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16 17 <div id="" class="container"></div><header id="header" class=""><div id="mobileMenu" class="collapse navbar-collapse"><div class="site-search"><form action="/search.html" class="searchForm"><div class="form-floating"><input type="text" name="search" title="Search" required="required" class="form-control" placeholder="Search"/><label for="search">Search</label></div><button type="submit" class="searchsubmit btn" name="Search"><i class="fa fa-search" aria-hidden="true"></i></button></form></div></div><div id="" class="container-fluid"><div id="" class="row nav-wrapper"><nav id="" class="primaryNavWrapper col-12 navbar static"><ul class="nthTier-1 primaryNav primaryNav2 static"><li class="even nthChild-1 firstChild personal"><a class="even nthChild-1 firstChild personal" href="https://www.emblemcu.com/personal" title="Personal">Personal</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" 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Club</a></li></ul></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="/loans-credit/personal-loans" title="Personal Loans">Personal Loans</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="/loans-credit/credit-cards/personal-credit-cards.html" title="Personal Credit Cards">Personal Credit Cards</a></li><li class="odd nthChild-6 lastChild"><a class="odd nthChild-6 lastChild" href="/services-tools/account-services/personal-debit-cards.html" title="Personal Debit Cards">Personal Debit Cards</a></li></ul></li><li class="odd nthChild-2 business"><a class="odd nthChild-2 business" href="https://www.emblemcu.com/business" title="Business">Business</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/business/business-checking" title="Business Checking">Business Checking</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" 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nthChild-2"><a class="odd nthChild-2" href="https://www.emblemcu.com/loans-credit/business-loans" title="Business Loans">Business Loans</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/loans-credit/business-loans/business-term-loans.html" title="Business Term Loans">Business Term Loans</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.emblemcu.com/loans-credit/business-loans/business-lines-of-credit.html" title="Business Lines of Credit">Business Lines of Credit</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.emblemcu.com/loans-credit/business-loans/business-auto-loans.html" title="Business Auto Loans">Business Auto Loans</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.emblemcu.com/loans-credit/business-loans/equipment-loans.html" title="Equipment Loans">Equipment Loans</a></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="https://www.emblemcu.com/loans-credit/business-loans/commercial-real-estate-loans.html" title="Commercial Real Estate Loans">Commercial Real Estate Loans</a></li></ul></li><li class="even nthChild-3 lastChild"><a class="even nthChild-3 lastChild" href="https://www.emblemcu.com/loans-credit/credit-cards" title="Credit Cards">Credit Cards</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/loans-credit/credit-cards/personal-credit-cards.html" title="Personal Credit Cards">Personal Credit Cards</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.emblemcu.com/loans-credit/credit-cards/business-credit-cards.html" title="Business Credit Cards">Business Credit Cards</a></li></ul></li></ul></li><li class="odd nthChild-4 services"><a class="odd nthChild-4 services" href="https://www.emblemcu.com/services-tools" 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href="https://www.emblemcu.com/services-tools/tools/financial-calculators.html" title="Financial Calculators">Financial Calculators</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.emblemcu.com/services-tools/tools/routing-number.html" title="Routing Number">Routing Number</a></li><li class="odd nthChild-6"><a class="odd nthChild-6" href="https://www.emblemcu.com/services-tools/tools/jd-power-valution-services.html" title="J.D. 