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12</head><body><style>#nprogress{pointer-events:none}#nprogress .bar{background:#4F46E5;position:fixed;z-index:1600;top: 0;left:0;width:100%;height:3px}#nprogress .peg{display:block;position:absolute;right:0;width:100px;height:100%;box-shadow:0 0 10px #4F46E5,0 0 5px #4F46E5;opacity:1;-webkit-transform:rotate(3deg) translate(0px,-4px);-ms-transform:rotate(3deg) translate(0px,-4px);transform:rotate(3deg) translate(0px,-4px)}#nprogress .spinner{display:block;position:fixed;z-index:1600;top: 15px;right:15px}#nprogress .spinner-icon{width:18px;height:18px;box-sizing:border-box;border:2px solid transparent;border-top-color:#4F46E5;border-left-color:#4F46E5;border-radius:50%;-webkit-animation:nprogress-spinner 400ms linear infinite;animation:nprogress-spinner 400ms linear infinite}.nprogress-custom-parent{overflow:hidden;position:relative}.nprogress-custom-parent #nprogress .bar,.nprogress-custom-parent #nprogress .spinner{position:absolute}@-webkit-keyframes nprogress-spinner{0%{-webkit-transform:rotate(0deg)}100%{-webkit-transform:rotate(360deg)}}@keyframes nprogress-spinner{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}</style><!--$!--><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><!--/$--><main class="max-w-xl mx-auto"><div class="p-5"><a class="btn btn-ghost" href="/"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20" fill="currentColor" class="w-5 h-5"><path fill-rule="evenodd" d="M15 10a.75.75 0 01-.75.75H7.612l2.158 1.96a.75.75 0 11-1.04 1.08l-3.5-3.25a.75.75 0 010-1.08l3.5-3.25a.75.75 0 111.04 1.08L7.612 9.25h6.638A.75.75 0 0115 10z" clip-rule="evenodd"></path></svg>Back</a><h1 class="text-3xl font-extrabold pb-6">Terms and Conditions for <!-- -->StreamPulse</h1><pre class="leading-relaxed whitespace-pre-wrap text-sm" style="font-family:sans-serif">Terms of Service 13Last Updated: January 17, 2026 14Effective Date: January 17, 2026 15 161. Acceptance of Terms 17Welcome to StreamPulse ("Service," "we," "us," or "our"). By accessing or using StreamPulse at streampulse.com, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. 18 19StreamPulse is operated by StreamPulse Pay, located in Indiana, United States. 20 212. Description of Service 22StreamPulse is a payment aggregation dashboard that connects to your third-party payment platforms (Stripe, PayPal, Venmo, and bank accounts) to provide a unified view of your payment transactions. 23 24Important Clarifications: 25 26StreamPulse does not process, hold, or transfer funds 27 28StreamPulse does not act as a payment processor or financial institution 29 30StreamPulse provides read-only access to your payment data from connected platforms 31 32All payment transactions are governed by the terms of your payment platform providers (Stripe, PayPal, Venmo, etc.) 33 343. Account Registration 353.1 Eligibility 36You must be at least 18 years old and legally capable of entering into binding contracts to use StreamPulse. By registering, you represent that: 37 38You meet the age requirement 39 40All information you provide is accurate and current 41 42You will maintain the accuracy of your information 43 443.2 Account Security 45You are responsible for: 46 47Maintaining the confidentiality of your account credentials 48 49All activities that occur under your account 50 51Notifying us immediately of any unauthorized access 52 53We are not liable for any loss or damage arising from your failure to protect your account credentials. 54 553.3 Account Types 56Free Plan: Limited to 2 connected payment platforms, basic features 57 58Pro Plan: Unlimited platforms, advanced filtering, CSV export, priority support ($9/month) 59 604. Payment Platform Connections 614.1 OAuth Authorization 62When you connect a payment platform (Stripe, PayPal, Venmo, bank), you authorize StreamPulse to: 63 64Access read-only transaction data 65 66Retrieve payment history, amounts, dates, and client information 67 68Store aggregated payment data in our secure database 69 704.2 Permissions Granted 71StreamPulse requests read-only permissions from your payment platforms. We cannot: 72 73Initiate payments or transfers on your behalf 74 75Modify your payment platform settings 76 77Access your bank account credentials directly 78 79Share your data with third parties (except as required by law) 80 814.3 Revoking Access 82You may disconnect any payment platform at any time through your dashboard settings. Disconnecting a platform will: 83 84Stop data synchronization immediately 85 86Retain historical data for your reference (unless you request deleti
