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1<!DOCTYPE html><html data-dpl-id="dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh" lang="en" class="inter_2fe1ab3d-module__-T-KAq__variable twk_7f2f65eb-module__TwFyBq__variable"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1"/><link rel="preload" href="/_next/static/immutable/media/83afe278b6a6bb3c-s.p.45535valc9rzk.woff2" as="font" crossorigin="" type="font/woff2"/><link rel="preload" href="/_next/static/immutable/media/TWKLausanne_400-s.p.1l61ex6plvssz.woff2" as="font" crossorigin="" type="font/woff2"/><link rel="preload" href="/home/app-icon.png" as="image"/><link rel="preload" as="image" href="/home/waves.svg?dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/><link rel="preload" as="image" imageSrcSet="/_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" imageSizes="(max-width: 1024px) 100vw, 564px"/><link rel="stylesheet" href="/_next/static/immutable/chunks/079z5jicsrlis.css" data-precedence="next"/><link rel="preload" as="script" fetchPriority="low" href="/_next/static/immutable/chunks/2dwsnnru9b4h9.js"/>
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1chitecture — manual entry only, no bank credentials required, no Plaid integration. Your financial data stays on your device."]}</script>
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1<section class="relative z-0 w-full overflow-hidden"><div class="bg-black pt-16 md:pt-24 pb-0"><div class="container flex flex-col items-center text-center"><h1 class="text-white text-3xl md:text-4xl lg:text-[48px] font-medium leading-[1.17] md:leading-[1.2] lg:leading-[1.2] tracking-tight max-w-3xl">The #1 <br/>Personal Finance AI Agent</h1><p class="text-white/80 text-base md:text-xl lg:text-2xl font-light mt-3 md:mt-4 max-w-2xl leading-relaxed">Track all your assets in one app: property, stocks, savings and retirement.</p><p class="sr-only">Richify is an AI agent team for personal finance. Felix is the AI CFO and single conversational entry point — Felix onboards you and coordinates a team of seven named specialists: Ada (Financial Health Assessor) calculates your Financial Health Score; Lily (Financial Teacher) teaches personal-finance fundamentals using your real situation; Pepper (Financial Architect) turns complexity into clear frameworks for long-term wealth; Morgan (Mortgage Monitor) tracks rates and refinancing math; Dua (Money Mind Coach) works on the emotional side of money; Charlie (Life Events Planner) helps prepare for milestones; Sam (What-If Strategist) explores scenarios. Tracks $1B+ in user assets across 40,000+ users, with particular strength in real-estate-heavy portfolios. Free on iOS and Android; Pro is US$9.99/month.</p><div class="flex items-center justify-center mt-6 md:mt-8"><img src="/home/app-icon.png" alt="Richify" width="93" height="93" class="" style="display:block;object-fit:contain;width:93px;height:93px;border-radius:21px"/></div></div></div><div class="relative flex flex-col items-center pt-8 pb-16 md:pb-24" style="background:linear-gradient(to bottom, #000000, #310098)"><div class="flex items-center justify-center gap-3 md:gap-6 px-4 z-10"><a href="https://play.google.com/store/apps/details?id=com.richify.ai" target="_blank" rel="noopener noreferrer" class="hover:scale-95 transition-transform"><img alt="Get it on Google Play" loading="lazy" width="180" height="53" decoding="async" data-nimg="1" class="h-12 md:h-14 w-auto" style="color:transparent" src="/home/google-play-badge.svg?dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></a><a href="https://apps.apple.com/app/richify-ai-wealth-tracker/id6737745254" target="_blank" rel="noopener noreferrer" class="hover:scale-95 transition-transform"><img alt="Download on the App Store" loading="lazy" width="120" height="40" decoding="async" data-nimg="1" class="h-12 md:h-14 w-auto" style="color:transparent" src="/home/app-store-badge.svg?dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></a></div><div class="absolute bottom-0 left-0 right-0 pointer-events-none overflow-hidden"><img alt="Decorative wave pattern" aria-hidden="true" width="847" height="183" decoding="async" data-nimg="1" class="w-full h-auto opacity-30" style="color:transparent" src="/home/waves.svg?dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div></div></section><section class="w-full py-10 md:py-14" style="background:linear-gradient(135deg, #310098 0%, #1a0050 100%)" aria-label="Richify usage statistics"><div class="container"><div class="flex flex-col md:flex-row items-center justify-center gap-8 md:gap-0 md:divide-x md:divide-white/20"><div class="flex flex-col items-center text-center md:px-12"><span class="text-4xl md:text-5xl font-medium text-lightGreen">40,000+</span><span class="text-white/70 text-sm md:text-base font-light mt-1 max-w-[18ch]">users tracking with Richify</span></div><div class="flex flex-col items-center text-center md:px-12"><span class="text-4xl md:text-5xl font-medium text-lightGreen">$1B+</span><span class="text-white/70 text-sm md:text-base font-light mt-1 max-w-[18ch]">in assets tracked</span></div><div class="flex flex-col items-center text-center md:px-12"><span class="text-4xl md:text-5xl font-medium text-lightGreen">250,000+</span><span class="text-white/70 text-sm md:text-base font-light mt-1 max-w-[18ch]">AI conversations completed</span></div></div><p class="text-center text-white/40 text-sm font-light mt-8">AI agent team for personal finance — on iOS and Android with a 7-day trial.