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17<a class="odd nthChild-8 lastChild" href="/_/kcms-doc/483/49715/Fee_Schedule.pdf" title="Fee Schedule" target="_blank">Fee Schedule</a></li></ul></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="https://www.emblemcu.com/services-tools/additional-services.html" title="Additional Services">Additional Services</a></li></ul></li><li class="even nthChild-5 wellness"><a class="even nthChild-5 wellness" href="https://www.emblemcu.com/financial-wellness" title="Financial Wellness">Financial Wellness</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/financial-wellness/need-to-know" title="Need to Know">Need to Know</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/financial-wellness/need-to-know/cyber-safety.html" title="Cyber Safety">Cyber Safety</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.emblemcu.com/financial-wellness/need-to-know/survivors-guide-to-account-management.html" title="Survivors Guide to Account Management">Survivors Guide to Account Management</a></li></ul></li><li class="confirm odd nthChild-2 lastChild"><a class="confirm odd nthChild-2 lastChild" href="https://www.practicalmoneyskills.com/" title="Practical Money Skills" target="_blank">Practical Money Skills</a></li></ul></li><li class="odd nthChild-6 lastChild about"><a class="odd nthChild-6 lastChild about" href="https://www.emblemcu.com/about-us" title="About Us">About Us</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/about-us/about-emblem-cu.html" title="About Emblem CU">About Emblem CU</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.emblemcu.com/about-us/become-a-member.html" title="Become a Member">Become a Member</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.emblemcu.com/about-us/members-and-community.html" title="Members & Community">Members & Community</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.emblemcu.com/about-us/careers.html" title="Careers">Careers</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.emblemcu.com/about-us/locations-hours.html" title="Locations & Hours">Locations & Hours</a></li><li class="odd nthChild-6 lastChild"><a class="odd nthChild-6 lastChild" href="https://www.emblemcu.com/about-us/contact-us.html" title="Contact Us">Contact Us</a></li></ul></li></ul></nav></div><div id="" class="row"><div id="" class="col-md-3 clearfix"><div class="row align-items-center"><div class="col-3 text-center d-md-none"><a class="primaryNavLink" data-bs-toggle="collapse" data-bs-target="#mobileMenu" role="button"><i class="fa fa-bars" aria-hidden="true"></i> Menu</a></div><div class="logo col-6 col-md-12 text-center text-md-start"><a href="/" title="Emblem Credit Union"><img src="/custom/3998/image/logo-2x.png" alt="Emblem Credit Union Homepage"/></a><div class="d-none d-print-block">(256) 543-7040</div></div><div class="col-3 text-center d-md-none" role="button"><a href="#oblPopup" class="oblPopupTrigger" data-bs-toggle="modal" data-bs-target="#oblPopup"><i class="fa fa-lock" aria-hidden="true"></i> Login</a></div></div></div><div id="" class="col-md-9 pe-0 d-flex flex-lg-column align-items-center justify-content-end align-items-lg-end gap-3"><div id="" class="ultratop"><ul class="nthTier-1 ultratopNav"><li class="even nthChild-1 firstChild locations"><a class="even nthChild-1 firstChild locations" href="https://www.emblemcu.com/about-us/locations-hours.html" title="Locations & Hours">Locations & Hours</a></li><li class="odd nthChild-2 contact"><a class="odd nthChild-2 contact" href="https://www.emblemcu.com/about-us/contact-us.html" title="Contact Us">Contact Us</a></li><li class="even nthChild-3 rates"><a class="even nthChild-3 rates" href="https://www.emblemcu.com/services-tools/tools/rates.html" title="Rates">Rates</a></li><li class="odd nthChild-4 lastChild credit-card"><a class="odd nthChild-4 lastChild credit-card" href="https://www.emblemcu.com/applications/dispute-notification.html" title="Dispute Card Transaction">Dispute Card Transaction</a></li></ul><a href="#searchPopup" data-bs-toggle="modal" data-bs-target="#searchPopup" class="searchbox-toggle d-none d-md-block" aria-label="Search site" title="Search">Search</a></div><div id="" class="header-ctas"><span><a href="/applications/apply-now.html?page=298938&type=page&id=298938" class="openAnAccount d-block d-md-inline-block">
