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276<a href="/solutions/financial-advisors" class="dropdown-link w-dropdown-link">For Financial Advisors</a><a href="/solutions/consulting-firms" class="dropdown-link w-dropdown-link">For Consulting Firms</a><a href="/solutions/smbs-business-owners" class="dropdown-link w-dropdown-link">For SMBs</a></nav></div><a href="/about" class="navbar-link">About Us</a><div data-hover="false" data-delay="0" class="nav-dropdown w-dropdown"><div class="dropdown-toggle w-dropdown-toggle"><div aria-expanded="false" role="button" aria-haspopup="true" class="icon-3 w-icon-dropdown-toggle"></div><div class="nav-drop-text">Resources</div></div><nav class="dropdown-list w-dropdown-list"><a href="https://www.sayanchor.com/library?content-type=Case+Study" class="dropdown-link w-dropdown-link">Customer Stories</a><a href="https://help.sayanchor.com/en/" target="_blank" class="dropdown-link w-dropdown-link">Help Center</a><a href="/library" class="dropdown-link w-dropdown-link">Library</a><a href="/blog" class="dropdown-link w-dropdown-link">Blog</a><a href="https://www.facebook.com/groups/sayanchor/" target="_blank" class="dropdown-link w-dropdown-link">Join the Community</a><a href="/newsroom" class="dropdown-link w-dropdown-link">Newsroom</a><a href="/pay-it-forward" class="dropdown-link w-dropdown-link">Pay It Forward</a></nav></div><a href="/pricing" class="navbar-link">Pricing</a><div class="is--nav-right-side mobile"><div class="main-button-wrapper"><a href="https://my.anchor.sh/signup" class="main-button navbar is--inside-menu w-inline-block"><div class="btn-text">Get Started for free </div><div class="arrow-btn w-embed"><svg xmlns="http://www.w3.org/2000/svg"viewBox="0 0 10.801 9.196"> 277 <g id="arrow_icon" data-name="arrow icon" transform="translate(-312.211 -513.19)"> 278 <path id="Path_11733" data-name="Path 11733" d="M331.334,522.387l-1.6-1.194,2.534-3.4-2.534-3.4,1.6-1.194,2.978,4a1,1,0,0,1,0,1.194Z" transform="translate(-11.498)" fill="currentColor"/> 279 <path id="Line_66" data-name="Line 66" d="M10,1H0V-1H10Z" transform="translate(312.211 517.788)" fill="currentColor"/> 280 </g> 281</svg></div></a><div class="is-main-button-shadow"></div></div><div class="menu-button-2 w-nav-button"><div class="w-icon-nav-menu"></div></div></div><div class="privacy-holder"><a href="/privacy-policy" class="privacy-text mobile">Privacy Policy</a><a href="/terms-of-service" class="privacy-text mobile">Terms of Service</a><a href="/data-privacy" class="privacy-text mobile">Data Privacy</a></div></nav></div><div class="is--nav-right-side desktop"><a data-w-id="69794d10-41ea-b57b-7776-8edf3973a3ad" href="https://app.sayanchor.com/home" target="_blank" class="navbar-link login">Log In</a><a data-w-id="7d476946-b042-2d5c-cea7-f20fa85bb63f" href="https://www.sayanchor.com/book-a-demo" class="navbar-link login">Book a demo</a><div class="global-styles w-embed"><style> 282body { 283 -webkit-font-smoothing: antialiased; 284 -moz-osx-font-smoothing: grayscale; 285} 286/* Snippet gets rid of top margin on first element in any rich text*/ 287.w-richtext>:first-child { 288 margin-top: 0; 289} 290 291/* Snippet gets rid of bottom margin on last element in any rich text*/ 292.w-richtext>:last-child, .w-richtext ol li:last-child, .w-richtext ul li:last-child { 293 margin-bottom: 0; 294} 295 296/* Snippet prevents all click and hover interaction with an element */ 297.clickable-off, .link-copied-svg, .tool-tip-div, .nr-eclipse-shape, .is--ba-iamge, .ba-bg-asset, .ba-header-gradient-image, .bg-grad { 298 pointer-events: none; 299} 300 301/* Snippet enables all click and hover interaction with an element */ 302.clickable-on{ 303 pointer-events: auto; 304} 305 306/* Snippet enables you to add class of div-square which creates and maintains a 1:1 dimension of a div.*/ 307.div-square::after { 308 content: ""; 309 display: block; 310 padding-bottom: 100%; 311} 312 313/*Hide focus outline for main content element*/ 314main:focus-visible { 315 outline: -webkit-focus-ring-color auto 0px; 316} 317 318/* Make sure containers never lose their center alignment*/ 319.container-medium, .container-small, .container-large { 320 margin-right: auto !important; 321 margin-left: auto !important; 322} 323 324/*Reset buttons, and links styles*/ 325a { 326 color: inherit; 327 text-decoration: inherit; 328 font-size: inherit; 329} 330
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410/*Apply "..." after 3 lines of text */ 411.text-style-3lines { 412 display: -webkit-box; 413 overflow: hidden; 414 -webkit-line-clamp: 3; 415 -webkit-box-orient: vertical; 416} 417 418/*Apply "..." after 2 lines of text */ 419.text-style-2lines, .is--tab-header { 420 display: -webkit-box; 421 overflow: hidden; 422 -webkit-line-clamp: 2; 423 -webkit-box-orient: vertical; 424} 425/*main buttons hover*/ 426 427.main-button-navbar:hover .get-started-arrow-wrapper{ 428 width: 1.7rem; 429} 430.main-button:hover .get-started-arrow-wrapper{ 431 width: 1.7rem; 432} 433 434html, body { 435 max-width: 100vw; 436 overflow-x: clip; 437 } 438 439</style></div><div class="main-button-wrapper"><a data-event-label="signup-button" data-event-category="navbar" data-event-action="click" data-w-id="69794d10-41ea-b57b-7776-8edf3973a3b0" href="https://app.sayanchor.com/signup" target="_blank" class="main-button-navbar