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95<link rel='stylesheet' id='react-style-css' href='https://www.lumentfinancetrust.com/wp-content/themes/LFT/style.css' type='text/css' media='all' />
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102<link rel='stylesheet' id='magnific-popup-css' href='https://www.lumentfinancetrust.com/wp-content/themes/LFT/stylesheets/magnific-popup.css' type='text/css' media='all' />
103<link rel='stylesheet' id='moove_gdpr_frontend-css' href='https://www.lumentfinancetrust.com/wp-content/plugins/gdpr-cookie-compliance/dist/styles/gdpr-main-nf.css?ver=5.1.0' type='text/css' media='all' />
104<style id='moove_gdpr_frontend-inline-css' type='text/css'>
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144				#moove_gdpr_cookie_modal .switch .slider:after,
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151				#moove_gdpr_cookie_modal .moove-gdpr-modal-content .moove-gdpr-tab-main .moove-gdpr-tab-main-content h3, 
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156				#moove_gdpr_cookie_modal .moove-gdpr-modal-content.moove_gdpr_modal_theme_v2 .moove-gdpr-tab-main h3.tab-title, 
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161</style>
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162
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305																		<a href="https://www.lumentfinancetrust.com" title="Lument Finance Trust">Lument Finance Trust</a>
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345									<strong>Leadership</strong>
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348
349		<div id="sitewide-notification" style="display:none"><p>Notification: Lument Finance Trust Inc. (NYSE: LFT) has published a Reverse Stock Split FAQ. The document addresses common shareholder questions regarding the transaction, including timing, treatment of shares, and other key considerations. <a href="https://www.lumentfinancetrust.com/investor-relations/hidden/2026/08/reverse-stock-split-faqs/">See the FAQ for full details</a>.<br />
350<!-- Please see our <a href="https://www.lumentfinancetrust.com/investor-relations/press-releases/2020/12/hunt-companies-finance-trust-announces-dividend-increase-and-name-change-to-lument-finance-trust/">press release dated December 18, 2020 for details.</a> --></p>
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352			<div id="page-50" class="page clear">
353			
354<div class="row clear"><div class="content-tile"><div class="content-wrap"><strong class="tile-heading">Management Team</strong><div class="col-wrap no-padding clear"><div class="col executive clear"><div class="executive-thumb popup-with-move-anim-gallery" href="#modal-james-p-flynn"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1024x810.png" class="attachment-large size-large wp-post-image" alt="" decoding="async" fetchpriority="high" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1024x810.png 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-300x237.png 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-768x608.png 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1536x1215.png 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-2048x1620.png 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-james-p-flynn">James P. Flynn</h2><h3 class="executive-title">Chief Executive Officer</h3><p class="executive-excerpt">Mr. Flynn has served as our CEO and chairman of the board since January 2018. He currently serves as CEO of Lument, a division of ORIX USA, and affiliate of the Manager.</p><div class="tile-link read-modal"><a href="#modal-james-p-flynn" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
355			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
356			<div id="modal-james-p-flynn" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
357				<div class="left"><div class="executive-thumb"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1024x810.png" class="attachment-large size-large wp-post-image" alt="" decoding="async" fetchpriority="high" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1024x810.png 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-300x237.png 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-768x608.png 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1536x1215.png 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-2048x1620.png 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">James P. Flynn</h2><h3 class="executive-title">Chief Executive Officer</h3><p class="executive-excerpt">Mr. Flynn has served as our CEO and chairman of the board since January 2018. He currently serves as CEO of Lument, a division of ORIX USA, and affiliate of the Manager. Mr. Flynn joined Lument (formerly Hunt Real Estate Capital) in 2007 and is a member of its executive management team and the investment and credit committees. Prior to joining Lument, Mr. Flynn practiced law at Gibson Dunn &amp; Crutcher LLP in its real estate practice group and prior to that he was an investment banker at Lehman Brothers. Mr. Flynn received a B.S. in Finance and Accounting from the McDonough School of Business at Georgetown University, magna cum laude and a JD from Columbia University Law School, Harlan Fiske Stone Scholar. He is a member of the California State Bar, ULI, CREFC, MBA, and NAREIM.</p></div><!-- .right -->			</div><!-- .modal -->
358		</li>
359
360		<div class="extended tile-more"><p class="executive-bio">Mr. Flynn has served as our CEO and chairman of the board since January 2018. He currently serves as CEO of Lument, a division of ORIX USA, and affiliate of the Manager. Mr. Flynn joined Lument (formerly Hunt Real Estate Capital) in 2007 and is a member of its executive management team and the investment and credit committees. Prior to joining Lument, Mr. Flynn practiced law at Gibson Dunn &amp; Crutcher LLP in its real estate practice group and prior to that he was an investment banker at Lehman Brothers. Mr. Flynn received a B.S. in Finance and Accounting from the McDonough School of Business at Georgetown University, magna cum laude and a JD from Columbia University Law School, Harlan Fiske Stone Scholar. He is a member of the California State Bar, ULI, CREFC, MBA, and NAREIM.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><div class="executive-thumb popup-with-move-anim-gallery" href="#modal
