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226<script> 227window.dataLayer = window.dataLayer || []; 228function gtag(){dataLayer.push(arguments);}gtag('js', new Date()); 229gtag('set', 'cookie_domain', 'auto'); 230gtag('set', 'cookie_flags', 'SameSite=None;Secure'); 231window.addEventListener('load', function () { 232 var links = document.querySelectorAll('a'); 233 for (let i = 0; i < links.length; i++) { 234 links[i].addEventListener('click', function(e) { 235 var n = this.href.includes("pinionfamilyinsurance.com"); 236 if (n == false) { 237 gtag('event', 'click', {'event_category': 'external links','event_label' : this.href}); 238 } 239 }); 240 } 241 }); 242 window.addEventListener('load', function () { 243 var links = document.querySelectorAll('a'); 244 for (let i = 0; i < links.length; i++) { 245 links[i].addEventListener('click', function(e) { 246 var n = this.href.includes('tel:'); 247 if (n === true) { 248 gtag('event', 'click', {'event_category': 'phone','event_label' : this.href.slice(4)}); 249 } 250 }); 251 } 252 }); 253 gtag('config', "G-V9D636HV0S" , {}); 254 255</script>
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256<script 257 src="https://links.vitalitysouth.com/js/external-tracking.js" 258 data-tracking-id="tk_87214254eebc467f8989c7682b7fe34d"> 259</script>
259<style id='the7-custom-inline-css' type='text/css'> 260/* Bubble */ 261 262 263#home-bubble { 264 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-home.png'); 265 height: 160px; 266 width: 160px; 267 border-radius: 60px; 268} 269 270#home-bubble:hover { 271 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-home-1.png'); 272 height: 160px; 273 width: 160px; 274 border-radius: 60px; 275} 276 277 278#auto-bubble { 279 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-auto.png'); 280 height: 160px; 281 width: 160px; 282 border-radius: 60px; 283} 284 285#auto-bubble:hover { 286 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-auto-1.png'); 287 height: 160px; 288 width: 160px; 289 border-radius: 60px; 290} 291 292 293#life-bubble { 294 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-life.png'); 295 height: 160px; 296 width: 160px; 297 border-radius: 60px; 298} 299 300#life-bubble:hover { 301 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-life-1.png'); 302 height: 160px; 303 width: 160px; 304 border-radius: 60px; 305} 306 307#commercial-bubble { 308 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-commercial.png'); 309 height: 160px; 310 width: 160px; 311 border-radius: 60px; 312} 313 314#commercial-bubble:hover { 315 background-image: url('https://pinionfamilyinsurance.com/wp-content/uploads/2019/07/button-commercial-1.png'); 316 height: 160px; 317 width: 160px; 318 border-radius: 60px; 319} 320 321/* insurance page - link fix for homeowners insurance from menu */ 322 323.page-id-192 #main { 324 padding: unset; 325} 326 327/* insurance page - life insurance section fix */ 328 329#insurance-commercial > div > div > div > div.vc_row.wpb_row.vc_inner.vc_row-fluid.vc_column-gap-5.vc_row-o-equal-height.vc_row-flex > div:nth-child(1) > div > div > h5 { 330 margin-bottom: 0px!important; 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356} 357 358#content > div:nth-child(13) > div > div > div > div.vc_row.wpb_row.vc_inner.vc_row-fluid.vc_column-gap-5.vc_row-o-equal-height.vc_row-flex > div:nth-child(2) > div > div > h5 { 359 margin-bottom: 0px!important; 360} 361 362#content > div:nth-child(13) > div > div > div > div.vc_row.wpb_row.vc_inner.vc_row-fluid.vc_column-gap-5.vc_row-o-equal-height.vc_row-flex > div:nth-child(3) > div > div > h5 { 363 margin-bottom: 0px!important; 364} 365 366#content > div:nth-child(13) > div > div > div > div.vc_row.wpb_row.vc_inner.vc_row-fluid.vc_column-gap-5.vc_row-o-equal-height.vc_row-flex > div:nth-child(4) > div > div > h5 { 367 margin-bottom: 0px!important; 368} 369 370/* form fixes */ 371 372.gform_wrapper .ginput_complex label { 373 color: black; 374} 375</style> 376 377<link rel='stylesheet' id='vc_tta_style-css' href='https://pinionfamilyinsurance.com/wp-content/plugins/js_composer/assets/css/js_composer_tta.min.css?ver=9.0.1' media='all' /> 378 379</head> 380<body id="the7-body" class="wp-singular page-template-default page page-id-739 wp-embed-responsive wp-theme-dt-the7 wp-child-theme-dt-the7-child-theme the7-core-ver-2.7.13 dt-responsive-on right-mobile-menu-close-icon ouside-menu-close-icon mobile-hamburger-close-bg-enable mobile-hamburger-close-bg-hover-enable fade-medium-mobile-menu-close-icon fade-medium-menu-close-icon srcset-enabled btn-flat custom-btn-color custom-btn-hover-color phantom-slide phantom-shadow-decoration phantom-logo-off floating-top-bar sticky-mobile-header top-header first-switch-logo-left first-switch-menu-right second-switch-logo-left second-switch-menu-right right-mobile-menu layzr-loading-on popup-message-style the7-ver-14.5.0.2 dt-fa-compatibility wpb-js-composer js-comp-ver-9.0.1 vc_responsive"> 381<!-- Google Tag Manager (noscript) -->
