton-smiling-at-rudys-bbq-vantage-bank.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Le2Ty9kh7IrZvXbFElD6C%2Fc5dd0b791872ca8497bff5ae5288a493%2Ftim-louton-smiling-at-rudys-bbq-vantage-bank.webp&w=3840&q=75"/></div></div><div class="flex-1 px-[30px] xl:px-[95px] pt-[30px] xl:pt-[95px] pb-[100px] xl:pb-[205px]"><div role="heading" class="text-[30px] xl:text-[35px] indent-[-10px] leading-[1.2] font-[125]"><p>âIt felt like we were partners, figuring out what we were going to do before going to the bankâexcept I was actually talking to the bank. I truly felt like they wanted our business to succeed.â</p></div><div class="text-[16px] mt-[20px] lg:mt-[30px]"><em class="text-red font-pp_editorial_new font-[800]">
39Tim Louton, <!-- --> </em><span>Rudyâs BBQ</span></div></div></div><div class="lg:flex"><div class="lg:w-[50%] flex relative min-h-[300px]"><div class="absolute inset-0 w-full h-full flex items-end" style="transform-origin:bottom center;z-index:10"><img alt="vantage-bank-forma-automotive-women-factory-floor" loading="lazy" width="1920" height="1280" decoding="async" data-nimg="1" class="w-full h-full object-cover" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F1UUCVYucWOKoaSwZNVhQUX%2Ff4ef628858c61dd878e9812d66797fc2%2Fvantage-bank-forma-automotive-women-factory-floor.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F1UUCVYucWOKoaSwZNVhQUX%2Ff4ef628858c61dd878e9812d66797fc2%2Fvantage-bank-forma-automotive-women-factory-floor.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F1UUCVYucWOKoaSwZNVhQUX%2Ff4ef628858c61dd878e9812d66797fc2%2Fvantage-bank-forma-automotive-women-factory-floor.webp&w=3840&q=75"/></div></div><div class="flex-1 px-[30px] xl:px-[95px] pt-[30px] xl:pt-[95px] pb-[100px] xl:pb-[205px]"><div role="heading" class="text-[30px] xl:text-[35px] indent-[-10px] leading-[1.2] font-[125]"><p>â<!-- -->With Vantage behind us, every step of the way, we were able to achieve every milestone, every customer need that was requested of us.<!-- -->â</p></div><div class="text-[16px] mt-[20px] lg:mt-[30px]"><em class="text-red font-pp_editorial_new font-[800]">Lisa Navarro-Gonzales, <!-- --> </em><span>FORMA Automotive</span></div></div></div><div class="lg:flex"><div class="lg:w-[50%] flex relative min-h-[300px]"><div class="absolute inset-0 w-full h-full flex items-end" style="transform-origin:bottom center;z-index:10"><img alt="rhodes-enterprises-in-office-with-tablet-vantage-bank" loading="lazy" width="1920" height="1280" decoding="async" data-nimg="1" class="w-full h-full object-cover" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2W9nm77XMb7vaqplwuWUeE%2F9ae9675d29282df3764d21ee79b01ec5%2Frhodes-enterprises-in-office-with-tablet-vantage-bank.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2W9nm77XMb7vaqplwuWUeE%2F9ae9675d29282df3764d21ee79b01ec5%2Frhodes-enterprises-in-office-with-tablet-vantage-bank.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2W9nm77XMb7vaqplwuWUeE%2F9ae9675d29282df3764d21ee79b01ec5%2Frhodes-enterprises-in-office-with-tablet-vantage-bank.webp&w=3840&q=75"/></div></div><div class="flex-1 px-[30px] xl:px-[95px] pt-[30px] xl:pt-[95px] pb-[100px] xl:pb-[205px]"><div role="heading" class="text-[30px] xl:text-[35px] indent-[-10px] leading-[1.2] font-[125]"><p>"<!-- -->Communication at Vantage Bank has been great. The whole team, not just our relationship manager, we work with on a daily basis from the operations side up to the bank leadership.<!-- -->"</p></div><div class="text-[16px] mt-[20px] lg:mt-[30px]"><em class="text-red font-pp_editorial_new font-[800]">Nick Rhodes, <!-- --> </em><span>Rhodes Enterprises</span></div></div></div><div class="lg:flex"><div class="lg:w-[50%] flex relative min-h-[300px]"><div class="absolute inset-0 w-full h-full flex items-end" style="transform-origin:bottom center;z-index:10"><img alt="RUS-industrial-Roy-Johnson" loading="lazy" width="1920" height="1280" decoding="async" data-nimg="1" class="w-full h-full object-cover" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F50q74lSfjjpPuoa4VN11gm%2F11d1de464cf3d9d459259f6d39bf28e4%2Fvantage-bank-RUS-industrial-Roy-Johnson.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F50q74lSfjjpPuoa4VN11gm%2F11d1de464cf3d9d459259f6d39bf28e4%2Fvantage-bank-RUS-industrial-Roy-Johnson.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F50q74lSfjjpPuoa4VN11gm%2F11d1de464cf3d9d459259f6d39bf28e4%2Fvantage-bank-RUS-industrial-Roy-Johnson.webp&w=3840&q=75"/></div></div><div class="flex-1 px-[30px] xl:px-[95px] pt-[30px] xl:pt-[95px] pb-[100px] xl:pb-[205px]"><div role="heading" class="text-[30px] xl:text-[35px] indent-[-10px] leading-[1.2] font-[125]"><p>"<!-- -->Vantage Bank has been right there with us. In fact, they more than doubled our line of credit in anticipation of the growth that we're experiencing.<!-- -->"</p></div><div class="text-[16px] mt-[20px] lg:mt-[30px]"><em class="text-red font-pp_editorial_new font-[800]">Roy Johnson,<!-- --> </em><span>
39RUS Industrial</span></div></div></div></div><div class="lg:flex"><div class="lg:w-[50%] overflow-hidden md:overflow-visible flex relative min-h-[300px]"><div class="absolute inset-0 w-full h-full flex items-end" style="z-index:10;opacity:0"><img alt="tim-louton-smiling-at-rudys-bbq-vantage-bank" loading="lazy" width="1920" height="1280" decoding="async" data-nimg="1" class="w-full h-full object-cover" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Le2Ty9kh7IrZvXbFElD6C%2Fc5dd0b791872ca8497bff5ae5288a493%2Ftim-louton-smiling-at-rudys-bbq-vantage-bank.webp&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Le2Ty9kh7IrZvXbFElD6C%2Fc5dd0b791872ca8497bff5ae5288a493%2Ftim-louton-smiling-at-rudys-bbq-vantage-bank.webp&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2Le2Ty9kh7IrZvXbFElD6C%2Fc5dd0b791872ca8497bff5ae5288a493%2Ftim-louton-smiling-at-rudys-bbq-vantage-bank.webp&w=3840&q=75"/></div></div><div class="flex-1 px-[30px] xl:px-[95px] pt-[30px] xl:pt-[95px] pb-[100px] xl:pb-[205px]"><div class="overflow-hidden ml-[-10px] pl-[10px]"><div><div role="quote" class="text-[30px] xl:text-[35px] indent-[-10px] leading-[1.2] font-[125]"><p>âIt felt like we were partners, figuring out what we were going to do before going to the bankâexcept I was actually talking to the bank. I truly felt like they wanted our business to succeed.â</p></div></div></div><div class="text-[16px] mt-[20px] lg:mt-[30px]"><em class="text-red font-pp_editorial_new font-[800]">Tim Louton, <!-- --> </em><span>Rudyâs BBQ</span></div></div></div><div class="hidden lg:block absolute xl:right-[calc(50%+95px)] right-[calc(50%+30px)] xl:bottom-[85px] bottom-[30px] w-[200px] h-[50px] z-10 pointer-events-none" style="background:rgba(0,0,0,0.6);border-radius:50%;filter:blur(42px)"></div><div class="absolute left-[80px] md:left-[30px] lg:left-auto right-[80px] lg:right-[calc(50%+30px)] xl:right-[calc(50%+95px)] xl:bottom-[85px] bottom-[30px] flex items-center md:w-[200px] h-[30px] lg:h-[45px] z-30 justify-between"><div class="lg:text-white text-[16px] font-[800] min-w-[30px] text-left mr-[8px]">01</div><div class="flex-1 h-[4px] bg-white rounded-full overflow-hidden relative"><div class="absolute left-0 top-0 h-full bg-red rounded-full" style="width:0%"></div></div><div class="lg:text-white text-[16px] font-[800] min-w-[30px] text-right ml-[8px]">04</div></div><button class="before:content-[''] before:absolute before:w-full before:h-full before:bg-castro before:rounded-full before:top-0 before:left-0 absolute left-[30px] md:left-auto md:right-[70px] lg:right-[85px] xl:right-[150px] xl:bottom-[85px] bottom-[30px] text-white rounded-full lg:w-[45px] lg:h-[45px] w-[30px] h-[30px] flex items-center justify-center z-20 before:transition before:ease-in-out hover:before:scale-90 before:z-[-1]" aria-label="Previous" role="button" tabindex="0"><svg role="presentation" width="17" class="max-w-[50%] h-auto" height="14" viewBox="0 0 17 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M15.1426 7L1.0007 7" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M6.78516 12.7854L0.999844 7.00009L6.78516 1.21478" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg></button><button class="before:content-[''] before:absolute before:w-full before:h-full before:bg-castro before:rounded-full before:top-0 before:left-0 absolute xl:right-[95px] right-[30px] xl:bottom-[85px] bottom-[30px] rotate-180 text-white rounded-full lg:w-[45px] lg:h-[45px] w-[30px] h-[30px] flex items-center justify-center z-20 before:transition before:ease-in-out hover:before:scale-90 before:z-[-1]" aria-label="Next" role="button" tabindex="0"><svg role="presentation" width="17" class="max-w-[50%] h-auto" height="14" viewBox="0 0 17 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M15.1426 7L1.0007 7" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M6.78516 12.7854L0.999844 7.00009L6.78516 1.21478" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg></button></div></div></section><section id="" class="relative overflow-hidden bg-red-gradient animate-gradient-move 40 pt-large 41 pb-large 42 "><div class="container"><div class="text-center lg:mb-[50px] mb-[25px] text-white fade-in-up"><h3>Vantage News & Insights</h3></div><div class="mx-[-15px] md:max-w-[678px] lg:max-w-[800px] xl:max-w-[1000px] md:mx-auto"><div class="insights-slider slick-slider static-slider"><div class="slick-list1"><div class="slick-track1" style="--slides-count:12"><div class="slick-slide flex-[0_0_100%] !flex"><div class="bg-white w-full rounded-[25px] overflow-hidden lg:rounded-[50px] p-[30px] pb-[80px] md:p-[25px] md:!flex gap-[25px]"><div class="flex-1 flex flex-col justify-center relative"><div class="absolute top-0 lg:top-[25px] left-0 lg:left-[25px] flex items-center gap-[10px] font-[800] text-[16px] mb-[20px]"><div class="m-[-13px] flex-shrink-0" style="width:58px;height:58px"></div><div>News & Announcements</div></div><div class="lg:px-[25px] lg:py-[75px] py-[50px] pb-[20px] md:pb-[50px] lg:pb-[75px]"><h3>Custodia Bank and Vantage Bank Issue Americaâs First Bank-Issued Stablecoin On A Permissionless Blockchain</h3><div></div><div class="lg:mt-[30px] mt-[20px]"><a aria-label="Read more" role="button" tabindex="0" target="_self" class="relative text-[16px] group cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all " href="/insights/custodia-bank-and-vantage-bank-issue-america-s-first-bank-issued-stablecoin-on-a-permissionless-blockchain"><span class="relative z-[2]">Read more</span><svg role="presentation" xmlns="http://www.w3.org/2000/svg" width="24" class="inline-flex ml-[5px] flex-shrink-0 group-hover:ml-[10px] group-hover:mr-[-5px] transition-all" height="24" viewBox="0 0 24 24" fill="none" aria-hidden="true"><path d="M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z" fill="#EB001F"></path><path d="M12 16L16 12L12 8" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 12H16" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg></a></div></div></div><div class="md:w-[46%] w-full rounded-[25px] overflow-hidden relative pt-[85%] md:pt-[65%] lg:pt-[56%]"><img role="img" alt="Custodia x vantage graphic" loading="lazy" decoding="async" data-nimg="fill" class="object-cover" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(min-width:1280px) 46vw, (min-width:1024px) 46vw, (min-width:768px) 46vw, 100vw" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F65OZSGl42FLFP4AduApaCr%2F1096d19869a0307f6d89b10d40bd93b6%2FX.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=384&q=75 384w, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F65OZSGl42FLFP4AduApaCr%2F1096d19869a0307f6d89b10d40bd93b6%2FX.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=640&q=75 640w, 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/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F65OZSGl42FLFP4AduApaCr%2F1096d19869a0307f6d89b10d40bd93b6%2FX.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=2048&q=75 2048w, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F65OZSGl42FLFP4AduApaCr%2F1096d19869a0307f6d89b10d40bd93b6%2FX.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=3840&q=75 3840w" src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F65OZSGl42FLFP4AduApaCr%2F1096d19869a0307f6d89b10d40bd93b6%2FX.