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184</style></div></div><div class="lp-hero"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg.jpg" loading="lazy" sizes="(max-width: 1439px) 100vw, 1440.0001220703125px" width="1440" alt="" srcset="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg-p-500.jpeg 500w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg-p-800.jpeg 800w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg-p-1600.jpeg 1600w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg-p-2000.jpeg 2000w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg-p-2600.jpeg 2600w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8c34035d5c2bd2521fcbe_about-bg.jpg 2880w" class="lp-hero__bg"/><div class="cz about-hero__cz"><h1 class="pl-hero__header">About Prosperity</h1></div></div><div class="about-section"><div class="cz about__cz"><div class="about__block"><div class="about__rich-text w-richtext"><h4>About Prosperity Home Mortgage </h4><ul role="list"> <li><strong><em>Ranked #1 in Customer Satisfaction among Mortgage Origination Companies – J.D. Power 2024 U.S. Mortgage Origination Satisfaction Study.</em></strong></li> <li>Ranked as one of the best mortgage companies in the nation by Mortgage Executive Magazine ten years in a row. This publication spotlights the country’s leading lenders, and Prosperity earned a position in the top 50 of its annual list of &quot;Top 50 Mortgage Companies in America 2023<sup>1</sup>.</li> <li>Recognized as one of the top mortgage companies in the country by Scotsman Guide<sup>2  </sup>for ten years in a row as of 2023. Ranked in the top 25, for three years in a  row as of 2023.</li></ul><p>Prosperity Home Mortgage, LLC is a full service mortgage banker specializing in residential and refinance loans and is a subsidiary of HomeServices of America, a Berkshire Hathaway Affiliate. Prosperity operates in forty-nine jurisdictions and, in 2023, funded nearly $7 billion in production. Prosperity&#x27;s team of over five hundred Mortgage Consultants works closely with consumers throughout the financing process ensuring customers can make informed decisions on their journey to homeownership.</p><p>Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable- rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. Prosperity helped over 19,000 customers buy a new home in 2023, with almost 9,000 of those being first time homebuyers. Each and every day, customers entrust Prosperity with the biggest financial transactions most will likely ever make. The entire company takes tremendous pride in providing exceptional customer service and views each transaction as an opportunity to impress. </p><h4>About HomeServices of America</h4><p>HomeServices of America is the country’s largest residential real estate brokerage company, based on closed transactions, and is through its operating companies, one of the country&#x27;s premier providers of homeownership services, including brokerage, mortgage, franchising, title, escrow, insurance, and relocation services. HomeServices of America is the owner of the Berkshire Hathaway HomeServices global franchise network. HomeServices is owned by Berkshire Hathaway Energy, a consolidated subsidiary of Berkshire Hathaway Inc. HomeServices’ operating companies offer integrated real estate services, including brokerage services, mortgage originations, title and closing services, property and casualty insurance, home warranties, and other homeownership services. Visit <a href="http://www.homeservices.com/">www.homeservices.com</a>.</p><h4>When you choose Prosperity Home Mortgage as your lender, you’ll benef
184it from our:</h4><ul role="list"><li>Competitive rates and fees</li><li>Our Mortgage Consultants with extensive knowledge of your local market</li><li>Knowledge and expertise on available mortgage products</li><li>Prompt and thorough communication</li><li>Dedication to exceptional customer service for your unique needs from start to finish</li></ul><h4>Local lender, extraordinary customer service:</h4><ul role="list"><li><strong class="bold-text-8">Local mortgage consultants</strong> - located in over 700 branches across the United States, we understand your local market and have strong relationships with local real estate agents and builders.</li><li><strong class="bold-text-9">Local processing and underwriting</strong> - 13 regional teams of experienced, knowledgeable loan processors, underwriters and closers. Our staff is trained to contribute to a positive customer experience with the goal of having closing documents to settlement at least 48 hours prior to closing.</li><li><strong class="bold-text-10">Local senior leadership</strong> - all escalations for loan issues are made locally, and our managers are always available to help solve problems that arise during the loan process.</li></ul></div></div><div class="about__block margins-85"><h4 class="about__rich-text--h4">By the numbers:</h4><div class="about-numbers__row"><div class="an__box"><div class="an__group"><div class="an-text1">&gt;</div><div class="ab-text2">500</div></div><div class="text-16px-500">mortgage consultants</div></div><div class="an__box"><div class="an__group"><div class="ab-text2">49</div></div><div class="text-16px-500">jurisdictions</div></div></div><div class="about__rich-text-2 w-richtext"><h4>Where we lend</h4><p>Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.</p><p> <sup class="superscript">1.https://www.mastermindsummit.com/magazines</sup></p><p><sup class="superscript"> </sup><sup class="superscript">2.https://www.scotsmanguide.com/rankings/</sup></p><p><sup class="superscript"> 3.