86on) 87 885. User Responsibilities 89You agree to: 90 91Use the Service only for lawful purposes 92 93Not use the Service to engage in fraudulent activities 94 95Not attempt to reverse engineer, hack, or compromise our systems 96 97Not scrape, copy, or extract data using automated tools 98 99Comply with all applicable laws regarding tax reporting and financial record-keeping 100 1016. Prohibited Conduct 102You may not: 103 104Share your account with others or create multiple accounts 105 106Use the Service to monitor accounts you don't own or have authorization to access 107 108Attempt to access other users' data 109 110Upload malicious code, viruses, or harmful software 111 112Interfere with the proper functioning of the Service 113 114Use the Service in a way that could damage our reputation or violate third-party rights 115 116Violation of these terms may result in immediate account suspension or termination. 117 1187. Data Privacy and Security 1197.1 Data Collection 120We collect: 121 122Account information (name, email, payment platform credentials via OAuth) 123 124Payment transaction data (dates, amounts, client names, platforms) 125 126Usage data (login times, features used, IP addresses) 127 1287.2 Data Security 129We implement industry-standard security measures: 130 131SSL/TLS encryption for data transmission 132 133Encrypted storage for sensitive data 134 135Regular security audits and updates 136 137Secure OAuth tokens (never storing raw credentials) 138 1397.3 Data Retention 140Active account data is retained indefinitely while your account is active 141 142Deleted account data is permanently removed within 30 days of deletion request 143 144Backup copies may exist for up to 90 days for disaster recovery 145 1467.4 Data Sharing 147We do not sell, rent, or share your payment data with third parties except: 148 149To comply with legal obligations (subpoenas, court orders) 150 151To enforce these Terms or protect our rights 152 153With your explicit consent 154 155For full details, see our Privacy Policy. 156 1578. Payment Terms 1588.1 Pricing 159Free Plan: $0/month (limited features) 160 161Pro Plan: $9/month (billed monthly) 162 1638.2 Billing 164Subscriptions are billed monthly on the date you subscribe 165 166Payment is processed via Stripe 167 168All fees are non-refundable except as required by law 169 1708.3 Cancellation 171You may cancel your Pro subscription at any time through your account settings. Upon cancellation: 172 173You retain access until the end of your current billing period 174 175Your account reverts to the Free Plan 176 177No partial refunds are provided for unused days 178 1798.4 Price Changes 180We may change pricing with 30 days' notice. Existing subscribers will be grandfathered at their current rate for 12 months. 181 1829. Service Availability 1839.1 Uptime 184We strive for 99.5% uptime but do not guarantee uninterrupted service. Planned maintenance will be announced 24 hours in advance when possible. 185 1869.2 Service Modifications 187We reserve the right to: 188 189Modify or discontinue features with reasonable notice 190 191Update our technology infrastructure 192 193Add or remove supported payment platforms 194 1959.3 Third-Party Dependency 196Service functionality depends on third-party APIs (Stripe, PayPal, Venmo). We are not responsible for: 197 198Downtime or changes to third-party APIs 199 200Data inaccuracies from payment platforms 201 202Loss of access due to third-party policy changes 203 20410. Intellectual Property 20510.1 Our Rights 206StreamPulse owns all rights to: 207 208The Service, website, and dashboard design 209 210Our logo, brand, and trademarks 211 212Software, algorithms, and proprietary technology 213 21410.2 Your Rights 215You retain ownership of your payment data. By using the Service, you grant us a limited license to: 216 217Store and display your data in your dashboard 218 219Aggregate anonymized data for service improvement (no personal information shared) 220 22111. Disclaimers 222THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. 223 224We disclaim all warranties, including: 225 226Merchantability, fitness for a particular purpose, non-infringement 227 228Accuracy, reliability, or completeness of payment data 229 230Uninterrupted or error-free service 231 232Data Accuracy Disclaimer: 233StreamPulse aggregates data from third-party platforms. We do not guarantee 100% accuracy. Always verify critical financial data with your original payment platforms. 