1"use strict";(self.webpackChunk=self.webpackChunk||[]).push([[83535],{lGg2:function(e){e.exports=JSON.parse('{"ABOUT_US":{"BRAND_ON_PRESS":{"MAIN_TEXT":"Every month we analyse the market and produce studies that allow us to understand the property sector and how it is evolving. Numerous media channels report Fotocasaâs studies and research:","TEXT":"Visit the <a href=\\"https://prensa.fotocasa.es/fotocasa-en-los-medios/\\">Press Room</a> to see when we have appeared in leading media outlets this month.","TITLE":"Our brand in the press"},"CTA":{"BUTTON":"Find your place here"},"MAIN":{"IMAGE_ALT":"Fotocasa offices","P_1":"<strong>Fotocasa Group</strong> is a benchmark in the real estate sector in Spain, with over <strong>25 years of experience</strong> leading the transformation of real estate through innovation, data, and technology.","P_2":"Under its umbrella brand, <strong>Fotocasa Group</strong> promotes and gives visibility to an ecosystem of leading brands â<strong>Fotocasa, habitaclia, Fotocasa Pro, Datavenues, Witei, and Inmoweb</strong>â which offer comprehensive solutions for both <strong>individuals</strong> and <strong>industry professionals</strong>.","P_3":"<strong>Fotocasa</strong>, the group\'s flagship brand, connects <strong>millions of people with their next home</strong> every day, offering the largest selection of second-hand homes, new builds, rentals, and properties for sale, along with analyses and content that solidify its position as a true <strong>benchmark in the real estate market</strong>.","P_4":"At Fotocasa Group, we <strong>connect people and properties</strong> through an intelligent platform, designed to make <strong>searching, buying, or renting a home</strong> an easier, more transparent, and efficient experience.","P_5":"Our vision is clear: <strong>to be the place where your new home finds you</strong>.","TITLE":"About Fotocasa Group"},"OUR_LAST_CAMPAIGN":"Fotocasa campaign: \\"Housing Project\\"","START_USING":{"MAIN_TEXT":"At Fotocasa we work to offer our users all the tools and information they need, so they feel they are being supported when looking for, selling or renting a property.","SECTION_1":{"TEXT":"We have a catalogue with over 1.5 million properties to buy, rent and for share. It is very easy to use, and has a large number of filters to customise and create your own search.","TITLE":"Extensive property catalogue"},"SECTION_2":{"TEXT_1":"The portal allows users to contact the landlord directly by email, telephone or through the chat feature, and includes the option to set up alerts if the chosen property drops in price or if similar properties appear for sale or rent in the same area, as well as allowing price offers to be sent to the advertiser.","TEXT_2":"In addition, the portal features a <a href=\\"https://hipotecas.fotocasa.es/\\">mortgage comparator</a> where you can view the different mortgage offers on the market.","TITLE":"Additional services"},"SECTION_3":{"TEXT":"The product sheet includes detailed information and there are extensive image galleries, videos and even virtual tours. Users can enjoy additional services such as an interactive map where they can see the location of a property and nearby services (such as hospitals and schools), as well as a mortgage comparison calculator and help in obtaining the property\'s energy certificate.","TITLE":"Detailed datasheets"},"SECTION_4":{"TEXT":"Fotocasaâs app on Google Play and in the App Store lets you find an apartment any time, anywhere.","TITLE":"Fotocasa on your smartphone"},"TITLE":"Start using Fotocasa"},"USERS_FEEDBACK":{"FEEDBACK_1":{"AUTHOR":"Maria Belen Sánchez","TEXT":"Really great app to find the property you want and within your budget, I hope I find what Iâm looking for soon... would recommend 100%."},"FEEDBACK_2":{"AUTHOR":"Samuel Poo Esteban","TEXT":"Very easy to use, your past searches are right there, you have a great variety of apartments... Iâm really happy with the app, itâs the best of all the ones Iâve tried."},"FEEDBACK_3":{"AUTHOR":"Emma Calderón Arias","TEXT":"Very efficie
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conservation","HOUSE_STATUS":"Property status","CONSTRUCTION_YEAR":"%{constructionYear} (year of construction)","EXTRAS":"Extras","FLAT_TYPE":{"FLAT":"Apartments","HOME":"House","TITLE":"Type of property"},"LAST_RENOVATION_YEAR":"Year of last refurbishment","ROOMS":"Rooms","SURFACE":"Surface area","SURFACE_REQUIRED":"Surface area is required","CONSTRUCTION_YEAR_LABEL":"Year of construction"},"STEP_3":{"QUALIFYING_QUESTIONS":{"PLACEHOLDER":"Select","SELL_WITH_AGENCY":{"REASON":"Why do you want to sell it?","WHAT":"What do you want to do with the property?","WHEN":"When do you want to complete the transaction?"},"VALUATION_TOOL":{"REASON":"Why do you want to sell it?","WHEN_TO_SELL":"When do you want to sell it?","LISTED_WHERE":"Where is your home listed?","EXCLUSIVE":"Do you have an exclusive with an estate agency?","EXCLUSIVE_MONTHS":"How many months is the exclusivity for?","DESIRED_PRICE":"Desired sale price","RELATION":"What is your relationship with the 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months?","OWNER_RELATIONSHIP":"What is your relationship with the property?","WANTS_TO_SELL":"Do you want to sell your property?","DESIRED_SALE_PRICE":"Desired sale price","IS_MORTGAGE_FREE":"Is the property mortgage-free?","PREVIOUS_SALE_ATTEMPT":"Have you tried to sell it before?","IN_CONTACT_WITH_AGENCIES":"Are you in contact with other estate agents?","SELLS_TO_BUY_ANOTHER":"Are you selling this property with the intention of buying another?","SALE_PRIORITY":"What is most important to you in this selling process?","IS_CURRENTLY_OCCUPIED":"Is anyone currently living in or renting the property?","IS_ILLEGALLY_OCCUPIED":"Is the property illegally occupied?","IS_EXTERIOR":"Does the property face the street or the interior?","HAS_TERRACE":"Does it have a terrace?"}},"BLOCKS":{"REASON":"Reason","COMMERCIAL_SITUATION":"Commercial situation","PROPERTY_SITUATION":"Property situation"}},"USER_INTENTION":{"BUY":{"LABEL":"You want to buy 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1,"RENT_TENANT":{"LABEL":"You want to rent it","LABEL_ID":"rentTenant-label","VALUE":"rentTenant"},"SELL":{"LABEL":"You want to sell it","LABEL_ID":"sell-label","VALUE":"sell"}},"YES_NO":{"YES":"Yes","NO":"No","UNKNOWN":"I don\'t know yet"},"LISTED_WHERE":{"NOT_LISTED":"Not listed yet","FOTOCASA":"Fotocasa","HABITACLIA":"Habitaclia","IDEALISTA":"Idealista","AGENCY":"Managed by an estate agency","OTHER":"Somewhere else"},"EXCLUSIVE_MONTHS":{"LESS_1":"Less than 1 month","1_3":"Between 1 and 3 months","3_6":"Between 3 and 6 months","MORE_6":"More than 6 months"},"RELATION":{"OWNER":"I am the owner","CO_OWNER":"I am a co-owner","INHERITANCE":"It is an inherited property","FAMILY":"I am a family member of the owner","REPRESENTATIVE":"I am an authorised representative","OTHER":"Other"},"LIVING_STATUS":{"EMPTY":"No, it is empty","ME":"Yes, I live there","FAMILY":"Yes, a family member lives there","RENTED":"Yes, it is rented out","ILLEGAL":"Yes, there are illegal occupants"},"SEEN_WHERE":{"FOTOCASA":"Fotocasa","HABITACLIA":"Habitaclia","IDEALISTA":"Idealista","AGENCY":"At an estate agency","OTHER":"Somewhere else"},"HOUSING_PURPOSE":{"FIRST_HOME":"First home","SECOND_HOME":"Second home","HOME_CHANGE":"Home change","INVESTMENT":"Investment"},"RENT_TYPE":{"FULL":"Whole property","ROOMS":"By room"},"RENT_STAY":{"SEASON":"Short-term rental","LONG":"Long-term rental"},"RENT_DURATION":{"LESS_6":"Less than 6 months","6_12":"Between 6 and 12 months","MORE_12":"More than 12 months"},"CONTACT_STEP":{"TITLE":"Your contact details","SUBTITLE":"To show you the valuation we need to verify your