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1<meta name="next-size-adjust" content=""/><title>Kapowai â FinTech Software Development Company</title><meta name="description" content="Kapowai develops digital banking, Open Banking, onboarding, payment and custom FinTech solutions for banks and financial institutions."/><meta name="application-name" content="Kapowai â FinTech Software Development Company"/><meta name="author" content="Kapowai"/><meta name="keywords" content="Online banking,web banking,Internet banking,mobile banking,remote banking,self-service systems,mobile applications,NFC wallets,software development,ux/ui,product design,android developer,ios developer,software developer in Ireland,ISO 9001:2015"/><meta name="creator" content="Kapowai"/><link rel="canonical" href="https://www.kapowai.online/en"/><link rel="alternate" hrefLang="en" href="https://www.kapowai.online/en"/><link rel="alternate" hrefLang="uk" href="https://www.kapowai.online/uk"/><link rel="alternate" hrefLang="x-default" href="https://www.kapowai.online/en"/><meta name="google-site-verification" content="aVvwfwqg6JCGC-JXyvRgYx7lpoCa6gWSd5aSEXiR2Bg"/><meta property="og:title" content="Kapowai â FinTech Software Development Company"/><meta property="og:description" content="Kapowai develops digital banking, Open Banking, onboarding, payment and custom FinTech solutions for banks and financial institutions."/><meta property="og:image" content="https://www.kapowai.online/opengraph-image.png?opengraph-image.0yz5psic9k4ni.png"/><meta property="og:image:type" content="image/png"/><meta property="og:image:width" content="2400"/><meta property="og:image:height" content="1260"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="Kapowai â FinTech Software Development Company"/><meta name="twitter:description" content="Kapowai develops digital banking, Open Banking, onboarding, payment and custom FinTech solutions for banks and financial institutions."/><meta name="twitter:image" content="https://www.kapowai.online/twitter-image.png?twitter-image.0yz5psic9k4ni.png"/><meta name="twitter:image:type" content="image/png"/><meta name="twitter:image:width" content="2400"/><meta name="twitter:image:height" content="1260"/><link rel="icon" href="/favicon.ico?favicon.0t_d5elgon__u.ico" sizes="48x48" type="image/x-icon"/><link rel="icon" href="/icon.png?icon.449yxkghfpr6q.png" sizes="16x16" type="image/png"/><link rel="icon" href="/icon2.png?icon2.2594eq6gcovbv.png" sizes="32x32" type="image/png"/><link rel="apple-touch-icon" href="/apple-icon.png?apple-icon.449yxkghfpr6q.png" sizes="16x16" type="image/png"/><link rel="apple-touch-icon" href="/apple-icon2.png?apple-icon2.2594eq6gcovbv.png" sizes="32x32" type="image/png"/>
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1</head><body class="roboto_667e0570-module__qkwHXq__className"><div hidden=""><!--$--><!--/$--></div><div class="page-module__g4QYhW__page"><nav class="navbar-module__FFT87q__navbar "><div class="navbar-module__FFT87q__container"><div class="navbar-module__FFT87q__topMenu"><div class="navbar-module__FFT87q__leftSide"><img alt="Kapowai Logo" loading="lazy" width="36" height="38" decoding="async" data-nimg="1" class="navbar-module__FFT87q__logoShort" style="color:transparent" src="/_next/static/media/logo-kapowai-short.047jf_q-cwges.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><img alt="Kapowai Logo" loading="lazy" width="197" height="44" decoding="async" data-nimg="1" class="navbar-module__FFT87q__logoFull" style="color:transparent" src="/_next/static/media/logo-kapowai-color.01ivxgqxwb73l.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><div class="lang-switcher-module__kXLe7a__container"><div class="lang-switcher-module__kXLe7a__lang lang-switcher-module__kXLe7a__active 2 lang-switcher-module__kXLe7a__lightText">EN</div><div class="lang-switcher-module__kXLe7a__lang 3 lang-switcher-module__kXLe7a__lightText">UA</div></div></div><div class="navbar-module__FFT87q__hamburger"><div class="hamburger-react" aria-expanded="false" role="button" style="cursor:pointer;height:48px;position:relative;transition:0.4s cubic-bezier(0, 0, 0, 1);user-select:none;width:48px;outline:none;transform:none" tabindex="0"><div style="background:currentColor;height:2px;left:14px;position:absolute;width:20px;top:17px;transition:0.4s cubic-bezier(0, 0, 0, 1);transform:none"></div><div style="background:currentColor;height:2px;left:14px;position:absolute;width:20px;top:23px;transition:0.4s cubic-bezier(0, 0, 0, 1);transform:none"></div><div style="background:currentColor;height:2px;left:14px;position:absolute;width:20px;top:29px;transition:0.4s cubic-bezier(0, 0, 0, 1);transform:none"></div></div></div></div><div class="navbar-menu-module__heqYDW__menu"><div class=" 4 navbar-menu-module__heqYDW__item 5 navbar-menu-module__heqYDW__active 6 7 navbar-menu-module__heqYDW__uppercase 8 9 ">Home</div><div class=" 10 navbar-menu-module__heqYDW__item 11 12 13 navbar-menu-module__heqYDW__uppercase 14 15 ">Services</div><div class=" 16 navbar-menu-module__heqYDW__item 17 18 19 navbar-menu-module__heqYDW__uppercase 20 21 ">About us</div><div class=" 22 navbar-menu-module__heqYDW__item 23 24 25 navbar-menu-module__heqYDW__uppercase 26 navbar-menu-module__heqYDW__asButton asButton 27 ">Get a quote</div></div></div></nav><section id="home" class="hero-section-module__JO_dcW__container"><div class="hero-section-module__JO_dcW__content"><h1>Create a digital future of finance together with us</h1><p>Kapowai â ready-made platforms and individual solutions for banks, fintech and business. 28 Scale your digital service with a reliable partner.</p></div><div class="action-buttons-module__EybcQq__actions"><button class="button-module__EyyXrW__button button-module__EyyXrW__attention button-module__EyyXrW__dense button-module__EyyXrW__uppercase" type="button"><span>Get a quote</span></button><button class="button-module__EyyXrW__button button-module__EyyXrW__success button-module__EyyXrW__dense button-module__EyyXrW__uppercase" type="button"><span>Our portfolio</span></button></div><div class="hero-section-module__JO_dcW__clutchBlock"><div class="clutch-block-module__Rct5cG__block"><div class="clutch-block-module__Rct5cG__header"><div class="clutch-block-module__Rct5cG__title"><img alt="Finance" loading="lazy" width="40" height="40" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/finance_pic.0plbih9dwy9of.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><p class="clutch-block-module__Rct5cG__text">We grow through your trust!</p></div><div class="clutch-block-module__Rct5cG__subtitle">Kapowai is in Clutch Top 100 fastest growing companies</div></div><div class="clutch-block-module__Rct5cG__bottom"><div class="clutch-block-module__Rct5cG__badge"><iframe src="https://clutch.co/share/badges/548370/131261?utm_source=clutch_award_badge&utm_medium=image_embed" title="Clutch 100 2026 Award"></iframe></div><ul class="clutch-block-module__Rct5cG__stats"><li><strong>10+ years </strong><span>in the Fintech market</span></li><li><strong>12+ banks </strong><span>among our clients</span></li><li><strong>20+ projects </strong><span>implemented</span></li></ul></div></div></div></section><section id="services" class="services-section-module__oU9w5W__container"><h3>OUR SERVICES</h3><div class="services-section-module__oU9w5W__tiles"><div class="service-tile-module__1sQ1bW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picDevice72.0tumiqs11rn7x.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>Online banking for individuals</h2></header><h4>Smart, personalized, always available.</h4><p>We create digital channels to make banking an intuitive and enjoyable part of everyday life. Manage accounts, transfers, payments for services, cards, investments and deposits â in just a few taps through mobile apps or the web interface.</p><figure><figcaption>Not just an app, but a full-fledged financial assistant:</figcaption><ul><li>Onboarding of new clients</li><li>Adaptive UX for any scenario or device</li><li>All operations with cards, accounts, deposits and loans</li><li>Payments, transfers to cards, regular payments</li><li>Secure authorization (2FA, Face ID, biometrics)</li><li>Instant notifications and smart reminders</li><li>Expense analytics with elements of machine learning</li></ul></figure><div class="service-tile-module__1sQ1bW__summary">Kapowai promotes the best practices in design, Open Banking integration and behavior analytics so that digital banking becomes effective, useful and beneficial.</div></div><div class="service-tile-module__1sQ1bW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picRate72.1h3nvfcmh9vsc.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>Online banking for businesses</h2></header><h4>Greater control over finances for individual entrepreneurs and self-employed individuals</h4><p>A solution that supports the entire life cycle of an enterpriseâs finances: from opening accounts to filing reports, managing cards, taxes, payments and salaries. We automate the routine so that the client can focus on business and access everything through mobile apps or the web interface.</p><figure><figcaption>Key features:</figcaption><ul><li>Opening first account, joining the general service offer</li><li>All operations with cards, accounts, deposits and loans</li><li>Payments, transfers to cards, regular payments</li><li>Batch creation and signing of payments</li><li>Templates, drafts, history, receipts, statements</li><li>Requests to bank, extracts, signing of documents</li><li>Accounting access management and payroll projects</li></ul></figure><div class="service-tile-module__1sQ1bW__summary">The interface is designed so that from the first day the entrepreneur can work independently, quickly and safely. The entire system is scalable and easily adaptable to any type of business.