https://www.myvirtualboss.com/_next/static/chunks/77f698ed7709a6ee.js

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Credit, background and eviction reports powered by TransUnion — right from the My Virtual Boss app.",heroCopy:"Stop chasing paper applications. 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A free on-the-spot payment calculator built for real estate agents.",heroCopy:"Answer “what would my payment be?” before the buyer finishes asking. Principal, interest, taxes and insurance calculated in seconds — perfect for showings, open houses and buyer consultations.",benefits:[{title:"Full PITI breakdown",description:"Principal, interest, taxes and insurance in one clear monthly number your clients instantly understand."},{title:"Built for conversations",description:"Adjust price, down payment or rate live while the client watches the payment update in real time."},{title:"Share professional results",description:"Send a clean payment summary to your client right from the app to keep the deal moving."}],howItWorks:["Enter the purchase price and down payment.","Set the interest rate and loan term.","Get the full monthly payment breakdown instantly.","Share the results with your client in one tap."],icon:"Calculator",accent:"#1E40AF",premium:!1,card:{background:"#EEF4FF",accent:"#2563EB",heading:"#172554",iconBg:"#DBEAFE",check:"#3B82F6",outcome:"Give buyers the monthly payment—not just the purchase price.",bullets:["Estimate monthly mortgage payments in seconds","Adjust the price, down payment, rate and loan term","Show buyers the numbers while you’re still with them"]},disclaimer:"All results are estimates for informational purposes only and do not constitute lender approval, a loan offer or financial advice.",demo:{fields:[{label:"Purchase Price",value:"$485,000"},{label:"Down Payment",value:"20% — $97,000"},{label:"Interest Rate",value:"6.75% · 30yr"}],result:{label:"Monthly Payment",value:"$2,506 / mo"}},screenshots:[{src:"/tools/mortgage.png",alt:"Mortgage calculator payment breakdown in the My Virtual Boss app"}]}

1,{slug:"prequalification-calculator",name:"Prequalification Calculator",tagline:"See how much your client can borrow based on their income.",seoTitle:"Loan Prequalification Calculator for Agents | My Virtual Boss",seoDescription:"Prequalify buyers on the spot. Estimate how much your client can borrow using income and debt-to-income ratios for Conventional and FHA loans. Free for agents.",heroCopy:"Know your buyer's price range before you book a single showing. Enter income and debts, pick Conventional or FHA ratios, and get a realistic borrowing estimate on the spot.",benefits:[{title:"Conventional & FHA ratios",description:"Industry-standard debt-to-income calculations for both loan types, so your estimate matches what lenders will say."},{title:"Qualify before you drive",description:"Focus your time on homes your buyer can actually afford instead of showings that go nowhere."},{title:"Share the numbers",description:"Send the prequalification summary to your client so expectations are aligned from day one."}],howItWorks:["Enter your client's income and monthly debts.","Choose Conventional or FHA loan ratios.","See the maximum affordable purchase price instantly.","Share the estimate and start shopping in the right range."],icon:"BadgeCheck",accent:"#5B21B6",premium:!1,card:{background:"#FDF4FF",accent:"#A21CAF",heading:"#701A75",iconBg:"#FAE8FF",check:"#D946EF",outcome:"Know what your client may be able to afford before showing properties.",bullets:["Enter their income and monthly obligations","Estimate their potential purchasing range","Help them focus on homes that fit their budget"]},disclaimer:"All results are estimates for informational purposes only and do not constitute lender approval, a loan offer or financial advice.",demo:{fields:[{label:"Annual Income",value:"$96,000"},{label:"Monthly Debts",value:"$850"},{label:"Loan Type",value:"Conventional · 30yr"}],result:{label:"Max Purchase Price",value:"$412,000"}},screenshots:[{src:"/tools/prequalification.png",alt:"Loan prequalification calculator in the My Virtual Boss app"}]},{slug:"investment-calculator",name:"Investment