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=3840&q=75"/></div></div></div><div class="slick-slide flex-[0_0_100%] !flex"><div class="bg-white w-full rounded-[25px] overflow-hidden lg:rounded-[50px] p-[30px] pb-[80px] md:p-[25px] md:!flex gap-[25px]"><div class="flex-1 flex flex-col justify-center relative"><div class="absolute top-0 lg:top-[25px] left-0 lg:left-[25px] flex items-center gap-[10px] font-[800] text-[16px] mb-[20px]"><div class="m-[-13px] flex-shrink-0" style="width:58px;height:58px"></div><div>News & Announcements</div></div><div class="lg:px-[25px] lg:py-[75px] py-[50px] pb-[20px] md:pb-[50px] lg:pb-[75px]"><h3>Vantage Bank Names Layne E. Nunes Chief Treasury & Network Banking Officer</h3><div></div><div class="lg:mt-[30px] mt-[20px]"><a aria-label="Read more" role="button" tabindex="0" target="_self" class="relative text-[16px] group cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all " href="/insights/Layne-E-Nunes-Named-Chief-Treasury-and-Network-Banking-Officer"><span class="relative z-[2]">Read more</span><svg role="presentation" xmlns="http://www.w3.org/2000/svg" width="24" class="inline-flex ml-[5px] flex-shrink-0 group-hover:ml-[10px] group-hover:mr-[-5px] transition-all" height="24" viewBox="0 0 24 24" fill="none" aria-hidden="true"><path d="M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z" fill="#EB001F"></path><path d="M12 16L16 12L12 8" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 12H16" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" 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src="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F2DpzzyUrg57VmqmjonJ4nh%2F829d37fb8929abf6ca3f7e94161302ad%2Fgeolocation-payment.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=3840&q=75"/></div></div></div><div class="slick-slide flex-[0_0_100%] !flex"><div class="bg-white w-full rounded-[25px] overflow-hidden lg:rounded-[50px] p-[30px] pb-[80px] md:p-[25px] md:!flex gap-[25px]"><div class="flex-1 flex flex-col justify-center relative"><div class="absolute top-0 lg:top-[25px] left-0 lg:left-[25px] flex items-center gap-[10px] font-[800] text-[16px] mb-[20px]"><div class="m-[-13px] flex-shrink-0" style="width:58px;height:58px"></div><div>News & Announcements</div></div><div class="lg:px-[25px] lg:py-[75px] py-[50px] pb-[20px] md:pb-[50px] lg:pb-[75px]"><h3>Vantage Bank and Infinant Partner for Embedded Banking</h3><div></div><div class="lg:mt-[30px] mt-[20px]"><a aria-label="Read more" role="button" tabindex="0" target="_self" class="relative text-[16px] group cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all " href="/insights/vantage-bank-and-infinant-partner-for-embedded-banking"><span class="relative z-[2]">Read more</span><svg role="presentation" xmlns="http://www.w3.org/2000/svg" width="24" class="inline-flex ml-[5px] flex-shrink-0 group-hover:ml-[10px] group-hover:mr-[-5px] transition-all" height="24" viewBox="0 0 24 24" fill="none" aria-hidden="true"><path d="M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z" fill="#EB001F"></path><path d="M12 16L16 12L12 8" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 12H16" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg></a></div></div></div><div class="md:w-[46%] w-full rounded-[25px] overflow-hidden relative pt-[85%] md:pt-[65%] lg:pt-[56%]"><img role="img" alt="partner" loading="lazy" decoding="async" data-nimg="fill" class="object-cover" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="(min-width:1280px) 46vw, (min-width:1024px) 46vw, (min-width:768px) 46vw, 100vw" srcSet="/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F6PkY2Vs1bFmc30qMapc7ck%2Fdaebe24e693fbcda68aee8f99a874fce%2Fpartner.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=384&q=75 384w, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F6PkY2Vs1bFmc30qMapc7ck%2Fdaebe24e693fbcda68aee8f99a874fce%2Fpartner.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=640&q=75 640w, /_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2For4wnf2noj57%2F6PkY2Vs1bFmc30qMapc7ck%2Fdaebe24e693fbcda68aee8f99a874fce%2Fpartner.png%3Fw%3D1200%26q%3D100%26fm%3Dwebp&w=750&q=75 750w, 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Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments</h3><div></div><div class="lg:mt-[30px] mt-[20px]"><a aria-label="Read more" role="button" tabindex="0" target="_self" class="relative text-[16px] group cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all " href="/insights/tokenized-bank-deposit-issued-by-custodia-bank-and-vantage-bank-used-for-fast-cross-border-business-payments"><span class="relative z-[2]">Read more</span><svg role="presentation" xmlns="http://www.w3.org/2000/svg" width="24" class="inline-flex ml-[5px] flex-shrink-0 group-hover:ml-[10px] group-hover:mr-[-5px] transition-all" height="24" viewBox="0 0 24 24" fill="none" aria-hidden="true"><path d="M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z" fill="#EB001F"></path><path d="M12 16L16 12L12 8" stroke="#F8FEF9" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path 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style="width:58px;height:58px"></div><div>News & Announcements</div></div><div class="lg:px-[25px] lg:py-[75px] py-[50px] pb-[20px] md:pb-[50px] lg:pb-[75px]"><h3>Custodia Bank and Vantage Bank Issue Americaâs First Bank-Issued Stablecoin On A Permissionless Blockchain</h3><div></div><div class="lg:mt-[30px] mt-[20px]"><a aria-label="Read more" role="button" tabindex="0" target="_self" class="relative text-[16px] group cursor-pointer inline-flex items-center justify-center font-[800] leading-[1.5] transition-all " href="/insights/custodia-bank-and-vantage-bank-issue-america-s-first-bank-issued-stablecoin-on-a-permissionless-blockchain"><span class="relative z-[2]">Read more</span><svg role="presentation" xmlns="http://www.w3.org/2000/svg" width="24" class="inline-flex ml-[5px] flex-shrink-0 group-hover:ml-[10px] group-hover:mr-[-5px] transition-all" height="24" viewBox="0 0 24 24" fill="none" aria-hidden="true"><path d="M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 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class="flex items-center gap-[10px] mb-[20px] lg:mb-[30px] text-[16px] font-[800] fade-in"><img alt="Icon Sector" loading="lazy" width="32" height="32" decoding="async" data-nimg="1" class="mt-[-2px] w-[32px] h-auto" style="color:transparent" src="https://images.ctfassets.net/or4wnf2noj57/4A0L8m8gnqHTOKUITK8dQZ/d9f8c6ef184be3d5068aeb6fe0bd8675/Icon_Sector.svg"/><div>Payments</div></div><h2 class="relative "><div style="opacity:0"><div class="inline xl:block" style="opacity:0;transform:translateY(50px)">The Future of Payments:</div><div class="inline xl:block" style="opacity:0;transform:translateY(50px)"><em>The Hazel Network</em></div></div></h2><div class="fade-in"><p>Discover how Vantage Bank and Custodia Bank are revolutionizing payments with the Hazel Network. Hazel is a tokenized deposit and stablecoin platform, built by bankers for banks to make payments faster, cheaper, and programmable. Purpose-built for financial institutions, Hazel bridges traditional banking infrastru
45cture with blockchain rails to unlock real-time, compliant, and scalable digital payments.</p><p><sub>*Stablecoins are not FDIC insured and involve risks, including potential loss of value, operational risks, and evolving regulatory requirements. 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62<script>self.__next_f.push([1,"Custodia is a Wyoming special purpose depository institution formed to serve as a compliant bridge to the U.S. dollar payments system and a custodian of digital assets that can meet the strictest level of institutional custody standards. Custodia is required to fully comply with all applicable laws and regulations, including the Bank Secrecy Act and federal âknow your customer,â anti-money laundering and related laws and regulations. Custodia also complies with Wyomingâs special purpose depository institution and digital asset laws, which include requirements that fiat deposits be 100% reserved and that Custodia meet the strictest investor protections in the digital asset industry. This press release may contain forward-looking statements, including forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements describe future expectations, plans, results, or strategies (including product offerings, regulatory plans and business plans) and may change without notice. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements."])</script>
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62<script>self.__next_f.push([1,"About Custodia: Custodia is a Wyoming special purpose depository institution formed to serve as a compliant bridge to the U.S. dollar payments system and a custodian of digital assets that can meet the strictest level of institutional custody standards. Custodia is required to fully comply with all applicable laws and regulations, including the Bank Secrecy Act and federal âknow your customer,â anti-money laundering and related laws and regulations. Custodia also complies with Wyomingâs special purpose depository institution and digital asset laws, which include requirements that fiat deposits be 100% reserved and that Custodia meet the strictest investor protections in the digital asset industry. This press release may contain forward-looking statements, including forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements describe future expectations, plans, results, or strategies (including product offerings, regulatory plans and business plans) and may change without notice. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements."])</script>
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Knowing the warning signs and taking a moment to verify unexpected requests can help protect your personal information and financial accounts.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"},\"testimonial\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Don't dial \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"*72\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" or \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"*21, n\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"ever share verification codes, always verify unexpected callers, and call \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"866-VANTAGE (866-826-8243) \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"if you suspect fraud.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"},\"category\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"5HjPmuMPGsBxl6vbxY7tjF\",\"type\":\"Entry\",\"createdAt\":\"2026-07-22T18:20:17.267Z\",\"updatedAt\":\"2026-07-22T18:20:17.267Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":1,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"itemInsightCategories\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Category - News \u0026 Announcements\",\"animatedIcon\":\"$1e:props:children:1:props:items:fields:insights:0:fields:category:fields:animatedIcon\",\"image\":\"$1e:props:children:1:props:items:fields:insights:0:fields:category:fields:image\",\"title\":\"News \u0026 Announcements\"}},\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"6U3UUMMIEemIeus9E2l4mX\",\"type\":\"Entry\",\"createdAt\":\"2026-07-23T17:07:07.265Z\",\"updatedAt\":\"2026-07-23T17:07:07.265Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":40,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Content - The Call Forwarding Scam Everyone Should Know\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Large\",\"description\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Call Forwarding Scams: What Every Customer Should Know\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-2\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" Fraudsters continue to look for ways to gain access to personal information and financial accounts. One reported scam involves a common phone feature many customers may not realize can be misused: call forwarding.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" By convincing individuals to activate call forwarding on their mobile device, scammers may be able to redirect incoming calls intended for the customer, including security verification calls and one-time passcodes used to help protect online accounts.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What Is a Call Forwarding Scam?\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-5\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" Call forwarding is a legitimate telephone feature that allows incoming calls to be redirected to another phone number. While the feature has valid uses, criminals have found ways to misuse it.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" In this scam, a fraudster may claim to represent a financial institution, government agency, service provider, or fraud department. They often create a sense of urgency and instruct the customer to dial a combination of numbers and symbols, such as *72 or *21 followed by a phone number.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" The fraudster may describe the short code as a verification step, security measure, activation code, or case reference number. Dialing these short codes can activate call forwarding and redirect future calls to a number controlled by the fraudster.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Why It Matters\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-5\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" Many security processes today rely on your phone number as part of account verification. If a scammer gains control of incoming calls, they may attempt to use that access to facilitate account takeover attempts or bypass certain security controls.