</div></div><div class="service-tile-module__1sQ1bW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picCardReader72.2s6gn9lu35cag.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>Self-service systems</h2></header><h4>A bank without queues. A bank without branches. A bank that is always with you â 24/7.</h4><p>An innovative solution for self-service. Classic banking operations without the participation of employees. Terminals provide a full alternative to physical branches and reduce operating costs.</p><figure><figcaption>Clients can:</figcaption><ul><li>Top up accounts and cards</li><li>Repay loans</li><li>Top up deposits</li><li>Pay for utilities and other services</li><li>Make money transfers â with cash or by bank card</li></ul></figure><div class="service-tile-module__1sQ1bW__summary">Interface with intuitive navigation, large interactive elements adapted for any user.</div></div><div class="service-tile-module__1sQ1bW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picHands72.1i3bnxd6dqoah.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>Open banking. New opportunities. New partners.</h2></header><h4>Open Banking is not only about open APIs, but also a new level of service, speed, personalization and partnership.</h4><p>Kapowai already helps banks implement Open Banking solutions that meet the requirements of the NBU and prepare the ecosystem for growth.</p><figure><figcaption>Key features:</figcaption><ul><li>Connection of fintechs</li><li>
28Data exchange with customer consent</li><li>Products of different banks in one application</li><li>Secure access authorization</li><li>Transparent control over transactions</li></ul></figure><div class="service-tile-module__1sQ1bW__summary">We provide tools that allow banks to be part of the open financial infrastructure of tomorrow.</div></div><div class="service-tile-module__1sQ1bW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picColors72.3hdl83ufx4e08.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>FinTech Design Studio</h2></header><h4>Professional design solutions for fintech products</h4><p>Comprehensive UI/UX solutions created for the growth of your financial product. We specialize in the design of digital services for banks, neobanks, fintech startups and payment platforms.</p><figure><figcaption>Our approach:</figcaption><ul><li>Deep understanding of financial processes and modern design</li><li>Analytics of user behavior and business goals</li><li>Convenient interfaces that stimulate engagement, trust, monetization</li></ul></figure><div class="service-tile-module__1sQ1bW__summary">From UX strategy and prototyping to a full-fledged design-system solution and support of the development team.</div><button class="button-module__EyyXrW__button button-module__EyyXrW__other " type="button"><span>More details</span></button></div><div class="service-tile-module__1sQ1bW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picMark72.3c5mj1ss5vfrx.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>Individual development of fintech solutions</h2></header><h4>Didn't find the right solution? We will create it for you.</h4><p>Kapowai is not only a ready-made online banking platform, but also a team that develops fintech products from scratch: from idea and design to launch and scaling.</p><figure><figcaption>We help to launch:</figcaption><ul><li>Neobanks and digital wallets;</li><li>Solutions for non-bank financial institutions;</li><li>Lending platforms and BNPL services;</li><li>
28E-commerce processing and payment infrastructure;</li><li>KYC/AML modules, scoring systems and antifraud;</li><li>Custom integrations with core banking, payment gateways, CRM and ERP.</li></ul></figure><div class="service-tile-module__1sQ1bW__summary">We provide tools that allow banks to be part of the open financial infrastructure of tomorrow.</div></div><div class="infrastructure-service-tile-module__eDUrYW__container"><header><img alt="icon" loading="lazy" width="72" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/picHierarchy72.3z9nc2ld2tykc.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><h2>IT infrastructure deployment and support</h2></header><h4>Infrastructure that works without failures. Environments that scale with your business.</h4><p>A reliable technological foundation for banks and corporate clients: from architecture and migrations to security, monitoring and 24/7 support. We create physical, cloud and hybrid environments, integrate them with Core Banking, CRM and internal platforms, ensuring continuity of work and scaling.</p><figure><figcaption>Key capabilities:</figcaption><ul><li>Architecture design and infrastructure migration</li><li>24/7 support and operational support</li><li>Virtualization, containerization, CI/CD</li><li>Network infrastructure: balancing, VPN/SD-WAN, segmentation</li><li>Storage and backup systems, Disaster Recovery</li><li>Performance monitoring, logging, patch management</li><li>Network protection: FW, IDS/IPS, encryption</li><li>Compliance with PCI DSS, ISO 27001, NBU requirements</li><li>Vulnerability assessment and configuration optimization</li><li>Infrastructure automation: IaC, environment standardization</li></ul></figure><div class="infrastructure-service-tile-module__eDUrYW__summary">We provide a comprehensive approach to infrastructure â from design to stable daily operation. Kapowai is your technology partner in creating a sustainable, secure and modern IT environment for financial services.</div></div></div></section><div class="solutions-section-module__rye0IW__container"><div class="solution-item-module__Ro4dfW__container"><div class="solution-item-module__Ro4dfW__content"><h2>Mobile apps for Android & iOS</h2><h4>Native mobile banking. Delivering convenient and functional customer experience on both popular platforms.</h4></div><img alt="Mobile Apps" loading="lazy" width="1110" height="1280" decoding="async" data-nimg="1" class="solution-item-module__Ro4dfW__image" style="color:transparent" sizes=" (min-width: 576px) 546px, (min-width: 768px) 345px, (min-width: 1024px) 455px, (min-width: 1440px) 555px, 290px" srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=32&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 32w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=48&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 48w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=64&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 64w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=96&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 96w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=128&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 128w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=256&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 256w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=384&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 384w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=640&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 640w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=750&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 750w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=828&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 828w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=1080&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1080w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=1200&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1200w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=1920&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1920w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=2048&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 2048w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 3840w" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fmobile-apps-en.3oi9yjoy6321k.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="solution-item-module__Ro4dfW__container"><div class="solution-item-module__Ro4dfW__content"><h2>Web apps for every modern device</h2><h4>Web banking. Delivering convenient and functional customer experience on every desktop, laptop and tablet.</h4></div><img alt="Web Apps" loading="lazy" width="1110" height="1280" decoding="async" data-nimg="1" class="solution-item-module__Ro4dfW__image" style="color:transparent" sizes=" (min-width: 576px) 546px, (min-width: 768px) 345px, (min-width: 1024px) 455px, (min-width: 1440px) 555px, 290px" srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=32&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 32w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=48&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 48w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=64&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 64w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=96&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 96w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=128&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 128w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=256&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 256w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=384&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 384w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=640&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 640w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=750&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 750w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=828&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 828w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=1080&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1080w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=1200&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1200w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=1920&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1920w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=2048&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 2048w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 3840w" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fweb-apps-en.009rhlq5e5x16.