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1<title>Credit Dispute Software Pricing — Pay Once | 605b.ai</title><meta name="description" content="One-time pricing for 605b.ai credit dispute software: free report analysis, statute-cited letter templates, and a §605B identity theft toolkit. No subscription."/><link rel="manifest" href="/site.webmanifest" crossorigin="use-credentials"/><meta name="keywords" content="credit dispute software, credit dispute app, dispute credit report, identity theft dispute, FCRA 605B, 605B block letter, dispute letters, credit bureau dispute, AI credit report analysis, TransUnion, Experian, Equifax, dispute tracking"/><link rel="canonical" href="https://www.605b.ai/pricing"/><meta name="apple-itunes-app" content="app-id=6760727203"/><meta property="og:title" content="Credit Dispute Software Pricing — Pay Once | 605b.ai"/><meta property="og:description" content="One-time pricing for 605b.ai credit dispute software: free report analysis, statute-cited letter templates, and a §605B identity theft toolkit. No subscription."/><meta property="og:url" content="https://www.605b.ai/pricing"/><meta property="og:site_name" content="605b.ai"/><meta property="og:image" content="https://www.605b.ai/og.png"/><meta property="og:image:width" content="1200"/><meta property="og:image:height" content="630"/><meta property="og:image:alt" content="605b.ai pricing — one-time license, no subscription"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="Credit Dispute Software Pricing — Pay Once | 605b.ai"/><meta name="twitter:description" content="One-time pricing for 605b.ai credit dispute software: free report analysis, statute-cited letter templates, and a §605B identity theft toolkit. No subscription."/><meta name="twitter:image" content="https://www.605b.ai/og.png"/><link rel="icon" href="/logos/favicons/favicon.svg" type="image/svg+xml"/><link rel="icon" href="/logos/favicons/favicon-192.png" sizes="192x192" type="image/png"/><link rel="icon" href="/logos/favicons/favicon-512.png" sizes="512x512" type="image/png"/><link rel="apple-touch-icon" href="/logos/favicons/favicon-192.png"/><meta name="next-size-adjust"/>
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1</head><body class="__variable_f367f3 __variable_c8daab __variable_f9e569"><!--$--><!--$--><!--/$--><!--/$--><!--$--><div class="jsx-487b5901d31fef55 cw-root pricing-page">
1<script type="application/ld+json" class="jsx-487b5901d31fef55">{"@context":"https://schema.org","@type":"SoftwareApplication","@id":"https://www.605b.ai/#software","name":"605b.ai","url":"https://www.605b.ai/product","applicationCategory":"FinanceApplication","operatingSystem":"Web, iOS, Android","offers":[{"@type":"Offer","name":"Credit Report Analyzer","price":"0","priceCurrency":"USD","description":"Free credit report PDF analysis with a read-only summary and educational walkthrough.","category":"One-time software license"},{"@type":"Offer","name":"Dispute Toolkit","price":"39","priceCurrency":"USD","description":"Core bureau dispute templates, dispute tracker, and certified mail checklist.","category":"One-time software license"},{"@type":"Offer","name":"Advanced Dispute Suite","price":"89","priceCurrency":"USD","description":"Full 62-letter template library, creditor dispute templates, CFPB and FTC complaint generators, and the educational AI Strategist.","category":"One-time software license"},{"@type":"Offer","name":"605B Identity Theft Toolkit","price":"179","priceCurrency":"USD","description":"Everything in Advanced plus FCRA Section 605B identity theft workflows, identity theft affidavits, and police report templates.","category":"One-time software license"}],"publisher":{"@id":"https://www.605b.ai/#organization"}}</script>
1<script type="application/ld+json" class="jsx-487b5901d31fef55">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Is this a subscription?","acceptedAnswer":{"@type":"Answer","text":"No. This is a one-time software license purchase. Pay once, use until your disputes are resolved. No recurring charges, no monthly fees."}},{"@type":"Question","name":"Do you offer refunds?","acceptedAnswer":{"@type":"Answer","text":"Web purchases of the Dispute Toolkit and Advanced Dispute Suite may be refunded within 7 days of purchase, once per customer. An upgrade from Toolkit to Advanced is refundable only together with the original purchase and only within 7 days of the original purchase. Submit a request from your account page (Dashboard, then Account); requests are reviewed within 2 business days. If a refund is issued, your account returns to the free tier and included analyses, exports and add-on grants are revoked. Identity theft products, add-ons, and any purchase already refunded once are final. Purchases made through the Apple App Store or Google Play follow Apple's and Google's refund processes."}},{"@type":"Question","name":"What if I need more than my tier includes?","acceptedA