Calculator",tagline:"Instant ROI, cap rate and cash-on-cash for any rental.",seoTitle:"Real Estate Investment Calculator (ROI & Cap Rate) | My Virtual Boss",seoDescription:"Analyze rental properties in minutes. Calculate ROI, cap rate and cash-on-cash return with income, units and expenses — a free tool for real estate agents.",heroCopy:"Turn “is this a good deal?” into a number. Walk any property with an investor, plug in price, rents and expenses, and hand them ROI, cap rate and cash-on-cash before you leave the driveway.",benefits:[{title:"The metrics investors ask for",description:"Cap rate, cash flow and cash-on-cash return calculated the way serious investors expect to see them."},{title:"Multi-unit ready",description:"Model single-family rentals or multi-unit buildings with per-unit rents and shared expenses."},{title:"Win investor clients",description:"Running professional numbers on the spot makes you the agent investors call for the next deal too."}],howItWorks:["Enter the purchase price and financing details.","Add units and expected monthly rents.","Add operating expenses.","Review ROI, cap rate and cash-on-cash instantly."],icon:"LineChart",accent:"#B91C1C",premium:!1,card:{background:"#FFF4F2",accent:"#EF4444",heading:"#7F1D1D",outcome:"Know whether the numbers work before your client makes an offer.",bullets:["Calculate cash flow, cap rate, NOI and DSCR","See projected three- and five-year returns","Review and share the analysis from your phone"]},disclaimer:"All results are estimates for informational purposes only and do not constitute financial or investment advice.",demo:{fields:[{label:"Purchase Price",value:"$320,000"},{label:"Monthly Rent",value:"$2,200 / mo"},{label:"Annual Expenses",value:"$8,400"}],result:{label:"Cap Rate",value:"5.85%"}},screenshots:[{src:"/tools/investment.png",alt:"Investment calculator analysis in the My Virtual Boss app"}]},{slug:"property-owner-information",name:"Property-Owner Information",tagline:"Look up any property's owner, value and history in seconds.",seoTitle:"Property Owner Lookup & Skip Tracing for Agents | My Virtual Boss",seoDescription:"Search any address to get owner contact details, valuations, deed history, MLS history and foreclosure data. Skip tracing built for real estate prospecting.",heroCopy:"Type an address, get the full story: owner contact information with skip-traced phones and emails, estimated value, deed history, MLS history and foreclosure status — all in one search.",benefits:[{title:"Skip-traced owner contacts",description:"Reach the actual owner with phone numbers and emails surfaced for the property you're targeting."},{title:"Complete property profile",description:"Valuation, deed history, MLS history and foreclosure records combined into a single owner snapshot."},{title:"Prospect smarter",description:"Build quick lists of high-opportunity properties and owners instead of cold-calling blind."},{title:"Saved searches",description:"Your owner and property lookups are saved in the app so you can pick up prospecting where you left off."}],howItWorks:["Search any property address.","Review the owner snapshot — contacts, value and history.","Save the lead or add the owner to your CRM.","Reach out with the full picture in hand."],icon:"Home",accent:"#065F46",premium:!0,card:{background:"#ECFDF5",accent:"#059669",heading:"#064E3B",outcome:"Turn any property address into a potential opportunity.",bullets:["Find owner and property information","Access contact details and ownership history","Call, text or email directly from the app"]}

1,demo:{fields:[{label:"Address",value:"1420 Maple Ave"},{label:"Estimated Value",value:"$487,300"},{label:"Owner Since",value:"2011 · 14 yrs"}],result:{label:"Owner Contact",value:"2 phones · 1 email"}},screenshots:[{src:"/tools/prop-owner.png",alt:"Property owner lookup results in the My Virtual Boss app"}]},{slug:"expired-listings",name:"Expired Listings",tagline:"Find expired listings with skip tracing, scripts and templates.",seoTitle:"Expired Listings Leads with Skip Tracing | My Virtual Boss",seoDescription:"Contact expired listings the easy way. Expired listing leads with skip-traced owner contacts, proven call scripts and outreach templates for agents.",heroCopy:"Expired listings are motivated sellers waiting for a better agent — you. Get expired listings in your market with skip-traced owner contact data, plus the proven scripts and templates to convert them.",benefits:[{title:"Fresh expired leads",description:"Expired and withdrawn listings from your MLS market, ready to work before your competition calls."