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1<script type="application/ld+json">[{"@context":"https://schema.org","@type":"SoftwareApplication","name":"Holded Wallet","description":"An integrated payment solution that eliminates manual reconciliation. Pay, collect and keep your accounting up to date, all from Holded.","url":"https://www.holded.com/business-account-wallet","inLanguage":"en","applicationCategory":"BusinessApplication","operatingSystem":"Web","offers":{"@type":"AggregateOffer","priceCurrency":"EUR","lowPrice":15,"highPrice":199,"offerCount":5},"publisher":{"@id":"https://www.holded.com/#organization"},"featureList":["Integrated business account with Spanish IBAN","Unlimited virtual and physical cards","Automatic accounting for every transaction","Configurable spending limits per card","SEPA transfers and direct debits","Real-time transaction monitoring","Integrated payments and collections","Fund protection and security","Fully integrated with Holded ERP"],"isPartOf":{"@type":"SoftwareApplication","name":"Holded","url":"https://www.holded.com","applicationCategory":"BusinessApplication"}},{"@context":"https://schema.org","@type":"WebPage","@id":"https://www.holded.com/business-account-wallet#webpage","url":"https://www.holded.com/business-account-wallet","name":"Holded Wallet: Business Account","description":"An integrated payment solution that eliminates manual reconciliation. Pay, collect and keep your accounting up to date, all from Holded.","inLanguage":"en","isPartOf":{"@id":"https://www.holded.com/#website"},"publisher":{"@id":"https://www.holded.com/#organization"}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.holded.com"},{"@type":"ListItem","position":2,"name":"Holded Wallet","item":"https://www.holded.com/business-account-wallet"}]},{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Is Holded a bank?","acceptedA
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1<path stroke-linecap="round" stroke-linejoin="round" d="M5 13l4 4L19 7"></path></svg></span>Automatic reconciliation with your invoices</li><li class="flex items-center gap-2 text-sm font-medium text-neutral-700"><span class="flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-brand-50 text-brand-400"><svg class="h-3 w-3" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" aria-hidden="true" focusable="false"><path stroke-linecap="round" stroke-linejoin="round" d="M5 13l4 4L19 7"></path></svg></span>Accounting up to date, every day</li></ul></div><div class="flex justify-center lg:justify-end"><figure class="w-full "><div class="relative aspect-video overflow-hidden rounded-3xl bg-neutral-100"><img alt="See everything you can do with Wallet" loading="lazy" width="1280" height="720" decoding="async" data-nimg="1" class="absolute inset-0 h-full w-full object-cover" style="color:transparent" sizes="(max-width: 768px) 100vw, (max-width: 1280px) 80vw, 768px" srcSet="/_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=640&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 640w, /_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=750&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 750w, /_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=828&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 828w, /_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=1080&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1080w, /_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=1200&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1200w, /_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1920w" src="/_next/image?url=%2Fimages%2Fwallet%2Fvideo-thumbnail.webp&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ"/><button type="button" class="absolute inset-0 flex items-center justify-center" aria-label="Play video"><span class="flex h-16 w-16 items-center justify-center rounded-full bg-red-500 shadow-lg transition-transform hover:scale-110"><svg class="ml-0.5 h-6 w-6 text-white" fill="currentColor" viewBox="0 0 24 24"><path d="M8 5v14l11-7z"></path></svg></span></button></div></figure></div></div></div></section><section class="overflow-x-clip bg-neutral-0 text-neutral-900 py-14 md:py-20 "><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl "><div class="grid items-center gap-12 lg:grid-cols-2 lg:gap-16 "><div class="min-w-0 "><p class="mb-3 text-xs font-semibold uppercase tracking-widest text-brand-400">Fully integrated</p><h2 class="text-3xl font-bold leading-snug tracking-tight md:text-4xl text-neutral-900">Do everything through Holded</h2><p class="mt-4 text-base leading-relaxed text-neutral-500">Pay expenses with physical or virtual cards, collect payments from clients, and see your accounting update automatically. No manual reconciliation needed.</p><div class="mt-8 space-y-6"><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center"><svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Integrated payments and collections</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Pay suppliers and collect from clients directly from Holded. Everything in one platform.</p></div></div><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center"><svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Automatic accounting</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Every transaction is automatically recorded in your accounting. No manual entries, no errors.</p></div></div></div><div class="mt-8 flex flex-col gap-3 sm:flex-row sm:items-center"><a href="https://app.holded.com/signup?lang=en" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-neutral-900 !text-white hover:bg-neutral-800 hover:-translate-y-
1px hover:shadow-lg hover:shadow-neutral-900/20 active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400 px-8 py-3 text-sm gap-2" data-track-event="cta_signup" data-track-props="{"type":"treasury"}">Start for free<svg class="h-4 w-4 transition-transform duration-200 group-hover:translate-x-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a></div></div><div class="flex min-w-0 items-center justify-center "><div class="relative mx-auto w-full max-w-md sm:max-w-lg lg:max-w-none"><div class="pointer-events-none absolute -inset-6 rounded-3xl bg-gradient-to-br from-red-200/30 via-orange-100/20 to-rose-200/30 blur-3xl"></div><div class="relative overflow-hidden rounded-card border border-neutral-200/60 bg-white shadow-xl shadow-neutral-900/[0.08]"><img alt="Holded Wallet integrated payments and automatic accounting" loading="lazy" width="720" height="560" decoding="async" data-nimg="1" class="h-auto w-full" style="color:transparent" sizes="(max-width: 1024px) 100vw, 50vw" srcSet="/_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=640&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 640w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=750&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 750w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=828&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 828w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=1080&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1080w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=1200&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1200w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1920w" src="/_next/image?url=%2Fimages%2Fwallet%2Ffeature-integration.jpg&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ"/></div></div></div></div></div></section><section class="overflow-x-clip bg-neutral-50 text-neutral-900 py-14 md:py-20 "><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl "><div class="grid items-center gap-12 lg:grid-cols-2 lg:gap-16 "><div class="min-w-0 lg:order-2"><p class="mb-3 text-xs font-semibold uppercase tracking-widest text-brand-400">Cards</p><h2 class="text-3xl font-bold leading-snug tracking-tight md:text-4xl text-neutral-900">Create unlimited cards</h2><p class="mt-4 text-base leading-relaxed text-neutral-500">Create unlimited virtual or physical cards with configurable spending limits and real-time control over every transaction.