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="solution-item-module__Ro4dfW__container"><div class="solution-item-module__Ro4dfW__content"><h2>Remote client identification</h2><h4>Remote identification is the key to remote banking service that saves time.</h4><div class="remote-id-button-module__u8-4pa__container"><button class="button-module__EyyXrW__button button-module__EyyXrW__attention " type="button"><span>More details</span></button></div></div><img alt="Remote ID" loading="lazy" width="1110" height="1280" decoding="async" data-nimg="1" class="solution-item-module__Ro4dfW__image" style="color:transparent" sizes=" (min-width: 576px) 546px, (min-width: 768px) 345px, (min-width: 1024px) 455px, (min-width: 1440px) 555px, 290px" srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=32&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 32w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=48&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 48w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=64&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 64w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=96&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 96w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=128&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 128w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=256&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 256w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=384&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 384w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=640&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 640w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=750&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 750w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=828&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 828w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=1080&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1080w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=1200&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1200w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=1920&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1920w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=2048&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 2048w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 3840w" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fremote-id-en.1-wrh3lowjd6f.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="solution-item-module__Ro4dfW__container"><div class="solution-item-module__Ro4dfW__content"><h2>BankID NBU</h2><h4>Fast and secure access to government, financial and other services through remote identification with BankID NBU.</h4></div><img alt="Bank ID" loading="lazy" width="1116" height="1280" decoding="async" data-nimg="1" class="solution-item-module__Ro4dfW__image" style="color:transparent" sizes=" (min-width: 576px) 546px, (min-width: 768px) 345px, (min-width: 1024px) 455px, (min-width: 1440px) 555px, 290px" srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=32&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 32w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=48&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 48w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=64&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 64w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=96&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 96w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=128&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 128w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=256&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 256w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=384&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 384w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=640&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 640w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=750&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 750w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=828&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 828w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=1080&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1080w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=1200&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1200w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=1920&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1920w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=2048&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 2048w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 3840w" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fbank-id-en.13g2go2dvdn4q.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="solution-item-module__Ro4dfW__container"><div class="solution-item-module__Ro4dfW__content"><h2>Self-service banking is coming</h2><h4>Self service terminals. Any payment any time. Using cash or a payment card. No additional apps or devices needed.</h4></div><img alt="Self Service" loading="lazy" width="1108" height="1280" decoding="async" data-nimg="1" class="solution-item-module__Ro4dfW__image" style="color:transparent" sizes=" (min-width: 576px) 546px, (min-width: 768px) 345px, (min-width: 1024px) 455px, (min-width: 1440px) 555px, 290px" srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=32&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 32w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=48&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 48w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=64&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 64w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=96&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 96w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=128&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 128w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=256&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 256w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=384&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 384w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=640&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 640w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=750&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 750w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=828&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 828w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=1080&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1080w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=1200&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1200w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=1920&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1920w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=2048&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 2048w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=3840&am
28p;q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 3840w" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fself-service-en.2_o7ffc2irdh5.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="solution-item-module__Ro4dfW__container"><div class="solution-item-module__Ro4dfW__content"><h2>Remote onboarding for businesses</h2><h4>A ready-made solution for remote account opening for businesses: integration with Diia, Unified State Register and external registers.</h4><div class="business-onboarding-button-module__tN7BJW__container"><button class="button-module__EyyXrW__button button-module__EyyXrW__success " type="button"><span>More details</span></button></div></div><img alt="Business Onboarding" loading="lazy" width="2216" height="2560" decoding="async" data-nimg="1" class="solution-item-module__Ro4dfW__image" style="color:transparent" sizes=" (min-width: 576px) 546px, (min-width: 768px) 345px, (min-width: 1024px) 455px, (min-width: 1440px) 555px, 290px" srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=32&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 32w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=48&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 48w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=64&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 64w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=96&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 96w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=128&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 128w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=256&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 256w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=384&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 384w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=640&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 640w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=750&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 750w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=828&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 828w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=1080&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1080w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=1200&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1200w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=1920&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 1920w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=2048&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 2048w, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6 3840w" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fon-boarding-en.08tnrjc890by7.webp&w=3840&q=75&dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div></div><section id="about-us" class="about-us-section-module__ij5ENW__container"><div class="about-us-section-module__ij5ENW__content"><h1>About us</h1><p class="about-us-section-module__ij5ENW__firstParagraph">Kapowai is a Ukrainian fintech company founded in 2015. We create next-generation digital banking products and help financial institutions transform customer interactions through modern technologies, service, and design.</p><p><span class="about-us-section-module__ij5ENW__bold">
