1<!DOCTYPE html> 2<html lang="en"> 3<head> 4 <meta charset="UTF-8"> 5 <!-- Security Headers --> 6 <meta http-equiv="X-Content-Type-Options" content="nosniff"> 7 <meta http-equiv="X-Frame-Options" content="DENY"> 8 <meta http-equiv="Permissions-Policy" content="camera=(), microphone=(), geolocation=(), payment=()"> 9 <meta name="referrer" content="strict-origin-when-cross-origin"> 10 <meta name="viewport" content="width=device-width, initial-scale=1.0"> 11 <title>About Us â Dhanam | Our Story & Heritage</title> 12 <meta name="description" content="Learn about Dhanam â an RBI licensed NBFC founded in 2016, serving 5,00,000+ customers across branches in South India."> 13 <meta name="keywords" content="Dhanam, NBFC Tamil Nadu, RBI licensed NBFC, gold loan company, about Dhanam, Dhanam history"> 14 <meta name="author" content="Dhanam Investment and Finance Pvt. 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97 <span class="section-label">RBI Licensed NBFC · Est. 2016</span> 98 <div class="gold-divider"></div> 99 <h1>Our Story</h1> 100 <p>From a single branch in Coimbatore to branches across South India, Dhanam's journey is built on trust, innovation, and a commitment to financial inclusion.</p> 101 </div> 102 </section> 103 104 <!-- WHO WE ARE â Two Column with Image --> 105 <section class="section" style="background:white;"> 106 <div class="container"> 107 <div class="grid grid--2" style="gap:var(--space-4xl);align-items:center;"> 108 <div> 109 <span class="section-label">Who We Are</span> 110 <div class="gold-divider"></div> 111 <h2 class="section-title fade-up">Built on Trust, Driven by Purpose</h2> 112 <p style="color:var(--gray-600);line-height:1.8;margin-bottom:var(--space-lg);">Founded in 2016 in Coimbatore, Dhanam Investment and Finance Pvt. Ltd. was born from a vision to bring formal financial services to underserved communities. Starting with microfinance and MFI lending, we recognized the potential to serve rural farmers, small business owners, and working families who faced barriers to accessing credit from traditional banking systems.</p> 113 <p style="color:var(--gray-600);line-height:1.8;margin-bottom:var(--space-lg);">Over the years, we've expanded from microfinance into gold loans, mortgage lending, and SME finance â and in 2026, we're launching Premium Private Lockers, offering secure, state-of-the-art vault storage for valuables.</p> 114 <p style="color:var(--gray-600);line-height:1.8;">The name "Dhanam" holds deep meaning, derived from Sanskrit and Tamil words meaning "wealth." But for us, true wealth isn't just about money â it's about empowering communities, enabling dreams, and fostering progress.</p> 115 </div> 116 <div style="border-radius:var(--radius-2xl);height:420px;overflow:hidden;background:var(--cream);"> 117 <img src="images/about-office.png" alt="Dhanam branch office" style="width:100%;height:100%;object-fit:cover;" onerror="this.style.display='none';this.parentElement.innerHTML='<div style=\'display:flex;align-items:center;justify-content:center;height:100%;color:var(--gray-400);font-size:0.9rem;text-align:center;padding:2rem;\'>Image: about-office.png</div>';"> 118 </div> 119 </div> 120 </div> 121 </section> 122 123 <!-- VALUES --> 124 <section class="section" style="background:white;"> 125 <div class="container"> 126 <div style="text-align:center;margin-bottom:var(--space-3xl);"> 127 <span class="section-label">Our Values</span> 128 <div class="gold-divider" style="margin:0 auto var(--space-sm);"></div> 129 <h2 class="section-title fade-up">What We Stand For</h2> 130 </div> 131 132 <div style="display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-lg);"> 133 <div class="card fade-up" style="background:var(--cream);padding:var(--space-xl);border-radius:var(--radius-lg);border-left:4px solid var(--primary);"> 134 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.1rem;">Trust & Transparency</h3> 135 <p style="margin:0;color:var(--gray-600);line-height:1.6;">Clear terms, honest communication, and fair dealing. No hidden charges, no surprises.</p> 136 </div> 137 <div class="card fade-up" style="background:var(--cream);padding:var(--space-xl);border-radius:var(--radius-lg);border-left:4px solid #2563EB;"> 138 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.1rem;">Customer First</h3> 139 <p style="margin:0;color:var(--gray-600);line-height:1.6;">Everything we do revolves around making your life easier. Your success is our success.