</p><div class="mt-8 space-y-6"><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center"><svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Virtual and physical cards</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Issue cards instantly for your team. Virtual cards for online purchases, physical for in-person spending.</p></div></div><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center"><svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Configurable limits</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Set spending limits per card, per user or per period. Stay in control of every expense.</p></div></div></div><div class="mt-8 flex flex-col gap-3 sm:flex-row sm:items-center"><a href="https://app.holded.com/signup?lang=en" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-neutral-900 !text-white hover:bg-neutral-800 hover:-translate-y-
1px hover:shadow-lg hover:shadow-neutral-900/20 active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400 px-8 py-3 text-sm gap-2" data-track-event="cta_signup" data-track-props="{"type":"treasury"}">Start for free<svg class="h-4 w-4 transition-transform duration-200 group-hover:translate-x-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a></div></div><div class="flex min-w-0 items-center justify-center lg:order-1"><div class="relative mx-auto w-full max-w-md sm:max-w-lg lg:max-w-none"><div class="pointer-events-none absolute -inset-6 rounded-3xl bg-gradient-to-br from-red-200/30 via-orange-100/20 to-rose-200/30 blur-3xl"></div><div class="relative overflow-hidden rounded-card border border-neutral-200/60 bg-white shadow-xl shadow-neutral-900/[0.08]"><img alt="Unlimited virtual and physical cards with configurable limits" loading="lazy" width="720" height="560" decoding="async" data-nimg="1" class="h-auto w-full" style="color:transparent" sizes="(max-width: 1024px) 100vw, 50vw" srcSet="/_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=640&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 640w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=750&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 750w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=828&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 828w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=1080&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1080w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=1200&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1200w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1920w" src="/_next/image?url=%2Fimages%2Fwallet%2Ffeature-cards.jpg&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ"/></div></div></div></div></div></section><section class="relative overflow-hidden bg-white text-neutral-900"><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl relative py-12 md:py-16"><div class="relative overflow-hidden rounded-card border border-neutral-200 bg-neutral-50 shadow-[0_24px_60px_rgba(15,23,42,0.08)]"><div class="pointer-events-none absolute inset-0 bg-[radial-gradient(ellipse_55%_80%_at_90%_50%,rgba(25,99,239,0.10),transparent_70%)]"></div><div class="relative grid gap-8 p-7 md:p-10 lg:grid-cols-[1.25fr_1fr] lg:items-center lg:gap-12"><div><p class="mb-4 inline-flex items-center gap-2 rounded-full border border-brand-300/30 bg-brand-300/10 px-3 py-1 text-xs font-semibold uppercase tracking-[0.2em] text-brand-400"><span class="h-1.5 w-1.5 rounded-full bg-brand-400 shadow-[0_0_8px_rgba(25,99,239,0.9)]"></span>Holded Wallet</p><h2 class="text-3xl font-bold leading-[1.1] tracking-tight md:text-4xl">Add Wallet to your plan and forget about the bank</h2><p class="mt-4 max-w-lg text-base leading-relaxed text-neutral-500">Get paid, pay and reconcile without leaving Holded. Activate it as a Gem on any plan for one flat monthly fee. No hidden charges, no surprises.</p><ul class="mt-7 grid gap-x-6 gap-y-3 sm:grid-cols-2"><li class="flex items-start gap-2.5 text-sm font-medium text-neutral-700"><span class="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-success-50 text-success-700"><svg class="h-3 w-3" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true"><path fill-rule="evenodd" d="M16.704 4.153a.75.75 0 01.143 1.052l-8 10.5a.75.75 0 01-1.127.075l-4.5-4.5a.75.75 0 011.06-1.06l3.894 3.893 7.48-9.817a.75.75 0 011.05-.143z" clip-rule="evenodd"></path></svg></span>Spanish IBAN in your name</li><li class="flex items-start gap-2.5 text-sm font-medium text-neutral-700"><span class="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-success-50 text-success-700"><svg class="h-3 w-3" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true"><path fill-rule="evenodd" d="M16.704 4.153a.75.75 0 01.143 1.052l-8 10.5a.75.75 0 01-1.127.075l-4.5-4.5a.75.75 0 011.06-1.06l3.894 3.893 7.48-9.817a.75.75 0 011.05-.143z" clip-rule="evenodd"></path></svg></span>Unlimited transfers</li><li class="flex items-start gap-2.5 text-sm font-medium text-neutral-700"><span class="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-success-50 text-success-700"><svg class="h-3 w-3" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true"><path fill-rule="evenodd" d="M16.704 4.153a.75.75 0 01.143 1.052l-8 10.5a.75.75 0 01-1.127.075l-4.5-4.5a.75.75 0 011.06-1.06l3.894 3.893 7.48-9.817a.75.75 0 011.05-.143z" clip-rule="evenodd"></path></svg></span>Unlimited virtual & physical cards</li><li class="flex items-start gap-2.5 text-sm font-medium text-neutral-700"><span class="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-success-50 text-success-700"><svg class="h-3 w-3" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true"><path fill-rule="evenodd" d="M16.704 4.153a.75.75 0 01.143 1.052l-8 10.5a.75.75 0 01-1.127.075l-4.5-4.5a.75.75 0 011.06-1.06l3.894 3.893 7.48-9.817a.75.75 0 011.05-.143z" clip-rule="evenodd"></path></svg></span>Automatic reconciliation with your invoices</li><li class="flex items-start gap-2.5 text-sm font-medium text-neutral-700"><span class="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-success-50 text-success-700"><svg class="h-3 w-3" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true"><path fill-rule="evenodd" d="M16.704 4.153a.75.75 0 01.143 1.052l-8 10.5a.75.75 0 01-1.127.075l-4.5-4.5a.75.75 0 011.06-1.06l3.894 3.893 7.48-9.817a.75.75 0 011.05-.143z" clip-rule="evenodd"></path></svg></span>Everything inside Holded</li><li class="flex items-start gap-2.5 text-sm font-medium text-neutral-700"><span class="mt-0.5 flex h-5 w-5 shrink-0 items-center justify-center rounded-full bg-success-50 text-success-700"><svg class="h-3 w-3" viewBox="0 0 20 20" fill="currentColor" aria-hidden="true"><path fill-rule="evenodd" d="M16.704 4.153a.75.75 0 01.143 1.052l-8 10.5a.75.75 0 01-1.127.075l-4.5-4.5a.75.75 0 011.06-1.06l3.894 3.893 7.48-9.817a.75.75 0 011.05-.143z" clip-rule="evenodd"></path></svg></span>No lock-in, no setup fees</li></ul></div><div class="hero-grid relative overflow-hidden rounded-card bg-neutral-950 p-7 text-white md:p-8"><div class="pointer-events-none absolute inset-0 bg-[radial-gradient(ellipse_80%_60%_at_50%_0%,rgba(25,99,239,0.35),transparent_70%)]"></div><div class="pointer-events-none absolute inset-x-0 bottom-0 h-40 bg-[radial-gradient(ellipse_70%_90%_at_50%_120%,rgba(139,92,246,0.22),transparent_70%)]"></div><div class="relative"><p class="text-xs font-semibold uppercase tracking-[0.2em] text-neutral-400">Wallet Gem</p><div class="mt-3 flex items-baseline gap-1.5">