28Our focus </span><span>is on comprehensive development and implementation of solutions for mobile and web banking, onboarding processes, Open Banking, KYC/AML, payment infrastructure, and integration modules. We provide a full cycle of work: from analysis and architecture to testing, release, and long-term support. Our products operate stably under high load, are easily scalable, and meet the requirements of modern banks and financial companies.</span></p><p>Over the years, we have implemented dozens of projects for both small banks and large financial institutions, helping clients launch new channels, upgrade legacy systems, and improve security, service quality, and time-to-market. We often get involved at the stage when the customer only has a vision of the product, and we take on full technical expertise, ensuring a quick start and predictable results.</p><p><span class="about-us-section-module__ij5ENW__bold">Kapowai team </span><span>is made up of over 40 highly qualified specialists: product designers, business analysts, architects, developers, DevOps and QA engineers. Most of them have more than a decade of experience in the fintech and banking industry, working with leading digital services and complex integration solutions. Our internal culture combines consistency, flexibility, speed of decision-making and focus on results.</span></p><p>We build partnerships, not just complete tasks. Choosing Kapowai, you get not only a high-quality software product, but also a team that deeply immerses itself in your business, offers optimal solutions, helps to scale and supports the product at all stages of its development. Our solutions are fast to deploy, easy to integrate with existing systems, and designed with an emphasis on an intuitive end-user experience.</p><p class="about-us-section-module__ij5ENW__medium">Kapowai is your technology partner in building reliable, modern, and scalable fintech products that shape the future of digital banking.</p></div><div class="iso-certificate-module__zNURqG__container"><img alt="ISO 9001:2015" loading="lazy" width="96" height="96" decoding="async" data-nimg="1" class="iso-certificate-module__zNURqG__isoLogo" style="color:transparent" src="/_next/static/media/iso-logo.1vtoyt03wqt4d.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><p>Kapowai is accredited by one of the most prestigious certification companies â TÃV Rheinland.</p><img alt="TUV" loading="lazy" width="200" height="36" decoding="async" data-nimg="1" class="iso-certificate-module__zNURqG__tuvLogo" style="color:transparent" src="/_next/static/media/tuv-logo.03d4t7cm6z34k.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><p>This certificate is a true confirmation of our business being conducted in accordance with the high standards of international quality management system ISO 9001:2015.</p><div class="iso-certificate-module__zNURqG__links"><a href="/kapowai-certificate-en.pdf" target="_blank">View certificate</a><a href="/kapowai-quality-policy-en.pdf" target="_blank">View quality policy</a></div><img alt="PCI DSS" loading="lazy" width="147" height="56" decoding="async" data-nimg="1" class="iso-certificate-module__zNURqG__pciDssLogo" style="color:transparent" src="/_next/static/media/pci-dss-logo.0kwsssvknmcpq.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><p>The company's solutions have passed certification for compliance with PCI DSS standards.</p><div class="clutch-module__Xqmz5G__clutch"><div class="clutch-module__Xqmz5G__widget" style="opacity:0"><div class="clutch-widget" data-url="https://widget.clutch.co" data-widget-type="2" data-height="45" data-nofollow="true" data-expandifr="true" data-darkbg="darkbg" data-clutchcompany-id="548370"></div></div><p>Our profile on Clutch</p></div></div></section><section class="our-clients-section-module__cQz8MG__container"><h1>Our clients</h1><div class="our-clients-section-module__cQz8MG__clients"><div class="client-item-module__EcqysG__container"><img alt="b43" loading="lazy" width="160" height="36" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/bank34-logo.0hjfvfm9mmhke.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="portal" loading="lazy" width="167" height="19" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/portal-logo.25ykurx8g_r5p.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="accord" loading="lazy" width="168" height="42" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/accord-logo.3a9tj6pzsito8.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="dv" loading="lazy" width="150" height="25" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/dv-logo.06ejd78dsj_05.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="tbc" loading="lazy" width="160" height="32" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/tbc-logo.0alizfqxk7ymd.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="tas" loading="lazy" width="100" height="100" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/tas-logo.2d1fzhi1ir14a.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="ch" loading="lazy" width="209" height="104" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/ch-logo.3q_eatyd3jp-7.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="unex" loading="lazy" width="170" height="35" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/unex-logo.1b8ji8e45ddzb.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="trustCapital" loading="lazy" width="59" height="72" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/trust-capital-logo.2u7deomdarlyy.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="poltava" loading="lazy" width="120" height="74" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/poltava-logo.1vo3lphghzuyv.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="mtb" loading="lazy" width="170" height="33" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/mtb-logo.3vkqqgtrh6-fg.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="finpay" loading="lazy" width="150" height="31" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/finpay-logo.306b28a0zh26k.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div><div class="client-item-module__EcqysG__container"><img alt="hostpay" loading="lazy" width="143" height="42" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/hostpay-logo.3yq_k90d5ap6g.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></div></div></section><section id="contact-us" class="contact-us-section-module__7aVTwa__container"><div class="contact-us-section-module__7aVTwa__content"><div class="office-module__RLXhSq__container"><h1>Offices</h1><div class="office-module__RLXhSq__address"><img alt="pin pic" loading="lazy" width="96" height="96" decoding="async" data-nimg="1" class="office-module__RLXhSq__locationImage" style="color:transparent" src="/_next/static/media/ic-pin-ua.0ztdn_9inlhph.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><div class="office-module__RLXhSq__addressFields"><p class="office-module__RLXhSq__companyName">LLC «KAPOWAI UKRAINE»</p><p>Identification code: 40136487</p><p>Legal address: Ukraine, 04071, Kyiv, Mezhyhirska st., 22</p><p>Postal address: Ukraine, 04071, Kyiv, Yaroslavska st., 56Ð (BC Canyon)</p><p class="office-module__RLXhSq__email"><span>Email:</span><a href="mailto: [email protected]">[email protected]</a></p></div></div></div><div class="contact-form-module__LFlhqG__container"><h1>Contact us</h1><p>Please type in the full message before sending. We will respond very quickly, so no worries!</p><form action="javascript:throw new Error('React form unexpectedly submitted.')"><input type="text" required="" class="contact-form-module__LFlhqG__textInput" placeholder="Your Name" name="name"/><input type="email" required="" class="contact-form-module__LFlhqG__textInput" placeholder="Your Email" name="email"/><textarea name="message" required="" class="contact-form-module__LFlhqG__textInput contact-form-module__LFlhqG__textareaInput" placeholder="Your Message"></textarea><button class="button-module__EyyXrW__button button-module__EyyXrW__success button-module__EyyXrW__uppercase" type="submit"><span>Send</span></button></form></div></div><img alt="arrow up" loading="lazy" width="48" height="48" decoding="async" data-nimg="1" class="arrow-up-button-module__aFpmDa__arrowUp" style="color:transparent" src="/_next/static/media/ic_arrow_up.2vp29sg_3fksy.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/></section></div><!--$--><!--/$--><footer class="footer-module__p2r3_a__footer"><img alt="Kapowai Logo" loading="lazy" width="216" height="48" decoding="async" data-nimg="1" class="footer-module__p2r3_a__kapowaiLogo" style="color:transparent" src="/_next/static/media/logo-kapowai.44aslhdazt37k.svg?dpl=dpl_HcBwMPN4g3Z8u1ZMKNq1rUg7kmd6"/><p><span>© Kapowai, 2015-</span><span>2026</span><span> â all rights reserved.</span></p><div class="socials-module__L22TiW__socials"><a class="socials-module__L22TiW__link socials-module__L22TiW__facebook" href="https://www.facebook.com/kapowai.online/" target="_blank"></a><a class="socials-module__L22TiW__link socials-module__L22TiW__youtube" href="https://www.youtube.com/channel/UCDJnf5RvYI1_BM1Kan4Ka3g/featured" target="_blank"></a><a class="socials-module__L22TiW__link socials-module__L22TiW__linkedin" href="https://www.linkedin.com/company/kapowai" target="_blank"></a><a class="socials-module__L22TiW__link socials-module__L22TiW__instagram" href="https://www.instagram.com/kapowaionline/" target="_blank"></a><a class="socials-module__L22TiW__link socials-module__L22TiW__clutch" href="https://clutch.co/profile/kapowai#portfolio-and-awards" target="_blank"></a></div></footer>
