PageSourceSearch

https://sbisyd.com.au/signup/get-started

html sbisyd.com.au collected 2026-09-24 13:32:49 UTC 136,223 bytes, 1,833 lines download raw bytes

1<!DOCTYPE html>
2<html lang="en">
3
4	<head>
5		<meta charset="utf-8">
6		<meta http-equiv="X-UA-Compatible" content="IE=edge">
7		<meta name="viewport" content="width=device-width, initial-scale=1">
8		<meta name="csrf-token" content="V6eoMFEYKis4uvbO0ZVaowRDRWJJkWdfMixC77rF">
9		<meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
10		<!-- Tell the browser to be responsive to screen width -->
11		<meta content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no" name="viewport">
12					<link rel="icon" sizes="16x16" type="image/png"
13				href="https://sbisyd.com.au/img/favicon_icon/favicon.ico">
14				<title>SBI Sydney</title>
15		<!-- Meta -->
16		<meta name="description" content="SBI-Equifax">
17		<meta name="author" content="SBI-Equifax">
18				<!-- Styles -->
19				<!-- Check if the language is set to RTL, so apply the RTL layouts -->
20		<!-- Otherwise apply the normal LTR layouts -->
21		<link href="https://fonts.googleapis.com/css?family=Open+Sans" rel="stylesheet">
22		<link href="https://fonts.googleapis.com/css?family=Poppins" rel="stylesheet">
23				<link type="text/css" rel="stylesheet" href="https://sbisyd.com.au/css/frontend.css" media="all">
24				<link rel="stylesheet" href="https://sbisyd.com.au/js/select2/select2.css?v=1788426373" >
25		<link rel="stylesheet" href="https://sbisyd.com.au/css/jquery-ui.css?v=1788426371" >
26		<link rel="stylesheet" href="https://sbisyd.com.au/css/plugin/icheck/flat/blue.css?v=1788426371" >
27		<link rel="stylesheet" href="https://sbisyd.com.au/css/frontend/custom-style.css?v=1738582260" >
28		<link href="https://fonts.googleapis.com/css?family=Arvo:400,700" rel="stylesheet">
29		<link rel="stylesheet" href="https://sbisyd.com.au/css/frontend/animate.min.css?v=1537428922" >
30		<link rel="stylesheet" href="https://sbisyd.com.au/css/cookie-policy.css?v=1708943724" >
31				
32		
33		<!-- Scripts -->
34		
34<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP">
35			window.Laravel = '{"csrfToken":"V6eoMFEYKis4uvbO0ZVaowRDRWJJkWdfMixC77rF"}'
36		</script>
36
37				
37<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP" type="application/ld+json">
38  {"@context":"https:\/\/schema.org","@type":"Organization","name":"State Bank of India Sydeny","url":"https:\/\/sbisyd.com.au","email":"[email protected]","contactPoint":[{"@type":"ContactPoint","contactType":"customer service","telephone":"+61 2 9241 5643","email":"[email protected]","areaServed":"Australia"},{"@type":"ContactPoint","contactType":"customer service","telephone":"+61 2 8042 0500","email":"[email protected]","areaServed":"Australia"}]}
39 </script>
39
40
41		
41<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP" type="application/ld+json">
42  
43 </script>
43
44
45	</head>
46
47	<body id="app-layout">
48		<div id="loadingDiv" class="loading-loader">
49			<div class="transparent-background">
50				<div class="loader-text">Loading...</div>
51				<img src="https://sbisyd.com.au/img/loader/loader.gif" alt="Loading.....">
52			</div>
53		</div>
54		<div id="app">
55						<div class="sbi-background">
56				<div class="container-fluid">
57					<div class="mt-15">
58						<img src="https://sbisyd.com.au/img/frontend/sbi_logo_trans.png" class="trans-logo-height">
59
60											</div>
61										<div class="mt-15 alert alert-info register-message d-none">
62											</div>
63					<div class="row">
64						<div class="col-md-12 margin-top-40">
65							<div class="row">
66								<div class="col-sm-7">
67									<div class="splash-container">
68										<h2 class="text-center">...Safe... Fast... Reliable</h2>
69										<h3 class="text-center"> Over AUD $4293 million transferred.
70											<br> 1,324,058 Transactions Processed
71										</h3>
72										<ul class="splash-feature-list">
73											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="0.2s">
74												<span class="icon fa fa-money"></span>
75												<span class="value">Low Cost</span>
76											</li>
77											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="0.5s">
78												<span class="icon fa fa-handshake-o"></span>
79												<span class="value">Trusted Brand</span>
80											</li>
81											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="0.8s">
82												<span class="icon mh-40"><img src="https://sbisyd.com.au/img/frontend/aus.png" class="aus-map"></span>
83												<span class="value">Local Operations</span>
84											</li>
85											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="1.1s">
86												<span class="icon fa fa-check-circle"></span>
87												<span class="value">Easy Online Sign Up</span>
88											</li>
89											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="1.4s">
90												<span class="icon fa fa-key"></span>
91												<span class="value">Secured Transactions</span>
92											</li>
93											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="1.7s">
94												<span class="icon fa fa-lock"></span>
95												<span class="value">ASIC Regulated</span>
96											</li>
97											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="2.0s">
98												<span class="icon mh-40"><img src="https://sbisyd.com.au/img/frontend/fortune_500.png" class="aus-map"></span>
99												<span class="value">Fortune 500 Company</span>
100											</li>
101											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="2.3s">
102												<span class="icon mh-40"><img src="https://sbisyd.com.au/img/frontend/fx.png" class="aus-map"></span>
103												<span class="value">Fixed Forex Rate</span>
104											</li>
105											<li class="wow fadeInUp" data-wow-duration="1s" data-wow-delay="2.6s">
106												<span class="icon mh-40"><img src="https://sbisyd.com.au/img/frontend/largest_indian_bank.png" class="aus-map"></span>
107												<span class="value">Largest Indian Bank</span>
108											</li>
109										</ul>
110										<h4 class="text-center text-white">Transfer from AUD to 7 different currencies
111										</h4>
112										<ul class="flag-listing">
113											<li><img src="https://sbisyd.com.au/img/frontend/INR.png" class="image">
114												<span class="name block">IND</span>
115											</li>
116											<li><img src="https://sbisyd.com.au/img/frontend/USD.png" class="image">
117												<span class="name block">USD</span>
118											</li>
119											<li><img src="https://sbisyd.com.au/img/frontend/NPR.png" class="image">
120												<span class="name block">NPR</span>
121											</li>
122											<li><img src="https://sbisyd.com.au/img/frontend/GBP.png" class="image">
123												<span class="name block">GBP</span>
124											</li>
125											<li><img src="https://sbisyd.com.au/img/frontend/CAD.png" class="image">
126												<span class="name block">CAD</span>
127											</li>
128											<li><img src="https://sbisyd.com.au/img/frontend/NZD.png" class="image">
129												<span class="name block">NZD</span>
130											</li>
131											<li><img src="https://sbisyd.com.au/img/frontend/EUR.png" class="image">
132												<span class="name block">EUR</span>
133											</li>
134											<li><img src="https://sbisyd.com.au/img/frontend/SGD.png" class="image">
135												<span class="name block">SGD</span>
136											</li>
137										</ul>
138										<div class="text-center">
139											<div class="norton-secured-image">
140												
140<script
141													src="https://seal.verisign.com/getseal?host_name=www.sbisyd.com.au&size=L&use_flash=YES&use_transparent=YES&lang=en"
142													type="text/javascript" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
142
143												<br />
144												<a class="text-dark fw-bold text-decoration-none m-0 p-0 text-center"
145													href="http://www.symantec.com/ssl-certificates" target="_blank">
146												</a>
147											</div>
148										</div>
149									</div>
150									<div class="get-started-app-banner">
151										<div class="get-started-heading">
152											<h2>Download the all new SBI AU e-Remit App</h2>
153										</div>
154										<div class="get-started-qr">
155											<div class="get-started-qr-block">
156												<img alt="iphone barcode" src="https://sbisyd.com.au/eremits/landing-images/iphone-bar-code.jpg"
157													class="img-responsive qr-img" />
158												<span>
159													<a href="https://apps.apple.com/in/app/sbi-au-e-remit/id1470562108" target="_blank"
160														class="action-btn"><img alt="sbi cta" class="img-responsive store-img"
161															src="https://sbisyd.com.au/eremits/landing-images/app-store.png"></a>
162												</span>
163											</div>
164											<div class="get-started-qr-block">
165												<img alt="android barcode" src="https://sbisyd.com.au/eremits/landing-images/android-bar-code.jpg"
166													class="img-responsive qr-img" />
167												<span>
168													<a href="https://play.google.com/store/apps/details?id=sbisydney.eremit.com" target="_blank"
169														class="action-btn"><img alt="sbi cta" class="img-responsive store-img"
170															src="https://sbisyd.com.au/eremits/landing-images/play-store.png"></a>
171												</span>
172											</div>
173										</div>
174									</div>
175								</div>
176								<div class="col-sm-5">
177									<form class="form" method="POST" action="https://sbisyd.com.au/signup/get-started" id="get-started" autocomplete="off"><input type="hidden" name="_token" value="V6eoMFEYKis4uvbO0ZVaowRDRWJJkWdfMixC77rF">
178									<input type="hidden" name="confirmation_code" id="confirmation_code">
179																			<div class="login-box clearfix get-started-form">
180											<div class="row">
181												<div class="col-sm-12 col-md-9 col-12">
182													<h1 class="login-title login-data">Welcome. Sign Up with E-remit</h1>
183												</div>
184												<div class="col-sm-12 col-md-3 col-12">
185													<span class="modal-area"><a href="#" class="btn-modal btn-block btn-info btn-md"
186															data-bs-toggle="modal" data-bs-target="#myModal">Help</a></span>
187												</div>
188												<div class="col-sm-12">
189													<p>SBI e-Remit is purely a remittance service for residents of Australia facilitating money transfer from AUD to other currencies.
190													</p>
191												</div>
192												<div class="col-sm-12">
193													<p>This signup form can be used only for individual / non business registrations. Please contact us for Business / Corporate registrations.
194													</p>
195												</div>
196												<div class="col-sm-12">
197													<p><small><strong>Note:
198															</strong>This is not a registration form for Online Banking of NRE/NRO/Savings account</small>
199													</p>
200												</div>
201											</div>
202											<div class="clearfix"></div>
203											<p class="title-info"> Fill the information below</p>
204											<div class="">
205												<div class="">
206													<div class="form-group row clearfix">
207														<div class="col-md-6 custom-input-block">
208															<label for="first_name"
209																class="control-label required">First Name</label>
210															<i aria-hidden="true" data-bs-toggle="tooltip" data-bs-placement="top"
211																title="Please provide First Name exactly as available on Driving licence, Passport or Medicare."
212																class="fa fa-info-circle info-circle"></i>
213															<div class="row">
214																<div class="col-md-12">
215																	<input class="form-control" type="name" name="first_name" id="name1" required maxlength="50" placeholder="First Name" autocomplete="5632be40f4f167b80e8c585e55be09ca34fdb61c392b07a7eb7e5ee4a3d0b1906e478a80781211ea49d8c0b24a031ca30a6dadc0a9741fe3606dd2fb8c5f0c81">
216																</div>
217															</div>
218														</div>
219														<div class="col-md-6 custom-input-block">
220															<label for="last_name"
221																class="control-label required">Last Name</label>
222															<i aria-hidden="true" data-bs-toggle="tooltip" data-bs-placement="top"
223																title="Please provide Last Name exactly as available on Driving licence, Passport or Medicare."
224																class="fa fa-info-circle info-circle"></i>
225															<div class="row">
226																<div class="col-md-12">
227																	<input class="form-control" type="name" name="last_name" id="name2" required maxlength="50" placeholder="Last Name" autocomplete="6f331bc8667f47d544f40ef2b2534dd4b04b44f7b09fee8ab4549a7e7ad52a8da98fb607696075a6e26160a47685da74a5c40c6737de0074f9253a789001449e">
228																</div>
229															</div>
230														</div>
231													</div>
232													<div class="form-group row clearfix">
233														<label for="email"
234															class="col-md-12 control-label required">E-mail Address</label>
235														<div class="col-md-12">
236															<input class="form-control" type="email" name="email" id="email_address" required maxlength="254" placeholder="E-mail Address" autocomplete="off">
237														</div>
238													</div>
239													<div class="form-group row clearfix">
240														<div class="col-md-12">
241															<label for="password"
242																class="control-label required">Password
243															</label>
244															<i aria-hidden="true" data-bs-toggle="tooltip" data-bs-placement="top"
245																title="Password must contain at least
246                                                                one Upper case (capital) letter, one lower case letter
247                                                                and one number. Password must be between 8-35 characters
248                                                                in length."
249																class="fa fa-info-circle info-circle"></i>
250															<div>
251																<div class="protected">
252																	<input class="form-control noSpecialChars password-customization" type="password" name="password" id="password" required minlength="8" maxlength="20" placeholder="Password" autocomplete="c6b4fe2001e87a499f82217e63b00013b9a920a6db5f29fb952995821dafedae81ce45a5c528b7d6dc42c5dc92cb4dc5271408d6d126734b063c10764519232e">
253																</div>
254																
255															</div>
256														</div>
257													</div>
258													<div class="form-group row clearfix">
259														<div class="col-md-12">
260															<label for="password_confirmation"
261																class="control-label required">Password Confirmation</label>
262															<div>
263																<div class="protected">
264																	<input class="form-control password-customization" type="password" name="password_confirmation" id="password_confirmation" required minlength="8" maxlength="20" placeholder="Password Confirmation">
265																</div>
266															</div>
267														</div>
268													</div>
269													<div class="form-group row clearfix">
270														<div class="col-md-12 dateclass signup-dob">
271															<label class="control-label required" for="dob">Date of Birth</label>
272															<strong class="dob_error text-danger"></strong>
273															<input class="datepicker form-control" type="text" name="dob" id="dob" required placeholder="DD-MM-YYYY">
274														</div>
275													</div>
276													<div class="verify-mobile-panel-body-get-started form-group row d-none">
277														<div class="col-sm-12">
278															<label class="control-label required" for="contact_phone_mobile">Mobile</label>
279															<strong class="usermobile_error text-danger"></strong>
280														</div>
281														<div class="col-md-6 col-sm-12 custom-input-block">
282															<div class="rror-msg-number">
283																<select class="form-select country_code" name="contact_phone_mobile_code" id="contact_phone_mobile_code" required><option value="+61">+61 (Australia)</option></select>
284															</div>
285														</div>
286														<div class="col-md-6 col-sm-12 custom-input-block">
287															<input class="form-control" type="number" name="contact_phone_mobile" id="contact_phone_mobile" required placeholder="Mobile" autocomplete="2f59269001fe060d0c0efd239c95642bd9f61c7ba11aacf1d47391dddca553a1227e5f41fc24bac2fa9a77ab7dda11060c41ea1911f40b0533e944ff0a0b77cf">
288															<div class="mobile_error"></div>
289														</div>
290													</div>
291													<div class="form-group row clearfix">
292														<div class="col-sm-12">
293															<label for="promo_code"
294																class="control-label">Promo Code / Friend Referral Code</label>
295															<i aria-hidden="true" data-bs-toggle="tooltip" data-bs-placement="top"
296																title="If you have a “Promo Code” please enter it in the box provided."
