1try{let e="undefined"!=typeof window?window:"undefined"!=typeof global?global:"undefined"!=typeof globalThis?globalThis:"undefined"!=typeof self?self:{},t=(new e.Error).stack;t&&(e._sentryDebugIds=e._sentryDebugIds||{},e._sentryDebugIds[t]="ac9896fe-09ba-4277-a165-10978493f502",e._sentryDebugIdIdentifier="sentry-dbid-ac9896fe-09ba-4277-a165-10978493f502")}catch(e){}(self.webpackChunk_N_E=self.webpackChunk_N_E||[]).push([[53483],{53483:function(e,t,a){"use strict";a.d(t,{L:function(){return o}});var n=a(44529),i=a(74345),o=function(e){var t,o=e.locale,s=e.filePath;try{t=o===n.i5.EN_US?a(70703)("./".concat(s)):o?a(70703)("./".concat(o,"/").concat(s)):a(70703)("./".concat(s))}catch(e){return t=a(70703)("./".concat(s)),(0,i.Ds)({data:t,locale:o||n.i5.EN_US})}return(0,i.Ds)({data:t,locale:o})}},34932:function(e,t,a){"use strict";a.r(t),a.d(t,{body:function(){return i},metaData:function(){return n}});var n={"meta-title":"404","meta-description":"You've reached this page unjustly"},i={header:"Lost in\xa0404 territory?",description:"Whether youâre exploring new financial terrain, or just have a typo in the URL, letâs get you back on track.",button:"Go home"}},11780:function(e,t,a){"use strict";a.r(t),a.d(t,{body:function(){return i},metaData:function(){return n}});var n={"meta-title":"500","meta-description":"You've reached this page unjustly",hasCanonicalTag:!1},i={header:"Something <span class='medium-and-up-line-break'></span>went wrong",description:"Our team has been notified and is working on the issue"}},25642:function(e,t,a){"use strict";a.r(t),a.d(t,{cardSectionData:function(){return d},metaData:function(){return n},pageHeaderAuthData:function(){return c},pageHeaderBIData:function(){return s},pageHeaderData:function(){return i},pageHeaderIVData:function(){return o},pageHeaderIdentityData:function(){return r},pageHeaderMmdInitiationData:function(){return l},pageHeaderPIData:function(){return u}});var n={layout:"demo","meta-title":"Plaid Demo","meta-description":"Explore how Plaid Link helps 100+ million people to securely connect their financial accounts to thousands of apps.","":null},i={status:"Success!",subtext:"You have completed Plaid Link. Your credentials were verified and used to retrieve the account data shown."},o={status:"Success!",subtext:"You have completed Plaid Link. Sample payroll data and verified information shown."},s={status:"Success!",subtext:"You have completed Plaid Link. Sample bank income data shown."},r={status:"Success!",subtext:"You have completed Plaid Link. Sample bank identity data shown."},c={status:"Success!",subtext:"You have completed Plaid Link. Sample bank account and routing number data shown."},u={status:"Success!",subtext:"You have completed Plaid Link. Sample payment information shown."},l={status:"Account Verification Pending",subtext:"You have initiated microdeposits. Click below to verify account."},d={"header-section":!0,"card-count":"two","header-text":"MORE ABOUT LINK","header-subtext":"How did this work?",cards:[{"section-header-text":"Behind the scenes","section-link":"https://github.com/plaid/quickstart","section-text":"You completed the Plaid Link onboarding. Link is a pre-built interface that interacts with Plaid's API servers to take you through a streamlined, fully-encrypted onboarding process.<br><br>Once you successfully entered valid credentials, Link verified them and made a request to the Plaid API to retrieve the account data above. For more information on how this works technically, see the documentation below.","section-cta-text":"View our Quickstart"},{"section-header-text":"Exchange token flow","section-link":"https://plaid.com/docs/quickstart/#creating-items-with-link-and-the-api","section-text":"Plaid Link returns a public_token for a given user, which can be exchanged for an access_token using the Exchange Token endpoint.<br><br>In this example, we pull the public_token from the query string and send it to the app server. The app server will make two Plaid API requests using your private client_id and secret. The first will exchange the public_token for a Plaid access_token. The second will use that access_token to retrieve account information, including account names and current balances.","section-cta-text":"View our Documentation"}]}},84930:function(e,t,a){"use strict";a.r(t),a.d(t,{cclPromoBannerData:function(){return i},noJSBannerData:function(){return n}});var n={bannerTitle:"FYI",bannerText:"This site requires Javascript for full functionality",bannerName:"NoJSBanner"},i={bannerTitle:"FOR CONSUMERS",bannerText:"Learn how Plaid powers the apps in your financial life.",bannerLink:"/how-it-works-for-consumers",bannerName:"CCLBanner",isClosable:!0,isHiddenInEEA:!0}},99431:function(e,t,a){"use strict";a.r(t),a.d(t,{cta:function(){return s},heading:function(){return i},metaData:function(){return n},subheading:function(){return o}});var n={"meta-title":"Contact us",hasCanonicalTag:!1,noIndex:!0}
1,i="Thank you!",o="Your message has been sent, and a member of our team will be in touch soon",s={url:"/docs/",text:"Check out our implementation guide"}},35435:function(e,t,a){"use strict";a.r(t),a.d(t,{ctas:function(){return s},header:function(){return i},metaData:function(){return n},socialProofData:function(){return r},subheader:function(){return o}});var n={"meta-title":"Contact us","meta-description":"We love hearing from you! Contact the Plaid team with sales, partnerships, press, and brand inquiries",hasCanonicalTag:!0},i="Contact Sales",o="Ready to build the future of digital finance? Reach out to our sales team and weâll be in touch.",s={description:"Have other questions?",links:["Learn more about <a href='https://support-my.plaid.com/hc/en-us/categories/4405983222679-Connecting-Financial-Accounts '>connecting financial accounts</a>","Visit our <a href='/press'>press page</a>","For employment verification, <a href='https://www.truework.com/verifications/plaid-employment-verification/'>visit here</a>"],press:"Visit our <a href='/press'>press page</a>"},r={description:"Join the thousands of innovators that are <span class='medium-and-up-line-break'></span>already building with Plaid",items:[{src:"/assets/img/logos/contact/[email protected]",alt:"Betterment Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Dave Logo"},{src:"/assets/img/logos/contact/customer-logo-chime.png",alt:"Chime Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Venmo Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Wave Logo"}]}},17844:function(e,t,a){"use strict";a.r(t),a.d(t,{appsData:function(){return o},featuresData:function(){return c},footerData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},textBlockData:function(){return r}});var n={"meta-title":"Discover apps that are powered by Plaid","meta-description":"When you connect your financial accounts, you can do some pretty amazing things. Discover more than 7,000 apps and services that are powered by Plaid.","exclude-footer":"true"},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,"label-text":null,header:"Discover a world of financial apps","header-class":"h2",subheader:"When you connect your financial accounts to an app, you can do some pretty amazing things. Meet some of the apps that are powered by Plaid.",image:!0,"background-image":"/assets/img/accents/discover-apps-brushstroke-hero.png","image-url":"/assets/img/hero/discover-apps-hero.png"},o=[{classes:"discover-apps__mobile-banking",type:"icon-grid","extra-padding":!1,label:"Banking",title:"Mobile banking",description:"Think beyond the branch. With the latest generation of banking apps, you can manage nearly every aspect of your finances from your connected device.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/o1Ig3sXCdwtpusB2nV2YE/f457f5be89ec371b27692b07ec68c7f5/brushstrokes-01.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-moneylion.png","alt-text":"MoneyLion",name:"MoneyLion",description:"Easy way to borrow, save, invest, and earn. All in one app.",url:"https://www.moneylion.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-varo.png","alt-text":"Varo",name:"Varo",description:"Online bank accounts with no minimum balance.",url:"https://www.varomoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-chime.png","alt-text":"Chime",name:"Chime",description:"Grow your savings automatically, like a boss.",url:"https://www.chimebank.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-m1finance.png","alt-text":"M1 Finance",name:"M1 Finance",description:"Invest, borrow, and spend seamlessly, all in one place.",url:"https://www.m1finance.com/"}],reverse:!0},{classes:"discover-apps__saving-investing",type:"icon-grid","extra-padding":!1,label:"Wealth",title:"Saving and investing",description:"Make smart money decisions. Instantly create a custom portfolio tailored to your financial goalsâor round up your credit card purchases and save the spare change for a rainy day.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/5hxyopKdNdtmzKSYyhwnvK/fd77555c68465a958773a31288a5dc81/brushstrokes-02.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-acorns.png","alt-text":"Acorns",
1name:"Acorns",description:"Invest spare change and save for retirement.",url:"https://www.acorns.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-oportun.png","alt-text":"Oportun",name:"Oportun",description:"Save money, pay off debt, and achieve your financial goals.",url:"https://oportun.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-ellevest.png","alt-text":"Ellevest",name:"Ellevest",description:"Weâre on a mission to close the gender money gap.",url:"https://www.ellevest.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-qapital.png","alt-text":"Qapital",name:"Qapital",description:"Save smartly, spend happily, and invest comfortably.",url:"https://www.qapital.com/"}]},{classes:"discover-apps__personal-finances",type:"icon-grid","extra-padding":!1,label:"Personal Finances",title:"Build financial health",description:"The latest financial health tools can help you instantly build a budget based on your recent transactions or get notified when youâre in danger of overdrawing your account.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/6cJ697dpUrDjdH7UQRtQBT/a1197f08f830e1b32b37202d1f5892d5/brushstrokes-03.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-ynab.png","alt-text":"YNAB",name:"YNAB",description:"Stop living paycheck-to-paycheck. You need a budget.",url:"https://www.youneedabudget.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-rocketmoney.jpg","alt-text":"Rocket Money",name:"Rocket Money",description:"Find and cancel subscriptions. Track your spending. Take control.",url:"https://www.rocketmoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-albert.png","alt-text":"Albert",name:"Albert",description:"Make good money decisions with confidence.",url:"https://albert.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-copilot.png","alt-text":"Copilot",name:"Copilot",description:"Do money better with Copilot.",url:"https://copilot.money/"}],reverse:!0},{classes:"discover-apps__business-finances",type:"icon-grid","extra-padding":!1,label:"Business Finances",title:"Boost your business",description:"Modern tools allow you to automate things like payments, fraud prevention, payroll, taxes, and employee expensesâso you can focus on your strategic priorities.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/3yfODQhzFJSU5ndYqelcQz/94ee885c4c47ce7ae24212dea504562d/brushstrokes-04.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/wave-app-icon.png","alt-text":"Wave",name:"Wave",description:"One-stop money management for small business owners.",url:"https://www.waveapps.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-bench.png","alt-text":"Bench",name:"Bench",description:"Online bookkeeping services for your small business.",url:"https://bench.co/partner/friends-of-bench/"},{"img-src":"/assets/img/logos/app-icons/app-icon-expensify.png","alt-text":"Expensify",name:"Expensify",description:"Receipt tracking and expense management for everyone.",url:"https://use.expensify.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-fundbox.png","alt-text":"Fundbox",name:"Fundbox",description:"Revolving lines of credit to growing small businesses like yours.",url:"https://fundbox.com/"}]},{classes:"discover-apps__payment",type:"icon-grid","extra-padding":!1,label:"Payments",title:"Pay friends and family",description:"With modern payment apps, instantly send cash to friends and family.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/1po7gQ9Kh17yZnFkbedQlT/637f07ce7d7af7584c5e788a9ef4b33c/brushstrokes-05.png?fm=webp&q=70","brushstroke-shrink-to-fit":!0,"icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-venmo.png","alt-text":"Venmo",name:"Venmo",description:"A digital wallet that lets you make and share payments with friends.",url:"https://venmo.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-wise.png","alt-text":"Wise",name:"Wise",description:"Send money abroad quickly and easily.",url:"https://wise.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-metal.png","alt-text":"Metal",n
1ame:"Metal",description:"Send cash and crypto to friends. Get rewarded for doing it.",url:"https://www.metalpay.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-worldremit.png","alt-text":"WorldRemit",name:"WorldRemit",description:"Transfer money to friends and family overseas in over 150 countries.",url:"https://www.worldremit.com/"}],reverse:!0},{classes:"discover-apps__lending",type:"icon-grid","extra-padding":!1,label:"Lending",title:"Apply for a loan",description:"New online lending services help you save time and get the best rates by allowing you to supplement your loan application with data from your financial accounts.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/4DZeuole5EbPOf5AqmPNgK/f199b7c1058d414ae857a0808a8385eb/brushstrokes-06.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-sofi.png","alt-text":"SoFi",name:"SoFi",description:"Itâs time to take control of your finances.",url:"https://www.sofi.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-figure.png","alt-text":"Figure",name:"Figure",description:"Financial products to simplify your finances, faster.",url:"https://www.figure.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-petal.png","alt-text":"Petal",name:"Petal",description:"Responsible credit for the modern world.",url:"https://www.petalcard.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-avant.png","alt-text":"Avant",name:"Avant",description:"Manage your loan or credit card wherever you are.",url:"https://www.avant.com/"}]}],s={"cta-title":"Want to see your app here?","cta-title-wide":!0,"cta-subtitle":"Build with us. Tell us how we can help and we'll get in touch shortly.","primary-cta-text":"Contact Us","primary-cta-link":"/contact/","bg-color":"bg-white","hide-secondary-cta":!0},r={"p-classes":"disclaimer",content:"The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid."},c={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/how-it-works.png","feature-title":"How Plaid works","feature-body":"Plaid powers the apps in your financial life.","feature-url":"/how-it-works-for-consumers","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"//my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]}},12557:function(e,t,a){"use strict";a.r(t),a.d(t,{body:function(){return i},metaData:function(){return n}});var n={"meta-title":"404","meta-description":"You've reached this page unjustly"},i={header:"Lost in\xa0404 territory?",description:"Whether youâre exploring new financial terrain, or just have a typo in the URL, letâs get you back on track.",button:"Go home"}},50547:function(e,t,a){"use strict";a.r(t),a.d(t,{body:function(){return i},metaData:function(){return n}});var n={"meta-title":"500","meta-description":"You've reached this page unjustly",hasCanonicalTag:!1},i={header:"Something <span class='medium-and-up-line-break'></span>went wrong",description:"Our team has been notified and is working on the issue"}},39479:function(e,t,a){"use strict";a.r(t),a.d(t,{cta:function(){return s},heading:function(){return i},metaData:function(){return n},subheading:function(){return o}});var n={"meta-title":"Contact us",hasCanonicalTag:!1,noIndex:!0},i="Thank you!",o="Your message has been sent, and a member of our team will be in touch soon",s={url:"/docs/",text:"Check out our implementation guide"}},24787:function(e,t,a){"use strict";a.r(t),a.d(t,{ctas:function(){return s},header:function(){return i},metaData:function(){return n},socialProofData:function(){return r},subheader:function(){return o}});var n={"meta-title":"Contact us","meta-description":"We love hearing from you! Contact the Plaid team with sales, partnerships, press, and brand inquiries",hasCanonicalTag:!0},i="Contact Sales",o="Ready to build the future of digital finance? Reach out to our sales team and weâll be in touch.",s={description:"Have other questions?",links:["Learn more about <a href='https://support-my.plaid.com/hc/en-us/categories/4405983222679-Connecting-Financial-Accounts '>connecting financial accounts</a>","Visit our <a href='/press'>press page</a>","For employment verification, <a href='https://www.truework.com/verifications/plaid-employment-verification/'>
1visit here</a>"],press:"Visit our <a href='/press'>press page</a>"},r={description:"Join the thousands of innovators that are <span class='medium-and-up-line-break'></span>already building with Plaid",items:[{src:"/assets/img/logos/contact/customer-logo-kraken.png",alt:"Kraken Logo"},{src:"/assets/img/logos/contact/customer-logo-wayflyer.png",alt:"Wayflyer Logo"},{src:"/assets/img/logos/contact/customer-logo-paysend.png",alt:"Paysend Logo"},{src:"/assets/img/logos/contact/customer-logo-cleo.png",alt:"Cleo Logo"},{src:"/assets/img/logos/contact/customer-logo-atom.png",alt:"Atom Logo"},{src:"/assets/img/logos/contact/customer-logo-wise.png",alt:"Wise Logo"}]}},50534:function(e,t,a){"use strict";a.r(t),a.d(t,{intro:function(){return n},sections:function(){return o},tableOfContentsTitle:function(){return i}});var n={title:"Developer Policy",effectiveDate:"Effective Date: April 19, 2026",description:['This Developer Policy ("Policy") provides additional rules and guidelines that govern\n access to and use by our developers (âyouâ or âyourâ) of the APIs, SDKs, websites\n (âSiteâ), dashboards, related tools, and other products or services (collectively, the\n "Services") provided by Plaid Inc. and its subsidiaries, including Plaid Consumer\n Reporting Agency, Inc., Plaid Financial Ltd., and Plaid, B.V. (âPlaidâ, âweâ, âourâ, and\n âusâ), and is incorporated into any agreement between you and Plaid governing your\n use of such Services. Any violation of this Policy may result in suspension or\n termination of your access to the Services and/or access to end usersâ personal or\n financial information made available via the Services ("End User Data").',"By accessing and using the Services, you agree to comply with all the terms of this\n Policy. This Policy will apply each time you access or use the Services. If you are\n agreeing to the terms of this Policy on behalf of an organization or entity, you represent\n and warrant that you are authorized to do so, and all references to âyouâ and âyourâ in\n this Policy (aside from those in this sentence) will be deemed to refer to such\n organization or entity. This Policy is important; please read it carefully.","We may update or change this Policy at any time at our discretion. If we make any\n changes to this Policy that we deem to be material, we will make a reasonable effort to\n inform you of such change. If you object to a change, your exclusive remedy is to\n cease any and all access to and use of the Services."]},i="Jump to section:",o=[{title:"Registration",description:['To sign up for the Services, you must create a Plaid Dashboard account ("Account") by\n registering on our Site and providing true, accurate, and complete information about\n yourself and your use of the Services. You agree not to misrepresent your identity or\n any information that you provide for your Account, and to keep your Account\n information up to date at all times.']},{title:"Responsibility for Account Use and Access",description:["You are solely responsible for all activities that occur via your Account. If you allow any\n of your employees, contractors, or other agents (collectively, âAuthorized Usersâ) to\n access your Account, you must ensure that each such Authorized User uses the\n Services and any End User Data solely for your benefit and approved use case, as\n authorized by you, and in compliance with this Policy and any other applicable\n agreements between you and Plaid. Such access must only be granted pursuant to a\n legitimate business need and you are solely responsible for managing your Authorized\n Usersâ access permissions. This includes ensuring that only appropriate and\n authorized personnel are granted access to specific tools, data, or permissions, and\n that all Plaid Dashboard configurations, access controls, and team management\n features are correctly implemented and reviewed regularly. This also includes promptly\n terminating Account access for any Authorized User who: (i) is no longer employed by,\n affiliated with, or contracted by you; (ii) is reassigned to duties that do not require\n access; or (iii) is reasonably suspected of improper access to or use of the Services or\n End User Data. We will not be liable for any loss, damage, or unauthorized access\n arising from your failure to: (a) properly manage or restrict user access; (b) implement\n appropriate role-based permissions; or (c) monitor activity within your Account.","We may rely on all actions taken and instructions provided through your Account,\n unless and until you notify us of unauthorized use. We will not be liable for any acts or\n omissions taken in accordance with such actions or instructions."]},{title:"Compliance with Applicable Law",description:["When using the Services, you agree to abide by all applicable local, state, national, and\n international laws. You also confirm that you, your business, your employees, your\n service providers, and any others acting on your behalf adhere to all applicable laws,\n especially those pertaining to financial data, data protection, privacy and data security.","In addition, you certify that you, your officers, directors, shareholders, direct and\n indirect parent entities, subsidiaries, and affiliates:",["are and will remain in compliance with all applicable import, re-import, sanctions, anti-boycott, export, and re-export control laws and regulations (including all such laws and regulations that apply to a U.S. company, such as the Export Administration Regulations, the International Traffic in Arms Regulations, the Department of Justiceâs Data Security Program Rule (DSP Rule), and economic sanctions programs implemented by the Office of Foreign Assets Control (OFAC));","are not subject to, or owned by parties that are subject to, sanctions or otherwise identified on any sanctions-related list, including but not limited to lists maintained by the United States government (such as the List of Specially Designated Nationals and Blocked Persons, maintained by OFAC, the Entity List maintained by the U.S. Commerce Departmentâs Bureau of Industry and Security, and the CAATSA section 231(d) list maintained by the U.S. State Department), the United Nations Security Council, the United Kingdom, the European Union or its Member States, or other applicable government authority;","will not, and will not permit any third party to, access or use the Services in, or export the Services to, any country or territory that is subject to a United States embargo (for clarity, such certification does not limit the generality of the foregoing certifications); and","are not engaging, and will not engage, in activities which may require or permit any applicable government authority to pursue an enforcement action against, or impose economic sanctions on you or us."],"The certifications immediately above are not sought, and are not provided, if and to the extent such request or certification would constitute a violation of the EU Blocking Statute, of laws or regulations implementing the EU Blocking Statute in the EU Member States or in the United Kingdom, or any similar anti-boycott, non-discrimination, or blocking provisions foreseen in applicable local laws.","You are solely responsible for ensuring that your and your Authorized Usersâ use of the Services and End User Data is in compliance with all laws applicable to you, including without limitation, the rules and guidelines of any system or network that facilitates payments and any security requirements, including under the Payment Card Industry Data Security Standards (PCI-DSS), as may be applicable to you."]},{title:"Security",description:['You are solely responsible for maintaining the confidentiality of: (i) your Account\n credentials, including Account credentials for Authorized Users who access the Plaid\n Dashboard; (ii) your Plaid API authentication credentials, including your Plaid API Client\n Identification Number (âClient IDâ) and Plaid API secret; and (iii) any End User Data or\n other sensitive or personal data accessible via your Account. You agree to notify us\n promptly at <a href="mailto:[email protected]">[email protected]</a> in the event of any breach of security or unauthorized\n use of your Account or any End User Data. You must never publish, distribute, or share\n your Account credentials, Client ID or Plaid API secret (collectively, âAccount\n Informationâ) with any third parties, provided that you may share Account Information\n with Authorized Users as needed based on a legitimate business need and subject to\n the terms of this Policy. You must ensure that Authorized Users use Account\n Information solely for your benefit and approved use case, and maintain the\n confidentiality of any Account Information they have access to. You will remain solely\n responsible for Authorized Usersâ use of any Account Information and your Account.\n You must also ensure that Account Information is encrypted in storage and during\n transit. Plaid will not be liable for any loss, damage, or unauthorized access arising\n from your failure, or an Authorized Userâs failure, to safeguard credentials or otherwise\n safeguard your Account.',"Your systems and application(s) must handle End User Data securely. With respect to\n End User Data, you should follow industry best practices but, at a minimum, must\n perform the following:",["Maintain administrative, technical, and physical safeguards that are designed to ensure the security, privacy, and confidentiality of End User Data.","Use modern and industry standard cryptography when storing or transmitting any End User Data.","Maintain reasonable access controls to ensure that only authorized individuals that have a business need have access to any End User Data.","Monitor your systems for any unauthorized access.","Patch vulnerabilities in a timely fashion.","Log and review any events suggesting unauthorized access.","Plan for and respond to security incidents.","Comply with relevant rules and regulations with regard to the type of data you are handling, such as the Safeguards Rule under the Graham-Leach-Bliley Act."]]},{title:"Data Storage and Usage",description:["Any End User Data in your possession must be stored securely and in accordance with\n applicable laws. To the extent applicable, if you use End User Data in an anonymized\n form then your use of such anonymized data must be clearly and conspicuously\n disclosed to the applicable end user including a description of how you use such\n anonymized End User Data."]},{title:"Session Replay and Activity Monitoring",description:["For security, compliance, support, and analytics purposes, Plaid may monitor, log,\n record, and analyze your Plaid Dashboard access and use. This may include the use of\n tools that capture technical and behavioral data such as mouse movements, clicks,\n navigation flows, and usage patterns to help improve user experience, detect abuse or\n fraud, investigate incidents, and support Authorized Users. Such tools may enable\n Plaid to view a visual reconstruction or replay of your Plaid Dashboard session.","You are responsible for informing your Authorized Users who access the Plaid\n Dashboard of this monitoring and recording. By accessing or permitting access to the\n Plaid Dashboard, you and your Authorized Users acknowledge and consent to such\n monitoring and recording, to the extent permitted under applicable law."]},{title:"Account Deactivation",description:["Once you stop using the Services in accordance with any applicable agreement you\n may have with us, you may deactivate your Account by following the instructions on\n the Site. Without limiting our rights under any other agreements we have with you or\n our other rights under this Policy, we may also deactivate your Account if: (i) you have\n ceased using the Services for three months; (ii) your applicable agreement with us\n terminates or expires; or (iii) reasonably necessary under applicable law. After your\n Account deactivation, we will deprovision your access to all End User Data associated\n with your integration.","Even after your Account deactivation, to the extent permitted under applicable law, we\n may still retain any information we collected about you for as long as necessary to fulfill\n the purposes outlined in our privacy policy/statement, or for a longer retention period if\n required or permitted under applicable law."]},{title:"Prohibited Conduct",description:["You agree not to, and agree not to assist or otherwise enable any third party to:",["sell or rent End User Data to marketers or any other third party;","access or use the Services or End User Data for any unlawful, infringing, threatening, abusive, obscene, harassing, defamatory, deceptive, or fraudulent purpose;","collect and store end usersâ bank credentials and/or End User Data other than as required to access or use the Services, as authorized by the end user, as permitted by Plaid, and as permitted under applicable law;","use, disclose, or retain any ânonpublic personal informationâ (as defined under the Gramm-Leach-Bliley Act) or âpersonal informationâ (as defined under the California Consumer Privacy Act) other than
1in strict compliance with applicable law;","use, disclose, or otherwise process any âpersonal dataâ (as defined in Regulation (EU) 2016/679 (General Data Protection Regulation)) other than in strict compliance with applicable law;","access or use the Services or access, transmit, process, or store End User Data in violation of any applicable privacy laws or in any manner that would be a breach of contract or agreement with the applicable end user;","access or use the Services to infringe any patent, trademark, trade secret, copyright, right of publicity, or other right of any person or entity;","access or use the Services for any purpose other than for which it is provided by us, including for competitive evaluation, spying, creating a substitute or similar services to any of the Services, or other nefarious purpose;","scan or test (manually or in an automated fashion) the vulnerability of any Plaid infrastructure without express prior written permission from Plaid;","breach, disable, interfere with, or otherwise circumvent any security or authentication measures or any other aspect of the Service;","overload, flood, or spam any part of the Services;","create developer accounts for the Services by any means other than our publicly-supported interfaces (e.g., creating developer accounts in an automated fashion or otherwise in bulk);","transfer, syndicate, or otherwise distribute the Services or End User Data without express prior written permission from Plaid;","decipher, decompile, disassemble, copy, reverse engineer, or attempt to derive any source code or underlying ideas or algorithms of any part of the Services, except as permitted by applicable law;","modify, translate, or otherwise create derivative works of any part of the Services;","access or use the Services or End User Data in a manner that violates any agreement between you or the end user and Plaid; or","access or use the Services or End User Data in a manner that violates any applicable law, statute, ordinance, or regulation."]]},{title:"Suspension and Termination",description:["We reserve the right to withhold, refuse, or terminate access to the Services and/or End User Data in whole or in part where we believe the Services are being accessed or used in violation of this Policy or any other Plaid agreement, including Plaidâs agreements with any third party partners or data sources of Plaid (each, a âPartnerâ), or where use would pose a risk of harm, including reputational harm, to Plaid, its infrastructure, its data, the Services, an end user, or a Partner.","We will use reasonable efforts to notify you via email or other method when deciding to withhold, refuse, or terminate access to the Services and/or End User Data. We may immediately suspend or terminate access without notice if appropriate under the circumstances, such as when we become aware of activity that is a violation of any applicable law or when we determine, in our sole discretion, that harm is imminent.","Plaid will not be liable for any damages of any nature suffered by you or any third party resulting from Plaidâs exercise of its rights under this Policy or under applicable law."]},{title:"Reporting Violations",description:["If any person becomes aware of a violation of this Policy, we request that you\n immediately notify us via email to\n <a href='mailto:[email protected]'>[email protected]</a>.\n We may take any appropriate action -- including reporting any activity or conduct that we suspect\n violates the law to appropriate law enforcement officials, regulators, or other\n appropriate third parties -- in our sole discretion in respect to such violations."]},{title:"Universal Data Access",description:["Plaid promotes an Open Finance ecosystem in which end users own their data (e.g., financial data) and may grant access to such data to third parties. To the extent that you host any such end user data not already accessible by Plaid, upon Plaidâs reasonable request, the parties agree to cooperate in good faith to negotiate and initiate an arrangement for Plaid to access such end user data on behalf of end users."]},{title:"Miscellaneous",description:["The failure by you or Plaid to exercise in any respect any right provided for herein or in any other agreement you may have with us shall not be deemed a waiver of any further rights hereunder.","If any provision of this Policy is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Policy shall otherwise remain in full force and effect and enforceable."]}]},72917:function(e,t,a){"use strict";a.r(t),a.d(t,{appsData:function(){return o},featuresData:function(){return c},footerData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},textBlockData:function(){return r}});var n={"meta-title":"Discover apps that are powered by Plaid","meta-description":"When you connect your financial accounts, you can do some pretty amazing things. Discover more than 7,000 apps and services that are powered by Plaid.","exclude-footer":"true"},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,"label-text":null,header:"Discover a world of financial apps","header-class":"h2",subheader:"When you connect your financial accounts to an app, you can do some pretty amazing things. Meet some of the apps that are powered by Plaid.",image:!0,"background-image":"/assets/img/accents/discover-apps-brushstroke-hero.png","image-url":"/assets/img/hero/discover-apps-hero.png"},o=[{classes:"discover-apps__mobile-banking",type:"icon-grid","extra-padding":!1,label:"Banking",title:"Mobile banking",description:"Think beyond the branch. With the latest generation of banking apps, you can manage nearly every aspect of your finances from your connected device.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/o1Ig3sXCdwtpusB2nV2YE/f457f5be89ec371b27692b07ec68c7f5/brushstrokes-01.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-moneylion.png","alt-text":"MoneyLion",name:"MoneyLion",description:"Easy way to borrow, save, invest, and earn. All in one app.",url:"https://www.moneylion.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-varo.png","alt-text":"Varo",name:"Varo",description:"Online bank accounts with no minimum balance.",url:"https://www.varomoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-chime.png","alt-text":"Chime",name:"Chime",description:"Grow your savings automatically, like a boss.",url:"https://www.chimebank.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-m1finance.png","alt-text":"M1 Finance",name:"M1 Finance",description:"Invest, borrow, and spend seamlessly, all in one place.",url:"https://www.m1finance.com/"}],reverse:!0},{classes:"discover-apps__saving-investing",type:"icon-grid","extra-padding":!1,label:"Wealth",title:"Saving and investing",description:"Make smart money decisions. Instantly create a custom portfolio tailored to your financial goalsâor roun