</p></div></section><section class="relative z-0 w-full bg-white py-16 md:py-24"><div class="container"><div class="flex flex-col lg:flex-row items-center gap-12 lg:gap-20"><div class="relative w-full lg:w-1/2 flex items-center justify-center"><img alt="Richify portfolio and assets view" loading="eager" width="1692" height="1444" decoding="async" data-nimg="1" class="w-full max-w-[564px] h-auto" style="color:transparent" sizes="(max-width: 1024px) 100vw, 564px" srcSet="/_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FleftImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div class="w-full lg:w-1/2"><h2 class="text-[#121712] text-3xl md:text-4xl lg:text-[48px] font-medium leading-[1.17] md:leading-[1.2] lg:leading-[1.2] tracking-tight">Input and track everything you own.</h2><p class="mt-5 text-[#121712] text-base md:text-lg font-light leading-relaxed">Create your portfolio with your<!-- --> <strong>assets</strong> and<!-- --> <strong>liabilities.</strong><br/>The more context our AI agents have, the more relevant financial education and analysis they can provide to help you understand your financial picture.</p><div class="mt-8"><img alt="Asset cards showing BTC, NVIDIA, REAL ESTATE, TESLA, and XAU" loading="lazy" width="1764" height="837" decoding="async" data-nimg="1" class="w-full max-w-[588px] h-auto" style="color:transparent" sizes="(max-width: 1024px) 100vw, 588px" srcSet="/_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FrightImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div></div></div></div></section><section class="w-full py-16 md:py-24" style="background-color:#EDEDFA"><div class="container"><div class="flex flex-col lg:flex-row items-start gap-12 lg:gap-16"><div class="w-full lg:w-1/2"><h2 class="text-[#121712] text-3xl md:text-4xl lg:text-[48px] font-medium leading-[1.17] md:leading-[1.2] lg:leading-[1.2] tracking-tight mb-12">Stay on track with <br/>feasible milestones.</h2><div class="flex gap-6"><div class="flex flex-col items-center"><div class="flex flex-col items-center"><div class="w-9 h-9 rounded-full flex items-center justify-center shrink-0 bg-lightGreen"><svg class="w-4 h-4 text-[#121712]" fill="none" stroke="currentColor" viewBox="0 0 24 24">
1<path stroke-linecap="round" stroke-linejoin="round" stroke-width="3" d="M5 13l4 4L19 7"></path></svg></div><div class="w-2 h-24 rounded-full bg-lightGreen"></div></div><div class="flex flex-col items-center"><div class="w-9 h-9 rounded-full flex items-center justify-center shrink-0 border-2 border-[#9494b7]"></div><div class="w-2 h-24 rounded-full bg-[#9494b7]"></div></div><div class="flex flex-col items-center"><div class="w-9 h-9 rounded-full flex items-center justify-center shrink-0 border-2 border-[#9494b7]"></div></div></div><div class="flex flex-col"><div class="flex flex-col gap-2" style="height:132px"><p class="text-[#9494b7] text-base md:text-lg font-bold">Understand Your Starting Point</p><p class="text-[#121712] text-lg md:text-xl lg:text-2xl font-light leading-relaxed">Track all your assets and liabilities to see your true net worth.</p></div><div class="flex flex-col gap-2" style="height:132px"><p class="text-[#9494b7] text-base md:text-lg font-bold">Reach the Halfway Mark</p><p class="text-[#121712] text-lg md:text-xl lg:text-2xl font-light leading-relaxed">Grow your retirement base to $250,000.</p></div><div class="flex flex-col gap-2" style="height:auto"><p class="text-[#9494b7] text-base md:text-lg font-bold">Secure Your Retirement Base</p><p class="text-[#121712] text-lg md:text-xl lg:text-2xl font-light leading-relaxed">Achieve $500,000 in long-term savings.</p></div></div></div></div><div class="w-full lg:w-1/2 relative mb-24"><img alt="Financial milestone goal card" loading="lazy" width="1773" height="1638" decoding="async" data-nimg="1" class="w-full h-auto" style="color:transparent" sizes="(max-width: 1024px) 100vw, 50vw" srcSet="/_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=384&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 384w, /_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FrightImage2.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/><img alt="Goal: Save $100,000 in a freedom fund" loading="lazy" width="1581" height="684" decoding="async" data-nimg="1" class="absolute bottom-0 left-1/2 -translate-x-1/2 translate-y-1/2 w-[85%] h-auto" style="color:transparent" sizes="(max-width: 1024px) 85vw, 42vw" srcSet="/_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=384&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 384w, /_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FoverlayGoal.