</sup><sup class="superscript">https://www.jdpower.com/press-releases/2024-us-mortgage-origination-satisfaction-study</sup></p></div></div><div class="about__block"><h4 class="about__rich-text--h4">Our family of brands:</h4><div><div class="brands__block"><div class="brand__box"><div class="bb-mob-top"><div class="brand__logo-wrap-copy"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo.png" loading="lazy" width="Auto" height="Auto" alt="" srcset="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-500.png 500w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-800.png 800w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-1080.png 1080w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-1600.png 1600w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-2000.png 2000w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-2600.png 2600w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63988c80db675b4689d6ca6d_prosperity-color-logo-p-3200.png 3200w" sizes="100vw" class="brand-img-copy"/></div><div class="bb__desktop-text">Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans. PHM operates in 49 jurisdictions and has a team of over 500 local Mortgage Consultants to work closely with you throughout the financing process, helping provide valuable information so you can make informed decisions on your journey to home ownership.</div></div><div class="bb__mob-text">Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans ...</div><a href="/find-us" class="brand__box-overlay w-inline-block"><div class="bbo__top"><div>Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans. PHM operates in 49 jurisdictions and has a team of over 500 local Mortgage Consultants to work closely with you throughout the financing process, helping provide valuable information so you can make informed decisions on your journey to home ownership.<br/></div></div></a></div><div class="brand__box hidden"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8ce7fbbb0259f18bb1338_brand-img2.jpg" loading="lazy" width="240" alt="" class="brand-img"/></div><div class="bb__desktop-text">The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with <span class="blue__span">
184competitively ...</span></div></div><div class="bb__mob-text">The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose ...</div><a href="https://dfwlending.com/officers" target="_blank" class="brand__box-overlay w-inline-block"><div class="bbo__top"><div>The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.</div></div></a></div><div class="brand__box hidden"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63daadf8bb895b4314286f1c_EdinaRealtyMortgage_Text_186R%20Horz.png" loading="lazy" width="240" sizes="240px" alt="" srcset="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63daadf8bb895b4314286f1c_EdinaRealtyMortgage_Text_186R%20Horz-p-500.png 500w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63daadf8bb895b4314286f1c_EdinaRealtyMortgage_Text_186R%20Horz-p-800.png 800w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63daadf8bb895b4314286f1c_EdinaRealtyMortgage_Text_186R%20Horz-p-1080.png 1080w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/63daadf8bb895b4314286f1c_EdinaRealtyMortgage_Text_186R%20Horz.png 2387w" class="brand-img"/></div><div class="bb__desktop-text">The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin. At ERM, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy <span class="blue__span">customers ...</span></div></div><div class="bb__mob-text">The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...</div><a href="https://www.edinarealtymortgage.com" target="_blank" class="brand__box-overlay w-inline-block"><div class="bbo__top"><div>The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin. At ERM, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.</div></div></a></div><div class="brand__box hidden"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8d3a6747cb97268e6698d_brand-img6.jpg" loading="lazy" sizes="(max-width: 479px) 100vw, 305px" width="305" alt="" srcset="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8d3a6747cb97268e6698d_brand-img6-p-500.jpeg 500w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8d3a6747cb97268e6698d_brand-img6.jpg 610w" class="brand-img"/></div><div class="bb__desktop-text">The FM Lending Services (FM) brand is a full service mortgage banker in North Carolina. FM offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans and renovation financing, and is consistently awarded the highest rankings by the North Carolina Housing <span class="blue__span">Finance...</span></div></div><div class="bb__mob-text">The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...</div><a href="https://fmlending.com/officers" target="_blank" class="brand__box-overlay w-inline-block"><div class="bbo__top"><div>The FM Lending Services (FM) brand is a full service mortgage banker in North Carolina. FM offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans and renovation financing, and is consistently awarded the highest rankings by the North Carolina Housing Finance Agency and USDA. We have built a strong reputation in the Carolinas for service, on time closings and professionalism. We pride ourselves on serving the lending needs of real estate professionals and their clients.</div></div></a></div><div class="brand__box"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8ce7fd182ddc245254e0f_brand-img3.
