1import{a as d,b as u,c as m,d as p,e as g,f as h,g as y,h as f,i as v,j as w}from"./chunk-J5N5X3X5.js";import"./chunk-KGVF3L7J.js";import"./chunk-ZM57GNGR.js";import"./chunk-UZQICZZL.js";import"./chunk-KBBGAMIO.js";import"./chunk-KZYIWRAE.js";import"./chunk-GZ734HMT.js";import"./chunk-GYHCSKZL.js";import"./chunk-HUII4GRS.js";import"./chunk-MW6EXFGR.js";import"./chunk-NGF4GU7O.js";import"./chunk-3S6ZFKTN.js";import"./chunk-HZCIENFO.js";import"./chunk-RSHJ4ZKB.js";import"./chunk-56CG4M52.js";import"./chunk-4SIHOYIU.js";import"./chunk-3X2Z7MVG.js";import{Ka as a,Xa as n,rb as i,sb as r,tb as l,ub as c}from"./chunk-HPTOBC6R.js";import"./chunk-RAAKS4ZX.js";var t=class s{heroHeading="Medical Insurance in Egypt: Your Complete Guide 2026";heroSubtitle="Compare health insurance plans from Egypt's leading insurers. Find comprehensive medical coverage for yourself and your family with access to the best hospitals and doctors nationwide.";heroTrustText="Over 30,000 families trust us for their health insurance";aminWhatsappHref="https://wa.me/201001309963";aminHeading="Find Your Medical Plan with AMiN";aminDescription="AMiN is Mal Bazaar's AI assistant, available on WhatsApp to help you find the right medical insurance quote for you and your family.";aminBenefits=["Compare plans and get personalized recommendations","Available 24/7 in English and Arabic","No waiting \u2014 start a conversation instantly on WhatsApp"];aminCtaText="Get a Quote on WhatsApp";aminAvatarAlt="AMiN AI Assistant avatar";introHeading="Why Medical Insurance Matters in Egypt";introParagraphs=["Healthcare costs in Egypt continue to rise, with private hospital stays and major surgeries representing significant expenses. Without insurance, a single medical emergency can devastate a family's finances. Private medical insurance provides peace of mind and access to quality healthcare when you need it most.","While Egypt has public healthcare facilities, many Egyptians prefer private hospitals for shorter wait times, better amenities, and specialized care. Medical insurance gives you the freedom to choose your doctors and hospitals, with cashless treatment at network facilities and reimbursement options for out-of-network care.","Today's health insurance plans offer much more than basic hospital
1ization. Depending on your chosen plan, you can get coverage for outpatient visits, prescription medications, dental care, vision care, maternity benefits, and even preventive health checkups. Mal Bazaar helps you compare plans to find the right balance of coverage and cost."];coverageHeading="Types of Medical Insurance Coverage";coverageSubheading="Understand what each type of coverage includes to choose the right plan";coverageCards=[{title:"Inpatient Coverage",description:"Covers hospital admissions, surgeries, ICU stays, and related treatments. This is the core of any medical insurance plan and typically includes room charges, doctor fees, medications, and tests during hospitalization.",icon:"medical"},{title:"Outpatient Coverage",description:"Covers doctor consultations, diagnostic tests, and treatments that don't require hospital admission. Includes GP and specialist visits, X-rays, lab tests, and minor procedures.",icon:"document"},{title:"Pharmacy & Medications",description:"Covers prescription medications both during hospitalization and for outpatient treatments. Coverage limits and copays vary by plan. Some plans include chronic disease medications.",icon:"shield"},{title:"Maternity Coverage",description:"Covers pregnancy-related care including prenatal visits, delivery (normal and cesarean), postnatal care, and newborn coverage. Usually has a waiting period of 10-12 months.",icon:"users"},{title:"Dental Coverage",description:"Covers dental consultations, cleanings, fillings, extractions, and sometimes root canals and crowns. Cosmetic dentistry is typically excluded.",icon:"money"},{title:"Vision/Optical Coverage",description:"Covers eye examinations, prescription glasses, and contact lenses. Some plans include coverage for eye surgeries like LASIK with annual