1<!DOCTYPE html><!-- This site was created in Webflow. https://webflow.com --><!-- Last Published: Thu Oct 01 2026 18:41:30 GMT+0000 (Coordinated Universal Time) --><html data-wf-domain="kota-c8fc42.webflow.io" data-wf-page="6a22e2e994f6fe03e5a468b1" data-wf-site="6965c9214df83764177cd6d8" lang="en"><head><meta charset="utf-8"/><link href="https://cdn.prod.website-files.com" rel="preconnect" crossorigin="anonymous"/><title>Free Employee Benefits Review | Kota</title><meta content="Get a free 30-minute benefits review with a Kota specialist. We'll benchmark your renewal against the market, flag where you're overpaying, and tell you if your scheme is still fit for your team â before your renewal lands." name="description"/><meta content="Free Employee Benefits Review | Kota" property="og:title"/><meta content="Get a free 30-minute benefits review with a Kota specialist. We'll benchmark your renewal against the market, flag where you're overpaying, and tell you if your scheme is still fit for your team â before your renewal lands." property="og:description"/><meta content="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6988aa8cae0a8bee88119b67_Kota%20logo%20in%20light%20-%20block%20colour.png" property="og:image"/><meta content="Free Employee Benefits Review | Kota" name="twitter:title"/><meta content="Get a free 30-minute benefits review with a Kota specialist. We'll benchmark your renewal against the market, flag where you're overpaying, and tell you if your scheme is still fit for your team â before your renewal lands." name="twitter:description"/><meta property="og:type" content="website"/><meta content="summary_large_image" name="twitter:card"/><meta content="width=device-width, initial-scale=1" name="viewport"/><meta content="google-site-verification=z-jZ-m0EqSdhpv5MOpU2r_6olCqmz1M59TLL6O3KQKs" name="google-site-verification"/><meta content="Webflow" name="generator"/><meta content="noindex" name="robots"/><link href="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/css/kota-c8fc42.webflow.shared.702080efd.min.css" rel="stylesheet" type="text/css" integrity="sha384-cCCA792mpRT6apoWE9wURypKyomZmxczLw247e3vQssIZNkJwYLI9Q9tbqU0dbal" crossorigin="anonymous"/>
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198</head><body><div class="page-wrap"><div data-wf--extended-nav--variant="base" class="nav-wrapper-external"><div class="sticky-bar"><div class="container top-bar"><a href="/benefits-review" aria-current="page" class="link-block w-inline-block w--current"><div class="sticky-text">Health insurance renewal coming up? Get your plan benchmarked -></div></a></div></div><div data-wf--nav--variant="base" class="nav-wrap"><div data-animation="default" data-collapse="medium" data-duration="400" data-easing="ease" data-easing2="ease" role="banner" class="navbar desktop w-nav"><div class="nav-wrapper w-container"><div class="nav-container"><a href="/" class="w-nav-brand"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a03f14ada9600a79f89e8_Kota%20purple%20h24.png" loading="lazy" width="Auto" data-w-id="b50b0b73-d83a-6229-14f0-1db65f7e1ac8" alt="" class="nav-logo"/></a><div><nav role="navigation" class="nav-menu-2 w-nav-menu"><div class="nav-menu-v2"><div data-hover="true" data-delay="200" data-w-id="3b1e5b35-6a4d-1a2d-c1b1-47d5337c7b05" class="nav-link w-dropdown"><div class="dropdown-toggle w-dropdown-toggle"><div class="icon w-icon-dropdown-toggle"></div><div class="text-block-3">Products</div></div><nav class="dropdown-list w-dropdown-list"><div class="dropdown-open"><div class="inner-div"><a href="/health-insurance" class="border w-inline-block"><div class="link"><h3 class="_18px-regular-texts regular-text">Health insurance</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health.webp" loading="lazy" class="img link-image"/></div></a><a href="/retirement" class="border w-inline-block"><div class="link"><h3 class="_18px-regular-texts regular-text">Pension</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension.webp" loading="lazy" class="img link-image"/></div></a><a href="/life-assurance" class="border w-inline-block"><div class="w-layout-blockcontainer link w-container"><h3 class="_18px-regular-texts regular-text mg-bottom-24px">Life assurance</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life.webp" loading="lazy" class="img link-image"/></div></a><a href="/flexible" class="border w-inline-block"><div class="link"><h3 class="_18px-regular-texts regular-text">Flexible benefits</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible.webp" loading="lazy" class="img link-image"/></div></a><a id="w-node-_3b1e5b35-6a4d-1a2d-c1b1-47d5337c7b21-865b5aeb" href="/spend" class="border w-inline-block"><div class="link purple _1m-margin"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3b55ecb2e28da38a060f_Cardholder.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="_20px-h3">Flex spend card</h3></div><div class="subtitle-wrap dark-purple"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3ba6e8159755211ce9b8_Sparkle.svg" loading="lazy" alt="" class="_15px-image"/><div>New Product</div></div></div><p class="_12px-nav-text white-text">
198Effortlessly issue and manage employee benefit allowances on debit cards with automated controls and payroll reporting.</p></div></a><a id="w-node-_3b1e5b35-6a4d-1a2d-c1b1-47d5337c7b2e-865b5aeb" href="/salary-sacrifice" class="border w-inline-block"><div class="link green _1m-margin"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3b55550c047c6b55ce7a_Scroll.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="_20px-h3">Salary Sacrifice</h3></div><div class="subtitle-wrap dark-green"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3ba6e8159755211ce9b8_Sparkle.svg" loading="lazy" alt="" class="_15px-image"/><div>New Product</div></div></div><p class="_12px-nav-text white-text">EV, cycle-to-work, nursery, tech and pension â sourced, run and reconciled in one system, with every sacrifice checked for compliance.</p></div></a></div></div></nav></div><a href="/coverage" class="nav-link w-nav-link">Coverage</a><a href="/pricing" class="nav-link w-nav-link">Pricing</a><a href="/embed" class="nav-link w-nav-link">Embedded</a><div data-hover="true" data-delay="200" data-w-id="82246f28-0765-0ffb-a36a-13cb0d0f56d2" class="nav-link w-dropdown"><div class="dropdown-toggle w-dropdown-toggle"><div class="icon w-icon-dropdown-toggle"></div><div class="text-block-2">Resources</div></div><nav class="dropdown-list-2 w-dropdown-list"><div class="dropdown-open v2"><div class="inner-div nav-cols"><a id="w-node-_82246f28-0765-0ffb-a36a-13cb0d0f56da-865b5aeb" href="/blog" class="border w-inline-block"><div class="link nav-block-v2 yellow"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696738b28776743dc3543934_Icon.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="_18px-medium black">Blog</h3></div></div><p class="_12px-nav-text">Dive into the world of benefits with news, announcements and in-depth blogs</p></div></a><a id="w-node-_82246f28-0765-0ffb-a36a-13cb0d0f56e3-865b5aeb" href="/customers" class="border w-inline-block"><div class="link nav-block-v2 green"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696738b2873b87b49d9d8989_Icon%20Flower.png" loading="lazy" alt="" class="_20px-icon"/><h3 class="_18px-medium black">Case studies</h3></div></div><p class="_12px-nav-text _2-liner">See why People and finance teams are loving Kota</p></div></a><a id="w-node-_82246f28-0765-0ffb-a36a-13cb0d0f56ec-865b5aeb" href="/toolkit" class="border w-inline-block"><div class="link nav-block-v2 neutral"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6aa82c511089a803b3e9d9cd_toolbox.svg" loading="lazy" alt="" class="_20px-icon"/><h3 class="_18px-medium black">Toolkit</h3></div></div><p class="_12px-nav-text _2-liner">Kota's collection of calculators, offer letter generators, and benchmarking resources</p></div></a><a id="w-node-a5f8d5eb-7c26-c29b-3533-8ef24a246b49-865b5aeb" href="https://help.kota.io/en/" target="_blank" class="border w-inline-block"><div class="link nav-block-v2 purple"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696738b2dfb3da9c5eae8c27_Scroll.png" loading="lazy" alt="" class="_20px-icon"/><h3 class="_18px-medium black">Help</h3></div></div><p class="_12px-nav-text _2-liner">Already a customer? Get the answers you need here.