360-james-j-henson"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT.jpg" class="attachment-large size-large wp-post-image" alt="" decoding="async" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT.jpg 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT-300x237.jpg 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT-768x608.jpg 768w" sizes="(max-width: 1024px) 100vw, 1024px" loading="lazy" /></div><!-- .executive-thumb --><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-james-j-henson">Greg Calvert</h2><h3 class="executive-title">President</h3><p class="executive-excerpt">Mr. Calvert was appointed president of Lument Finance Trust in 2025. He currently serves as chief credit officer of Lument, a division of ORIX USA, and affiliate of the Manager.</p><div class="tile-link read-modal"><a href="#modal-james-j-henson" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
361			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
362			<div id="modal-james-j-henson" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
363				<div class="left"><div class="executive-thumb"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT.jpg" class="attachment-large size-large wp-post-image" alt="" decoding="async" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT.jpg 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT-300x237.jpg 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/GregCalvert_1024x810_LFT-768x608.jpg 768w" sizes="(max-width: 1024px) 100vw, 1024px" loading="lazy" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">Greg Calvert</h2><h3 class="executive-title">President</h3><p class="executive-excerpt">Mr. Calvert was appointed president of Lument Finance Trust in 2025. He currently serves as senior managing director and chief credit officer of Lument, a division of ORIX USA, and affiliate of the Manager. In that role, he oversees the company’s Agency, FHA, and seniors housing and healthcare underwriting teams and represents Lument’s interests with respect to Balance Sheet credit and asset management. He is directly responsible for the company’s credit functions, including credit review, approvals, and credit policy, and is a member of the company’s investment committee. Greg earned his master’s degree in real estate investment from New York University and a bachelor’s in economics from Cornell University. He is a certified property manager and is a member of the Institute of Real Estate Management and the National Association of Realtors.</p></div><!-- .right -->			</div><!-- .modal -->
364		</li>
365
366		<div class="extended tile-more"><p class="executive-bio">Mr. Calvert was appointed president of Lument Finance Trust in 2025. He currently serves as senior managing director and chief credit officer of Lument, a division of ORIX USA, and affiliate of the Manager. In that role, he oversees the company’s Agency, FHA, and seniors housing and healthcare underwriting teams and represents Lument’s interests with respect to Balance Sheet credit and asset management. He is directly responsible for the company’s credit functions, including credit review, approvals, and credit policy, and is a member of the company’s investment committee. Greg earned his master’s degree in real estate investment from New York University and a bachelor’s in economics from Cornell University. He is a certified property manager and is a member of the Institute of Real Estate Management and the National Association of Realtors.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><div class="executive-thumb popup-with-move-anim-gallery" href="#modal
366-james-briggs"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-1024x810.jpg" class="attachment-large size-large wp-post-image" alt="" decoding="async" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-1024x810.jpg 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-300x237.jpg 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-768x608.jpg 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-1536x1215.jpg 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-2048x1620.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" loading="lazy" /></div><!-- .executive-thumb --><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-james-briggs">James Briggs</h2><h3 class="executive-title">Chief Financial Officer</h3><p class="executive-excerpt">Mr. Briggs has served as CFO of Lument Finance Trust, LLC (LFT) since January 2020, after having served as interim CFO since his appointment in September 2018.</p><div class="tile-link read-modal"><a href="#modal-james-briggs" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
367			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
368			<div id="modal-james-briggs" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
369				<div class="left"><div class="executive-thumb"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-1024x810.jpg" class="attachment-large size-large wp-post-image" alt="" decoding="async" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-1024x810.jpg 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-300x237.jpg 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-768x608.jpg 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-1536x1215.jpg 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/JimBriggs-2048x1620.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" loading="lazy" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">James Briggs</h2><h3 class="executive-title">Chief Financial Officer</h3><p class="executive-excerpt">Mr. Briggs has served as CFO of Lument Finance Trust, LLC (LFT) since January 2020, after having served as interim CFO since his appointment in September 2018. He currently serves as chief accounting officer of Lument, a division of ORIX Corporation USA, an affiliate of the manager.
