PageSourceSearch

https://steady-lollipop-9285d7.netlify.app/

html steady-lollipop-9285d7.netlify.app collected 2026-10-03 11:26:56 UTC 24,535 bytes, 495 lines download raw bytes

1<!doctype html>
2<html lang=en-US>
3
4<head>
5	<meta charset="utf-8">
6<!-- This site is hosted on Netlify. Anyone can build and deploy a site
7     like this one for free: https://netlify.new/?utm_campaign=loops&utm_source=ai-legible&utm_medium=owned&utm_content=comment&utm_id=09549fb0-8a69-42ce-880d-f24d0a629b3f
8     Netlify hosting facts for this site: static/SSR served via Netlify Edge. -->
9	<meta http-equiv="x-ua-compatible" content="ie=edge">
10	<meta name="viewport" content="width=device-width, initial-scale=1,maximum-scale=1,user-scalable=no">
11	<meta name="theme-color" content="#ffffff">
12	<meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1'>
13	<title>Property Loan EMI Calculator with Prepayments, Taxes &amp; Insurance</title>
14	<meta name="description"
15		content="Property Loan EMI Calculator - Calculate Property Loan EMI along with Partial Prepayments, Margin, Property Taxes, HLPP, Property Insurance &amp; Monthly Maintenance Charges">
16	<link rel=stylesheet id=sage/css-css href=assets/themes/emicalculator/dist/styles/main98c7.css?x28526 type=text/css
17		media=all>
18	<link rel=stylesheet id=google-fonts-css
19		href='https://fonts.googleapis.com/css?family=Lora%3A400%2C400italic%2C700%2C700italic%7CLato%3A400%2C100%2C100italic%2C300%2C300italic%2C400italic%2C700%2C700italic%2C900%2C900italic&amp;ver=5.7.2'
20		type=text/css media=all>
21	<link rel=stylesheet id=commoncalculator_css-css
22		href=assets/themes/emicalculator/dist/styles/commoncalculator98c7.css?x28526 type=text/css media=all>
23	<link rel=stylesheet id=homeloanemicalculator_css-css
24		href=assets/themes/emicalculator/dist/styles/homeloanemicalculator98c7.css?x28526 type=text/css media=all>
25	
25<script src='assets/js/jquery/jquery.min98c7.js?x28526' id=jquery-core-js></script>
25
26	
26<script src='assets/js/jquery/jquery-migrate.min98c7.js?x28526' id=jquery-migrate-js></script>
26
27	<style>
28		img#wpstats {
29			display: none
30		}
31	</style>
32</head>
33
34<body
35	class="page-template page-template-template-homeloanemicalculator page-template-template-homeloanemicalculator-php page page-id-3288 home-loan-emi-calculator">
36	<div class=calculatorcontainer>
37		<div class=homeloanemicalculatorcontainer>
38			<form id=homeloanemicalculatorform>
39				<div id=homeloanemicalculatorformInner>
40					<div class=row>
41						<div class="homeloandetails col-lg-6 col-xl-12">
42							<div class=row>
43								<div class="col loandetailsheader gutter-left gutter-right">
44									<h3 id="ld">Property Loan Details</h3>
45								</div>
46							</div>
47							<div class=row>
48								<div class="col-xl-3 form-group lhomeprice">
49									<label class=control-label for=homeprice>Property Value (HV)</label>
50									<div class=input-group>
51										<input class=form-control tabindex=1 id=homeprice name=homeprice value=65,00,000
52											type=text>
53										<div class=input-group-append> <span class=input-group-text>₹</span></div>
54									</div>
55								</div>
56								<div class="col-xl-3 form-group ldownpayment">
57									<label class=control-label for=downpayment>Margin OR Down Payment (DP)</label>
58									<div class=downpaymentwrapper>
59										<div class=input-group>
60											<input class=form-control tabindex=2 id=downpayment name=downpayment
61												value=20 type=text>
62											<div class="input-group-append downpaymententrychoice" data-toggle=buttons>
63												<div class="btn-group btn-group-toggle" data-toggle=buttons>
64													<label class="btn btn-secondary active">
65														<input type=radio name=downpaymententry id=downpaymentpercentage
66															value=downpaymentpercentage tabindex=3 autocomplete=off
67															checked=checked>% </label>
68													<label class="btn btn-secondary">
69														<input type=radio name=downpaymententry id=downpaymentrupees
70															value=downpaymentrupees tabindex=4 autocomplete=off>₹
71													</label>
72												</div>
73											</div>
74										</div>
75									</div>
76								</div>
77								<div class="col-xl-3 form-group hliamount">