details.","EMAIL_LABEL":"Email","PHONE_LABEL":"Phone","EMAIL_PLACEHOLDER":"[email protected]","PHONE_PLACEHOLDER":"6XX XXX XXX","DATA_CONSENT_CHECKBOX":"I agree to the communication of my personal data to collaborators in the housing sector with whom Fotocasa Group has signed agreements, to receive communications tailored to my interests.","HOW_IT_WORKS":{"TITLE":"How does it work?","SUBTITLE":"Free and no commitment","STEP_1":"Describe your property","STEP_2":"Receive an estimated price range","STEP_3":"We connect you with verified agencies in your area"}},"IMMEDIATE_SALE_REASON":{"HOME_CHANGE":"Change of home","FINANCIAL_NEED":"Financial need","INHERITANCE":"Inheritance","CITY_CHANGE":"Change of city","OTHER":"Other"},"WAITING_3_TO_6_MONTHS_REASON":{"RENOVATION":"Renovation","PERSONAL_MATTERS":"Personal matters","OTHER":"Other"},"WAITING_OVER_6_MONTHS_REASON":{"NO_RUSH":"No rush","LEGAL_SITUATION":"Legal situation","SECOND_HOME":"Second home","OTHER":"Other"},"OWNER_RELATIONSHIP":{"OWNER":"Owner","TENANT":"Tenant","BUYER":"Buyer","AGENT":"Agent"},"PREVIOUS_SALE_ATTEMPT":{"YES_ALONE":"Yes, by myself","YES_WITH_AGENCY":"Yes, with an agency","NO":"No"},"SALE_PRIORITY":{"SELL_FAST":"Sell fast","BEST_PRICE":"Get the best price","SIMPLE_PROCESS":"A simple process"}},"LANDING":{"APPRAISAL_ERROR":"Something seems to have gone wrong. Please start the valuation process again.","BANNER":{"COPY":"How much is your home worth?","CTA":"Start online valuation"},"HELP_QUESTIONS":{"COPY":"Take a look at what is for sale in your area and compare selling prices and Fotocasaâs estimates of the prices of properties nearby, as it could help you to get a better idea of the value of your house.","QUESTIONS":{"QUESTION_1":{"LINK":"https://www.fotocasa.es/es/","TEXT":"View flats for sale in your area"},"QUESTION_2":{"LINK":"https://www.fotocasa.es/es/","TEXT":"View flats for rent in your area"},"QUESTION_3":{"LINK":"https://www.fotocasa.es/indice-precio-vivienda","TEXT":"Explore the Fotocasa Price Index"},"QUESTION_4":{"LINK":"https://www.fotocasa.es/es/vivir-en-espana","TEXT":"Guide to neighbourhoods in Spain"}},"TITLE":"Check out these links for help"},"HOW_IT_WORKS":{"REMINDER":"Our free valuation is an estimate, and cannot be used as an official appraisal requested by your bank.","SECTION_1":{"COPY":"Indicate the address or cadastral reference to find out where the property is.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_A_desktop.svg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_A_mobile.svg","IMG_ALT_TEXT":"Indicate the address or cadastral reference to find out where the property is.","TITLE":"1. Identify the property"},"SECTION_2":{"COPY":"Enter any basic information you know about the property. This step is not mandatory.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_B_desktop.svg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_B_mobile.svg","IMG_ALT_TEXT":"Enter any basic information you know about the property. This step is not mandatory.","TITLE":"2. Indicate the propertyâs features"},"SECTION_3":{"COPY":"We will show you an estimated sale and rental price based on our market database.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_C_b.svg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_C_b.svg","IMG_ALT_TEXT":"We will show you an estimated sale and rental price based on our market database.","TITLE":"3. Get an approximate price"},"SUBTITLE":"It\'s easy to simulate a valuation with Fotocasa in just 3 steps:","TITLE":"How does the online valuation work?"},"QUESTIONS":{"QUESTION_1":{"LABEL":"What is an online valuation?","TEXT":"An online valuation lets you see the estimated value of a property based on its features and in comparison to other properties in the area. This is very useful information if you want to buy, sell or rent a property."}
1,"QUESTION_2":{"LABEL":"How is it different from the official appraisal used to get a mortgage?","TEXT":"When you go to the bank to ask for a mortgage to buy a house, the bank needs to know the value of the property to decide how much financing they will offer. To do this, the bank will ask you to contact a trusted appraisal expert, who will value the property for a fee. Getting an official appraisal, as requested by the bank, does not guarantee you will be granted a mortgage. The main difference between the appraisal requested by the bank and this valuation is that this one is free and not valid in the eyes of the bank. The valuation can only serve as a guide."},"QUESTION_3":{"LABEL":"How much does a Fotocasa online valuation cost?","TEXT":"Using the online valuation tool to find out the approximate price of a property is free. If you want to provide more information or get several valuations, you can pay for a more complete service."},"QUESTION_4":{"LABEL":"What are the benefits of valuing a property online?","TEXT":"The main benefit of valuing a property online is that it\'s completely free and you can do it from home. It lets you take decisions about whether it is a good time to buy or rent, whether the property fits your budget, etc."},"QUESTION_5":{"LABEL":"How is the online valuation calculated?","TEXT":"This online property valuation takes into account the location of the property, its features, size, and the current market situation. The valuation price may vary depending on when you want to complete the transaction, the location of the property, and its condition."},"QUESTION_6":{"LABEL":"How can I find my cadastral reference?","TEXT":"If you donât know where to find the <a target=\'_blank\' rel=\'noopener noreferrer\' href=\'https://www.fotocasa.es/blog/compraventa/como-calcular-valor-catastral-vivienda/\'>cadastral reference for your property, we recommend this article in Fotocasa Life</a>."},"TITLE":"Frequently Asked Questions"},"WHY_USE_IT":{"CARD_1":{"COPY":"Use the online valuation to see whether the price offered is within the market range.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_A_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_A_mobile.jpg","IMG_ALT_TEXT":"Use the online valuation to see whether the price offered is within the market range.","TITLE":"If you are looking to buy or rent a property"},"CARD_2":{"COPY":"The result of the online valuation will help you set an attractive, competitive price.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_B_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_B_mobile.jpg","IMG_ALT_TEXT":"The result of the online valuation will help you set an attractive, competitive price.","TITLE":"If you want to sell a property"},"CARD_3":{"COPY":"This tool will allow you to see the price of other properties with the same characteristics in your area.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_C_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_C_mobile.jpg","IMG_ALT_TEXT":"This tool will allow you to see the price of other properties with the same characteristics in your area.","TITLE":"If you want to rent a property"},"CARD_4":{"COPY":"See whatâs the best option for you. With the valuation price, you can calculate how profitable each of the two options are.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_D_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_D_mobile.jpg","IMG_ALT_TEXT":"See whatâs the best option for you. With the valuation price, you can calculate how profitable each of the two options are.","TITLE":"If you canât decide whether to sell or rent your property"},"TITLE":"When should I use an online valuation?"}},"RESULT":{"APPRAISAL_INFO":{"MISSING_INFO_WARNING":{"ANOTHER_VALUATION_CTA":"Do another valuation","COPY":"We were unable to obtain an exact valuation with the property details entered. Please adjust some of the property details and try again.","MAIN_CTA":{"DESKTOP":"Are you thinking of selling? Advertise free on Fotocasa","MOBILE":"Advertise free on Fotocasa"}},"PRICE_INFO":{"MAX_LABEL":"Maximum","MIN_LABEL":"Minimum","PER_MONTH_SUFFIX_LONG":"â¬/month","PER_MONTH_SUFFIX_SHORT":"â¬","SIZE_UNIT":"â¬/m²"},"PROPERTY_INFO":{"ADDRESS_LABEL":"Address:","REF_LABEL":"Land registry reference","TITLE":"Valued property"},"RENT_INFO":{"PRECISION_LONG":"Accuracy of the rental valuation","PRECISION_SHORT"