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You also receive an individual approach in solving your tasks - from pre project consultations to further support and development of the product you require.\",\"ls_about_iso_certification_paragraph_one\":\"Kapowai is accredited by one of the most prestigious certification companies â TÃV Rheinland.\",\"ls_about_iso_certification_paragraph_two\":\"This certificate is a true confirmation of our business being conducted in accordance with the high standards of international quality management system ISO 9001:2015.\",\"ls_about_iso_certificate_url_label\":\"View certificate\",\"ls_about_quality_policy_url_label\":\"View quality policy\",\"ls_clients_section_title\":\"Our clients\",\"ls_contacts_offices_title\":\"Offices\",\"ls_contacts_office_one_title\":\"Kapowai Limited\",\"ls_contacts_office_one_address\":\"18-19 College Green \\n Dublin 2 \\n Registered in Ireland, no. 574391 \\n Phone: +353 1 617 78 94\",\"ls_contacts_office_two_title\":\"Kapowai Ukraine \",\"ls_contacts_office_two_address\":\"56A, Yaroslavskaya street \\n Kyiv 04071 \\n Ukraine \\n Phone: +380 44 365 05 10\",\"ls_contacts_contact_us_title\":\"Contact us\",\"ls_contacts_contact_us_subtitle\":\"Please type in the full message before sending. We will respond very quickly, so no worries!\",\"ls_contacts_form_name_placeholder\":\"Your Name\",\"ls_contacts_form_email_placeholder\":\"Your Email\",\"ls_contacts_form_message_placeholder\":\"Your Message\",\"ls_contacts_form_send_button_label\":\"Send\",\"ls_contacts_form_sent_message\":\"Thank you! Your message has been sent. We will contact you soon.\",\"ls_contacts_form_error_message\":\"Sorry, something went wrong. Please try again.\",\"ls_footer_copyright_text\":\"© Kapowai, 2015-2018 â all rights reserved\",\"ls_contacts_form_fill_out_field_error\":\"Please fill out this field.\",\"ls_contacts_form_include_at_error_start\":\"Please include an '@' in the email address. \",\"ls_contacts_form_include_at_error_end\":\" is missing an '@'.\",\"ls_contacts_form_enter_part_error_start\":\"Please enter a part followed by '@'. \",\"ls_contacts_form_enter_part_error_end\":\" is incomplete.\",\"ls_404_title\":\"Page not found\",\"ls_404_sorry_text\":\"Really sorry, but we canât find the page youâre looking for.\",\"ls_404_what_to_do_text\":\"What can you do? \",\"ls_404_options_text\":\"You might try retyping the URL and trying again. Or we could take you back to the \",\"ls_404_homepage_url_label\":\"Kapowai home page.\",\"ls_products_remote_id_title\":\"Remote client identification\",\"ls_products_remote_id_subtitle\":\"Remote identification is the key to remote banking service that saves time.\",\"ls_common_details_button_label\":\"More details\",\"ls_remote_section1_title\":\"Remote client identification\",\"ls_remote_section1_subtitle\":\"Remote identification allows client to open an account, get a virtual or physical bank card and get access to all banking services without visiting a Bank branch.\",\"ls_remote_section1_message1\":\"Take full advantage of remote identification capabilities in your iOS and Android mobile apps with the universal SDK library:\",\"ls_remote_section1_bullet1\":\" â provision of passport or ID-card photos\",\"ls_remote_section1_bullet2\":\" â reading data from ID-card chip\",\"ls_remote_section1_bullet3\":\" â provision of documents with Diia app or BankID NBU\",\"ls_remote_section1_bullet4\":\" â built-in person liveness detection technology\",\"ls_remote_section2_title\":\"How remote identification works\",\"ls_remote_section2_subtitle\":\"The remote identification flow allows the client to confirm his identity and provide all the necessary documents by taking photos or via Diia or BankID NBU services\",\"ls_remote_section3_title\":\"Passport or ID card photo provision\",\"ls_remote_section3_subtitle\":\"The client takes photos of the documents and provides them to the Bank\",\"ls_remote_section4_title\":\"Reading data from ID-card\",\"ls_remote_section4_subtitle\":\"Client reads data from ID-card using NFC module\",\"ls_remote_section4_message1\":\"Client holds his phone to the ID-card to read the data from it\",\"ls_remote_section4_message2\":\"Reading data from the chip of a biometric document is performed by the NFC module of the smartphone and the bank's mobile application\",\"ls_remote_section5_title\":\"Providing documents via Diia or BankID NBU\",\"ls_remote_section5_subtitle\":\"Alternatively, instead of taking photos of documents, the client submits the necessary documents via Diia mobile application or the BankID NBU service\",\"ls_remote_section6_title\":\"Person liveness detection\",\"ls_remote_section6_subtitle\":\"The client completes person liveness detection procedure and, if necessary, provides his photo with a document in his hand\",\"ls_remote_section7_title\":\"Quick and easy\",\"ls_remote_section7_subtitle1\":\"If necessary, the client applies his signature to the photos of the documents and completes the identification\",\"ls_remote_section7_subtitle2\":\"Remote identification is the key to remote banking service that saves time\",\"ls_contacts_contact_office_title\":\"LLC «KAPOWAI UKRAINE»\",\"ls_contacts_contact_tax_id\":\"Identification code: 40136487\",\"ls_contacts_legal_address\":\"Legal address: Ukraine, 04071, Kyiv, Mezhyhirska st., 22\",\"ls_contacts_postal_address\":\"Postal address: Ukraine, 04071, Kyiv, Yaroslavska st., 56Ð (BC Canyon)\",\"ls_contacts_ph
28one\":\"Phone: +380 44 365 05 10\",\"ls_hero_block_portfolio_button_label\":\"Our portfolio\",\"ls_main_menu_order_project\":\"Get a quote\",\"ls_hero_block_title_v2\":\"Create a digital future of finance together with us\",\"ls_hero_block_subtitle_v2\":\"Kapowai â ready-made platforms and individual solutions for banks, fintech and business.\\n Scale your digital service with a reliable partner.\",\"ls_our_services_section_title\":\"OUR SERVICES\",\"ls_services_personal_banking_title\":\"Online banking for individuals\",\"ls_services_personal_banking_subtitle\":\"Smart, personalized, always available.\",\"ls_services_personal_banking_prologue\":\"We create digital channels to make banking an intuitive and enjoyable part of everyday life. Manage accounts, transfers, payments for services, cards, investments and deposits â in just a few taps through mobile apps or the web interface.\",\"ls_services_personal_banking_list_header\":\"Not just an app, but a full-fledged financial assistant:\",\"ls_services_personal_banking_list_item_1\":\"Onboarding of new clients\",\"ls_services_personal_banking_list_item_2\":\"Adaptive UX for any scenario or device\",\"ls_services_personal_banking_list_item_3\":\"All operations with cards, accounts, deposits and loans\",\"ls_services_personal_banking_list_item_4\":\"Payments, transfers to cards, regular payments\",\"ls_services_personal_banking_list_item_5\":\"Secure authorization (2FA, Face ID, biometrics)\",\"ls_services_personal_banking_list_item_6\":\"Instant notifications and smart reminders\",\"ls_services_personal_banking_list_item_7\":\"Expense analytics with elements of machine learning\",\"ls_services_personal_banking_epilogue\":\"Kapowai promotes the best practices in design, Open Banking integration and behavior analytics so that digital banking becomes effective, useful and beneficial.\",\"ls_services_business_banking_title\":\"Online banking for businesses\",\"ls_services_business_banking_subtitle\":\"Greater control over finances for individual entrepreneurs and self-employed individuals\",\"ls_services_business_banking_prologue\":\"A solution that supports the entire life cycle of an enterpriseâs finances: from opening accounts to filing reports, managing cards, taxes, payments and salaries. We automate the routine so that the client can focus on business and access everything through mobile apps or the web interface.\",\"ls_services_business_banking_list_header\":\"Key features:\",\"ls_services_business_banking_list_item_1\":\"Opening first account, joining the general service offer\",\"ls_services_business_banking_list_item_2\":\"All operations with cards, accounts, deposits and loans\",\"ls_services_business_banking_list_item_3\":\"Payments, transfers to cards, regular payments\",\"ls_services_business_banking_list_item_4\":\"Batch creation and signing of payments\",\"ls_services_business_banking_list_item_5\":\"Templates, drafts, history, receipts, statements\",\"ls_services_business_banking_list_item_6\":\"Requests to bank, extracts, signing of documents\",\"ls_services_business_banking_list_item_7\":\"Accounting access management and payroll projects\",\"ls_services_business_banking_epilogue\":\"The interface is designed so that from the first day the entrepreneur can work independently, quickly and safely. The entire system is scalable and easily adaptable to any type of business.\",\"ls_services_sst_title\":\"Self-service systems\",\"ls_services_sst_subtitle\":\"A bank without queues. A bank without branches. A bank that is always with you â 24/7.