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1<!doctype html><html lang="en"><head>
2    <meta http-equiv="X-UA-Compatible" content="IE=edge">
3    <meta charset="utf-8">
4    <title>Money Market Accounts | Earn More and Access Funds, Anytime</title>
5    <link rel="shortcut icon" href="https://www.caclfcu.org/hubfs/assets/logos/utility/favicon.svg">
6    <meta name="description" content="The ultimate emergency fund is here! Take advantage of competitive rates and flexible access to your money. Learn More!">
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557  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/contact" role="menuitem">Contact Us</a></li>
558  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/locations" role="menuitem">Locations</a></li>
559  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.culiance.com/atmlocator" role="menuitem" target="_blank" rel="noopener">Find an ATM</a></li>
560  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://banking.caclfcu.org/sign-in" role="menuitem" target="_blank" rel="noopener">Sign In</a></li>
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579                        Rates
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589                      <a href="javascript:;" class="site-header__link">
590                        Personal
591                      </a>
592                      
593                      
594                        <div class="mega-menu light-mode mega-menu--simple-mega mega-menu--100 mega-menu--parent-size-small">
595                          <div class="mega-menu__grid">
596                            
597                              <div class="mega-menu__column mega-menu__column--main">
598                                <ul class="mega-menu__child-menu mega-menu__child-menu--4">
599                                  
600                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
601                                      <a href="javascript:;">
602                                        Personal
603                                      </a>
604                                      <ul class="mega-menu__child-menu-submenu">
605                                        
606                                          <li class="hs-menu-item hs-menu-depth-3">
607                                            <a href="https://www.caclfcu.org/hywow-difference">
608                                              The HY WOW! Difference
609                                            </a>
610                                          </li>
611                                        
612                                          <li class="hs-menu-item hs-menu-depth-3">
613                                            <a href="https://www.caclfcu.org/membership-eligibility">
614                                              Membership Eligibility
615                                            </a>
616                                          </li>
617                                        
618                                          <li class="hs-menu-item hs-menu-depth-3">
619                                            <a href="https://www.caclfcu.org/apply-for-a-loan" target="_blank">
620                                              Apply for a loan
621                                            </a>
622                                          </li>
623                                        
624                                      </ul>
625                                    </li>
626                                  
627                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
628                                      <a href="https://www.caclfcu.org/spend">
629                                        Spend
630                                      </a>
631                                      <ul class="mega-menu__child-menu-submenu">
632                                        
633                                          <li class="hs-menu-item hs-menu-depth-3">
634                                            <a href="https://www.caclfcu.org/spend/hywow-checking">
635                                              HY WOW! Checking
636                                            </a>
637                                          </li>
638                                        
639                                          <li class="hs-menu-item hs-menu-depth-3">
640                                            <a href="https://www.caclfcu.org/spend/prime-checking">
641                                              Prime Checking
642                                            </a>
643                                          </li>
644                                        
645                                      </ul>
646                                    </li>
647                                  
648                                    <li class="hs-menu-item hs-menu-depth-2 active-branch hs-item-has-children">
649                                      <a href="https://www.caclfcu.org/save">
650                                        Save
651                                      </a>
652                                      <ul class="mega-menu__child-menu-submenu">
653                                        
654                                          <li class="hs-menu-item hs-menu-depth-3 active-branch active">
655                                            <a href="https://www.caclfcu.org/save/money-market-accounts">
656                                              Money Market Accounts
657                                            </a>
658                                          </li>
659                                        
660                                          <li class="hs-menu-item hs-menu-depth-3">
661                                            <a href="https://www.caclfcu.org/save/share-certificates">
662                                              Share Certificates
663                                            </a>
664                                          </li>
665                                        
666                                          <li class="hs-menu-item hs-menu-depth-3">
667                                            <a href="https://www.caclfcu.org/save/retirement-accounts">
668                                              Retirement Accounts
669                                            </a>
670                                          </li>
671                                        
672                                          <li class="hs-menu-item hs-menu-depth-3">
673                                            <a href="https://www.caclfcu.org/save/membership-savings-account">
674                                              Membership Savings Account
675                                            </a>
676                                          </li>
677                                        
678                                          <li class="hs-menu-item hs-menu-depth-3">
679                                            <a href="https://www.caclfcu.org/save/vacation-savings">
680                                              Vacation Savings Account
681                                            </a>
682                                          </li>
683                                        
684                                          <li class="hs-menu-item hs-menu-depth-3">
685                                            <a href="https://www.caclfcu.org/save/christmas-savings">
686                                              Holiday Savings Account
687                                            </a>
688                                          </li>
689                                        
690                                      </ul>
691                                    </li>
692                                  
693                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
694                                      <a href="https://www.caclfcu.org/borrow">
695                                        Borrow
696                                      </a>
697                                      <ul class="mega-menu__child-menu-submenu">
698                                        
699                                          <li class="hs-menu-item hs-menu-depth-3">
700                                            <a href="https://www.caclfcu.org/borrow/credit-cards">
701                                              Credit Cards
702                                            </a>
703                                          </li>
704                                        
705                                          <li class="hs-menu-item hs-menu-depth-3">
706                                            <a href="https://www.caclfcu.org/borrow/auto-loans">
707                                              Auto Loan
708                                            </a>
709                                          </li>
710                                        
711                                          <li class="hs-menu-item hs-menu-depth-3">
712                                            <a href="https://www.caclfcu.org/borrow/home-loans">
713                                              Home Loan
714                                            </a>
715                                          </li>
716                                        
717                                          <li class="hs-menu-item hs-menu-depth-3">
718                                            <a href="https://www.caclfcu.org/borrow/personal-loans">
719                                              Personal Loan
720                                            </a>
721                                          </li>
722                                        
723                                          <li class="hs-menu-item hs-menu-depth-3">
724                                            <a href="https://partner.lendkey.com/caclfcu/student" target="_blank">
725                                              Student Loan
726                                            </a>
727                                          </li>
728                                        
729                                          <li class="hs-menu-item hs-menu-depth-3">
730                                            <a href="https://www.myloaninsurance.com/Default.aspx" target="_blank">
731                                              MyLoanInsurance
732                                            </a>
733                                          </li>
734                                        
735                                      </ul>
736                                    </li>
737                                  
738                                </ul>
739                              </div>
740                            
741                          </div>
742                        </div>
743                      
744                    </li>
745                  
746                    
747                    
748
749                    <li class="hs-menu-item hs-menu-depth-1 hs-item-has-children hs-menu-depth-1--has-mega-menu hs-menu-depth-1--2">