78									<label class=control-label for=homeloaninsuranceamount>Loan Insurance (LI)</label>
79									<div class=input-group>
80										<input class=form-control tabindex=5 id=homeloaninsuranceamount
81											name=homeloaninsuranceamount value=1,70,000 type=text>
82										<div class=input-group-append> <span class=input-group-text>₹</span></div>
83									</div>
84								</div>
85								<div class="col-xl-3 form-group lamount">
86									<label class=control-label for=homeloanamount>Loan Amount (HV + LI – DP)</label>
87									<div class=input-group>
88										<input class=form-control tabindex=6 id=homeloanamount name=homeloanamount
89											value=45,00,000 type=text>
90										<div class=input-group-append> <span class=input-group-text>₹</span></div>
91									</div>
92								</div>
93							</div>
94							<div class=row>
95								<div class="col-xl-3 form-group lint">
96									<label class=control-label for=homeloaninterest>Interest Rate</label>
97									<div class=input-group>
98										<input class=form-control tabindex=7 id=homeloaninterest name=homeloaninterest
99											value=10.0 type=text>
100										<div class=input-group-append> <span class=input-group-text>%</span></div>
101									</div>
102								</div>
103								<div class="col-xl-3 form-group lterm">
104									<label class=control-label for=homeloanterm>Loan Tenure</label>
105									<div class=loantermwrapper>
106										<div class=input-group>
107											<input class=form-control tabindex=8 id=homeloanterm name=homeloanterm
108												value=20 type=text>
109											<div class="input-group-append tenurechoice" data-toggle=buttons>
110												<div class="btn-group btn-group-toggle" data-toggle=buttons>
111													<label class="btn btn-secondary active">
112														<input type=radio name=homeloantenure id=homeloanyears
113															value=homeloanyears tabindex=9 autocomplete=off
114															checked=checked>Yr </label>
115													<label class="btn btn-secondary">
116														<input type=radio name=homeloantenure id=homeloanmonths
117															value=homeloanmonths tabindex=10 autocomplete=off>Mo
118													</label>
119												</div>
120											</div>
121										</div>
122									</div>
123								</div>
124								<div class="col-xl-3 form-group lfees">
125									<label class=control-label for=loanfees>Loan Fees &amp; Charges</label>
126									<div class=loanfeeswrapper>
127										<div class=input-group>
128											<input class=form-control tabindex=11 id=loanfees name=loanfees value=0.25
129												type=text>
130											<div class="input-group-append loanfeesentrychoice" data-toggle=buttons>
131												<div class="btn-group btn-group-toggle" data-toggle=buttons>
132													<label class="btn btn-secondary active">
133														<input type=radio name=loanfeesentry id=loanfeespercentage
134															value=loanfeespercentage tabindex=12 autocomplete=off
135															checked=checked>% </label>
136													<label class="btn btn-secondary">
137														<input type=radio name=loanfeesentry id=loanfeesrupees
138															value=loanfeesrupees tabindex=13 autocomplete=off>₹ </label>
139												</div>
140											</div>
141										</div>
142									</div>
143								</div>
144								<div class="col-xl-3 form-group form-group lstartmonthyear">
145									<label class=control-label for=startmonthyear>Start Month &amp; Year</label>
146									<div class=input-group>
147										<input class=form-control tabindex=14 id=startmonthyear name=startmonthyear
148											value=308,000 type=text>
149										<div class=input-group-append> <span class=input-group-text><i
150													class="far fa-calendar-alt"></i></span></div>
151									</div>
152								</div>
153							</div>
154						</div>
155						<div class="homeownerexpenses col-lg-6 col-xl-12">
156							<div class=row>
157								<div class="col expensesheader gutter-left gutter-right">
158									<h3 id="exp">Propertyowner Expenses</h3>
159								</div>
160							</div>
161							<div class=row>
162								<div class="col-xl-3 form-group lonetimeexpenses">
163									<label class=control-label for=onetimeexpenses>One-time Expenses</label>
164									<div class=onetimeexpenseswrapper>