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data-contrast="none">Get more for your business</span></h2> 25<p><span style="list-style-type: disc;" xml:lang="EN-US" data-contrast="none">Power your business plan with abundant account features.</span></p> 26<p><a href="/business/business-checking/compare-accounts.html">Compare Accounts</a></p> 27 </div> 28</div> 29</div></div></div><div id="" class="site-search"><div tabindex="-1" id="searchPopup" class="modal"><div id="" class="searchPopupWrapper"><div id="" class="modal-dialog"><button type="button" class="btn-close btn-close-white" data-bs-dismiss="modal" aria-label="Close"></button><form class="searchForm" action="/search.html"><label>What can we help you find?</label><div class="input-group"><span class="input-group-text"><i class="fa fa-search"></i></span><input type="text" class="form-control" name="search" title="Search" required="required"/><button type="submit" class="searchsubmit btn">Search</button></div></form><div class="search-features"> 30 <ul> 31 <li> 32 <div class="wrapper featured-content"> 33 <div class="icon green mb-3"> 34 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/ad42bf29-e0d9-455d-8bba-0803362a80fc/icon.png" alt="Routing Number icon" /> 35 </div> 36 <p><a href="/services-tools/tools/routing-number.html">Routing Number</a></p> 37 </div> 38 </li> 39 <li> 40 <div class="wrapper featured-content"> 41 <div class="icon green mb-3"> 42 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/93e4fc70-ff94-4a5b-944b-65ec4e8854cf/icon.png" alt="Lost or Stolen Card icon" /> 43 </div> 44 <p><a href="/services-tools/tools/lost-or-stolen-card.html">Lost or Stolen Card</a></p> 45 </div> 46 </li> 47 <li> 48 <div class="wrapper featured-content"> 49 <div class="icon green mb-3"> 50 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/20a22783-dbc0-46b5-a629-9f3eb1d55449/icon.png" alt="Rates icon" /> 51 </div> 52 <p><a 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114<div id="" class="top-section"><div id="scrollDown" class="row feature-slides"><div id="fullFeatureSlides" class="splide"> 115 <div class="splide__track"> 116 <ul class="splide__list"> 117 <li class="slide splide__slide"> 118 <div class="col-12 fp-image-alternating wide image-left "> 119 <div class="row align-items-center"> 120 <div class="col-md-5 image" data-aos="zoom-in-right" data-aos-delay="250" data-aos-duration="750"> 121 <div class="bg lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/f340fc86-1faa-46d4-a122-985e8d506d7a/image.jpeg"></div> 122 </div> 123 <div class="content col-md-6 col-lg-5 offset-md-1 featured-content"> 124 <div class="tagline"> 125 <h2 data-aos="zoom-in-up" data-aos-delay="750" data-aos-duration="750"> 126 for you 127 </h2> 128 </div> 129 <div class="inner" data-aos="fade-left" data-aos-delay="250" data-aos-duration="750"> 130 <h1>Earn 3.25% APY* with nHanced Checking!</h1> 131<h2>NO minimum balance fees</h2> 132<h2>UNLIMITED ATM refunds</h2> 133<p><a class="primary-button" href="https://www.emblemcu.com/personal/personal-checking/nhanced-checking.html" target="_blank" rel="noopener">Learn More</a></p> 134 </div> 135 </div> 136 </div> 137 </div> 138 </li> 139 </ul> 140 </div> 141</div>
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155</div><div id="" class="row headline-only has-emblem green-emblem top-right-edge ghosted-emblem"><div id="" class="fp-headline big-headline mb-0 col-10 col-md-6 col-lg-5 offset-1 offset-lg-4"><h2 data-bv="[]"><strong>Stand</strong> <em>for</em> <br /> Each Other</h2><p data-bv="[]">Here, everyone is welcome. Join us by opening a Share Account. It's fast and easy.