1d up your credit card purchases and save the spare change for a rainy day.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/5hxyopKdNdtmzKSYyhwnvK/fd77555c68465a958773a31288a5dc81/brushstrokes-02.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-acorns.png","alt-text":"Acorns",name:"Acorns",description:"Invest spare change and save for retirement.",url:"https://www.acorns.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-oportun.png","alt-text":"Oportun",name:"Oportun",description:"Save money, pay off debt, and achieve your financial goals.",url:"https://oportun.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-ellevest.png","alt-text":"Ellevest",name:"Ellevest",description:"Weâre on a mission to close the gender money gap.",url:"https://www.ellevest.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-qapital.png","alt-text":"Qapital",name:"Qapital",description:"Save smartly, spend happily, and invest comfortably.",url:"https://www.qapital.com/"}]},{classes:"discover-apps__personal-finances",type:"icon-grid","extra-padding":!1,label:"Personal Finances",title:"Build financial health",description:"The latest financial health tools can help you instantly build a budget based on your recent transactions or get notified when youâre in danger of overdrawing your account.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/6cJ697dpUrDjdH7UQRtQBT/a1197f08f830e1b32b37202d1f5892d5/brushstrokes-03.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-ynab.png","alt-text":"YNAB",name:"YNAB",description:"Stop living paycheck-to-paycheck. You need a budget.",url:"https://www.youneedabudget.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-rocketmoney.jpg","alt-text":"Rocket Money",name:"Rocket Money",description:"Find and cancel subscriptions. Track your spending. Take control.",url:"https://www.rocketmoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-albert.png","alt-text":"Albert",name:"Albert",description:"Make good money decisions with confidence.",url:"https://albert.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-copilot.png","alt-text":"Copilot",name:"Copilot",description:"Do money better with Copilot.",url:"https://copilot.money/"}],reverse:!0},{classes:"discover-apps__business-finances",type:"icon-grid","extra-padding":!1,label:"Business Finances",title:"Boost your business",description:"Modern tools allow you to automate things like payments, fraud prevention, payroll, taxes, and employee expensesâso you can focus on your strategic priorities.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/3yfODQhzFJSU5ndYqelcQz/94ee885c4c47ce7ae24212dea504562d/brushstrokes-04.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/wave-app-icon.png","alt-text":"Wave",name:"Wave",description:"One-stop money management for small business owners.",url:"https://www.waveapps.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-bench.png","alt-text":"Bench",name:"Bench",description:"Online bookkeeping services for your small business.",url:"https://bench.co/partner/friends-of-bench/"},{"img-src":"/assets/img/logos/app-icons/app-icon-expensify.png","alt-text":"Expensify",name:"Expensify",description:"Receipt tracking and expense management for everyone.",url:"https://use.expensify.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-fundbox.png","alt-text":"Fundbox",name:"Fundbox",description:"Revolving lines of credit to growing small businesses like yours.",url:"https://fundbox.com/"}]},{classes:"discover-apps__payment",type:"icon-grid","extra-padding":!1,label:"Payments",title:"Pay friends and family",description:"With modern payment apps, instantly send cash to friends and family.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/1po7gQ9Kh17yZnFkbedQlT/637f07ce7d7af7584c5e788a9ef4b33c/brushstrokes-05.png?fm=webp&q=70","brushstroke-shrink-to-fit":!0,"icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-venmo.png","alt-text":"Venmo",name:"Venmo",description:"A digital wallet that lets you make and share payments with friends.",url:"https://venmo.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-wise.png","alt-text":"Wise",name:"Wise",description:"Send money abroad quickly and easily.",url:"https://wise.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-metal.png","alt-text":"Metal",n
1ame:"Metal",description:"Send cash and crypto to friends. Get rewarded for doing it.",url:"https://www.metalpay.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-worldremit.png","alt-text":"WorldRemit",name:"WorldRemit",description:"Transfer money to friends and family overseas in over 150 countries.",url:"https://www.worldremit.com/"}],reverse:!0},{classes:"discover-apps__lending",type:"icon-grid","extra-padding":!1,label:"Lending",title:"Apply for a loan",description:"New online lending services help you save time and get the best rates by allowing you to supplement your loan application with data from your financial accounts.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/4DZeuole5EbPOf5AqmPNgK/f199b7c1058d414ae857a0808a8385eb/brushstrokes-06.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-sofi.png","alt-text":"SoFi",name:"SoFi",description:"Itâs time to take control of your finances.",url:"https://www.sofi.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-figure.png","alt-text":"Figure",name:"Figure",description:"Financial products to simplify your finances, faster.",url:"https://www.figure.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-petal.png","alt-text":"Petal",name:"Petal",description:"Responsible credit for the modern world.",url:"https://www.petalcard.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-avant.png","alt-text":"Avant",name:"Avant",description:"Manage your loan or credit card wherever you are.",url:"https://www.avant.com/"}]}],s={"cta-title":"Want to see your app here?","cta-title-wide":!0,"cta-subtitle":"Build with us. Tell us how we can help and we'll get in touch shortly.","primary-cta-text":"Contact Us","primary-cta-link":"/contact/","bg-color":"bg-white","hide-secondary-cta":!0},r={"p-classes":"disclaimer",content:"The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid."},c={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/how-it-works.png","feature-title":"How Plaid works","feature-body":"Plaid powers the apps in your financial life.","feature-url":"/how-it-works-for-consumers","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"//my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]}},79167:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return s},globalTableBetaCountriesData:function(){return c},globalTableData:function(){return r},metaData:function(){return i},pageHeaderData:function(){return o}});var n=a(44529),i={"meta-title":"Global coverage - North America, UK, and Europe","meta-description":"Plaid is available in the US, Canada, and Europe. Sign up to be notified as soon as we launch in your country."},o={"content-width-classes":"medium-6",label:!0,"label-text":"Global coverage",header:"Weâre here to support you globally and locally","header-class":"h2",subheader:"Reach out to a member of our team and learn about how we can work together.","primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contact-form","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":!1,image:!0,"image-url":"/assets/img/hero/global-hero.png","image-width":944,"image-height":487},s={id:"contact-form","marketo-key":1191,shouldForward:!1,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we
1can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0,hasOnPagePostSubmitContent:!0,"post-submit-header":"Thank you!","post-submit-subheader":"Your message has been recorded and a Plaid team member will be in touch soon","post-submit-action-text":"View our products","post-submit-action-link":"/products"},r={title:"Countries and products supported",tableData:[[{img:"/assets/img/icons/flags/flag-uk.png",alt:"UK Flag",label:"UK",products:[{feature:"Payments",url:"/en-gb/products/payment-initiation"},{feature:"Transactions",url:"/en-gb/products/transactions"},{feature:"Auth",url:"/en-gb/products/auth"},{feature:"Balance",url:"/en-gb/products/balance"},{feature:"Identity",url:"/en-gb/products/identity"},{feature:"Assets",url:"/en-gb/products/assets"},{feature:"Income",url:"/products/income",locale:n.i5.EN_US},{feature:"Identity Verification",url:"/en-gb/products/identity-verification"},{feature:"Monitor",url:"/en-gb/products/monitor"}]},{img:"/assets/img/icons/flags/flag-de.png",alt:"Germany flag",label:"Germany",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-fr.png",alt:"France flag",label:"France",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-nl.png",alt:"Netherlands flag",label:"Netherlands",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-ie.png",alt:"Ireland flag",label:"Ireland",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-es.png",alt:"Spain flag",label:"Spain",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-se.png",alt:"Sweden flag",label:"Sweden",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-dk.png",alt:"Denmark flag",label:"Denmark",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-pl.png",alt:"Poland flag",label:"Poland",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-pt.png",alt:"Portugal flag",label:"Portugal",products:[{feature:"* Payments coming soon *",url:""},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-it.png",alt:"Italy flag",label:"Italy",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-lt.png",alt:"Lithuania flag",label:"Lithuania",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-lv.png",alt:"Latvia flag",label:"Latvia",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-ee.png",alt:"Estonia flag",label:"Estonia",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-no.png",alt:"Norway flag",label:"Norway",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-be.png",alt:"Belgium flag",label:"Belgium",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-us.png",alt:"USA flag",label:"USA",products:[{feature:"Transactions",url:"/products/transactions",locale:n.i5.EN_US},{feature:"Auth",url:"/products/auth",locale:n.i5.EN_US},{feature:"Balance",url:"/products/balance",locale:n.i5.EN_US},{feature:"Identity",url:"/products/identity",locale:n.i5.EN_US},{feature:"Assets",url:"/products/assets",locale:n.i5.EN_US},{feature:"Investments",url:"/products/investments",locale:n.i5.EN_US},{feature:"Liabilities",url:"/products/liabilities",locale:n.i5.EN_US},{feature:"Income",url:"/products/income/",locale:n.i5.EN_US},{feature:"Identity Verification",url:"/products/identity-verification/",locale:n.i5.EN_US},{feature:"Monitor",url:"/products/monitor/",locale:n.i5.EN_US},{feature:"Signal",url:"/products/signal/",locale:n.i5.EN_US},{feature:"Enrich",url:"/products/enrich/",locale:n.i5.EN_US},{feature:"Beacon",url:"/products/beacon/",locale:n.i5.EN_US},{feature:"Transfer",url:"/products/transfer/",locale:n.i5.EN_US}]},{img:"/assets/img/icons/flags/flag-ca.png",alt:"Canada flag",label:"Canada",products:[{feature:"Transactions",url:"/products/transactions",locale:n.i5.EN_US},{feature:"Auth",url:"/products/auth",locale:n.i5.EN_US},{feature:"Balance",url:"/products/balance",locale:n.i5.EN_US},{feature:"Identity",url:"/products/identity",locale:n.i5.EN_US},{feature:"Assets",url:"/products/assets",locale:n.i5.EN_US},{feature:"Investments",url:"/products/investments",locale:n.i5.EN_US},{feature:"Identity Verification",url:"/products/identity-verification",locale:n.i5.EN_US},{feature:"Monitor",url:"/products/monitor",locale:n.i5.EN_US},{feature:"Enrich",url:"/products/enrich/",locale:n.i5.EN_US}]}]]},c={title:"Coming soon",tableData:[[{img:"/assets/img/icons/flags/flag-at.png",alt:"Austria flag",label:"Austria",products:[{feature:"* Coming soon *",url:""}]},{img:"/assets/img/icons/flags/flag-fi.png",alt:"Finland flag",label:"Finland",products:[{feature:"* Coming soon *",url:""}]}]]}},47836:function(e,t,a){"use strict";a.r(t),a.d(t,{app1Alt:function(){return b},app1CTA:function(){return f},app1Heading:function(){return h},app1Link:function(){return y},app1P:function(){return g},app2Alt:function(){return _},app2Heading:function(){return E},app2P:function(){return U},appsHeading:function(){return s},appsHeading2:function(){return r},categoriesHeading:function(){return c}
1,categoriesP:function(){return u},categoryData:function(){return l},featuresData:function(){return o},highlightHeading:function(){return p},highlightP:function(){return m},iconColumnData:function(){return d},manageConnectionsData:function(){return B},metaData:function(){return n},noCostData:function(){return F},pageHeaderData:function(){return i},resourcesData:function(){return j},security2Alt:function(){return q},security2CTA:function(){return T},security2Heading:function(){return D},security2Link:function(){return O},security2P:function(){return C},securityAlt:function(){return x},securityAppCategory:function(){return I},securityCTA:function(){return k},securityHeading:function(){return v},securityLink:function(){return P},securityP:function(){return w},securityScreenIcon:function(){return A},securityScreenInfo:function(){return S},textBlockData:function(){return N}});var n={"meta-title":"Plaid helps you link your financial institutions","meta-description":"Plaidâs technology provides connections to more than 12,000 global banks and credit unions. Learn how we power the apps in your financial life."},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,header:"Plaid powers the apps in your financial life","header-class":"h2",subheader:"With Plaid, you can securely connect your financial accounts to an app in seconds","primary-cta":!0,"primary-cta-text":"Discover apps","primary-cta-link":"/discover-apps","secondary-cta":!1,video:!0,"video-width":740,"video-height":592,"video-poster-image":"/assets/img/hero/consumer-hero-right-us-en.png","video-fallback-image":"/assets/img/hero/consumer-hero-right-us-en.png","video-formats":[{url:"/assets/video/consumer-hero-right-us-en.webm",type:"webm"},{url:"/assets/video/consumer-hero-right-us-en.mp4",type:"mp4"}],"subheader-p":!0},o={"header-section":!1,"items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-connect.png","feature-title":"Connect effortlessly","feature-body":"Plaid lets you connect your financial accounts to your apps in seconds.","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-share.png","feature-title":"Share your data securely","feature-body":"When you want to share data from your financial accounts with an app, Plaid works to transfer your data securely.","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-control.png","feature-title":"You're in control","feature-body":"Plaid provides the tools to easily delete your data from our systems as well as connect, manage and disconnect your fintech apps.","wider-feature":!0}]},s="",r="How Plaid works",c="Find and try a new financial app",u="Whether youâre building a budget or sending money to a friend, there are thousands of apps to choose from.",l=[{color:"green600",title:"Banking"},{color:"green200",title:"Wealth"},{color:"yellow600",title:"Personal finances"},{color:"purple400",title:"Business finances"},{color:"blue600",title:"Payment"},{color:"pink400",title:"Lending"}
1],d=[{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"M1 Finance",slug:"m1-finance"},{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"}]},{"grid-classes":"show-for-medium","slide-amount":"half","push-down":2,"highlight-column":!0,icon:[{name:"Oportun",slug:"oportun",detail:"Oportun uses <strong>financial data</strong> to help you save a little bit every single day."},{name:"Pillar",slug:"pillar",detail:"Pillar uses <strong>account data</strong> to give you insights that may help you pay off your loans faster."},{name:"Venmo",slug:"venmo",detail:"Venmo uses your <strong>account information</strong> so you can set up a way to send and receive money."}]},{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"Brigit",slug:"brigit"},{name:"Wise",slug:"wise"},{name:"Betterment",slug:"betterment"}]},{"grid-classes":"show-for-medium","slide-amount":"eighth",icon:[{name:"Expensify",slug:"expensify"},{name:"Qapital",slug:"qapital"},{name:"MoneyLion",slug:"moneylion"},{name:"Albert",slug:"albert"}]}
1,{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"Drop",slug:"drop"},{name:"Rocket Money",slug:"rocketmoney"},{name:"Current",slug:"current"}]},{"grid-classes":"show-for-medium","slide-amount":"half","push-down":2,icon:[{name:"YNAB",slug:"ynab"},{name:"Varo",slug:"varo"}]},{"grid-classes":"show-for-large","slide-amount":"eighth",icon:[{name:"SoFi",slug:"sofi"},{name:"Earnin",slug:"earnin"},{name:"Prosper",slug:"prosper"},{name:"Acorns",slug:"acorns"}]},{"grid-classes":"show-for-large","slide-amount":"quarter","push-down":1,icon:[{name:"WorldRemit",slug:"worldremit"},{name:"Ellevest",slug:"ellevest"},{name:"Cleo",slug:"cleo"}]},{"grid-classes":"show-for-small-only","slide-amount":"eighth",icon:[{name:"M1 Finance",slug:"m1-finance"},{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"},{name:"Expensify",slug:"expensify"},{name:"SoFi",slug:"sofi"}]},{"grid-classes":"show-for-small-only","slide-amount":"quarter","push-down":1,icon:[{name:"Oportun",slug:"oportun"},{name:"Pillar",slug:"pillar"},{name:"Venmo",slug:"venmo"},{name:"Drop",slug:"drop"},{name:"Prosper",slug:"prosper"}]}
1,{"grid-classes":"show-for-small-only","slide-amount":"half","push-down":2,icon:[{name:"SoFi",slug:"sofi"},{name:"Wise",slug:"wise"},{name:"Betterment",slug:"betterment"},{name:"YNAB",slug:"ynab"}]}],p="Understand how Plaid powers your apps",m="Plaid provides tools that enable you to share your financial data with apps that provide services to you.",h="Connect your financial account using Plaid",g="When you choose to connect your financial accounts to an app using Plaid, you will be prompted to enter the username and password associated with those accounts. Plaid then links your accounts to the app you want to use so you can share your data.",f="How we handle data",y="/how-we-handle-data",b="Venmo screen",v="Plaidâs technology helps keep your data safe",w="To help keep your data safe, we donât share the username and password for your financial institution with your apps. Once you give us permission to share your financial data, we securely transfer it from your financial institution to the app through our application programming interface (API).",k="Learn more about security",P="/safety",x="Security screen",S=[{"hr-delay":1200,"copy-delay":1500,copy:"Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS)"},{"hr-delay":2400,"copy-delay":2700,copy:"Secure cloud infrastructure technologies"},{"hr-delay":3600,"copy-delay":3900,copy:"Security audits by researchers and financial institutions"}],A=[{delay:600},{delay:600},{delay:600},{delay:600},{delay:900},{delay:600},{delay:900},{delay:1800},{delay:1800},{delay:2100},{delay:1800},{delay:2100},{delay:3e3},{delay:3e3},{delay:3e3},{delay:3300},{delay:3e3},{delay:3300}],I=[{name:"Traditional Banks",company:[{name:"Wells Fargo",slug:"wells-fargo"},{name:"Chase",slug:"chase"},{name:"U.S. Bank",slug:"usbank"}]},{name:"Credit Union",company:[{name:"Navy Federal",slug:"navy-federal"},{name:"Suncoast",slug:"suncoast"},{name:"First Tech",slug:"first-tech"}]},{name:"Investment Banks",company:[{name:"Empower",slug:"empower"},{name:"E*TRADE",slug:"etrade"},{name:"Morgan Stanley",slug:"morgan-stanley"}]},{name:"Digital Banks",company:[{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"},{name:"Aspiration",slug:"aspiration"}]}],D="Continue building your financial life with apps powered by Plaid",C="Money is one of the biggest sources of stress in peopleâs lives. We want to make it easier for you to share your financial data with the apps you want to use. Whether you have an account at a national bank, a local bank, a credit union, an investment bank, or a digital bank, Plaid helps you get connected.",T="Why is Plaid involved?",O="/why-is-plaid-involved",q="Plaid logo",E="And just like that, youâre enjoying your new app",U="After you securely connect with Plaid, youâre quickly and safely back to using your new financial app.",_="Chase screen",B={type:"single-image","large-image":!0,"extra-padding":!1,title:"Plaid can help you control access to your data",description:["When you connect your financial accounts to apps with Plaid, you have control over who youâre sharing your data with. To disconnect your financial accounts from apps, or to delete your data from Plaidâs systems, visit Plaid Portal."],"bg-color":"white","img-brushtroke":"/assets/img/accents/brushstroke-left-purple-2.png",images:[{"img-src":"/assets/img/consumers/how-it-works/mobile-web-page-myplaid.png","alt-text":"Manage your connections anytime","has-shadow":!1}],"has-cta":!0,"cta-url":"https://my.plaid.com/","cta-text":"Explore Plaid Portal","has-text-cta":!1,"text-cta-text":"Get help","text-cta-url":"https://my.plaid.com/help","cta-class":"with-text-cta",reverse:!0},F={type:"video","extra-padding":!1,title:"Plaid doesnât charge you for our services",description:"When you connect your financial accounts to an app like Venmo or Oportun, the app pays us a fee to enable that connection. We donât charge you for connecting your accounts.","bg-color":"white",videos:[{"video-width":740,"video-height":592,"video-poster-image":"/assets/video/business-model-us-en.png","video-fallback-image":"/assets/video/business-model-us-en.png","video-formats":[{url:"/assets/video/business-model-us-en.png",type:"webm"},{url:"/assets/video/business-model-us-en.mp4",type:"mp4"}]}]},j={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img"
1:"/assets/img/consumers/how-we-handle-data/discover-apps.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are built with Plaid.","feature-url":"/discover-apps","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"https://my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]},N={"p-classes":"disclaimer",content:"The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid."}},42110:function(e,t,a){"use strict";a.r(t),a.d(t,{dataSharingData:function(){return o},diagramData:function(){return s},featureSectionData:function(){return c},featuresData:function(){return l},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},supportingTextData:function(){return u}});var n={"meta-title":"How we handle your personal financial data","meta-description":"At Plaid, we donât share your personal information without your permission, and we donât sell or rent it to outside companies."},i={"content-width-classes":"page-header-breakpoint-8 large-8",label:!1,"label-text":null,header:"Plaid puts you in control of your financial data.","header-class":"h2",subheader:"We were founded on the principle that people have a right to their financial information. And, we are committed to enabling financial freedom by supporting your right to decide where, how, and with whom your data is shared. With Plaid, you don't have to choose between easy access to your financial data and keeping that financial data safe and protected. When you connect through Plaid, you can harness the power of your financial data on a network you can trust.","background-image":"/assets/img/accents/how-we-handle-data-brushstroke-hero.png","primary-cta":!0,"primary-cta-text":"Read our privacy policy","primary-cta-link":"/legal/#end-user-privacy-policy"},o={type:"single-image",title:"The types of data you can share",description:"With your permission, apps like Venmo and Acorns use your financial data to provide services to you. Depending on the app, the types of data you share may include things like: ",bullets:[{text:"Account and routing numbers"},{text:"Account balances"},{text:"Transactions data"},{text:"Investment holdings data"},{text:"Student loan and credit card information"},{text:"Account holder information"}],secondaryDescription:"Visit Plaid Portal to view the types of data youâve shared through Plaid and control access to that data.","bg-color":"blue200","img-brushtroke":"/assets/img/accents/data-youre-sharing-brushstroke.png",images:[{"img-src":"/assets/img/consumers/how-we-handle-data/data-art.png","alt-text":"The data you're sharing","has-shadow":!1}],"has-text-cta":!0,"text-cta-text":"Explore Plaid Portal","text-cta-url":"https://my.plaid.com"},s={classes:"background background--image-stroke-accents","stroke-bottom-right":"/assets/img/accents/how-we-handle-data-brushstroke.png","medium-column-width":12,heading:"How we handle your data","intro-text":"With Plaid, connecting your financial accounts to an app is simple. Hereâs what happens on our end.",step:[{number:1,copy:"To link your financial accounts to an app like Venmo, simply provide the username and password associated with those financial accounts."},{delay:600,number:2,"hr-color":"black700",copy:"Once weâve verified your ownership of your accounts, we retrieve your account information from your financial institution."},{delay:1200,number:3,"hr-color":"black700",copy:"We then securely process and share your information with the app youâre using and establish a secure connection that you control."}],"icon-row-1":[{label:"YOUR APP","label-delay":1500,img:"/assets/img/customer-stories/[email protected]","arrow-down":!0,"arrow-down-delay":300,badge:"lock"}],"icon-row-2":[{label:"PLAID","label-delay":1500,"icon-delay":600,img:"/assets/img/customer-stories/[email protected]","arrow-lateral":!0,"arrow-lateral-delay":600,"arrow-right":!0,"arrow-down":!0,"arrow-down-delay":900},{label:"YOUR BANK","label-delay":1500,"icon-delay":600,img:"/assets/img/customer-stories/[email protected]","arrow-left":!0,"arrow-lateral":!0,"arrow-lateral-delay":600,badge:"checkmark"}],"icon-row-3":[{label:"YOUR APP","label-delay":1500,"icon-delay":1200,img:"/assets/img/customer-stories/[email protected]",badge:"checkmark"}]},r={quote:"<h2>
1We only share your data when you give your consent</h2> We donât share it without your permission, and we donât sell it to outside companies.","quote-link":"/legal","quote-link-text":"Read our privacy policy"},c={allowBottomPaddingMobile:!0,"feature-section-title":[{title:"Designed with your safety in mind","title-size":"small",description:"Your data is powerfulâand no one should access it without your permission. For that reason, our security practices are designed to meet or exceed industry standards.","cta-url":"/safety","cta-text":"Learn more","medium-column-width":12}],"feature-section-items":[{img:"/assets/img/consumers/how-we-handle-data/security-icon-encryption.png",title:"Data encryption","header-class":"h5",content:"The combination of the Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) help keep your personal information safe.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-authentication.png",title:"Strong authentication","header-class":"h5",content:"Plaid requires multi-factor authentication for added security to help protect your data in our systems.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-cloud.png",title:"Cloud infrastructure","header-class":"h5",content:"Plaid uses secure cloud infrastructure technologies to help enable you to connect quickly and securely.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-monitoring.png",title:"Robust monitoring","header-class":"h5",content:"The Plaid API and all related components are continuously monitored by our information security team.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-testing.png",title:"Independent security testing","header-class":"h5",content:"Security researchers and financial institutions regularly audit Plaidâs API and security controls.","no-link":!0}]},u={classes:"background background--color-blue200 supporting-text--constrained","three-up":!0,"has-intro":!0,"intro-header":"You're in good hands","intro-text":"At Plaid, our business modelâand our reputationâdepend on keeping your data safe. That means working around the clock to help keep your data secure.",stat:!0,stat1:">7,000",text1:"There are more than 7,000 financial apps and services that are powered by Plaid.",stat2:">12,000",text2:"Plaid connects to more than 12,000 financial institutions across the US, Canada, UK, and Europe.",stat3:"1 in 2",text3:"1 in 2 US adults has connected a financial account to an app with Plaidâand that number is growing every day."},l={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/discover-apps.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are powered by Plaid.","feature-url":"/discover-apps","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"//my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]}},48432:function(e,t,a){"use strict";a.r(t),a.d(t,{enEuRootPages:function(){return i}});var n=a(44529),i=[{params:{id:n.i5.EN_EU,index:"what-is-plaid",template:n.Sv.WHAT_IS_PLAID}},{params:{id:n.i5.EN_EU,index:"why-is-plaid-involved",template:n.Sv.WHY_PLAID_IS_INVOLVED}},{params:{id:n.i5.EN_EU,index:"contact-thanks",template:n.Sv.CONTACT_THANKS}},{params:{id:n.i5.EN_EU,index:"contact",template:n.Sv.CONTACT}},{params:{id:n.i5.EN_EU,index:"developer-policy",template:n.Sv.DEVELOPER_POLICY}},{params:{id:n.i5.EN_EU,index:"discover-apps",template:n.Sv.DISCOVER_APPS}},{params:{id:n.i5.EN_EU,index:"how-it-works-for-consumers",template:n.Sv.HOW_IT_WORKS}},{params:{id:n.i5.EN_EU,index:"open-banking",template:n.Sv.OPEN_BANKING}},{params:{id:n.i5.EN_EU,index:"how-we-handle-data",template:n.Sv.HOW_WE_HANDLE_DATA}}]},68986:function(e,t,a){"use strict";a.r(t),a.d(t,{contentBlock1Data:function(){return o}
1,contentBlock2Data:function(){return r},ctaData:function(){return s},featuresData:function(){return c},metaData:function(){return n},pageHeaderData:function(){return i},regulatoryData:function(){return u}});var n={"meta-title":"PSD2 and Open Banking","meta-description":"What is PSD2? What is Open Banking? We provide answers to common questions that we've received around AIS, PIS, registration requirements, and more."},i={"content-width":"small-12","content-width-classes":"page-header-breakpoint-5 large-6",header:"PSD2 and Open Banking","header-class":"h2",subheader:"Find answers to common questions that Plaid receives regarding PSD2 and Open Banking.",buttonLinksHeading:"Tell me about...",buttonLinks:[{title:"PSD2",href:"#psd2"},{title:"Open Banking",href:"#open-banking"},{title:"AIS",href:"#ais"},{title:"PIS",href:"#pis"},{title:"Registration requirements",href:"#registration-reqirements"},{title:"eIDAS certification",href:"#eidas-certification"},{title:"Integrating with Plaid",href:"#integrating-with-plaid"}],video:!0,"video-width":1024,"video-height":528,"video-poster-image":"https://images.ctfassets.net/ss5kfr270og3/1YqRmtVJBVC2QiNupLtGMt/5a453e9522221f7ff138eae6e1212474/hero-open-banking-uk-en-poster_2x.png?fm=webp&q=70","video-fallback-image":"https://images.ctfassets.net/ss5kfr270og3/3lIEExh8ZmbaKQ4H5kUCcm/38e1dcbb8074833e4aef5c450cdc7069/hero-open-banking-uk-en-fallback_2x.png?fm=webp&q=70","video-formats":[{url:"/assets/video/hero-open-banking-uk-en.webm",type:"webm"},{url:"/assets/video/hero-open-banking-uk-en.mp4",type:"mp4"}]},o=[{id:"psd2",title:"UK AND EU REGULATORY FOUNDATION",image:{src:"/assets/img/open-banking/[email protected]",alt:"Security magnifying glass illustration"},heading:"What is PSD2?",paragraph:["The revised Payment Services Directive (PSD2) went into effect on 13 January 2018 across the UK and Europe. PSD2 introduces new rights for certain third-party providers (TPPs) to directly access payment service usersâ online payment accounts with their explicit consent, and requires Account Servicing Payment Service Providers (ASPSPs), such as a bank, to permit access through a dedicated interface built on APIs. These PSD2 measures are designed to open up the banking industry to new players and promote the development and use of innovative online services, while ensuring consumer protection.","PSD2 provides the legislative and regulatory foundation for Open Banking and other broader initiatives at a UK and European level relating to open access to payment accounts."]},{id:"open-banking",title:"OPEN ACCESS TO FINANCIAL DATA",image:{src:"/assets/img/open-banking/[email protected]",alt:"Security shield illustration"},heading:"What is Open Banking?",paragraph:["âopen bankingâ (lowercase O and B) refers to the practice of providing open access to financial data from financial institutions through the use of application programming interfaces (APIs). Open banking supports Plaidâs mission: to empower innovators by delivering access to the financial system.",'In the UK, an initiative led by the Competition and Markets Authority <a class="signup-attach-utm" href="https://www.gov.uk/government/organisations/competition-and-markets-authority">(CMA)</a> called <a class="signup-attach-utm" href="https://www.openbanking.org.uk/about-us/">âOpen Bankingâ</a> (uppercase O and B) mandated that nine of the biggest banks in the UK (the CMA9) grant third parties access to customer payment account data in a secure, standardised form, provided that the third party accessing the account has the customer\'s explicit consent to do so.']},{id:"ais",title:"ACCOUNT INFORMATION SERVICE",image:{src:"/assets/img/open-banking/[email protected]",alt:"Settings illustration"},heading:"What is AIS?",paragraph:["Under PSD2, an Account Information Service (AIS) is an online service that provides consolidated information to a user on one or more payment accounts held by that user with other payment service providers. Firms that are registered or authorised to provide account information services can, with the explicit consent of the end consumer, access their bank account to provide the end consumer with new products and services.","If youâre providing AIS, you will need to be registered or authorised by the Financial Conduct Authority (FCA) in the UK, or an equivalent National Competent Authority (NCA) in Europe, to provide AIS in order to benefit from PSD2 open access measures. This is because PSD2 only mandates ASPSPs to enable access to firms that are registered or authorised to provide AIS by the FCA in the UK, or an equivalent NCA in Europe."]},{id:"pis",title:"REGISTRATION REQUIREMENTS",image:{src:"/assets/img/open-banking/[email protected]",alt:"Payment transfer illiustration"},heading:"What is PIS?",paragraph:["Under PSD2, a Payment Initiation Service (PIS) is an online service which accesses a userâs payment account to initiate the transfer of funds on their behalf with the userâs explicit consent and authentication.",'Plaid is a Payment Initiation Service Provider, and offers <a class="signup-attach-utm" href="/eu/products/payment-initiation/">Payment Initiation </a> in the UK, enabling your users to make real-time payments without manually entering their account number and sort code, or leaving your app. These in-app payments allow your users to fund their accounts in a seamless and secure manner, and at a low cost. Payment Initiation is an easy way for users to fund their account, make online payments, and pay invoices all from your app or website.']}