limits.",icon:"building"}];comparisonHeading="Compare Medical Insurance Plan Levels";comparisonSubheading="Choose the plan level that matches your healthcare needs";comparisonColumns=["Basic","Standard","Premium"];comparisonItems=[{feature:"Hospital room type",column1:"Shared",column2:"Semi-Private",column3:"Private/VIP"},{feature:"Annual inpatient limit",column1:"Standard",column2:"Enhanced",column3:"Maximum"},{feature:"Outpatient coverage",column1:!1,column2:!0,column3:!0},{feature:"Pharmacy coverage",column1:"70%",column2:"80%",column3:"100%"},{feature:"Dental coverage",column1:!1,column2:"Basic",column3:"Comprehensive"},{feature:"Optical coverage",column1:!1,column2:"Basic",column3:"Comprehensive"},{feature:"Maternity coverage",column1:!1,column2:"Optional",column3:!0},{feature:"Chronic disease coverage",column1:"Limited",column2:!0,column3:!0},{feature:"International coverage",column1:!1,column2:"Emergency only",column3:"Full coverage"}];costFactorsHeading="What Affects Your Medical Insurance Premium";costFactorsSubheading="Understanding these factors helps you estimate costs and find the best value";costFactors=[{title:"Age",description:"Age is the primary factor in health insurance pricing. Premiums increase with age due to higher healthcare utilization. Older individuals typically pay significantly more than younger people for the same coverage.",impact:"high"},{title:"Pre-existing Conditions",description:"Conditions like diabetes, hypertension, or heart disease can significantly increase premiums or result in exclusions. Some plans offer coverage after waiting periods; others may decline coverage entirely.",impact:"high"},{title:"Plan Level & Benefits",description:"Higher coverage limits, private rooms, lower copays, and additional benefits (dental, optical, maternity) all increase premiums. Balance coverage needs with budget to find optimal value.",impact:"high"},{title:"Family Size",description:"Family plans cost more than individual coverage. Adding spouse and children increases the premium, though many insurers offer discounted rates for family members.",impact:"medium"},{title:"Hospital Network",description:"Plans with larger networks of premium hospitals (like As-Salam International, Dar El Fouad) cost more than plans limited to mid-range facilities.",impact:"medium"},{title:"Deductible & Copay",description:"Choosing higher deductibles (the amount you pay before insurance kicks in) or copays (your share of each visit) can lower your premium. Consider your expected healthcare usage.",impact:"medium"},{title:"Smoking Status",description:"Smokers typically pay 15-25% higher premiums due to increased health risks. Some insurers require a tobacco-free period before offering non-smoker rates.",impact:"low"},{title:"Occupation",description:"High-risk occupations may result in higher premiums or exclusions for work-related injuries. Office workers typically receive standard rates.",impact:"low"}];howItWorksHeading="How to Get Medical Insurance in Egypt";howItWorksSubheading="Get protected in minutes with our simple process";howItWorksSteps=[{stepNumber:1,title:"Enter Your Details",description:"Provide basic
1information about yourself and family members including age, health conditions, and coverage preferences."},{stepNumber:2,title:"Compare Plans",description:"Review plans from multiple insurers. Compare coverage limits, networks, benefits, and premiums side-by-side."},{stepNumber:3,title:"Select & Apply",description:"Choose your plan and complete the application. Medical underwriting may be required for some conditions."},{stepNumber:4,title:"Get Your Card",description:"Receive your insurance card and start using your benefits at network hospitals with cashless treatment."