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1<link href="https://cdn.prod.website-files.com/678575b7cd8cddf642880060/678578f83a9efcb55760ceb8_favicon.png" rel="shortcut icon" type="image/x-icon"/><link href="https://cdn.prod.website-files.com/678575b7cd8cddf642880060/678578f4889d4327cd4815ce_meta-image.jpg" rel="apple-touch-icon"/></head><body class="cms-frontend"><div class="custom-styles"><div class="site-specific-custom-styles w-embed"><style> 2 3.full-width-blue-wave::before { 4 content:url('https://cdn.prod.website-files.com/678575b7cd8cddf642880060/67928e8e5996c97e2fc0fbef_wave-6.svg'); 5 height: 11.268vw; 6 width: 100%; 7 margin-bottom: -1.5vw; 8} 9 10.full-width-blue-wave::after { 11 content:url('https://cdn.prod.website-files.com/678575b7cd8cddf642880060/6788404aa0ea715ee732a2fa_wave-5.svg'); 12 height: 11.268vw; 13 width: 100%; 14 margin-top: -1.5vw; 15} 16 17.blue-wave-text-callout::before { 18 content:url('https://cdn.prod.website-files.com/678575b7cd8cddf642880060/67928e8e5996c97e2fc0fbef_wave-6.svg'); 19 height: 11.268vw; 20 width: 100vw; 21 position: absolute; 22 top: 0; 23 left: 50%; 24 margin-left: -50vw; 25 transform: translateY(-100%); 26 margin-top: 1.5vw; 27} 28 29.blue-wave-text-callout::after { 30 content:url('https://cdn.prod.website-files.com/678575b7cd8cddf642880060/6788404aa0ea715ee732a2fa_wave-5.svg'); 31 height: 11.268vw; 32 width: 100vw; 33 position: absolute; 34 bottom: 0; 35 left: 50%; 36 margin-left: -50vw; 37 transform: translateY(100%); 38 margin-bottom: 1.5vw; 39} 40 41.check-list { 42 list-style: none; 43} 44 45.check-list li:before { 46 content: 'â'; 47 position: absolute; 48 margin-left: -8px; 49 margin-top: -2px; 50 transform: translateX(-100%); 51 font-size: 1.5em; 52 font-weight: 700; 53 color: green; 54} 55 56.mega-menu .dropdown-link { 57 white-space: normal; 58} 59 60.sidebar-link { 61 white-space: nowrap; 62} 63 64.nav-link:hover .nav-link-icon { 65 height: 20px; 66 opacity: 1; 67} 68 69.cms-btn-secondary .button-icon { 70 color: #1f3263; 71} 72 73.cms-btn-outlined-white:hover .button-icon { 74 color: #1f3263; 75} 76 77 78.cms-btn-off-gray .button-icon { 79 color: #ce202a; 80} 81 82@media (max-width: 1150px) { 83 .logo-image { 84 width: 150px; 85 } 86 .nav-link { 87 font-size: 14px; 88 } 89} 90 91@media (max-width: 991px) { 92 .nav-link { 93 font-size: 18px; 94 } 95} 96 97@media (max-width: 767px) { 98 99} 100 101@media (max-width: 479px) { 102 103} 104 105</style></div><div class="default-custom-styles w-embed"><style> 106 107@import url("https://use.fontawesome.com/releases/v7.0.0/css/all.css"); 108 109.wf-design-mode [cybdata]:hover, 110.wf-design-mode [cybkey]:hover { 111 outline: 3px solid #e42eea45; 112 outline-offset: -3px; 113} 114 115.wf-active a:not([href]):hover { 116 color: initial; 117} 118 119.w-dropdown[data-hover="true"] .w-dropdown-toggle { 120 cursor: inherit; 121} 122 123.w-dropdown:not([data-hover="true"]) .w-dropdown-toggle { 124 cursor: pointer; 125} 126 127.nav-menu { 128 transform: none !important; 129} 130 131.select-input-wrapper .floating-form-label { 132 pointer-events: none; 133} 134 135.wf-design-mode .select-input-wrapper .floating-form-label { 136 pointer-events: auto; 137} 138 139h1, h2, h3, h4, h5, h6 { 140 font-size: inherit; 141 line-height: inherit; 142 font-weight: inherit; 143 display: inline-block; 144 margin-top: 0px; 145 margin: 0px; 146} 147 148.text-block .heading:first-child { 149 margin-top: 0px; 150} 151 152.text-block table.textbox-columns-fixed-width { 153 max-width: 100%; 154} 155 156.amsd-dropdown-toggle { 157 white-space: normal; 158} 159.amsd-dropdown-toggle.w--open .amsd-dropdown-arrow-icon { 160 transform: rotate(-180deg); 161} 162.dropdown-nav-link.w--open .dropdown-nav-link-arrow { 163 transform: rotate(-180deg); 164} 165.fas { 166 font-style: inherit; 167 font-weight: 900; 168} 169.fa { 170 font-weight: 400; 171} 172.footer-link a { 173 color: inherit; 174} 175[data-icon] { 176 -moz-osx-font-smoothing: grayscale; 177 -webkit-font-smoothing: antialiased; 178} 179.w-lightbox-noscroll { 180 overflow: visible; 181} 182.w-nav-overlay { 183 height: 100vh !important; 184} 185 186/* Date Input Usability Fix */ 187 188input[type="date"] { 189 moz-appearance: none; 190 webkit-appearance: none; 191 appearance: none; 192} 193 194/* create a new arrow, because we are going to mess up the native one 195see "List of symbols" below if you want another, you could also try to add a font-awesome icon.. */ 196.form-input.date-input-wrapper:after, 197input[type="date"]:after { 198 font-family: "Font Awesome 6 Free"; 199 content: "\f073"; 200 font-size: 16px; 201 font-weight: normal; 202 font-style: inherit; 203 color: #000000; 204 padding: 0 5px; 205 position: absolute; 206 top: 15px; 207 right: 12px; 208 -moz-osx-font-smoothing: grayscale; 209 -webkit-font-smoothing: antialiased; 210 display: inline-block; 211 font-variant: normal; 212 text-rendering: auto; 213 line-height: 1; 214 pointer-events: none; 215} 216 217/* make the native arrow invisible and stretch it over the whole field so you can click anyw