1<span class="bg-gradient-to-r from-brand-200 via-violet-300 to-emerald-300 bg-clip-text text-6xl font-extrabold leading-none tracking-tight text-transparent md:text-7xl">+10â¬</span><span class="text-lg font-medium text-neutral-400">/<!-- -->mo</span></div><p class="mt-4 text-sm leading-relaxed text-neutral-300">One flat price, whatever happens. Transfers, cards and reconciliation included.</p><a href="https://app.holded.com/signup?lang=en" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-white !text-neutral-900 hover:bg-neutral-100 shadow-[0_0_20px_rgba(255,255,255,0.15)] active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400 px-10 py-3.5 text-sm gap-2 mt-6 w-full" data-track-event="cta_signup" data-track-props="{"type":"cta_hero"}">Try free 14 days<svg class="h-4 w-4 transition-transform duration-200 group-hover:translate-x-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a><p class="mt-3 text-center text-xs text-neutral-400">Available on all plans. Cancel anytime.</p></div></div></div></div></div></section><section class="hero-grid relative overflow-hidden bg-neutral-950 text-white"><div class="pointer-events-none absolute inset-0 bg-[radial-gradient(ellipse_70%_50%_at_50%_0%,rgba(25,99,239,0.30),transparent_70%)]"></div><div class="pointer-events-none absolute inset-x-0 bottom-0 h-64 bg-[radial-gradient(ellipse_60%_80%_at_50%_120%,rgba(139,92,246,0.16),transparent_70%)]"></div><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl relative py-14 md:py-20"><div class="mx-auto mb-12 max-w-2xl text-center md:mb-14"><p class="mb-4 inline-flex items-center gap-2 rounded-full border border-brand-300/30 bg-brand-300/10 px-3 py-1 text-xs font-semibold uppercase tracking-[0.2em] text-brand-200"><span class="h-1.5 w-1.5 rounded-full bg-brand-200 shadow-[0_0_8px_rgba(144,179,247,0.9)]"></span>Everything in one account</p><h2 class="text-3xl font-bold leading-[1.1] tracking-tight text-white md:text-5xl">Your business account, frictionless</h2><p class="mt-5 text-base leading-relaxed text-neutral-400 md:text-lg">Get paid, pay out and reconcile in the same place where you invoice. No jumping to the bank app, no statement exports, no re-typing data.</p></div><div class="grid gap-4 md:grid-cols-2 lg:grid-cols-3"><div class="group relative h-full overflow-hidden rounded-card border border-white/10 bg-white/[0.04] p-7 backdrop-blur-sm transition-all duration-300 hover:-translate-y-1 hover:border-brand-300/50 hover:bg-white/[0.07] hover:shadow-[0_12px_40px_rgba(25,99,239,0.25)]"><div class="pointer-events-none absolute -top-12 -right-12 h-40 w-40 rounded-full bg-brand-400/0 blur-3xl transition-all duration-500 group-hover:bg-brand-400/25"></div><div class="relative"><div class="mb-5 flex h-11 w-11 items-center justify-center rounded-control border border-brand-300/30 bg-brand-300/15 text-brand-200 shadow-[0_0_18px_rgba(25,99,239,0.35)] transition-transform duration-300 group-hover:scale-110"><svg class="h-5 w-5" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><path d="M12 2v20"></path><path d="M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6"></path></svg></div><h3 class="text-base font-semibold tracking-tight text-white">Card or transfer</h3><p class="mt-2 text-sm leading-relaxed text-neutral-400">Choose how you pay, card or bank transfer. Process bulk payments in one go.</p></div></div><div class="group relative h-full overflow-hidden rounded-card border border-white/10 bg-white/[0.04] p-7 backdrop-blur-sm transition-all duration-300 hover:-translate-y-1 hover:border-brand-300/50 hover:bg-white/[0.07] hover:shadow-[0_12px_40px_rgba(25,99,239,0.25)]">
1<div class="pointer-events-none absolute -top-12 -right-12 h-40 w-40 rounded-full bg-brand-400/0 blur-3xl transition-all duration-500 group-hover:bg-brand-400/25"></div><div class="relative"><div class="mb-5 flex h-11 w-11 items-center justify-center rounded-control border border-brand-300/30 bg-brand-300/15 text-brand-200 shadow-[0_0_18px_rgba(25,99,239,0.35)] transition-transform duration-300 group-hover:scale-110"><svg class="h-5 w-5" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><path d="M21.5 2v6h-6"></path><path d="M2.5 22v-6h6"></path><path d="M2.5 11.5a10 10 0 0 1 18.8-4.3"></path><path d="M21.5 12.5a10 10 0 0 1-18.8 4.2"></path></svg></div><h3 class="text-base font-semibold tracking-tight text-white">Automatic reconciliation</h3><p class="mt-2 text-sm leading-relaxed text-neutral-400">Every payment and collection is automatically matched with its invoice. Zero manual work.</p></div></div><div class="group relative h-full overflow-hidden rounded-card border border-white/10 bg-white/[0.04] p-7 backdrop-blur-sm transition-all duration-300 hover:-translate-y-1 hover:border-brand-300/50 hover:bg-white/[0.07] hover:shadow-[0_12px_40px_rgba(25,99,239,0.25)]"><div class="pointer-events-none absolute -top-12 -right-12 h-40 w-40 rounded-full bg-brand-400/0 blur-3xl transition-all duration-500 group-hover:bg-brand-400/25"></div><div class="relative"><div class="mb-5 flex h-11 w-11 items-center justify-center rounded-control border border-brand-300/30 bg-brand-300/15 text-brand-200 shadow-[0_0_18px_rgba(25,99,239,0.35)] transition-transform duration-300 group-hover:scale-110"><svg class="h-5 w-5" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><rect x="2" y="3" width="20" height="14" rx="2"></rect><path d="M8 21h8"></path><path d="M12 17v4"></path></svg></div><h3 class="text-base font-semibold tracking-tight text-white">Operations without friction</h3><p class="mt-2 text-sm leading-relaxed text-neutral-400">Payment data is auto-populated from your invoices. No duplicates, no re-entry.</p></div></div><div class="group relative h-full overflow-hidden rounded-card border border-white/10 bg-white/[0.04] p-7 backdrop-blur-sm transition-all duration-300 hover:-translate-y-1 hover:border-brand-300/50 hover:bg-white/[0.07] hover:shadow-[0_12px_40px_rgba(25,99,239,0.25)]"><div class="pointer-events-none absolute -top-12 -right-12 h-40 w-40 rounded-full bg-brand-400/0 blur-3xl transition-all duration-500 group-hover:bg-brand-400/25"></div><div class="relative"><div class="mb-5 flex h-11 w-11 items-center justify-center rounded-control border border-brand-300/30 bg-brand-300/15 text-brand-200 shadow-[0_0_18px_rgba(25,99,239,0.35)] transition-transform duration-300 group-hover:scale-110"><svg class="h-5 w-5" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><path d="M3 21h18"></path><path d="M3 10h18"></path><path d="M5 6l7-3 7 3"></path><path d="M4 10v11"></path><path d="M20 10v11"></path><path d="M8 14v3"></path><path d="M12 14v3"></path><path d="M16 14v3"></path></svg></div><h3 class="text-base font-semibold tracking-tight text-white">Real-time control</h3><p class="mt-2 text-sm leading-relaxed text-neutral-400">See every transaction as it happens. Full visibility over your business spending.