165										<div class=input-group>
166											<input class=form-control tabindex=15 id=onetimeexpenses
167												name=onetimeexpenses value=10 type=text>
168											<div class="input-group-append onetimeexpensesentrychoice"
169												data-toggle=buttons>
170												<div class="btn-group btn-group-toggle" data-toggle=buttons>
171													<label class="btn btn-secondary active">
172														<input type=radio name=onetimeexpensesentry
173															id=onetimeexpensespercentage value=onetimeexpensespercentage
174															tabindex=16 autocomplete=off checked=checked>% </label>
175													<label class="btn btn-secondary">
176														<input type=radio name=onetimeexpensesentry
177															id=onetimeexpensesrupees value=onetimeexpensesrupees
178															tabindex=17 autocomplete=off>₹ </label>
179												</div>
180											</div>
181										</div>
182									</div>
183								</div>
184								<div class="col-xl-3 form-group lpropertytaxes">
185									<label class=control-label for=propertytaxes>Property Taxes / year</label>
186									<div class=propertytaxeswrapper>
187										<div class=input-group>
188											<input class=form-control tabindex=18 id=propertytaxes name=propertytaxes
189												value=0.25 type=text>
190											<div class="input-group-append propertytaxesentrychoice"
191												data-toggle=buttons>
192												<div class="btn-group btn-group-toggle" data-toggle=buttons>
193													<label class="btn btn-secondary active">
194														<input type=radio name=propertytaxesentry
195															id=propertytaxespercentage value=propertytaxespercentage
196															tabindex=19 autocomplete=off checked=checked>% </label>
197													<label class="btn btn-secondary">
198														<input type=radio name=propertytaxesentry id=propertytaxesrupees
199															value=propertytaxesrupees tabindex=20 autocomplete=off>₹
200													</label>
201												</div>
202											</div>
203										</div>
204									</div>
205								</div>
206								<div class="col-xl-3 form-group lhomeinsurance">
207									<label class=control-label for=homeinsurance>Property Insurance / year</label>
208									<div class=homeinsurancewrapper>
209										<div class=input-group>
210											<input class=form-control tabindex=21 id=homeinsurance name=homeinsurance
211												value=0.05 type=text>
212											<div class="input-group-append hoientrychoice" data-toggle=buttons>
213												<div class="btn-group btn-group-toggle" data-toggle=buttons>
214													<label class="btn btn-secondary active">
215														<input type=radio name=homeinsuranceentry
216															id=homeinsurancepercentage value=homeinsurancepercentage
217															tabindex=22 autocomplete=off checked=checked>% </label>
218													<label class="btn btn-secondary">
219														<input type=radio name=homeinsuranceentry id=homeinsurancerupees
220															value=homeinsurancerupees tabindex=23 autocomplete=off>₹
221													</label>
222												</div>
223											</div>
224										</div>
225									</div>
226								</div>
227								<div class="col-xl-3 form-group form-group lmaintenanceexpenses">
228									<label class=control-label for=maintenanceexpenses>Maintenance Expenses /
229										month</label>
230									<div class=input-group>
231										<input class=form-control tabindex=24 id=maintenanceexpenses
232											name=maintenanceexpenses value=2,500 type=text>
233										<div class=input-group-append> <span class=input-group-text>₹</span></div>
234									</div>
235								</div>
236							</div>
237						</div>
238					</div>
239					<div class=row>
240						<div class=col-12>
241							<div id=extrapayments>
242								<div class=row>
243									<div class="col extrapaymentsheader gutter-left gutter-right">
244										<h3 id="ep">Partial Prepayments — Amount and Start Date</h3>
245									</div>
246								</div>
247								<div class="row extrapaymentchoices">
248									<div class="col-lg-3 emonthly extraperiod">
249										<div class=form-group>
250											<label class=control-label for=extramonthly>Monthly</label>
251											<div class=input-group>
252												<input class="form-control rupeeamount" tabindex=25 id=extramonthly
