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https://unlockedcrm.ai/assets/HealthMedicareArchitecture-D21hPoZy.js

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1import{j as e,S as c,u as m,N as h,B as a,b as n,L as r,F as x,o as p,i as u,w as g,z as s,y as f,p as y,k as o,q as b}from"./index-B4yPwh20.js";import{SectionCTA as A}from"./SectionCTA-CccMcRmZ.js";import{P as v,e as j}from"./entityDefinitions-DCeNKcMP.js";import{R as w}from"./RelatedFeatures-C6FwlEGZ.js";import{F as l}from"./file-check-Bs7-fchB.js";import{C as N}from"./clipboard-check-Bt2YER2j.js";import{T as M}from"./triangle-alert-CYOQOV3e.js";import{S as k}from"./send-uN-ReuXp.js";const q=[{icon:p,title:"ACA Marketplace",href:"/aca-marketplace",description:"On-exchange quoting with subsidies estimated, a separate under-65 environment for every contact, an eligibility tracker, and a custom ACA quoting link."},{icon:u,title:"Private Health Plans",href:"/private-health-plans",description:"Off-exchange plans returned by the same ACA quoter, labeled clearly beside Marketplace plans, for clients outside Open Enrollment or above the subsidy line."},{icon:g,title:"Medicare Advantage",href:"/medicare-advantage",description:"MA-only plans by county with premiums, Part B givebacks, supplemental benefits, out-of-pocket costs, Star Ratings, and non-commissionable flags."},{icon:s,title:"MAPD",href:"/mapd",description:"All-in-one Medicare Advantage plans ranked with the client's medications, pharmacy choice, and Extra Help already priced in."},{icon:f,title:"Part D",href:"/part-d",description:"Standalone drug plans priced against the client's actual drug list, so the lowest premium and the lowest cost are not confused."},{icon:l,title:"Medicare Supplement",href:"/medicare-supplement",description:"Every standardized Medigap plan from every carrier in the ZIP code, sorted by premium, with e-App enrollment through 264 carriers inside unLocked."}],C=[{title:"Under 65",description:"An ACA contact gets its own under-65 environment: quote, saved quotes, leads, and an eligibility tracker that watches subsidy status and enrollment windows."},{title:"Approaching 65",description:"The ACA overview lists clients approaching Medicare, and the CMS rules engine detects the Initial Enrollment Period before the first conversation."},{title:"The Medicare decision",description:"Send the Scope of Appointment for remote signature, then quote MA, MAPD, Part D, or Medigap with the client's drugs, pharmacies, and doctors added in seconds."},{title:"After the sale",description:"The enrolled plan lands on the policy record with its effective date, and renewals, AEP reviews, and plan changes run from the same contact."}],P=[{icon:N,title:"Eligibility from the record",description:"Age, Part A and Part B status, Medicaid, employer coverage, and subsidy qualification, checked automatically."},{icon:y,title:"Enrollment windows",description:"IEP, AEP, OEP, and SEP detected on a timeline of what is open, closed, and coming next."},{icon:M,title:"Penalty alerts",description:"Part B late enrollment and Part D coverage gap penalties estimated before they land on a premium."},{icon:o,title:"SOAs signed remotely",description:"Sent from the contact, signed online, counter-signed, and filed to the Document Vault for 10 years."}],S=[{icon:o,title:"Download the PDF",description:"Every quoter produces a branded PDF of the comparison."},{icon:k,title:"Send by email or SMS",description:"The quote goes to the client from the CRM and stays attached to the contact."},{icon:b,title:"Custom quoting links",description:"ACA and Medicare quoting links under your name, so clients quote themselves and the lead lands in your CRM."},{icon:s,title:"Drugs, pharmacies, and doctors",description:"On every Medicare quoter, paste a list, upload a photo, or say it out loud, and the AI fills the drug list, pharmacy, and providers."},{icon:l,title:"Enroll from the quote",description:"Medigap enrolls through 264 e-App carriers inside unLocked. MA, MAPD, and Part D enrollments push into your enrollment platform, depending on the platform. ACA enrollment arrives with ACA Marketplace v2."}],i=[{q:"What is included in the Health & Medicare platform?",a:"Six quoting engines on one client record: ACA Marketplace, Private Health Plans, Medicare Advantage, MAPD, Part D, and Medicare Supplement. Around them sit the CMS rules engine for eligibility, enrollment windows, penalties, and Scope of Appointment forms, e-App enrollment for Medigap, custom quoting links, and the policy record the enrolled plan lands on. All of it is included on every plan."