https://inheritly.ai/assets/terms-YwRh7nBM.js

1import{j as e,L as r}from"./index-DAGNfcS3.js";import{L as o,F as t}from"./Footer-DxkNCJM_.js";function n(){return e.jsxs("div",{className:"min-h-screen bg-background",children:[e.jsx("header",{className:"sticky top-0 z-50 border-border border-b bg-white",children:e.jsx("div",{className:"mx-auto max-w-7xl px-4 sm:px-6 lg:px-8",children:e.jsxs("div",{className:"flex h-16 items-center justify-between",children:[e.jsx(o,{className:"h-8"}),e.jsx("nav",{className:"hidden space-x-8 md:flex",children:e.jsx("a",{className:"text-foreground transition-colors hover:text-primary",href:"/",children:"Back to Home"})})]})})}),e.jsx("main",{className:"mx-auto max-w-4xl px-4 py-16 sm:px-6 lg:px-8",children:e.jsxs("div",{className:"prose prose-lg prose-slate dark:prose-invert mx-auto max-w-none",children:[e.jsx("h1",{className:"font-serif",children:"Inheritly terms and conditions"}),e.jsxs("p",{className:"text-muted-foreground",children:[e.jsx("strong",{children:"Last updated:"})," September 2026"]}),e.jsx("h2",{children:"What's in these terms?"}),e.jsxs("p",{children:["Welcome to inheritly.ai or such other domains we may provide from time to time (the ",e.jsx("strong",{children:'"Websites"'}),") where you can access Inheritly's online platform beta (the ",e.jsx("strong",{children:'"Platform"'}),") and receive related services from Inheritly (the"," ",e.jsx("strong",{children:'"Services"'}),")."]}),e.jsx("p",{children:"These terms tell you the terms and conditions relating to your use of the Websites and/or Platform, or such other domain names and websites as we may provide from time to time, and your receipt of related Services from time to time."}),e.jsxs("p",{children:["Please read these terms and conditions of use (",e.jsx("strong",{children:'"Terms"'}),") carefully before using the Websites / Platform."]}),e.jsx("h2",{children:"Who do these terms apply to?"}),e.jsxs("p",{children:["These Terms apply to anyone who accesses or uses the Websites and/or Platform, and/or any person who inputs or uploads information or any other materials to the Websites/Platform (together,"," ",e.jsx("strong",{children:'"Content"'}),") as ",e.jsx("strong",{children:'"Clients"'})," ",e.jsx("strong",{children:'"you"'}),", or ",e.jsx("strong",{children:'"your"'}),"."]}),e.jsx("h2",{children:"Who are we and how can you contact us?"}),e.jsxs("p",{children:["The Websites, Platform and Services are provided by Inheritly Ltd incorporated and registered in England and Wales with company number 16591048 whose registered office is at C/O Ark Venture Studio Ltd Via Raedan 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom (",e.jsx("strong",{children:'"Inheritly"'}),", ",e.jsx("strong",{children:'"we"'})," ","or ",e.jsx("strong",{children:'"us"'}),", ",e.jsx("strong",{children:'"Our"'}),")."]}),e.jsx("p",{children:"You can contact us:"}),e.jsxs("ul",{children:[e.jsxs("li",{children:["For general enquiries:"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"})]}),e.jsxs("li",{children:["For data protection matters:"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"})]})]}),e.jsx("h2",{children:"Your agreements"}),e.jsx("p",{children:"You agree that:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"you are 18 years old or over with full legal capacity to enter into contracts;"}),e.jsx("li",{children:"you are a consumer i.e. not representing a company or business;"}),e.jsx("li",{children:"you are a natural person and not a bot; and"}),e.jsx("li",{children:"you are a UK resident."})]}),e.jsx("h2",{children:"By using our Websites and/or Platform you accept these Terms"}),e.jsx("p",{children:"By using our Websites and/or Platform, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you must not use our Websites or Platform at all."}),e.jsx("h2",{children:"We may make changes to these Terms"}),e.jsx("p",{children:"We will occasionally update these Terms. We may ask you to review and accept these Terms. By continuing to use our Websites and/or Platform after we have shared these Terms with you, you are indicating that you accept and agree to them."}),e.jsx("p",{children:"While we aim to notify you of any changes, please understand that your continued use of the Website, Platform and/or Services means you accept these Terms, even if you haven't explicitly agreed to them."}),e.jsx("p",{children:"Changes to these Terms will be effective from the moment that the revised Terms are posted on this page or elsewhere on the Websites and/or in the Platform. It is y