</p></div></div><div class="group relative h-full overflow-hidden rounded-card border border-white/10 bg-white/[0.04] p-7 backdrop-blur-sm transition-all duration-300 hover:-translate-y-1 hover:border-brand-300/50 hover:bg-white/[0.07] hover:shadow-[0_12px_40px_rgba(25,99,239,0.25)]"><div class="pointer-events-none absolute -top-12 -right-12 h-40 w-40 rounded-full bg-brand-400/0 blur-3xl transition-all duration-500 group-hover:bg-brand-400/25"></div><span class="absolute right-4 top-4 inline-flex items-center gap-1 rounded-full border border-brand-300/30 bg-brand-300/10 px-2 py-0.5 text-[10px] font-bold uppercase tracking-wider text-brand-200"><span class="h-1 w-1 rounded-full bg-brand-200"></span>Coming soon</span><div class="relative"><div class="mb-5 flex h-11 w-11 items-center justify-center rounded-control border border-brand-300/30 bg-brand-300/15 text-brand-200 shadow-[0_0_18px_rgba(25,99,239,0.35)] transition-transform duration-300 group-hover:scale-110"><svg class="h-5 w-5" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><rect x="3" y="4" width="18" height="18" rx="2"></rect><path d="M16 2v4"></path><path d="M8 2v4"></path><path d="M3 10h18"></path><path d="M12 14v3l2 1"></path></svg></div><h3 class="text-base font-semibold tracking-tight text-white">Scheduled supplier payments</h3><p class="mt-2 text-sm leading-relaxed text-neutral-400">Schedule payments and remittances days in advance. Holded executes them on the exact date, no reminders, no missed deadlines.</p></div></div><div class="group relative h-full overflow-hidden rounded-card border border-white/10 bg-white/[0.04] p-7 backdrop-blur-sm transition-all duration-300 hover:-translate-y-1 hover:border-brand-300/50 hover:bg-white/[0.07] hover:shadow-[0_12px_40px_rgba(25,99,239,0.25)]">
1<div class="pointer-events-none absolute -top-12 -right-12 h-40 w-40 rounded-full bg-brand-400/0 blur-3xl transition-all duration-500 group-hover:bg-brand-400/25"></div><span class="absolute right-4 top-4 inline-flex items-center gap-1 rounded-full border border-brand-300/30 bg-brand-300/10 px-2 py-0.5 text-[10px] font-bold uppercase tracking-wider text-brand-200"><span class="h-1 w-1 rounded-full bg-brand-200"></span>Coming soon</span><div class="relative"><div class="mb-5 flex h-11 w-11 items-center justify-center rounded-control border border-brand-300/30 bg-brand-300/15 text-brand-200 shadow-[0_0_18px_rgba(25,99,239,0.35)] transition-transform duration-300 group-hover:scale-110"><svg class="h-5 w-5" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"><path d="M2 9a3 3 0 0 1 0 6v2a2 2 0 0 0 2 2h16a2 2 0 0 0 2-2v-2a3 3 0 0 1 0-6V7a2 2 0 0 0-2-2H4a2 2 0 0 0-2 2Z"></path><path d="M13 5v2"></path><path d="M13 17v2"></path><path d="M13 11v2"></path></svg></div><h3 class="text-base font-semibold tracking-tight text-white">AI cash-flow insights</h3><p class="mt-2 text-sm leading-relaxed text-neutral-400">Holded analyzes your cash flow, flags unusual spend and forecasts your liquidity for the weeks ahead.</p></div></div></div><div class="mt-12 flex flex-col items-center justify-center gap-3 md:flex-row [&>*]:w-full [&>*]:max-w-sm md:[&>*]:w-auto md:[&>*]:max-w-none"><a href="https://app.holded.com/signup?lang=en" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-white !text-neutral-900 hover:bg-neutral-100 shadow-[0_0_20px_rgba(255,255,255,0.15)] active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400 px-10 py-3.5 text-sm gap-2" data-track-event="cta_signup" data-track-props="{"type":"treasury"}">Try free 14 days<svg class="h-4 w-4 transition-transform duration-200 group-hover:translate-x-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a><button type="button" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-transparent !text-white border border-white/40 hover:border-white/60 hover:bg-white/5 active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-white px-10 py-3.5 text-sm gap-2" aria-busy="false" data-track-event="cta_signup" data-track-props="{"type":"treasury_google_click"}"><img alt="Google" loading="lazy" width="18" height="18" decoding="async" data-nimg="1" class="shrink-0" style="color:transparent" src="/images/icons/google.svg?dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ"/>Start free with Google</button></div></div></section><section class="overflow-x-clip bg-neutral-0 text-neutral-900 py-14 md:py-20 "><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl "><figure class="group mx-auto max-w-5xl "><div class="grid overflow-hidden rounded-card transition-all duration-300 sm:grid-cols-[minmax(160px,_40%)_1fr] bg-white border border-neutral-200 shadow-sm hover:-translate-y-1 hover:shadow-xl hover:shadow-neutral-900/[0.08]"><div class="relative h-56 w-full bg-neutral-200 sm:h-auto sm:min-h-full"><img alt="" loading="lazy" width="640" height="800" decoding="async" data-nimg="1" class="absolute inset-0 h-full w-full object-cover transition-transform duration-700 ease-out group-hover:scale-[1.04] object-top" style="color:transparent" sizes="(max-width: 640px) 100vw, 320px" srcSet="/_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=640&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 640w, /_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=750&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 750w, /_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=828&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 828w, /_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=1080&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1080w, /_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=1200&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1200w, /_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1920w" src="/_next/image?url=%2Fimages%2Fwallet%2Ftestimonial-sergio-mosquera.webp&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ"/></div><div class="relative flex flex-col justify-center px-7 py-8 sm:px-9 sm:py-10 md:px-12 md:py-14"><span aria-hidden="true" class="pointer-events-none absolute left-6 top-4 font-serif text-[6rem] leading-none md:left-8 md:top-2 md:text-[8rem] text-brand-50">â</span><blockquote class="relative"><p class="text-xl font-bold leading-snug tracking-tight md:text-2xl text-neutral-900">âIn one click I leave invoices paid and reconciled, that's the way it should beâ.</p></blockquote><figcaption class="relative mt-6"><div class="mb-4 h-px w-10 bg-brand-400"></div><p class="text-sm font-bold text-neutral-900">Sergio Mosquera</p><p class="mt-0.5 text-xs text-neutral-500">CFO, Vranded House</p></figcaption></div></div></figure></div></section><section class="overflow-x-clip bg-neutral-50 text-neutral-900 py-14 md:py-20 "><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl "><div class="grid items-center gap-12 lg:grid-cols-2 lg:gap-16 "><div class="min-w-0 "><p class="mb-3 text-xs font-semibold uppercase tracking-widest text-brand-400">Security</p><h2 class="text-3xl font-bold leading-snug tracking-tight md:text-4xl text-neutral-900">Your money, under control</h2><div class="mt-8 space-y-6"><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center">