217here in the input field to trigger the native datepicker*/ 218input[type="date"]::-webkit-calendar-picker-indicator { 219 position: absolute; 220 top: 0; 221 left: 0; 222 right: 0; 223 bottom: 0; 224 width: auto; 225 height: auto; 226 color: transparent; 227 background: transparent; 228 cursor: text; 229} 230 231/* adjust increase/decrease button */ 232input[type="date"]::-webkit-inner-spin-button { 233 z-index: 1; 234} 235 236 /* adjust clear button */ 237 input[type="date"]::-webkit-clear-button { 238 z-index: 1; 239 } 240 241 /* Select input safari fix */ 242 243.input-field.select-input { 244 moz-appearance: none; 245 webkit-appearance: none; 246 appearance: none; 247 position: relative; 248} 249 250.form-input.select-input-wrapper:after { 251 font-family: "Font Awesome 6 Free"; 252 content: "\f078"; 253 font-size: 14px; 254 font-weight: 900; 255 font-style: inherit; 256 color: #666666; 257 padding: 0 5px; 258 position: absolute; 259 top: 16px; 260 right: 8px; 261 -moz-osx-font-smoothing: grayscale; 262 -webkit-font-smoothing: antialiased; 263 display: inline-block; 264 font-variant: normal; 265 text-rendering: auto; 266 line-height: 1; 267 pointer-events: none; 268} 269 270.map iframe { 271 width: 100%; 272 height: 100%; 273} 274 275.text-block .heading:first-child { 276 margin-top: 0px; 277} 278 279.cms-btn:focus { 280 outline: 0; 281} 282 283img.userUpload { 284 height: auto !important; 285} 286 287.contact-form-success-message { 288 display: block !important; 289} 290 291.content-block ul { 292 overflow: hidden; 293} 294 295.responsive-video-embed iframe { 296 position: absolute; 297 top: 0; 298 left: 0; 299 width: 100%; 300 height: 100%; 301} 302.cms-btn a { 303 color: inherit; 304} 305 306.w-webflow-badge { 307 display: none !important; 308} 309 310/* Custom search form styles */ 311 312[data-module="cms-custom-search"] { 313 padding: 0px; 314 margin-top: 60px; 315} 316 317[data-module="cms-custom-search"] .form-wrapper form { 318 display: -webkit-box; 319 display: -webkit-flex; 320 display: -ms-flexbox; 321 display: flex; 322 -webkit-box-pack: justify; 323 -webkit-justify-content: space-between; 324 -ms-flex-pack: justify; 325 justify-content: space-between; 326 -webkit-flex-wrap: wrap; 327 -ms-flex-wrap: wrap; 328 flex-wrap: wrap; 329 -webkit-box-align: stretch; 330 -webkit-align-items: stretch; 331 -ms-flex-align: stretch; 332 align-items: stretch; 333 max-width: 280px; 334 border-bottom: none !important; 335} 336 337[data-module="cms-custom-search"] .form-wrapper form button { 338 min-width: 150px; 339} 340 341[data-module="cms-custom-search"] .form-wrapper .form-item { 342 position: relative; 343 display: block; 344 width: 100%; 345 margin-bottom: 10px; 346 -webkit-flex-basis: 100%; 347 -ms-flex-preferred-size: 100%; 348 flex-basis: 100%; 349} 350[data-module="cms-custom-search"] .form-wrapper form input[type='text'] { 351 display: block; 352 width: 100%; 353 height: 48px; 354 max-width: 100%; 355 margin-bottom: 0px; 356 padding: 8px 12px 8px 14px; 357 border: 1px solid #e0e0e0; 358 background-color: #fff; 359 color: #333; 360 font-size: 14px; 361 line-height: 20px; 362 vertical-align: middle; 363} 364[data-module="cms-custom-search"] .form-wrapper { 365 border-bottom: none; 366 margin-bottom: 0px; 367 padding-bottom: 0px; 368} 369.cms-custom-search-result { 370 margin-bottom: 0px !important; 371 padding-top: 30px; 372 border-bottom: none !important; 373 border-top: 1px solid #ddd; 374} 375.cms-custom-search, .cms-custom-search-result p, .cms-custom-search-result-sub-title { 376 font-size: 14px !important; 377 font-style: inherit !important; 378 color: #858484; 379 word-break: break-word; 380} 381.cms-custom-search-result-title { 382 font-size: 16px !important; 383 margin-bottom: 5px !important; 384} 385 386.cms-backend.block ul, 387.cms-backend.block ol { 388 margin-left: 0px !important; 389} 390 391.cms-frontend { 392 overflow-x: hidden; 393 word-wrap: break-word; 394} 395 396.wf-design-mode .cms-frontend { 397 overflow-x: unset; 398} 399 400html { 401 overflow: unset; 402} 403 404/*--- Accordion dropdowns inside text box --*/ 405 406.cms-accordion-summary:before { 407 all: unset; 408 position: absolute; 409 top: unset; 410 margin: 0; 411 font-size: 1em; 412 font-family: "Font Awesome 6 Free"; 413 font-weight: 600; 414 color: var(--cms-accordion-marker-font-color); 415 content: "\f0d7"; 416 transition: transform 0.3s; 417 width: var(--cms-accordion-summary-padding-x); 418 text-align: center; 419} 420 421.cms-accordion[data-accordion-position="left"] .cms-accordion-summary:before, 422.cms-accordion:not([data-accordion-position]) .cms-accordion-summary:before { 423 left: var(--cms-accordion-summary-padding-x, 1em); 424} 425 426.cms-accordion[data-accordion-position="right"] .cms-accordion-summary:before { 427 right: var(--cms-accordion-summary-padding-x, 1em) !important; 428} 429 430.cms-accordion[data-accordion-style="caret"] .cms-accordion-summary:before { 431 content: "\f107"; 432} 433 434.cms-accordion[data-accordion-style="plus"] .cms-accordion-summary:before { 435 content: "\2b"; 436} 437 438.cms-accordion[open] .cms-accordion-summary:before { 439 transform: rotate(-180deg); 440} 441 442.cms-accordion[open][data-accordion-style="plus"] .cms-accordion-summary:before { 443 transform: rotate(-135deg); 444} 445 446.cms-accordion[data-accordion-position="left"] .cms-accordion-summary, 447.cms-accordion:not([data-accordion-position]) .cms-accordion-summary { 448 padding-left: calc(var(--cms-accordion-summary-padding-x) * 2.5) !important; 449} 450 451.cms-accordion[data-accordion-position="right"] .cms-accordion-summary { 452 padding-right: calc(var(--cms-accordion-summary-padding-x) * 2.5) !important; 453} 454 455/*--- Testimonials inside text box --*/ 456 457.cms-testimonial[data-testimonial-layout="vertical"] .cms-testimonial-flex { 458 flex-direction: column; 459} 460 461.cms-testimonial[data-testimonial-image-shape="square"] .cms-testimonial-image-element { 462 border-radius: 0px; 463} 464 465.cms-testimonial-content > *:not(:last-child) { 466 margin-bottom: 0.5em; 467} 468 469.cms-testimonial-image { 470 flex-basis: auto !important; 471} 472 473@media (max-width: 991px) { 474 .w-lightbox-left, .w-lightbox-right { 475 background-size: 15px; 476 } 477} 478 479</style></div></div><div id="header-section" class="header-section"><div cybdata="alertbar" class="alert-bar"><div class="alert-text"><div class="alert-icon w-embed"><i class="fa-solid fa-triangle-exclamation"></i></div><div class="alert-text-inner">Lorem ipsum dolor sit amet, eam everti tractatos cu, ea vis brute ullamcorper, nominavi probatus posidonium cu his.   </div><a href="#" class="alert-learn-more-link w-inline-block"><div class="alert-learn-more-link-text">Learn More</div><div class="alert-learn-more-arrow w-embed"><i class="fa-solid fa-chevron-right"></i></div></a></div><a id="alert-bar-close" href="#" class="alert-bar-close-button 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class="logo-scrolled"/></a><div class="menu-button w-nav-button"><div class="w-icon-nav-menu"></div></div><nav role="navigation" cybdata="nav" class="nav-menu w-nav-menu"><div class="nav-items-wrapper"><div data-hover="true" data-delay="0" class="dropdown w-dropdown"><div class="nav-link dropdown-nav-link w-dropdown-toggle"><div class="nav-link-text">Personal</div><div class="dropdown-list-arrow"></div></div><nav class="dropdown-list w-dropdown-list"><div class="dropdown-links-wrapper mega-menu"><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-building-columns"></i></div><div class="mega-menu-title-underline"></div><div>Accounts</div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/personal-checking" aria-current="page" class="dropdown-link w-dropdown-link w--current">Checking</a><a href="/personal-savings" class="dropdown-link w-dropdown-link">Savings</a><a href="/personal-cds" class="dropdown-link w-dropdown-link">CDs</a><a href="/personal-retirement" class="dropdown-link w-dropdown-link">Retirement</a></div></nav></div><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-list-check"></i></div><div>Services</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/debit-cards" class="dropdown-link w-dropdown-link">Debit Cards</a><a href="/overdraft-protection" class="dropdown-link w-dropdown-link">Overdraft Protection</a><a href="/idprotect" class="dropdown-link w-dropdown-link">IDProtect</a><a href="#" class="dropdown-link w-dropdown-link">Reorder Checks</a><a href="/find-an-atm-or-itm" class="dropdown-link w-dropdown-link">Find an ATM or ITM</a></div></nav></div></div></nav></div><div data-hover="true" data-delay="0" class="dropdown w-dropdown"><div class="nav-link dropdown-nav-link w-dropdown-toggle"><div class="nav-link-text">Business</div><div class="dropdown-list-arrow"></div></div><nav class="dropdown-list w-dropdown-list"><div class="dropdown-links-wrapper mega-menu"><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-building-columns"></i></div><div>Accounts</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/inbusiness-checking" class="dropdown-link w-dropdown-link">INBusiness Checking</a><a href="/business-savings" class="dropdown-link w-dropdown-link">Savings</a><a href="/business-cds" class="dropdown-link w-dropdown-link">CDs</a><a href="/business-retirement" class="dropdown-link w-dropdown-link">Retirement</a></div></nav></div><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-list-check"></i></div><div>Services</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/business-debit-cards" class="dropdown-link w-dropdown-link">Business Debit Cards</a><a href="/overdraft-protection" class="dropdown-link w-dropdown-link">Overdraft Protection</a><a href="#" class="dropdown-link w-dropdown-link">Reorder Checks</a><a href="/find-an-atm-or-itm" class="dropdown-link w-dropdown-link">Find an ATM or ITM</a><a href="/loan-calculator" class="dropdown-link w-dropdown-link">Loan Calculator</a></div></nav></div></div></nav></div><div data-hover="true" data-delay="0" class="dropdown w-dropdown"><div class="nav-link dropdown-nav-link w-dropdown-toggle"><div class="nav-link-text">Lending</div><div class="dropdown-list-arrow"></div></div><nav class="dropdown-list w-dropdown-list"><div class="dropdown-links-wrapper mega-menu"><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-user"></i></div><div>Personal</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/personal-loan-options" class="dropdown-link w-dropdown-link">Loan Options</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Auto Loans</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Personal Line of Credit</a><a href="/personal-credit-card" class="dropdown-link w-dropdown-link">Personal Credit Card</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Mortgage Loan</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Home Equity Line of Credit</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Lot and Land Loans</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Personal Loan</a></div></nav></div><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-shop"></i></div><div>Business</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/business-loan-options" class="dropdown-link w-dropdown-link">Loan Options</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Commercial Real Estate Loan</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Development Construction Loan</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Business Term Loan</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Commercial Line of Credit</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Letter of Credit</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Agriculture Loan</a><a href="/business-credit-card" class="dropdown-link w-dropdown-link">Business Credit Card</a></div></nav></div></div></nav></div><div data-hover="true" data-delay="0" class="dropdown w-dropdown"><div class="nav-link dropdown-nav-link w-dropdown-toggle"><div class="nav-link-text">Financial Education</div><div class="dropdown-list-arrow"></div></div><nav class="dropdown-list w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/online-education-center" class="dropdown-link w-dropdown-link">Online Education Center</a><a href="/blog" class="dropdown-link