</p> 140 </div> 141 <div class="card fade-up" style="background:var(--cream);padding:var(--space-xl);border-radius:var(--radius-lg);border-left:4px solid #16A34A;"> 142 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.1rem;">Financial Inclusion</h3> 143 <p style="margin:0;color:var(--gray-600);line-height:1.6;">We bring formal credit to those who need it most â farmers, small business owners, and working families.</p> 144 </div> 145 <div class="card fade-up" style="background:var(--cream);padding:var(--space-xl);border-radius:var(--radius-lg);border-left:4px solid #EA580C;"> 146 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.1rem;">Heritage & Innovation</h3> 147 <p style="margin:0;color:var(--gray-600);line-height:1.6;">We honour traditional values while embracing modern technology. The best of both worlds.</p> 148 </div> 149 </div> 150 </div> 151 </section> 152 153 <!-- TEAM LINKS --> 154 <section class="section section--cream"> 155 <div class="container"> 156 <div style="text-align:center;margin-bottom:var(--space-3xl);"> 157 <h2 class="section-title fade-up">Meet the People Behind Dhanam</h2> 158 <p style="color:var(--gray-600);max-width:600px;margin:0 auto;">Visionary leaders, experienced professionals, and dedicated advisors committed to excellence and growth.</p> 159 </div> 160 161 <div style="display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-lg);"> 162 <a href="directors.html" class="card fade-up" style="background:white;padding:var(--space-xl);border-radius:var(--radius-lg);text-decoration:none;color:inherit;display:flex;flex-direction:column;border:1px solid var(--gray-200);transition:all 0.3s ease;"> 163 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.15rem;color:var(--navy);">Board of Directors</h3> 164 <p style="margin:0 0 var(--space-md) 0;color:var(--gray-600);flex-grow:1;line-height:1.6;">Visionary leaders guiding Dhanam's strategic direction.</p>
165 <span style="color:var(--primary);font-weight:600;display:inline-flex;align-items:center;gap:6px;">Learn More <span>→</span></span> 166 </a> 167 <a href="directors.html" class="card fade-up" style="background:white;padding:var(--space-xl);border-radius:var(--radius-lg);text-decoration:none;color:inherit;display:flex;flex-direction:column;border:1px solid var(--gray-200);transition:all 0.3s ease;"> 168 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.15rem;color:var(--navy);">Senior Leadership</h3> 169 <p style="margin:0 0 var(--space-md) 0;color:var(--gray-600);flex-grow:1;line-height:1.6;">Experienced professionals managing daily operations.</p> 170 <span style="color:var(--primary);font-weight:600;display:inline-flex;align-items:center;gap:6px;">Learn More <span>→</span></span> 171 </a> 172 <a href="advisory.html" class="card fade-up" style="background:white;padding:var(--space-xl);border-radius:var(--radius-lg);text-decoration:none;color:inherit;display:flex;flex-direction:column;border:1px solid var(--gray-200);transition:all 0.3s ease;"> 173 <h3 style="margin:0 0 var(--space-sm) 0;font-size:1.15rem;color:var(--navy);">Advisory Committee</h3> 174 <p style="margin:0 0 var(--space-md) 0;color:var(--gray-600);flex-grow:1;line-height:1.6;">
174Expert advisors providing strategic guidance.</p> 175 <span style="color:var(--primary);font-weight:600;display:inline-flex;align-items:center;gap:6px;">Learn More <span>→</span></span> 176 </a> 177 </div> 178 </div> 179 </section> 180 181 <!-- CTA SECTION --> 182 <section class="cta-section"> 183 <div class="container" style="position:relative;z-index:1;"> 184 <div style="text-align:center;max-width:600px;margin:0 auto;"> 185 <h2 style="font-size:2.2rem;margin:0 0 var(--space-md) 0;">Ready to get started?</h2> 186 <p style="margin:0 0 var(--space-2xl) 0;font-size:1.1rem;">Join over 5 lakh satisfied customers who've found financial solutions with Dhanam.</p> 187 <div style="display:flex;gap:var(--space-md);flex-wrap:wrap;justify-content:center;"> 188 <a href="contact.html#apply" class="btn btn--gold">Apply Now</a> 189 <a href="tel:18002025180" class="btn btn--outline" style="border:1.5px solid var(--primary);color:var(--navy);">Call Us</a> 190 </div> 191 </div> 192 </div> 193 </section> 194 195 <section class="footer__app-strip"> 196 <div class="container"> 197 <div class="app-promo fade-up"> 198 <div class="app-promo__logo"> 199 <img src="images/logo.png" alt="" width="120" height="40"> 200 </div> 201 <div class="app-promo__body"> 202 <h2 class="app-promo__title">Seamless Loans, Simplified Experience</h2> 203 <p class="app-promo__text">Download the Dhanamfin app to apply for a loan, track your EMIs and manage your private locker — all from your phone.