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4<link rel="preload" href="https://plausible.io/js/script.js" as="script"/><meta name="theme-color" content="#4F46E5"/><title>Terms and Conditions | StreamPulse</title><meta name="description" content="Turn scattered payments into a single StreamPulse—unify Stripe, PayPal, Venmo, and bank transfers into one secure, real-time dashboard."/><meta name="application-name" content="StreamPulse"/><meta name="keywords" content="StreamPulse"/><link rel="canonical" href="https://streampulse.app/tos"/><meta property="og:title" content="StreamPulse"/><meta property="og:description" content="Turn scattered payments into a single StreamPulse—unify Stripe, PayPal, Venmo, and bank transfers into one secure, real-time dashboard."/><meta property="og:url" content="https://streampulse.app"/><meta property="og:site_name" content="StreamPulse"/><meta property="og:locale" content="en_US"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:creator" content="@marc_louvion"/><meta name="twitter:title" content="StreamPulse"/><meta name="twitter:description" content="Turn scattered payments into a single StreamPulse—unify Stripe, PayPal, Venmo, and bank transfers into one secure, real-time dashboard."/><link rel="icon" href="/favicon.ico" type="image/x-icon" sizes="1024x1024"/><link rel="icon" href="/icon.png?569bb3ee4fef158b" type="image/png" sizes="560x560"/><link rel="apple-touch-icon" href="/apple-icon.png?67c903971fd98837" type="image/png" sizes="180x180"/><meta name="next-size-adjust"/>
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12</head><body><style>#nprogress{pointer-events:none}#nprogress .bar{background:#4F46E5;position:fixed;z-index:1600;top: 0;left:0;width:100%;height:3px}#nprogress .peg{display:block;position:absolute;right:0;width:100px;height:100%;box-shadow:0 0 10px #4F46E5,0 0 5px #4F46E5;opacity:1;-webkit-transform:rotate(3deg) translate(0px,-4px);-ms-transform:rotate(3deg) translate(0px,-4px);transform:rotate(3deg) translate(0px,-4px)}#nprogress .spinner{display:block;position:fixed;z-index:1600;top: 15px;right:15px}#nprogress .spinner-icon{width:18px;height:18px;box-sizing:border-box;border:2px solid transparent;border-top-color:#4F46E5;border-left-color:#4F46E5;border-radius:50%;-webkit-animation:nprogress-spinner 400ms linear infinite;animation:nprogress-spinner 400ms linear infinite}.nprogress-custom-parent{overflow:hidden;position:relative}.nprogress-custom-parent #nprogress .bar,.nprogress-custom-parent #nprogress .spinner{position:absolute}@-webkit-keyframes nprogress-spinner{0%{-webkit-transform:rotate(0deg)}100%{-webkit-transform:rotate(360deg)}}@keyframes nprogress-spinner{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}</style><!--$!--><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><!--/$--><main class="max-w-xl mx-auto"><div class="p-5"><a class="btn btn-ghost" href="/"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor" class="w-5 h-5"><path fill-rule="evenodd" d="M15 10a.75.75 0 01-.75.75H7.612l2.158 1.96a.75.75 0 11-1.04 1.08l-3.5-3.25a.75.75 0 010-1.08l3.5-3.25a.75.75 0 111.04 1.08L7.612 9.25h6.638A.75.75 0 0115 10z" clip-rule="evenodd"></path></svg>Back</a><h1 class="text-3xl font-extrabold pb-6">Terms and Conditions for <!-- -->StreamPulse</h1><pre class="leading-relaxed whitespace-pre-wrap text-sm" style="font-family:sans-serif">Terms of Service
13Last Updated: January 17, 2026
14Effective Date: January 17, 2026
15
161. Acceptance of Terms
17Welcome to StreamPulse (&quot;Service,&quot; &quot;we,&quot; &quot;us,&quot; or &quot;our&quot;). By accessing or using StreamPulse at streampulse.com, you agree to be bound by these Terms of Service (&quot;Terms&quot;). If you do not agree to these Terms, do not use the Service.
18
19StreamPulse is operated by StreamPulse Pay, located in Indiana, United States.
20
212. Description of Service
22StreamPulse is a payment aggregation dashboard that connects to your third-party payment platforms (Stripe, PayPal, Venmo, and bank accounts) to provide a unified view of your payment transactions.
23
24Important Clarifications:
25
26StreamPulse does not process, hold, or transfer funds
27
28StreamPulse does not act as a payment processor or financial institution
29
30StreamPulse provides read-only access to your payment data from connected platforms
31
32All payment transactions are governed by the terms of your payment platform providers (Stripe, PayPal, Venmo, etc.)