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Potential risks may include:\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-6\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Intercepting one-time verification codes\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Receiving security callbacks intended for the customer\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Attempting password resets on online accounts\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Accessing voicemail messages\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Impersonating the customer during verification processes\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Attempting to conduct transactions in the customerâs name\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"unordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" Customers are encouraged to use caution if anyone asks them to dial unfamiliar codes or change their phone settings, especially during an unexpected call.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"How to Protect Yourself\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-5\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"Pause: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Be cautious of unexpected calls that create urgency or pressure you to act immediately.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"Verify: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"If someone claims to be calling from Vantage Bank or another trusted organization, end the call and contact the organization directly using a known phone number.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"},{\"type\":\"underline\"}],\"value\":\"Protect: \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"Avoid dialing star codes, call-forwarding commands, or changing phone settings at the direction of an unsolicited caller unless you have independently confirmed the request is legitimate.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"What to Do If You Think Call Forwarding Was Activated\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-5\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"If you believe your calls may have been forwarded:\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Contact your mobile carrier as soon as possible.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Ask them to verify whether call forwarding is enabled on your line.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Follow your carrier's instructions to disable any unauthorized forwarding settings.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"},{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Monitor your accounts and report any suspicious activity immediately.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"list-item\"}],\"nodeType\":\"ordered-list\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Stay Alert\",\"nodeType\":\"text\"}],\"nodeType\":\"heading-5\"},{\"data\":{},\"content\":[{\"data\":{}
62,\"marks\":[],\"value\":\" Vantage Bank will never ask you to activate call forwarding, dial star codes to secure your account, or provide one-time passcodes over the phone.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\" If something doesn't feel right, trust your instincts. Taking a moment to pause and verify can help protect your personal information and financial accounts.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\" If you believe youâve been targeted or your account may be compromised, please contact Vantage Bank at 866-VANTAGE (866-826-8243).\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" When something seems unusual, taking a moment to pause, verify, and ask questions can help protect your information. Vantage Bank is here to support you\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"6q9duAvUCLuJaA6HBjSH6Z\",\"type\":\"Entry\",\"createdAt\":\"2026-07-22T18:20:13.235Z\",\"updatedAt\":\"2026-07-23T17:09:31.180Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":9,\"revision\":2,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Content Subscript - About Vantage Bank\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Small\",\"description\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"About Vantage Bank\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"subscript\"}],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.vantage.bank/\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"subscript\"}],\"value\":\"Vantage Bank\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[{\"type\":\"subscript\"}],\"value\":\"$26\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}}}],\"customLinkTitle\":\"Read More\",\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"sMrPTnhovj3M0kcVqTD2P\",\"type\":\"Entry\",\"createdAt\":\"2026-06-22T15:20:03.556Z\",\"updatedAt\":\"2026-06-22T15:35:51.398Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":36,\"revision\":4,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Press Release - Vantage Bank and Custodia Release White Paper Unveiling \\\"Hazel Network\\\"\",\"slug\":\"Vantage-Bank-and-Custodia-Release-White-Paper-Unveiling-Hazel-Network\",\"publishedDate\":\"2026-06-18T00:00-05:00\",\"featuredImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"5QZB5e5pBP0UYuKpCYMrTU\",\"type\":\"Asset\",\"createdAt\":\"2026-06-22T15:19:11.246Z\",\"updatedAt\":\"2026-06-22T15:19:11.246Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":6,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"Graphic - Hazel Launch press release\",\"description\":\"\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/5QZ
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62,{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"https://www.hazelnetwork.com/\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"Hazel Network\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\"\\\"\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"New Live Infrastructure for Banks and Credit Unions Introduces a Unified Token Combining Tokenized Bank Deposits and Stablecoins \",\"marks\":[{\"type\":\"italic\"},{\"type\":\"superscript\"},{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"SAN ANTONIO, TX and CHEYENNE, WY â June 2026\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Vantage Bank and Custodia today announced the release of their white paper, \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"\\\"\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"https://www.hazelnetwork.com/hazel-whitepaper\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"Hazel Network: Unified Tokenized Bank Deposit and Stablecoin Token.\\\"\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\" The publication details a breakthrough, bank-architected token sub-ledger that safely and soundly bridges traditional banking with the tokenized systems, such as stablecoins, tokenized stocks and agentic commerce. Hazel Network offers attractive economics to banks of all sizes and delivers 24/7/365 programmable settlement, allowing banks to modernize payments directly from within the regulated banking system. Hazel Network programmatically executes the embedded compliance and operational controls that banks require, making it clear Hazel Network was built by banks for banks.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"At the core of the breakthrough is a single, integrated smart contract that issues a dual-character tokenized U.S. dollar. Every tokenized dollar within Hazel Network begins its life cycle as a tokenized deposit issued by a consortium member bank, and it automatically transforms between a tokenized deposit and a stablecoin (or the reverse) based on who holds it: \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Inside the Consortium:\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" the token is a bank deposit, with the issuing member bank as obligor and with the protections and obligations that status implies, including FDIC insurance.\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Outside the Consortium:\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" the token is a stablecoin, designed to be GENIUS Act-compliant and backed at least 1:1 by liquid assets such as cash and short-duration Treasuries.\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Unlike incumbent stablecoins that can permanently drain a bankâs core deposits, Hazel Network inverts this trend by creating a frictionless, programmatic path for the stablecoin to \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"come back [JS1] to the originating bank\",\"marks\":[{\"type\":\"italic\"},{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" as a tokenized deposit. No conversion transaction between the tokenized deposit and stablecoin (or vice versa) is required, since the token programmatically transforms when it crosses the consortium boundary. This design eliminates conversion friction and costs, bypasses crypto exchanges, and protects primary customer-bank relationships from disintermediation.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"\\\"Hazel Network delivers payments innovation from within the banking system in a compliant way, and we created it for banks of all sizes â including and especially community banks,â said Jeff Sinnott, President and CEO of Vantage Bank. âWe built a compliant, secure ledger that extends your core and enables banks to operate at software speed while fully preserving your core customer relationships.\\\" \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âTodayâs announcement was six years in the making,â added Caitlin Long, CEO of Custodia. \\\"Vantage helped us tailor our original design to solve real problems for banks, and we believe this white paper demonstrates why our teams earned the top two spots on \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"American Bankerâs\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" list of the top 50 Most Innovative People in Finance this year.\\\" \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Hazel Network features a \\\"Compliance by Construction\\\" paradigm. Every token transfer is automatically gated across three distinct screening layers before on-chain settlement can execute:\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"ordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Fiat Screening:\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" Off-chain AML, fraud, and sanctions checks on related fiat movements.\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Blockchain Analytics:\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" The platform automates analysis of wallets and addresses, and it programmatically prevents high-risk transactions from even initiating an on-chain token transfer until the compliance department has cleared the compliance alerts.\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"On-Chain Sanctions Oracle:\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" An on-chain check that automatically queries a sanctions oracle and instantly blocks any transactions involving sanctioned entities.\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"This protocol-level enforcement also applies directly to reserve requirements. The smart contract automatically blocks any out-of-consortium transfer that would exceed Custodiaâs verified, programmatic [JS2] reserve balance. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Designed to accommodate banks and credit unions of all sizes, Hazel Network functions as a digital asset sub-ledgerârunning alongside a bank's existing core and general ledger, without requiring banks to replace legacy systems. Banks can participate through three flexible integration models, the shortest of which requires only 4-6 weeks to implement:\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Basic\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â No core integration required; utilizes the standard Hazel Platform and Bank Console and operates like a traditional correspondent banking delivery model.\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{}