1:"Accuracy of the valuation","TITLE":"Rental"},"SALE_INFO":{"PRECISION_LONG":"Accuracy of the sale valuation","PRECISION_SHORT":"Accuracy of the valuation","TITLE":"Sale"}},"HEADER":{"ADDRESS_LABEL":"Address of the valuation result","BREADCRUMB":{"DESKTOP":"Back","MOBILE":"Property valuation"},"TITLE":"Your online valuation"},"HELP_SECTION":{"TITLE":"These services can help you","SELL_CARD_1":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/home/mobile/value_home.jpg","TITLE":"Price index","DESCRIPTION":"See how the price per m² has evolved and compare it with your estimate.","LINK_LABEL":"Explore areas","LINK_URL":"/es/vivir-en-espana/"},"SELL_CARD_2":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/home/mobile/calculate_payment.jpg","TITLE":"Selling to buy?","DESCRIPTION":"If you\'re thinking of buying a home, access our calculator to find out what you can afford.","LINK_LABEL":"Calculate my mortgage","LINK_URL":"https://www.fotocasa.es/es/calculadora-hipotecas/"},"RENT_CARD_1":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/home/mobile/details_home.jpg","TITLE":"Price index","DESCRIPTION":"See how the price per m² has evolved and compare it with your estimate.","LINK_LABEL":"Explore areas","LINK_URL":"/es/vivir-en-espana/"},"RENT_CARD_2":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/home/mobile/calculate_payment.jpg","TITLE":"Selling to buy?","DESCRIPTION":"If you\'re thinking of buying a home, access our calculator to find out what you can afford.","LINK_LABEL":"Calculate my mortgage","LINK_URL":"https://www.fotocasa.es/es/calculadora-hipotecas/"},"BUY_CARD_1":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/home/mobile/seen_home.jpg","TITLE":"Price index","DESCRIPTION":"Check how the price per m² has evolved and compare it with your estimate.","LINK_LABEL":"Explore areas","LINK_URL":"/es/vivir-en-espana/"},"BUY_CARD_2":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/home/mobile/details_home.jpg","TITLE":"Selling to buy?","DESCRIPTION":"If you\'re thinking of buying a home, access our calculator to find out what you can afford.","LINK_LABEL":"Calculate my mortgage","LINK_URL":"https://www.fotocasa.es/es/calculadora-hipotecas/"},"PTA":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/appraisal_report_page_icon_1.svg","LINK_LABEL":"Post advert for free","LINK_URL":"/%{locale}/crear-anuncio","TEXT":"If you\'re thinking of buying a home, we recommend you compare the best mortgages on the market.","TITLE":"Do you want to advertise your property on Fotocasa?"},"NEIGHBORHOODS":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/appraisal_report_page_icon_2.svg","LINK_LABEL":"District guide","LINK_URL":"/es/vivir-en-espana/","TEXT":"The district guide will give you all the information you need to decide whether an area is right for you.","TITLE":"Do you want find out more about the area you want to live in?"},"MORTGAGES":{"IMAGE":"https://frtassets.fotocasa.es/statics/img/appraisal_report_page_icon_3.svg","LINK_LABEL":"Calculate my mortgage","LINK_URL":"https://www.fotocasa.es/es/calculadora-hipotecas/","TEXT":"If you\'re thinking of buying a home, use our calculator to find out what you can afford.","TITLE":"Are you thinking of selling in order to buy?"}},"SELL_SECTION":{"FAQS_LIST":{"LIST_ITEM_1":"They know the market and the area.","LIST_ITEM_2":"They have an updated database of potential clients.","LIST_ITEM_3":"They analyse the solvency of potential buyers.","LIST_ITEM_4":"They will help you decide on the most competitive price.","MOBILE_MODAL_CTA":"Discover how a professional can help you sell your property","TITLE":"Getting help from professionals has its advantages."},"FORM":{"AGENCY_LIST":{"RENT_TITLE":"1. Choose the estate agents in the area you want to help you rent out your property","SALE_TITLE":"1. Choose the estate agents in the area you want to help you sell your property"},"CTA":{"ERROR":"You must select at least one agent","MAIN_PLURAL":"Contact these (%{agenciesCount}) agents","MAIN_SINGULAR":"Contact this (%{agenciesCount}) agent"},"EMAIL_FIELD":{"ERRORS":{"FIELD_INVALID_ERROR":"The e-mail must be valid","FIELD_REQUIRED_ERROR":"The e-mail is required"},"LABEL":"Email","PLACEHOLDER":"Enter your e-mail address here"},"MESSAGE_SENT_STATUS":{"BAD_REQUEST":"You must enter all the data in order to continue.","CONFLICT":"We haven\'t been able to send your request because someone is already registered with this e-mail and address.","DEFAULT_ERROR_LITERAL":"Something\'s gone wrong, please try again later.","FORBIDDEN":"You must accept the privacy policy in order to continue.","INTERNAL_SERVER_ERROR":"Something\'s gone wrong, please try again later.","SUBTITLE":"You will receive a response as soon as possible.","TITLE":"Request submitted successfully."},"NAME_FIELD":{"ERRORS":{"FIELD_INVALID_ERROR":"The first name and surname(s) must be valid","FIELD_REQUIRED_ERROR":"The first name and surname(s) are required"},"LABEL":"Name","PLACEHOLDER":"Enter your name here"}
1,"PHONE_FIELD":{"ERRORS":{"FIELD_INVALID_ERROR":"The telephone number must be valid","FIELD_REQUIRED_ERROR":"The telephone number is required"},"LABEL":"Phone","PLACEHOLDER":"Enter your phone number here"},"PRIVACY_NOTICE":"Remember that we\'ll transfer your data to the selected agencies. See our privacy policy for more information about how we process your data.","PRIVACY_POLICY_FIELD":{"ERRORS":{"FIELD_REQUIRED_ERROR":"You must accept the privacy policy"},"LABEL_LINK":"the privacy policy","LABEL_TEXT":"I have read and accept"},"SELECTED_AGENCIES_FIELD":{"ERRORS":{"FIELD_REQUIRED_ERROR":"You must select at least one agent"}},"TITLE":"2. Fill in your contact details and we will call you to set up an appointment."},"PTA_LINK":{"COPY":{"RENT":"Do you want to rent it out yourself?","SALE":"Do you want to sell it yourself?"},"LINK_TEXT":"Publish free on Fotocasa","LINK_URL":"/%{locale}/crear-anuncio"},"TITLE":{"RENT":"Would you like to rent it as soon as possible?","SALE":"Would you like to sell it as soon as possible?"}},"DATA_CONSENT_DIALOG":{"BADGE":"No obligation","HEADLINE":{"FLAT_SELL":"Your flat could be worth more than you think!","FLAT_RENT":"Your flat could be worth more than you imagine!","HOUSE_SELL":"Your house could be worth more than you think!","HOUSE_RENT":"Your house could be worth more than you imagine!","DEFAULT":"Your property could be worth more than you think!"},"DESCRIPTION":{"SELL":"Agencies in your area can help you get the maximum value for your %{propertyType} for sale.","RENT":"Agencies in your area can help you get the maximum value for your %{propertyType} for rent."},"PROPERTY_TYPE":{"FLAT":"flat","HOUSE":"house","DEFAULT":"property"},"WHAT_AGENCY_BRINGS":{"TITLE":"What does an agency offer?","PRICE":"Right price","EXPERTS":"Local experts","BUYERS":"Buyer database","MANAGEMENT":"Full management"},"CTA":"Request an agency valuation","PRIVACY_NOTICE":"We remind you that we will share your data with the selected agencies. For more information about how they will process your data, please consult their privacy policy."