navbar ga-event w-inline-block"><div class="btn-text">Get started for free</div><div class="get-started-arrow-wrapper"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/624ad6ff740bd1b30956eaf9_anchor-arrow.svg" loading="lazy" alt="" class="is--arrow"/></div></a><div class="is-main-button-shadow sign-up"></div></div></div><div class="menu-button"><div class="is--open-btn-image w-embed"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 23 18"><g transform="translate(-327 -27)"><rect width="23" height="2" rx="1" transform="translate(327 27)" fill="currentColor"/><rect width="19" height="2" rx="1" transform="translate(331 35)" fill="currentColor"/><rect width="23" height="2" rx="1" transform="translate(327 43)" fill="currentColor"/></g></svg></div><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6188e46cd468b57f6274f4de_Group%204173.svg" loading="lazy" alt="" class="is--close-button-image"/></div></div></div><div class="w-embed w-script"><div class="MainBookDemoForm" id="BookDemoMenu" style="display: none;"> 440 <div class="hubspotFormParent"> 441 <div class="hubspotForm"> 442 <span class="closeIcon"> 443 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 32 32"><g><line x1="7" x2="25" y1="7" y2="25" fill="none" stroke="#000" stroke-linecap="round" stroke-linejoin="round" stroke-width="2px"/><line x1="7" x2="25" y1="25" y2="7" fill="none" stroke="#000" stroke-linecap="round" stroke-linejoin="round" stroke-width="2px"/></g></svg> 444 </span> 445 <div class="bookDemoTitle"> 446 <p class="book-demo-heading"> 447 Book a demo 448 </p> 449</div> 450 451 452
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470 471</div> 472</div> 473</div> 474 475 476<style> 477.MainBookDemoForm { position: fixed; width: 100%; height: 100vh; top: 0; left: 0; background-color: rgba(0,0,0,0.7); 478 z-index: 100000; display: none; } 479.MainBookDemoForm .closeIcon { width: 25px; height: 25px; display: block; margin: 0 0 0 auto; cursor:pointer; } 480.MainBookDemoForm .hubspotFormParent { display: flex; align-items: center; justify-content: center; height: 100%; } 481.MainBookDemoForm .hubspotForm { max-height: 90%; overflow: auto; background-color: #fff; width: 500px; 482 margin: 0 auto; max-width: 100%; padding: 20px; position: relative; border-radius: 8px } 483.MainBookDemoForm .bookDemoTitle { text-align: center; } 484.MainBookDemoForm .bookDemoTitle .book-demo-heading { font-size: 28px; } 485.MainBookDemoForm .hs-form-field { margin-bottom: 20px; } 486 487</style></div></div><main class="page-wrapper"><section class="how-it-work-hero-section"><div class="container-large"><div class="is--how-it-work-hero-content"><h1 class="how-it-h1">Automate Your Revenue from Contract to Payment</h1><p class="how-it-sub-head">Streamline your entire billing cycle with a workflow that eliminates manual invoicing, secures payments, and reconciles your books automatically.</p><div class="how-it-hero-buttons"><a href="https://www.sayanchor.com/book-a-demo" class="main-button w-button">Book a Demo</a><a href="https://app.sayanchor.com/signup" class="main-button-outline w-button">Start Free</a></div><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/68ee666c2cf267777264c598_63a02439aa72295dea0e1ce8_hero-section%20(1).avif" loading="lazy" alt="Smiling woman in a purple polka dot shirt leans back in a chair with a financial dashboard and mobile screen showing payment details and cash flow statistics in the background." class="how-it-hero-img"/></div></div></section><section data-w-id="b6c4072e-091e-2d44-c633-dfefa62c6b15" class="how-it-work-scroll-section"><div class="container-large scroll"><div class="lottie-side"><div class="lottie-wrapper-overlay"><div class="top-lottie-overlay"></div><div data-w-id="90425a98-ed1b-5193-5a93-369f2ae1d2d2" data-is-ix2-target="1" class="sccroll-lottie-animation-desktop" data-animation-type="lottie" data-src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6194e1145708a02e23007e33_Anchor_How%20it%20works%20stripe.json" data-loop="0" data-direction="1" data-autoplay="0" data-renderer="svg" data-default-duration="23.04" data-duration="23.04" data-loading="eager"></div></div><div class="w-embed"><style> 488.lottie-side svg{ 489 width: auto!Important; 490 height: 90vh!Important; 491} 492 493 494 495 496</style></div></div><div class="_100vh-div-holder"><section class="scroll-flex-box is--first"><div class="is--scroll-left"><div class="top-head-text">Agreement</div><h2 class="scroll-h2">Send an online live agreement to your client to sign with one click.</h2><p class="product-p">The key is turning the engagement letter into live accounting proposal software â a dynamic source of truth that both you and your client reference, update, and act on throughout the entire engagement.</p><div class="section-cta-wrapper"><a href="https://www.sayanchor.com/book-a-demo" class="main-button w-button">Book a Demo</a><a href="https://app.sayanchor.com/signup" class="section-cta-startfree">Start free â</a></div></div><figure class="is--scroll-right"><div class="hiw-embed scroll-fade w-embed"><img class="scroll-image" loading='lazy' decoding='async' src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61a4ae8c65af7acba6f8afc8_Engagement%20letter%20visual.avif"></div></figure></section><section class="scroll-flex-box is--second"><div class="is--scroll-left"><div class="top-head-text scroll-fade">Payment Method</div><h2 class="scroll-h2 scroll-fade">Your customer is asked to provide a payment method for future use.</h2><p class="product-p scroll-fade">You never need to deal with payment details and collections directly. Your client only needs to provide them once.</p><section class="section-5"><div class="columns w-row"><div class="column w-col w-col-4"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6729e1959eda488e28ba7c76_aicpa-soc-2-type-2.avif" loading="lazy" width="7
