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691<!-- End Google Tag Manager (noscript) --></div><div class="u-position-fixed"><div class="w-embed"><style>
692:root {
693  --grid-breakout: [full-start] minmax(0, 1fr) [content-start] repeat(var(--site--column-count), minmax(0, var(--site--column-width))) [content-end] minmax(0, 1fr) [full-end];
694  --grid-breakout-single: [full-start] minmax(0, 1fr) [content-start] minmax(0, calc(100% - var(--site--margin) * 2)) [content-end] minmax(0, 1fr) [full-end];
695}
696::before, ::after {
697	box-sizing: border-box;
698}
699.w-embed:before, .w-embed:after,
700.w-richtext:before, .w-richtext:after {
701	content: unset;
702}
703html {
704	background-color: var(--_theme---background);
705}
706button {
707	background-color: unset;
708	padding: unset;
709	text-align: inherit;
710}
711button:not(:disabled) {
712	cursor: pointer;
713}
714video {
715	width: 100%;
716	object-fit: cover;
717}
718/* remove padding of empty element */
719.wf-empty {
720	padding: 0;
721}
722svg {
723	max-width: 100%;
724}
725@media (prefers-color-scheme: light) {
726	option { color: black; }
727}
728img::selection {
729	background: transparent;
730}
731/* Typography */
732body {
733	text-transform: var(--_text-style---text-transform);
734	font-smoothing: antialiased;
735	-webkit-font-smoothing: antialiased;
736}
737/* Clear Defaults */
738a:not([class]) {
739	text-decoration: underline;
740}
741h1,h2,h3,h4,h5,h6,p,blockquote,label {
742	font-family: inherit;
743	font-size: inherit;
744	font-weight: inherit;
745	line-height: inherit;
746	letter-spacing: inherit;
747	text-transform: inherit;
748	text-wrap: inherit;
749	margin-top: 0;
750	margin-bottom: 0;
751}
752select:has(option[value=""]:checked) {
753	color: color-mix(in lab, currentcolor 60%, transparent)
754}
755/* Selection Color */
756::selection {
757	background-color: var(--_theme---selection--background);
758	color: var(--_theme---selection--text);
759}
760/* Margin Trim */
761:is(.u-margin-trim,.u-rich-text) > :not(:not(.w-condition-invisible,.u-cover-absolute,.u-ignore-trim) ~ :not(.w-condition-invisible,.u-cover-absolute,.u-ignore-trim)),
762:is(.u-margin-trim,.u-rich-text) > :not(:not(.w-condition-invisible,.u-cover-absolute,.u-ignore-trim) ~ :not(.w-condition-invisible,.u-cover-absolute,.u-ignore-trim)).u-display-contents > :first-child {
763	margin-top: 0;
764}
765:is(.u-margin-trim,.u-rich-text) > :not(:has(~ :not(.w-condition-invisible,.u-cover-absolute,.u-ignore-trim))),
766:is(.u-margin-trim,.u-rich-text) > :not(:has(~ :not(.w-condition-invisible,.u-cover-absolute,.u-ignore-trim))).u-display-contents > :last-child {
767	margin-bottom: 0;
768}
769/* Line Height Trim */
770:is(h1,h2,h3,h4,h5,h6,p):not(.u-text-trim-off,:has([class*="u-text-style-"]))::before,
771[class*="u-text-style-"]:not(.u-text-trim-off,:has(h1,h2,h3,h4,h5,h6,p))::before {
772	content: "";
773	display: table;
774	margin-bottom: calc(-0.5lh + var(--_text-style---trim-top));
775}
776:is(h1,h2,h3,h4,h5,h6,p):not(.u-text-trim-off,:has([class*="u-text-style-"]))::after,
777[class*="u-text-style-"]:not(.u-text-trim-off,:has(h1,h2,h3,h4,h5,h6,p))::after {
778	content: "";
779	display: table;
780	margin-bottom: calc(-0.5lh + var(--_text-style---trim-bottom));
781}
782/* Rich Text Links */
783.w-richtext a {
784	position: relative;
785	z-index: 4;
786}
787/* Line Clamp */
788.u-line-clamp-1, .u-line-clamp-2, .u-line-clamp-3, .u-line-clamp-4 {
789	-webkit-line-clamp: 1;
790	-webkit-box-orient: vertical;
791}
792.u-line-clamp-2 { -webkit-line-clamp: 2; }
793.u-line-clamp-3 { -webkit-line-clamp: 3; }
794.u-line-clamp-4 { -webkit-line-clamp: 4; }
795/* Child Contain */
796.u-child-contain > * {
797	width: 100%;
798	max-width: inherit !important;
799  margin-inline: 0 !important;
800	margin-top: 0 !important;
801}
802/* Hide */
803.u-hide-if-empty:empty,
804.u-hide-if-empty:not(:has(> :not(.w-condition-invisible))),
805.u-hide-if-empty-cms:not(:has(.w-dyn-item)),
806.u-embed-js,
807.u-embed-css {
808	display: none !important;
809}
810/* Focus State */
811a, button, :where([tabindex]), [data-outline] {
812	outline-offset: var(--focus--offset-outer);
813}
814a:focus-visible,
815button:focus-visible,
816[tabindex]:focus-visible,
817label:has(input:focus-visible) [data-outline] {
818	outline-color: var(--_theme---text);
819	outline-width: var(--focus--width);
820	outline-style: solid;
821}
822/* Disabled */
823[data-button]:has(button:disabled) {
824	opacity: 0.5;
825  pointer-events: none;
826}
827/* Play Button */
828.button_toggle_wrap:has([aria-pressed="true"]) .button_toggle_play {
829	opacity: 0;
830}
831.button_toggle_wrap:has([aria-pressed="true"]) .button_toggle_pause {
832	opacity: 1;
833}
834/* Global / Clickable Component */
835.wf-design-mode .clickable_wrap {
836	z-index: 0;
837}
838.clickable_wrap a[href="#"] {
839	display: none;
840}
841.clickable_wrap a[href="#"] ~ button {
842	display: block;
843}
844/* Responsive Above */
845@container threshold-large (width >= 62em) {
846	.u-order-unset-above { order: unset !important; }
847	.u-all-unset-above { all: unset !important; }
848	.u-grid-below { display: flex !important; }
849}
850@container threshold-medium (width >= 48em) {
851	.u-order-unset-above { order: unset !important; }
852	.u-all-unset-above { all: unset !important; }
853	.u-grid-below { display: flex !important; }
854}
855@container threshold-small (width >= 30em) {
856	.u-order-unset-above { order: unset !important; }
857	.u-all-unset-above { all: unset !important; }
858	.u-grid-below { display: flex !important; }
859}
860/* Responsive Below */
861@container threshold-large (width < 62em) {
862	.u-order-unset-below { order: unset !important; }
863	.u-all-unset-below { all: unset !important; }
864	.u-grid-above { display: flex !important; }
865}
866@container threshold-medium (width < 48em) {
867	.u-order-unset-below { order: unset !important; }
868	.u-all-unset-below { all: unset !important; }
869	.u-grid-above { display: flex !important; }
870}
871@container threshold-small (width < 30em) {
872	.u-order-unset-below { order: unset !important; }
873	.u-all-unset-below { all: unset !important; }
874	.u-grid-above { display: flex !important; }
875}
876/* State Manager */
877[data-state] { --_state---true: 1; --_state---false: 0; }
878.is-active,
879[data-state~="checked"]:is(:checked, :has(:checked)),
880[data-state~="current"]:is(.w--current, :has(.w--current)),
881[data-state~="open"]:is(.w--open, :has(.w--open)),
882[data-state~="expanded"]:is([aria-expanded="true"], :has([aria-expanded="true"])),
883[data-state~="external"]:is([target="_blank"], :has([target="_blank"])) { 
884	--_state---true: 0; --_state---false: 1;
885}
886.wf-design-mode [data-trigger~="preview"],
887[data-trigger~="focus"]:is(:focus-visible, :has(:focus-visible)),
888[data-trigger~="group"]:has([data-trigger~="focus-other"]:focus-visible, [data-trigger~="focus-other"] :focus-visible)
889  [data-trigger~="focus-other"]:not(:focus-visible, :has(:focus-visible)) {
890	--_trigger---on: 0; --_trigger---off: 1;
891}
892@media (hover: hover) {
893  [data-trigger~="hover"]:hover { --_trigger---on: 0; --_trigger---off: 1; }
894	[data-trigger~="group"]:has([data-trigger~="hover-other"]:hover) [data-trigger~="hover-other"]:not(:hover) { 
895		--_trigger---on: 0; --_trigger---off: 1;
896	}
897	[data-trigger~="hover-other"]:hover { --_trigger---on: 1 !important; --_trigger---off: 0 !important; }
898}
899@media (hover: none) {
900  [data-trigger~="mobile"] { --_trigger---on: 0; --_trigger---off: 1; }
901}
902</style></div><div class="w-embed"><style>
903.nav_desktop_contain {
904position: relative;
905}
906
907.sunset-gradient, [data-wf--section--theme="gradient-2"] {
908background: radial-gradient(136.56% 75.73% at 22.18% -4.91%, var(--Color-Brand-03-40, #F5B736) 26.95%, rgba(245, 183, 54, 0.86) 46%, rgba(245, 183, 54, 0.00) 100%), radial-gradient(153.66% 78.65% at 80.77% 108.18%, var(--Color-Brand-07-60, #9ACFFF) 15%, rgba(154, 207, 255, 0.89) 34%, rgba(154, 207, 255, 0.00) 100%), var(--Color-Brand-06-40, #A245D3);
909}
910
911.background-light {
912background: #E5BCFF;
913}
914
915.tag-oversold {
916border-radius: 4px;
917background: #FFFAF2;
918opacity: 0.4;
919}
920
921.tag-limited {
922border-radius: 4px;
923background: linear-gradient(180deg, #9ACFFF 56.58%, #A245D3 100.09%);
924}
925
926.tag-reserve {
927border-radius: 4px;
928background: radial-gradient(136.56% 75.73% at 22.18% -4.91%, var(--Color-Brand-03-40, #F5B736) 26.95%, rgba(245, 183, 54, 0.86) 46%, rgba(245, 183, 54, 0.00) 100%), radial-gradient(153.66% 78.65% at 80.77% 108.18%, var(--Color-Brand-07-60, #9ACFFF) 15%, rgba(154, 207, 255, 0.89) 34%, rgba(154, 207, 255, 0.00) 100%), var(--Color-Brand-06-40, #A245D3);
929}
930
931.table-card-1 {
932background: linear-gradient(180deg, #FFEBCC 0%, #FFCB9C 100%);
933padding: 1.25rem;
934margin-top: 100px;
935}
936
937.table-card-2 {
938background: linear-gradient(180deg, #FFCB9C 0%, #FEA95F 100%);
939box-shadow: 0 -4px 12px 0 rgba(34, 3, 53, 0.12);
940padding: 1.25rem;
941}
942
943.table-card-3 {
944background: linear-gradient(180deg, #FEA95F 0%, #F5B736 100%);
945box-shadow: 0 -4px 12px 0 rgba(34, 3, 53, 0.12);
946padding: 1.25rem;
947}
948
949.table-card-4 {