w-dropdown-link">Blog</a><a href="#" class="dropdown-link w-dropdown-link">Free Credit Report</a><a href="#" class="dropdown-link w-dropdown-link">Loan Calculator</a><div data-hover="true" data-delay="0" class="dropdown nested w-dropdown"><div class="dropdown-link w-dropdown-toggle"><div>Nested Dropdown</div></div><nav class="nested-dropdown-list w-dropdown-list"><div class="dropdown-links-wrapper"><a href="#" class="dropdown-link w-dropdown-link">Link 1</a><a href="/" class="dropdown-link w-dropdown-link">Link 2</a><a href="#" class="dropdown-link w-dropdown-link">Link 3</a></div></nav></div></div></nav></div><div data-hover="true" data-delay="0" class="dropdown w-dropdown"><div class="nav-link dropdown-nav-link w-dropdown-toggle"><div class="nav-link-text">Electronic Banking</div><div class="dropdown-list-arrow"></div></div><nav class="dropdown-list 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href="/mobile-faqs" class="dropdown-link w-dropdown-link">Mobile FAQs</a><a href="/zelle" class="dropdown-link w-dropdown-link">Zelle<strong>®</str
479ong></a></div></nav></div><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-laptop-file"></i></div><div>Business</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/cash-management" class="dropdown-link w-dropdown-link">Cash Management</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Online Banking</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Remote Deposit Capture</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">ACHÂ Services</a><a href="/profile-loan-options" class="dropdown-link w-dropdown-link">Direct Deposit</a></div></nav></div></div></nav></div><div data-hover="true" data-delay="0" class="dropdown w-dropdown"><div class="nav-link dropdown-nav-link w-dropdown-toggle"><div class="nav-link-text">About Us</div><div class="dropdown-list-arrow"></div></div><nav class="dropdown-list right w-dropdown-list"><div class="dropdown-links-wrapper mega-menu right"><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-users"></i></div><div>Discover INSOUTH</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/why-insouth" class="dropdown-link w-dropdown-link">Why INSOUTH?</a><a href="/our-history" class="dropdown-link w-dropdown-link">Our History</a><a href="/our-team" class="dropdown-link w-dropdown-link">Our Team</a><a href="/nmls-numbers" class="dropdown-link w-dropdown-link">NMLSÂ Numbers</a><a href="/careers" class="dropdown-link w-dropdown-link">Careers</a><a href="/newsletters" class="dropdown-link w-dropdown-link">Newsletters</a></div></nav></div><div data-hover="true" data-delay="0" class="dropdown nested mega-menu w-dropdown"><div class="dropdown-link mega-menu-title w-dropdown-toggle"><div class="mega-menu-title-icon w-embed"><i class="fa-solid fa-location-dot"></i></div><div>How Can We Help?</div><div class="mega-menu-title-underline"></div></div><nav class="nested-dropdown-list mega-menu w-dropdown-list"><div class="dropdown-links-wrapper"><a href="/contact-us" class="dropdown-link w-dropdown-link">Contact Us</a><a href="/locations-and-hours" class="dropdown-link w-dropdown-link">Locations &Â Hours</a><a href="/find-an-atm-or-itm" class="dropdown-link w-dropdown-link">Find an ATMÂ or ITM</a><a href="/important-info-for-debit-card-users" class="dropdown-link w-dropdown-link">Important Info for Debit Card Users</a></div></nav></div></div></nav></div><a href="/insouthgiving" class="nav-link last w-inline-block"><div class="nav-link-text">INSOUTHGiving</div></a><div class="secondary-nav-outer-wrapper"><div class="secondary-nav-inner-wrapper"><div class="search-form-wrapper w-form"><form id="email-form-2" name="email-form-2" data-name="Email Form 2" method="get" class="search-form" data-wf-page-id="67992f0b6c37b3dcde31e84c" data-wf-element-id="d55aae9b-5095-3621-7c04-15b751031c67" data-turnstile-sitekey="0x4AAAAAAAQTptj2So4dx43e"><input class="search-input-field w-input" maxlength="256" name="name-2" data-name="Name 2" placeholder="Search" type="text" id="name-2"/><a href="#" class="search-form-submit w-inline-block"><div class="search-form-submit-icon w-embed"><i class="fa-solid fa-magnifying-glass"></i></div></a></form><div class="w-form-done"><div>Thank you! Your submission has been received!</div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div><div class="secondary-nav-links"><a href="/contact-us" class="secondary-nav-link w-inline-block"><div class="secondary-nav-icon last w-embed"><i class="fa-solid fa-phone"></i></div><div>Contact Us</div></a><a href="#" class="secondary-nav-link last w-inline-block" data-ix="login-lightbox-window"><div class="secondary-nav-icon last w-embed"><i class="fa-solid fa-circle-user"></i></div><div>Login</div></a></div></div></div></div></nav></div></div><div class="sidebar visible"><a href="/contact-us" class="sidebar-link w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fas fa-envelope"></i></div><div class="sidebar-link-text">Contact Us</div></a><a href="/locations-and-hours" class="sidebar-link alternate w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fas fa-location-dot"></i></div><div class="sidebar-link-text">Locations</div></a><a href="#" class="sidebar-link w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-facebook-f"></i></div><div class="sidebar-link-text">Facebook</div></a><a href="#" class="sidebar-link alternate w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-instagram"></i></div><div class="sidebar-link-text">Instagram</div></a><a href="#" class="sidebar-link w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-linkedin-in"></i></div><div class="sidebar-link-text">LinkedIn</div></a><a href="#" class="sidebar-link alternate w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-x-twitter"></i></div><div class="sidebar-link-text">X Twitter</div></a></div></div><div class="title-section"><div class="title-content-outer-wrapper"><div class="title-content-inner-wrapper"><h1 class="title">Personal Checking</h1><div class="breadcrumbs-wrapper"><a href="/" class="breadcrumb">Home</a><div class="breadcrumb-link-divider w-embed"><i class="fa-solid fa-chevron-right"></i></div><div class="breadcrumb">Personal</div><div class="breadcrumb-link-divider w-embed"><i class="fa-solid fa-chevron-right"></i></div><div class="breadcrumb">Accounts</div><div class="breadcrumb-link-divider w-embed"><i class="fa-solid fa-chevron-right"></i></div><div class="breadcrumb">