1nswer":{"@type":"Answer","text":"You can upgrade anytime by paying the difference between tiers. Additional PDF analyses are available as add-ons."}},{"@type":"Question","name":"Do you send letters on my behalf?","acceptedAnswer":{"@type":"Answer","text":"No. This is self-service software. You generate your own dispute correspondence, customize it with your information, and send it yourself. This keeps you in control."}},{"@type":"Question","name":"Do you guarantee results?","acceptedAnswer":{"@type":"Answer","text":"No. Results depend entirely on your individual circumstances, the accuracy of information on your reports, and your follow-through. We provide tools and education—you do the work."}},{"@type":"Question","name":"Is my data secure?","acceptedAnswer":{"@type":"Answer","text":"Yes. We do not store your uploaded credit report PDFs as retrievable files. They are processed for analysis and not retained as documents; only the analysis results you choose to save are stored to your account. Your dispute data is encrypted and only accessible to you."}},{"@type":"Question","name":"What's the difference between this and a company that disputes on your behalf?","acceptedA
1nswer":{"@type":"Answer","text":"Services that act on your behalf and charge monthly fees are regulated under CROA. We provide software tools for you to act on your own behalf, like TurboTax for taxes. You maintain full control and responsibility."}},{"@type":"Question","name":"Why is the Identity Theft tier more expensive?","acceptedAnswer":{"@type":"Answer","text":"Identity theft cases involve specific documentation requirements: 605B blocking requests, identity theft affidavits, and police report templates. The toolkit includes dedicated workflows for each of these."}},{"@type":"Question","name":"What is the Identity Theft Dispute Packet and does it change my plan?","acceptedAnswer":{"@type":"Answer","text":"The Identity Theft Dispute Packet is a $49 one-time standalone purchase available on any plan, including Free. It contains three items: FTC Identity Theft Affidavit page prepared from your intake, with signature and date lines; one FCRA 605B block request letter (15 U.S.C. 1681c-2) per selected bureau, with the bureau mailing address; creditor dispute letter template, certified mail tracking checklist and USPS instructions. Buying it does not upgrade or change your plan or tier. The 605B Identity Theft Toolkit already includes this workflow, so tier holders do not need to buy the packet. Self-service software output: you review, sign and mail everything yourself. The credit bureau decides every block request. This purchase is final and not refundable because the packet produces sworn documents."}}]}</script>
1<div class="jsx-487b5901d31fef55 cw-backdrop"><div class="jsx-487b5901d31fef55 cw-glow"></div><div class="jsx-487b5901d31fef55 cw-grid"></div></div><nav class="cw-nav"><a class="cw-nav-logo" aria-label="605b.ai home" data-sentry-element="Link" data-sentry-component="Logo" data-sentry-source-file="PublicNav.jsx" href="/"><img alt="" data-sentry-element="Image" data-sentry-source-file="PublicNav.jsx" fetchPriority="high" width="32" height="32" decoding="async" data-nimg="1" class="cw-nav-logo-img" style="color:transparent" src="/logos/favicons/favicon.svg"/><span class="cw-nav-logo-text">605b<span class="ext">.ai</span></span></a><div class="cw-nav-links"><a class="cw-nav-link" href="/product">Product</a><a class="cw-nav-link" href="/#how">How It Works</a><a class="cw-nav-link" href="/about">About</a><a class="cw-nav-link active" href="/pricing">Pricing</a></div><div class="cw-nav-actions"><a class="cw-btn cw-btn-ghost cw-btn-sm" href="/sign-in">Sign In</a><a class="cw-btn cw-btn-primary cw-btn-sm" href="/sign-up">Get Started</a></div><button type="button" class="cw-nav-burger" aria-label="Open menu" aria-expanded="false"><svg width="26" height="26" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" data-sentry-element="svg" data-sentry-source-file="PublicNav.jsx"><line x1="3" y1="6" x2="21" y2="6" data-sentry-element="line" data-sentry-source-file="PublicNav.jsx"></line><line x1="3" y1="12" x2="21" y2="12" data-sentry-element="line" data-sentry-source-file="PublicNav.jsx"></line><line