33
343. Account Registration
353.1 Eligibility
36You must be at least 18 years old and legally capable of entering into binding contracts to use StreamPulse. By registering, you represent that:
37
38You meet the age requirement
39
40All information you provide is accurate and current
41
42You will maintain the accuracy of your information
43
443.2 Account Security
45You are responsible for:
46
47Maintaining the confidentiality of your account credentials
48
49All activities that occur under your account
50
51Notifying us immediately of any unauthorized access
52
53We are not liable for any loss or damage arising from your failure to protect your account credentials.
54
553.3 Account Types
56Free Plan: Limited to 2 connected payment platforms, basic features
57
58Pro Plan: Unlimited platforms, advanced filtering, CSV export, priority support ($9/month)
59
604. Payment Platform Connections
614.1 OAuth Authorization
62When you connect a payment platform (Stripe, PayPal, Venmo, bank), you authorize StreamPulse to:
63
64Access read-only transaction data
65
66Retrieve payment history, amounts, dates, and client information
67
68Store aggregated payment data in our secure database
69
704.2 Permissions Granted
71StreamPulse requests read-only permissions from your payment platforms. We cannot:
72
73Initiate payments or transfers on your behalf
74
75Modify your payment platform settings
76
77Access your bank account credentials directly
78
79Share your data with third parties (except as required by law)
80
814.3 Revoking Access
82You may disconnect any payment platform at any time through your dashboard settings. Disconnecting a platform will:
83
84Stop data synchronization immediately
85
86Retain historical data for your reference (unless you request deleti
86on)
87
885. User Responsibilities
89You agree to:
90
91Use the Service only for lawful purposes
92
93Not use the Service to engage in fraudulent activities
94
95Not attempt to reverse engineer, hack, or compromise our systems
96
97Not scrape, copy, or extract data using automated tools
98
99Comply with all applicable laws regarding tax reporting and financial record-keeping
100
1016. Prohibited Conduct
102You may not:
103
104Share your account with others or create multiple accounts
105
106Use the Service to monitor accounts you don&#x27;t own or have authorization to access
107
108Attempt to access other users&#x27; data
109
110Upload malicious code, viruses, or harmful software
111
112Interfere with the proper functioning of the Service
113
114Use the Service in a way that could damage our reputation or violate third-party rights
115
116Violation of these terms may result in immediate account suspension or termination.
117
1187. Data Privacy and Security
1197.1 Data Collection
120We collect:
121
122Account information (name, email, payment platform credentials via OAuth)
123
124Payment transaction data (dates, amounts, client names, platforms)
125
126Usage data (login times, features used, IP addresses)
127
1287.2 Data Security
129We implement industry-standard security measures:
130
131SSL/TLS encryption for data transmission
132
133Encrypted storage for sensitive data
134
135Regular security audits and updates
136
137Secure OAuth tokens (never storing raw credentials)
138
1397.3 Data Retention
140Active account data is retained indefinitely while your account is active
141
142Deleted account data is permanently removed within 30 days of deletion request
143
144Backup copies may exist for up to 90 days for disaster recovery
145
1467.4 Data Sharing
147We do not sell, rent, or share your payment data with third parties except:
148
149To comply with legal obligations (subpoenas, court orders)
150
151To enforce these Terms or protect our rights
152
153With your explicit consent
154
155For full details, see our Privacy Policy.
156
1578. Payment Terms
1588.1 Pricing
159Free Plan: $0/month (limited features)
160
161Pro Plan: $9/month (billed monthly)
162
1638.2 Billing
164Subscriptions are billed monthly on the date you subscribe
165
166Payment is processed via Stripe
167
168All fees are non-refundable except as required by law
169
1708.3 Cancellation
171You may cancel your Pro subscription at any time through your account settings. Upon cancellation:
172
173You retain access until the end of your current billing period
174
175Your account reverts to the Free Plan
176
177No partial refunds are provided for unused days
178
1798.4 Price Changes
180We may change pricing with 30 days&#x27; notice. Existing subscribers will be grandfathered at their current rate for 12 months.
181
1829. Service Availability
1839.1 Uptime
184We strive for 99.5% uptime but do not guarantee uninterrupted service. Planned maintenance will be announced 24 hours in advance when possible.