</p></div></a></div></div></nav></div><a href="#" class="nav-link regular mobile">Log in</a><a href="#" class="link-button grey mobile w-button">Book a demo</a></div></nav></div><div class="nav-logins-wrap"><a href="/login" class="nav-link regular desktop">Log in</a><a href="/demo" class="link-button nav-btn desktop w-button">Book a demo</a></div><div class="menu-button w-nav-button"><div class="icon-2 w-icon-nav-menu"></div></div></div></div></div><div data-animation="default" data-collapse="medium" data-duration="400" data-easing="ease" data-easing2="ease" role="banner" class="navbar mobile w-nav"><div class="container-32 w-container"><div class="nav-container"><a href="/" class="w-nav-brand"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a03f14ada9600a79f89e8_Kota%20purple%20h24.png" loading="lazy" alt="" class="nav-logo"/></a><div><nav role="navigation" class="nav-menu-2 w-nav-menu"><div class="nav-menu-v2"><div class="inner-div"><a href="/health-insurance" class="border w-inline-block"><div class="link no-padding-bottom-mbl"><h3 class="_18px-regular-texts regular-text">Health insurance</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025f065fd6e070ca8a8_imgi_35_health.webp" loading="lazy" class="img nav"/></div></a><a href="/retirement" class="border w-inline-block"><div class="link no-padding-bottom-mbl"><h3 class="_18px-regular-texts regular-text">Pension</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_img
198i_36_pension-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d025fe2532918196cb85_imgi_36_pension.webp" loading="lazy" class="img nav"/></div></a><a href="/life-assurance" class="border w-inline-block"><div class="w-layout-blockcontainer link no-padding-bottom-mbl w-container"><h3 class="_18px-regular-texts regular-text mg-bottom-24px">Life assurance</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02510aca9e074f062bf_imgi_37_life.webp" loading="lazy" class="img nav"/></div></a><a href="/flexible" class="border w-inline-block"><div id="w-node-_7c9e3548-69f5-577c-6f59-f4b25fd82b69-865b5aeb" class="link no-padding-bottom-mbl"><h3 class="_18px-regular-texts regular-text">Flexible benefits</h3><img sizes="100vw" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-500.webp 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-800.webp 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-1080.webp 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible-p-1600.webp 1600w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible.webp 2000w" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0269546a411c625e093_imgi_38_flexible.webp" loading="lazy" class="img nav"/></div></a><a id="w-node-_7c9e3548-69f5-577c-6f59-f4b25fd82b6d-865b5aeb" href="/spend" class="border w-inline-block"><div class="link purple"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3b55ecb2e28da38a060f_Cardholder.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="_24px-heading white">Flex spend card</h3></div><div class="subtitle-wrap dark-purple"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3ba6e8159755211ce9b8_Sparkle.svg" loading="lazy" alt="" class="_15px-image"/><div>New Product</div></div></div><p class="paragraph-3">
198Effortlessly issue and manage employee benefit allowances on debit cards with â¨automated controls and payroll reporting.</p></div></a><a id="w-node-_7c9e3548-69f5-577c-6f59-f4b25fd82b7a-865b5aeb" href="/salary-sacrifice" class="border w-inline-block"><div class="link green"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3b55550c047c6b55ce7a_Scroll.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="_24px-heading white">Salary Sacrifice</h3></div><div class="subtitle-wrap dark-green"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696a3ba6e8159755211ce9b8_Sparkle.svg" loading="lazy" alt="" class="_15px-image"/><div>New Product</div></div></div><p class="paragraph-4">EV, cycle-to-work, nursery, tech and pension â sourced, run and reconciled in one system, with every sacrifice checked for compliance.</p></div></a></div><div class="links-grid"><a href="/coverage" class="nav-link w-inline-block"><div>Coverage</div><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" loading="lazy" alt="" class="_24px-icon"/></a><a href="/pricing" class="nav-link w-inline-block"><div>Pricing</div><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" loading="lazy" alt="" class="_24px-icon"/></a><a href="/embed-old" class="nav-link w-inline-block"><div>Developers</div><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" loading="lazy" alt="" class="_24px-icon"/></a></div><div class="inner-div _3-cols"><a id="w-node-_36c65cdc-ea8c-d830-acf5-f499edbfe986-865b5aeb" href="/blog" class="border w-inline-block"><div class="link nav-block yellow"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696738b28776743dc3543934_Icon.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="_18px-medium black">Blog</h3></div></div><p class="_14px-regular-inter black">Dive into the world of benefits with news, announcements and in-depth blogs</p></div></a><a id="w-node-_36c65cdc-ea8c-d830-acf5-f499edbfe98f-865b5aeb" href="/customers" class="border w-inline-block"><div class="link nav-block green"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696738b2873b87b49d9d8989_Icon%20Flower.png" loading="lazy" alt="" class="_20px-icon"/><h3 class="_18px-medium black">Case studies</h3></div></div><p class="_14px-regular-inter black">See why People and finance teams are loving Kota</p></div></a><a id="w-node-_36c65cdc-ea8c-d830-acf5-f499edbfe998-865b5aeb" href="/toolkit" class="border w-inline-block"><div class="link nav-block neutral"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6aa82c511089a803b3e9d9cd_toolbox.svg" loading="lazy" alt="" class="_20px-icon"/><h3 class="_18px-medium black">Toolkit</h3></div></div><p class="_14px-regular-inter black">Kota's collection of calculators, offer letter generators, and benchmarking resources</p></div></a><a id="w-node-_8c996d66-fb57-a090-3dc5-6d0acc877be2-865b5aeb" href="https://help.kota.io/en/" class="border w-inline-block"><div class="link nav-block purple"><div class="upper-flex-wrap mg-bottom-60px"><div class="heading-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696738b2dfb3da9c5eae8c27_Scroll.png" loading="lazy" alt="" class="_20px-icon"/><h3 class="_18px-medium black">Help</h3></div></div><p class="_14px-regular-inter black">Already a customer? Get the answers you need here.</p></div></a></div><div class="btns-grid"><a href="https://my.kota.io/login" class="nav-link w-inline-block"><div>Login</div><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0244e849e1fe2f95694_download%20(8).svg" loading="lazy" alt="" class="_24px-icon"/></a><a href="/demo" class="nav-link w-inline-block"><div>Book a demo</div><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d0244e849e1fe2f95694_download%20(8).svg" loading="lazy" alt="" class="_24px-icon"/></a></div></div></nav></div><div class="nav-logins-wrap"><a href="#" class="nav-link regular desktop">Log in</a><a href="#" class="link-button grey desktop w-button">Book a demo</a></div><a href="https://partner.kota.io/kota-demo" class="link-button black desktop w-button">Book a demo</a><div class="menu-button w-nav-button"><div class="icon-2 w-icon-nav-menu"></div></div></div></div></div></div></div><section class="section demo"><div class="container-61"><div class="demo-grid"><div class="demo-cell-6"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aaf45f8d60a69d5db4cc1a_Badge%20group.png" loading="lazy" width="160.5" alt="" class="hero-badge mg-bottom-12px"/><h1 class="_42px-heading demo-heading">
198Is your employee benefits renewal coming up? Get your free benefits review.</h1><p class="_18px-medium-6 line-height-1-2 mg-bottom-40px demo-cell-6">See what your last benefits broker missed in a free 30-minute review with a qualified benefits expert. <br/><br/>We'll tell you how your scheme compares to other companies your size, whether the cover still fits your team, and what better could look like - with an actionable report that you might pay a broker thousands for.<br/></p><div class="client-block light max-width"><div class="left-info"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696deecac8e7d17ef1d35d4d_QuoteMarks.svg" loading="lazy" alt="" class="_28px-image"/><div class="small-wrap"><div class="_24px-heading-2">Kota provided a more affordable quote than our previous industry-leading broker.</div><div class="client-info"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696745ace2e7dba451a5d54a_avatar.png" loading="lazy" alt="" class="_48px-image"/><div><div class="_16px-text-3">