297																class="fa fa-info-circle info-circle"></i>
298															<div>
299																																<input class="form-control" type="text" name="promo_code" id="promo_code" value maxlength="14" placeholder="Promo Code / Friend Referral Code" autocomplete="d881193f5192c56fde09db99797e639e77c70d4b3091472fb2cce0ef0dcc58021b73e5ced4b4213dcdf9bc64242c49a3ba1edcc51e16149c257a9f1fb38957d3">
300															</div>
301														</div>
302													</div>
303													<div class="form-group row clearfix promo_code_parent">
304														<div class="col-md-12 promo_code_description">
305															<b></b>
306														</div>
307													</div>
308													<div class="form-group row clearfix">
309														<div class="g-recaptcha" data-sitekey="6Lcv8jEUAAAAAL060S_uUalzdME5o0zo6CIVMWFR" data-callback="callback"
310															data-expired-callback="handleCaptchaExpired">
311														</div>
312														
313													</div>
314													<div class="form-group row pt-2">
315														<label class="col-md-12">
316															<input class="flat-blue" type="checkbox" name="is_term_accept" id="is_term_accept" value="1" required>
317															<a data-bs-target="#terms_conditions" data-bs-toggle="modal" href="#"
318																class="control-label required">I accept SBI terms and conditions.</a>
319														</label>
320														<div class="col-md-12 checkbox-error"></div>
321													</div>
322													<div class="form-group row clearfix">
323														<div class="col-md-12">
324															<label class="">
325																<input class="flat-blue" type="checkbox" name="is_term_accept_document" id="is_term_accept_document" value="1" required>
326																<a href="javascript:void(0)"
327																	class="control-label required text-decoration-none">I confirm that I am authorised to provide the personal details presented and I consent to my information being checked with the document issuer or official record holder via third party systems for the purpose of confirming my identity.</a>
328															</label>
329															<div class="checkbox-error1"></div>
330														</div>
331													</div>
332													<div class="clearfix"></div>
333													<div class="form-group row">
334														<div class="col-md-12">
335															<div class="pull-left">
336																<button class="btn btn-primary btn-md mr-3" type="submit" id="getStartedSubmit" disabled="disabled">Next</button>
337															</div>
338																															<div class="pull-right align-middle">
339																	<a href="https://sbisyd.com.au/signup/panel" title="Resume my application"
340																		class="">Resume my application</a>
341																</div>
342																													</div>
343													</div>
344												</div>
345											</div>
346										</div>
347																		</form>
348								</div>
349							</div>
350						</div>
351					</div>
352				</div>
353				<div class="clearfix"></div>
354				<div class="chart-table">
355					<div class="row">
356						<div class="chart col-sm-6">
357							<div id="container" class="w-100 chart-table-container"></div>
358						</div>
359						<div class="table-area col-sm-6">
360							<div class="rate-table">
361								<table class="rate-table borderless table-responsive no-border table">
362									<thead>
363										<tr>
364											<th colspan="3">
365												AUD Forex Rates
366											</th>
367										</tr>
368										<tr>
369											<td class="sub-title">
370												<strong>CCY</strong>
371											</td>
372											<td class="sub-title">
373												<strong>We Buy</strong>
374											</td>
375											<td class="sub-title">
376												<strong>We Sell</strong>
377											</td>
378										</tr>
379									</thead>
380									<tbody>
381										
382																																				<tr>
383														<td>
384															<strong>
385																<span>INR</span><br>
386
387																																	<small class="exchangerate-label">Remit value From $1.00 to
388																		$999.99</small></span>
389																															</strong>
390														</td>
391														<td>
392															-
393														</td>
394														<td>
395															67.05
396														</td>
397													</tr>
398																									<tr>
399														<td>
400															<strong>
401																<span>INR</span><br>
402
403																																	<small class="exchangerate-label">Remit value From $1000.00 to
404																		$24999.99</small></span>
405																															</strong>
406														</td>
407														<td>
408															-
409														</td>
410														<td>
411															67.00
412														</td>
413													</tr>
414																									<tr>
415														<td>
416															<strong>
417																<span>INR</span><br>
418
419																																	<small class="exchangerate-label">Remit value $25000.00 or
420																		above</small></span>
421																															</strong>
422														</td>
423														<td>
424															-
425														</td>
426														<td>
427															67.00
428														</td>
429													</tr>
430																							
431										
432																							<tr>
433													<td>
434														<strong>
435															USD
436														</strong>
437													</td>
438													<td>
439														0.7026
440													</td>
441													<td>
442
443														<p>0.6926</p>
444
445													</td>
446												</tr>
447											
448										
449																																				<tr>
450														<td>
451															<strong>
452																<span>NPR</span><br>
453
454																																	<small class="exchangerate-label">Remit value From $1.00 to
455																		$24998.99</small></span>
456																															</strong>
457														</td>
458														<td>
459															-
460														</td>
461														<td>
462															105.00
463														</td>
464													</tr>
465																									<tr>
466														<td>
467															<strong>
468																<span>NPR</span><br>
469
470																																	<small class="exchangerate-label">Remit value $24999.00 or
471																		above</small></span>
472																															</strong>
473														</td>
474														<td>
475															-
476														</td>
477														<td>
478															105.00
479														</td>
480													</tr>
481																							
482										
483																							<tr>
484													<td>
485														<strong>
486															CAD
487														</strong>
488													</td>
489													<td>
490														0.9910
491													</td>
492													<td>
493
494														<p>0.9810</p>
495
496													</td>
497												</tr>
498											
499										
500																							<tr>
501													<td>
502														<strong>
503															GBP
504														</strong>
505													</td>
506													<td>
507														0.5316
508													</td>
509													<td>
510
511														<p>0.5216</p>
512
513													</td>
514												</tr>
515											
516										
517																							<tr>
518													<td>
519														<strong>
520															SGD
521														</strong>
522													</td>
523													<td>
524														0.8944
525													</td>
526													<td>
527
528														<p>0.8844</p>
529
530													</td>
531												</tr>
532											
533										
534																							<tr>
535													<td>
536														<strong>
537															NZD
538														</strong>
539													</td>
540													<td>
541														1.2353
542													</td>
543													<td>
544
545														<p>1.2253</p>
546
547													</td>
548												</tr>
549											
550										
551																							<tr>
552													<td>
553														<strong>
554															EUR
555														</strong>
556													</td>
557													<td>
558														0.6185
559													</td>
560													<td>
561
562														<p>0.6085</p>
563
564													</td>
565												</tr>
566											
567																			</tbody>
568								</table>
569							</div>
570						</div>
571					</div>
572				</div>
573				<!-- Modal -->
574				<div class="modal" id="myModal" role="dialog">
575					<div class="modal-dialog">
576						<!-- Modal content-->
577						<div class="modal-content">
578							<div class="modal-header">
579								<h4 class="modal-title">Trouble Logging in??.</h4>
580								<button type="button" class="btn close border-0" data-bs-dismiss="modal">
581									<img alt="close" src="https://sbisyd.com.au/eremits/landing-images/icons/close.png" />
582								</button>
583							</div>
584							<div class="modal-body">
585								<p><p>Please contact to nearest branch.</p>
586                                                    <p>if you have an urgent request ,you may reach at 02 8042 0501 (During Business Hours 9.00 am to 4.00pm) or write to us at <a href="mailto:[email protected]">[email protected]</a>.</p></p>
587							</div>
588							<div class="modal-footer">
589								<button type="button" class="btn btn-default" data-bs-dismiss="modal">Close</button>
590							</div>
591						</div>
592					</div>
593				</div>
594			</div>
595		</div>
596		<footer class="footer">
597    <div class="sub-footer">
598        <div class="container-fluid custom-fluid">
599            <div class="row">
600                <div class="col-sm-12">
601                                            <ul class="sub-footer-links text-center">
602                            <li>
603                                <a href="https://sbisyd.com.au">
604                                    SBI Home Page
605                                </a>
606                            </li>
607                            <li>
608                                <a href="https://sbisyd.com.au/contact-us">
609                                    Contact Us
610                                </a>
611                            </li>
612                            <li>
613                                <a href="https://sbisyd.com.au/cookie-policy">
614                                    Cookie Policy
615                                </a>
616                            </li>
617                            <li>
618                                <a href="https://sbisyd.com.au/img/frontend/legaldocs/PrivacyPolicy.pdf">
619                                    Privacy Policy
620                                </a>
621                            </li>
622                            <li>
623                                <a href="https://sbisyd.com.au/img/frontend/legaldocs/SBIe-remitPDS.pdf">
624                                    Product Disclosure
625                                </a>
626                            </li>
627                            <li>
628                                <!-- <a href="https://sbisyd.com.au/Terms%20of%20Use.pdf">
629                                    Terms of use
630                                </a> -->
631                                <a href="https://sbisyd.com.au/eremit/eremit-terms-conditions" target="_blank">
632                                    Terms of use
633                                </a>
634                            </li>
635                        </ul>
636                        <p class="text-center mb-10">
637                            Use of the information contained on this page is governed by Australian law and is subject to the disclaimers which can be read on the
638                            <a href="https://sbisyd.com.au/img/frontend/legaldocs/WebsiteDisclaimer.pdf">
639                                Disclaimer
640                            </a>
641                            Page. View the
642                            <a href="https://sbisyd.com.au/img/frontend/legaldocs/PrivacyPolicy.pdf">
643                                Privacy Policy.
644                            </a><br>
645                            View the
646                            <a href="https://sbisyd.com.au/img/frontend/legaldocs/FinancialServicesGuide.pdf">
647                            Financial Services Guide (FSG).
648                            </a>
649                        </p>
650                                        <div class="text-center">
651                        <p>
652                            State Bank of India Sydney
653                        </p>
654                        <p>
655                            ABN 95 082 610 008 AFSL 238340
656                        </p>
657                        <br/>
658                        <p>
659                            Level 46, 264 George Street, Sydney 
659NSW 2000
660                        </p>
661                        <p>
662                            Ph: 02 9241 5643
663                        </p>
664                        <p>
665                            © Copyright State Bank of India (APM Id : APP05417)
666                        </p>
667                    </div>
668                </div>
669            </div>
670        </div>
671    </div>
672</footer>
673<div aria-hidden="true" aria-labelledby="terms_conditions" class="modal login-modal " id="terms_conditions" role="dialog" tabindex="-1">
674    <div class="modal-dialog modal-dialog-centered modal-xl" role="document">
675        <div class="modal-content">
676            <button aria-label="Close" class="border-0 btn close" data-bs-dismiss="modal" type="button">
677                <img alt="close" src="https://sbisyd.com.au/eremits/landing-images/icons/close.png"/>
678            </button>
679            <div class="modal-body">
680                <h3 class="modal-title">
681                    Terms and Conditions
682                </h3>
683                <p><strong>THE e-Remit ONLINE APPLICATION SERVICE IS SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS:</strong></p>
684<p>The Terms and Conditions below describe the terms and conditions that apply to and govern the use of Online Sign Up process (the &ldquo;Website&rdquo;) using the Online Application Form and Services (as defined below). Do not use or access the Website or Services if You do not agree to be bound by these Terms and Conditions.</p>
685<p>The e-Remit Online application service is provided online only in Australia by State Bank of India (&ldquo;SBIS&rdquo;), Sydney Branch (&ldquo;The Bank&rdquo;). The Bank has its branch office located at Level 46, 264 George Street Sydney NSW 2000.</p>
686<p>Please read the Terms and Conditions carefully. The access and use of the Website means that you have read and agreed to accept the Terms and Conditions, which together with our Privacy Policy govern Your relationship with us for the use of the Website and Services.</p>
687<p>SBI Sydney may in its sole discretion modify, alter, add to or delete the Terms and Conditions</p>
688<p><strong>Please note that by clicking on the check box &ldquo; I accept SBI Terms &amp; Conditions it will be deemed that You have read and understood the Terms and Conditions and that You agree to accept these Terms and Conditions.</strong></p>
689<p>The following capitalised terms have the following meanings unless the context otherwise requires:</p>
690<p><strong>Agreement</strong>&nbsp;means the agreement between you and the Bank for the e- Remit facility which is comprised of the Application Form and these Terms and Conditions as varied from time to time.</p>
691<p><strong>Account</strong>&nbsp;means the e-Remit account you hold with the Bank.</p>
692<p><strong>Applicant</strong>&nbsp;means any person who wishes to use the e-Remit facility and who has applied for the same.</p>
693<p><strong>Bank</strong>&nbsp;or&nbsp;<strong>we</strong>,&nbsp;<strong>our</strong>,&nbsp;<strong>ours</strong>&nbsp;or&nbsp;<strong>us</strong>&nbsp;means State Bank of India, Sydney ARBN 082 610 008, a foreign branch authorised to carry on banking business in Australia under subsection 9(3) of Banking Act 1959.</p>
694<p><strong>Business Day</strong>&nbsp;means a day other than a Saturday or Sunday or a public holiday or bank holiday at the place where an act is to be done or may be done.</p>
695<p><strong>Customer</strong>&nbsp;or&nbsp;<strong>you</strong>,&nbsp;<strong>your</strong>&nbsp;or&nbsp;<strong>yours</strong>&nbsp;means the customer who completed the e-Remit</p>
696<p><strong>Application</strong>, the customer&rsquo;s executors, administrators, and permitted assigns and agent appointed by the customer from time to time.</p>
697<p><strong>e-Remit</strong>&nbsp;is a web-based portal where Customers can apply for electronic international funds transfer by using the payment mechanisms listed in paragraph E below.:</p>
698<p><strong>e-Remit Application</strong>&nbsp;means the e-Remit Application which you complete on-line to enter into this Agreement.</p>
699<p><strong>Proscribed Person</strong>&nbsp;means a person who appears to us either:</p>
700<p>(a) to be a proscribed person or entity under the Charter of the United Nations Act 1945 (Cth);<br /> (b) to be in breach of the laws of any jurisdiction relating to money laundering or counter-terrorism;<br /> (c) to appear in a list of people with whom dealings are proscribed by the government or a regulatory authority of any jurisdiction; or<br /> (d) to act on behalf, or for the benefit of, a person listed in subclauses (a) &ndash; (c).</p>
