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1in our Privacy Policy"}),(0,s.jsx)("li",{children:"Ads are provided by third parties; we do not endorse and are not responsible for the content of any advertisement or any products or services advertised"}),(0,s.jsx)("li",{children:"You will not interfere with, obscure, or generate invalid interactions with ads (for example, automated or repeated clicks)"}),(0,s.jsx)("li",{children:"Upgrading to Pro removes all ads"})]})]})]})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"9. Third-Party Services"}),(0,s.jsxs)("div",{className:"space-y-8",children:[(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"9.1 Third-Party Integrations"}),(0,s.jsxs)("ul",{className:"list-disc list-inside text-gray-600 dark:text-gray-300 space-y-2 mb-2",children:[(0,s.jsx)("li",{children:"Google Sign-In (for authentication)"}),(0,s.jsx)("li",{children:"Firebase (for analytics, crash reporting, and performance monitoring)"}),(0,s.jsx)("li",{children:"Meta WhatsApp Business Platform (for WhatsApp Connect feature)"}),(0,s.jsx)("li",{children:"AI processing services (for extracting transaction details from WhatsApp messages)"}),(0,s.jsx)("li",{children:"Google AdMob (for serving ads in the free version of the App)"}),(0,s.jsx)("li",{children:"Google Fonts (for typography)"})]}),(0,s.jsxs)("p",{className:"text-sm text-gray-500 dark:text-gray-400",children:["Your use of these services is subject to their respective terms and privacy policies:"," ",(0,s.jsx)("a",{href:"https://policies.google.com/terms",target:"_blank",rel:"noopener noreferrer",children:"Google Terms"})," ","\xb7"," ",(0,s.jsx)("a",{href:"https://firebase.google.com/terms",target:"_blank",rel:"noopener noreferrer",children:"Firebase Terms"})," ","\xb7"," ",(0,s.jsx)("a",{href:"https://www.whatsapp.com/legal/terms-of-service",target:"_blank",rel:"noopener noreferrer",children:"WhatsApp Terms"})]})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"9.2 Third-Party Disclaimer"}),(0,s.jsxs)("ul",{className:"list-disc list-inside text-gray-600 dark:text-gray-300 space-y-2",children:[(0,s.jsx)("li",{children:"We are not responsible for the availability, accuracy, or reliability of third-party services"}),(0,s.jsx)("li",{children:"We are not responsible for changes to third-party services that affect App functionality"}),(0,s.jsx)("li",{children:"We are not responsible for third-party data practices or privacy policies"}),(0,s.jsx)("li",{children:"We are not responsible for disputes between you and third-party service providers"})]})]})]})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"10. Data Backup and Loss"}),(0,s.jsxs)("div",{className:"space-y-8",children:[(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"10.1 Your Responsibility"}),(0,s.jsxs)("ul",{className:"list-disc list-inside text-gray-600 dark:text-gray-300 space-y-2",children:[(0,s.jsx)("li",{children:"Maintain backups of your important financial data"}),(0,s.jsx)("li",{children:"Export transaction records periodically"}),(0,s.jsx)("li",{children:"Keep copies of receipt images outside the App"})]})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"10.2 No Guarantee of Data Preservation"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"While we implement reasonable data protection measures, we do not guarantee permanent storage of your data, recovery of deleted data, or protection against all forms of data loss."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"10.3 Limitation of Liability for Data Loss"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"We are not liable for any loss, corruption, or deleti
1on of your data, whether caused by technical failures or errors, security breaches, account termination, user error or device issues, or force majeure events."})]})]})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"11. 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In such jurisdictions, our liability will be limited to the maximum extent permitted by law."})]})]})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"14. 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You consent to the personal jurisdiction of such courts and waive any objections based on inconvenient forum."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"16.4 Arbitration (Optional)"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"For disputes that cannot be resolved
1informally, you and Money Minder agree to resolve disputes through binding arbitration, except that either party may bring an action in court to seek injunctive or equitable relief, protect intellectual property rights, or resolve disputes related to data privacy. Arbitration shall be conducted by a single arbitrator in accordance with the Indian Arbitration and Conciliation Act, 1996."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-2xl font-semibold text-gray-900 dark:text-gray-100 mb-3",children:"16.5 Class Action Waiver"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"YOU AGREE THAT DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION."})]})]})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"17. 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The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-xl font-semibold text-gray-900 dark:text-gray-100 mb-2",children:"17.3 Waiver"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-xl font-semibold text-gray-900 dark:text-gray-100 mb-2",children:"17.4 Assignment"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign or transfer these Terms at any time without restriction. Any attempted assignment in violation of this section is void."