\",\"ls_services_sst_prologue\":\"An innovative solution for self-service. Classic banking operations without the participation of employees. Terminals provide a full alternative to physical branches and reduce operating costs.\",\"ls_services_sst_list_header\":\"Clients can:\",\"ls_services_sst_list_item_1\":\"Top up accounts and cards\",\"ls_services_sst_list_item_2\":\"Repay loans\",\"ls_services_sst_list_item_3\":\"Top up deposits\",\"ls_services_sst_list_item_4\":\"Pay for utilities and other services\",\"ls_services_sst_list_item_5\":\"Make money transfers â with cash or by bank card\",\"ls_services_sst_epilogue\":\"Interface with intuitive navigation, large interactive elements adapted for any user.\",\"ls_services_open_banking_title\":\"Open banking. New opportunities. New partners.\",\"ls_services_open_banking_subtitle\":\"Open Banking is not only about open APIs, but also a new level of service, speed, personalization and partnership.\",\"ls_services_open_banking_prologue\":\"Kapowai already helps banks implement Open Banking solutions that meet the requirements of the NBU and prepare the ecosystem for growth.\",\"ls_services_open_banking_list_header\":\"Key features:\",\"ls_services_open_banking_list_item_1\":\"Connection of fintechs\",\"ls_services_open_banking_list_item_2\":\"Data exchange with customer consent\",\"ls_services_open_banking_list_item_3\":\"Products of different banks in one application\",\"ls_services_open_banking_list_item_4\":\"Secure access authorization\",\"ls_services_open_banking_list_item_5\":\"Transparent control over transactions\",\"ls_services_open_banking_epilogue\":\"We provide tools that allow banks to be part of the open financial infrastru
28cture of tomorrow.\",\"ls_services_odesign_studio_title\":\"FinTech Design Studio\",\"ls_services_odesign_studio_subtitle\":\"Professional design solutions for fintech products\",\"ls_services_odesign_studio_prologue\":\"Comprehensive UI/UX solutions created for the growth of your financial product. We specialize in the design of digital services for banks, neobanks, fintech startups and payment platforms.\",\"ls_services_odesign_studio_list_header\":\"Our approach:\",\"ls_services_odesign_studio_list_item_1\":\"Deep understanding of financial processes and modern design\",\"ls_services_odesign_studio_list_item_2\":\"Analytics of user behavior and business goals\",\"ls_services_odesign_studio_list_item_3\":\"Convenient interfaces that stimulate engagement, trust, monetization\",\"ls_services_odesign_studio_epilogue\":\"From UX strategy and prototyping to a full-fledged design-system solution and support of the development team.\",\"ls_services_individual_title\":\"Individual development of fintech solutions\",\"ls_services_individual_subtitle\":\"Didn't find the right solution? We will create it for you.\",\"ls_services_individual_prologue\":\"Kapowai is not only a ready-made online banking platform, but also a team that develops fintech products from scratch: from idea and design to launch and scaling.\",\"ls_services_individual_list_header\":\"We help to launch:\",\"ls_services_individual_list_item_1\":\"Neobanks and digital wallets;\",\"ls_services_individual_list_item_2\":\"Solutions for non-bank financial institutions;\",\"ls_services_individual_list_item_3\":\"Lending platforms and BNPL services;\",\"ls_services_individual_list_item_4\":\"E-commerce processing and payment infrastru
28cture;\",\"ls_services_individual_list_item_5\":\"KYC/AML modules, scoring systems and antifraud;\",\"ls_services_individual_list_item_6\":\"Custom integrations with core banking, payment gateways, CRM and ERP.\",\"ls_services_individual_epilogue\":\"We provide tools that allow banks to be part of the open financial infrastructure of tomorrow.\",\"ls_design_menu_home_label\":\"Home\",\"ls_design_menu_benefits_label\":\"Benefits\",\"ls_design_menu_services_label\":\"Services\",\"ls_design_menu_collaboration_label\":\"Collaboration\",\"ls_design_menu_cases_label\":\"Success cases\",\"ls_design_menu_about_us_label\":\"About us\",\"ls_design_hero_block_title\":\"FinTech Design Studio\",\"ls_design_hero_block_message\":\"Professionally developed UI/UX solutions for financial technology products that improve user interaction and stimulate business growth.\",\"ls_design_hero_our_services_button_label\":\"Our services\",\"ls_design_hero_get_a_quote_button_label\":\"Get a quote\",\"ls_design_hero_pic_exp_text\":\"10 Years of Experience\",\"ls_design_hero_pic_cases_text\":\"50+ Successful Cases\",\"ls_design_hero_pic_support_text\":\"Continuous support\",\"ls_design_advantages_title\":\"Our advantages\",\"ls_design_advantages_message\":\"We are a team with 10 years of experience in designing mobile and web online banking systems, payment platforms and other products in the Fintech sector. Eight of our full-fledged products are already operating on the market. Now we are opening the design direction as a separate service, so clients will be able to get UI/UX design expertise without involving development.\",\"ls_design_advantages_domain_title\":\"Domain experience\",\"ls_design_advantages_domain_message\":\"We understand PCI DSS, PSD2, Open-Banking, AML/CTF, regulatory requirements for financial transactions.\",\"ls_design_advantages_no_loses_title\":\"Design â Dev without losses\",\"ls_design_advantages_no_loses_message\":\"Comprehensive materials and documentation for developers - reduces integration time by up to 30%.\",\"ls_design_advantages_support_title\":\"Continuous support\",\"ls_design_advantages_support_message\":\"Design Ops provides support throughout the product development process and post-launch product support.\",\"ls_design_what_we_offer_title\":\"What we offer\",\"ls_design_what_we_offer_message\":\"A full range of specialized design services tailored specifically for FinTech products.\",\"ls_design_what_we_offer_research_title\":\"Research and analysis\",\"ls_design_common_services_section_header\":\"SERVICES:\",\"ls_design_what_we_offer_research_bullet_1\":\"Data searching\",\"ls_design_what_we_offer_research_bullet_2\":\"Competitor analysis\",\"ls_design_what_we_offer_research_bullet_3\":\"Requirements and Business Goal\",\"ls_design_what_we_offer_research_bullet_4\":\"Product concept development\",\"ls_design_what_we_offer_ui_ux_title\":\"Product and UI/UX Design\",\"ls_design_what_we_offer_ui_ux_bullet_1\":\"Wireframes\",\"ls_design_what_we_offer_ui_ux_bullet_2\":\"User-flows\",\"ls_design_what_we_offer_ui_ux_bullet_3\":\"Interactive prototypes\",\"ls_design_what_we_offer_ui_ux_bullet_4\":\"Design documentation\",\"ls_design_what_we_offer_systems_title\":\"Design systems\",\"ls_design_what_we_offer_systems_bullet_1\":\"Component libraries\",\"ls_design_what_we_offer_systems_bullet_2\":\"Style sets\",\"ls_design_what_we_offer_systems_bullet_3\":\"Graphic assets\",\"ls_design_what_we_offer_systems_bullet_4\":\"Dark/Light themes\",\"ls_design_what_we_offer_optimize_title\":\"UI/UX optimization of existing products\",\"ls_design_what_we_offer_optimize_bullet_1\":\"Heuristic analysis\",\"ls_design_what_we_offer_optimize_bullet_2\":\"Testing\",\"ls_design_what_we_offer_optimize_bullet_3\":\"Facelift redesign\",\"ls_design_what_we_offer_optimize_bullet_4\":\"Data-driven redesign\",\"ls_design_what_we_offer_motion_title\":\"Motion \u0026 Micro-Interaction\",\"ls_design_what_we_offer_motion_bullet_1\":\"Animated loaders\",\"ls_design_what_we_offer_motion_bullet_2\":\"Empty states\",\"ls_design_what_we_offer_motion_bullet_3\"
28:\"Micro-animations\",\"ls_design_what_we_offer_design_ops_title\":\"Design Ops and support\",\"ls_design_what_we_offer_design_ops_bullet_1\":\"Agile Scrum design\",\"ls_design_what_we_offer_design_ops_bullet_2\":\"Review of materials\",\"ls_design_what_we_offer_design_ops_bullet_3\":\"Development support\",\"ls_design_collaboration_formats_title\":\"Collaboration formats\",\"ls_design_collaboration_formats_message\":\"We offer flexible engagement models that meet your specific needs and circumstances.\",\"ls_design_collaboration_sprint_title\":\"Fixed scope sprint\",\"ls_design_collaboration_sprint_message\":\"2-6 week collaboration with a clearly defined outcome. Suitable for targeted improvements or specific features.\",\"ls_design_collaboration_dedicated_title\":\"Dedicated design team\",\"ls_design_collaboration_dedicated_message\":\"Senior designer, mid-level designer embedded in your Agile track, providing ongoing design support.\",\"ls_design_collaboration_audit_title\":\"UX audit package\",\"ls_design_collaboration_audit_message\":\"A comprehensive 360° assessment of your product with a detailed roadmap of proposed improvements.\",\"ls_design_collaboration_system_title\":\"Design system as a service\",\"ls_design_collaboration_system_message\":\"A subscription-based service for ongoing support and development of your library of components and design resources.\",\"ls_design_success_stories_title\":\"Success stories\",\"ls_design_success_stories_message\":\"Check out some of our successful FinTech design projects and their impact.\",\"ls_design_success_stories_unex_title\":\"Unex Bank\",\"ls_design_success_stories_unex_message\":\"Modern interface redesign â maximum efficiency and user convenience\",\"ls_design_common_features_list_header\":\"FEATURES\",\"ls_design_success_stories_unex_bullet_1\":\"Manage accounts, loans and deposits. Quick actions on the home screen â payments become simple and instant.\",\"ls_design_success_stories_unex_bullet_2\":\"The new \\\"Cards\\\" section has all the necessary tools for management, configuration and quick transfer of funds.\",\"ls_design_success_stories_34_title\":\"BANK 3/4\",\"ls_design_success_stories_34_message\":\"A modern and user-friendly interface, rethought from scratch. Every detail is created for maximum comfort of use.