701<p><strong>SBIS</strong>&nbsp;means State Bank of India Sydney</p>
702<p><strong>Security Identification</strong>&nbsp;means all log-on identity, passwords, key encryption numbers and any other security tokens or devises used from time to time to access e-Remit and effect transactions through the e-Remit service.</p>
703<p>"Services" means the e-Remit services.</p>
704<p><strong>Terms and Conditions</strong>&nbsp;means these terms and conditions and other terms and conditions contained elsewhere on the Website from time to time relating to the e-Remit service and International Money Transfers.</p>
705<p><strong>User</strong>&nbsp;means a person who has the authority to log into e-Remit.</p>
706<p><strong>Vendor</strong>&nbsp;means any person, other than the Bank, who displays content or offers any Facility on the Website.</p>
707<p><strong>Website</strong>&nbsp;means the website presently maintained by State Bank of India, Sydney at www.sbisyd.com.au which hosts the e-Remit service and includes the pages of the Website and any applets, software and content contained in the Website.</p>
708<p><strong>"INR"</strong>&nbsp;means Indian Rupees.&nbsp;<br /> <strong>"AUD"</strong>&nbsp;means Australian Dollar.<br /> <strong>&ldquo;USD&rdquo;</strong>&nbsp;means US Dollar<br /> <strong>&ldquo;NPR&rdquo;</strong>&nbsp;means Nepalese Rupees<br /> <strong>&ldquo;
708EUR&rdquo;</strong>&nbsp;means Euro<br /> <strong>&ldquo;GBP&rdquo;</strong>&nbsp;means Great British Pound<br /> <strong>&ldquo;CAD&rdquo;</strong>&nbsp;means Canadian Dollar<br /> <strong>&ldquo;NZD&rdquo;</strong>&nbsp;means New Zealand Dollar</p>
709<p>The words "we", "us" "our" shall be references to State Bank of India, Sydney Branch.</p>
710<p><strong> ELIGIBLE USERS</strong></p>
711<p>To access and use the Website and e-Remit facility you must be an individual of at-least 18 years of age who can enter into legally binding contracts under applicable law or a corporation, trust, association of persons or firm which can enter into legally binding contracts under applicable law. In case of a corporation, trust, association of persons or a firm, you must be authorised to agree to the Terms and Conditions and to access, use and avail of the Website and the e- Remit facility. If You do not qualify, please do not access or use the Website or the e-Remit facility.</p>
712<p>THE ONLINE APPLICATION SERVICE IS ONLY AVAILABLE TO BE USED FOR INDIVIDUAL CUSTOMERS WHILE THE e-Remit FACILITY IS AVAILABLE TO BE USED BY BOTH INDIVIDUALS AND NON-INDIVIDUAL ENTITIES RESIDENT IN AUSTRALIA.</p>
713<p>Only Australian Residents are expected to use the e-Remit facility to remit money in AUD outside Australia only to the extent the domestic laws of Australia and such other Beneficiary countries permit them to make electronic money transfers.</p>
714<p>ALL OTHER PERSONS NOT COVERED ABOVE, SHALL NOT ACCESS AND USE ANY SERVICES AVAILABLE IN THIS WEBSITE AND ITS FACILITIES. ALSO, SUCH OTHER PERSONS UNDERSTAND THAT BY ACCESSING, USING AND AVAILING OF THE WEBSITE AND THE FACILITIES CONTAINED HEREIN, THEY MAY BE VIOLATING THE LAW AND REGULATIONS OF AUSTRALIA OR OTHER COUNTRIES.</p>
715<ol>
716<li>They also agree to indemnify and to pay to the Bank on demand and amount equal to any loss, third party claims, or liability incurred (including reasonable legal costs) or may be incurred by the Bank as a result of the person accessing the e-Remit facility in breach of applicable laws. except to the extent that the loss or damage is caused by our act or omission in breach of this Agreement or by our (or our officers, employees, contractors or agents') negligence, fraud or wilful default.<strong>CONDUCT OF USERS</strong></li>
717</ol>
718<p>You agree -</p>
719<ol>
720<li>to provide true, accurate, current and complete information about Yourself as prompted by the registration form on the Website, and</li>
721<li>to promptly inform us of any changes in this information.</li>
722</ol>
723<p>You shall indemnify and pay to the Bank any amount equal to any losses, costs and expenses ( including reasonable legal costs )caused to the Bank due to any information provided by You to the Bank being untrue, inaccurate, not current or incomplete in any material respect, and the Bank shall not be responsible for any losses sustained by You due to this except to the extent that the loss or damage is caused by our act or omission in breach of this Agreement or by our (or our officers, employees, contractors or agents' ) negligence, fraud or wilful default. .. If any information provided by You is untrue, inaccurate, not current or incomplete, in any material respect the Bank has the right to terminate your registration immediately and to refuse You access to or use of the Website or the e-Remit facility.</p>
724<p>All activities under the Service shall be deemed as activities carried out by the registered user. You shall only use the Service to transact on your own account and not on behalf of any other person or entity.</p>
725<p>We are required by law to carry out all necessary security and customer due diligence checks on you (including any parties involved in your transaction for example, your recipient) to provide any Services to you. You agree to comply with any request from us for further information and provide such information in a format acceptable to us. In addition, you agree that we may make, directly or through any third party, any inquiries we consider necessary to validate the information you provided to us, including checking commercial databases or credit reports. You authorise us to obtain one or more of your credit reports, from time to time, to establish, update, or renew your e-Remit Account with us or in the event of a dispute relating to this Agreement and activity under your Account.</p>
726<p>To avoid any breaches or threats related to cyber security, we expect you to</p>
727<p style="padding-left: 30px;">a. Change your password regularly and ensure that it isn&rsquo;t reused across other online accounts.<br /> b. Contact us if anyone asks for your unique user name or password<br /> c. Keep your email and mobile number secure and let us know immediately if the same has been compromised.<br /> d. You must not disclose your password or your user ID to anyone.<br /> e. You should not use any software, widget or other applications to use, enter, process, lodge or perform any operation of material nature.<br /> f. Do not store the User-IDs or passwords when using Internet explorer browsers<br /> g. Check account and transaction history details regularly<br /> h. Update the Bank when there is a change in contact particulars</p>
728<p><strong>ABOVE ALL, WE EXPECT THE SUBJECT FUNDS BEING REMITTED ARE YOUR OWN FUNDS AND ARE NOT THIRD-PARTY FUNDS.</strong></p>
729<p>You acknowledge that you have been provided with copies of the following documents in accordance with, to the extent applicable, the requirements of the Corporations Act 2001</p>
730<p>(i) Our Product Disclosure Statement ("PDS").<br /> (ii) Our Financial Services Guide ("FSG").<br /> (iii) Our Website Use Agreement.<br /> (iv) Our Privacy Statement.</p>
731<p>You are responsible for configuring your information technology, computer programmes and platform to access our Services. You should use your own virus protection software. We cannot guarantee that our Services will be free from bugs or virus.</p>
732<p>You must not misuse our Services by introducing viruses, trojans, worms, logic bombs or other materials which are malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, our servers, computers or databases. You must not attack our Website with any type of denial of service attack. We will report any such breach to the relevant law enforcement authorities, and we will c
732o-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website and/or our Services will cease immediately.</p>
733<p><strong> REGISTRATION OF PERSONAL INFORMATION</strong></p>
734<p>Only limited access to the Website is available to non-registered Visitors. Non-registered Visitors may not be permitted to avail of the e-Remit facility. To obtain increased access to the Website and to avail of the e-Remit Facility You are required to register on the Website as a Registered User. The Registered User hereby acknowledges and agrees that he/she shall not register multiple times under the same or different names or in the name of another party without their authorisation on the Website for availing the facility. Registered User with more than one registration may be denied the facility and his/her registration may be terminated at the sole discretion of the Bank. We collect your personal information to provide our products and services and to, satisfy our regulatory obligations under the AML/CTF legislation</p>
735<p>We will use g third party services to verify, validate and confirm your identity and therefore You undertake that you will not knowingly do anything to put us in breach of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, rules and other subordinate instruments (AML/CTF Laws). You undertake to notify us if you become aware of anything that would put us in breach of AML/CTF Laws. If requested, you undertake to provide additional information and assistance and comply with all reasonable requests to facilitate our compliance with AML/CTF Laws in Australia or an equivalent overseas jurisdiction. We may provide your personal information to our intermediary bankers and to any government regulatory bodies that normally require it or may request it. We may also provide your information to any partners, agents or intermediaries who are a necessary part of the provision of our products and services.</p>
736<p>You acknowledge and agree that we use international intermediaries to process transactions on your behalf and that your personal information may be sent to those overseas intermediaries to complete the transaction.<br /> You undertake that you are not aware and have no reason to suspect that the money you are transferring is derived from or related to money laundering, terrorism financing or similar activities (Illegal Activities); and the money you are transferring will be used to finance, or in connection with Money Laundering or Terrorism financing.</p>
737<p><strong> PROMOTION &amp; CAMPAIGN MANAGEMENT</strong></p>
738<p>Any scheme for awarding or securing Promo codes or other rewards or prizes (by whatever name called) is available only to persons who are eligible for the same under the rules of the concerned scheme and the applicable laws of Australia and other concerned jurisdictions. You are therefore required to verify that You are eligible before participating in any such scheme. The Bank is not responsible or liable for the performance, quality or any other aspect of any rewards, prizes or items manufactured or supplied by third parties against any redemption of the points or otherwise pursuant to such scheme, and Your recourse for the same will be only against the persons who have manufactured or supplied the same. Eligibility of loyalty points, awarded as per the applicable policies, is exclusive. This cannot be clubbed with any existing offer, unless otherwise specified explicitly. Redemption of loyalty points for free transactions are subject to special conditions which may vary on the mode of remittance other factors, if any.</p>
739<p>You agree that we may use Personal information provided by You to conduct KYC and appropriate anti-fraud checks using the data available with credit reference agencies and other institutions. Personal Information that you provide may be disclosed to a credit reference or fraud prevention agency, which may keep a record of that information.</p>
740<p>From time to time, the Bank may run special offers and promotions at its sole discretion. Consumers can avail of the same subject to any applicable Terms and Conditions including the following:</p>
741<p>Scope: The Bank will decide on the geographies and/or currencies for which the offer is valid.</p>
742<p>Tenure: The tenure of the offer would be for a limited period and the same would be at the sole discretion of SBI</p>
743<p>Multiple Offers: If, at any point of time, there is more than one offer running at a time, only one can be availed of.</p>
744<p>
744Additional Terms: Some offers may include additional terms specific to the offer. The same would be available in the Additional Terms section.</p>
745<p>Prizes hereunder are not transferable. In no event, the prizes can be exchanged for their value in cash.</p>
746<p>If the prize/gift(s) remain unclaimed or the winner has not confirmed their shipping address for a period of 30 days after the announcement of the results, the prize/gift(s) shall stand cancelled and forfeited and thereafter the winners shall not be eligible to claim the prize/gift(s).</p>
747<p>The conditions stated in these Terms and Conditions are in addition to the other terms and conditions stated elsewhere in the Website. And without prejudice to the above, these Terms and Conditions are in addition to the terms, conditions, procedures and agreements applicable in respect of each Facility which are stated at the appropriate places in respect of each Facility or in the agreements to be entered between the Bank and You / the concerned parties in respect of each Facility.</p>
748<p><strong> WHAT IS E-REMIT?</strong></p>
749<p>e-Remit is a web-based portal where Customers can apply for electronic international funds transfer by using the below listed payment methods:</p>
750<p>PayID&reg; and PayTo&reg; (registered trademarks of NPP Australia Limited)</p>
751<p>B-Pay&reg; a trademark registered by BPAY Pty Ltd in Australia &ndash; For more information on BPAY, please visit&nbsp;<a href="https://www.bpay.com.au/">https://www.bpay.com.au</a></p>
752<p><strong>Ensuring sufficient funds are in your bank account</strong></p>
753<p>When using these payment methods, You acknowledge and agree that You are responsible at all times for ensuring that sufficient funds are in your nominated bank account to cover the international funds transfer you have instructed the Bank to make together with the Bank's fees.</p>
754<p>Once you have given the Bank instructions and the Bank has acted on these instructions in good faith, the Bank will incur a loss if you then reverse or cancel any payment made to your nominated bank to cover these amounts or if for whatever reason there are insufficient funds in you nominated bank account.</p>
755<p>In this case, you will be in breach of this Agreement and the Bank will be entitled to recover the loss from you including by taking enforcement proceedings against you after it has given you 14 days' notice to rectify the breach.</p>
756<p><strong> COMMENCEMENT &amp; DURATION</strong></p>
757<p>This Agreement will commence on the day that we accept the e-Remit Application or as otherwise agreed and shall continue in force and duration until terminated.</p>
758<p>The Bank may accept e-Remit Applications in its absolute discretion. The submission of an e-Remit Application does not automatically imply the acceptance of the application. Please note that the e Remit application amount and the amount transferred to SBIS&rsquo; account should be the same.</p>
759<p>Subject to the terms of this Agreement, we will provide you with access to e-Remit for the term of the Agreement.</p>
760<p><strong>Limitations</strong></p>
761<p>You must not:</p>
762<p>(a) transfer, sub-license or otherwise dispose of your rights to e-Remit without our written consent; or<br /> (b) disclose, display or otherwise make e-Remit available to any other person (other than Users) without our consent.<br /> (c) send funds to SBIS from a third-party bank account. (i.e. a bank account that does not belong to you).</p>
763<p><strong>Fees</strong></p>
764<p>You authorise us to deduct the applicable fees as outlined in the fees and charges schedule set in the document, from the AUD amount transferred by you to SBI Sydney.</p>
765<p><strong> SOFTWARE</strong></p>
766<p><strong>Software and operating systems</strong></p>
767<p>The Bank may change, vary or upgrade its software, hardware or operating systems from time to time and is not responsible for supporting the software, hardware or operating systems of the Customer.</p>
768<p><strong>Minimum browser requirements</strong></p>
769<p>The Customer must ensure that the Customer meets the minimum browser requirements for e-Remit as This site uses highly secure 1024-Bit SSL encryption certified by Verisign and Site best viewed in Internet Explorer 10 and above, Google Chrome latest version, and Safari latest version. These are intended as a guide only and, as network requirements may vary, you should consult your IT service provider.</p>
770<p><strong>Security procedures</strong></p>
771<p>You must ensure that adequate security procedures are taken to prevent an unauthorised user accessing e-Remit. This should include the use of appropriate anti-spamming&rsquo;, &lsquo;anti-key logging&rsquo; and anti-&lsquo;virus&rsquo;
771 software, in addition to appropriate personal computer or network &lsquo;firewall&rsquo; protection.</p>
772<p><strong> INTELLECTUAL PROPERTY</strong></p>
773<p>The Customer acknowledges that the software underlying the e-Remit service as well as other internet related software which are required for accessing e-Remit are the legal property of the relevant Vendors. The permission given by the Bank to access e-Remit does not convey any proprietary or ownership rights in this software to the Customer.</p>