</p> 204 <div class="footer__app-badges"> 205 <a href="https://apps.apple.com/in/app/dhanamfin/id6766440740" target="_blank" rel="noopener" aria-label="Download Dhanamfin on the App Store"> 206 <img src="images/badges/app-store.svg" alt="Download Dhanamfin on the App Store"> 207 </a> 208 <a href="https://play.google.com/store/apps/details?id=com.dhanam.lockerhub" target="_blank" rel="noopener" aria-label="Get Dhanamfin on Google Play"> 209 <img src="images/badges/google-play.png" alt="Get Dhanamfin on Google Play"> 210 </a> 211 </div> 212 </div> 213 <ul class="app-promo__points"> 214 <li> 215 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M20 6 9 17l-5-5"/></svg> 216 Apply and upload documents in minutes 217 </li> 218 <li> 219 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M20 6 9 17l-5-5"/></svg> 220 Track EMIs and payment history 221 </li> 222 <li> 223 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M20 6 9 17l-5-5"/></svg> 224 Book and manage your private locker 225 </li> 226 </ul> 227 </div> 228 </div> 229 </section> 230 231 <!-- FOOTER --> 232 <footer class="footer"> 233 <!-- Gold CTA Bar --> 234 <!-- <div class="footer__cta-bar"> 235 <div class="container"> 236 <div class="footer__cta-bar-inner"> 237 <div class="footer__cta-text">Need Help? Talk to Our Experts</div> 238 <div class="footer__cta-links"> 239 <a href="tel:18002025180"><span aria-hidden="true">ð</span> 1800 2025 180</a> 240 <a href="https://wa.me/917305022272" target="_blank" rel="noopener"><span aria-hidden="true">ð¬</span> WhatsApp Us <span class="sr-only">(opens in a new tab)</span></a> 241 </div> 242 </div> 243 </div> 244 </div> --> 245 246 <!-- Main Footer: contact details + site navigation --> 247 <div class="footer__main"> 248 <div class="container footer__cols"> 249 250 <div class="footer__about"> 251 <img src="images/logo.png" alt="Dhanam Investment and Finance" class="footer__about-logo" width="150" height="50"> 252 <p class="footer__about-tagline">Empowering people. Enabling progress.</p> 253 <p class="footer__about-text">
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263 <nav class="footer__col" aria-label="Quick links"> 264 <h2 class="footer__col-title">Quick Links</h2> 265 <ul class="footer__linklist"> 266 <li><a href="about.html">About Us</a></li> 267 <li><a href="index.html#services">Loan Products</a></li> 268 <li><a href="gold-loan.html">Gold Loan</a></li> 269 <li><a href="mortgage-loan.html">Loan Against Property</a></li> 270 <li><a href="sme-loan.html">SME Loan</a></li> 271 <li><a href="contact.html">Contact Us</a></li> 272 </ul> 273 </nav> 274 275 <nav class="footer__col" aria-label="More"> 276 <h2 class="footer__col-title">More</h2> 277 <ul class="footer__linklist"> 278 <li><a href="leadership.html">Leadership</a></li> 279 <li><a href="directors.html">Board of Directors</a></li> 280 <li><a href="mortgage-loan.html#emi-calculator">EMI Calculator</a></li> 281 <li><a href="contact.html#branches">Find a Branch</a></li> 282 <li><a href="policies.html#grievance">Grievance Redressal</a></li> 283 <li><a href="policies.html">Policies</a></li> 284 </ul> 285 </nav> 286 287 <div class="footer__col"> 288 <h2 class="footer__col-title">Contact</h2> 289 <address class="footer__contact"> 290 <a class="footer__contact-item" href="tel:18002025180"> 291 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.13.96.36 1.9.7 2.81a2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.9.34 1.85.57 2.81.7A2 2 0 0 1 22 16.92z"/></svg> 292 <span>1800 2025 180<span class="footer__contact-note">Toll free · Mon–Sat, 9am–6pm</span></span> 293 </a> 294 <a class="footer__contact-item" href="mailto:[email protected]"> 295 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><rect x="2" y="4" width="20" height="16" rx="2"/><path d="m2 7 10 6 10-6"/></svg> 296 <span>[email protected]</span> 297 </a> 298 <span class="footer__contact-item footer__contact-item--static"> 299 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0z"/><circle cx="12" cy="10" r="3"/></svg> 300 <span>2/191B, 2nd Floor, Dharshini Business Center, Mylampatti Post, Chinniyampalayam, Coimbatore – 641042</span> 301 </span> 302 </address> 303 </div> 304 </div> 305 </div> 306 307 <!