370
371Mr. Briggs joined Lument’s predecessor Hunt Real Estate Capital in 2009. Prior to his role at Lument he was the director of finance at MRU Holdings. He has 15 years of experience with JP Morgan Chase &amp; Co. and its predecessor companies in a variety of accounting and finance roles, including as head of valuation control and CFO for emerging markets. He began his career at Ernst &amp; Young, LLP, and earned his B.B.A in accounting from Iona College.</p></div><!-- .right -->			</div><!-- .modal -->
372		</li>
373
374		<div class="extended tile-more"><p class="executive-bio">Mr. Briggs has served as CFO of Lument Finance Trust, LLC (LFT) since January 2020, after having served as interim CFO since his appointment in September 2018. He currently serves as chief accounting officer of Lument, a division of ORIX Corporation USA, an affiliate of the manager.
375
376Mr. Briggs joined Lument’s predecessor Hunt Real Estate Capital in 2009. Prior to his role at Lument he was the director of finance at MRU Holdings. He has 15 years of experience with JP Morgan Chase &amp; Co. and its predecessor companies in a variety of accounting and finance roles, including as head of valuation control and CFO for emerging markets. He began his career at Ernst &amp; Young, LLP, and earned his B.B.A in accounting from Iona College.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><div class="executive-thumb popup-with-move-anim-gallery" href="#modal
376-stephanie-g-culpepper"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-1024x810.png" class="attachment-large size-large wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-1024x810.png 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-300x237.png 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-768x608.png 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-1536x1215.png 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-2048x1620.png 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-stephanie-g-culpepper">Stephanie G. Culpepper</h2><h3 class="executive-title">Secretary</h3><p class="executive-excerpt">Ms. Culpepper was named secretary of Lument Finance Trust in 2023. She currently serves as general counsel, senior managing director of Lument, a division of ORIX USA, and affiliate of the Manager.</p><div class="tile-link read-modal"><a href="#modal-stephanie-g-culpepper" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
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378			<div id="modal-stephanie-g-culpepper" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
379				<div class="left"><div class="executive-thumb"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-1024x810.png" class="attachment-large size-large wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-1024x810.png 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-300x237.png 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-768x608.png 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-1536x1215.png 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/05/Culpepper_2389x1890-2048x1620.png 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">Stephanie G. Culpepper</h2><h3 class="executive-title">Secretary</h3><p class="executive-excerpt">Stephanie G. Culpepper currently serves as general counsel, senior managing director of Lument, a division of ORIX USA, and an affiliate of the Manager. Ms. Culpepper joined ORIX USA in 2017 as assistant general counsel supporting its real estate business. Prior to joining ORIX USA, she was a partner at the law firm Frost Brown Todd LLP in its real estate practice group. She received a B.B.A. cum laude in finance and the business honors program from the University of Texas at Austin and JD from the University of Texas School of Law cum laude.</p></div><!-- .right -->			</div><!-- .modal -->
380		</li>
381
382		<div class="extended tile-more"><p class="executive-bio">Stephanie G. Culpepper currently serves as general counsel, senior managing director of Lument, a division of ORIX USA, and an affiliate of the Manager. Ms. Culpepper joined ORIX USA in 2017 as assistant general counsel supporting its real estate business. Prior to joining ORIX USA, she was a partner at the law firm Frost Brown Todd LLP in its real estate practice group. She received a B.B.A. cum laude in finance and the business honors program from the University of Texas at Austin and JD from the University of Texas School of Law cum laude.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><div class="executive-thumb popup-with-move-anim-gallery" href="#modal
382-zachary-halpern"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-1024x810.jpg" class="attachment-large size-large wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-1024x810.jpg 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-300x237.jpg 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-768x608.jpg 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-1536x1215.jpg 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-2048x1620.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-zachary-halpern">Zachary Halpern</h2><h3 class="executive-title">Managing Director</h3><p class="executive-excerpt">Mr. Halpern is a managing director for Lument Finance Trust, serving as portfolio manager. He is also a senior director and the head of portfolio management and capital markets for Lument’s real estate investment strategies group.</p><div class="tile-link read-modal"><a href="#modal-zachary-halpern" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
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384			<div id="modal-zachary-halpern" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
385				<div class="left"><div class="executive-thumb"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-1024x810.jpg" class="attachment-large size-large wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-1024x810.jpg 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-300x237.jpg 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-768x608.jpg 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-1536x1215.jpg 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2024/01/MicrosoftTeams-image-7-2048x1620.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">Zachary Halpern</h2><h3 class="executive-title">Managing Director</h3><p class="executive-excerpt">Zachary (Zach) Halpern is a managing director for Lument Finance Trust, LLC, (LFT) serving as portfolio manager. He is also a senior director and the head of portfolio management and capital markets for Lument’s real estate investment strategies group.
