1<!DOCTYPE html><!-- Last Published: Mon Sep 28 2026 19:10:53 GMT+0000 (Coordinated Universal Time) --><html data-wf-domain="illumend-ai.webflow.io" data-wf-page="6a346373c4fbcaef1c046b46" data-wf-site="68cd20f1535cef7be0b4fb34" lang="en"><head><meta charset="utf-8"/><link href="https://cdn.prod.website-files.com" rel="preconnect" crossorigin="anonymous"/><title>COI Tracking Software | illumend, from myCOI</title><meta content="Unlock effortless compliance with illumendâs AI-driven insurance compliance software. Automate renewals, monitor COIs, uncover risk gaps & get audit-ready fast." name="description"/><meta content="COI Tracking Software | illumend, from myCOI" property="og:title"/><meta content="Unlock effortless compliance with illumendâs AI-driven insurance compliance software. Automate renewals, monitor COIs, uncover risk gaps & get audit-ready fast." property="og:description"/><meta content="COI Tracking Software | illumend, from myCOI" name="twitter:title"/><meta content="Unlock effortless compliance with illumendâs AI-driven insurance compliance software. Automate renewals, monitor COIs, uncover risk gaps & get audit-ready fast." name="twitter:description"/><meta property="og:type" content="website"/><meta content="summary_large_image" name="twitter:card"/><meta content="width=device-width, initial-scale=1" name="viewport"/><link href="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/css/illumend-ai.webflow.shared.2cb5189dd.min.css" rel="stylesheet" type="text/css" integrity="sha384-LLUYndT0nxi2cTijlP0u8QehK/ZVvUlrTedCCYalqS3qi6zSMIPYFHwYwJWNeRhe" crossorigin="anonymous"/><link href="https://fonts.googleapis.com" rel="preconnect"/><link href="https://fonts.gstatic.com" rel="preconnect" crossorigin="anonymous"/>
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72you, compliance is achieved in one continuous workflow." 73 } 74 }, 75 { 76 "@type": "Question", 77 "name": "Who uses illumend?", 78 "acceptedAnswer": { 79 "@type": "Answer", 80 "text": "illumend works for any team responsible for third-party partner insurance compliance, including the construction, commercial real estate, retail, utilities, government, manufacturing, and transportation industries. If you're tracking certificates of insurance from contractors, tenants, suppliers, or partners, illumend keeps that coverage current." 81 } 82 }, 83 { 84 "@type": "Question", 85 "name": "What's the ROI of automating COI compliance?", 86 "acceptedAnswer": { 87 "@type": "Answer", 88 "text": "illumend empowers teams to cut admin time by up to 87% vs. a manual process, and reclaim the hours lost to reading certificates, chasing missing documents, and prepping for audits. The bigger return is risk caught early: every coverage gap illumend flags before a claim is a loss you don't absorb. Compliance becomes a source of clarity and confidence, not cost. Teams find that when their highly-valued employees are removed from mundane and manual tasks, they can get back to what they were hired to do." 89 } 90 } 91 ] 92 } 93 ] 94} 95</script>
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812 outline-offset: var(--focus--offset-outer); 813} 814a:focus-visible, 815button:focus-visible, 816[tabindex]:focus-visible, 817label:has(input:focus-visible) [data-outline] { 818 outline-color: var(--_theme---text); 819 outline-width: var(--focus--width); 820 outline-style: solid; 821} 822/* Disabled */ 823[data-button]:has(button:disabled) { 824 opacity: 0.5; 825 pointer-events: none; 826} 827/* Play Button */ 828.button_toggle_wrap:has([aria-pressed="true"]) .button_toggle_play { 829 opacity: 0; 830} 831.button_toggle_wrap:has([aria-pressed="true"]) .button_toggle_pause { 832 opacity: 1; 833} 834/* Global / Clickable Component */ 835.wf-design-mode .clickable_wrap { 836 z-index: 0; 837} 838.clickable_wrap a[href="#"] { 839 display: none; 840} 841.clickable_wrap a[href="#"] ~ button { 842 display: block; 843} 844/* Responsive Above */ 845@container threshold-large (width >= 62em) { 846 .u-order-unset-above { order: unset !important; } 847 .u-all-unset-above { all: unset !important; } 848 .u-grid-below { display: flex !important; } 849} 850@container threshold-medium (width >= 48em) { 851 .u-order-unset-above { order: unset !important; } 852 .u-all-unset-above { all: unset !important; } 853 .u-grid-below { display: flex !important; } 854} 855@container threshold-small (width >= 30em) { 856 .u-order-unset-above { order: unset !important; } 857 .u-all-unset-above { all: unset !important; } 858 .u-grid-below { display: flex !important; } 859} 860/* Responsive Below */ 861@container threshold-large (width < 62em) { 862 .u-order-unset-below { order: unset !important; } 863 .u-all-unset-below { all: unset !important; } 864 .u-grid-above { display: flex !important; } 865} 866@container threshold-medium (width < 48em) { 867 .u-order-unset-below { order: unset !important; } 868 .u-all-unset-below { all: unset !important; } 869 .u-grid-above { display: flex !important; } 870} 871@container threshold-small (width < 30em) { 872 .u-order-unset-below { order: unset !important; } 873 .u-all-unset-below { all: unset !important; } 874 .u-grid-above { display: flex !important; } 875} 876/* State Manager */ 877[data-state] { --_state---true: 1; --_state---false: 0; } 878.is-active, 879[data-state~="checked"]:is(:checked, :has(:checked)), 880[data-state~="current"]:is(.w--current, :has(.w--current)), 881[data-state~="open"]:is(.w--open, :has(.w--open)), 882[data-state~="expanded"]:is([aria-expanded="true"], :has([aria-expanded="true"])), 883[data-state~="external"]:is([target="_blank"], :has([target="_blank"])) { 884 --_state---true: 0; --_state---false: 1; 885} 886.wf-design-mode [data-trigger~="preview"], 887[data-trigger~="focus"]:is(:focus-visible, :has(:focus-visible)), 888[data-trigger~="group"]:has([data-trigger~="focus-other"]:focus-visible, [data-trigger~="focus-other"] :focus-visible) 889 [data-trigger~="focus-other"]:not(:focus-visible, :has(:focus-visible)) { 890 --_trigger---on: 0; --_trigger---off: 1; 891} 892@media (hover: hover) { 893 [data-trigger~="hover"]:hover { --_trigger---on: 0; --_trigger---off: 1; } 894 [data-trigger~="group"]:has([data-trigger~="hover-other"]:hover) [data-trigger~="hover-other"]:not(:hover) { 895 --_trigger---on: 0; --_trigger---off: 1; 896 } 897 [data-trigger~="hover-other"]:hover { --_trigger---on: 1 !important; --_trigger---off: 0 !important; } 898} 899@media (hover: none) { 900 [data-trigger~="mobile"] { --_trigger---on: 0; --_trigger---off: 1; } 901} 902</style></div><div class="w-embed"><style> 903.nav_desktop_contain { 904position: relative; 905} 906 907.sunset-gradient, [data-wf--section--theme="gradient-2"] { 908background: radial-gradient(136.56% 75.73% at 22.18% -4.91%, var(--Color-Brand-03-40, #F5B736) 26.95%, rgba(245, 183, 54, 0.86) 46%, rgba(245, 183, 54, 0.00) 100%), radial-gradient(153.66% 78.65% at 80.77% 108.18%, var(--Color-Brand-07-60, #9ACFFF) 15%, rgba(154, 207, 255, 0.89) 34%, rgba(154, 207, 255, 0.00) 100%), var(--Color-Brand-06-40, #A245D3); 909} 910 911.background-light { 912background: #E5BCFF; 913} 914 915.tag-oversold { 916border-radius: 4px; 917background: #FFFAF2; 918opacity: 0.4; 919} 920 921.tag-limited { 922border-radius: 4px; 923background: linear-gradient(180deg, #9ACFFF 56.58%, #A245D3 100.09%); 924} 925 926.tag-reserve { 927border-radius: 4px; 928background: radial-gradient(136.56% 75.73% at 22.18% -4.91%, var(--Color-Brand-03-40, #F5B736) 26.95%, rgba(245, 183, 54, 0.86) 46%, rgba(245, 183, 54, 0.00) 100%), radial-gradient(153.66% 78.65% at 80.77% 108.18%, var(--Color-Brand-07-60, #9ACFFF) 15%, rgba(154, 207, 255, 0.89) 34%, rgba(154, 207, 255, 0.00) 100%), var(--Color-Brand-06-40, #A245D3); 929} 930 931.table-card-1 { 932background: linear-gradient(180deg, #FFEBCC 0%, #FFCB9C 100%); 933padding: 1.25rem; 934margin-top: 100px; 935} 936 937.table-card-2 { 938background: linear-gradient(180deg, #FFCB9C 0%, #FEA95F 100%); 939box-shadow: 0 -4px 12px 0 rgba(34, 3, 53, 0.12); 940padding: 1.25rem; 941} 942 943.table-card-3 {
944background: linear-gradient(180deg, #FEA95F 0%, #F5B736 100%); 945box-shadow: 0 -4px 12px 0 rgba(34, 3, 53, 0.12); 946padding: 1.25rem; 947} 948 949.table-card-4 { 950background: linear-gradient(180deg, #F5B736 0%, #9ACFFF 50%, #A245D3 99.99%); 951box-shadow: 0 -4px 12px 0 rgba(34, 3, 53, 0.12); 952padding: 1.25rem; 953} 954 955.accordion_component { 956transition: opacity 0.25s ease, background 0.25s ease; 957} 958 959.accordion_component:not(.accordion_component_2).is-active { 960background: #FFEBCC; 961} 962 963.accordion_component_2:not(.is-active ) { 964opacity: 0.25; 965} 966 967.accordion_component_2.is-active { 968opacity: 1; 969} 970 971.u-background-3 { 972background: #8DC4FF; 973} 974 975.line-bg { 976height: 2px; 977clip-path: inset(0 5% 0 0); 978margin-right: 2rem; 979} 980 981.max-w-3rem { 982max-width: 3rem; 983} 984 985 986.u-max-width-2ch { 987max-width: 2ch; 988} 989 990.u-hide { 991 display: none !important; 992} 993 994/* Hide above large breakpoint */ 995@container threshold-large (width >= 62em) { 996 .u-hide-above-large { 997 display: none !important; 998 } 999} 1000 1001/* Hide below large breakpoint */ 1002@container threshold-large (width < 62em) { 1003 .u-hide-below-large { 1004 display: none !important; 1005 } 1006} 1007 1008/* Hide above medium */ 1009@container threshold-medium (width >= 48em) { 1010 .u-hide-above-medium { 1011 display: none !important; 1012 } 1013} 1014 1015/* Hide below medium */ 1016@container threshold-medium (width < 48em) { 1017 .u-hide-below-medium { 1018 display: none !important; 1019 } 1020} 1021 1022.nav_desktop_contain:before { 1023 content: ''; 1024 position: absolute; 1025 left: 0; 1026 top: 0; 1027 height: 100%; 1028 width: 100%; 1029 border-radius: 100px; 1030 background: rgba(255, 250, 242, 0.20); 1031 backdrop-filter: blur(15px); 1032} 1033 1034.nav_dropdown_main_scroll:after { 1035 content: ''; 1036 position: absolute; 1037 left: 0; 1038 top: 0; 1039 height: 100%; 1040 width: 100%; 1041 border-radius: 0.75rem; 1042 background: rgba(255, 250, 242, 0.20); 1043 backdrop-filter: blur(15px); 1044} 1045 1046.accordion_toggle_icon .u-path { 1047stroke-width: 2px; 1048stroke-linecap: round; 1049stroke-linejoin: round; 1050} 1051 1052/* Light theme nav (for dark backgrounds) */ 1053.nav_desktop_wrap[data-nav-theme="light"] .nav_links_text, 1054.nav_desktop_wrap[data-nav-theme="light"] .nav_dropdown_text 1055 { 1056 color: #ffffff; 1057 transition: color 0.3s ease; 1058} 1059 1060.nav_desktop_wrap[data-nav-theme="light"] .nav_links_svg, 1061.nav_desktop_wrap[data-nav-theme="light"] svg { 1062 color: #ffffff; 1063} 1064 1065/* Dark theme nav (for light backgrounds) */ 1066.nav_desktop_wrap[data-nav-theme="dark"] .nav_links_text, 1067.nav_desktop_wrap[data-nav-theme="dark"] .nav_dropdown_text 1068{ 1069 color: #000000; 1070 transition: color 0.3s ease; 1071} 1072 1073.nav_desktop_wrap[data-nav-theme="dark"] .nav_links_svg, 1074.nav_desktop_wrap[data-nav-theme="dark"] svg {
1075 color: #000000; 1076} 1077 1078ol.brand-styled { 1079 list-style: none; 1080 counter-reset: steps; 1081} 1082ol.brand-styled li { 1083 counter-increment: steps; 1084} 1085ol.brand-styled li::before { 1086 content: counter(steps); 1087 margin-right: 0.5rem; 1088 background: currentColor; 1089 color: white; 1090 width: 1.2em; 1091 height: 1.2em; 1092 border-radius: 50%; 1093 display: inline-grid; 1094 place-items: center; 1095 line-height: 1.2em; 1096} 1097ol.brand-styled ol li::before { 1098 background: currentColor; 1099} 1100 1101ol[role="list"].brand-styled { 1102 list-style-type: none; 1103} 1104 1105.container-border-bottom { 1106border-bottom: 1px solid currentColor; 1107} 1108 1109.container-border-top { 1110border-top: 1px solid currentColor; 1111} 1112 1113.u-max-width-5ch { 1114max-width: 5ch; 1115} 1116 1117.u-border-transparent { 1118border-color: transparent; 1119} 1120 1121/* Simple version */ 1122.u-divide-y > .u-display-contents > * + * { 1123 border-top-width: 1px; 1124 border-top-style: solid; 1125 border-top-color: currentColor; /* or set a specific color */ 1126} 1127 1128/* More complete version with color control */ 1129.u-divide-y > .u-display-contents > * + * { 1130 border-top: 1px solid var(--divide-color, #e5e7eb); 1131} 1132 1133/* Border Width - All sides */ 1134.u-border-0 { border-width: 0px; } 1135.u-border { border-width: 1px; } 1136.u-border-2 { border-width: 2px; } 1137.u-border-4 { border-width: 4px; } 1138.u-border-8 { border-width: 8px; } 1139 1140/* Border Width - Individual sides */ 1141.u-border-t-0 { border-top-width: 0px; } 1142.u-border-t { border-top-width: 1px; } 1143.u-border-t-2 { border-top-width: 2px; } 1144.u-border-t-4 { border-top-width: 4px; } 1145 1146.u-border-r-0 { border-right-width: 0px; } 1147.u-border-r { border-right-width: 1px; } 1148.u-border-r-2 { border-right-width: 2px; } 1149.u-border-r-4 { border-right-width: 4px; } 1150 1151.u-border-b-0 { border-bottom-width: 0px; } 1152.u-border-b { border-bottom-width: 1px; } 1153.u-border-b-2 { border-bottom-width: 2px; } 1154.u-border-b-4 { border-bottom-width: 4px; } 1155 1156.u-border-l-0 { border-left-width: 0px; } 1157.u-border-l { border-left-width: 1px; } 1158.u-border-l-2 { border-left-width: 2px; } 1159.u-border-l-4 { border-left-width: 4px; } 1160 1161/* Border Width - Axes */ 1162.u-border-x-0 { border-left-width: 0px; border-right-width: 0px; } 