1our responsibility to review the Websites, Platform and these Terms periodically and to be aware of any modifications before you use the Websites and/or Platform."}),e.jsx("h2",{children:"Other terms which may apply to you"}),e.jsx("p",{children:"These Terms refer to the following additional terms and policies which may apply to your use of the Websites and/or Platform:"}),e.jsxs("ul",{children:[e.jsxs("li",{children:[e.jsx(r,{className:"text-primary hover:underline",to:"/privacy",children:"Privacy Policy"})," ","- our privacy policy explaining how we use your personal data; and"]}),e.jsxs("li",{children:[e.jsx(r,{className:"text-primary hover:underline",to:"/cookies",children:"Cookie Policy"})," ","- our cookie policy explaining what cookies we use and why, as well as how you can change your cookie preferences."]})]}),e.jsx("h2",{children:"About our Services"}),e.jsxs("p",{children:["As part of the Services, the Website / Platform include functionality where you will be asked to complete a series of questions (the ",e.jsx("strong",{children:'"Legacy Preparedness Assessment"'}),"). Inheritly then uses the results from the Assessment to suggest estate planning products that may be suitable to you. Please note that these results do not constitute legal, financial, or tax advice."]}),e.jsx("p",{children:"Based on your needs, we may recommend services such as:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"Will review and creation"}),e.jsx("li",{children:"Lasting Powers of Attorney"}),e.jsx("li",{children:"Other estate planning documents and services"})]}),e.jsxs("p",{children:["When providing these Services to you, Inheritly shall use qualified third-party service providers (each a"," ",e.jsx("strong",{children:'"Service Provider"'}),") to deliver the Services, but Inheritly will remain responsible for ultimately providing the Services to you. Service Providers may include legal professionals, financial advisers, or other qualified specialists depending on the service you require."]}),e.jsx("p",{children:"For some services, the Service Provider would work in the background, and you would not be in direct contact with them. For others, you may be in direct contact with the Service Provider."}),e.jsx("p",{children:"When you select a service, Inheritly will connect you with the appropriate Service Provider and provide you with a proposal for the Service Provider to carry out and finalise the Services. Inheritly will agree the proposal separately with you via email or via the Platform."}),e.jsxs("p",{children:[e.jsx("strong",{children:"Important:"}),' Inheritly is not a law firm or FCA-authorised adviser. We connect you with qualified professionals who provide services under their own regulatory permissions. See "Regulatory disclaimers and limitations" below for full details.']}),e.jsx("p",{children:"Our Websites / Platform are directed to people residing in the United Kingdom. We do not represent that content available on or through our Websites / Platform or our Services are appropriate for use or available in other locations."}),e.jsx("p",{children:"Anything published on the Websites / Platform:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"is for information purposes only; and"}),e.jsx("li",{children:"should not be regarded as regulated or reserved activity under UK financial services regulations."})]}),e.jsx("p",{children:"Inheritly strongly advises against you engaging any Service Providers outside the Platform for services that are offered on the Platform. If you do so, Inheritly is not responsible for the services they provide to you. We recommend that all services be procured through the Platform to ensure quality and accountability."}),e.jsx("p",{children:"You are responsible for configuring your information technology, computer programmes and platform to access our Websites and/or our Platform. You should use your own virus protection software."}),e.jsx("h2",{children:"Payment terms"}),e.jsx("p",{children:"When you confirm what document / product from the Services you would like to purchase, you agree to pay all charges associated with it in advance which will be identified to you or otherwise made known to you before or during checkout."}),e.jsx("p",{children:"When you purchase Services through our platform, you pay Inheritly directly. Inheritly then:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"Pays an introducer fee to the independent financial adviser who referred you (if applicable);"}),e.jsx("li",{children:"Pays the Service Provider who delivers the service to you;"}),e.jsx("li",{children:"Retains a platform service fee."})]}),e.jsx("p",{children:"Inheritly acts as an introducer and facilitator only. The services are provided directly by the Service Providers, not by Inheritly."}),e.jsx("p",{children:"Payments are collected by Inheritly via a third-party payment processor (such as Stripe) or via bank transfer."}),e.jsx("h3",{children:"Changed your mind?"}),e.jsx("p",{children:"You have a legal right to change your mind about your purchase of our Services and receive a refund of what you paid. However, there are some limitations to this right:"}),e.jsxs("ul",{children:[e.jsxs("li",{children:["you must let us know that you have changed your mind by contacting us via email at"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"})," no later than 14 days after we have sent you a receipt of your order, as this is when we have accepted y