185
1869.2 Service Modifications
187We reserve the right to:
188
189Modify or discontinue features with reasonable notice
190
191Update our technology infrastructure
192
193Add or remove supported payment platforms
194
1959.3 Third-Party Dependency
196Service functionality depends on third-party APIs (Stripe, PayPal, Venmo). We are not responsible for:
197
198Downtime or changes to third-party APIs
199
200Data inaccuracies from payment platforms
201
202Loss of access due to third-party policy changes
203
20410. Intellectual Property
20510.1 Our Rights
206StreamPulse owns all rights to:
207
208The Service, website, and dashboard design
209
210Our logo, brand, and trademarks
211
212Software, algorithms, and proprietary technology
213
21410.2 Your Rights
215You retain ownership of your payment data. By using the Service, you grant us a limited license to:
216
217Store and display your data in your dashboard
218
219Aggregate anonymized data for service improvement (no personal information shared)
220
22111. Disclaimers
222THE SERVICE IS PROVIDED &quot;AS IS&quot; WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
223
224We disclaim all warranties, including:
225
226Merchantability, fitness for a particular purpose, non-infringement
227
228Accuracy, reliability, or completeness of payment data
229
230Uninterrupted or error-free service
231
232Data Accuracy Disclaimer:
233StreamPulse aggregates data from third-party platforms. We do not guarantee 100% accuracy. Always verify critical financial data with your original payment platforms.
234
23512. Limitation of Liability
236TO THE MAXIMUM EXTENT PERMITTED BY LAW:
237
238Our total liability for any claim arising from your use of the Service is limited to the greater of (a) $100 or (b) the amount you paid us in the 12 months preceding the claim
239
240We are not liable for indirect, incidental, consequential, or punitive damages
241
242We are not liable for loss of profits, data, revenue, or business opportunities
243
244We are not liable for damages caused by third-party platforms (Stripe, PayPal, Venmo)
245
24613. Indemnification
247You agree to indemnify and hold harmless StreamPulse, its officers, employees, and affiliates from any claims, damages, or expenses (including legal fees) arising from:
248
249Your violation of these Terms
250
251Your misuse of the Service
252
253Your violation of third-party rights or laws
254
25514. Termination
25614.1 Your Right to Terminate
257You may delete your account at any time through your account settings.
258
25914.2 Our Right to Terminate
260We may suspend or terminate your account if:
261
262You violate these Terms
263
264You engage in fraudulent or illegal activity
265
266We are required to do so by law
267
268We discontinue the Service
269
27014.3 Effect of Termination
271Upon termination:
272
273Your access to the Service ends immediately
274
275Your payment data is deleted within 30 days (unless retention is required by law)
276
277You remain liable for any outstanding fees
278
27915. Governing Law
280These Terms are governed by the laws of the State of Indiana, United States, without regard to conflict-of-law principles. Any disputes must be resolved 
280in the courts of Vanderburgh County, Indiana.
281
28216. Dispute Resolution
28316.1 Informal Resolution
284Before filing a lawsuit, you agree to contact us at [email protected] to resolve the dispute informally.
285
28616.2 Arbitration (Optional)
287If informal resolution fails, disputes may be resolved through binding arbitration under the American Arbitration Association rules. Either party may opt for court proceedings instead.
288
28916.3 Class Action Waiver
290You agree to resolve disputes individually and waive the right to participate in class actions or collective proceedings.
291
29217. Changes to Terms
293We may update these Terms at any time. Material changes will be communicated via:
294
295Email to your registered address
296
297Notice in your dashboard
298
299Updated &quot;Last Updated&quot; date at the top of this page
300
301Continued use of the Service after changes constitutes acceptance of the updated Terms.
302
30318. Severability
304If any provision of these Terms is found to be unenforceable, the remaining provisions remain in full effect.
305
30619. Contact Information
307For questions about these Terms, contact us:
308
309Email: [email protected]
310Address: Indiana, United States
311
31220. Entire Agreement
313These Terms, along with our Privacy Policy, constitute the entire agreement between you and StreamPulse regarding use of the Service.