62,\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Advanced\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Integrates via scheduled batch delivery of posting and compliance files, alongside an online banking SDK.\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Enterprise\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Full, real-time API integration enabling near-immediate debits/credits and the creation of custom programmable products.\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Hazel Network's reference implementation on Ethereum mainnet has been live since March 2026. Vantage, Custodia and Infinant, their integration partner, have completed the first of four required testing phases of Hazel Networkâs production systems at scale, and will soon begin phase two. The first group of banks will soon be announced, and multiple large-scale pilots are in process (including one already announced with Participate to use tokenized bank deposits to facilitate bank-to-bank loan participation closings and servicing). Hazel Network is scheduled to be fully available for banks and your customers by Q4 2026.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The foundational token design is protected by U.S. Patents 11,392,906, 12,450,578, 12,579,525 and others still pending. Additional patents are pending on Hazelâs unified-token model that extends this design to dual legal characterization at the consortium boundary and still other subject matter.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Banks and credit unions interested in exploring consortium membership are invited to contact Shawn Main at Vantage Bank for onboarding details at [email protected].\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"[JS1]\\\"return\\\" in this context received strong pushback in the paper as \\\"return\\\" is also synonymous with \\\"refund\\\" etc.[JS2]For the most part, in the paper we adjusted the wording from \\\"declared reserve\\\" to \\\"programmatic reserve\\\" as \\\"declared reserve\\\" connotes a balance-sheet attestation concept, but Hazel's mechanism is on-chain programmatic enforcement.\",\"marks\":[],\"data\":{}}]}]}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"23BvVzGRC7nuafPd2wRBzo\",\"type\":\"Entry\",\"createdAt\":\"2026-06-08T16:25:17.412Z\",\"updatedAt\":\"2026-08-11T19:13:04.753Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":8,\"revision\":2,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Press release - Custodia \u0026 Vantage About Subscript\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Small\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"*Stablecoins are not FDIC insured and involve risks, including potential loss of value, operational risks, and evolving regulatory requirements. Only traditional bank deposits and tokenized deposits qualify for FDIC Insurance. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Vantage Bank\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Vantage Bank is prepared for whatâs possible! We are dedicated to delivering sophisticated, innovative financial solutions while maintaining a strong commitment to the communities we serve. Family and employee owned, Vantage Bank is headquartered in Texas and operates through a diverse set of locations across the state. Our suite of powerful digital tools and services rivals those offered by fintechs and similar non-bank financial services companies. We operate within a safe and sound environmentâproviding peace of mind and the financial security that only a regulated institution can offer. By integrating advanced technology with personalized service, Vantage Bank empowers individuals and businesses to achieve their financial goals while upholding the highest standards of compliance and community engagement. Visit us at \",\"marks\":[],\"data\":{}}
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Top Two Spots in American Bankerâs 50 Top Innovators in Finance Awarded to CEOs of Vantage Bank and Custodia, Hazel Networkâs Co-Founders\",\"slug\":\"hazel-network-cofounders-awarded-no-1-and-no-2-spots-on-american-bankers-2026-top-innovators\",\"publishedDate\":\"2026-06-08T00:00-05:00\",\"featuredImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"5sGs3vuSe3FCcPrCw4E5oz\",\"type\":\"Asset\",\"createdAt\":\"2026-06-08T16:57:10.970Z\",\"updatedAt\":\"2026-06-08T16:57:10.970Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":5,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"Jeff and Caitlin American Banker\",\"description\":\"\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/5sGs3vuSe3FCcPrCw4E5oz/c3f7a3cdadc1c8cec299df092fba8d7b/VB-PressReleaseImage_AmerBanker-Hazel_Graphic-Image.jpg\",\"details\":{\"size\":118356,\"image\":{\"width\":1734,\"height\":908}},\"fileName\":\"VB-PressReleaseImage_AmerBanker-Hazel_Graphic-Image.jpg\",\"contentType\":\"image/jpeg\"}}},\"gridImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"6PkY2Vs1bFmc30qMapc7ck\",\"type\":\"Asset\",\"createdAt\":\"2025-11-11T05:42:35.711Z\",\"updatedAt\":\"2025-11-11T05:42:35.711Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"partner\",\"description\":\"\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/6PkY2Vs1bFmc30qMapc7ck/daebe24e693fbcda68aee8f99a874fce/partner.png\",\"details\":{\"size\":1477457,\"image\":{\"width\":1024,\"height\":1024}},\"fileName\":\"partner.png\",\"contentType\":\"image/png\"}}},\"title\":\"Top Two Spots in American Bankerâs 50 Top Innovators in Finance Awarded to CEOs of Vantage Bank and Custodia, Hazel Networkâs Co-Founders\",\"category\":\"$1e:props:children:1:props:items:fields:insights:2:fields:category\",\"contentType\":\"Resource/Article\",\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"7DUasPJ7IMZeeTkBwGY9Rw\",\"type\":\"Entry\",\"createdAt\":\"2026-06-08T16:23:47.890Z\",\"updatedAt\":\"2026-06-08T17:14:56.612Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":6,\"revision\":2,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Press Release - Top Two Spots in American Bankerâs 50 Top Innovators in Finance Awarded to CEOs of Vantage Bank and Custodia, Hazel Networkâs Co-Founders\",\"topIndent\":\"none\",\"bottomIndent\":\"small\",\"fontSize\":\"Large\",\"description\":{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"Top Two Spots in American Bankerâs 50 Top Innovators in Finance Awarded to CEOs of Vantage Bank and Custodia, Hazel Networkâs Co-Founders\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"Vantage Bank CEO Jeff Sinnott and Custodia CEO Caitlin Long secure the #1 and #2 spots in American Bankerâs inaugural âThe Most Innovative People in Financeâ ranking as live testing for their joint tokenized deposit and stablecoin network advances\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"SAN ANTONIO, TX and CHEYENNE, WY â June 4, 2026 \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\"â \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"American Banker\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" placed the two co-founders of Hazel Network atop its inaugural list of The Most Innovative People in Finance, naming Vantage Bank CEO Jeff Sinnott at \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"#1\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" and Custodia CEO Caitlin Long at \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"bold\"}],\"value\":\"#2\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" among the top 50 executives reshaping the financial services industry.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The Hazel Network functions as a turnkey tokenized deposit and stablecoin network built by banks for banks and tailored to allow banks of any size to integrate programmable tokenization technology. Built with programmatic compliance and operational controls baked in, Hazel features a unique bidirectional mechanism. All tokens in the system originate as tokenized deposits among member banks. When customers send tokens outside the network, the tokens automatically convert to a G
62ENIUS Act-compliant stablecoin, seamlessly reverting to a tokenized deposit upon return.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The parties released Hazel Network on Ethereum mainnet in April and successfully completed the first of four stages of testing. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\"Blockchain and tokenization level the playing field for institutions that listen and respond to their customers' modern payment needs,\\\" said Jeff Sinnott, CEO of Vantage Bank. \\\"By dedicating nearly half of our technology budget to true innovation, weâve proven that traditional banking principles and decentralized assets can bridge successfully. Co-founding the Hazel Network alongside Custodia allows us to scale these exact efficienciesâsuch as slashing cross-border settlement frictionâto community and regional banks nationwide.\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\"We built Hazel Network to reduce the friction between the traditional banking world and its digital counterpart without creating barriers or causing asset disintermediation,\\\" said Caitlin Long, Founder and CEO of Custodia. \\\"Vantage brings the customer relationships and deep banking architecture expertise, while Custodia provides the digital asset infrastructure. To have our shared vision validated by \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"American Banker\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" as the top two innovators in finance is a testament to what bank-native digital assets can accomplish.\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Hazel Network represents a complementary partnership. Sinnott was recognized by \",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"American Banker\",\"nodeType\":\"text\"},{\"data\":{},\"marks\":[],\"value\":\" for spearheading the first U.S. bank-issued stablecoin and driving blockchain-based payment initiatives, including an instant cross-border payment pilot for a commercial trucking firm that cut wire costs by 94 percent. Long was honored for her years of pioneering work building bank-grade digital asset infrastructure and regulatory clarity for stablecoins. The parties jointly pioneered a unified smart contract method that services both tokenized bank deposits and stablecoins within the same smart contract. The foundational token design is protected by US Patents 11,392,906, 12,450,578, 12,579,525 and others still pending. Additional patents are also pending on the unified-token model and still other subject matter.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Multiple member-based organizations in the banking industry, including the Texas Bankers Association and loan participation automation firm Participate, are providing support for banks of any size to join Hazel Network. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Banks interested in joining Hazel Network should contact Shawn Main at [email protected].\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}}},\"$1e:props:children:1:props:items:fields:insights:2:fields:contentArea:1\"],\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"3cXVTsVL9Ohui7bpv2XNfk\",\"type\":\"Entry\",\"createdAt\":\"2026-06-01T20:25:57.180Z\",\"updatedAt\":\"2026-06-03T13:22:02.416Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":37,\"revision\":8,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Press Release - Vantage Bankâs Jeff Sinnott Earns No. 1 Spot on American Bankerâs 2026 Most Innovative People in Finance List\",\"slug\":\"jeff-sinnott-earns-no-1-spot-on-american-bankers-2026-most-innovative-people-in-finance-list\",\"publishedDate\":\"2026-06-01T00:00-05:00\",\"featuredImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]}