1163.u-border-x { border-left-width: 1px; border-right-width: 1px; } 1164.u-border-x-2 { border-left-width: 2px; border-right-width: 2px; } 1165 1166.u-border-y-0 { border-top-width: 0px; border-bottom-width: 0px; } 1167.u-border-y { border-top-width: 1px; border-bottom-width: 1px; } 1168.u-border-y-2 { border-top-width: 2px; border-bottom-width: 2px; } 1169 1170/* Border Style */ 1171.u-border-solid { border-style: solid; } 1172.u-border-dashed { border-style: dashed; } 1173.u-border-dotted { border-style: dotted; } 1174.u-border-double { border-style: double; } 1175.u-border-hidden { border-style: hidden; } 1176.u-border-none { border-style: none; } 1177 1178/* Border Radius */ 1179.u-rounded-none { border-radius: 0px; } 1180.u-rounded-sm { border-radius: 0.125rem; } 1181.u-rounded { border-radius: 0.25rem; } 1182.u-rounded-md { border-radius: 0.375rem; } 1183.u-rounded-lg { border-radius: 0.5rem; } 1184.u-rounded-xl { border-radius: 0.75rem; } 1185.u-rounded-2xl { border-radius: 1rem; } 1186.u-rounded-3xl { border-radius: 1.5rem; } 1187.u-rounded-full { border-radius: 9999px; } 1188 1189/* Border Radius - Individual corners */ 1190.u-rounded-t-none { border-top-left-radius: 0px; border-top-right-radius: 0px; } 1191.u-rounded-t { border-top-left-radius: 0.25rem; border-top-right-radius: 0.25rem; } 1192.u-rounded-t-lg { border-top-left-radius: 0.5rem; border-top-right-radius: 0.5rem; } 1193 1194.u-rounded-r-none { border-top-right-radius: 0px; border-bottom-right-radius: 0px; } 1195.u-rounded-r { border-top-right-radius: 0.25rem; border-bottom-right-radius: 0.25rem; } 1196.u-rounded-r-lg { border-top-right-radius: 0.5rem; border-bottom-right-radius: 0.5rem; } 1197 1198.u-rounded-b-none { border-bottom-right-radius: 0px; border-bottom-left-radius: 0px; } 1199.u-rounded-b { border-bottom-right-radius: 0.25rem; border-bottom-left-radius: 0.25rem; } 1200.u-rounded-b-lg { border-bottom-right-radius: 0.5rem; border-bottom-left-radius: 0.5rem; } 1201 1202.u-rounded-l-none { border-top-left-radius: 0px; border-bottom-left-radius: 0px; } 1203.u-rounded-l { border-top-left-radius: 0.25rem; border-bottom-left-radius: 0.25rem; } 1204.u-rounded-l-lg { border-top-left-radius: 0.5rem; border-bottom-left-radius: 0.5rem; } 1205 1206/* Border Radius - Single corners */ 1207.u-rounded-tl-none { border-top-left-radius: 0px; } 1208.u-rounded-tl { border-top-left-radius: 0.25rem; } 1209.u-rounded-tl-lg { border-top-left-radius: 0.5rem; } 1210 1211.u-rounded-tr-none { border-top-right-radius: 0px; } 1212.u-rounded-tr { border-top-right-radius: 0.25rem; } 1213.u-rounded-tr-lg { border-top-right-radius: 0.5rem; } 1214 1215.u-rounded-br-none { border-bottom-right-radius: 0px; } 1216.u-rounded-br { border-bottom-right-radius: 0.25rem; } 1217.u-rounded-br-lg { border-bottom-right-radius: 0.5rem; } 1218 1219.u-rounded-bl-none { border-bottom-left-radius: 0px; } 1220.u-rounded-bl { border-bottom-left-radius: 0.25rem; } 1221.u-rounded-bl-lg { border-bottom-left-radius: 0.5rem; } 1222 1223/* Border Color - requires custom properties */ 1224.u-border-transparent { border-color: transparent; border: 0; } 1225.u-border-current { border-color: currentColor; } 1226.u-border-inherit { border-color: inherit; } 1227 1228/* Divide utilities */ 1229.u-divide-y > :not([hidden]) ~ :not([hidden]) { 1230 border-top-width: 1px; 1231 border-bottom-width: 0px; 1232 border-style: solid; 1233} 1234 1235.u-divide-x > :not([hidden]) ~ :not([hidden]) { 1236 border-left-width: 1px; 1237 border-right-width: 0px; 1238 border-style: solid; 1239} 1240 1241.u-divide-y-2 > :not([hidden]) ~ :not([hidden]) { 1242 border-top-width: 2px; 1243} 1244 1245.u-divide-x-2 > :not([hidden]) ~ :not([hidden]) { 1246 border-left-width: 2px; 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1329E%3Cstop%20offset%3D%221%22%20stop-color%3D%22%239ACFFF%22%20stop-opacity%3D%220%22%2F%3E%3C%2FradialGradient%3E%3CradialGradient%20id%3D%22b%22%20cx%3D%220%22%20cy%3D%220%22%20r%3D%221%22%20gradientTransform%3D%22matrix(69.1977%2043.0545%20-241.419%2040.1326%2044.642%20-3.142)%22%20gradientUnits%3D%22userSpaceOnUse%22%3E%3Cstop%20offset%3D%22.269%22%20stop-color%3D%22%23F5B736%22%2F%3E%3Cstop%20offset%3D%22.46%22%20stop-color%3D%22%23F5B736%22%20stop-opacity%3D%22.862%22%2F%3E%3Cstop%20offset%3D%221%22%20stop-color%3D%22%23F5B736%22%20stop-opacity%3D%220%22%2F%3E%3C%2FradialGradient%3E%3C%2Fdefs%3E%3C%2Fsvg%3E") left bottom/contain no-repeat; 1330} 1331 1332.exec-leadership-card { 1333transition: all 0.25s ease; 1334} 1335 1336.exec-leadership-card:hover { 1337color: #801FB3; 1338} 1339 1340.exec-leadership-card img { 1341 transition: 1342 background 0.6s cubic-bezier(0.55, 0.16, 0.23, 0.99), 1343 transform 0.4s ease; 1344} 1345.exec-leadership-card:hover img { 1346background: radial-gradient(136.56% 75.73% at 22.18% -4.91%, var(--Color-Brand-03-40, #F5B736) 26.95%, rgba(245, 183, 54, 0.86) 46%, rgba(245, 183, 54, 0.00) 100%), radial-gradient(153.66% 78.65% at 80.77% 108.18%, var(--Color-Brand-07-60, #9ACFFF) 15%, rgba(154, 207, 255, 0.89) 34%, rgba(154, 207, 255, 0.00) 100%), var(--Color-Brand-06-40, #A245D3); 1347} 1348.reveal-after-video { 1349 opacity: 0; 1350 transition: opacity .6s ease; 1351} 1352.video-finished .reveal-after-video { 1353 opacity: 1; 1354} 1355/* mobile: show images inline; no dynamic column */ 1356@media (max-width: 991px){ 1357 .dynamicImageColumn { display: none; } 1358} 1359 1360/* desktop: hide inline images; fade in the injected one */ 1361@media (min-width: 992px){ 1362 .accordion-image { display: none !important; } 1363 1364 .dynamicImageColumn { position: relative; } 1365 .dynamicImageColumn .dyn-mount{ 1366 position: relative; 1367 aspect-ratio: 5 / 4; /* match your u-ratio-5-4 */ 1368 overflow: hidden; 1369 border-radius: var(--radius, 0); 1370 } 1371 .dynamicImageColumn .dyn-img{ 1372 position: absolute; inset: 0; 1373 width: 100%; height: 100%; object-fit: cover; 1374 opacity: 0; transition: opacity .5s ease; 1375 display: block; border-radius: inherit; 1376 border-radius: var(--radius--main); 1377 } 1378 .dynamicImageColumn .dyn-img.is-visible{ opacity: 1; } 1379} 1380/* ---------- Mobile (default) : vertical flow with down arrows ---------- */ 1381.process-flow{ 1382 display:grid; 1383 row-gap:2.2rem; 1384} 1385 1386.process-step{ 1387 display:grid; 1388 grid-template-columns:0.25fr 1fr; /* icon col + text col */ 1389 column-gap:1rem; 1390 align-items:center; 1391 position:relative; 1392 1393} 1394 1395.process-icon{ 1396 grid-column:1; 1397 max-height: 100px; 1398 object-fit:contain; 1399} 1400 1401.process-label{ 1402 grid-column:2; 1403 margin:0; 1404 text-align: left; 1405} 1406 1407/* down arrow under each icon except last step */ 1408.process-step:not(:last-of-type) .process-icon::after{ 1409 content:""; 1410 position:absolute; 1411 left:20px; /* center under 40px icon col */ 1412 top:calc(100% + .35rem); 1413 width:8px; 1414 height:54px; 1415 background:url("data:image/svg+xml,%3Csvg width='8' height='54' viewBox='0 0 8 54' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4 0v45' stroke='%23220335' stroke-opacity='.2'/%3E%3Cpath d='M1.5 45.5L4 53l2.5-7.5' fill='none' stroke='%23220335' stroke-opacity='.4'/%3E%3C/svg%3E") center/contain no-repeat; 1416} 1417 1418/* hide desktop arrows on mobile */ 1419/*.process-arrow{ display:none; }*/ 1420 1421 .process-arrow{ 1422 display:inline-block; 1423 flex:0 0 auto; 1424 width:50px; 1425 height:8px; 1426 background:url("data:image/svg+xml,%3Csvg%20width%3D%229%22%20height%3D%2250%22%20viewBox%3D%220%200%209%2050%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M4.01949%2049.26C4.21487%2049.4552%204.53146%2049.4549%204.72659%2049.2596L7.90652%2046.0755C8.10165%2045.8801%208.10145%2045.5636%207.90606%2045.3684C7.71067%2045.1733%207.39409%2045.1735%207.19895%2045.3689L4.37235%2048.1991L1.5421%2045.3725C1.34671%2045.1774%201.03013%2045.1776%200.834993%2045.373C0.639857%2045.5684%200.640061%2045.885%200.83545%2046.0801L4.01949%2049.26ZM4.3418%200.90625L3.8418%200.906573L3.87281%2048.9066L4.37281%2048.9062L4.87281%2048.9059L4.8418%200.905927L4.3418%200.90625Z%22%20fill%3D%22%23220335%22%20fill-opacity%3D%220.4%22%2F%3
1426E%3C%2Fsvg%3E") center/contain no-repeat; 1427 } 1428 1429/* ---------- Desktop : row with arrows centered between items ---------- */ 1430@media (min-width:992px){ 1431 .process-flow{ 1432 display:flex; 1433 justify-content:space-between; 1434 align-items:center; 1435 gap:0; /* let space-between do the spacing */ 1436 } 1437 1438 .process-step{ 1439 display:flex; 1440 flex-direction:column; 1441 align-items:flex-start; 1442 max-width:10rem; 1443 text-align:center; 1444 } 1445 1446 .process-label { 1447 text-align: center; 1448 } 1449 1450 /* hide the mobile vertical connector on desktop */ 1451 .process-step .process-icon::after{ display:none; } 1452 1453 /* show real arrow elements between steps */ 1454 .process-arrow{ 1455 display:inline-block; 1456 flex:0 0 auto; 1457 width:50px; 1458 height:8px; 1459 background:url("data:image/svg+xml,%3Csvg width='50' height='8' viewBox='0 0 50 8' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M49.1036 4.3536a.5.5 0 0 0 0-.7071L45.9216.4645a.5.5 0 0 0-.7071 0 .5.5 0 0 0 0 .7071L48.0429 4l-2.8284 2.8284a.5.5 0 1 0 .7071.7071L49.1036 4.3536zM.75 4v.5h48V4 3.5h-48V4z' fill='%23220335' fill-opacity='.4'/%3E%3C/svg%3E") center/contain no-repeat; 1460 } 1461} 1462 1463 1464 1465@media (max-width:767px) { 1466.cto-benefits-columns { 1467flex-direction: column; 1468gap: 1.5rem; 1469} 1470} 1471 1472.earned-media__link-block .earned-media__title { 1473transition: 0.25s ease; 1474} 1475 1476.earned-media__link-block:hover .earned-media__title { 1477text-decoration: underline; 1478color: var(--swatch--brand-500); 1479} 1480 1481.u-aspect-1440-900 { 1482aspect-ratio: 1440/900; 1483max-height: 100vh; 1484} 1485</style></div><div class="code-embed-2 w-embed"><style> 1486/* HubSpot Form Base Styles */ 1487.hs-form { 1488 width: 100%; 1489 margin-bottom: 0; 1490} 1491 1492/* Form Layout */ 1493.hs-form .hs-form-field { 1494 margin-bottom: var(--_spacing---space--3); 1495 width: 100%; 1496} 1497 1498/* Labels */ 1499.hs-form label { 1500 font-family: var(--_typography---font--primary-family); 1501 font-size: var(--_typography---font-size--text-main); 1502 font-weight: var(--_typography---font--primary-medium); 1503 color: var(--_theme---text); 1504 margin-bottom: var(--_spacing---space--2); 1505 display: block; 1506} 1507 1508.hs-form .hs-form-required { 1509 color: var(--_theme---text); 1510 margin-left: 0.2em; 1511} 1512 1513/* Input Fields */ 1514.hs-form .hs-input { 1515 border-top-left-radius: var(--radius--round); 1516 border-top-right-radius: var(--radius--round); 1517 border-bottom-left-radius: var(--radius--round); 1518 border-bottom-right-radius: var(--radius--round); 1519 background-color: var(--swatch--color-white); 1520 color: var(--_theme---text); 1521 font-family: var(--_typography---font--primary-family); 1522 font-size: var(--_typography---font-size--text-main); 1523 line-height: var(--_typography---line-height--huge); 1524 font-weight: var(--_typography---font--primary-regular); 1525 border: var(--border-width--main) solid var(--_theme---border); 1526 outline-style: none; 1527 width: 100%; 1528 margin-bottom: 0; 1529 padding: 1rem 1.5rem; 1530 transition: border-color 0.2s ease; 1531} 1532 1533.hs-form .hs-input:focus { 1534 border-color: var(--swatch--brand-500); 1535 outline: none; 1536} 1537 1538.hs-form .hs-input::placeholder { 1539 color: color-mix(in srgb, var(--_theme---text) 60%, transparent); 1540} 1541 1542/* Textarea */ 1543.hs-form textarea.hs-input { 1544 border-radius: var(--radius--main); 1545 min-height: 12.5rem; 1546 resize: vertical; 1547} 1548 1549/* Select Dropdown */ 1550.hs-form select.hs-input { 1551 appearance: none; 1552 background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23333' d='M6 9L1 4h10z'/%3E%3C/svg%3E"); 1553 background-repeat: no-repeat; 1554 background-position: right 1rem center; 1555 padding-right: 2.5rem; 1556} 1557 1558.hs-form select.hs-input.is-placeholder { 1559 color: color-mix(in srgb, var(--_theme---text) 60%, transparent); 1560} 1561 1562/* Submit Button */ 1563.hs-form .hs-button { 1564 border-top-style: solid; 1565 border-top-width: var(--border-width--main); 1566 border-right-style: solid; 1567 border-right-width: var(--border-width--main); 1568 border-bottom-style: solid; 1569 border-bottom-width: var(--border-width--main); 1570 border-left-style: solid; 1571 border-left-width: var(--border-width--main); 1572 border-radius: var(--radius--round); 1573 background-color: var(--swatch--brand-500); 1574 border-color: var(--swatch--brand-500); 1575 color: var(--swatch--light-100); 1576 font-family: var(--_typography---font--primary-family); 1577 font-size: var(--_typography---font-size--text-main); 1578 font-weight: var(--_typography---font--primary-medium); 1579 text-align: center; 1580 cursor: pointer; 1581 padding: 1rem 1.5rem; 1582 line-height: 1; 1583 transition: all 0.2s ease; 1584 display: inline-flex; 1585 justify-content: center; 1586 align-items: center; 1587} 1588 1589.hs-form .hs-button:hover { 1590 background-color: var(--_theme---text); 1591 border-color: var(--_theme---text); 1592 color: var(--_theme---background); 1593} 1594 1595.hs-form .hs-button:focus { 1596 outline: var(--focus--width) solid var(--swatch--brand-500);