},{title:"Skip tracing included",description:"Owner phone numbers and contact data attached to each listing — no separate skip-tracing service needed."},{title:"Proven scripts & templates",description:"Know exactly what to say with call scripts and outreach templates written for expired-listing conversations."},{title:"Turn expireds into listings",description:"A repeatable prospecting system that fills your listing pipeline week after week."}],howItWorks:["Set your target area.","Browse expired listings with property and owner details.","Use the included scripts and templates to reach out.","Track your conversations and win the relisting."],icon:"Clock",accent:"#92400E",premium:!0,card:{background:"#FFF7ED",accent:"#EA580C",heading:"#7C2D12",outcome:"Connect with motivated sellers before the next agent does.",bullets:["Find recently expired listings","Access skip-traced owner contact information","Use ready-made calling, texting and email scripts"]},demo:{fields:[{label:"Target Area",value:"Miami-Dade"},{label:"Expired This Month",value:"34 listings"},{label:"Skip Trace Data",value:"Included"}],result:{label:"New Opportunities",value:"34 sellers"}},screenshots:[{src:"/tools/expired-listings-1.png",alt:"Expired listings search form in the My Virtual Boss app"},{src:"/tools/expired-listings-2.png",alt:"List of expired listing leads in the My Virtual Boss app"},{src:"/tools/expired-listings-3.png",alt:"Expired listing detail with owner contact data in the My Virtual Boss app"}]},{slug:"host-my-open-house",name:"Host My Open House",tagline:"Create open house listings and let other agents host them.",seoTitle:"Open House Hosting & Scheduling App for Agents | My Virtual Boss",seoDescription:"Create open house listings, browse hosting opportunities and coordinate schedules with other agents. Turn open houses into a lead machine for your business.",heroCopy:"Too many listings to sit every open house — or hungry for more at-bats? Create open house listings for your properties, or browse and request to host other agents' open houses near you.",benefits:[{title:"Post your open houses",description:"List your property's open house and let qualified agents request to host it for you."},{title:"Find hosting opportunities",description:"New agents can browse open houses in their area and volunteer to host — a proven way to meet buyers."},{title:"Coordinate in one place",description:"Requests, approvals and schedules managed inside the app instead of group texts and spreadsheets."}],howItWorks:["Create an open house listing for your property — or browse nearby ones.","Agents send hosting requests; you approve the best fit.","Coordinate date, time and details in the app.","Host, capture leads and follow up."],icon:"MapPin",accent:"#0284C7",premium:!0,card:{background:"#EFF6FF",accent:"#0284C7",heading:"#0C4A6E",outcome:"Generate buyer and seller leads without buying leads.",bullets:["Post an open house or find one to host","Meet active buyers, sellers and neighbors","Turn face-to-face conversations into opportunities"]}

1,demo:{fields:[{label:"Upcoming Open Houses",value:"4 scheduled"},{label:"Expected Visitors",value:"52 buyers"},{label:"Follow-ups Pending",value:"11 contacts"}],result:{label:"Lead Opportunities",value:"18 active buyers"}},screenshots:[{src:"/tools/open-house-1.png",alt:"Open house listings screen in the My Virtual Boss app"},{src:"/tools/open-house-2.png",alt:"Creating an open house listing in the My Virtual Boss app"},{src:"/tools/open-house-3.png",alt:"Open house hosting request form in the My Virtual Boss app"}]},{slug:"seller-net-sheet",name:"Seller Net Sheet",tagline:"Show sellers their true take-home before they sign.",seoTitle:"Seller Net Sheet Calculator for Real Estate Agents | My Virtual Boss",seoDescription:"Calculate a seller's estimated net proceeds in seconds — mortgage payoff, commissions, closing costs and prorations. Win listings with transparent numbers.",heroCopy:"“What will I actually walk away with?” is the question every seller asks. Answer it on the spot with a professional net sheet covering payoff, commissions, closing costs and prorations.",benefits:[{title:"Every cost accounted for",description:"Mortgage payoff, commissions, taxes, title fees and prorations rolled into one clear net number."