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62],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.americanbanker.com/list/the-most-innovative-people-in-finance-2026\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"'\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.americanbanker.com/list/the-most-innovative-people-in-finance-2026\"},\"content\":[{\"data\":{},\"marks\":[{\"type\":\"italic\"}],\"value\":\"s \",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\"\",\"nodeType\":\"text\"},{\"data\":{\"uri\":\"https://www.americanbanker.com/list/the-most-innovative-people-in-finance-2026\"},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"inaugural list of the Most Innovative People in Finance for 2026\",\"nodeType\":\"text\"}],\"nodeType\":\"hyperlink\"},{\"data\":{},\"marks\":[],\"value\":\". He leads a select group of 50 executives and industry leaders nationwide recognized for driving measurable innovation and transformation across banking and financial services.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Sinnott is being recognized for his leadership in banking innovation and for helping position Vantage Bank at the forefront of modern financial services. His vision ensures Vantage Bank continually leveraging the latest technology to prepare clients and banking partners for what's possible. By championing digital transformation, he helps Vantage Bank deliver the flexible financing and comprehensive treasury management tools that empower your business to grow and succeed.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"The inaugural ranking honors leaders who are redefining the industry through technology, strategy, customer experience, artificial intelligence, payments, and operational modernization. American Banker selected honorees based on leadership, innovation investment, execution, and measurable business impact over a one-year and three-year period.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"âAt Vantage, our focus is to build a multi-generational family-owned bank rooted in service and innovative solutions. Jeffâs leadership exemplifies that visionâleveraging technology not for its own sake, but to deliver meaningful outcomes for our customers. His approach builds an organization that is energizing our associates, strengthening our culture, and setting a standard we are proud to share with community banks across the country,â said Rafael G. Garza, Executive Vice Chairman at Vantage Bank. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"âI am deeply grateful for this recognition. The true credit belongs to our incredible team and partners whose dedication transforms how we serve our customers today and well into the future. It is a privilege to be named alongside fellow honorees who are also passionately redefining the future of banking. Together, I know we all share an ongoing promise to challenge the status quo, listen to our communities, and deliver responsible, meaningful financial innovation that moves our industry forward,â Sinnott said. \",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"\\\"Innovation is reshaping the economics and competitive structure of financial services in more tangible ways,\\\" said Holly Sraeel, senior vice president of strategy and content at American Banker Live Media. \\\"These honorees are leading new institutional strategy, accelerating enterprise-wide modernization efforts, and helping establish the infrastructure that could shape banking over the next several years.\\\"\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"},{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"American Banker will formally recognize this yearâs honorees during the DIGITAL BANKING event, taking place from June 15 to June 17, 2026, in Orlando, Florida.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}}},{\"metadata\":{\"tags\":[],\"concepts\":[]}
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62,\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"HKaQ4hyDN3VY14xaibE7h\",\"type\":\"Entry\",\"createdAt\":\"2026-06-01T21:11:41.105Z\",\"updatedAt\":\"2026-06-01T21:24:47.891Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":16,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"authors\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Jeff Sinnot Author\",\"publishedDate\":\"2026-06-01T00:00-05:00\",\"featuredImage\":\"$1e:props:children:1:props:items:fields:insights:4:fields:gridImage\",\"title\":\"Jeff Sinnot\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Jeff Sinnott serves as President and Chief Executive Officer and is a member of the Board of Directors of Vantage Bank. He joined Vantage Bank in 2018 as Chief Operations, Technology and ERM Officer where he led a complete overhaul of the bankâs operations and technology divisions, emphasizing an enhanced, omni-channel customer experience. Mr. Sinnott has been in the commercial banking and technology fields for the past 25 years, focusing on innovation and transformation. \",\"marks\":[],\"data\":{}}]}]},\"position\":\"President and CEO of Vantage Bank\"}}}}],\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"2a9QBe6zRqgsJs9sliqWu2\",\"type\":\"Entry\",\"createdAt\":\"2026-05-11T19:17:00.650Z\",\"updatedAt\":\"2026-05-11T20:31:29.286Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":24,\"revision\":2,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights - Understanding Impersonation Scams\",\"seoFields\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"3sUYp6TQvup67ZVDiTtbE9\",\"type\":\"Entry\",\"createdAt\":\"2026-04-28T19:53:26.089Z\",\"updatedAt\":\"2026-04-30T12:49:01.409Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":14,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"componentSeo\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"SEO - Understanding Impersonation Scams\",\"pageTitle\":\"Preventing Bank Fraud\",\"pageDescription\":\"Vantage Bank is a community bank in Texas that provides solutions to meet your Personal, Business and International Banking needs.\",\"canonicalUrl\":\"https://www.vantage.bank/insights/understanding-impersonation-scams\",\"nofollow\":false,\"noindex\":false}},\"slug\":\"understanding-impersonation-scams\",\"publishedDate\":\"2026-05-11T00:00-05:00\",\"featuredImage\":\"$1e:props:children:1:props:items:fields:insights:4:fields:featuredImage\",\"gridImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"5TUyhRiGNXSgk3kv504jnj\",\"type\":\"Asset\",\"createdAt\":\"2026-05-11T19:14:31.182Z\",\"updatedAt\":\"2026-05-11T19:14:31.182Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"VB-ImpersonatorGraphic-Final\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/5TUyhRiGNXSgk3kv504jnj/61988d086b8a946fcd69df71dc952fb3/VB-ImpersonatorGraphic-Final.jpg\",\"details\":{\"size\":443714,\"image\":{\"width\":2500,\"height\":2500}},\"fileName\":\"VB-ImpersonatorGraphic-Final.jpg\",\"contentType\":\"image/jpeg\"}}},\"title\":\"Understanding Impersonation Scams\",\"category\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"5vj1mG1EaVvI5L8SbbRhIY\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:11:47.592Z\",\"updatedAt\":\"2025-11-15T15:23:58.606Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":8,\"revision\":4,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"itemInsightCategories\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Category - News \u0026 Announcements\",\"animatedIcon\":\"$1e:props:children:1:props:items:fields:insights:0:fields:category:fields:animatedIcon\",\"image\":\"$1e:props:children:1:props:items:fields:insights:0:fields:category:fields:image\",\"title\":\"News \u0026 Announcements\"}}
62,\"audience\":\"Business Owners\",\"contentType\":\"Product/Service Page\",\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"308UEd7h7nH0DlI6axTEmX\",\"type\":\"Entry\",\"createdAt\":\"2026-04-28T19:56:22.191Z\",\"updatedAt\":\"2026-05-11T20:36:34.208Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":42,\"revision\":13,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - Understanding Impersonation Scams\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Large\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Understanding Impersonation Scams\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Impersonation scams are a form of fraud in which criminals pose as representatives of legitimate organizations, often disguised as a financial institution to attempt to gain trust and extract sensitive information. Their goal is to conduct unauthorized transactions and ultimately steal funds.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Scammers use phishing tactics such as direct phone calls, text messages, and emails. They often claim to be from a bankâs fraud department, technical support, or customer service team. To appear credible, they may introduce themselves by name, reference real-looking account details, or spoof caller IDs to mimic official channels.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"These scams rely on urgency and familiarity to pressure individuals into clicking malicious links, sharing login credentials, or approving fraudulent transfers\",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\".\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Best Practices to Stay Protected from Impersonation Scams\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"1. Know What Vantage Bank Will Never Do\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Never send unsolicited links asking you to verify transactions\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Never ask for your full password credentials\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Never pressure you to act immediately or threaten account closure\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"2. Verify Before You Act\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"If you receive a suspicious call, do not offer to provide any information, hang up and call Vantage Bank instead\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"If you receive a suspicious message, do not click any links, block the message\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{}
62,\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Contact Vantage Bank directly using a known phone number\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Check for spelling errors, unusual formatting, or unfamiliar sender addresses\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"3. Use Secure Channels\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Always log in through your bankâs official website or mobile app\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Enable multi-factor authentication (MFA) where available\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Avoid using Public Wi-Fi\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"For Business Customers:\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Enable dual controls for review and approvals\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Use fraud prevention resources such as ACH blocks \u0026 filters or Positive Pay for business accounts to block unauthorized transactions.\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Business Online Customers, contact us at 877-627-9099 or 956-664-8990\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Educate Your Team\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"unordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Share scam awareness tips with employees who manage financial accounts\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Establish internal protocols for verifying bank communications\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Train staff to report suspicious messages immediately\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"What to Do If You Suspect a Scam\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"ordered-list\",\"data\":{},\"content\":[{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Do not respond \",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"to the message or call\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Report it to Vantage Bank \",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"immediately\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"File a report \",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"with the FTC (for consumers) or IC3.gov (for businesses)\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Notify your Technology resource at your business \",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"if the message was received on a work device\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Monitor your accounts \",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"for unauthorized activity\",\"marks\":[],\"data\":{}}]}]},{\"nodeType\":\"list-item\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"File a police report, \",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"if funds were lost or you suspect any private information has been stolen\",\"marks\":[],\"data\":{}}]}]}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"If you ever feel unsure, reach out to \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"Vantage Bank\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" directly at 866-VANTAGE or (866) 826-8243. Itâs always better to verify than to fall victim. We are here to support you, donât hesitate to ask questions or report suspicious activity.\",\"marks\":[],\"data\":{}}]}]}}}],\"customLinkTitle\":\"Read More\",\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"7qwR7y1vdg7TX6fgHOWhDa\",\"type\":\"Entry\",\"createdAt\":\"2026-04-08T17:28:15.039Z\",\"updatedAt\":\"2026-04-08T18:16:55.210Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":73,\"revision\":4,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights - Participate, Vantage Bank and Custodia Announce a Groundbreaking Collaboration\",\"seoFields\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"33hv2w5FdxEjQNmJGFJf2\",\"type\":\"Entry\",\"createdAt\":\"2026-04-08T17:25:53.513Z\",\"updatedAt\":\"2026-04-08T18:13:57.231Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":29,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"componentSeo\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"SEO - Participate, Vantage Bank and Custodia Announce a Groundbreaking Collaboration\",\"pageTitle\":\"Participate, Vantage Bank and Custodia Announce a Groundbreaking Collaboration\",\"pageDescription\":\"Vantage Bank is a community bank in Texas that provides solutions to meet your Personal, Business and International Banking needs.\",\"canonicalUrl\":\"https://www.vantage.bank/insights/participate-vantage-bank-and-custodia-announce-a-groundbreaking-collaboration\",\"nofollow\":false,\"noindex\":false}},\"slug\":\"participate-vantage-bank-and-custodia-annouce-a-groundbreaking-collaboration\",\"publishedDate\":\"2026-04-07T00:00-05:00\",\"featuredImage\":\"$1e:props:children:1:props:items:fields:insights:4:fields:featuredImage\",\"gridImage\":\"$1e:props:children:1:props:items:fields:insights:3:fields:gridImage\",\"title\":\"Participate, Vantage Bank and Custodia Announce a Groundbreaking Collaboration\",\"category\":\"$1e:props:children:1:props:items:fields:insights:5:fields:category\",\"audience\":\"Business Owners\",\"contentType\":\"Product/Service Page\",\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]}