},"MORTGAGE_CALCULATOR_TITLE":"Simulate your mortgage"},"SEARCH":{"CTA":"Start online valuation","SEARCH_BY_ADDRESS":{"BACK_BUTTON_LABEL":"Back","ERRORS":{"ADDRESS_ERROR":"We can\'t find this address, please check it again","ADDRESS_MISSING":"We need more location details to start the appraisal","ADDRESS_NUMBER_MISSING":"We could not find the address. Please select one from the list of suggestions","ADDRESS_NUMBER_REQUIRED":"Please enter the street number or select \'the address has no number\'"},"LABEL":"Search by address","NO_NUMBER_CHECKBOX":"The address has no number","NUMBER_INPUT_PLACEHOLDER":"No.","PLACEHOLDER":"Enter the address, number and town"},"SEARCH_BY_CADASTRAL_REFERENCE":{"CLEAR_BUTTON_LABEL":"Delete search","ERRORS":{"CADASTRAL_ERROR":"Enter a valid land registry reference.","CADASTRAL_MISSING":"Enter a valid land registry reference.","CADASTRAL_NOT_FOUND":"We are unable to find this reference, please check it again"},"LABEL":"Search by land registry ref.","PLACEHOLDER":"For example: 9872023VH5797S0001WS"},"SUBTITLE":"To start a free online valuation, enter the propertyâs address or cadastral reference.","TITLE":"Free property valuation: how much is your home worth?"}},"SELL_WITH_AGENCY":{"CALCULATOR_FUNNEL":{"STEPS":{"INTEREST_SELECT_TITLE":"Intention"}},"LANDING":{"APPRAISAL_ERROR":"Something seems to have gone wrong. Please start the valuation process again.","BANNER":{"COPY":"Do you want to sell through an agency?","CTA":"Search for agency"},"HOW_IT_WORKS":{"SECTION_1":{"COPY":"Indicate the address or cadastral reference to find out where the property is.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_A_desktop.svg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_A_mobile.svg","IMG_ALT_TEXT":"Indicate the address or cadastral reference to find out where the property is.","TITLE":"1. Identify the property"},"SECTION_2":{"COPY":"Enter any basic information you know about the property. This step is not mandatory.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_B_desktop.svg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_B_mobile.svg","IMG_ALT_TEXT":"Enter any basic information you know about the property. This step is not mandatory.","TITLE":"2. Indicate the propertyâs features"},"SECTION_3":{"COPY":"We will show you an estimated sale and rental price based on our market database.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_C_b.svg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_how_C_b.svg","IMG_ALT_TEXT":"We will show you an estimated sale and rental price based on our market database.","TITLE":"3. Get an approximate price"},"TITLE":"How can I sell or rent a property via an agency?"},"QUESTIONS":{"QUESTION_1":{"LABEL":"What are the steps to selling or renting a property through an estate agent?","TEXT":"<a target=\'_blank\' rel=\'noopener noreferrer\' href=\'https://www.fotocasa.es/fotocasa-life/vender-piso/vender-con-una-inmobiliaria-te-ahorra-85-horas-de-tramites/\'>Learn about what working with an estate agent involves in this Fotocasa Life article.</a>"},"QUESTION_2":{"LABEL":"What is Fotocasaâs role?","TEXT":"Fotocasa merely wants to help you find the right agencies for the features of your home, and to make the selling or renting process easier with experts from the sector."},"QUESTION_3":{"LABEL":"How much does an estate agency charge for arranging the sale of a property?","TEXT":"Estate agencies usually charge a fee on the selling price of the property, which is generally between 3% and 7%. On top of this figure, VAT will apply at a rate of 21%, since this consumer tax is generally not included in the fee percentage (unless stipulated otherwise by the agency)."},"QUESTION_4":{"LABEL":"Can I sell a property that is already listed with another estate agent?","TEXT":"Being able to sell through more than one estate agent depends on whether you have signed an exclusivity agreement with them. An exclusivity agreement requires the seller or lessor to sell or lease their property exclusively through the estate agency they have signed the contract with.<br> <a target=\'_blank\' rel=\'noopener noreferrer\' href=\'https://www.fotocasa.es/fotocasa-life/vender-piso/es-posible-pedir-a-dos-inmobiliarias-que-vendan-mi-piso/\'>You can read more about taxes in this Fotocasa Life Ebook.</a>"},"QUESTION_5":{"LABEL":"What taxes must be paid when you sell a house?","TEXT":"- The main benefit of valuing a property online is that itâs completely free and you can do it from home. It enables you to make decisions such as whether it is a good time to buy or rent, whether the property is within your budget, and so on.<br> <a target=\'_blank\' rel=\'noopener noreferrer\' href=\'https://www.fotocasa.es/fotocasa-life/ebook-gratis/ebook-impuestos-y-gastos-que-deberas-pagar-al-vender-tu-casa/\'>You can read more about taxes in this Fotocasa Life Ebook.</a>"},"QUESTION_6":{"LABEL":"What paperwork and procedures are required when selling?","TEXT":"If you are not sure which documents or procedures are necessary when selling a property, <a target=\'_blank\' rel=\'noopener noreferrer\' href=\'https://www.fotocasa.es/fotocasa-life/ebook-gratis/documentos-e-informacion-que-debes-tener-para-poner-tu-piso-en-venta/\'>this Fotocasa Life Ebook can help.</a>"},"TITLE":"Frequently Asked Questions"},"WHY_USE_IT":{"CARD_1":{"COPY":"Thanks to their extensive knowledge and years of experience, agencies can provide a comprehensive assessment of the housing market and of the specific area where the property is located.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_A_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_A_mobile.jpg","IMG_ALT_TEXT":"Thanks to their extensive knowledge and years of experience, agencies can provide a comprehensive assessment of the housing market and of the specific area where the property is located.","TITLE":"They know the market and the area"},"CARD_2":{"COPY":"An up-to-date database of potential clients will make it easier to identify buyers interested in the features your property has to offer.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_B_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_B_mobile.jpg","IMG_ALT_TEXT":"An up-to-date database of potential clients will make it easier to identify buyers interested in the features your property has to offer.","TITLE":"They have an updated database of potential clients"},"CARD_3":{"COPY":"Agencies conduct credibility tests on potential clients to determine how likely they are to purchase the property.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_C_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_C_mobile.jpg","IMG_ALT_TEXT":"Agencies conduct credibility tests on potential clients to determine how likely they are to purchase the property.","TITLE":"They anal