1597 outline-offset: var(--focus--offset-outer); 1598} 1599 1600/* Error Messages */ 1601.hs-form .hs-error-msgs { 1602 list-style: none; 1603 padding: 0; 1604 margin: var(--_spacing---space--1) 0 0 0; 1605} 1606 1607.hs-form .hs-error-msg { 1608 color: #ea384c; 1609 font-size: var(--_typography---font-size--text-small); 1610 display: block; 1611 margin-top: var(--_spacing---space--1); 1612} 1613 1614.hs-form .hs-input.invalid, 1615.hs-form .hs-input.error { 1616 border-color: #ea384c; 1617} 1618 1619/* Success Message */ 1620.hs-form .hs-form-success { 1621 border: var(--border-width--main) solid var(--_theme---border); 1622 border-radius: var(--radius--main); 1623 background-color: var(--swatch--transparent); 1624 padding: 1.2rem; 1625 text-align: center; 1626} 1627 1628/* Checkbox & Radio */ 1629.hs-form .hs-form-checkbox, 1630.hs-form .hs-form-radio { 1631 display: flex; 1632 align-items: center; 1633 gap: var(--_spacing---space--2); 1634 margin-bottom: var(--_spacing---space--2); 1635} 1636 1637.hs-form .hs-form-checkbox label, 1638.hs-form .hs-form-radio label { 1639 margin-bottom: 0; 1640 font-weight: var(--_typography---font--primary-regular); 1641} 1642 1643/* Hidden Fields */ 1644.hs-form .hs-form-field[style*="display: none"], 1645.hs-form .hs-dependent-field { 1646 /* Preserve hidden field functionality */ 1647} 1648 1649/* reCAPTCHA */ 1650.hs-form .hs-recaptcha { 1651 margin-top: var(--_spacing---space--4); 1652 margin-bottom: var(--_spacing---space--4); 1653} 1654 1655/* Responsive Adjustments */ 1656@media screen and (max-width: 767px) { 1657 .hs-form .hs-input { 1658 padding: 0.875rem 1.25rem; 1659 } 1660 1661 .hs-form .hs-button { 1662 width: 100%; 1663 } 1664} 1665 1666 1667/* Webflow Form - Lumos Styles */ 1668form[data-wf-hs-form] { 1669 width: 100%; 1670} 1671 1672/* Labels */ 1673form[data-wf-hs-form] label { 1674 font-family: var(--_typography---font--primary-family); 1675 font-size: var(--_typography---font-size--text-main); 1676 font-weight: var(--_typography---font--primary-medium); 1677 color: var(--_theme---text); 1678 margin-bottom: var(--_spacing---space--2); 1679 display: block; 1680} 1681 1682/* Input Fields */ 1683form[data-wf-hs-form] input[type="text"], 1684form[data-wf-hs-form] input[type="email"] { 1685 border-radius: var(--radius--round); 1686 background-color: var(--swatch--color-white); 1687 color: var(--_theme---text); 1688 font-family: var(--_typography---font--primary-family); 1689 font-size: var(--_typography---font-size--text-main); 1690 line-height: var(--_typography---line-height--huge); 1691 font-weight: var(--_typography---font--primary-regular); 1692 border: var(--border-width--main) solid var(--_theme---border); 1693 width: 100%; 1694 margin-bottom: var(--_spacing---space--3); 1695 padding: 1rem 1.5rem; 1696 outline: none; 1697 transition: border-color 0.2s ease; 1698} 1699 1700form[data-wf-hs-form] input[type="text"]:focus, 1701form[data-wf-hs-form] input[type="email"]:focus { 1702 border-color: var(--swatch--brand-500); 1703} 1704 1705form[data-wf-hs-form] input::placeholder { 1706 color: color-mix(in srgb, var(--_theme---text) 60%, transparent); 1707} 1708 1709/* Select Dropdowns */ 1710form[data-wf-hs-form] select { 1711 border-radius: var(--radius--round); 1712 background-color: var(--swatch--color-white); 1713 color: var(--_theme---text); 1714 font-family: var(--_typography---font--primary-family); 1715 font-size: var(--_typography---font-size--text-main); 1716 line-height: var(--_typography---line-height--huge); 1717 font-weight: var(--_typography---font--primary-regular); 1718 border: var(--border-width--main) solid var(--_theme---border); 1719 width: 100%; 1720 margin-bottom: var(--_spacing---space--3); 1721 padding: 1rem 1.5rem; 1722 outline: none; 1723 appearance: none; 1724 background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23333' d='M6 9L1 4h10z'/%3E%3C/svg%3E"); 1725 background-repeat: no-repeat; 1726 background-position: right 1.5rem center; 1727 background-size: 12px; 1728 padding-right: 3rem; 1729 transition: border-color 0.2s ease; 1730} 1731 1732form[data-wf-hs-form] select:focus { 1733 border-color: var(--swatch--brand-500); 1734} 1735 1736form[data-wf-hs-form] select option[value=""] { 1737 color: color-mix(in srgb, var(--_theme---text) 60%, transparent); 1738} 1739 1740/* Textarea */ 1741form[data-wf-hs-form] textarea { 1742 border-radius: var(--radius--main); 1743 background-color: var(--swatch--color-white); 1744 color: var(--_theme---text); 1745 font-family: var(--_typography---font--primary-family); 1746 font-size: var(--_typography---font-size--text-main); 1747 line-height: var(--_typography---line-height--huge); 1748 font-weight: var(--_typography---font--primary-regular); 1749 border: var(--border-width--main) solid var(--_theme---border); 1750 width: 100%; 1751 min-height: 12.5rem; 1752 margin-bottom: var(--_spacing---space--3); 1753 padding: 1rem 1.5rem; 1754 outline: none; 1755 resize: vertical; 1756 transition: border-color 0.2s ease; 1757} 1758 1759form[data-wf-hs-form] textarea:focus { 1760 border-color: var(--swatch--brand-500); 1761} 1762 1763form[data-wf-hs-form] textarea::placeholder { 1764 color: color-mix(in srgb, var(--_theme---text) 60%, transparent); 1765} 1766 1767/* Submit Button */ 1768form[data-wf-hs-form] button[type="submit"] { 1769 border: var(--border-width--main) solid var(--swatch--brand-500); 1770 border-radius: var(--radius--round); 1771 background-color: var(--swatch--brand-500); 1772 color: var(--swatch--light-100); 1773 font-family: var(--_typography---font--primary-family); 1774 font-size: var(--_typography---font-size--text-main); 1775 font-weight: var(--_typography---font--primary-medium); 1776 text-align: center; 1777 cursor: pointer; 1778 padding: 1rem 1.5rem; 1779 line-height: 1; 1780 margin-top: var(--_spacing---space--2); 1781 transition: all 0.2s ease; 1782} 1783 1784form[data-wf-hs-form] button[type="submit"]:hover { 1785 background-color: var(--_theme---text); 1786 border-color: var(--_theme---text); 1787 color: var(--_theme---background); 1788} 1789 1790/* Hidden Fields */ 1791form[data-wf-hs-form] input[type="hidden"] { 1792 display: none; 1793} 1794 1795/* Responsive */ 1796@media screen and (max-width: 767px) { 1797 form[data-wf-hs-form] input, 1798 form[data-wf-hs-form] select, 1799 form[data-wf-hs-form] textarea { 1800 padding: 0.875rem 1.25rem; 1801 } 1802} 1803 1804form[data-wf-hs-form] label, .hs-form label { 1805font-size: 12px; 1806} 1807/* Hide the main "Integration request" label */ 1808form[data-name*="Integration Request"] label[for="integration_request"] { 1809 display: none; 1810} 1811 1812/* Hide all checkbox inputs and their labels */ 1813form[data-name*="Integration Request"] input[type="checkbox"], 1814form[data-name*="Integration Request"] label[for="Sage"], 1815form[data-name*="Integration Request"] label[for="Salesforce"], 1816form[data-name*="Integration Request"] label[for="Viewpoint"], 1817form[data-name*="Integration Request"] label[for="CMiC"], 1818form[data-name*="Integration Request"] label[for="Origami Risk"] { 1819 display: none; 1820} 1821</style></div></div><div data-animation="default" data-collapse="medium" data-duration="400" data-easing="ease" data-easing2="ease" data-no-scroll="1" role="banner" class="_w-navbar w-nav"><div class="_w-navbar-container w-container"><div class="_w-navbar-row-wrapper"><div class="_w-navbar-row-link-wrapper _w-desktop-only"><div>
1821Is there hidden risk in your COIÂ review process?</div><div class="_w-navbar-row-link-item"><a href="/the-coi-reality-scorecard" class="_w-navbar-row-link">Get your score</a><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 14 14" fill="none" class="_w-icon-s"><g clip-path="url(#clip0_1_14070)"><path d="M2.1875 7H11.8125" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M7.875 3.0625L11.8125 7L7.875 10.9375" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_1_14070"><rect width="14" height="14" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-navbar-row-sep _w-desktop-only"></div><div class="_w-navbar-row-link-wrapper"><div>Returning myCOI user?</div><div class="_w-navbar-row-link-item"><a href="https://secure.mycoionline.com/default.aspx?ReturnUrl=%2f&c=1" target="_blank" class="_w-navbar-row-link">Log 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class="_w-nav-drop w-dropdown"><div data-w-id="ff43cd94-5b5c-aaeb-4c4a-8c3f221bcfbe" class="_w-nav-link w-dropdown-toggle"><div>By Industry</div><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 12 12" fill="none" class="_w-nav-drop-icon"><path d="M9.75 4.5L6 8.25L2.25 4.5" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><nav class="_w-nav-drop-wrapper-s single w-dropdown-list"><div class="_w-col-s"><a href="/product/construction" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f45693f443cf8adac_HardHat.svg" alt="" class="_w-nav-icon"/></div><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Construction</div></div></a><a href="/product/commercial-real-estate" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" 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href="/product/government" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f71083683198b875d_Gavel.svg" alt="" class="_w-nav-icon"/></div><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Government</div></div></a><a href="/product/manufacturing" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f491d6977ea5be248_Factory.svg" alt="" class="_w-nav-icon"/></div><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Manufacturing</div></div></a><a href="/product/transportation" class="_w-menu-link-s icon w-inline-block"><div class="_w-nav-menu-icon-w"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f312e061ee2767db0c5_Truck.svg" alt="" class="_w-nav-icon"/></div><div 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1821<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 12 12" fill="none" class="_w-nav-drop-icon"><path d="M9.75 4.5L6 8.25L2.25 4.5" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><nav class="_w-nav-drop-wrapper-s single w-dropdown-list"><div class="_w-col-s"><a href="/compliance-analyst" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Compliance Analysts</div></div></a><a href="/cfo" class="_w-menu-link-s single w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">CFOs</div></div></a><a href="/cto" class="_w-menu-link-s single w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">CTOs</div></div></a><a href="/insurance-broker-partner" class="_w-menu-link-s single w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Insurance Brokers</div></div></a></div></nav></div><a href="/resources-hub" class="_w-nav-link w-nav-link">Resources</a><div data-delay="0" data-hover="false" class="_w-nav-drop w-dropdown"><div data-w-id="ff43cd94-5b5c-aaeb-4c4a-8c3f221bd00e" class="_w-nav-link w-dropdown-toggle"><div>About Us</div><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 12 12" fill="none" class="_w-nav-drop-icon"><path d="M9.75 4.5L6 8.25L2.25 4.5" stroke="currentColor" stroke-width="1.2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><nav class="_w-nav-drop-wrapper-s single w-dropdown-list"><div class="_w-col-s"><a href="/about-us" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">About Us</div></div></a><a href="/newsroom" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Newsroom</div></div></a><a href="/meet-our-leaders" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Meet Our Leaders</div></div></a><a href="/careers" class="_w-menu-link-s w-inline-block"><div class="_w-col-item-lead"><div class="_w-col-label jd-color">Careers</div></div></a></div></nav></div><a href="/support" class="_w-nav-link w-nav-link">Support</a><div class="_w-nav-menu-btn-wrapper"><a href="/schedule-a-demo" class="_w-navbar-btn mobile"><div>Schedule Demo</div></a></div></nav><div id="h-menu" class="_w-h-menu w-nav-button"><div class="_w-h-menu-icon w-icon-nav-menu"></div></div></div><a href="/schedule-a-demo" class="_w-navbar-btn">Schedule Demo</a></div></div></div><section data-w-id="0270bdc4-dd54-d149-f25f-bc5aebf1b9ef" style="opacity:0" class="_w-section _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-hero-wrapper"><div class="_w-2col-wrapper"><div class="_w-hero-info"><div class="_w-heading-body-w"><div class="_w-h1-sub1-w"><div class="_w-tagline-h1-w hero"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1821691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">meet illumend, from myCOI</div></div><h1 class="_w-h1 _w-txt-color-primary">COI tracking software, reimagined.</h1></div><div class="_w-subheading-2">The easiest and smartest way to handle third-party insurance compliance.</div></div><div class="_w-body-1">Guided by Lumie, the AI trained on 16Â years of compliance expertise from myCOI.</div></div><div class="_w-btn-wrapper"><a data-wf--w-btn--variant="primary---mid" href="/schedule-a-demo" class="_w-btn w-inline-block"><div>Get Started</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1822<g clip-path="url(#clip0_2001_439)"> 1823<path d="M2.8125 9H15.1875" stroke="white" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1824<path d="M10.125 3.9375L15.1875 9L10.125 14.0625" stroke="white" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1825</g> 1826<defs> 1827<clipPath id="clip0_2001_439"> 1828<rect width="16" height="16" fill="white"/> 1829</clipPath> 1830</defs> 1831</svg> 1832</div></a><a data-wf--w-btn--variant="tertiary---mid" href="#video-demo" class="_w-btn w-variant-a9f8a2ad-f9c2-2c3a-4b85-74c120388ba6 w-inline-block"><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1833<path d="M8 0C6.41775 0 4.87103 0.469192 3.55544 1.34824C2.23985 2.22729 1.21447 3.47672 0.608967 4.93853C0.00346628 6.40034 -0.15496 8.00887 0.153721 9.56072C0.462403 11.1126 1.22433 12.538 2.34315 13.6569C3.46197 14.7757 4.88743 15.5376 6.43928 15.8463C7.99113 16.155 9.59966 15.9965 11.0615 15.391C12.5233 14.7855 13.7727 13.7602 14.6518 12.4446C15.5308 11.129 16 9.58225 16 8C15.9978 5.87895 15.1542 3.84542 13.6544 2.34562C12.1546 0.845814 10.121 0.00223986 8 0ZM11.1192 8.50615L7.11923 11.2754C7.02689 11.3392 6.91884 11.3766 6.80677 11.3835C6.69471 11.3903 6.58291 11.3664 6.48348 11.3142C6.38405 11.2621 6.30077 11.1838 6.24267 11.0877C6.18456 10.9916 6.15385 10.8815 6.15385 10.7692V5.23077C6.15385 5.1185 6.18456 5.00837 6.24267 4.9123C6.30077 4.81623 6.38405 4.73789 6.48348 4.68576C6.58291 4.63363 6.69471 4.60969 6.80677 4.61654C6.91884 4.62339 7.02689 4.66076 7.11923 4.72461L11.1192 7.49384C11.2011 7.55046 11.268 7.62609 11.3142 7.71425C11.3605 7.8024 11.3846 7.90046 11.3846 8C11.3846 8.09954 11.3605 8.19759 11.3142 8.28575C11.268 8.37391 11.2011 8.44954 11.1192 8.50615Z" fill="#801FB3"/> 1834</svg> 1835</div><div>Watch the Tour</div></a></div></div><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202.avif" loading="lazy" id="w-node-_3a74d4c9-0720-015a-f6e8-e946e9acbcd5-1c046b46" height="Auto" alt="" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202-p-800.avif 800w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202-p-1080.avif 1080w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a39919576be3e47eb0b5916_Group%202.avif 1142w" sizes="(max-width: 767px) 100v