750                      <a href="javascript:;" class="site-header__link">
751                        Business
752                      </a>
753                      
754                      
755                        <div class="mega-menu light-mode mega-menu--simple-mega mega-menu--100 mega-menu--parent-size-small">
756                          <div class="mega-menu__grid">
757                            
758                              <div class="mega-menu__column mega-menu__column--main">
759                                <ul class="mega-menu__child-menu mega-menu__child-menu--2">
760                                  
761                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
762                                      <a href="javascript:;">
763                                        Business
764                                      </a>
765                                      <ul class="mega-menu__child-menu-submenu">
766                                        
767                                          <li class="hs-menu-item hs-menu-depth-3">
768                                            <a href="https://www.caclfcu.org/hywow-difference">
769                                              The HY WOW! Difference
770                                            </a>
771                                          </li>
772                                        
773                                          <li class="hs-menu-item hs-menu-depth-3">
774                                            <a href="https://www.caclfcu.org/membership-eligibility">
775                                              Membership Eligibility
776                                            </a>
777                                          </li>
778                                        
779                                          <li class="hs-menu-item hs-menu-depth-3">
780                                            <a href="https://www.caclfcu.org/apply-for-a-loan">
781                                              Apply for a loan
782                                            </a>
783                                          </li>
784                                        
785                                      </ul>
786                                    </li>
787                                  
788                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
789                                      <a href="javascript:;">
790                                        Borrow
791                                      </a>
792                                      <ul class="mega-menu__child-menu-submenu">
793                                        
794                                          <li class="hs-menu-item hs-menu-depth-3">
795                                            <a href="https://www.caclfcu.org/business/loans">
796                                              Business Loan
797                                            </a>
798                                          </li>
799                                        
800                                          <li class="hs-menu-item hs-menu-depth-3">
801                        
801                    <a href="https://www.caclfcu.org/business/credit-cards">
802                                              Business Credit Card
803                                            </a>
804                                          </li>
805                                        
806                                      </ul>
807                                    </li>
808                                  
809                                </ul>
810                              </div>
811                            
812                          </div>
813                        </div>
814                      
815                    </li>
816                  
817                    
818                    
819
820                    <li class="hs-menu-item hs-menu-depth-1 hs-item-has-children hs-menu-depth-1--has-mega-menu hs-menu-depth-1--2">
821                      <a href="javascript:;" class="site-header__link">
822                        About Us
823                      </a>
824                      
825                      
826                        <div class="mega-menu light-mode mega-menu--simple-mega mega-menu--100 mega-menu--parent-size-small">
827                          <div class="mega-menu__grid">
828                            
829                              <div class="mega-menu__column mega-menu__column--main">
830                                <ul class="mega-menu__child-menu mega-menu__child-menu--2">
831                                  
832                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
833                                      <a href="javascript:;">
834                                        About Us
835                                      </a>
836                                      <ul class="mega-menu__child-menu-submenu">
837                                        
838                                          <li class="hs-menu-item hs-menu-depth-3">
839                                            <a href="https://www.caclfcu.org/hywow-difference">
840                                              The HY WOW! Difference
841                                            </a>
842                                          </li>
843                                        
844                                          <li class="hs-menu-item hs-menu-depth-3">
845                                            <a href="https://www.caclfcu.org/why-choose-credit-union">
846                                              Why Choose a Credit Union
847                                            </a>
848                                          </li>
849                                        
850                                          <li class="hs-menu-item hs-menu-depth-3">
851                                            <a href="https://www.caclfcu.org/apply-for-a-loan" target="_blank">
852                                              Apply for a loan
853                                            </a>
854                                          </li>
855                                        
856                                      </ul>
857                                    </li>
858                                  
859                                    <li class="hs-menu-item hs-menu-depth-2 hs-item-has-children">
860                                      <a href="https://www.caclfcu.org/about">
861                                        About CACL
862                                      </a>
863                                      <ul class="mega-menu__child-menu-submenu">
864                                        
865                                          <li class="hs-menu-item hs-menu-depth-3">
866                                            <a href="https://www.caclfcu.org/locations">
867                                              Locations
868                                            </a>
869                                          </li>
870                                        
871                                          <li class="hs-menu-item hs-menu-depth-3">
872                                            <a href="https://www.caclfcu.org/careers">
873                                              Careers
874                                            </a>
875                                          </li>
876                                        
877                                      </ul>
878                                    </li>
879                                  
880                                </ul>
881                              </div>
882                            
883                          </div>
884                        </div>
885                      
886                    </li>
887                  
888                    
889                    
890
891                    <li class="hs-menu-item hs-menu-depth-1 hs-item-has-children hs-menu-depth-1--has-mega-menu hs-menu-depth-1--3">
892                      <a href="javascript:;" class="site-header__link">
893                        Financial Education
894                      </a>
895                      
896                      
897                        <div class="mega-menu light-mode mega-menu--simple-mega mega-menu--100 mega-menu--parent-size-small">
898                          <div class="mega-menu__grid">
899                            
900                              <div class="mega-menu__column mega-menu__column--main">
901                                <ul class="mega-menu__child-menu mega-menu__child-menu--3">
902                                  
903                                    <li class="hs-menu-item hs-menu-depth-2">
904                                      <a href="https://www.caclfcu.org/faqs">
905                                        Frequently Asked Questions
906                                      </a>
907                                      <ul class="mega-menu__child-menu-submenu">
908                                        
909                                      </ul>
910                                    </li>
911                                  
912                                    <li class="hs-menu-item hs-menu-depth-2">
913                                      <a href="https://www.caclfcu.org/resources">
914                                        Resources
915                                      </a>
916                                      <ul class="mega-menu__child-menu-submenu">
917                                        
918                                      </ul>
919                                    </li>
920                                  
921                                    <li class="hs-menu-item hs-menu-depth-2">
922                                      <a href="https://www.caclfcu.org/blog">
923                                        Blog
924                                      </a>
925                                      <ul class="mega-menu__child-menu-submenu">
926                                        
927                                      </ul>
928                                    </li>
929                                  
930                                </ul>
931                              </div>
932                            
933                          </div>
934                        </div>
935                      
936                    </li>
937                  
938                </ul>
939              </div>
940            
941          </div>
942          
943            <div class="site-header__action-items site-header__action-items--main">
944              
945                
946  
947  
948  
949  
950
951  <div class="site-header__action-item site-header__action-item--button-dropdown">
952    
953      <div class="site-header__action-item-dropdown-container olala">
954        <button class="site-header__action-item-dropdown-trigger cta-btn cta-btn--white-outline cta-btn--medium">