479Checking</div></div></div><img src="https://cdn.prod.website-files.com/678575b7cd8cddf642880060/6792873d43ec59bcc9c56511_white-angle-5.svg" loading="lazy" alt="" class="white-ange-graphic-title-section"/></div></div><div class="main-content-section"><div class="content-container"><div class="text-block centered"><p> </p><div class="heading">Personal Checking Account Benefits</div><div class="heading heading-3 second-color">We have great benefits included with every new personal checking account!</div><ul role="list" class="check-list grid"><li><div>FREE Debit Card</div></li><li><div>FREE Online Banking</div></li><li><div>FREE Bill Pay</div></li><li><div>FREE Mobile Banking with Mobile Deposit</div></li><li><div>FREE eStatements</div></li><li><div>FREE Thank You Gift</div></li><li><div>FREE gifts for referring others</div></li><li><div>BUY BACK of your debit cards and unused checks from another financial institution up to $10 - given at the time the checks/debit cards are presented.</div></li></ul></div><div class="comparison-table four-items"><div class="comparison-item"><div class="comparison-item-inner-wrapper"><div class="comparison-item-icon w-embed"><i class="fa-solid fa-gift"></i></div><div class="comparison-item-title">INrewards Checking</div><div class="comparison-item-text"><div class="comparison-item-small-text">An account that pays for itself with added value! Keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases.</div></div><div class="comparison-item-text less-margin-top"><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras">Only a $50 minimum to open an account, with Unlimited Check Writing/Debit Card Transactions</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">INSOUTH Visa<sup>®</sup> Rewards Debit Card for those who qualify.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">No surcharge with MoneyPass<sup>® </sup>ATMs.<sup>1 </sup></div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras">Free eStatement or $3 monthly paper statement fee</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras">Up to $900.00 (with Direct Deposit) discretionary overdraft privilege for those who qualify â Overdraft charges apply.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras">eBanking services available: eStatement, Mobile Banking, INSOUTH Alerts, INSOUTH Online, INSIGHT Telephone Banking and Check Image Access. Additional fees, terms and conditions may apply.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">uChoose Rewards Points<sup>®**</sup> with benefits such as cash back<sup>+</sup>, travel, merchandise, and gift card options. You can also pay with rewards when using PayPal<sup>***</sup> (Register your card at our <span style="color: #ce202a;"><a href="speedbump.aspx?link=https://www.uchooserewards.com/" target="_blank"><span style="color: #ce202a;">uChoose Rewards Points </span></a></span>website & earn points for your signature based transactions.) <a href="#uchoose-disclosure"> Terms and Conditions may apply.</a></div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Rewards Club Checking includes benefits like Cell Phone Protection<sup>2</sup> and IDProtect<sup>®3</sup> with Identity Theft Expense Reimbursement Coverage.<sup>2*</sup></div></div></div><div class="comparison-item-text"><div class="comparison-item-text-label-icon w-embed"><i class="fa-solid fa-money-bill-transfer"></i></div><div class="comparison-item-text-label">Service Charges </div><div class="comparison-item-small-text-wrapper"><div class="comparison-item-small-text">Monthly Account Fee of $7.00. If you choose to receive paper statements there is an additional Monthly Paper Statement Fee of $3.00; however, if you choose eStatements there is no additional cost to you for eStatements!</div></div></div></div><div class="comparison-button-wrapper"><a href="https://insouthbank.apps.ilendx.tech/account-opening?product=IN_Rew" target="_blank" class="cms-btn w-inline-block"><div class="button-text">Apply Now</div><div class="button-icon w-embed"><i class="fa-solid fa-chevron-right"></i></div></a></div></div><div class="comparison-item"><div class="comparison-item-inner-wrapper"><div class="comparison-item-icon w-embed"><i class="fa-solid fa-money-bill-trend-up"></i></div><div class="comparison-item-title">