</p><a href="https://www.emblemcu.com/about-us/become-a-member.html" class="primary-button">Join Our Movement</a></div></div></div><div id="" class="row feature-icons darkgray-bg gold-emblem-pattern-left"><div id="" class="col-md-12 col-lg-4"><div id="" class="headline-banner text-md-center"><div id="" class="fp-headline mb-0"><h4 data-bv="[]">Set Goals & Reach Them</h4><h2 data-bv="[]">Loan solutions to expand your possibilities</h2></div><img src="/custom/3998/image/emblem-green.svg" alt=".banner-emblem" class="banner-emblem"/></div></div><div id="" class="col-10 offset-2 col-md-9 col-lg-8 offset-md-3 offset-lg-0"><div id="" class="row icon-wrapper"> <div class="col-10 col-md-6 fp-icon" data-aos="flip-right" data-aos-delay="500" data-aos-duration="750"> 156 <div class="wrapper featured-content"> 157 <div class="icon mb-3"> 158 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/36cfdea9-40cb-446d-bf29-58856c63af8e/icon.png" alt="Personal Term Loans" /> 159 </div> 160 <div class="content"> 161 <h3>Personal Term Loans</h3> 162<p>Stretch your budget with a personal loan built for your needs.</p> 163<p><a href="/loans-credit/personal-loans/personal-term-loans.html">Apply Now</a></p> 164 </div> 165 </div> 166</div> 167<div class="col-10 col-md-6 fp-icon" data-aos="flip-right" data-aos-delay="750" data-aos-duration="750"> 168 <div class="wrapper featured-content"> 169 <div class="icon mb-3"> 170 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/546a60f8-1a84-4a74-8800-4303b7b9e72f/icon.png" alt="Auto Loans" /> 171 </div> 172 <div class="content"> 173 <h3>Auto Loans</h3> 174<p>Shop confidently at the dealership knowing what you can afford.</p> 175<p><a href="/loans-credit/personal-loans/auto-loans.html">Get Pre-Approved</a></p> 176 </div> 177 </div> 178</div> 179<div class="col-10 col-md-6 fp-icon" data-aos="flip-right" data-aos-delay="1000" data-aos-duration="750"> 180 <div class="wrapper 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href="/loans-credit/personal-loans/home-mortgage-loans.html">Secure Financing</a></p> 200 </div> 201 </div> 202</div> 203</div></div><div id="" class="tagline bottom-right-edge"><h2 data-bv="[]">borrow</h2></div></div><div id="" class="row feature-images has-emblem blue-dotted-emblem top-right-edge"> <div class="fp-image col-md-6 col-lg-5 " data-aos="flip-right" data-aos-delay="500" data-aos-duration="750"> 204 <div class="wrapper featured-content"> 205 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/98f7bc09-21b0-4217-8d47-2787fceaaedd/image.jpeg" alt="Digital Banking" /> 206 <div class="content"> 207 <h4>Bank From Anywhere</h4> 208<h2>Get the Most of Your Membership</h2> 209<p><a href="/services-tools/account-services/digital-banking.html">Go Digital</a></p> 210 </div> 211 </div> 212</div> 213<div class="fp-image col-md-6 col-lg-5 offset-lg-1" data-aos="flip-right" data-aos-delay="750" data-aos-duration="750"> 214 <div class="wrapper featured-content"> 215 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/f2d7a81a-e6aa-43b9-8bbd-ebcadafb0eef/image.jpeg" alt="Cyber Safety" /> 216 <div class="content"> 217 <h4>Protect Yourself From Fraud</h4> 218<h2>Keep your guard up with cyber safety tips</h2> 219<p><a href="/financial-wellness/need-to-know/cyber-safety.html">Read Tips</a></p> 220 </div> 221 </div> 222</div> 223<div id="" class="tagline bottom-left-edge"><h2 data-bv="[]">digital</h2></div></div><div id="" class="row debit-cards gold-bg gray-dot-pattern"><div id="" class="bg-image"></div><div id="" class="fp-headline mb-0 col-10 col-md-5 col-lg-4"><h4 data-bv="[]">Show Your Style</h4><h2 data-bv="[]">Choose your favorite debit card design</h2><a href="https://www.emblemcu.com/services-tools/account-services/personal-debit-cards.html">Learn More</a></div></div><div id="" class="row community justify-content-center full-feature-bg"><div id="" class="bg-image"></div><div id="" class="col-md-8 col-lg-7 col-xl-6 text-center"><img src="/custom/3998/image/black-gold-badge.svg" alt="Emblem CU Badge" class="emblem-badge mb-3"/><div id="" class="fp-headline big-headline"><h2 data-bv="[]"><strong>Connecting</strong> <em>with</em> <br />