1,{id:"registration-reqirements",title:"REGISTRATION REQUIREMENTS",image:{src:"/assets/img/open-banking/[email protected]",alt:"AISP certification illiustration"},heading:"Which businesses need to be registered or authorised to provide account information?",paragraph:["In the UK, the FCA provides guidance on the type of companies that need to be registered or authorised to provide AIS:",{list:["A business that provides consolidated account information, such as a personal finance management tool, will generally need to be registered or authorised for the provision of AIS.","Other businesses, such as those engaged in internal fraud detection or credit decisions and therefore are not providing consolidated account information, generally will not need to be registered or authorised for the provision of AIS."]},"You should closely review PSD2 and local legislation with your legal counsel to determine whether you need to be registered or authorised to provide AIS depending on your product and the reasons for which you are seeking AIS."]}],s={title:"Are there alternatives to AIS registration or authorisation?","header-class":"h4","with-subtext":!0,subtext:"For customers not yet ready to apply for licensing, itâs possible to provide AIS to your customers by becoming an agent of Plaid. You will need to complete our agent application process, and if approved, we will apply to the FCA to register you as our agent. Get in touch with us to discuss if you are eligible and we will take you through the process.","subtext-class":"regular-text",type:"with-cta-buttons","stacked-center":!0,"cta-text":"Contact sales","cta-link":"/contact/","with-background":!0},r={id:"eidas-certification",title:"IDENTITY CERTIFICATE",image:{src:"/assets/img/open-banking/[email protected]",alt:"Identity certification illustration"},heading:"Who needs an eIDAS certificate or an Open Banking certificate?",paragraph:["If you are accessing data from an ASPSP as a TPP, you need an eIDAS certificate to identify yourself. For example, when Plaid accesses an ASPSP using Open Banking APIs, we provide our eIDAS certificates to the ASPSP.",'However, the FCA has stated that âASPSPs can also enable TPPs to use a certificate obtained from a provider of an API programme, so long as that provider only issues the alternative identification certificate to a TPP that has enrolled with the API programme using its eIDAS certificate to identify itself. The provider of the API programme should continue checking, on behalf of the ASPSP, the status of the TPPâs eIDAS certificate with the Qualified Trust Service Provider (QTSP).â OBIE summarizes how this applies to UK Open Banking in its <a class="signup-attach-utm" href="https://directory.openbanking.org.uk/obieservicedesk/s/article/Use-of-certificates-for-purposes-of-identification">Use of certificates for purposes of identification</a> guidance.']},c={"feature-section-title":[{label:"USE CASES",title:"Here's how Plaid can help you"}],"feature-section-items":[{img:"/assets/img/use-cases/pf-intl.png",title:"Personal finances","header-class":"h4",content:"Help users improve their financial health with categorised transactions","link-text":"Learn more","link-location":"/eu/use-cases/personal-finances"},{img:"/assets/img/use-cases/bf-112.png",title:"Business finances","header-class":"h4",content:"Make it easy for everyone to manage business finances","link-text":"Learn more","link-location":"/eu/use-cases/business-finances"},{img:"/assets/img/use-cases/ls-112.png",title:"Lending","header-class":"h4",content:"A faster, more secure way for borrowers to access capital","link-text":"Learn more","link-location":"/eu/use-cases/lending"},{img:"/assets/img/use-cases/bbs-112.png",title:"Banking and wealth","header-class":"h4",content:"Make it easy for people to interact with their bank accounts and investments","link-text":"Learn more","link-location":"/eu/use-cases/banking-and-wealth"},{img:"/assets/img/use-cases/cp-112.png",title:"Payments","header-class":"h4",content:"Help users initiate payment transfers to fund their accounts, make online payments, and pay bills","link-text":"Learn more","link-location":"/en-eu/use-cases/payments"}]},u={id:"integrating-with-plaid",descriptionRow:{title:"Plaid is regulated in the UK to provide access to financial data",body:'Plaid Financial Ltd. is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 [Firm Reference Number: <a class="signup-attach-utm" href="https://register.fca.org.uk/s/firm?id=0010X000049JuDPQA0"> <strong> 804718 </strong> </a>] for the provision of payment services.',image:"/assets/img/open-banking/aisp-scene.png","standard-image":!0,"row-reverse":!1,"image-section-col-size":4,"image-section-col-offset":0,"text-section-col-size":8},supportingText:{"three-up":!0,"six-up":!0,header1:"AIS",text1:"Account Information Service is an online service which provides consolidated information held by a payment service user with ASPSPs",header2:"FCA",text2:"The Financial Conduct Authority is the conduct regulator for financial services firms and financial markets in the UK",header3:"CMA9",text3:"The nine largest banks and building societies in the UK and Northern Ireland, based on the volume of personal and business current accounts.",header4:"TPP",text4:"Third Party Providers are firms that are regulated for, amongst other things, the provision of AIS that use APIs developed to Standards to access customerâs accounts, in order to provide account information services and/or to initiate payments.",header5:"NCA",text5:"National Competent Authorities are organisations that have the legally delegated or invested authority, or power to perform a designated function, normally monitoring compliance with the national statutes and regulations (e.g. the FCA in the UK).",header6:"ASPSP",text6:"Account Servicing Payment Service Providers provide and maintain a payment account for a payment service users and, are entities that publish Read/Write APIs to permit, with customer consent, payments initiated by third party providers and/or make payment services usersââ account transaction data available to third party providers via their API endpoints e.g. a bank."}}},62827:function(e,t,a){"use strict";a.r(t),a.d(t,{metaData:function(){return u},pricingTableData:function(){return d}});var n=a(59499),i=a(4730),o=["isScaleTierOnly"],s=["isScaleTierOnly"];function r(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function c(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};
1t%2?r(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):r(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var u={"meta-title":"Pricing","meta-description":"Compare Plaid's plans and pricing and choose the right solution for you"},l=[{feature:"Payment Initiation",url:"/eu/products/payment-initiation"},{feature:"Transactions",url:"/eu/products/transactions"},{feature:"Auth",url:"/eu/products/auth"},{feature:"Balance",url:"/eu/products/balance"},{feature:"Identity",url:"/eu/products/identity"},{feature:"Assets",url:"/eu/products/assets",isScaleTierOnly:!0}],d={title:"Pricing",header:"EU institution access",link:{href:"https://plaid.com/docs/account/billing/",text:"Learn more about Plaid billing",target:"_blank",rel:"noreferrer"},tableData:[{img:"/assets/img/icons/pricing-test-plant.png",label:"test",price:"Free",description:"Build and test using our core set of products with live data",ctaLink:"//dashboard.plaid.com/signup",ctaText:"Get started",hasHeader:!0,products:l.map(function(e){var t=e.isScaleTierOnly;return c(c({},(0,i.Z)(e,o)),{},{hasFeature:!t})}),hideServicesMobile:!0,services:[{feature:"Unlimited Sandbox test API calls",hasFeature:!0},{feature:"200 live API calls per product",hasFeature:!0},{feature:"Premium support"},{feature:"Account management"},{feature:"Integration assistance"}]},{img:"/assets/img/icons/pricing-scale-plant.png",label:"scale",price:"Custom",description:"Get tailored solutions, volume pricing, and dedicated support for your team",hasInfoDropdown:!1,ctaLink:"/contact#Enterprise",ctaText:"Contact sales",products:l.map(function(e){return e.isScaleTierOnly,c(c({},(0,i.Z)(e,s)),{},{hasFeature:!0})}),services:[{feature:"Unlimited Sandbox test API calls",hasFeature:!0},{feature:"Unlimited live API calls",hasFeature:!0},{feature:"Premium support",hasFeature:!0},{feature:"Account management",hasFeature:!0},{feature:"Integration assistance",hasFeature:!0}]}]}},76094:function(e,t,a){"use strict";a.r(t),a.d(t,{test:function(){return n}});var n={data:"eu-test"}},43900:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return u},featureSectionData:function(){return r},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},simpleCarouselData:function(){return c},socialProofData:function(){return o}});var n={"meta-title":"Banking and wealth - financial data solutions","meta-description":"Make it easy for people to interact with their bank accounts and investments."},i={"content-width-classes":"page-header-breakpoint-6 large-6",label:!0,"label-text":"Banking and wealth",header:"Make it easy for people to interact with their bank accounts","header-class":"h2",subheader:null,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contactForm","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',video:!0,"video-width":1138.26,"video-height":528,"video-poster-image":"/assets/img/hero/banking-and-brokerage_hero.png","video-fallback-image":"/assets/img/hero/banking-and-brokerage_hero-fallback.png","video-formats":[{url:"/assets/video/banking-and-brokerage_hero.webm",type:"webm"},{url:"/assets/video/banking-and-brokerage_hero.mp4",type:"mp4"}]},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-acorns-black600.png",alt:"Acorns logo"},{img:"/assets/img/logos/logo-betterment-black600.png",alt:"Betterment logo"},{img:"/assets/img/logos/logo-gemini-black600.png",alt:"Gemini logo"},{img:"/assets/img/logos/logo-chime-black600.png",alt:"Chime logo"}]},s={"problem-statement":"Obtaining a comprehensive picture of users' financial accounts is difficult when users have accounts across multiple financial institutions.","solution-statement":"Plaid uses Open Banking integrations to aggregate data from credit card and bank accounts."},r={"feature-section-title":[{label:"Products and benefits"}],"feature-section-items":[{img:"/assets/img/products/transactions-112.png",title:"Generate a holistic view of your users' finances","header-class":"h5",content:'<a href="/eu/products/transactions">Transactions</a> analyses 5+ years of clean, categorised transaction history',"no-link":!0}]},c={"carousel-title":"How It Works","carousel-slides":[{header:"Integrate with Plaid",description:"It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.","bg-color":"bg-green",img:"/assets/img/carousel/use-cases-carousel-0.png"},{header:"Customise for conversion",description:"Customise the module to fit your brand or user preferences, including which financial institutions show up first.","bg-color":"bg-blue",img:"/assets/img/carousel/use-cases-carousel-link-demo-1.png"},{header:"Get user-permissioned bank data",description:"Once a user has gone through the flow, we do the work and return a range of relevant bank account data depending on what fits your needs.","bg-color":"bg-pink",img:"/assets/img/carousel/use-cases-carousel-link-demo-2.png"}]},u={"marketo-key":2007,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we
1can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0}},26768:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return u},featureSectionData:function(){return r},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},simpleCarouselData:function(){return c},socialProofData:function(){return o}});var n={"meta-title":"Lending - financial data solutions","meta-description":"Plaid provides borrowers with an easy, streamlined loan experience, and lenders with access to bank data to make informed loan decisions."},i={"content-width-classes":"page-header-breakpoint-6 large-6",label:!0,"label-text":"Lending",header:"A faster, more secure way to assess a borrowerâs bank transactions, income and expenses","header-class":"h2",subheader:null,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contactForm","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',image:!0,"image-width":1140,"image-height":530,"image-url":"https://images.ctfassets.net/ss5kfr270og3/7d07SbwMgZbOwtiqpA5KkZ/e705950e43a29b352947210e3da7c4f4/lending-hero-intl.png?fm=webp&q=70","image-classes":"page-header-bg__img-overflow-large"},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-funding-circle-black600.png",alt:"Funding Circle"},{img:"/assets/img/logos/logo-credit-karma-black600.png",alt:"Credit Karma"},{img:"/assets/img/logos/logo-sofi-black600.png",alt:"SoFi"},{img:"/assets/img/logos/logo-upstart-black600.png",alt:"Upstart"}]},s={"problem-statement":"Lenders must gather holistic pictures of their applicants, but the process of assessing cash flow, affordability, and income creates considerable work for both the borrower and lender.","solution-statement":"Plaid provides borrowers with an easy, streamlined loan experience; and lenders with access to bank data to make informed loan decisions."},r={"feature-section-title":[{label:"Products and benefits"}],"feature-section-items":[{img:"/assets/img/products/[email protected]",title:"Verify borrowersâ cash flow","header-class":"h5",content:'<a href="/eu/products/transactions">Transactions</a> provides 5+ years of clean, categorised data for personal accounts leveraging Open Banking data to assess cash flow',"no-link":!0},{img:"/assets/img/products/[email protected]",title:"Verify borrowersâ assets digitally","header-class":"h5",content:'<a href="/eu/products/assets">Assets</a> provides a consolidated report with account balances, uncategorised and categorised transactions, and account identity information',"
1no-link":!0}]},c={"carousel-title":"How It Works","carousel-slides":[{header:"Integrate with Plaid",description:"It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.","bg-color":"bg-green",img:"/assets/img/carousel/use-cases-carousel-0.png"},{header:"Customise for conversion",description:"Customise the module to fit your brand or user preferences, including which financial institutions show up first.","bg-color":"bg-blue",img:"/assets/img/carousel/use-cases-carousel-link-demo-1.png"},{header:"Get user-permissioned bank data",description:"Once a user has gone through the flow, we do the work and return a range of relevant bank account data depending on what fits your needs.","bg-color":"bg-pink",img:"/assets/img/carousel/use-cases-carousel-link-demo-2.png"},{header:"Audit borrower assets",description:"With Assets, we produce the verified assets and other financial data you need in a consolidated report.","bg-color":"bg-purple",img:"/assets/img/carousel/use-cases-carousel-asset-report.jpg","use-variant-image-layout":!0,"variant-image-width":464,"variant-image-height":658}]},u={"marketo-key":2007,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0}},93562:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return l},featureSectionData:function(){return c},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},simpleCarouselData:function(){return u},socialProofData:function(){return o}});var n={"meta-title":"Personal finances - financial data solutions","meta-description":"Get the full picture of your users' financial lives. With Plaid, gain access to bank transactions, continuously updated and categorized."},i={"content-width-classes":"page-header-breakpoint-6 large-6",label:!0,"label-text":"Personal finances",header:"Help users improve their financial health with categorised transactions","header-class":"h2",subheader:null,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contactForm","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',image:!0,"image-width":1140,"image-height":530,"image-url":"/assets/img/hero/personal-finance-hero-intl.png","image-classes":"page-header-bg__img-overflow-large"},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-cleo-black600.png",alt:"Cleo"},{img:"/assets/img/logos/logo-drop-black600.png",alt:"Drop"},{img:"/assets/img/logos/logo-qapital-black600.png",alt:"Qapital"},{img:"/assets/img/logos/logo-dave-black600.png",alt:"Dave"}]},s={"problem-statement":"Obtaining a comprehensive picture of users' financial health is often times difficult when they have accounts at multiple financial institutions.","solution-statement":"Plaid consolidates 2 years of financial data using PSD2 integrations. Our categorisation engine makes transaction data easy to use and analyse."},r={quote:"Because of Plaid, we were able to scale quickly without hiring additional engineers, saving us an immense amount of costs and time.","quote-logo":!0,"quote-logo-icon":"/assets/img/logos/drop-logo.svg","logo-alt":"Drop logo",cite:"Daniel Whiffing, Technical Lead at Drop","quote-link":"/documents/Drop-Case-Study.pdf","quote-link-text":"See the full case study","with-background":!1,dark:!1},c={"feature-section-title":[{label:"Products and benefits"}],"feature-section-items":[{img:"/assets/img/products/[email protected]",title:"Encourage users to save","header-class":"h5",content:'<a href="/eu/products/transactions">Transactions</a> helps users eliminate wasteful spending and guides users towards investment and savings goals by analysing 2 years of clean, categorised transaction history',"no-link":!0}]},u={"carousel-title":"How It Works","carousel-slides":[{header:"Integrate with Plaid",description:"It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.","bg-color":"bg-green",img:"/assets/img/carousel/use-cases-carousel-0.png"},{header:"Customise for conversion",description:"Customise the module to fit your brand or user preferences, including which financial institutions show up first.","bg-color":"bg-blue",img:"/assets/img/carousel/use-cases-carousel-link-demo-1.png"},{header:"Get user-permissioned bank data",description:"Once a user has gone through the flow, we do the work and return a range of relevant bank account data depending on what fits your needs.","bg-color":"bg-pink",img:"/assets/img/carousel/use-cases-carousel-link-demo-2.png"}]},l={"marketo-key":2007,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we
1can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0}},14966:function(e,t,a){"use strict";a.r(t),a.d(t,{customerAppCollectionData:function(){return c},featureSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},showcaseData1:function(){return o},showcaseData2:function(){return r}});var n={layout:null,"meta-title":"What is Plaid?","meta-description":"Plaid makes it easy to securely connect your bank to the apps you want to use. "},i={"content-alignment":"align-center","text-alignment":"text-center","content-width-classes":"page-header-breakpoint-12 large-12","content-width":"half-width",label:!1,header:"What is Plaid?","header-class":"h3",subheader:"Plaid makes it easy to securely connect your bank to the apps you want to use","primary-cta":!1,"secondary-cta":!1,video:!1,image:!1,"image-width":503,"image-height":502.45,"image-url":"https://images.ctfassets.net/ss5kfr270og3/2vKUWA62YnrqLzV4BsawdF/aef313f711d6afaf739f29e2a4b4b7e4/partners-hero-2x.png?fm=webp&q=70"},o=[{type:"single-image","large-image":!0,"extra-padding":!1,title:"Connecting your bank to your apps",description:"We power thousands of the apps that people rely on to manage their financial lives.",bullets:[{text:"<b>Venmo</b> (peer-to-peer payments)"},{text:"<b>Betterment</b> (automated investing)"},{text:"<b>Chime</b> (online banking)"},{text:"<b>Dave</b> (earned wage access)"},{text:"And thousands more..."}],"bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/63nSHMVtaajrRKe8UdutDI/a41ef69cba7731dd3737cbda197d8bee/consumer-brushstroke-yellow-01.png?fm=webp&q=70",images:[{"img-src":"/assets/img/consumers/what-is-plaid/connect-to-apps-illustration.png","alt-text":"Connect your banks to apps","has-shadow":!1}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/customer-stories","text-cta-text":"Meet companies powered by Plaid"},{type:"single-image",reverse:!0,"large-image":!0,"extra-padding":!1,title:"How
1it works",description:"We connect to 11,000 financial institutions across the United States, Canada, and Europe. With Plaid, connecting your bank account is easy:",bullets:[{text:"<b>Step 1</b> <br> When you sign up with a Plaid-powered app, youâll be able to select your financial institution from a list. Then, enter your login and password."},{text:"<b>Step 2</b> <br> In a matter of seconds, we encrypt the data youâve chosen to share (for instance, your account balance) and securely share it with the app you want to use. We never share your login and password with the app."},{text:"<b>Step 3</b> <br> We work behind the scenes to build a secure, ongoing connection between the app and your bank."}],"bg-color":"white","phone-video":!0,"has-text-cta":!0,"text-cta-url":"https://plaid.com/company","text-cta-text":"Learn more about our company"},{type:"single-image","large-image":!0,"extra-padding":!0,title:"Your data, your choice",description:"With Plaid, youâre in control. You choose whom your data is shared with, for what purpose, and how long. Some of the most common information we help people share includes:",bullets:[{text:"Account and routing number"},{text:"Account balance"},{text:"Transaction history"},{text:"Personal loans and credit cards"},{text:"Investment holdings"},{text:"Identity information (to prevent fraud)"}],"img-brushtroke":"/assets/img/accents/consumer-brushstroke-blue-02.png",images:[{"img-src":"/assets/img/consumers/what-is-plaid/your-data-illustration.png","alt-text":"Your data, your choice","has-shadow":!1}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/overview-privacy","text-cta-text":"Learn about our data practices and policies"}],s={"feature-section-title":[{"header-alignment":"center","title-size":"small","title-alignment":"center",title:"Protecting your data","section-id":"protecting-your-data","desc-alignment":"center",description:"Whenever you use a Plaid-powered app, weâre working behind the scenes to protect your financial information. Our security practices are designed to meet or exceed the industry standards that banks and leading technology companies use. They include:","cta-url":"https://plaid.com/safety","cta-text":"Learn about our security policy"}],"feature-section-items":[{img:"/assets/img/consumers/what-is-plaid/security-encryption-icon.png",title:"End-to-end data encryption","header-class":"h5",content:"The combination of the Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) help keep your personal information safe end-to-end.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-authentication-icon.png",title:"Strong authentication","header-class":"h5",content:"Plaid protects your data on our systems and requires multi-factor authentication for added security.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/cloud-infrastructure-illustration.png",title:"Cloud infrastructure","header-class":"h5",content:"Plaid uses secure cloud infrastructure technologies to enable you to connect quickly and safely.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-monitoring-icon.png",title:"Robust monitoring","header-class":"h5",content:"The Plaid API and all related components are continuously monitored by our information security team.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-review-icon.png",title:"Third-party security reviews","header-class":"h5",content:"Security researchers and financial institutions regularly audit Plaidâs API and security controls.","no-link":!0}]},r=[{type:"single-image","large-image":!0,"oversized-accent":!0,title:"Youâre in control",description:"Your data belongs to you. That means:",bullets:[{text:"<b>We donât sell your data</b> to any outside companies."},{text:"<b>We donât share your data</b> with anyone without your permission."},{text:"<b>Youâre in control</b> of whom you share your data with and for how long."}],"img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/6uQSt8HiNS6LXnWNjxiV6n/14c619916482d8ce252306af60ae4b6b/consumer-brushstroke-yellow-03.png?fm=webp&q=70",images:[{"img-src":"/assets/img/consumers/what-is-plaid/in-control-illustration.png","alt-text":"Transactions history","has-shadow":!0}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/overview-privacy","text-cta-text":"Learn about our data practices and policies"},{type:"single-image","large-image":!0,"extra-padding":!1,"oversized-accent":!0,reverse:!0,title:"How Plaid makes money",description:"When you connect your financial data to an app or service, they pay Plaid. For example, when you add a bank account to Square Cash, they pay us a fee. <br> <br>
1 Plaid is free for everyone who uses a Plaid-powered app, allowing you to securely connect your bank account to the apps you want in just a few seconds.",images:[{"img-src":"/assets/img/consumers/what-is-plaid/how-plaid-make-money-illustration.png","alt-text":"Transactions history","has-shadow":!0}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/customer-stories","text-cta-text":"Meet companies powered by Plaid"}],c={"app-section-title":[{"title-alignment":"center",title:"Build your financial life","desc-alignment":"center",description:"Your financial data is powerful. It can help you pay down debts, save for retirement, and make progress toward your goals. With Plaid-powered apps, you can:"}],items:[{url:"https://www.acorns.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Acorns logo"},excerpt:"Invest your spare change in the stock market","link-text":"Meet Acorns"},{url:"https://dave.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Dave logo"},excerpt:"Subscribe to a service that will keep you from overdrafting","link-text":"Meet Dave"},{url:"https://www.meettally.com/",cardImage:{src:"/assets/img/logos/card-company-logo-tally.png",alt:"Tally logo"},excerpt:"Consolidate your credit card debt so you never miss a payment","link-text":"Meet Tally"},{url:"https://www.pillar.app/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Pillar logo"},excerpt:"Determine the best strategy to pay back your student loans","link-text":"Meet Pillar"},{url:"https://www.upstart.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Upstart logo"},excerpt:"Enhance a personal loan application with rent payment data","link-text":"Meet Upstart"},{url:"https://www.youneedabudget.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"YNAB logo"},excerpt:"Automatically use your bank transactions to build a budget","link-text":"Meet YNAB"}]}},8123:function(e,t,a){"use strict";a.r(t),a.d(t,{appsData:function(){return r},dataAccessData:function(){return l},featureSectionData:function(){return d},featuresData:function(){return u},footerData:function(){return p},introSectionData:function(){return o},metaData:function(){return n},pageHeaderData:function(){return i},supportingTextData:function(){return s},troubleConnectingData:function(){return c}});var n={"meta-title":"Why is Plaid involved?","meta-description":"Money can be a significant source of stress. Plaid helps people connect their financial accounts to the apps they rely on to manage their money.","exclude-footer":"true"},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,"label-text":null,header:"Why is Plaid involved?","header-class":"h2",subheader:"Some people have asked us how we
1connect their financial accounts to apps like Venmo and Acorns. Canât Venmo just do it? Or my bank?",image:!0,"background-image":"https://images.ctfassets.net/ss5kfr270og3/3I7NCNu0cGA1vNiOMkBs4o/72843e49592ea5c386a05a91f8e5714d/why-plaid-brushstroke-hero.png?fm=webp&q=70","image-url":"https://images.ctfassets.net/ss5kfr270og3/68uVIUE5jbsZsxvJzKCnO3/3e4ab8a03be9fcafde89fa0ec81df6a4/why-is-plaid-involved-hero.png?fm=webp&q=70"},o={classes:"background","custom-titles":!0,"problem-title":"CHALLENGE","problem-statement":"There are more than 12,000 financial institutions in the US, but they structure and manage their data in many different ways.","problem-subtext":"For an app that wants to enable users to connect their financial accounts, building a digital connection to a single financial institution can take a lot of engineering time and expertise. Now imagine doing that thousands of times. For many companies, itâs not feasible.","solution-title":"SOLUTION","solution-statement":"At Plaid, we work around the clock to build and maintain secure connections to over 12,000 global financial institutions.","solution-subtext":"Plaid lets you connect your financial accounts to apps and services to help them provide products and services to you. These apps can help you do things like manage your money and make progress toward your financial goals."},s={classes:"background supporting-text--constrained why-plaid__supporting-text-background","three-up":!0,"hide-separators":!0,stat:!0,stat1:">7,000",text1:"Apps and services that are powered by Plaid",stat2:"",text2:"",stat3:">12,000",text3:"Financial institutions that Plaid connects to"},r={classes:"why-plaid__apps",type:"icon-grid","extra-padding":!1,title:"What that means for you",description:"Money is one of the biggest sources of stress in peopleâs lives. By enabling you to quickly and securely connect your financial institutions to your apps, Plaid can help you do the things you want to do.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/1po7gQ9Kh17yZnFkbedQlT/637f07ce7d7af7584c5e788a9ef4b33c/brushstrokes-05.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-varo.png","alt-text":"Varo",name:"Varo",description:"Online bank accounts with no minimum balance.",url:"https://www.varomoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-venmo.png","alt-text":"Venmo",name:"Venmo",description:"A digital wallet that lets you make and share payment with friends.",url:"https://venmo.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-acorns.png","alt-text":"Acorns",
1name:"Acorns",description:"Invest spare change and save for retirement.",url:"https://www.acorns.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-ynab.png","alt-text":"YNAB",name:"YNAB",description:"Stop living paycheck-to-paycheck. You need a budget.",url:"https://www.youneedabudget.com/"}],"has-cta":!1,"has-text-cta":!0,"text-cta-text":"Discover apps powered by Plaid","text-cta-url":"/discover-apps",reverse:!0},c={classes:"showcase--is-trouble-connecting",type:"single-image",title:"Why some connections fail",description:["Sometimes you may not be able to connect your account. The problem could be taking place anywhere along the chain between Plaid and your financial institution.","Our goal is to restore the connection so you can use the apps and services you rely on."],"img-brushtroke":"/assets/img/accents/trouble-connecting-brushstroke.png",images:[{"img-src":"/assets/img/consumers/why-is-plaid-involved/connection-failed.png","alt-text":"Why some connections fail","has-shadow":!1}],"has-cta":!1,"has-text-cta":!0,"text-cta-text":"Trouble connecting?","text-cta-url":"/trouble-connecting"},u={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/how-it-works.png","feature-title":"How it works","feature-body":"Plaid powers the apps in your financial life.","feature-url":"/how-it-works-for-consumers","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are powered by Plaid.","feature-url":"/discover-apps","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"https://my.plaid.com","max-width":"features-img--48-width","wider-feature":!0}]},l={classes:"showcase--is-data-access",type:"single-image",title:"Working together to build a better financial system",description:"We believe in a financial system that is more swift, secure, and connected. Weâre committed to working together with financial institutions, appsâand you!âto make it a reality.","img-brushtroke":"/assets/img/accents/data-access-brushstroke.png",images:[{"img-src":"/assets/img/consumers/why-is-plaid-involved/collaboration.png","alt-text":"Why some connections fail","has-shadow":!1}],reverse:!0},d={"allow-bottom-padding-mobile":!0,"feature-section-title":[{title:"Keeping your data secure","title-size":"small",description:"Your security is essential to everything we do. For that reason, our information security practices are designed to meet or exceed industry standards.","medium-column-width":12,"large-column-width":8}],"feature-section-items":[{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Control","header-class":"h5",content:"Youâre in control of which apps you share your data with and for how long.","link-location":"//my.plaid.com","link-text":"Manage connections"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Permission","header-class":"h5",content:"We donât share your data with anyone without your permission.","link-location":"/how-it-works-for-consumers","link-text":"How it works"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Privacy","header-class":"h5",content:"We donât sell or rent your personal information to outside companies.","link-location":"/how-we-handle-data","link-text":"How we handle data"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Security","header-class":"h5",content:"We protect your data with encryption, strong authentication, and third-party audits.","link-location":"/how-we-handle-data","link-text":"How we handle data"}]},p={"cta-title":"Want to see your app here?","cta-title-wide":!0,"cta-subtitle":"Build with us. Tell us how we