1835w, (max-width: 991px) 728px, 940px" class="_w-hero-img"/></div></div><div class="_w-logo-wrapper"><div class="_w-eyebrow-title-w"><div class="_w-full-sep"></div><div class="_w-eyebrow-1">Trusted by companies across the USA to manage 45M+ insurance documents</div><div class="_w-full-sep"></div></div><div class="_w-logo-slider-rows"><div class="_w-logo-slider-row"><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939ef287777cdd9946a_f1d6c197b3e75815909e3e1c2f8869e8_Priority%20Logo.avif" loading="lazy" width="343" alt="Priority logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a353939b263637759065513_5b5e1b8a9b69fe1125320a07a70ae5cd_Sleiman%20Logo.avif" loading="lazy" width="176.5" alt="Sleiman logo" class="_w-logo-row-item"/><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3539394d888720a6b9e31d_95e27e01e62bfd8c01bfd9f9701e8378_Torani%20Logo.avif" loading="lazy" width="118" 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1835<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">How Lumie works</div></div><h2 class="_w-h2 _w-txt-color-white">Four steps to COI compliance. Lumie runs them all.</h2></div><div class="_w-rich-on-text _w-txt-color-white _w-txt-o70 w-richtext"><p>Lumie runs the workflow. Your team sees what matters, when it matters. No insurance fluency required.</p></div></div></div><div class="_w-4col-w slider"><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437b832c4432a751bf7a5a_Image.avif" alt="" sizes="100vw" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437b832c4432a751bf7a5a_Image-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437b832c4432a751bf7a5a_Image.avif 556w" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 01</div><div class="_w-subheading-2 _w-txt-color-white">Lumie reaches out to partners with the exact requirements. So you donât have to.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a354ec01b10c135ed555825_c88af2a9b5fcf13753af79895ab7f75b_Image-1.avif" alt="" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 02</div><div class="_w-subheading-2 _w-txt-color-white">Lumie provides partners guidance to get it right. The first time.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437c13772a9f437daa96b9_Image%2
18350(1).avif" alt="" sizes="100vw" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437c13772a9f437daa96b9_Image%20(1)-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a437c13772a9f437daa96b9_Image%20(1).avif 556w" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 03</div><div class="_w-subheading-2 _w-txt-color-white">Lumie reads everything and makes a compliance decision. Not you.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div><div data-wf--w-how-lumia-runs-item--variant="base" class="_w-how-lumia-runs-item _w-text-wrap-balance"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a354ec090e837ded8791210_e9aa54c0d17b0416e0c3187d35d62e8b_Image-3.avif" alt="" class="_w-how-lumie-runs-step-img"/><div class="_w-tagline-sub-w"><div class="_w-eyebrow-1 _w-txt-color-secondary">Step 04</div><div class="_w-subheading-2 _w-txt-color-white">Lumie stays proactive and renewals run themselves.</div><div class="n-txt-sub">The easiest and smartest way to handle third-party insurance compliance.</div></div></div></div><a data-wf--w-btn--variant="secondary---mid" href="#video-demo" class="_w-btn w-variant-769b8138-d029-770b-eed8-d7b390f47088 w-inline-block"><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1836<path d="M8 0C6.41775 0 4.87103 0.469192 3.55544 1.34824C2.23985 2.22729 1.21447 3.47672 0.608967 4.93853C0.00346628 6.40034 -0.15496 8.00887 0.153721 9.56072C0.462403 11.1126 1.22433 12.538 2.34315 13.6569C3.46197 14.7757 4.88743 15.5376 6.43928 15.8463C7.99113 16.155 9.59966 15.9965 11.0615 15.391C12.5233 14.7855 13.7727 13.7602 14.6518 12.4446C15.5308 11.129 16 9.58225 16 8C15.9978 5.87895 15.1542 3.84542 13.6544 2.34562C12.1546 0.845814 10.121 0.00223986 8 0ZM11.1192 8.50615L7.11923 11.2754C7.02689 11.3392 6.91884 11.3766 6.80677 11.3835C6.69471 11.3903 6.58291 11.3664 6.48348 11.3142C6.38405 11.2621 6.30077 11.1838 6.24267 11.0877C6.18456 10.9916 6.15385 10.8815 6.15385 10.7692V5.23077C6.15385 5.1185 6.18456 5.00837 6.24267 4.9123C6.30077 4.81623 6.38405 4.73789 6.48348 4.68576C6.58291 4.63363 6.69471 4.60969 6.80677 4.61654C6.91884 4.62339 7.02689 4.66076 7.11923 4.72461L11.1192 7.49384C11.2011 7.55046 11.268 7.62609 11.3142 7.71425C11.3605 7.8024 11.3846 7.90046 11.3846 8C11.3846 8.09954 11.3605 8.19759 11.3142 8.28575C11.268 8.37391 11.2011 8.44954 11.1192 8.50615Z" fill="black"/> 1837</svg></div><div>Watch the 90-Second Tour</div></a></div></div></section><section class="_w-section _w-light-bg"><div class="_w-dark-decor"></div><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-blured-layer-w"><div class="_w-why-built-items-wrapper"><div class="_w-why-built-item"><div class="_w-number-txt">4x</div><div>faster COI management</div></div><div class="_w-why-built-item"><div class="_w-number-txt">87%</div><div>faster reviews vs manual</div></div><div class="_w-why-built-item"><div class="_w-number-txt">50%</div><div>fewer delays from missing docs</div></div></div></div></div></section><section class="_w-section _w-section-padding-full _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-2col-wrapper"><div class="_w-2col-info"><div class="_w-h1-body1-w"><div class="_w-tagline-h1-w"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1837691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">How Lumie reads insurance</div></div><h2 class="_w-h2 _w-txt-color-primary">COI or endorsement, Lumie reads every line. Then decides.</h2></div><div class="_w-rich-on-text w-richtext"><p>Additional insureds. Waivers of subrogation. Primary and non-contributory. Per-project aggregates. </p><p>Lumie checks every line against your contract requirements and decides whether the language satisfies them. </p></div></div><div class="_w-btn-wrapper"><a data-wf--w-btn--variant="primary---mid" href="/schedule-a-demo" class="_w-btn w-inline-block"><div>Schedule a Demo</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1838<g clip-path="url(#clip0_2001_439)"> 1839<path d="M2.8125 9H15.1875" stroke="white" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1840<path d="M10.125 3.9375L15.1875 9L10.125 14.0625" stroke="white" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1841</g> 1842<defs> 1843<clipPath id="clip0_2001_439"> 1844<rect width="16" height="16" fill="white"/> 1845</clipPath> 1846</defs> 1847</svg> 1848</div></a></div></div><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370958fd4f8718f8094d43_Image%20(3).avif" loading="lazy" width="571" id="w-node-_241522e2-0ee1-ad53-89a3-142630be6187-1c046b46" alt="" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370958fd4f8718f8094d43_Image%20(3)-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370958fd4f8718f8094d43_Image%20(3).avif 1142w" sizes="(max-width: 767px) 100vw, 571px" class="_w-big-img"/></div><div class="_w-round-deco left"></div></div></section><section class="_w-section _w-section-padding-bottom-only _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-h1-sub1-w align-center _w-max-ch-70 _w-text-wrap-balance"><div class="_w-tagline-h1-w align-center"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1848691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Why illumend is different</div></div><h2 class="_w-h2 _w-txt-color-primary">From manual tracking and traditional managed services to AI-powered compliance.</h2></div><div class="_w-rich-on-text w-richtext"><p>Doing it in-house burns your team out. Outsourcing it just hands the same broken process to someone else's team.  illumend rebuilt the process with native AI, backed by 16 years of industry expertise from myCOI.</p><p>Lumie runs the routine. Your team gets back the time, insight, and judgment to do the work that matters.</p></div></div><div class="_w-3col-w slide"><div data-wf--w-why-illument-item--variant="base" class="_w-why-illument-item"><div class="_w-why-illument-item-title _w-text-wrap-balance"><div><div data-wf--w-tag--variant="base" class="_w-tag">Humans by Default</div></div><div class="_w-subheading-2 why-illumend">Manual & spreadsheets<br/></div></div><div class="_w-why-illument-item-list"><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Your team chases COIs instead of doing their actual job</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Every endorsement is a judgment call no one  feels qualified to make</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Renewals slip through the cracks. Lapses surface after the fact</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Status lives in a spreadsheet that's already out of date</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Scaling means hiring</div></div></div></div><div data-wf--w-why-illument-item--variant="base" class="_w-why-illument-item"><div class="_w-why-illument-item-title _w-text-wrap-balance"><div><div data-wf--w-tag--variant="base" class="_w-tag">Humans Clean Up the AI</div></div><div class="_w-subheading-2 why-illumend">Traditional managed services â¨with bolt on AI</div></div><div class="_w-why-illument-item-list"><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Outsourced team chasing your vendors daily</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">A third party now sits between you and your partners</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Answers take days instead of minutes</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Renewals still depend on multiple cycles</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Waiting on someone else for answer on your business</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b008342cb8fed98b61_XCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Scaling means paying more headcount fees</div></div></div></div><div data-wf--w-why-illument-item--variant="primary" class="_w-why-illument-item w-variant-85e25837-7efb-06e3-df8c-569e857803da"><div class="_w-why-illument-item-title w-variant-85e25837-7efb-06e3-df8c-569e857803da _w-text-wrap-balance"><div><div data-wf--w-tag--variant="primary" class="_w-tag w-variant-541947d0-539a-6b15-d53a-afb72e74d437">Lumie Decides. Humans Handle Edge Cases</div></div><div class="_w-subheading-2 why-illumend">illumend AI native<br/></div></div><div class="_w-why-illument-item-list w-variant-85e25837-7efb-06e3-df8c-569e857803da"><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Lumie reviews every COI in minutes</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Lumie reads every endorsement, every time, line by line.</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Decisions worth your attention surfaced automatically</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">
1848Every issue resolved in one cycle, not a chain of emails and calls</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Renewals run on autopilot</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">Patterns surfaced before they become claims</div></div><div data-wf--w-list-item--variant="base" class="_w-list-item"><img loading="lazy" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3564b3d930102f4c588063_CheckCircle.svg" alt="" class="_w-icon-l"/><div class="_w-body-3">One connected view of every COI, endorsement, partner, and contract. Risk patterns you couldn't see before, finally surfaced</div></div></div></div></div></div><div class="_w-round-deco right-small"></div></div></section><section class="_w-section _w-section-padding-bottom-only _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-tagline-h1-w align-center"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.