\",\"ls_design_success_stories_34_bullet_1\":\"Classic banking services â cards, loans and deposits â under your full control. Any payment done quickly and conveniently thanks to the updated, optimized interface.\",\"ls_design_success_stories_34_bullet_2\":\"Unique new services! Get additional profit thanks to margin trading. Full control over utility payments â in the updated and expanded \\\"Utilities\\\" section.\",\"ls_design_success_stories_accord_title\":\"Accordbank\",\"ls_design_success_stories_accord_message\":\"Fresh interface and all the necessary functions at your fingertips â quick access to the most important things at the right time\",\"ls_design_success_stories_accord_bullet_1\":\"Intuitive and convenient access to basic functions, simplified menus and all the necessary settings in one place.\",\"ls_design_success_stories_accord_bullet_2\":\"Quick payments right from the main screen and convenient grouping of cards issued to one account.\",\"ls_design_success_stories_tas2u_title\":\"TAS2U\",\"ls_design_success_stories_tas2u_message\":\"Reimagined interface â convenience and pleasure of use on a new level\",\"ls_design_success_stories_tas2u_bullet_1\":\"All daily functions â accessible, informative and useful. Manage cards, loans and deposits. Make payments really fast thanks to quick actions.\",\"ls_design_success_stories_tas2u_bullet_2\":\"All daily limits under your control. Easy viewing of available amounts and expenses for key operations with clear visualization for full control.\",\"ls_design_success_stories_poltava_title\":\"Poltava-Bank\",\"ls_design_success_stories_poltava_message\":\"An interface in which every element works for convenience and a positive experience\",\"ls_design_success_stories_poltava_bullet_1\":\"All daily financial transactions on one screen, clear and convenient. Control cards, loans and deposits without unnecessary steps. Pay bills instantly using quick actions.\",\"ls_design_success_stories_poltava_bullet_2\":\"Easily manage card settings â change limits and blocks in a few taps. Protect finances with reliable tools and instant notifications.\",\"ls_design_about_us_title\":\"About us\",\"ls_design_about_us_message\"
28:\"We are a team with 10 years of experience in designing mobile and web online banking systems, payment platforms and other products in the Fintech field. Eight of our full-fledged products are already operating on the market. Now we are opening a design direction as a separate service, so clients can get UI/UX design expertise without involving development.\",\"ls_design_about_us_bullet_1\":\"Over 10 years of experience in the FinTech industry\",\"ls_design_about_us_bullet_2\":\"A team of financial and technical experts\",\"ls_design_about_us_bullet_3\":\"Customized solutions for your business needs\",\"ls_design_about_us_bullet_4\":\"Continuous support and maintenance\",\"ls_design_about_us_bullet_5\":\"Compliance with international financial regulations\",\"ls_design_about_us_bullet_6\":\"Scalable architecture for growing companies\",\"ls_design_about_us_pic_text_100\":\"100+\",\"ls_design_about_us_pic_text_satisfied\":\"Satisfied customers\",\"ls_design_about_us_pic_text_50\":\"50+\",\"ls_design_about_us_pic_text_success\":\"Successful cases\",\"ls_design_next_level_title\":\"Ready to take your financial product to the next level\",\"ls_design_next_level_message\":\"Write to us and we will help you create a product that users will love\",\"ls_design_write_us_button_label\":\"Write to us\",\"ls_services_infrastructure_title\":\"IT infrastructure deployment and support\",\"ls_services_infrastructure_subtitle\":\"Infrastructure that works without failures. Environments that scale with your business.\",\"ls_services_infrastructure_prologue\":\"A reliable technological foundation for banks and corporate clients: from architecture and migrations to security, monitoring and 24/7 support. We create physical, cloud and hybrid environments, integrate them with Core Banking, CRM and internal platforms, ensuring continuity of work and scaling.\",\"ls_services_infrastructure_list_header\":\"Key capabilities:\",\"ls_services_infrastructure_list_item_1\":\"Architecture design and infrastructure migration\",\"ls_services_infrastructure_list_item_2\":\"24/7 support and operational support\",\"ls_services_infrastructure_list_item_3\":\"Virtualization, containerization, CI/CD\",\"ls_services_infrastructure_list_item_4\":\"Network infrastructure: balancing, VPN/SD-WAN, segmentation\",\"ls_services_infrastructure_list_item_5\":\"Storage and backup systems, Disaster Recovery\",\"ls_services_infrastructure_list_item_6\":\"Performance monitoring, logging, patch management\",\"ls_services_infrastructure_list_item_7\":\"Network protection: FW, IDS/IPS, encryption\",\"ls_services_infrastructure_list_item_8\":\"Compliance with PCI DSS, ISO 27001, NBU requirements\",\"ls_services_infrastructure_list_item_9\":\"Vulnerability assessment and configuration optimization\",\"ls_services_infrastructure_list_item_10\":\"Infrastructure automation: IaC, environment standardization\",\"ls_services_infrastructure_epilogue\":\"We provide a comprehensive approach to infrastructure â from design to stable daily operation. Kapowai is your technology partner in creating a sustainable, secure and modern IT environment for financial services.\",\"ls_about_us_v2_section_paragraph_one\":\"Kapowai is a Ukrainian fintech company founded in 2015. We create next-generation digital banking products and help financial institutions transform customer interactions through modern technologies, service, and design.\",\"ls_about_us_v2_section_paragraph_two_title\":\"Our focus \",\"ls_about_us_v2_section_paragraph_two_message\":\"is on comprehensive development and implementation of solutions for mobile and web banking, onboarding processes, Open Banking, KYC/AML, payment infrastru
28cture, and integration modules. We provide a full cycle of work: from analysis and architecture to testing, release, and long-term support. Our products operate stably under high load, are easily scalable, and meet the requirements of modern banks and financial companies.\",\"ls_about_us_v2_section_paragraph_three\":\"Over the years, we have implemented dozens of projects for both small banks and large financial institutions, helping clients launch new channels, upgrade legacy systems, and improve security, service quality, and time-to-market. We often get involved at the stage when the customer only has a vision of the product, and we take on full technical expertise, ensuring a quick start and predictable results.\",\"ls_about_us_v2_section_paragraph_four_title\":\"Kapowai team \",\"ls_about_us_v2_section_paragraph_four_message\":\"is made up of over 40 highly qualified specialists: product designers, business analysts, architects, developers, DevOps and QA engineers. Most of them have more than a decade of experience in the fintech and banking industry, working with leading digital services and complex integration solutions. Our internal culture combines consistency, flexibility, speed of decision-making and focus on results.\",\"ls_about_us_v2_section_paragraph_five\":\"We build partnerships, not just complete tasks. Choosing Kapowai, you get not only a high-quality software product, but also a team that deeply immerses itself in your business, offers optimal solutions, helps to scale and supports the product at all stages of its development. Our solutions are fast to deploy, easy to integrate with existing systems, and designed with an emphasis on an intuitive end-user experience.\",\"ls_about_us_v2_section_paragraph_six\":\"Kapowai is your technology partner in building reliable, modern, and scalable fintech products that shape the future of digital banking.\",\"ls_about_us_v2_section_clutch_hint\":\"Our profile on Clutch\",\"ls_hero_block_growth_title\":\"We grow through your trust!\",\"ls_hero_block_growth_subtitle\":\"Kapowai is in Clutch Top 100 fastest growing companies\",\"ls_hero_block_growth_10_years\":\"10+ years \",\"ls_hero_block_growth_on_the_market\":\"in the Fintech market\",\"ls_hero_block_growth_12_banks\":\"12+ banks \",\"ls_hero_block_growth_among_our_clients\":\"among our clients\",\"ls_hero_block_growth_20_projects\":\"20+ projects \",\"ls_hero_block_growth_impemented\":\"implemented\",\"ls_products_business_onboarding_title\":\"Remote onboarding for businesses\",\"ls_products_business_onboarding_subtitle\":\"A ready-made solution for remote account opening for businesses: integration with Diia, Unified State Register and external registers.\",\"ls_business_onboarding_string_1\":\"Benefits\",\"ls_business_onboarding_string_2\":\"How it works\",\"ls_business_onboarding_string_3\":\"Launch\",\"ls_business_onboarding_string_4\":\"Security\",\"ls_business_onboarding_string_5\":\"Order a project\",\"ls_business_onboarding_string_6\":\"B2B platform for financial institutions\",\"ls_business_onboarding_string_7\":\"Launch remote onboarding of legal entities \",\"ls_business_onboarding_string_8\":\"in your institution\",\"ls_business_onboarding_string_9\":\"A ready-made solution for remote account opening for legal entities: integration with Diia, USR and external registers, automatic data verification, AML/KYC and online document signing.\",\"ls_business_onboarding_string_10\":\"5â15 min\",\"ls_business_onboarding_string_11\":\"onboarding time\",\"ls_business_onboarding_string_12\":\"1\",\"ls_business_onboarding_string_13\":\"remote process\",\"ls_business_onboarding_string_14\":\"0\",\"ls_business_onboarding_string_15\":\"paper documents\",\"ls_business_onboarding_string_16\":\"Traditional process vs. \",\"ls_business_onboarding_string_17\":\"automated onboarding\",\"ls_business_onboarding_string_18\":\"Compare how account opening for business clients changes after implementing the digital scenario.\",\"ls_business_onboarding_string_19\":\"Traditional process\",\"ls_business_onboarding_string_20\":\"1â3 \",\"ls_business_onboarding_string_21\":\"business days\",\"ls_business_onboarding_string_22\":\"Manual processing of applications by a manager\",\"ls_business_onboarding_string_23\":\"Paper documents and questionnaires\",\"ls_business_onboarding_string_24\":\"Manager involvement at each stage\",\"ls_business_onboarding_string_25\":\"Re-entry of data into internal systems\",\"ls_business_onboarding_string_26\":\"Long verification and approval cycle\",\"ls_business_onboarding_string_27\":\"Lower