950background: linear-gradient(180deg, #F5B736 0%, #9ACFFF 50%, #A245D3 99.99%);
951box-shadow: 0 -4px 12px 0 rgba(34, 3, 53, 0.12);
952padding: 1.25rem;
953}
954
955.accordion_component {
956transition: opacity 0.25s ease, background 0.25s ease;
957}
958
959.accordion_component:not(.accordion_component_2).is-active {
960background: #FFEBCC;
961}
962
963.accordion_component_2:not(.is-active ) {
964opacity: 0.25;
965}
966
967.accordion_component_2.is-active {
968opacity: 1;
969}
970
971.u-background-3 {
972background: #8DC4FF;
973}
974
975.line-bg {
976height: 2px;
977clip-path: inset(0 5% 0 0);
978margin-right: 2rem;
979}
980
981.max-w-3rem {
982max-width: 3rem;
983}
984
985
986.u-max-width-2ch {
987max-width: 2ch;
988}
989
990.u-hide {
991    display: none !important;
992}
993
994/* Hide above large breakpoint */
995@container threshold-large (width >= 62em) {
996  .u-hide-above-large {
997    display: none !important;
998  }
999}
1000
1001/* Hide below large breakpoint */
1002@container threshold-large (width < 62em) {
1003  .u-hide-below-large {
1004    display: none !important;
1005  }
1006}
1007
1008/* Hide above medium */
1009@container threshold-medium (width >= 48em) {
1010  .u-hide-above-medium {
1011    display: none !important;
1012  }
1013}
1014
1015/* Hide below medium */
1016@container threshold-medium (width < 48em) {
1017  .u-hide-below-medium {
1018    display: none !important;
1019  }
1020}
1021
1022.nav_desktop_contain:before {
1023    content: '';
1024    position: absolute;
1025    left: 0;
1026    top: 0;
1027    height: 100%; 
1028    width: 100%;
1029    border-radius: 100px;
1030    background: rgba(255, 250, 242, 0.20);
1031    backdrop-filter: blur(15px);
1032}
1033
1034.nav_dropdown_main_scroll:after {
1035    content: '';
1036    position: absolute;
1037    left: 0;
1038    top: 0;
1039    height: 100%; 
1040    width: 100%;
1041    border-radius: 0.75rem;
1042    background: rgba(255, 250, 242, 0.20);
1043    backdrop-filter: blur(15px);
1044}
1045
1046.accordion_toggle_icon .u-path {
1047stroke-width: 2px;
1048stroke-linecap: round;
1049stroke-linejoin: round;
1050}
1051
1052/* Light theme nav (for dark backgrounds) */
1053.nav_desktop_wrap[data-nav-theme="light"] .nav_links_text,
1054.nav_desktop_wrap[data-nav-theme="light"] .nav_dropdown_text
1055 {
1056  color: #ffffff;
1057  transition: color 0.3s ease;
1058}
1059
1060.nav_desktop_wrap[data-nav-theme="light"] .nav_links_svg,
1061.nav_desktop_wrap[data-nav-theme="light"] svg {
1062  color: #ffffff;
1063}
1064
1065/* Dark theme nav (for light backgrounds) */
1066.nav_desktop_wrap[data-nav-theme="dark"] .nav_links_text,
1067.nav_desktop_wrap[data-nav-theme="dark"] .nav_dropdown_text
1068{
1069  color: #000000;
1070  transition: color 0.3s ease;
1071}
1072
1073.nav_desktop_wrap[data-nav-theme="dark"] .nav_links_svg,
1074.nav_desktop_wrap[data-nav-theme="dark"] svg {
1075  color: #000000;
1076}
1077
1078ol.brand-styled {
1079  list-style: none;
1080  counter-reset: steps;
1081}
1082ol.brand-styled li {
1083  counter-increment: steps;
1084}
1085ol.brand-styled li::before {
1086  content: counter(steps);
1087  margin-right: 0.5rem;
1088  background: currentColor;
1089  color: white;
1090  width: 1.2em;
1091  height: 1.2em;
1092  border-radius: 50%;
1093  display: inline-grid;
1094  place-items: center;
1095  line-height: 1.2em;
1096}
1097ol.brand-styled ol li::before {
1098  background: currentColor;
1099}
1100
1101ol[role="list"].brand-styled {
1102  list-style-type: none;
1103}
1104
1105.container-border-bottom {
1106border-bottom: 1px solid currentColor;
1107}
1108
1109.container-border-top {
1110border-top: 1px solid currentColor;
1111}
1112
1113.u-max-width-5ch {
1114max-width: 5ch;
1115}
1116
1117.u-border-transparent {
1118border-color: transparent;
1119}
1120
1121/* Simple version */
1122.u-divide-y > .u-display-contents > * + * {
1123  border-top-width: 1px;
1124  border-top-style: solid;
1125  border-top-color: currentColor; /* or set a specific color */
1126}
1127
1128/* More complete version with color control */
1129.u-divide-y > .u-display-contents > * + * {
1130  border-top: 1px solid var(--divide-color, #e5e7eb);
1131}
1132
1133/* Border Width - All sides */
1134.u-border-0 { border-width: 0px; }
1135.u-border { border-width: 1px; }
1136.u-border-2 { border-width: 2px; }
1137.u-border-4 { border-width: 4px; }
1138.u-border-8 { border-width: 8px; }
1139
1140/* Border Width - Individual sides */
1141.u-border-t-0 { border-top-width: 0px; }
1142.u-border-t { border-top-width: 1px; }
1143.u-border-t-2 { border-top-width: 2px; }
1144.u-border-t-4 { border-top-width: 4px; }
1145
1146.u-border-r-0 { border-right-width: 0px; }
1147.u-border-r { border-right-width: 1px; }
1148.u-border-r-2 { border-right-width: 2px; }
1149.u-border-r-4 { border-right-width: 4px; }
1150
1151.u-border-b-0 { border-bottom-width: 0px; }
1152.u-border-b { border-bottom-width: 1px; }
1153.u-border-b-2 { border-bottom-width: 2px; }
1154.u-border-b-4 { border-bottom-width: 4px; }
1155
1156.u-border-l-0 { border-left-width: 0px; }
1157.u-border-l { border-left-width: 1px; }
1158.u-border-l-2 { border-left-width: 2px; }
1159.u-border-l-4 { border-left-width: 4px; }
1160
1161/* Border Width - Axes */
1162.u-border-x-0 { border-left-width: 0px; border-right-width: 0px; }
1163.u-border-x { border-left-width: 1px; border-right-width: 1px; }
1164.u-border-x-2 { border-left-width: 2px; border-right-width: 2px; }
1165
1166.u-border-y-0 { border-top-width: 0px; border-bottom-width: 0px; }
1167.u-border-y { border-top-width: 1px; border-bottom-width: 1px; }
1168.u-border-y-2 { border-top-width: 2px; border-bottom-width: 2px; }
1169
1170/* Border Style */
1171.u-border-solid { border-style: solid; }
1172.u-border-dashed { border-style: dashed; }
1173.u-border-dotted { border-style: dotted; }
1174.u-border-double { border-style: double; }
1175.u-border-hidden { border-style: hidden; }
1176.u-border-none { border-style: none; }
1177
1178/* Border Radius */
1179.u-rounded-none { border-radius: 0px; }
1180.u-rounded-sm { border-radius: 0.125rem; }
1181.u-rounded { border-radius: 0.25rem; }
1182.u-rounded-md { border-radius: 0.375rem; }
1183.u-rounded-lg { border-radius: 0.5rem; }
1184.u-rounded-xl { border-radius: 0.75rem; }
1185.u-rounded-2xl { border-radius: 1rem; }
1186.u-rounded-3xl { border-radius: 1.5rem; }
1187.u-rounded-full { border-radius: 9999px; }
1188
1189/* Border Radius - Individual corners */
1190.u-rounded-t-none { border-top-left-radius: 0px; border-top-right-radius: 0px; }
1191.u-rounded-t { border-top-left-radius: 0.25rem; border-top-right-radius: 0.25rem; }
1192.u-rounded-t-lg { border-top-left-radius: 0.5rem; border-top-right-radius: 0.5rem; }
1193
1194.u-rounded-r-none { border-top-right-radius: 0px; border-bottom-right-radius: 0px; }
1195.u-rounded-r { border-top-right-radius: 0.25rem; border-bottom-right-radius: 0.25rem; }
1196.u-rounded-r-lg { border-top-right-radius: 0.5rem; border-bottom-right-radius: 0.5rem; }
1197
1198.u-rounded-b-none { border-bottom-right-radius: 0px; border-bottom-left-radius: 0px; }
1199.u-rounded-b { border-bottom-right-radius: 0.25rem; border-bottom-left-radius: 0.25rem; }
1200.u-rounded-b-lg { border-bottom-right-radius: 0.5rem; border-bottom-left-radius: 0.5rem; }
1201
1202.u-rounded-l-none { border-top-left-radius: 0px; border-bottom-left-radius: 0px; }
1203.u-rounded-l { border-top-left-radius: 0.25rem; border-bottom-left-radius: 0.25rem; }
1204.u-rounded-l-lg { border-top-left-radius: 0.5rem; border-bottom-left-radius: 0.5rem; }
1205
1206/* Border Radius - Single corners */
1207.u-rounded-tl-none { border-top-left-radius: 0px; }
1208.u-rounded-tl { border-top-left-radius: 0.25rem; }
1209.u-rounded-tl-lg { border-top-left-radius: 0.5rem; }
1210
1211.u-rounded-tr-none { border-top-right-radius: 0px; }
1212.u-rounded-tr { border-top-right-radius: 0.25rem; }
1213.u-rounded-tr-lg { border-top-right-radius: 0.5rem; }
1214
1215.u-rounded-br-none { border-bottom-right-radius: 0px; }
1216.u-rounded-br { border-bottom-right-radius: 0.25rem; }
1217.u-rounded-br-lg { border-bottom-right-radius: 0.5rem; }
1218
1219.u-rounded-bl-none { border-bottom-left-radius: 0px; }
1220.u-rounded-bl { border-bottom-left-radius: 0.25rem; }
1221.u-rounded-bl-lg { border-bottom-left-radius: 0.5rem; }
1222
1223/* Border Color - requires custom properties */
1224.u-border-transparent { border-color: transparent; border: 0; }
1225.u-border-current { border-color: currentColor; }
1226.u-border-inherit { border-color: inherit; }
1227
1228/* Divide utilities */
1229.u-divide-y > :not([hidden]) ~ :not([hidden]) {
1230  border-top-width: 1px;
1231  border-bottom-width: 0px;
1232  border-style: solid;
1233}
1234
1235.u-divide-x > :not([hidden]) ~ :not([hidden]) {
1236  border-left-width: 1px;
1237  border-right-width: 0px;
1238  border-style: solid;
1239}
1240
1241.u-divide-y-2 > :not([hidden]) ~ :not([hidden]) {
1242  border-top-width: 2px;
1243}
1244
1245.u-divide-x-2 > :not([hidden]) ~ :not([hidden]) {
1246  border-left-width: 2px;
1247}
1248
1249.u-divide-y-reverse > :not([hidden]) ~ :not([hidden]) {
1250  --divide-y-reverse: 1;
1251}
1252
1253.u-divide-x-reverse > :not([hidden]) ~ :not([hidden]) {
1254  --divide-x-reverse: 1;
1255}
1256