1yse the solvency of potential buyers"},"CARD_4":{"COPY":"By carrying out a thorough review of the competition, agencies can suggest enhancements you can make to your property that will set it apart from other properties in the area.","IMAGE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_D_desktop.jpg","IMAGE_MOBILE":"https://frtassets.fotocasa.es/statics/img/online_appraisal_why_D_mobile.jpg","IMG_ALT_TEXT":"By carrying out a thorough review of the competition, agencies can suggest enhancements you can make to your property that will set it apart from other properties in the area.","TITLE":"They will help you decide on the most competitive price"},"TITLE":"What are the advantages of selling or renting via an estate agent?"}},"RESULT":{"APPRAISAL_INFO":{"PROPERTY_INFO":{"ADDRESS_LABEL":"Address","REF_LABEL":"Land registry reference","TITLE":"Information about the property"}},"HEADER":{"ADDRESS_LABEL":"Address of the valuation result","BREADCRUMB":{"DESKTOP":"Back","MOBILE":"Property valuation"},"TITLE":"These are the expert agents in your area"},"SELL_SECTION":{"FAQS_LIST":{"LIST_ITEM_1":"They know the market and the area.","LIST_ITEM_2":"They have an updated database of potential clients.","LIST_ITEM_3":"They analyse the solvency of potential buyers.","LIST_ITEM_4":"They will help you decide on the most competitive price.","LIST_ITEM_5":"They save you time when arranging visits.","MOBILE_MODAL_CTA":"Discover how a professional can help you sell your property","TITLE":"Getting help from professionals has its advantages."}}},"SEARCH":{"CTA":"Search for agency","SEARCH_BY_ADDRESS":{"BACK_BUTTON_LABEL":"Back","ERRORS":{"ADDRESS_ERROR":"We can\'t find this address, please check it again","ADDRESS_MISSING":"To be able to provide a valuation, you must enter the address.","ADDRESS_NUMBER_MISSING":"We can\'t find this address, please check it again","ADDRESS_NUMBER_REQUIRED":"Please enter the door number or tick that the address has no number."},"LABEL":"Search by address","NO_NUMBER_CHECKBOX":"The address has no number","NUMBER_INPUT_PLACEHOLDER":"Enter the door number","PLACEHOLDER":"Enter the address, number and town"},"SEARCH_BY_CADASTRAL_REFERENCE":{"CLEAR_BUTTON_LABEL":"Delete search","ERRORS":{"CADASTRAL_ERROR":"Enter a valid land registry reference.","CADASTRAL_MISSING":"Enter a valid land registry reference.","CADASTRAL_NOT_FOUND":"We are unable to find this reference, please check it again"},"LABEL":"Search by land registry ref.","PLACEHOLDER":"For example: 9872023VH5797S0001WS"},"SUBTITLE":"To offer you the best estate agent for your needs, enter the propertyâs address or cadastral reference.","TITLE":"Sell or rent via an agency"}}},"MAP":{"BACK_TO_LIST":"Back to list","CLOSE_LABEL_TEXT":"Close map","EXPAND_MAP":"Expand","EXPAND_MAP_TOOLTIP_DESCRIPTION":"⢠Draw on map\\n⢠Search by path\\n⢠Satellite view","EXPEND_MAP_TOOLTIP_CLOSE":"Close map","FULL SCREEN MAP":"Full screen map","MINIMIZE_MAP":"Show list","UNFINISHED_DRAWING_ERROR":"You must finish drawing the area before searching.","VIEW_ON_MAP":"View on map","ZOOM_IN_LABEL_TEXT":"Zoom in map","ZOOM_OUT_LABEL_TEXT":"Zoom out map","STREET_VIEW":"Street View"},"MAP_AUTOMATIC_SEARCH_MESSAGE":"Search while I move around the map","MAP_CARD_ADDRESS_MODE":{"EXACT":"Exact location","STREET":"The location shows the street","ZONE":"Approximate location"},"MAP_CARD_BATHROOMS":"%{smart_count} b.","MAP_CARD_ROOMS":"%{smart_count} bdrm.","MAP_CARD_SURFACE":"%{smart_count} sqm.","MAP_COMMUTE":"Search by path","MAP_COMMUTE_ADD_JOURNEY":"Journey","MAP_COMMUTE_FORM_GO":"Show results","MAP_COMMUTE_FORM_LOCATION":"Reference address","MAP_COMMUTE_FORM_MODE":"How do you commute?","MAP_COMMUTE_FORM_TIME":"Travel time","MAP_COMMUTE_FORM_TIME_MINUTES":"minutes","MAP_COMMUTE_HELP_MESSAGE_SUGGEST":"Travel time on foot, bike, car or public transport.","MAP_COMMUTE_SUGGEST":"Search by path","MAP_COMMUTE_SUGGEST_PLACEHOLDER":"Your work, school, etc.","MAP_DETAIL_POPUP_MESSAGE":"The advertiser wishes to keep the position on the map approximate","MAP_DRAW":"Draw","MAP_DRAW_HELP_MESSAGE":"Draw the area where you want to search","MAP_DRAW_HELP_MESSAGE_SUGGEST"
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1,"INTEREST_TYPE":"Interest rate","REDIRECT_MODAL":{"DESCRIPTION":"You are being redirected to","MOBILE_TAB_TITLE":"Redirecting to CaixaBank..."},"ALERTS":{"MINIMUM_AMOUNT":"Banks typically do not offer mortgages if the amount is less than"},"COUNTER":{"INCREASE_VALUE":"Increase value","DECREASE_VALUE":"Decrease value"}},"SUMMARY":{"PRICE_BREAKDOWN_TITLE":"Mortgage breakdown","DISCLAIMER":"Fotocasa does not act as a financial intermediary. The information provided is for guidance only, based on publicly available market information. The credit institution will contact the potential borrower to negotiate, facilitate, and agree upon the applicable financial conditions.","PROPERTY_PRICE_BREAKDOWN":{"PROPERTY_PRICE":"Property price:","TAXES_AND_EXPENSES":"Taxes and purchase expenses:","TOTAL_PROPERTY_COST":"Total property cost:"},"MORTGAGE_PRICE_BREAKDOWN":{"SAVINGS_CONTRIBUTED":"Deposit:","SAVINGS_SUBTITLE":"Down payment","MORTGAGE_AMOUNT":"Mortgage amount:","MORTGAGE_SUBTITLE":"Principal to finance","TOTAL_INTERESTS":"Total interest:","INTERESTS_SUBTITLE":"Loan cost"},"TOTAL_COST_CARD":{"TITLE":"Total cost of the mortgage","SUBTITLE":"Principal + interest + taxes and fees"},"MONTHLY_PAYMENT":{"TITLE":"Your monthly payment","CUOTES_BY_YEARS":"For
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To this, we must add the Property Transfer Tax (PTT), which varies according to the Autonomous Community and must be paid by the buyer."},"FAQ_6":{"QUESTION":"What do I need to consider when comparing mortgages?","ANSWER_1":"The first thing we need to do before studying what the market offers is to study our profile well. Income, type of contract, number of holders, age, etc.","ANSWER_2":"Once we know our situation well, it is time to look for institutions that suit our needs. And, when we have several offers, we will have to compare the interest rates and bonuses of each one. The ideal is always to review the total cost of the mortgage, including linked products, as it will give us a closed figure to compare different institutions."},"FAQ_7":{"QUESTION":"What is the maximum amount I can get with a mortgage?","ANSWER":"Generally, banks grant a maximum of 80% of the property\'s valuation value. Sometimes they could give up to 90%, depending on the property, our savings, and our profile; and in others a lower percentage, although the norm is to grant 80% of the value."}},"INFO":{"TITLE":"Requirements for applying for a mortgage in Spain","SUBHEAD":"WE\'RE WITH YOU EVERY STEP OF THE WAY","ONLINE_VALUATION":{"TITLE":"Free online valuation from Fotocasa","DESCRIPTION":"Enter the property\'s address or cadastral reference to get a free online valuation simulation in a few simple steps.","URL":"/es/tasacion-online/"},"BUY_APARMENT":{"TITLE":"Buy a flat on Fotocasa","DESCRIPTION":"Find your new home on Fotocasa. With over 20 filters, AI search, and shared favourite lists to make finding your home easier.","URL":"/es/comprar/viviendas/espana/todas-las-zonas/l"},"LATEST_NEWS":{"TITLE":"Latest news about mortgages","DESCRIPTION":"Discover the most relevant real estate news on the Fotocasa blog and resolve all your doubts about buying, mortgages, decoration, and much more.","URL":"https://www.fotocasa.es/fotocasa-life/categoria/hipotecas-finanzas/"},"PEOPLE_COLLAGE_ALT":"People looking for a mortgage"},"BANNER":{"TITLE":"Discover the CaixaBank mortgage* that best suits you","DISCLAIMER":"* Financing provided by CaixaBank, S.A. Subject to prior approval.","BULLET_1":{"TITLE":"Calculate your personalised mortgage","DESCRIPTION":"Calculate your mortgage payment according to your needs. Include your savings and the cost of the property."},"BULLET_2":{"TITLE":"Personalise your mortgage","DESCRIPTION":"Choose the financing percentage, the term, and whether you prefer a fixed or variable mortgage."},"BULLET_3":{"TITLE":"Analyse your best option","DESCRIPTION":"Choose the payment that best suits you based on the term and mortgage type, review the purchase and sale expenses and the total cost of the loan."