4967" sizes="77px" alt="AICPA SOC Logo" srcset="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6729e1959eda488e28ba7c76_aicpa-soc-2-type-2-p-500.avif 500w, https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6729e1959eda488e28ba7c76_aicpa-soc-2-type-2.avif 1463w"/></div><div class="w-col w-col-8"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/672b3e58c1e2784546dace5c_PCI_DSS.avif" loading="lazy" width="155" alt="PCI LOGO" class="image-15"/></div></div></section></div><figure class="is--scroll-right"><div class="hiw-embed scroll-fade w-embed"><img class="scroll-image" loading='lazy' decoding='async' src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61a4ae8ba4845f5613607613_Payment%20method%20visual.avif" alt="Visual showing different payment method options"></div></figure></section><section class="cong-wrapper"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/619613e2879747952d3833bb_h-i-w-cta.svg" loading="lazy" alt="" class="cta-desktop scroll-fade"/><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/619614c0225a2e9aca1dd376_h-i-w-mobile-cta.svg" loading="lazy" alt="" class="cta-mobile scroll-fade"/><div class="cong-text-wrapper scroll-fade div-block-6"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/619246c001724a0779022608_cta-shape.svg" loading="lazy" alt="" class="cong-image desktop"/><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61950e411104be5d7be56108_Group%2013386%201.svg" loading="lazy" alt="" class="cong-image mobile"/><h3 class="cong-h2">Congratulation</h3><p class="cong-p">You now have a cloud agreement with a payment method connected. The foundation for freedom is set.</p></div></section><section class="scroll-flex-box is--third"><div class="is--scroll-left"><div class="top-head-text scroll-fade">Invoicing</div><h2 class="scroll-h2 scroll-fade">Invoices are generated automatically from the signed agreement.</h2><p class="product-p scroll-fade">Anchor's automated billing software populates every invoice according to your agreed commercial terms and conditions, with no manual entry required from your team.</p><div class="section-cta-wrapper"><a href="https://www.sayanchor.com/book-a-demo" class="main-button w-button">Book a Demo</a><a href="https://app.sayanchor.com/signup" class="section-cta-startfree">Start free â</a></div></div><figure class="is--scroll-right"><div class="hiw-embed scroll-fade w-embed"><img class="scroll-image" loading='lazy' decoding='async' src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61a4ae8b628c626d8930fb8d_Invoicing%20visual.avif"></div></figure></section><section class="scroll-flex-box is--forth"><div class="is--scroll-left"><div class="top-head-text scroll-fade">Payment</div><h2 class="scroll-h2 scroll-fade">Automatic payment collection with full confidence.</h2><p class="product-p scroll-fade">Clients are charged on the due date based on their signed agreement, with complete transparency into when and how payment will occur. Accounts receivable automation means no manual collection effort from either side.</p><div class="section-cta-wrapper"><a href="https://www.sayanchor.com/book-a-demo" class="main-button w-button">Book a Demo</a><a href="https://app.sayanchor.com/signup" class="section-cta-startfree">Start free â</a></div></div><figure class="is--scroll-right"><div class="hiw-embed scroll-fade w-embed"><img class="scroll-image" loading='lazy' decoding='async' src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61a4ae8b953df56756c3448b_Payment%20visual.avif"></div></figure></section><section class="scroll-flex-box is--five"><div class="is--scroll-left"><div class="top-head-text scroll-fade">Reconciliation</div><h2 class="scroll-h2 scroll-fade">Automatic reconciliation.</h2><p class="product-p scroll-fade">Anchor is connected to both the bank and your accounting software so it can fully reconcile payments end to end.</p><div class="section-cta-wrapper"><a href="https://www.sayanchor.com/book-a-demo" class="main-button w-button">Book a Demo</a><a href="https://app.sayanchor.com/signup" class="section-cta-startfree">Start free â</a></div></div><figure class="is--scroll-right"><div class="hiw-embed scroll-fade w-embed"><img class="scroll-image" loading='lazy' decoding='async' src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61a4ae8b488ebf8d20a1ff16_Reconciliation%20visual.avif"></div></figure></section></div></div></section><footer class="footer-wrapper custom-cta"><div class="custom-arrow-wrapper"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/61a733d9beda265bbe742dcf_arrow.svg" loading="lazy" alt="" class="custom-arrow-embed"/></div><div class="custom-footer-text-holder"><h2 class="footer-custom-h2">Don't stay behind!</h2><p class="custom-cta-p">Automate your accounts receivable with software built for accounting firms â cut collection costs, eliminate revenue leakage, and give clients a billing experience they actually trust.</p></div><div class="cta-section inside-purple overflow-hidden"><div class="squirl-footer-holder clickable-off"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6187f9929578c4a4b4bb43ca_Left%20ribbon.avif" loading="lazy" width="849.5" sizes="(max-width: 991px) 100v