1257.u-gap-half {
1258gap: 2px
1259;
1260}
1261
1262.whitespace-nowrap > * {
1263white-space: nowrap;
1264}
1265
1266.product-hero, .fade-gradient {
1267background: var(--Gradients-purple-gradient, linear-gradient(180deg, #E5BCFF -8.7%, #801FB3 45.15%, #350A51 100.09%), linear-gradient(180deg, #A3EC3C 0%, #30B175 95.76%));
1268}
1269
1270.product-hero {
1271border-radius: 0 0 24px 24px;
1272}
1273
1274.u-color-brand-500 {
1275color: #801FB3;
1276}
1277
1278.card-button {
1279transition: all 0.25s ease;
1280background: #8DC4FF;
1281border-radius: 1rem;
1282}
1283
1284.card-button  .card_primary_inner {
1285border: 0;
1286}
1287
1288.card-button:hover {
1289background:  #801FB3;
1290color: #FFFAF2;
1291}
1292
1293.u-hide-nested-bullet ul ul {
1294	list-style: none;
1295}
1296
1297.u-max-height-2rem {
1298    width: auto;
1299    max-height: 2rem;
1300    max-width: 100%;
1301}
1302
1303.u-swiper-hide-bullets .swiper-pagination-bullets {
1304display: none;
1305}
1306
1307.card_primary_inner .slot {
1308position: relative;
1309}
1310
1311.u-border-left {
1312border-left: 1px solid #220335;
1313}
1314
1315.inline-logo {
1316		color: transparent;
1317    position: relative;
1318    vertical-align: text-top;
1319    line-height: 1;
1320}
1321
1322.inline-logo:after {
1323content: '';
1324    position: absolute;
1325    height: 100%;
1326    width: 100%;
1327    left: 0;
1328    top: -0.2rem;
1329    background: url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22200%22%20height%3D%2264%22%20viewBox%3D%220%200%20200%2064%22%20fill%3D%22none%22%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M45.304%201.077c-3.312-1.955-6.973-.893-9.463.39-2.622%201.35-5.004%203.449-6.564%205.37-9.13%2011.256-13.264%2019.975-16.768%2029.473a38%2038%200%200%200-1.553%205.328%2094%2094%200%200%201-3.044%201.75v-8.195h-6.89v26.125h6.89
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%22a%22%20cx%3D%220%22%20cy%3D%220%22%20r%3D%221%22%20gradientTransform%3D%22matrix(-72.9064%20-44.5382%20270.577%20-45.8118%20161.238%2069.236)%22%20gradientUnits%3D%22userSpaceOnUse%22%3E%3Cstop%20offset%3D%22.15%22%20stop-color%3D%22%239ACFFF%22%2F%3E%3Cstop%20offset%3D%22.34%22%20stop-color%3D%22%239ACFFF%22%20stop-opacity%3D%22.894%22%2F%3
1329E%3Cstop%20offset%3D%221%22%20stop-color%3D%22%239ACFFF%22%20stop-opacity%3D%220%22%2F%3E%3C%2FradialGradient%3E%3CradialGradient%20id%3D%22b%22%20cx%3D%220%22%20cy%3D%220%22%20r%3D%221%22%20gradientTransform%3D%22matrix(69.1977%2043.0545%20-241.419%2040.1326%2044.642%20-3.142)%22%20gradientUnits%3D%22userSpaceOnUse%22%3E%3Cstop%20offset%3D%22.269%22%20stop-color%3D%22%23F5B736%22%2F%3E%3Cstop%20offset%3D%22.46%22%20stop-color%3D%22%23F5B736%22%20stop-opacity%3D%22.862%22%2F%3E%3Cstop%20offset%3D%221%22%20stop-color%3D%22%23F5B736%22%20stop-opacity%3D%220%22%2F%3E%3C%2FradialGradient%3E%3C%2Fdefs%3E%3C%2Fsvg%3E") left bottom/contain no-repeat;
1330}
1331
1332.exec-leadership-card {
1333transition: all 0.25s ease;
1334}
1335
1336.exec-leadership-card:hover {
1337color: #801FB3;
1338}
1339
1340.exec-leadership-card img {
1341  transition:
1342    background 0.6s cubic-bezier(0.55, 0.16, 0.23, 0.99),
1343    transform 0.4s ease;
1344}
1345.exec-leadership-card:hover img {
1346background: radial-gradient(136.56% 75.73% at 22.18% -4.91%, var(--Color-Brand-03-40, #F5B736) 26.95%, rgba(245, 183, 54, 0.86) 46%, rgba(245, 183, 54, 0.00) 100%), radial-gradient(153.66% 78.65% at 80.77% 108.18%, var(--Color-Brand-07-60, #9ACFFF) 15%, rgba(154, 207, 255, 0.89) 34%, rgba(154, 207, 255, 0.00) 100%), var(--Color-Brand-06-40, #A245D3);
1347}
1348.reveal-after-video {
1349  opacity: 0;
1350  transition: opacity .6s ease;
1351}
1352.video-finished .reveal-after-video {
1353  opacity: 1;
1354}
1355/* mobile: show images inline; no dynamic column */
1356@media (max-width: 991px){
1357  .dynamicImageColumn { display: none; }
1358}
1359
1360/* desktop: hide inline images; fade in the injected one */
1361@media (min-width: 992px){
1362  .accordion-image { display: none !important; }
1363
1364  .dynamicImageColumn { position: relative; }
1365  .dynamicImageColumn .dyn-mount{
1366    position: relative;
1367    aspect-ratio: 5 / 4;           /* match your u-ratio-5-4 */
1368    overflow: hidden;
1369    border-radius: var(--radius, 0);
1370  }
1371  .dynamicImageColumn .dyn-img{
1372    position: absolute; inset: 0;
1373    width: 100%; height: 100%; object-fit: cover;
1374    opacity: 0; transition: opacity .5s ease;
1375    display: block; border-radius: inherit;
1376    border-radius: var(--radius--main);
1377  }
1378  .dynamicImageColumn .dyn-img.is-visible{ opacity: 1; }
1379}
1380/* ---------- Mobile (default) : vertical flow with down arrows ---------- */
1381.process-flow{
1382  display:grid;
1383  row-gap:2.2rem;
1384}
1385
1386.process-step{
1387  display:grid;
1388  grid-template-columns:0.25fr 1fr; /* icon col + text col */
1389  column-gap:1rem;
1390  align-items:center;
1391  position:relative;
1392
1393}
1394
1395.process-icon{
1396  grid-column:1;
1397  max-height: 100px;
1398  object-fit:contain;
1399}
1400
1401.process-label{
1402  grid-column:2;
1403  margin:0;
1404    text-align: left;
1405}
1406
1407/* down arrow under each icon except last step */
1408.process-step:not(:last-of-type) .process-icon::after{
1409  content:"";
1410  position:absolute;
1411  left:20px;                  /* center under 40px icon col */
1412  top:calc(100% + .35rem);
1413  width:8px;
1414  height:54px;
1415  background:url("data:image/svg+xml,%3Csvg width='8' height='54' viewBox='0 0 8 54' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4 0v45' stroke='%23220335' stroke-opacity='.2'/%3E%3Cpath d='M1.5 45.5L4 53l2.5-7.5' fill='none' stroke='%23220335' stroke-opacity='.4'/%3E%3C/svg%3E") center/contain no-repeat;
1416}
1417
1418/* hide desktop arrows on mobile */
1419/*.process-arrow{ display:none; }*/
1420
1421  .process-arrow{
1422    display:inline-block;
1423    flex:0 0 auto;
1424    width:50px;
1425    height:8px;
1426    background:url("data:image/svg+xml,%3Csvg%20width%3D%229%22%20height%3D%2250%22%20viewBox%3D%220%200%209%2050%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M4.01949%2049.26C4.21487%2049.4552%204.53146%2049.4549%204.72659%2049.2596L7.90652%2046.0755C8.10165%2045.8801%208.10145%2045.5636%207.90606%2045.3684C7.71067%2045.1733%207.39409%2045.1735%207.19895%2045.3689L4.37235%2048.1991L1.5421%2045.3725C1.34671%2045.1774%201.03013%2045.1776%200.834993%2045.373C0.639857%2045.5684%200.640061%2045.885%200.83545%2046.0801L4.01949%2049.26ZM4.3418%200.90625L3.8418%200.906573L3.87281%2048.9066L4.37281%2048.9062L4.87281%2048.9059L4.8418%200.905927L4.3418%200.90625Z%22%20fill%3D%22%23220335%22%20fill-opacity%3D%220.4%22%2F%3
1426E%3C%2Fsvg%3E") center/contain no-repeat;
1427  }
1428
1429/* ---------- Desktop : row with arrows centered between items ---------- */
1430@media (min-width:992px){
1431  .process-flow{
1432    display:flex;
1433    justify-content:space-between;
1434    align-items:center;
1435    gap:0; /* let space-between do the spacing */
1436  }
1437
1438  .process-step{
1439    display:flex;
1440    flex-direction:column;
1441    align-items:flex-start;
1442    max-width:10rem;
1443    text-align:center;
1444  }
1445  
1446  .process-label {
1447    text-align: center;
1448  }
1449
1450  /* hide the mobile vertical connector on desktop */
1451  .process-step .process-icon::after{ display:none; }
1452
1453  /* show real arrow elements between steps */
1454  .process-arrow{
1455    display:inline-block;
1456    flex:0 0 auto;
1457    width:50px;
1458    height:8px;
1459    background:url("data:image/svg+xml,%3Csvg width='50' height='8' viewBox='0 0 50 8' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M49.1036 4.3536a.5.5 0 0 0 0-.7071L45.9216.4645a.5.5 0 0 0-.7071 0 .5.5 0 0 0 0 .7071L48.0429 4l-2.8284 2.8284a.5.5 0 1 0 .7071.7071L49.1036 4.3536zM.75 4v.5h48V4 3.5h-48V4z' fill='%23220335' fill-opacity='.4'/%3E%3C/svg%3E") center/contain no-repeat;
1460  }
1461}
1462
1463
1464
1465@media (max-width:767px) {
1466.cto-benefits-columns {
1467flex-direction: column;
1468gap: 1.5rem;
1469}
1470}
1471
1472.earned-media__link-block .earned-media__title {
1473transition: 0.25s ease;
1474}
1475
1476.earned-media__link-block:hover .earned-media__title {
1477text-decoration: underline;
1478color: var(--swatch--brand-500);
1479}
1480
1481.u-aspect-1440-900 {
1482aspect-ratio: 1440/900;
1483max-height: 100vh;
1484}
1485</style></div><div class="code-embed-2 w-embed"><style>
1486/* HubSpot Form Base Styles */
1487.hs-form {
1488  width: 100%;
1489  margin-bottom: 0;
1490}
1491
1492/* Form Layout */
1493.hs-form .hs-form-field {
1494  margin-bottom: var(--_spacing---space--3);
1495  width: 100%;
1496}
1497
1498/* Labels */
1499.hs-form label {
1500  font-family: var(--_typography---font--primary-family);
1501  font-size: var(--_typography---font-size--text-main);
1502  font-weight: var(--_typography---font--primary-medium);
1503  color: var(--_theme---text);
1504  margin-bottom: var(--_spacing---space--2);
1505  display: block;
1506}
1507
1508.hs-form .hs-form-required {
1509  color: var(--_theme---text);
1510  margin-left: 0.2em;
1511}
1512
1513/* Input Fields */
1514.hs-form .hs-input {