1<svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Spanish IBAN in your name</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Your own IBAN registered in Spain. Receive transfers, set up direct debits and operate normally.</p></div></div><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center"><svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Full fund protection</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Your funds are segregated and protected under European electronic money regulations.</p></div></div><div class="flex items-start gap-3.5"><div class="mt-0.5 flex h-6 w-6 shrink-0 items-center justify-center"><svg width="16" height="16" viewBox="0 0 16 16" fill="none"><path d="M8 0L9.79 6.21L16 8L9.79 9.79L8 16L6.21 9.79L0 8L6.21 6.21L8 0Z" fill="url(#sparkle-grad)"></path><defs><linearGradient id="sparkle-grad" x1="0" y1="0" x2="16" y2="16" gradientUnits="userSpaceOnUse"><stop stop-color="#F97316"></stop><stop offset="1" stop-color="#EF4444"></stop></linearGradient></defs></svg></div><div><h3 class="text-base font-semibold text-neutral-900">Verified account in under 72h</h3><p class="mt-1 text-sm leading-relaxed text-neutral-500">Quick verification process so you can start operating as soon as possible.</p></div></div></div><div class="mt-8 flex flex-col gap-3 sm:flex-row sm:items-center"><a href="https://app.holded.com/signup?lang=en" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-neutral-900 !text-white hover:bg-neutral-800 hover:-translate-y-px hover:shadow-lg hover:shadow-neutral-900/20 active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400 px-8 py-3 text-sm gap-2" data-track-event="cta_signup" data-track-props="{"type":"treasury"}">Start for free<svg class="h-4 w-4 transition-transform duration-200 group-hover:translate-x-0.5" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" aria-hidden="true" focusable="false"><path d="M5 12h14M13 5l7 7-7 7"></path></svg></a></div></div><div class="flex min-w-0 items-center justify-center ">
1<div class="relative mx-auto w-full max-w-md sm:max-w-lg lg:max-w-none"><div class="pointer-events-none absolute -inset-6 rounded-3xl bg-gradient-to-br from-red-200/30 via-orange-100/20 to-rose-200/30 blur-3xl"></div><div class="relative overflow-hidden rounded-card border border-neutral-200/60 bg-white shadow-xl shadow-neutral-900/[0.08]"><img alt="Holded Wallet security features with Spanish IBAN and fund protection" loading="lazy" width="720" height="560" decoding="async" data-nimg="1" class="h-auto w-full" style="color:transparent" sizes="(max-width: 1024px) 100vw, 50vw" srcSet="/_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=640&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 640w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=750&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 750w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=828&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 828w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=1080&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1080w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=1200&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1200w, /_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ 1920w" src="/_next/image?url=%2Fimages%2Fwallet%2Ffeature-security.jpg&w=1920&q=75&dpl=dpl_srNhU8TAeNsJRX8N8YEjAf5ySRYZ"/></div></div></div></div></div></section><section class="overflow-x-clip bg-neutral-0 text-neutral-900 py-10 md:py-14 "><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl "><div class="group relative overflow-hidden rounded-3xl bg-brand-400 text-white "><div class="pointer-events-none absolute inset-0 bg-gradient-to-br from-brand-400 via-brand-500 to-brand-600"></div><div class="pointer-events-none absolute -left-16 -top-20 h-56 w-56 rounded-full blur-[80px] bg-brand-300/20" style="animation:cta-banner-drift 9s ease-in-out infinite"></div><div class="pointer-events-none absolute -bottom-12 -right-12 h-48 w-48 rounded-full blur-[70px] bg-brand-200/15" style="animation:cta-banner-drift 11s ease-in-out infinite reverse"></div><div class="pointer-events-none absolute inset-0 opacity-[0.06]" style="background-image:radial-gradient(circle, white 1px, transparent 1px);background-size:20px 20px"></div><div class="relative grid items-center gap-8 px-8 py-10 md:grid-cols-[1.1fr_1fr] md:gap-10 md:px-12 md:py-12 lg:gap-14"><div class="flex flex-col items-start text-left"><h2 class="text-2xl font-bold leading-tight tracking-tight md:text-3xl">Discover how Holded Wallet can simplify your payments</h2><div class="mt-6 flex flex-col gap-3 sm:flex-row sm:items-center"><a href="https://app.holded.com/signup?lang=en" class="group inline-flex items-center justify-center font-medium rounded-md transition-all duration-200 cursor-pointer disabled:cursor-not-allowed bg-white !text-neutral-900 hover:bg-neutral-100 shadow-[0_0_20px_rgba(255,255,255,0.15)] active:scale-[0.97] no-underline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400 px-10 py-3.5 text-sm gap-2 [animation:cta-banner-button-pulse_4s_ease-in-out_infinite]" data-track-event="cta_signup" data-track-props="{"type":"treasury"}">Start for free<svg class="h-4 w-4 transition-transform duration-300 [animation:cta-banner-arrow-nudge_3s_ease-in-out_infinite] group-hover:translate-x-1" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M12 5l7 7-7 7"></path></svg></a></div></div><div class="relative hidden md:block" data-nosnippet="true" aria-hidden="true"><div class="relative rounded-2xl border border-white/10 bg-neutral-900/40 p-4 shadow-2xl shadow-black/30 backdrop-blur-sm"><div class="mb-3 flex items-center justify-between px-1 text-[10px] font-semibold uppercase tracking-[0.18em] text-white/40"><span class="flex items-center gap-1.5"><span class="h-1.5 w-1.5 rounded-full bg-success-500" style="animation:cta-banner-live-blink 1.6s ease-in-out infinite"></span>Invoices</span><span>May</span></div><div class="space-y-1"><div class="flex items-center gap-3 rounded-lg px-3 py-2.5 text-xs" style="animation:cta-banner-row-cycle 8s ease-in-out infinite;animation-delay:0s"><span class="font-mono text-white/40">#0421</span><span class="flex-1 truncate font-medium text-white/90">Estudio MarÃn S.L.</span><span class="font-semibold tabular-nums text-white">â¬2,450.00</span><span class="flex shrink-0 items-center gap-1.5 rounded-full px-2 py-0.5 text-[10px] font-semibold bg-success-500/15 text-success-500"><span class="h-1.5 w-1.5 rounded-full bg-success-500" style="animation:cta-banner-status-pulse 2.4s ease-in-out infinite"></span>Paid</span></div><div class="flex items-center gap-3 rounded-lg px-3 py-2.5 text-xs" style="animation:cta-banner-row-cycle 8s ease-in-out infinite;animation-delay:2s"><span class="font-mono text-white/40">#0422</span><span class="flex-1 truncate font-medium text-white/90">Talleres Núñez</span><span class="font-semibold tabular-nums text-white">â¬4,250.00</span><span class="flex shrink-0 items-center gap-1.5 rounded-full px-2 py-0.5 text-[10px] font-semibold bg-success-500/15 text-success-500"><span class="h-1.5 w-1.5 rounded-full bg-success-500" style="animation:cta-banner-status-pulse 2.4s ease-in-out infinite"></span>Paid</span></div><div class="flex items-center gap-3 rounded-lg px-3 py-2.5 text-xs" style="animation:cta-banner-row-cycle 8s ease-in-out infinite;animation-delay:4s"><span class="font-mono text-white/40">