x1="3" y1="18" x2="21" y2="18" data-sentry-element="line" data-sentry-source-file="PublicNav.jsx"></line></svg></button></nav><div class="cw-mobile-menu"><div class="cw-mobile-menu-head"><a class="cw-nav-logo" aria-label="605b.ai home" data-sentry-element="Link" data-sentry-component="Logo" data-sentry-source-file="PublicNav.jsx" href="/"><img alt="" data-sentry-element="Image" data-sentry-source-file="PublicNav.jsx" fetchPriority="high" width="32" height="32" decoding="async" data-nimg="1" class="cw-nav-logo-img" style="color:transparent" src="/logos/favicons/favicon.svg"/><span class="cw-nav-logo-text">605b<span class="ext">.ai</span></span></a><button type="button" class="cw-nav-burger" style="display:inline-flex" aria-label="Close menu"><svg width="26" height="26" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" data-sentry-element="svg" data-sentry-source-file="PublicNav.jsx"><line x1="18" y1="6" x2="6" y2="18" data-sentry-element="line" data-sentry-source-file="PublicNav.jsx"></line><line x1="6" y1="6" x2="18" y2="18" data-sentry-element="line" data-sentry-source-file="PublicNav.jsx"></line></svg></button></div><div class="cw-mobile-links"><a class="cw-mobile-link" href="/product">Product</a><a class="cw-mobile-link" href="/#how">How It Works</a><a class="cw-mobile-link" href="/about">About</a><a class="cw-mobile-link" href="/pricing">Pricing</a></div><div class="cw-mobile-actions"><a class="cw-btn cw-btn-primary cw-btn-lg" href="/sign-up">Get Started</a><a class="cw-btn cw-btn-secondary cw-btn-lg" href="/sign-in">Sign In</a></div></div><section class="jsx-487b5901d31fef55 hero"><div class="jsx-487b5901d31fef55"><div class="jsx-487b5901d31fef55 hero-badge"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-scale " data-sentry-element="Scale" data-sentry-source-file="page.jsx"><path d="m16 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"></path><path d="m2 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"></path><path d="M7 21h10"></path><path d="M12 3v18"></path><path d="M3 7h2c2 0 5-1 7-2 2 1 5 2 7 2h2"></path></svg>Software License · One-Time Purchase</div><h1 class="jsx-487b5901d31fef55 hero-title">Pay once. Use until you’re done.</h1><p class="jsx-487b5901d31fef55 hero-subtitle">One payment. Use until you&#x27;re done. No subscriptions, no recurring fees, no surprises.</p><p class="jsx-487b5901d31fef55 hero-note">Start free to see your analysis. Upgrade when you&#x27;re ready to act.</p></div></section><section id="checkout-disclaimer" style="margin-top:0;margin-bottom:40px" class="jsx-487b5901d31fef55 disclaimer-section"><div class="jsx-487b5901d31fef55 disclaimer-box "><div class="jsx-487b5901d31fef55 disclaimer-title"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-alert-triangle " data-sentry-element="AlertTriangle" data-sentry-source-file="page.jsx"><path d="m21.73 18-8-14a2 2 0 0 0-3.48 0l-8 14A2 2 0 0 0 4 21h16a2 2 0 0 0 1.73-3Z"></path><path d="M12 9v4"></path><path d="M12 17h.01"></path></svg>Important: Please Read Before Purchasing</div><div class="jsx-487b5901d31fef55 disclaimer-text">605b.ai is <strong class="jsx-487b5901d31fef55">self-service dispute documentation software</strong>.<br class="jsx-487b5901d31fef55"/><br class="jsx-487b5901d31fef55"/>• We do <strong class="jsx-487b5901d31fef55">not</strong> send letters on your behalf<br class="jsx-487b5901d31fef55"/>• We do <strong class="jsx-487b5901d31fef55">not</strong> contact creditors or credit bureaus for you<br class="jsx-487b5901d31fef55"/>• We do <strong class="jsx-487b5901d31fef55">not</strong> guarantee any outcome<br class="jsx-487b5901d31fef55"/><br class="jsx-487b5901d31fef55"/>You are responsible for reviewing, printing, and sending all correspondence you generate. This platform is an educational and organizational tool designed to help you exercise your rights under federal consumer protection law.</div><label class="jsx-487b5901d31fef55 disclaimer-checkbox"><input type="checkbox" class="jsx-487b5901d31fef55"/><span class="jsx-487b5901d31fef55 disclaimer-checkbox-text">I understand this is self-service dispute documentation software. 605b.ai does not send letters for me, does not contact creditors or bureaus for me, and does not guarantee any outcome.</span></label><div style="margin-top:12px;padding:10px 14px;background:rgba(239, 68, 68, 0.08);border:1px solid rgba(239, 68, 68, 0.2);border-radius:8px;font-size:13px;color:#fca5a5" class="jsx-487b5901d31fef55"><strong class="jsx-487b5901d31fef55">Refund window:</strong> Toolkit and Advanced web purchases may be refunded within 7 days of purchase, once per customer, by request from your account page. Identity theft products and add-ons are final.