386
387At Lument, Zach is a member of the management, valuation, and counterparty risk committee. Prior to joining the company, he was the chief investment officer and head of capital markets at Dwight Securities Management, creating and managing several funds across CRE bridge loans and CMBS investments.
388
389Zach also held positions in portfolio management at Lord Abbett, RBC, and Cello Capital, investing and managing portfolios of CMBS, agency CMBS, CMBX, ABS, UK RMBS, and agency MBS derivatives. He earned his bachelor’s degree in economics from Cornell University. He is a chartered financial analyst (CFA).</p></div><!-- .right -->			</div><!-- .modal -->
390		</li>
391
392		<div class="extended tile-more"><p class="executive-bio">Zachary (Zach) Halpern is a managing director for Lument Finance Trust, LLC, (LFT) serving as portfolio manager. He is also a senior director and the head of portfolio management and capital markets for Lument’s real estate investment strategies group.
393
394At Lument, Zach is a member of the management, valuation, and counterparty risk committee. Prior to joining the company, he was the chief investment officer and head of capital markets at Dwight Securities Management, creating and managing several funds across CRE bridge loans and CMBS investments.
395
396Zach also held positions in portfolio management at Lord Abbett, RBC, and Cello Capital, investing and managing portfolios of CMBS, agency CMBS, CMBX, ABS, UK RMBS, and agency MBS derivatives. He earned his bachelor’s degree in economics from Cornell University. He is a chartered financial analyst (CFA).</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --></div><!-- .col-wrap --></div><!-- .content-wrap --></div><!-- .content-tile --></div><!-- .row --><div class="row clear"><div class="content-tile"><div class="content-wrap"><strong class="tile-heading">Board of Directors</strong><div class="col-wrap no-padding clear"><div class="col executive clear"><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal
396-james-p-flynn">James P. Flynn</h2><h3 class="executive-title">Chief Executive Officer</h3><p class="executive-excerpt">Mr. Flynn has served as our CEO and chairman of the board since January 2018. He currently serves as CEO of Lument, a division of ORIX USA, and affiliate of the Manager.</p><div class="tile-link read-modal"><a href="#modal-james-p-flynn" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
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398			<div id="modal-james-p-flynn" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
399				<div class="left"><div class="executive-thumb"><img width="1024" height="810" src="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1024x810.png" class="attachment-large size-large wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1024x810.png 1024w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-300x237.png 300w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-768x608.png 768w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-1536x1215.png 1536w, https://www.lumentfinancetrust.com/wp-content/uploads/2023/06/LFT_JimFlynnHeadshot-2048x1620.png 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">James P. Flynn</h2><h3 class="executive-title">Chief Executive Officer</h3><p class="executive-excerpt">Mr. Flynn has served as our CEO and chairman of the board since January 2018. He currently serves as CEO of Lument, a division of ORIX USA, and affiliate of the Manager. Mr. Flynn joined Lument (formerly Hunt Real Estate Capital) in 2007 and is a member of its executive management team and the investment and credit committees. Prior to joining Lument, Mr. Flynn practiced law at Gibson Dunn &amp; Crutcher LLP in its real estate practice group and prior to that he was an investment banker at Lehman Brothers. Mr. Flynn received a B.S. in Finance and Accounting from the McDonough School of Business at Georgetown University, magna cum laude and a JD from Columbia University Law School, Harlan Fiske Stone Scholar. He is a member of the California State Bar, ULI, CREFC, MBA, and NAREIM.</p></div><!-- .right -->			</div><!-- .modal -->
400		</li>
401
402		<div class="extended tile-more"><p class="executive-bio">Mr. Flynn has served as our CEO and chairman of the board since January 2018. He currently serves as CEO of Lument, a division of ORIX USA, and affiliate of the Manager. Mr. Flynn joined Lument (formerly Hunt Real Estate Capital) in 2007 and is a member of its executive management team and the investment and credit committees. Prior to joining Lument, Mr. Flynn practiced law at Gibson Dunn &amp; Crutcher LLP in its real estate practice group and prior to that he was an investment banker at Lehman Brothers. Mr. Flynn received a B.S. in Finance and Accounting from the McDonough School of Business at Georgetown University, magna cum laude and a JD from Columbia University Law School, Harlan Fiske Stone Scholar. He is a member of the California State Bar, ULI, CREFC, MBA, and NAREIM.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-marie-d-reynolds">Marie D. Reynolds</h2><h3 class="executive-title">Director</h3><p class="executive-excerpt">Ms. Reynolds has been a director of our board of directors since 2022. She joined Boston Financial in 1995 and has 27 years of financial analysis and reporting experience within the affordable housing and LIHTC industry.</p><div class="tile-link read-modal"><a href="#modal-marie-d-reynolds" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