1#0423</span><span class="flex-1 truncate font-medium text-white/90">Café Central</span><span class="font-semibold tabular-nums text-white">â¬890.50</span><span class="flex shrink-0 items-center gap-1.5 rounded-full px-2 py-0.5 text-[10px] font-semibold bg-warning-500/15 text-warning-500"><span class="h-1.5 w-1.5 rounded-full bg-warning-500" style="animation:cta-banner-status-pulse 2.4s ease-in-out infinite"></span>Sent</span></div><div class="flex items-center gap-3 rounded-lg px-3 py-2.5 text-xs" style="animation:cta-banner-row-cycle 8s ease-in-out infinite;animation-delay:6s"><span class="font-mono text-white/40">#0424</span><span class="flex-1 truncate font-medium text-white/90">Norte LogÃstica</span><span class="font-semibold tabular-nums text-white">â¬12,300.00</span><span class="flex shrink-0 items-center gap-1.5 rounded-full px-2 py-0.5 text-[10px] font-semibold bg-white/10 text-white/50"><span class="h-1.5 w-1.5 rounded-full bg-white/40"></span>Draft</span></div></div><div class="pointer-events-none absolute -top-2 right-3 flex items-center gap-1.5 rounded-full border border-success-500/30 bg-neutral-900/90 px-2.5 py-1 text-[10px] font-semibold text-success-500 shadow-lg backdrop-blur" style="animation:cta-banner-toast-pop 9s ease-in-out infinite"><svg class="h-3 w-3" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path stroke-linecap="round" stroke-linejoin="round" d="M5 13l4 4L19 7"></path></svg>+1 new</div></div></div></div></div></div></section><section class="overflow-x-clip bg-neutral-50 text-neutral-900 py-14 md:py-20 "><div class="mx-auto px-4 sm:px-6 lg:px-8 max-w-container-xl "><div class=""><h2 class="text-center text-3xl font-bold tracking-tight text-neutral-900 md:text-4xl">Frequently asked questions</h2><div class="mx-auto max-w-3xl divide-y divide-neutral-200 mt-10"><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-0" id="_R_aqnpfbbiivb_-trigger-0" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">Is Holded a bank?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-0" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-0" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">No, Holded is not a bank. Holded Wallet is a regulated payment account that operates under an electronic money institution licence.</p></div></div></div><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-1" id="_R_aqnpfbbiivb_-trigger-1" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">How can I add money to my Holded Wallet?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-1" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-1" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">You can transfer funds from any bank account to your Holded Wallet IBAN. You can also receive payments from clients directly.</p></div></div></div><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-2" id="_R_aqnpfbbiivb_-trigger-2" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">Is my money safe?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-2" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-2" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">Yes, your funds are protected under European electronic money regulations. They are segregated and insured.</p></div></div></div><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-3" id="_R_aqnpfbbiivb_-trigger-3" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">Can I have multiple Holded Wallet accounts?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-3" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-3" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">Currently you can have one Holded Wallet account per company.</p></div></div></div><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-4" id="_R_aqnpfbbiivb_-trigger-4" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">
1Are there limits on payments or transfers?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-4" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-4" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">Limits depend on your account verification level. Once verified, limits are generous for typical SMB operations.</p></div></div></div><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-5" id="_R_aqnpfbbiivb_-trigger-5" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">Are there fees?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-5" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-5" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">The account costs 10â¬/month. SEPA transfers and card payments have competitive rates you can check on the website.</p></div></div></div><div><button type="button" aria-expanded="false" aria-controls="_R_aqnpfbbiivb_-panel-6" id="_R_aqnpfbbiivb_-trigger-6" class="flex w-full items-center justify-between gap-4 py-5 text-left rounded-lg focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><span class="text-base font-semibold text-neutral-900">Do I need a Holded subscription?</span><svg aria-hidden="true" class="h-5 w-5 shrink-0 text-neutral-400 transition-transform duration-300 ease-out " fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M19 9l-7 7-7-7"></path></svg></button><div id="_R_aqnpfbbiivb_-panel-6" role="region" aria-labelledby="_R_aqnpfbbiivb_-trigger-6" class="grid transition-[grid-template-rows] duration-300 ease-out grid-rows-[0fr]"><div class="overflow-hidden"><p class="pb-5 text-sm leading-relaxed text-neutral-600">Yes, you need an active Holded subscription to use Holded Wallet, as it's integrated with the rest of the modules.</p></div></div></div></div></div></div></section><!--$--><!--/$-->
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1<script type="application/ld+json">{"@context":"https://schema.org","@type":"WebSite","@id":"https://www.holded.com/#website","name":"Holded","url":"https://www.holded.com","description":"Cloud-based business management platform for SMEs, freelancers and accounting firms. Invoicing, accounting, HR, inventory, projects, CRM and banking in one place.","inLanguage":"en","publisher":{"@id":"https://www.holded.com/#organization"}}</script>
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1<svg class="h-10 w-auto" viewBox="0 0 150 44" xmlns="http://www.w3.org/2000/svg" role="img" aria-label="Get it on Google Play"><rect width="150" height="44" rx="8" fill="#000"></rect><rect x="0.5" y="0.5" width="149" height="43" rx="7.5" stroke="#A6A6A6" stroke-width="1" fill="none"></rect><g transform="translate(9.45, 10.65)"><path d="M1.22.44C.9.78.72 1.3.72 2v20c0 .7.18 1.22.5 1.56l.08.08 11.2-11.2v-.28L1.3.36z" fill="#4285F4"></path><path d="M15.8 15.6l-3.8-3.8v-.28l3.8-3.8.09.05 4.5 2.55c1.28.73 1.28 1.93 0 2.66l-4.5 2.57z" fill="#FBBC04"></path><path d="M15.89 15.55L12 11.64 1.3 22.34c.42.45 1.12.5 1.9.06l12.69-6.85z" fill="#EA4335"></path><path d="M1.3.36L12 11.06l3.89-3.9L3.2.3C2.42-.14 1.72-.09 1.3.36z" fill="#34A853"></path></g><text x="40" y="17" font-family="-apple-system, Helvetica, Arial, sans-serif" font-size="8" fill="#fff" letter-spacing="0.3">GET IT ON</text><text x="40" y="31" font-family="-apple-system, Helvetica, Arial, sans-serif" font-size="13.5" font-weight="600" fill="#fff" letter-spacing="-0.3">Google Play</text></svg></a></div><div class="mt-5 hidden flex-col gap-2 md:flex"><p class="text-xs text-neutral-500">Scan to download the app</p><div class="flex items-start gap-2"><button type="button" class="shrink-0 cursor-zoom-in