234 23512. Limitation of Liability 236TO THE MAXIMUM EXTENT PERMITTED BY LAW: 237 238Our total liability for any claim arising from your use of the Service is limited to the greater of (a) $100 or (b) the amount you paid us in the 12 months preceding the claim 239 240We are not liable for indirect, incidental, consequential, or punitive damages 241 242We are not liable for loss of profits, data, revenue, or business opportunities 243 244We are not liable for damages caused by third-party platforms (Stripe, PayPal, Venmo) 245 24613. Indemnification 247You agree to indemnify and hold harmless StreamPulse, its officers, employees, and affiliates from any claims, damages, or expenses (including legal fees) arising from: 248 249Your violation of these Terms 250 251Your misuse of the Service 252 253Your violation of third-party rights or laws 254 25514. Termination 25614.1 Your Right to Terminate 257You may delete your account at any time through your account settings. 258 25914.2 Our Right to Terminate 260We may suspend or terminate your account if: 261 262You violate these Terms 263 264You engage in fraudulent or illegal activity 265 266We are required to do so by law 267 268We discontinue the Service 269 27014.3 Effect of Termination 271Upon termination: 272 273Your access to the Service ends immediately 274 275Your payment data is deleted within 30 days (unless retention is required by law) 276 277You remain liable for any outstanding fees 278 27915. Governing Law 280These Terms are governed by the laws of the State of Indiana, United States, without regard to conflict-of-law principles. Any disputes must be resolved
280in the courts of Vanderburgh County, Indiana. 281 28216. Dispute Resolution 28316.1 Informal Resolution 284Before filing a lawsuit, you agree to contact us at [email protected] to resolve the dispute informally. 285 28616.2 Arbitration (Optional) 287If informal resolution fails, disputes may be resolved through binding arbitration under the American Arbitration Association rules. Either party may opt for court proceedings instead. 288 28916.3 Class Action Waiver 290You agree to resolve disputes individually and waive the right to participate in class actions or collective proceedings. 291 29217. Changes to Terms 293We may update these Terms at any time. Material changes will be communicated via: 294 295Email to your registered address 296 297Notice in your dashboard 298 299Updated "Last Updated" date at the top of this page 300 301Continued use of the Service after changes constitutes acceptance of the updated Terms. 302 30318. Severability 304If any provision of these Terms is found to be unenforceable, the remaining provisions remain in full effect. 305 30619. Contact Information 307For questions about these Terms, contact us: 308
309Email: [email protected] 310Address: Indiana, United States 311 31220. Entire Agreement 313These Terms, along with our Privacy Policy, constitute the entire agreement between you and StreamPulse regarding use of the Service. 314 315By using StreamPulse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.</pre></div></main><div style="position:fixed;z-index:9999;top:16px;left:16px;right:16px;bottom:16px;pointer-events:none"></div>
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315<script>self.__next_f.push([1,"Terms of Service\nLast Updated: January 17, 2026\nEffective Date: January 17, 2026\n\n1. Acceptance of Terms\nWelcome to StreamPulse (\"Service,\" \"we,\" \"us,\" or \"our\"). By accessing or using StreamPulse at streampulse.com, you agree to be bound by these Terms of Service (\"Terms\"). If you do not agree to these Terms, do not use the Service.\n\nStreamPulse is operated by StreamPulse Pay, located in Indiana, United States.\n\n2. Description of Service\nStreamPulse is a payment aggregation dashboard that connects to your third-party payment platforms (Stripe, PayPal, Venmo, and bank accounts) to provide a unified view of your payment transactions.\n\nImportant Clarifications:\n\nStreamPulse does not process, hold, or transfer funds\n\nStreamPulse does not act as a payment processor or financial institution\n\nStreamPulse provides read-only access to your payment data from connected platforms\n\nAll payment transactions are governed by the terms of your payment platform providers (Stripe, PayPal, Venmo, etc.)