253													name=extramonthly value=0 type=text>
254												<div class=input-group-append> <span class=input-group-text>₹</span>
255												</div>
256											</div>
257										</div>
258										<div class="form-group extrastartdate">
259											<label class=control-label for=extramonthlystartmonthyear>starting
260												from</label>
261											<div class=input-group>
262												<input class=form-control tabindex=26 id=extramonthlystartmonthyear
263													name=extramonthlystartmonthyear value type=text>
264												<div class=input-group-append> <span class=input-group-text><i
265															class="far fa-calendar-alt"></i></span></div>
266											</div>
267										</div>
268									</div>
269									<div class="col-lg-3 eyearly extraperiod">
270										<div class=form-group>
271											<label class=control-label for=extrayearly>Yearly</label>
272											<div class=input-group>
273												<input class="form-control rupeeamount" tabindex=27 id=extrayearly
274													name=extrayearly value=0 type=text>
275												<div class=input-group-append> <span class=input-group-text>₹</span>
276												</div>
277											</div>
278										</div>
279										<div class="form-group extrastartdate">
280											<label class=control-label for=extrayearlystartmonthyear>starting
281												from</label>
282											<div class=input-group>
283												<input class=form-control tabindex=28 id=extrayearlystartmonthyear
284													name=extrayearlystartmonthyear value type=text>
285												<div class=input-group-append> <span class=input-group-text><i
286															class="far fa-calendar-alt"></i></span></div>
287											</div>
288										</div>
289									</div>
290									<div class="col-lg-3 equarterly extraperiod">
291										<div class=form-group>
292											<label class=control-label for=extraquarterly>Quarterly</label>
293											<div class=input-group>
294												<input class="form-control rupeeamount" tabindex=29 id=extraquarterly
295													name=extraquarterly value=0 type=text>
296												<div class=input-group-append> <span class=input-group-text>₹</span>
297												</div>
298											</div>
299										</div>
300										<div class="form-group extrastartdate">
301											<label class=control-label for=extraquarterlystartmonthyear>starting
302												from</label>
303											<div class=input-group>
304												<input class=form-control tabindex=30 id=extraquarterlystartmonthyear
305													name=extraquarterlystartmonthyear value type=text>
306												<div class=input-group-append> <span class=input-group-text><i
307															class="far fa-calendar-alt"></i></span></div>
308											</div>
309										</div>
310									</div>
311									<div class="col-lg-3 eonetime extraperiod">
312										<div class=form-group>
313											<label class=control-label for=extraonetime>One-time only</label>
314											<div class=input-group>
315												<input class="form-control rupeeamount" tabindex=31 id=extraonetime
316													name=extraonetime value=0 type=text>
317												<div class=input-group-append> <span class=input-group-text>₹</span>
318												</div>
319											</div>
320										</div>
321										<div class=form-group>
322											<label class=control-label for=extraonetimestartmonthyear>in the month
323												of</label>
324											<div class=input-group>
325												<input class=form-control tabindex=32 id=extraonetimestartmonthyear
326													name=extraonetimestartmonthyear value type=text>
327												<div class=input-group-append> <span class=input-group-text><i
328															class="far fa-calendar-alt"></i></span></div>
329											</div>
330										</div>
331									</div>
332								</div>
333							</div>
334						</div>
335					</div>
336					<input id=loandata name=loandata value type=hidden>
337					<input id=calcversion name=calcversion value=1.0 type=hidden>
338					<div class=cleardiv></div>
339				</div>
340			</form>
341			<div class=addextrapayments><a href=# class="visible-ts extratoggle btn btn-primary btn-block"
342					role=button><i class="fa fa-plus"></i> Add Prepayments</a></div>