184jpg" loading="lazy" width="240" alt="" class="brand-img"/></div><div class="bb__desktop-text">HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and refinance loans in Iowa and Nebraska. Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending, LLC offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, <span class="blue__span">Federal ...</span></div></div><div class="bb__mob-text">HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and ...</div><a data-w-id="1deaef6f-829d-d132-da28-d35b02cbabc9" href="#" class="brand__box-overlay w-inline-block"><div class="bbo__top"><div>HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and refinance loans in Iowa and Nebraska. Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending, LLC offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. NMLS ID# 490683.</div></div></a></div></div><div class="brands__block brands__block--mobile"><a href="https://www.phmloans.com/pages/find-a-mortgage-consultant" target="_blank" class="brand__box w-inline-block"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8ce7f8e2a46e34d01ef0b_brand-img5.jpg" loading="lazy" width="240" alt="" class="brand-img"/></div><div class="bb__desktop-text">Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans. PHM operates in 48 jurisdictions and has a team of over 500 local Mortgage Consultants to work closely with you throughout the financing process, helping provide valuable information so you can make informed decisions on your journey to home ownership.</div></div><div class="bb__mob-text">Prosperity Home Mortgage, LLC (PHM), is a full service mortgage banker specializing in residential and refinance loans ...</div></a><a href="https://edinarealtymortgage.com/officers" target="_blank" class="brand__box w-inline-block"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8ce7e305c156cef9d55fa_brand-img1.jpg" loading="lazy" width="240" alt="" class="brand-img"/></div><div class="bb__desktop-text">The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin. At ERM, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.</div></div><div class="bb__mob-text">The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...</div></a><a href="https://fmlending.com/officers" target="_blank" class="brand__box w-inline-block"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8d3a6747cb97268e6698d_brand-img6.jpg" loading="lazy" sizes="(max-width: 479px) 100vw, 305px" width="305" alt="" srcset="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8d3a6747cb97268e6698d_brand-img6-p-500.jpeg 500w, https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8d3a6747cb97268e6698d_brand-img6.jpg 610w" class="brand-img"/></div><div class="bb__desktop-text">The FM Lending Services (FM) brand is a full service mortgage banker in North Carolina. FM offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans and renovation financing, and is consistently awarded the highest rankings by the North Carolina Housing Finance Agency and USDA. We have built a strong reputation in the Carolinas for service, on time closings and professionalism. We pride ourselves on serving the lending needs of real estate professionals and their clients.</div></div><div class="bb__mob-text">The Edina Realty Mortgage (ERM) brand is a mortgage industry leader serving home buyers in Minnesota and Wisconsin ...</div></a><a href="https://dfwlending.com/officers" target="_blank" class="brand__box w-inline-block"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8ce7fbbb0259f18bb1338_brand-img2.jpg" loading="lazy" width="240" alt="" class="brand-img"/></div><div class="bb__desktop-text">The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing.</div></div><div class="bb__mob-text">The DFW Texas Mortgage (DFW) brand is a mortgage industry leader serving home buyers in Dallas, TX. At DFW, you can choose ...</div></a><a href="https://www.phmloans.com/pages/explore-our-family-of-brands#" target="_blank" class="brand__box w-inline-block"><div class="bb-mob-top"><div class="brand__logo-wrap"><img src="https://cdn.prod.website-files.com/629f58fef317062068fa4ccc/62b8ce7fd182ddc245254e0f_brand-img3.
