1import{j as e,bd as o,bh as t,bi as n,bj as a}from"./index-CA88POYw.js";import"./vendor-supabase-CIS1ha1V.js";import"./vendor-zod-DrbBesgg.js";const i=["MoneyPatrol flags ghost subscriptions automatically - no per-cancellation fee","MoneyPatrol adds investments, net worth, and credit monitoring Rocket Money doesn't focus on","AI Copilot chat is included on every MoneyPatrol plan","Both work on iOS, Android, and web"],r=[{feature:"Starting price (annual)",moneypatrol:"$49/year",competitor:"$4-12/month"},{feature:"Subscription detection",moneypatrol:!0,competitor:!0},{feature:"Cancellation service fee",moneypatrol:"None",competitor:"30-60% of savings"},{feature:"AI Copilot chat",moneypatrol:!0,competitor:!1},{feature:"Investment tracking",moneypatrol:!0,competitor:"Limited"},{feature:"Net worth (assets + liabilities)",moneypatrol:!0,competitor:!1},{feature:"Credit score monitoring",moneypatrol:!0,competitor:!0},{feature:"Cash flow forecasting",moneypatrol:!0,competitor:!1},{feature:"Lifetime plan",moneypatrol:!0,competitor:!1}],s="Rocket Money (formerly Truebill) is the best-known subscription cancellation app. This comparison covers how MoneyPatrol and Rocket Money differ on subscription tracking, fees, budgeting, credit monitoring, net worth and price.",c=[{id:"rocket-subscriptions",heading:"Subscription tracking: detection vs done-for-you cancellation",body:["Rocket Money's headline feature is that its team will contact providers and cancel unwanted subscriptions for you, and it offers a bill negotiation service. Those concierge services are charged separately - bill negotiation takes a share of the savings it wins.","MoneyPatrol detects recurring charges, forgotten free trials and price increases, shows the annual cost of each one, and tells you exactly what to cancel. You do the cancelling yourself with the merchant, so nothing is deducted from your savings."]},{id:"rocket-scope",heading:"Beyond subscriptions: the rest of your money",body:["Rocket Money is centred on spending, bills and subscriptions. MoneyPatrol is a full financial picture in one place."],list:["Investments, retirement, property and crypto in one daily net-worth figure","Cash-flow forecasting against upcoming bills and income","AI Copilot chat about your own transactions","Credit score monitoring alongside budgets and alerts","Alerts for unusual spend, low balances and fees"]},{id:"rocket-price",heading:"Pricing compared",body:["Rocket Money has a limited free tier; Premium is a pay-what-you-want range of roughly $6-$12 per month when billed annually, with concierge services priced on top. MoneyPatrol is $49/year flat with a 15-day free trial and a lifetime option, and never takes a percentage of what you save."]}],l=["You genuinely want someone else to make the cancellation calls - Rocket Money's concierge cancellation and bill negotiation services do that, and MoneyPatrol does not.","You want a free tier: Rocket Money's basic plan costs nothing, while MoneyPatrol is paid after the 15-day trial."],d={moneypatrol:"You want subscription and price-hike detection plus full budgeting, forecasting, credit monitoring and net worth - with no fee taken out of your savings.",competitor:"Your main goal is having someone cancel subscriptions and negotiate bills on your behalf, and you are fine paying a share of the savings for it."},p="Rocket Money is a cancellation service with budgeting attached. MoneyPatrol is a complete money dashboard that also finds the subscriptions - you just press cancel yourself and keep 100% of the savings.",h=()=>e.jsx(o,{h1:"MoneyPatrol vs Rocket Money",competitorName:a,tldr:n,intro:s,bullets:i,rows:r,sections:c,competitorStrengths:l,bestFor:d,verdict:p,faqs:t});export{h as component};
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