1515  border-top-left-radius: var(--radius--round);
1516  border-top-right-radius: var(--radius--round);
1517  border-bottom-left-radius: var(--radius--round);
1518  border-bottom-right-radius: var(--radius--round);
1519  background-color: var(--swatch--color-white);
1520  color: var(--_theme---text);
1521  font-family: var(--_typography---font--primary-family);
1522  font-size: var(--_typography---font-size--text-main);
1523  line-height: var(--_typography---line-height--huge);
1524  font-weight: var(--_typography---font--primary-regular);
1525  border: var(--border-width--main) solid var(--_theme---border);
1526  outline-style: none;
1527  width: 100%;
1528  margin-bottom: 0;
1529  padding: 1rem 1.5rem;
1530  transition: border-color 0.2s ease;
1531}
1532
1533.hs-form .hs-input:focus {
1534  border-color: var(--swatch--brand-500);
1535  outline: none;
1536}
1537
1538.hs-form .hs-input::placeholder {
1539  color: color-mix(in srgb, var(--_theme---text) 60%, transparent);
1540}
1541
1542/* Textarea */
1543.hs-form textarea.hs-input {
1544  border-radius: var(--radius--main);
1545  min-height: 12.5rem;
1546  resize: vertical;
1547}
1548
1549/* Select Dropdown */
1550.hs-form select.hs-input {
1551  appearance: none;
1552  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23333' d='M6 9L1 4h10z'/%3E%3C/svg%3E");
1553  background-repeat: no-repeat;
1554  background-position: right 1rem center;
1555  padding-right: 2.5rem;
1556}
1557
1558.hs-form select.hs-input.is-placeholder {
1559  color: color-mix(in srgb, var(--_theme---text) 60%, transparent);
1560}
1561
1562/* Submit Button */
1563.hs-form .hs-button {
1564  border-top-style: solid;
1565  border-top-width: var(--border-width--main);
1566  border-right-style: solid;
1567  border-right-width: var(--border-width--main);
1568  border-bottom-style: solid;
1569  border-bottom-width: var(--border-width--main);
1570  border-left-style: solid;
1571  border-left-width: var(--border-width--main);
1572  border-radius: var(--radius--round);
1573  background-color: var(--swatch--brand-500);
1574  border-color: var(--swatch--brand-500);
1575  color: var(--swatch--light-100);
1576  font-family: var(--_typography---font--primary-family);
1577  font-size: var(--_typography---font-size--text-main);
1578  font-weight: var(--_typography---font--primary-medium);
1579  text-align: center;
1580  cursor: pointer;
1581  padding: 1rem 1.5rem;
1582  line-height: 1;
1583  transition: all 0.2s ease;
1584  display: inline-flex;
1585  justify-content: center;
1586  align-items: center;
1587}
1588
1589.hs-form .hs-button:hover {
1590  background-color: var(--_theme---text);
1591  border-color: var(--_theme---text);
1592  color: var(--_theme---background);
1593}
1594
1595.hs-form .hs-button:focus {
1596  outline: var(--focus--width) solid var(--swatch--brand-500);
1597  outline-offset: var(--focus--offset-outer);
1598}
1599
1600/* Error Messages */
1601.hs-form .hs-error-msgs {
1602  list-style: none;
1603  padding: 0;
1604  margin: var(--_spacing---space--1) 0 0 0;
1605}
1606
1607.hs-form .hs-error-msg {
1608  color: #ea384c;
1609  font-size: var(--_typography---font-size--text-small);
1610  display: block;
1611  margin-top: var(--_spacing---space--1);
1612}
1613
1614.hs-form .hs-input.invalid,
1615.hs-form .hs-input.error {
1616  border-color: #ea384c;
1617}
1618
1619/* Success Message */
1620.hs-form .hs-form-success {
1621  border: var(--border-width--main) solid var(--_theme---border);
1622  border-radius: var(--radius--main);
1623  background-color: var(--swatch--transparent);
1624  padding: 1.2rem;
1625  text-align: center;
1626}
1627
1628/* Checkbox & Radio */
1629.hs-form .hs-form-checkbox,
1630.hs-form .hs-form-radio {
1631  display: flex;
1632  align-items: center;
1633  gap: var(--_spacing---space--2);
1634  margin-bottom: var(--_spacing---space--2);
1635}
1636
1637.hs-form .hs-form-checkbox label,
1638.hs-form .hs-form-radio label {
1639  margin-bottom: 0;
1640  font-weight: var(--_typography---font--primary-regular);
1641}
1642
1643/* Hidden Fields */
1644.hs-form .hs-form-field[style*="display: none"],
1645.hs-form .hs-dependent-field {
1646  /* Preserve hidden field functionality */
1647}
1648
1649/* reCAPTCHA */
1650.hs-form .hs-recaptcha {
1651  margin-top: var(--_spacing---space--4);
1652  margin-bottom: var(--_spacing---space--4);
1653}
1654
1655/* Responsive Adjustments */
1656@media screen and (max-width: 767px) {
1657  .hs-form .hs-input {
1658    padding: 0.875rem 1.25rem;
1659  }
1660  
1661  .hs-form .hs-button {
1662    width: 100%;
1663  }
1664}
1665
1666
1667/* Webflow Form - Lumos Styles */
1668form[data-wf-hs-form] {
1669  width: 100%;
1670}
1671
1672/* Labels */
1673form[data-wf-hs-form] label {
1674  font-family: var(--_typography---font--primary-family);
1675  font-size: var(--_typography---font-size--text-main);
1676  font-weight: var(--_typography---font--primary-medium);
1677  color: var(--_theme---text);
1678  margin-bottom: var(--_spacing---space--2);
1679  display: block;
1680}
1681
1682/* Input Fields */
1683form[data-wf-hs-form] input[type="text"],
1684form[data-wf-hs-form] input[type="email"] {
1685  border-radius: var(--radius--round);
1686  background-color: var(--swatch--color-white);
1687  color: var(--_theme---text);
1688  font-family: var(--_typography---font--primary-family);
1689  font-size: var(--_typography---font-size--text-main);
1690  line-height: var(--_typography---line-height--huge);
1691  font-weight: var(--_typography---font--primary-regular);
1692  border: var(--border-width--main) solid var(--_theme---border);
1693  width: 100%;
1694  margin-bottom: var(--_spacing---space--3);
1695  padding: 1rem 1.5rem;
1696  outline: none;
1697  transition: border-color 0.2s ease;
1698}
1699
1700form[data-wf-hs-form] input[type="text"]:focus,
1701form[data-wf-hs-form] input[type="email"]:focus {
1702  border-color: var(--swatch--brand-500);
1703}
1704
1705form[data-wf-hs-form] input::placeholder {
1706  color: color-mix(in srgb, var(--_theme---text) 60%, transparent);
1707}
1708
1709/* Select Dropdowns */
1710form[data-wf-hs-form] select {
1711  border-radius: var(--radius--round);
1712  background-color: var(--swatch--color-white);
1713  color: var(--_theme---text);
1714  font-family: var(--_typography---font--primary-family);
1715  font-size: var(--_typography---font-size--text-main);
1716  line-height: var(--_typography---line-height--huge);
1717  font-weight: var(--_typography---font--primary-regular);
1718  border: var(--border-width--main) solid var(--_theme---border);
1719  width: 100%;
1720  margin-bottom: var(--_spacing---space--3);
1721  padding: 1rem 1.5rem;
1722  outline: none;
1723  appearance: none;
1724  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23333' d='M6 9L1 4h10z'/%3E%3C/svg%3E");
1725  background-repeat: no-repeat;
1726  background-position: right 1.5rem center;
1727  background-size: 12px;
1728  padding-right: 3rem;
1729  transition: border-color 0.2s ease;
1730}
1731
1732form[data-wf-hs-form] select:focus {
1733  border-color: var(--swatch--brand-500);
1734}
1735
1736form[data-wf-hs-form] select option[value=""] {
1737  color: color-mix(in srgb, var(--_theme---text) 60%, transparent);
1738}
1739
1740/* Textarea */
1741form[data-wf-hs-form] textarea {
1742  border-radius: var(--radius--main);
1743  background-color: var(--swatch--color-white);
1744  color: var(--_theme---text);
1745  font-family: var(--_typography---font--primary-family);
1746  font-size: var(--_typography---font-size--text-main);
1747  line-height: var(--_typography---line-height--huge);
1748  font-weight: var(--_typography---font--primary-regular);
1749  border: var(--border-width--main) solid var(--_theme---border);
1750  width: 100%;
1751  min-height: 12.5rem;
1752  margin-bottom: var(--_spacing---space--3);
1753  padding: 1rem 1.5rem;
1754  outline: none;
1755  resize: vertical;
1756  transition: border-color 0.2s ease;
1757}
1758
1759form[data-wf-hs-form] textarea:focus {
1760  border-color: var(--swatch--brand-500);
1761}
1762
1763form[data-wf-hs-form] textarea::placeholder {
1764  color: color-mix(in srgb, var(--_theme---text) 60%, transparent);
1765}
1766
1767/* Submit Button */
1768form[data-wf-hs-form] button[type="submit"] {
1769  border: var(--border-width--main) solid var(--swatch--brand-500);
1770  border-radius: var(--radius--round);
1771  background-color: var(--swatch--brand-500);
1772  color: var(--swatch--light-100);
1773  font-family: var(--_typography---font--primary-family);
1774  font-size: var(--_typography---font-size--text-main);
1775  font-weight: var(--_typography---font--primary-medium);
1776  text-align: center;
1777  cursor: pointer;
1778  padding: 1rem 1.5rem;
1779  line-height: 1;
1780  margin-top: var(--_spacing---space--2);
1781  transition: all 0.2s ease;
1782}
1783
1784form[data-wf-hs-form] button[type="submit"]:hover {
1785  background-color: var(--_theme---text);
1786  border-color: var(--_theme---text);
1787  color: var(--_theme---background);
1788}
1789
1790/* Hidden Fields */
1791form[data-wf-hs-form] input[type="hidden"] {
1792  display: none;
1793}
1794
1795/* Responsive */
1796@media screen and (max-width: 767px) {
1797  form[data-wf-hs-form] input,
1798  form[data-wf-hs-form] select,