1can help and we'll get in touch shortly.","primary-cta-text":"Contact Us","primary-cta-link":"/contact/","bg-color":"bg-white","hide-secondary-cta":!0}},25898:function(e,t,a){"use strict";a.r(t),a.d(t,{body:function(){return i},metaData:function(){return n}});var n={"meta-title":"404","meta-description":"You've reached this page unjustly"},i={header:"Lost in\xa0404 territory?",description:"Whether youâre exploring new financial terrain, or just have a typo in the URL, letâs get you back on track.",button:"Go home"}},83841:function(e,t,a){"use strict";a.r(t),a.d(t,{body:function(){return i},metaData:function(){return n}});var n={"meta-title":"500","meta-description":"You've reached this page unjustly",hasCanonicalTag:!1},i={header:"Something <span class='medium-and-up-line-break'></span>went wrong",description:"Our team has been notified and is working on the issue"}},31497:function(e,t,a){"use strict";a.r(t),a.d(t,{cta:function(){return s},heading:function(){return i},metaData:function(){return n},subheading:function(){return o}});var n={"meta-title":"Contact us",hasCanonicalTag:!1,noIndex:!0},i="Thank you!",o="Your message has been sent, and a member of our team will be in touch soon",s={url:"/docs/",text:"Check out our implementation guide"}},88009:function(e,t,a){"use strict";a.r(t),a.d(t,{ctas:function(){return s},header:function(){return i},metaData:function(){return n},socialProofData:function(){return r},subheader:function(){return o}});var n={"meta-title":"Contact us","meta-description":"We love hearing from you! Contact the Plaid team with sales, partnerships, press, and brand inquiries",hasCanonicalTag:!0},i="Contact Sales",o="Ready to build the future of digital finance? Reach out to our sales team and weâll be in touch.",s={description:"Have other questions?",links:["Learn more about <a href='https://support-my.plaid.com/hc/en-us/categories/4405983222679-Connecting-Financial-Accounts '>connecting financial accounts</a>","Visit our <a href='/press'>press page</a>","For employment verification, <a href='https://www.truework.com/verifications/plaid-employment-verification/'>visit here</a>"],press:"Visit our <a href='/press'>press page</a>"},r={description:"Join the thousands of innovators that are <span class='medium-and-up-line-break'></span>already building with Plaid",items:[{src:"/assets/img/logos/contact/customer-logo-kraken.png",alt:"Kraken Logo"},{src:"/assets/img/logos/contact/customer-logo-wayflyer.png",alt:"Wayflyer Logo"},{src:"/assets/img/logos/contact/customer-logo-paysend.png",alt:"Paysend Logo"},{src:"/assets/img/logos/contact/customer-logo-cleo.png",alt:"Cleo Logo"},{src:"/assets/img/logos/contact/customer-logo-atom.png",alt:"Atom Logo"},{src:"/assets/img/logos/contact/customer-logo-wise.png",alt:"Wise Logo"}]}},84323:function(e,t,a){"use strict";a.r(t),a.d(t,{intro:function(){return n},sections:function(){return o},tableOfContentsTitle:function(){return i}});var n={title:"Developer Policy",effectiveDate:"Effective Date: April 19, 2026",description:['This Developer Policy ("Policy") provides additional rules and guidelines that govern\n access to and use by our developers (âyouâ or âyourâ) of the APIs, SDKs, websites\n (âSiteâ), dashboards, related tools, and other products or services (collectively, the\n "Services") provided by Plaid Inc. and its subsidiaries, including Plaid Consumer\n Reporting Agency, Inc., Plaid Financial Ltd., and Plaid, B.V. (âPlaidâ, âweâ, âourâ, and\n âusâ), and is incorporated into any agreement between you and Plaid governing your\n use of such Services. Any violation of this Policy may result in suspension or\n termination of your access to the Services and/or access to end usersâ personal or\n financial information made available via the Services ("End User Data").',"By accessing and using the Services, you agree to comply with all the terms of this\n Policy. This Policy will apply each time you access or use the Services. If you are\n agreeing to the terms of this Policy on behalf of an organization or entity, you represent\n and warrant that you are authorized to do so, and all references to âyouâ and âyourâ in\n this Policy (aside from those in this sentence) will be deemed to refer to such\n organization or entity. This Policy is important; please read it carefully.","We may update or change this Policy at any time at our discretion. If we make any\n changes to this Policy that we deem to be material, we will make a reasonable effort to\n inform you of such change. If you object to a change, your exclusive remedy is to\n cease any and all access to and use of the Services."]},i="Jump to section:",o=[{title:"Registration",description:['To sign up for the Services, you must create a Plaid Dashboard account ("Account") by\n registering on our Site and providing true, accurate, and complete information about\n yourself and your use of the Services. You agree not to misrepresent your identity or\n any information that you provide for your Account, and to keep your Account\n information up to date at all times.']},{title:"Responsibility for Account Use and Access",description:["You are solely responsible for all activities that occur via your Account. If you allow any\n of your employees, contractors, or other agents (collectively, âAuthorized Usersâ) to\n access your Account, you must ensure that each such Authorized User uses the\n Services and any End User Data solely for your benefit and approved use case, as\n authorized by you, and in compliance with this Policy and any other applicable\n agreements between you and Plaid. Such access must only be granted pursuant to a\n legitimate business need and you are solely responsible for managing your Authorized\n Usersâ access permissions. This includes ensuring that only appropriate and\n authorized personnel are granted access to specific tools, data, or permissions, and\n that all Plaid Dashboard configurations, access controls, and team management\n features are correctly implemented and reviewed regularly. This also includes promptly\n terminating Account access for any Authorized User who: (i) is no longer employed by,\n affiliated with, or contracted by you; (ii) is reassigned to duties that do not require\n access; or (iii) is reasonably suspected of improper access to or use of the Services or\n End User Data. We will not be liable for any loss, damage, or unauthorized access\n arising from your failure to: (a) properly manage or restrict user access; (b) implement\n appropriate role-based permissions; or (c) monitor activity within your Account.","We may rely on all actions taken and instructions provided through your Account,\n unless and until you notify us of unauthorized use. We will not be liable for any acts or\n omissions taken in accordance with such actions or instructions."]},{title:"Compliance with Applicable Law",description:["When using the Services, you agree to abide by all applicable local, state, national, and\n international laws. You also confirm that you, your business, your employees, your\n service providers, and any others acting on your behalf adhere to all applicable laws,\n especially those pertaining to financial data, data protection, privacy and data security.","In addition, you certify that you, your officers, directors, shareholders, direct and\n indirect parent entities, subsidiaries, and affiliates:",["are and will remain in compliance with all applicable import, re-import, sanctions, anti-boycott, export, and re-export control laws and regulations (including all such laws and regulations that apply to a U.S. company, such as the Export Administration Regulations, the International Traffic in Arms Regulations, the Department of Justiceâs Data Security Program Rule (DSP Rule), and economic sanctions programs implemented by the Office of Foreign Assets Control (OFAC));","are not subject to, or owned by parties that are subject to, sanctions or otherwise identified on any sanctions-related list, including but not limited to lists maintained by the United States government (such as the List of Specially Designated Nationals and Blocked Persons, maintained by OFAC, the Entity List maintained by the U.S. Commerce Departmentâs Bureau of Industry and Security, and the CAATSA section 231(d) list maintained by the U.S. State Department), the United Nations Security Council, the United Kingdom, the European Union or its Member States, or other applicable government authority;","will not, and will not permit any third party to, access or use the Services in, or export the Services to, any country or territory that is subject to a United States embargo (for clarity, such certification does not limit the generality of the foregoing certifications); and","are not engaging, and will not engage, in activities which may require or permit any applicable government authority to pursue an enforcement action against, or impose economic sanctions on you or us."],"The certifications immediately above are not sought, and are not provided, if and to the extent such request or certification would constitute a violation of the EU Blocking Statute, of laws or regulations implementing the EU Blocking Statute in the EU Member States or in the United Kingdom, or any similar anti-boycott, non-discrimination, or blocking provisions foreseen in applicable local laws.","You are solely responsible for ensuring that your and your Authorized Usersâ use of the Services and End User Data is in compliance with all laws applicable to you, including without limitation, the rules and guidelines of any system or network that facilitates payments and any security requirements, including under the Payment Card Industry Data Security Standards (PCI-DSS), as may be applicable to you."]},{title:"Security",description:['You are solely responsible for maintaining the confidentiality of: (i) your Account\n credentials, including Account credentials for Authorized Users who access the Plaid\n Dashboard; (ii) your Plaid API authentication credentials, including your Plaid API Client\n Identification Number (âClient IDâ) and Plaid API secret; and (iii) any End User Data or\n other sensitive or personal data accessible via your Account. You agree to notify us\n promptly at <a href="mailto:[email protected]">[email protected]</a> in the event of any breach of security or unauthorized\n use of your Account or any End User Data. You must never publish, distribute, or share\n your Account credentials, Client ID or Plaid API secret (collectively, âAccount\n Informationâ) with any third parties, provided that you may share Account Information\n with Authorized Users as needed based on a legitimate business need and subject to\n the terms of this Policy. You must ensure that Authorized Users use Account\n Information solely for your benefit and approved use case, and maintain the\n confidentiality of any Account Information they have access to. You will remain solely\n responsible for Authorized Usersâ use of any Account Information and your Account.\n You must also ensure that Account Information is encrypted in storage and during\n transit. Plaid will not be liable for any loss, damage, or unauthorized access arising\n from your failure, or an Authorized Userâs failure, to safeguard credentials or otherwise\n safeguard your Account.',"Your systems and application(s) must handle End User Data securely. With respect to\n End User Data, you should follow industry best practices but, at a minimum, must\n perform the following:",["Maintain administrative, technical, and physical safeguards that are designed to ensure the security, privacy, and confidentiality of End User Data.","Use modern and industry standard cryptography when storing or transmitting any End User Data.","Maintain reasonable access controls to ensure that only authorized individuals that have a business need have access to any End User Data.","Monitor your systems for any unauthorized access.","Patch vulnerabilities in a timely fashion.","Log and review any events suggesting unauthorized access.","Plan for and respond to security incidents.","Comply with relevant rules and regulations with regard to the type of data you are handling, such as the Safeguards Rule under the Graham-Leach-Bliley Act."]]},{title:"Data Storage and Usage",description:["Any End User Data in your possession must be stored securely and in accordance with\n applicable laws. To the extent applicable, if you use End User Data in an anonymized\n form then your use of such anonymized data must be clearly and conspicuously\n disclosed to the applicable end user including a description of how you use such\n anonymized End User Data."]},{title:"Session Replay and Activity Monitoring",description:["For security, compliance, support, and analytics purposes, Plaid may monitor, log,\n record, and analyze your Plaid Dashboard access and use. This may include the use of\n tools that capture technical and behavioral data such as mouse movements, clicks,\n navigation flows, and usage patterns to help improve user experience, detect abuse or\n fraud, investigate incidents, and support Authorized Users. Such tools may enable\n Plaid to view a visual reconstruction or replay of your Plaid Dashboard session.","You are responsible for informing your Authorized Users who access the Plaid\n Dashboard of this monitoring and recording. By accessing or permitting access to the\n Plaid Dashboard, you and your Authorized Users acknowledge and consent to such\n monitoring and recording, to the extent permitted under applicable law."]},{title:"Account Deactivation",description:["Once you stop using the Services in accordance with any applicable agreement you\n may have with us, you may deactivate your Account by following the instructions on\n the Site. Without limiting our rights under any other agreements we have with you or\n our other rights under this Policy, we may also deactivate your Account if: (i) you have\n ceased using the Services for three months; (ii) your applicable agreement with us\n terminates or expires; or (iii) reasonably necessary under applicable law. After your\n Account deactivation, we will deprovision your access to all End User Data associated\n with your integration.","Even after your Account deactivation, to the extent permitted under applicable law, we\n may still retain any information we collected about you for as long as necessary to fulfill\n the purposes outlined in our privacy policy/statement, or for a longer retention period if\n required or permitted under applicable law."]},{title:"Prohibited Conduct",description:["You agree not to, and agree not to assist or otherwise enable any third party to:",["sell or rent End User Data to marketers or any other third party;","access or use the Services or End User Data for any unlawful, infringing, threatening, abusive, obscene, harassing, defamatory, deceptive, or fraudulent purpose;","collect and store end usersâ bank credentials and/or End User Data other than as required to access or use the Services, as authorized by the end user, as permitted by Plaid, and as permitted under applicable law;","use, disclose, or retain any ânonpublic personal informationâ (as defined under the Gramm-Leach-Bliley Act) or âpersonal informationâ (as defined under the California Consumer Privacy Act) other than
1in strict compliance with applicable law;","use, disclose, or otherwise process any âpersonal dataâ (as defined in Regulation (EU) 2016/679 (General Data Protection Regulation)) other than in strict compliance with applicable law;","access or use the Services or access, transmit, process, or store End User Data in violation of any applicable privacy laws or in any manner that would be a breach of contract or agreement with the applicable end user;","access or use the Services to infringe any patent, trademark, trade secret, copyright, right of publicity, or other right of any person or entity;","access or use the Services for any purpose other than for which it is provided by us, including for competitive evaluation, spying, creating a substitute or similar services to any of the Services, or other nefarious purpose;","scan or test (manually or in an automated fashion) the vulnerability of any Plaid infrastructure without express prior written permission from Plaid;","breach, disable, interfere with, or otherwise circumvent any security or authentication measures or any other aspect of the Service;","overload, flood, or spam any part of the Services;","create developer accounts for the Services by any means other than our publicly-supported interfaces (e.g., creating developer accounts in an automated fashion or otherwise in bulk);","transfer, syndicate, or otherwise distribute the Services or End User Data without express prior written permission from Plaid;","decipher, decompile, disassemble, copy, reverse engineer, or attempt to derive any source code or underlying ideas or algorithms of any part of the Services, except as permitted by applicable law;","modify, translate, or otherwise create derivative works of any part of the Services;","access or use the Services or End User Data in a manner that violates any agreement between you or the end user and Plaid; or","access or use the Services or End User Data in a manner that violates any applicable law, statute, ordinance, or regulation."]]},{title:"Suspension and Termination",description:["We reserve the right to withhold, refuse, or terminate access to the Services and/or End User Data in whole or in part where we believe the Services are being accessed or used in violation of this Policy or any other Plaid agreement, including Plaidâs agreements with any third party partners or data sources of Plaid (each, a âPartnerâ), or where use would pose a risk of harm, including reputational harm, to Plaid, its infrastructure, its data, the Services, an end user, or a Partner.","We will use reasonable efforts to notify you via email or other method when deciding to withhold, refuse, or terminate access to the Services and/or End User Data. We may immediately suspend or terminate access without notice if appropriate under the circumstances, such as when we become aware of activity that is a violation of any applicable law or when we determine, in our sole discretion, that harm is imminent.","Plaid will not be liable for any damages of any nature suffered by you or any third party resulting from Plaidâs exercise of its rights under this Policy or under applicable law."]},{title:"Reporting Violations",description:["If any person becomes aware of a violation of this Policy, we request that you\n immediately notify us via email to\n <a href='mailto:[email protected]'>[email protected]</a>.\n We may take any appropriate action -- including reporting any activity or conduct that we suspect\n violates the law to appropriate law enforcement officials, regulators, or other\n appropriate third parties -- in our sole discretion in respect to such violations."]},{title:"Universal Data Access",description:["Plaid promotes an Open Finance ecosystem in which end users own their data (e.g., financial data) and may grant access to such data to third parties. To the extent that you host any such end user data not already accessible by Plaid, upon Plaidâs reasonable request, the parties agree to cooperate in good faith to negotiate and initiate an arrangement for Plaid to access such end user data on behalf of end users."]},{title:"Miscellaneous",description:["The failure by you or Plaid to exercise in any respect any right provided for herein or in any other agreement you may have with us shall not be deemed a waiver of any further rights hereunder.","If any provision of this Policy is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Policy shall otherwise remain in full force and effect and enforceable."]}]},62812:function(e,t,a){"use strict";a.r(t),a.d(t,{appsData:function(){return o},featuresData:function(){return c},footerData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},textBlockData:function(){return r}});var n={"meta-title":"Discover apps that are powered by Plaid","meta-description":"When you connect your financial accounts, you can do some pretty amazing things. Discover more than 3,000 apps and services that are powered by Plaid.","exclude-footer":"true"},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,"label-text":null,header:"Discover a world of financial apps","header-class":"h2",subheader:"When you connect your financial accounts to an app, you can do some pretty amazing things. Meet some of the apps that are powered by Plaid.",image:!0,"background-image":"/assets/img/accents/discover-apps-brushstroke-hero.png","image-url":"/assets/img/hero/discover-apps-hero.png"},o=[{classes:"discover-apps__mobile-banking",type:"icon-grid","extra-padding":!1,label:"Banking",title:"Mobile banking",description:"Think beyond the branch. With the latest generation of banking apps, you can manage nearly every aspect of your finances from your connected device.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/o1Ig3sXCdwtpusB2nV2YE/f457f5be89ec371b27692b07ec68c7f5/brushstrokes-01.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-moneylion.png","alt-text":"MoneyLion",name:"MoneyLion",description:"Easy way to borrow, save, invest, and earn. All in one app.",url:"https://www.moneylion.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-varo.png","alt-text":"Varo",name:"Varo",description:"Online bank accounts with no minimum balance.",url:"https://www.varomoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-chime.png","alt-text":"Chime",name:"Chime",description:"Grow your savings automatically, like a boss.",url:"https://www.chimebank.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-m1finance.png","alt-text":"M1 Finance",name:"M1 Finance",description:"Invest, borrow, and spend seamlessly, all in one place.",url:"https://www.m1finance.com/"}],reverse:!0},{classes:"discover-apps__saving-investing",type:"icon-grid","extra-padding":!1,label:"Wealth",title:"Saving and investing",description:"Make smart money decisions. Instantly create a custom portfolio tailored to your financial goalsâor roun
1d up your credit card purchases and save the spare change for a rainy day.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/5hxyopKdNdtmzKSYyhwnvK/fd77555c68465a958773a31288a5dc81/brushstrokes-02.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-acorns.png","alt-text":"Acorns",name:"Acorns",description:"Invest spare change and save for retirement.",url:"https://www.acorns.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-oportun.png","alt-text":"Oportun",name:"Oportun",description:"Save money, pay off debt, and achieve your financial goals.",url:"https://oportun.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-ellevest.png","alt-text":"Ellevest",name:"Ellevest",description:"Weâre on a mission to close the gender money gap.",url:"https://www.ellevest.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-qapital.png","alt-text":"Qapital",name:"Qapital",description:"Save smartly, spend happily, and invest comfortably.",url:"https://www.qapital.com/"}]},{classes:"discover-apps__personal-finances",type:"icon-grid","extra-padding":!1,label:"Personal Finances",title:"Build financial health",description:"The latest financial health tools can help you instantly build a budget based on your recent transactions or get notified when youâre in danger of overdrawing your account.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/6cJ697dpUrDjdH7UQRtQBT/a1197f08f830e1b32b37202d1f5892d5/brushstrokes-03.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-ynab.png","alt-text":"YNAB",name:"YNAB",description:"Stop living paycheck-to-paycheck. You need a budget.",url:"https://www.youneedabudget.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-rocketmoney.jpg","alt-text":"Rocket Money",name:"Rocket Money",description:"Find and cancel subscriptions. Track your spending. Take control.",url:"https://www.rocketmoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-albert.png","alt-text":"Albert",name:"Albert",description:"Make good money decisions with confidence.",url:"https://albert.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-copilot.png","alt-text":"Copilot",name:"Copilot",description:"Do money better with Copilot.",url:"https://copilot.money/"}],reverse:!0},{classes:"discover-apps__business-finances",type:"icon-grid","extra-padding":!1,label:"Business Finances",title:"Boost your business",description:"Modern tools allow you to automate things like payments, fraud prevention, payroll, taxes, and employee expensesâso you can focus on your strategic priorities.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/3yfODQhzFJSU5ndYqelcQz/94ee885c4c47ce7ae24212dea504562d/brushstrokes-04.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/wave-app-icon.png","alt-text":"Wave",name:"Wave",description:"One-stop money management for small business owners.",url:"https://www.waveapps.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-bench.png","alt-text":"Bench",name:"Bench",description:"Online bookkeeping services for your small business.",url:"https://bench.co/partner/friends-of-bench/"},{"img-src":"/assets/img/logos/app-icons/app-icon-expensify.png","alt-text":"Expensify",name:"Expensify",description:"Receipt tracking and expense management for everyone.",url:"https://use.expensify.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-fundbox.png","alt-text":"Fundbox",name:"Fundbox",description:"Revolving lines of credit to growing small businesses like yours.",url:"https://fundbox.com/"}]},{classes:"discover-apps__payment",type:"icon-grid","extra-padding":!1,label:"Payments",title:"Pay friends and family",description:"With modern payment apps, instantly send cash to friends and family.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/1po7gQ9Kh17yZnFkbedQlT/637f07ce7d7af7584c5e788a9ef4b33c/brushstrokes-05.png?fm=webp&q=70","brushstroke-shrink-to-fit":!0,"icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-venmo.png","alt-text":"Venmo",name:"Venmo",description:"A digital wallet that lets you make and share payments with friends.",url:"https://venmo.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-wise.png","alt-text":"Wise",name:"Wise",description:"Send money abroad quickly and easily.",url:"https://wise.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-metal.png","alt-text":"Metal",n
1ame:"Metal",description:"Send cash and crypto to friends. Get rewarded for doing it.",url:"https://www.metalpay.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-worldremit.png","alt-text":"WorldRemit",name:"WorldRemit",description:"Transfer money to friends and family overseas in over 150 countries.",url:"https://www.worldremit.com/"}],reverse:!0},{classes:"discover-apps__lending",type:"icon-grid","extra-padding":!1,label:"Lending",title:"Apply for a loan",description:"New online lending services help you save time and get the best rates by allowing you to supplement your loan application with data from your financial accounts.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/4DZeuole5EbPOf5AqmPNgK/f199b7c1058d414ae857a0808a8385eb/brushstrokes-06.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-sofi.png","alt-text":"SoFi",name:"SoFi",description:"Itâs time to take control of your finances.",url:"https://www.sofi.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-figure.png","alt-text":"Figure",name:"Figure",description:"Financial products to simplify your finances, faster.",url:"https://www.figure.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-petal.png","alt-text":"Petal",name:"Petal",description:"Responsible credit for the modern world.",url:"https://www.petalcard.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-avant.png","alt-text":"Avant",name:"Avant",description:"Manage your loan or credit card wherever you are.",url:"https://www.avant.com/"}]}],s={"cta-title":"Want to see your app here?","cta-title-wide":!0,"cta-subtitle":"Build with us. Tell us how we can help and we'll get in touch shortly.","primary-cta-text":"Contact Us","primary-cta-link":"/contact/","bg-color":"bg-white","hide-secondary-cta":!0},r={"p-classes":"disclaimer",content:"The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid."},c={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/how-it-works.png","feature-title":"How Plaid works","feature-body":"Plaid powers the apps in your financial life.","feature-url":"/how-it-works-for-consumers","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"//my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]}},15334:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return s},globalTableBetaCountriesData:function(){return c},globalTableData:function(){return r},metaData:function(){return i},pageHeaderData:function(){return o}});var n=a(44529),i={"meta-title":"Global coverage - North America, UK, and Europe","meta-description":"Plaid is available in the US, Canada, and Europe, including the UK. Sign up to be notified as soon as we launch in your country."},o={"content-width-classes":"medium-6",label:!0,"label-text":"Global coverage",header:"Weâre here to support you globally and locally","header-class":"h2",subheader:"Reach out to a member of our team and learn about how we can work together.","primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contact-form","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":!1,image:!0,"image-url":"/assets/img/hero/global-hero.png","image-width":944,"image-height":487},s={id:"contact-form","marketo-key":1191,shouldForward:!1,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we
1can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0,hasOnPagePostSubmitContent:!0,"post-submit-header":"Thank you!","post-submit-subheader":"Your message has been recorded and a Plaid team member will be in touch soon","post-submit-action-text":"View our products","post-submit-action-link":"/products"},r={title:"Countries and products supported",tableData:[[{img:"/assets/img/icons/flags/flag-uk.png",alt:"UK Flag",label:"UK",products:[{feature:"Payments",url:"/en-gb/products/payment-initiation"},{feature:"Transactions",url:"/en-gb/products/transactions"},{feature:"Auth",url:"/en-gb/products/auth"},{feature:"Balance",url:"/en-gb/products/balance"},{feature:"Identity",url:"/en-gb/products/identity"},{feature:"Assets",url:"/en-gb/products/assets"},{feature:"Income",url:"/products/income",locale:n.i5.EN_US},{feature:"Identity Verification",url:"/en-gb/products/identity-verification"},{feature:"Monitor",url:"/en-gb/products/monitor"}]},{img:"/assets/img/icons/flags/flag-de.png",alt:"Germany flag",label:"Germany",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-fr.png",alt:"France flag",label:"France",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-nl.png",alt:"Netherlands flag",label:"Netherlands",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-ie.png",alt:"Ireland flag",label:"Ireland",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-es.png",alt:"Spain flag",label:"Spain",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-se.png",alt:"Sweden flag",label:"Sweden",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-dk.png",alt:"Denmark flag",label:"Denmark",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-pl.png",alt:"Poland flag",label:"Poland",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-pt.png",alt:"Portugal flag",label:"Portugal",products:[{feature:"* Payments coming soon *",url:""},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-it.png",alt:"Italy flag",label:"Italy",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-lt.png",alt:"Lithuania flag",label:"Lithuania",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-lv.png",alt:"Latvia flag",label:"Latvia",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-ee.png",alt:"Estonia flag",label:"Estonia",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-no.png",alt:"Norway flag",label:"Norway",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-be.png",alt:"Belgium flag",label:"Belgium",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-us.png",alt:"USA flag",label:"USA",products:[{feature:"Transactions",url:"/products/transactions",locale:n.i5.EN_US},{feature:"Auth",url:"/products/auth",locale:n.i5.EN_US},{feature:"Balance",url:"/products/balance",locale:n.i5.EN_US},{feature:"Identity",url:"/products/identity",locale:n.i5.EN_US},{feature:"Assets",url:"/products/assets",locale:n.i5.EN_US},{feature:"Investments",url:"/products/investments",locale:n.i5.EN_US},{feature:"Liabilities",url:"/products/liabilities",locale:n.i5.EN_US},{feature:"Income",url:"/products/income/",locale:n.i5.EN_US},{feature:"Identity Verification",url:"/products/identity-verification",locale:n.i5.EN_US},{feature:"Monitor",url:"/products/monitor",locale:n.i5.EN_US},{feature:"Signal",url:"/products/signal/",locale:n.i5.EN_US},{feature:"Enrich",url:"/products/enrich/",locale:n.i5.EN_US},{feature:"Beacon",url:"/products/beacon/",locale:n.i5.EN_US},{feature:"Transfer",url:"/products/transfer/",locale:n.i5.EN_US}]},{img:"/assets/img/icons/flags/flag-ca.png",alt:"Canada flag",label:"Canada",products:[{feature:"Transactions",url:"/products/transactions",locale:n.i5.EN_US},{feature:"Auth",url:"/products/auth",locale:n.i5.EN_US},{feature:"Balance",url:"/products/balance",locale:n.i5.EN_US},{feature:"Identity",url:"/products/identity",locale:n.i5.EN_US},{feature:"Assets",url:"/products/assets",locale:n.i5.EN_US},{feature:"Investments",url:"/products/investments",locale:n.i5.EN_US},{feature:"Identity Verification",url:"/products/identity-verification",locale:n.i5.EN_US},{feature:"Monitor",url:"/products/monitor",locale:n.i5.EN_US},{feature:"Enrich",url:"/products/enrich/",locale:n.i5.EN_US}]}]]},c={title:"Coming soon",tableData:[[{img:"/assets/img/icons/flags/flag-at.png",alt:"Austria flag",label:"Austria",products:[{feature:"* Coming soon *",url:""}]},{img:"/assets/img/icons/flags/flag-fi.png",alt:"Finland flag",label:"Finland",products:[{feature:"* Coming soon *",url:""}]}]]}},6161:function(e,t,a){"use strict";a.r(t),a.d(t,{app1Alt:function(){return b},app1CTA:function(){return f},app1Heading:function(){return h},app1Link:function(){return y},app1P:function(){return g},app2Alt:function(){return _},app2Heading:function(){return E},app2P:function(){return U},appsHeading:function(){return s},appsHeading2:function(){return r},categoriesHeading:function(){return c}
1,categoriesP:function(){return u},categoryData:function(){return l},featuresData:function(){return o},highlightHeading:function(){return p},highlightP:function(){return m},iconColumnData:function(){return d},manageConnectionsData:function(){return B},metaData:function(){return n},noCostData:function(){return F},pageHeaderData:function(){return i},resourcesData:function(){return j},security2Alt:function(){return q},security2CTA:function(){return T},security2Heading:function(){return D},security2Link:function(){return O},security2P:function(){return C},securityAlt:function(){return x},securityAppCategory:function(){return I},securityCTA:function(){return k},securityHeading:function(){return v},securityLink:function(){return P},securityP:function(){return w},securityScreenIcon:function(){return A},securityScreenInfo:function(){return S},textBlockData:function(){return N}});var n={"meta-title":"Plaid helps you link your financial institutions","meta-description":"Plaidâs technology provides connections to more than 12,000 global banks and credit unions. Learn how we power the apps in your financial life."},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,header:"Plaid powers the apps in your financial life","header-class":"h2",subheader:"With Plaid, you can securely connect your financial accounts to an app in seconds","primary-cta":!0,"primary-cta-text":"Discover apps","primary-cta-link":"/discover-apps","secondary-cta":!1,video:!0,"video-width":740,"video-height":592,"video-poster-image":"/assets/img/hero/consumer-hero-right-us-en.png","video-fallback-image":"/assets/img/hero/consumer-hero-right-us-en.png","video-formats":[{url:"/assets/video/consumer-hero-right-us-en.webm",type:"webm"},{url:"/assets/video/consumer-hero-right-us-en.mp4",type:"mp4"}],"subheader-p":!0},o={"header-section":!1,"items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-connect.png","feature-title":"Connect effortlessly","feature-body":"Plaid lets you connect your financial accounts to your apps in seconds.","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-share.png","feature-title":"Share your data securely","feature-body":"When you want to share data from your financial accounts with an app, Plaid works to transfer your data securely.","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-control.png","feature-title":"You're in control","feature-body":"Plaid provides the tools to easily delete your data from our systems as well as connect, manage and disconnect your fintech apps.","wider-feature":!0}]},s="",r="How Plaid works",c="Find and try a new financial app",u="Whether youâre building a budget or sending money to a friend, there are thousands of apps to choose from.",l=[{color:"green600",title:"Banking"},{color:"green200",title:"Wealth"},{color:"yellow600",title:"Personal finances"},{color:"purple400",title:"Business finances"},{color:"blue600",title:"Payment"},{color:"pink400",title:"Lending"}
1],d=[{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"M1 Finance",slug:"m1-finance"},{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"}]},{"grid-classes":"show-for-medium","slide-amount":"half","push-down":2,"highlight-column":!0,icon:[{name:"Oportun",slug:"oportun",detail:"Oportun uses <strong>financial data</strong> to help you save a little bit every single day."},{name:"Pillar",slug:"pillar",detail:"Pillar uses <strong>account data</strong> to give you insights that may help you pay off your loans faster."},{name:"Venmo",slug:"venmo",detail:"Venmo uses your <strong>account information</strong> so you can set up a way to send and receive money."}]},{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"Brigit",slug:"brigit"},{name:"Wise",slug:"wise"},{name:"Betterment",slug:"betterment"}]},{"grid-classes":"show-for-medium","slide-amount":"eighth",icon:[{name:"Expensify",slug:"expensify"},{name:"Qapital",slug:"qapital"},{name:"MoneyLion",slug:"moneylion"},{name:"Albert",slug:"albert"}]}
1,{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"Drop",slug:"drop"},{name:"Rocket Money",slug:"rocketmoney"},{name:"Current",slug:"current"}]},{"grid-classes":"show-for-medium","slide-amount":"half","push-down":2,icon:[{name:"YNAB",slug:"ynab"},{name:"Varo",slug:"varo"}]},{"grid-classes":"show-for-large","slide-amount":"eighth",icon:[{name:"SoFi",slug:"sofi"},{name:"Earnin",slug:"earnin"},{name:"Prosper",slug:"prosper"},{name:"Acorns",slug:"acorns"}]},{"grid-classes":"show-for-large","slide-amount":"quarter","push-down":1,icon:[{name:"WorldRemit",slug:"worldremit"},{name:"Ellevest",slug:"ellevest"},{name:"Cleo",slug:"cleo"}]},{"grid-classes":"show-for-small-only","slide-amount":"eighth",icon:[{name:"M1 Finance",slug:"m1-finance"},{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"},{name:"Expensify",slug:"expensify"},{name:"SoFi",slug:"sofi"}]},{"grid-classes":"show-for-small-only","slide-amount":"quarter","push-down":1,icon:[{name:"Oportun",slug:"oportun"},{name:"Pillar",slug:"pillar"},{name:"Venmo",slug:"venmo"},{name:"Drop",slug:"drop"},{name:"Prosper",slug:"prosper"}]}