18481088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">get in touch</div></div><h2 class="_w-h2 _w-txt-color-primary">See illumend transform insurance compliance.</h2></div><div class="_w-big-video-w"><div class="_w-blured-layer-w"><div id="video-demo" class="_w-big-video w-embed w-script"><div class="vimeo-lazy" data-id="1201872365" data-hash="66e8f3f769" style="position:relative; padding-top:56.25%; width:100%; cursor:pointer; overflow:hidden; border-radius:12px; background:#000;"> 1849 <img 1850 src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a393900feb11fdc961f915c_thimage%201.avif" 1851 loading="lazy" 1852 alt="Video preview" 1853 style="position:absolute; top:0; left:0; width:100%; height:100%; object-fit:cover; display:block;" 1854 /> 1855 <svg style="position:absolute; top:50%; left:50%; transform:translate(-50%,-50%); width:68px; height:48px; z-index:1;" viewBox="0 0 68 48"> 1856 <path d="M66.52,7.74c-0.78-2.93-2.49-5.41-5.42-6.19C55.79,0,34,0,34,0S12.21,0,6.9,1.55 C3.97,2.33,2.27,4.81,1.48,7.74C0,13.05,0,24,0,24s0,10.95,1.48,16.26c0.78,2.93,2.49,5.41,5.42,6.19C12.21,48,34,48,34,48 s21.79,0,27.1-1.55c2.93-0.78,4.64-3.26,5.42-6.19C68,34.95,68,24,68,24S68,13.05,66.52,7.74z" fill="#212121" opacity="0.8"/> 1857 <path d="M 45,24 27,14 27,34" fill="#fff"/> 1858 </svg> 1859</div> 1860
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1881</div></div></div><div class="_w-btn-wrapper short-row"><a data-wf--w-btn--variant="primary---mid" href="/schedule-a-demo" class="_w-btn w-inline-block"><div>Schedule a Demo</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1882<g clip-path="url(#clip0_2001_439)"> 1883<path d="M2.8125 9H15.1875" stroke="white" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1884<path d="M10.125 3.9375L15.1875 9L10.125 14.0625" stroke="white" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1885</g> 1886<defs> 1887<clipPath id="clip0_2001_439"> 1888<rect width="16" height="16" fill="white"/> 1889</clipPath> 1890</defs> 1891</svg> 1892</div></a><a data-wf--w-btn--variant="tertiary---mid" href="/product/roi-calculator" class="_w-btn w-variant-a9f8a2ad-f9c2-2c3a-4b85-74c120388ba6 w-inline-block"><div>Calculate Your ROI</div></a></div></div><div class="_w-round-deco right-small"></div><div class="_w-round-deco left-big"></div></div></section><section class="_w-section _w-section-padding-full _w-section-dark-bg"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-2col-wrapper"><div class="_w-2col-info"><div class="_w-h1-body1-w"><div class="_w-tagline-h1-w"><div data-wf--w-tagline-wrapper--variant="orange" class="_w-tagline-wrapper w-variant-3b868b3b-0106-8b4a-f1f6-204fb78cc28a"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.
18921088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">A 5-minute self-check</div></div><h2 class="_w-h2 _w-txt-color-white">How does your COI program score?</h2></div><div class="_w-rich-on-text _w-txt-color-white _w-txt-o70 w-richtext"><p>Twelve questions. One scorecard. See where your compliance program stands, and where Lumie can help most.</p></div></div><div class="_w-btn-wrapper"><a data-wf--w-btn--variant="secondary---mid" href="/the-coi-reality-scorecard" class="_w-btn w-variant-769b8138-d029-770b-eed8-d7b390f47088 w-inline-block"><div>Take the COI Reality Scorecard</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1893<g clip-path="url(#clip0_2015_1948)"> 1894<path d="M2.5 8H13.5" stroke="black" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1895<path d="M9 3.5L13.5 8L9 12.5" stroke="black" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1896</g> 1897<defs> 1898<clipPath id="clip0_2015_1948"> 1899<rect width="16" height="16" fill="white"/> 1900</clipPath> 1901</defs> 1902</svg></div></a></div></div><a aria-label="Take the COI Reality Scorecard" href="/the-coi-reality-scorecard" class="_w-link-block-base w-inline-block"><img src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3709d51e1c5a2dafaf70dd_Card%20(1).avif" loading="lazy" width="571" sizes="(max-width: 767px) 100vw, 571px" alt="" srcset="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3709d51e1c5a2dafaf70dd_Card%20(1)-p-500.avif 500w, https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a3709d51e1c5a2dafaf70dd_Card%20(1).avif 1142w" class="_w-big-img"/></a></div></div></section><section class="_w-section _w-light-bg"><div class="_w-dark-decor"></div><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-blured-layer-w"><div class="_w-why-we-built-w"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1902691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Why we built illumend</div></div><div class="_w-subheading-1 _w-txt-color-primary">âWe spent 16 years reviewing third-party insurance documents by hand. Every compliance professional and accidental risk manager I've ever talked to is exhausted. The work is hard. It requires expertise most of them were never trained in, and it gets dropped on people already juggling a hundred other things. illumend is the first product that gets it, and gives them their time back.â</div><div class="_w-name-txt-w"><div class="_w-subheading-3">Kristen Nunery</div><div class="_w-body-3">Founder and CEO, illumend, from myCOI</div></div></div></div></div></section><section class="_w-section _w-section-padding-full _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-edu-title-w"><div class="_w-tagline-h1-w"><div data-wf--w-tagline-wrapper--variant="base" class="_w-tagline-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 16 16" fill="none" class="_w-icon-m"><g clip-path="url(#clip0_12_388)"><path d="M14.7025 5.27357L12.9488 6.75357L13.4838 8.96544C13.5226 9.12557 13.5131 9.29361 13.4565 9.44834C13.3998 9.60307 13.2987 9.73755 13.1657 9.83482C13.0311 9.93371 12.8703 9.99057 12.7034 9.99824C12.5366 10.0059 12.3712 9.96406 12.2282 9.87794L10.25 8.68732L8.27191 9.87857C8.1289 9.96492 7.9635 10.0069 7.79662 9.99925C7.62973 9.99157 7.46888 9.93456 7.33441 9.83544C7.20117 9.73837 7.09976 9.60393 7.04301 9.44916C6.98627 9.29439 6.97675 9.12625 7.01566 8.96607L7.55066 6.75419L5.79753 5.27357C5.67057 5.16625 5.57845 5.02356 5.53291 4.86368C5.48738 4.7038 5.49049 4.53398 5.54185 4.37587C5.59321 4.21776 5.69049 4.07854 5.8213 3.97594C5.9521 3.87335 6.11049 3.81203 6.27628 3.79982L8.58503 3.61732L9.47316 1.51357C9.53803 1.36122 9.64626 1.23131 9.78439 1.14C9.92252 1.04868 10.0845 1 10.25 1C10.4156 1 10.5775 1.04868 10.7157 1.14C10.8538 1.23131 10.962 1.36122 11.0269 1.51357L11.915 3.61732L14.2238 3.79982C14.3896 3.81203 14.548 3.87335 14.6788 3.97594C14.8096 4.07854 14.9069 4.21776 14.9582 4.37587C15.0096 4.53398 15.0127 4.7038 14.9672 4.86368C14.9216 5.02356 14.8295 5.16625 14.7025 5.27357ZM5.50691 6.99294C5.46047 6.94645 5.40533 6.90957 5.34463 6.88441C5.28393 6.85925 5.21887 6.8463 5.15316 6.8463C5.08745 6.8463 5.02239 6.85925 4.96169 6.88441C4.90099 6.90957 4.84585 6.94645 4.79941 6.99294L1.14628 10.6461C1.05246 10.7399 0.999756 10.8671 0.999756 10.9998C0.999756 11.1325 1.05246 11.2597 1.14628 11.3536C1.2401 11.4474 1.36735 11.5001 1.50003 11.5001C1.63272 11.5001 1.75996 11.4474 1.85378 11.3536L5.50691 7.70044C5.5534 7.65401 5.59028 7.59886 5.61544 7.53816C5.6406 7.47746 5.65355 7.4124 5.65355 7.34669C5.65355 7.28098 5.6406 7.21592 5.61544 7.15522C5.59028 7.09452 5.5534 7.03938 5.50691 6.99294ZM5.47566 10.8173L2.14628 14.1461C2.09983 14.1925 2.06298 14.2477 2.03784 14.3084C2.0127 14.3
1902691 1.99976 14.4341 1.99976 14.4998C1.99976 14.5655 2.0127 14.6306 2.03784 14.6913C2.06298 14.752 2.09983 14.8071 2.14628 14.8536C2.2401 14.9474 2.36735 15.0001 2.50003 15.0001C2.56573 15.0001 2.63079 14.9872 2.69148 14.962C2.75218 14.9369 2.80733 14.9 2.85378 14.8536L6.18253 11.5242C6.27234 11.4297 6.32167 11.3038 6.32 11.1734C6.31833 11.043 6.2658 10.9185 6.1736 10.8263C6.0814 10.7341 5.95683 10.6815 5.82645 10.6798C5.69606 10.6782 5.57019 10.7275 5.47566 10.8173ZM10.0382 10.7548L6.64503 14.1473C6.59858 14.1938 6.56173 14.2489 6.53659 14.3096C6.51145 14.3703 6.49851 14.4354 6.49851 14.5011C6.49851 14.5668 6.51145 14.6318 6.53659 14.6925C6.56173 14.7532 6.59858 14.8084 6.64503 14.8548C6.73885 14.9486 6.8661 15.0013 6.99878 15.0013C7.06448 15.0013 7.12954 14.9884 7.19023 14.9633C7.25093 14.9381 7.30608 14.9013 7.35253 14.8548L10.745 11.4623C10.8389 11.3686 10.8916 11.2414 10.8917 11.1088C10.8917 10.9762 10.8391 10.8489 10.7453 10.7551C10.6516 10.6613 10.5244 10.6086 10.3918 10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Ongoing education and resources</div></div><h2 class="_w-h2 _w-txt-color-primary">Turn on the lantern for compliance insights.</h2></div><div class="_w-desktop-only"><a data-wf--w-btn--variant="primary---mid" href="/resources" class="_w-btn w-inline-block"><div>Read All Resources</div></a></div></div><div class="_w-edu-w w-dyn-list"><div role="list" class="_w-edu-list w-dyn-items"><div role="listitem" class="_w-edu-list-item w-dyn-item"><div class="_w-edu-item"><img src="https://cdn.prod.website-files.com/plugins/Basic/assets/placeholder.60f9b1840c.svg" loading="lazy" width="300" alt="" class="e-edu-item-img w-dyn-bind-empty"/><div class="_w-edu-info"><div class="_w-edu-general-info"><div class="_w-edu-top-info"><div class="_w-edu-info-data-tag"><div class="w-dyn-list"><div role="list" class="_w-edu-tag-list w-dyn-items"><div role="listitem" class="w-dyn-item"><div data-wf--w-tag--variant="secondary" class="_w-tag w-variant-b1db087b-aa58-1ef9-8bb7-644305ea2923">Insurance Knowledge</div></div></div></div><div class="_w-edu-data"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-icon-l"><g clip-path="url(#clip0_148_3827)"><path d="M16.25 3.125H3.75C3.40482 3.125 3.125 3.40482 3.125 3.75V16.25C3.125 16.5952 3.40482 16.875 3.75 16.875H16.25C16.5952 16.875 16.875 16.5952 16.875 16.25V3.75C16.875 3.40482 16.5952 3.125 16.25 3.125Z" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.75 1.875V4.375" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M6.25 1.875V4.375" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M3.125 6.875H16.875" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 11.0938C10.4315 11.0938 10.7812 10.744 10.7812 10.3125C10.7812 9.88103 10.4315 9.53125 10 9.53125C9.56853 9.53125 9.21875 9.88103 9.21875 10.3125C9.21875 10.744 9.56853 11.0938 10 11.0938Z" fill="currentColor"></path><path d="M13.4375 11.0938C13.869 11.0938 14.2188 10.744 14.2188 10.3125C14.2188 9.88103 13.869 9.53125 13.4375 9.53125C13.006 9.53125 12.6562 9.88103 12.6562 10.3125C12.6562 10.744 13.006 11.0938 13.4375 11.0938Z" fill="currentColor"></path><path d="M6.5625 14.2188C6.99397 14.2188 7.34375 13.869 7.34375 13.4375C7.34375 13.006 6.99397 12.6562 6.5625 12.6562C6.13103 12.6562 5.78125 13.006 5.78125 13.4375C5.78125 13.869 6.13103 14.2188 6.5625 14.2188Z" fill="currentColor"></path><path d="M10 14.2188C10.4315 14.2188 10.7812 13.869 10.7812 13.4375C10.7812 13.006 10.4315 12.6562 10 12.6562C9.56853 12.6562 9.21875 13.006 9.21875 13.4375C9.21875 13.869 9.56853 14.2188 10 14.2188Z" fill="currentColor"></path><path d="M13.4375 14.2188C13.869 14.2188 14.2188 13.869 14.2188 13.4375C14.2188 13.006 13.869 12.6562 13.4375 12.6562C13.006 12.6562 12.6562 13.006 12.6562 13.4375C12.6562 13.869 13.006 14.2188 13.4375 14.2188Z" fill="currentColor"></path></g><defs><clippath id="clip0_148_3827"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg><div class="_w-body-3">September 14, 2026</div></div></div><div class="_w-subheading-2">What Are Policy Limits?</div></div><div class="_w-body-3">What Are Policy Limits?</div></div><a href="/insurance-knowledge/what-are-policy-limits" class="_w-edu-link w-inline-block"><div>Read the Guide</div>