496w, 849px" alt="" srcset="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6187f9929578c4a4b4bb43ca_Left%20ribbon-p-500.png 500w, https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6187f9929578c4a4b4bb43ca_Left%20ribbon.avif 1699w" class="cta-left-image"/><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/619616bc9318c2336df63b09_Right%20ribbon.svg" loading="lazy" width="751" alt="" class="cta-right-image-x2"/><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6216699a7beb17655d9a05ec_squirl-MT-Cut.svg" loading="lazy" width="849.5" alt="" class="cta-left-image mobile"/><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/619616e47290b5d9f20742b4_Right%20ribbon-mobile.svg" loading="lazy" width="751" alt="" class="cta-right-image mobile"/></div></div><section class="int-section"><div class="int-wrap"><div class="int-head"><p class="int-eyebrow">Integrations</p><h3 class="int-h2">Stay fully synced with our native integrations.</h3><p class="int-lead">Connect to the tools your firm already runs on, so your books and the rest of your stack move together, in real time.</p></div><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6a2007ad2d86c589fa53287e_ChatGPT%20Image%20Jun%203%2C%202026%2C%2001_52_54%20PM.png" loading="lazy" sizes="100vw" srcset="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6a2007ad2d86c589fa53287e_ChatGPT%20Image%20Jun%203%2C%202026%2C%2001_52_54%20PM-p-500.png 500w, https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6a2007ad2d86c589fa53287e_ChatGPT%20Image%20Jun%203%2C%202026%2C%2001_52_54%20PM-p-800.png 800w, https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6a2007ad2d86c589fa53287e_ChatGPT%20Image%20Jun%203%2C%202026%2C%2001_52_54%20PM-p-1080.png 1080w, https://cdn.prod.website-files.com/618126a3584667ecd40daf91/6a2007ad2d86c589fa53287e_ChatGPT%20Image%20Jun%203%2C%202026%2C%2001_52_54%20PM.png 1536w" alt="" class="int-hub-1"/><div class="int-grid"><div class="int-card"><div class="w-embed"></div><h3 class="int-card-title">QuickBooks Online</h3><p class="int-card-body">Stay accurate and up-to-date at all times with an automatic real-time data sync with QuickBooks Online.</p><a href="/integrations/quickbooks-online" class="int-card-link">Connect QuickBooks â</a></div><div class="int-card"><div class="w-embed"></div><h3 class="int-card-title">Xero</h3><p class="int-card-body">Stay fully synced with our Xero native integration, Â every invoice, payment, and reconciliation flows back to your ledger automatically.</p><a href="/integrations/xero" class="int-card-link">Connect Xero â</a></div><div class="int-card"><div class="w-embed"></div><h3 class="int-card-title">Make</h3><p class="int-card-body">Connect Anchor with thousands of popular apps and automate your billing workflows without writing a single line of code.</p><a href="/integrations/make" class="int-card-link">Explore Make scenarios â</a></div><div class="int-card"><div class="w-embed"></div><h3 class="int-card-title">Zapier</h3><p class="int-card-body">Connect Anchor with thousands of popular apps, so you can automate your work and have more time for what matters most.</p><a href="/integrations/zapier" class="int-card-link">Browse Zaps â</a></div></div><div class="int-cta-strip"><div class="int-cta-copy"><h3 class="int-cta-title">Connect your existing tools</h3><p class="int-cta-subtitle">Works with QuickBooks, Xero, Zapier, Make, and more.</p></div><a href="/integrations" class="int-btn">Explore integrations</a></div></div></section><section class="faq-section is-smaller-padding"><div class="container-large"><h2 data-w-id="21cf9d0f-4d06-3a7d-ea63-a385642bce2c" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="includes-h2 faq">FAQs</h2><div class="faq-col-list-wrap"><div class="faq-col-list"><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">What is Anchor?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 497 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 498 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 499 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 500 </g> 501</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><p class="faq-answer">Anchor is an automated billing & collections solution that ensures you always get paid on time, effortlessly. Anchor changes the old, manual way invoicing, collections and reconciliation are done, by solving the problem before it even begins, at the agreement stage! An Anchor agreement is used like a live document (or Saas billing engine ) that allows your client to sign your proposal and insert their payment information before you start doing the work!! Once your service is provided, or on an agreed billing due date, your invoices are generated, billed and reconciled based on the agreement and services you have Anchored