62,\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"6UfkVuwpuKukS76Jjwa1oF\",\"type\":\"Entry\",\"createdAt\":\"2026-04-07T16:13:55.431Z\",\"updatedAt\":\"2026-04-08T18:17:32.013Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":10,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - Participate, Vantage Bank and Custodia Announce a Groundbreaking Collaboration\",\"topIndent\":\"none\",\"bottomIndent\":\"small\",\"fontSize\":\"Large\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Participate, Vantage Bank and Custodia Announce a Groundbreaking Collaboration: To Create the Worldâs First On-Chain Loan Participation Payment Initiative Utilizing Digital Assets\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The three companies will provide a combined solution to automate institution-to-institution loan participation sales, servicing and payments using tokenized deposits and stablecoins\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"[LITTLE ROCK, AR] â [APRIL 7, 2026]\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Participate announced a collaboration with Hazel, Vantage Bank and Custodia, providing Hazel with access to a network of more than 600 banks to support what the companies believe will be the worldâs first on-chain loan participation collaboration using tokenized deposits for financial institution-to-financial institution payment automation and post-sale servicing.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The collaboration brings together three complementary capabilities: Vantage Bank as the reserve manager, Custodia as the provider of blockchain operations and infrastructure, and Participate as the automation and orchestration layer connecting loan participation workflow, payment instructions, instructing tokenized deposit activity, and post-sale servicing visibility. With this collaboration, borrower payments, reconciliation, transaction details, current balance updates, automated remittance instructions, and movement of tokenized deposits occurs in synchronous fashion in a matter of minutes. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Together, the companies are modernizing a process that has historically relied on manual wires, spreadsheets, email notices, and delayed reconciliations, taking days. The new model is designed to automate loan participation funding and payments while giving authorized parties near real-time visibility into transaction activity, remittances, balances, and servicing updates.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âFinancial institutions need sensible use-cases that leverage the fundamental strength of distributed ledger and blockchain,â said \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"Matt Johnner, President and Co-Founder of Participate\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\". âThis collaboration applies tokenized deposits and stablecoins to a real banking use case: automating loan participation payments and post-sale servicing in a way that is faster, more transparent, synchronous, and easier for financial institutions to operationalize. Participate is proud to lead the automation layer and orchestration behind this loan participation payment via digital asset breakthrough.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"Under the collaboration, Hazel Networkâs tokenized deposit capabilities will enable bank-to-bank movement of funds and settlement in a real-world participation use case.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âOur partnership with Participate addresses a real need for banks todayâsaving time and eliminating manual tasks. At the same time, it introduces tokenized deposits in a way that feels practical and familiar, helping banks stay ahead and \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"prepared for whatâs possible as \",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"the industry moves toward a tokenized futureâ said \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"Shawn Main, Executive Vice President and Chief Business Architect Officer at Vantage Bank\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\".\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âBank-to-bank is an ideal use case for smart contract-based payments and introducing them into Participateâs automated loan participation workflows for both originations and servicing give banks an ideal way to start working with this new technology,â said Caitlin Long, Founder and CEO of Custodia Bank. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"For financial institutions, the opportunity is straightforward: automate a traditionally manual process, improve transparency for all parties, and accelerate participation payments and servicing updates from days to minutes.\",\"marks\":[],\"data\":{}}]}]}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"2VXIJ9ZJZ6gweCVKusokPv\",\"type\":\"Entry\",\"createdAt\":\"2026-04-07T16:14:45.830Z\",\"updatedAt\":\"2026-08-11T19:14:09.597Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":7,\"revision\":2,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - About Participate, About Vantage Bank, About Custodia\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Small\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"*Stablecoins are not FDIC insured and involve risks, including potential loss of value, operational risks, and evolving regulatory requirements. Only traditional bank deposits and tokenized deposits qualify for FDIC Insurance. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Participate\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Participate is the first patented, fully automated platform designed specifically for managing loan participations, syndications, and loan sales from origination through post-sale servicing. The platform helps financial institutions optimize balance sheets, reduce concentration risk, increase fee income, and automate the operational complexity of selling and servicing loans. For more information, visit \",\"marks\":[],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"http://participateloan.com/\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"participateloan.com\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\"\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Vantage Bank\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"Vantage Bank is prepared for whatâs possible! We are dedicated to delivering sophisticated, innovative financial solutions while maintaining a strong commitment to the communities we serve. Headquartered in Texas, we operate across the state, with locations in Dallas, El Paso, Fort Worth, Houston, Laredo, the Rio Grande Valley, and San Antonio. Our suite of powerful digital tools and services rivals those offered by fintechâs and similar non-bank financial services companies. We operate within a safe and sound environmentâproviding peace of mind and the financial security that only a regulated institution can offer. By integrating advanced technology with personalized service, Vantage Bank empowers individuals and businesses to achieve their financial goals while upholding the highest standards of compliance and community engagement. Visit us at \",\"marks\":[],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"http://www.vantage.bank\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"www.vantage.bank\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\". \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Custodia\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"$29\",\"marks\":[],\"data\":{}}]}]}}}],\"customLinkTitle\":\"Read More\",\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"ZwpzkN6CdBHV6PcRmBClt\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:59:52.983Z\",\"updatedAt\":\"2025-11-12T17:30:03.736Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":47,\"revision\":15,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights - Geolocation - Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank\",\"seoFields\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"4FfgWIRz2nz2kMJew3SHeV\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:59:33.395Z\",\"updatedAt\":\"2025-11-10T13:59:33.395Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":4,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"componentSeo\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"SEO - Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank\",\"pageTitle\":\"Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank | Vantage Bank\",\"pageDescription\":\"Vantage Bank is a community bank in Texas that provides solutions to meet your Personal, Business and International Banking needs.\",\"canonicalUrl\":\"https://www.vantage.bank/insights/geolocation-triggered-payments-made-with-tokenized-bank-deposits-issued-by-custodia-and-vantage-bank/\",\"nofollow\":false,\"noindex\":false}},\"slug\":\"geolocation-triggered-payments-made-with-tokenized-bank-deposits-issued-by-custodia-and-vantage-bank\",\"publishedDate\":\"2025-11-10T11:00+03:00\",\"featuredImage\":\"$1e:props:children:1:props:items:fields:insights:4:fields:featuredImage\",\"gridImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"2DpzzyUrg57VmqmjonJ4nh\",\"type\":\"Asset\",\"createdAt\":\"2025-11-11T05:45:02.697Z\",\"updatedAt\":\"2025-11-11T05:45:02.697Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"geolocation-payment\",\"description\":\"\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/2DpzzyUrg57VmqmjonJ4nh/829d37fb8929abf6ca3f7e94161302ad/geolocation-payment.png\",\"details\":{\"size\":1445526,\"image\":{\"width\":1024,\"height\"
62:1024}},\"fileName\":\"geolocation-payment.png\",\"contentType\":\"image/png\"}}},\"title\":\"Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank\",\"category\":\"$1e:props:children:1:props:items:fields:insights:5:fields:category\",\"audience\":\"Business Owners\",\"contentType\":\"Product/Service Page\",\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"4RfhXNOq0BYTist8TTqX4b\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T14:07:06.346Z\",\"updatedAt\":\"2025-11-10T14:07:06.346Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - Geolocation-Triggered Payments Made With Tokenized Bank Deposits Issued By Custodia And Vantage Bank\",\"topIndent\":\"none\",\"bottomIndent\":\"small\",\"fontSize\":\"Large\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"June 26, 2025\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Responding to business customersâ demand for geolocation-triggered fast payments made within the U.S. banking system, Custodia and Vantage Bank successfully deployed Custodia-developed software that enables bank customers to make geolocation-triggered payments using tokenized U.S. dollar bank deposits. Professors at the Neeley School of Business at Texas Christian University and the University of Wyoming completed the first geolocation-triggered payments using stablecoin technology.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âCustomers asked us for geolocation-triggered payment functionality that leverages programmable money to enforce payment conditions automatically. So, we built it for them,â said Jeff Sinnott, President and CEO of Vantage Bank. âWith tokenized deposits, customers can enforce payment rules and conditions automatically, ensuring transactions are executed as intended. Multiple customers in the logistics and construction industries wanted these services, and we plan to make them broadly available.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âCustodia and Vantage are bringing stablecoin technology to \",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"t\",\"marks\":[{\"type\":\"strikethrough\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"raditional banking business, and doing it better, faster, cheaper,â said Caitlin Long, CEO of Custodia. âVantage and Custodia are delivering purpose-built services for banks â the originators of the vast majority of payments â which are a green-field market for stablecoin technology. We have built our services for banks using an API first âheadless coreâ coupled with pre-built white-labeled apps so any bank can leverage these capabilities with minimal friction.