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-xl font-semibold text-gray-900 dark:text-gray-100 mb-2",children:"17.5 No Third-Party Beneficiaries"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"These Terms do not create any third-party beneficiary rights. No third party may enforce any provision of these Terms."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-xl font-semibold text-gray-900 dark:text-gray-100 mb-2",children:"17.6 Force Majeure"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, civil unrest, government actions, internet or telecommunications failures, cyber attacks, or labor disputes."})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-xl font-semibold text-gray-900 dark:text-gray-100 mb-2",children:"17.7 Notices"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"All notices to you will be provided via email to your registered address, through in-app notifications, or by posting on the App or our website. Notices to us should be sent to: [email protected]"})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h3",{className:"text-xl font-semibold text-gray-900 dark:text-gray-100 mb-2",children:"17.8 Language"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"These Terms are provided in English. Any translations are for convenience only. In the event of conflicts, the English version shall prevail."})]})]})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"16. 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1in our Privacy Policy, data storage on our servers, and use of third-party services (Firebase, Google)."}),(0,s.jsx)("p",{className:"text-sm text-gray-500 dark:text-gray-400 mt-2",children:"Please review our Privacy Policy on the Privacy page of this website for detailed information about how we handle your data."})]}),(0,s.jsxs)(r.E.div,{variants:e,className:"mb-12",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-6",children:"20. Export Controls and Sanctions"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"You represent and warrant that you are not located in a country subject to U.S. or international embargo or sanctions, are not listed on any government prohibited or restricted party list, and will comply with all applicable export control and sanctions laws."})]}),(0,s.jsx)(r.E.div,{variants:e,className:"mb-12",children:(0,s.jsxs)("div",{className:"bg-gradient-to-r from-primary-600 to-primary-800 rounded-2xl p-8 text-white",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold mb-4",children:"21. Contact Information"}),(0,s.jsx)("p",{className:"mb-4",children:"If you have any questions, concerns, or disputes regarding these Terms of Service, please contact us:"}),(0,s.jsx)("div",{className:"bg-white/20 rounded-lg p-4 mb-2",children:(0,s.jsx)("p",{className:"font-medium",children:"\uD83D\uDCE7 Email: [email protected]"})}),(0,s.jsx)("p",{children:"Response Time: We aim to respond within 48 hours during business days."})]})}),(0,s.jsx)(r.E.div,{variants:e,className:"mb-12",children:(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-2xl p-8 shadow-lg",children:[(0,s.jsx)("h2",{className:"text-3xl font-bold text-gray-900 dark:text-gray-100 mb-4",children:"Acknowledgment"}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300 mb-4",children:"BY DOWNLOADING, INSTALLING, ACCESSING, OR USING THE MONEY MINDER APP, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE APP."}),(0,s.jsx)("p",{className:"text-gray-600 dark:text-gray-300",children:"YOU FURTHER ACKNOWLEDGE THAT THESE TERMS CONSTITUTE A BINDING LEGAL AGREEMENT BETWEEN YOU AND MONEY MINDER."})]})}),(0,s.jsx)(r.E.div,{variants:e,className:"mb-12",children:(0,s.jsxs)("div",{className:"bg-gradient-to-r from-gray-50 to-blue-50 dark:from-gray-800 dark:to-gray-700 rounded-2xl p-8",children:[(0,s.jsxs)("div",{className:"grid grid-cols-1 md:grid-cols-3 gap-6",children:[(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-lg p-6 border border-gray-200 dark:border-gray-700",children:[(0,s.jsx)("p",{className:"text-sm text-gray-500 dark:text-gray-400",children:"Version"}),(0,s.jsx)("p",{className:"text-lg font-semibold text-gray-900 dark:text-gray-100",children:"1.2"})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-lg p-6 border border-gray-200 dark:border-gray-700",children:[(0,s.jsx)("p",{className:"text-sm text-gray-500 dark:text-gray-400",children:"Effective Date"}),(0,s.jsx)("p",{className:"text-lg font-semibold text-gray-900 dark:text-gray-100",children:"June 24, 2026"})]}),(0,s.jsxs)("div",{className:"bg-white dark:bg-gray-800 rounded-lg p-6 border border-gray-200 dark:border-gray-700",children:[(0,s.jsx)("p",{className:"text-sm text-gray-500 dark:text-gray-400",children:"Last Reviewed"}),(0,s.jsx)("p",{className:"text-lg font-semibold text-gray-900 dark:text-gray-100",children:"June 24, 2026"})]})]}),(0,s.jsx)("p",{className:"text-sm text-gray-600 dark:text-gray-300 mt-6",children:"These Terms of Service are designed to comply with Google Play Store requirements, Indian law, and international legal standards. For jurisdiction-specific requirements, please consult with local legal counsel."})]})})]})})})]})}},8736:function(e,a,t){"use strict";t.d(a,{Z:function(){return s}});let s=(0,t(9763).Z)("FileText",[["path",{d:"M14.5 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7.5L14.5 2z",key:"1nnpy2"}],["polyline",{points:"14 2 14 8 20 8",key:"1ew0cm"}],["line",{x1:"16",x2:"8",y1:"13",y2:"13",key:"14keom"}],["line",{x1:"16",x2:"8",y1:"17",y2:"17",key:"17nazh"}],["line",{x1:"10",x2:"8",y1:"9",y2:"9",key:"1a5vjj"}]])},8906:function(e,a,t){"use strict";t.d(a,{Z:function(){return s}});let s=(0,t(9763).Z)("Shield",[["path",{d:"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10",key:"1irkt0"}]])}},function(e){e.O(0,[710,971,117,744],function(){return e(e.s=1581)}),_N_E=e.O()}]);
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