403			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
404			<div id="modal-marie-d-reynolds" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
405				<div class="left"><div class="executive-thumb"><img src="http://via.placeholder.com/546x404/fff/fff" alt="" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">Marie D. Reynolds</h2><h3 class="executive-title">Director</h3><p class="executive-excerpt">Ms. Reynolds is Chief Operating Officer and Chief Financial Officer of Boston Financial, a national leader in affordable multifamily housing finance and asset and portfolio management. She joined Boston Financial in 1995 and has 27 years of financial analysis and reporting experience within the affordable housing and LIHTC industry. She sets financial policy for Boston Financial, works with other senior executives to set strategic direction and develop policies that have organization-wide impact, and serves as a member of Boston Financial's Executive and Investment Committees.</p></div><!-- .right -->			</div><!-- .modal -->
406		</li>
407
408		<div class="extended tile-more"><p class="executive-bio">Ms. Reynolds is Chief Operating Officer and Chief Financial Officer of Boston Financial, a national leader in affordable multifamily housing finance and asset and portfolio management. She joined Boston Financial in 1995 and has 27 years of financial analysis and reporting experience within the affordable housing and LIHTC industry. She sets financial policy for Boston Financial, works with other senior executives to set strategic direction and develop policies that have organization-wide impact, and serves as a member of Boston Financial's Executive and Investment Committees.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal
408-neil-a-cummins">Neil A. Cummins</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">Neil A. Cummins has been an independent director of our board of directors since the closing of our initial public offering, or IPO, in March 2013. Mr. Cummins has been active in international financial markets for over 30 years. </p><div class="tile-link read-modal"><a href="#modal-neil-a-cummins" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
409			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
410			<div id="modal-neil-a-cummins" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
411				<div class="left"><div class="executive-thumb"><img src="http://via.placeholder.com/546x404/fff/fff" alt="" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">Neil A. Cummins</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">Mr. Cummins is currently Chairman of Oak Ridge Investments LLC, a privately-owned investment manager. From 1997 to 2012, Mr. Cummins held a variety of global roles with Barclays Capital, including founding Management Committee member, Global Head of Distribution and Research, Global Head of Strategic Relationship Management and voting member of the Barclays Bank Group Credit Committee. He also served on the Board of Directors of iBoxx Limited and the International Index Company from 2003 to 2005. From 1985 to 1997, Mr. Cummins was a Managing Director of Morgan Stanley, and served on the Board of Directors of Morgan Stanley Bank Luxembourg SA and the Supervisory Board of Morgan Stanley Bank AG, Frankfurt. Prior to 1985, Mr. Cummins worked in the international financial markets, principally with Mellon Bank N.A. Mr. Cummins graduated with a B.A. in Economics from Indiana University.
412
413As a consequence of over 30 years’ experience in international financial markets, Mr. Cummins is well qualified to provide valuable advice to our board of directors in many important areas.</p></div><!-- .right -->			</div><!-- .modal -->
414		</li>
415
416		<div class="extended tile-more"><p class="executive-bio">Mr. Cummins is currently Chairman of Oak Ridge Investments LLC, a privately-owned investment manager. From 1997 to 2012, Mr. Cummins held a variety of global roles with Barclays Capital, including founding Management Committee member, Global Head of Distribution and Research, Global Head of Strategic Relationship Management and voting member of the Barclays Bank Group Credit Committee. He also served on the Board of Directors of iBoxx Limited and the International Index Company from 2003 to 2005. From 1985 to 1997, Mr. Cummins was a Managing Director of Morgan Stanley, and served on the Board of Directors of Morgan Stanley Bank Luxembourg SA and the Supervisory Board of Morgan Stanley Bank AG, Frankfurt. Prior to 1985, Mr. Cummins worked in the international financial markets, principally with Mellon Bank N.A. Mr. Cummins graduated with a B.A. in Economics from Indiana University.