501with your client! This way, you get paid on time, every time, and your client avoids risks of fraud, duplicate payments and more.</p></nav></div></div><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">Can I speak with a real human first?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 502 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 503 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 504 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 505 </g> 506</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><a href="/book-a-demo" class="faq-answer">Yes. Go ahead and find a time that best fits you. Click here to book a time.</a></nav></div></div><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">How long does it take to set Anchor up?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 507 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 508 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 509 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 510 </g> 511</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><p class="faq-answer">Setting up Anchor is completely free and takes just a few minutes. Once you sign up, youâll be asked to set up your initial business profile and add your logos and business information, so your clients can receive agreements with your business look & feel. The average set up time takes about 4 minutes. In any case, weâre always here to help. Just email us at <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="b4c7c1c4c4dbc6c0f4c7d5cdd5dad7dcdbc69ad7dbd9">[email protected]</a> for any set up questions.</p></nav></div></div><div class="faq-item"><div class="shadow-bg-faq"></div></div><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">How secure is Anchor?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 512 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 513 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 514 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 515 </g> 516</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><p class="faq-answer">Anchor uses the highest forms of security available. All communication between your device, your servers, and Anchor is encrypted over HTTPS using up to 256-bit TLS encryption - the strength of protection you get with online banking. We never store credit card or bank account information. All of your data is stored on servers that are controlled with 24/7 monitoring and have strict physical access protocols.</p></nav></div></div><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">How and when does Anchor charge me?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 517 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 518 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 519 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 520 </g> 521</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><p class="faq-answer">When you receive a payment, and only then, Anchor deducts $5 from the funds you receive. Anchor is completely free to use throughout the entire process, including unlimited agreements, users, clients, and invoices.Once your proposal is sent and signed, it acts as a live agreement between you and your client. Invoices, collections, payments, and reconciliation are generated from your agreement automatically â saving you time, money, and energy, eliminating manual labor and workarounds, and preventing mistakes. As your client payment information is collected when your agreement is signed, all thatâs left for you to do is enjoy watching the funds transferred to your account, on time, automatically.</p></nav></div></div><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">Is Anchor suited only for retainer based services?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 522 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 523 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 524 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 525 </g> 526</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><p class="faq-answer">No. We developed Anchor knowing that the only constant in a business is change. You can add dynamic payment options, add new services in the middle of a billing cycle and address different billing dates, deliverable quantities and hour based caps. Anything that can be invoiced on paper, can be billed & collected with Anchor.<br/></p></nav></div></div><div class="faq-item"><div class="shadow-bg-faq"></div><div data-hover="false" data-delay="0" class="faq-dropdown w-dropdown"><div class="faq-toggle w-dropdown-toggle"><p class="faq-question">I have existing clients on a different billing platform, can I upload them to Anchor?