1799  form[data-wf-hs-form] textarea {
1800    padding: 0.875rem 1.25rem;
1801  }
1802}
1803
1804form[data-wf-hs-form] label, .hs-form label {
1805font-size: 12px;
1806}
1807/* Hide the main "Integration request" label */
1808form[data-name*="Integration Request"] label[for="integration_request"] {
1809  display: none;
1810}
1811
1812/* Hide all checkbox inputs and their labels */
1813form[data-name*="Integration Request"] input[type="checkbox"],
1814form[data-name*="Integration Request"] label[for="Sage"],
1815form[data-name*="Integration Request"] label[for="Salesforce"],
1816form[data-name*="Integration Request"] label[for="Viewpoint"],
1817form[data-name*="Integration Request"] label[for="CMiC"],
1818form[data-name*="Integration Request"] label[for="Origami Risk"] {
1819  display: none;
1820}
1821</style></div></div><div data-animation="default" data-collapse="medium" data-duration="400" data-easing="ease" data-easing2="ease" data-no-scroll="1" role="banner" class="_w-navbar w-nav"><div class="_w-navbar-container w-container"><div class="_w-navbar-row-wrapper"><div class="_w-navbar-row-link-wrapper _w-desktop-only"><div>
1821Is there hidden risk in your COI review process?</div><div class="_w-navbar-row-link-item"><a href="/the-coi-reality-scorecard" class="_w-navbar-row-link">Get your score</a><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 14 14" fill="none" class="_w-icon-s"><g clip-path="url(#clip0_1_14070)"><path d="M2.1875 7H11.8125" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M7.875 3.0625L11.8125 7L7.875 10.9375" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_1_14070"><rect width="14" height="14" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-navbar-row-sep _w-desktop-only"></div><div class="_w-navbar-row-link-wrapper"><div>Returning myCOI user?</div><div class="_w-navbar-row-link-item"><a href="https://secure.mycoionline.com/default.aspx?ReturnUrl=%2f&amp;c=1" target="_blank" class="_w-navbar-row-link">Log in</a><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 14 14" fill="none" class="_w-icon-s"><g clip-path="url(#clip0_1_14070)"><path d="M2.1875 7H11.8125" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M7.875 3.0625L11.8125 7L7.875 10.9375" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_1_14070"><rect width="14" height="14" fill="currentColor"></rect></clippath></defs></svg></div></div></div><div class="_w-navbar-wrapper"><a href="/" aria-current="page" class="_w-logo-brand w-nav-brand w--current"><img width="Auto" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a36fe25ba34e8bcdf64bd65_916ad773c7983746fad8b20a49aece16_Logo%20%281%29.avif" alt="illumend logo" class="_w-navbar-logo"/></a><div class="_w-navbar-right"><nav role="navigation" class="_w-nav-menu w-nav-menu"><div data-delay="0" data-hover="false" class="_w-nav-drop w-dropdown"><div data-w-id="ff43cd94-5b5c-aaeb-4c4a-8c3f221bcfbe" class="_w-nav-link w-dropdown-toggle"><div>By Industry</div><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 12 12" fill="none" class="_w-nav-drop-icon"><path d="M9.75 4.5L6 8.25L2.25 4.5" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><nav class="_w-nav-drop-wrapper-s single w-dropdown-list"><div class="_w-col-s"><a href="/product/construction" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f45693f443cf8adac_HardHat.svg" alt="" class="_w-nav-icon"/></div><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Construction</div></div></a><a href="/product/commercial-real-estate" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2fa228486a7c3d19ce_City.svg" alt="" class="_w-nav-icon"/></div><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Commercial Real Estate</div></div></a><a href="/product/retail-franchise" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f3081a87daf47548287_ShoppingBagOpen.svg" alt="" class="_w-nav-icon"/></div><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Retail &amp; 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1821<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 12 12" fill="none" class="_w-nav-drop-icon"><path d="M9.75 4.5L6 8.25L2.25 4.5" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><nav class="_w-nav-drop-wrapper-s single w-dropdown-list"><div class="_w-col-s"><a href="/compliance-analyst" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Compliance Analysts</div></div></a><a href="/cfo" class="_w-menu-link-s single w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">CFOs</div></div></a><a href="/cto" class="_w-menu-link-s single w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">CTOs</div></div></a><a href="/insurance-broker-partner" class="_w-menu-link-s single w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Insurance Brokers</div></div></a></div></nav></div><a href="/resources-hub" class="_w-nav-link w-nav-link">Resources</a><div data-delay="0" data-hover="false" class="_w-nav-drop w-dropdown"><div data-w-id="ff43cd94-5b5c-aaeb-4c4a-8c3f221bd00e" class="_w-nav-link w-dropdown-toggle"><div>About Us</div><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 12 12" fill="none" class="_w-nav-drop-icon"><path d="M9.75 4.5L6 8.25L2.25 4.5" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><nav class="_w-nav-drop-wrapper-s single w-dropdown-list"><div class="_w-col-s"><a href="/about-us" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">About Us</div></div></a><a href="/newsroom" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Newsroom</div></div></a><a href="/meet-our-leaders" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Meet Our Leaders</div></div></a><a href="/careers" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Careers</div></div></a></div></nav></div><a href="/support" class="_w-nav-link w-nav-link">Support</a><div class="_w-nav-menu-btn-wrapper"><a href="/schedule-a-demo" class="_w-navbar-btn mobile"><div>Schedule Demo</div></a></div></nav><div id="h-menu" class="_w-h-menu w-nav-button"><div class="_w-h-menu-icon w-icon-nav-menu"></div></div></div><a href="/schedule-a-demo" class="_w-navbar-btn">Schedule Demo</a></div></div></div><section data-w-id="0270bdc4-dd54-d149-f25f-bc5aebf1b9ef" style="opacity:0" class="_w-section _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-hero-wrapper"><div class="_w-2col-wrapper"><div class="_w-hero-info"><div class="_w-heading-body-w"><div class="_w-h1-sub1-w"><div class="_w-tagline-h1-w hero"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
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1832</div></a><a data-wf--w-btn--variant="tertiary---mid" href="#video-demo" class="_w-btn w-variant-a9f8a2ad-f9c2-2c3a-4b85-74c120388ba6 w-inline-block"><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
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1835</div><div>Watch the Tour</div></a></div></div><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202.avif" loading="lazy" id="w-node-_3a74d4c9-0720-015a-f6e8-e946e9acbcd5-1c046b46" height="Auto" alt="" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202-p-800.avif 800w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202-p-1080.avif 1080w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202.avif 1142w" sizes="(max-width: 767px) 100v
1835w, (max-width: 991px) 728px, 940px" class="_w-hero-img"/></div></div><div class="_w-logo-wrapper"><div class="_w-eyebrow-title-w"><div class="_w-full-sep"></div><div class="_w-eyebrow-1">Trusted by companies across the USA to manage 45M+ insurance documents</div><div class="_w-full-sep"></div></div><div class="_w-logo-slider-rows"><div class="_w-logo-slider-row"><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939ef287777cdd9946a_f1d6c197b3e75815909e3e1c2f8869e8_Priority%20Logo.avif" loading="lazy" width="343" alt="Priority logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939b263637759065513_5b5e1b8a9b69fe1125320a07a70ae5cd_Sleiman%20Logo.avif" loading="lazy" width="176.5" alt="Sleiman logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3539394d888720a6b9e31d_95e27e01e62bfd8c01bfd9f9701e8378_Torani%20Logo.avif" loading="lazy" width="118" 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src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939b263637759065513_5b5e1b8a9b69fe1125320a07a70ae5cd_Sleiman%20Logo.avif" loading="lazy" width="176.5" alt="Sleiman logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3539394d888720a6b9e31d_95e27e01e62bfd8c01bfd9f9701e8378_Torani%20Logo.avif" loading="lazy" width="118" alt="Torani logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939fba42b4ac964cc88_489446492fafa7eee5ab2b154e4e6341_OneRail%20Logo.avif" loading="lazy" width="236" alt="OneRail logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3539390505482b0095dbc0_cf4537cbf98613a489a2f5db85475a97_NDC%20Logo.avif" loading="lazy" width="154" alt="NDC logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939fba42b4ac964cc8e_e15d59844512eb5003910609b475167a_Windfree%20Logo.avif" loading="lazy" width="240" alt="Windfree logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3539394706410b85c6e67d_e59928d40e298d0977d27ccc13be6216_Andrews%20Logo.avif" loading="lazy" width="288" alt="Andrews logo" class="_w-logo-row-item"/></div></div></div><div class="_w-round-deco"></div></div></section><section class="_w-section _w-section-padding-full _w-section-dark-bg"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-heading-body-w"><div class="_w-h1-sub1-w align-center _w-max-ch-70 _w-text-wrap-balance"><div class="_w-tagline-h1-w align-center"><div data-wf--w-tagline-wrapper--variant="orange" class="_w-tagline-wrapper w-variant-3b868b3b-0106-8b4a-f1f6-204fb78cc28a">