</div></div></section><section class="jsx-487b5901d31fef55 pricing-section"><div class="jsx-487b5901d31fef55 pricing-grid"><div id="tier-card-free" class="jsx-487b5901d31fef55 pricing-card   free current-tier"><div class="jsx-487b5901d31fef55 free-badge">Free Analyzer (Read-Only)</div><div class="jsx-487b5901d31fef55 tier-header"><div style="background:#6b728020;color:#6b7280" class="jsx-487b5901d31fef55 tier-icon"><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-search "><path d="M4 22h14a2 2 0 0 0 2-2V7.5L14.5 2H6a2 2 0 0 0-2 2v3"></path><polyline points="14 2 14 8 20 8"></polyline><path d="M5 17a3 3 0 1 0 0-6 3 3 0 0 0 0 6z"></path><path d="m9 18-1.5-1.5"></path></svg></div><div class="jsx-487b5901d31fef55"><div class="jsx-487b5901d31fef55 tier-name">Credit Report Analyzer</div>
1<div class="jsx-487b5901d31fef55 tier-desc">Understand your credit report</div></div></div><div class="jsx-487b5901d31fef55 tier-price"><span class="jsx-487b5901d31fef55 price-free">Free</span></div><div class="jsx-487b5901d31fef55 tier-note">Educational access only</div><div class="jsx-487b5901d31fef55 tier-best-for"><strong class="jsx-487b5901d31fef55">Best for:</strong> <!-- -->Learning about your credit situation before committing</div><div class="jsx-487b5901d31fef55 features-list"><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Upload 1 credit report (PDF)</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Read-only analysis summary</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Issue categorization</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Educational process walkthrough</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">&quot;What you can do&quot; checklist</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">Letter downloads</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">Exports</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">Dispute tracking</span></div></div><button class="jsx-487b5901d31fef55 buy-button free-btn">Start Report Analysis<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewB
1ox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right "><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></button></div><div id="tier-card-toolkit" class="jsx-487b5901d31fef55 pricing-card    "><div class="jsx-487b5901d31fef55 tier-header"><div style="background:#3b82f620;color:#3b82f6" class="jsx-487b5901d31fef55 tier-icon"><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text "><path d="M14.5 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7.5L14.5 2z"></path><polyline points="14 2 14 8 20 8"></polyline><line x1="16" x2="8" y1="13" y2="13"></line><line x1="16" x2="8" y1="17" y2="17"></line><line x1="10" x2="8" y1="9" y2="9"></line></svg></div><div class="jsx-487b5901d31fef55"><div class="jsx-487b5901d31fef55 tier-name">Dispute Toolkit</div><div class="jsx-487b5901d31fef55 tier-desc">Core dispute documentation</div></div></div><div class="jsx-487b5901d31fef55 tier-price"><span class="jsx-487b5901d31fef55 price-currency">$</span><span class="jsx-487b5901d31fef55 price-amount">39</span><div class="jsx-487b5901d31fef55 price-label">One-time purchase</div></div><div class="jsx-487b5901d31fef55 tier-best-for"><strong class="jsx-487b5901d31fef55">Best for:</strong> <!-- -->Simple disputes with 1-5 items at a single bureau</div><div class="jsx-487b5901d31fef55 features-list"><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">3 credit report analyses</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Core bureau dispute templates</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Dispute tracker (manual status)</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Certified mail checklist</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Educational guidance</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">Full template library (62 letters)</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewB
1ox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">AI Strategist</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">Creditor dispute templates</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">Escalation templates</span></div></div><button class="jsx-487b5901d31fef55 buy-button secondary">Buy for $<!-- -->39<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right "><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></button></div><div id="tier-card-advanced" class="jsx-487b5901d31fef55 pricing-card recommended   "><div class="jsx-487b5901d31fef55 tier-header"><div style="background:#FF6B3520;color:#FF6B35" class="jsx-487b5901d31fef55 tier-icon"><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-zap "><polygon points="13 2 3 14 12 14 11 22 21 10 12 10 13 2"></polygon></svg></div><div class="jsx-487b5901d31fef55"><div class="jsx-487b5901d31fef55 tier-name">Advanced Dispute Suite</div><div class="jsx-487b5901d31fef55 tier-desc">Full dispute capabilities</div></div></div><div class="jsx-487b5901d31fef55 tier-price"><span class="jsx-487b5901d31fef55 price-currency">$</span><span class="jsx-487b5901d31fef55 price-amount">89</span><div class="jsx-487b5901d31fef55 price-label">One-time purchase</div></div><div class="jsx-487b5901d31fef55 tier-best-for"><strong class="jsx-487b5901d31fef55">Best for:</strong> <!-- -->Multi-bureau disputes, collections, creditor issues</div><div class="jsx-487b5901d31fef55 features-list"><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Everything in Dispute Toolkit</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">6 credit report analyses</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Full template library (62 letters)</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewB
1ox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Creditor dispute templates</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">CFPB + FTC complaint generators</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Multi-round dispute organization</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Escalation documentation</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">AI Strategist (educational)</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon excluded"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x "><path d="M18 6 6 18"></path><path d="m6 6 12 12"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text excluded">605B identity theft workflow</span></div></div><button class="jsx-487b5901d31fef55 buy-button primary">Buy for $<!-- -->89<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right "><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></button></div><div id="tier-card-identity-theft" class="jsx-487b5901d31fef55 pricing-card    "><div class="jsx-487b5901d31fef55 tier-header"><div style="background:#22c55e20;color:#22c55e" class="jsx-487b5901d31fef55 tier-icon"><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield "><path d="M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10"></path></svg></div><div class="jsx-487b5901d31fef55"><div class="jsx-487b5901d31fef55 tier-name">605B Identity Theft Toolkit</div><div class="jsx-487b5901d31fef55 tier-desc">Complete fraud documentation</div></div></div><div class="jsx-487b5901d31fef55 tier-price"><span class="jsx-487b5901d31fef55 price-currency">$</span><span class="jsx-487b5901d31fef55 price-amount">179</span><div class="jsx-487b5901d31fef55 price-label">One-time purchase</div></div><div class="jsx-487b5901d31fef55 tier-best-for"><strong class="jsx-487b5901d31fef55">Best for:</strong> <!-- -->Identity theft victims, fraudulent accounts, potential litigation</div><div class="jsx-487b5901d31fef55 features-list"><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewB
1ox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Everything in Advanced Suite</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Unlimited credit report analyses</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">605B-specific workflows</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Identity theft affidavits</span></div><div class="jsx-487b5901d31fef55 feature-item"><div class="jsx-487b5901d31fef55 feature-icon included"><svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg></div><span class="jsx-487b5901d31fef55 feature-text ">Police report templates</span></div></div><button class="jsx-487b5901d31fef55 buy-button secondary">Buy for $<!-- -->179<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right "><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></button></div></div></section><!--$--><section id="identity-theft-packet" data-sentry-component="PacketCardInner" data-sentry-source-file="PacketCard.jsx" class="jsx-8ebbd1bfd225f72f packet-section"><div class="jsx-8ebbd1bfd225f72f packet-card"><div class="jsx-8ebbd1bfd225f72f packet-head"><div class="jsx-8ebbd1bfd225f72f"><div class="jsx-8ebbd1bfd225f72f packet-title"><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield-alert " data-sentry-element="ShieldAlert" data-sentry-source-file="PacketCard.jsx"><path d="M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10"></path><path d="M12 8v4"></path><path d="M12 16h.01"></path></svg>Identity Theft Dispute Packet</div><div class="jsx-8ebbd1bfd225f72f packet-kicker">Standalone purchase. Does not change your plan.