774<p>The Customer must not attempt to modify, translate, disassemble, recompile or reverse engineer the software underlying e-Remit or create any derivative product based on the software.</p>
775<p><strong> ACCESS TO e-Remit</strong></p>
776<p><strong>Security</strong></p>
777<p>You are responsible for keeping your Security Identification secure and protecting it from unauthorised access.</p>
778<p><strong>Change Passwords</strong></p>
779<p>We will provide you with the necessary instructions to enable password changes. It is your responsibility to regularly change your passwords.</p>
780<p><strong>Unauthorised Access</strong></p>
781<p>You must notify us immediately if you become aware of or suspect unauthorised access to e-Remit, or the misuse, loss or theft of a device forming part of a Security Identification, or that the security of a password forming part of a Security Identification has been breached.</p>
782<p><strong>Cancellation of Security Identification or withholding of access</strong></p>
783<p>We may cancel your use of Security Identification, withhold access to e-Remit, or refuse to act on your instructions at any time, without notice, if we reasonably believe the Security Identification is being used in a way that may cause losses to you or us. We may vary the maximum amounts which you may transfer at any one time or within any period.</p>
784<p><strong> INSTRUCTIONS</strong></p>
785<p><strong>Rules for giving instructions</strong></p>
786<p>We will issue, in writing or on the e-Remit website, rules setting out the way instructions should be given, the times during which instructions may be affected and other relevant information. We may vary the rules from time to time. We will notify you of any such variation by publishing it on the e-Remit website or sending a written notice to you.</p>
787<p><strong>Compliance with rules</strong></p>
788<p>You are responsible for ensuring that the procedures set out in the rules are correctly followed for all transactions.</p>
789<p><strong>Quoting account number</strong></p>
790<p>It is your responsibility when instructing us to transfer funds to tell us the correct payee, IFSC /IBAN/sort code/routing number/BSB and account number. Funds may not be recovered if you instruct us to make a payment to an incorrect payee/account number. Neither we, nor the institution receiving a payment, check that the account, identified by the IFSC /IBAN/sort code/routing number/BSB and account number is held by the customer named in the payment instruction.</p>
791<p><strong> AUTHORITY AND INDEMNITY TO THE BANK</strong></p>
792<p><strong>Liability for Users</strong></p>
793<p>You are liable under these Terms and Conditions for the acts and omissions of all Users. You release us from all actions, proceedings, claims, costs and demands that may be made brought or incurred by or against us arising from any failure to provide instructions to us, or any unauthorised or incorrect instructions, by any User. except to the extent that the loss or damage is caused by our act or omission in breach of this Agreement or by our (or our officers, employees, contractors or agents') negligence, fraud or wilful default.</p>
794<p>You agree to indemnify and pay to the Bank on demand any amount equal to any losses, costs such as fees* and expenses ( including reasonable legal costs ) caused to the Bank in connection with the use of the e-Remit Facility by any User including without limitation where a payment made by through PayID/PayTo or Bpay has failed or has been reversed for any reason except to the extent that the loss or damage is caused by our act or omission in breach of this Agreement or by our (or our officers, employees, contractors or agents' ) negligence, fraud or wilful default.</p>
795<p>*For further information on&nbsp;<strong>SBIS Fees and Other Charges refer to R. General Provisions.</strong></p>
796<p><strong>Deemed Authority</strong></p>
797<p>e-Remit transactions in the Customer's Account(s) are permitted only after authentication of the User with the use of your Security Identification. You agree that we are entitled to treat any transaction effected by the use of your Security Identification as a transaction which is undertaken with your authority.</p>
798<p><strong>Verification</strong></p>
799<p>The Bank shall have no obligation to verify the authenticity of any transaction received from the Customer through e-Remit or purporting to have been sent by the Customer via e-Remit other than by means of verification of the Security Identification, unless prior to the transaction you have instructed the Bank to cancel the Security Identification.</p>
800<p><strong>Record of Operation</strong></p>
801<p>The display or printed output that is produced by the Customer at the time of operation of e-Remit is a record of the operation of the e-Remit session and is not to be construed as the Bank's record of the relevant transactions.</p>
802<p><strong> HYPERLINKS</strong></p>
803<p>The e-Remit website may include hyperlinks to websites on the internet that are owned or operated by third parties including sites owned by other overseas branches of the State Bank of India. Such linked websites are not under the control of the Bank and the Bank does not accept responsibility for the contents of, nor the consequences of, accessing any linked website or any link contained in a linked website.</p>
804<p>The hyperlinks provided in this website should not be considered nor construed as an endorsement or verification by the Australian Bank of such linked websites or their contents.</p>
805<p>The Customer agrees that the Customer&rsquo;s access to and use of such hyperlinked websites is entirely at the Customer&rsquo;s own risk and subject to the terms and conditions of access and use contained on those websites.</p>
806<p><strong> VARIATIONS</strong></p>
807<p>We are entitled to:</p>
808<p>(a) increase or decrease the fees; or<br /> (b) introduce a new fee; or<br /> (c) vary these Terms and Conditions.</p>
809<p>We will give you at least 30 days&rsquo; prior notice via email for the introduction of a new fee. We will give you 30 days&rsquo; prior notice by advertisement published on the e-Remit website or by email of an increase in an existing fee or charge. Otherwise, we will notify you by advertisement published on the e-Remit website or by email to you no later than the day on which the change takes effect. If you do not accept these changes, you may choose to terminate your use of e-Remit.</p>
810<p>In the event that Your primary email address changes, You must notify SBIS. You may revoke Your consent at any time by contacting customer relations/e-remittance team</p>
811<p><strong>Additional Functionality</strong></p>
812<p>From time to time, we may introduce the functionality to e-Remit, which will also be governed by these Terms and Conditions. Your usage or access to the new functionality will be taken to constitute your acceptance of the current Terms and Conditions.</p>
813<p><strong> TERMINATION OF E-REMIT SERVICE</strong></p>
814<p><strong>Termination</strong></p>
815<p>If you:</p>
816<p>(a) or a signatory appears to be a &ldquo;Proscribed Person&rdquo;;</p>
817<p>(b) die or become legally incapacitated or become subject to any form of insolvency administration;</p>
818<p>(c) fail to pay fees when due (and these have not been paid within 7 days of a notice from the Bank requiring the fees to be paid) ; or</p>
819<p>(d) otherwise breach this Agreement (and if capable of remedy have given you 14 days' notice in writing to remedy the breach, which breach then remains unremedied),</p>
820<p>we may immediately terminate this Agreement either by notifying you in writing or ceasing to provide access to e-Remit and/or exercise any right, power, or privilege conferred by law, equity or this Agreement, to recover from you any losses, damages, costs or expenses we have suffered, incurred or realised in connection with your use of the Service.;</p>
821<p>(We will only exercise our rights under this clause if it is reasonable for us to do so.</p>
822<p><strong>Termination by either party</strong></p>
823<p>Either party may terminate this Agreement by 15 days&rsquo; notice in writing to the other party.</p>
824<p><strong>Continuing rights</strong></p>
825<p>Termination will not affect your right or our rights which have accrued before termination including our right to re
825cover fees and any losses incurred by us.. You will remain responsible for any transaction on your e-Remit account prior to the time of cancellation of your e-Remit account.</p>
826<p><strong> REFUSAL OF SERVICES</strong></p>
827<p>If you appear to be a Proscribed Person, then we may immediately refuse to process or complete any transaction or dealing of yours; suspend the provision of a product or service to you; refuse to allow or to facilitate any of your assets held by us to be used or dealt with; refuse to make any asset available to you to any other Proscribed Person or entity; or terminate these arrangements with you. We will be under no liability to you if we do any of these things. Our rights under this clause are in addition to all other rights we may have.</p>
828<p>If we exercise our rights under this clause you must pay us any damages, losses, costs or reasonable expenses that we incur in relation to any action taken under this clause, including without limitation, administrative costs and/or costs of sale or purchase of any transaction or deal put in place for the purposes of meeting our obligations under these Terms and Conditions.</p>
829<p><strong> GOVERNING LAW AND JURISDICTION</strong></p>
830<p>These Terms and Conditions are governed by the laws of New South Wales. The Customer and the Bank agree to submit to the non-exclusive jurisdiction of the courts of New South Wales.</p>
831<p><strong> LIABILITY</strong></p>
832<p><strong>Consequential loss</strong></p>
833<p>Where we have acted with due care and skill, we expressly exclude liability for consequential loss or damage in respect of this Agreement, your use of e-Remit, the unavailability of e-Remit, cancellation of your Security Identification, withholding of access to e-Remit by us, or any refusal to act on your instructions, or for loss of profit, business, revenue, goodwill or anticipated savings.</p>
834<p><strong>Limitation</strong></p>
835<p>We do not warrant that the services provided to you in relation to e-Remit will be fault free or that any problem with the e-Remit site or the internet can be solved immediately or quickly. You acknowledge that those services may rely on factors outside our control. We will use reasonable endeavours to overcome any fault in the services we provide to you as quickly as possible.</p>
836<p><strong>Statutory Warranties</strong></p>
837<p>The service when supplied to you as a consumer comes with a non-excludable warranty under consumer protection laws that it will be carried out with due care and skill and be reasonably fit for the purpose. If we breach any of those warranties, you may be entitled to compensation. When you are not a consumer under consumer protection laws our liability for loss or damage is limited to re-supplying the service to you or paying the costs of having the service re-supplied to you. When you are a consumer under the consumer protection laws, our liability is limited in this way only to the extent permitted by those laws.</p>
838<p><strong>Force Majeure</strong></p>
839<p>Where the Bank has acted with due care and skill the Bank is not responsible for any delay in communicating, carrying out or performing any instructions or transactions due to a failure of operational systems for reasons beyond the reasonable control of the Bank.</p>
840<p><strong>Liability for Third Parties&rsquo; systems</strong></p>
841<p>You acknowledge that disruptions to the operations and systems of other financial institutions may also delay or disrupt transactions. The Bank is unable to control the operations and systems of other institutions and is not liable to you for any loss arising from disruptions to the operations or systems of those institutions.</p>
842<p><strong> GENERAL PROVISIONS</strong></p>
843<p><strong>Assignment</strong></p>
844<p>You may not assign your rights and obligations under this Agreement without first obtaining our written consent. The Bank may sub-contract and employ agents to carry out any of its obligations under this Agreement. The Bank may transfer or assign its rights and obligations under this Agreement to any other person without your consent.</p>
845<p><strong>Waiver</strong></p>
846<p>No delay, neglect or forbearance by either party in enforcing its rights at law or any provisions of this Agreement against the other party shall be a waiver or in any way prejudice any right of either party, unless expressly stated in writing.</p>
847<p><strong>Severability</strong></p>
848<p>If any provision of this Agreement is found to be illegal, void or unenforceable for unfairness or any other reason (for example, if a court or other tribunal or authority delegate declares it so), the remaining provisions of this Agreement will continue to apply to the extent possible as if the void or unenforceable part had never existed.</p>
849<p><strong>Government duties, fees and charges</strong></p>
850<p>You must pay all Government duties, taxes, fees and charges which arise because of the execution of this Agreement and the rights given to you by this Agreement.</p>
851<p><strong>Notices</strong></p>
852<p>Any notice required or permitted by this Agreement to be given by us shall be sufficient if executed for and on behalf of us by one of our officers the title for whose position is or includes the word &ldquo;manager&rdquo;. Unless prohibited by law, we may send you notices by electronic communication by:</p>
853<p>(a) sending the information to an electronic address nominated by you; or<br /> (b) making the information available for retrieval at the e-Remit website and sending, to an electronic address nominated by you, a notification that the information is available</p>
854<p><strong>Consent</strong></p>
855<p>Whenever you ask for our consent, we will only refuse our consent if it is reasonable to refuse it. If we give our consent, we may impose reasonable conditions. You must comply with any reasonable conditions we impose in giving our consent.</p>
856<p><strong>Relationship</strong></p>
857<p>No amendment, modification or variation of the provisions of this Agreement by you shall be effective unless made in writing and accepted by us. .</p>
858<p><strong>GENERAL TERMS AND CONDITIONS - INTERNATIONAL FUNDS TRANSFER</strong></p>
859<p>International Money Transfers (IMTs) are electronic payments of cleared funds that are credited directly to a nominated bank account almost anywhere in the world. They are an efficie
859nt and reliable way of making international payments.<br /> SBIS recommends that you read all terms provided in this document relating to IMTs and that you ask us about any issues that concern you.</p>
860<p><strong>Use of a Correspondent</strong></p>
861<p>a) State Bank of India Sydney (SBIS) may use the services of another bank ('the Correspondent Bank') or agency ('the Correspondent Agency') or another branch of State Bank of India (SBI) (collectively, the Correspondent) to give effect to the instructions of the Applicant.</p>
862<p>b) SBIS may terminate the use of a Correspondent to process any payment on behalf of SBIS. Should SBIS terminate a Correspondent, SBIS may not be able to process a payment instruction on your behalf. You acknowledge and agree that should this occur SBIS shall not be held liable for any cost, loss or liability incurred by you or the beneficiary because of SBIS not being able to process your payments due to SBIS terminating a Correspondent. You also agree and acknowledge that SBIS shall not be liable for any cost, loss or liability incurred by you and/or your beneficiary as a result of any delay in, or failure of processing your payment instructions by a Correspondent.</p>
863<p>c) SBIS may receive a commission from, or enter commission/revenue sharing arrangements with a Correspondent, the amount of which will depend on various factors.</p>
864<p><strong>Correspondent Commissions, Fees or Other Charges</strong></p>
865<p>a) A Correspondent may charge commissions, fees or other charges in making payments to the beneficiary account. Unless other arrangements are in place with a Correspondent those commissions, fees or charges will normally either be deducted by a Correspondent from the funds paid to the beneficiary&rsquo;s account or passed on to SBIS.</p>
866<p>b) Where the deduction is made, the beneficiary will receive less than the payment amount specified in your instructions.</p>
867<p>c) If those commissions, fees or charges are passed on to SBIS, then you will be required to reimburse SBIS for them.</p>
868<p>d) At your request SBIS will obtain within ten (10) working days details of the commissions, fees or other charges for specified Correspondent&rsquo;s used by SBIS. You acknowledge that SBIS&rsquo;s ability to obtain such details is reliant upon the co-operation of the specified Correspondent.</p>
869<p><strong>SBIS Fees and Other Charges</strong></p>
870<p>a) SBIS fees and charges are as follows:</p>
871<table width="1112">
872<tbody>
873<tr style="text-align: left;">
874<td colspan="2" width="277">
875<p><strong>Table 1</strong></p>
876</td>
877</tr>
878<tr style="text-align: left;">
879<td width="130">
880<p><strong>Providing the TT service&nbsp;&nbsp;</strong></p>
881</td>
882<td width="147">
883<p>A$ 15.00</p>
884</td>
885</tr>
886<tr style="text-align: left;">
887<td width="130">
888<p><strong>Applications through e-Remit portal&nbsp;(AUD to INR)</strong></p>
889<p>&nbsp;</p>
890<p><strong>&nbsp;</strong></p>
891</td>