417
418As a consequence of over 30 years’ experience in international financial markets, Mr. Cummins is well qualified to provide valuable advice to our board of directors in many important areas.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-james-c-hunt">James C. Hunt</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">Mr. Hunt currently serves as the CEO and president of Hunt Companies, Inc., and has been a member of its Board since 2001.</p><div class="tile-link read-modal"><a href="#modal-james-c-hunt" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
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420			<div id="modal-james-c-hunt" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
421				<div class="left"><div class="executive-thumb"><img width="716" height="565" src="https://www.lumentfinancetrust.com/wp-content/uploads/2018/10/[email protected]" class="attachment-large size-large wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://www.lumentfinancetrust.com/wp-content/uploads/2018/10/[email protected] 716w, https://www.lumentfinancetrust.com/wp-content/uploads/2018/10/[email protected] 300w" sizes="(max-width: 716px) 100v
421w, 716px" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">James C. Hunt</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">Mr. Hunt currently serves as the CEO and president of Hunt Companies, Inc., and has been a member of its Board since 2001. He is also on the Board and serves as CEO of various subsidiaries of the Hunt Companies, Inc., as well as overseeing Hunt’s private market real estate development and acquisition activities. Mr. Hunt began his career at Hunt in 1993 as a project developer for Hunt’s construction division, was later appointed vice president, executive vice president and subsequently president. Mr. Hunt received a B.A. in economics and an MBA from the University of Texas, Austin.</p></div><!-- .right -->			</div><!-- .modal -->
422		</li>
423
424		<div class="extended tile-more"><p class="executive-bio">Mr. Hunt currently serves as the CEO and president of Hunt Companies, Inc., and has been a member of its Board since 2001. He is also on the Board and serves as CEO of various subsidiaries of the Hunt Companies, Inc., as well as overseeing Hunt’s private market real estate development and acquisition activities. Mr. Hunt began his career at Hunt in 1993 as a project developer for Hunt’s construction division, was later appointed vice president, executive vice president and subsequently president. Mr. Hunt received a B.A. in economics and an MBA from the University of Texas, Austin.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal-william-houlihan">William Houlihan</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">William A. Houlihan has been an independent director of our board of directors since the listing of our common stock on the NYSE in March 2013. Mr. Houlihan has more than 30 years of diversified financial sector and business experience.</p><div class="tile-link read-modal"><a href="#modal-william-houlihan" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
425			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
426			<div id="modal-william-houlihan" class="noscroll zoom-anim-dialog zizo modal leader-modal flex flex--align-center mfp-hide">
427				<div class="left"><div class="executive-thumb"><img src="http://via.placeholder.com/546x404/fff/fff" alt="" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">William Houlihan</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">William A. Houlihan has been an independent director of our board of directors since the listing of our common stock on the NYSE in March 2013. Mr. Houlihan has more than 30 years of diversified financial sector and business experience.
428
429He has served since November 2012 as a <a href="http://www.google.com" target="_blank" rel="noopener">director</a> and audit committee chairman for Max Exchange, LLC, a privately-owned residential mortgage loan trading business. He has served since 2009 as a director and financial expert on the audit committee of First Physicians Capital Group, a privately-owned
430healthcare investment company, which was registered with the Securities and Exchange Commission, or SEC, prior to completion of a going-private transaction in January 2015, from April 2013 to September 2014 as Non-Executive Chairman of its board of directors and since May 2013 as the chairman of its audit committee.
431
432He served from July 2013 to July 2015 as lead independent director and chairman of the audit committee of Tiptree Financial Partners, LP, or Tiptree, a publicly traded financial services holding company; and from August 2010 to July 2013 as lead independent director and chairman of the audit committee for Care Investment Trust, a publicly traded healthcare REIT which merged with Tiptree in July 2013. From 2003 to 2010, he was a director of SNL Financial, a privately owned financial information company, and in addition, from 1998 to 2012 he was a director and shareholder of a family-owned commercial real estate investment partnership.
433
434He served from March 2013 to February 2014 as the chief financial officer for Amalgamated Bank, a privately owned company. From 2001 through 2008, Mr. Houlihan was a private investor while he served as transitional Chief Financial Officer for several distressed financial services companies: Sixth Gear, Inc. from October 2007 to November 2008, Sedgwick Claims Management Services from August 2006 until January 2007, Metris Companies from August 2004 to January 2006, and Hudson United Bancorp from January 2001 to November 2003. From 1981 until 2000, and for short-term periods in 2004 and 2007, Mr. Houlihan worked for a number of investment banking companies, including UBS, J.P. Morgan, Keefe Bruyette &amp; Woods, Bear Stearns and Goldman Sachs. He also held several auditing and accounting positions from June 1977 through June 1981.