</div></div><div class="jsx-8ebbd1bfd225f72f packet-price">$<!-- -->49<small class="jsx-8ebbd1bfd225f72f">one-time</small></div></div><ul class="jsx-8ebbd1bfd225f72f packet-contents"><li class="jsx-8ebbd1bfd225f72f"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg><span class="jsx-8ebbd1bfd225f72f">FTC Identity Theft Affidavit page prepared from your intake, with signature and date lines</span></li><li class="jsx-8ebbd1bfd225f72f"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg><span class="jsx-8ebbd1bfd225f72f">One FCRA 605B block request letter (15 U.S.C. 1681c-2) per selected bureau, with the bureau mailing address</span></li><li class="jsx-8ebbd1bfd225f72f"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewB
1ox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-check "><path d="M20 6 9 17l-5-5"></path></svg><span class="jsx-8ebbd1bfd225f72f">Creditor dispute letter template, certified mail tracking checklist and USPS instructions</span></li></ul><p class="jsx-8ebbd1bfd225f72f packet-note">Self-service software output: you review, sign and mail everything yourself.</p><p class="jsx-8ebbd1bfd225f72f packet-decides">The credit bureau decides every block request.</p><button type="button" class="jsx-8ebbd1bfd225f72f packet-button">Buy the packet for $49<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right " data-sentry-element="ArrowRight" data-sentry-source-file="PacketCard.jsx"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></button><div class="jsx-8ebbd1bfd225f72f packet-final">This purchase is final and not refundable because the packet produces sworn documents.</div></div></section><!--/$--><section class="jsx-487b5901d31fef55 addons-section"><h2 class="jsx-487b5901d31fef55 addons-title">Optional Add-ons</h2><p class="jsx-487b5901d31fef55 addons-subtitle">Available for existing customers</p><div class="jsx-487b5901d31fef55 addons-grid"><div class="jsx-487b5901d31fef55 addon-card"><div class="jsx-487b5901d31fef55 addon-info"><h4 class="jsx-487b5901d31fef55">Additional Report Analysis</h4><p class="jsx-487b5901d31fef55">Analyze another credit report PDF</p></div><div style="display:flex;align-items:center;gap:12px" class="jsx-487b5901d31fef55"><span class="jsx-487b5901d31fef55 addon-price">$<!-- -->7</span></div></div></div></section><section class="jsx-487b5901d31fef55 comparison-section"><button class="jsx-487b5901d31fef55 comparison-toggle">Hide<!-- --> detailed comparison<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-up "><path d="m18 15-6-6-6 6"></path></svg></button><table class="jsx-487b5901d31fef55 comparison-table"><thead class="jsx-487b5901d31fef55"><tr class="jsx-487b5901d31fef55"><th class="jsx-487b5901d31fef55">Feature</th><th class="jsx-487b5901d31fef55">Free</th><th class="jsx-487b5901d31fef55">Toolkit ($39)</th><th class="jsx-487b5901d31fef55">Advanced ($89)</th><th class="jsx-487b5901d31fef55">605B ($179)</th></tr></thead><tbody class="jsx-487b5901d31fef55"><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">PDF Analysis</td><td class="jsx-487b5901d31fef55">1 (read-only)</td><td class="jsx-487b5901d31fef55">3</td><td class="jsx-487b5901d31fef55">6</td><td class="jsx-487b5901d31fef55">Unlimited</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">Letter Templates</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">Core bureau letters</td><td class="jsx-487b5901d31fef55">Full template library (60+)</td><td class="jsx-487b5901d31fef55">Full template library (60+)</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">Dispute Tracker</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td><td class="jsx-487b5901d31fef55">✓</td><td class="jsx-487b5901d31fef55">✓</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">AI Strategist</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td><td class="jsx-487b5901d31fef55">✓</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">Creditor Disputes</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td><td class="jsx-487b5901d31fef55">✓</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">CFPB/FTC Complaints</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td><td class="jsx-487b5901d31fef55">✓</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">Escalation Templates</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td><td class="jsx-487b5901d31fef55">✓</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">605B Workflow</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td></tr><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">Identity Theft Affidavits</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">—</td><td class="jsx-487b5901d31fef55">✓</td></tr></tbody><tbody class="jsx-487b5901d31fef55 comparison-packet-group"><tr class="jsx-487b5901d31fef55"><td class="jsx-487b5901d31fef55">Identity Theft Dispute Packet<!