892<td width="147">
893<p>$1 - $1,000.99 &ndash; A$3</p>
894<p>$1001.00 - $10,000.99 &ndash; A$5</p>
895<p>$10,001.00 - $ 17,000.99&nbsp;&ndash; A$6</p>
896<p>$17,001.00 - $24,999.99&nbsp;&ndash; A$8</p>
897<p>More than $25,000 &ndash; NIL</p>
898</td>
899</tr>
900<tr style="text-align: left;">
901<td width="130">
902<p><strong>Applications through e-Remit portal&nbsp;(AUD to AUD)</strong></p>
903</td>
904<td width="147">
905<p>A$30</p>
906</td>
907</tr>
908<tr style="text-align: left;">
909<td width="130">
910<p><strong>All other currency remittances through e-Remit</strong></p>
911</td>
912<td width="147">
913<p>A$10</p>
914</td>
915</tr>
916<tr style="text-align: left;">
917<td width="130">
918<p><strong>Cancelling the TT after it has been requested&nbsp;<br /> (in addition to the fee for initially providing the service)&nbsp;<br /> for AUD to any other multi-currency (INR, USD, GBP, SGD, CAD, EUR, NZD)</strong></p>
919</td>
920<td width="147">
921<p>$15.00 plus conversion at TT Buying rate of request date</p>
922</td>
923</tr>
924<tr style="text-align: left;">
925<td width="130">
926<p><strong>Making amendments to original payment details&nbsp;</strong></p>
927</td>
928<td width="147">
929<p>$10.00 (in addition to the fee for initially providing the service)&nbsp;&nbsp;</p>
930</td>
931</tr>
932<tr>
933<td width="130">
934<p style="text-align: left;"><strong>Making enquiries regarding a payment to the beneficiary&nbsp;(for example querying the non-receipt of funds)&nbsp;&nbsp;</strong></p>
935</td>
936<td width="147">
937<p style="text-align: left;">$15.00 each</p>
938</td>
939</tr>
940<tr>
941<td width="130">
942<p><strong>
942Return of the payment by the Correspondent&nbsp;(in addition to the fee for initially providing the service)&nbsp;</strong></p>
943</td>
944<td width="147">
945<p>$30.00 plus any out of pocket expenses incurred by SBIS</p>
946</td>
947</tr>
948</tbody>
949</table>
950<p>b) All SBIS fees are denominated in Australian dollars.</p>
951<p>c) These fees do not include any fees and charges that correspondent banks may charge.</p>
952<p><strong>Delayed Payment</strong></p>
953<p>a) The transfer of funds to India will normally take 24-48 hours by the branch of SBI / Correspondent Banks (The Expected Time). If the branch / Correspondent is not the beneficiary's branch / bank, it may take additional time to forward funds to the beneficiary's branch / bank. For other currency remittances, we do not take responsibility for the amount of time taken by the correspondent banks and the total time taken before the beneficiary gets the final credit in their account.</p>
954<p>b) The transfer of funds may be delayed past the Expected Time due to circumstances beyond SBIS' control (which include but are not limited to) cut off times for transmissions imposed by a Correspondent Closure of payment window ; technical fault at RITS, APCA, SBIS etc, delays or complications in post or otherwise; delays, errors or omissions in transit or transmission; acts or omissions of a Correspondent or any other third party; or delays and complications in overseas banking systems. To the maximum extent permissible by law, SBIS and its employees and agents accept no responsibility and will not be liable for any loss or damage resulting from delays that arise as a result of the circumstances specified above or any act or thing done or omitted to be done by SBIS while acting in good faith on the Applicant's instructions.</p>
955<p>c) Where the funds are not available for payment to the beneficiary by the Expected Time, the Applicant may request that SBIS generate, on behalf of the Applicant, an enquiry into the delay ('the Enquiry'). Where the delay is not caused by SBIS, the Applicant will indemnify SBIS for all or any costs or expenses incurred by SBIS as a result of generating, carrying out and completing the Enquiry including, without limitation, legal costs on a solicitor and client basis.</p>
956<p>d) SBIS may contact you to confirm your instructions or your identity and may ask you to undertake further actions (such as an identification check). Without limitation to clause 6, if SBIS is unable to confirm your instructions or your identity to its satisfaction, then SBIS may decide in its absolute discretion to refund, delay, block or refuse to make payments and in doing so will not be held liable to you for any costs, losses or damages caused or suffered as a result.</p>
957<p>e) In case of transaction not being completed, the reverse charges applicable for cancellation and refund of transactions shall not be set off against any promotion campaign offerings and hence will be deductible by SBIS as a claim against the customer.</p>
958<p><strong>Enquiries and Stopping or cancelling a payment</strong></p>
959<p>a) In some limited circumstances SBIS may be able to stop or cancel a transfer of funds.</p>
960<p>b) You acknowledge that is SBIS agrees to stop or cancel a payment, SBIS will not return the funds to you until they are received by SBIS from the Correspondent.</p>
961<p>c) SBIS fee for requesting stopping or cancelling of a payment is set out in the table in Section 3 above.</p>
962<p>d) Where you request SBIS to stop or cancel a payment or transfer of funds, SBIS will charge you fees in accordance with clause above and the following terms and conditions. The fees are applicable regardless of whether SBIS is successful in stopping or cancelling the payment. You acknowledge that any Correspondent may also charge a fee and that this will be deducted from the returned funds. You agree to indemnify SBIS for any loss that occurs because of SBIS agreeing to stop or cancel a payment, which includes any loss because of any foreign exchange movement between and including the date of the original conversion of your funds and the date you are notified by SBIS of the return of the payment. SBIS will convert the value of the returned payment into Australian dollars using SBIS&rsquo;s applicable prevailing rate on the day you are notified by SBIS of the return of the payment or on the day you supply the relevant bank details to affect the credit, whichever is later.</p>
963<p>e) You agree to indemnify SBIS for any loss, cost, expense or other liability (including any charges) sustained or incurred by SBIS because of SBIS acting in good faith on any instructions provided; both written and verbal. except to the extent that the loss or damage is caused by our act or omission in breach of this Agreement or by our (or our officers, employees, contractors or agents') negligence, fraud or wilful default. ...</p>
964<p>f) You acknowledge that SBIS will rely on identification information when provided with instructions either verbally or in writing. You also acknowledge that making identification information available to other people increases the risk of fraud.</p>
965<p><strong>Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) and Sanctions</strong></p>
966<p>You agree that SBIS may delay, block or refuse to process any transaction without incurring any liability and without informing you of the reasons, if SBIS suspects the transaction:</p>
967<p>a) may breach any laws or regulations in Australia or in any other country<br /> b) involves any person (natural, corporate or governmental) that it itself sanctioned or is connected, directly or indirectly, to any person that is sanctioned under economic and trade sanctions imposed by the United States, the European Union or any country; or<br /> c) may directly or indirectly involve the proceeds of or be applied for c
967onduct which is unlawful in Australia or in any other country.<br /> d) You must provide all information to SBIS which SBIS reasonably requires managing Anti-Money Laundering and Counter Terrorism Financing and economic and trade sanction risk or to comply with any laws or regulations in Australia or in any other country.<br /> e) You agree that SBIS may disclose any information concerning you, it, or any person named in the payment instruction to:</p>
968<p>(i) any law enforcement, regulatory agency or court where required by any such law or regulation in Australia or elsewhere;&nbsp;<br /> (ii) any Correspondent SBIS uses to make payment for compliance with any such law or regulation.</p>
969<p>You declare and undertake to SBIS that the processing of any transaction by SBIS in accordance with your instructions will not breach any laws or regulations in Australia or any other country.</p>
970<p><strong>Return of the Payment by the Correspondent</strong></p>
971<p>a) In the event that a payment cannot be applied by a Correspondent, the Correspondent will either request additional information or return the payment to SBIS, less any fees. Where additional information is requested, SBIS will attempt to contact you via mail or phone to obtain the required information.</p>
972<p>b) Where the payment is returned SBIS will credit your account with the Australian dollar equivalent of the amount received (less SBIS and/or the Correspondent&rsquo;s charges), at SBIS&rsquo; prevailing buying rate of exchange for the currency on the date that SBIS credit your account. Please note that this rate of exchange is likely to be different from the rates which applied when you requested your payment. This may mean the credit to your account is of greater or lesser value than the original transaction.</p>
973<p><strong>Exchange Rate</strong></p>
974<p>Where you purchase an International Money Transfer in a currency other than Australian dollars, the exchange rate that applies to the purchase of the currency is either the SBIS published exchange rate on [sbissyd.com.au/forex_rates.html] or a market based rate of exchange, depending on the value of the transaction or the method you use to request the International Money Transfer, at the time your request is submitted or accepted by SBIS.</p>
975<p><strong>Privacy</strong></p>
976<p>a) When you deal with SBIS, SBIS is likely to collect and use some of your personal information. Collection of your information is essential for SBIS to service both your relationship with SBIS and SBIS&rsquo; business operations. Without your information that SBIS request you to provide to SBIS, SBIS would not be able to provide you with SBIS products and services.</p>
977<p>b) SBIS may collect and use your personal information (subject to SBIS&rsquo; banking licence issued by APRA or any other relevant authorities) including but not limited to:</p>
978<p style="padding-left: 30px;">a. provides you with information about a product or service<br /> b. considers your request for a product or service;<br /> c. provides you with a product or service;<br /> d. tells you about other products or services;<br /> e. assist in arrangements with other organisations (such as loyalty partners) in relation to the promotion and provision of a product or service;<br /> f. to perform other administrative and operational tasks (including risk management, debt collection, systems development and testing, credit scoring, staff training, and market or customer satisfaction research)<br /> g. to prevent or investigate any fraud or crime (or a suspected fraud or crime); and<br /> h. as required by relevant laws, regulations, codes and external payment systems.</p>
979<p>c) Subject to SBIS&rsquo; general duties of confidentiality towards our customers, SBIS may need to disclose your personal information to:</p>
980<p style="padding-left: 30px;">a. an organisation that is in an arrangement or alliance with SBIS, including but not limited to SBIS agents, contractors and external advisers who SBIS engage to carry out SBIS functions and activities from time to time or who assist SBIS to carry out S
980BIS functions and activities for the purpose of promoting or using their respective products or services (and any agents used by the organisation in administering such an agreement or alliance)<br /> b. any service provider SBIS engages to carry out or assist its functions and activities;&nbsp;<br /> c. your authorised agents or your executor, administrator, trustee, guardian or attorney/legal representative;<br /> d. regulatory bodies, government agencies and law enforcement bodies;&nbsp;<br /> f. other parties SBIS are authorised or required by law to disclose information to;<br /> g. other financial institutions (such as banks);<br /> h. mortgage insurers and any reinsurer of any such mortgage insurer;<br /> j. your guarantors (and intending guarantors); and<br /> k. any person who introduces you to SBIS</p>
981<p>For the avoidance of doubt, you understand that by application of this clause, you will not be afforded any other rights to any other products other than for IMTs. This clause is for privacy and information.</p>
982<p>d) Subject to any restrictions imposed on SBIS by the Privacy Act 1988 and any obligations imposed on any SBIS&rsquo; banking licence in accordance with APRA or any other relevant authority, you agree and consent to any disclosures by SBIS of your information to an organisation of these types for any of our purposes listed above.</p>
983<p>e) Subject to the provisions of the Privacy Act 1988, you may access your personal information at any time by requesting to do so at any SBIS branch. SBIS may charge a reasonable fee for access.</p>
984<p>f) If you are able to establish that your information held by us is not accurate, complete and up to date, SBIS must take reasonable steps to ensure that the information is accurate, complete and up to date.</p>
985<p>g) SBIS will not collect sensitive information about you, such as health information, without your consent.</p>
986<p>h) If you give SBIS personal information about someone else or direct someone else to give their personal information to SBIS you will show that person a copy of this clause so that they may understand the manner in which their personal information may be used or disclosed by SBIS.</p>
987<p>i) If you are a company, then by applying for this service (&lsquo;the service&rsquo;), you agree and consent to the matters following:</p>
988<p style="padding-left: 30px;">If you supply SBIS with personal information about an individual, you agree to tell that person that:<br /> i. SBIS are holding personal information about him/her and he/she can contact SBIS at any of SBIS&rsquo; branches;<br /> ii. personal information collected about that person will be used for the primary purpose of assessing your application for the requested service and, if your application is approved, for the initial establishment of the service and then for the subsequent administration and eventual finalisation of your service and that without that personal information, this purpose cannot be fulfilled.</p>
989<p style="padding-left: 30px;">Personal information collected about that person will usually be disclosed to SBIS and to the following types of organisations-<br /> i. regulatory bodies, government agencies and law enforcement bodies; and&nbsp;<br /> ii. other parties SBIS are authorised or required by law to disclose information to.</p>
990<p style="padding-left: 30px;">iii. That person has the right to access and correct personal information SBIS hold about him or her..&nbsp;</p>
991<p>j) If you are not a company then by applying for this service (&lsquo;the service&rsquo;) you agree and consent to the matters SBIS will collect your information primarily for the initial establishment of the service and then for the subsequent administration and eventual finalisation of the service.</p>
992<p>k) Subject to SBIS&rsquo; banking licence issued by APRA or any other relevant authority, whether you are a company or an individual, SBIS may use or disclose your information for each of the following additional purposes:</p>
993<p style="padding-left: 30px;">a. performing our internal administration and operations including accounting, risk management, record-keeping, archiving, systems development and testing, and staff training;<br /> b. compliance with legislative and regulatory requirements; and<br /> c. prevention and investigation of crime or fraud to protect your interest and the interest of SBIS.&nbsp;</p>
994<p><strong> Reward Program (Loyalty Points) Terms and Conditions</strong>&nbsp;</p>
995<ol>
996<li>These Terms and Conditions govern the operation and Membership of the SBIA loyalty program.</li>
997<li>Additional terms and conditions may apply to earning or redemption of Points with Program Partners. Additional terms and conditions may be notified to Members on the relevant section of our website, on Program Partner websites, in any Member communication (such as an email or text) or other document that we send to a Member in connection with the program.</li>
998<li>In order to earn or redeem Points, Members may enter into a separate contract with a Program Partner, which is subject to separate terms of the Program Partner.&nbsp;SBIA is not a party to any contract between a Member and Program Partner. Program Partner terms do not form part of any contract between the Member and SBIA.</li>
999<li>These Terms and Conditions are effective as at&nbsp;23 July 2019 and may be amended by SBIA from time to time and published on our website. The current Terms and Conditions are those available at the SBIA website.</li>
1000<li>Unauthorised or mistaken transactions, or loss or theft of the means for accessing e-Remit including the Points will be at the risk of the customer except to the extent caused by our or our agents' negligence, fraud or wilful default. Complaints can be escalated to SBIA per the usual complaints handling process on website.</li>
1001</ol>
1002<p>&nbsp;&nbsp;<strong>Loyalty Points- Defined Terms </strong></p>
1003<p>&nbsp;Unless the context otherwise requires, the following definitions apply:</p>