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Insuring your household and belongings is an absolute necessity and one of the best decisions you can make to protect your financial future. Having the right home insurance coverage can save you from overwhelming debt when the unthinkable occurs.</span></p> 508<p><span style="font-weight: 400;">Home insurance protects your household and property from unforeseen events like fires, extreme weather, and theft. If you are buying a new house, most mortgage lenders actually require that you have homeownerâs coverage secured before they will approve financing for the purchase. This ensures both you and the lender are protected from unexpected damages or claims down the line.</span></p> 509<p><span style="font-weight: 400;">Donât wait until itâs too late to secure your home. Protect your investment and your peace of mind by getting covered today.</span></p> 510 511 </div> 512 </div> 513<div class="vc_btn3-container vc_btn3-left" ><a style="background-color:#EB1D24; color:#fff;" class="vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-square vc_btn3-style-custom" href="https://pinionfamilyinsurance.com/contact-us/" title="Contact Us">Request a Quote</a></div></div></div></div><div class="wpb_column vc_column_container vc_col-sm-6"><div class="vc_column-inner"><div class="wpb_wrapper"> 514 <div class="wpb_single_image wpb_content_element vc_align_center"> 515 516 <figure class="wpb_wrapper vc_figure"> 517 <div class="vc_single_image-wrapper "><img fetchpriority="high" decoding="async" width="8256" height="4640" src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc.jpg" class="vc_single_image-img attachment-full" alt="cropped image of small house covered by hands. property insuranc" title="Cropped image of small house covered by hands. Property insuranc" srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc.jpg 8256w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-300x169.jpg 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-1024x576.jpg 1024w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-768x432.jpg 768w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-1536x863.jpg 1536w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-2048x1151.jpg 2048w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-500x281.jpg 500w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-800x450.jpg 800w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-1280x719.jpg 1280w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/protecting-home-concept-with-hands-covering-house-2026-01-07-06-33-50-utc-1920x1079.jpg 1920w" sizes="(max-width: 8256px) 100v
517w, 8256px" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/cropped-image-of-small-house-covered-by-hands-property-insuranc/" /></div> 518 </figure> 519 </div> 520</div></div></div></div></section><div class="vc_row-full-width vc_clearfix"></div><section data-vc-full-width="true" data-vc-full-width-temp="true" data-vc-full-width-init="false" data-vc-stretch-content="true" class="vc_section vc_custom_1782227664787 vc_section-has-fill vc_section-o-content-top vc_section-flex"><div class="vc_row wpb_row vc_row-fluid"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><h2 style="color: #FFFFFF;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Understanding Your Auto Insurance Coverage Options</h2> 521 <div class="wpb_text_column wpb_content_element " > 522 <div class="wpb_wrapper"> 523 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;">When building your policy, we focus on the pillars of auto protection to keep you safe on the road.