-- -->, $<!-- -->49<!-- --> one-time</td><td class="jsx-487b5901d31fef55">Separate purchase</td><td class="jsx-487b5901d31fef55">Separate purchase</td><td class="jsx-487b5901d31fef55">Separate purchase</td><td class="jsx-487b5901d31fef55 comparison-packet-included">Included</td></tr></tbody></table><p class="jsx-487b5901d31fef55 comparison-footnote">The packet is a standalone one-time purchase. It does not change your plan or tier. The 605B Identity Theft Toolkit already includes it. This purchase is final and n
1ot refundable because the packet produces sworn documents.</p></section><section class="jsx-487b5901d31fef55 legal-section"><div class="jsx-487b5901d31fef55 legal-badge"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield " data-sentry-element="Shield" data-sentry-source-file="page.jsx"><path d="M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10"></path></svg>Software, Not Services</div><h3 class="jsx-487b5901d31fef55 legal-title">Why one-time pricing works</h3><p class="jsx-487b5901d31fef55 legal-text">605b.ai is self-service software—like TurboTax for credit disputes. You generate your own dispute correspondence, customize it, and send it yourself. We provide the tools and education; you do the work.<br class="jsx-487b5901d31fef55"/><br class="jsx-487b5901d31fef55"/>Unlike services that act on your behalf and charge monthly fees, our one-time software license means you&#x27;re not paying for something that should take 30-90 days as if it&#x27;s a forever subscription. Pay once, use the tools, move on.</p></section><section class="jsx-487b5901d31fef55 faq-section"><h2 class="jsx-487b5901d31fef55 faq-title">Frequently Asked Questions</h2><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">Is this a subscription?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">Do you offer refunds?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">What if I need more than my tier includes?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">Do you send letters on my behalf?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">Do you guarantee results?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">Is my data secure?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">What&#x27;s the difference between this and a company that disputes on your behalf?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">Why is the Identity Theft tier more expensive?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div><div class="jsx-487b5901d31fef55 faq-item"><button class="jsx-487b5901d31fef55 faq-question">What is the Identity Theft Dispute Packet and does it change my plan?<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down "><path d="m6 9 6 6 6-6"></path></svg></button></div></section><section class="jsx-487b5901d31fef55 cta-section"><h2 class="jsx-487b5901d31fef55 cta-title">Not sure where to start?</h2><p class="jsx-487b5901d31fef55 cta-text">Start free. Analyze your report. See what&#x27;s possible.</p><a class="cta-button" data-sentry-element="Link" data-sentry-source-file="page.jsx" href="/sign-up">Start Report Analysis<svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right " data-sentry-element="ArrowRight" data-sentry-source-file="page.jsx"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></a></section><footer class="cw-footer" data-sentry-component="SiteFooter" data-sentry-source-file="SiteFooter.jsx"><div class="cw-footer-inner"><div class="cw-footer-grid"><div><a class="cw-nav-logo" style="gap:10px" aria-label="605b.ai home" data-sentry-element="Link" data-sentry-component="FooterLogo" data-sentry-source-file="SiteFooter.jsx" href="/"><img alt="" data-sentry-element="Image" data-sentry-source-file="SiteFooter.jsx" loading="lazy" width="28" height="28" decoding="async" data-nimg="1" style="color:transparent" src="/logos/favicons/favicon.svg"/><span class="cw-nav-logo-text" style="font-size:17px">605b<span class="ext">.ai</span></span></a><p style="margin-top:16px;max-width:240px;font-size:13px;line-height:1.6;color:var(--text-secondary)">