},{q:"Does a client move from ACA to Medicare in the same record?",a:"Yes. The under-65 environment keeps the ACA history, the overview lists clients approaching Medicare, the CMS rules engine detects the Initial Enrollment Period, and the Medicare quoters run on the same contact. Nothing is re-entered."},{q:"Can I add the client's drugs, pharmacies, and doctors?",a:"Yes, on every Medicare quoter. Type them, paste or upload a list, take a photo of the bottles, or say them out loud, and the AI fills the drug list, pharmacy, and providers. MAPD and Part D quotes are then ranked by the client's actual drug costs."},{q:"Which lines can enroll from the quote?",a:"Medicare Supplement enrolls directly inside unLocked through 264 e-App carriers. Medicare Advantage, MAPD, and Part D enrollments are pushed into your enrollment platform, depending on which platform you use. ACA enrollment is planned for ACA Marketplace v2, which is in development."},{q:"How are quotes delivered to clients?",a:"Every quoter downloads a branded PDF and sends the quote by email or SMS from the CRM. ACA and Medicare also have custom quoting links clients use to quote themselves, with the lead booked back to you."},{q:"Which plan includes it?",a:"Every quoter on this page and the CMS rules engine are included on every plan, starting with Core at $69 per user per month. Core quotes across 940 carriers; Pro and Max quote across 1,252."}];function B(){return e.jsxs("div",{className:"min-h-screen bg-background",children:[e.jsx(c,{title:"Health & Medicare Platform | ACA, MA, MAPD, Part D, and Medigap on One Client Record | unLocked CRM",description:"Six health and Medicare quoting engines on one client record: ACA Marketplace, private health, Medicare Advantage, MAPD, Part D, and Medigap with e-App enrollment through 264 carriers. CMS eligibility checks, enrollment windows, and remote-signed SOAs built in. Included on every plan.",path:"/health-medicare-architecture"}),e.jsx(m,{children:e.jsx("script",{type:"application/ld+json",children:JSON.stringify({"@context":"https://schema.org","@type":"FAQPage",mainEntity:i.map(t=>
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Included on every plan."}),e.jsxs("div",{className:"flex flex-col items-stretch justify-center gap-3 sm:flex-row sm:items-center",children:[e.jsx(a,{variant:"hero",size:"hero",asChild:!0,children:e.jsxs("a",{href:"https://app.unlockedcrm.ai/signup",children:["Start Free Trial",e.jsx(n,{className:"h-5 w-5"})]})}),e.jsx(a,{variant:"heroOutline",size:"hero",asChild:!0,children:e.jsx("a",{href:"https://calendly.com/unlockedcrm/bookdemo",target:"_blank",rel:"noopener noreferrer",children:"Book Demo"})})]})]})})}),e.jsx("section",{"data-ai-block":"health-medicare-quoters",className:"py-12 lg:py-16",children:e.jsxs("div",{className:"container mx-auto px-4",children:[e.jsxs("div",{className:"mx-auto max-w-3xl text-center",children:[e.jsxs("h2",{className:"text-balance text-3xl font-bold tracking-tight text-foreground sm:text-4xl",children:["Six Quoters, ",e.jsx("span",{className:"gradient-text",children:"One Client Record."})]}),e.jsx("p",{className:"mx-auto mt-4 max-w-2xl text-balance text-[15px] leading-relaxed text-muted-foreground sm:text-lg",children:"Each line has its own quoter built for how that product is actually sold. They share the contact, the household, the documents, and the follow-up history."})]}),e.jsx("div",{className:"mx-auto mt-12 grid max-w-6xl gap-3 md:grid-cols-2 lg:grid-cols-3",children:q.map(t=>e.jsxs(r,{to:t.href,className:"group rounded-md border border-border bg-card p-6 transition-colors hover:border-primary/40",children:[e.jsx("div",{className:"mb-5 flex h-11 w-11 items-center justify-center rounded-xl bg-primary/10 text-primary",children:e.jsx(t.icon,{className:"h-5 w-5"})}),e.jsx("h3",{className:"text-lg font-semibold text-foreground",children:t.title}),e.jsx("p",{className:"mt-3 text-sm leading-6 text-muted-foreground",children:t.description}),e.jsxs("span",{className:"mt-4 inline-flex items-center gap-1 text-sm font-medium text-primary",children:["See the quoter",e.jsx(n,{className:"h-4 w-4 transition-transform group-hover:translate-x-0.5"})]})]},t.href))})]})}),e.jsx("section",{"data-ai-block":"health-medicare-lifecycle",className:"py-12 lg:py-16",children:e.jsxs("div",{className:"container mx-auto px-4",children:[e.jsxs("div",{className:"mx-auto max-w-3xl text-center",children:[e.jsxs("h2",{className:"text-balance text-3xl font-bold tracking-tight text-foreground sm:text-4xl",children:["From Under 65 to Medicare ",e.jsx("span",{className:"gradient-text",children:"Without Losing the Thread."})]}),e.jsx("p",{className:"mx-auto mt-4 max-w-2xl text-balance text-[15px] leading-relaxed text-muted-foreground sm:text-lg",children:"The client who bought an ACA plan at 58 is the same record that quotes Medigap at 65. The history, the documents, and the next decision stay attached."