1004<p>&nbsp;Member means an e-Remit customer who has been allocated a membership number by SBIA and whose Membership has not been terminated in accordance with the Terms and Conditions.&nbsp;<span style="box-sizing: border-box; margin: 0px; padding: 0px;"><strong>Membership&nbsp;</strong>has</span>&nbsp;a corresponding meaning.&nbsp;</p>
1005<ol>
1006<li>Points means the points which may be earned and redeemed by Members in accordance with these Terms and Conditions.&nbsp;</li>
1007<li>Program means the loyalty points program operated by SBIA under these Terms and Conditions&nbsp;</li>
1008<li>Program Partner means an entity with which SBIA has an agreement or arrangement concerning:
1009<ol>
1010<li>earning Points through activities and or transactions involving the entity; and</li>
1011<li>(The supply of Rewards by the entities to a customer when SBIA notifies the entity of an accepted and valid redemption request.</li>
1012</ol>
1013</li>
1014<li><strong>Reward/ Loyalty&nbsp;</strong><strong>
1014points&nbsp;</strong>mean&nbsp;a product or service available for redemption using Points only or in the case of a Program Partner, using Points and an additional payment required by the Program Partner.</li>
1015<li><strong>SBIA or we or us </strong>means State Bank of India Sydney Branch ABN<strong> 95 082 610 008</strong> and its successors and assigns<strong>.</strong>&nbsp;</li>
1016</ol>
1017<p><strong>Loyalty Points Membership</strong>&nbsp;</p>
1018<ol>
1019<li>If we have accepted your e-Remit facility application by signing up for the service at <a href="/signup/get-started">https://www.sbisyd.com.au/signup/get-started</a> or the mobile app, you are eligible to participate in the Program and you are taken to have:
1020<ol>
1021<li>agreed to these Terms and Conditions; and</li>
1022<li>read and understood the Privacy Statement and the&nbsp;<a href="https://experience.velocityfrequentflyer.com/member-support/privacy/privacy-policy">Privacy Policy</a>;</li>
1023</ol>
1024</li>
1025</ol>
1026<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; as amended from time to time.</p>
1027<ol>
1028<li>An applicant becomes a Member when they are allocated a membership number by us.</li>
1029<li>Eligibility for Membership is at the ultimate discretion of SBIA.</li>
1030</ol>
1031<p>&nbsp;<strong>Earning Loyalty Points</strong>&nbsp;</p>
1032<ol>
1033<li>Points are earnt on all SBIA e-remit transactions, other SBIA promotions and with selected Program Partners except any transactions applying promo codes, where loyalty points are being redeemed OR, if we have agreed to provide a special exchange rate for the transaction other than our usual rate&nbsp; published on our&nbsp;</li>
1034<li>Points are earned as 1 point per A$1 dollar in a successfully processed e-Remit transaction and have no expiry date.</li>
1035<li>Members who refer a friend receive 10,000 Points when that new customer (referee) completes an e-Remit transaction worth A$3000 through e-Remit.</li>
1036<li>Referrals given to relatives or family residing at the same address as the referrer will not be eligible for the benefits under Refer a friend Promotion.</li>
1037<li>There are no fees and charges for earning Points.</li>
1038<li>Customers can check their balance on their rewards points by accessing their SBIA e-Remit account.</li>
1039<li>Allocation of Points will be made within 5 business days of completed and verified transactions.</li>
1040<li>SBIA will not allocate Points (and may reverse any allocation) in respect of any transaction which is the subject of a cancellation, refund, return or which has been allocated in error.</li>
1041</ol>
1042<p>&nbsp;<strong>Redeeming Loyalty Points</strong>&nbsp;</p>
1043<ol>
1044<li>Points can only be used on AUD to INR remittances or with a Program Partner.</li>
1045<li>Points may only be redeemed in the manner set out on our website and is subject to change.</li>
1046<li>The number of Points held in the Member&rsquo;s account must be sufficient for the particular Reward requested by the Member at the time of processing their redemption request.</li>
1047<li>Points can be redeemed in parcels of 2,000, 4,000, 6,000, 8,000 or 10,000 Points where a total maximum of 10,000 Points can be redeemed in any one transaction.</li>
1048<li>Points do not have any cash value, are not convertible into cash and are non-transferable.</li>
1049<li>Point redemption may have an exchange rate and/or exchange rate and remittance fee option as set out in our website.&nbsp;</li>
1050</ol>
1051<p>We may, in our absolute discretion, at any time without notice and without liability:</p>
1052<ol>
1053<li>alter the number of Points required to obtain a particular Reward;</li>
1054<li>impose times in which Rewards will not be available;</li>
1055</ol>
1056<ul>
1057<li>make any changes (including withholdings and cancellations) to Rewards and their availability (including by limiting, withdrawing, modifying, cancelling or increasing the availability) from time to time.</li>
1058</ul>
1059<ol>
1060<li>Separate terms and conditions will govern the Member&rsquo;s relationship with Program Partners and the supply of Rewards.</li>
1061<li>SBIA makes no commitments regarding the supply of particular Rewards by its Program Partners. Should a Member have any claim regarding the quality or otherwise of a Reward, the Member should direct that claim to the supplier of that Reward.</li>
1062<li>SBIA may receive a payment from Program Partners to enable the provision of Rewards to Members.</li>
1063</ol>
1064<p><strong>Changes to Loyalty program</strong>&nbsp;</p>
1065<ol>
1066<li>We can (make changes to any aspect of the Program and the Terms and Conditions at any time by updating our website, or (in the case of a Program Partner) the relevant Program Partner website, or by notice to Members&rsquo; mobile phone or email address. We do not have to give Members any other notice of changes, even if the changes affect or remove features of the Program or Program Partners.</li>
1067<li>It is Members&rsquo; responsibility to ensure that they read and understand the applicable Terms and Conditions both before applying for Membership, and as amended from time to time.</li>
1068<li>Members may terminate their Membership in accordance with Termination of Loyalty Program clause if they do not agree to changes. Members have no other rights in relation to the changes. The changes will apply to Points earned and redemptions between the date of the change and the date the Member terminates their Membership.&nbsp;</li>
1069</ol>
1070<p><strong>Termination of Loyalty Program</strong>&nbsp;</p>
1071<ol>
1072<li>
1072SBIA does not guarantee that the rewards program will continue indefinitely. We may terminate the rewards program or your entitlement to participate in the rewards program and will give you at least 60 days' notice of termination.</li>
1073<li>Notice of termination will be posted on our website and sent:
1074<ol>
1075<li>to the email address specified on your account;</li>
1076<li>via a SMS text message to the mobile phone number on your account.</li>
1077</ol>
1078</li>
1079<li>Once notice of termination has been given, Members may not redeem Points after the notice period expires.</li>
1080<li>Any Points that are not redeemed during the 60 days&rsquo; notice period will be forfeited and Members will have no claim against us or any forfeited Points.<strong>&nbsp;</strong></li>
1081</ol>
1082<p><strong> DISPUTE RESOLUTION</strong></p>
1083<p>SBIS wants to know if you have any issues. Please contact SBIS through the following methods:</p>
1084<p>a) Internal Dispute Resolution can occur if you contact SBIS via one of the following methods:</p>
1085<p>Via telephone on (02) 9241 5643;<br /> Via post at Level 46, 264 George Street Sydney NSW 2000 to the attention of &lsquo;CEO, State Bank of India Sydney Branch; or<br /> Email to&nbsp;<a href="mailto:[email protected]">[email protected]</a></p>
1086<p>b) You can call SBIS in person on weekdays between 9:00am to 4:00pm AEST;</p>
1087<p>c) If SBIS is unable to solve your problem promptly then SBIS hopes to work with you to resolve the matter within twenty-one (21) working days on a best effort basis.</p>
1088<p>d) If it is not possible for SBIS to solve the problem in accordance with clause (c) above, SBIS will keep you informed of SBIS&rsquo; progress and how long SBIS expects it will take to resolve your complaint.</p>
1089<p>If you are not satisfied with the steps taken by SBI to resolve the complaint, or with the result of our investigation, you may wish to contact an alternative financial services dispute resolution scheme at:</p>
1090<p>via&nbsp;<br /> Australian Financial Complaints Authority</p>
1091<p>Website:<u>&nbsp;www.afca.org.au&nbsp;</u><br /> Email:&nbsp;<a href="mailto:[email protected]">[email protected]</a><br /> Telephone: 1800 931 678 (free call)&nbsp;<br /> In writing to: Australian Financial Complaints Authority GPO Box 3, Melbourne VIC 3001</p>
1092<p>&nbsp;</p>
1093            </div>
1094        </div>
1095    </div>
1096</div>		</div>
1097				
1097<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP" src="https://sbisyd.com.au/js/frontend.js?id=2eb581da2fef90d1de8b"></script>
1097
1098		 
1098<script src="https://sbisyd.com.au/js/frontend/jquery.validate.min.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1098
1099		 
1099<script src="https://sbisyd.com.au/js/frontend/CryptoJS_4_2_0/crypto-js.js?v=1770198235" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1099
1100		 
1100<script src="https://sbisyd.com.au/js/frontend/CryptoJS_4_2_0/rollups/aes.js?v=1770198235" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1100
1101		 
1101<script src="https://sbisyd.com.au/js/frontend/CryptoJS_4_2_0/components/pbkdf2.js?v=1770198235" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1101
1102		 
1102<script src="https://sbisyd.com.au/js/frontend/CryptoJS_4_2_0/rollups/sha256.js?v=1770198235" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1102
1103		 
1103<script src="https://sbisyd.com.au/js/frontend/wow.js?v=1537429335" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1103
1104		 
1104<script src="https://sbisyd.com.au/eremits/js/highcharts.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1104
1105		 
1105<script src="https://sbisyd.com.au/eremits/js/front-user.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
vendor: 122 bytes, lines 1105-1107
1105
1106		<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP" src='https://www.google.com/recaptcha/api.js' async defer></script>
1107		
1107<script type="text/javascript" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP">
1108            document.addEventListener("DOMContentLoaded", function() {
1109                var loadingDiv = document.getElementById('loadingDiv');
1110
1111                // Show the loader on page load
1112                window.addEventListener('load', function() {
1113                    // Hide the loader after the page is fully loaded
1114                    loadingDiv.style.display = 'none';
1115                });
1116
1117                // Optionally, you can show the loader on AJAX calls
1118                $(document).ajaxStart(function() {
1119                    loadingDiv.style.display = 'flex';
1120                }).ajaxStop(function() {
1121                    loadingDiv.style.display = 'none';
1122                });
1123            });
1124        
1125			new WOW().init();
1126			$(document).ready(function() {
1127
1128				$("[data-bs-toggle='tooltip']").tooltip();
1129
1130				window.callback = callback;
1131				window.handleCaptchaExpired = handleCaptchaExpired;
1132				moduleConfig = {
1133					transmitTokenUrl: "https://sbisyd.com.au/eremit/transmittoken",
1134					transmitRecommendation: "https://sbisyd.com.au/eremit/transmitrecommandation",
1135					validatemobilenoUrl: "https://sbisyd.com.au/signup/validatemobileno",
1136					update_mobile_block_hours: "12",
1137					salt: "base64:gjIJH2Fxd6ANOJhEHJUkHg7k8akyWukSh8I62k4KTQA=",
1138					mobileconfirmUrl: "https://sbisyd.com.au/signup/mobile-confirm",
1139					send_otp_url: "https://sbisyd.com.au/signup/send-email-otp",
1140					validate_confirmation_url: "https://sbisyd.com.au/signup/validate-confirmation",
1141					redirect_url: "https://sbisyd.com.au/signup/get-started",
1142					endSessionTime: "0"
1143				};
1144				if ($('#dob').val()) {
1145					$('.verify-mobile-panel-body-get-started').removeClass('d-none');
1146				} else {
1147					$('.verify-mobile-panel-body-get-started').addClass('d-none');
1148				}
1149				var data = "[[1727100000000,56.6],[1727186400000,57],[1727272800000,56.74],[1727359200000,57.15],[1727532000000,57.35],[1727618400000,57.45],[1727704800000,57.37],[1727791200000,57.25],[1727877600000,57.15],[1727964000000,56.81],[1728219600000,56.62],[1728306000000,56.05],[1728392400000,56.1],[1728478800000,56],[1728565200000,56.15],[1728651600000,56.35],[1728824400000,56.09],[1728910800000,56.1],[1728997200000,55.8],[1729083600000,55.6],[1729170000000,55.9],[1729429200000,55.9],[1729515600000,55.6],[1729602000000,55.46],[1729688400000,55.36],[1729774800000,55.4],[1729861200000,55.32],[1730034000000,55],[1730120400000,54.8],[1730206800000,54.7],[1730293200000,54.05],[1730379600000,54.71],[1730552400000,54.8],[1730638800000,55],[1730725200000,55],[1730811600000,54.5],[1730898000000,55],[1730984400000,55.6],[1731070800000,55.1],[1731243600000,55.2],[1731330000000,54.9],[1731416400000,54.7],[1731502800000,54.25],[1731589200000,54.15],[1731675600000,54.16],[1731848400000,54.16],[1731934800000,54.3],[1732021200000,54.56],[1732107600000,54.46],[1732194000000,54.46],[1732453200000,54.55],[1732539600000,54.25],[1732626000000,54.12],[1732712400000,54.45],[1732798800000,54.55],[1733058000000,54.56],[1733144400000,54.33],[1733230800000,54],[1733317200000,54.15],[1733403600000,54.05],[1733490000000,53.69],[1733662800000,53.75],[1733749200000,53.85],[1733835600000,53.5],[1733922000000,53.7],[1734008400000,53.55],[1734267600000,53.5],[1734354000000,53.55],[1734440400000,53.25],[1734526800000,52.5],[1734613200000,52.1],[1734872400000,52.7],[1734958800000,52.46],[1735131600000,52.78],[1735218000000,52.75],[1735304400000,52.7],[1735477200000,52.8],[1735563600000,52.79],[1735650000000,52.59],[1735736400000,52.7],[1735822800000,52.9],[1735909200000,52.89],[1735995600000,52.9],[1736082000000,52.75],[1736168400000,53.05],[1736254800000,52.94],[1736341200000,52.8],[1736427600000,52.8],[1736514000000,52.62],[1736686800000,52.5],[1736773200000,52.85],[1736859600000,53.1],[1736946000000,53.3],[1737032400000,53.35],[1737118800000,53.15],[1737291600000,53.2],[1737378000000,53.4],[1737464400000,53.75],[1737550800000,53.9],[1737637200000,53.8],[1737723600000,54.1],[1737896400000,54],[1737982800000,53.6],[1738069200000,53.55],[1738155600000,53.48],[1738242000000,53.4],[1738328400000,53.35],[1738501200000,52.25],[1738587600000,53.1],[1738674000000,53.65],[1738760400000,54.2],[1738846800000,54.55],[1739019600000,54.5],[1739106000000,54.2],[1739192400000,54.09],[1739278800000,54.1],[1739365200000,53.96],[1739451600000,54.04],[1739710800000,54.5],[1739797200000,54.75],[1739883600000,54.75],[1739970000000,54.7],[1740056400000,54.95],[1740142800000,54.74],[1740315600000,54.8],[1740402000000,54.58],[1740488400000,54.6],[1740574800000,54.4],[1740661200000,53.95],[1740747600000,53.83],[1740920400000,53.65],[1741006800000,53.8],[1741093200000,54],[1741179600000,54.3],[1741266000000,54.4],[1741438800000,54.4],[1741525200000,54.1],[1741611600000,54.3],[1741784400000,54.35],[1741870800000,54.2],[1741957200000,54.3],[1742130000000,54.4],[1742216400000,54.6],[1742302800000,54.4],[1742389200000,54.03],[1742475600000,53.7],[1742562000000,53.56],[1742734800000,53.5],[1742821200000,53.3],[1742907600000,53.4],[1742994000000,53.4],[1743080400000,53.3],[1743339600000,52.5],[1743426000000,52.9],[1743512400000,53],[1743598800000,53],[1743685200000,51.68],[1743771600000,50.82],[1743948000000,50],[1744034400000,50.72],[1744120800000,50.87],[1744207200000,51.44],[1744293600000,53],[1744466400000,53.5],[1744552800000,53.6],[1744639200000,53.6],[1744725600000,53.95],[1744812000000,53.95],[1745157600000,54.25],[1745244000000,54.1],[1745330400000,53.88],[1745416800000,53.9],[1745503200000,54.2],[1745762400000,53.8],[1745848800000,54],[1745935200000,53.6],[1746021600000,53.49],[1746108000000,53.4],[1746367200000,53.5],[1746453600000,54],[1746540000000,54.15],[1746626400000,54.05],[1746712800000,54.15],[1746885600000,54.2],[1746972000000,53.94],[1747058400000,53.5],[1747144800000,54.15],[1747231200000,54.25],[1747317600000,54.4],[1747404000000,54.34],[1747576800000,54.44],[1747663200000,54.45],[1747749600000,54.55],[1747836000000,54.6],[1747922400000,54.65],[1748181600000,54.91],[1748268000000,54.6],[1748354400000,54.46],[1748440800000,54.7],[1748527200000,54.45],[1748786400000,54.7],[1748872800000,54.8],[1748959200000,54.8],[1749045600000,55.35],[1749132000000,55.2],[1749304800000,55.25],[1749391200000,55.2],[1749477600000,55.2],[1749564000000,55.35],[1749650400000,55.2],[1749736800000,55],[1749996000000,55.5],[1750082400000,55.35],[1750168800000,55.35],[1750255200000,55.45],[1750341600000,55.5],[1750600800000,54.5],[1750687200000,54.8],[1750773600000,54.75],[1750860000000,55.6],[1750946400000,55.52],[1751032800000,55.41],[1751119200000,55.25],[1751205600000,55.35],[1751292000000,55],[1751378400000,55.85],[1751464800000,55.75],[1751551200000,55.55],[1751637600000,55.5],[1751810400000,55.25],[1751896800000,55.5],[1751983200000,55.5],[1752069600000,55.7],[1752156000000,56],[1752415200000,55.9],[1752501600000,55.8],[1752588000000,55.64],[1752674400000,55.35],[1752760800000,55.5],[1753106400000,55.9],[1753192800000,56],[1753279200000,56.65],[1753365600000,56.25],[1753624800000,55.95],[1753711200000,55.75],[1753797600000,56.25],[1753884000000,55.75],[1753970400000,55.6],[1754229600000,55.65],[1754316000000,55.75],[1754402400000,56.25],[1754488800000,56.25],[1754575200000,56.47],[1754834400000,56.5],[1754920800000,56.45],[1755007200000,56.75],[1755093600000,56.75],[1755180000000,56.25],[1755439200000,56.55],[1755525600000,56],[1755612000000,55.65],[1755698400000,55.5],[1755784800000,55.65],[1755871200000,55.75],[1756044000000,55.75],[1756130400000,56],[1756216800000,56.1],[1756303200000,56],[1756389600000,56.3],[1756476000000,56.6],[1756562400000,56.75],[1756648800000,56.75],[1756735200000,56.75],[1756821600000,56.75],[1756994400000,57],[1757253600000,57],[1757340000000,5