435
436Mr. Houlihan graduated with an M.B.A. in Finance from New York University Graduate School of Business, and a B.S. in Accounting from Manhattan College. In addition he was licensed as a Certified Public Accountant, but his license is currently inactive. Since January 2017, he has served as an adjunct professor at the Feliciano School of Business at Monclair State University.
437
438On March 13, 2015, Mr. Houlihan settled an administrative proceeding brought by the SEC regarding his alleged failure to file on a timely basis required Schedule 13D amendments and Section 16(a) reports relating to his beneficial ownership of securities of First Physicians Capital Group, Inc., or FPCG. Mr. Houlihan is a member of the board of directors of FPCG and a greater than 10% beneficial owner of FPCG securities. In the settlement, Mr. Houlihan did not admit or deny the SEC’s allegations, consented to the entry of a cease and desist order requiring him not to cause any violation of Sections 13(d)(2) and 16(a) of the Securities Exchange Act of 1934, as amended, or the Exchange Act, and agreed to pay a civil penalty of $15,000 to the SEC.
439
440As a consequence of Mr. Houlihan’s over 30 years of pertinent experience, qualifications and skills including significant financial expertise and literacy, he is well qualified to provide significant and relevant expertise and advice to our board of directors in relation to many areas, including accounting and financial matters.</p></div><!-- .right -->			</div><!-- .modal -->
441		</li>
442
443		<div class="extended tile-more"><p class="executive-bio">William A. Houlihan has been an independent director of our board of directors since the listing of our common stock on the NYSE in March 2013. Mr. Houlihan has more than 30 years of diversified financial sector and business experience.
444
445He has served since November 2012 as a <a href="http://www.google.com" target="_blank" rel="noopener">director</a> and audit committee chairman for Max Exchange, LLC, a privately-owned residential mortgage loan trading business. He has served since 2009 as a director and financial expert on the audit committee of First Physicians Capital Group, a privately-owned
446healthcare investment company, which was registered with the Securities and Exchange Commission, or SEC, prior to completion of a going-private transaction in January 2015, from April 2013 to September 2014 as Non-Executive Chairman of its board of directors and since May 2013 as the chairman of its audit committee.
447
448He served from July 2013 to July 2015 as lead independent director and chairman of the audit committee of Tiptree Financial Partners, LP, or Tiptree, a publicly traded financial services holding company; and from August 2010 to July 2013 as lead independent director and chairman of the audit committee for Care Investment Trust, a publicly traded healthcare REIT which merged with Tiptree in July 2013. From 2003 to 2010, he was a director of SNL Financial, a privately owned financial information company, and in addition, from 1998 to 2012 he was a director and shareholder of a family-owned commercial real estate investment partnership.
449
450He served from March 2013 to February 2014 as the chief financial officer for Amalgamated Bank, a privately owned company. From 2001 through 2008, Mr. Houlihan was a private investor while he served as transitional Chief Financial Officer for several distressed financial services companies: Sixth Gear, Inc. from October 2007 to November 2008, Sedgwick Claims Management Services from August 2006 until January 2007, Metris Companies from August 2004 to January 2006, and Hudson United Bancorp from January 2001 to November 2003. From 1981 until 2000, and for short-term periods in 2004 and 2007, Mr. Houlihan worked for a number of investment banking companies, including UBS, J.P. Morgan, Keefe Bruyette &amp; Woods, Bear Stearns and Goldman Sachs. He also held several auditing and accounting positions from June 1977 through June 1981.
451
452Mr. Houlihan graduated with an M.B.A. in Finance from New York University Graduate School of Business, and a B.S. in Accounting from Manhattan College. In addition he was licensed as a Certified Public Accountant, but his license is currently inactive. Since January 2017, he has served as an adjunct professor at the Feliciano School of Business at Monclair State University.