184jpg" loading="lazy" width="240" alt="" class="brand-img"/></div><div class="bb__desktop-text">HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and refinance loans in Iowa and Nebraska. Finding a mortgage to help fit your needs can make all the difference when deciding to buy or refinance your home. HomeServices Lending, LLC offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. NMLS ID# 490683.</div></div><div class="bb__mob-text">HomeServices Lending, LLC, operates independently as a full-service mortgage banker specializing in residential and ...</div></a></div></div></div></div></div><footer class="footer"><div class="be-ix-link-block"></div><div class="cz cz--wide footer__cz"><a href="#page-top" class="top-button w-inline-block"><div class="button-up-arrow"><div class="svg w-embed"><svg width="100%" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg">
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vendor: 1 bytes, line 391
391
392<script type="text/plain" class="optanon-category-C0003" src="https://source.wowmi.us/companies/prosperity/advisor/national/index.js"></script>
vendor: 1 bytes, line 392
392
393<script type="text/javascript" src="//cdnjs.cloudflare.com/ajax/libs/slick-carousel/1.8.1/slick.min.js"></script>
vendor: 1 bytes, line 393
393
394<script src='https://vjs.zencdn.net/7.4.1/video.js'></script>
vendor: 1 bytes, line 394
394
395<script type="text/plain" class="optanon-category-C0003" src="https://vkdev.wowmi.us/vkdev/scripts/player.js"></script>
vendor: 1 bytes, line 395
395
396<script src="https://source.wowmi.us/companies/prosperity/advisor/national/mail/opt_out_form_send.js"></script>
396
397
398<!-- QUIZ -->
399
400<script src="https://code.jquery.com/ui/1.12.0-rc.2/jquery-ui.js"></script>
vendor: 1 bytes, line 400
400
401<script src="https://cdnjs.cloudflare.com/ajax/libs/remodal/1.1.1/remodal.js"></script>
vendor: 1 bytes, line 401
401
402<script src="https://cdnjs.cloudflare.com/ajax/libs/jquery-nice-select/1.1.0/js/jquery.nice-select.min.js"></script>
vendor: 1 bytes, line 402
402
403<script src="https://cdnjs.cloudflare.com/ajax/libs/jqueryui-touch-punch/0.2.3/jquery.ui.touch-punch.min.js"></script>
vendor: 1 bytes, line 403
403
404<script src="https://cdnjs.cloudflare.com/ajax/libs/jquery.maskedinput/1.4.1/jquery.maskedinput.min.js"></script>
vendor: 1 bytes, line 404
404
405<script src="https://source.wowmi.us/companies/prosperity/advisor/national/mail/quiz_send.js"></script>
vendor: 1 bytes, line 405
405
406<script>
407  $('.reviews__slick-wrapper').slick({
408    dots: false,
409    variableWidth: true,
410    slidesToScroll: 1,
411    slidesToShow: 2,
412    prevArrow:'.la',
413    nextArrow:'.ra',
414    draggable: true,
415    responsive: [
416      {
417        breakpoint: 992,
418        settings: {
419          dots: false,
420          swipe: true,
421        }
422      },
423    ]
424  });
425  
426  //const setApplyNow = () => {
427   // if(localStorage.getItem('member-apply-now-link')) {
428   //    const applyLinkSourceHref = localStorage.getItem('member-apply-link');
429   //    const applyLinkDistElements = document.querySelectorAll('[data-apply-link="dist"]');
430
431   //     [...applyLinkDistElements].forEach((link)=>{
432   //       link.href = `https://my.phmloans.com/app/signup/p/phmloans${applyLinkSourceHref}`;
433   //     });
434   // }
435  //}
436  const setApplyNow = () => {
437    
438    if(window.location.href.includes('https://www.phmloans.com/branch/')) {
439        // Очищаем куку member-apply-link
440        document.cookie = 'member-apply-link=; expires=Thu, 01 Jan 1970 00:00:00 UTC; path=/;';
441      	const buttonHidden = document.querySelector('[data-apply-link="hidden"]');
442      	buttonHidden.classList.add('js--none');
443        return; // Прекращаем выполнение функции
444    }
445    
446    // Функция для получения значения cookie
447    const getCookie = (name) => {
448        const value = `; ${document.cookie}`;
449        const parts = value.split(`; ${name}=`);
450        if (parts.length === 2) return decodeURIComponent(parts.pop().split(';').shift());
451    };
452
453    // Проверяем наличие cookie
454    const applyLinkSourceHref = getCookie('member-apply-link');
455    console.log('applyLinkSourceHref', applyLinkSourceHref)
456    const applyLinkDistElements = document.querySelectorAll('[data-apply-link="dist"]');
457    if (applyLinkSourceHref) {
458        [...applyLinkDistElements].forEach((link) => {