479INterest Plus Checking</div><div class="comparison-item-text"><div class="comparison-item-small-text">A perfect account for those wanting to earn higher interest! Youâll earn a great rate on your checking account balance.</div></div><div class="comparison-item-text less-margin-top"><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Only a $50 minimum to open</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Maintain the daily minimum balance of $2,500, and the monthly account fee of $10 is waived.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Only a $10 monthly account fee if the balance falls below $2,500</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Free eStatement or $3 monthly paper statement fee</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Competitive interest on balances of $2,500 - $49,999</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Premium interest on balances of $50,000 - $99,999</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Superior interest on balances of $100,000 and up</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Unlimited transactions.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">eBanking services available: eStatement, Mobile Banking, INSOUTH Alerts, INSOUTH Online, INSIGHT Telephone Banking and Check Image Access. Additional fees, terms and conditions may apply.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">INSOUTH Visa<sup>®</sup> Rewards Debit Card for those who qualify.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">uChoose Rewards Points<sup>®**</sup> with benefits such as cash back<sup>+</sup>, travel, merchandise, and gift card options. You can also pay with rewards when using PayPal<sup>***</sup> (Register your card at our <span style="color: #ce202a;"><a href="speedbump.aspx?link=https://www.uchooserewards.com/" target="_blank"><span style="color: #ce202a;">uChoose Rewards Points </span></a></span>website & earn points for your signature based transactions.) <a href="#uchoose-disclosure"> Terms and Conditions may apply.</a></div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Up to $900.00 (with Direct Deposit) discretionary overdraft privilege for those who qualify â Overdraft charges apply.</div></div></div><div class="comparison-item-text"><div class="comparison-item-text-label-icon w-embed"><i class="fa-solid fa-scale-balanced"></i></div></div><div class="comparison-item-text"><div class="comparison-item-text-label-icon w-embed"><i class="fa-solid fa-money-bill-transfer"></i></div><div class="comparison-item-text-label">Service Charges </div><div class="comparison-item-small-text-wrapper"><div class="comparison-item-small-text">There will be a $10 monthly account fee imposed for every statement cycle if the balance falls below $2,500.</div></div></div></div><div class="comparison-button-wrapper"><a href="https://insouthbank.apps.ilendx.tech/account-opening?product=IN_Plus" target="_blank" class="cms-btn w-inline-block"><div class="button-text">Apply Now</div><div class="button-icon w-embed"><i class="fa-solid fa-chevron-right"></i></div></a></div></div><div class="comparison-item"><div class="comparison-item-inner-wrapper"><div class="comparison-item-icon w-embed"><i class="fa-solid fa-arrow-up-right-dots"></i></div><div class="comparison-item-title">
479INterest Checking</div><div class="comparison-item-text"><div class="comparison-item-small-text">An account for those 50 or over and for those who want to earn interest by having a direct deposit or an automatic payment!</div></div><div class="comparison-item-text less-margin-top"><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Only a $50 minimum to open</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Maintain the daily minimum balance of $1,000, and the monthly account fee of $10 is waived.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Only a $10 monthly account fee if the balance falls below $1,000</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Competitive interest balances of $1,000 and up</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Free eStatement or $3 paper statement</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Visa Rewards Debit Card</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">eBanking services available: eStatement, Mobile Banking, INSOUTH Alerts, INSOUTH Online, INSIGHT Telephone Banking and Check Image Access. Additional fees, terms and conditions may apply.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">uChoose Rewards Points<sup>®**</sup> with benefits such as cash back<sup>+</sup>, travel, merchandise, and gift card options. You can also pay with rewards when using PayPal<sup>***</sup> (Register your card at our <span style="color: #ce202a;"><a href="speedbump.aspx?link=https://www.uchooserewards.com/" target="_blank"><span style="color: #ce202a;">uChoose Rewards Points </span></a></span>website & earn points for your signature based transactions.) <a href="#uchoose-disclosure"> Terms and Conditions may apply.</a></div></div></div><div class="comparison-item-text"><div class="comparison-item-text-label-icon w-embed"><i class="fa-solid fa-money-bill-transfer"></i></div><div class="comparison-item-text-label">Service Charges </div><div class="comparison-item-small-text-wrapper"><div class="comparison-item-small-text">There will be a $10 monthly account fee imposed for every statement cycle if the balance falls below $1,000.</div></div></div></div><div class="comparison-button-wrapper"><a href="https://insouthbank.apps.ilendx.tech/account-opening?product=IN_terestCk" target="_blank" class="cms-btn w-inline-block"><div class="button-text">Apply Now</div><div class="button-icon w-embed"><i class="fa-solid fa-chevron-right"></i></div></a></div></div><div class="comparison-item"><div class="comparison-item-inner-wrapper"><div class="comparison-item-icon w-embed"><i class="fa-solid fa-money-check-dollar"></i></div><div class="comparison-item-title">INcontrol Checking</div><div class="comparison-item-text"><div class="comparison-item-small-text">A great account for everyone!</div></div><div class="comparison-item-text less-margin-top"><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Only a $50 minimum to open</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Monthly account fee is waived if a $400 daily balance is maintained OR 15 monthly POS debit transactions</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Free eStatement or $3 monthly paper statement fee</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">INSOUTH Visa® Rewards Debit Card for those who qualify.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">MoneyPass<sup>®</sup> Surcharge Free ATM Transactions.<sup>1</sup></div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">Up to $900.00 (with Direct Deposit) discretionary overdraft privilege for those who qualify â Overdraft charges apply.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">eBanking services available: eStatement, Mobile Banking, INSOUTH Alerts, INSOUTH Online, INSIGHT Telephone Banking and Check Image Access. Additional fees, terms and conditions may apply.</div></div><div class="comparison-item-small-text-wrapper"><div class="comaprison-item-small-text-icon w-embed">â</div><div class="comparison-item-small-text extras w-embed">uChoose Rewards Points<sup>®**</sup> with benefits such as cash back<sup>+</sup>