1835<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">How Lumie works</div></div><h2 class="_w-h2 _w-txt-color-white">Four steps to COI compliance. Lumie runs them all.</h2></div><div class="_w-rich-on-text _w-txt-color-white _w-txt-o70 w-richtext"><p>Lumie runs the workflow. Your team sees what matters, when it matters. No insurance fluency required.</p></div></div></div><div class="_w-4col-w slider"><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437b832c4432a751bf7a5a_Image.avif" alt="" sizes="100vw" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437b832c4432a751bf7a5a_Image-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437b832c4432a751bf7a5a_Image.avif 556w" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 01</div><div class="_w-subheading-2 _w-txt-color-white">Lumie reaches out to partners with the exact requirements. So you don’t have to.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a354ec01b10c135ed555825_c88af2a9b5fcf13753af79895ab7f75b_Image-1.avif" alt="" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 02</div><div class="_w-subheading-2 _w-txt-color-white">Lumie provides partners guidance to get it right. The first time.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437c13772a9f437daa96b9_Image%2
18350(1).avif" alt="" sizes="100vw" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437c13772a9f437daa96b9_Image%20(1)-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437c13772a9f437daa96b9_Image%20(1).avif 556w" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 03</div><div class="_w-subheading-2 _w-txt-color-white">Lumie reads everything and makes a compliance decision.  Not you.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a354ec090e837ded8791210_e9aa54c0d17b0416e0c3187d35d62e8b_Image-3.avif" alt="" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 04</div><div class="_w-subheading-2 _w-txt-color-white">Lumie stays proactive and renewals run themselves.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div></div><a data-wf--w-btn--variant="secondary---mid" href="#video-demo" class="_w-btn w-variant-769b8138-d029-770b-eed8-d7b390f47088 w-inline-block"><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
1836<path d="M8 0C6.41775 0 4.87103 0.469192 3.55544 1.34824C2.23985 2.22729 1.21447 3.47672 0.608967 4.93853C0.00346628 6.40034 -0.15496 8.00887 0.153721 9.56072C0.462403 11.1126 1.22433 12.538 2.34315 13.6569C3.46197 14.7757 4.88743 15.5376 6.43928 15.8463C7.99113 16.155 9.59966 15.9965 11.0615 15.391C12.5233 14.7855 13.7727 13.7602 14.6518 12.4446C15.5308 11.129 16 9.58225 16 8C15.9978 5.87895 15.1542 3.84542 13.6544 2.34562C12.1546 0.845814 10.121 0.00223986 8 0ZM11.1192 8.50615L7.11923 11.2754C7.02689 11.3392 6.91884 11.3766 6.80677 11.3835C6.69471 11.3903 6.58291 11.3664 6.48348 11.3142C6.38405 11.2621 6.30077 11.1838 6.24267 11.0877C6.18456 10.9916 6.15385 10.8815 6.15385 10.7692V5.23077C6.15385 5.1185 6.18456 5.00837 6.24267 4.9123C6.30077 4.81623 6.38405 4.73789 6.48348 4.68576C6.58291 4.63363 6.69471 4.60969 6.80677 4.61654C6.91884 4.62339 7.02689 4.66076 7.11923 4.72461L11.1192 7.49384C11.2011 7.55046 11.268 7.62609 11.3142 7.71425C11.3605 7.8024 11.3846 7.90046 11.3846 8C11.3846 8.09954 11.3605 8.19759 11.3142 8.28575C11.268 8.37391 11.2011 8.44954 11.1192 8.50615Z" fill="black"/>
1837</svg></div><div>Watch the 90-Second Tour</div></a></div></div></section><section class="_w-section _w-light-bg"><div class="_w-dark-decor"></div><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-blured-layer-w"><div class="_w-why-built-items-wrapper"><div class="_w-why-built-item"><div class="_w-number-txt">4x</div><div>faster COI management</div></div><div class="_w-why-built-item"><div class="_w-number-txt">87%</div><div>faster reviews vs manual</div></div><div class="_w-why-built-item"><div class="_w-number-txt">50%</div><div>fewer delays from missing docs</div></div></div></div></div></section><section class="_w-section _w-section-padding-full _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-2col-wrapper"><div class="_w-2col-info"><div class="_w-h1-body1-w"><div class="_w-tagline-h1-w"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
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1848</div></a></div></div><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370958fd4f8718f8094d43_Image%20(3).avif" loading="lazy" width="571" id="w-node-_241522e2-0ee1-ad53-89a3-142630be6187-1c046b46" alt="" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370958fd4f8718f8094d43_Image%20(3)-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370958fd4f8718f8094d43_Image%20(3).avif 1142w" sizes="(max-width: 767px) 100vw, 571px" class="_w-big-img"/></div><div class="_w-round-deco left"></div></div></section><section class="_w-section _w-section-padding-bottom-only _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-h1-sub1-w align-center _w-max-ch-70 _w-text-wrap-balance"><div class="_w-tagline-h1-w align-center"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1848691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Why illumend is different</div></div><h2 class="_w-h2 _w-txt-color-primary">From manual tracking and traditional managed services to AI-powered compliance.</h2></div><div class="_w-rich-on-text w-richtext"><p>Doing it in-house burns your team out. Outsourcing it just hands the same broken process to someone else&#x27;s team.  illumend rebuilt the process with native AI, backed by 16 years of industry expertise from myCOI.</p><p>Lumie runs the routine. Your team gets back the time, insight, and judgment to do the work that matters.</p></div></div><div class="_w-3col-w slide"><div data-wf--w-why-illument-item--variant="base" class="_w-why-illument-item"><div class="_w-why-illument-item-title _w-text-wrap-balance"><div><div data-wf--w-tag--variant="base" class="_w-tag">Humans by Default</div></div><div class="_w-subheading-2 why-illumend">Manual &amp; spreadsheets<br/></div></div><div class="_w-why-illument-item-list"><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Your team chases COIs instead of doing their actual job</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Every endorsement is a judgment call no one  feels qualified to make</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Renewals slip through the cracks. Lapses surface after the fact</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Status lives in a spreadsheet that&#x27;s already out of date</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Scaling means hiring</div></div></div></div><div data-wf--w-why-illument-item--variant="base" class="_w-why-illument-item"><div class="_w-why-illument-item-title _w-text-wrap-balance"><div><div data-wf--w-tag--variant="base" class="_w-tag">Humans Clean Up the AI</div></div><div class="_w-subheading-2 why-illumend">Traditional managed services 
with bolt on AI</div></div><div class="_w-why-illument-item-list"><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Outsourced team chasing your vendors daily</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">A third party now sits between you and your partners</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Answers take days instead of minutes</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Renewals still depend on multiple cycles</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Waiting on someone else for answer on your business</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Scaling means paying more headcount fees</div></div></div></div><div data-wf--w-why-illument-item--variant="primary" class="_w-why-illument-item w-variant-85e25837-7efb-06e3-df8c-569e857803da"><div class="_w-why-illument-item-title w-variant-85e25837-7efb-06e3-df8c-569e857803da _w-text-wrap-balance"><div><div data-wf--w-tag--variant="primary" class="_w-tag w-variant-541947d0-539a-6b15-d53a-afb72e74d437">Lumie Decides. Humans Handle Edge Cases</div></div><div class="_w-subheading-2 why-illumend">illumend AI native<br/></div></div><div class="_w-why-illument-item-list w-variant-85e25837-7efb-06e3-df8c-569e857803da"><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Lumie reviews every COI in minutes</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Lumie reads every endorsement, every time, line by line.</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Decisions worth your attention surfaced automatically</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">
1848Every issue resolved in one cycle, not a chain of emails  and calls</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Renewals run on autopilot</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Patterns surfaced before they become claims</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">One connected view of every COI, endorsement, partner, and contract. Risk patterns you couldn&#x27;t see before, finally surfaced</div></div></div></div></div></div><div class="_w-round-deco right-small"></div></div></section><section class="_w-section _w-section-padding-bottom-only _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-tagline-h1-w align-center"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.