955          I want to...
956
957          <div class="site-header__action-item-dropdown-menu light-mode">
958            <ul>
959              
960                <li class="hs-menu-item hs-menu-depth-1">
961                  <a href="https://banking.caclfcu.org/sign-in" target="_blank">
962                    
963                      
964                      <span class="site-header__action-item-dropdown-menu-icon">
965                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512" aria-hidden="true"><g id="Lock1_layer"><path d="M144 144v48H304V144c0-44.2-35.8-80-80-80s-80 35.8-80 80zM80 192V144C80 64.5 144.5 0 224 0s144 64.5 144 144v48h16c35.3 0 64 28.7 64 64V448c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V256c0-35.3 28.7-64 64-64H80z" /></g></svg></span>
966                      </span>
967                    
968                    Sign In
969                  </a>
970                </li>
971              
972                <li class="hs-menu-item hs-menu-depth-1">
973                  <a href="https://www.caclfcu.org/lp/join-today">
974                    
975                      
976                      <span class="site-header__action-item-dropdown-menu-icon">
977                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 576 512" aria-hidden="true"><g id="Piggy Bank2_layer"><path d="M400 96l0 .7c-5.3-.4-10.6-.7-16-.7H256c-16.5 0-32.5 2.1-47.8 6c-.1-2-.2-4-.2-6c0-53 43-96 96-96s96 43 96 96zm-16 32c3.5 0 7 .1 10.4 .3c4.2 .3 8.4 .7 12.6 1.3C424.6 109.1 450.8 96 480 96h11.5c10.4 0 18 9.8 15.5 19.9l-13.8 55.2c15.8 14.8 28.7 32.8 37.5 52.9H544c17.7 0 32 14.3 32 32v96c0 17.7-14.3 32-32 32H512c-9.1 12.1-19.9 22.9-32 32v64c0 17.7-14.3 32-32 32H416c-17.7 0-32-14.3-32-32V448H256v32c0 17.7-14.3 32-32 32H192c-17.7 0-32-14.3-32-32V416c-34.9-26.2-58.7-66.3-63.2-112H68c-37.6 0-68-30.4-68-68s30.4-68 68-68h4c13.3 0 24 10.7 24 24s-10.7 24-24 24H68c-11 0-20 9-20 20s9 20 20 20H99.2c12.1-59.8 57.7-107.5 116.3-122.8c12.9-3.4 26.5-5.2 40.5-5.2H384zm64 136a24 24 0 1 0 -48 0 24 24 0 1 0 48 0z" /></g></svg></span>
978                      </span>
979                    
980                    Become a Member
981                  </a>
982                </li>
983              
984                <li class="hs-menu-item hs-menu-depth-1">
985                  <a href="https://www.caclfcu.org/apply-for-a-loan">
986                    
987                      
988                      <span class="site-header__action-item-dropdown-menu-icon">
989                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 384 512" aria-hidden="true"><g id="Clipboard Check3_layer"><path d="M192 0c-41.8 0-77.4 26.7-90.5 64H64C28.7 64 0 92.7 0 128V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V128c0-35.3-28.7-64-64-64H282.5C269.4 26.7 233.8 0 192 0zm0 64a32 32 0 1 1 0 64 32 32 0 1 1 0-64zM305 273L177 401c-9.4 9.4-24.6 9.4-33.9 0L79 337c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L271 239c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z" /></g></svg></span>
990                      </span>
991                    
992                    Apply for a Loan
993                  </a>
994                </li>
995              
996                <li class="hs-menu-item hs-menu-depth-1">
997                  <a href="https://caclfcu.lenderpayments.com/" target="_blank">
998                    
999                      
1000                      <span class="site-header__action-item-dropdown-menu-icon">
1001                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 576 512" aria-hidden="true"><g id="Money Bill4_layer"><path d="M64 64C28.7 64 0 92.7 0 128V384c0 35.3 28.7 64 64 64H512c35.3 0 64-28.7 64-64V128c0-35.3-28.7-64-64-64H64zm64 320H64V320c35.3 0 64 28.7 64 64zM64 192V128h64c0 35.3-28.7 64-64 64zM448 384c0-35.3 28.7-64 64-64v64H448zm64-192c-35.3 0-64-28.7-64-64h64v64zM288 160a96 96 0 1 1 0 192 96 96 0 1 1 0-192z" /></g></svg></span>
1002                      </span>
1003                    
1004                    Make a Payment
1005                  </a>
1006                </li>
1007              
1008                <li class="hs-menu-item hs-menu-depth-1">
1009                  <a href="https://www.ordermychecks.com/login_a.jsp" target="_blank">
1010                    
1011                      
1012                      <span class="site-header__action-item-dropdown-menu-icon">
1013                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 576 512" aria-hidden="true"><g id="Money Check5_layer"><path d="M64 64C28.7 64 0 92.7 0 128V384c0 35.3 28.7 64 64 64H512c35.3 0 64-28.7 64-64V128c0-35.3-28.7-64-64-64H64zm48 160H272c8.8 0 16 7.2 16 16s-7.2 16-16 16H112c-8.8 0-16-7.2-16-16s7.2-16 16-16zM96 336c0-8.8 7.2-16 16-16H464c8.8 0 16 7.2 16 16s-7.2 16-16 16H112c-8.8 0-16-7.2-16-16zM376 160h80c13.3 0 24 10.7 24 24v48c0 13.3-10.7 24-24 24H376c-13.3 0-24-10.7-24-24V184c0-13.3 10.7-24 24-24z" /></g></svg></span>
1014                      </span>
1015                    
1016                    Reorder Checks
1017                  </a>
1018                </li>
1019              
1020                <li class="hs-menu-item hs-menu-depth-1">
1021                  <a href="https://www.caclfcu.org/rates">
1022                    
1023                      
1024                      <span class="site-header__action-item-dropdown-menu-icon">
1025                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 384 512" aria-hidden="true"><g id="Percent6_layer"><path d="M374.6 118.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-320 320c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l320-320zM128 128A64 64 0 1 0 0 128a64 64 0 1 0 128 0zM384 384a64 64 0 1 0 -128 0 64 64 0 1 0 128 0z" /></g></svg></span>
1026                      </span>
1027                    
1028                    View Current Rates
1029                  </a>
1030                </li>
1031              
1032                <li class="hs-menu-item hs-menu-depth-1">
1033                  <a href="https://www.caclfcu.org/financial-donations-request">
1034                    
1035                      
1036                      <span class="site-header__action-item-dropdown-menu-icon">
1037                        <span id="hs_cos_wrapper_module_site_header_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_icon" style="" data-hs-cos-general-type="widget" data-hs-cos-type="icon"><svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 640 512" aria-hidden="true"><g id="Money Bill Transfer7_layer"><path d="M535 41c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l64 64c4.5 4.5 7 10.6 7 17s-2.5 12.5-7 17l-64 64c-9.4 9.4-24.6 9.4-33.9 0s-9.4-24.6 0-33.9l23-23L384 112c-13.3 0-24-10.7-24-24s10.7-24 24-24l174.1 0L535 41zM105 377l-23 23L256 400c13.3 0 24 10.7 24 24s-10.7 24-24 24L81.9 448l23 23c9.4 9.4 9.4 24.6 0 33.9s-24.6 9.4-33.9 0L7 441c-4.5-4.5-7-10.6-7-17s2.5-12.5 7-17l64-64c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9zM96 64H337.9c-3.7 7.2-5.9 15.3-5.9 24c0 28.7 23.3 52 52 52l117.4 0c-4 17 .6 35.5 13.8 48.8c20.3 20.3 53.2 20.3 73.5 0L608 169.5V384c0 35.3-28.7 64-64 64H302.1c3.7-7.2 5.9-15.3 5.9-24c0-28.7-23.3-52-52-52l-117.4 0c4-17-.6-35.5-13.8-48.8c-20.3-20.3-53.2-20.3-73.5 0L32 342.5V128c0-35.3 28.7-64 64-64zm64 64H96v64c35.3 0 64-28.7 64-64zM544 320c-35.3 0-64 28.7-64 64h64V320zM320 352a96 96 0 1 0 0-192 96 96 0 1 0 0 192z" /></g></svg></span>