</span></p> 524 525 </div> 526 </div> 527</div></div></div></div><div class="vc_row wpb_row vc_row-fluid"><div class="wpb_column vc_column_container vc_col-md-3 vc_col-has-fill"><div class="vc_column-inner vc_custom_1789675417561"><div class="wpb_wrapper"> 528 <div class="wpb_single_image wpb_content_element vc_align_center"> 529 530 <figure class="wpb_wrapper vc_figure"> 531 <div class="vc_single_image-wrapper "><img decoding="async" width="150" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQMAAAAGz+OhAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAABpJREFUSMftwTEBAAAAwiD7p7bGDmAAAEDeAQu4AAGOCOSSAAAAAElFTkSuQmCC" class="vc_single_image-img attachment-thumbnail lazyload" alt="home insurance 02" title="home-insurance--02" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-02/" data-src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02-150x150.png" data-srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02.png 400w" data-max-width="150" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" /><noscript><img decoding="async" width="150" height="150" src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02-150x150.png" class="vc_single_image-img attachment-thumbnail" alt="home insurance 02" title="home-insurance--02" srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-02.png 400w" sizes="(max-width: 150px) 100vw, 150px" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-02/" data-eio="l" /></noscript></div> 532 </figure> 533 </div> 534<h3 style="color: #FFFFFF;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >The Primary Dwelling</h3> 535 <div class="wpb_text_column wpb_content_element vc_custom_1785781235399" > 536 <div class="wpb_wrapper"> 537 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;">Covers the physical structure of your main home.</span></p> 538 539 </div> 540 </div> 541</div></div></div><div class="wpb_column vc_column_container vc_col-sm-3 vc_col-has-fill"><div class="vc_column-inner vc_custom_1784834879121"><div class="wpb_wrapper"> 542 <div class="wpb_single_image wpb_content_element vc_align_center"> 543 544 <figure class="wpb_wrapper vc_figure"> 545 <div class="vc_single_image-wrapper "><img decoding="async" width="150" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQMAAAAGz+OhAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAABpJREFUSMftwTEBAAAAwiD7p7bGDmAAAEDeAQu4AAGOCOSSAAAAAElFTkSuQmCC" class="vc_single_image-img attachment-thumbnail lazyload" alt="home insurance 03" title="home-insurance--03" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-03/" data-src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03-150x150.png" data-srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03.png 400w" data-max-width="150" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" /><noscript><img decoding="async" width="150" height="150" src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03-150x150.png" class="vc_single_image-img attachment-thumbnail" alt="home insurance 03" title="home-insurance--03" srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-03.png 400w" sizes="(max-width: 150px) 100v
545w, 150px" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-03/" data-eio="l" /></noscript></div> 546 </figure> 547 </div> 548<h3 style="color: #FFFFFF;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Detached Structures</h3> 549 <div class="wpb_text_column wpb_content_element " > 550 <div class="wpb_wrapper"> 551 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;">Whether you hit another vehicle or a stationary object, collision coverage helps pay to repair or replace your own vehicle.</span></p> 552 553 </div> 554 </div> 555</div></div></div><div class="wpb_column vc_column_container vc_col-sm-3"><div class="vc_column-inner vc_custom_1784834884270"><div class="wpb_wrapper"> 556 <div class="wpb_single_image wpb_content_element vc_align_center"> 557 558 <figure class="wpb_wrapper vc_figure"> 559 <div class="vc_single_image-wrapper "><img decoding="async" width="150" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQMAAAAGz+OhAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAABpJREFUSMftwTEBAAAAwiD7p7bGDmAAAEDeAQu4AAGOCOSSAAAAAElFTkSuQmCC" class="vc_single_image-img attachment-thumbnail lazyload" alt="home insurance 04" title="home-insurance--04" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-04/" data-src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04-150x150.png" data-srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04.png 400w" data-max-width="150" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" /><noscript><img decoding="async" width="150" height="150" src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04-150x150.png" class="vc_single_image-img