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div></div></div></section><section class="w-full py-16 md:py-24" style="background:linear-gradient(to bottom, #f8f8ff, #ffffff)"><div class="container"><div class="mb-12 md:mb-16 text-center"><p class="text-[#9494b7] text-sm font-semibold tracking-widest uppercase mb-3">Your AI CFO &amp; Specialist Team</p><h2 class="text-[#121712] text-3xl md:text-4xl lg:text-[48px] font-medium leading-[1.17] md:leading-[1.2] lg:leading-[1.2] tracking-tight">Meet Felix and the Richify Team</h2><p class="mt-4 text-[#121712]/60 text-base md:text-lg font-light max-w-2xl mx-auto leading-relaxed">Felix is your AI CFO. He coordinates a team of named specialists, each with a focused job — working together so you can see your whole financial picture.</p><p class="mt-2 text-[#9494b7] text-xs font-light">For educational purposes only — not financial advice</p></div>
1<div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-5"><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#EDEDFA;border-color:#31009820"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #31009840;background:#31009818"><img alt="Felix, Richify&#x27;s AI CFO" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Ffelix.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Ffelix.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Ffelix.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#310098">Felix</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">AI CFO</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Your AI CFO. Brings together your goals, cashflow, investments, properties, and debts into one complete financial picture — so you can focus on what matters most.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#31009820;color:#310098">💡 Best for: <!-- -->Everyone starting their financial literacy journey</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#f0fff4;border-color:#16a34a20"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #16a34a40;background:#16a34a18"><img alt="Ada, Richify&#x27;s AI Financial Health Assessor" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Fada.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Fada.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Fada.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#16a34a">Ada</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">Financial Health Assessor</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Analyses your financial life and calculates a Financial Health Score — so you understand your strengths, risks, and opportunities for improvement.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#16a34a20;color:#16a34a">💡 Best for: <!-- -->Anyone wanting to know where they stand financially</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#fffbeb;border-color:#d9770620"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #d9770640;background:#d9770618"><img alt="Lily, Richify&#x27;s AI Financial Teacher" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Flily.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Flily.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Flily.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#d97706">Lily</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">Financial Teacher</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Teaches the fundamentals of personal finance using your real situation — making complex concepts easier to understand and apply.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#d9770620;color:#d97706">💡 Best for: <!-- -->First-time investors learning the fundamentals</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#f0f9ff;border-color:#0891b220"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #0891b240;background:#0891b218"><img alt="Pepper, Richify&#x27;s AI Financial Architect" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Fpepper.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Fpepper.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Fpepper.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#0891b2">Pepper</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">Financial Architect</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Helps you think strategically about money — turning financial complexity into clear frameworks for building long-term wealth.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#0891b220;color:#0891b2">💡 Best for: <!-- -->Long-term planners building a wealth strategy</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#faf5ff;border-color:#7c3aed20"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #7c3aed40;background:#7c3aed18"><img alt="Morgan, Richify&#x27;s AI Mortgage Monitor" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Fmorgan.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Fmorgan.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Fmorgan.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#7c3aed">Morgan</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">Mortgage Monitor</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Tracks mortgage rates and explains refinancing math — so you understand the long-term impact of your home loan.