1038                      </span>
1039                    
1040                    Request Donation
1041                  </a>
1042                </li>
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1045          </div>
1046        </button>
1047      </div>
1048    
1049  </div>
1050
1051              
1052                
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1055  
1056  
1057
1058  <div class="site-header__action-item site-header__action-item--cta">
1059    
1060      
1061        
1062  <a href="https://www.caclfcu.org/lp/join-today" class="cta-btn cta-btn--primary-fill cta-btn--medium" aria-label="Join Today">
1063    
1064    <span class="___">
1065      Join Today
1066    </span>
1067  </a>
1068
1069      
1070    
1071  </div>
1072
1073              
1074            </div>
1075          
1076          
1077        </div>
1078      </div>
1079      <div class="site-header__mobile-secondary-menu">
1080        <div id="hs_menu_wrapper_module_site_header_" class="hs-menu-wrapper active-branch no-flyouts hs-menu-flow-horizontal" role="navigation" data-sitemap-name="default" data-menu-id="194001957220" aria-label="Navigation Menu">
1081 <ul role="menu">
1082  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://caclfcu.lenderpayments.com/" role="menuitem">Make A Payment</a></li>
1083  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/contact" role="menuitem">Contact Us</a></li>
1084  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/locations" role="menuitem">Locations</a></li>
1085  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.culiance.com/atmlocator" role="menuitem" target="_blank" rel="noopener">Find an ATM</a></li>
1086  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://banking.caclfcu.org/sign-in" role="menuitem" target="_blank" rel="noopener">Sign In</a></li>
1087 </ul>
1088</div>
1089      </div>
1090    </div>
1091  </div>
1092</header>
1093
1094
1095<div class="mobile-menu module--light-mode bg--black dark-mode" id="mobile-menu" data-menu-style="multiple-screens" data-color-mode="light-mode"></div>
1096<div id="main"></div></div>
1097        
1098        
1099<main class="body-container-wrapper">
1100  <div class="main-content">
1101    <div class="container-fluid fwds-body">
1102<div class="row-fluid-wrapper">
1103<div class="row-fluid">
1104<div class="span12 widget-span widget-type-cell " style="" data-widget-type="cell" data-x="0" data-w="12">
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1106<div class="row-fluid-wrapper row-depth-1 row-number-1 dnd-section">
1107<div class="row-fluid ">
1108<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12">
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1110<div class="row-fluid-wrapper row-depth-1 row-number-2 dnd-row">
1111<div class="row-fluid ">
1112<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12">
1113<div id="hs_cos_wrapper_fwds_body-module-2" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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1193        <div class="module__content text-align--left block-align--center constrain--12 false">
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1196  <div class="two-column__grid two-column__grid--50-50 two-column__grid--middle " style="--gap-size: var(--s-10); --mobile-gap-size: var(--s-0); --spacing-top: var(--s-0); --spacing-bottom: var(--s-0);">
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1201  <div class="column-block column-block--content-repeater">
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1207          <div class="module--spacing-bottom-6"></div>
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1213          <div>
1214            <h1 class="spacing-3">Money Market Accounts</h1>
1215<p class="headlines spacing-6 display--3">Earn more with your money with safe and easy access.</p>
1216<p class="spacing-4"><a href="#form" class="cta-btn cta-btn--medium cta-btn--white-fill" aria-label="join CACL FCU today">Get Started</a></p>
1217<a href="/rates" class="cta-btn cta-btn--secondary-outline cta-btn--medium" rel="noopener" aria-label="visit Rates page">See Rates</a>
1218          </div>
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1224          <div class="module--spacing-bottom-6"></div>
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1250            <img class="aspect--5-4 pill-mask " src="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=2840&amp;height=2840&amp;name=save-money-market-accounts.jpg" alt="A happy retired couple resting together on a hammock, knowing their money is safe and secure in their money market account." width="2840" height="2840" loading="lazy" decoding="async" srcset="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=1420&amp;height=1420&amp;name=save-money-market-accounts.jpg 1420w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=2840&amp;height=2840&amp;name=save-money-market-accounts.jpg 2840w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=4260&amp;height=4260&amp;name=save-money-market-accounts.jpg 4260w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=5680&amp;height=5680&amp;name=save-money-market-accounts.jpg 5680w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=7100&amp;height=7100&amp;name=save-money-market-accounts.jpg 7100w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/save-money-market-accounts.jpg?width=8520&amp;height=8520&amp;name=save-money-market-accounts.jpg 8520w" sizes="(max-width: 2840px) 100v
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1284</div><!--end row-wrapper -->
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1286<div class="row-fluid-wrapper row-depth-1 row-number-3 dnd-row">
1287<div class="row-fluid ">
1288<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12">
1289<div id="hs_cos_wrapper_fwds_body-module-3" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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1302<div class="breadcrumb module">
1303  <div class="module__inner constrain">
1304    <div class="module__section-main">
1305      <div class="module__content constrain--12">
1306        <div class="breadcrumb__content-inner">
1307          <div class="breadcrumb__content">
1308            <div class="hs-breadcrumb-menu-wrapper" id="hs_menu_wrapper_fwds_body-module-3_breadcrumb" role="navigation" data-sitemap-name="default" data-menu-id="194006393193">
1309 <ul class="hs-breadcrumb-menu">
1310  <li class="hs-breadcrumb-menu-item first-crumb"><a href="javascript:;" class="hs-breadcrumb-label">Personal</a><span class="hs-breadcrumb-menu-divider"></span></li>
1311  <li class="hs-breadcrumb-menu-item"><a href="https://www.caclfcu.org/save" class="hs-breadcrumb-label">Save</a><span class="hs-breadcrumb-menu-divider"></span></li>
1312  <li class="hs-breadcrumb-menu-item last-crumb"><span class="hs-breadcrumb-label">Money Market Accounts</span></li>
1313 </ul>
1314</div>
1315          </div>
1316        </div>
1317      </div>
1318    </div>
1319  </div>
1320</div></div>
1321
1322</div><!--end widget-span -->
1323</div><!--end row-->
1324</div><!--end row-wrapper -->
1325
1326<div class="row-fluid-wrapper row-depth-1 row-number-4 dnd-row">
1327<div class="row-fluid ">
1328<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12">