attachment-thumbnail" alt="home insurance 04" title="home-insurance--04" srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-04.png 400w" sizes="(max-width: 150px) 100vw, 150px" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-04/" data-eio="l" /></noscript></div> 560 </figure> 561 </div> 562<h3 style="color: #FFFFFF;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Personal Contents</h3> 563 <div class="wpb_text_column wpb_content_element " > 564 <div class="wpb_wrapper"> 565 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;">Helps cover the cost to repair or replace the belongings inside your home, including furniture, appliances, and clothing.</span></p> 566 567 </div> 568 </div> 569</div></div></div><div class="wpb_column vc_column_container vc_col-md-3"><div class="vc_column-inner vc_custom_1789675424185"><div class="wpb_wrapper"> 570 <div class="wpb_single_image wpb_content_element vc_align_center"> 571 572 <figure class="wpb_wrapper vc_figure"> 573 <div class="vc_single_image-wrapper "><img decoding="async" width="150" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQMAAAAGz+OhAAAAA1BMVEUAAACnej3aAAAAAXRSTlMAQObYZgAAABpJREFUSMftwTEBAAAAwiD7p7bGDmAAAEDeAQu4AAGOCOSSAAAAAElFTkSuQmCC" class="vc_single_image-img attachment-thumbnail lazyload" alt="home insurance 05" title="home-insurance--05" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-05/" data-src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05-150x150.png" data-srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05.png 400w" data-max-width="150" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" /><noscript><img decoding="async" width="150" height="150" src="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05-150x150.png" class="vc_single_image-img attachment-thumbnail" alt="home insurance 05" title="home-insurance--05" srcset="https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05-150x150.png 150w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05-300x300.png 300w, https://pinionfamilyinsurance.com/wp-content/uploads/2026/08/home-insurance-05.png 400w" sizes="(max-width: 150px) 100v
573w, 150px" data-dt-location="https://pinionfamilyinsurance.com/homeowners-insurance/attachment/home-insurance-05/" data-eio="l" /></noscript></div> 574 </figure> 575 </div> 576<h3 style="color: #FFFFFF;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Liability Protection</h3> 577 <div class="wpb_text_column wpb_content_element " > 578 <div class="wpb_wrapper"> 579 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;">Provides critical financial and legal protection in the event that a guest is injured on your property.</span></p> 580 581 </div> 582 </div> 583</div></div></div></div></section><div class="vc_row-full-width vc_clearfix"></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1789678659227"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><h2 style="text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Specialty Property Insurance Options</h2> 584 <div class="wpb_text_column wpb_content_element " > 585 <div class="wpb_wrapper"> 586 <p style="text-align: center;">At Pinion Family Insurance, we understand that “home” looks different for everyone. In addition to standard homeowners policies, we offer specialized property coverage to fit your unique living situation:</p> 587 588 </div> 589 </div> 590<div class="vc_row wpb_row vc_inner vc_row-fluid vc_column-gap-10px vc_row-o-equal-height vc_row-flex"><div class="wpb_column vc_column_container vc_col-md-4 vc_col-xs-12 vc_col-has-fill"><div class="vc_column-inner vc_custom_1789675838177"><div class="wpb_wrapper"><div class="ult-content-box-container " > <div class="ult-content-box" style="background-color:#B5B5B5;box-shadow: px px px px none;padding:20px;-webkit-transition: all 700ms ease;-moz-transition: all 700ms ease;-ms-transition: all 700ms ease;-o-transition: all 700ms ease;transition: all 700ms ease;" data-hover_box_shadow="none" data-bg="#B5B5B5" ><h3 style="color: #000000;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Renter's Insurance</h3> 591 <div class="wpb_text_column wpb_content_element " > 592 <div class="wpb_wrapper"> 593 <p>Protects your personal belongings and provides liability coverage if you lease an apartment or house.