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10.6085C10.2592 10.6085 10.132 10.6611 10.0382 10.7548Z" fill="currentColor"></path></g><defs><clippath id="clip0_12_388"><rect width="16" height="16" fill="currentColor"></rect></clippath></defs></svg><div class="_w-eyebrow-1">Explore by Your fit</div></div><h2 class="_w-h2 _w-txt-color-primary">Explore illumend by industry or role.</h2></div><div class="_w-rich-on-text w-richtext"><p>Built for the contracts, partners, and workflows that actually run your business.</p></div></div><div class="_w-4col-w"><a href="/product/construction" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c7328f22b39950a93_82205ebdb1f4a31126da2eac5e205633_Link-4.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f45693f443cf8adac_HardHat.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Construction</div></div></div></a><a href="/product/commercial-real-estate" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c4c6949ab85fda0b6_5b990cb9d344bd002adcc2f195defc2d_Link-5.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2fa228486a7c3d19ce_City.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Commercial Real Estate</div></div></div></a><a href="/product/retail-franchise" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c08a1ae16a600fbea_b12034c1b59099dad9a6235dc3f27d70_Link-6.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f3081a87daf47548287_ShoppingBagOpen.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Retail & Franchise</div></div></div></a><a href="/product/utilities" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c49cdbd39b364d83c_c268fefd9055753053455fd8deb3a398_Link-7.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f30b3793215d67a54b8_Lightning.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Utilities</div></div></div></a><a href="/product/transportation" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8e3f652344aa5cccac_c647d13ae5233e0805b78516e078fe88_Link-8.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f312e061ee2767db0c5_Truck.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Transportation</div></div></div></a><a href="/product/government" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c5ad0303f4ad79407_cdf6cc99fb5d5cdc1b53f688ad250ee3_Link-9.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f71083683198b875d_Gavel.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Government</div></div></div></a><a href="/product/manufacturing" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c414bee54bdd5d969_7778e2cfeed9b27eca16f3c44f100925_Link-10.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f491d6977ea5be248_Factory.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Manufacturing</div></div></div></a><a href="#" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8c6f6c7655651f6d3d_63609e45aa5273b06daf81288ec98dc5_Link-11.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2fa2c1ec636a341702_HouseLine.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Healthcare</div></div></div></a></div><div class="_w-eyebrow-title-w"><div class="_w-full-sep"></div><div class="_w-eyebrow-1">or by role</div><div class="_w-full-sep"></div></div><div class="_w-4col-w"><a href="/compliance-analyst" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8b218a8ed4ef513c03_eca7650e046e4cbae4284346dd150bb2_Link.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f304c6949ab85fea0de_ProjectorScreenChart.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Compliance Analyst</div></div></div></a><a href="/cfo-legacy" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8b04c48aa5b0156d30_4c619bd9f5d731b18c954eb83efae7b2_Link-1.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f97e893376edaf1df_Coins.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">CFO</div></div></div></a><a href="/cto-legacy" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8b81a87daf47537653_c5425fba7134abe940d38dd415ee7b3a_Link-2.avif"
1902class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359f2f2077d083fa3e0467_DesktopTower.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">CTO</div></div></div></a><a href="/insurance-broker-partner" class="_w-explore-item w-inline-block"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a359c8bfd4f8718f8d3c849_e484c92d6c04562890ae6af3a05e0599_Link-3.avif" class="_w-explore-bg-img"/><div class="_w-blured-layer-w full-width"><div class="_w-explore-item-info"><div class="_w-explore-icon-w"><img width="70" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a35a3560bf5c79b64f24ace_ShieldCheck.svg" class="_w-icon-m"/></div><div class="_w-explore-specia">Insurance Broker</div></div></div></a></div></div><div class="_w-round-deco right-small"></div></div></section><section class="_w-section _w-section-padding-full _w-section-dark-bg"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-see-how-w"><div class="_w-h1-sub1-w align-center _w-max-ch-70 _w-text-wrap-balance"><h2 class="_w-h1 _w-txt-color-white">See how Lumie can simplify your COI tracking process.</h2><div class="_w-body-1 _w-txt-color-white _w-txt-o70 _w-text-wrap-balance">You'll meet Lumie, ask whatever you want, and leave with a clear next step.</div></div><div class="_w-btn-wrapper short-row"><a data-wf--w-btn--variant="secondary---mid" href="/schedule-a-demo" class="_w-btn w-variant-769b8138-d029-770b-eed8-d7b390f47088 w-inline-block"><div>Schedule a Demo</div><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1903<g clip-path="url(#clip0_2015_1948)"> 1904<path d="M2.5 8H13.5" stroke="black" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1905<path d="M9 3.5L13.5 8L9 12.5" stroke="black" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/> 1906</g> 1907<defs> 1908<clipPath id="clip0_2015_1948"> 1909<rect width="16" height="16" fill="white"/> 1910</clipPath> 1911</defs> 1912</svg></div></a><a data-wf--w-btn--variant="tertiary-white---mid" href="#video-demo" class="_w-btn w-variant-b8ec6001-0e98-154b-451f-887950715de7 w-inline-block"><div class="_w-btn-icon w-embed"><svg width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> 1913<path d="M8 0C6.41775 0 4.87103 0.469192 3.55544 1.34824C2.23985 2.22729 1.21447 3.47672 0.608967 4.93853C0.00346628 6.40034 -0.15496 8.00887 0.153721 9.56072C0.462403 11.1126 1.22433 12.538 2.34315 13.6569C3.46197 14.7757 4.88743 15.5376 6.43928 15.8463C7.99113 16.155 9.59966 15.9965 11.0615 15.391C12.5233 14.7855 13.7727 13.7602 14.6518 12.4446C15.5308 11.129 16 9.58225 16 8C15.9978 5.87895 15.1542 3.84542 13.6544 2.34562C12.1546 0.845814 10.121 0.00223986 8 0ZM11.1192 8.50615L7.11923 11.2754C7.02689 11.3392 6.91884 11.3766 6.80677 11.3835C6.69471 11.3903 6.58291 11.3664 6.48348 11.3142C6.38405 11.2621 6.30077 11.1838 6.24267 11.0877C6.18456 10.9916 6.15385 10.8815 6.15385 10.7692V5.23077C6.15385 5.1185 6.18456 5.00837 6.24267 4.9123C6.30077 4.81623 6.38405 4.73789 6.48348 4.68576C6.58291 4.63363 6.69471 4.60969 6.80677 4.61654C6.91884 4.62339 7.02689 4.66076 7.11923 4.72461L11.1192 7.49384C11.2011 7.55046 11.268 7.62609 11.3142 7.71425C11.3605 7.8024 11.3846 7.90046 11.3846 8C11.3846 8.09954 11.3605 8.19759 11.3142 8.28575C11.268 8.37391 11.2011 8.44954 11.1192 8.50615Z" fill="white"/> 1914</svg> 1915</div><div>Watch the 90-Second Tour</div></a></div></div></div></section><section class="_w-section _w-section-padding-full _w-light-bg _w-overflow-hidden"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-how-lumie-works-w"><div class="_w-h1-sub1-w align-center"><h2 class="_w-h2 _w-txt-color-primary">Frequently asked questions.</h2></div><div class="_w-faq-wrapper"><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">What is illumend, from myCOI?</div><div class="_w-faq-icon-wrapper">
1915<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>illumend is the AI-native insurance compliance platform from myCOI, built on 16 years of compliance expertise and now powered by AI. illumend helps teams track certificates of insurance, confirm coverage against their own requirements, and clear third-party partners in one guided workflow. If you knew myCOI or landed here from mycoitracking.com, you're in the right place. Everything you counted on is still here, just AI-guided, faster, and decided in real time.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">What is Lumie?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Lumie is the AI engine inside illumend. Lumie reviews incoming certificates and endorsements, checks coverage against your contract or lease requirements, flags gaps before they turn into claims, and keeps renewals moving automatically. It's how illumend turns a pile of documents into a clear, current picture of who's compliant and who isn't. Lumie converses, answers questions, and explains outcomes for both you and your third-party partners.<br/></p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">Does Lumie review every document?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Lumie reviews 100% of your COIs and endorsements automatically, and there's no queue of documents waiting on a person. Lumie makes each decision itself and raises its hand only on the rare item it can't resolve, where a reviewer can step in or change the call. If your team wants more human oversight built in, talk to our team about adding it to your subscription package.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">Can I trust automated review of my COIs?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Yes. Lumie doesn't just scan documents, it verifies the actual coverage against your specific contract or lease requirements, so the right limits, endorsements, and dates get checked every time. And because Lumie reviews everything with consistent rigor, you're not relying on whoever happened to open the email that day. When you use illumend, you're also working with a team of experts who help you audit your existing workflow and insurance requirements to set up your illumend account for success.<br/></p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">How is illumend different from other COI tracking software?</div><div class="_w-faq-icon-wrapper">
1915<svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>Most COI tools still route every document to a person to review, so you're really just managing a queue. illumend reviews third-party insurance coverage automatically, surfacing only the exceptions that actually need a human to make a decision about your business. You get faster answers, consistent decisions, and a live view of compliance instead of a growing backlog. illumend's workflow is designed for third-party partners who arenât insurance experts (and donât want to be). When the process is built around the person who needs to provide the documents, and Lumie helps both them and you, compliance is achieved in one continuous workflow.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">Who uses illumend?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>illumend works for any team responsible for third-party partner insurance compliance, including the construction, commercial real estate, retail, utilities, government, manufacturing, and transportation industries. If you're tracking certificates of insurance from contractors, tenants, suppliers, or partners, illumend keeps that coverage current.</p></div></div></div><div class="_w-faq-item"><div id="q1" class="_w-faq-item-trigger"><div class="_w-faq-heading">What's the ROI of automating COI compliance?</div><div class="_w-faq-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" width="100%" viewBox="0 0 20 20" fill="none" class="_w-faq-icon accordion-icon"><g clip-path="url(#clip0_2001_669)"><path d="M3.125 10H16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M10 3.125V16.875" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></g><defs><clippath id="clip0_2001_669"><rect width="20" height="20" fill="currentColor"></rect></clippath></defs></svg></div></div><div class="_w-faq-item-content"><div class="_w-faq-answer w-richtext"><p>illumend empowers teams to cut admin time by up to 87% vs. a manual process, and reclaim the hours lost to reading certificates, chasing missing documents, and prepping for audits. The bigger return is risk caught early: every coverage gap illumend flags before a claim is a loss you don't absorb. Compliance becomes a source of clarity and confidence, not cost. Teams find that when their highly-valued employees are removed from mundane and manual tasks, they can get back to what they were hired to do.