1our order; and"]}),e.jsx("li",{children:"you can't change your mind about our Services once the Services have been completed."})]}),e.jsx("p",{children:"If in changing your mind you have complied with the above, we will refund you as soon as possible and within 14 days of you telling us you've changed your mind. We refund you by the method you used for payment. We don't charge a fee for the refund."}),e.jsx("p",{children:"Please note that you have to pay for any Services you received before you change your mind, so if you bought a Service, we do not refund you for the time you were receiving it before you told us you had changed your mind, and we may only be able to issue you with a partial refund in this case."}),e.jsx("h2",{className:"scroll-mt-20",id:"regulatory-disclaimers-and-limitations",children:"Regulatory disclaimers and limitations"}),e.jsx("p",{children:"Before using our Services, please note the following important limitations and disclaimers about what Inheritly does and does not provide:"}),e.jsx("h3",{children:"FCA authorisation"}),e.jsx("p",{children:"Inheritly is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide financial advice, promote financial products, or arrange investment deals. We act solely as an introducer, connecting you with FCA-authorised financial advisers and legal specialists who provide advice and services under their own regulatory permissions."}),e.jsx("h3",{children:"Legal services"}),e.jsx("p",{children:"Inheritly is not a law firm or regulated legal practice. We do not provide legal advice or draft legal documents. We connect you with service providers who prepare your documents under their own regulatory permissions. These may include solicitors regulated by the Solicitors Regulation Authority and professional will writers who are members of the Society of Will Writers. Consultations with an estate planning expert help you decide what your documents should contain; they are not regulated legal advice."}),e.jsx("h3",{children:"Tax advice"}),e.jsx("p",{children:"We do not provide tax advice. Any statements about inheritance tax, estate tax, or tax planning reflect general principles and current HMRC practices, but do not constitute personal tax advice. Tax rules and reliefs are subject to change. For personal tax advice, please consult a qualified tax adviser."}),e.jsx("h3",{children:"Geographic scope"}),e.jsx("p",{children:"Our Services are designed for UK residents with assets primarily located in England and Wales. If you have assets in Scotland, Northern Ireland or outside the UK, our Services may not be suitable and you should seek separate local legal advice."}),e.jsx("h3",{children:"Accuracy of information"}),e.jsxs("p",{children:["The recommendations and Legacy Preparedness Score we provide are based entirely on the information you provide to us. Where documents are prepared from the information you provide, such as a will created through the online route, their accuracy and suitability depend on that information. It is your responsibility to ensure all information is accurate, complete, and up to date. If your circumstances change or you discover any information you provided was incorrect, you must contact us immediately at"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"})," so we can update your recommendations."]}),e.jsx("p",{children:"We cannot be responsible for recommendations or documents that are unsuitable due to inaccurate or incomplete information provided by you."}),e.jsx("h3",{children:"Limitation of liability"}),e.jsx("p",{children:"To the extent permitted by law, Inheritly's total liability to you for any claims arising from our Services (including but not limited to negligent misstatements, errors in reports, or service failures) is limited to the fees you paid to Inheritly for the specific Service that gave rise to the claim."}),e.jsx("p",{children:"This limitation does not apply to death or personal injury caused by our negligence, fraud, or other liabilities that cannot be excluded by law."}),e.jsx("h2",{children:"You have rights if there is something wrong with our Services"}),e.jsxs("p",{children:["If you think there is something wrong with a product you have received as part of our Services, you must contact us at"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"}),". We honour our legal duty to provide you with products that are as de