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#7c3aed20;color:#7c3aed">💡 Best for: <!-- -->Homeowners watching their loan</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#fdf2f8;border-color:#be185d20"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #be185d40;background:#be185d18"><img alt="Dua, Richify&#x27;s AI Money Mind Coach" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Fdua.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Fdua.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Fdua.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#be185d">Dua</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">Money Mind Coach</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Focuses on the emotional side of money — surfacing hidden patterns and behaviours that influence your financial decisions.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#be185d20;color:#be185d">💡 Best for: <!-- -->Anyone working on their relationship with money</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#fff7ed;border-color:#ea580c20"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #ea580c40;background:#ea580c18"><img alt="Charlie, Richify&#x27;s AI Life Events Planner" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Fcharlie.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Fcharlie.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Fcharlie.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#ea580c">Charlie</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">Life Events Planner</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Helps you prepare financially for life&#x27;s biggest milestones — growing a family, buying a home, or starting a new chapter.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#ea580c20;color:#ea580c">💡 Best for: <!-- -->Couples planning for kids, a home, or retirement</div></div><div class="group flex flex-col gap-4 p-6 rounded-2xl border transition-all duration-200 hover:shadow-lg" style="background-color:#eff6ff;border-color:#2563eb20"><div class="flex items-center gap-3"><div class="relative overflow-hidden rounded-full " style="width:56px;height:56px;border:2px solid #2563eb40;background:#2563eb18"><img alt="Sam, Richify&#x27;s AI What-If Strategist" loading="lazy" width="112" height="112" decoding="async" data-nimg="1" class="object-cover w-full h-full" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Fsam.png&amp;w=128&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fagents%2Fsam.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fagents%2Fsam.png&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><div><p class="font-bold text-base" style="color:#2563eb">Sam</p><p class="text-[#121712]/50 text-xs font-medium tracking-wide uppercase">What-If Strategist</p></div></div><p class="text-[#121712]/75 text-sm font-light leading-relaxed">Explores different financial scenarios and future possibilities — so you understand potential outcomes before making important decisions.</p><div class="mt-auto pt-3 border-t text-xs font-medium" style="border-color:#2563eb20;color:#2563eb">💡 Best for: <!-- -->Decision-makers exploring &#x27;what if&#x27; scenarios</div></div></div></div></section><section class="w-full py-16 md:py-24" style="background:linear-gradient(to top, rgba(237,237,250,0), rgba(237,237,250,0.5) 50%, rgba(237,237,250,0))"><div class="container"><div class="grid grid-cols-1 md:grid-cols-3 gap-8"><div class="flex flex-col items-center text-center"><div class="w-full h-[300px] md:h-[378px] flex items-center justify-center"><img alt="Set your
2financial goal" loading="lazy" width="640" height="672" decoding="async" data-nimg="1" class="max-w-full max-h-full h-auto object-contain" style="color:transparent" sizes="(max-width: 768px) 300px, 33vw" srcSet="/_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 256w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=384&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 384w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FbottomImage1.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><h3 class="text-[#121712] text-xl md:text-2xl lg:text-[28px] font-medium leading-tight mt-6 whitespace-pre-line">Set your
3financial goal</h3><p class="text-[#121712] text-sm md:text-base lg:text-lg font-light leading-relaxed mt-3 max-w-[360px]">Turn your short or long-term dreams into financial goals.</p></div><div class="flex flex-col items-center text-center"><div class="w-full h-[300px] md:h-[378px] flex items-center justify-center"><img alt="Get onboarded by super-agent Felix" loading="lazy" width="640" height="672" decoding="async" data-nimg="1" class="max-w-full max-h-full h-auto object-contain" style="color:transparent" sizes="(max-width: 768px) 300px, 33vw" srcSet="/_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 256w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=384&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 384w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FbottomImage2.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><h3 class="text-[#121712] text-xl md:text-2xl lg:text-[28px] font-medium leading-tight mt-6 whitespace-pre-line">Get onboarded by super-agent Felix</h3><p class="text-[#121712] text-sm md:text-base lg:text-lg font-light leading-relaxed mt-3 max-w-[360px]">