}];networkHeading="Hospital Networks in Egypt";networkParagraphs=["One of the most important factors in choosing medical insurance is the hospital network. Most insurers in Egypt have contracts with private hospitals for cashless treatment, where you show your insurance card and the hospital bills the insurer directly."];networkBulletPoints=["Premium Networks: As-Salam International, Dar El Fouad, Saudi German Hospital, Andalusia Hospitals, Cleopatra Hospitals Group","Standard Networks: Air Force Specialized Hospital, Nile Badrawi, International Medical Center, El Salam Hospital chain","Cairo Networks: Most major hospitals in Maadi, Heliopolis, 6th October, New Cairo, and Downtown areas","Alexandria Networks: Medical Research Institute, El Madina Hospital, Alex Scan, Smouha Medical Tower","Nationwide Coverage: Large insurers have networks covering Giza, Mansoura, Tanta, Aswan, Hurghada, and other governorates"];networkClosing="Always check if your preferred hospitals and doctors are in-network before purchasing a plan. Mal Bazaar can help you verify network coverage for specific facilities.";whyChooseHeading="Why Compare Health Insurance with Mal Bazaar";whyChooseBenefits=[{title:"Compare All Major Insurers",description:"Get quotes from AXA, Allianz, MetLife, and other top insurers in one place.",icon:"compare"},{title:"Claims Assistance",description:"Our dedicated team helps with pre-approvals, reimbursements, and resolving any claim issues.",icon:"support"},{title:"Health Insurance Experts",description:"Our advisors understand medical insurance complexities and help you choose the right coverage.",icon:"expert"},{title:"Quick Enrollment",description:"Get quotes instantly and complete enrollment online. Coverage can start within days.",icon:"fast"},{title:"Family Coverage Made Easy",description:"Add family members easily and manage all policies from one account.",icon:"secure"},{title:"Competitive Rates",description:"We negotiate with insurers to get you the best rates available in the market.",icon:"price"}];faqHeading="Frequently Asked Questions About Medical Insurance in Egypt";faqItems=[{question:"What does medical insurance cover in Egypt?",answer:"Medical insurance in Egypt typically covers hospitalization (room, surgery, ICU), doctor consultations, diagnostic tests, medications, and emergency care. Depending on your plan, it may also include outpatient visits, dental, optical, maternity, and preventive care. Coverage limits and copays vary by plan level."},{question:"How much does health insurance cost in Egypt?",answer:"Health insurance costs vary significantly based on your age, chosen plan level, and included benefits. Younger individuals pay less, while comprehensive plans with outpatient, dental, and maternity benefits cost more than basic inpatient-only coverage. Compare quotes through Mal Bazaar to find the best rate for your situation."},{question:"Are pre-existing conditions covered?",answer:"Coverage for pre-existing conditions varies by insurer. Some plans exclude them entirely, others cover them after a waiting period (6-24 months), and some premium plans offer immediate coverage with higher premiums. Always disclose health conditions during application to avoid claim denials."},{question:"What is the waiting period for medical insurance?",answer:"Most plans have no waiting period for accidents. For illnesses, there's typically a 30-day waiting period. Pre-existing conditions may have 6-24 month waiting periods. Maternity coverage usually has a 10-12 month waiting period. Emergency care is covered immediately."},{question:"Can I use any hospital with my insurance?",answer:"You can use any hospital, but it's more convenient to use network hospitals for cashless treatment. At non-network facilities, you pay upfront and submit for reimbursement (typically 70-80% of costs). Premium plans offer larger networks with more hospital choices."},{question:"How do I add family members to my plan?",answer:"Most insurers offer family plans that cover spouse, children (typically up to age 21-25), and sometimes parents. Family members can be added during initial enrollment or at policy renew