1329<div id="hs_cos_wrapper_fwds_body-module-4" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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1410    <div class="module__section-header-inner text-align--center block-align--center constrain--8">
1411      <h2>A Better Way to Save</h2>
1412<p class="large">Experience a financial solution where your money securely grows and is available when you need it.</p>
1413    </div>
1414  </div>
1415
1416      
1417
1418      <div class="module__section-main">
1419        <div class="module__content text-align--center block-align--center constrain--12 false">
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1463      <div class="card__inner">
1464        
1465          <div class="card__icon">
1466            
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1468    <picture class="module__icon">
1469      
1470      <source media="(-webkit-min-device-pixel-ratio: 1.5)" srcset="https://50086154.fs1.hubspotusercontent-na1.net/hubfs/50086154/assets/icons/icon-80px-green-check.svg">
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1473      <source srcset="https://50086154.fs1.hubspotusercontent-na1.net/hubfs/50086154/assets/icons/icon-80px-green-check.svg">
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1476      <img class="module__icon-element" src="https://www.caclfcu.org/hubfs/assets/icons/icon-80px-green-check.svg" alt="" loading="lazy" width="80" height="80">
1477    </picture>
1478  
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1480          </div>
1481        
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1483        <div class="card__content">
1484          <div class="card__content-top">
1485            
1486              
1487                <h3 class="h5 spacing-2">Maximize Interest</h3>
1488<p>Tiered rates reward you as your balance grows. The more you save, the more you earn!</p>
1489              
1490            
1491          </div>
1492          
1493        </div>
1494      </div>
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1553    </picture>
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1560          <div class="card__content-top">
1561            
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1563                <h3 class="h5 spacing-2">Convenient Online &amp; Mobile Banking</h3>
1564<p>Easily manage your account, transfer funds, and track your balance online or with your mobile device.</p>
1565              
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1567          </div>
1568          
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1629    </picture>
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1633        
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1636          <div class="card__content-top">
1637            
1638              
1639                <h3 class="h5 spacing-2">Easy access to your money</h3>
1640<p>Enjoy the flexibility to access your money effortlessly —with up to three free withdrawals per month.<sup>1</sup></p>
1641              
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1644          
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1673      <div class="xsmall" style="font-size: 12px;"><span style="color: #000000;"><sup>1</sup> After three withdrawals/transfers per month, a fee of $5.00 each will apply.&nbsp;</span></div>
1674    </div>
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1697
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1699<div class="row-fluid ">
1700<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12">
1701<div id="hs_cos_wrapper_fwds_body-module-8" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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1851            <h2>Money Market Account Details:</h2>
1852<ul class="large">
1853<li>$2,000 minimum to open</li>
1854<li>Dividends credited monthly</li>
1855<li>Insured by the National Credit Union Administration (NCUA) for up to $250,000.</li>
1856</ul>
1857<p class="spacing-4"><a href="#form" class="cta-btn cta-btn--medium cta-btn--primary-fill" rel="noopener" aria-label="join CACL FCU today">Get Started</a></p>
1858<a href="/membership-eligibility" class="cta-btn cta-btn--tertiary-outline cta-btn--medium" rel="noopener" aria-label="visit Membership Eligibility page">Membership Eligibility</a>
1859          </div>
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2002  <div class="module__section-header">
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2004      <h2 class="spacing-4">How do I open a Money Market Account?</h2>
2005    </div>
2006  </div>
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2010      <div class="module__section-main">
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2026            <ol class="step-list inline">
2027<li>
2028<p class="h5 spacing-1">Join.</p>
2029<p>Call or visit one of our convenient locations. Not a Member? Join Today!</p>
2030</li>
2031<li>
2032<p class="h5 spacing-1">Open a Savings Account.</p>
2033<p>Deposit $5 into a member savings account. This account is required for all members of CACL Financial and gives you access to all of the benefits of CACL membership.</p>
2034</li>
2035<li>
2036<p class="h5 spacing-1">Connect with us!</p>
2037<p>Once you've opened your savings account, connect with a representative from our team to open your Money Market Account.</p>
2038</li>
2039</ol>
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2063      <ul class="btn-group">
2064<li><a href="#form" class="cta-btn cta-btn--medium cta-btn--white-fill" aria-label="join CACL FCU today" rel="noopener">Get Started</a></li>
2065<li><a href="/membership-eligibility" class="cta-btn cta-btn--secondary-outline cta-btn--medium" aria-label="visit Membership Eligibility page" rel="noopener">Membership Eligibility</a></li>
2066</ul>
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2174      <h2>Frequently Asked Questions</h2>
2175    </div>
2176  </div>
2177
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2213                <button class="accordion-item__trigger accordion-item__trigger--icon-right" id="fwds_body-module-11__accordion-1-trigger" aria-expanded="true" aria-controls="fwds_body-module-11__accordion-1-body">
2214                  <span class="accordion-item__title">How does a money market account work?</span>
2215                  <span class="accordion-item__icon accordion-item__icon--plus-minus"></span>
2216                </button>
2217              
2218                <div class="accordion-item__body" role="region" id="fwds_body-module-11__accordion-1-body" aria-labelledby="fwds_body-module-11__accordion-1-trigger" data-expanded="true">
2219                  <p>A CACL Financial Money Market Account has higher interest rates than other savings solutions and allows you to make up to three penalty-free withdrawals or transfers per month. There is a fee for each additional withdrawal or transfer.</p>
2220                </div>
2221              </div>
2222            
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2226                <button class="accordion-item__trigger accordion-item__trigger--icon-right" id="fwds_body-module-11__accordion-2-trigger" aria-expanded="false" aria-controls="fwds_body-module-11__accordion-2-body">
2227                  <span class="accordion-item__title">What is the minimum balance for a money market account?