223 the Community</h2><p data-bv="[]">We owe our success to the community. Stay connected with us on social media as we share ways to give back and get involved with various programs and events.</p></div><ul class="nthTier-1 socialNav"><li class="warn even nthChild-1 firstChild facebook"><a class="warn even nthChild-1 firstChild facebook" href="https://www.facebook.com/emblemcreditunion" title="Facebook" target="_blank">Facebook</a></li><li class="warn odd nthChild-2 linkedin"><a class="warn odd nthChild-2 linkedin" href="https://www.linkedin.com/company/emblem-credit-union" title="LinkedIn" target="_blank">LinkedIn</a></li><li class="warn even nthChild-3 instagram"><a class="warn even nthChild-3 instagram" href="https://www.instagram.com/emblemcreditunion/" title="Instagram" target="_blank">Instagram</a></li><li class="warn odd nthChild-4 lastChild youtube"><a class="warn odd nthChild-4 lastChild youtube" href="https://www.youtube.com/@EmblemCU " title="YouTube" target="_blank">YouTube</a></li></ul></div><div id="" class="tagline bottom-left-edge"><h2 data-bv="[]">together</h2></div></div><div id="" class="row business-section align-items-end fp-headline-image gx-md-0"><div class="image-group left"> 224 <div class="image image1 lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/35263edc-0126-4449-b047-a61951c3ba1d/image1.jpeg" data-aos="zoom-in-right" data-aos-delay="250" data-aos-duration="750"></div> 225 <div class="image image2 lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/cafe6d0f-41aa-415a-841b-06de456211d4/image2.jpeg" data-aos="zoom-in-left" data-aos-delay="500" data-aos-duration="750"></div> 226 <div class="image image3 lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/1c011cf3-f535-4866-9c15-92bc84043b1e/image3.jpeg" data-aos="zoom-in-left" data-aos-delay="750" data-aos-duration="750"></div> 227</div> 228<div class="fp-headline col-md-6 offset-md-6" data-aos="fade-up" data-aos-delay="250" data-aos-duration="750"> 229 <div class="tagline"> 230 <h2 data-aos="zoom-in-up" data-aos-delay="750" data-aos-duration="750">business</h2> 231 </div> 232 <h4>Streamline Your Workflow</h4> 233<h2>Personalized Service for Any Business</h2> 234<p>Whether you’re a small business, start-up, or established, enjoy time-saving features, perks, and convenience.</p> 235</div> 236<div id="" class="col-md-6 offset-md-6"><div id="" class="row icon-wrapper"> <div class="col-6 fp-icon left-icon" data-aos="flip-right" data-aos-delay="500" data-aos-duration="750"> 237 <div class="wrapper featured-content"> 238 <div class="icon green"> 239 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/9e9817da-ec70-4172-b08b-b0076ca7aed3/icon.png" alt="Business Checking" /> 240 </div> 241 <div class="content"> 242 <p><a href="/business/business-checking">Business Checking</a></p> 243 </div> 244 </div> 245</div> 246<div class="col-6 fp-icon left-icon" data-aos="flip-right" data-aos-delay="750" data-aos-duration="750"> 247 <div class="wrapper featured-content"> 248 <div class="icon green"> 249 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/316a913d-ac9c-4885-a231-79103c0500cf/icon.png" alt="Business Savings" /> 250 </div> 251 <div class="content"> 252 <p><a href="/business/business-savings">Business Savings</a></p> 253 </div> 254 </div> 255</div> 256<div class="col-6 fp-icon left-icon" data-aos="flip-right" data-aos-delay="1000" data-aos-duration="750"> 257 <div class="wrapper featured-content"> 258 <div class="icon green"> 259 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/e9a6c05f-d25f-4859-9e6a-ea3efa4dc66f/icon.png" alt="Business Loans" /> 260 </div> 261 <div class="content"> 262 <p><a href="/loans-credit/business-loans">Business Loans</a></p> 263 </div> 264 </div> 265</div> 266<div class="col-6 fp-icon left-icon" data-aos="flip-right" data-aos-delay="1250" data-aos-duration="750"> 267 <div class="wrapper featured-content"> 268 <div class="icon green"> 269 <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/f2472eb9-5a78-458a-916b-71a7298203a3/icon.png" alt="Bu