198Stuart Hunt</div><div class="_16px-regular light">Vice President Human Resources, Ikon Science</div></div></div></div></div><div class="right-div"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696745ac451ec8144b998373_ikon%201.png" loading="lazy" alt="" class="logo-card"/></div></div></div><div id="form" class="demo-form w-node-_1b17c8e3-ef89-36e1-5406-2c50a93584f2-e5a468b1"><div class="code-embed-2 w-embed w-script">
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430</div></div></div><div class="_3-columns-grid"><div id="w-node-_1b17c8e3-ef89-36e1-5406-2c50a93584f5-e5a468b1" class="grid-item light"><div class="padding-callouts"><div class="icons-wrap-central"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd65549758823a3a7286a_download%20(20).svg" alt="" class="icon-20px"/><h3 class="_18px-medium-6">Get a free, actionable benefits report</h3></div></div></div><div id="w-node-_1b17c8e3-ef89-36e1-5406-2c50a93584fb-e5a468b1" class="grid-item light"><div class="padding-callouts"><div class="icons-wrap-central"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd659a18eff70679afea0_download%20(18).svg" alt="" class="icon-24px"/><h3 class="_18px-medium-6">No paperwork, no commitments</h3></div></div></div><div id="w-node-_1b17c8e3-ef89-36e1-5406-2c50a9358501-e5a468b1" class="grid-item light"><div class="padding-callouts"><div class="icons-wrap-central"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd40fbb3e20271a0914e0_svgexport-45.svg" alt="" class="icon-20px"/><h3 class="_18px-medium-6">Facetime with a real benefits expert</h3></div></div></div></div></div></section><section data-wf--logos-strip--variant="base" class="section overflow-none"><div class="container marquee-wrap"><div class="center-text mg-bottom-32px"><div class="mobile-spacing-20px"><div class="_20px-h3">Powering benefits for 100,000+ employees<br/></div></div></div><div class="marquee-wrapper-v2"><div class="inner-marquee"><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a03459dbfd2928f1263d45e_Logo%20Black.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdad33293b0c5a178d3_7e4261e0b1808e296ed7750b56361adf_2.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdb9c454c9acac0f8e9_2197d5a5716df2432f31498128fea871_3.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a737482d11ce50a01ae2095_carwow.png" loading="lazy" sizes="(max-width: 715px) 100vw, 715px" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a737482d11ce50a01ae2095_carwow-p-500.png 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a737482d11ce50a01ae2095_carwow.png 715w" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda949255b3e9ea9bb0_f64bd3ad748352ca38b04ea75777783e_5.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda308657a882cfce0f_f75605089d395bdbd1dcc063e36b0eed_6.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdaad000f2ccc58a228_0fb9bf5d1105debc133f706de560fbf0_7.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f4617fa83aac0275609964_wayflyer%20logo.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a73732d19e4c56c9411948f_DEEL.png" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f45d257bdb1757ca7f8f69_linear%20logo.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69bbd32d589f7546c7d170ce_evervault%201.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69bbd32d0735cf98def395b9_nory-logo%201.avif" loading="lazy" alt="" class="logo-image"/></div></div><div class="inner-marquee"><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a03459dbfd2928f1263d45e_Logo%20Black.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdad33293b0c5a178d3_7e4261e0b1808e296ed7750b56361adf_2.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdb9c454c9acac0f8e9_2197d5a5716df2432f31498128fea871_3.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a737482d11ce50a01ae2095_carwow.png" loading="lazy" sizes="(max-width: 715px) 100v
430w, 715px" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a737482d11ce50a01ae2095_carwow-p-500.png 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a737482d11ce50a01ae2095_carwow.png 715w" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda949255b3e9ea9bb0_f64bd3ad748352ca38b04ea75777783e_5.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda308657a882cfce0f_f75605089d395bdbd1dcc063e36b0eed_6.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdaad000f2ccc58a228_0fb9bf5d1105debc133f706de560fbf0_7.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f4617fa83aac0275609964_wayflyer%20logo.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a736dc9c08f45fe6a83c124_Glean%20logo.png" loading="lazy" sizes="(max-width: 548px) 100vw, 548px" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a736dc9c08f45fe6a83c124_Glean%20logo-p-500.png 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a736dc9c08f45fe6a83c124_Glean%20logo.png 548w" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f45d257bdb1757ca7f8f69_linear%20logo.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69bbd32d589f7546c7d170ce_evervault%201.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69bbd32d0735cf98def395b9_nory-logo%201.avif" loading="lazy" alt="" class="logo-image"/></div></div><div class="inner-marquee"><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6a03459dbfd2928f1263d45e_Logo%20Black.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdad33293b0c5a178d3_7e4261e0b1808e296ed7750b56361adf_2.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdb9c454c9acac0f8e9_2197d5a5716df2432f31498128fea871_3.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda24ddfc1f796b03b2_37cf0b618b251bf792c5850d1d379961_4.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda949255b3e9ea9bb0_f64bd3ad748352ca38b04ea75777783e_5.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcda308657a882cfce0f_f75605089d395bdbd1dcc063e36b0eed_6.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdaad000f2ccc58a228_0fb9bf5d1105debc133f706de560fbf0_7.svg" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f4617fa83aac0275609964_wayflyer%20logo.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965dcdad561575356b26b3e_9.png" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f45d257bdb1757ca7f8f69_linear%20logo.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69bbd32d589f7546c7d170ce_evervault%201.avif" loading="lazy" alt="" class="logo-image"/></div><div class="logo-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69bbd32d0735cf98def395b9_nory-logo%201.avif" loading="lazy" alt="" class="logo-image"/></div></div><div class="gradient-bar v2"></div><div class="gradient-bar"></div></div></div></section><section class="section"><div class="container-58"><div class="flex-wrap mg-bottom-48px center-align"><h2 class="_14px-text-light-2">What's included<br/></h2><h2 class="_46px-h2 mg-bottom-16px center-align">Get a free benefits review that could cost thousands through traditional brokers<br/></h2><h2 class="_18px-medium">In this free 30 minute session, your benefits specialist will walk