1Self-service software for analyzing credit reports and preparing dispute documentation.</p><div class="cw-mono" style="margin-top:20px;font-size:11px;color:var(--text-muted);line-height:1.9"><p>Ninth Wave Analytics LLC<!-- --> · <!-- -->Oceanside, CA</p><p><a href="tel:+17606664106" style="color:var(--text-muted);text-decoration:none">(760) 666-4106</a></p><p><a href="mailto:[email protected]" style="color:var(--text-muted);text-decoration:none">[email protected]</a></p></div></div><div><h4 class="cw-footer-col-title">Product</h4><ul class="cw-footer-list"><li><a class="cw-footer-link" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/sign-up">Get Started</a></li><li><a class="cw-footer-link" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/product">Product</a></li><li><a class="cw-footer-link" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/pricing">Pricing</a></li><li><a class="cw-footer-link" 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data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/fcra-605b-guide/sample-605b-block-letter">Sample 605B Letter</a></li><li><a class="cw-footer-link" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/credit-bureau-dispute-addresses">Bureau Dispute Addresses</a></li><li><a class="cw-footer-link" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/compare">Compare Dispute Tools</a></li><li><a href="https://www.annualcreditreport.com" target="_blank" rel="noopener noreferrer" class="cw-footer-link">AnnualCreditReport.com</a></li><li><a href="https://www.cfpb.gov" target="_blank" rel="noopener noreferrer" class="cw-footer-link">CFPB</a></li><li><a href="https://www.ftc.gov" target="_blank" rel="noopener noreferrer" class="cw-footer-link">FTC</a></li></ul></div><div><h4 class="cw-footer-col-title">Account</h4><ul class="cw-footer-list"><li><a class="cw-footer-link" data-sentry-element="Link" 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href="https://apps.apple.com/us/app/605b-ai-dispute-credit-report/id6760727203" target="_blank" rel="noopener noreferrer" aria-label="Download on the App Store (opens in a new tab)" data-store="ios" class="jsx-383a5b8b5db8d484 store-link"><svg viewBox="0 0 24 24" width="17" height="17" fill="currentColor" aria-hidden="true" focusable="false" data-sentry-element="svg" data-sentry-component="AppleGlyph" data-sentry-source-file="StoreLinks.jsx"><path d="M16.4 12.7c0-2.2 1.8-3.2 1.9-3.3-1-1.5-2.6-1.7-3.2-1.7-1.4-.1-2.7.8-3.4.8-.7 0-1.8-.8-2.9-.8-1.5 0-2.9.9-3.7 2.2-1.6 2.7-.4 6.8 1.1 9 .8 1.1 1.7 2.3 2.8 2.3 1.1 0 1.6-.7 2.9-.7 1.4 0 1.8.7 3 .7 1.2 0 2-1.1 2.7-2.2.9-1.3 1.2-2.5 1.2-2.6 0 0-2.4-.9-2.4-3.7z" data-sentry-element="path" data-sentry-source-file="StoreLinks.jsx"></path><path d="M14.2 6.2c.6-.7 1-1.8.9-2.8-.9 0-2 .6-2.6 1.4-.6.6-1.1 1.7-.9 2.7 1 .1 2-.5 2.6-1.3z" data-sentry-element="path" data-sentry-source-file="StoreLinks.jsx"></path></svg><span class="jsx-383a5b8b5db8d484 store-link-label">Download on the App Store</span></a><a href="https://play.google.com/store/apps/details?id=ai.app605b" target="_blank" rel="noopener noreferrer" aria-label="Get it on Google Play (opens in a new tab)" data-store="android" class="jsx-383a5b8b5db8d484 store-link"><svg viewBox="0 0 24 24" width="15" height="15" fill="currentColor" aria-hidden="true" focusable="false" data-sentry-element="svg" data-sentry-component="PlayGlyph" data-sentry-source-file="StoreLinks.jsx"><path d="M5.5 3.6v16.8c0 .8.9 1.3 1.6.9l14.1-8.4c.7-.4.7-1.4 0-1.8L7.1 2.7c-.7-.4-1.6.1-1.6.9z" data-sentry-element="path" data-sentry-source-file="StoreLinks.jsx"></path></svg><span class="jsx-383a5b8b5db8d484 store-link-label">Get it on Google Play</span></a></div></div><div class="cw-disclaimer" style="margin-top:48px"><p><strong>IMPORTANT DISCLAIMER:</strong> 605b.ai is software that helps users generate and organize dispute documentation. It is not a credit repair organization and does not provide legal advice. We are not a law firm or credit counseling service. We never contact credit bureaus or creditors on your behalf. We do not guarantee any outcomes. Results depen
1d on individual circumstances.</p></div><div class="cw-footer-bottom"><p style="font-size:11.5px;color:#8C8C8C;margin:0">© <!-- -->2026<!-- --> <!-- -->Ninth Wave Analytics LLC<!-- --> · 605b.ai is operated by Ninth Wave Analytics LLC.</p><div style="display:flex;align-items:center;gap:20px"><a class="cw-footer-link" style="font-size:11.5px;color:#8C8C8C" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/terms">Terms</a><a class="cw-footer-link" style="font-size:11.5px;color:#8C8C8C" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/privacy">Privacy</a><a class="cw-footer-link" style="font-size:11.5px;color:#8C8C8C" data-sentry-element="Link" data-sentry-source-file="SiteFooter.jsx" href="/contact">Contact</a></div></div></div></footer></div><!--/$-->
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