1scribed to you on our Websites / Platform and that meet all the requirements imposed by law. For detailed information please visit the Citizens Advice website"," ",e.jsx("a",{href:"https://www.citizensadvice.org.uk",rel:"noopener noreferrer",target:"_blank",children:"www.citizensadvice.org.uk"}),'. Remember too that you have options for resolving disputes with us - see "What happens if there is a dispute about these Terms" below.']}),e.jsx("h2",{children:"We may make changes to our Services, Websites and/or Platform"}),e.jsx("p",{children:"We may update and change our Services, Websites and/or Platform from time to time and features or functionality may be added or removed without notice to you."}),e.jsx("p",{children:"We do not guarantee the availability of any particular part of the Services, Websites and/or Platform or of Content you may input on the Websites and/or Platform."}),e.jsx("p",{children:"We will try, but are not obliged to, give you reasonable notice in the event of material changes to the Services, Websites and/or Platform."}),e.jsx("h2",{children:"We may suspend or withdraw our Websites and/or Platform"}),e.jsx("p",{children:"We do not guarantee that our Websites or Platform will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our Websites or Platform, or any part thereof, for technical, maintenance, business or operational reasons. We will try to give you reasonable notice of any planned suspension or withdrawal but are not obliged to do so."}),e.jsx("h2",{children:"The Websites and Platform are protected by intellectual property rights"}),e.jsxs("p",{children:["We are and shall remain the owner or the licensee of all intellectual property rights in our Services, Websites and Platform, and the layout, content, text, images and typography included therein (",e.jsx("strong",{children:'"Our Content"'}),"), which excludes Content you or other Users input or upload to the Website/Platform."]}),e.jsx("p",{children:"You may not copy, modify, publish, capture, perform, transmit, transfer, sell, license, reproduce, re-post, create derivative works from or based upon, reverse engineer, upload, link, distribute, exploit or alter the Services, Websites or Platform, Our Content, or any parts thereof, unless expressly permitted by us in writing."}),e.jsx("p",{children:"You do not have the right or licence to use any of our intellectual property rights whatsoever and you shall not acquire ownership of any part of the Services, Websites, Platform or Our Content, or Content uploaded by others."}),e.jsx("p",{children:"You must not use any part of the Services, Websites, Platform or Our Content for commercial purposes without obtaining a licence to do so from us or our licensors."}),e.jsx("p",{children:'The word "Inheritly" is pending trade marks in the UK and Europe. You are not permitted to use it without our approval in any territory. All names, images and logos identifying us or our affiliates, partners or third parties and our/their products and services are proprietary marks and may not be reproduced or otherwise used without express permission.'}),e.jsx("h2",{children:"How you may use the Websites and Platform"}),e.jsx("p",{children:"Please do not do any of the following while using our Websites and Platform:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"do anything illegal (this includes inputting or uploading any illegal Content);"}),e.jsx("li",{children:"harm the Platform by uploading viruses, malware, or anything else designed to damage or interfere with how it works;"}),e.jsx("li",{children:"try to hack or access parts of the Websites/Platform, servers, or databases that you are not authorised to access;"}),e.jsx("li",{children:"undermine the Websites'/Platform's operations or security;"}),e.jsx("li",{children:"try to take apart our software or figure out how 