1,{"grid-classes":"show-for-small-only","slide-amount":"half","push-down":2,icon:[{name:"SoFi",slug:"sofi"},{name:"Wise",slug:"wise"},{name:"Betterment",slug:"betterment"},{name:"YNAB",slug:"ynab"}]}],p="Understand how Plaid powers your apps",m="Plaid provides tools that enable you to share your financial data with apps that provide services to you.",h="Connect your financial account using Plaid",g="When you choose to connect your financial accounts to an app using Plaid, you will be prompted to enter the username and password associated with those accounts. Plaid then links your accounts to the app you want to use so you can share your data.",f="How we handle data",y="/how-we-handle-data",b="Venmo screen",v="Plaidâs technology helps keep your data safe",w="To help keep your data safe, we donât share the username and password for your financial institution with your apps. Once you give us permission to share your financial data, we securely transfer it from your financial institution to the app through our application programming interface (API).",k="Learn more about security",P="/safety",x="Security screen",S=[{"hr-delay":1200,"copy-delay":1500,copy:"Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS)"},{"hr-delay":2400,"copy-delay":2700,copy:"Secure cloud infrastructure technologies"},{"hr-delay":3600,"copy-delay":3900,copy:"Security audits by researchers and financial institutions"}],A=[{delay:600},{delay:600},{delay:600},{delay:600},{delay:900},{delay:600},{delay:900},{delay:1800},{delay:1800},{delay:2100},{delay:1800},{delay:2100},{delay:3e3},{delay:3e3},{delay:3e3},{delay:3300},{delay:3e3},{delay:3300}],I=[{name:"Traditional Banks",company:[{name:"Wells Fargo",slug:"wells-fargo"},{name:"Chase",slug:"chase"},{name:"U.S. Bank",slug:"usbank"}]},{name:"Credit Union",company:[{name:"Navy Federal",slug:"navy-federal"},{name:"Suncoast",slug:"suncoast"},{name:"First Tech",slug:"first-tech"}]},{name:"Investment Banks",company:[{name:"Empower",slug:"empower"},{name:"E*TRADE",slug:"etrade"},{name:"Morgan Stanley",slug:"morgan-stanley"}]},{name:"Digital Banks",company:[{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"},{name:"Aspiration",slug:"aspiration"}]}],D="Continue building your financial life with apps powered by Plaid",C="Money is one of the biggest sources of stress in peopleâs lives. We want to make it easier for you to share your financial data with the apps you want to use. Whether you have an account at a national bank, a local bank, a credit union, an investment bank, or a digital bank, Plaid helps you get connected.",T="Why is Plaid involved?",O="/why-is-plaid-involved",q="Plaid logo",E="And just like that, youâre enjoying your new app",U="After you securely connect with Plaid, youâre quickly and safely back to using your new financial app.",_="Chase screen",B={type:"single-image","large-image":!0,"extra-padding":!1,title:"Plaid can help you control access to your data",description:["When you connect your financial accounts to apps with Plaid, you have control over who youâre sharing your data with. To disconnect your financial accounts from apps, or to delete your data from Plaidâs systems, visit Plaid Portal."],"bg-color":"white","img-brushtroke":"/assets/img/accents/brushstroke-left-purple-2.png",images:[{"img-src":"/assets/img/consumers/how-it-works/mobile-web-page-myplaid.png","alt-text":"Manage your connections anytime","has-shadow":!1}],"has-cta":!0,"cta-url":"https://my.plaid.com/","cta-text":"Explore Plaid Portal","has-text-cta":!1,"text-cta-text":"Get help","text-cta-url":"https://my.plaid.com/help","cta-class":"with-text-cta",reverse:!0},F={type:"video","extra-padding":!1,title:"Plaid doesnât charge you for our services",description:"When you connect your financial accounts to an app like Venmo or Oportun, the app pays us a fee to enable that connection. We donât charge you for connecting your accounts.","bg-color":"white",videos:[{"video-width":740,"video-height":592,"video-poster-image":"/assets/video/business-model-us-en.png","video-fallback-image":"/assets/video/business-model-us-en.png","video-formats":[{url:"/assets/video/business-model-us-en.png",type:"webm"},{url:"/assets/video/business-model-us-en.mp4",type:"mp4"}]}]},j={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img"
1:"/assets/img/consumers/how-we-handle-data/discover-apps.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are built with Plaid.","feature-url":"/discover-apps","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"https://my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]},N={"p-classes":"disclaimer",content:"The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid."}},97497:function(e,t,a){"use strict";a.r(t),a.d(t,{dataSharingData:function(){return o},diagramData:function(){return s},featureSectionData:function(){return c},featuresData:function(){return l},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},supportingTextData:function(){return u}});var n={"meta-title":"How we handle your personal financial data","meta-description":"At Plaid, we donât share your personal information without your permission, and we donât sell or rent it to outside companies."},i={"content-width-classes":"page-header-breakpoint-8 large-8",label:!1,"label-text":null,header:"Plaid puts you in control of your financial data.","header-class":"h2",subheader:"We were founded on the principle that people have a right to their financial information. And, we are committed to enabling financial freedom by supporting your right to decide where, how, and with whom your data is shared. With Plaid, you don't have to choose between easy access to your financial data and keeping that financial data safe and protected. When you connect through Plaid, you can harness the power of your financial data on a network you can trust.","background-image":"/assets/img/accents/how-we-handle-data-brushstroke-hero.png","primary-cta":!0,"primary-cta-text":"Read our privacy policy","primary-cta-link":"/legal/#end-user-privacy-policy"},o={type:"single-image",title:"The types of data you can share",description:"With your permission, apps like Venmo and Acorns use your financial data to provide services to you. Depending on the app, the types of data you share may include things like: ",bullets:[{text:"Account and routing numbers"},{text:"Account balances"},{text:"Transactions data"},{text:"Investment holdings data"},{text:"Student loan and credit card information"},{text:"Account holder information"}],secondaryDescription:"Visit Plaid Portal to view the types of data youâve shared through Plaid and control access to that data.","bg-color":"blue200","img-brushtroke":"/assets/img/accents/data-youre-sharing-brushstroke.png",images:[{"img-src":"/assets/img/consumers/how-we-handle-data/data-art.png","alt-text":"The data you're sharing","has-shadow":!1}],"has-text-cta":!0,"text-cta-text":"Explore Plaid Portal","text-cta-url":"https://my.plaid.com"},s={classes:"background background--image-stroke-accents","stroke-bottom-right":"/assets/img/accents/how-we-handle-data-brushstroke.png","medium-column-width":12,heading:"How we handle your data","intro-text":"With Plaid, connecting your financial accounts to an app is simple. Hereâs what happens on our end.",step:[{number:1,copy:"To link your financial accounts to an app like Venmo, simply provide the username and password associated with those financial accounts."},{delay:600,number:2,"hr-color":"black700",copy:"Once weâve verified your ownership of your accounts, we retrieve your account information from your financial institution."},{delay:1200,number:3,"hr-color":"black700",copy:"We then securely process and share your information with the app youâre using and establish a secure connection that you control."}],"icon-row-1":[{label:"YOUR APP","label-delay":1500,img:"/assets/img/customer-stories/[email protected]","arrow-down":!0,"arrow-down-delay":300,badge:"lock"}],"icon-row-2":[{label:"PLAID","label-delay":1500,"icon-delay":600,img:"/assets/img/customer-stories/[email protected]","arrow-lateral":!0,"arrow-lateral-delay":600,"arrow-right":!0,"arrow-down":!0,"arrow-down-delay":900},{label:"YOUR BANK","label-delay":1500,"icon-delay":600,img:"/assets/img/customer-stories/[email protected]","arrow-left":!0,"arrow-lateral":!0,"arrow-lateral-delay":600,badge:"checkmark"}],"icon-row-3":[{label:"YOUR APP","label-delay":1500,"icon-delay":1200,img:"/assets/img/customer-stories/[email protected]",badge:"checkmark"}]},r={quote:"<h2>
1We only share your data when you give your consent</h2> We donât share it without your permission, and we donât sell it to outside companies.","quote-link":"/legal","quote-link-text":"Read our privacy policy"},c={allowBottomPaddingMobile:!0,"feature-section-title":[{title:"Designed with your safety in mind","title-size":"small",description:"Your data is powerfulâand no one should access it without your permission. For that reason, our security practices are designed to meet or exceed industry standards.","cta-url":"/safety","cta-text":"Learn more","medium-column-width":12}],"feature-section-items":[{img:"/assets/img/consumers/how-we-handle-data/security-icon-encryption.png",title:"Data encryption","header-class":"h5",content:"The combination of the Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) help keep your personal information safe.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-authentication.png",title:"Strong authentication","header-class":"h5",content:"Plaid requires multi-factor authentication for added security to help protect your data in our systems.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-cloud.png",title:"Cloud infrastructure","header-class":"h5",content:"Plaid uses secure cloud infrastructure technologies to help enable you to connect quickly and securely.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-monitoring.png",title:"Robust monitoring","header-class":"h5",content:"The Plaid API and all related components are continuously monitored by our information security team.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-testing.png",title:"Independent security testing","header-class":"h5",content:"Security researchers and financial institutions regularly audit Plaidâs API and security controls.","no-link":!0}]},u={classes:"background background--color-blue200 supporting-text--constrained","three-up":!0,"has-intro":!0,"intro-header":"You're in good hands","intro-text":"At Plaid, our business modelâand our reputationâdepend on keeping your data safe. That means working around the clock to help keep your data secure.",stat:!0,stat1:">7,000",text1:"There are more than 7,000 financial apps and services that are powered by Plaid.",stat2:">12,000",text2:"Plaid connects to more than 12,000 financial institutions across the US, Canada, UK, and Europe.",stat3:"1 in 2",text3:"1 in 2 US adults has connected a financial account to an app with Plaidâand that number is growing every day."},l={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/discover-apps.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are powered by Plaid.","feature-url":"/discover-apps","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"//my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]}},61582:function(e,t,a){"use strict";a.r(t),a.d(t,{enGbRootPages:function(){return i}});var n=a(44529),i=[{params:{id:n.i5.EN_GB,index:"what-is-plaid",template:n.Sv.WHAT_IS_PLAID}},{params:{id:n.i5.EN_GB,index:"why-is-plaid-involved",template:n.Sv.WHY_PLAID_IS_INVOLVED}},{params:{id:n.i5.EN_GB,index:"contact-thanks",template:n.Sv.CONTACT_THANKS}},{params:{id:n.i5.EN_GB,index:"contact",template:n.Sv.CONTACT}},{params:{id:n.i5.EN_GB,index:"developer-policy",template:n.Sv.DEVELOPER_POLICY}},{params:{id:n.i5.EN_GB,index:"discover-apps",template:n.Sv.DISCOVER_APPS}},{params:{id:n.i5.EN_GB,index:"how-it-works-for-consumers",template:n.Sv.HOW_IT_WORKS}},{params:{id:n.i5.EN_GB,index:"open-banking",template:n.Sv.OPEN_BANKING}},{params:{id:n.i5.EN_GB,index:"how-we-handle-data",template:n.Sv.HOW_WE_HANDLE_DATA}}]},80681:function(e,t,a){"use strict";a.r(t),a.d(t,{contentBlock1Data:function(){return o}
1,contentBlock2Data:function(){return r},ctaData:function(){return s},featuresData:function(){return c},metaData:function(){return n},pageHeaderData:function(){return i},regulatoryData:function(){return u}});var n={"meta-title":"PSD2 and Open Banking","meta-description":"What is PSD2? What is Open Banking? We provide answers to common questions that we've received around AIS, PIS, registration requirements, and more."},i={"content-width":"small-12","content-width-classes":"page-header-breakpoint-5 large-6",header:"PSD2 and Open Banking","header-class":"h2",subheader:"Find answers to common questions that Plaid receives regarding PSD2 and Open Banking.",buttonLinksHeading:"Tell me about...",buttonLinks:[{title:"PSD2",href:"#psd2"},{title:"Open Banking",href:"#open-banking"},{title:"AIS",href:"#ais"},{title:"PIS",href:"#pis"},{title:"Registration requirements",href:"#registration-reqirements"},{title:"eIDAS certification",href:"#eidas-certification"},{title:"Integrating with Plaid",href:"#integrating-with-plaid"}],video:!0,"video-width":1024,"video-height":528,"video-poster-image":"https://images.ctfassets.net/ss5kfr270og3/1YqRmtVJBVC2QiNupLtGMt/5a453e9522221f7ff138eae6e1212474/hero-open-banking-uk-en-poster_2x.png?fm=webp&q=70","video-fallback-image":"https://images.ctfassets.net/ss5kfr270og3/3lIEExh8ZmbaKQ4H5kUCcm/38e1dcbb8074833e4aef5c450cdc7069/hero-open-banking-uk-en-fallback_2x.png?fm=webp&q=70","video-formats":[{url:"/assets/video/hero-open-banking-uk-en.webm",type:"webm"},{url:"/assets/video/hero-open-banking-uk-en.mp4",type:"mp4"}]},o=[{id:"psd2",title:"UK AND EU REGULATORY FOUNDATION",image:{src:"/assets/img/open-banking/[email protected]",alt:"Security magnifying glass illustration"},heading:"What is PSD2?",paragraph:["The revised Payment Services Directive (PSD2) went into effect on 13 January 2018 across the UK and Europe. PSD2 introduces new rights for certain third-party providers (TPPs) to directly access payment service usersâ online payment accounts with their explicit consent, and requires Account Servicing Payment Service Providers (ASPSPs), such as a bank, to permit access through a dedicated interface built on APIs. These PSD2 measures are designed to open up the banking industry to new players and promote the development and use of innovative online services, while ensuring consumer protection.","PSD2 provides the legislative and regulatory foundation for Open Banking and other broader initiatives at a UK and European level relating to open access to payment accounts."]},{id:"open-banking",title:"OPEN ACCESS TO FINANCIAL DATA",image:{src:"/assets/img/open-banking/[email protected]",alt:"Security shield illustration"},heading:"What is Open Banking?",paragraph:["âopen bankingâ (lowercase O and B) refers to the practice of providing open access to financial data from financial institutions through the use of application programming interfaces (APIs). Open banking supports Plaidâs mission: to empower innovators by delivering access to the financial system.",'In the UK, an initiative led by the Competition and Markets Authority <a class="signup-attach-utm" href="https://www.gov.uk/government/organisations/competition-and-markets-authority">(CMA)</a> called <a class="signup-attach-utm" href="https://www.openbanking.org.uk/about-us/">âOpen Bankingâ</a> (uppercase O and B) mandated that nine of the biggest banks in the UK (the CMA9) grant third parties access to customer payment account data in a secure, standardised form, provided that the third party accessing the account has the customer\'s explicit consent to do so.']},{id:"ais",title:"ACCOUNT INFORMATION SERVICE",image:{src:"/assets/img/open-banking/[email protected]",alt:"Settings illustration"},heading:"What is AIS?",paragraph:["Under PSD2, an Account Information Service (AIS) is an online service that provides consolidated information to a user on one or more payment accounts held by that user with other payment service providers. Firms that are registered or authorised to provide account information services can, with the explicit consent of the end consumer, access their bank account to provide the end consumer with new products and services.","If youâre providing AIS, you will need to be registered or authorised by the Financial Conduct Authority (FCA) in the UK, or an equivalent National Competent Authority (NCA) in Europe, to provide AIS in order to benefit from PSD2 open access measures. This is because PSD2 only mandates ASPSPs to enable access to firms that are registered or authorised to provide AIS by the FCA in the UK, or an equivalent NCA in Europe."]},{id:"pis",title:"REGISTRATION REQUIREMENTS",image:{src:"/assets/img/open-banking/[email protected]",alt:"Payment transfer illiustration"},heading:"What is PIS?",paragraph:["Under PSD2, a Payment Initiation Service (PIS) is an online service which accesses a userâs payment account to initiate the transfer of funds on their behalf with the userâs explicit consent and authentication.",'Plaid is a Payment Initiation Service Provider, and offers <a class="signup-attach-utm" href="/uk/products/payment-initiation/">Payment Initiation </a> in the UK, enabling your users to make real-time payments without manually entering their account number and sort code, or leaving your app. These in-app payments allow your users to fund their accounts in a seamless and secure manner, and at a low cost. Payment Initiation is an easy way for users to fund their account, make online payments, and pay invoices all from your app or website.']}
1,{id:"registration-reqirements",title:"REGISTRATION REQUIREMENTS",image:{src:"/assets/img/open-banking/[email protected]",alt:"AISP certification illiustration"},heading:"Which businesses need to be registered or authorised to provide account information?",paragraph:["In the UK, the FCA provides guidance on the type of companies that need to be registered or authorised to provide AIS:",{list:["A business that provides consolidated account information, such as a personal finance management tool, will generally need to be registered or authorised for the provision of AIS.","Other businesses, such as those engaged in internal fraud detection or credit decisions and therefore are not providing consolidated account information, generally will not need to be registered or authorised for the provision of AIS."]},"You should closely review PSD2 and local legislation with your legal counsel to determine whether you need to be registered or authorised to provide AIS depending on your product and the reasons for which you are seeking AIS."]}],s={title:"Are there alternatives to AIS registration or authorisation?","header-class":"h4","with-subtext":!0,subtext:"For customers not yet ready to apply for licensing, itâs possible to provide AIS to your customers by becoming an agent of Plaid. You will need to complete our agent application process, and if approved, we will apply to the FCA to register you as our agent. Get in touch with us to discuss if you are eligible and we will take you through the process.","subtext-class":"regular-text",type:"with-cta-buttons","stacked-center":!0,"cta-text":"Contact sales","cta-link":"/contact/","with-background":!0},r={id:"eidas-certification",title:"IDENTITY CERTIFICATE",image:{src:"/assets/img/open-banking/[email protected]",alt:"Identity certification illustration"},heading:"Who needs an eIDAS certificate or an Open Banking certificate?",paragraph:["If you are accessing data from an ASPSP as a TPP, you need an eIDAS certificate to identify yourself. For example, when Plaid accesses an ASPSP using Open Banking APIs, we provide our eIDAS certificates to the ASPSP.",'However, the FCA has stated that âASPSPs can also enable TPPs to use a certificate obtained from a provider of an API programme, so long as that provider only issues the alternative identification certificate to a TPP that has enrolled with the API programme using its eIDAS certificate to identify itself. The provider of the API programme should continue checking, on behalf of the ASPSP, the status of the TPPâs eIDAS certificate with the Qualified Trust Service Provider (QTSP).â OBIE summarizes how this applies to UK Open Banking in its <a class="signup-attach-utm" href="https://directory.openbanking.org.uk/obieservicedesk/s/article/Use-of-certificates-for-purposes-of-identification">Use of certificates for purposes of identification</a> guidance.']},c={"feature-section-title":[{label:"USE CASES",title:"Here's how Plaid can help you"}],"feature-section-items":[{img:"/assets/img/use-cases/pf-intl.png",title:"Personal finances","header-class":"h4",content:"Help users improve their financial health with categorised transactions","link-text":"Learn more","link-location":"/uk/use-cases/personal-finances"},{img:"/assets/img/use-cases/bf-112.png",title:"Business finances","header-class":"h4",content:"Make it easy for everyone to manage business finances","link-text":"Learn more","link-location":"/uk/use-cases/business-finances"},{img:"/assets/img/use-cases/ls-112.png",title:"Lending","header-class":"h4",content:"A faster, more secure way for borrowers to access capital","link-text":"Learn more","link-location":"/uk/use-cases/lending"},{img:"/assets/img/use-cases/bbs-112.png",title:"Banking and wealth","header-class":"h4",content:"Make it easy for people to interact with their bank accounts and investments","link-text":"Learn more","link-location":"/uk/use-cases/banking-and-wealth"},{img:"/assets/img/use-cases/cp-112.png",title:"Payments","header-class":"h4",content:"Help users initiate payment transfers to fund their accounts, make online payments, and pay bills","link-text":"Learn more","link-location":"/uk/use-cases/payments"}]},u={id:"integrating-with-plaid",descriptionRow:{title:"Plaid is regulated in the UK to provide access to financial data",body:'Plaid Financial Ltd. is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 [Firm Reference Number: <a class="signup-attach-utm" href="https://register.fca.org.uk/s/firm?id=0010X000049JuDPQA0"> <strong> 804718 </strong> </a>] for the provision of payment services.',image:"/assets/img/open-banking/aisp-scene.png","standard-image":!0,"row-reverse":!1,"image-section-col-size":4,"image-section-col-offset":0,"text-section-col-size":8},supportingText:{"three-up":!0,"six-up":!0,header1:"AIS",text1:"Account Information Service is an online service which provides consolidated information held by a payment service user with ASPSPs",header2:"FCA",text2:"The Financial Conduct Authority is the conduct regulator for financial services firms and financial markets in the UK",header3:"CMA9",text3:"The nine largest banks and building societies in the UK and Northern Ireland, based on the volume of personal and business current accounts.",header4:"TPP",text4:"Third Party Providers are firms that are regulated for, amongst other things, the provision of AIS that use APIs developed to Standards to access customerâs accounts, in order to provide account information services and/or to initiate payments.",header5:"NCA",text5:"National Competent Authorities are organisations that have the legally delegated or invested authority, or power to perform a designated function, normally monitoring compliance with the national statutes and regulations (e.g. the FCA in the UK).",header6:"ASPSP",text6:"Account Servicing Payment Service Providers provide and maintain a payment account for a payment service users and, are entities that publish Read/Write APIs to permit, with customer consent, payments initiated by third party providers and/or make payment services usersââ account transaction data available to third party providers via their API endpoints e.g. a bank."}}},22734:function(e,t,a){"use strict";a.r(t),a.d(t,{metaData:function(){return u},pricingTableData:function(){return d}});var n=a(59499),i=a(4730),o=["isScaleTierOnly"],s=["isScaleTierOnly"];function r(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function c(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};
1t%2?r(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):r(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var u={"meta-title":"Pricing","meta-description":"Compare Plaid's plans and pricing and choose the right solution for you"},l=[{feature:"Payment Initiation",url:"/uk/products/payment-initiation"},{feature:"Transactions",url:"/uk/products/transactions"},{feature:"Auth",url:"/uk/products/auth"},{feature:"Balance",url:"/uk/products/balance"},{feature:"Identity",url:"/uk/products/identity"},{feature:"Assets",url:"/uk/products/assets",isScaleTierOnly:!0}],d={title:"Pricing",header:"UK institution access",link:{href:"https://plaid.com/docs/account/billing/",text:"Learn more about Plaid billing",target:"_blank",rel:"noreferrer"},tableData:[{img:"/assets/img/icons/pricing-test-plant.png",label:"test",price:"Free",description:"Build and test using our core set of products with live data",ctaLink:"//dashboard.plaid.com/signup",ctaText:"Get started",hasHeader:!0,products:l.map(function(e){var t=e.isScaleTierOnly;return c(c({},(0,i.Z)(e,o)),{},{hasFeature:!t})}),"hide-services-mobile":!0,services:[{feature:"Unlimited Sandbox test API calls",hasFeature:!0},{feature:"200 live API calls per product",hasFeature:!0},{feature:"Premium support"},{feature:"Account management"},{feature:"Integration assistance"}]},{img:"/assets/img/icons/pricing-scale-plant.png",label:"scale",price:"Custom",description:"Get tailored solutions, volume pricing, and dedicated support for your team",hasInfoDropdown:!1,ctaLink:"/contact#Enterprise",ctaText:"Contact sales",products:l.map(function(e){return e.isScaleTierOnly,c(c({},(0,i.Z)(e,s)),{},{hasFeature:!0})}),services:[{feature:"Unlimited Sandbox test API calls",hasFeature:!0},{feature:"Unlimited live API calls",hasFeature:!0},{feature:"Premium support",hasFeature:!0},{feature:"Account management",hasFeature:!0},{feature:"Integration assistance",hasFeature:!0}]}]}},15590:function(e,t,a){"use strict";a.r(t),a.d(t,{footerExtensionData:function(){return c},introSectionData:function(){return o},metaData:function(){return n},pageHeaderData:function(){return i},simpleCarouselData:function(){return r},supportingTextData:function(){return s}});var n={"meta-title":"Account funding - financial data solutions","meta-description":"Plaid makes it easier for your customers to fund their accounts by initiating payments within your applicationâs flow or website."},i={"flip-horizontal":!0,"image-based":!0,"form-header":!0,header:"Initiate payments for account funding","header-size":"h2","header-image-vert-center":!0,body:"Plaid makes it easy for your customers to fund their accounts within your applicationâs flow. Get in touch to learn more.","privacy-policy":!0,"exclude-phone":!0,"secondary-cta-text":"Plaid is the easiest way for people to connect their bank accounts to an app. Developers get 500 free connections in Europe.",video:!0,"video-height":528,"video-poster-image":"/assets/img/products/standalone/payment-initiation/hero-payment-initiation-left-uk-en.png","video-fallback-image":"/assets/img/products/standalone/payment-initiation/hero-payment-initiation-left-uk-en.png","video-formats":[{url:"/assets/img/products/standalone/payment-initiation/hero-payment-initiation-left-uk-en.webm",type:"webm"},{url:"/assets/img/products/standalone/payment-initiation/hero-payment-initiation-left-uk-en.mp4",type:"mp4"}],formData:{"marketo-key":2007,includeCompany:!0,actionText:"Learn more"}},o={"background-position":"calc(100vw - 250px)","background-size":"500px",classes:"background background--color-black100","problem-statement":"Account funding frequently requires your users to repeatedly switch between your application and their bankâs, manually enter their account information, and in some cases, pay additional fees.","solution-statement":"Plaid makes it easier for your customers to fund their accounts by initiating payments within your applicationâs flow or website."},s={classes:"supporting-text--keep-padding","with-background":!1,"with-image":!1,"three-up":!0,"six-up":!1,header1:"User experience",text1:"Your users can initiate payments without leaving your app or website, improving their experience and increasing conversions",header2:"Verify payment status",text2:"Reduce the possibility of misdirected payments by verifying the recipient account and confirming payment status",header3:"Reduce costs",text3:"Payment Initiation uses Faster Payments rails for low-cost payments"},r={"carousel-title":"How It Works","carousel-slides":[{header:"Initiate a payment",description:"After deciding to pay using Plaid, your customer enters the Plaid flow to confirm the amount and payee information","bg-color":"bg-green",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-
1product-shot-01.png"},{header:"Select a bank",description:"Your customer selects the bank from which to initiate the payment. Plaid supports most traditional and digital banks in the UK","bg-color":"bg-pink",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-shot-02.png"},{header:"Continue to bank redirect",description:"Your customer is redirected to their bank to authenticate their account","bg-color":"bg-yellow",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-shot-03.png"},{header:"Authenticate bank account",description:"Your customer authenticates and completes the payment transfer. Funds are withdrawn and deposited into your account","bg-color":"bg-blue",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-shot-04.png"},{header:"Confirm payment transfer",description:'Upon completion, Plaid <a href="https://plaid.com/docs/#onevent-callback">returns the status</a> of the payment, and your customer seamlessly returns to your application',"bg-color":"bg-purple",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-sh
1ot-05.png"}]},c={heading:"Get started with Plaid","primary-cta-text":"Get free API keys","primary-cta-url":"//dashboard.plaid.com/signup","secondary-cta-text":"Contact sales","secondary-cta-url":"/contact/"}},49325:function(e,t,a){"use strict";a.r(t),a.d(t,{test:function(){return n}});var n={data:"uk-test"}},75104:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return u},featureSectionData:function(){return r},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},simpleCarouselData:function(){return c},socialProofData:function(){return o}});var n={"meta-title":"Banking and wealth - financial data solutions","meta-description":"Make it easy for people to interact with their bank accounts and investments."},i={"content-width-classes":"page-header-breakpoint-6 large-6",label:!0,"label-text":"Banking and wealth",header:"Make it easy for people to interact with their bank accounts and investments","header-class":"h2",subheader:null,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contactForm","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',video:!0,"video-width":1138.26,"video-height":528,"video-poster-image":"/assets/img/hero/banking-and-brokerage_hero.png","video-fallback-image":"/assets/img/hero/banking-and-brokerage_hero-fallback.png","video-formats":[{url:"/assets/video/banking-and-brokerage_hero.webm",type:"webm"},{url:"/assets/video/banking-and-brokerage_hero.mp4",type:"mp4"}]},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-acorns-black600.png",alt:"Acorns logo"},{img:"/assets/img/logos/logo-betterment-black600.png",alt:"Betterment logo"},{img:"/assets/img/logos/logo-gemini-black600.png",alt:"Gemini logo"},{img:"/assets/img/logos/logo-chime-black600.png",alt:"Chime logo"}]},s={"problem-statement":"Obtaining a comprehensive picture of users' financial accounts is difficult when users have accounts across multiple financial institutions.","solution-statement":"Plaid uses Open Banking integrations to aggregate data from credit card and bank accounts, and can also retrieve investment account data. "},r={"feature-section-title":[{label:"Products and benefits"}],"feature-section-items":[{img:"/assets/img/products/[email protected]",title:"Generate a holistic view of your users' finances","header-class":"h5",content:'<a href="/uk/products/transactions">Transactions</a> provides up to 2 years of clean, categorised transaction history',"no-link":!0},{img:"/assets/img/products/investments-112.png",title:"Understand a user's investments","header-class":"h5",content:'Leverage <a href="/uk/products/investments">Investments</a> to gain insight into a user\'s investment accounts, including account balances, holdings, and transactions that create a change in a holding',"no-link":!0,"link-text":"Learn more","link-location":"/products/investments"}]},c={"carousel-title":"How It Works","carousel-slides":[{header:"Integrate with Plaid",description:"It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.","bg-color":"bg-green",img:"/assets/img/carousel/use-cases-carousel-0.png"},{header:"Customise for conversion",description:"Customise the module to fit your brand or user preferences, including which financial institutions show up first.","bg-color":"bg-blue",img:"/assets/img/carousel/use-cases-carousel-link-demo-1.png"},{header:"Get user-permissioned bank data",description:"Once a user has gone through the flow, we do the work and return a range of relevant bank account data depending on what fits your needs.","bg-color":"bg-pink",img:"/assets/img/carousel/use-cases-carousel-link-demo-2.png"}]},u={"marketo-key":2007,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0}},40614:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return c},featureSectionData:function(){return s},introSectionData:function(){return o},metaData:function(){return n},pageHeaderData:function(){return i},simpleCarouselData:function(){return r}});var n={"meta-title":"Payments - financial data solutions","meta-description":"Initiate payments within your app. Plaid is the easiest way for people to connect bank accounts to an app."},i={"content-width-classes":"page-header-breakpoint-6 large-6",label:!0,"label-text":"Payments",header:"Initiate payments within your app","header-class":"h2",subheader:null,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contactForm","secondary-cta":!1,"secondary-cta-text":null,"tert
1iary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',video:!0,"video-width":1138.2,"video-height":528,"video-poster-image":"/assets/img/hero/consumer-payments-hero.png","video-fallback-image":"/assets/img/hero/consumer-payments-hero-fallback.png","video-formats":[{url:"/assets/video/consumer-payments-hero.webm",type:"webm"},{url:"/assets/video/consumer-payments-hero.mp4",type:"mp4"}]},o={"problem-statement":"Sending payments via direct bank transfer typically requires your users to switch between your application and their bankâs, manually enter account information, and in some cases, pay additional fees.","solution-statement":"Plaid makes it easier for your users to initiate payments within your applicationâs flow. These in-app payments allow your users to fund their accounts, make online payments, and pay bills in a seamless and secure manner, and at a low cost."},s={"feature-section-title":[{label:"Products and benefits"}],"feature-section-items":[{img:"/assets/img/products/income-112.png",title:"Initiate payments for account funding, online payments, and bill pay","header-class":"h5",content:'<a href="/uk/products/payment-initiation">Payment Initiation</a> enables your users to make real-time payments without having to leave your app',"no-link":!0},{img:"/assets/img/products/identity-112.png",title:"Verify identities to reduce fraud","header-class":"h5",content:"<a href=\"/uk/products/identity\">Identity</a> confirms users' name with what's on file at the bank","no-link":!0}]},r={"carousel-title":"How It Works","carousel-slides":[{header:"Initiate a payment",description:"Customer confirms the amount and payee information that has been pre-populated by you.","bg-color":"bg-green",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-sh
1ot-01.png"},{header:"Select a bank",description:"Your customer selects the bank from which to initiate the payment. Plaid supports most banks and neobanks in the UK.","bg-color":"bg-pink",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-shot-02.png"},{header:"Continue to bank redirect",description:"Your customer is redirected to their bank to authenticate their account using Open Banking APIs.","bg-color":"bg-yellow",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-shot-03.png"},{header:"Authenticate bank account",description:"Your customer authenticates and completes the payment transfer. Funds are instantly pushed into your account.","bg-color":"bg-blue",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-shot-04.png"},{header:"Confirm payment transfer",description:'With the customerâs explicit consent, Plaid <a href="https://plaid.com/docs/#onevent-callback">returns the status</a> of the payment, and your customer seamlessly returns to your application. You can always check a payment status in the developer dashboard.',"bg-color":"bg-purple",img:"/assets/img/products/standalone/payment-initiation/payment-initiation-product-sh