430you through six things a typical renewal conversation doesn't - and you leave with a written read you can actually forward to finance.<br/></h2><a href="#form" class="white-demo-button-4 w-button">Book free review</a></div><div class="_4-card-grid mg-bottom-24px"><div id="w-node-_8bde9ff4-81be-8979-c186-34e73bc148db-e5a468b1" class="partner-steps-card"><div class="grid-number-tag mg-bottom-16px"><div>01</div></div><h3 class="h3-18px mg-bottom-12px">Are you paying too much?</h3><div class="_14px-text">We compare your price to what other companies your size and industry are paying. You'll see a clear number - above average, average, or below - that you can take straight to finance.<br/></div></div><div id="w-node-_8bde9ff4-81be-8979-c186-34e73bc148ea-e5a468b1" class="vitality-card"><div class="grid-number-tag mg-bottom-16px"><div>02</div></div><h3 class="h3-18px mg-bottom-12px">Is the price increase fair?</h3><div class="_14px-text">Insurance prices are rising across the UK&I this year - but some increases are reasonable and some aren't. We tell you which one yours is, and why.</div></div><div id="w-node-_8bde9ff4-81be-8979-c186-34e73bc148f8-e5a468b1" class="vitality-card"><div class="grid-number-tag mg-bottom-16px"><div>03</div></div><h3 class="h3-18px mg-bottom-12px">Are you paying for things no one uses?</h3><div class="_14px-text">Every insurer has add-ons - dental, optical, rewards and discounts, subsided gyms etc... We tell you which extras your team actually uses, and which you're funding for nothing.</div></div></div><div class="_4-card-grid mg-bottom-24px"><div id="w-node-ae600d3a-2d94-e03d-2aef-5d0802aace99-e5a468b1" class="partner-steps-card"><div class="grid-number-tag mg-bottom-16px"><div>04</div></div><h3 class="h3-18px mg-bottom-12px">Does your cover still fit your team?</h3><div class="_14px-text">Mental health, women's health, fertility, family cover - the things employees actually ask for now. We flag any gaps so you can fix them before you renew, not after.<br/></div></div><div id="w-node-ae600d3a-2d94-e03d-2aef-5d0802aacea8-e5a468b1" class="vitality-card"><div class="grid-number-tag mg-bottom-16px"><div>05</div></div><h3 class="h3-18px mg-bottom-12px">What would it cost to switch?</h3><div class="_14px-text">If you want, we'll get competitive quotes from every major insurer - including Bupa, Aviva, Vitality, Allianz and Axa - and lay them out side by side for easy review. Zero obligation to switch.</div></div><div id="w-node-ae600d3a-2d94-e03d-2aef-5d0802aaceb6-e5a468b1" class="vitality-card"><div class="grid-number-tag mg-bottom-16px"><div>06</div></div><h3 class="h3-18px mg-bottom-12px">What does switching actually involve?</h3><div class="_14px-text">You'll get a short, written recap of everything we find - yours to share with your CFO, use as leverage in your next renewal call, or file and forget. No strings.</div></div></div></div><section class="section large-padding"><div class="container padding"><div class="center-content gap"><div class="center-text"><h2 class="h3-24px">
430An employee benefits partner you can trust</h2></div></div></div><div class="marquee-wrapper benefits mg-bottom-24px"><div class="marquee"><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee6d4c15c4faf98116_G2-Badge%2002.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee66e4ab5c045370e7_G2-Badge%2003.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block text"><div class="_16px-regular">"   Kota provide amazing customer service and go above and beyond to answer pension and health insurance queries."</div></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660deec057ec299d5998c4_G2-Badge.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block text"><div class="_16px-regular">"   A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me."</div></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee6d4c15c4faf98116_G2-Badge%2002.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block text"><div class="_16px-regular">"  Game changer, we are saving so much time with the tech available to us with Kota."<br/></div></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee6d4c15c4faf98116_G2-Badge%2002.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block div-flex"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660deeb5052d8004fefa93_Vector.png" loading="lazy" alt="" class="_30px-icon"/><div class="_16px-regular">Licensed by the Central Bank of Ireland. </div></div></div><div class="marquee"><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee6d4c15c4faf98116_G2-Badge%2002.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee66e4ab5c045370e7_G2-Badge%2003.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block text"><div class="_16px-regular">"   Kota provide amazing customer service and go above and beyond to answer pension and health insurance queries."</div></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660deec057ec299d5998c4_G2-Badge.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block text"><div class="_16px-regular">"   A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me."</div></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee6d4c15c4faf98116_G2-Badge%2002.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block text"><div class="_16px-regular">A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me.<br/></div></div><div class="block side-padding"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660dee6d4c15c4faf98116_G2-Badge%2002.png" loading="lazy" alt="" class="_80px-image"/></div><div class="block div-flex"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69660deeb5052d8004fefa93_Vector.png" loading="lazy" alt="" class="_30px-icon"/><div class="_16px-regular">Licensed by the â¨Central Bank of Ireland.</div></div></div><div class="gradient-bar v2"></div><div class="gradient-bar"></div></div><div class="tags-wrapper"><div class="subtitle-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd6593d4d07
430a7bb238def_download%20(19).svg" loading="lazy" alt="" class="icon-24px"/><div>5 star rating</div></div><div class="subtitle-wrap tts"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd637807f7b74ef5c1884_c598edb92a5edcd7162298c1ba77ae99_download%20%2838%29.svg" loading="lazy" alt="" class="icon-24px tt"/><div class="w-embed"><svg viewBox="0 0 68 16" fill="none" class="h-6 -mt-1"><path d="M18.762 4.90037H25.431V6.12237H22.8091V12.9932H21.3664V6.12237H18.7559V4.8999L18.762 4.90037ZM25.1463 7.1331H26.3791V8.26428H26.4022C26.443 8.1043 26.5186 7.94996 26.629 7.80127C26.8654 7.48257 27.1854 7.23552 27.5536 7.08745C27.7407 7.01381 27.9397 6.97505 28.1408 6.97311C28.2914 6.97311 28.4024 6.97876 28.4608 6.98488C28.5187 6.99052 28.5765 7.00181 28.6405 7.00746V8.25252C28.5461 8.23597 28.4512 8.22263 28.3559 8.21252C28.2612 8.2011 28.166 8.19545 28.0707 8.19558C27.8496 8.19558 27.6406 8.24122 27.443 8.32733C27.2454 8.4125 27.0765 8.54378 26.9315 8.70988C26.7768 8.89556 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43012.2342H46.9959V15.1587H45.6822V7.1331V7.13404ZM50.2756 10.0693C50.2759 9.80881 50.2408 9.54952 50.1711 9.29853C50.1066 9.06075 50.0002 8.83639 49.8568 8.63601C49.7204 8.44569 49.5439 8.28763 49.3397 8.17299C49.1203 8.05379 48.8741 7.99287 48.6245 7.99607C48.0721 7.99607 47.6533 8.18429 47.3742 8.56166C47.0951 8.93872 46.9555 9.44126 46.9555 10.0693C46.9555 10.3662 46.9907 10.6405 47.066 10.8918C47.1413 11.1431 47.2463 11.3604 47.3973 11.543C47.5429 11.7259 47.7174 11.8686 47.921 11.9712C48.1243 12.0799 48.3629 12.1312 48.6301 12.1312C48.9327 12.1312 49.1825 12.0686 49.3919 11.9486C49.5946 11.8318 49.7692 11.672 49.9034 11.4804C50.037 11.2861 50.1363 11.0687 50.1942 10.8236C50.2477 10.5757 50.2749 10.3229 50.2756 10.0693ZM52.5954 4.90037H53.9096V6.12284H52.5954V4.90037ZM52.5954 7.13357H53.9096V12.9937H52.5954V7.13357ZM55.0841 4.90037H56.3983V12.9937H55.0841V4.90037ZM60.4276 13.1537C59.9504 13.1537 59.526 13.0737 59.1543 12.9198C58.798 12.7734 58.4755 12.5556 58.2066 12.2799C57.9452 11.9984 57.7451 11.6658 57.6189 11.303C57.4807 10.9026 57.4119 10.4816 57.4156 10.058C57.4123 9.63813 57.4811 9.22082 57.6189 8.82423C57.7452 8.46163 57.9453 8.12917 58.2066 7.84785C58.4621 7.57352 58.7821 7.36225 59.1543 7.20791C59.5265 7.05357 59.9504 6.97358 60.4276 6.97358C60.9042 6.97358 61.3286 7.05357 61.7008 7.20791C62.073 7.36225 62.3869 7.57964 62.6485 7.84785C62.9096 8.12921 63.1096 8.46167 63.2357 8.82423C63.3694 9.20113 63.439 9.61238 63.439 10.058C63.439 10.5097 63.3694 10.9261 63.2357 11.303C63.1097 11.6658 62.9097 11.9984 62.6485 12.2799C62.3925 12.5542 62.073 12.7655 61.7008 12.9198C61.3286 13.0737 60.9042 13.1537 60.4276 13.1537ZM60.4276 12.1312C60.7183 12.1312 60.9739 12.0686 61.1889 11.9486C61.3987 11.8322 61.5796 11.6701 61.7183 11.4743C61.8575 11.2805 61.9563 11.0574 62.0265 10.8118C62.0904 10.5662 62.1253 10.3149 62.1253 10.058C62.1253 9.80672 62.0904 9.56109 62.0265 9.30982C61.9669 9.07137 61.8623 8.84649 61.7183 8.6473C61.5789 8.45373 61.398 8.29376 61.1889 8.17911C60.9739 8.05912 60.7183 7.99607 60.4276 7.99607C60.1368 7.99607 59.8808 8.05912 59.6657 8.17911C59.4577 8.29509 59.2772 8.45482 59.1369 8.6473C58.9957 8.84812 58.8913 9.07246 58.8286 9.30982C58.7643 9.55406 58.731 9.80542 58.7294 10.058C58.7294 10.3149 58.7647 10.5662 58.8286 10.8118C58.8926 11.0574 58.9971 11.2805 59.1369 11.4743C59.2761 11.6687 59.4507 11.8286 59.6657 11.9486C59.8808 12.0743 60.1368 12.1312 60.4276 12.1312ZM63.823 