},"CTA":"Find a mortgage","COUPLE_PLANNING_ALT":"Couple planning their mortgage"},"STEPPER":{"SUBHEAD":"STEP-BY-STEP GUIDE","TITLE":"10 steps to buying your home with a mortgage","TITLE_1":"Find your home and sign the reservation agreement","DESCRIPTION_1":"Find your dream home on Fotocasa and sign a reservation contract","CTA_1":"Find your home on Fotocasa","TITLE_2":"Sign the deposit contract","DESCRIPTION_2":"In this step, important property information will be provided, such as the property registry extract and all information related to the property.","CTA_2":"What you should know about the deposit contract before signing","TITLE_3":"Calculate your mortgage with Fotocasa and find the best one","DESCRIPTION_3":"Based on your savings and the property\'s value, calculate the monthly mortgage payment and the offer that best suits your needs.","TITLE_4":"Get the property valued","DESCRIPTION_4":"The bank will ask you to obtain an official valuation to determine the property\'s price.","TITLE_5":"Obtain a binding offer","DESCRIPTION_5":"If the valuation and financial analysis are positive, the bank issues the European Standardised Information Sheet (ESIS) and the Standardised Warnings Sheet (FiAE), documents that detail the loan conditions.","TITLE_6":"Review the documentation","DESCRIPTION_6":"Submit the documents requested by the bank, review the contracts they provide, and resolve any doubts before signing.","TITLE_7":"Attend the Transparency Deed","DESCRIPTION_7":"Go to the notary (without the seller or the bank) to sign the Transparency Deed, where the notary verifies that the documentation has been received on time and that the buyer has understood the mortgage conditions.","TITLE_8":"Review the documentation","DESCRIPTION_8":"Submit the documents requested by the bank, review the contracts they provide, and resolve any doubts before signing.","TITLE_9":"Signing the mortgage and purchasing the property","DESCRIPTION_9":"You choose the notary and the date, and at the same appointment, you will sign the mortgage and the purchase agreement.","TITLE_10":"Final procedures after signing","DESCRIPTION_10":"The notary\'s office or an administrative agency is responsible for settling the corresponding taxes and registering the purchase and sale deeds and mortgage deeds with the Land Registry so that the buyer appears as the new owner and the mortgage is registered."}},"BANNER":{"TITLE":"Discover the mortgage* that best suits you","CTA":"Simulate your mortgage","LOGO":"Fotocasa Mortgages logo","DISCLAIMER":"* Financing by CaixaBank, S.A. 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1,"HOW_IT_WORKS":{"TITLE":"How it works","STEP_1":"Enter the property price and your monthly net income.","STEP_2":"Set the deposit percentage you want to put down.","STEP_3":"Find out how long it will take to reach your goal and explore different savings scenarios."},"FIELDS":{"PROPERTY_PRICE_LABEL":"Property price","PROPERTY_PRICE_ARIA":"Property price","PROPERTY_PRICE_CAPTION":"Sale price of the property you want to buy","SALARY_LABEL":"Monthly net salary (individual or couple)","SALARY_ARIA":"Monthly net salary","SALARY_CAPTION":"Monthly net income available for saving","CURRENT_SAVINGS_LABEL":"Current savings","CURRENT_SAVINGS_ARIA":"Current savings","CURRENT_SAVINGS_CAPTION":"Savings already set aside, reducing your target","DOWN_PAYMENT_LABEL":"Deposit %","DOWN_PAYMENT_ARIA":"Deposit","DOWN_PAYMENT_CAPTION":"Percentage of the price you pay upfront (minimum 20% recommended)","SAVINGS_RATE_LABEL":"Monthly savings rate %","SAVINGS_RATE_ARIA":"Monthly savings rate","SAVINGS_RATE_CAPTION":"The share of your salary you save each month"},"SAVINGS_ALERT":"Saving more than %{threshold}% of your income may be hard to sustain. Consider a longer timeframe or a lower-priced property.","SAVINGS_ALERT_STRONG":"High savings rate:","EXPLAINER":{"SUBHEAD":"HOW IT WORKS","TITLE":"How is the savings needed to buy a home calculated?","P1":"Buying a home doesn\'t just mean having the deposit amount. In Spain, most lenders finance up to 80% of the purchase or appraisal value, so you will typically need to contribute around 20% of the property price from your own savings.","P2":"You will also need to cover the costs associated with the purchase, such as taxes, notary fees, land registry and management fees, which typically add around 10% to 12% on top, depending on the region and property type.","P3":"Our calculator takes these amounts into account to estimate how much money you need to save before applying for a mortgage."},"SCENARIOS":{"TITLE":"Scenario comparison","COL_EFFORT":"Effort","COL_SAVINGS_PCT":"Savings %","COL_MONTHLY_SAVINGS":"Monthly savings","COL_ESTIMATED_TERM":"Estimated time","YEARS_UNIT":"%{anos} years","MONTHLY_UNIT":"â¬%{amount}","PRESET_LOW":"Low effort","PRESET_MEDIUM":"Medium effort","PRESET_HIGH":"High effort","PRESET_CUSTOM":"Your selection","SUBHEAD":"SAVINGS SCENARIOS"},"SUMMARY":{"TITLE":"Time needed","YEARS":"%{anos} years","TO_GATHER":"to save %{amount}","READINESS_TEXT":"If you maintain this savings rate, you will have the funds you need in approximately","DOWN_PAYMENT_NEEDED":"Deposit required","TAXES_AND_FEES":"Taxes and fees (10%)","TOTAL":"Total to save"},"FINANCIAL_HEALTH":{"TITLE":"Financial health","NET_SALARY_LABEL":"Net salary:","NET_SALARY_CAPTION":"Your monthly net salary","CURRENT_SAVINGS_LABEL":"Current savings:","CURRENT_SAVINGS_CAPTION":"Capital already saved","MONTHLY_SAVINGS_LABEL":"Monthly savings:","MONTHLY_SAVINGS_CAPTION":"Your monthly contribution","AVAILABLE_LABEL":"Available to live on:","AVAILABLE_CAPTION":"After allocating to savings"},"CTA":"Calculate your mortgage","GUIDE":{"SECTION_1":{"SUBHEAD":"WHAT YOU NEED TO KNOW","TITLE":"How much money do I need to buy a home?","INTRO":"Buying a home requires having several sums of money in place before signing the mortgage. Here we explain each one:","ITEM_1_TITLE":"Deposit","ITEM_1_TEXT":"Banks typically finance up to 80% of the appraisal value, so you will need to contribute at least 20% of the price from your own savings.","ITEM_2_TITLE":"Taxes","ITEM_2_TEXT":"If you buy a resale property, you will pay the ITP transfer tax (between 6% and 10% depending on the region). For new-build properties, VAT at 10% plus stamp duty applies.","ITEM_3_TITLE":"Purchase costs","ITEM_3_TEXT":"Notary, land registry and management fees add an extra 1% to 2% of the property price.","ITEM_4_TITLE":"Recommended savings","ITEM_4_TEXT":"To cover all these costs comfortably, it is advisable to have saved between 30% and 32% of the property price before applying for a mortgage."},"EXAMPLE":{"SUBHEAD":"REAL EXAMPLE","TITLE":"Practical example: buying a â¬300,000 property","PRICE_LABEL":"Price","PRICE_VALUE":"â¬300,000","DOWN_PAYMENT_LABEL":"Deposit (20%)","DOWN_PAYMENT_VALUE":"â¬60,000","TAXES_LABEL":"Taxes and fees (10%)","TAXES_VALUE":"â¬30,000","TOTAL_LABEL":"Total to save","TOTAL_VALUE":"â¬90,000","MORTGAGE_LABEL":"Mortgage amount","MORTGAGE_VALUE":"â¬240,000","MONTHLY_PAYMENT_LABEL":"Estimated repayment (3.5% APR · 30 years)","MONTHLY_PAYMENT_VALUE":"â¬1,078/month","NOTE":"Saving 20% of a â¬2,500 monthly salary (â¬500/month), it would take around 15 years. Increasing savings to 35% (â¬875/month), you could reach your goal in around 8.6 years."},"LINKS":{"TITLE":"Calculate savings for your home","PREFIX":"Calculate savings for a property at"},"SECTION_2":{"TITLE":"How much should I save each month?","TEXT":"There is no single figure, but personal finance experts recommend putting aside between 20% and 30% of your monthly net income. If your goal is to buy a home within a specific timeframe, you can work out the monthly amount by dividing your total savings target by the number of months you have. Our calculator does that for you: adjust the sliders and see the timeframe change in real time."},"SECTION_3":{"TITLE":"What percentage do banks finance?","TEXT":"Most lenders grant mortgages for up to 80% of the appraisal or purchase value (whichever is lower). In practice, for a â¬250,000 property, the bank will lend at most â¬200,000, and