453
454On March 13, 2015, Mr. Houlihan settled an administrative proceeding brought by the SEC regarding his alleged failure to file on a timely basis required Schedule 13D amendments and Section 16(a) reports relating to his beneficial ownership of securities of First Physicians Capital Group, Inc., or FPCG. Mr. Houlihan is a member of the board of directors of FPCG and a greater than 10% beneficial owner of FPCG securities. In the settlement, Mr. Houlihan did not admit or deny the SEC’s allegations, consented to the entry of a cease and desist order requiring him not to cause any violation of Sections 13(d)(2) and 16(a) of the Securities Exchange Act of 1934, as amended, or the Exchange Act, and agreed to pay a civil penalty of $15,000 to the SEC.
455
456As a consequence of Mr. Houlihan’s over 30 years of pertinent experience, qualifications and skills including significant financial expertise and literacy, he is well qualified to provide significant and relevant expertise and advice to our board of directors in relation to many areas, including accounting and financial matters.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --><div class="col executive clear"><h2 class="executive-name popup-with-move-anim-gallery"  href="#modal
456-walter-c-keenan">Walter C. Keenan</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">Walter C. Keenan has been an independent director of our board of directors since April 2015. Mr. Keenan has over 25 years of experience in the financial services industry as an advisor, investor and executive manager.</p><div class="tile-link read-modal"><a href="#modal-walter-c-keenan" class="popup-with-move-anim-gallery" title="Read more">Read more</a></div><div class="tile-link read-more"><a href="#" title="Read more">+ Read more</a></div>
457			<!-- dialog itself, mfp-hide class is required to make dialog hidden -->
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459				<div class="left"><div class="executive-thumb"><img src="http://via.placeholder.com/546x404/fff/fff" alt="" /></div><!-- .executive-thumb --></div><!-- .left --><div class="right"><h2 class="executive-name">Walter C. Keenan</h2><h3 class="executive-title">Independent Director</h3><p class="executive-excerpt">Since July 2013, he has served as Chief Executive Officer of Advantage Insurance Inc., or Advantage Insurance, a specialty insurance group serving the insurance needs of high net worth individuals and business owners worldwide. Mr. Keenan was a consultant to Advantage Insurance from July 2012 through July 2013. From August 2014 through the completion of its sale to AmTrust Financial Services, Inc. in April 2016, Mr. Keenan served as an independent director and audit committee chair of Republic Companies, Inc., a regional property and casualty insurance company. Prior to joining Advantage Insurance, from March 2011 to October 2011, Mr. Keenan served as Executive Chairman of Medicus Insurance Holdings, Inc., a provider of professional liability insurance to physicians, and was Chairman from July 2006 to March 2011. Before becoming an insurance industry executive, Mr. Keenan worked in private equity as President of JMP Capital, the principal investments group of JMP Group LLC (NYSE: JMP) from 2007 to 2011 and as a Principal of The Cypress Group from 2005 to 2007. Mr. Keenan’s work for JMP and Cypress included strategic investments in two mortgage REIT companies. Mr. Keenan began his career at Morgan Stanley, where he worked in investment banking from 1989 to 2003. Mr. Keenan received a Bachelor of Arts degree with Honors from Southern Methodist University.</p></div><!-- .right -->			</div><!-- .modal -->
460		</li>
461
462		<div class="extended tile-more"><p class="executive-bio">Since July 2013, he has served as Chief Executive Officer of Advantage Insurance Inc., or Advantage Insurance, a specialty insurance group serving the insurance needs of high net worth individuals and business owners worldwide. Mr. Keenan was a consultant to Advantage Insurance from July 2012 through July 2013. From August 2014 through the completion of its sale to AmTrust Financial Services, Inc. in April 2016, Mr. Keenan served as an independent director and audit committee chair of Republic Companies, Inc., a regional property and casualty insurance company. Prior to joining Advantage Insurance, from March 2011 to October 2011, Mr. Keenan served as Executive Chairman of Medicus Insurance Holdings, Inc., a provider of professional liability insurance to physicians, and was Chairman from July 2006 to March 2011. Before becoming an insurance industry executive, Mr. Keenan worked in private equity as President of JMP Capital, the principal investments group of JMP Group LLC (NYSE: JMP) from 2007 to 2011 and as a Principal of The Cypress Group from 2005 to 2007. Mr. Keenan’s work for JMP and Cypress included strategic investments in two mortgage REIT companies. Mr. Keenan began his career at Morgan Stanley, where he worked in investment banking from 1989 to 2003. Mr. Keenan received a Bachelor of Arts degree with Honors from Southern Methodist University.</p><div class="tile-link read-less"><a href="#" title="Read less">- Read less</a></div></div><!-- .extended --></div><!-- .col --></div><!-- .col-wrap --></div><!-- .content-wrap --></div><!-- .content-tile --></div><!-- .row -->
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