</p><div class="dropdown-icon w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="2.2rem" height="2.2rem" viewBox="0 0 22.627 22.627"> 527 <g id="arrow_icon" data-name="arrow icon" transform="translate(-2.687 -2.686)"> 528 <path id="Line_66" data-name="Line 66" d="M28,2H0V-2H28Z" transform="translate(4.101 4.101) rotate(45)" fill="#282863"/> 529 <path id="Line_17793" data-name="Line 17793" d="M28,2H0V-2H28Z" transform="translate(4.101 23.899) rotate(-45)" fill="#282863"/> 530 </g> 531</svg></div></div><nav class="faq-dropdown-list w-dropdown-list"><p class="faq-answer">Yes! Anchor makes it easy to add your existing clients to the platform with ready-made templates. Plus, our team of success managers will help you migrate your clients over to Anchor. The entire set up takes just a few minutes and your clients will be up and running before your next billing cycle</p></nav></div></div></div></div><div class="global-styles w-embed"><style> 532body { 533 -webkit-font-smoothing: antialiased; 534 -moz-osx-font-smoothing: grayscale; 535} 536/* Snippet gets rid of top margin on first element in any rich text*/ 537.w-richtext>:first-child { 538 margin-top: 0; 539} 540 541/* Snippet gets rid of bottom margin on last element in any rich text*/ 542.w-richtext>:last-child, .w-richtext ol li:last-child, .w-richtext ul li:last-child { 543 margin-bottom: 0; 544} 545 546/* Snippet prevents all click and hover interaction with an element */ 547.clickable-off, .link-copied-svg, .tool-tip-div, .nr-eclipse-shape, .is--ba-iamge, .ba-bg-asset, .ba-header-gradient-image, .bg-grad { 548 pointer-events: none; 549} 550 551/* Snippet enables all click and hover interaction with an element */ 552.clickable-on{ 553 pointer-events: auto; 554} 555 556/* Snippet enables you to add class of div-square which creates and maintains a 1:1 dimension of a div.*/ 557.div-square::after { 558 content: ""; 559 display: block; 560 padding-bottom: 100%; 561} 562 563/*Hide focus outline for main content element*/ 564main:focus-visible { 565 outline: -webkit-focus-ring-color auto 0px; 566} 567 568/* Make sure containers never lose their center alignment*/ 569.container-medium, .container-small, .container-large { 570 margin-right: auto !important; 571 margin-left: auto !important; 572} 573 574/*Reset buttons, and links styles*/ 575a { 576 color: inherit; 577 text-decoration: inherit; 578 font-size: inherit; 579} 580
581/*Apply "..." after 3 lines of text */ 582.text-style-3lines { 583 display: -webkit-box; 584 overflow: hidden; 585 -webkit-line-clamp: 3; 586 -webkit-box-orient: vertical; 587} 588 589/*Apply "..." after 2 lines of text */ 590.text-style-2lines, .is--tab-header { 591 display: -webkit-box; 592 overflow: hidden; 593 -webkit-line-clamp: 2; 594 -webkit-box-orient: vertical; 595} 596/*main buttons hover*/ 597 598.main-button-navbar:hover .get-started-arrow-wrapper{ 599 width: 1.7rem; 600} 601.main-button:hover .get-started-arrow-wrapper{ 602 width: 1.7rem; 603} 604 605html, body { 606 max-width: 100vw; 607 overflow-x: clip; 608 } 609 610</style></div></div></section></footer></main><footer class="footer2026-footer"><div class="footer2026-container"><div class="footer2026-brand"><img src="https://cdn.prod.website-files.com/618126a3584667ecd40daf91/618b6989897687ecd6974296_white%20anchor%20logo.svg" alt="Anchor" class="footer2026-logo"/><p class="footer2026-tagline">Proposals, agreements, invoicing, and payments, in one clean, AI-native flow. Made for accounting and professional services firms.</p><div class="footer2026-cta-row"><a href="https://app.sayanchor.com/signup" class="footer2026-btn-primary">Get started free</a><a href="https://www.sayanchor.com/book-a-demo" class="footer2026-btn-secondary">Book a demo</a></div></div><div class="footer2026-cols"><div class="footer2026-col"><input type="checkbox" id="f2026cb-features" aria-hidden="true" tabindex="-1"/><label for="f2026cb-features" class="footer2026-col-head"><div class="footer2026-col-title">Features</div><div class="footer2026-col-chev"><div class="w-embed"><svg viewBox="0 0 24 24" width="18" height="18" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true"><path d="M6 9l6 6 6-6"></path></svg></div></div></label><ul role="list" class="footer2026-list"><li class="footer2026-list-item"><a href="/how-it-works" aria-current="page" class="footer2026-link w--current">How it Works</a></li><li class="footer2026-list-item"><a href="/features/proposals-and-quotes" class="footer2026-link">Proposals <!-- -->&<!-- --> Quotes</a></li><li class="footer2026-list-item"><a href="/features/agreements" class="footer2026-link">Agreements</a></li><li class="footer2026-list-item"><a href="/features/e-signatures" class="footer2026-link">eSignatures</a></li><li class="footer2026-list-item"><a href="/features/automated-invoicing" class="footer2026-link">Automated Invoicing</a></li><li class="footer2026-list-item"><a href="/features/billing-payments" class="footer2026-link">Billing <!-- -->&<!-- --> Payments</a></li><li class="footer2026-list-item"><a href="/features/client-portal" class="footer2026-link">Client Portal</a></li><li class="footer2026-list-item"><a href="/features/client-onboarding" class="footer2026-link">Client Onboarding</a></li></ul></div><div class="footer2026-col"><input type="checkbox" id="f2026cb-solutions" aria-hidden="true" tabindex="-1"/><label for="f2026cb-solutions" class="footer2026-col-head"><div class="footer2026-col-title">Solutions</div><div class="footer2026-col-chev"><div class="w-embed"><svg viewBox="0 0 24 24" width="18" height="18" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true"><path d="M6 9l6 6 6-6"></path></svg></div></div></label><ul role="list" class="footer2026-list"><li class="footer2026-list-item"><a href="https://www.sayanchor.com/solutions/accountants" class="footer2026-link">For Accountants</a></li><li class="footer2026-list-item"><a href="https://www.sayanchor.com/solutions/bookkeepers" class="footer2026-link">For Bookkeepers</a></li><li class="footer2026-list-item"><a href="https://www.sayanchor.com/solutions/tax-firm" class="footer2026-link">For Tax Firms</a></li><li class="footer2026-list-item"><a href="/solutions/professional-services" class="footer2026-link">For Professional Services</a></li><li class="footer2026-list-item"><a href="/solutions/marketing-agencies" class="footer2026-link">For Marketing Agencies</a><a href="/solutions/financial-advisors" class="footer2026-link">For Financial Advisors</a></li>