overflow-hidden rounded-control bg-white p-1.5 transition-opacity hover:opacity-90" aria-label="Scan to download the app"><svg height="72" viewBox="0 0 29 29" width="72" xmlns="http://www.w3.org/2000/svg"><path d=" M 7 0 l 1 0 0 1 -1 0 Z M 10 0 l 1 0 0 1 -1 0 Z M 11 0 l 1 0 0 1 -1 0 Z M 12 0 l 1 0 0 1 -1 0 Z M 13 0 l 1 0 0 1 -1 0 Z M 14 0 l 1 0 0 1 -1 0 Z M 20 0 l 1 0 0 1 -1 0 Z M 21 0 l 1 0 0 1 -1 0 Z M 1 1 l 1 0 0 1 -1 0 Z M 2 1 l 1 0 0 1 -1 0 Z M 3 1 l 1 0 0 1 -1 0 Z M 4 1 l 1 0 0 1 -1 0 Z M 5 1 l 1 0 0 1 -1 0 Z M 7 1 l 1 0 0 1 -1 0 Z M 8 1 l 1 0 0 1 -1 0 Z M 9 1 l 1 0 0 1 -1 0 Z M 10 1 l 1 0 0 1 -1 0 Z M 11 1 l 1 0 0 1 -1 0 Z M 12 1 l 1 0 0 1 -1 0 Z M 13 1 l 1 0 0 1 -1 0 Z M 16 1 l 1 0 0 1 -1 0 Z M 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1 -1 0 Z M 21 23 l 1 0 0 1 -1 0 Z M 22 23 l 1 0 0 1 -1 0 Z M 23 23 l 1 0 0 1 -1 0 Z M 26 23 l 1 0 0 1 -1 0 Z M 1 24 l 1 0 0 1 -1 0 Z M 5 24 l 1 0 0 1 -1 0 Z M 7 24 l 1 0 0 1 -1 0 Z M 8 24 l 1 0 0 1 -1 0 Z M 9 24 l 1 0 0 1 -1 0 Z M 10 24 l 1 0 0 1 -1 0 Z M 11 24 l 1 0 0 1 -1 0 Z M 13 24 l 1 0 0 1 -1 0 Z M 16 24 l 1 0 0 1 -1 0 Z M 18 24 l 1 0 0 1 -1 0 Z M 19 24 l 1 0 0 1 -1 0 Z M 25 24 l 1 0 0 1 -1 0 Z M 28 24 l 1 0 0 1 -1 0 Z M 1 25 l 1 0 0 1 -1 0 Z M 5 25 l 1 0 0 1 -1 0 Z M 7 25 l 1 0 0 1 -1 0 Z M 9 25 l 1 0 0 1 -1 0 Z M 13 25 l 1 0 0 1 -1 0 Z M 18 25 l 1 0 0 1 -1 0 Z M 22 25 l 1 0 0 1 -1 0 Z M 23 25 l 1 0 0 1 -1 0 Z M 26 25 l 1 0 0 1 -1 0 Z M 27 25 l 1 0 0 1 -1 0 Z M 1 26 l 1 0 0 1 -1 0 Z M 5 26 l 1 0 0 1 -1 0 Z M 7 26 l 1 0 0 1 -1 0 Z M 10 26 l 1 0 0 1 -1 0 Z M 12 26 l 1 0 0 1 -1 0 Z M 14 26 l 1 0 0 1 -1 0 Z M 15 26 l 1 0 0 1 -1 0 Z M 16 26 l 1 0 0 1 -1 0 Z M 17 26 l 1 0 0 1 -1 0 Z M 19 26 l 1 0 0 1 -1 0 Z M 20 26 l 1 0 0 1 -1 0 Z M 21 26 l 1 0 0 1 -1 0 Z M 22 26 l 1 0 0 1 -1 0 Z M 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0 Z M 2 3 l 1 0 0 1 -1 0 Z M 3 3 l 1 0 0 1 -1 0 Z M 4 3 l 1 0 0 1 -1 0 Z M 6 3 l 1 0 0 1 -1 0 Z M 8 3 l 1 0 0 1 -1 0 Z M 9 3 l 1 0 0 1 -1 0 Z M 11 3 l 1 0 0 1 -1 0 Z M 16 3 l 1 0 0 1 -1 0 Z M 17 3 l 1 0 0 1 -1 0 Z M 19 3 l 1 0 0 1 -1 0 Z M 22 3 l 1 0 0 1 -1 0 Z M 24 3 l 1 0 0 1 -1 0 Z M 25 3 l 1 0 0 1 -1 0 Z M 26 3 l 1 0 0 1 -1 0 Z M 28 3 l 1 0 0 1 -1 0 Z M 0 4 l 1 0 0 1 -1 0 Z M 2 4 l 1 0 0 1 -1 0 Z M 3 4 l 1 0 0 1 -1 0 Z M 4 4 l 1 0 0 1 -1 0 Z M 6 4 l 1 0 0 1 -1 0 Z M 8 4 l 1 0 0 1 -1 0 Z M 9 4 l 1 0 0 1 -1 0 Z M 10 4 l 1 0 0 1 -1 0 Z M 11 4 l 1 0 0 1 -1 0 Z M 13 4 l 1 0 0 1 -1 0 Z M 19 4 l 1 0 0 1 -1 0 Z M 22 4 l 1 0 0 1 -1 0 Z M 24 4 l 1 0 0 1 -1 0 Z M 25 4 l 1 0 0 1 -1 0 Z M 26 4 l 1 0 0 1 -1 0 Z M 28 4 l 1 0 0 1 -1 0 Z M 0 5 l 1 0 0 1 -1 0 Z M 6 5 l 1 0 0 1 -1 0 Z M 9 5 l 1 0 0 1 -1 0 Z M 12 5 l 1 0 0 1 -1 0 Z M 14 5 l 1 0 0 1 -1 0 Z M 18 5 l 1 0 0 1 -1 0 Z M 19 5 l 1 0 0 1 -1 0 Z M 20 5 l 1 0 0 1 -1 0 Z M 22 5 l 1 0 0 1 -1 0 Z M 28 5 l 1 0 0 1 -1 0 Z M 0 6 l 1 0 0 1 -1 0 Z M 1 6 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17 25 l 1 0 0 1 -1 0 Z M 19 25 l 1 0 0 1 -1 0 Z M 20 25 l 1 0 0 1 -1 0 Z M 21 25 l 1 0 0 1 -1 0 Z M 24 25 l 1 0 0 1 -1 0 Z M 25 25 l 1 0 0 1 -1 0 Z M 28 25 l 1 0 0 1 -1 0 Z M 0 26 l 1 0 0 1 -1 0 Z M 2 26 l 1 0 0 1 -1 0 Z M 3 26 l 1 0 0 1 -1 0 Z M 4 26 l 1 0 0 1 -1 0 Z M 6 26 l 1 0 0 1 -1 0 Z M 8 26 l 1 0 0 1 -1 0 Z M 9 26 l 1 0 0 1 -1 0 Z M 11 26 l 1 0 0 1 -1 0 Z M 13 26 l 1 0 0 1 -1 0 Z M 18 26 l 1 0 0 1 -1 0 Z M 23 26 l 1 0 0 1 -1 0 Z M 26 26 l 1 0 0 1 -1 0 Z M 28 26 l 1 0 0 1 -1 0 Z M 0 27 l 1 0 0 1 -1 0 Z M 6 27 l 1 0 0 1 -1 0 Z M 8 27 l 1 0 0 1 -1 0 Z M 9 27 l 1 0 0 1 -1 0 Z M 10 27 l 1 0 0 1 -1 0 Z M 11 27 l 1 0 0 1 -1 0 Z M 14 27 l 1 0 0 1 -1 0 Z M 16 27 l 1 0 0 1 -1 0 Z M 20 27 l 1 0 0 1 -1 0 Z M 23 27 l 1 0 0 1 -1 0 Z M 25 27 l 1 0 0 1 -1 0 Z M 27 27 l 1 0 0 1 -1 0 Z M 0 28 l 1 0 0 1 -1 0 Z M 1 28 l 1 0 0 1 -1 0 Z M 2 28 l 1 0 0 1 -1 0 Z M 3 28 l 1 0 0 1 -1 0 Z M 4 28 l 1 0 0 1 -1 0 Z M 5 28 l 1 0 0 1 -1 0 Z M 6 28 l 1 0 0 1 -1 0 Z M 8 28 l 1 0 0 1 -1 0 Z M 12 28 l 1 0 0 1 -1 0 Z M 14 28 l 1 0 0 1 -1 0 Z M 15 28 l 1 0 0 1 -1 0 Z M 19 28 l 1 0 0 1 -1 0 Z M 20 28 l 1 0 0 1 -1 0 Z M 25 28 l 1 0 0 1 -1 0 Z M 27 28 l 1 0 0 1 -1 0 Z " fill="#000000"></path></svg></button><div class="flex flex-col gap-2 pt-0.5"><a href="https://apps.apple.com/es/app/holded-gestiona-tu-negocio/id1369704574" target="_blank" rel="nofollow noopener noreferrer" class="opacity-80 transition-opacity hover:opacity-100">
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fill="#F0F0F0"></circle><circle cx="7.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="1.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><rect x="9.6" y="7.2" width="9.6" height="6" rx="1.6" fill="#0F172A" stroke="#F0F0F0" stroke-width="0.7"></rect><text x="14.4" y="10.35" text-anchor="middle" dominant-baseline="middle" fill="#FFFFFF" font-size="4.2" font-weight="700" font-family="system-ui, sans-serif" letter-spacing="-0.1">ES</text></svg><span class="truncate text-neutral-400">Español (EE. UU.)</span></span><a class="flex items-center gap-2 rounded-control px-2 py-1.5 text-[13px] transition-colors text-neutral-500 hover:bg-neutral-100 hover:text-neutral-900" href="/ca/compte-empresa-wallet">
1<svg class="h-3 w-4 shrink-0" viewBox="0 0 20 14" fill="none" role="img" aria-label="Catalonia"><rect width="20" height="14" rx="1.5" fill="#FCDD09"></rect><rect y="1.5555555555555556" width="20" height="1.5555555555555556" fill="#DA121A"></rect><rect y="4.666666666666667" width="20" height="1.5555555555555556" fill="#DA121A"></rect><rect y="7.777777777777778" width="20" height="1.5555555555555556" fill="#DA121A"></rect><rect y="10.88888888888889" width="20" height="1.5555555555555556" fill="#DA121A"></rect></svg><span class="truncate">Català </span></a></div></div></div><div class="grid grid-cols-2 gap-x-6 gap-y-10 sm:grid-cols-3 lg:grid-cols-5 lg:gap-x-8"><div><h3 class="mb-4 text-xs font-semibold uppercase tracking-wider text-neutral-500">Quick Access</h3><ul class="flex flex-col gap-1"><li><a href="https://app.holded.com/signup?lang=en" target="_blank" rel="noopener noreferrer" class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900">Create a free account</a></li><li><a href="https://app.holded.com/login?lang=en" target="_blank" rel="noopener noreferrer" class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900">Log in</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/pricing">Pricing</a></li><li class="mt-2"><button type="button" class="inline-flex items-center gap-1.5 rounded-control border border-neutral-200 bg-white px-2 py-1 text-[13px] text-neutral-500 transition-colors hover:border-neutral-300 hover:bg-neutral-100 hover:text-neutral-900 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-brand-400"><svg class="h-3 w-3 shrink-0" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><circle cx="11" cy="11" r="8"></circle><line x1="21" y1="21" x2="16.65" y2="16.65"></line></svg><span>Search</span><kbd class="rounded border border-neutral-300 px-1 py-px text-[9px] leading-none text-neutral-500">âK</kbd></button></li></ul></div><div><h3 class="mb-4 text-xs font-semibold uppercase tracking-wider text-neutral-500">Features</h3><ul class="flex flex-col gap-1"><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/features">Full list</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/cloud-erp">ERP</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/accounting-software">Accounting software</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/invoicing-software">Invoicing