1al. Each additional member increases the premium based on their age and health status."},{question:"What is not covered by medical insurance?",answer:"Common exclusions include: cosmetic procedures, experimental treatments, self-inflicted injuries, injuries from illegal activities, infertility treatments, weight loss surgery, and pre-existing conditions (depending on plan). Always review the policy exclusions carefully."},{question:"How do I file a medical insurance claim?",answer:"For network hospitals: show your card for cashless treatment. For reimbursement: collect all receipts, medical reports, and prescriptions, then submit the claim form to your insurer within 30-90 days. Mal Bazaar customers can submit claims through our app or website with dedicated support."},{question:"Can I upgrade my plan later?",answer:"Yes, you can typically upgrade your plan at renewal with additional underwriting. Some conditions developed during the previous policy period may be covered. Downgrades are also possible but may result in waiting periods for certain benefits."},{question:"Does insurance cover medical emergencies abroad?",answer:"Basic plans typically don't cover international treatment. Standard plans may cover emergency treatment abroad with limits. Premium plans often include worldwide coverage with higher limits. Check your policy for international coverage details if you travel frequently."}];ctaHeading="Protect Your Health and Your Family";ctaDescription="Compare medical insurance plans from Egypt's top insurers and find the right coverage for your needs. Our health insurance experts are here to help.";ctaButtonText="Get a Quote";ctaTrustIndicators=["Access to 500+ hospitals","Cashless treatment","Dedicated claims support"];static ɵfac=function(o){return new(o||s)();};static ɵcmp=n({type:s,selectors:[["app-medical-insurance-hub"]],decls:12,vars:37,consts:[["ctaLink","/insurance/individual/medical","backgroundClass","bg-primary-light",3,"heading","subtitle","ctaText","trustText"],["headingId","intro-section",3,"heading","paragraphs"],["backgroundClass","bg-gray-50",3,"heading","subheading","cards"],[3,"heading","subheading","columns","items"],[3,"heading","subheading","factors"],["backgroundClass","bg-white",3,"heading","subheading","steps"],["headingId","network-section","backgroundClass","bg-gray-50",3,"heading","paragraphs","bulletPoints","closingParagraph"],[3,"heading","description","benefits","avatarAlt","ctaText","ctaHref"],["backgroundClass","bg-white",3,"heading","benefits"],[3,"heading","items"],["ctaLink","/insurance/individual/medical",3,"heading","description","ctaText","trustIndicators"]],template:function(o,e){o&1&&(r(0,"main"),c(1,"app-hub-hero",0)(2,"app-content-section",1)(3,"app-coverage-cards",2)(4,"app-comparison-table",3)(5,"app-cost-factors",4)(6,"app-how-it-works",5)(7,"app-content-section",6)(8,"app-hub-amin-promo",7)(9,"app-why-choose-us",8)(10,"app-faq-accordion",9)(11,"app-hub-cta",10),l()),o&2&&(a(),i("heading",e.heroHeading)("subtitle",e.heroSubtitle)("ctaText",e.ctaButtonText)("trustText",e.heroTrustText),a(),i("heading",e.introHeading)("paragraphs",e.introParagraphs),a(),i("heading",e.coverageHeading)("subheading",e.coverageSubheading)("cards",e.coverageCards),a(),i("heading",e.comparisonHeading)("subheading",e.comparisonSubheading)("columns",e.comparisonColumns)("items",e.comparisonItems),a(),i("heading",e.costFactorsHeading)("subheading",e.costFactorsSubheading)("factors",e.costFactors),a(),i("heading",e.howItWorksHeading)("subheading",e.howItWorksSubheading)("steps",e.howItWorksSteps),a(),i("heading",e.networkHeading)("paragraphs",e.networkParagraphs)("bulletPoints",e.networkBulletPoints)("closingParagraph",e.networkClosing),a(),i("heading",e.aminHeading)("description",e.aminDescription)("benefits",e.aminBenefits)("avatarAlt",e.aminAvatarAlt)("ctaText",e.aminCtaText)("ctaHref",e.aminWhatsappHref),a(),i("heading",e.whyChooseHeading)("benefits",e.whyChooseBenefits),a(),i("heading",e.faqHeading)("items",e.faqItems),a(),i("heading",e.ctaHeading)("description",e.ctaDescription)("ctaText",e.ctaButtonText)("trustIndicators",e.ctaTrustIndicators));},dependencies:[v,u,p,d,m,y,w,g,f,h],encapsulation:2,changeDetection:0});};export{t as MedicalInsuranceHubComponent};/**i18n:906d516be38e305f72de4711c4e05469f2d8e215eac60d43e68f01f85d95df71*/
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.