</p></div></div></div></div></div><div class="_w-round-deco left"></div></div></section><section class="_w-footer-section"><div class="w-layout-blockcontainer _w-container w-container"><div class="_w-footer-wrapper"><div class="_w-footer-w"><div class="_w-footer-menu"><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6602-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Platform</div><div class="_w-footer-link-list"><a href="/products" class="_w-footer-link">Overview</a><a href="/integrations" class="_w-footer-link">Integrations</a><a href="/integrations/procore" class="_w-footer-link">illumend + Procore</a></div></div><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6642-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Help & Support</div><div class="_w-footer-link-list _w-text-wrap-balance"><a href="/support/need-help-with-illumend" class="_w-footer-link">illumend Support</a><a href="/support/need-help-with-mycoi" class="_w-footer-link">myCOIÂ Support</a><a href="/schedule-a-demo" class="_w-footer-link">Request a demo</a></div></div></div><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6608-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Industries</div><div class="_w-footer-link-list"><a href="/product/construction" class="_w-footer-link">Construction</a><a href="/product/commercial-real-estate" class="_w-footer-link">Commercial Real Estate</a><a href="/product/retail-franchise" class="_w-footer-link">Retail & Franchise</a><a href="/product/utilities" class="_w-footer-link">Utilities & Water</a><a href="/product/government" class="_w-footer-link">Government</a><a href="/product/manufacturing" class="_w-footer-link">Manufacturing</a><a href="/product/transportation" class="_w-footer-link">Transportation</a></div></div></div><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6622-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">By Role</div><div class="_w-footer-link-list"><a href="/compliance-analyst" class="_w-footer-link">Compliance Analysts</a><a href="/cfo" class="_w-footer-link">CFOs</a><a href="/cto" class="_w-footer-link">CTOs</a><a href="/insurance-broker-partner" class="_w-footer-link">Insurance Brokers</a></div></div><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec662e-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Company</div><div class="_w-footer-link-list"><a href="/about-us" class="_w-footer-link">About Us</a><a href="/newsroom" class="_w-footer-link">Newsroom</a><a href="/meet-our-leaders" class="_w-footer-link">Meet Our Leaders</a><a href="/careers" class="_w-footer-link">Careers</a><a href="https://trust.illumend.ai/" class="_w-footer-link">Trust Center</a></div></div></div><div class="ftr-stack"><div id="w-node-_60f8c081-10bd-61f8-e3e6-3d68efec6636-efec65fd" class="_w-footer-link-col"><div class="_w-eyebrow-1 _w-txt-color-white _w-txt-o70">Resources</div><div class="_w-footer-link-list _w-text-wrap-balance"><a href="/resources-hub" class="_w-footer-link">Resource Hub</a><a href="/coi-coverage-connections" class="_w-footer-link">COI Connections Game</a><a href="/the-coi-reality-scorecard" class="_w-footer-link">COI Reality Scorecard</a><a href="/product/roi-calculator" class="_w-footer-link">ROI Calculator</a><a href="/insurance-knowledge/insurance-101-what-every-compliance-admin-needs-to-know" class="_w-footer-link">COI 101: the crash course</a><a href="/insurance-knowledge/top-10-insurance-terms-made-simple" class="_w-footer-link">Top 10 insurance terms</a><a href="/evaluation-buying/why-ai-is-the-future-of-compliance" class="_w-footer-link">Why AI is the future of compliance</a></div></div></div></div><div class="_w-footer-bottom _w-txt-color-white"><img width="1158" loading="lazy" alt="" src="https://cdn.prod.website-files.com/68cd20f1535cef7be0b4fb34/6a370a8b0d13b3c3c9ad2905_Logo%20(3).avif" sizes="(max-width: 767px) 100v
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1915<svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1916<path fill-rule="evenodd" clip-rule="evenodd" d="M10.4538 9.00004L6.35156 4.89779L7.14706 4.10229L12.0448 9.00004L7.14706 13.8978L6.35156 13.1023L10.4538 9.00004Z" fill="currentColor"/> 1917</svg></div><div class="consent_checkbox_label">Essentials</div></div><div class="consent_prefs_label-active">Always active</div></div><p class="consent_prefs_description">Necessary for the site to function. Always On.</p><div fs-consent-accordion="category" fs-consent-element="accordion-content" class="consent_prefs_category-content is-active"><div fs-consent-element="provider" class="consent_provider_template"><div class="consent_prefs_provider-detail"><div fs-consent-accordion="provider" fs-consent-element="accordion-trigger" class="consent_prefs_provider-accordion"><div fs-consent-element="provider-name" class="consent_prefs_label">Provider name</div><div fs-consent-element="accordion-icon" class="consent_prefs_caret is-active w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1918<path fill-rule="evenodd" clip-rule="evenodd" d="M9.00069 10.4538L13.1029 6.35156L13.8984 7.14706L9.00069 12.0448L4.10293 7.14706L4.89843 6.35156L9.00069 10.4538Z" fill="currentColor"/> 1919</svg></div></div><a rel="noopener noreferrer" fs-consent-element="provider-privacy" href="#" target="_blank" class="consent_prefs_page">Privacy Policy</a></div><div fs-consent-accordion="provider" fs-consent-element="accordion-content" class="consent_prefs_provider-content is-active"><div fs-consent-element="tracker" class="consent_prefs_tracker-template"><div class="consent_prefs_detail"><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Name</div><div fs-consent-element="tracker-name" class="consent_prefs_value">Tracker Name</div></div><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Description</div><p fs-consent-element="tracker-description" class="consent_prefs_value">Tracker description</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Type</strong></div><p fs-consent-element="tracker-type" class="consent_prefs_value">Tracker type</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Retention:</strong></div><p fs-consent-element="tracker-retention" class="consent_prefs_value">Tracker retention</p></div></div></div><div fs-consent-element="tracker-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No trackers detected for this category.</p></div></div></div><div fs-consent-element="provider-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No providers detected for this category.</p></div></div></div><div fs-consent-category="analytics" fs-consent-element="category" class="consent_prefs_item"><div class="consent_prefs_option"><div fs-consent-accordion="category" fs-consent-element="accordion-trigger" class="consent_prefs_category-accordion"><div fs-consent-element="accordion-icon" class="consent_prefs_icon w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1920<path fill-rule="evenodd" clip-rule="evenodd" d="M10.4538 9.00004L6.35156 4.89779L7.14706 4.10229L12.0448 9.00004L7.14706 13.8978L6.35156 13.1023L10.4538 9.00004Z" fill="currentColor"/> 1921</svg></div><div class="consent_checkbox_label">Analytics</div></div><label class="w-checkbox consent_prefs_checkbox-field is-active"><input type="checkbox" name="analytics" id="analytics" data-name="analytics" fs-consent-element="checkbox-analytics" class="w-checkbox-input consent_prefs_checkbox"/><span for="analytics" class="consent_prefs_checkbox-label w-form-label">Analytics</span><div class="consent_prefs_checkbox-toggle is-active"></div></label></div><p class="consent_prefs_description">Measures usage and improves your experience.</p><div fs-consent-accordion="category" fs-consent-element="accordion-content"
1921class="consent_prefs_category-content is-active"><div fs-consent-element="provider" class="consent_provider_template"><div class="consent_prefs_provider-detail"><div fs-consent-accordion="provider" fs-consent-element="accordion-trigger" class="consent_prefs_provider-accordion"><div fs-consent-element="provider-name" class="consent_prefs_label">Provider name</div><div fs-consent-element="accordion-icon" class="consent_prefs_caret is-active w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1922<path fill-rule="evenodd" clip-rule="evenodd" d="M9.00069 10.4538L13.1029 6.35156L13.8984 7.14706L9.00069 12.0448L4.10293 7.14706L4.89843 6.35156L9.00069 10.4538Z" fill="currentColor"/> 1923</svg></div></div><a rel="noopener noreferrer" fs-consent-element="provider-privacy" href="#" target="_blank" class="consent_prefs_page">Privacy Policy</a></div><div fs-consent-accordion="provider" fs-consent-element="accordion-content" class="consent_prefs_provider-content is-active"><div fs-consent-element="tracker" class="consent_prefs_tracker-template"><div class="consent_prefs_detail"><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Name</div><div fs-consent-element="tracker-name" class="consent_prefs_value">Tracker Name</div></div><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Description</div><p fs-consent-element="tracker-description" class="consent_prefs_value">Tracker description</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Type</strong></div><p fs-consent-element="tracker-type" class="consent_prefs_value">Tracker type</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Retention:</strong></div><p fs-consent-element="tracker-retention" class="consent_prefs_value">Tracker retention</p></div></div></div><div fs-consent-element="tracker-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No trackers detected for this category.</p></div></div></div><div fs-consent-element="provider-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No providers detected for this category.</p></div></div></div><div fs-consent-category="marketing" fs-consent-element="category" class="consent_prefs_item"><div class="consent_prefs_option"><div fs-consent-accordion="category" fs-consent-element="accordion-trigger" class="consent_prefs_category-accordion"><div fs-consent-element="accordion-icon" class="consent_prefs_icon w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1924<path fill-rule="evenodd" clip-rule="evenodd" d="M10.4538 9.00004L6.35156 4.89779L7.14706 4.10229L12.0448 9.00004L7.14706 13.8978L6.35156 13.1023L10.4538 9.00004Z" fill="currentColor"/> 1925</svg></div><div class="consent_checkbox_label">Marketing</div></div><label class="w-checkbox consent_prefs_checkbox-field is-focused"><input type="checkbox" name="marketing" id="marketing" data-name="marketing" fs-consent-element="checkbox-marketing" class="w-checkbox-input consent_prefs_checkbox"/><span for="marketing" class="consent_prefs_checkbox-label w-form-label">Marketing</span><div class="consent_prefs_checkbox-toggle"></div></label></div><p class="consent_prefs_description">Used for targeted advertising.</p><div fs-consent-accordion="category" fs-consent-element="accordion-content" class="consent_prefs_category-content is-active"><div fs-consent-element="provider" class="consent_provider_template"><div class="consent_prefs_provider-detail"><div fs-consent-accordion="provider" fs-consent-element="accordion-trigger" class="consent_prefs_provider-accordion"><div fs-consent-element="provider-name" class="consent_prefs_label">Provider name</div><div fs-consent-element="accordion-icon" class="consent_prefs_caret is-active w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1926<path fill-rule="evenodd" clip-rule="evenodd" d="M9.00069 10.4538L13.1029 6.35156L13.8984 7.14706L9.00069 12.0448L4.10293 7.14706L4.89843 6.35156L9.00069 10.4538Z" fill="currentColor"/> 1927</svg></div></div><a rel="noopener noreferrer" fs-consent-element="provider-privacy" href="#" target="_blank" class="consent_prefs_page">Privacy Policy</a></div><div fs-consent-accordion="provider" fs-consent-element="accordion-content"
1927class="consent_prefs_provider-content is-active"><div fs-consent-element="tracker" class="consent_prefs_tracker-template"><div class="consent_prefs_detail"><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Name</div><div fs-consent-element="tracker-name" class="consent_prefs_value">Tracker Name</div></div><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Description</div><p fs-consent-element="tracker-description" class="consent_prefs_value">Tracker description</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Type</strong></div><p fs-consent-element="tracker-type" class="consent_prefs_value">Tracker type</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Retention:</strong></div><p fs-consent-element="tracker-retention" class="consent_prefs_value">Tracker retention</p></div></div></div><div fs-consent-element="tracker-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No trackers detected for this category.</p></div></div></div><div fs-consent-element="provider-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No providers detected for this category.</p></div></div></div><div fs-consent-category="personalization" fs-consent-element="category" class="consent_prefs_item"><div class="consent_prefs_option"><div fs-consent-accordion="category" fs-consent-element="accordion-trigger" class="consent_prefs_category-accordion"><div fs-consent-element="accordion-icon" class="consent_prefs_icon w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1928<path fill-rule="evenodd" clip-rule="evenodd" d="M10.4538 9.00004L6.35156 4.89779L7.14706 4.10229L12.0448 9.00004L7.14706 13.8978L6.35156 13.1023L10.4538 9.00004Z" fill="currentColor"/> 1929</svg></div><div class="consent_checkbox_label">Personalization</div></div><label class="w-checkbox consent_prefs_checkbox-field"><input type="checkbox" name="personalization" id="personalization" data-name="personalization" fs-consent-element="checkbox-personalization" class="w-checkbox-input consent_prefs_checkbox"/><span for="personalization" class="consent_prefs_checkbox-label w-form-label">Personalization</span><div class="consent_prefs_checkbox-toggle"></div></label></div><p class="consent_prefs_description">Remembers your preferences and provides enhanced features.