3Input and track everything you own. Create your portfolio with your assets and liabilities.</p></div><div class="flex flex-col items-center text-center"><div class="w-full h-[300px] md:h-[378px] flex items-center justify-center"><img alt="Get help from
4our AI agents" loading="lazy" width="640" height="672" decoding="async" data-nimg="1" class="max-w-full max-h-full h-auto object-contain" style="color:transparent" sizes="(max-width: 768px) 300px, 33vw" srcSet="/_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=256&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 256w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=384&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 384w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 640w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=750&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 750w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=828&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 828w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1080w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=1200&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1200w, /_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1920w" src="/_next/image?url=%2Fhome%2FbottomImage3.webp&amp;w=1920&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><h3 class="text-[#121712] text-xl md:text-2xl lg:text-[28px] font-medium leading-tight mt-6 whitespace-pre-line">Get help from
5our AI agents</h3><p class="text-[#121712] text-sm md:text-base lg:text-lg font-light leading-relaxed mt-3 max-w-[360px]">Learn from AI agents inspired by legends. Get personalized education and strategies to track your personal finance.</p></div></div></div></section><section class="w-full py-16 md:py-24 bg-white"><div class="container max-w-3xl"><div class="mb-12 text-center"><p class="text-[#4F46E5] text-sm font-semibold tracking-widest uppercase mb-3">FAQ</p><h2 class="text-[#121712] text-3xl md:text-4xl lg:text-[44px] font-medium leading-[1.2] tracking-tight">Frequently Asked Questions</h2></div><div class="flex flex-col divide-y divide-gray-100"><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">What is Richify?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">Who is Felix?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">Is Richify free?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">Does Richify provide financial advice?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24">
5<path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">What can I track with Richify?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">Which countries does Richify support?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div><div class="py-5"><button class="w-full flex items-start justify-between gap-4 text-left" aria-expanded="false"><span class="text-[#121712] text-base md:text-lg font-semibold pr-4 leading-snug">Is my data secure?</span><span class="text-[#4F46E5] flex-shrink-0 mt-0.5 transition-transform duration-200" style="transform:rotate(0deg)"><svg class="w-5 h-5" fill="none" stroke="currentColor" viewBox="0 0 24 24"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12 4v16m8-8H4"></path></svg></span></button></div></div></div></section></main><!--$--><!--/$--><section class="w-full py-16 md:py-24 rfy-site-footer" style="background:linear-gradient(to bottom, rgba(32,8,83,0), #310098), linear-gradient(90deg, #121712, #121712)"><div class="container flex flex-col items-center text-center"><div class="mb-6"><img alt="richify.ai" loading="lazy" width="480" height="128" decoding="async" data-nimg="1" class="h-14 md:h-16 w-auto" style="color:transparent" srcSet="/_next/image?url=%2Fhome%2Flogotext_colour.webp&amp;w=640&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 1x, /_next/image?url=%2Fhome%2Flogotext_colour.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh 2x" src="/_next/image?url=%2Fhome%2Flogotext_colour.webp&amp;w=1080&amp;q=75&amp;dpl=dpl_H1wwB5KXEnytkAkomrBk5vvxhgWh"/></div><p class="text-3xl md:text-4xl lg:text-[44px] font-bold leading-[1.36] max-w-3xl" style="background-image:linear-gradient(to bottom, #9FE870 9.52%, #FFFFFF 50.71%, #FCD1FF 90.48%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text">Your personal AI for understanding and tracking your personal finance.