7.13404H64.8172V5.37421H66.1315V7.13404H67.3172V8.09865H66.1315V11.2292C66.1315 11.3656 66.1371 11.4804 66.1484 11.583C66.1602 11.6804 66.1893 11.7661 66.2303 11.8343C66.275 11.9057 66.3425 11.9601 66.4218 11.9886C66.5093 12.023 66.6194 12.0404 66.7709 12.0404C66.8636 12.0404 66.9568 12.0404 67.05 12.0343C67.1431 12.0281 67.2358 12.0173 67.329 11.9943V12.9937C67.1836 13.0111 67.0382 13.0224 66.9046 13.0393C66.7637 13.0562 66.622 13.0639 66.4801 13.0624C66.1315 13.0624 65.852 13.0281 65.6426 12.9655C65.4337 12.9024 65.2647 12.8055 65.1485 12.6798C65.0266 12.5542 64.9509 12.3999 64.9043 12.2112C64.8591 11.999 64.8339 11.783 64.829 11.5661V8.10947H63.8347V7.13263H63.823V7.13404Z" fill="black"></path><path d="M16.774 6.63192H10.7506L8.89005 1L7.02294 6.63239L1 6.62627L5.87811 10.1102L4.01194 15.736L8.89005 12.2577L13.7625 15.736L11.902 10.1102L16.774 6.63192Z" fill="#04DA8D"></path><path d="M12.4303 11.2738L12.0115 10L9 12.1476L12.4303 11.2738Z" fill="#126849"></path></svg></div><div class="text-block">5 star rating</div></div><div class="subtitle-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd6373bdd4fa032ff481e_download%20(39).svg" loading="lazy" alt="" class="icon-24px"/><div>5 star rating</div></div></div></section><div class="container-57"><div class="outer-grid"><div class="_2-columns-grid mg-bottom-48px"><div class="text-column"><h2 class="_14px-text-light-2">Who is Kota & why is it free?<br/></h2><h2 class="_46px-h2">The honest answer: it's the best way to show what we do.</h2><div class="_16px-text-2 _47ch">A quick introduction first: Kota is what a broker would be if it was built with the modern business in mind. We help companies pick the right health insurance, pensions, life cover and income protection - and we provide an app that handles all the admin and employee experience. <br/><br/>We look after benefits for more than 65,000 employees across the UK and Ireland, at companies like Cloudsmith, Carwow and Life Scientific. <br/>â<br/>Most companies that switch to us do it because we showed them something useful in 30 minutes that their old broker had missed.<br/><br/>The free review is how we prove that - without you having to commit to anything. If your current setup is fine, we'll tell you. If it's not, we'll explain why and what better looks like.</div><a href="#form" class="white-demo-button-4 w-button">Book free review</a></div><div class="padding-30px"><div class="benefits-review-card"><div class="benefits-review-card-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69a649356a0ca9a518f43699_Screenshot%202026-02-24%20at%2016.08.19%201.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="h3-24px"><strong class="h3-24px">
430No paperwork to sign</strong></h3></div><div class="_16px-text">You're not signing anything. The review is free whether you go with us or stay put.</div></div><div class="dos-card"><div class="benefits-review-card-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69a649356a0ca9a518f43699_Screenshot%202026-02-24%20at%2016.08.19%201.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="h3-24px"><strong class="h3-24px">No platform lock-in</strong></h3></div><div class="_16px-text">Kota's platform makes admin painless, but you're not buying it just to get the review. Separate decision, separate conversation.</div></div><div class="dos-card"><div class="benefits-review-card-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69a649356a0ca9a518f43699_Screenshot%202026-02-24%20at%2016.08.19%201.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="h3-24px"><strong class="h3-24px">Your information stays private</strong></h3></div><div class="_16px-text">We only ask for documents if you want fresh quotes.</div></div><div class="dos-card"><div class="benefits-review-card-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69a649356a0ca9a518f43699_Screenshot%202026-02-24%20at%2016.08.19%201.png" loading="lazy" alt="" class="_24px-icon"/><h3 class="h3-24px"><strong class="h3-24px">Replies in hours, not days</strong></h3></div><div class="_16px-text">You'll have one expert as your point of contact, with a direct line. No call centres, no rotating account managers.</div></div></div></div></div></div></section><section class="section"><section class="section dark"><div class="container-43"><div class="flex-wrap mg-bottom-48px center-align"><h2 class="_14px-text-light-2 eyebrow-14px">How it works<br/></h2><h2 class="_46px-h2 mg-bottom-16px">Two calls. A clear answer on your renewal.<br/></h2></div><div class="_2-card-grid mg-bottom-24px"><div id="w-node-_8793835a-c908-1393-038c-b9907e97a980-e5a468b1" class="vitality-card"><div class="grid-number-tag mg-bottom-16px"><div>01</div></div><h3 class="h3-18px mg-bottom-12px">The review call</h3><div class="_16px-text">Your specialist walks through your current setup, benchmarks it against the market, and flags what's working and what isn't. You leave with a clear read on your renewal.<br/><br/>-> Renewal benchmark vs. companies your size<br/>-> Scheme-fit & utilisation read<br/>-> Short written summary in your inbox afterward<br/></div></div><div id="w-node-_8793835a-c908-1393-038c-b9907e97a98b-e5a468b1" class="vitality-card"><div class="grid-number-tag mg-bottom-16px"><div>02</div></div><h3 class="h3-18px mg-bottom-12px">The quote call</h3><div class="_16px-text">If your review surfaces room to do better, we'll run your scheme across the market and present real quotes. You decide whether to move, renegotiate, or stay put. No pressure either way.<br/><br/>-> Quote comparison across 6+ insurers<br/>-> Plain-English breakdown of the trade-offs<br/>-> Platform preview (optional) if you want to see how admin disappears</div></div></div><div class="flex-wrap mg-bottom-48px center-align"><p class="_16px-regular _64ch">Kota's broker service is backed by our benefits platform. If you move to us, your starters, leavers, payroll and renewals run smoothly. But that's a conversation for later.<br/></p></div></div></section></section><section class="section"><div class="container-44"><h2 class="_14px-text-light-2 eyebrow-14px mg-bottom-16px">Who it's for<br/></h2><h2 class="_46px-h2 mg-bottom-16px">Built for UK SMBs between 10-1000+ employees<br/></h2><div class="_16px-text-50 mg-bottom-24px">This is who the big consultancies don't serve properly - you get a templated product and a rotating account manager. It's also the stage where a genuinely good review can change impact your team and financials the most.</div><div class="_2-card-grid mg-bottom-24px"><div class="grid-item light padding"><div class="upper-pricing-wrap"><div class="left-pricing-wrap"><h3 class="_28px-medium-text mg-bottom-16px">This is for you if:<br/>
430</h3></div></div><div class="list-wrap"><div class="list-item light"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd61d9aa3c552a7f8e1a6_download%20(58).svg" loading="lazy" alt="" class="_24px-icon"/><div>Your company already has some form of health, life, or critical illness insurance for employees<br/></div></div><div class="list-item light"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd61d9aa3c552a7f8e1a6_download%20(58).svg" loading="lazy" alt="" class="_24px-icon"/><div>You're the person who decides on employee benefits<br/></div></div><div class="list-item light"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd61d9aa3c552a7f8e1a6_download%20(58).svg" loading="lazy" alt="" class="_24px-icon"/><div>Your renewal is within the next 6 months<br/></div></div></div></div><div class="grid-item light padding"><div class="upper-pricing-wrap"><div class="left-pricing-wrap"><h3 class="_28px-medium-text mg-bottom-16px">This probably isn't for you if:<br/></h3></div></div><div class="list-wrap"><div class="list-item light"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd61c81db4148da0baaef_download%20(60).svg" loading="lazy" alt="" class="_24px-icon"/><div>You're shopping for personal insurance (we work with employers)<br/></div></div><div class="list-item light"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd61c81db4148da0baaef_download%20(60).svg" loading="lazy" alt="" class="_24px-icon"/><div>You have no employees in the UK & Ireland<br/></div></div><div class="list-item light"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd61c81db4148da0baaef_download%20(60).svg" loading="lazy" alt="" class="_24px-icon"/><div>You're looking for