1you will need to contribute the remaining â¬50,000. Exceptions exist, such as the government-backed ICO Guarantee for under-35s, which allows financing of up to 90â95%."},"SECTION_4":{"TITLE":"What costs should I factor in?","TEXT":"In addition to the deposit, you will need to pay purchase taxes (ITP or VAT plus stamp duty), notary fees for the purchase deed, land registry fees and management fees. Since the 2019 Mortgage Law reform, the bank covers the notary fees for the mortgage deed, management fees and stamp duty. A property valuation, which is usually mandatory, typically costs between â¬300 and â¬600."}},"FAQS":{"SUBHEAD":"ALL YOUR QUESTIONS ANSWERED","TITLE":"Key things to know","FAQ_1":{"QUESTION":"How much do banks finance?","ANSWER":"Most lenders in Spain grant mortgages for up to %{strongStart}80% of the appraisal or purchase value%{strongEnd} (whichever is lower). You will need to contribute at least the %{strongStart}remaining 20%%{strongEnd} plus the transaction costs. Specific programmes such as the %{strongStart}ICO Guarantee%{strongEnd} for young people allow financing of up to %{strongStart}90â95%%{strongEnd} without needing the full deposit."},"FAQ_2":{"QUESTION":"How much should I have saved?","ANSWER":"You will need to cover the %{strongStart}20% deposit%{strongEnd} the bank won\'t finance, plus the %{strongStart}purchase costs%{strongEnd}, which are typically between %{strongStart}10% and 12%%{strongEnd} of the price depending on the region. In total, it is advisable to have saved between %{strongStart}30% and 32% of the property price%{strongEnd}. For a â¬200,000 property, that means having between â¬60,000 and â¬64,000 set aside."},"FAQ_3":{"QUESTION":"What taxes will I pay?","ANSWER":"It depends on the property type. For a %{strongStart}resale property%{strongEnd}, you pay %{strongStart}ITP%{strongEnd} transfer tax, which varies between %{strongStart}6% and 10%%{strongEnd} depending on the region. For a %{strongStart}new-build%{strongEnd}, you pay %{strongStart}VAT at 10%%{strongEnd} (or 4% for affordable housing) plus %{strongStart}stamp duty%{strongEnd}, ranging between %{strongStart}0.5% and 1.5%%{strongEnd}. In both cases, budget around %{strongStart}10% of the price%{strongEnd} for taxes and fees."},"FAQ_4":{"QUESTION":"What are the mortgage costs?","ANSWER":"Since the %{strongStart}2019 Mortgage Law%{strongEnd}, the bank covers the notary fees for the mortgage deed, management fees and stamp duty. The buyer pays the %{strongStart}property valuation%{strongEnd} (between â¬300 and â¬600), the notary fees for the purchase deed and the land registry fee. Some lenders may also charge an %{strongStart}arrangement fee%{strongEnd}."},"FAQ_5":{"QUESTION":"Can I buy without a deposit?","ANSWER":"Under normal circumstances, banks do not offer 100% mortgages. However, the government\'s %{strongStart}ICO Guarantee%{strongEnd} covers up to %{strongStart}20% of the price%{strongEnd} for %{strongStart}buyers under 35%{strongEnd} and families with dependent children, allowing financing of %{strongStart}90â95%%{strongEnd}. Another option is having a %{strongStart}guarantor%{strongEnd} who offers property as additional security, though this involves a significant commitment for the guarantor."},"FAQ_6":{"QUESTION":"What if I am self-employed?","ANSWER":"Banks apply stricter criteria to self-employed applicants. They typically require %{strongStart}at least two years%{strongEnd} of trading history, recent %{strongStart}income tax returns%{strongEnd} and %{strongStart}VAT quarterly returns%{strongEnd}. Conditions may be slightly less favourable than for salaried employees, but getting a mortgage as a self-employed person is perfectly achievable if regular and sufficient income can be demonstrated."},"FAQ_7":{"QUESTION":"Do I need a guarantor?","ANSWER":"It is not required. Most mortgages are granted without a guarantor when income and savings are sufficient. A guarantor can help when income does not meet the bank\'s threshold or when more than %{strongStart}80% financing%{strongEnd} is being requested. Bear in mind that the guarantor becomes jointly liable for the debt if the borrower cannot pay, which is a significant financial commitment."},"FAQ_8":{"QUESTION":"What savings rate is recommended?","ANSWER":"Personal finance experts typically recommend saving between %{strongStart}20% and 30% of your net income%{strongEnd}
1. To buy a home within a reasonable timeframe, you may need to increase that rate temporarily. A useful benchmark is that your monthly mortgage repayment should not exceed %{strongStart}30â35% of your net income%{strongEnd}, which is also the threshold most lenders apply when approving applications."},"FAQ_9":{"QUESTION":"How much does a â¬300,000 property cost in total?","ANSWER":"You will need to contribute around %{strongStart}â¬90,000%{strongEnd} in total: %{strongStart}â¬60,000%{strongEnd} as a deposit (20%) and approximately %{strongStart}â¬30,000%{strongEnd} in taxes and fees (10%). The mortgage would be %{strongStart}â¬240,000%{strongEnd} and, at 3% over 25 years, would involve a monthly repayment of approximately %{strongStart}â¬1,140%{strongEnd}. For the bank to approve the application, your monthly net income should be around %{strongStart}â¬3,250ââ¬3,800%{strongEnd}."},"FAQ_10":{"QUESTION":"What if I already own a property?","ANSWER":"Owning a property does not prevent you from applying for a new mortgage. If the first property %{strongStart}is already mortgage-free%{strongEnd}, it can even strengthen your financial profile. If you still have a mortgage on it, the bank will add both repayments when calculating your debt-to-income ratio, which ideally should not exceed %{strongStart}35â40% of your net income%{strongEnd}. 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Evolution of sale and rental prices by province.","TITLE":"Average house price in Spain","TITLE_IMG_ALT":"Cover image for the average house price in Spain","SUBTITLE":"Check the evolution of the average house price in Spain by province.","PROVINCES_TITLE":"Housing prices by province","WHAT_IS_TITLE":"How
1is the average house price calculated?","WHAT_IS_IMG_ALT":"Residential building representing the real estate market in Spain","WHAT_IS_DESCRIPTION":"The average house price from Fotocasa Maps is an indicator specifically designed to offer a complete, transparent, and accessible snapshot of the residential market in Spain.%[br][br]%%[br][br]%Unlike the Fotocasa Real Estate Index âfocused on the homogeneous analysis of flats and penthouses since 2005â, this price aims to provide a more global and aggregated view of the average house price. To do this, it calculates the average from the entire volume of listings published on the portal, allowing for a price reference backed by the highest representativeness and database in the market.","PRESS_INDEX_SALE_LINK_TEXT":"Evolution of sale prices","PRESS_INDEX_SALE_LINK":"https://www.fotocasa.es/fotocasa-life/compraventa/conoce-el-precio-de-la-vivienda-en-venta-este-mes/","PRESS_INDEX_RENT_LINK_TEXT":"Evolution of rental prices","PRESS_INDEX_RENT_LINK":"https://www.fotocasa.es/fotocasa-life/alquiler/conoce-el-precio-de-la-vivienda-en-alquiler-en-tu-zona/","HOW_IS_CALCULATED_TITLE":"What is taken into account to calculate the average price?","HOW_IS_CALCULATED_IMG_ALT":"Person checking housing prices on a tablet","HOW_IS_CALCULATED_DESCRIPTION":"To offer a price that reflects the entirety of the available supply in each area, the Price Index jointly and aggregately analyses all types of residential properties published on Fotocasa:","HOW_IS_CALCULATED_TYPE1_STRONG":"Multi-storey properties:","HOW_IS_CALCULATED_TYPE1_TEXT":"Flats, penthouses, ground-floor flats, duplexes, lofts, and apartments.","HOW_IS_CALCULATED_TYPE2_STRONG":"Single-family properties:","HOW_IS_CALCULATED_TYPE2_TEXT":"Terraced houses, semi-detached houses, detached villas, and towers.","HOW_IS_CALCULATED_TYPE3_STRONG":"Other property