</p></div></section><section aria-labelledby="explore-heading" class="w-full bg-[#0f0f1a] py-10 md:py-12 px-4 rfy-site-footer"><div class="max-w-6xl mx-auto"><p id="explore-heading" class="text-white/90 text-lg md:text-xl font-semibold tracking-tight mb-6">Explore Richify</p><div class="grid grid-cols-2 sm:grid-cols-3 lg:grid-cols-6 gap-x-6 gap-y-7"><div><p class="text-white/60 text-[11px] font-semibold uppercase tracking-wider mb-2.5">Calculators</p><ul class="space-y-1.5"><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools">All calculators</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/mortgage-calculator">Mortgage</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/refinance-calculator">Refinance</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/compound-interest-calculator">Compound interest</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/net-worth-calculator">Net worth</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/emergency-fund-calculator">Emergency fund</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/currency-converter">Currency converter</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/multi-currency-net-worth-calculator">Multi-currency net worth</a></li></ul></div><div><p class="text-white/60 text-[11px] font-semibold uppercase tracking-wider mb-2.5">Net worth &amp; benchmarks</p><ul class="space-y-1.5"><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/data/average-net-worth-by-age">Net worth by age</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/net-worth-percentile-calculator">Net worth percentile</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/data/average-401k-balance-by-age">401(k) balance by age</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/data/average-salary-by-age">Salary by age</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/inflation-calculator">Inflation calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/net-worth-tracker">Net worth tracker</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/portfolio-tracker">Portfolio tracker</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/dividend-calculator">Dividend calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/cd-calculator">CD calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/i-bond-calculator">I bonds</a></li></ul></div><div><p class="text-white/60 text-[11px] font-semibold uppercase tracking-wider mb-2.5">Retirement &amp; FIRE</p><ul class="space-y-1.5"><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/coast-fire-calculator">Coast FIRE</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/fire-calculator">FIRE calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/lean-fire-calculator">Lean FIRE</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/barista-fire-calculator">Barista FIRE</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/401k-calculator">401(k) calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/roth-vs-traditional">Roth vs traditional</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/roth-conversion-ladder">Roth conversion ladder</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/irmaa-calculator">Medicare IRMAA</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/medigap-vs-medicare-advantage-calculator">Medigap vs Advantage</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/medicare-part-d-calculator">Medicare Part D</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/reverse-mortgage-calculator">Reverse mortgage</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/inherited-ira-calculator">Inherited IRA</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/rule-of-55-calculator">Rule of 55</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/72t-calculator">
572(t) / SEPP</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/nua-calculator">NUA (company stock)</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/pension-calculator">Pension lump sum vs monthly</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/annuity-calculator">Annuity calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/tsp-calculator">TSP calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/403b-calculator">403(b) calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/fers-retirement-calculator">FERS pension</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/military-retirement-calculator">Military retirement</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/401k-withdrawal-calculator">401(k) withdrawal</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/401k-loan-calculator">401(k) loan</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/retirement-withdrawal-calculator">How long will my money last</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug 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class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/capital-gains-harvest-calculator">Capital gains harvest</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/tools/niit-calculator">NIIT calculator</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/california-income-tax">California income tax</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/new-york-income-tax">New York income tax</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs leading-snug transition-colors" href="/us/michigan-income-tax">Michigan income tax</a></li><li><a class="text-white/65 hover:text-white hover:underline underline-offset-2 text-xs 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