a platform demo - book that <a href="/demo" class="black-link">here</a> instead<br/></div></div></div></div></div></div></section><section class="section"><section class="section extra-space"><div class="container-60 extra-space-2"><div class="center-text-wrap extra-space-3"><div class="badge-flex mg-bottom-64px extra-space-4"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69a601009157958ff1f1eefa_Frame%201597879794.svg" alt="" class="demo-badge mg-bottom-16px extra-space-5"/><h2 class="_48px-h2 extra-space-6">Hear what our customers have to say</h2></div><div data-current="Tab 1" data-easing="ease" data-duration-in="300" data-duration-out="100" class="testimonial-tab extra-space-7 w-tabs"><div r-automatic-tabs="5" class="demo-tab-menu extra-space-8 w-tab-menu"><a data-w-tab="Tab 1" data-w-id="7cdd6997-7196-97d1-282e-38a1702fafe1" class="demo-tab-link-2 extra-space-21 w-inline-block w-tab-link w--current"><div class="link-inner-wrap extra-space-22"><div class="tab-link-text extra-space-23">&Open</div><div class="tab-line-2 extra-space-24"></div></div></a><a data-w-tab="Tab 2" data-w-id="7cdd6997-7196-97d1-282e-38a1702fafe6" class="demo-tab-link-2 extra-space-21 w-inline-block w-tab-link"><div class="link-inner-wrap extra-space-22"><div class="tab-link-text extra-space-23">Cloudsmith</div><div class="tab-line-2 extra-space-24"></div></div></a><a data-w-tab="Tab 3" data-w-id="7cdd6997-7196-97d1-282e-38a1702fafeb" class="demo-tab-link-2 extra-space-21 w-inline-block w-tab-link"><div class="link-inner-wrap extra-space-22"><div class="tab-link-text extra-space-23">Life Scientific</div><div class="tab-line-2 extra-space-24"></div></div></a><a data-w-tab="Tab 4" data-w-id="7cdd6997-7196-97d1-282e-38a1702faff0" class="demo-tab-link-2 extra-space-21 w-inline-block w-tab-link"><div class="link-inner-wrap extra-space-22"><div class="tab-link-text extra-space-23">Carwow</div><div class="tab-line-2 extra-space-24"></div></div></a></div><div class="w-tab-content"><div data-w-tab="Tab 1" class="w-tab-pane w--tab-active"><div class="demo-tab-content-wrapper extra-space-91"><div class="demo-tab-flex-3 mg-bottom-32px extra-space-26"><div id="w-node-_7cdd6997-7196-97d1-282e-38a1702faff9-e5a468b1" class="tab-cell extra-space-93"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd6596c0d492fb009f731_download%20(15).svg" alt="" class="demo-tab-logo-2 mg-bottom-24px extra-space-94"/><p class="_22px-text mg-bottom-8px extra-space-95">"People think they have to deal with brokers and paperwork, but that is not the case with Kota. It really works from an employee engagement perspective."</p><div class="_16px-regular dark-gray mg-bottom-24px extra-space-96">Niamh Langton, Studio Manager</div><div class="demo-bottom-flex extra-space-97"><a href="https://www.kota.io/customers/andopen" class="demo-tab-btn-2 extra-space-98 w-inline-block"><div>Read the full story</div><div class="button-icon-arrow extra-space-99 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" fill="#222222" viewBox="0 0 256 256"><path d="M221.66,133.66l-72,72a8,8,0,0,1-11.32-11.32L196.69,136H40a8,8,0,0,1,0-16H196.69L138.34,61.66a8,8,0,0,1,11.32-11.32l72,72A8,8,0,0,1,221.66,133.66Z"></path></svg></div></a></div></div><div class="tab-image-wrap extra-space-100"><div class="demo-tab-image-wrapper extra-space-101"><img width="Auto" sizes="100vw" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33e15403665b325f663_Frame%201597879868%201.avif" loading="lazy" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33e15403665b325f663_Frame%201597879868%201-p-500.avif 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33e15403665b325f663_Frame%201597879868%201.avif 888w" class="demo-tab-image-3 extra-space-102"/></div></div></div><div class="demo-3-columns-grid extra-space-103"><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aac08d80bc4fc73d709597_Phone-Icon.png" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">A dramatically improved employee app experience</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aac0c3a6ab7f3f235f3d07_Graph-Down-Icon%20(1).png" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">Significantly reduced ongoing admin for financial benefits</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aac13fb948ed2b4e62b808_Employee-Icon.png" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">No more time-consuming broker back-and-forth</div></div></div></div></div><div data-w-tab="Tab 2" class="w-tab-pane"><div class="demo-tab-content-wrapper extra-space-91"><div class="demo-tab-flex-3 mg-bottom-24px extra-space-92"><div id="w-node-_7cdd6997-7196-97d1-282e-38a1702fb017-e5a468b1" class="tab-cell extra-space-93"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd6352683e621d0d83139_download%20(51).svg" alt="" class="demo-tab-logo-2 mg-bottom-24px extra-space-94"/><p class="_22px-text mg-bottom-8px extra-space-95">"Kota just makes everything easy to be honest. Everything is a lot more modern than what we were used to. Kota is seamless - we used brokers in the past and were clunky."</p><div class="_16px-regular dark-gray mg-bottom-24px extra-space-96">Lauren Seawright, Chief of Staff</div><div class="demo-bottom-flex extra-space-97"><a href="https://kota.io/customers/cloudsmith" class="demo-tab-btn-2 extra-space-98 w-inline-block"><div>Read the full story</div><div class="button-icon-arrow extra-space-99 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" fill="#222222" viewBox="0 0 256 256"><path d="M221.66,133.66l-72,72a8,8,0,0,1-11.32-11.32L196.69,136H40a8,8,0,0,1,0-16H196.69L138.34,61.66a8,8,0,0,1,11.32-11.32l72,72A8,8,0,0,1,221.66,133.66Z"></path></svg></div></a></div></div><div class="tab-image-wrap extra-space-100"><div class="demo-tab-image-wrapper extra-space-101"><img width="Auto" sizes="100vw" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33d81a013ea6eb87417_Frame%201597879868-1%201.avif" loading="lazy" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33d81a013ea6eb87417_Frame%201597879868-1%201-p-500.avif 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33d81a013ea6eb87417_Frame%201597879868-1%201.avif 888w" class="demo-tab-image-3 extra-space-102"/></div></div></div><div class="demo-3-columns-grid extra-space-103"><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8dae68dabb95e0b53d3_Employee-Icon.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">
430Employee benefits set up in just a few clicks</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8da1abedbea3429658a_Phone-Icon.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">Self-service for employees to access pension and health in one app</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69ab190e5ff79648b7b23e98_graph-up-icon.png" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">A benefits system that scales with Cloudsmithâs growth</div></div></div></div></div><div data-w-tab="Tab 3" class="w-tab-pane"><div class="demo-tab-content-wrapper extra-space-91"><div class="demo-tab-flex-3 mg-bottom-24px extra-space-92"><div id="w-node-_7cdd6997-7196-97d1-282e-38a1702fb035-e5a468b1" class="tab-cell extra-space-93"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69b7cd9226d1ba9f0e510ccb_life-scientific-logo.png" alt="" class="demo-tab-logo-2 mg-bottom-24px extra-space-94"/><p class="_22px-text mg-bottom-8px extra-space-95">"Kota is a game changer for us. Kota didnât just streamline our processes. It raised the bar for what we expect from a benefits partner. Itâs night and day to our 'old worldâ."</p><div class="_16px-regular dark-gray mg-bottom-24px extra-space-96">AnneMarie Lowry, Culture & People Enablement Director</div><div class="demo-bottom-flex extra-space-97"><a href="https://www.kota.io/customers/kota-life-scientific" class="demo-tab-btn-2 extra-space-98 w-inline-block"><div>Read the full story</div><div class="button-icon-arrow extra-space-99 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" fill="#222222" viewBox="0 0 256 256"><path d="M221.66,133.66l-72,72a8,8,0,0,1-11.32-11.32L196.69,136H40a8,8,0,0,1,0-16H196.69L138.34,61.66a8,8,0,0,1,11.32-11.32l72,72A8,8,0,0,1,221.66,133.66Z"></path></svg></div></a></div></div><div class="tab-image-wrap extra-space-100"><div class="demo-tab-image-wrapper extra-space-101"><img width="Auto" sizes="100vw" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33fb0e5f8ffe8fca214_Frame%201597879868-2%201.avif" loading="lazy" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33fb0e5f8ffe8fca214_Frame%201597879868-2%201-p-500.avif 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aad33fb0e5f8ffe8fca214_Frame%201597879868-2%201.avif 888w" class="demo-tab-image-3 extra-space-102"/></div></div></div><div class="demo-3-columns-grid extra-space-103"><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8da1abedbea3429658a_Phone-Icon.