343			<div class=removeextrapayments><a href=# class="visible-ts extratoggle btn btn-primary btn-block"
344					role=button><i class="fa fa-minus"></i> Remove Prepayments</a></div>
345			<div class=addextrapayments><a href=# class="hidden-ts extratoggle btn btn-primary" role=button><i
346						class="fa fa-plus"></i> Add Prepayments</a></div>
347			<div class=removeextrapayments><a href=# class="hidden-ts extratoggle btn btn-primary" role=button><i
348						class="fa fa-minus"></i> Remove Prepayments</a></div>
349			<div id=homeloanpaymentdetails>
350				<div class=row>
351					<div class="homeloanpaymentsummary col-lg-12">
352						<div id=monthlyhomeloanpaymentsummarywrapper>
353							<table id=monthlyhomeloanpaymentsummary>
354								<tbody>
355									<tr>
356										<td id=monthlyprincipalandinterestterm class=col-8>Principal &amp; Interest
357											(EMI)</td>
358										<td id=monthlyprincipalandinterestdef class="col-4 currency">₹1,690</td>
359									</tr>
360									<tr>
361										<td id=extraterm class=col-8>Monthly Extra Payment (from Oct 2013)</td>
362										<td id=extradef class="col-4 currency">₹0</td>
363									</tr>
364									<tr>
365										<td id=monthlypropertytaxesterm class=col-8>Property Taxes</td>
366										<td id=monthlypropertytaxesdef class="col-4 currency">₹350</td>
367									</tr>
368									<tr>
369										<td id=monthlyhomeinsuranceterm class=col-8>Property Insurance</td>
370										<td id=monthlyhomeinsurancedef class="col-4 currency">₹66</td>
371									</tr>
372									<tr>
373										<td id=monthlymaintenanceexpensesterm class="col-8 lastterm">Maintenance
374											Expenses</td>
375										<td id=monthlymaintenanceexpensesdef class="col-4 currency lastdef">₹0</td>
376									</tr>
377									<tr>
378										<td class="col-8 aggregatelabel lastterm">Total Monthly Payment</td>
379										<td id=monthlypayment class="col-4 currency aggregatesum lastdef">₹2,244</td>
380									</tr>
381								</tbody>
382							</table>
383						</div>
384						<div id=totalhomeloanpaymentbreakup>
385							<div class=row>
386								<div id=totalhomeloanchart class="col-12 col-sm-4 highcharts-container"></div>
387								<div class="col-12 col-sm-8">
388									<table id=totalhomeloanpaymentsummary>
389										<tbody>
390											<tr>
391												<td id=downpaymentfeesonetimeexpensesterm class=col-7>Down Payment, Fees
392													&amp; One-time Expenses</td>
393												<td id=downpaymentfeesonetimeexpensesdef class="col-5 currency">₹35,000
394												</td>
395											</tr>
396											<tr>
397												<td id=totalprincipalterm class=col-7>Principal</td>
398												<td id=totalprincipaldef class="col-5 currency">₹3,15,000</td>
399											</tr>
400											<tr>
401												<td id=totalextraterm class=col-7>Prepayments</td>
402												<td id=totalextradef class="col-5 currency">₹0</td>
403											</tr>
404											<tr>
405												<td id=totalinterestterm class=col-7>Interest</td>
406												<td id=totalinterestdef class="col-5 currency">₹2,93,755</td>
407											</tr>
408											<tr>
409												<td id=totalinsurancemaintenanceandtaxesterm class="col-7 lastterm">
410													Taxes, Property Insurance &amp; Maintenance</td>
411												<td id=totalinsurancemaintenanceandtaxesdef
412													class="col-5 currency lastdef">₹1,60,783</td>
413											</tr>
414										</tbody>
415									</table>
416								</div>
417							</div>
418							<div class="row no-margin">
419								<div class="col-6 aggregatelabel lastterm">Total of all Payments</div>
420								<div id=totalpayment class="col-6 currency aggregatesum lastdef">₹8,04,539</div>
421							</div>
422						</div>
423					</div>
424				</div>
425			</div>
426			<div id=amortizationscheduleheader>Property Loan Payment Schedule
427				<br>(<span id=startmonthyeartext>Oct 2013</span> - <span id=endmonthyeartext>Sep 2043</span>)
428			</div>
429			<div id=paymentschedulechart class="hidden-ts highcharts-container"></div>
430			<div id=paymentschedule></div>
431			<div id=ecalprintandshare>
432				<p id=ecalprintandsharetext>Want to print your Property Loan EMI calculation (with all your numbers
433					pre-filled)?</p> <a title="Print this page" class="ecalprint btn btn-primary btn-lg" href=#