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636 637 638 639<!-- ============================================ 640 COOKIE SCRIPT â DEFERRED ON LOAD (unchanged) 641============================================= --> 642<link rel="preload" href="https://flowbase.s3-ap-southeast-2.amazonaws.com/cookie/cookie.js" as="script">
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660<script> 661window.addEventListener('load', function() { 662 663 // HubSpot Forms embed â was ~238ms CPU / 115 KiB unused 664 var hsForm = document.createElement('script'); 665 hsForm.src = 'https://js.hsforms.net/forms/embed/v2.js'; 666 hsForm.async = true; 667 document.head.appendChild(hsForm); 668 669 670 // Bing Ads UET â was ~241ms CPU 671 var bing = document.createElement('script'); 672 bing.src = 'https://bat.bing.com/bat.js'; 673 bing.async = true; 674 document.head.appendChild(bing); 675 676}); 677</script>
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685<script> 686(function() { 687 var scrollTimer; 688 window.addEventListener('scroll', function() { 689 if (!document.body.classList.contains('is-scrolling')) { 690 document.body.classList.add('is-scrolling'); 691 } 692 clearTimeout(scrollTimer); 693 scrollTimer = setTimeout(function() { 694 document.body.classList.remove('is-scrolling'); 695 }, 150); 696 }, { passive: true }); 697})(); 698</script>
698 699<style> 700.is-scrolling * { 701 transition: none !important; 702 animation-play-state: paused !important; 703} 704</style> 705 706 707<!-- ============================================ 708 ANCHOR ANALYTICS + VISITOR SYNC 709 IIFE-scoped to prevent global pollution. 710 s._done replaces callback.done to avoid 711 overwriting shared objects. 712============================================= -->
713<script> 714(function() { 715 function createEvent(o) { 716 return { name: o.name, origin: o.origin, path: o.path, timestamp: Math.floor(Date.now()/1000), properties: {} }; 717 } 718 719 window.AnchorQ = window.AnchorQ || []; 720 window.Anchor = window.Anchor || { 721 track: function(name, origin, path) { 722 (window.AnchorQ = window.AnchorQ || []).push(createEvent({ name: name, origin: origin, path: path })); 723 } 724 }; 725 726 window.addEventListener('load', function() { 727 if (window.AnchorInit) return; 728 window.AnchorInit = true; 729 730 var s = document.createElement('script'); 731 s.type = 'text/javascript'; 732 s.src = 'https://storage.googleapis.com/anchor-packages/visitor-sync/visitor-sync-4acea3957e77b381.js'; 733 s.async = true; 734 s.onreadystatechange = s.onload = function() { 735 var st = s.readyState; 736 if (!s._done && (!st || /loaded|complete/.test(st))) { 737 s._done = true; 738 window.Anchor = new VisitorSync({ 739 trackingEndpoint: 'https://v.sayanchor.com/events', 740 visitorEndpoint: 'https://v.sayanchor.com/visitors', 741 syncInterval: 100 742 }, window.AnchorQ); 743 744 window.VWO = window.VWO || []; 745 window.VWO.push(['onVariationApplied', function(data) { 746 if (!data) return; 747 var expId = data[1], variationId = data[2]; 748 if (typeof(_vwo_exp[expId].comb_n[variationId]) !== 'undefined') { 749 window.Anchor.setProperty('campaign', expId); 750 window.Anchor.setProperty('campaign_name', _vwo_exp[expId].name); 751 window.Anchor.setProperty('variation', variationId); 752 window.Anchor.setProperty('variation_name', _vwo_exp[expId].comb_n[variationId]); 753 } 754 }]); 755 } 756 }; 757 (document.body || document.head).appendChild(s); 758 759 window.Anchor.track('page_view', location.origin, location.pathname); 760 761 window.addEventListener('message', function(event) { 762 if (!event) return; 763 if (event.origin === 'https://book.avoma.com' && event.data && event.data.type === 'avBookingCallback') { 764 dataLayer.push({ event: 'meeting_scheduled' }); 765 window.Anchor.track('demo_booked', location.origin, location.pathname, { host: event.data.meetingDetails.host_email }); 766 } else if (event.origin === 'https://www.sayanchor.com' && event.data && event.data.eventName === 'onFormSubmitted' && event.data.data.conversionId) { 767 window.Anchor.track('book_a_demo_form_submitted', location.origin, location.pathname, { conversionId: event.data.data.conversionId }); 768 } 769 }, false); 770 }); 771})(); 772</script>
772 773 774 775<!-- ============================================ 776 DOM READY: URL PARAM PASSING + COOKIE BANNER 777 + NAV BANNER TOGGLE (behavior unchanged) 778============================================= -->