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">A dramatically improved employee experience</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8d7625c7fa3983d2a57_Frame%201597879869.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">Zero manual admin across onboarding, offboarding and updates</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8da2ae4e1477019c6dc_Frame%201597879869-1.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">A benefits system that scales with Life Scientific's growth</div></div></div></div></div><div data-w-tab="Tab 4" class="w-tab-pane"><div class="demo-tab-content-wrapper extra-space-91"><div class="demo-tab-flex-3 mg-bottom-24px extra-space-92"><div id="w-node-_7cdd6997-7196-97d1-282e-38a1702fb053-e5a468b1" class="tab-cell extra-space-93"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd400bae329c
430a4ab93e18_Carwow%20logo.svg" alt="" class="demo-tab-logo-2 mg-bottom-24px extra-space-94"/><p class="_22px-text mg-bottom-8px extra-space-95">âBefore, everything to do with employee benefits was disconnected. Now, itâs all automated in one place. With Kota, it just works.â</p><div class="_16px-regular dark-gray mg-bottom-24px extra-space-96">Idan Shteinberg, People Operations</div><div class="demo-bottom-flex extra-space-97"><a href="https://www.kota.io/customers" class="demo-tab-btn-2 extra-space-98 w-inline-block"><div>Read the full story</div><div class="button-icon-arrow extra-space-99 w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" fill="#222222" viewBox="0 0 256 256"><path d="M221.66,133.66l-72,72a8,8,0,0,1-11.32-11.32L196.69,136H40a8,8,0,0,1,0-16H196.69L138.34,61.66a8,8,0,0,1,11.32-11.32l72,72A8,8,0,0,1,221.66,133.66Z"></path></svg></div></a></div></div><div class="tab-image-wrap extra-space-100"><div class="demo-tab-image-wrapper extra-space-101"><img width="Auto" sizes="100vw" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69b7ceb841ea1e7c78d9e79d_carwow-team.png" loading="lazy" srcset="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69b7ceb841ea1e7c78d9e79d_carwow-team-p-500.png 500w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69b7ceb841ea1e7c78d9e79d_carwow-team-p-800.png 800w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69b7ceb841ea1e7c78d9e79d_carwow-team-p-1080.png 1080w, https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69b7ceb841ea1e7c78d9e79d_carwow-team.png 1184w" class="demo-tab-image-3 extra-space-102"/></div></div></div><div class="demo-3-columns-grid extra-space-103"><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69ab190e5ff79648b7b23e98_graph-up-icon.png" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">Rolled out 11+ flexible benefits through one platform</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8d7625c7fa3983d2a57_Frame%201597879869.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">Automated onboarding and offboarding via HRIS integration</div></div><div class="demo-mini-cell extra-space-110"><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69aae8dae68dabb95e0b53d3_Employee-Icon.svg" alt="" class="icon-32px mg-bottom-16px extra-space-111"/><div class="_18px-medium-3 extra-space-112">'Best use of benefits technology' at the Employee Benefits Awards</div></div></div></div></div></div></div></div></div></section></section><section class="section"><div class="container"><div class="faq-wrap"><div class="faq-content-wrap"><h2 class="_42px-heading mg-bottom-20px">Frequently asked questions</h2><img loading="lazy" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6967981c0d696f920d3319f7_Senza%20titolo%20-%2020%20aprile%202025%2019.03.25%20copia%20(1).avif" alt="" class="faq-image"/></div><div class="faq-outer-wrap"><div class="whole-wrap"><div data-w-id="d569bb38-7fac-8e97-c37c-0e02e121efa1" class="upper-wrapper"><img style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform-style:preserve-3d" loading="lazy" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" class="_22px-icon"/><div class="_22px-text">Is this actually free?</div></div><div style="height:0px" class="bottom-wrap"><div class="overflow-hide"><p class="_16px-text padding">Yes. No fees, no obligation to switch broker, no platform purchase required. We run a limited number of these reviews each month because they're a better way to show what we do than any demo would be.</p></div></div></div><div class="whole-wrap"><div data-w-id="d569bb38-7fac-8e97-c37c-0e02e121efaa" class="upper-wrapper"><img style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform-style:preserve-3d" loading="lazy" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" class="_22px-icon"/><div data-w-id="d569bb38-7fac-8e97-c37c-0e02e121efac" class="_22px-text">Do I need to be planning to switch broker?</div></div><div style="height:0px" class="bottom-wrap"><div class="overflow-hide"><p class="_16px-text padding">No, but the option is there. The point is to give you a read on your renewal - useful whether or not you move.</p></div></div></div><div class="whole-wrap"><div data-w-id="d569bb38-7fac-8e97-c37c-0e02e121efb6" class="upper-wrapper"><img style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform-style:preserve-3d" loading="lazy" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" class="_22px-icon"/><div class="_22px-text">
430What do I need to prepare?</div></div><div style="height:0px" class="bottom-wrap"><div class="overflow-hide"><p class="_16px-text padding">For the first call, just your current provider, rough employee count, and renewal date. If you want a full market-wide quote comparison afterwards, we'll ask for your scheme documents and a broker authorisation (takes two minutes).</p></div></div></div><div class="whole-wrap"><div data-w-id="d569bb38-7fac-8e97-c37c-0e02e121efc5" class="upper-wrapper"><img style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform-style:preserve-3d" loading="lazy" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" class="_22px-icon"/><div class="_22px-text">How long does it take to see quotes?</div></div><div style="height:0px" class="bottom-wrap"><div class="overflow-hide"><p class="_16px-text padding">For renewals, typically 3â7 working days depending on insurer response times. For smaller teams setting up fresh cover, often same-day indicatives.</p></div></div></div><div class="whole-wrap"><div data-w-id="d569bb38-7fac-8e97-c37c-0e02e121efd1" class="upper-wrapper"><img style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform-style:preserve-3d" loading="lazy" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" class="_22px-icon"/><div class="_22px-text">Who is Kota?</div></div><div style="height:0px" class="bottom-wrap"><div class="overflow-hide"><p class="_16px-text padding">We're an FCA-appointed representative and CBI-licenced broker. What sets us apart is our integrated platform, powering benefits for 65,000+ employees across the UK & Ireland. We broker PMI, group life, income protection and pensions - and we build the software that makes admin disappear by connecting your HR systems direct to benefits providers.</p></div></div></div><div class="whole-wrap"><div data-w-id="0b2a79d4-a289-b06c-54d9-5bd4d7e96a47" class="upper-wrapper"><img style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(null) rotateY(0deg) rotateZ(0deg) skew(0, 0);transform-style:preserve-3d" loading="lazy" alt="" src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/6965d02410cec25a297a3239_download%20(10).svg" class="_22px-icon"/><div class="_22px-text"><strong class="bold-text-8">Will I have to sit through a software demo?</strong></div></div><div style="height:0px" class="bottom-wrap"><div class="overflow-hide"><p class="_16px-text padding">No. The first call is a benefits review. If you ask about the platform, we'll show you a short preview - but it's not the point of the conversation.</p></div></div></div></div></div></div></section><section data-wf--grid-section--variant="inverted-layout" class="section cta"><div class="container"><div class="_100-grid w-variant-fc3aa60e-1e72-3c05-ddb0-34f94cd0403a"><div id="w-node-_0f08f73a-7d48-9a65-9eed-4293bfbcd74f-bfbcd74a" class="benefits-wrap right-border w-variant-fc3aa60e-1e72-3c05-ddb0-34f94cd0403a"><div class="top-content-wrapper"><h2 class="_28px-medium-text mg-bottom-12px">