</p> 594 595 </div> 596 </div> 597 </div></div></div></div></div><div class="wpb_column vc_column_container vc_col-xl-4 vc_col-md-12 vc_col-xs-12"><div class="vc_column-inner vc_custom_1789675845354"><div class="wpb_wrapper"><div class="ult-content-box-container " > <div class="ult-content-box" style="background-color:#B5B5B5;box-shadow: px px px px none;padding:20px;-webkit-transition: all 700ms ease;-moz-transition: all 700ms ease;-ms-transition: all 700ms ease;-o-transition: all 700ms ease;transition: all 700ms ease;" data-hover_box_shadow="none" data-bg="#B5B5B5" ><h3 style="color: #000000;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Manufactured Home</h3> 598 <div class="wpb_text_column wpb_content_element " > 599 <div class="wpb_wrapper"> 600 <p>Specialized coverage tailored to the unique construction and risks of mobile and manufactured homes.</p> 601 602 </div> 603 </div> 604 </div></div></div></div></div><div class="wpb_column vc_column_container vc_col-xl-4 vc_col-md-12 vc_col-xs-12"><div class="vc_column-inner vc_custom_1789675852673"><div class="wpb_wrapper"><div class="ult-content-box-container " > <div class="ult-content-box" style="background-color:#B5B5B5;box-shadow: px px px px none;padding:20px;-webkit-transition: all 700ms ease;-moz-transition: all 700ms ease;-ms-transition: all 700ms ease;-o-transition: all 700ms ease;transition: all 700ms ease;" data-hover_box_shadow="none" data-bg="#B5B5B5" ><h3 style="color: #000000;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Farm and Ranch</h3> 605 <div class="wpb_text_column wpb_content_element " > 606 <div class="wpb_wrapper"> 607 <p>Broad protection for your primary residence, outbuildings, machinery, livestock, and agricultural liability.</p> 608 609 </div> 610 </div> 611 </div></div></div></div></div></div><div class="vc_row wpb_row vc_inner vc_row-fluid vc_column-gap-10px vc_row-o-equal-height vc_row-flex"><div class="wpb_column vc_column_container vc_col-xl-6 vc_col-xs-12 vc_col-has-fill"><div class="vc_column-inner vc_custom_1789675831144"><div class="wpb_wrapper"><div class="ult-content-box-container " >
611 <div class="ult-content-box" style="background-color:#B5B5B5;box-shadow: px px px px none;padding:20px;-webkit-transition: all 700ms ease;-moz-transition: all 700ms ease;-ms-transition: all 700ms ease;-o-transition: all 700ms ease;transition: all 700ms ease;" data-hover_box_shadow="none" data-bg="#B5B5B5" ><h3 style="color: #000000;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >First-Time Home Buyer</h3> 612 <div class="wpb_text_column wpb_content_element " > 613 <div class="wpb_wrapper"> 614 <p>Expert guidance and tailored policies designed to help new buyers satisfy their mortgage requirements.</p> 615 616 </div> 617 </div> 618 </div></div></div></div></div><div class="wpb_column vc_column_container vc_col-xl-6 vc_col-xs-12"><div class="vc_column-inner vc_custom_1789675825417"><div class="wpb_wrapper"><div class="ult-content-box-container " > <div class="ult-content-box" style="background-color:#B5B5B5;box-shadow: px px px px none;padding:20px;-webkit-transition: all 700ms ease;-moz-transition: all 700ms ease;-ms-transition: all 700ms ease;-o-transition: all 700ms ease;transition: all 700ms ease;" data-hover_box_shadow="none" data-bg="#B5B5B5" ><h3 style="color: #000000;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Personal Articles</h3> 619 <div class="wpb_text_column wpb_content_element " > 620 <div class="wpb_wrapper"> 621 <p>Additional, scheduled coverage for high-value items like jewelry, fine art, or electronics that exceed standard policy limits.</p> 622 623 </div> 624 </div> 625 </div></div></div></div></div></div></div></div></div></div><section data-vc-full-width="true" data-vc-full-width-temp="true" data-vc-full-width-init="false" class="vc_section vc_custom_1784834953423 vc_section-has-fill vc_section-o-content-top vc_section-flex"><div class="vc_row wpb_row vc_row-fluid vc_custom_1782227576220"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><h1 style="color: #000000;text-align: left;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Home Insurance FAQs</h1><div class="vc_tta-container" data-vc-action="collapse"><div class="vc_general vc_tta vc_tta-accordion vc_tta-color-custom vc_tta-style-classic vc_tta-shape-rounded vc_tta-o-shape-group vc_tta-controls-align-left" style="--vc-tta-color: #F8F8F8; --vc-tta-color-contrast: #666; --vc-tta-spacing: 0px; --vc-tta-gap: 0px;"><div class="vc_tta-panels-container"><div class="vc_tta-panels"><div class="vc_tta-panel vc_active" id="1776195284962-536daddd-03bd" data-vc-content=".vc_tta-panel-body"><div class="vc_tta-panel-heading"><h4 class="vc_tta-panel-title vc_tta-controls-icon-position-left"><a href="#1776195284962-536daddd-03bd" data-vc-accordion data-vc-container=".vc_tta-container"><span class="vc_tta-title-text">What is home insurance?