779<script> 780document.addEventListener('DOMContentLoaded', function() { 781 782 // Pass URL query params to internal & anchor.sh links 783 var q = window.location.search.slice(1); 784 if (q) { 785 document.querySelectorAll('a[href]').forEach(function(a) { 786 var href = a.getAttribute('href'); 787 if (!href) return; 788 if ( 789 href.startsWith('#') || 790 href.startsWith('mailto:') || 791 href.startsWith('tel:') || 792 href.startsWith('javascript:') || 793 /\.(pdf|zip|csv|xlsx?|pptx?|docx?)$/i.test(href) 794 ) return; 795 try { 796 var url = href.startsWith('http') ? new URL(href) : new URL(href, location.origin); 797 var ALLOWED_ORIGINS = [location.origin, 'https://my.anchor.sh', 'https://app.sayanchor.com', 'https://demo.anchor-hq.io']; 798 if (ALLOWED_ORIGINS.indexOf(url.origin) === -1) return; 799 var sep = url.search ? '&' : '?'; 800 a.setAttribute('href', url.origin + url.pathname + url.search + sep + q + url.hash); 801 } catch(e) {} 802 }); 803 } 804 805 // FlowBase cookie banner 806 if (typeof flowBaseCookie === 'function') { 807 flowBaseCookie('#cookieBlock', '#accept', '#clr', 30); 808 } 809 810 // Mobile nav banner toggle 811 var menuButton = document.querySelector('.menu-button'); 812 var bannerStrip = document.querySelector('.banner-strip'); 813 if (menuButton && bannerStrip) { 814 menuButton.addEventListener('click', function() { 815 bannerStrip.classList.toggle('hide-banner'); 816 }); 817 } 818 819}); 820</script>
820 821 822 823<!-- ============================================ 824 MODAL BEHAVIOR + YOUTUBE VIDEO TRACKING 825 CHANGE: YouTube API injection moved inside 826 window.load so it doesn't compete with critical 827 render path resources. 828 BUG FIX: YouTube loop wrapped in IIFE â original 829 code had closure bug where all players shared the 830 same player/pollInterval/hasStarted variables. 831============================================= -->
832<script> 833window.addEventListener('load', function() { 834 835 // Book Demo modal 836 var bookDemoLinks = document.querySelectorAll('a[href="#BookDemoMenu"]'); 837 var bookDemoModal = document.getElementById('BookDemoMenu'); 838 var closeIcons = document.querySelectorAll('.closeIcon'); 839 840 bookDemoLinks.forEach(function(link) { 841 link.addEventListener('click', function(e) { 842 e.preventDefault(); 843 if (bookDemoModal) { 844 bookDemoModal.style.display = 'block'; 845 bookDemoModal.style.opacity = '0'; 846 setTimeout(function() { bookDemoModal.style.opacity = '1'; }, 10); 847 } 848 }); 849 }); 850 851 closeIcons.forEach(function(icon) { 852 icon.addEventListener('click', function() { 853 if (bookDemoModal) { 854 bookDemoModal.style.opacity = '0'; 855 setTimeout(function() { bookDemoModal.style.display = 'none'; }, 300); 856 } 857 }); 858 }); 859 860 // YouTube Progress Tracking 861 var PERCENT_MILESTONES = [5, 10, 25, 50, 75, 100]; 862 863 var ytTag = document.createElement('script'); 864 ytTag.src = 'https://www.youtube.com/iframe_api'; 865 var firstScript = document.getElementsByTagName('script')[0]; 866 firstScript.parentNode.insertBefore(ytTag, firstScript); 867 868 window.onYouTubeIframeAPIReady = function() { 869 var iframes = document.getElementsByTagName('iframe'); 870 for (var i = 0; i < iframes.length; i++) { 871 (function(el) { 872 if (!el.src || (el.src.indexOf('youtube.com/embed/') === -1 && el.src.indexOf('youtube-nocookie.com/embed/') === -1)) return; 873 874 if (el.src.indexOf('enablejsapi=1') === -1) { 875 el.src += (el.src.indexOf('?') === -1 ? '?' : '&') + 'enablejsapi=1'; 876 } 877 878 var pollInterval = null; 879 var reportedMilestones = new Set(); 880 var hasStarted = false; 881 var hasEnded = false; 882 883 function pushEvent(eventName) { 884 var title = player.getVideoData().title; 885 window.dataLayer = window.dataLayer || []; 886 window.dataLayer.push({ event: eventName, video_title: title }); 887 } 888 889 function pollProgress() { 890 var current = player.getCurrentTime(); 891 var duration = player.getDuration(); 892 if (!duration) return; 893 var pct = (current / duration) * 100; 894 PERCENT_MILESTONES.forEach(function(milestone) { 895 if (pct >= milestone && !reportedMilestones.has(milestone)) { 896 reportedMilestones.add(milestone); 897 pushEvent('video_watch_' + milestone + '%'); 898 } 899 }); 900 } 901 902 function startPolling() { 903 stopPolling(); 904 pollInterval = setInterval(pollProgress, 250); 905 } 906 907 function stopPolling() { 908 if (pollInterval) { clearInterval(pollInterval); pollInterval = null; } 909 } 910 911 var player = new YT.Player(el, { 912 events: { 913 onStateChange: function(event) { 914 switch (event.data) { 915 case YT.PlayerState.PLAYING: 916 if (!hasStarted) { hasStarted = true; pushEvent('video_play_start'); } 917 else if (hasEnded) { hasEnded = false; reportedMilestones.clear(); pushEvent('video_replay'); } 918 else { pushEvent('video_unpause'); } 919 startPolling(); 920 break; 921 case YT.PlayerState.PAUSED: 922 stopPolling(); 923 pollProgress(); 924 pushEvent('video_pause'); 925 break; 926 case YT.PlayerState.ENDED: 927 stopPolling(); 928 hasEnded = true; 929 if (!reportedMilestones.has(100)) { reportedMilestones.add(100); pushEvent('video_watch_100%'); } 930 break; 931 } 932 } 933 } 934 }); 935 })(iframes[i]); 936 } 937 }; 938 939}); 940</script>
940 941 942 943<!-- ======================================== --> 944<!-- â End of SayAnchor Footer --> 945<!-- ======================================== -->
946<script>(function(){function c(){var b=a.contentDocument||(a.contentWindow&&a.contentWindow.document);if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'a40dff8d4be7018a',t:'MTc5MDM4MDkzMA=='};var a=document.createElement('script');a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script>
946</body></html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.