2228
2229</span>
2230                  <span class="accordion-item__icon accordion-item__icon--plus-minus"></span>
2231                </button>
2232              
2233                <div class="accordion-item__body" role="region" id="fwds_body-module-11__accordion-2-body" aria-labelledby="fwds_body-module-11__accordion-2-trigger" data-expanded="false">
2234                  <p>The minimum balance requirement for a CACL Financial Money Market Account is only $2,000 to earn the stated APY.</p>
2235                </div>
2236              </div>
2237            
2238              
2239            
2240              <div class="accordion-item">
2241                <button class="accordion-item__trigger accordion-item__trigger--icon-right" id="fwds_body-module-11__accordion-3-trigger" aria-expanded="false" aria-controls="fwds_body-module-11__accordion-3-body">
2242                  <span class="accordion-item__title">How does a money market account differ from a certificate?</span>
2243                  <span class="accordion-item__icon accordion-item__icon--plus-minus"></span>
2244                </button>
2245              
2246                <div class="accordion-item__body" role="region" id="fwds_body-module-11__accordion-3-body" aria-labelledby="fwds_body-module-11__accordion-3-trigger" data-expanded="false">
2247                  <p>Money market accounts usually have higher interest rates than a regular savings account, and offer easy access to funds without early withdrawal penalties, like a certificate.&nbsp;</p>
2248                </div>
2249              </div>
2250            
2251              
2252            
2253              <div class="accordion-item">
2254                <button class="accordion-item__trigger accordion-item__trigger--icon-right" id="fwds_body-module-11__accordion-4-trigger" aria-expanded="false" aria-controls="fwds_body-module-11__accordion-4-body">
2255                  <span class="accordion-item__title">Is a money market account a good option for long-term savings?</span>
2256                  <span class="accordion-item__icon accordion-item__icon--plus-minus"></span>
2257                </button>
2258              
2259                <div class="accordion-item__body" role="region" id="fwds_body-module-11__accordion-4-body" aria-labelledby="fwds_body-module-11__accordion-4-trigger" data-expanded="false">
2260                  <p>Yes, because money market accounts earn higher interest rates than other savings solutions, they are ideal for long-term savings. You also have access to your funds. Unlike a certificate, you don't have to wait for the maturity date to make withdrawals or transfers.</p>
2261                </div>
2262              </div>
2263            
2264              
2265            
2266              <div class="accordion-item">
2267                <button class="accordion-item__trigger accordion-item__trigger--icon-right" id="fwds_body-module-11__accordion-5-trigger" aria-expanded="false" aria-controls="fwds_body-module-11__accordion-5-body">
2268                  <span class="accordion-item__title">How can I access my money in my money market account?</span>
2269                  <span class="accordion-item__icon accordion-item__icon--plus-minus"></span>
2270                </button>
2271              
2272                <div class="accordion-item__body" role="region" id="fwds_body-module-11__accordion-5-body" aria-labelledby="fwds_body-module-11__accordion-5-trigger" data-expanded="false">
2273                  <p>You may stop by one of our branches to make a withdrawal in person, transfer funds from your checking account to your money market account, or use your debit card to withdraw funds.&nbsp;</p>
2274                </div>
2275              </div>
2276            
2277              
2278            
2279              <div class="accordion-item">
2280                <button class="accordion-item__trigger accordion-item__trigger--icon-right" id="fwds_body-module-11__accordion-6-trigger" aria-expanded="false" aria-controls="fwds_body-module-11__accordion-6-body">
2281                  <span class="accordion-item__title">Are Money Market Accounts insured?</span>
2282                  <span class="accordion-item__icon accordion-item__icon--plus-minus"></span>
2283                </button>
2284              
2285                <div class="accordion-item__body" role="region" id="fwds_body-module-11__accordion-6-body" aria-labelledby="fwds_body-module-11__accordion-6-trigger" data-expanded="false">
2286                  <p>Yes, credit union money market accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000 of all funds under a given member number.</p>
2287                </div>
2288              </div>
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2410      <h2><span>More Ways to Save</span></h2>
2411    </div>
2412  </div>
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2461  <a class="card card--grid-column card--style-card card--medium card--vertical light-mode card--is-linked" href="https://www.caclfcu.org/save/traditional-ira">
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2467
2468    <picture class="module__picture">
2469      <img class="module__picture-element aspect--natural" src="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=450&amp;height=600&amp;name=TraditionalIRA-900x600.jpg" alt="Traditional IRA" loading="lazy" width="450" height="600" srcset="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=225&amp;height=300&amp;name=TraditionalIRA-900x600.jpg 225w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=450&amp;height=600&amp;name=TraditionalIRA-900x600.jpg 450w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=675&amp;height=900&amp;name=TraditionalIRA-900x600.jpg 675w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=900&amp;height=1200&amp;name=TraditionalIRA-900x600.jpg 900w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=1125&amp;height=1500&amp;name=TraditionalIRA-900x600.jpg 1125w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/TraditionalIRA-900x600.jpg?width=1350&amp;height=1800&amp;name=TraditionalIRA-900x600.jpg 1350w" sizes="(max-width: 450px) 100v
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2485                <h3>Traditional IRA</h3>
2486<p>Plan for retirement with a Traditional IRA featuring tax-deferred growth, flexible contributions, and no minimum to get started.</p>
2487              
2488            
2489          </div>
2490          
2491            <div class="card__content-bottom">
2492              <span class="card__cta cta-btn cta-btn--medium cta-btn--primary-fill">Learn More</span>
2493            </div>
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2496      </div>
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2547
2548    <picture class="module__picture">
2549      <img class="module__picture-element aspect--natural" src="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=450&amp;height=600&amp;name=SavingsAccount-900x600.jpeg" alt="vacation savings account" loading="lazy" width="450" height="600" srcset="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=225&amp;height=300&amp;name=SavingsAccount-900x600.jpeg 225w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=450&amp;height=600&amp;name=SavingsAccount-900x600.jpeg 450w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=675&amp;height=900&amp;name=SavingsAccount-900x600.jpeg 675w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=900&amp;height=1200&amp;name=SavingsAccount-900x600.jpeg 900w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=1125&amp;height=1500&amp;name=SavingsAccount-900x600.jpeg 1125w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/SavingsAccount-900x600.jpeg?width=1350&amp;height=1800&amp;name=SavingsAccount-900x600.jpeg 1350w" sizes="(max-width: 450px) 100v
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2559        
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2562          <div class="card__content-top">
2563            
2564              
2565                <h3>Regular Membership Savings Account</h3>
2566<p>Start your membership with a CACL Share Savings Account. Open an account with just $5 and access all the benefits of membership.</p>
2567              
2568            
2569          </div>
2570          
2571            <div class="card__content-bottom">
2572              <span class="card__cta cta-btn cta-btn--medium cta-btn--primary-fill">Learn More</span>
2573            </div>
2574          
2575        </div>
2576      </div>
2577
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2580  </a>
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2621  <a class="card card--grid-column card--style-card card--medium card--vertical light-mode card--is-linked" href="https://www.caclfcu.org/deposits/checking.html">
2622    
2623      
2624        <div class="card__image">
2625          
2626  
2627
2628    <picture class="module__picture">