</span><i class="vc_tta-controls-icon vc_tta-controls-icon-plus"></i></a></h4></div><div class="vc_tta-panel-body"> 626 <div class="wpb_text_column wpb_content_element " > 627 <div class="wpb_wrapper"> 628 <p style="text-align: left;"><b data-path-to-node="3" data-index-in-node="0">Answer: </b><span style="font-weight: 400;">Home insurance is a type of property insurance that helps protect your home and belongings in the event of damage, disaster, or theft. It typically covers the physical structure of your home as well as your personal belongings inside. If your home becomes uninhabitable due to severe damage, it can also help cover the cost of temporary living accommodations. While home insurance is not legally mandatory by the state, it is a wise investmentâand almost always required by mortgage lenders. There are many different types of policies available, making it important to compare options and choose one that perfectly meets your needs.</span></p> 629 630 </div> 631 </div> 632</div></div><div class="vc_tta-panel" id="1776195284974-2861a233-d50e" data-vc-content=".vc_tta-panel-body"><div class="vc_tta-panel-heading"><h4 class="vc_tta-panel-title vc_tta-controls-icon-position-left"><a href="#1776195284974-2861a233-d50e" data-vc-accordion data-vc-container=".vc_tta-container"><span class="vc_tta-title-text">Do I need home insurance?</span><i class="vc_tta-controls-icon vc_tta-controls-icon-plus"></i></a></h4></div><div class="vc_tta-panel-body"> 633 <div class="wpb_text_column wpb_content_element " > 634 <div class="wpb_wrapper"> 635 <p><b data-path-to-node="5" data-index-in-node="0">Answer: </b><span style="font-weight: 400;">Most people purchase home insurance to protect their property and possessions from fire, theft, hail, wind, and other covered disasters. If your home is destroyed, this insurance helps pay for temporary housing and living expenses while you rebuild. Additionally, the liability coverage is crucial if someone is injured on your property. Even if you own your home outright and do not have a mortgage lender requiring a policy, home insurance gives you the peace of mind knowing you are protected against catastrophic financial loss.</span></p> 636 637 </div> 638 </div> 639</div></div><div class="vc_tta-panel" id="1776195431252-3591423f-54f7" data-vc-content=".vc_tta-panel-body"><div class="vc_tta-panel-heading"><h4 class="vc_tta-panel-title vc_tta-controls-icon-position-left"><a href="#1776195431252-3591423f-54f7" data-vc-accordion data-vc-container=".vc_tta-container"><span class="vc_tta-title-text">How much home insurance do I need?</span><i class="vc_tta-controls-icon vc_tta-controls-icon-plus"></i></a></h4></div><div class="vc_tta-panel-body"> 640 <div class="wpb_text_column wpb_content_element " > 641 <div class="wpb_wrapper"> 642 <p><b data-path-to-node="7" data-index-in-node="0">Answer:</b> <span style="font-weight: 400;">Determining the right amount of coverage can be tricky. Some recommend insuring your home for its full replacement cost (what it would cost to rebuild it from scratch today), while others suggest insuring it for its current market value. Ultimately, the amount you need depends on several factors: the cost to rebuild your home, the value of your personal belongings, your personal risk tolerance, and your budget. When deciding how much to buy, it is important to strike a balance that gives you peace of mind without breaking the bank.</span></p> 643 644 </div> 645 </div> 646</div></div></div></div></div></div></div></div></div></div></section><div class="vc_row-full-width vc_clearfix"></div><section data-vc-full-width="true" data-vc-full-width-temp="true" data-vc-full-width-init="false" data-vc-stretch-content="true" class="vc_section vc_custom_1784835269630 vc_section-has-fill vc_section-o-content-top vc_section-flex"><div class="vc_row wpb_row vc_row-fluid"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><h2 style="color: #FFFFFF;text-align: center;font-family:Abril Fatface;font-weight:400;font-style:normal" class="vc_custom_heading vc_do_custom_heading" >Not sure how much home insurance you need?</h2> 647 <div class="wpb_text_column wpb_content_element " > 648 <div class="wpb_wrapper"> 649 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;">Talk to the local experts at Pinion Family Insurance today. We will help you evaluate your property, compare quotes, and find a policy that meets your needs perfectly.</span></p> 650 651 </div> 652 </div> 653 654 <div class="wpb_text_column wpb_content_element " > 655 <div class="wpb_wrapper"> 656 <p style="text-align: center;"><span style="font-weight: 400; color: #ffffff;"><strong>Call us today at <a style="color: #fff;" href="tel:6626383777">(662) 638-3777</a>