434					role=button><i class="fa fa-print"></i> Print</a>
435				<div id=loader><i class="fa fa-spinner fa-pulse"></i></div>
436			</div>
437
438		</div>
439	</div>
440	<div class=entry-content>
441		<h2>How to Use Property Loan EMI Calculator?</h2>
442		<p>Using our Property Loan EMI Calculator, you can calculate how much monthly and total expenditure you really
443			incur by purchasing a Property using your bank Property loan.</p>
444		<p><strong>Property Loan Details</strong> includes single premium loan insurance and processing fees.</p>
445		<ul>
446			<li><strong>Property Value</strong> is the actual price of the Property you purchased (i.e., sale deed
447				value).</li>
448			<li><strong>Down Payment, aka Margin</strong>, is the total money you paid to the seller or builder from
449				your own pocket, entered either in Rupees or as a percentage of Property Value.</li>
450			<li><strong>Loan Insurance </strong>is the single premium amount, for the Property Loan Protection Plan
451				(HLPP) OR Term Insurance Plan, that gets included in your Property loan amount. If you want to
452				guesstimate this amount, use the LIC premium calculator to calculate yearly premium for eTerm plan using
453				your age, loan term and loan amount for Sum Assured. You then multiply this number by your loan tenure.
454			</li>
455			<li><strong>Loan Amount</strong> is calculated as <strong>Property Value + Loan Insurance — Down
456					Payment</strong>.</li>
457			<li><strong>Interest Rate</strong> is&#8230;the 10th wonder of the world! When its compounded, it ranks 8th.
458			</li>
459			<li><strong>Loan Fees &amp; Charges</strong> includes Processing Fees, Administrative Charges etc. along
460				with service taxes, entered either in Rupees or as a percentage of Loan Amount.</li>
461		</ul>
462		<p><strong>Propertyowner Expenses</strong> can be entered either in Rupees or as a percentage of Property Value. 
463			You will not pay property taxes and Property insurance premium each month, but it is included in the total
464			monthly payment with the assumption that you are setting aside this amount (either through Recurring Deposit
465			or some other means) every month. This will ensure that you will have the necessary money to make the
466			payment once or twice a year. Please note that the recurring expenses will change over the lifetime of the
467			Property loan due to inflation and other factors. They will also continue beyond the Property loan tenure.
468			You should consider all these factors, especially when making a Rent vs. Buy<span
469				class=Apple-converted-space> </span>decision.</p>
470		<ul>
471			<li><strong>One-time Expenses</strong> can include Registration Fees, Stamp Duty, bribe you paid to that pan
472				chewing Govt Babu, money you spent on sprucing up your new Property and performing a lavish house
473				warming ceremony (after all, this is a great occasion for your spouse to show off in front of his/her
474				friends &amp; relatives).</li>
475			<li><strong>Property Taxes</strong> is the annual payment that you grudgingly make to your local municipal
476				body.</li>
477			<li><strong>Property Insurance</strong> is the yearly premium you pay to insure your home—if it isn&#8217;t
478				already covered by loan insurance plan.</li>
479			<li><strong>Monthly Maintenance Expenses </strong>is what you pay to keep your apartment shining, clean and
480				&#8216;water-full&#8217;. If its an independent house, you can assume your annual maintenance
481				expenditure to be about one percent of your Property value. Divide this number by 12 to arrive at
482				monthly maintenance amount.</li>
483		</ul>
484	</div>
485
486	
486<script src='assets/js/jquery/ui/core.min98c7.js?x28526' id=jquery-ui-core-js></script>
486
487	
487<script src='assets/js/jquery/ui/mouse.min98c7.js?x28526' id=jquery-ui-mouse-js></script>
487
488	
488<script src='assets/js/jquery/ui/slider.min98c7.js?x28526' id=jquery-ui-slider-js></script>
488
489	
489<script src=assets/themes/emicalculator/dist/scripts/commoncalculator98c7.js?x28526
490		id=commmoncalculator_js-js></script>
490
491	
491<script src=assets/themes/emicalculator/dist/scripts/homeloanemicalculator98c7.js?x28526
492		id=homeloanemicalculator_js-js></script>
492
493</body>
494
495</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.