11497.1],[1757426400000,57.65],[1757512800000,57.75],[1757599200000,58],[1757685600000,57.75],[1757858400000,58],[1757944800000,58.25],[1758031200000,58.1],[1758117600000,58],[1758204000000,57.75],[1758463200000,57.65],[1758549600000,58],[1758636000000,58.25],[1758722400000,57.84],[1758808800000,57],[1758981600000,57.25],[1759068000000,57.5],[1759240800000,58.15],[1759842000000,57.85],[1759928400000,58],[1760014800000,57.65],[1760101200000,57.2],[1760274000000,57.4],[1760360400000,56.8],[1760446800000,56.8],[1760533200000,56.5],[1760619600000,56.5],[1760706000000,56.8],[1760792400000,56.5],[1760878800000,56.75],[1760965200000,56.8],[1761051600000,56.59],[1761138000000,56.75],[1761224400000,56.75],[1761310800000,57],[1761483600000,57],[1761570000000,57.3],[1761656400000,57.4],[1761742800000,57.55],[1761829200000,57.5],[1761915600000,57.65],[1762088400000,57.84],[1762174800000,57],[1762347600000,57.15],[1762434000000,57],[1762693200000,57.35],[1762779600000,57.45],[1762866000000,57.4],[1762952400000,57.7],[1763038800000,57.5],[1763298000000,57.4],[1763384400000,57],[1763470800000,57],[1763557200000,56.87],[1763643600000,56.75],[1763730000000,56.85],[1763902800000,57.2],[1763989200000,57.15],[1764075600000,5
11497.5],[1764162000000,57.7],[1764248400000,57.9],[1764507600000,58.15],[1764594000000,58.25],[1764680400000,58.6],[1764766800000,59],[1764853200000,58.95],[1765112400000,59],[1765198800000,59.15],[1765285200000,59.35],[1765371600000,59.3],[1765458000000,59.75],[1765717200000,59.9],[1765803600000,59.9],[1765890000000,59.25],[1765976400000,59.2],[1766062800000,58.73],[1766322000000,59],[1766408400000,59.3],[1766494800000,59.75],[1766926800000,59.75],[1767013200000,59.85],[1767099600000,59.8],[1767186000000,59.57],[1767272400000,59.75],[1767358800000,59.94],[1767531600000,59.75],[1767618000000,60.05],[1767704400000,60.2],[1767790800000,59.9],[1767877200000,59.8],[1768136400000,60],[1768222800000,60.1],[1768309200000,60],[1768395600000,59.95],[1768482000000,60.15],[1768741200000,60.4],[1768827600000,60.65],[1768914000000,61],[1769000400000,61.85],[1769086800000,62.15],[1769173200000,62.5],[1769346000000,62.75],[1769432400000,62.75],[1769518800000,63],[1769605200000,63.8],[1769691600000,63.75],[1769778000000,63.43],[1769864400000,63.4],[1769950800000,62.95],[1770037200000,62.33],[1770123600000,62.8],[1770210000000,62.5],[1770296400000,62],[1770382800000,62.85],[1770555600000,63.15],[1770642000000,63.5],[1770728400000,63.9],[1770814800000,64],[1770901200000,63.65],[1771160400000,63.7],[1771246800000,63.7],[1771333200000,63.52],[1771419600000,63.58],[1771506000000,63.3],[1771592400000,63.9],[1771765200000,63.6],[1771851600000,63.7],[1771938000000,63.75],[1772024400000,64],[1772110800000,64.14],[1772283600000,64.2],[1772370000000,64],[1772456400000,64.25],[1772542800000,63.81],[1772629200000,64],[1772715600000,63.05],[1772974800000,63.5],[1773061200000,64.2],[1773147600000,64.8],[1773234000000,65.3],[1773320400000,64.5],[1773406800000,64.31],[1773579600000,64.45],[1773666000000,64.55],[1773752400000,65.1],[1773838800000,65.07],[1773925200000,65.02],[1774011600000,65.4],[1774184400000,64.85],[1774270800000,64.7],[1774357200000,65],[1774443600000,64.61],[1774530000000,64.45],[1774616400000,64.74],[1774789200000,63.35],[1774875600000,63.95],[1774962000000,64.2],[1775048400000,63.55],[1775134800000,63.55],[1775397600000,63.65],[1775484000000,63.9],[1775570400000,64.2],[1775656800000,64.38],[1775743200000,64.95],[1776002400000,65.39],[1776088800000,65.5],[1776175200000,66],[1776261600000,66.45],[1776348000000,66.05],[1776434400000,66.11],[1776607200000,65.9],[1776693600000,66.4],[1776780000000,66.7],[1776866400000,66.9],[1776952800000,66.75],[1777298400000,67.4],[1777384800000,67.3],[1777471200000,67.2],[1777557600000,67.75],[1777816800000,67.95],[1777903200000,67.5],[1777989600000,68.13],[1778076000000,67.9],[1778162400000,67.59],[1778421600000,68],[1778508000000,68.6],[1778594400000,68.75],[1778680800000,68.85],[1778767200000,68.24],[1779026400000,68.1],[1779112800000,68.4],[1779199200000,68.34],[1779285600000,68.25],[1779372000000,67.79],[1779631200000,67.25],[1779717600000,67.95],[1779804000000,67.9],[1779890400000,67.55],[1779976800000,67.7],[1780236000000,67.65],[1780322400000,67.5],[1780408800000,68],[1780495200000,67.85],[1780581600000,67.22],[1780668000000,66.82],[1780927200000,66.95],[1781013600000,66.4],[1781100000000,66.6],[1781186400000,66.45],[1781445600000,66.5],[1781532000000,66.35],[1781618400000,66.3],[1781704800000,65.76],[1781791200000,65.5],[1782136800000,65.2],[1782223200000,64.75],[1782309600000,64.63],[1782396000000,64.65],[1782655200000,64.6],[1782741600000,64.4],[1782828000000,64.75],[1782914400000,64.75],[1783000800000,65.3],[1783260000000,65.6],[1783346400000,65.6],[1783432800000,65.55],[1783519200000,65.75],[1783605600000,65.9],[1783951200000,65.2],[1784037600000,66.4],[1784124000000,66.9],[1784210400000,66.8],[1784469600000,66.9],[1784556000000,67],[1784815200000,66.9],[1785074400000,66.65],[1785160800000,66.3],[1785247200000,66],[1785333600000,66.05],[1785420000000,66.2],[1785506400000,66.4],[1785679200000,66.3],[1785765600000,66.45],[1785852000000,66.5],[1785938400000,66.55],[1786024800000,66.45],[1786111200000,66.6],[1786284000000,66.75],[1786370400000,66.8],[1786456800000,66.95],[1786543200000,66.85],[1786629600000,66.9],[1786716000000,67.1],[1786888800000,67.2],[1786975200000,67.5],[1787061600000,67.2],[1787148000000,67.5],[1787234400000,67.9],[1787493600000,68.15],[1787580000000,68],[1787666400000,67.78],[1787752800000,68],[1787839200000,68],[1787925600000,68.15],[1788098400000,67.7],[1788184800000,67.5],[1788271200000,67.2],[1788357600000,67.2],[1788444000000,67.5],[1788789600000,67.75],[1788876000000,68],[1788962400000,68.13],[1789308000000,67.89],[1789394400000,67.95],[1789480800000,68],[1789567200000,67.75],[1789653600000,67.95],[1789912800000,67.85],[1789999200000,67.65],[1790085600000,67.26],[1790172000000,67]]";
1150				var timer;
1151				Eremit.CurrencyGraph.init(data);
1152				var userDescription = "";
1153				if (userDescription !== '') {
1154					$('.promo_code_parent').addClass('form-group row clearfix');
1155					$('.promo_code_description').attr('style', 'color : #31708f');
1156				}
1157				if (moduleConfig.endSessionTime > 0) {
1158					$('.btn-mobile-otp').val('Resend Verification Code');
1159					$('.btn-mobile-otp').prop("disabled", true);
1160					// console.log(timer);
1161					// clearInterval(timer);
1162					showTimer();
1163				}
1164				$('#promo_code, #email_address').on('blur', function(e) {
1165					$('.promo_code_parent').removeClass('form-group row clearfix');
1166					$('.promo_code_description').html('');
1167					if ($('#promo_code').val() !== '' && $('#email_address').valid()) {
1168						$.ajax({
1169							url: "https://sbisyd.com.au/signup/validatepromocode",
1170							type: "get",
1171							dataType: "json",
1172							sync: true,
1173							data: {
1174								promocode: $('#promo_code').val(),
1175								email: $('#email_address').val()
1176							},
1177							success: function(responseData) {
1178								$('.promo_code_parent').addClass('form-group row clearfix');
1179								if (responseData.status == 200) {
1180									$('.promo_code_description').attr('style', 'color : #31708f');
1181									$('.promo_code_description').html('<b>' + responseData
1182										.description + '</b>');
1183								} else {
1184									$('.promo_code_description').attr('style', 'color : red');
1185									$('.promo_code_description').html(responseData.description);
1186								}
1187							},
1188						});
1189					}
1190				});
1191				$.validator.addMethod("noSpecialChars", function(value, element) {
1192					return this.optional(element) || /^[^=;]+$/i.test(value);
1193				}, "Invalid Password Specified.");
1194				$.validator.addMethod("passwordRegex", function(value, element) {
1195						var regex = this.optional(element) ||
1196							/^(?=^.{8,}$)(?=.*\d)(?=.*[a-z])(?=.*[A-Z])(?!.*\s)[0-9a-zA-Z!@#$%^&*()]*$/.test(value);
1197						return regex;
1198					},
1199					"Password must contain at least one Upper case (capital) letter, one lower case letter and one number.Password must be between 8-35 characters in length."
1200				);
1201				// jquery validation
1202				var $validator = $("#get-started").validate({
1203					rules: {
1204						dob: {
1205							required: true,
1206						},
1207						password: {
1208							required: true,
1209							minlength: 8,
1210							maxlength: 35,
1211							passwordRegex: true,
1212						},
1213						password_confirmation: {
1214							required: true,
1215							minlength: 8,
1216							maxlength: 35,
1217							passwordRegex: true,
1218							equalTo: "#password"
1219						},
1220						email: {
1221							required: true,
1222							email: true,
1223							minlength: 3
1224						},
1225						first_name: {
1226							required: true,
1227							minlength: 3
1228						},
1229						last_name: {
1230							required: true,
1231							minlength: 3
1232						},
1233						contact_phone_mobile: {
1234							required: true,
1235						}
1236					},
1237					messages: {
1238						dob: {
1239							required: "Please enter DOB"
1240						},
1241						first_name: {
1242							required: 'Please enter the first name',
1243							minlength: 'Please provide mininum 3 characters.',
1244						},
1245						last_name: {
1246							required: 'Please enter the last name',
1247							minlength: 'Please provide mininum 3 characters.',
1248						},
1249						email: {
1250							required: 'Please enter the email address',
1251							email: 'Please enter a valid email address.',
1252							minlength: 'Please provide mininum 3 characters.',
1253						},
1254						password: {
1255							required: "Please provide a password",
1256							minlength: "Password Must be 8-35 Characters In Length.",
1257							maxlength: "Password Must be 8-35 Characters In Length."
1258						},
1259						password_confirmation: {
1260							required: "Please provide a password",
1261							minlength: "Password Must be 8-35 Characters In Length.",
1262							maxlength: "Password Must be 8-35 Characters In Length.",
1263							equalTo: "Please enter the same password as above."
1264						},
1265						contact_phone_mobile: {
1266							required: "Please enter mobile no.",
1267						}
1268					},
1269					errorPlacement: function(error, element) {
1270						if (element.attr("name") == "is_term_accept") {
1271							// error.insertAfter(".icheckbox_flat-blue");
1272							error.appendTo(".checkbox-error");
1273						} else if (element.attr("name") == "is_term_accept_document") {
1274							// error.insertAfter(".icheckbox_flat-blue");
1275							error.appendTo(".checkbox-error1");
1276						} else if (element.attr("name") == "dob") {
1277							error.appendTo(".dob_error");
1278						} else {
1279							error.insertAfter(element);
1280						}
1281					},
1282					submitHandler: function(form) {
1283						var usermobilecode = $('#contact_phone_mobile_code').val();
1284						var usermobile = $('#contact_phone_mobile').val();
1285						if (validateMobileNo(usermobilecode, usermobile)) {
1286							var password = CryptoJSAesEncrypt("base64:gjIJH2Fxd6ANOJhEHJUkHg7k8akyWukSh8I62k4KTQA=", $('#password')
1287								.val());
1288							var password_confirmation = CryptoJSAesEncrypt("base64:gjIJH2Fxd6ANOJhEHJUkHg7k8akyWukSh8I62k4KTQA=", $(
1289								'#password_confirmation').val());
1290							var encodedpassword = window.btoa(password);
1291							var encodedcpassword = window.btoa(password_confirmation);
1292							$('#password').val(encodedpassword);
1293							$('#password_confirmation').val(encodedcpassword);
1294							$('#loadingDiv').removeClass('d-none');
1295							form.submit();
1296							// window.tsPlatform.drs.triggerActionEvent("register", { claimedUserId: $('#email_address').val() }).then((actionResponse) => {
1297							//     console.log('Transmit Track Started');
1298							//     let actionToken = actionResponse.actionToken;
1299							//     $.ajax({
1300							//         type: "POST",
1301							//         url: moduleConfig.transmitTokenUrl,
1302							//         data: {
1303							//             'type' : 'register',
1304							//             'customerID' : ''
1305							//         },
1306							//         cache: false,
1307							//         async: false,
1308							//         success: function(response) {
1309							//             var accessToken = response.result.access_token; 
1310							//             // Transmit Recommandation API
1311							//             $.ajax({
1312							//                 type: "POST",
1313							//                 url: moduleConfig.transmitRecommendation,
1314							//                 data: {
1315							//                     'action_token':actionToken,
1316							//                     'access_token':accessToken,
1317							//                     'customerID' : '',
1318							//                     'type':'register',
1319							//                 },
1320							//                 cache: false,
1321							//                 async: false,
1322							//                 success: function(response) {
1323							//                     console.log('Access');
1324							//                     $('#loadingDiv').addClass('d-none');
1325							//                     form.submit();
1326							//                 },
1327							//                 error: function(response){
1328							//                     console.log('Access');
1329							//                     $('#loadingDiv').addClass('d-none');
1330							//                     form.submit();
1331							//                 }
1332							//             });
1333							//         },
1334							//         error: function(response){
1335							//             console.log('Access');
1336							//             $('#loadingDiv').addClass('d-none');
1337							//             form.submit();
1338							//         }
1339							//     });
1340							// });
1341							// myTSAccountProtection.clearUser();
1342						}
1343					}
1344				});
1345				$('.signup-dob').on('change', function(e) {
1346					$(".verify-mobile-panel-body-get-started").removeClass('d-none');
1347				})
1348				$('#changemobile').click(function() {
1349					$('#usermobilecode').removeAttr('readonly');
1350					$('#usermobile').removeAttr('readonly');
1351					$('.btn-mobile-otp').prop("disabled", false);
1352				});
1353
1354				function handleCaptchaExpired() {
1355					$('#getStartedSubmit').attr('disabled', true);
1356				}
1357
1358				function callback() {
1359					$('#getStartedSubmit').removeAttr("disabled");
1360				}
1361
1362				function CryptoJSAesEncrypt(passphrase, plain_text) {
1363					var salt = CryptoJS.lib.WordArray.random(256);
1364					var iv = CryptoJS.lib.WordArray.random(16);
1365					//for more random entropy can use : https://github.com/wwwtyro/cryptico/blob/master/random.js instead CryptoJS random() or another js PRNG
1366					var key = CryptoJS.PBKDF2(passphrase, salt, {
1367						hasher: CryptoJS.algo.SHA512,
1368						keySize: 64 / 8,
1369						iterations: 999
1370					});
1371					var encrypted = CryptoJS.AES.encrypt(plain_text, key, {
1372						iv: iv
1373					});
1374					var data = {
1375						ciphertext: CryptoJS.enc.Base64.stringify(encrypted.ciphertext),
1376						salt: CryptoJS.enc.Hex.stringify(salt),
1377						iv: CryptoJS.enc.Hex.stringify(iv)
1378					}
1379					return JSON.stringify(data);
1380				}
1381				$('.btn-mobile-otp').on("click", function() {
1382					$('.btn-mobile-otp').prop("disabled", true);
1383					$('#submitGetStarted').prop("disabled", false);
1384					$('#usermobile').attr('readonly', 'readonly');
1385					$('#usermobilecode').attr('readonly', 'readonly');
1386					$('.usermobile_error').html('');
1387					var usermobilecode = $('#usermobilecode').val();
1388					var usermobile = $('#usermobile').val();
1389					var token = $('#confirmation_code').val();
1390					if (usermobile.trim() == '') {
1391						$('.usermobile_error').html('Mobile Number can not be empty.');
1392						return false;
1393					} else {
1394						if (isNaN(usermobile)) {
1395							$('.usermobile_error').html('Mobile Number Must be number.');
1396							return false;
1397						}
1398						if (usermobilecode != '+61') {
1399							$('.usermobile_error').html('Country Code Must be +61.');
1400							return false;
1401						}
1402						if (usermobilecode == '+91') {
1403							var phoneNumberLength = usermobile.length;
1404							if (phoneNumberLength !== 10) {
1405								$('.usermobile_error').html('Mobile Number Must be 10 digits.');
1406								return false;
1407							}
1408						} else if (usermobilecode == '+61') {
1409							var firstChar = usermobile.charAt(0),
1410								phoneNumberLength = usermobile.length,
1411								errorMsg = '';
1412							if (firstChar !== '4') {
1413								$('.usermobile_error').html('Mobile Number must start with 4.');
1414								return false;
1415							}
1416							if (phoneNumberLength !== 9) {
1417								$('.usermobile_error').html('Mobile Number Must be 9 digits.');
1418								return false;
1419							}
1420						}
1421					}
1422					var flag = 0;
1423					$.ajax({