1ot-05.png"}]},c={"marketo-key":2007,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0}},11787:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return l},featureSectionData:function(){return c},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},simpleCarouselData:function(){return u},socialProofData:function(){return o}});var n={"meta-title":"Personal finances - financial data solutions","meta-description":"Get the full picture of your user's financial life. With Plaid, gain access to bank transactions, continuously updated and categorized."},i={"content-width-classes":"page-header-breakpoint-6 large-6",label:!0,"label-text":"Personal finances",header:"Help users improve their financial health with categorised transactions","header-class":"h2",subheader:null,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contactForm","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',image:!0,"image-width":1140,"image-height":530,"image-url":"/assets/img/hero/personal-finance-hero-intl.png","image-classes":"page-header-bg__img-overflow-large"},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-cleo-black600.png",alt:"Cleo"},{img:"/assets/img/logos/logo-drop-black600.png",alt:"Drop"},{img:"/assets/img/logos/logo-qapital-black600.png",alt:"Qapital"},{img:"/assets/img/logos/logo-dave-black600.png",alt:"Dave"}]},s={"problem-statement":"Obtaining a comprehensive picture of users' financial health is often times difficult when they have accounts at multiple financial institutions.","solution-statement":"Plaid consolidates 2 years of financial data using Open Banking integrations. Our categorisation engine makes transaction data easy to use and analyse."},r={quote:"Because of Plaid, we were able to scale quickly without hiring additional engineers, saving us an immense amount of costs and time.","quote-logo":!0,"quote-logo-icon":"/assets/img/logos/drop-logo.svg","logo-alt":"Drop logo",cite:"Daniel Whiffing, Technical Lead at Drop","quote-link":"/documents/Drop-Case-Study.pdf","quote-link-text":"See the full case study","with-background":!1,dark:!1},c={"feature-section-title":[{label:"Products and benefits"}],"feature-section-items":[{img:"/assets/img/products/[email protected]",title:"Encourage users to save","header-class":"h5",content:'<a href="/uk/products/transactions">Transactions</a> helps users eliminate wasteful spending and guides users towards investment and savings goals by analysing 2 years of clean, categorised transaction history',"no-link":!0},{img:"/assets/img/products/balance-int-224.png",title:"Understand a userâs investments","header-class":"h5",content:'Leverage <a href="/uk/products/investments">Investments</a> to gain insight into a userâs investment accounts, including account balances, holdings, and transactions that create a change in a holding',"no-link":!0}]},u={"carousel-title":"How It Works","carousel-slides":[{header:"Integrate with Plaid",description:"It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.","bg-color":"bg-green",img:"/assets/img/carousel/use-cases-carousel-0.png"},{header:"Customise for conversion",description:"Customise the module to fit your brand or user preferences, including which financial institutions show up first.","bg-color":"bg-blue",img:"/assets/img/carousel/use-cases-carousel-link-demo-1.png"},{header:"Get user-permissioned bank data",description:"Once a user has gone through the flow, we do the work and return a range of relevant bank account data depending on what fits your needs.","bg-color":"bg-pink",img:"/assets/img/carousel/use-cases-carousel-link-demo-2.png"}]},l={"marketo-key":2007,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we
1can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0}},86435:function(e,t,a){"use strict";a.r(t),a.d(t,{customerAppCollectionData:function(){return c},featureSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},showcaseData1:function(){return o},showcaseData2:function(){return r}});var n={layout:null,"meta-title":"What is Plaid?","meta-description":"Plaid makes it easy to securely connect your bank to the apps you want to use. "},i={"content-alignment":"align-center","text-alignment":"text-center","content-width-classes":"page-header-breakpoint-12 large-12","content-width":"half-width",label:!1,header:"What is Plaid?","header-class":"h3",subheader:"Plaid makes it easy to securely connect your bank to the apps you want to use","primary-cta":!1,"secondary-cta":!1,video:!1,image:!1,"image-width":503,"image-height":502.45,"image-url":"https://images.ctfassets.net/ss5kfr270og3/2vKUWA62YnrqLzV4BsawdF/aef313f711d6afaf739f29e2a4b4b7e4/partners-hero-2x.png?fm=webp&q=70"},o=[{type:"single-image","large-image":!0,"extra-padding":!1,title:"Connecting your bank to your apps",description:"We power thousands of the apps that people rely on to manage their financial lives.",bullets:[{text:"<b>Venmo</b> (peer-to-peer payments)"},{text:"<b>Betterment</b> (automated investing)"},{text:"<b>Chime</b> (online banking)"},{text:"<b>Dave</b> (earned wage access)"},{text:"And thousands more..."}],"bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/63nSHMVtaajrRKe8UdutDI/a41ef69cba7731dd3737cbda197d8bee/consumer-brushstroke-yellow-01.png?fm=webp&q=70",images:[{"img-src":"/assets/img/consumers/what-is-plaid/connect-to-apps-illustration.png","alt-text":"Connect your banks to apps","has-shadow":!1}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/customer-stories","text-cta-text":"Meet companies powered by Plaid"},{type:"single-image",reverse:!0,"large-image":!0,"extra-padding":!1,title:"How
1it works",description:"We connect to 11,000 financial institutions across the United States, Canada, and Europe. With Plaid, connecting your bank account is easy:",bullets:[{text:"<b>Step 1</b> <br> When you sign up with a Plaid-powered app, youâll be able to select your financial institution from a list. Then, enter your login and password."},{text:"<b>Step 2</b> <br> In a matter of seconds, we encrypt the data youâve chosen to share (for instance, your account balance) and securely share it with the app you want to use. We never share your login and password with the app."},{text:"<b>Step 3</b> <br> We work behind the scenes to build a secure, ongoing connection between the app and your bank."}],"bg-color":"white","phone-video":!0,"has-text-cta":!0,"text-cta-url":"https://plaid.com/company","text-cta-text":"Learn more about our company"},{type:"single-image","large-image":!0,"extra-padding":!0,title:"Your data, your choice",description:"With Plaid, youâre in control. You choose whom your data is shared with, for what purpose, and how long. Some of the most common information we help people share includes:",bullets:[{text:"Account and routing number"},{text:"Account balance"},{text:"Transaction history"},{text:"Personal loans and credit cards"},{text:"Investment holdings"},{text:"Identity information (to prevent fraud)"}],"img-brushtroke":"/assets/img/accents/consumer-brushstroke-blue-02.png",images:[{"img-src":"/assets/img/consumers/what-is-plaid/your-data-illustration.png","alt-text":"Your data, your choice","has-shadow":!1}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/overview-privacy","text-cta-text":"Learn about our data practices and policies"}],s={"feature-section-title":[{"header-alignment":"center","title-size":"small","title-alignment":"center",title:"Protecting your data","section-id":"protecting-your-data","desc-alignment":"center",description:"Whenever you use a Plaid-powered app, weâre working behind the scenes to protect your financial information. Our security practices are designed to meet or exceed the industry standards that banks and leading technology companies use. They include:","cta-url":"https://plaid.com/safety","cta-text":"Learn about our security policy"}],"feature-section-items":[{img:"/assets/img/consumers/what-is-plaid/security-encryption-icon.png",title:"End-to-end data encryption","header-class":"h5",content:"The combination of the Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) help keep your personal information safe end-to-end.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-authentication-icon.png",title:"Strong authentication","header-class":"h5",content:"Plaid protects your data on our systems and requires multi-factor authentication for added security.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/cloud-infrastructure-illustration.png",title:"Cloud infrastructure","header-class":"h5",content:"Plaid uses secure cloud infrastructure technologies to enable you to connect quickly and safely.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-monitoring-icon.png",title:"Robust monitoring","header-class":"h5",content:"The Plaid API and all related components are continuously monitored by our information security team.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-review-icon.png",title:"Third-party security reviews","header-class":"h5",content:"Security researchers and financial institutions regularly audit Plaidâs API and security controls.","no-link":!0}]},r=[{type:"single-image","large-image":!0,"oversized-accent":!0,title:"Youâre in control",description:"Your data belongs to you. That means:",bullets:[{text:"<b>We donât sell your data</b> to any outside companies."},{text:"<b>We donât share your data</b> with anyone without your permission."},{text:"<b>Youâre in control</b> of whom you share your data with and for how long."}],"img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/6uQSt8HiNS6LXnWNjxiV6n/14c619916482d8ce252306af60ae4b6b/consumer-brushstroke-yellow-03.png?fm=webp&q=70",images:[{"img-src":"/assets/img/consumers/what-is-plaid/in-control-illustration.png","alt-text":"Transactions history","has-shadow":!0}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/overview-privacy","text-cta-text":"Learn about our data practices and policies"},{type:"single-image","large-image":!0,"extra-padding":!1,"oversized-accent":!0,reverse:!0,title:"How Plaid makes money",description:"When you connect your financial data to an app or service, they pay Plaid. For example, when you add a bank account to Square Cash, they pay us a fee. <br> <br>
1 Plaid is free for everyone who uses a Plaid-powered app, allowing you to securely connect your bank account to the apps you want in just a few seconds.",images:[{"img-src":"/assets/img/consumers/what-is-plaid/how-plaid-make-money-illustration.png","alt-text":"Transactions history","has-shadow":!0}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/customer-stories","text-cta-text":"Meet companies powered by Plaid"}],c={"app-section-title":[{"title-alignment":"center",title:"Build your financial life","desc-alignment":"center",description:"Your financial data is powerful. It can help you pay down debts, save for retirement, and make progress toward your goals. With Plaid-powered apps, you can:"}],items:[{url:"https://www.acorns.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Acorns logo"},excerpt:"Invest your spare change in the stock market","link-text":"Meet Acorns"},{url:"https://dave.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Dave logo"},excerpt:"Subscribe to a service that will keep you from overdrafting","link-text":"Meet Dave"},{url:"https://www.meettally.com/",cardImage:{src:"/assets/img/logos/card-company-logo-tally.png",alt:"Tally logo"},excerpt:"Consolidate your credit card debt so you never miss a payment","link-text":"Meet Tally"},{url:"https://www.pillar.app/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Pillar logo"},excerpt:"Determine the best strategy to pay back your student loans","link-text":"Meet Pillar"},{url:"https://www.upstart.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Upstart logo"},excerpt:"Enhance a personal loan application with rent payment data","link-text":"Meet Upstart"},{url:"https://www.youneedabudget.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"YNAB logo"},excerpt:"Automatically use your bank transactions to build a budget","link-text":"Meet YNAB"}]}},85350:function(e,t,a){"use strict";a.r(t),a.d(t,{appsData:function(){return r},dataAccessData:function(){return l},featureSectionData:function(){return d},featuresData:function(){return u},footerData:function(){return p},introSectionData:function(){return o},metaData:function(){return n},pageHeaderData:function(){return i},supportingTextData:function(){return s},troubleConnectingData:function(){return c}});var n={"meta-title":"Why is Plaid involved?","meta-description":"Money can be a significant source of stress. Plaid helps people connect their financial accounts to the apps they rely on to manage their money.","exclude-footer":"true"},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,"label-text":null,header:"Why is Plaid involved?","header-class":"h2",subheader:"Some people have asked us how we
1connect their financial accounts to apps like Venmo and Acorns. Canât Venmo just do it? Or my bank?",image:!0,"background-image":"https://images.ctfassets.net/ss5kfr270og3/3I7NCNu0cGA1vNiOMkBs4o/72843e49592ea5c386a05a91f8e5714d/why-plaid-brushstroke-hero.png?fm=webp&q=70","image-url":"https://images.ctfassets.net/ss5kfr270og3/68uVIUE5jbsZsxvJzKCnO3/3e4ab8a03be9fcafde89fa0ec81df6a4/why-is-plaid-involved-hero.png?fm=webp&q=70"},o={classes:"background","custom-titles":!0,"problem-title":"CHALLENGE","problem-statement":"There are more than 12,000 financial institutions in the US, but they structure and manage their data in many different ways.","problem-subtext":"For an app that wants to enable users to connect their financial accounts, building a digital connection to a single financial institution can take a lot of engineering time and expertise. Now imagine doing that thousands of times. For many companies, itâs not feasible.","solution-title":"SOLUTION","solution-statement":"At Plaid, we work around the clock to build and maintain secure connections to more than 12,000 global financial institutions.","solution-subtext":"Plaid lets you connect your financial accounts to apps and services to help them provide products and services to you. These apps can help you do things like manage your money and make progress toward your financial goals."},s={classes:"background supporting-text--constrained why-plaid__supporting-text-background","three-up":!0,"hide-separators":!0,stat:!0,stat1:">7,000",text1:"Apps and services that are powered by Plaid",stat2:"",text2:"",stat3:">12,000",text3:"Financial institutions that Plaid connects to"},r={classes:"why-plaid__apps",type:"icon-grid","extra-padding":!1,title:"What that means for you",description:"Money is one of the biggest sources of stress in peopleâs lives. By enabling you to quickly and securely connect your financial institutions to your apps, Plaid can help you do the things you want to do.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/1po7gQ9Kh17yZnFkbedQlT/637f07ce7d7af7584c5e788a9ef4b33c/brushstrokes-05.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-varo.png","alt-text":"Varo",name:"Varo",description:"Online bank accounts with no minimum balance.",url:"https://www.varomoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-venmo.png","alt-text":"Venmo",name:"Venmo",description:"A digital wallet that lets you make and share payment with friends.",url:"https://venmo.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-acorns.png","alt-text":"Acorns",
1name:"Acorns",description:"Invest spare change and save for retirement.",url:"https://www.acorns.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-ynab.png","alt-text":"YNAB",name:"YNAB",description:"Stop living paycheck-to-paycheck. You need a budget.",url:"https://www.youneedabudget.com/"}],"has-cta":!1,"has-text-cta":!0,"text-cta-text":"Discover apps powered by Plaid","text-cta-url":"/discover-apps",reverse:!0},c={classes:"showcase--is-trouble-connecting",type:"single-image",title:"Why some connections fail",description:["Sometimes you may not be able to connect your account. The problem could be taking place anywhere along the chain between Plaid and your financial institution.","Our goal is to restore the connection so you can use the apps and services you rely on."],"img-brushtroke":"/assets/img/accents/trouble-connecting-brushstroke.png",images:[{"img-src":"/assets/img/consumers/why-is-plaid-involved/connection-failed.png","alt-text":"Why some connections fail","has-shadow":!1}],"has-cta":!1,"has-text-cta":!0,"text-cta-text":"Trouble connecting?","text-cta-url":"/trouble-connecting"},u={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/how-it-works.png","feature-title":"How it works","feature-body":"Plaid powers the apps in your financial life.","feature-url":"/how-it-works-for-consumers","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are powered by Plaid.","feature-url":"/discover-apps","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"https://my.plaid.com","max-width":"features-img--48-width","wider-feature":!0}]},l={classes:"showcase--is-data-access",type:"single-image",title:"Working together to build a better financial system",description:"We believe in a financial system that is more swift, secure, and connected. Weâre committed to working together with financial institutions, appsâand you!âto make it a reality.","img-brushtroke":"/assets/img/accents/data-access-brushstroke.png",images:[{"img-src":"/assets/img/consumers/why-is-plaid-involved/collaboration.png","alt-text":"Why some connections fail","has-shadow":!1}],reverse:!0},d={"allow-bottom-padding-mobile":!0,"feature-section-title":[{title:"Keeping your data secure","title-size":"small",description:"Your security is essential to everything we do. For that reason, our information security practices are designed to meet or exceed industry standards.","medium-column-width":12,"large-column-width":8}],"feature-section-items":[{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Control","header-class":"h5",content:"Youâre in control of which apps you share your data with and for how long.","link-location":"//my.plaid.com","link-text":"Manage connections"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Permission","header-class":"h5",content:"We donât share your data with anyone without your permission.","link-location":"/how-it-works-for-consumers","link-text":"How it works"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Privacy","header-class":"h5",content:"We donât sell or rent your personal information to outside companies.","link-location":"/how-we-handle-data","link-text":"How we handle data"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Security","header-class":"h5",content:"We protect your data with encryption, strong authentication, and third-party audits.","link-location":"/how-we-handle-data","link-text":"How we handle data"}]},p={"cta-title":"Want to see your app here?","cta-title-wide":!0,"cta-subtitle":"Build with us. Tell us how we
1can help and we'll get in touch shortly.","primary-cta-text":"Contact Us","primary-cta-link":"/contact/","bg-color":"bg-white","hide-secondary-cta":!0}},21741:function(){},42813:function(e,t,a){"use strict";a.r(t),a.d(t,{ctaData:function(){return o},globalTableBetaCountriesData:function(){return r},globalTableData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i}});var n={"meta-title":"Global coverage - North America, UK, and Europe","meta-description":"Plaid is available in the US, Canada, and Europe. Sign up to be notified as soon as we launch in your country."},i={"content-width-classes":"medium-6",label:!0,"label-text":"Global coverage",header:"Weâre here to support you globally and locally","header-class":"h2",subheader:"Reach out to a member of our team and learn about how we can work together.","primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"#contact-form","secondary-cta":!1,"secondary-cta-text":null,"tertiary-cta":!1,image:!0,"image-url":"/assets/img/hero/global-hero.png","image-width":944,"image-height":487},o={id:"contact-form","marketo-key":1191,shouldForward:!1,title:"Questions about how Plaid can fit into your business?","with-subtext":!0,subtext:"Tell us how we can help and weâll get in touch shortly.","subtext-class":"h4 regular","include-phone":!0,hasOnPagePostSubmitContent:!0,"post-submit-header":"Thank you!","post-submit-subheader":"Your message has been recorded and a Plaid team member will be in touch soon","post-submit-action-text":"View our products","post-submit-action-link":"/products"},s={title:"Countries and products supported",tableData:[[{img:"/assets/img/icons/flags/flag-us.png",alt:"USA flag",label:"USA",products:[{feature:"Transactions",url:"/products/transactions"},{feature:"Auth",url:"/products/auth"},{feature:"Balance",url:"/products/balance"},{feature:"Identity",url:"/products/identity"},{feature:"Assets",url:"/products/assets"},{feature:"Investments",url:"/products/investments"},{feature:"Liabilities",url:"/products/liabilities"},{feature:"Income",url:"/products/income/"},{feature:"Identity Verification",url:"/products/identity-verification"},{feature:"Monitor",url:"/products/monitor"},{feature:"Signal",url:"/products/signal/"},{feature:"Enrich",url:"/products/enrich/"},{feature:"Beacon",url:"/products/beacon/"},{feature:"Transfer",url:"/products/transfer/"}]},{img:"/assets/img/icons/flags/flag-ca.png",alt:"Canada flag",label:"Canada",products:[{feature:"Transactions",url:"/products/transactions"},{feature:"Auth",url:"/products/auth"},{feature:"Balance",url:"/products/balance"},{feature:"Identity",url:"/products/identity"},{feature:"Assets",url:"/products/assets"},{feature:"Investments",url:"/products/investments"},{feature:"Income",url:"/products/income/"},{feature:"Identity Verification",url:"/products/identity-verification"},{feature:"Monitor",url:"/products/monitor"},{feature:"Enrich",url:"/products/enrich/"}]},{img:"/assets/img/icons/flags/flag-uk.png",alt:"UK Flag",label:"UK",products:[{feature:"Payments",url:"/en-gb/products/payment-initiation"},{feature:"Transactions",url:"/en-gb/products/transactions"},{feature:"Auth",url:"/en-gb/products/auth"},{feature:"Balance",url:"/en-gb/products/balance"},{feature:"Identity",url:"/en-gb/products/identity"},{feature:"Assets",url:"/en-gb/products/assets"},{feature:"Income",url:"/products/income/"},{feature:"Identity Verification",url:"/en-gb/products/identity-verification"},{feature:"Monitor",url:"/en-gb/products/monitor"}]}],[{img:"/assets/img/icons/flags/flag-de.png",alt:"Germany flag",label:"Germany",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-fr.png",alt:"France flag",label:"France",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-nl.png",alt:"Netherlands flag",label:"Netherlands",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-ie.png",alt:"Ireland flag",label:"Ireland",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-es.png",alt:"Spain flag",label:"Spain",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-se.png",alt:"Sweden flag",label:"Sweden",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-dk.png",alt:"Denmark flag",label:"Denmark",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-pl.png",alt:"Poland flag",label:"Poland",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-pt.png",alt:"Portugal flag",label:"Portugal",products:[{feature:"* Payments coming soon *",url:""},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-it.png",alt:"Italy flag",label:"Italy",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-lt.png",alt:"Lithuania flag",label:"Lithuania",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-lv.png",alt:"Latvia flag",label:"Latvia",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}],[{img:"/assets/img/icons/flags/flag-ee.png",alt:"Estonia flag",label:"Estonia",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-no.png",alt:"Norway flag",label:"Norway",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]},{img:"/assets/img/icons/flags/flag-be.png",alt:"Belgium flag",label:"Belgium",products:[{feature:"Payments",url:"/en-eu/products/payment-initiation"},{feature:"Transactions",url:"/en-eu/products/transactions"},{feature:"Auth",url:"/en-eu/products/auth"},{feature:"Balance",url:"/en-eu/products/balance"},{feature:"Identity",url:"/en-eu/products/identity"},{feature:"Assets",url:"/en-eu/products/assets"}]}]]},r={title:"Coming soon",tableData:[[{img:"/assets/img/icons/flags/flag-at.png",alt:"Austria flag",label:"Austria",products:[{feature:"* Coming soon *",url:""}]},{img:"/assets/img/icons/flags/flag-fi.png",alt:"Finland flag",label:"Finland",products:[{feature:"* Coming soon *",url:""}]}]]}},66135:function(e,t,a){"use strict";a.r(t),a.d(t,{app1Alt:function(){return b},app1CTA:function(){return f},app1Heading:function(){return h},app1Link:function(){return y},app1P:function(){return g},app2Alt:function(){return _},app2Heading:function(){return E},app2P:function(){return U},appsHeading:function(){return s},appsHeading2:function(){return r},categoriesHeading:function(){return c}
1,categoriesP:function(){return u},categoryData:function(){return l},featuresData:function(){return o},highlightHeading:function(){return p},highlightP:function(){return m},iconColumnData:function(){return d},manageConnectionsData:function(){return B},metaData:function(){return n},noCostData:function(){return F},pageHeaderData:function(){return i},resourcesData:function(){return j},security2Alt:function(){return q},security2CTA:function(){return T},security2Heading:function(){return D},security2Link:function(){return O},security2P:function(){return C},securityAlt:function(){return x},securityAppCategory:function(){return I},securityCTA:function(){return k},securityHeading:function(){return v},securityLink:function(){return P},securityP:function(){return w},securityScreenIcon:function(){return A},securityScreenInfo:function(){return S},textBlockData:function(){return N}});var n={"meta-title":"Plaid helps you link your financial institutions","meta-description":"Plaidâs technology provides connections to more than 12,000 global banks and credit unions. Learn how we power the apps in your financial life."},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,header:"Plaid powers the apps in your financial life","header-class":"h2",subheader:"With Plaid, you can securely connect your financial accounts to an app in seconds","primary-cta":!0,"primary-cta-text":"Discover apps","primary-cta-link":"/discover-apps","secondary-cta":!1,video:!0,"video-width":740,"video-height":592,"video-poster-image":"/assets/img/hero/consumer-hero-right-us-en.png","video-fallback-image":"/assets/img/hero/consumer-hero-right-us-en.png","video-formats":[{url:"/assets/video/consumer-hero-right-us-en.webm",type:"webm"},{url:"/assets/video/consumer-hero-right-us-en.mp4",type:"mp4"}],"subheader-p":!0},o={"header-section":!1,"items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-connect.png","feature-title":"Connect effortlessly","feature-body":"Plaid lets you connect your financial accounts to your apps in seconds.","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-share.png","feature-title":"Share your data securely","feature-body":"When you want to share data from your financial accounts with an app, Plaid works to transfer your data securely.","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-it-works/feature-icon-control.png","feature-title":"You're in control","feature-body":"Plaid provides the tools to easily delete your data from our systems as well as connect, manage and disconnect your fintech apps. ","wider-feature":!0}]},s="",r="How Plaid works",c="Find and try a new financial app",u="Whether youâre building a budget or sending money to a friend, there are thousands of apps to choose from.",l=[{color:"green600",title:"Banking"},{color:"green200",title:"Wealth"},{color:"yellow600",title:"Personal finances"},{color:"purple400",title:"Business finances"},{color:"blue600",title:"Payment"},{color:"pink400",title:"Lending"}
1],d=[{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"M1 Finance",slug:"m1-finance"},{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"}]},{"grid-classes":"show-for-medium","slide-amount":"half","push-down":2,"highlight-column":!0,icon:[{name:"Oportun",slug:"oportun",detail:"Oportun uses <strong>financial data</strong> to help you save a little bit every single day."},{name:"Pillar",slug:"pillar",detail:"Pillar uses <strong>account data</strong> to give you insights that may help you pay off your loans faster."},{name:"Venmo",slug:"venmo",detail:"Venmo uses your <strong>account information</strong> so you can set up a way to send and receive money."}]},{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"Brigit",slug:"brigit"},{name:"Wise",slug:"wise"},{name:"Betterment",slug:"betterment"}]},{"grid-classes":"show-for-medium","slide-amount":"eighth",icon:[{name:"Expensify",slug:"expensify"},{name:"Qapital",slug:"qapital"},{name:"MoneyLion",slug:"moneylion"},{name:"Albert",slug:"albert"}]}
1,{"grid-classes":"show-for-medium","slide-amount":"quarter","push-down":1,icon:[{name:"Drop",slug:"drop"},{name:"Rocket Money",slug:"rocketmoney"},{name:"Current",slug:"current"}]},{"grid-classes":"show-for-medium","slide-amount":"half","push-down":2,icon:[{name:"YNAB",slug:"ynab"},{name:"Varo",slug:"varo"}]},{"grid-classes":"show-for-large","slide-amount":"eighth",icon:[{name:"SoFi",slug:"sofi"},{name:"Earnin",slug:"earnin"},{name:"Prosper",slug:"prosper"},{name:"Acorns",slug:"acorns"}]},{"grid-classes":"show-for-large","slide-amount":"quarter","push-down":1,icon:[{name:"WorldRemit",slug:"worldremit"},{name:"Ellevest",slug:"ellevest"},{name:"Cleo",slug:"cleo"}]},{"grid-classes":"show-for-small-only","slide-amount":"eighth",icon:[{name:"M1 Finance",slug:"m1-finance"},{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"},{name:"Expensify",slug:"expensify"},{name:"SoFi",slug:"sofi"}]},{"grid-classes":"show-for-small-only","slide-amount":"quarter","push-down":1,icon:[{name:"Oportun",slug:"oportun"},{name:"Pillar",slug:"pillar"},{name:"Venmo",slug:"venmo"},{name:"Drop",slug:"drop"},{name:"Prosper",slug:"prosper"}]}
1,{"grid-classes":"show-for-small-only","slide-amount":"half","push-down":2,icon:[{name:"SoFi",slug:"sofi"},{name:"Wise",slug:"wise"},{name:"Betterment",slug:"betterment"},{name:"YNAB",slug:"ynab"}]}],p="Understand how Plaid powers your apps",m="Plaid provides tools that enable you to share your financial data with apps that provide services to you.",h="Connect your financial account using Plaid",g="When you choose to connect your financial accounts to an app using Plaid, you will be prompted to enter the username and password associated with those accounts. Plaid then links your accounts to the app you want to use so you can share your data.",f="How we handle data",y="/how-we-handle-data",b="Venmo screen",v="Plaidâs technology helps keep your data safe",w="To help keep your data safe, we donât share the username and password for your financial institution with your apps. Once you give us permission to share your financial data, we securely transfer it from your financial institution to the app through our application programming interface (API).",k="Learn more about security",P="/safety",x="Security screen",S=[{"hr-delay":1200,"copy-delay":1500,copy:"Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS)"},{"hr-delay":2400,"copy-delay":2700,copy:"Secure cloud infrastructure technologies"},{"hr-delay":3600,"copy-delay":3900,copy:"Security audits by researchers and financial institutions"}],A=[{delay:600},{delay:600},{delay:600},{delay:600},{delay:900},{delay:600},{delay:900},{delay:1800},{delay:1800},{delay:2100},{delay:1800},{delay:2100},{delay:3e3},{delay:3e3},{delay:3e3},{delay:3300},{delay:3e3},{delay:3300}],I=[{name:"Traditional Banks",company:[{name:"Wells Fargo",slug:"wells-fargo"},{name:"Chase",slug:"chase"},{name:"U.S. Bank",slug:"usbank"}]},{name:"Credit Union",company:[{name:"Navy Federal",slug:"navy-federal"},{name:"Suncoast",slug:"suncoast"},{name:"First Tech",slug:"first-tech"}]},{name:"Investment Banks",company:[{name:"Empower",slug:"empower"},{name:"E*TRADE",slug:"etrade"},{name:"Morgan Stanley",slug:"morgan-stanley"}]},{name:"Digital Banks",company:[{name:"Simple",slug:"simple"},{name:"Chime",slug:"chime"},{name:"Aspiration",slug:"aspiration"}]}],D="Continue building your financial life with apps powered by Plaid",C="Money is one of the biggest sources of stress in peopleâs lives. We want to make it easier for you to share your financial data with the apps you want to use. Whether you have an account at a national bank, a local bank, a credit union, an investment bank, or a digital bank, Plaid helps you get connected.",T="Why is Plaid involved?",O="/why-is-plaid-involved",q="Plaid logo",E="And just like that, youâre enjoying your new app",U="After you securely connect with Plaid, youâre quickly and safely back to using your new financial app.",_="Chase screen",B={type:"single-image","large-image":!0,"extra-padding":!1,title:"Plaid can help you control access to your data",description:["When you connect your financial accounts to apps with Plaid, you have control over who youâre sharing your data with. To disconnect your financial accounts from apps, or to delete your data from Plaidâs systems, visit Plaid Portal."],"bg-color":"white","img-brushtroke":"/assets/img/accents/brushstroke-left-purple-2.png",images:[{"img-src":"/assets/img/consumers/how-it-works/mobile-web-page-myplaid.png","alt-text":"Manage your connections anytime","has-shadow":!1}],"has-cta":!0,"cta-url":"https://my.plaid.com/","cta-text":"Explore Plaid Portal","has-text-cta":!1,"text-cta-text":"Get help","text-cta-url":"https://my.plaid.com/help","cta-class":"with-text-cta",reverse:!0},F={type:"video","extra-padding":!1,title:"Plaid doesnât charge you for our services",description:"When you connect your financial accounts to an app like Venmo or Oportun, the app pays us a fee to enable that connection. We donât charge you for connecting your accounts.","bg-color":"white",videos:[{"video-width":740,"video-height":592,"video-poster-image":"/assets/video/business-model-us-en.png","video-fallback-image":"/assets/video/business-model-us-en.png","video-formats":[{url:"/assets/video/business-model-us-en.png",type:"webm"},{url:"/assets/video/business-model-us-en.mp4",type:"mp4"}]}]},j={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img"
1:"/assets/img/consumers/how-we-handle-data/discover-apps.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are built with Plaid.","feature-url":"/discover-apps","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"https://my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]},N={"p-classes":"disclaimer",content:"The inclusion of certain applications on this page does not constitute or imply an endorsement of the application by Plaid."}},3002:function(e,t,a){"use strict";a.r(t),a.d(t,{dataSharingData:function(){return o},diagramData:function(){return s},featureSectionData:function(){return c},featuresData:function(){return l},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},supportingTextData:function(){return u}});var n={"meta-title":"How we handle your personal financial data","meta-description":"At Plaid, we donât share your personal information without your permission, and we donât sell or rent it to outside companies."},i={"content-width-classes":"page-header-breakpoint-8 large-8",label:!1,"label-text":null,header:"Plaid puts you in control of your financial data.","header-class":"h2",subheader:"We were founded on the principle that people have a right to their financial information. And, we are committed to enabling financial freedom by supporting your right to decide where, how, and with whom your data is shared. With Plaid, you don't have to choose between easy access to your financial data and keeping that financial data safe and protected. When you connect through Plaid, you can harness the power of your financial data on a network you can trust.","background-image":"/assets/img/accents/how-we-handle-data-brushstroke-hero.png","primary-cta":!0,"primary-cta-text":"Read our privacy policy","primary-cta-link":"/legal/#end-user-privacy-policy"},o={type:"single-image",title:"We build products that limit the data we collect",description:"Because we believe in collecting only what is needed to deliver services peo