479, travel, merchandise, and gift card options. You can also pay with rewards when using PayPal<sup>***</sup> (Register your card at our <span style="color: #ce202a;"><a href="speedbump.aspx?link=https://www.uchooserewards.com/" target="_blank"><span style="color: #ce202a;">uChoose Rewards Points </span></a></span>website & earn points for your signature based transactions.) <a href="#uchoose-disclosure"> Terms and Conditions may apply.</a></div></div></div><div class="comparison-item-text"><div class="comparison-item-text-label-icon w-embed"><i class="fa-solid fa-scale-balanced"></i></div></div><div class="comparison-item-text"><div class="comparison-item-text-label-icon w-embed"><i class="fa-solid fa-money-bill-transfer"></i></div><div class="comparison-item-text-label">Service Charges </div><div class="comparison-item-small-text-wrapper"><div class="comparison-item-small-text">Only a $6 monthly account fee</div></div></div></div><div class="comparison-button-wrapper"><a href="https://insouthbank.apps.ilendx.tech/account-opening?product=IN_cont" target="_blank" class="cms-btn w-inline-block"><div class="button-text">Apply Now</div><div class="button-icon w-embed"><i class="fa-solid fa-chevron-right"></i></div></a></div></div></div><div class="full-width-blue-wave"><div class="full-width-blue-wave-outer-content-wrapper"><div class="full-width-blue-wave-inner-content-wrapper"><div class="columns-wrapper"><div class="column left"><div cybkey="Heading" cybdata="" class="featured-video-heading white">Online Account Opening</div><div class="featured-video-heading-underline-mobile"></div><div cybkey="Text Area" cybdata="textarea" class="featured-video-text white">Online Account Opening is available for all of our checking accounts!</div></div><div class="column right"><a href="https://onlinebanktours.com/mobile/?b=1452&c=154346&playlist=Default" target="_blank" class="featured-video-lightbox-link w-inline-block"><div class="featured-video-thumbnail _2"><div class="featured-video-play-button"><div class="featured-video-play-icon w-embed"><i class="fa-solid fa-play"></i></div></div></div></a></div></div></div></div></div><div class="text-block"><p> </p><div class="heading second-color">Additional add-on services available</div><div class="heading heading-2">General Services</div><ul role="list" class="check-list"><li><div>Prefer paper statements? $3 Monthly Statement Fee</div></li><li><div class="w-embed">Want double bonus points and access to First Tennessee ATMs across Tennessee surcharge free?<br>Add $5.00/month to receive the INSOUTH Visa<sup>®</sup> Premium Debit Card.</div></li></ul><div class="heading heading-2">INSOUTH Rewards Club Checking</div><ul role="list" class="check-list"><li><div class="w-embed"><strong>Cellular Telephone Protection</strong><sup>2*</sup> - Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. (Cellular telephone bill must be paid through this account.)</div></li><li><div class="w-embed"><strong>IDProtect<sup>®</sup></strong> - You can rest easy knowing that IDProtect3*, our identity theft monitoring and resolution service, can help better protect you and joint account owners.</div></li></ul><div class="heading heading-2">IDProtect includes:</div><ul role="list" class="check-list"><li><div class="w-embed"><strong>Identity Theft Expense Reimbursement Coverage </strong><span style="font-size: 10pt;"><sup>2*</sup></span> 480<p>To cover expenses associated with restoring your identityâ.</p></div></li><li><div class="w-embed"><strong>Comprehensive Identity Theft Resolution Services</strong><br> Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.</div></li><li><div class="w-embed"><strong>Debit and Credit Card Registration</strong><br> Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required.)</div></li><li><div class="w-embed"><strong>Credit File Monitoring</strong><br> IDProtect will monitor your single bureau credit files daily, and alert you if key changes occur. (Registration/activation required. Credit file monitoring may take several days to begin following activation.)</div></li><li><div class="w-embed"><strong>Credit Report and Score</strong><br> Access to single bureau credit reports and single bureau score. Credit scores is a VantageScore 3.0 based on single bureau credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)</div></li><li><div class="w-embed"><strong>Identity Monitoring</strong><br> Monitoring of over 1,000 databases (Registration/activation required.)</div></li><li><div class="w-embed"><strong>Additional Resources</strong><br>Online Identity Theft News Center & Valuable Phone & Web Resources (Registration/activation required.)</div></li><li><div class="w-embed"><strong>Travel and Leisure Discounts</strong><br> Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their mobile device. Digital Access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Available online only)</div></li><li><div class="w-embed"><strong>Gas and Gift Cards</strong><br> For life on the move â members receive 20% savings on Gas and Gift Cards. These cards are convenient to purchase, easy to use and have no hidden fees or expiration dates. (Registration/activation required. Additional terms and conditions may apply.)