269siness Services" /> 270 </div> 271 <div class="content"> 272 <p><a href="/services-tools/business-convenience-services">Business Services</a></p> 273 </div> 274 </div> 275</div> 276</div></div></div><div id="" class="row youth full-feature-bg blue-emblem-pattern-left"> <div class="bg-image gradient-overlay lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/705c4c85-e96c-4e25-91ff-c71fc21e14a2/backgroundImage.jpeg"></div> 277 278<div class="badge text-center d-none d-md-flex flex-column justify-content-between align-items-center" data-aos="zoom-in" data-aos-delay="250" data-aos-duration="750"> 279 <div class="badge-title"> 280 <h3>Emblem</h3> 281 <p class="title">Youth Club</p> 282 </div> 283 <div class="badge-icon"> 284 <img class="base-icon" src="https://cdn.firstbranchcms.com/kcms-structure/e2fa0c56-276a-47e3-8008-7c2215663018/baseBadgeIcon.png" alt="Base Emblem Icon" /> 285 <img class="feature1icon d-none" src="https://cdn.firstbranchcms.com/kcms-structure/368bf0ec-3989-4c4c-ac99-969ce354543e/feature1Icon.png" alt="Feature 1 Icon" /> 286 <img class="feature2icon d-none" src="https://cdn.firstbranchcms.com/kcms-structure/73c8ac03-bc39-4da9-8d76-fc5b0071d4fe/feature2Icon.png" alt="Feature 2 Icon" /> 287 </div> 288</div> 289 290<div class="content row h-auto mt-md-4" data-aos="fade-left" data-aos-delay="750" data-aos-duration="750"> 291 <div class="col-10 offset-2"> 292 <div class="fp-headline col-md-6"> 293 <h4>Learn & Grow</h4> 294<h2>Accounts that build healthy money habits</h2> 295 </div> 296 <div class="row fp-text-wrapper"> 297 <div class="fp-text col-md-5 feature1" data-badge="feature1icon"> 298 <div class="wrapper featured-content"> 299 <h3>Embark Youth Club</h3> 300<p>It's never too early to teach your child about finances.</p> 301<p><a href="/personal/youth-accounts/embark-youth-club.html">Learn More</a></p> 302 </div> 303 </div> 304 <div class="fp-text col-md-5 feature2" data-badge="feature2icon"> 305 <div class="wrapper featured-content"> 306 <h3>Empower Teen Club</h3> 307<p>Empower your child to better understand money, fun and easily.</p> 308<p><a href="/personal/youth-accounts/empower-youth-club.html">Start Saving</a></p> 309 </div> 310 </div> 311 </div> 312 </div> 313</div> 314<div id="" class="tagline bottom-right-edge"><h2 data-bv="[]">youth</h2></div></div></div></main><footer id="" class="footer"><div id="" class="container"><div id="" class="row"><div id="" class="col-md-12 col-lg-3 logo-app-wrapper mb-5 mb-lg-0"><a href="https://www.emblemcu.com/index.html" class="footer-logo"><img src="/custom/3998/image/logo-2x.png" alt="Logo"/></a><div id="" class="app-buttons d-flex align-items-center"><a href="https://play.google.com/store/apps/details?id=com.alabamateacherscu.alabamateacherscu" class="warn google white-btn" target="_blank">Android App</a><a href="https://apps.apple.com/us/app/emblem-cu-mobile/id1644945650" class="warn itunes white-btn" target="_blank">iOS App</a></div></div><div id="" class="col-md-12 col-lg-9 ps-lg-4 ps-xl-5"><div id="" class="row footer-navs"><div id="" class="col-11 col-md-4 footer-nav-wrapper"><ul class="nthTier-1 footerNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/services-tools/tools/lost-or-stolen-card.html" title="Lost or Stolen Card">Lost or Stolen Card</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.emblemcu.com/services-tools/tools/financial-calculators.html" title="Financial Calculators">Financial Calculators</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="/_/kcms-doc/483/49715/Fee_Schedule.pdf" title="Fee Schedule" target="_blank">Fee Schedule</a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="/audioeye-accessibility-statement.html" title="AudioEye Accessibility">AudioEye Accessibility</a></li></ul></div><div id="" class="col-11 col-md-4 footer-nav-wrapper"><ul class="nthTier-1 footerNav"><li class="confirm even nthChild-1 firstChild"><a class="confirm even nthChild-1 firstChild" href="https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&cid=20942" title="Reorder Checks" target="_blank">Reorder Checks</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.emblemcu.com/privacy-notice.html" title="Privacy Notice">Privacy Notice</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.emblemcu.com/disclosures.html" title="Disclosures">Disclosures</a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="/services-tools/tools/routing-number.html" title="Routing# 262284431">Routing# 262284431</a></li></ul></div><div id="" class="col-11 col-md-4 footer-nav-wrapper with-social"><ul class="nthTier-1 footerNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.emblemcu.com/services-tools/tools/jd-power-valution-services.html" title="J.D. 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