\n\n3. Account Registration\n3.1 Eligibility\nYou must be at least 18 years old and legally capable of entering into binding contracts to use StreamPulse. By registering, you represent that:\n\nYou meet the age requirement\n\nAll information you provide is accurate and current\n\nYou will maintain the accuracy of your information\n\n3.2 Account Security\nYou are responsible for:\n\nMaintaining the confidentiality of your account credentials\n\nAll activities that occur under your account\n\nNotifying us immediately of any unauthorized access\n\nWe are not liable for any loss or damage arising from your failure to protect your account credentials.\n\n3.3 Account Types\nFree Plan: Limited to 2 connected payment platforms, basic features\n\nPro Plan: Unlimited platforms, advanced filtering, CSV export, priority support ($9/month)\n\n4. Payment Platform Connections\n4.1 OAuth Authorization\nWhen you connect a payment platform (Stripe, PayPal, Venmo, bank), you authorize StreamPulse to:\n\nAccess read-only transaction data\n\nRetrieve payment history, amounts, dates, and client information\n\nStore aggregated payment data in our secure database\n\n4.2 Permissions Granted\nStreamPulse requests read-only permissions from your payment platforms. We cannot:\n\nInitiate payments or transfers on your behalf\n\nModify your payment platform settings\n\nAccess your bank account credentials directly\n\nShare your data with third parties (except as required by law)\n\n4.3 Revoking Access\nYou may disconnect any payment platform at any time through your dashboard settings. Disconnecting a platform will:\n\nStop data synchronization immediately\n\nRetain historical data for your reference (unless you request deletion)\n\n5. User Responsibilities\nYou agree to:\n\nUse the Service only for lawful purposes\n\nNot use the Service to engage in fraudulent activities\n\nNot attempt to reverse engineer, hack, or compromise our systems\n\nNot scrape, copy, or extract data using automated tools\n\nComply with all applicable laws regarding tax reporting and financial record-keeping\n\n6. Prohibited Conduct\nYou may not:\n\nShare your account with others or create multiple accounts\n\nUse the Service to monitor accounts you don't own or have authorization to access\n\nAttempt to access other users' data\n\nUpload malicious code, viruses, or harmful software\n\nInterfere with the proper functioning of the Service\n\nUse the Service in a way that could damage our reputation or violate third-party rights\n\nViolation of these terms may result in immediate account suspension or termination.\n\n7. Data Privacy and Security\n7.1 Data Collection\nWe collect:\n\nAccount information (name, email, payment platform credentials via OAuth)\n\nPayment transaction data (dates, amounts, client names, platforms)\n\nUsage data (login times, features used, IP addresses)\n\n7.2 Data Security\nWe implement industry-standard security measures:\n\nSSL/TLS encryption for data transmission\n\nEncrypted storage for sensitive data\n\nRegular security audits and updates\n\nSecure OAuth tokens (never storing raw credentials)\n\n7.3 Data Retention\nActive account data is retained indefinitely while your account is active\n\nDeleted account data is permanently removed within 30 days of deleti
315on request\n\nBackup copies may exist for up to 90 days for disaster recovery\n\n7.4 Data Sharing\nWe do not sell, rent, or share your payment data with third parties except:\n\nTo comply with legal obligations (subpoenas, court orders)\n\nTo enforce these Terms or protect our rights\n\nWith your explicit consent\n\nFor full details, see our Privacy Policy.\n\n8. Payment Terms\n8.1 Pricing\nFree Plan: $0/month (limited features)\n\nPro Plan: $9/month (billed monthly)\n\n8.2 Billing\nSubscriptions are billed monthly on the date you subscribe\n\nPayment is processed via Stripe\n\nAll fees are non-refundable except as required by law\n\n8.3 Cancellation\nYou may cancel your Pro subscription at any time through your account settings. Upon cancellation:\n\nYou retain access until the end of your current billing period\n\nYour account reverts to the Free Plan\n\nNo partial refunds are provided for unused days\n\n8.4 Price Changes\nWe may change pricing with 30 days' notice. Existing subscribers will be grandfathered at their current rate for 12 months.\n\n9. Service Availability\n9.1 Uptime\nWe strive for 99.5% uptime but do not guarantee uninterrupted service. Planned maintenance will be announced 24 hours in advance when possible.