</div></li></ul><div class="heading heading-3 third-color"> </div><div class="heading heading-3 third-color">Disclaimers</div><p><span class="disclaimer-call-out-text">Gift at account opening: The minimum deposit to open the account and to obtain the gift is $50. Ask us for details. Bank rules and regulations apply. Other fees may apply. See Fee Schedule for details. Gift provided at the time of account opening. INSOUTH reserves the right to substitute a gift of similar value. This is a limited time offer and may be terminated or changed by INSOUTH at any time without notice. Termination of or changes to the offer will not impact earned gifts or gift eligibility in progress. Gift may be reported on a 1099-INT or 1099-MISC.<br/><br/>Refer a Friend: The minimum deposit to open the account and to obtain the gift is $50. Ask us for details. Bank rules and regulations apply. Other fees may apply. See Fee Schedule for details. Gift provided at the time of account opening. The newly referred customer must open an INSOUTH personal checking account with a minimum opening deposit of $50 to receive a gift. The awarding of a gift through this program may indirectly inform the Referrer that the Referred Person has established a new account with INSOUTH Bank. There will, however, be no additional information regarding any newly established account provided to the Referrer. INSOUTH reserves the right to substitute a gift of similar value. This is a limited time offer and may be terminated or changed by INSOUTH at any time without notice. Termination of or changes to the offer will not impact earned gifts or gift eligibility in progress. Gift may be reported on a 1099-INT or 1099-MISC.<br/><br/>Buy Back: Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. For eligibility, must have an INSOUTH checking account that opened on or after January 26, 2024. The incentive will be credited to an INSOUTH checking account. Personal checking account: $2.00 for each pad of unused checks and each debit card, up to $10. Business checking account: $10 for any quantity of unused checks or debit cards.<br/><br/>Mobile Banking & Mobile Deposit: Message and data charges may apply with your cellular provider. Registration required. Online and Mobile Banking may be subject to additional terms and conditions and/or third party service provider fees. Registration and approval required for mobile deposit. Cutoff Time For Deposits Is 4:00 p.m. CST.<br/><br/>1. Fees may apply to non-bank, foreign and non-MoneyPass ATM transactions.<br/>2. Special Insurance Program Notes related to identity theft expense reimbursement and Cellular Telephone Protection: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.<br/>3. IDProtect service is a personal identity theft protection service with benefits available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.<br/><br/>* Insurance products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.<br/><br/>â</span><span class="disclaimer-call-out-text">**uChoose Rewards is a registered trademark of Fiserv,Inc. Registration required. Terms and conditions apply. +Cash redemptions are issued via a credit to your INSOUTH checking account. It may take up to five (5) business days to credit your account. No cancellations or refunds on this item. ***Registration required. When using points at checkout, each point is worth $0.00915, which means 100 points equals $0.915 in redemption value. You may not see Pay with Rewards every time you check out online with a merchant. Not currently available for sending money, recurring payments, and in-store transactions. Pay with Rewards will be available on eligible cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. Terms and conditions may apply.<br/><br/>Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.<br/><br/>Cell Phone Protection - Special Insurance Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/ or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.<br/><br/>IDProtect - Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits required authentication, registration and/or activation. Benefits are not available to a âsignerâ on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.</span></p></div></div></div><div class="sidebar"><a href="#" class="sidebar-link w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fas fa-envelope"></i></div><div class="sidebar-link-text">Contact Us</div></a><a href="#" class="sidebar-link alternate w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fas fa-location-dot"></i></div><div class="sidebar-link-text">Locations</div></a><a href="#" class="sidebar-link w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-facebook-f"></i></div><div class="sidebar-link-text">Facebook</div></a><a href="#" class="sidebar-link alternate w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-instagram"></i></div><div class="sidebar-link-text">Instagram</div></a><a href="#" class="sidebar-link w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-linkedin-in"></i></div><div class="sidebar-link-text">LinkedIn</div></a><a href="#" class="sidebar-link alternate w-inline-block"><div class="sidebar-link-icon w-embed"><i class="fab fa-x-twitter"></i></div><div class="sidebar-link-text">X Twitter</div></a></div><div id="footer-section" cybdata="common" class="footer-section"><img src="https://cdn.prod.website-files.com/678575b7cd8cddf642880060/678998c7d6dc9862699b2222_white-angle-4.svg" loading="lazy" alt="" class="footer-white-angle-gra
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