430Modern benefits management starts here</h2><div class="_20px-text mg-bottom-24px">If you're managing employee benefits across spreadsheets, brokers, and broken integrations, it's time for a simpler approach. Kota gives you complete control, without the admin burden.</div><div class="btn-wrap"><a href="/benefits-review" aria-current="page" class="demo-button purple w-button w--current">Speak with an expert</a></div></div><div class="logo-flex-wrap"><div class="logos-wrap"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69f45d257bdb1757ca7f8f69_linear%20logo.avif" loading="lazy" alt="" class="_24px-logo"/><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd654228d9d9e779e8bdd_download%20(44).svg" loading="lazy" alt="" class="_24px-logo"/><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd66171b624690cf538c2_download%20(8).svg" loading="lazy" alt="" class="_24px-logo"/><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd6596c0d492fb009f731_download%20(15).svg" loading="lazy" alt="" class="_24px-logo"/><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd6378ef194c78fa7219a_download%20(40).svg" loading="lazy" alt="" class="_24px-logo"/></div></div></div><div><div data-poster-url="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8%2F696f3023b1ce888037c60bdd_cta_poster.0000000.jpg" data-video-urls="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8%2F696f3023b1ce888037c60bdd_cta_mp4.mp4,https://cdn.prod.website-files.com/6965c9214df83764177cd6d8%2F696f3023b1ce888037c60bdd_cta_webm.webm" data-autoplay="true" data-loop="true" data-wf-ignore="true" class="cta-video w-background-video w-background-video-atom"><video id="074a3f0e-0bf4-8f77-e700-6ef3a9c11d02-video" autoplay="" loop="" style="background-image:url("https://cdn.prod.website-files.com/6965c9214df83764177cd6d8%2F696f3023b1ce888037c60bdd_cta_poster.0000000.jpg")" muted="" playsinline="" data-wf-ignore="true" data-object-fit="cover"><source src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8%2F696f3023b1ce888037c60bdd_cta_mp4.mp4" data-wf-ignore="true"/><source src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8%2F696f3023b1ce888037c60bdd_cta_webm.webm" data-wf-ignore="true"/></video></div></div></div></div></section><section class="section footer"><div class="container"><div class="footer-content-wrap"><div class="top-heading-wrap mg-bottom-100px"><h2 class="_46px-h2 footer-h2">Benefits you and your employees will love using</h2></div><div class="line"></div><div class="footer-grid"><div id="w-node-_1b641bf9-89a9-10bf-7f45-afa083ae086b-83ae0863" class="first-column side-border"><a href="/old-home" class="w-inline-block"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd654bc36ebeebd8c6e52_download%20(31).svg" loading="lazy" width="150" alt="" class="footer-logo"/></a><div class="footer-links-flex"><div class="social-links-wrap"><a href="https://apps.apple.com/us/app/kota-formerly-yonder/id1618209461" class="social-link w-inline-block"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd63fa20955ff4bb7edbe_download%20(30).svg" loading="lazy" alt="" class="_20px-icon"/></a><a href="https://play.google.com/store/apps/details?id=app.yonder.mobile" class="social-link w-inline-block"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696dd65716bdcc4d2293e076_download%20(29).svg" loading="lazy" alt="" class="_20px-icon"/></a></div><div class="social-links-wrap"><a href="https://www.instagram.com/kota_benefits" class="social-link w-inline-block"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696653bb5f520e245f98a91f_instagram.svg" loading="lazy" alt="" class="_20px-icon"/></a><a href="https://www.linkedin.com/company/kotabenefits/" class="social-link w-inline-block"><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/696653bb5db7037245b92360_Linkedin.svg" loading="lazy" alt="" class="_20px-icon"/></a></div></div></div><div class="footer-links-wrap side-border"><h3 class="_24px-heading mg-bottom-20px">Benefits</h3><a href="/benefits/critical-illness-cover" class="_16px-link">Critical illness cover</a><a href="/benefits/death-in-service" class="_16px-link">Death in service cover</a><a href="/benefits/company-dental-insurance" class="_16px-link">Dental insurance</a><a href="/retirement" class="_16px-link">Employee pension</a><a href="/spend" class="_16px-link">Employee spend card</a><a href="/flexible" class="_16px-link">Flexible benefits</a><a href="/benefits/health-cash-plan" class="_16px-link">Health cash plans</a><a href="/benefits/group-health-insurance" class="_16px-link">Health insurance</a><a href="/benefits/group-income-protection" class="_16px-link">Income protection</a><a href="/benefits/group-life-insurance" class="_16px-link">Life insurance</a></div><div class="footer-links-wrap side-border"><h3 class="_24px-heading mg-bottom-20px">Platform</h3><a href="/platform/employee-benefits-administration" class="_16px-link">Benefits administration</a><a href="/platform/employee-benefits-management" class="_16px-link">Benefits management</a><a href="/platform/employee-benefits-tracking" class="_16px-link">Benefits tracking</a></div><div class="footer-links-wrap side-border"><h3 class="_24px-heading mg-bottom-20px">Company</h3><a href="/careers" class="_16px-link">Careers</a><a href="/changelog" class="_16px-link">Changelog</a><a href="https://help.kota.io/en/" target="_blank" class="_16px-link">Help centre</a><a href="/security" class="_16px-link">Security</a><a href="https://trust.kota.io/" target="_blank" class="_16px-link">Trust centre</a></div><div class="footer-links-wrap"><h3 class="_24px-heading mg-bottom-20px">Resources</h3><a href="https://benchmark.kota.io/" target="_blank" class="_16px-link">Benchmark</a><a href="/blog" class="_16px-link">Blog</a><a href="/customers" class="_16px-link">Customers</a><a href="https://events.kota.io/" target="_blank" class="_16px-link">Events</a><a href="/referral-programme" class="_16px-link">Referral programme</a><a href="/toolkit" class="_16px-link">Toolkit</a></div></div><div class="line mg-bottom-24px"></div><div class="grid-bottom-flex"><div class="footer-bottom-left"><div class="copyroght-div"><div class="_16px-text cc-text">© Copyright 2026</div><div class="dot"></div><div class="_16px-text cc-text">Built with love from Europe</div><img src="https://cdn.prod.website-files.com/6965c9214df83764177cd6d8/69665bee888c0b0f2cc32ad3_heart.png" loading="lazy" alt="" class="heart"/></div><p class="_16px-footer-text _80ch">Yonder Technology Limited, trading as Kota, is regulated by the Central Bank of Ireland. Registered in Ireland (Company No. 711366) with registered office at 21 Holles Street, Dublin 2, D02 HR94. Yonder Financial Technology Ltd, trading as Kota, is an appointed representative of Innovative Risk Labs Ltd, under Firm Reference Number 1006553. Innovative Risk Labs Ltd is authorised and regulated by the Financial Conduct Authority, under FRN 609155. Registered in England and Wales, under Company Number 14135818. Registered Office Address 34-37 Liverpool St, London EC2M 7PP, United Kingdom.</p></div><div class="footer-bottom-right"><a href="/terms-of-service" class="_16px-text footer-lmed">Terms of service</a><div class="dot hide"></div><a href="/privacy-policy" class="_16px-text footer-lmed">Privacy Policy</a><div class="dot hide"></div><a href="https://kota.io/regulatory/eu-terms-of-business" class="_16px-text footer-lmed">Terms of business</a><div class="dot hide"></div><a href="https://kota.io/regulatory/schedule-of-fees-and-charges" class="_16px-text footer-lmed">Schedule of fees and charges</a><div class="dot hide"></div><a href="https://kota.io/regulatory/remuneration" class="_16px-text footer-lmed">Remuneration</a><div class="dot hide"></div><a href="/regulatory" class="_16px-text footer-lmed">Regulatory information</a></div></div></div></div><div data-w-id="32b02490-3cdf-81f5-1193-18b7281bf30e" class="nav-setter"></div></section></div>
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