314
315By using StreamPulse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.</pre></div></main><div style="position:fixed;z-index:9999;top:16px;left:16px;right:16px;bottom:16px;pointer-events:none"></div>
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315<script>self.__next_f.push([1,"Terms of Service\nLast Updated: January 17, 2026\nEffective Date: January 17, 2026\n\n1. Acceptance of Terms\nWelcome to StreamPulse (\"Service,\" \"we,\" \"us,\" or \"our\"). By accessing or using StreamPulse at streampulse.com, you agree to be bound by these Terms of Service (\"Terms\"). If you do not agree to these Terms, do not use the Service.\n\nStreamPulse is operated by StreamPulse Pay, located in Indiana, United States.\n\n2. Description of Service\nStreamPulse is a payment aggregation dashboard that connects to your third-party payment platforms (Stripe, PayPal, Venmo, and bank accounts) to provide a unified view of your payment transactions.\n\nImportant Clarifications:\n\nStreamPulse does not process, hold, or transfer funds\n\nStreamPulse does not act as a payment processor or financial institution\n\nStreamPulse provides read-only access to your payment data from connected platforms\n\nAll payment transactions are governed by the terms of your payment platform providers (Stripe, PayPal, Venmo, etc.)\n\n3. Account Registration\n3.1 Eligibility\nYou must be at least 18 years old and legally capable of entering into binding contracts to use StreamPulse. By registering, you represent that:\n\nYou meet the age requirement\n\nAll information you provide is accurate and current\n\nYou will maintain the accuracy of your information\n\n3.2 Account Security\nYou are responsible for:\n\nMaintaining the confidentiality of your account credentials\n\nAll activities that occur under your account\n\nNotifying us immediately of any unauthorized access\n\nWe are not liable for any loss or damage arising from your failure to protect your account credentials.\n\n3.3 Account Types\nFree Plan: Limited to 2 connected payment platforms, basic features\n\nPro Plan: Unlimited platforms, advanced filtering, CSV export, priority support ($9/month)\n\n4. Payment Platform Connections\n4.1 OAuth Authorization\nWhen you connect a payment platform (Stripe, PayPal, Venmo, bank), you authorize StreamPulse to:\n\nAccess read-only transaction data\n\nRetrieve payment history, amounts, dates, and client information\n\nStore aggregated payment data in our secure database\n\n4.2 Permissions Granted\nStreamPulse requests read-only permissions from your payment platforms. We cannot:\n\nInitiate payments or transfers on your behalf\n\nModify your payment platform settings\n\nAccess your bank account credentials directly\n\nShare your data with third parties (except as required by law)\n\n4.3 Revoking Access\nYou may disconnect any payment platform at any time through your dashboard settings. Disconnecting a platform will:\n\nStop data synchronization immediately\n\nRetain historical data for your reference (unless you request deletion)\n\n5. User Responsibilities\nYou agree to:\n\nUse the Service only for lawful purposes\n\nNot use the Service to engage in fraudulent activities\n\nNot attempt to reverse engineer, hack, or compromise our systems\n\nNot scrape, copy, or extract data using automated tools\n\nComply with all applicable laws regarding tax reporting and financial record-keeping\n\n6. Prohibited Conduct\nYou may not:\n\nShare your account with others or create multiple accounts\n\nUse the Service to monitor accounts you don't own or have authorization to access\n\nAttempt to access other users' data\n\nUpload malicious code, viruses, or harmful software\n\nInterfere with the proper functioning of the Service\n\nUse the Service in a way that could damage our reputation or violate third-party rights\n\nViolation of these terms may result in immediate account suspension or termination.\n\n7. Data Privacy and Security\n7.1 Data Collection\nWe collect:\n\nAccount information (name, email, payment platform credentials via OAuth)\n\nPayment transaction data (dates, amounts, client names, platforms)\n\nUsage data (login times, features used, IP addresses)\n\n7.2 Data Security\nWe implement industry-standard security measures:\n\nSSL/TLS encryption for data transmission\n\nEncrypted storage for sensitive data\n\nRegular security audits and updates\n\nSecure OAuth tokens (never storing raw credentials)\n\n7.3 Data Retention\nActive account data is retained indefinitely while your account is active\n\nDeleted account data is permanently removed within 30 days of deleti