-- RBI Regulatory Compliance Strip --> 308 <div class="footer__regulatory"> 309 <div class="container"> 310 <h2 class="sr-only">Regulatory information</h2> 311 <div class="reg-panel"> 312 313 <div class="reg-block"> 314 <h3 class="reg-block__title"> 315 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z"/><path d="m9 12 2 2 4-4"/></svg> 316 Who we are 317 </h3> 318 <p class="reg-block__text"><strong>Dhanam Investment and Finance Pvt. Ltd.</strong> is a Non-Banking Financial Company registered with the Reserve Bank of India. We were formerly known as Kiara Microcredit Private Limited.</p> 319 <p class="reg-block__meta">RBI Registration No. N-07.00831<br>CIN U65900TZ2016PTC031308</p> 320 </div> 321 322 <div class="reg-block"> 323 <h3 class="reg-block__title"> 324 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false">
324<path d="M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0z"/><circle cx="12" cy="10" r="3"/></svg> 325 Where to find us 326 </h3> 327 <p class="reg-block__text"><span class="reg-block__tag">Corporate office</span>2/191B, 2nd Floor, Dharshini Business Center, Mylampatti Post, Chinniyampalayam, Coimbatore – 641042</p> 328 <p class="reg-block__text"><span class="reg-block__tag">Registered office</span>Door No. 22/3, Nehru Nagar, 2nd St, Behind CMS School, Ganapathy, Coimbatore – 641006</p> 329 </div> 330 331 <div class="reg-block"> 332 <h3 class="reg-block__title"> 333 <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M21 11.5a8.4 8.4 0 0 1-9 8.5 9.8 9.8 0 0 1-2.8-.4L3 21l1.4-4.2A8.4 8.4 0 0 1 3 11.5 8.4 8.4 0 0 1 12 3a8.4 8.4 0 0 1 9 8.5z"/></svg> 334 Have a complaint? 335 </h3> 336 <p class="reg-block__text">Write to our Nodal Officer and we’ll respond as quickly as we can.</p> 337 <p class="reg-block__contact"> 338 <a href="mailto:[email protected]">[email protected]</a> 339 <a href="tel:18002025180">1800 2025 180</a> 340 </p> 341 <p class="reg-block__text reg-block__text--sm">Not resolved? Raise it with the RBI via the <a href="https://sachet.rbi.org.in" target="_blank" rel="noopener">SACHET Portal<span class="sr-only"> (opens in a new tab)</span></a> or <a href="https://cms.rbi.org.in" target="_blank" rel="noopener">RBI CMS<span class="sr-only"> (opens in a new tab)</span></a>.</p> 342 </div> 343 344 </div> 345 </div> 346 </div> 347 348 <!-- Bottom Bar --> 349 <div class="footer__bottom"> 350 <div class="container"> 351 <ul class="footer__bottom-links"> 352 <li><a href="policies.html#privacy">Privacy Policy</a></li> 353 <li><a href="policies.html#terms">Terms & Conditions</a></li> 354 <li><a href="policies.html#grievance">Grievance Redressal</a></li> 355 <li><a href="contact.html">Sitemap</a></li> 356 <li><a href="https://sachet.rbi.org.in" target="_blank" rel="noopener">SACHET Portal <span class="sr-only">(opens in a new tab)</span></a></li> 357 </ul> 358 <p>Copyright © 2026 Dhanam Investment and Finance Pvt. Ltd.</p> 359 </div> 360 </div> 361 </footer> 362 <a href="https://wa.me/917305022272" target="_blank" class="whatsapp-float" aria-label="Chat on WhatsApp"><svg viewBox="0 0 24 24" width="28" height="28" fill="white"><path d="M17.472 14.382c-.297-.149-1.758-.867-2.03-.967-.273-.099-.471-.148-.67.15-.197.297-.767.966-.94 1.164-.173.199-.347.223-.644.075-.297-.15-1.255-.463-2.39-1.475-.883-.788-1.48-1.761-1.653-2.059-.173-.297-.018-.458.13-.606.134-.133.298-.347.446-.52.149-.174.198-.298.298-.497.099-.198.05-.371-.025-.52-.075-.149-.669-1.612-.916-2.207-.242-.579-.487-.5-.669-.51-.173-.008-.371-.01-.57-.01-.198 0-.52.074-.792.372-.272.297-1.04 1.016-1.04 2.479 0 1.462 1.065 2.875 1.213 3.074.149.198 2.096 3.2 5.077 4.487.709.306 1.262.489 1.694.625.712.227 1.36.195 1.871.118.571-.085 1.758-.719 2.006-1.413.248-.694.248-1.289.173-1.413-.074-.124-.272-.198-.57-.347z"/><path d="M12 0C5.373 0 0 5.373 0 12c0 2.625.846 5.059 2.284 7.034L.789 23.49a.75.75 0 00.914.914l4.456-1.495A11.952 11.952 0 0012 24c6.627 0 12-5.373 12-12S18.627 0 12 0zm0 22c-2.287 0-4.4-.763-6.097-2.05a.75.75 0 00-.653-.129l-3.032 1.017 1.017-3.032a.75.75 0 00-.129-.653A9.96 9.96 0 012 12C2 6.477 6.477 2 12 2s10 4.477 10 10-4.477 10-10 10z"/></svg></a> 363
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