</p><div fs-consent-accordion="category" fs-consent-element="accordion-content" class="consent_prefs_category-content is-active"><div fs-consent-element="provider" class="consent_provider_template"><div class="consent_prefs_provider-detail"><div fs-consent-accordion="provider" fs-consent-element="accordion-trigger" class="consent_prefs_provider-accordion"><div fs-consent-element="provider-name" class="consent_prefs_label">Provider name</div><div fs-consent-element="accordion-icon" class="consent_prefs_caret is-active w-embed"><svg width="100%" height="100%" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg"> 1930<path fill-rule="evenodd" clip-rule="evenodd" d="M9.00069 10.4538L13.1029 6.35156L13.8984 7.14706L9.00069 12.0448L4.10293 7.14706L4.89843 6.35156L9.00069 10.4538Z" fill="currentColor"/> 1931</svg></div></div><a rel="noopener noreferrer" fs-consent-element="provider-privacy" href="#" target="_blank" class="consent_prefs_page">Privacy Policy</a></div><div fs-consent-accordion="provider" fs-consent-element="accordion-content" class="consent_prefs_provider-content is-active"><div fs-consent-element="tracker" class="consent_prefs_tracker-template"><div class="consent_prefs_detail"><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Name</div><div fs-consent-element="tracker-name" class="consent_prefs_value">Tracker Name</div></div><div class="consent_prefs_label-wrapper"><div class="consent_prefs_label">Description</div><p fs-consent-element="tracker-description" class="consent_prefs_value">Tracker description</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Type</strong></div><p fs-consent-element="tracker-type" class="consent_prefs_value">Tracker type</p></div><div class="consent_prefs_label-wrapper"><div fs-consent-element="tracker-description" class="consent_prefs_label"><strong>Retention:</strong></div><p fs-consent-element="tracker-retention" class="consent_prefs_value">Tracker retention</p></div></div></div><div fs-consent-element="tracker-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No trackers detected for this category.</p></div></div></div><div fs-consent-element="provider-empty" class="consent_prefs_empty-state"><p class="consent_prefs_empty-message">No providers detected for this 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1931Accept All</div></button><input type="submit" data-wait="Please wait..." class="consent_button_prefs-submit w-button" value="Save Preferences"/></div></div></form><div class="w-form-done"><div>Thank you! Your submission has been received!</div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div><div fs-consent-element="close" class="consent_prefs_overlay"></div></div></div><div fs-consent-version="2" fs-consent-element="banner" fs-consent-instance="opt-out" class="consent_opt-out_banner"><div class="consent_banner"><div class="consent_banner_wrapper"><div class="consent_banner_content-wrapper"><p class="consent_banner_paragraph">By clicking <strong fs-consent-element="internal-banner-text">"Accept"</strong>, you agree to cookies that improve your experience and help us measure site performance. See our <a href="/privacy-policy" class="consent_banner_privacy-link">Privacy Policy</a>.</p><div fs-consent-element="gpc-honored" class="consent_gpc-honored"><div class="consent_gpc-honored-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" class="size-6"> 1932 <path fill-rule="evenodd" d="M2.25 12c0-5.385 4.365-9.75 9.75-9.75s9.75 4.365 9.75 9.75-4.365 9.75-9.75 9.75S2.25 17.385 2.25 12Zm13.36-1.814a.75.75 0 1 0-1.22-.872l-3.236 4.53L9.53 12.22a.75.75 0 0 0-1.06 1.06l2.25 2.25a.75.75 0 0 0 1.14-.094l3.75-5.25Z" clip-rule="evenodd" /> 1933</svg></div><div class="consent_gpc-honored_text">The GPCÂ signal has been honored.</div></div></div><div fs-consent-element="internal-buttons-wrapper" class="consent_banner_buttons"><button type="button" fs-consent-element="open-preferences" class="consent_button_prefs"><div>Preferences</div></button><button type="button" fs-consent-element="deny" class="consent_button_reject"><div>Reject</div></button><button type="button" fs-consent-element="allow" class="consent_button_accept"><div>Accept</div></button></div></div></div></div></div></div>
1933<script src="https://d3e54v103j8qbb.cloudfront.net/js/jquery-3.5.1.min.dc5e7f18c8.js?site=68cd20f1535cef7be0b4fb34" type="text/javascript" integrity="sha256-9/aliU8dGd2tb6OSsuzixeV4y/faTqgFtohetphbbj0=" crossorigin="anonymous"></script>
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vendor: 1 bytes, line 1933
1933
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vendor: 1 bytes, line 1934
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1935 1936
1937<script> 1938(function () { 1939 1940 function onReady(fn) { 1941 if (document.readyState !== 'loading') { 1942 fn(); 1943 } else { 1944 document.addEventListener('DOMContentLoaded', fn); 1945 } 1946 } 1947 1948 onReady(function () { 1949 1950 if (!window.gsap || !window.ScrollTrigger || !window.SplitText) return; 1951 1952 if (window.gsap.registerPlugin) { 1953 window.gsap.registerPlugin(window.ScrollTrigger, window.SplitText); 1954 } 1955 1956 var TEXT_HIGHLIGHT_SELECTOR = 'p,h1,h2,h3,h4,h5,h6,li,blockquote'; 1957 1958 function initScrollHighlight(section) { 1959 if (!section || section.dataset.hlInit) return; 1960 section.dataset.hlInit = '1'; 1961 1962 var start = section.dataset.shStart || 'top 80%'; 1963 var end = section.dataset.shEnd || 'top 20%'; 1964 var stagger = parseFloat(section.dataset.shStagger || 0.06); 1965 var minO = parseFloat(section.dataset.shMinOpacity || 0.2); 1966 1967 var nodes = section.matches(TEXT_HIGHLIGHT_SELECTOR) 1968 ? [section] 1969 : section.querySelectorAll(TEXT_HIGHLIGHT_SELECTOR); 1970 1971 var allChars = []; 1972 1973 nodes.forEach(function(el) { 1974 var split = window.SplitText.create(el, { 1975 type: 'words,chars' 1976 }); 1977 1978 allChars.push.apply(allChars, split.chars); 1979 }); 1980 1981 if (!allChars.length) return; 1982 1983 window.gsap.set(allChars, { opacity: minO }); 1984 1985 window.gsap.to(allChars, { 1986 opacity: 1, 1987 stagger: stagger, 1988 ease: 'none', 1989 scrollTrigger: { 1990 trigger: section, 1991 start: start, 1992 end: end, 1993 scrub: true 1994 } 1995 }); 1996 } 1997 1998 document 1999 .querySelectorAll('[data-scroll-highlight], .scroll-highlight') 2000 .forEach(initScrollHighlight); 2001 }); 2002 2003})(); 2004</script>
2004 2005
2006<script> 2007(function () { 2008 2009 function onReady(fn) { 2010 if (document.readyState !== 'loading') { 2011 fn(); 2012 } else { 2013 document.addEventListener('DOMContentLoaded', fn); 2014 } 2015 } 2016 2017 onReady(function () { 2018 2019 if (!window.gsap || !window.ScrollTrigger) return; 2020 2021 if (window.gsap.registerPlugin) { 2022 window.gsap.registerPlugin(window.ScrollTrigger); 2023 } 2024 2025 function initCounterAnimation(element) { 2026 if (!element || element.dataset.counterInit) return; 2027 element.dataset.counterInit = '1'; 2028 2029 var duration = parseFloat(element.dataset.counterDuration || 2); 2030 var start = element.dataset.counterStart || 'top 80%'; 2031 var ease = element.dataset.counterEase || 'power2.out'; 2032 2033 var text = element.textContent.trim(); 2034 var hasPlus = text.indexOf('+') !== -1; 2035 2036 var suffix = ''; 2037 2038 if (text.indexOf('%') !== -1) suffix = '%'; 2039 if (text.indexOf('K') !== -1) suffix = 'K'; 2040 if (text.indexOf('M') !== -1) suffix = 'M'; 2041 if (text.indexOf('B') !== -1) suffix = 'B'; 2042 2043 var numericText = text.replace(/[^\d.]/g, ''); 2044 var targetValue = parseFloat(numericText); 2045 2046 if (isNaN(targetValue)) return; 2047 2048 var counter = { value: 0 }; 2049 2050 function formatNumber(val) { 2051 var formatted; 2052 2053 if (suffix) { 2054 var decimals = numericText.indexOf('.') !== -1 ? 1 : 0; 2055 formatted = val.toFixed(decimals) + suffix; 2056 } else { 2057 formatted = Math.round(val).toLocaleString(); 2058 } 2059 2060 return formatted + (hasPlus ? '+' : ''); 2061 } 2062 2063 element.textContent = formatNumber(0); 2064 2065 window.gsap.to(counter, { 2066 value: targetValue, 2067 duration: duration, 2068 ease: ease, 2069 scrollTrigger: { 2070 trigger: element, 2071 start: start, 2072 once: true 2073 }, 2074 onUpdate: function() { 2075 element.textContent = formatNumber(counter.value); 2076 } 2077 }); 2078 } 2079 2080 document 2081 .querySelectorAll('[data-counter], .counter-animate') 2082 .forEach(initCounterAnimation); 2083 }); 2084 2085})(); 2086</script>
2086 2087
2088<script> 2089document.addEventListener('DOMContentLoaded', function () { 2090 2091 if (!window.gsap || !window.ScrollTrigger) return; 2092 2093 if (window.gsap.registerPlugin) { 2094 window.gsap.registerPlugin(window.ScrollTrigger); 2095 } 2096 2097 var nav = document.querySelector('.nav_desktop_wrap'); 2098 if (!nav) return; 2099 2100 var rules = [ 2101 ['[data-wf--section--theme="light"]', 'light'], 2102 ['[data-wf--section--theme="light-2"]', 'light'], 2103 ['[data-wf--section--theme="dark"]', 'dark'], 2104 ['[data-wf--section--theme="brand-2"]', 'dark'], 2105 ['[data-wf--section--theme="brand"]', 'dark'], 2106 ['[data-wf--section--theme="brand-3"]', 'light'], 2107 ['[data-wf--section--theme="white"]', 'light'], 2108 ['.u-section.dark', 'dark'], 2109 ['footer.u-theme-dark', 'dark'], 2110 ['.u-section.light', 'light'], 2111 ['.u-section.white', 'light'] 2112 ]; 2113 2114 function invert(theme) { 2115 return theme === 'light' ? 'dark' : 'light'; 2116 } 2117 2118 var mm = window.gsap.matchMedia(); 2119 2120 mm.add('(min-width: 1040px)', function () { 2121 2122 var map = new Map(); 2123 2124 rules.forEach(function(rule) { 2125 var selector = rule[0]; 2126 var theme = rule[1]; 2127 2128 document.querySelectorAll(selector).forEach(function(el) { 2129 map.set(el, theme); 2130 }); 2131 }); 2132 2133 var sections = []; 2134 2135 function measure() { 2136 var navOffset = 2137 parseFloat( 2138 getComputedStyle(document.documentElement) 2139 .getPropertyValue('--nav-offset') 2140 ) || 100; 2141 2142 sections = Array.from(map.entries()).map(function(entry) { 2143 var el = entry[0]; 2144 var theme = entry[1]; 2145 var rect = el.getBoundingClientRect(); 2146 var top = rect.top + window.scrollY; 2147 var height = el.offsetHeight || rect.height || 0; 2148 2149 return { 2150 el: el, 2151 theme: theme, 2152 top: top, 2153 bottom: top + height 2154 }; 2155 }).sort(function(a, b) { 2156 return a.top - b.top; 2157 }); 2158 2159 measure.offset = navOffset; 2160 } 2161 2162 measure(); 2163 2164 var currentTheme = null; 2165 2166 function setTheme(theme) { 2167 if (theme && theme !== currentTheme) { 2168 nav.setAttribute('data-nav-theme', invert(theme)); 2169 currentTheme = theme; 2170 } 2171 } 2172 2173 function checkTheme(scrollY) { 2174 var y = scrollY + (measure.offset || 100); 2175 2176 for (var i = sections.length - 1; i >= 0; i--) { 2177 var section = sections[i]; 2178 2179 if (y >= section.top && y < section.bottom) { 2180 setTheme(section.theme); 2181 return; 2182 } 2183 } 2184 2185 if (sections[0]) { 2186 setTheme(sections[0].theme); 2187 } 2188 } 2189 2190 window.ScrollTrigger.create({ 2191 start: 0, 2192 end: 'max', 2193 onUpdate: function(self) { 2194 checkTheme(self.scroll()); 2195 }, 2196 refreshPriority: 1 2197 }); 2198 2199 checkTheme(window.scrollY); 2200 2201 if (window.lenis) { 2202 window.lenis.on('scroll', window.ScrollTrigger.update); 2203 window.gsap.ticker.add(function(t) { 2204 window.lenis.raf(t * 1000); 2205 }); 2206 window.gsap.ticker.lagSmoothing(0); 2207 } 2208 2209 window.ScrollTrigger.addEventListener('refreshInit', measure); 2210 2211 window.addEventListener('load', function () { 2212 window.ScrollTrigger.refresh(); 2213 }); 2214 2215 window.addEventListener('resize', function () { 2216 window.ScrollTrigger.refresh(); 2217 }); 2218 }); 2219 2220}); 2221</script>
2221 2222 2223<!-- HubSpot Optimized -->
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2269 2270
2271<script> 2272window.addEventListener('message', function (e) { 2273 2274 if ( 2275 !e.data || 2276 e.data.type !== 'hsFormCallback' 2277 ) { 2278 return; 2279 } 2280 2281 if (e.data.eventName === 'onFormSubmitted') { 2282 2283 window.dataLayer = window.dataLayer || []; 2284 2285 window.dataLayer.push({ 2286 event: 'hubspot-form-submit', 2287 formId: e.data.id, 2288 formName: e.data.formName || null, 2289 portalId: e.data.portalId || null, 2290 pagePath: location.pathname 2291 }); 2292 } 2293 2294}); 2295</script>
vendor: 1 bytes, line 2295
2295
2296<script> 2297document.addEventListener('DOMContentLoaded', function () { 2298 var links = document.querySelectorAll('a[href^="mailto:"]'); 2299 for (var i = 0; i < links.length; i++) { 2300 var href = links[i].getAttribute('href') || ''; 2301 if (href.indexOf('{{wf') === -1) continue; // only touch the broken ones 2302 var title = (document.title.split('|')[0] || '').trim() || 'illumend'; 2303 links[i].setAttribute('href', 2304 'mailto:?subject=' + encodeURIComponent(title) + 2305 '&body=' + encodeURIComponent('Hi,\n\nThought this was worth a read:\n\n' + title + '\n' + window.location.href) 2306 ); 2307 } 2308}); 2309</script>
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2309</body></html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.