})]}),e.jsx("div",{className:"mx-auto mt-12 grid max-w-6xl gap-3 md:grid-cols-2 lg:grid-cols-4",children:C.map((t,d)=>e.jsxs("div",{className:"rounded-md border border-border bg-card p-6",children:[e.jsx("p",{className:"font-mono text-xs font-semibold text-primary",children:String(d+1).padStart(2,"0")}),e.jsx("h3",{className:"mt-4 text-lg font-semibold text-foreground",children:t.title}),e.jsx("p",{className:"mt-3 text-sm leading-6 text-muted-foreground",children:t.description})]},t.title))})]})}),e.jsx("section",{"data-ai-block":"health-medicare-compliance",className:"py-12 lg:py-16",children:e.jsxs("div",{className:"container mx-auto px-4",children:[e.jsxs("div",{className:"mx-auto max-w-3xl text-center",children:[e.jsxs("h2",{className:"text-balance text-3xl font-bold tracking-tight text-foreground sm:text-4xl",children:["Built on CMS Rules, ",e.jsx("span",{className:"gradient-text",children:"Not Reminders."})]}),e.jsx("p",{className:"mx-auto mt-4 max-w-2xl text-balance text-[15px] leading-relaxed text-muted-foreground sm:text-lg",children:"The rules engine runs on the client record, so quoting and enrollment already know where the client stands. Every check is logged and timestamped."})]}),e.jsx("div",{className:"mx-auto mt-12 grid max-w-6xl gap-3 md:grid-cols-2 lg:grid-cols-4",children:P.map(t=>e.jsxs("div",{className:"rounded-md border border-border bg-card p-6",children:[e.jsx("div",{className:"mb-5 flex h-11 w-11 items-center justify-center rounded-xl bg-primary/10 text-primary",children:e.jsx(t.icon,{className:"h-5 w-5"})}),e.jsx("h3",{className:"text-lg font-semibold text-foreground",children:t.title}),e.jsx("p",{className:"mt-3 text-sm leading-6 text-muted-foreground",children:t.description})]},t.title))}),e.jsx("p",{className:"mx-auto mt-6 max-w-3xl text-center text-sm text-muted-foreground",children:e.jsx(r,{to:"/cms-rules-compliance",className:"font-medium text-primary hover:underline",children:"See CMS Rules & Compliance"})})]})}),e.jsx("section",{"data-ai-block":"health-medicare-quote-actions",className:"py-12 lg:py-16",children:e.jsxs("div",{className:"container mx-auto px-4",children:[e.jsxs("div",{className:"mx-auto max-w-3xl text-center",children:[e.jsxs("h2",{className:"text-balance text-3xl font-bold tracking-tight text-foreground sm:text-4xl",children:["What Every Quote ",e.jsx("span",{className:"gradient-text",children:"Can Do."})]}),e.jsx("p",{className:"mx-auto mt-4 max-w-2xl text-balance text-[15px] leading-relaxed text-muted-foreground sm:text-lg",children:"A quote is not finished when the comparison loads. It is finished when the client has it and the enrollment is moving."})]}),e.jsx("div",{className:"mx-auto mt-12 grid max-w-6xl gap-3 md:grid-cols-2 lg:grid-cols-3",children:S.map(t=>e.jsxs("div",{className:"rounded-md border border-border bg-card p-6",children:[e.jsx("div",{className:"mb-5 flex h-11 w-11 items-center justify-center rounded-xl bg-primary/10 text-primary",children:e.jsx(t.icon,{className:"h-5 w-5"})}),e.jsx("h3",{className:"text-lg font-semibold text-foreground",children:t.title}),e.jsx("p",{className:"mt-3 text-sm leading-6 text-muted-foreground",children:t.description})]},t.title))})]})}),e.jsx("section",{"data-ai-block":"health-medicare-faq",className:"py-12 lg:py-16",children:e.jsxs("div",{className:"container mx-auto px-4",children:[e.jsx("div",{className:"mx-auto max-w-3xl text-center",children:e.jsxs("h2",{className:"text-balance text-3xl font-bold tracking-tight text-foreground sm:text-4xl",children:["Health & Medicare Platform ",e.jsx("span",{className:"gradient-text",children:"FAQ"})]})}),e.jsx("div",{className:"mx-auto mt-10 max-w-3xl space-y-3",children:i.map(t=>e.jsxs("div",{className:"rounded-md border border-border bg-card p-6",children:[e.jsx("h3",{className:"text-lg font-semibold text-foreground",children:t.q}),e.jsx("p",{className:"mt-3 text-sm leading-6 text-muted-foreground",children:t.a})]},t.q))})]})}),e.jsx(A,{}),e.jsx(v,{entity:j["/health-medicare-architecture"]}),e.jsx(w,{heading:"Explore Related Features",links:[{title:"Quoting Engines",description:"All eight quoting lines, including life and annuity, included on every plan.",href:"/quoting-engines"},{title:"CMS Rules & Compliance",description:"Eligibility, enrollment windows, penalties, and SOAs on the client record.",href:"/cms-rules-compliance"},{title:"eApps & eSign",description:"The e-App and remote signing flow behind Medigap enrollment.",href:"/documents-eapps"},{title:"Policies",description:"Where the enrolled plan, effective date, and renewals live after the sale.",href:"/policies-p
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