1it works behind the scenes (no reverse engineering or digging into our source code);"}),e.jsx("li",{children:"use bots or automated tools to scrape or copy our content, data, or services - especially not to train or build AI models including any kind of software like robots, spiders, scrapers, or anything similar used to collect or copy information from our Platform;"}),e.jsx("li",{children:"run automated analysis tools to mine our content for patterns or trends, especially for AI or machine learning purposes;"}),e.jsx("li",{children:"extract any data or content from the Platform using any automated system or software that is not provided by us or approved in writing by us; or"}),e.jsx("li",{children:"use or attempt to access information that another User has input or uploaded to the Websites/Platform without authorisation."})]}),e.jsx("p",{children:"Please do not input or upload any Content to the Websites/Platform which:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"infringes anyone else's rights (such as intellectual property, privacy and/or personality rights of living or deceased people);"}),e.jsx("li",{children:"is, encourages or provides instructions for a criminal offence, or dangerous activities that may lead to serious injury or death or self-harm;"}),e.jsx("li",{children:"spreads harmful misinformation such as misinformation that incites hate or prejudice or that misleads about or improperly influences elections or other civic processes;"}),e.jsx("li",{children:"contains a threat of any kind or which intimidates or harasses others, including posting any material that is intended to mock, humiliate, embarrass, intimidate, or hurt an individual;"}),e.jsx("li",{children:"is obscene, pornographic or which promotes sexually explicit material (for example by linking to adult or pornographic websites);"}),e.jsx("li",{children:"is hateful or inflammatory;"}),e.jsx("li",{children:"contains or promotes violence or discrimination based on race, ethnicity, national origin, religion, caste, sexual orientation, sex, gender identity, serious disease, disability, immigration status or age; or"}),e.jsx("li",{children:"otherwise contains harmful content (such as content that causes physical, mental or moral detriment to minors)."})]}),e.jsx("p",{children:"In the event that you do any of the prohibited actions set out above, your right to use our Platform will stop immediately."}),e.jsx("h2",{children:"Access requirements and costs"}),e.jsx("p",{children:"To use our Websites and Platform, you must have access to a secure internet connection and be using a compatible device. We are not responsible in any way for your inability to use the Websites or Platform. You will be responsible for any costs and other charges or expenses charged by your Internet Service Provider or network operator in relation to your internet service, your mobile service and any use of such in relation to your use of the Websites."}),e.jsx("p",{children:"You are also responsible for ensuring that anyone who accesses our Websites and/or Platform through your internet connection are aware of these Terms and that they comply with them."}),e.jsxs("p",{children:["If you want any help understanding these Terms please get in touch with us by emailing"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"})]}),e.jsx("h2",{children:"Rights you are giving us to use your Content"}),e.jsxs("p",{children:["Subject always to our"," ",e.jsx(r,{className:"text-primary hover:underline",to:"/privacy",children:"Privacy Policy"})," ","- which takes precedence over these Terms, when you input or upload Content to our Platform (for example as part of our Legacy Preparedness Assessment):"]}),e.jsxs("ul",{children:[e.jsx("li",{children:"you grant us a worldwide, non-exclusive, royalty-free, transferable licence for Inheritly to use, reproduce, distribute, prepare derivative works of, display, and perform your Content in connection with our Services and across different media including to promote our Website, Platform or the Services; and"}),e.jsx("li",{children:"you grant our Service Providers a worldwide, non-exclusive, royalty-free, transferable licence to use your Content to provide the Services."})]}),e.jsx("p",{children:"If you delete Content, we and the Service Providers shall be entitled to store the Content in our or their backend systems unless and until you request us or them to delete your Content, and only then if we or they do not have to retain such Content for legal or regulatory purposes or by virtue of a contract we have with you."}),e.jsx("p",{children:"You must therefore only input information (for example in the Legacy Preparedness Assessment) which you are happy for us and the Service Providers to see and/or use for the purposes of receiving the Services and such other purposes from time to time."}),e.jsx("p",{children:"We take your confidentiality seriously and will not share this other than to provide the Services to you."}),e.jsx("h2",{children:"Can you link to our Websites or Platform?"}),e.jsx("p",{children:"You may link to the home page of inheritly.ai, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. The website in which you are linking must comply in all respects with acceptable standards and relevant laws."