315on request\n\nBackup copies may exist for up to 90 days for disaster recovery\n\n7.4 Data Sharing\nWe do not sell, rent, or share your payment data with third parties except:\n\nTo comply with legal obligations (subpoenas, court orders)\n\nTo enforce these Terms or protect our rights\n\nWith your explicit consent\n\nFor full details, see our Privacy Policy.\n\n8. Payment Terms\n8.1 Pricing\nFree Plan: $0/month (limited features)\n\nPro Plan: $9/month (billed monthly)\n\n8.2 Billing\nSubscriptions are billed monthly on the date you subscribe\n\nPayment is processed via Stripe\n\nAll fees are non-refundable except as required by law\n\n8.3 Cancellation\nYou may cancel your Pro subscription at any time through your account settings. Upon cancellation:\n\nYou retain access until the end of your current billing period\n\nYour account reverts to the Free Plan\n\nNo partial refunds are provided for unused days\n\n8.4 Price Changes\nWe may change pricing with 30 days' notice. Existing subscribers will be grandfathered at their current rate for 12 months.\n\n9. Service Availability\n9.1 Uptime\nWe strive for 99.5% uptime but do not guarantee uninterrupted service. Planned maintenance will be announced 24 hours in advance when possible.\n\n9.2 Service Modifications\nWe reserve the right to:\n\nModify or discontinue features with reasonable notice\n\nUpdate our technology infrastructure\n\nAdd or remove supported payment platforms\n\n9.3 Third-Party Dependency\nService functionality depends on third-party APIs (Stripe, PayPal, Venmo). We are not responsible for:\n\nDowntime or changes to third-party APIs\n\nData inaccuracies from payment platforms\n\nLoss of access due to third-party policy changes\n\n10. Intellectual Property\n10.1 Our Rights\nStreamPulse owns all rights to:\n\nThe Service, website, and dashboard design\n\nOur logo, brand, and trademarks\n\nSoftware, algorithms, and proprietary technology\n\n10.2 Your Rights\nYou retain ownership of your payment data. By using the Service, you grant us a limited license to:\n\nStore and display your data in your dashboard\n\nAggregate anonymized data for service improvement (no personal information shared)\n\n11. Disclaimers\nTHE SERVICE IS PROVIDED \"AS IS\" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.\n\nWe disclaim all warranties, including:\n\nMerchantability, fitness for a particular purpose, non-infringement\n\nAccuracy, reliability, or completeness of payment data\n\nUninterrupted or error-free service\n\nData Accuracy Disclaimer:\nStreamPulse aggregates data from third-party platforms. We do not guarantee 100% accuracy. Always verify critical financial data with your original payment platforms.\n\n12. Limitation of Liability\nTO THE MAXIMUM EXTENT PERMITTED BY LAW:\n\nOur total liability for any claim arising from your use of the Service is limited to the greater of (a) $100 or (b) the amount you paid us in the 12 months preceding the claim\n\nWe are not liable for indirect, incidental, consequential, or punitive damages\n\nWe are not liable for loss of profits, data, revenue, or business opportunities\n\nWe are not liable for damages caused by third-party platforms (Stripe, PayPal, Venmo)\n\n13. Indemnification\nYou agree to indemnify and hold harmless StreamPulse, its officers, employees, and affiliates from any claims, damages, or expenses (including legal fees) arising from:\n\nYour violation of these Terms\n\nYour misuse of the Service\n\nYour violation of third-party rights or laws\n\n14. Termination\n14.1 Your Right to Terminate\nYou may delete your account at any time through your account settings.\n\n14.2 Our Right to Terminate\nWe may suspend or terminate your account if:\n\nYou violate these Terms\n\nYou engage in fraudulent or illegal activity\n\nWe are required to do so by law\n\nWe discontinue the Service\n\n14.3 Effect of Termination\nUpon termination:\n\nYour access to the Service ends immediately\n\nYour payment data is deleted within 30 days (unless retention is required by law)\n\nYou remain liable for any outstanding fees\n\n15. Governing Law\nThese Terms are governed by the laws of the State of Indiana, United States, without regard to conflict-of-law principles. Any disputes must be resolved 
315in the courts of Vanderburgh County, Indiana.\n\n16. Dispute Resolution\n16.1 Informal Resolution\nBefore filing a lawsuit, you agree to contact us at [email protected] to resolve the dispute informally.\n\n16.2 Arbitration (Optional)\nIf informal resolution fails, disputes may be resolved through binding arbitration under the American Arbitration Association rules. Either party may opt for court proceedings instead.\n\n16.3 Class Action Waiver\nYou agree to resolve disputes individually and waive the right to participate in class actions or collective proceedings.\n\n17. Changes to Terms\nWe may update these Terms at any time. Material changes will be communicated via:\n\nEmail to your registered address\n\nNotice in your dashboard\n\nUpdated \"Last Updated\" date at the top of this page\n\nContinued use of the Service after changes constitutes acceptance of the updated Terms.\n\n18. Severability\nIf any provision of these Terms is found to be unenforceable, the remaining provisions remain in full effect.\n\n19. Contact Information\nFor questions about these Terms, contact us:\n\nEmail: [email protected]\nAddress: Indiana, United States\n\n20. Entire Agreement\nThese Terms, along with our Privacy Policy, constitute the entire agreement between you and StreamPulse regarding use of the Service.\n\nBy using StreamPulse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service."])</script>
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