1ple want, we are transparent about what we collect and we invest in tools that empower people to choose what information they want to share.",secondaryDescription:"Visit Plaid Portal to view the data types youâve shared through Plaid and control ongoing access to that data.","bg-color":"blue200","img-brushtroke":"/assets/img/accents/data-youre-sharing-brushstroke.png",images:[{"img-src":"/assets/img/consumers/how-we-handle-data/data-art.png","alt-text":"The data you're sharing","has-shadow":!1}],"has-text-cta":!0,"text-cta-text":"Visit Plaid Portal","text-cta-url":"https://my.plaid.com"},s={classes:"background background--image-stroke-accents","stroke-bottom-right":"/assets/img/accents/how-we-handle-data-brushstroke.png","medium-column-width":12,heading:"How we handle your financial data","intro-text":"At Plaid, we enable you to share your data with the apps and services you want, protect against fraud and abuse, and enhance your overall digital finance experience. For example, when you use Plaid to connect your financial accounts to power an app it is simple and secure. Hereâs what happens on our end.",step:[{number:1,copy:"To link a financial account, first verify your ownership of the account by using your username and password. We will provide upfront clear information on the financial accounts being shared, so you can make the right choice for you."},{delay:600,number:2,"hr-color":"black700",copy:"Once ownership of your accounts is verified, we securely retrieve your permissioned account information from your financial institution."},{delay:1200,number:3,"hr-color":"black700",copy:"We collect the data to power the services youâve chosen and, when requested, securely share it with the app youâre using and establish a secure connection that you control."}],"icon-row-1":[{label:"YOUR APP","label-delay":1500,img:"/assets/img/customer-stories/[email protected]","arrow-down":!0,"arrow-down-delay":300,badge:"lock"}],"icon-row-2":[{label:"PLAID","label-delay":1500,"icon-delay":600,img:"/assets/img/customer-stories/[email protected]","arrow-lateral":!0,"arrow-lateral-delay":600,"arrow-right":!0,"arrow-down":!0,"arrow-down-delay":900},{label:"YOUR BANK","label-delay":1500,"icon-delay":600,img:"/assets/img/customer-stories/[email protected]","arrow-left":!0,"arrow-lateral":!0,"arrow-lateral-delay":600,badge:"checkmark"}],"icon-row-3":[{label:"YOUR APP","label-delay":1500,"icon-delay":1200,img:"/assets/img/customer-stories/[email protected]",badge:"checkmark"}]},r={quote:"<h2>We only share your data when you give your consent</h2> We donât share it without your permission, and we donât sell it to outside companies.","quote-link":"/legal","quote-link-text":"Read our privacy policy"},c={allowBottomPaddingMobile:!0,"feature-section-title":[{title:"We help keep data safe, every step of the way","title-size":"small",description:"Your financial information is both personal and powerful â thatâs why security is a top priority when weâre designing our products, policies, and practices. Our information security program is designed to meet or exceed industry standards, and we use many different controls to keep your personal information safe.","cta-url":"/safety","cta-text":"Learn more","medium-column-width":12}],"feature-section-items":[{img:"/assets/img/consumers/how-we-handle-data/security-icon-encryption.png",title:"Data encryption","header-class":"h5",content:"The combination of the Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) help keep your personal information safe.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-authentication.png",title:"Strong authentication","header-class":"h5",content:"Plaid requires multi-factor authentication for added security to help protect your data in our systems.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-cloud.png",title:"Cloud infrastructure","header-class":"h5",content:"Plaid uses secure cloud infrastructure technologies to help enable you to connect quickly and securely.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-monitoring.png",title:"Robust monitoring","header-class":"h5",content:"The Plaid API and all related components are continuously monitored by our information security team.","no-link":!0},{img:"/assets/img/consumers/how-we-handle-data/security-icon-testing.png",title:"Independent security testing","header-class":"h5",content:"Security researchers and financial institutions regularly audit Plaidâs API and security controls.","no-link":!0}]}
1,u={classes:"background background--color-blue200 supporting-text--constrained","three-up":!0,"has-intro":!0,"intro-header":"You're in good hands","intro-text":"At Plaid, our business modelâand our reputationâdepend on keeping your data safe. That means working around the clock to help keep your data secure.",stat:!0,stat1:">7,000",text1:"There are more than 7,000 financial apps and services that are powered by Plaid.",stat2:">12,000",text2:"Plaid connects to more than 12,000 financial institutions across the US, Canada, UK, and Europe.",stat3:"1 in 2",text3:"1 in 2 US adults has connected a financial account to an app with Plaidâand that number is growing every day."},l={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/discover-apps.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are powered by Plaid.","feature-url":"/discover-apps","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"//my.plaid.com","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Why is Plaid involved?","feature-body":"Connecting your financial accounts just got a whole lot easier.","feature-url":"/why-is-plaid-involved","max-width":"features-img--48-width","wider-feature":!0}]}},4059:function(e,t,a){"use strict";a.r(t),a.d(t,{featuresPlaidIntegrationData:function(){return o},footerExtensionData:function(){return r},introSectionData:function(){return s},pageHeaderData:function(){return n},supportingTextData:function(){return i}});var n={bgColor:"green400",cta:{hasPrimaryCta:!0,primaryCtaText:"Get started",primaryCtaLink:"//dashboard.plaid.com/signup",primaryCtaTrackingId:"FILP_HERO_GET_API_KEYS_BUTTON",hasSecondaryCta:!0,secondaryCtaText:"Explore docs",secondaryCtaLink:"/docs/",secondaryCtaTrackingId:"FILP_HERO_DOCS_BUTTON",hasTertiaryCta:!1},image:{src:"https://images.ctfassets.net/ss5kfr270og3/6I2oWQiHkO4VSpcxy5PJ27/072be27f79e90f6bc4e72d8bcdf3e449/FILPs-page-header.png?fm=webp&q=70"},labelText:"FINANCIAL INSTITUTION",removeHeightRestriction:!0},i={classes:"background background--color-white supporting-text--constrained","three-up":!0,stat:!0,stat1:">7,000",text1:"Plaid powers over 7,000 financial apps and services around the world.",stat2:">12,000",text2:"Plaid connects to over 12,000 financial institutions in the US, Canada, the UK, and Europe.",stat3:">40,000",text3:"40,000+ developers are currently building or starting to build with Plaid."},o={hasThreeColumns:!0,items:[{title:"Expansive data integration",hasConstrainedImage:!0,img:{src:"/assets/img/products/standalone/auth/feature-auth-2.png",alt:"Expansive data integration"},hasSimpleContent:!0,hasConstrainedContent:!0,content:"Plaid supports {{FI_NAME}} with data connectivity solutions"},{title:"Set up frictionless payments",hasConstrainedImage:!0,img:{src:"/assets/img/products/standalone/auth/feature-auth-3.png",alt:"Set up frictionless payments"},hasSimpleContent:!0,hasConstrainedContent:!0,content:"Move money with RTP, ACH, Wire, Check, and Virtual Card"},{title:"Easy integration",hasConstrainedImage:!0,img:{src:"/assets/img/products/[email protected]",alt:"Easy integration"},hasSimpleContent:!0,hasConstrainedContent:!0,content:"Ease of integration with our endpoints"}]},s={items:[{label:"Made for developers, by developers",description:["Plaid provides developers with the tools they need to help users make the most of their finances. We power over 7,000 apps and services worldwide, as well as connect to over 12,000 banks and financial institutions across the US, Canada, the UK, and Europe.","From personal and business financial management or banking, to consumer payments, lending, and investments, Plaid enables a wide range of use cases"],descriptionSize:"",paddingTop:!0}
1,{label:"How it works",description:["Plaid helps users safely connect their {{FI_NAME}} accounts to your app or service in a matter of seconds, thanks in part to an information security program thatâs designed to meet or exceed industry standards. And because every Plaid product is built with control, security, and transparency in mind, users can easily manage their Plaid connections at any time.","Supported Plaid products include {{PRODUCTS}}. This means you can focus on what you do best: empowering your users to lead better financial lives."],descriptionSize:""}]},r={"bg-color":"bg-white","footer-title":"Build your financial data integrations with Plaid","primary-cta-text":"Get started","primary-cta-url":"//dashboard.plaid.com/signup",primaryCtaTrackingId:"FILP_FOOTER_GET_API_KEYS_BUTTON","secondary-cta-text":"View API docs","secondary-cta-url":"/docs/",secondaryCtaTrackingId:"FILP_FOOTER_DOCS_BUTTON"}},27700:function(e,t,a){"use strict";a.r(t),a.d(t,{featuresData:function(){return c},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},socialProofData:function(){return o}});var n={"meta-title":"Bank Account Onboarding - Plaid","meta-description":'The technology layer for financial services"',hasCanonicalTag:!0},i={"flip-horizontal":!0,"image-based":!0,"form-header":!0,header:"A fast, simple, and digital bank onboarding experience","header-size":"h2","header-image":"/assets/img/accents/description-section/banking-hero.png",body:"Plaid enables banks and credit unions to instantly verify accounts and identities to streamline account opening and funding. Get in touch to learn more.",formData:{"marketo-key":2007,includePhone:!0,actionText:"Let's talk"}},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/patriot-bank-logo.png",alt:"Patriot Bank"},{img:"/assets/img/logos/radius-bank-logo.png",alt:"Radius Bank"},{img:"/assets/img/logos/tdecu-credit-union-logo.png",alt:"TDECU"},{img:"/assets/img/logos/union-bank-trust-logo.png",alt:"Union Bank & Trust"}]},s={"problem-statement":"Opening and funding a new bank account should be a seamless, digital experience. However, many banks and credit unions still offer a cumbersome and manual processâfalling short of consumer expectations.","solution-statement":"Plaid streamlines the digital account onboarding workflow with instant account authentication and identity verification. Users input their account login credentials and Plaid instantly links their bank account as an external funding source."},r={quote:"Itâs a win-win for both the bank and the customer. We now see less customer complaints, and more customer feedback on how smooth and efficient our process is.","quote-logo":!0,"quote-logo-icon":"/assets/img/logos/liveoak-app-icon.png","logo-icon-full-bleed":!0,"logo-alt":"Live Oak logo",cite:"Mark Moroz, Live Oak Director of deposits","quote-link":"https://plaid.com/documents/Live-Oak-Bank-Case-Study.pdf","quote-link-text":"See the full case study","with-background":!1,"remove-default-design":!1,dark:!1},c={"header-section":!0,"header-subtext":"PRODUCTS AND BENEFITS","header-text":null,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/products/[email protected]","feature-title":"Get account and routing numbers for bank transfers","feature-body":'<a href="/products/auth/">Auth</a> pulls users\' account and routing information instantly, which can be used for linking an external funding source.'},{"feature-img":"/assets/img/products/identity-112.png","feature-title":"Streamline KYC and onboarding","feature-body":"<a href=\"/products/identity/\">Identity</a> confirms users' identities with what's on file at the bankâin other words, their name, phone number, address, and email. This information can be auto-populated in onboarding forms."},{"feature-img":"/assets/img/products/balance-112.png","feature-title":"Reduce NSF fees and overdrafts","feature-body":'<a href="/products/balance/">Balance</a> instantly checks whether users have sufficient funds before executing a bank transfer.'}]}},63112:function(e,t,a){"use strict";a.r(t),a.d(t,{featuresData:function(){return u},introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return r},socialProofData:function(){return o},supportingTextData:function(){return c}});var n={metaTitle:"Overview",metaDescription:'The technology layer for financial services"',preloadImages:[{src:"https://images.ctfassets.net/ss5kfr270og3/2SS9et7vOyynKYauphVvmZ/ca9fde49e9b01721dedf119bb122e822/fallback-auth-hero_2x.png?fm=webp&q=70"}]},i={"content-width-classes":"page-header-breakpoint-6 large-6","flip-horizontal":!0,"image-based":!0,header:"Instantly connect bank accounts for payments","header-class":"h2",subheader:"Plaid makes it easy to set up ACH transfers by connecting accounts from any bank or credit union in the U.S. to your app.","subheader-p":!0,"primary-cta":!0,"primary-cta-text":"Contact sales","primary-cta-link":"/contact/","secondary-cta":!1,"secondary-cta-text":null,"tert
1iary-cta":'Or, <a class="signup-attach-utm" href="//dashboard.plaid.com/signup">get started</a>',image:!0,"image-url":"https://images.ctfassets.net/ss5kfr270og3/2SS9et7vOyynKYauphVvmZ/ca9fde49e9b01721dedf119bb122e822/fallback-auth-hero_2x.png?fm=webp&q=70","image-width":900,"image-height":711,"no-min-height-header":!0},o={header:"Customers using this solution",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-current-black600.png",alt:"Current",width:252,height:126},{img:"/assets/img/logos/logo-paysafe-black600.png",alt:"Paysafe",width:252,height:126},{img:"/assets/img/logos/logo-wise-black600.png",alt:"TransferWise",width:252,height:126},{img:"/assets/img/logos/logo-venmo-black600.png",alt:"Venmo",width:252,height:126}]},s={"problem-statement":"Receiving ACH payments allows for direct bank transfers, but getting users to connect their accounts can be a cumbersome process.","solution-statement":"Plaid makes it easy to set up ACH transfers from any bank or credit union in the U.S. Once a user links their account via their banking credentials, Plaid retrieves their account and routing numbers. ACH payments can be set up in moments."},r={quote:"Plaid enabled Shift to offer a fully integrated online purchasing experience. The financial aspects of the process are much more seamless.","quote-logo":!0,"quote-logo-icon":"/assets/img/logos/shift-logo.svg","logo-alt":"Shift logo",quoteLogoWidth:91,quoteLogoHeight:28,cite:"James Wu, Software Engineer at Shift","quote-link":"https://plaid.com/documents/Shift-Case-Study.pdf","quote-link-text":"See the full case study","with-background":!1,"remove-default-design":!1,dark:!1},c={"with-background":!1,"background-class":null,"with-image":!1,"three-up":!0,"six-up":!1,header1:"Maximize conversions",text1:"Multiple ways to authenticate accounts through Plaidâs front-end module.",header2:"Institution coverage",text2:"Authenticate accounts from ~11,500 banks and credits unions in the U.S.",header3:"Business account support",text3:"Authenticate business accounts using Same Day Micro-Deposits."},u={"header-section":!0,"header-text":"Features","feature-count":"one","feature-title":"One integration with Auth, multiple ways to connect","feature-body":"We'll select the best and quickest route depending on a user's institution.","feature-img":"/assets/img/backgrounds/[email protected]",featureImgWidth:384,featureImgHeight:384,checklist:!0,"checklist-items":[{"checklist-item-text":"<strong>Instant authentication</strong> Plaid connects accounts in seconds when users sign in with their banking credentials."},{"checklist-item-text":"<strong>Instant match</strong> Plaid matches user-provided account and routing numbers with whatâs on file at the bank."},{"checklist-item-text":"<strong>Automated micro-deposits</strong> Plaid sends micro-deposits which are automatically verified on the behalf of users."},{"checklist-item-text":"<strong>Same Day micro-deposits</strong> Plaid sends micro-deposits for users to verify within 1 business day."}]}},43849:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}var s={en:function(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}({metaData:{layout:"docs",noIndex:!0,"meta-title":"Assistance for survivors of human trafficking","meta-description":"Assistance for survivors of human trafficking","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Assistance for survivors of human trafficking",requestType:"Assistance for survivors of human trafficking",introHeader:"Introduction",intro:"<p>Complete this form if you are a victim of Sex or Labor Trafficking.\n <p>You may be eligible to prevent the reporting of adverse information that resulted from human trafficking if you experienced either of the the following:<p/>\n <p>Sex trafficking: You were recruited, transported, solicited, or harbored for the purpose of a commercial sex act or if you were induced into a commercial sex act by force, fraud, or coercion.<p/>\n <p>Labor trafficking: You were transported or harbored by force or fraud for slavery, debt bondage, or involuntary servitude.<p/>\n </p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields)}},50927:function(e,t,a){"use strict";a.r(t),a.d(t,{defaultCRAFISearchFields:function(){return o},defaultCRAFormFields:function(){return i},defaultCRAFormIntro:function(){return n}});var n="All of the fields below are required in order to submit a request. The information that you provide will only be used by Plaid Check to verify your identity and to process your request. We may not be able to comply with your request if we are unable to confirm your identity or connect the information you submit in your request with personal information in our possession. If we are unable to process your request, we will notify you via the email you provide.",i={formHeader:"Form",firstName:{label:"First name"},lastName:{label:"Last name"},email:{label:"Email",error:"Invalid email address"},phone:{label:"Phone",error:"Invalid phone number"},streetAddress:{label:"Street address"},city:{label:"City"},stateOrRegion:{label:"State or region",error:"Invalid 2-letter state/region"},zipCode:{label:"ZIP code",error:"Invalid ZIP code"},country:{label:"Country",error:"Country must be US"},ssnLastFour:{label:"Last 4 digits of SSN (or ITIN)",error:"Invalid last 4 digits of SSN (or ITIN)"},dateOfBirth:{label:"Date of birth (MM/DD/YYYY)",error:"Invalid date of birth"},location:{label:"Location",locations:[{label:"United States - California",value:"United States - California"},{label:"United States - Not in California",value:"United States - Not in California"},{label:"United Kingdom",value:"United Kingdom"},{label:"European Economic Area (EEA)",value:"European Economic Area (EEA)"},{label:"Canada",value:"Canada"},{label:"Other",value:"Other"}]},accountMask:{label:"Last 4 digits of account number"},accountUsername:{label:"Account username or login number (optional)",optional:!0},accountNumber:{label:"Account number (optional)",optional:!0},applicationsConnected:{label:"Apps or services connected via Plaid (optional)",optional:!0},paymentInitiation:{label:"I've used Plaid to initiate payments from my account(s)"},supportingInformation:"Supporting information",requestDetails:{label:"Additional information about your request (optional)",optional:!0},submitText:"Submit",formSuccessMessage:"Weâve received your request. Please refresh this page if you would like to submit another request using this form.",formErrorMessage:"There was an error with sending your request. Please try again or c
1ontact us directly at ",disclaimerText:"By submitting this form, I certify that I am the consumer identified in this form and the information I have provided is accurate.",additionalInfoHeader:"Plaid Check Legal Information",additionalInfoBullets:[["/plaid-check-consumer-report/notices-of-consumer-rights","Federal and State Notices of Consumer Rights"],["/plaid-check-consumer-report/privacy-policy","Privacy Policy"],["/plaid-check-consumer-report/consumer-services-agreement","Consumer Services Agreement"]]},o={financialInstitutions:{label:"Search and select financial institution"},cannotFindFinancialInstitutions:"My financial institution is not included in search results.",otherFIs:{label:"Other financial institution"},fiSearchLoading:"Searching institutions...",fiSearchNoneFound:"No institutions found",fiSearchInstruction:"Start typing to search for your financial institution",institutionSearchAndSelectDisclaimer:{label:"Please provide the name of the bank or financial institution for the account that you connected to Plaid Check."}}},75543:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return r}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function s(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var r={en:s(s(s({metaData:{layout:"docs",noIndex:!0,"meta-title":"Submit a dispute","meta-description":"Submit a dispute","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Submit a dispute",introHeader:"Introduction",intro:'<p>Complete this form to dispute data that appears in your Plaid Check consumer file. To share a concern about data appearing in any other Plaid Inc. services, please visit the <a href="https://support-my.plaid.com/hc/en-us">Plaid Inc. Consumer Help Center</a>.</p>\n <p>'.concat(i.defaultCRAFormIntro,"</p>"),requestType:"Dispute"},i.defaultCRAFormFields),i.defaultCRAFISearchFields),{},{requestDetails:{label:"Please describe the data that you are disputing and the reason for your dispute",optional:!1}})}},14443:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return n}});var n={en:{metaData:{layout:"docs",noIndex:!0,"meta-title":"Plaid Check Consumer Request Form","meta-description":"Submit a request about your Consumer Report","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Plaid Consumer Reporting Agency Request Form",introHeader:"Introduction",intro:'<p>To submit a request, you are required to provide all the information below. Please fill out the form with the same information you previously shared with the company that requested your consumer report.</p>\n\n<p>The information that you provide will only be used by Plaid Check to verify your identity and to process your request. We may not be able to comply with your request if we are unable to confirm your identity or connect the information you submit in your request with personal information in our possession.</p>\n\n<p>Please complete all fields on the form so that we may properly process your request. If we are unable to process your request, we will notify you via the email you provide.</p>\n\n<p>To contact Plaid Inc., please visit the <a href="https://support-my.plaid.com/hc/en-us">Plaid Inc. Consumer Help Center</a>.</p>',formHeader:"Form",firstName:{label:"First name"},lastName:{label:"Last name"},email:{label:"Email",error:"Invalid email address"},phone:{label:"Phone",error:"Invalid phone number"},streetAddress:{label:"Street address"},city:{label:"City"},stateOrRegion:{label:"State or region",error:"Invalid 2-letter state/region"},zipCode:{label:"ZIP code",error:"Invalid ZIP code"},country:{label:"Country",error:"Country must be US"},location:{label:"Location",locations:[{label:"United States - California",value:"United States - California"},{label:"United States - Not in California",value:"United States - Not in California"},{label:"United Kingdom",value:"United Kingdom"},{label:"European Economic Area (EEA)",value:"European Economic Area (EEA)"},{label:"Canada",value:"Canada"},{label:"Other",value:"Other"}]},accountMask:{label:"Last 4 digits of account number"},accountUsername:{label:"Account username or login number (optional)",optional:!0},accountNumber:{label:"Account number (optional)",optional:!0},applicationsConnected:{label:"Apps or services connected via Plaid (optional)",optional:!0},paymentInitiation:{label:"I've used Plaid to initiate payments from my account(s)"},requestType:{label:"Select request type",options:[{label:"Request a copy of my Consumer Report",value:"Request Copy"},{label:"Submit a dispute",value:"Dispute"},{label:"Disconnect the specified connection(s)",value:"Disconnect"},{label:"Other questions or concerns",value:"Other"}]},financialInstitutions:{label:"Search and select financial institutions"},cannotFindFinancialInstitutions:"My financial institution(s) are not included in search results.",otherFIs:{label:"Other financial institutions"},fiSearchLoading:"Searching institutions...",fiSearchNoneFound:"No institutions foun
1d",fiSearchInstruction:"Start typing to search for your financial institution(s)",institutionSearchAndSelectDisclaimer:{label:"Please provide the name of the bank or financial institution for the account that you connected to Plaid Check."},supportingInformation:"Supporting information",appsAndServices:{label:"Apps & Services (optional)",placeholder:"Please provide the name of the apps/services that you have permitted to use your Plaid Check consumer report.",optional:!0},requestDetails:{label:"Additional information (optional)",optional:!0},submitText:"Submit",formSuccessMessage:"Weâve received your request. Please refresh this page if you would like to submit another request using this form.",formErrorMessage:"There was an error with sending your request. Please try again or contact us directly at ",disclaimerText:"By submitting this form, I certify that I am the consumer identified in this form and the information I have provided is accurate. Further, I acknowledge that I have consented to electronic disclosure of this information by way of my Consumer Services Agreement.",additionalInfoHeader:"Plaid Check Legal Information",additionalInfoBullets:[["/plaid-check-consumer-report/notices-of-consumer-rights","Federal and State Notices of Consumer Rights"],["/plaid-check-consumer-report/privacy-policy","Privacy Policy"],["/plaid-check-consumer-report/consumer-services-agreement","Consumer Services Agreement"]]}}},52273:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return r}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function s(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var r={en:s(s({metaData:{layout:"docs",noIndex:!0,"meta-title":"Plaid Check questions or concerns","meta-description":"Plaid Check questions or concerns","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Plaid Check questions or concerns",introHeader:"Introduction",requestType:"Other",intro:'<p>Complete this form to submit questions about your Plaid Check consumer file. For questions about any other Plaid Inc. services, please visit the <a href="https://support-my.plaid.com/hc/en-us">Plaid Inc. Consumer Help Center</a>.</p>\n <p>'.concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields),{},{requestDetails:{label:"Additional information about your request",optional:!1}})}},52794:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}var s={en:function(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}({metaData:{layout:"docs",noIndex:!0,"meta-title":"Place a fraud alert","meta-description":"Place a fraud alert","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Place a fraud alert",requestType:"Place fraud alert",introHeader:"Introduction",intro:"<p>Complete this form in order to place a fraud alert on your Plaid Check consumer file. Fraud alert messages notify potential credit grantors to verify your identity before extending credit in your name in case someone is using your information without your consent. This alert will remain on your file for 90 days and automatically expires unless you remove it before the end of the term.</p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields)}},93554:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}var s={en:function(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};
1t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}({metaData:{layout:"docs",noIndex:!0,"meta-title":"Place a security freeze","meta-description":"Place a security freeze","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Place a security freeze",requestType:"Place security freeze",introHeader:"Introduction",intro:"<p>Complete this form to request to place a security freeze on your Plaid Check consumer file. A security freeze is designed to prevent credit, loans and services from being approved in your name without your consent, but may also delay or interfere with or prohibit the timely approval of any subsequent requests or application you make regarding new credit, loans or services. When you add a security freeze, you will be provided with a Personal Identification Number (PIN) which will be required to remove the freeze from your Plaid Check consumer file. </p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields)}},57231:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499);function i(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function o(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?i(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):i(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var s={en:o(o({metaData:{layout:"docs",noIndex:!0,"meta-title":"Prescreen Opt-Out","meta-description":"Prescreen Opt-Out","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Prescreen Opt-Out",introHeader:"Introduction",requestType:"Prescreen Opt-Out",intro:'<p>Under the Fair Credit Reporting Act, creditors may use your consumer file information as the basis for sending you firm offers of credit. These offers are also known as â
1prescreenedâ offers. You may opt out of receiving such offers based on Plaid Check reports by providing your personal information requested below.</p>\n <p>Please note that certain fields are mandatory, and some are optional. The optional fields allow us to better match your identity and process your request. In certain circumstances we may be unable to process your request. In these cases, we will inform you via the email you provide on this form. For more information on your rights under federal and state law, please see the Consumer Rights Notices <a href="https://plaid.com/plaid-check-consumer-report/notices-of-consumer-rights/">linked here</a> for your convenience.</p>'},a(50927).defaultCRAFormFields),{},{phone:{label:"Phone (optional)",error:"Invalid phone number",optional:!0},dateOfBirth:{label:"Date of birth (MM/DD/YYYY) (optional)",error:"Invalid date of birth",optional:!0},ssnLastFour:{label:"Last 4 digits of SSN or ITIN (optional)",error:"Invalid last 4 digits of SSN (or ITIN)",optional:!0},requestDetails:null})}},84516:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}var s={en:function(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}({metaData:{layout:"docs",noIndex:!0,"meta-title":"Remove a fraud alert","meta-description":"Remove a fraud alert","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Remove a fraud alert",introHeader:"Introduction",requestType:"Remove fraud alert",intro:"<p>Complete this form in order to remove a fraud alert from your Plaid Check consumer file.</p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields)}},45677:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return r}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function s(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var r={en:s(s({metaData:{layout:"docs",noIndex:!0,"meta-title":"Remove a security freeze","meta-description":"Remove a security freeze","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Remove a security freeze",introHeader:"Introduction",requestType:"Remove security freeze",intro:"<p>Complete this form to request to remove a security freeze that you have previously placed on your Plaid Check consumer file. In order to remove a security freeze, you must provide the Personal Identification Number (PIN) that was provided by email when you originally placed the freeze. </p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields),{},{pin:{label:"PIN (4-digit code provided via email after you requested a security freeze)",error:"Invalid PIN"}})}},28816:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return r}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function s(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};
1t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var r={en:s(s({metaData:{layout:"docs",noIndex:!0,"meta-title":"Report fraud or ID theft","meta-description":"Report fraud or ID theft","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Report fraud or ID theft",introHeader:"Introduction",requestType:"Report fraud or ID theft",intro:"<p>Complete this form to report that your identity has been subject to fraud or identity theft. If we are able to verify your request, Plaid Check will block Plaid Check consumer reports from being shared with third parties while your request is active. </p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields),{},{requestDetails:{label:"Please provide additional information about your fraud or identity theft concerns",optional:!1}})}},26591:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}var s={en:function(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}({metaData:{layout:"docs",noIndex:!0,"meta-title":"Request a copy of my consumer file","meta-description":"Request a copy of your consumer file","hide-search":"true","subnav-filters-hidden":"true",hasCanonicalTag:!1},craEntityName:"Plaid Check",pageHeader:"Request a copy of my consumer file",introHeader:"Introduction",requestType:"Request copy of consumer file",intro:'<p>Complete this form to request a copy of your Plaid Check consumer file. If you are seeking access to your personal data associated with any Plaid Inc. services, please use this <a href="https://my.plaid.com/data-subject-request-form/">Privacy Request Form</a> instead.</p>\n\n<p>'.concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields)}},45470:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return r}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}function s(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}var r={en:s(s(s({metaData:{layout:"docs",noIndex:!0,"meta-title":"Revoke access to my data","meta-description":"Revoke access to your data","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Revoke access to my data",introHeader:"Introduction",requestType:"Revoke access",intro:"<p>Complete this form in order to revoke data access for a bank account connected via Plaid Check to a third party business or app.</p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields),i.defaultCRAFISearchFields),{},{appsAndServices:{label:"Name of business or app to which data access should be revoked"}})}},96455:function(e,t,a){"use strict";a.r(t),a.d(t,{translationsData:function(){return s}});var n=a(59499),i=a(50927);function o(e,t){var a=Object.keys(e);if(Object.getOwnPropertySymbols){var n=Object.getOwnPropertySymbols(e);t&&(n=n.filter(function(t){return Object.getOwnPropertyDescriptor(e,t).enumerable})),a.push.apply(a,n)}return a}var s={en:function(e){for(var t=1;t<arguments.length;t++){var a=null!=arguments[t]?arguments[t]:{};
1t%2?o(Object(a),!0).forEach(function(t){(0,n.Z)(e,t,a[t])}):Object.getOwnPropertyDescriptors?Object.defineProperties(e,Object.getOwnPropertyDescriptors(a)):o(Object(a)).forEach(function(t){Object.defineProperty(e,t,Object.getOwnPropertyDescriptor(a,t))})}return e}({metaData:{layout:"docs",noIndex:!0,"meta-title":"Forgot PIN?","meta-description":"Forgot PIN?","hide-search":"true","subnav-filters-hidden":"true"},craEntityName:"Plaid Check",pageHeader:"Forgot PIN?",requestType:"Forgot PIN?",introHeader:"Introduction",intro:"<p>Complete this form if you have forgotten or misplaced the Personal Identification Number (PIN) provided to you when placing a security freeze. This PIN is required to remove the freeze from your Plaid Check consumer file.</p>\n <p>".concat(i.defaultCRAFormIntro,"</p>")},i.defaultCRAFormFields)}},7106:function(e,t,a){"use strict";a.r(t),a.d(t,{contentBlock1Data:function(){return o},contentBlock2Data:function(){return r},ctaData:function(){return s},featuresData:function(){return c},metaData:function(){return n},pageHeaderData:function(){return i},regulatoryData:function(){return u}});var n={"meta-title":"PSD2 and Open Banking","meta-description":"What is PSD2? What is Open Banking? We provide answers to common questions that we've received around AIS, PIS, registration requirements, and more."},i={"content-width":"small-12","content-width-classes":"page-header-breakpoint-5 large-6",header:"PSD2 and Open Banking","header-class":"h2",subheader:"Find answers to common questions that Plaid receives regarding PSD2 and Open Banking.",buttonLinksHeading:"Tell me about...",buttonLinks:[{title:"PSD2",href:"#psd2"},{title:"Open Banking",href:"#open-banking"},{title:"AIS",href:"#ais"},{title:"PIS",href:"#pis"},{title:"Registration requirements",href:"#registration-reqirements"},{title:"eIDAS certification",href:"#eidas-certification"},{title:"Integrating with Plaid",href:"#integrating-with-plaid"}],video:!0,"video-width":1024,"video-height":528,"video-poster-image":"https://images.ctfassets.net/ss5kfr270og3/1YqRmtVJBVC2QiNupLtGMt/5a453e9522221f7ff138eae6e1212474/hero-open-banking-uk-en-poster_2x.png?fm=webp&q=70","video-fallback-image":"https://images.ctfassets.net/ss5kfr270og3/3lIEExh8ZmbaKQ4H5kUCcm/38e1dcbb8074833e4aef5c450cdc7069/hero-open-banking-uk-en-fallback_2x.png?fm=webp&q=70","video-formats":[{url:"/assets/video/hero-open-banking-uk-en.webm",type:"webm"},{url:"/assets/video/hero-open-banking-uk-en.mp4",type:"mp4"}]},o=[{id:"psd2",title:"UK AND EU REGULATORY FOUNDATION",image:{src:"/assets/img/open-banking/[email protected]",alt:"Security magnifying glass illustration"},heading:"What is PSD2?",paragraph:["The revised Payment Services Directive (PSD2) went into effect on 13 January 2018 across the UK and Europe. PSD2 introduces new rights for certain third-party providers (TPPs) to directly access payment service usersâ online payment accounts with their explicit consent, and requires Account Servicing Payment Service Providers (ASPSPs), such as a bank, to permit access through a dedicated interface built on APIs. These PSD2 measures are designed to open up the banking industry to new players and promote the development and use of innovative online services, while ensuring consumer protection.","PSD2 provides the legislative and regulatory foundation for Open Banking and other broader initiatives at a UK and European level relating to open access to payment accounts."]},{id:"open-banking",title:"OPEN ACCESS TO FINANCIAL DATA",image:{src:"/assets/img/open-banking/[email protected]",alt:"Security shield illustration"},heading:"What is Open Banking?",paragraph:["âopen bankingâ (lowercase O and B) refers to the practice of providing open access to financial data from financial institutions through the use of application programming interfaces (APIs). Open banking supports Plaidâs mission: to empower innovators by delivering access to the financial system.",'In the UK, an initiative led by the Competition and Markets Authority <a class="signup-attach-utm" href="https://www.gov.uk/government/organisations/competition-and-markets-authority">(CMA)</a> called <a class="signup-attach-utm" href="https://www.openbanking.org.uk/about-us/">âOpen Bankingâ</a> (uppercase O and B) mandated that nine of the biggest banks in the UK (the CMA9) grant third parties access to customer payment account data in a secure, standardised form, provided that the third party accessing the account has the customer\'s explicit consent to do so.']},{id:"ais",title:"ACCOUNT INFORMATION SERVICE",image:{src:"/assets/img/open-banking/[email protected]",alt:"Settings illustration"},heading:"What is AIS?",paragraph:["Under PSD2, an Account Information Service (AIS) is an online service that provides consolidated information to a user on one or more payment accounts held by that user with other payment service providers. Firms that are registered or authorised to provide account information services can, with the explicit consent of the end consumer, access their bank account to provide the end consumer with new products and services.","If youâre providing AIS, you will need to be registered or authorised by the Financial Conduct Authority (FCA) in the UK, or an equivalent National Competent Authority (NCA) in Europe, to provide AIS in order to benefit from PSD2 open access measures. This is because PSD2 only mandates ASPSPs to enable access to firms that are registered or authorised to provide AIS by the FCA in the UK, or an equivalent NCA in Europe."]},{id:"pis",title:"REGISTRATION REQUIREMENTS",image:{src:"/assets/img/open-banking/[email protected]",alt:"Payment transfer illiustration"},heading:"What is PIS?",paragraph:["Under PSD2, a Payment Initiation Service (PIS) is an online service which accesses a userâs payment account to initiate the transfer of funds on their behalf with the userâs explicit consent and authentication.",'Plaid is a Payment Initiation Service Provider, and offers <a class="signup-attach-utm" href="https://plaid.com/uk/products/payment-initiation/">Payment Initiation </a> in the UK, enabling your users to make real-time payments without manually entering their account number and sort code, or leaving your app. These in-app payments allow your users to fund their accounts in a seamless and secure manner, and at a low cost. Payment Initiation is an easy way for users to fund their account, make online payments, and pay invoices all from your app or website.']}