656 or stop by our office at <a style="color: #fff;" href="https://maps.app.goo.gl/6qXK5PWqFCXBykCKA" target="_blank" rel="noopener">2621 A West Oxford Loop</a> to review your policy!</strong></span></p> 657 658 </div> 659 </div> 660<div class="vc_btn3-container vc_btn3-center" ><a style="background-color:#2A2A2A; color:#fff;" class="vc_general vc_btn3 vc_btn3-size-md vc_btn3-shape-square vc_btn3-style-custom" href="https://pinionfamilyinsurance.com/contact-us/" title="Contact Us">Request a Quote</a></div></div></div></div></div></section><div class="vc_row-full-width vc_clearfix"></div> 661</div> 662 </div><!-- #content --> 663 664 665 666 667 </div><!-- .wf-container --> 668 </div><!-- .wf-wrap --> 669 670 671 </div><!-- #main --> 672 673 674 675 676 <!-- !Footer --> 677 <footer id="footer" class="footer solid-bg" role="contentinfo"> 678 679 680 <div class="wf-wrap"> 681 <div class="wf-container-footer"> 682 <div class="wf-container"> 683 <section id="presscore-custom-menu-two-3" class="widget widget_presscore-custom-menu-two wf-cell wf-1-4"><ul class="custom-nav"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-253 first"><a href="https://pinionfamilyinsurance.com/"><span>Home</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-252"><a href="https://pinionfamilyinsurance.com/about-us/"><span>About Us</span></a></li><li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-ancestor current-menu-parent menu-item-has-children menu-item-885 act has-children"><a href=""><span>Insurance</span><svg version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px"viewBox="0 0 16 16" style="enable-background:new 0 0 16 16;" xml:space="preserve"><path d="M14.7,4.3c-0.4-0.4-1-0.4-1.4,0L8,9.6L2.7,4.3c-0.4-0.4-1-0.4-1.4,0l0,0C1.1,4.5,1,4.7,1,5c0,0.3,0.1,0.5,0.3,0.7l6,6C7.5,11.9,7.7,12,8,12c0,0,0,0,0,0c0.3,0,0.5-0.1,0.7-0.3l6-6C14.9,5.5,15,5.3,15,5S14.9,4.5,14.7,4.3z"/></svg></a><ul class="custom-menu"><li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-739 current_page_item menu-item-883 act first"><a href="https://pinionfamilyinsurance.com/homeowners-insurance/"><span>Homeowners Insurance</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-884"><a href="https://pinionfamilyinsurance.com/auto-insurance/"><span>Auto Insurance</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-882"><a href="https://pinionfamilyinsurance.com/life-insurance/"><span>Life Insurance</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-881"><a href="https://pinionfamilyinsurance.com/commercial-insurance/"><span>Commercial Insurance</span></a></li></ul></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-251"><a href="https://pinionfamilyinsurance.com/contact-us/"><span>Contact Us</span></a></li></ul></section><section id="custom_html-5" class="widget_text widget widget_custom_html wf-cell wf-1-4"><div class="textwidget custom-html-widget"><h4>Our Hours:</h4> 684<strong>Mon - Fri</strong> 8:30 AM - 5:00 PM 685<br><strong>Saturday</strong> Closed 686<br><strong>Sunday</strong> Closed 687</div></section><section id="custom_html-2" class="widget_text widget widget_custom_html wf-cell wf-1-4"><div class="textwidget custom-html-widget"><iframe width="400" height="130" frameborder="0" style="border:0" allowfullscreen data-src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3293.483520612692!2d-89.57333888489546!3d34.36362050870438!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x88807042e9591aa1%3A0xa3fcc500f4ea29f4!2sPinion+Family+Insurance+Agency!5e0!3m2!1sen!2sus!4v1561643046460!5m2!1sen!2sus" class="lazyload"></iframe></div></section><section id="custom_html-6" class="widget_text widget widget_custom_html wf-cell wf-1-4"><div class="textwidget custom-html-widget"><div style="width: 100%; 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