types:","HOW_IS_CALCULATED_TYPE3_TEXT":"Rural properties and village houses.","HOW_IS_CALCULATED_METHODOLOGY_TITLE":"Why is this aggregated methodology used?","HOW_IS_CALCULATED_METHOD1_STRONG":"Higher volume of supply:","HOW_IS_CALCULATED_METHOD1_TEXT":"By integrating all property types, the calculation covers a much broader sample of properties, providing a global average price figure per area.","HOW_IS_CALCULATED_METHOD2_STRONG":"Sector transparency:","HOW_IS_CALCULATED_METHOD2_TEXT":"It allows users, professionals, and analysts to know the real average cost of the global residential supply available in a municipality, province, or autonomous community, without excluding any property type.","HOW_IS_CALCULATED_METHOD3_STRONG":"Quality control and outlier data:","HOW_IS_CALCULATED_METHOD3_TEXT":"Although all property types are included, the data undergoes rigorous statistical filters to eliminate outliers or publication errors, ensuring the reliability of the metrics.","HOW_HELPS_TITLE":"How does the flat price index help me?","HOW_HELPS_CARD1_TITLE":"Compare average prices by area","HOW_HELPS_CARD1_TEXT":"January 2005 has been taken as the initial date for sales data, and December 2006 for rental data. We can access annual historical data from then until now, as well as data for the last 12 months.","HOW_HELPS_CARD2_TITLE":"Know if it\'s a good time to buy or rent","HOW_HELPS_CARD2_TEXT":"In the index for each city and location, you can see the evolution of prices and understand the market\'s temperature, which will help you in the decision to buy or rent.","HOW_HELPS_CARD3_TITLE":"Know your neighbours\' prices","HOW_HELPS_CARD3_TEXT":"In each analysed area, you can see the offers published on Fotocasa to better understand your neighbours\' prices for properties similar to yours."},"PRICE_INDEX_PROVINCE":{"META_TITLE":"Property price for sale in %{name} Province | %{date}","META_DESCRIPTION":"Check the property price index for sale in %{name} Province. Monthly evolution and by municipalities.","TITLE":"Property price for sale in %{name} Province","DESCRIPTION":"Evolution of property prices for sale in %{name} Province with monthly data.","PRICE_EVOLUTION_SECTION_TITLE":"Evolution of property prices for sale in %{name}
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You always get paid, we recover your property and help you choose the best tenant.","HERO":{"TITLE":"Rent Guarantee Insurance for Landlords","BENEFIT_1":"You always get paid in case of default","BENEFIT_2":"We recover your property in case of default and compensate you for damages","BENEFIT_3":"We help you select the best tenant","CTA":"We\'ll call you for FREE","PROMO_BADGE":"LIMITED OFFER!","PROMO_DESCRIPTION":"If you have published your property on Fotocasa, you can now take out your rent guarantee insurance with 3 months free. We\'ll call you and tell you how.","PROMO_CTA":"Get 3 months free","PROMO_TITLE":"Get %[highlight]3 months free[highlight]% when you take out rent guarantee insurance"},"WHY_US":{"TITLE":"Why are we the best choice?","DESCRIPTION":"Exclusive service in collaboration with Mutua Propietarios","FEATURE_1_TITLE":"We find your best tenant","FEATURE_1_DESCRIPTION":"We help you choose through solvency analysis, arrears, etc.","FEATURE_2_TITLE":"Exclusive and enhanced coverages","FEATURE_2_DESCRIPTION":"Insure your home with the best: Fotocasa and Grupo Mutua Propietarios","FEATURE_3_TITLE":"Best price guaranteed","FEATURE_3_DESCRIPTION":"This offer is only valid if you contract it through this page."},"BENEFITS":{"TITLE":"Benefits for the landlord","ITEM_1_TITLE":"Payment always guaranteed","ITEM_1_DESCRIPTION":"Peace of mind above all. You always receive what is yours: 12 months guaranteed.","ITEM_2_TITLE":"We select the best tenant","ITEM_2_DESCRIPTION":"Our proprietary digital scoring system allows us to analyse the tenant\'s viability in 2 minutes.","ITEM_3_TITLE":"Your home guaranteed in case of default","ITEM_3_DESCRIPTION":"Furthermore, you will continue to collect unpaid rent from the tenant.","ITEM_4_TITLE":"If there are damages, we\'ll pay for them","ITEM_4_DESCRIPTION":"If the tenant has caused damages to your property, we compensate you for the damages.","ITEM_5_TITLE":"We cover unpaid utilities","ITEM_5_DESCRIPTION":"If there are outstanding utility payments from the tenant, we will cover them for you.","ITEM_6_TITLE":"Legal advice included","ITEM_6_DESCRIPTION":"We offer you this type of advice should you need it."},"COVERAGE":{"TITLE":"What\'s included in the rent guarantee insurance coverage","ITEM_1_TITLE":"12 months guaranteed rent default.","ITEM_1_DESCRIPTION":"Protect your investment with our exclusive guarantee: 12 months of financial peace of mind guaranteed in the event of rent defaults! Your security, our priority.","ITEM_2_TITLE":"Loss of rent in case of fire.","ITEM_2_DESCRIPTION":"Prepare for the unexpected: Our promise of support in case of fire. We guarantee the continuity of your rental income even in critical situations.","ITEM_3_TITLE":"Full legal defence during the process.","ITEM_3_DESCRIPTION":"Our comprehensive legal defence guarantee: We are by your side every step of the way, ensuring your investment is protected.","ITEM_4_TITLE":"Covered against vandalism and unlawful occupation of the property.","ITEM_4_DESCRIPTION":"Our promise of security against vandalism and unauthorised occupation. We protect your property comprehensively and effectively.","ITEM_5_TITLE":"Lock replacement and additional premium technical services.","ITEM_5_DESCRIPTION":"Our commitment is to provide you not only with protection, but also with excellence in every detail. Your home, in the best hands.","CTA":"Request more information"},"PDF":{"TITLE":"Download the brochure with all the insurance details","DESCRIPTION":"All the information you need about our Mutua Alquiler insurance in a practical, print-ready format.","CTA":"Download PDF"}},"SOLVENCY_STUDY_INDEX":{"META_TITLE":"Tenant Solvency Study for Rentals","META_DESCRIPTION":"We analyse your candidates\' solvency and credit history for free so you can choose the best tenant with complete confidence.","HERO":{"TITLE":"We analyse your candidates\' solvency and credit history for free to help you choose the best tenant","BENEFIT_1":"Security with our instant tenant analysis","BENEFIT_2":"No documents required","BENEFIT_3":"With an advisor guiding you every step of the way","CTA":"We\'ll call you for FREE"},"HOW_IT_WORKS":{"TITLE":"Rent your property to a reliable tenant","DESCRIPTION":"Selecting a good tenant is crucial, and we know it\'s not an easy choice. That\'s why we want to help you quickly, easily and for free in 3 steps.","STEP_1_TITLE":"Complete our form","STEP_1_DESCRIPTION":"Leave your details and a manager will call you.","STEP_2_TITLE":"Tell us your favourites and we\'ll analyse them closely","STEP_2_DESCRIPTION":"We\'ll ask for the name and contact details of your favourite candidates so we can analyse them.","STEP_3_TITLE":"We find the perfect tenant","STEP_3_DESCRIPTION":"Our algorithms will analyse the candidates and recommend the most reliable tenant.","CTA":"Get started"},"PEACE_OF_MIND":{"TITLE":"Your peace of mind before and during the rental","DESCRIPTION":"The Landlord Default Insurance with Fotocasa is the only one that helps you before the rental by selecting the best tenant and during, protecting your rental income from defaults, etc.","CTA":"Find out more"}},"HOME_AUTOMATIC_LEAD_SAVE_SEARCH":{"SUBTITLE":"Activate %[b]Automatic Contact[b]% and we will send your details to agencies when they publish a %[b]%{propertyType}[b]% %[b]%{transactionType}[b]% with the filters from your last search:"}}')}}]);
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