},{title:"Win the listing appointment",description:"Sellers trust the agent who shows them honest, professional numbers before they list."},{title:"Compare offer scenarios",description:"Re-run the sheet at different prices so sellers see exactly how each offer changes their bottom line."}],howItWorks:["Enter the expected sale price.","Add the remaining mortgage balance.","Review the itemized costs and net proceeds.","Share the net sheet with your seller."],icon:"DollarSign",accent:"#CA8A04",premium:!1,card:{background:"#FFFBEB",accent:"#D97706",heading:"#78350F",outcome:"Show sellers what they could walk away with before they sign.",bullets:["Estimate payoffs, commissions and closing expenses","Present estimated net proceeds clearly","Save, email or share the net sheet from your phone"]},disclaimer:"All results are estimates for informational purposes only — actual proceeds depend on final payoff amounts, fees and closing figures.",demo:{fields:[{label:"Sale Price",value:"$560,000"},{label:"Remaining Mortgage",value:"$310,000"},{label:"Closing Costs",value:"$22,400"}],result:{label:"Seller Net Proceeds",value:"$207,600"}},screenshots:[{src:"/tools/seller-net-sheet.png",alt:"Seller net sheet estimate in the My Virtual Boss app"}]},{slug:"estimated-closing-cost",name:"Estimated Closing Cost",tagline:"Estimate total closing costs, fees and taxes for buyers.",seoTitle:"Closing Cost Calculator for Real Estate Agents | My Virtual Boss",seoDescription:"Quickly estimate a buyer's total closing costs — lender fees, title, taxes and prepaids by state. Tell clients how much cash they need to close, instantly.",heroCopy:"Buyers fear surprises at the closing table. Give them the real number up front: lender fees, title charges, taxes and prepaids estimated for their state, in seconds.",benefits:[{title:"State-aware estimates",description:"Location-based tax and fee data keeps the estimate realistic for where your client is buying."},{title:"Cash-to-close clarity",description:"One number that tells buyers exactly how much money to bring to closing — no surprises."},{title:"Built for buyer consults",description:"Walk first-time buyers through every line item and position yourself as the agent who educates."}],howItWorks:["Enter the purchase price and loan amount.","Select the property's state and location.","Review itemized fees, taxes and prepaids.","Share the cash-to-close estimate with your buyer."],icon:"FileText",accent:"#854D0E",premium:!1,card:{background:"#F5F3FF",accent:"#7C3AED",heading:"#4C1D95",outcome:"Give buyers a clearer financial picture before they make an offer.",bullets:["Estimate taxes, fees and closing expenses","Calculate costs using the property and loan details","Review and share the estimate from your phone"]},disclaimer:"All results are estimates for informational purposes only — actual closing costs are set by the lender, title company and local taxes.",demo:{fields:[{label:"Purchase Price",value:"$385,000"},{label:"Loan Amount",value:"$346,500"},{label:"State",value:"Florida"}],result:{label:"Est. Closing Costs",value:"$11,240"}},screenshots:[{src:"/tools/estimated-closing-cost.png",alt:"Estimated closing costs breakdown in the My Virtual Boss app"}]},{slug:"income-calculator",name:"Income Calculator",tagline:"Analyze client income to determine real borrowing power.",seoTitle:"Client Income & Affordability Calculator for Agents | My Virtual Boss",seoDescription:"Analyze a client's income sources to determine borrowing capacity and affordability ratios. Qualify buyers accurately before the lender does. Free for agents.",heroCopy:"Not all income counts the same. Combine W-2 wages, self

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