\n\n9.2 Service Modifications\nWe reserve the right to:\n\nModify or discontinue features with reasonable notice\n\nUpdate our technology infrastructure\n\nAdd or remove supported payment platforms\n\n9.3 Third-Party Dependency\nService functionality depends on third-party APIs (Stripe, PayPal, Venmo). We are not responsible for:\n\nDowntime or changes to third-party APIs\n\nData inaccuracies from payment platforms\n\nLoss of access due to third-party policy changes\n\n10. Intellectual Property\n10.1 Our Rights\nStreamPulse owns all rights to:\n\nThe Service, website, and dashboard design\n\nOur logo, brand, and trademarks\n\nSoftware, algorithms, and proprietary technology\n\n10.2 Your Rights\nYou retain ownership of your payment data. By using the Service, you grant us a limited license to:\n\nStore and display your data in your dashboard\n\nAggregate anonymized data for service improvement (no personal information shared)\n\n11. Disclaimers\nTHE SERVICE IS PROVIDED \"AS IS\" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.\n\nWe disclaim all warranties, including:\n\nMerchantability, fitness for a particular purpose, non-infringement\n\nAccuracy, reliability, or completeness of payment data\n\nUninterrupted or error-free service\n\nData Accuracy Disclaimer:\nStreamPulse aggregates data from third-party platforms. We do not guarantee 100% accuracy. Always verify critical financial data with your original payment platforms.\n\n12. Limitation of Liability\nTO THE MAXIMUM EXTENT PERMITTED BY LAW:\n\nOur total liability for any claim arising from your use of the Service is limited to the greater of (a) $100 or (b) the amount you paid us in the 12 months preceding the claim\n\nWe are not liable for indirect, incidental, consequential, or punitive damages\n\nWe are not liable for loss of profits, data, revenue, or business opportunities\n\nWe are not liable for damages caused by third-party platforms (Stripe, PayPal, Venmo)\n\n13. Indemnification\nYou agree to indemnify and hold harmless StreamPulse, its officers, employees, and affiliates from any claims, damages, or expenses (including legal fees) arising from:\n\nYour violation of these Terms\n\nYour misuse of the Service\n\nYour violation of third-party rights or laws\n\n14. Termination\n14.1 Your Right to Terminate\nYou may delete your account at any time through your account settings.\n\n14.2 Our Right to Terminate\nWe may suspend or terminate your account if:\n\nYou violate these Terms\n\nYou engage in fraudulent or illegal activity\n\nWe are required to do so by law\n\nWe discontinue the Service\n\n14.3 Effect of Termination\nUpon termination:\n\nYour access to the Service ends immediately\n\nYour payment data is deleted within 30 days (unless retention is required by law)\n\nYou remain liable for any outstanding fees\n\n15. Governing Law\nThese Terms are governed by the laws of the State of Indiana, United States, without regard to conflict-of-law principles. Any disputes must be resolved
315in the courts of Vanderburgh County, Indiana.\n\n16. Dispute Resolution\n16.1 Informal Resolution\nBefore filing a lawsuit, you agree to contact us at [email protected] to resolve the dispute informally.\n\n16.2 Arbitration (Optional)\nIf informal resolution fails, disputes may be resolved through binding arbitration under the American Arbitration Association rules. Either party may opt for court proceedings instead.\n\n16.3 Class Action Waiver\nYou agree to resolve disputes individually and waive the right to participate in class actions or collective proceedings.\n\n17. Changes to Terms\nWe may update these Terms at any time. Material changes will be communicated via:\n\nEmail to your registered address\n\nNotice in your dashboard\n\nUpdated \"Last Updated\" date at the top of this page\n\nContinued use of the Service after changes constitutes acceptance of the updated Terms.\n\n18. Severability\nIf any provision of these Terms is found to be unenforceable, the remaining provisions remain in full effect.\n\n19. Contact Information\nFor questions about these Terms, contact us:\n\nEmail: [email protected]\nAddress: Indiana, United States\n\n20. Entire Agreement\nThese Terms, along with our Privacy Policy, constitute the entire agreement between you and StreamPulse regarding use of the Service.\n\nBy using StreamPulse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service."])</script>
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