28conversion of the digital channel\",\"ls_business_onboarding_string_28\":\"Automated onboarding\",\"ls_business_onboarding_string_29\":\"Recommended\",\"ls_business_onboarding_string_30\":\"5â15 \",\"ls_business_onboarding_string_31\":\"minutes\",\"ls_business_onboarding_string_32\":\"Data is automatically obtained from registers\",\"ls_business_onboarding_string_33\":\"Minimum manual data entry\",\"ls_business_onboarding_string_34\":\"Automatic AML/KYC verification\",\"ls_business_onboarding_string_35\":\"Online signing via Diia.Signature\",\"ls_business_onboarding_string_36\":\"Transfer of confirmed data to banking systems\",\"ls_business_onboarding_string_37\":\"Higher conversion of the remote channel\",\"ls_business_onboarding_string_38\":\"Value for financial institution\",\"ls_business_onboarding_string_39\":\"What you get\",\"ls_business_onboarding_string_40\":\"The platform reduces operational workload and improves the quality of digital service to business clients\",\"ls_business_onboarding_string_41\":\"Reduction of operating costs\",\"ls_business_onboarding_string_42\":\"Less manual work for managers and back office thanks to automation of data collection and verification.\",\"ls_business_onboarding_string_43\":\"Faster launch of digital channel\",\"ls_business_onboarding_string_44\":\"A ready-made scenario for remote account opening for legal entities without development from scratch.\",\"ls_business_onboarding_string_45\":\"Higher application conversion\",\"ls_business_onboarding_string_46\":\"The client is onboarded without visiting a financial institution and unnecessary paper steps.\",\"ls_business_onboarding_string_47\":\"Automatic data verification\",\"ls_business_onboarding_string_48\":\"Company and manager data are obtained\\n directly from registers â no need for manual entry.\",\"ls_business_onboarding_string_49\":\"AML/KYC compliance\",\"ls_business_onboarding_string_50\":\"Checks in accordance with the internal rules and financial monitoring requirements of the financial institution.\",\"ls_business_onboarding_string_51\":\"Flexible integration\",\"ls_business_onboarding_string_52\":\"Ability to connect different data providers and banking systems for specific requirements.\",\"ls_business_onboarding_string_53\":\"Process architecture\",\"ls_business_onboarding_string_54\":\"How the solution works\",\"ls_business_onboarding_string_55\":\"From client authorization to the transfer of confirmed data to the financial institution's system\",\"ls_business_onboarding_string_56\":\"Step 1\",\"ls_business_onboarding_string_57\":\"The client is Identified\",\"ls_business_onboarding_string_58\":\"Authorization via Diia and identity verification. The system automatically receives customer data and related business entities â without manual entry.\",\"ls_business_onboarding_string_59\":\"Authorization via Diia.Auth\",\"ls_business_onboarding_string_60\":\"Obtaining data about a legal entity\",\"ls_business_onboarding_string_61\":\"Client authorization with Diia\",\"ls_business_onboarding_string_62\":\"Selecting and verifying legal entity data â\\n client scenario\",\"ls_business_onboarding_string_63\":\"Result of client scenario â signing and opening an account\",\"ls_business_onboarding_string_64\":\"Steps 2â3\",\"ls_business_onboarding_string_65\":\"The system receives and verifies data\",\"ls_business_onboarding_string_66\":\"USR, data providers, manager, financial information. The platform performs AML/KYC checks, bank risk rules and checks compliance with internal requirements.\",\"ls_business_onboarding_string_67\":\"Data collection from the Unified State Register, YouControl, VKURSI, UBKI\",\"ls_business_onboarding_string_68\":\"Automatic AML/KYC check and risk scoring\",\"ls_business_onboarding_string_69\":\"Steps 4â5\",\"ls_business_onboarding_string_70\":\"Signing and data transfer\",\"ls_business_onboarding_string_71\":\"The client confirms the application and signs the documents via Diia.Signature or KEP. Confirmed data is automatically transferred to the banking systems â client creation, account opening, product connection.\",\"ls_business_onboarding_string_72\"
28:\"Online signing via Dii.Signature or e-signature\",\"ls_business_onboarding_string_73\":\"Data transfer to ABS â account activated\",\"ls_business_onboarding_string_74\":\"What does the financial institution do, and what does \",\"ls_business_onboarding_string_75\":\"our team do\",\"ls_business_onboarding_string_76\":\"We take on the technical implementation. You determine the business logic and requirements.\",\"ls_business_onboarding_string_77\":\"What do you provide\",\"ls_business_onboarding_string_78\":\"Access and contracts (Diia, registries)\",\"ls_business_onboarding_string_79\":\"Business requirements and process rules\",\"ls_business_onboarding_string_80\":\"AML/KYC rules and limits\",\"ls_business_onboarding_string_81\":\"Product and tariff description\",\"ls_business_onboarding_string_82\":\"Participation in testing and UAT\",\"ls_business_onboarding_string_83\":\"What do we undertake\",\"ls_business_onboarding_string_84\":\"Client scenario design\",\"ls_business_onboarding_string_85\":\"Integration with registries and Diia\",\"ls_business_onboarding_string_86\":\"Checks and process setup\",\"ls_business_onboarding_string_87\":\"Frontend / in-app UX client flow\",\"ls_business_onboarding_string_88\":\"Technical launch support\",\"ls_business_onboarding_string_89\":\"Higher conversion of remote channel\",\"ls_business_onboarding_string_90\":\"Typical launch: \",\"ls_business_onboarding_string_91\":\"3 months\",\"ls_business_onboarding_string_92\":\"to Go Live\",\"ls_business_onboarding_string_93\":\"The first demo scenario can be prepared much faster\",\"ls_business_onboarding_string_94\":\"Ecosystem\",\"ls_business_onboarding_string_95\":\"Data\",\"ls_business_onboarding_string_96\":\"Sources and Integrations\",\"ls_business_onboarding_string_97\":\"The platform is built on a microservice architecture and allows connection multiple data providers for the same type of verification.\",\"ls_business_onboarding_string_98\":\"Diia\",\"ls_business_onboarding_string_99\":\"Authorization and digital signature\",\"ls_business_onboarding_string_100\":\"USR\",\"ls_business_onboarding_string_101\":\"Company registration data\",\"ls_business_onboarding_string_102\":\"YouControl\",\"ls_business_onboarding_string_103\":\"Risk and property analysis\",\"ls_business_onboarding_string_104\":\"VKURSI\",\"ls_business_onboarding_string_105\":\"Financial reporting and activity type\",\"ls_business_onboarding_string_106\":\"UBKI\",\"ls_business_onboarding_string_107\":\"Credit check of the entity\",\"ls_business_onboarding_string_108\":\"ABS\",\"ls_business_onboarding_string_109\":\"Banking accounting system\",\"ls_business_onboarding_string_110\":\"AML/KYC\",\"ls_business_onboarding_string_111\":\"Internal bank systems\",\"ls_business_onboarding_string_112\":\"Flexible architecture \",\"ls_business_onboarding_string_113\":\"adapts to the requirements of the financial institution\",\"ls_business_onboarding_string_114\":\"The bank can use its own providers or connect new ones. The platform is not tied to a specific data provider.\",\"ls_business_onboarding_string_115\":\"Security and compliance\",\"ls_business_onboarding_string_116\":\"Security, audit and compliance with the requirements of the financial institution\",\"ls_business_onboarding_string_117\":\"The platform meets regulatory requirements and takes into account the specifics of the internal procedures of each financial institution.\",\"ls_business_onboarding_string_118\":\"Secure data exchange\",\"ls_business_onboarding_string_119\":\"Data transfer between the client, the platform and the financial institution occurs via secure channels with TLS 1.3 encryption.\",\"ls_business_onboarding_string_120\":\"AML/KYC scenarios\",\"ls_business_onboarding_string_121\":\"Support for verification rules in accordance with the internal procedures of the financial institution. Flexible configuration of risk rules.\",\"ls_business_onboarding_string_122\":\"Action audit\",\"ls_business_onboarding_string_123\":\"Capturing key actions of the client and employees within the process for compliance purposes.\",\"ls_business_onboarding_string_124\":\"Flexible approval rules\",\"ls_business_onboarding_string_125\":\"Automatic decision or transfer of the application for manual consideration in accordance with the rules of the financial institution.\",\"ls_business_onboarding_string_126\":\"Demo scenario ready for demonstration\",\"ls_business_onboarding_string_127\":\"Ready to launch remote onboarding for \",\"ls_business_onboarding_string_128\":\"business clients\",\"ls_business_onboarding_string_129\":\"?\",\"ls_business_onboarding_string_130\":\"We will show you how the solution integrates into your digital\\n channels and what steps are required for launch.\",\"ls_business_onboarding_string_131\":\"We show a demo scenario\",\"ls_business_onboarding_string_132\":\"We discuss integration with your systems\",\"ls_business_onboarding_string_133\":\"We estimate the scope and launch time\"}
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