2629      <img class="module__picture-element aspect--natural" src="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=450&amp;height=600&amp;name=Certificate-900x600.jpg" alt="HY WOW! Checking Account" loading="lazy" width="450" height="600" srcset="https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=225&amp;height=300&amp;name=Certificate-900x600.jpg 225w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=450&amp;height=600&amp;name=Certificate-900x600.jpg 450w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=675&amp;height=900&amp;name=Certificate-900x600.jpg 675w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=900&amp;height=1200&amp;name=Certificate-900x600.jpg 900w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=1125&amp;height=1500&amp;name=Certificate-900x600.jpg 1125w, https://www.caclfcu.org/hs-fs/hubfs/assets/photos/Certificate-900x600.jpg?width=1350&amp;height=1800&amp;name=Certificate-900x600.jpg 1350w" sizes="(max-width: 450px) 100v
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2630    </picture>
2631  
2632
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2635        </div>
2636      
2637
2638      <div class="card__inner">
2639        
2640
2641        <div class="card__content">
2642          <div class="card__content-top">
2643            
2644              
2645                <h3>HY WOW! Checking Account</h3>
2646<p>Get more from your everyday banking with a checking account that rewards your balance. Enjoy convenient access to your money while earning more on the funds you use most.</p>
2647              
2648            
2649          </div>
2650          
2651            <div class="card__content-bottom">
2652              <span class="card__cta cta-btn cta-btn--medium cta-btn--primary-fill">Learn More</span>
2653            </div>
2654          
2655        </div>
2656      </div>
2657
2658      
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2660  </a>
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2835
2836      
2837      <img class="module__underlay-image-element module__underlay-image-element--top-right module__underlay-image-element--contain" src="https://www.caclfcu.org/hubfs/assets/graphics/bg-pill-cta-form.svg" alt="background image" loading="lazy">
2838    </picture>
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2842    </div>
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2848    <div class="module__inner constrain">
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2861    
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2866          <div>
2867            <h2 class="h1 spacing-3">Ready to make your money grow?</h2>
2868<p class="display--3 headlines">Our team is here to help you.</p>
2869          </div>
2870        
2871      
2872
2873    
2874  </div>
2875
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2897<div id="hs_form_target_form_155633416"></div>
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2906</span>
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2938</div><!--end widget-span -->
2939</div><!--end row-->
2940</div><!--end row-wrapper -->
2941
2942<div class="row-fluid-wrapper row-depth-1 row-number-11 dnd-row">
2943<div class="row-fluid ">
2944<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12">
2945<div id="hs_cos_wrapper_fwds_body-module-12" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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3022      
3023
3024      <div class="module__section-main">
3025        <div class="module__content text-align--left block-align--center constrain--12 false">
3026          
3027              
3028  <div class="two-column__grid two-column__grid--33-66 two-column__grid--middle " style="--gap-size: var(--s-11); --mobile-gap-size: var(--s-11); --spacing-top: var(--s-9); --spacing-bottom: var(--s-9);">
3029    
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3040          
3041          
3042            
3043            
3044            
3045            
3046
3047            
3048            <img class="aspect--natural " src="https://www.caclfcu.org/hubfs/assets/icons/icon-56px-financial-education.svg" alt="" width="56" height="56" loading="lazy" decoding="async">
3049          
3050        
3051      
3052        
3053
3054        
3055          <div class="module--spacing-bottom-5"></div>
3056        
3057      
3058        
3059
3060        
3061          <div>
3062            <h2>Finance is Complicated. <br>We Make It Easier.</h2>
3063<p class="large">Check out our financial education resources, made to help you manage your money, plan for the future, and achieve lasting financial success.</p>
3064<a href="/blog" class="cta-btn cta-btn--medium cta-btn--primary-fill" rel="noopener">Financial Education Blog</a>
3065          </div>
3066        
3067      
3068
3069    
3070  </div>
3071
3072    
3073      
3074  
3075
3076  <div class="column-block column-block--content-repeater">
3077    
3078      
3079        
3080
3081        
3082          
3083          
3084          
3085          
3086          <div class="module__grid module__grid--gap-6 module__grid--two-col">
3087            
3088              <div>
3089                
3090  <a href="https://www.caclfcu.org/blog/make-this-summer-count-smart-ways-to-finance-your-fun" class="card card--blog-post">
3091    
3092      
3093      <div class="card__photo">
3094        
3095  
3096
3097    <picture class="module__picture">
3098      <img class="module__picture-element aspect--3-2" src="https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=450&amp;height=250&amp;name=Blog%20Images%20(28).png" alt="Mother and son riding a roller coaster in the summer time " loading="lazy" width="450" height="250" srcset="https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=225&amp;height=125&amp;name=Blog%20Images%20(28).png 225w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=450&amp;height=250&amp;name=Blog%20Images%20(28).png 450w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=675&amp;height=375&amp;name=Blog%20Images%20(28).png 675w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=900&amp;height=500&amp;name=Blog%20Images%20(28).png 900w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=1125&amp;height=625&amp;name=Blog%20Images%20(28).png 1125w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20(28).png?width=1350&amp;height=750&amp;name=Blog%20Images%20(28).png 1350w" sizes="(max-width: 450px) 100v
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3099    </picture>
3100  
3101
3102      </div>
3103    
3104
3105    <div class="card__inner">
3106      <div class="card__content">
3107        <div class="card__content-top">
3108          <div class="byline card__top-byline">
3109            
3110              <span class="byline__tag">
3111                
3112                
3113                  
3114                    
3115                      <span class="tag">Financial Literacy</span>
3116                      
3117                    
3118                  
3119                
3120              </span>
3121            
3122            <span class="byline__citation-date">
3123              May 27, 2026
3124            </span>
3125            
3126          </div>
3127          <span class="card__title card__title--is-linked h5 spacing-4">Make This Summer Count: Smart Ways to Finance Your Fun</span>
3128        </div>
3129        <div class="card__content-bottom">
3130          
3131          
3132          <span class="post__read-more cta-link">Read More</span>
3133        </div>
3134      </div>
3135    </div>
3136  </a>
3137
3138              </div>
3139            
3140              <div>
3141                
3142  <a href="https://www.caclfcu.org/blog/your-guide-to-buying-a-home-this-season" class="card card--blog-post">
3143    
3144      
3145      <div class="card__photo">
3146        
3147  
3148
3149    <picture class="module__picture">
3150      <img class="module__picture-element aspect--3-2" src="https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=450&amp;height=250&amp;name=Blog%20Images%20%2821%29.png" alt="For Sale sign for a new house during the peak Spring Home Buying Season" loading="lazy" width="450" height="250" srcset="https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=225&amp;height=125&amp;name=Blog%20Images%20%2821%29.png 225w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=450&amp;height=250&amp;name=Blog%20Images%20%2821%29.png 450w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=675&amp;height=375&amp;name=Blog%20Images%20%2821%29.png 675w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=900&amp;height=500&amp;name=Blog%20Images%20%2821%29.png 900w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=1125&amp;height=625&amp;name=Blog%20Images%20%2821%29.png 1125w, https://www.caclfcu.org/hs-fs/hubfs/Blog%20Images%20%2821%29.png?width=1350&amp;height=750&amp;name=Blog%20Images%20%2821%29.png 1350w" sizes="(max-width: 450px) 100v