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1892</div></a><a data-wf--w-btn--variant="tertiary---mid" href="/product/roi-calculator" class="_w-btn w-variant-a9f8a2ad-f9c2-2c3a-4b85-74c120388ba6 w-inline-block"><div>Calculate Your ROI</div></a></div></div><div class="_w-round-deco right-small"></div><div class="_w-round-deco left-big"></div></div></section><section class="_w-section _w-section-padding-full _w-section-dark-bg"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-2col-wrapper"><div class="_w-2col-info"><div class="_w-h1-body1-w"><div class="_w-tagline-h1-w"><div data-wf--w-tagline-wrapper--variant="orange" class="_w-tagline-wrapper w-variant-3b868b3b-0106-8b4a-f1f6-204fb78cc28a"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.
18921088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">A 5-minute self-check</div></div><h2 class="_w-h2 _w-txt-color-white">How does your COI program score?</h2></div><div class="_w-rich-on-text _w-txt-color-white _w-txt-o70 w-richtext"><p>Twelve questions. One scorecard. See where your compliance program stands, and where Lumie can help most.</p></div></div><div class="_w-btn-wrapper"><a data-wf--w-btn--variant="secondary---mid" href="/the-coi-reality-scorecard" class="_w-btn w-variant-769b8138-d029-770b-eed8-d7b390f47088 w-inline-block"><div>Take the COI Reality Scorecard</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
1893<g clip-path="url(#clip0_2015_1948)">
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1902691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Why we built illumend</div></div><div class="_w-subheading-1 _w-txt-color-primary">“We spent 16 years reviewing third-party insurance documents by hand. Every compliance professional and accidental risk manager I&#x27;ve ever talked to is exhausted. The work is hard. It requires expertise most of them were never trained in, and it gets dropped on people already juggling a hundred other things. illumend is the first product that gets it, and gives them their time back.”</div><div class="_w-name-txt-w"><div class="_w-subheading-3">Kristen Nunery</div><div class="_w-body-3">Founder and CEO, illumend, from myCOI</div></div></div></div></div></section><section class="_w-section _w-section-padding-full _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-edu-title-w"><div class="_w-tagline-h1-w"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1902691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Ongoing education and resources</div></div><h2 class="_w-h2 _w-txt-color-primary">Turn on the lantern for compliance insights.</h2></div><div class="_w-desktop-only"><a data-wf--w-btn--variant="primary---mid" href="/resources" class="_w-btn w-inline-block"><div>Read All Resources</div></a></div></div><div class="_w-edu-w w-dyn-list"><div role="list" class="_w-edu-list w-dyn-items"><div role="listitem" class="_w-edu-list-item w-dyn-item"><div class="_w-edu-item"><img src="https://cdn.prod.website-files.com/plugins/Basic/assets/placeholder.60f9b1840c.svg" loading="lazy" width="300" alt="" class="e-edu-item-img w-dyn-bind-empty"/><div class="_w-edu-info"><div class="_w-edu-general-info"><div class="_w-edu-top-info"><div class="_w-edu-info-data-tag"><div class="w-dyn-list"><div role="list" class="_w-edu-tag-list w-dyn-items"><div role="listitem" class="w-dyn-item"><div data-wf--w-tag--variant="secondary" class="_w-tag w-variant-b1db087b-aa58-1ef9-8bb7-644305ea2923">Insurance Knowledge</div></div></div></div><div class="_w-edu-data"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-icon-l"><g clip-path="url(#clip0_148_3827)"><path d="M16.25 3.125H3.75C3.40482 3.125 3.125 3.40482 3.125 3.75V16.25C3.125 16.5952 3.40482 16.875 3.75 16.875H16.25C16.5952 16.875 16.875 16.5952 16.875 16.25V3.75C16.875 3.40482 16.5952 3.125 16.25 3.125Z" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.75 1.875V4.375" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M6.25 1.875V4.375" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M3.125 6.875H16.875" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 11.0938C10.4315 11.0938 10.7812 10.744 10.7812 10.3125C10.7812 9.88103 10.4315 9.53125 10 9.53125C9.56853 9.53125 9.21875 9.88103 9.21875 10.3125C9.21875 10.744 9.56853 11.0938 10 11.0938Z" fill="currentColor"></path><path d="M13.4375 11.0938C13.869 11.0938 14.2188 10.744 14.2188 10.3125C14.2188 9.88103 13.869 9.53125 13.4375 9.53125C13.006 9.53125 12.6562 9.88103 12.6562 10.3125C12.6562 10.744 13.006 11.0938 13.4375 11.0938Z" fill="currentColor"></path><path d="M6.5625 14.2188C6.99397 14.2188 7.34375 13.869 7.34375 13.4375C7.34375 13.006 6.99397 12.6562 6.5625 12.6562C6.13103 12.6562 5.78125 13.006 5.78125 13.4375C5.78125 13.869 6.13103 14.2188 6.5625 14.2188Z" fill="currentColor"></path><path d="M10 14.2188C10.4315 14.2188 10.7812 13.869 10.7812 13.4375C10.7812 13.006 10.4315 12.6562 10 12.6562C9.56853 12.6562 9.21875 13.006 9.21875 13.4375C9.21875 13.869 9.56853 14.2188 10 14.2188Z" fill="currentColor"></path><path d="M13.4375 14.2188C13.869 14.2188 14.2188 13.869 14.2188 13.4375C14.2188 13.006 13.869 12.6562 13.4375 12.6562C13.006 12.6562 12.6562 13.006 12.6562 13.4375C12.6562 13.869 13.006 14.2188 13.4375 14.2188Z" fill="currentColor"></path></g><defs><clippath id="clip0_148_3827"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg><div class="_w-body-3">September 14, 2026</div></div></div><div class="_w-subheading-2">What Are Policy Limits?</div></div><div class="_w-body-3">What Are Policy Limits?</div></div><a href="/insurance-knowledge/what-are-policy-limits" class="_w-edu-link w-inline-block"><div>Read the Guide</div>
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Franchise</div></div></div></a><a href="/product/utilities" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c49cdbd39b364d83c_c268fefd9055753053455fd8deb3a398_Link-7.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f30b3793215d67a54b8_Lightning.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Utilities</div></div></div></a><a href="/product/transportation" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8e3f652344aa5cccac_c647d13ae5233e0805b78516e078fe88_Link-8.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f312e061ee2767db0c5_Truck.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Transportation</div></div></div></a><a href="/product/government" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c5ad0303f4ad79407_cdf6cc99fb5d5cdc1b53f688ad250ee3_Link-9.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f71083683198b875d_Gavel.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Government</div></div></div></a><a href="/product/manufacturing" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c414bee54bdd5d969_7778e2cfeed9b27eca16f3c44f100925_Link-10.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f491d6977ea5be248_Factory.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Manufacturing</div></div></div></a><a href="#" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c6f6c7655651f6d3d_63609e45aa5273b06daf81288ec98dc5_Link-11.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2fa2c1ec636a341702_HouseLine.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Healthcare</div></div></div></a></div><div class="_w-eyebrow-title-w"><div class="_w-full-sep"></div><div class="_w-eyebrow-1">or by role</div><div class="_w-full-sep"></div></div><div class="_w-4col-w"><a href="/compliance-analyst" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8b218a8ed4ef513c03_eca7650e046e4cbae4284346dd150bb2_Link.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f304c6949ab85fea0de_ProjectorScreenChart.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Compliance Analyst</div></div></div></a><a href="/cfo-legacy" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8b04c48aa5b0156d30_4c619bd9f5d731b18c954eb83efae7b2_Link-1.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f97e893376edaf1df_Coins.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">CFO</div></div></div></a><a href="/cto-legacy" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8b81a87daf47537653_c5425fba7134abe940d38dd415ee7b3a_Link-2.avif" 
1902class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f2077d083fa3e0467_DesktopTower.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">CTO</div></div></div></a><a href="/insurance-broker-partner" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8bfd4f8718f8d3c849_e484c92d6c04562890ae6af3a05e0599_Link-3.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a35a3560bf5c79b64f24ace_ShieldCheck.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Insurance Broker</div></div></div></a></div></div><div class="_w-round-deco right-small"></div></div></section><section class="_w-section _w-section-padding-full _w-section-dark-bg"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-see-how-w"><div class="_w-h1-sub1-w align-center _w-max-ch-70 _w-text-wrap-balance"><h2 class="_w-h1 _w-txt-color-white">See how Lumie can simplify your COI tracking process.</h2><div class="_w-body-1 _w-txt-color-white _w-txt-o70 _w-text-wrap-balance">You&#x27;ll meet Lumie, ask whatever you want, and leave with a clear next step.</div></div><div class="_w-btn-wrapper short-row"><a data-wf--w-btn--variant="secondary---mid" href="/schedule-a-demo" class="_w-btn w-variant-769b8138-d029-770b-eed8-d7b390f47088 w-inline-block"><div>Schedule a Demo</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg">