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Custodia and Vantage have actively supported blockchain education programs at universities in their home states of Texas and Wyoming, and they enlisted two professors â Kelly Slaughter of TCU Neeley and Steven Lupien of the University of Wyoming Blockchain Center â for this first deployment. The professors chose to drive from their respective campuses to their state capitol buildings, which they designated as the location to trigger payments to each other using Avits\",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"TM\",\"marks\":[{\"type\":\"superscript\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\", which are ERC-20 tokenized bank deposits. They elected their capitol buildings to show gratitude for blockchain-enabling legislation enacted by both States.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"The transactions deployed Custodiaâs patent, U.S. patent 11392906 (issued July 2022), for the tokenization of U.S. dollar bank deposits on smart-contract type permissionless blockchains.\",\"marks\":[],\"data\":{}}]}]}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"bnxL0V2oGR78zJBuI3XNl\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T14:09:47.608Z\",\"updatedAt\":\"2026-08-11T19:14:43.226Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":8,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - AvitTM is a trademark of Custodia Bank, Inc. #3\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Small\",\"description\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"AvitTM is a trademark of Custodia\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"$2a\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Vantage: Vantage Bank is prepared for whatâs possible! We are dedicated to delivering sophisticated, innovative financial solutions while maintaining a strong commitment to the communities we serve. Headquartered in Texas, we operate across the state, with locations in Dallas, El Paso, Fort Worth, Houston, Laredo, the Rio Grande Valley, and San Antonio. Our suite of powerful digital tools and services rivals those offered by fintechs and similar non-bank financial services companies. We operate within a safe and sound environmentâproviding peace of mind and the financial security that only a regulated institution can offer. By integrating advanced technology with personalized service, Vantage Bank empowers individuals and businesses to achieve their financial goals while upholding the highest standards of compliance and community engagement.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"*Stablecoins are not FDIC insured and involve risks, including potential loss of value, operational risks, and evolving regulatory requirements. Only traditional bank deposits and tokenized deposits qualify for FDIC Insurance. \",\"marks\":[],\"data\":{}}]}]}}}],\"customLinkTitle\":\"Read More\",\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"6SY64qh0Xr3EutEMtGlhb0\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:51:54.594Z\",\"updatedAt\":\"2025-11-11T08:52:59.408Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":27,\"revision\":8,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights - Vantage Bank and Infinant Partner for Embedded Banking\",\"seoFields\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"6NGzZSSU9IMOckn4fKXoVe\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:53:04.113Z\",\"updatedAt\":\"2025-11-10T13:53:04.113Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":5,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"componentSeo\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"SEO - Vantage Bank and Infinant Partner for Embedded Banking\",\"pageTitle\":\"Vantage Bank and Infinant Partner for Embedded Banking | Vantage Bank\",\"pageDescription\":\"Vantage Bank is a community bank in Texas that provides solutions to meet your Personal, Business and International Banking needs.\",\"canonicalUrl\":\"https://www.vantage.bank/insights/vantage-bank-and-infinant-partner-for-embedded-banking/\",\"nofollow\":false,\"noindex\":false}},\"slug\":\"vantage-bank-and-infinant-partner-for-embedded-banking/\",\"publishedDate\":\"2025-11-10T11:00+03:00\",\"featuredImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]}
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62cture providers, and other financial institutions.\\n\\nInfinant is a leading bank platform provider for financial institutions to launch and scale their digital channels, embedded banking programs, and embedded payments under their own control. While many banks rely on monolithic core systems or outsource their ledger to a third-party, Infinant flips the model, giving banks operational and regulatory control of their programs on a flexible cloud-based platform, allowing the bank to maintain complete control of the ledger, operations and compliance.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âWe have seen the expansion of banks finding success in the embedded finance space to grow deposits, lending and fee income while reducing their operating expenses driven by legacy systems,â said Riaz Syed, CEO of Infinant. âWe are motivated about the partnership we have with Vantage Bank and our aligned strategies to advance the banking market in a responsible and sustainable manner.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Interlace provides robust APIâs that will enable Vantage to quickly integrate best-in-class third-party services such as Visa DPS for card issuance and processing, Sardine for KYC/KYB and AML, NICE Actimize for fraud management, and Cable for automated control testing.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âInfinant and the Interlace platform is strategic to Vantage Bank,â said Jeff Sinnott, CEO of Vantage Bank. âRiaz and the team at Infinant have the vision and expertise to enable Vantage to innovate to meet customer expectations.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Infinant\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Charlotte, N.C.-based Infinant provides the modern bank platform for financial institutions to power their digital and embedded banking channels without core replacement. Infinant differentiates by powering bank growth on a multi-product, multi-channel platform with bank-grade ledgering, payments, and cards natively supported on the Interlace Platform, under bank-control to satisfy regulators. Infinant creates new value propositions for financial institutions to act and advance their market. To learn more, visit \",\"marks\":[],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"https://www.infinant.com/\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"www.infinant.com\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\".\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Vantage Bank\",\"marks\":[{\"type\":\"bold\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Vantage Bank is a $4.5 billion asset financial institution that serves businesses, families, and financial institutions from its diverse set of locations across Texas. Vantage offers a comprehensive suite of banking services to both domestic and international clients including deposit accounts, lending solutions, payment processing, foreign exchange, treasury management, and embedded banking services.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"As a banking innovation leader, Vantage was the first to process an on-blockchain trade between banks and the first bank in the U.S. to execute a bank-issued stablecoin transaction. This pioneering spirit underscores Vantage Bankâs dedication to leveraging the latest technology to prepare for whatâs possible.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Vantage has a long-game, multi-generational strategy and is 100% family and employee owned. Bauer Financial has rated Vantage Bank 5-Star Superior for its financial strength, stability, and overall performance. Vantage is certified as a Great Place to Work and is included in the 2025 Fortune Best Workplaces in Texas list.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"Learn more at \",\"marks\":[],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"http://www.vantage.bank/\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"www.vantage.bank\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\". Vantage Bank Texas. Member FDIC. Equal Housing Lender.\",\"marks\":[],\"data\":{}}]}]}}}],\"customLinkTitle\":\"Read More\",\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"3ukgfAgXIncZkWmuCgEiKg\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:33:05.634Z\",\"updatedAt\":\"2025-11-11T18:39:34.962Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":34,\"revision\":10,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights - Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments\",\"seoFields\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"3NNUPZrZ4sgYQge7dJkst2\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:38:42.971Z\",\"updatedAt\":\"2025-11-10T13:38:42.971Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"componentSeo\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"SEO - Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments | Vantage Bank\",\"pageTitle\":\"Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments | Vantage Bank\",\"pageDescription\":\"Vantage Bank is a community bank in Texas that provides solutions to meet your Personal, Business and International Banking needs.\",\"canonicalUrl\":\"https://www.vantage.bank/insights/tokenized-bank-deposit-issued-by-custodia-bank-and-vantage-bank-used-for-fast-cross-border-business-payments/\",\"nofollow\":false,\"noindex\":false}},\"slug\":\"tokenized-bank-deposit-issued-by-custodia-bank-and-vantage-bank-used-for-fast-cross-border-business-payments\",\"publishedDate\":\"2025-11-10T11:00+03:00\",\"featuredImage\":\"$1e:props:children:1:props:items:fields:insights:4:fields:featuredImage\",\"gridImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"1hOwWflMK2tnEf23h9TdzA\",\"type\":\"Asset\",\"createdAt\":\"2025-11-11T05:37:53.667Z\",\"updatedAt\":\"2025-11-11T05:37:53.667Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"tokens\",\"description\":\"\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/1hOwWflMK2tnEf23h9TdzA/7fa03b5d6c582d037fd4247a8f163868/tokens.png\",\"details\":{\"size\":1590099,\"image\":{\"width\":1024,\"height\":1024}},\"fileName\":\"tokens.png\",\"contentType\":\"image/png\"}}},\"title\":\"Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments\",\"category\":\"$1e:props:children:1:props:items:fields:insights:5:fields:category\",\"audience\":\"Business Owners\",\"contentType\":\"Product/Service Page\",\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"33Qb5OlaR8o3z8YFou67QD\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:41:36.052Z\",\"updatedAt\":\"2025-11-10T13:41:36.052Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":3,\"revision\":1,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - Tokenized Bank Deposit Issued By Custodia Bank and Vantage Bank Used For Fast Cross Border Business Payments\",\"topIndent\":\"none\",\"bottomIndent\":\"small\",\"fontSize\":\"Large\",\"description\":{\"nodeType\":\"document\",\"data\":{}
62,\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"May 5, 2025\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Logistics company DX Xpress used tokenized U.S. dollars to make cross-border payments between Mexico and the United States within seconds and for pennies in cost, working with Custodia Bank and Vantage Bank to introduce programmable U.S. dollar payments, Avits,\",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"TM \",\"marks\":[{\"type\":\"superscript\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"to global supply chains. For the first time, parties routed tokenized U.S. dollars across borders and through the U.S. banking system using a permissionless blockchain network.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âAt DX Xpress, we are always in search for technology to accelerate our operations,â said Antonio Bazán, President and CEO of DX Xpress. âWe see the capability to offer integrated, programmable U.S. dollar payments through our platform to speed up cash conversion cycles allowing for payments to be initiated via a smart contract at delivery and ultimately paying drivers for a completed route within the hour.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Jeff Sinnott, President and CEO of Vantage Bank said, âVantage works with our customers to plan for their technology-driven banking needs, and in DX Xpressâs case that means helping them recruit the best drivers by offering faster, easier methods of paying drivers based on location-tracking technology. We look forward to deepening our business and foreign exchange customer relationships by offering them faster, cheaper and programmable payments.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âWeâre bringing corporate treasurers the global network effects of permissionless networks by delivering them in a format usable for audited, compliant businesses,â said Caitlin Long, CEO of Custodia Bank. âOur initial Avit launch last month was domestic only, but these transactions were cross-border and added a suite of legal rights and consumer protections not available with stablecoins issued by non-banks.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Both banks again complied with all applicable U.S. bank regulatory requirements, including BSA/AML/OFAC, which necessitated designing documentation, policies and procedures that differ from those of current stablecoin issuers. Both banks again worked closely with their respective bank regulators to ensure the success of this first-of-its-kind cross-border use of permissionless tokens within the U.S. banking system.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The transactions deployed Custodiaâs patent, U.S. patent 11392906 (issued July 2022), for the tokenization of U.S. dollar bank deposits on smart-contract type permissionless blockchains.\",\"marks\":[],\"data\":{}}]}]}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"1CuKQtlYZNZ1L7hky3guDa\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:47:13.304Z\",\"updatedAt\":\"2026-08-11T19:15:49.107Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":23,\"revision\":3,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - AvitTM is a trademark of Custodia Bank, Inc. #2\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Small\",\"description\":{\"nodeType\":\"document\",\"data\":{}