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3151    </picture>
3152  
3153
3154      </div>
3155    
3156
3157    <div class="card__inner">
3158      <div class="card__content">
3159        <div class="card__content-top">
3160          <div class="byline card__top-byline">
3161            
3162              <span class="byline__tag">
3163                
3164                
3165                  
3166                    
3167                      <span class="tag">Financial Literacy</span>
3168                      
3169                    
3170                  
3171                
3172              </span>
3173            
3174            <span class="byline__citation-date">
3175              Apr 15, 2026
3176            </span>
3177            
3178          </div>
3179          <span class="card__title card__title--is-linked h5 spacing-4">Your Guide to Buying a Home This Season.</span>
3180        </div>
3181        <div class="card__content-bottom">
3182          
3183          
3184          <span class="post__read-more cta-link">Read More</span>
3185        </div>
3186      </div>
3187    </div>
3188  </a>
3189
3190              </div>
3191            
3192          </div>
3193        
3194      
3195
3196    
3197  </div>
3198
3199    
3200  </div>
3201
3202          
3203        </div>
3204      </div>
3205
3206      
3207    </div>
3208
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3234</div>
3235  </div>
3236</main>
3237
3238        <div id="hs_cos_wrapper_module_site_footer" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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3253<footer class="site-footer " role="contentinfo">
3254  <div class="site-footer__top-container bg--black dark-mode">
3255    <div class="site-footer__inner constrain">
3256      <div class="site-footer__top">
3257        <div class="site-footer__top-left">
3258          <div class="site-footer__col">
3259            <img class="site-footer__logo" src="https://www.caclfcu.org/hubfs/assets/logos/logo-on-dark.svg" alt="CACL Financial logo" width="148" height="81">
3260            
3261  <ul class="social-links">
3262    
3263      
3264      
3265        
3266        
3267        
3268      
3269
3270      <li>
3271        <a class="social-link" href="https://www.facebook.com/CACLFinancial" target="_blank" rel="noopener noreferrer" aria-label="Like us on Facebook">
3272          <svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 512 512" aria-hidden="true"><g id="Facebook8_layer"><path d="M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z" /></g></svg>
3273        </a>
3274      </li>
3275    
3276      
3277      
3278        
3279        
3280        
3281        
3282       
3283      
3284      
3285      
3286        
3287        
3288        
3289      
3290
3291      <li>
3292        <a class="social-link" href="https://www.instagram.com/cacl_fcu/" target="_blank" rel="noopener noreferrer" aria-label="Follow us on Instagram">
3293          <svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512" aria-hidden="true"><g id="Instagram9_layer"><path d="M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z" /></g></svg>
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3296    
3297      
3298      
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3300        
3301        
3302      
3303
3304      <li>
3305        <a class="social-link" href="https://www.linkedin.com/company/cacl-federal-credit-union/" target="_blank" rel="noopener noreferrer" aria-label="Follow us on LinkedIn">
3306          <svg version="1.0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512" aria-hidden="true"><g id="LinkedIn10_layer"><path d="M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z" /></g></svg>
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3311
3312          </div>
3313          <div class="site-footer__col">
3314            <p class="site-footer__routing-number-label">Routing Number</p>
3315            <p class="site-footer__routing-number small spacing-4">231385235</p>
3316            <p class="site-footer__app-label">Online Banking App</p>
3317            <div class="site-footer__app-logos">
3318              
3319                <a href="https://apps.apple.com/us/app/cacl-fcu-mobile-banking/id1411578908" class="site-footer__app-logo">
3320                  <img src="https://www.caclfcu.org/hubfs/assets/logos/utility/app-store-icon.svg" alt="download the CACL FCU app on the Apple App Store" width="121" height="41">
3321                </a>
3322              
3323                <a href="https://play.google.com/store/apps/details?id=com.bankjoyapp.cacl&amp;pli=1" class="site-footer__app-logo">
3324                  <img src="https://www.caclfcu.org/hubfs/assets/logos/utility/play-store-icon.svg" alt="download the CACL FCU app on the Google Play store" width="136" height="41">
3325                </a>
3326              
3327            </div>
3328            <div class="spacing-4"></div>
3329            <p class="site-footer__app-label">Credit Card App</p>
3330            <div class="site-footer__app-logos">
3331              
3332                <a href="https://apps.apple.com/us/app/cacl-credit-card/id1559225906" class="site-footer__app-logo">
3333                  <img src="https://www.caclfcu.org/hubfs/assets/logos/utility/app-store-icon.svg" alt="app-store-icon" width="121" height="41">
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3343        <div class="site-footer__top-right">
3344          <div class="site-footer__col site-footer__address">
3345            <p class="xsmall spacing-2 white">POTTSVILLE BRANCH</p>
3346<p class="small spacing-4"><a href="https://maps.app.goo.gl/K5vNnL1BxYPM7Ab28" rel="noopener" target="_blank" aria-label="view CACL FCU Pottsville Branch location in Google Maps">1800 West Market Street <br>Pottsville, PA 17901</a></p>
3347<a href="https://www.caclfcu.org/locations" class="cta-btn cta-btn--white-outline cta-btn--medium" rel="noopener" aria-label="visit Locations page">Find a Location</a>
3348          </div>
3349          <div class="site-footer__col site-footer__phone-number">
3350            <p class="xsmall spacing-2 white">CONTACT</p>
3351<p class="small spacing-4">Phone: <a href="tel:5706282400" rel="noopener" target="_blank" style="display: inline-block;" aria-label="call 570-628-2400">570-628-2400</a> <br>Fax: <a href="fax:5706280488" rel="noopener" target="_blank" style="display: inline-block;" aria-label="send a fax to 570-628-0488">570-628-0488</a></p>
3352<a href="https://www.caclfcu.org/contact" class="cta-btn cta-btn--white-outline cta-btn--medium" rel="noopener" aria-label="visit Contact Us page">Contact Us</a>
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3358  <div class="site-footer__bottom-container bg--dark dark-mode">
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3360        <div class="site-footer__bottom">
3361          <div class="site-footer__col">
3362            <p class="site-footer__copyright-text xsmall spacing-2">©2026 CACL Federal Credit Union All rights reserved.</p>
3363            
3364              <div class="site-footer__legal-menu">
3365                <div id="hs_menu_wrapper_module_site_footer_" class="hs-menu-wrapper active-branch no-flyouts hs-menu-flow-horizontal" role="navigation" data-sitemap-name="default" data-menu-id="194006393234" aria-label="Navigation Menu">
3366 <ul role="menu">
3367  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/privacy-policy" role="menuitem">Privacy Policy</a></li>
3368  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/accessibility" role="menuitem">Accessibility</a></li>
3369  <li class="hs-menu-item hs-menu-depth-1" role="none"><a href="https://www.caclfcu.org/sitemap" role="menuitem">Sitemap</a></li>
3370 </ul>
3371</div>
3372              </div>
3373            
3374          </div>
3375          <div class="site-footer__col site-footer__logos-content-container">
3376            <div class="site-footer__footer-content">
3377              <p class="xsmall">We are an Equal Housing Opportunity Lender. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. Federally insured by the NCUA.</p>
3378<p class="xsmall">Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency.</p>
3379            </div>
3380            <div class="site-footer__logos">
3381              
3382                <img src="https://www.caclfcu.org/hubfs/assets/logos/utility/logo-eho.svg" alt="EHO accreditation badge" width="41" height="45">
3383              
3384                <img src="https://www.caclfcu.org/hubfs/assets/logos/utility/logo-ncua.svg" alt="NCUA accreditation badge" width="94" height="45">
3385              
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3408<p>You’re leaving the CACL Federal Credit Union website and heading to an external site. The Credit Union isn’t responsible for the content or privacy policies of that website.</p>
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