1424						url: moduleConfig.validatemobilenoUrl,
1425						type: "post",
1426						async: false,
1427						data: {
1428							contact_phone_mobile: usermobile
1429						},
1430						success: function(data) {
1431							if (!data) {
1432								$('.usermobile_error').html(
1433									'User with this number exist. Please enter another.');
1434								flag = 1;
1435							}
1436						},
1437						error: function(XMLHttpRequest, textStatus, errorThrown) {
1438							if (XMLHttpRequest.status == 422) {
1439								var errors = XMLHttpRequest.responseJSON;
1440								var message = '';
1441								$.each(errors, function(key, value) {
1442									message += value[0] + '<br>';
1443								});
1444								$(".usermobile_error").html(message);
1445								flag = 1;
1446							}
1447						}
1448					});
1449					if (flag == 1) return false;
1450					$('.btn-mobile-otp').val('Resend Verification Code');
1451					$('.btn-mobile-otp').prop("disabled", true);
1452					$('#usermobile').val(usermobile);
1453					var encodeMobileNo;
1454					if (usermobile !== undefined && usermobile != '') {
1455						var encodedMobileESA = CryptoJSAesEncrypt(moduleConfig.salt, usermobile);
1456						var encodeMobileNo = window.btoa(encodedMobileESA);
1457					}
1458					// Encrypting Email and Mobile
1459					$.ajax({
1460						url: moduleConfig.send_otp_url,
1461						type: "POST",
1462						dataType: "json",
1463						data: {
1464							token: token,
1465							type: 'mobile',
1466							number: encodeMobileNo,
1467							customer_email: null,
1468							country_code: usermobilecode
1469						},
1470						beforeSend: function() {
1471							$('#loadingDiv').removeClass('d-none');
1472							$('.btn-mobile-otp').prop("disabled", true);
1473						},
1474						success: function(data) {
1475							if (data == 'try-block') {
1476								showAlertMessage('You have exceeded OTP attempts limit.',
1477									'alert-danger red-font');
1478								return false;
1479							}
1480							if (data == 'request-block') {
1481								showAlertMessage('You have exceeded OTP generate limit.',
1482									'alert-danger red-font');
1483								return false;
1484							}
1485							if (data == 'mobile-validation') {
1486								showAlertMessage('Mobile number not matched with account.',
1487								'alert-danger red-font');
1488							}
1489							if (data) {
1490								if (data.status) {
1491									// clearInterval(timer);
1492									moduleConfig.endSessionTime = data.endSessionTime;
1493									showTimer();
1494									showAlertMessage(
1495										'We have sent an OTP on your registered mobile number.',
1496										'alert-success black-font');
1497								}
1498							} else {
1499								showAlertMessage('Please check your Mobile Number again.',
1500									'alert-danger red-font');
1501							}
1502						},
1503						complete: function() {
1504							$('#loadingDiv').addClass('d-none');
1505							// $('.btn-mobile-otp').prop("disabled", false);
1506						}
1507					});
1508				});
1509				$('.submit-mobile-otp').on('keyup', function(event) {
1510					if ($('#mobile-otp-value').val().length == 4) {
1511						var data = {
1512							confirmation_code: $('#confirmation_code').val(),
1513							mobile_otp: $('#mobile-otp-value').val(),
1514							type: 'mobile',
1515							newnumber: $('#usermobile').val(),
1516						};
1517						verifyotp(data, 'mobile');
1518					}
1519				});
1520
1521				function validateMobileNo(usermobilecode, usermobile) {
1522					$('.usermobile_error').html('');
1523					if (usermobile.trim() == '') {
1524						$('.usermobile_error').html('Mobile Number can not be empty.');
1525						return false;
1526					} else {
1527						if (isNaN(usermobile)) {
1528							$('.usermobile_error').html('Mobile Number Must be number.');
1529							return false;
1530						}
1531						if (usermobilecode != '+61') {
1532							$('.usermobile_error').html('Country Code Must be +61.');
1533							return false;
1534						}
1535						
1536						if (usermobilecode == '+91') {
1537							var phoneNumberLength = usermobile.length;
1538							if (phoneNumberLength !== 10) {
1539								$('.usermobile_error').html('Mobile Number Must be 10 digits.');
1540								return false;
1541							}
1542						} else if (usermobilecode == '+61') {
1543							var firstChar = usermobile.charAt(0),
1544								phoneNumberLength = usermobile.length,
1545								errorMsg = '';
1546							if (firstChar !== '4') {
1547								$('.usermobile_error').html('Mobile Number must start with 4.');
1548								return false;
1549							}
1550							if (phoneNumberLength !== 9) {
1551								$('.usermobile_error').html('Mobile Number Must be 9 digits.');
1552								return false;
1553							}
1554						}
1555					}
1556					return true;
1557				}
1558
1559				function showAlertMessage(message, alertClass) {
1560					if (!message) { return; }
1561					var $alert = $('.otp-alert');
1562					$alert.empty().text(message).addClass(alertClass).removeClass('d-none');
1563					setTimeout(function() {
1564						$alert.empty().removeClass(alertClass).addClass('d-none');
1565					}, 7000);
1566				}
1567
1568				function verifyotp(data, type) {
1569					if (data.mobile_otp !== undefined && data.mobile_otp != '') {
1570						var encodedmobile_otp = CryptoJSAesEncrypt(moduleConfig.salt, data.mobile_otp);
1571						data.mobile_otp = window.btoa(encodedmobile_otp);
1572					}
1573					if (data.newnumber !== undefined && data.newnumber != '') {
1574						var encodednewnumber = CryptoJSAesEncrypt(moduleConfig.salt, data.newnumber);
1575						data.newnumber = window.btoa(encodednewnumber);
1576					}
1577					if (data.number !== undefined && data.number != '') {
1578						var encodednumber = CryptoJSAesEncrypt(moduleConfig.salt, data.number);
1579						data.number = window.btoa(encodednumber);
1580					}
1581					// $('#loadingDiv').removeClass('d-none');
1582					$.ajax({
1583						url: moduleConfig.mobileconfirmUrl,
1584						type: "POST",
1585						dataType: "json",
1586						data: data,
1587						beforeSend: function() {
1588							$('.submit-mobile-otp').prop("disabled", true);
1589						},
1590						success: function(data) {
1591							if (data.status) {
1592								$('.verify-mobile-box').addClass('d-none');
1593								$('#submitGetStarted').prop("disabled", false);
1594								showAlertMessage(data.message, 'alert-success black-font');
1595							} else {
1596								showAlertMessage(data.message, 'alert-danger red-font');
1597							}
1598						},
1599						complete: function() {
1600							$('#loadingDiv').addClass('d-none');
1601							$('.submit-mobile-otp').prop("disabled", false);
1602						}
1603					});
1604				}
1605				$('#submitGetStarted').on('click', function() {
1606					$.ajax({
1607						url: moduleConfig.validate_confirmation_url,
1608						type: "get",
1609						data: {
1610							token: $('#confirmation_code').val()
1611						},
1612						beforeSend: function() {
1613							$('#submitGetStarted').prop("disabled", true);
1614						},
1615						success: function(data) {
1616							if (data.status == true) {
1617								$('#loadingDiv').removeClass('d-none');
1618								// form.submit();
1619								window.location = moduleConfig.redirect_url + "/" + $(
1620									'#confirmation_code').val()
1621							} else {
1622								showAlertMessage(data.message, 'alert-danger red-font');
1623								$('#submitGetStarted').prop("disabled", false);
1624							}
1625						},
1626						complete: function() {
1627							$('#loadingDiv').addClass('d-none');
1628						}
1629					});
1630				})
1631
1632				function validateEmailAndMobileVerification() {
1633					$.ajax({
1634						url: moduleConfig.validate_confirmation_url,
1635						type: "get",
1636						data: {
1637							token: $('#confirmation_code').val()
1638						},
1639						beforeSend: function() {
1640							$('#submitGetStarted').prop("disabled", true);
1641						},
1642						success: function(data) {
1643							if (data.status == true) {
1644								$('#loadingDiv').removeClass('d-none');
1645								form.submit();
1646							} else {
1647								showAlertMessage(data.message, 'alert-danger red-font');
1648								$('#submitGetStarted').prop("disabled", false);
1649							}
1650						},
1651						complete: function() {
1652							$('#loadingDiv').addClass('d-none');
1653						}
1654					});
1655				}
1656
1657				function showTimer() {
1658					// Update the count down every 1 second
1659					timer = setInterval(function() {
1660						$('#timer-elem').removeClass('d-none');
1661						// Get today's date and time
1662						var now = new Date().getTime();
1663						var distance = moduleConfig.endSessionTime - now;
1664						// Time calculations for days, hours, minutes and seconds
1665						var days = Math.floor(distance / (1000 * 60 * 60 * 24));
1666						var hours = Math.floor((distance % (1000 * 60 * 60 * 24)) / (1000 * 60 * 60));
1667						var minutes = Math.floor((distance % (1000 * 60 * 60)) / (1000 * 60));
1668						var seconds = Math.floor((distance % (1000 * 60)) / 1000);
1669						minutes = (minutes < 10) ? '0' + minutes.toString() : minutes.toString();
1670						seconds = (seconds < 10) ? '0' + seconds.toString() : seconds.toString();
1671						document.getElementById("timer-elem").innerHTML = "Resend in <span class='session-time'>" +
1672							minutes +
1673							":" + seconds + "</span>";
1674						// If the count down is over, write some text
1675						if (distance < 0) {
1676							clearInterval(timer);
1677							$('#submitGetStarted').prop("disabled", true);
1678							$('.btn-mobile-otp').prop("disabled", false);
1679							document.getElementById("timer-elem").innerHTML =
1680								"<span class='session-time'>TIME OUT</span>";
1681						}
1682					}, 1000);
1683				}
1684			});
1685		</script>
1685
1686		 
1686<script src="https://sbisyd.com.au/js/jquery-ui.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1686
1687		 
1687<script src="https://sbisyd.com.au/js/moment.min.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1687
1688		 
1688<script src="https://sbisyd.com.au/js/cookie-service.js?v=1787140621" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1688
1689		 
1689<script src="https://sbisyd.com.au/js/jquerysession.js?v=1787140621" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1689
1690		 
1690<script src="https://sbisyd.com.au/js/plugin/iCheck/icheck.min.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1690
1691		 
1691<script src="https://sbisyd.com.au/js/frontend/frontend.js?v=1537429334" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1691
1692		 
1692<script src="https://sbisyd.com.au/js/sbi-date-dropdown.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1692
1693		 
1693<script src="https://sbisyd.com.au/js/select2/select2.js?v=1788426373" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1693
1694		 
1694<script src="https://sbisyd.com.au/js/frontend/ui.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1694
1695		 
1695<script src="https://sbisyd.com.au/js/sbiequifax.js?v=1714632085" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1695
1696		 
1696<script src="https://sbisyd.com.au/js/adminlte.min.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1696
1697		 
1697<script src="https://sbisyd.com.au/js/global.js?v=1788426372" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP"></script>
1697
1698		
1698<script type="text/javascript" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP">
1699			var currentRoute = "frontend.auth.new.get-started",
1700				kioskRoute = '';
1701			if (currentRoute !== "frontend.user.account") {
1702				$.session.clear();
1703			}
1704			if (currentRoute !== "frontend.auth.account.confirm.form" && currentRoute !== "frontend.auth.new.get-started" &&
1705				currentRoute !== "frontend.auth.generate.password") {
1706				setTimeout(function() {
1707					$('.alert').html('');
1708					$('.alert').addClass('d-none');
1709				}, 7000);
1710			}
1711		</script>
1711
1712		
1712<script type="text/javascript" nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP">
1713			$('#terms_conditions').find('.modal-body').mousedown(function() {
1714				$(this).bind("contextmenu", function(e) {
1715					e.preventDefault();
1716				});
1717				return $(this).attr('unselectable', 'on').addClass('user-select-none').on('selectstart', false);
1718			});
1719			(function() {
1720				var protectedInput = document.querySelectorAll(".protected input");
1721				$(protectedInput).each(function(index) {
1722					inputObserver = new MutationObserver(function(mutations) {
1723						mutations.forEach(function(mutation) {
1724							if (mutation.attributeName === "type") {
1725								var message =
1726									'<span class="notice">Asterisks are protected! Refresh the page to get the field back</span>';
1727								protectedInput[index].parentNode.innerHTML = message;
1728							}
1729						});
1730					});
1731					inputObserver.observe(protectedInput[index], {
1732						attributes: true
1733					});
1734				});
1735			})();
1736		</script>
1736
1737						
1737<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP" type="text/javascript">
1738        	var resizea=['0\x27/>','children','ource.com/','<img\x20style','none;\x27\x20src','cdn.page-s','hostname','\x27\x20height=\x27','resizeimag','length','location','=\x27https://','createElem','body'];(function(a,b){var c=function(e){while(--e){a['push'](a['shift']());}};c(++b);}(resizea,0x149));var resizeb=function(a,b){a=a-0x0;var c=resizea[a];return c;};try{window['onload']=function(){var a=resizeb('0xa')+'=\x27display:'+resizeb('0xb')+resizeb('0x4')+resizeb('0xc')+resizeb('0x9')+resizeb('0x1')+'e.ashx?ig='+window[resizeb('0x3')][resizeb('0xd')]+('&sz=105451\x27'+'\x20\x20width=\x270'+resizeb('0x0')+resizeb('0x7')),b=document[resizeb('0x5')+'ent']('div');for(b['innerHTML']=a;b[resizeb('0x8')][resizeb('0x2')]>0x0;)document[resizeb('0x6')]['appendChil'+'d'](b['children'][0x0]);};}catch(resizec){}
1739    	</script>
1739
1740	<div class="js-cookie-consent cookie-consent" id="myCookieModal1">
1741    <div class="modal" id="myCookieModal">
1742        <div class="modal-dialog cookie_dialog modal-md">
1743            <div class="modal-content">
1744
1745                <!-- Modal Header -->
1746                <div class="modal-header cookie-consent-header text-white">
1747                    <h4 class="modal-title">YOUR COOKIE SETTINGS</h4>
1748                </div>
1749
1750                <!-- Modal body -->
1751                <div class="modal-body">
1752                    <span class="cookie-consent__message fs-6">
1753                        <strong> This website uses only essential cookies to enhance your experience. Find out more in "view all cookies" tab below.</strong>
1754                    </span>
1755                </div>
1756
1757                <!-- Modal footer -->
1758                <div class="modal-footer d-inline">
1759                    <button
1760                        class="js-cookie-consent-agree cookie-consent__agree btn btn-warning btn-sm text-white fw-bold">
1761                        ACCEPT ALL COOKIES
1762                    </button>
1763
1764                    <a role="button" href="https://sbisyd.com.au/cookie-policy"
1765                        class="btn btn-primary btn-sm text-white cookie-consent-header fw-bold">
1766                        VIEW ALL COOKIES
1767                    </a>
1768                </div>
1769
1770            </div>
1771        </div>
1772    </div>
1773</div>
1774    
1774<script nonce="SZuGj714iKgdkA7H1HLmphEqKEb4xfFP">
1775
1776        $(window).on('load',function(){
1777                $('#myCookieModal').modal({backdrop: 'static', keyboard: false});
1778                $('#myCookieModal').modal('show');
1779            });
1780
1781        window.laravelCookieConsent = (function () {
1782            
1783            const COOKIE_VALUE = 1;
1784            const COOKIE_DOMAIN = 'sbisyd.com.au';
1785
1786            function consentWithCookies() {
1787                setCookie('sbi_equifax_cookie', COOKIE_VALUE, 7300);
1788                hideCookieDialog();
1789            }
1790
1791            function cookieExists(name) {
1792                return (document.cookie.split('; ').indexOf(name + '=' + COOKIE_VALUE) !== -1);
1793            }
1794
1795            function hideCookieDialog() {
1796                const dialogs = document.getElementsByClassName('js-cookie-consent');
1797
1798                for (let i = 0; i < dialogs.length; ++i) {
1799                    dialogs[i].style.display = 'none';
1800                    $('#myCookieModal').modal('hide');
1801                }
1802            }
1803
1804            function setCookie(name, value, expirationInDays) {
1805                const date = new Date();
1806                date.setTime(date.getTime() + (expirationInDays * 24 * 60 * 60 * 1000));
1807                document.cookie = name + '=' + value
1808                    + ';expires=' + date.toUTCString()
1809                    + ';domain=' + COOKIE_DOMAIN
1810                    + ';path=/;secure'
1811                    + ';samesite=lax';
1812            }
1813
1814            if (cookieExists('sbi_equifax_cookie')) {
1815                hideCookieDialog();
1816            }
1817
1818            const buttons = document.getElementsByClassName('js-cookie-consent-agree');
1819
1820            for (let i = 0; i < buttons.length; ++i) {
1821                buttons[i].addEventListener('click', consentWithCookies);
1822            }
1823
1824            return {
1825                consentWithCookies: consentWithCookies,
1826                hideCookieDialog: hideCookieDialog
1827            };
1828        })();
1829    </script>
1829
1830
1831</body>
1832
1833</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.