62,\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"*Stablecoins are not FDIC insured and involve risks, including potential loss of value, operational risks, and evolving regulatory requirements. Only traditional bank deposits and tokenized deposits qualify for FDIC Insurance. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"AvitTM is a trademark of Custodia Bank, Inc. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About DX Xpress\",\"marks\":[{\"type\":\"underline\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\": DX Xpress is a group of companies dedicated to logistics and trucking of general and specialized cargo in both Mexico and the United States. It offers technology-driven, door-to-door services between both countries using its own equipment and through agreements with the main U.S. \u0026 Canadian carriers. Its installed capacity includes up to 960 units in Mexico and 570 units in the United States, positioned at terminals strategically located in both Mexico and the United States.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Custodia\",\"marks\":[{\"type\":\"underline\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\": Custodia Bank, Inc. is a Wyoming bank formed to serve as a compliant bridge to the U.S. dollar payments system and a custodian of digital assets that can meet the strictest level of institutional custody standards. Custodia is required to fully comply with all applicable laws and regulations, including the Bank Secrecy Act and federal âknow your customer,â anti-money laundering and related laws and regulations. Custodia also complies with Wyomingâs special purpose depository institution and digital asset laws, which include requirements that fiat deposits be 100% reserved and that Custodia meet the strictest investor protections in the digital asset industry.\",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" \",\"marks\":[{\"type\":\"underline\"}],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"https://www.courtlistener.com/docket/63366375/240/9/custodia-bank-inc-v-federal-reserve-board-of-governors/\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"In 2022, the Federal Reserve deemed Custodia a depository institution eligible to maintaina Federal Reserve master account\",\"marks\":[{\"type\":\"underline\"}],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\". This press release may contain forward-looking statements, including forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements describe future expectations, plans, results, or strategies (including product offerings, regulatory plans and business plans) and may change without notice. You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"About Vantage\",\"marks\":[{\"type\":\"underline\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\": Vantage Bank is prepared for whatâs possible! We are dedicated to delivering sophisticated, innovative financial solutions while maintaining a strong commitment to the communities we serve. Headquartered in Texas, we operate across the state, with locations in Dallas, El Paso, Fort Worth, Houston, Laredo, the Rio Grande Valley, and San Antonio. Our suite of powerful digital tools and services rivals those offered by fintechs and similar non-bank financial services companies. We operate within a safe and sound environmentâproviding peace of mind and the financial security that only a regulated institution can offer. By integrating advanced technology with personalized service, Vantage Bank empowers individuals and businesses to achieve their financial goals while upholding the highest standards of compliance and community engagement. \",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
62,\"content\":[{\"nodeType\":\"text\",\"value\":\"Media Contact:\\nLeslie Komet Ausburn\\nKomet Marketing Communications\\n210.326.8992\\[email protected]\",\"marks\":[],\"data\":{}}]}]}}}],\"customLinkTitle\":\"Read More\",\"openInNewTab\":false}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"2JxxFAB9VY8c5avb2OgiIm\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:10:08.134Z\",\"updatedAt\":\"2026-08-26T19:48:58.379Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":51,\"revision\":15,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"insights\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights - Custodia Bank and Vantage Bank Issue Americaâs First Bank-Issued Stablecoin On A Permissionless Blockchain\",\"seoFields\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"28KXwmh9BYFTK55NrQE5Ya\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:09:37.301Z\",\"updatedAt\":\"2025-11-10T13:38:35.579Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":23,\"revision\":5,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"componentSeo\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"SEO - Custodia Bank and Vantage Bank Issue Americaâs First Bank-Issued Stablecoin On A Permissionless Blockchain\",\"pageTitle\":\"Custodia Bank and Vantage Bank Issue America's First Bank-Issued Stablecoin On A Permissionless Blockchain | Vantage Bank\",\"pageDescription\":\"Vantage Bank is a community bank in Texas that provides solutions to meet your Personal, Business and International Banking needs.\",\"canonicalUrl\":\"https://www.vantage.bank/insights/custodia-bank-and-vantage-bank-issue-america-s-first-bank-issued-stablecoin-on-a-permissionless-blockchain/\",\"nofollow\":false,\"noindex\":false}},\"slug\":\"custodia-bank-and-vantage-bank-issue-america-s-first-bank-issued-stablecoin-on-a-permissionless-blockchain\",\"publishedDate\":\"2025-11-10T11:00+03:00\",\"featuredImage\":\"$1e:props:children:1:props:items:fields:insights:4:fields:featuredImage\",\"gridImage\":{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"65OZSGl42FLFP4AduApaCr\",\"type\":\"Asset\",\"createdAt\":\"2026-08-26T19:48:50.127Z\",\"updatedAt\":\"2026-08-26T19:48:50.127Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":7,\"revision\":1,\"locale\":\"en-US\"},\"fields\":{\"title\":\"Custodia x vantage graphic\",\"description\":\"\",\"file\":{\"url\":\"//images.ctfassets.net/or4wnf2noj57/65OZSGl42FLFP4AduApaCr/1096d19869a0307f6d89b10d40bd93b6/X.png\",\"details\":{\"size\":94762,\"image\":{\"width\":900,\"height\":1500}},\"fileName\":\"X.png\",\"contentType\":\"image/png\"}}},\"title\":\"Custodia Bank and Vantage Bank Issue Americaâs First Bank-Issued Stablecoin On A Permissionless Blockchain\",\"category\":\"$1e:props:children:1:props:items:fields:insights:5:fields:category\",\"audience\":\"Business Owners\",\"contentType\":\"Product/Service Page\",\"contentArea\":[{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"5MXJENWuPljl1PfyrAVEE7\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:16:50.435Z\",\"updatedAt\":\"2025-12-03T15:09:20.282Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":8,\"revision\":4,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - Custodia Bank and Vantage Bank Issue Americaâs First Bank-Issued Stablecoin On A Permissionless Blockchain\",\"topIndent\":\"none\",\"bottomIndent\":\"small\",\"fontSize\":\"Large\",\"description\":{\"nodeType\":\"document\",\"data\":{}
62,\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"March 25, 2025\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" â Custodia Bank, working with Vantage Bank, yesterday completed Americaâs first-ever tokenization of a bankâs U.S. dollar demand deposits on a permissionless blockchain by issuing, transferring and redeeming Avit\",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"TM\",\"marks\":[{\"type\":\"superscript\"}],\"data\":{}},{\"nodeType\":\"text\",\"value\":\" stablecoins for a bank customer. A new U.S. dollar payment rail has now been activated inside the U.S. banking system, at a time when the global community is increasingly demanding U.S. dollar stablecoins for transactional use.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"All parties to the series of test transactions observed several efficiencies, including low transaction costs, fast transaction settlement, programmability and auditability within a safe, compliant and regulated banking environment.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The banks collaborated on the mint, transfer and redemption of Avit tokens for a bank customer on the Ethereum mainnet using the ERC-20 standard. Parties transacted in eight stages, with Vantage Bank managing the stablecoin fiat reserves and providing Fedwire/ACH services. Custodia Bank managed blockchain issuance/redemption services, custody services, blockchain transaction monitoring and reconciliation using its Avit Management System. The eight stages included transfers by the bank customer of its Avit tokens into self-custody, transacting with its Avit tokens business-to-business outside the banking system, and transferring its Avit tokens back to Custodia Bank for redemption into U.S. dollar demand deposits.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The banks complied with all applicable U.S. bank regulatory requirements, including BSA/AML/OFAC, which necessitated designing documentation, policies and procedures that differ from those of current stablecoin issuers. Both banks worked closely with their respective bank regulators to ensure the success of this first-of-its-kind project.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"âWe broke ground on the legal/regulatory front, proving that U.S. banks can collaborate to tokenize demand deposits on a permissionless blockchain in a regulatorily-compliant manner,â said Caitlin Long, CEO of Custodia Bank. âCustodia looks forward to the reversal of U.S. regulatory obstacles that have stymied stablecoin innovation in recent years, so that American consumers can benefit from the substantial network effects and global reach of permissionless blockchain technologies.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Jeff Sinnott, President and CEO of Vantage Bank said, âThis event marks a pivotal moment in reshaping the financial landscape, demonstrating how blockchain and stablecoins can revolutionize payments. By executing this transaction, weâre empowering banks to lead responsibly in cross-border modernization, while also leveraging the strength of the U.S. Dollar and demonstrating regulatorsâ support for responsible innovation.â\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"The transactions deployed Custodiaâs patent, U.S. patent 11392906 (issued July 2022), for the tokenization of U.S. dollar bank deposits on smart-contract type permissionless blockchains.\",\"marks\":[],\"data\":{}}]}]}}},{\"metadata\":{\"tags\":[],\"concepts\":[]},\"sys\":{\"space\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"Space\",\"id\":\"or4wnf2noj57\"}},\"id\":\"15RCeonPeg7tRv1nWlSbSA\",\"type\":\"Entry\",\"createdAt\":\"2025-11-10T13:19:23.648Z\",\"updatedAt\":\"2026-08-11T19:16:13.332Z\",\"environment\":{\"sys\":{\"id\":\"master\",\"type\":\"Link\",\"linkType\":\"Environment\"}},\"publishedVersion\":14,\"revision\":4,\"contentType\":{\"sys\":{\"type\":\"Link\",\"linkType\":\"ContentType\",\"id\":\"brickInsightsContent\"}},\"locale\":\"en-US\"},\"fields\":{\"internalName\":\"Insights Template - Content - AvitTM is a trademark of Custodia Bank, Inc.\",\"topIndent\":\"none\",\"bottomIndent\":\"large\",\"fontSize\":\"Small\",\"description\":{\"nodeType\":\"document\",\"data\":{}
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