459            // link.href = `https://my.phmloans.com/app/signup/p/phmloans${applyLinkSourceHref}`;
460            link.href = `${applyLinkSourceHref}`;
461        });
462
463        const buttonHidden = document.querySelector('[data-apply-link="hidden"]');
464      	buttonHidden.classList.remove('js--none');
465		buttonHidden.style.display = 'block';
466    } else if (!window.location.href.includes('https://www.phmloans.com/mortgageconsultant/')) {
467      setTimeout(() => {
468      [...applyLinkDistElements].forEach((link) => {
469            link.href = `https://my.phmloans.com/register?companyGuid=1f65684a-c230-4514-a95f-1c7195b50055&userGuid=c7ae0f9f-60b0-4d9c-8e18-508c3aec0328&flowGuid=68b8db59-a419-4f75-9207-f2cb951e0f14&branchGuid=c274526d-a095-449f-aaad-73eb8a28a542`;
470        });
471        const buttonHidden = document.querySelector('[data-apply-link="hidden"]');
472      	buttonHidden.classList.add('js--none');
473      }, 3000)
474    	
475    }
476  };
477
478  setApplyNow();
479	
480  document.addEventListener('visibilitychange', function() {
481    if (!document.hidden) {
482      setApplyNow();
483    }
484  });
485
486  window.addEventListener('pageshow', function(event) {
487    if (event.persisted) {
488      setApplyNow();
489      const applyLinkSourceHref = getCookie('member-apply-link');
490    }
491  });
492  
493	
494  //const currentURL = window.location.href;
495
496  //if (!currentURL.includes('/branch/')) {
497   // setApplyNow();
498  //}
499  
500</script>
500
501
502<style>
503  @media screen and (max-width: 479px) {
504    .quiz-r {
505      display: none !important;
506    }}
507</style>
508
509
510<!-- WOWMi accessibility remediation 2026-09-02 (requested by Lauren Scungio, PHM):
511     1) skip-to-content link as the first focusable element (WCAG 2.4.1)
512     2) accessible names for form fields that had none (WCAG 1.3.1 / 4.1.2)
513     3) hide the Jornaya tracking inputs from assistive tech
514     Remove this block and the matching <style> in Head Code to revert. -->
515<script>
516(function(){
517  try{
518    var d=document;
519    /* 1. skip link -> first visible content region after the nav */
520    if(!d.querySelector('.wowmi-skip-link')){
521      var target=d.querySelector('main');
522      if(!target){
523        var navs=d.querySelectorAll('.navbar');
524        var nav=navs.length?navs[navs.length-1]:null;
525        var el=nav?nav.nextElementSibling:null;
526        while(el&&(el.offsetHeight===0||/(^|\s)hidden(\s|$)/.test(el.className||''))){el=el.nextElementSibling;}
527        target=el;
528      }
529      if(target){
530        if(!target.id){target.id='main-content';}
531        if(!target.hasAttribute('tabindex')){target.setAttribute('tabindex','-1');}
532        var a=d.createElement('a');
533        a.className='wowmi-skip-link';
534        a.href='#'+target.id;
535        a.textContent='Skip to main content';
536        a.addEventListener('click',function(){try{target.focus();}catch(e){}});
537        d.body.insertBefore(a,d.body.firstChild);
538      }
539    }
540    /* 2. accessible names for known unlabelled fields */
541    function name(el,label){
542      if(!el.getAttribute('aria-label')&&!el.getAttribute('aria-labelledby')&&!(el.id&&d.querySelector('label[for="'+el.id+'"]'))&&!el.closest('label')){el.setAttribute('aria-label',label);}
543    }
544    d.querySelectorAll('#address').forEach(function(el){name(el,'Property address for market report');});
545    d.querySelectorAll('select[id^="Estimate-Your-Credit-Score"]').forEach(function(el){name(el,'Estimate your credit score');});
546    /* generic fallback: placeholder becomes the accessible name when nothing else provides one */
547    d.querySelectorAll('input[placeholder],textarea[placeholder]').forEach(function(el){
548      var t=(el.getAttribute('type')||'text').toLowerCase();
549      if(['hidden','submit','button','image','reset'].indexOf(t)<0){name(el,el.getAttribute('placeholder'));}
550    });
551    /* 3. Jornaya lead-id tokens: visually hidden text inputs that were still reachable by keyboard/AT */
552    d.querySelectorAll('input#leadid_token,input[name="universal_leadid"]').forEach(function(el){
553      el.setAttribute('aria-hidden','true');el.setAttribute('tabindex','-1');
554    });
555  }catch(e){ if(window.console){console.warn('wowmi a11y block skipped',e);} }
556})();
557</script>
557</body></html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.