software</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/treasury-software">Treasury software</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/inventory-management">Inventory</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/hr-management-software">Team / HR</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/crm-software">CRM</a></li></ul></div><div><h3 class="mb-4 text-xs font-semibold uppercase tracking-wider text-neutral-500">Resources</h3><ul class="flex flex-col gap-1"><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/developers">Developers</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/accounting-directory">Consultancy directory</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/migration">Migration</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/solution-partner-directory">Solution Partners directory</a></li><li><a href="https://help.holded.com" target="_blank" rel="noopener noreferrer" class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900">Academy</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/webinars">Webinars</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/guides">Guides</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/glossary">Glossary</a></li></ul></div><div><h3 class="mb-4 text-xs font-semibold uppercase tracking-wider text-neutral-500">About Us</h3><ul class="flex flex-col gap-1">
1<li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/about-us">Who we are</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/success-cases">Success stories</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/reviews">Customer reviews</a></li><li><a href="https://jobs.holded.com" target="_blank" rel="noopener noreferrer" class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900">Work with us</a></li><li><a href="https://www.visma.com/whistleblowing" target="_blank" rel="noopener noreferrer" class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900">Whistleblower channel</a></li></ul></div><div><h3 class="mb-4 text-xs font-semibold uppercase tracking-wider text-neutral-500">Legal</h3><ul class="flex flex-col gap-1"><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/tac">Terms and conditions</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/privacy">Privacy policy</a></li><li><a class="text-[13px] text-neutral-500 transition-colors hover:text-neutral-900" href="/cookie-policy">Cookie policy</a></li></ul></div><div class="md:hidden"><h3 class="mb-4 text-xs font-semibold uppercase tracking-wider text-neutral-500">Language</h3><ul class="-mx-2 flex flex-col gap-0.5"><li><a class="flex items-center gap-2 rounded-control px-2 py-1.5 text-[13px] transition-colors text-neutral-500 hover:bg-neutral-100 hover:text-neutral-900" href="/es/cuenta-empresa-wallet"><svg class="h-3 w-4 shrink-0" viewBox="0 0 20 14" fill="none" role="img" aria-label="Spain"><rect width="20" height="14" rx="1.5" fill="#C60B1E"></rect><rect y="3.5" width="20" height="7" fill="#FFC400"></rect></svg><span class="truncate">Español</span></a></li><li><a aria-current="page" class="flex items-center gap-2 rounded-control px-2 py-1.5 text-[13px] transition-colors bg-brand-50 font-semibold text-brand-600" href="/business-account-wallet"><svg class="h-3 w-4 shrink-0" viewBox="0 0 20 14" fill="none" stroke="currentColor" stroke-width="1.1" role="img" aria-label="Global"><circle cx="10" cy="7" r="6"></circle><ellipse cx="10" cy="7" rx="2.6" ry="6"></ellipse><path d="M4 7h12M5.2 3.9h9.6M5.2 10.1h9.6" stroke-linecap="round"></path></svg><span class="truncate">English</span></a></li><li><span aria-disabled="true" title="Not available in this language" class="flex items-center gap-2 rounded-control px-2 py-1.5 text-[13px] cursor-not-allowed"><svg class="h-3 w-4 shrink-0 opacity-40 grayscale" viewBox="0 0 20 14" fill="none" role="img" aria-label="United States"><rect width="20" height="14" rx="1.5" fill="#F0F0F0"></rect><rect y="0" width="20" height="1" fill="#D80027"></rect><rect y="2" width="20" height="1" fill="#D80027"></rect><rect y="4" width="20" height="1" fill="#D80027"></rect><rect y="6" width="20" height="1" fill="#D80027"></rect><rect y="8" width="20" height="1" fill="#D80027"></rect><rect y="10" width="20" height="1" fill="#D80027"></rect><rect y="12" width="20" height="1" fill="#D80027"></rect><rect width="9" height="7" fill="#2E52B2"></rect><circle cx="1.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="1.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="1.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle></svg><span class="truncate text-neutral-400">English (US)</span></span></li><li><span aria-disabled="true" title="Not available in this language" class="flex items-center gap-2 rounded-control px-2 py-1.5 text-[13px] curs
1or-not-allowed"><svg class="h-3 w-4 shrink-0 opacity-40 grayscale" viewBox="0 0 20 14" fill="none" role="img" aria-label="United States (ES)"><rect width="20" height="14" rx="1.5" fill="#F0F0F0"></rect><rect y="0" width="20" height="1" fill="#D80027"></rect><rect y="2" width="20" height="1" fill="#D80027"></rect><rect y="4" width="20" height="1" fill="#D80027"></rect><rect y="6" width="20" height="1" fill="#D80027"></rect><rect y="8" width="20" height="1" fill="#D80027"></rect><rect y="10" width="20" height="1" fill="#D80027"></rect><rect y="12" width="20" height="1" fill="#D80027"></rect><rect width="9" height="7" fill="#2E52B2"></rect><circle cx="1.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="1.6" r="0.45" fill="#F0F0F0"></circle><circle cx="1.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="3.6" r="0.45" fill="#F0F0F0"></circle><circle cx="1.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="3.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="5.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><circle cx="7.6" cy="5.6" r="0.45" fill="#F0F0F0"></circle><rect x="9.6" y="7.2" width="9.6" height="6" rx="1.6" fill="#0F172A" stroke="#F0F0F0" stroke-width="0.7"></rect><text x="14.4" y="10.35" text-anchor="middle" dominant-baseline="middle" fill="#FFFFFF" font-size="4.2" font-weight="700" font-family="system-ui, sans-serif" letter-spacing="-0.1">ES</text></svg><span class="truncate text-neutral-400">Español (EE. UU.)</span></span></li><li><a class="flex items-center gap-2 rounded-control px-2 py-1.5 text-[13px] transition-colors text-neutral-500 hover:bg-neutral-100 hover:text-neutral-900" href="/ca/compte-empresa-wallet"><svg class="h-3 w-4 shrink-0" viewBox="0 0 20 14" fill="none" role="img" aria-label="Catalonia"><rect width="20" height="14" rx="1.5" fill="#FCDD09"></rect><rect y="1.5555555555555556" width="20" height="1.5555555555555556" fill="#DA121A"></rect><rect y="4.666666666666667" width="20" height="1.5555555555555556" fill="#DA121A"></rect><rect y="7.777777777777778" width="20" height="1.5555555555555556" fill="#DA121A"></rect><rect y="10.88888888888889" width="20" height="1.5555555555555556" fill="#DA121A"></rect></svg><span class="truncate">Català </span></a></li></ul></div></div></div><div class="h-px bg-gradient-to-r from-transparent via-neutral-200 to-transparent"></div><div class="flex flex-col gap-6 py-8"><div class="flex flex-col items-center gap-6 md:flex-row md:justify-between"><div class="flex items-center gap-4"><span class="text-xs text-neutral-500">© 2026 Holded Technologies SL. 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