}),e.jsx("p",{children:"You must not establish a link:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"in such a way as to suggest any form of association, approval or endorsement on our part where none exists; or"}),e.jsx("li",{children:"to our Websites or Platform in any website that is not owned or operated by you."})]}),e.jsx("p",{children:"Except as provided in these Terms, our Websites or Platform must not be framed on any other site, nor may you create a link to any part of our Websites other than the home page."}),e.jsxs("p",{children:["If you wish to link to or make any use of Our Content, the Websites and/or Platform other than that set out above, please contact"," ",e.jsx("a",{href:"mailto:[email protected]",children:"[email protected]"}),". We reserve the right to withdraw any linking permission given under this section without notice."]}),e.jsx("h2",{children:"We are not responsible for websites we link to"}),e.jsx("p",{children:"Where our Websites and/or Platform contain links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. You access the sites via such links entirely at your own risk."}),e.jsx("p",{children:"We have no control over the contents of those sites or resources."}),e.jsx("h2",{children:"Our responsibility for loss or damage suffered by you"}),e.jsx("p",{children:"We will not be responsible or liable to you for:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"any losses that occur if you use our Websites or Platform in a way that breaches these Terms - for example if you use it for business purposes when it's meant for personal use only;"}),e.jsx("li",{children:"any loss of your data while using our Websites or Platform (though we will always take reasonable steps to protect your data);"}),e.jsx("li",{children:"any financial losses (such as lost income or missed opportunities) that might happen from using our website or platform;"}),e.jsx("li",{children:"any interruption to our service caused by events beyond our reasonable control (such as natural disasters, pandemics, technical failures, or other major events that we couldn't prevent);"}),e.jsx("li",{children:"any claims brought against you by a third party; and/or"}),e.jsx("li",{children:"any losses that neither you nor we could reasonably expect when you started using our Websites or Platform, or losses that are only indirectly related to your use of our Service."})]}),e.jsx("p",{children:"Although we make reasonable efforts to update the information on the Websites and Platform, we make no representations, warranties or guarantees, whether express or implied, that Our C

1ontent is accurate, complete or up to date."}),e.jsx("p",{children:"Nothing in these Terms will:"}),e.jsxs("ul",{children:[e.jsx("li",{children:"restrict your statutory rights as a consumer; or"}),e.jsxs("li",{children:["limit our responsibility for:",e.jsxs("ul",{children:[e.jsx("li",{children:"death or personal injury caused by our negligence;"}),e.jsx("li",{children:"deliberately misleading you about important facts; or"}),e.jsx("li",{children:"any other responsibilities that the law says we cannot limit or exclude."})]})]})]}),e.jsx("h2",{children:"Your responsibility for loss or damage suffered by us"}),e.jsx("p",{children:"You agree to pay us back for any losses or damages we suffer if someone makes a claim against us because you used our Websites or Platform in a way that breaches these Terms or violates any laws."}),e.jsx("h2",{children:"What happens if there is a dispute about these Terms"}),e.jsx("p",{children:"These Terms are available in English only and are governed by and construed in accordance with the laws of England and Wales (or the laws of Scotland if you are domiciled there). Disputes arising in connection with these Terms are subject to the non-exclusive jurisdiction of the courts of England and Wales."}),e.jsx("h2",{children:"What happens if part of these Terms is not enforceable"}),e.jsx("p",{children:"If a court or official authority finds any part of these Terms to be invalid or cannot be enforced, that specific part will be removed. The rest of these Terms will continue to be valid and enforceable."}),e.jsx("h2",{children:"We may transfer this agreement to someone else"}),e.jsx("p",{children:"We may transfer our rights and obligations under these Terms to another organisation. You are not permitted to transfer any of your rights under these Terms to any other person."}),e.jsx("p",{className:"mt-8 font-medium text-foreground",children:"End of Terms and Conditions"})]})}),e.jsx(t,{})]})}export{n as component};