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1915</div><div>Watch the 90-Second Tour</div></a></div></div></div></section><section class="_w-section _w-section-padding-full _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-h1-sub1-w align-center"><h2 class="_w-h2 _w-txt-color-primary">Frequently asked questions.</h2></div><div class="_w-faq-wrapper"><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">What is illumend, from myCOI?</div><div class="_w-faq-icon-wrapper">
1915<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>illumend is the AI-native insurance compliance platform from myCOI, built on 16 years of compliance expertise and now powered by AI. illumend helps teams track certificates of insurance, confirm coverage against their own requirements, and clear third-party partners in one guided workflow. If you knew myCOI or landed here from mycoitracking.com, you&#x27;re in the right place. Everything you counted on is still here, just AI-guided, faster, and decided in real time.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">What is Lumie?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Lumie is the AI engine inside illumend. Lumie reviews incoming certificates and endorsements, checks coverage against your contract or  lease requirements, flags gaps before they turn into claims, and keeps renewals moving automatically. It&#x27;s how illumend turns a pile of documents into a clear, current picture of who&#x27;s compliant and who isn&#x27;t. Lumie converses, answers questions, and explains outcomes for both you and your third-party partners.<br/></p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">Does Lumie review every document?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Lumie reviews 100% of your COIs and endorsements automatically, and there&#x27;s no queue of documents waiting on a person. Lumie makes each decision itself and raises its hand only on the rare item it can&#x27;t resolve, where a reviewer can step in or change the call. If your team wants more human oversight built in, talk to our team about adding it to your subscription package.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">Can I trust automated review of my COIs?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Yes. Lumie doesn&#x27;t just scan documents, it verifies the actual coverage against your specific contract or lease requirements, so the right limits, endorsements, and dates get checked every time. And because Lumie reviews everything with consistent rigor, you&#x27;re not relying on whoever happened to open the email that day. When you use illumend, you&#x27;re also working with a team of experts who help you audit your existing workflow and insurance requirements to set up your illumend account for success.<br/></p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">How is illumend different from other COI tracking software?</div><div class="_w-faq-icon-wrapper">
1915<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Most COI tools still route every document to a person to review, so you&#x27;re really just managing a queue. illumend reviews third-party insurance coverage automatically, surfacing only the exceptions that actually need a human to make a decision about your business. You get faster answers, consistent decisions, and a live view of compliance instead of a growing backlog. illumend&#x27;s workflow is designed for third-party partners who aren’t insurance experts (and don’t want to be). When the process is built around the person who needs to provide the documents, and Lumie helps both them and you, compliance is achieved in one continuous workflow.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">Who uses illumend?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>illumend works for any team responsible for third-party partner insurance compliance, including the construction, commercial real estate, retail, utilities, government, manufacturing, and transportation industries. If you&#x27;re tracking certificates of insurance from contractors, tenants, suppliers, or partners, illumend keeps that coverage current.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">What&#x27;s the ROI of automating COI compliance?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>illumend empowers teams to cut admin time by up to 87% vs. a manual process, and reclaim the hours lost to reading certificates, chasing missing documents, and prepping for audits. The bigger return is risk caught early: every coverage gap illumend flags before a claim is a loss you don&#x27;t absorb. Compliance becomes a source of clarity and confidence, not cost. Teams find that when their highly-valued employees are removed from mundane and manual tasks, they can get back to what they were hired to do.</p></div></div></div></div></div><div class="_w-round-deco left"></div></div></section><section class="_w-footer-section"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-footer-wrapper"><div class="_w-footer-w"><div class="_w-footer-menu"><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6602-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Platform</div><div class="_w-footer-link-list"><a href="/products" class="_w-footer-link">Overview</a><a href="/integrations" class="_w-footer-link">Integrations</a><a href="/integrations/procore" class="_w-footer-link">illumend + Procore</a></div></div><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6642-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Help &amp; Support</div><div class="_w-footer-link-list _w-text-wrap-balance"><a href="/support/need-help-with-illumend" class="_w-footer-link">illumend Support</a><a href="/support/need-help-with-mycoi" class="_w-footer-link">myCOI Support</a><a href="/schedule-a-demo" class="_w-footer-link">Request a demo</a></div></div></div><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6608-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Industries</div><div class="_w-footer-link-list"><a href="/product/construction" class="_w-footer-link">Construction</a><a href="/product/commercial-real-estate" class="_w-footer-link">Commercial Real Estate</a><a href="/product/retail-franchise" class="_w-footer-link">Retail &amp; Franchise</a><a href="/product/utilities" class="_w-footer-link">Utilities &amp; Water</a><a href="/product/government" class="_w-footer-link">Government</a><a href="/product/manufacturing" class="_w-footer-link">Manufacturing</a><a href="/product/transportation" class="_w-footer-link">Transportation</a></div></div></div><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6622-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">By Role</div><div class="_w-footer-link-list"><a href="/compliance-analyst" class="_w-footer-link">Compliance Analysts</a><a href="/cfo" class="_w-footer-link">CFOs</a><a href="/cto" class="_w-footer-link">CTOs</a><a href="/insurance-broker-partner" class="_w-footer-link">Insurance Brokers</a></div></div><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec662e-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Company</div><div class="_w-footer-link-list"><a href="/about-us" class="_w-footer-link">About Us</a><a href="/newsroom" class="_w-footer-link">Newsroom</a><a href="/meet-our-leaders" class="_w-footer-link">Meet Our Leaders</a><a href="/careers" class="_w-footer-link">Careers</a><a href="https://trust.illumend.ai/" class="_w-footer-link">Trust Center</a></div></div></div><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6636-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Resources</div><div class="_w-footer-link-list _w-text-wrap-balance"><a href="/resources-hub" class="_w-footer-link">Resource Hub</a><a href="/coi-coverage-connections" class="_w-footer-link">COI Connections Game</a><a href="/the-coi-reality-scorecard" class="_w-footer-link">COI Reality Scorecard</a><a href="/product/roi-calculator" class="_w-footer-link">ROI Calculator</a><a href="/insurance-knowledge/insurance-101-what-every-compliance-admin-needs-to-know" class="_w-footer-link">COI 101: the crash course</a><a href="/insurance-knowledge/top-10-insurance-terms-made-simple" class="_w-footer-link">Top 10 insurance terms</a><a href="/evaluation-buying/why-ai-is-the-future-of-compliance" class="_w-footer-link">Why AI is the future of compliance</a></div></div></div></div><div class="_w-footer-bottom _w-txt-color-white"><img width="1158" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370a8b0d13b3c3c9ad2905_Logo%20(3).avif" sizes="(max-width: 767px) 100v
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vendor: 1 bytes, line 2295
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