1,{id:"registration-reqirements",title:"REGISTRATION REQUIREMENTS",image:{src:"/assets/img/open-banking/[email protected]",alt:"AISP certification illiustration"},heading:"Which businesses need to be registered or authorised to provide account information?",paragraph:["In the UK, the FCA provides guidance on the type of companies that need to be registered or authorised to provide AIS:",{list:["A business that provides consolidated account information, such as a personal finance management tool, will generally need to be registered or authorised for the provision of AIS.","Other businesses, such as those engaged in internal fraud detection or credit decisions and therefore are not providing consolidated account information, generally will not need to be registered or authorised for the provision of AIS."]},"You should closely review PSD2 and local legislation with your legal counsel to determine whether you need to be registered or authorised to provide AIS depending on your product and the reasons for which you are seeking AIS."]}],s={title:"Are there alternatives to AIS registration or authorisation?","header-class":"h4","with-subtext":!0,subtext:"For customers not yet ready to apply for licensing, itâs possible to provide AIS to your customers by becoming an agent of Plaid. You will need to complete our agent application process, and if approved, we will apply to the FCA to register you as our agent. Get in touch with us to discuss if you are eligible and we will take you through the process.","subtext-class":"regular-text",type:"with-cta-buttons","stacked-center":!0,"cta-text":"Contact sales","cta-link":"/contact/","with-background":!0},r={id:"eidas-certification",title:"IDENTITY CERTIFICATE",image:{src:"/assets/img/open-banking/[email protected]",alt:"Identity certification illustration"},heading:"Who needs an eIDAS certificate or an Open Banking certificate?",paragraph:["If you are accessing data from an ASPSP as a TPP, you need an eIDAS certificate to identify yourself. For example, when Plaid accesses an ASPSP using Open Banking APIs, we provide our eIDAS certificates to the ASPSP.",'However, the FCA has stated that âASPSPs can also enable TPPs to use a certificate obtained from a provider of an API programme, so long as that provider only issues the alternative identification certificate to a TPP that has enrolled with the API programme using its eIDAS certificate to identify itself. The provider of the API programme should continue checking, on behalf of the ASPSP, the status of the TPPâs eIDAS certificate with the Qualified Trust Service Provider (QTSP).â OBIE summarizes how this applies to UK Open Banking in its <a class="signup-attach-utm" href="https://directory.openbanking.org.uk/obieservicedesk/s/article/Use-of-certificates-for-purposes-of-identification">Use of certificates for purposes of identification</a> guidance.']},c={"feature-section-title":[{label:"USE CASES",title:"Here's how Plaid can help you"}],"feature-section-items":[{img:"/assets/img/use-cases/pf-intl.png",title:"Personal finances","header-class":"h4",content:"Help users improve their financial health with categorised transactions","link-text":"Learn more","link-location":"/uk/use-cases/personal-finances"},{img:"/assets/img/use-cases/bf-112.png",title:"Business finances","header-class":"h4",content:"Make it easy for everyone to manage business finances","link-text":"Learn more","link-location":"/uk/use-cases/business-finances"},{img:"/assets/img/use-cases/ls-112.png",title:"Lending","header-class":"h4",content:"A faster, more secure way for borrowers to access capital","link-text":"Learn more","link-location":"/uk/use-cases/lending"},{img:"/assets/img/use-cases/bbs-112.png",title:"Banking and wealth","header-class":"h4",content:"Make it easy for people to interact with their bank accounts and investments","link-text":"Learn more","link-location":"/uk/use-cases/banking-and-wealth"},{img:"/assets/img/use-cases/cp-112.png",title:"Payments","header-class":"h4",content:"Help users initiate payment transfers to fund their accounts, make online payments, and pay bills","link-text":"Learn more","link-location":"/uk/use-cases/payments"}]},u={id:"integrating-with-plaid",descriptionRow:{title:"Plaid is regulated in the UK to provide access to financial data",body:'Plaid Financial Ltd. is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 [Firm Reference Number: <a class="signup-attach-utm" href="https://register.fca.org.uk/s/firm?id=0010X000049JuDPQA0"> <strong> 804718 </strong> </a>] for the provision of payment services.',image:"/assets/img/open-banking/aisp-scene.png","standard-image":!0,"row-reverse":!1,"image-section-col-size":4,"image-section-col-offset":0,"text-section-col-size":8},supportingText:{"three-up":!0,"six-up":!0,header1:"AIS",text1:"Account Information Service is an online service which provides consolidated information held by a payment service user with ASPSPs",header2:"FCA",text2:"The Financial Conduct Authority is the conduct regulator for financial services firms and financial markets in the UK",header3:"CMA9",text3:"The nine largest banks and building societies in the UK and Northern Ireland, based on the volume of personal and business current accounts.",header4:"TPP",text4:"Third Party Providers are firms that are regulated for, amongst other things, the provision of AIS that use APIs developed to Standards to access customerâs accounts, in order to provide account information services and/or to initiate payments.",header5:"NCA",text5:"National Competent Authorities are organisations that have the legally delegated or invested authority, or power to perform a designated function, normally monitoring compliance with the national statutes and regulations (e.g. the FCA in the UK).",header6:"ASPSP",text6:"Account Servicing Payment Service Providers provide and maintain a payment account for a payment service users and, are entities that publish Read/Write APIs to permit, with customer consent, payments initiated by third party providers and/or make payment services usersââ account transaction data available to third party providers via their API endpoints e.g. a bank."}}},21630:function(e,t,a){"use strict";a.r(t),a.d(t,{ctas:function(){return s},header:function(){return i},metaData:function(){return n},socialProofData:function(){return r},subheader:function(){return o}});var n={"meta-title":"Contact us","meta-description":"We love hearing from you! Contact the Plaid team with sales, partnerships, press, and brand inquiries",hasCanonicalTag:!0},i="Contact Sales",o="Ready to build the future of digital finance? Reach out to our sales team and weâll be in touch.",s={description:"Have other questions?",links:["Learn more about <a href='https://support-my.plaid.com/hc/en-us/categories/4405983222679-Connecting-Financial-Accounts '>connecting financial accounts</a>","Visit our <a href='/press'>press page</a>","For employment verification, <a href='https://www.truework.com/verifications/plaid-employment-verification/'>
1visit here</a>"],press:"Visit our <a href='/press'>press page</a>"},r={description:"Join the thousands of innovators that are <span class='medium-and-up-line-break'></span>already building with Plaid",items:[{src:"/assets/img/logos/contact/[email protected]",alt:"Betterment Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Blend Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Dave Logo"},{src:"/assets/img/logos/contact/customer-logo-chime.png",alt:"Chime Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Venmo Logo"},{src:"/assets/img/logos/contact/[email protected]",alt:"Wave Logo"}]}},36595:function(e,t,a){"use strict";a.r(t),a.d(t,{accordionData:function(){return c},credibilityData:function(){return r},metaData:function(){return i},pricingHeaderTableData:function(){return o},socialProofData:function(){return s}});var n=a(34453),i={"meta-title":"Pricing - United States & Canada","meta-description":"Build with our free tier; pay as you go; or scale with tailored API solutions and volume pricing. Your first 200 API calls are free."},o={title:"Pricing - United States & Canada",header:"Plans that scale with your growth",tableData:[{img:"/assets/img/icons/pricing-test-plant.png",imageLabel:"smallPlant",label:"Test for Free",heading:"Free",description:"Build and test using our core set of products with live data",infoId:"free",ctaLink:"//dashboard.plaid.com/signup",ctaText:"Get started",buttonTrackingId:n.$s.PRICING_GET_API_KEYS_BUTTON_CLICK,hideServicesMobile:!0,services:{title:"Free access includes:",items:["Unlimited Sandbox test API calls","200 live API calls per product"]}},{img:"/assets/img/icons/pricing-launch-plant.png",imageLabel:"mediumPlant",label:"No Monthly Minimum",heading:"Pay as you go",description:"Launch your project with no contractual minimums",ctaLink:"//dashboard.plaid.com/signup",ctaText:"Request access",buttonTrackingId:n.$s.PRICING_REQUEST_ACCESS_BUTTON_CLICK,hideServicesMobile:!0,services:{title:"Everything in Free, plus:",items:["Unlimited live API calls","Standard pricing"]}},{img:"/assets/img/icons/pricing-scale-plant.png",imageLabel:"largePlant",label:"Volume pricing discounts",heading:"Custom plan",description:"Get tailored solutions, volume pricing, and dedicated support for your team",ctaLink:"/contact/",ctaText:"Contact sales",buttonTrackingId:n.$s.PRICING_CONTACT_SALES_BUTTON_CLICK,services:{title:"Everything in Pay as you go, plus:",items:["Account management","Beta products"],hasAddOns:!0,addOns:["Integration assistance","Premium support"]}}]},s={"is-light":!0,header:"Leading Companies Choose Plaid",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-venmo-black600.png",alt:"Venmo"},{img:"/assets/img/logos/logo-betterment-black600.png",alt:"Betterment"},{img:"/assets/img/logos/[email protected]",alt:"Rocket Money"},{img:"/assets/img/logos/logo-acorns-black600.png",alt:"Acorns"}]},r={carousel:!0,items:[{type:"quote-with-stat","image-src-medium-up":"/assets/img/products/standalone/auth/[email protected]","bg-color":"bg-green","quote-text":"Plaid enabled Shift to offer a fully integrated online purchasing experience. The financial aspects of the process are much more seamless","quote-byline":"Jason Wu, Software Engineer at Shift","cta-text":"View case study","cta-link":"/documents/Shift-Case-Study.pdf",trackingId:n.$s.PRICING_SHIFT_CASE_STUDY_LINK,"logo-src-small":{src:"/assets/img/logos/[email protected]",alt:"logo of Shift"},stats:[{data:"60%",text:"60% increase in on-the-spot buyer conversions for non-financing customers, one month after implementation"}]},{type:"single-quote","image-src-medium-up":"/assets/img/products/standalone/transactions/[email protected]","bg-color":"bg-green","quote-headline":"Seamless integration and cost savings","quote-text":"Partnering with Plaid has saved us hundreds of thousands of dollars and saved us limitless amounts of effort versus maintaining our own one-off relationships and integrations.","quote-byline":"Aditi Shekar, Founder of Zeta","cta-text":"View case study","cta-link":"/documents/Zeta-Case-Study.pdf",trackingId:n.$s.PRICING_ZETA_CASE_STUDY_LINK,"logo-src-small":{src:"/assets/img/logos/[email protected]",alt:"Zeta logo"}}]},c=[{title:"Can I use Plaid for free?",content:"Yes, Plaid's free Limited Production service allows you to make up to 200 API calls per product with live data. Limited Production is perfect for testing and learning more about the Plaid API."},{title:"Is Plaid free for consumers?",content:"We donât charge consumers for our services. Rather, we work with our fintech customers to
1securely connect your bank account to the apps you want in seconds."},{title:"How much does Plaid cost? What is the Plaid pricing model?",content:"Each Plaid product has its own pricing structure that is dependent on how the product works. For more details on our pricing models, see <a href='https://plaid.com/docs/account/billing/' data-instrumented=".concat(n.$s.PRICING_FAQ_PLAID_BILLING_LINK,">Plaid Billing</a>.\n <br/><br/>\n Plaid uses three basic pricing models: one-time fee products, subscription fee products, and a per-request fee structure. Auth, Identity, and Income are one-time fee products, meaning you incur a charge only once for each connected account. The cost for one-time fee products is the same no matter how many API calls are made for the connected account.\n <br/><br/>\n For subscription products, every connected account incurs a monthly subscription fee. Other products have a per-request flat fee, meaning they incur a fee for each successful API call.\n <br/><br/>\n For more information on pricing or packages, or to explore pricing details based on volume discounts, contact our <a href='https://plaid.com/contact/' data-instrumented=").concat(n.$s.PRICING_CONTACT_SALES_LINK,">Sales</a> team to learn more. ")},{title:"How do I get billed for products?",content:"Pricing models vary across products. For more complete details on pricing models, see <a href='https://plaid.com/docs/account/billing' data-instrumented=${PRICING_EVENTS.PRICING_FAQ_PLAID_BILLING_LINK}>Plaid Billing</a>."},{title:"What discounts are available?",content:"Volume discounts are provided based on your contract duration and/or the minimum monthly commitment you are willing to make. For details, contact our <a href='https://plaid.com/contact/' data-instrumented=".concat(n.$s.PRICING_FAQ_CONTACT_SALES_LINK,">Sales</a> team.")},{title:"Can I upgrade my plan later?",content:"Yes. At any point in time, you are allowed to upgrade to a plan that suits your needs."},{title:"How does Plaid Pay as you go pricing work?",content:"Pay as you go pricing at Plaid has no spending minimum. Simply sign up for the products you're looking to use in Plaid's production dashboard, and the card provided will be charged for the connected Items (accounts)."},{title:"Does Plaid charge a fee?",content:"Plaid is free for consumers using a Plaid-powered app. Plaid does not charge consumers for using our services.\n <br/><br/>\n For Plaid customers, each product or API endpoint has a specific price structure. Contact our Sales team for information on volume discounts or Get Started today to learn more."}]},32508:function(e,t,a){"use strict";a.r(t),a.d(t,{metaData:function(){return n},pageHeaderData:function(){return i}});var n={metaTitle:"Our finance API products",metaDescription:"From accessing detailed transaction history to account verification, Plaid's suite of APIs enables companies to easily build great financial products."},i={"content-width-classes":"page-header-breakpoint-6 large-5",header:"Our products","header-class":"h1",subheader:"Our suite of APIs enables developers to easily build great financial products.","primary-cta":!0,"primary-cta-text":"Get started","primary-cta-link":"//dashboard.plaid.com/signup","secondary-cta":!0,"secondary-cta-text":"Visit docs","secondary-cta-link":"/docs",video:!0,"video-width":1138.26,"video-height":528,"video-fallback-image":"/assets/img/hero/products-dreambig-hero.png","video-formats":[{url:"/assets/video/products-dreambig-hero.mp4",type:"mp4"},{url:"/assets/video/products-dreambig-hero.webm",type:"webm"}]}},11212:function(e,t,a){"use strict";a.r(t),a.d(t,{test:function(){return n}});var n={data:"test"}},18105:function(e,t,a){"use strict";a.r(t),a.d(t,{descriptionRowCodeData:function(){return u},footerExtensionData:function(){return l},introSectionData:function(){return r},metaData:function(){return i},pageHeaderData:function(){return o},socialProofData:function(){return s},supportingTextData:function(){return c}});var n=a(44529),i={"meta-title":"Lending Guide - Plaid","meta-description":"Streamline and automate your lending process",hasCanonicalTag:!0},o={"flip-horizontal":!0,"image-based":!0,"form-header":!0,header:"Streamline and automate your lending process","header-size":"h2","header-image-vert-center":!0,"img-class":"is-full-size","header-image":"https://images.ctfassets.net/ss5kfr270og3/6Lj4t24NEO3FkNz5dturiw/d4ad18aa1ba3c4d96d5339bd09c8cffb/lending-guide-hero_2x.png?fm=webp&q=70",body:"Plaidâs lending solution drives efficie
1ncies throughout the lending process from pre-qualifications to underwriting to loan servicing. Learn more in our guide for lenders.",formData:{"marketo-key":2008,includeCompany:!0,includePhone:!0,actionText:"Download the guide",marketoFormBtnUrl:"https://go.plaid.com/rs/495-WRE-561/images/Plaid-Lending-White-Paper.pdf"},formType:n.hM.Gated},s={"is-light":!0,header:"Customers using Plaid for lending",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-opploans-black600.png",alt:"OppLoans"},{img:"/assets/img/logos/logo-blend-black600.png",alt:"Blend"},{img:"/assets/img/logos/logo-lendingclub-black600.png",alt:"LendingClub"},{img:"/assets/img/logos/logo-upstart-black600.png",alt:"Upstart"}]},r={"remove-top-padding":!0,"custom-titles":!0,"problem-title":"the Problem","problem-statement":"Lenders must gather a holistic picture of their applicants, but the process of collecting income information, account balances, and asset history creates considerable work for borrowers and lenders.","solution-title":"The Solution","solution-statement":"Plaid provides borrowers with an easy, streamlined loan experience; and lenders with access to bank data to make informed loan decisions."},c={"three-up":!0,"six-up":!0,header1:"Asset verification",text1:"Get a consolidated summary of account balances and transactions as returned by the financial institution",header2:"Income verification",text2:"Identify recurring income streams with transaction data to verify income and employment",header3:"Identity verification",text3:"Confirm a user's identity with what's on file at the bank including name and addressâto reduce fraud",header4:"Loan servicing",text4:"Easily authenticate bank accounts when users set up loan repayments via ACH",header5:"Liabilities data",text5:"Understand a userâs financial obligations including student loan and credit card accounts",header6:"Trusted by Fannie Mae",text6:"Plaid is a certified Day 1 Certainty⢠asset verification report supplier for Fannie Maeâs Desktop Underwriter\xae"},u={"mobile-margin-bottom":!0,title:"Seamless experience",body:"Plaidâs login module for end users is easy to customize and drop into a digital loan application.",stroke:"https://images.ctfassets.net/ss5kfr270og3/6GYfreRVZBtxJ7jIjLFVnd/7234c72fcba49b80795564b6801104e2/homepage-howitworks-brushstroke-right.png?fm=webp&q=70","cta-text":"Read our documentation","cta-url":"/docs","code-lang":"html","code-body":'<form id="link-form-id" method="GET"> </form>\n<script\n src="https://cdn.plaid.com/link/v2/stable/link-initialize.js"\n data-client-name="Your Company\'s Name"\n data-form-id="link-form-id"\n data-key="test_key"\n data-product="assets"\n data-env="sandbox">\n</script>\n'},l={"footer-title":"Ready to get started?","primary-cta-text":"Get started","primary-cta-url":"//dashboard.plaid.com/signup","secondary-cta-text":"Contact Sales","secondary-cta-url":"#contactForm"}},13555:function(e,t,a){"use strict";a.r(t),a.d(t,{introSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},quoteData:function(){return c},socialProofData:function(){return o},supportingText:function(){return r}});var n={"meta-title":"Personal Finances: Get Started - Plaid","meta-description":"Learn how Plaid's suite of products can take your app to the next level",hasCanonicalTag:!0},i={"flip-horizontal":!0,"image-based":!0,"form-header":!0,header:"The future of personal finances starts here","header-size":"h2","header-image-vert-center":!0,"img-class":"is-prominent","header-image":"/assets/img/use-cases/[email protected]",body:"Learn how Plaid's suite of products can take your app to the next level",formData:{"marketo-key":1252,includeCompany:!0,includePhone:!0,actionText:"Learn More"}},o={"is-light":!0,header:"Personal Finance Apps Powered By Plaid",alignment:"center","column-count":4,"full-width":!0,logos:[{img:"/assets/img/logos/logo-dave-black600.png",alt:"Dave"},{img:"/assets/img/logos/logo-drop-black600.png",alt:"Drop"},{img:"/assets/img/logos/logo-qapital-black600.png",alt:"Qapital"},{img:"/assets/img/logos/logo-trim-black600.png",alt:"Trim"}]},s={"remove-top-padding":!0,"custom-titles":!0,"problem-title":"The modern world","problem-statement":"The modern consumer has an overwhelming number of financial accounts: checkings, savings, credit cards, brokerage, retirement, HSAs, student loans, and more...","solution-title":"Simplified by Plaid","solution-statement":"Plaid gives you access to all of these accounts and more. We take care of the data so you can focus on building innovative solutions and products that improve the way that consumers live their financial lives."},r={"three-up":!0,header1:"Categorized transactions",text1:"Clean and categorized transaction data is the key to understanding spending habits and trends",header2:"Account balances",text2:"Verify real-time account balances, and enable in-app balance checks",header3:"Investments and liabilities",text3:"For a complete financial picture, surface insights from investments, student loans, and credit card accounts"},c={quote:"Because of Plaid, we were able to scale quickly without hiring additional engineers, saving us an immense amount of costs and time.","quote-logo":!0,"quote-logo-icon":"/assets/img/logos/[email protected]","logo-alt":"Drop logo",cite:"Daniel Whiffing, Technical Lead at Drop","quote-link":"/customer-stories/drop","quote-link-text":"See the full customer story"}},65927:function(e,t,a){"use strict";a.r(t),a.d(t,{customerAppCollectionData:function(){return c},featureSectionData:function(){return s},metaData:function(){return n},pageHeaderData:function(){return i},showcaseData1:function(){return o},showcaseData2:function(){return r}});var n={layout:null,"meta-title":"What is Plaid?","meta-description":"Plaid makes it easy to securely connect your bank to the apps you want to use. "},i={"content-alignment":"align-center","text-alignment":"text-center","content-width-classes":"page-header-breakpoint-12 large-12","content-width":"half-width",disclaimer:"Plaid lets you connect your financial accounts to apps and services. This is a service provided by Plaid. The connection Plaid provides to your financial account(s) does not imply affiliation with any financial institution.",label:!1,header:"What is Plaid?","header-class":"h3",subheader:"Plaid makes it easy to securely connect your bank to the apps you want to use","primary-cta":!1,"secondary-cta":!1,video:!1,image:!1,"image-width":503,"image-height":502.45,"image-url":"https://images.ctfassets.net/ss5kfr270og3/2vKUWA62YnrqLzV4BsawdF/aef313f711d6afaf739f29e2a4b4b7e4/partners-hero-2x.png?fm=webp&q=70"},o=[{type:"single-image","large-image":!0,"extra-padding":!1,title:"Connecting your bank to your apps",description:"We power thousands of the apps that people rely on to manage their financial lives.",bullets:[{text:"<b>Venmo</b> (peer-to-peer payments)"},{text:"<b>Betterment</b> (automated investing)"},{text:"<b>Chime</b> (online banking)"},{text:"<b>Dave</b> (earned wage access)"},{text:"And thousands more..."}],"bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/63nSHMVtaajrRKe8UdutDI/
1a41ef69cba7731dd3737cbda197d8bee/consumer-brushstroke-yellow-01.png?fm=webp&q=70",images:[{"img-src":"/assets/img/consumers/what-is-plaid/connect-to-apps-illustration.png","alt-text":"Connect your banks to apps","has-shadow":!1}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/customer-stories","text-cta-text":"Meet companies powered by Plaid"},{type:"single-image",reverse:!0,"large-image":!0,"extra-padding":!1,title:"How it works",description:"We connect to 11,000 financial institutions across the United States, Canada, and Europe. With Plaid, connecting your bank account is easy:",bullets:[{text:"<b>Step 1</b> <br> When you sign up with a Plaid-powered app, youâll be able to select your financial institution from a list. Then, enter your login and password."},{text:"<b>Step 2</b> <br> In a matter of seconds, we encrypt the data youâve chosen to share (for instance, your account balance) and securely share it with the app you want to use. We never share your login and password with the app."},{text:"<b>Step 3</b> <br> We work behind the scenes to build a secure, ongoing connection between the app and your bank."}],"bg-color":"white","phone-video":!0,"has-text-cta":!0,"text-cta-url":"https://plaid.com/company","text-cta-text":"Learn more about our company"},{type:"single-image","large-image":!0,"extra-padding":!0,title:"Your data, your choice",description:"With Plaid, youâre in control. You choose whom your data is shared with, for what purpose, and how long. Some of the most common information we help people share includes:",bullets:[{text:"Account and routing number"},{text:"Account balance"},{text:"Transaction history"},{text:"Personal loans and credit cards"},{text:"Investment holdings"},{text:"Identity information (to prevent fraud)"}],"img-brushtroke":"/assets/img/accents/consumer-brushstroke-blue-02.png",images:[{"img-src":"/assets/img/consumers/what-is-plaid/your-data-illustration.png","alt-text":"Your data, your choice","has-shadow":!1}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/overview-privacy","text-cta-text":"Learn about our data practices and policies"}],s={"feature-section-title":[{"header-alignment":"center","title-size":"small","title-alignment":"center",title:"Protecting your data","section-id":"protecting-your-data","desc-alignment":"center",description:"Whenever you use a Plaid-powered app, weâre working behind the scenes to protect your financial information. Our security practices are designed to meet or exceed the industry standards that banks and leading technology companies use. They include:","cta-url":"https://plaid.com/safety","cta-text":"Learn about our security policy"}],"feature-section-items":[{img:"/assets/img/consumers/what-is-plaid/security-encryption-icon.png",title:"End-to-end data encryption","header-class":"h5",content:"The combination of the Advanced Encryption Standard (AES-256) and Transport Layer Security (TLS) help keep your personal information safe end-to-end.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-authentication-icon.png",title:"Strong authentication","header-class":"h5",content:"Plaid protects your data on our systems and requires multi-factor authentication for added security.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/cloud-infrastructure-illustration.png",title:"Cloud infrastructure","header-class":"h5",content:"Plaid uses secure cloud infrastructure technologies to enable you to connect quickly and safely.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-monitoring-icon.png",title:"Robust monitoring","header-class":"h5",content:"The Plaid API and all related components are continuously monitored by our information security team.","no-link":!0},{img:"/assets/img/consumers/what-is-plaid/security-review-icon.png",title:"Third-party security reviews","header-class":"h5",content:"Security researchers and financial institutions regularly audit Plaidâs API and security controls.","no-link":!0}]},r=[{type:"single-image","large-image":!0,"oversized-accent":!0,title:"Youâre in control",description:"Your data belongs to you. That means:",bullets:[{text:"<b>We donât sell your data</b> to any outside companies."},{text:"<b>We donât share your data</b> with anyone without your permission."},{text:"<b>Youâre in control</b> of whom you share your data with and for how long."}],"img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/6uQSt8HiNS6LXnWNjxiV6n/14c619916482d8ce252306af60ae4b6b/consumer-brushstroke-yellow-03.png?fm=webp&q=70",images:[{"img-src":"/assets/img/consumers/what-is-plaid/in-control-illustration.png","alt-text":"Transactions history","has-shadow":!0}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/overview-privacy","text-cta-text":"Learn about our data practices and policies"},{type:"single-image","large-image":!0,"extra-padding":!1,"oversized-accent":!0,reverse:!0,title:"How Plaid makes money",description:"When you connect your financial data to an app or service, they pay Plaid. For example, when you add a bank account to Square Cash, they pay us a fee. <br> <br>
1 Plaid is free for everyone who uses a Plaid-powered app, allowing you to securely connect your bank account to the apps you want in just a few seconds.",images:[{"img-src":"/assets/img/consumers/what-is-plaid/how-plaid-make-money-illustration.png","alt-text":"Transactions history","has-shadow":!0}],"has-text-cta":!0,"text-cta-url":"https://plaid.com/customer-stories","text-cta-text":"Meet companies powered by Plaid"}],c={"app-section-title":[{"title-alignment":"center",title:"Build your financial life","desc-alignment":"center",description:"Your financial data is powerful. It can help you pay down debts, save for retirement, and make progress toward your goals. With Plaid-powered apps, you can:"}],items:[{url:"https://www.acorns.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Acorns logo"},excerpt:"Invest your spare change in the stock market","link-text":"Meet Acorns"},{url:"https://dave.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Dave logo"},excerpt:"Subscribe to a service that will keep you from overdrafting","link-text":"Meet Dave"},{url:"https://www.meettally.com/",cardImage:{src:"/assets/img/logos/card-company-logo-tally.png",alt:"Tally logo"},excerpt:"Consolidate your credit card debt so you never miss a payment","link-text":"Meet Tally"},{url:"https://www.pillar.app/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Pillar logo"},excerpt:"Determine the best strategy to pay back your student loans","link-text":"Meet Pillar"},{url:"https://www.upstart.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"Upstart logo"},excerpt:"Enhance a personal loan application with rent payment data","link-text":"Meet Upstart"},{url:"https://www.youneedabudget.com/",cardImage:{src:"/assets/img/logos/[email protected]",alt:"YNAB logo"},excerpt:"Automatically use your bank transactions to build a budget","link-text":"Meet YNAB"}]}},23236:function(e,t,a){"use strict";a.r(t),a.d(t,{appsData:function(){return r},dataAccessData:function(){return l},featureSectionData:function(){return d},featuresData:function(){return u},footerData:function(){return p},introSectionData:function(){return o},metaData:function(){return n},pageHeaderData:function(){return i},supportingTextData:function(){return s},troubleConnectingData:function(){return c}});var n={"meta-title":"Why is Plaid involved?","meta-description":"Money can be a significant source of stress. Plaid helps people connect their financial accounts to the apps they rely on to manage their money.","exclude-footer":"true"},i={"content-width-classes":"page-header-breakpoint-5 large-5",label:!1,"label-text":null,header:"Why is Plaid involved?","header-class":"h2",subheader:"Some people have asked us how we
1connect their financial accounts to apps like Venmo and Acorns. Canât Venmo just do it? Or my bank?",image:!0,"background-image":"https://images.ctfassets.net/ss5kfr270og3/3I7NCNu0cGA1vNiOMkBs4o/72843e49592ea5c386a05a91f8e5714d/why-plaid-brushstroke-hero.png?fm=webp&q=70","image-url":"https://images.ctfassets.net/ss5kfr270og3/68uVIUE5jbsZsxvJzKCnO3/3e4ab8a03be9fcafde89fa0ec81df6a4/why-is-plaid-involved-hero.png?fm=webp&q=70"},o={classes:"background","custom-titles":!0,"problem-title":"CHALLENGE","problem-statement":"There are more than 12,000 financial institutions in the US, but they structure and manage their data in many different ways.","problem-subtext":"For an app that wants to enable users to connect their financial accounts, building a digital connection to a single financial institution can take a lot of engineering time and expertise. Now imagine doing that thousands of times. For many companies, itâs not feasible.","solution-title":"SOLUTION","solution-statement":"At Plaid, we work around the clock to build and maintain secure connections to more than 12,000 financial institutions globally.","solution-subtext":"Plaid lets you connect your financial accounts to apps and services to help them provide products and services to you. These apps can help you do things like manage your money and make progress toward your financial goals."},s={classes:"background supporting-text--constrained why-plaid__supporting-text-background","three-up":!0,"hide-separators":!0,stat:!0,stat1:">9,000",text1:"Apps and services that are powered by Plaid",stat2:"",text2:"",stat3:">12,000",text3:"Financial institutions that Plaid connects to"},r={classes:"why-plaid__apps",type:"icon-grid","extra-padding":!1,title:"What that means for you",description:"Money is one of the biggest sources of stress in peopleâs lives. By enabling you to quickly and securely connect your financial institutions to your apps, Plaid can help you do the things you want to do.","bg-color":"white","img-brushtroke":"https://images.ctfassets.net/ss5kfr270og3/1po7gQ9Kh17yZnFkbedQlT/637f07ce7d7af7584c5e788a9ef4b33c/brushstrokes-05.png?fm=webp&q=70","icon-grid":[{"img-src":"/assets/img/logos/app-icons/app-icon-varo.png","alt-text":"Varo",name:"Varo",description:"Online bank accounts with no minimum balance.",url:"https://www.varomoney.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-venmo.png","alt-text":"Venmo",name:"Venmo",description:"A digital wallet that lets you make and share payment with friends.",url:"https://venmo.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-acorns.png","alt-text":"Acorns",
1name:"Acorns",description:"Invest spare change and save for retirement.",url:"https://www.acorns.com/"},{"img-src":"/assets/img/logos/app-icons/app-icon-ynab.png","alt-text":"YNAB",name:"YNAB",description:"Stop living paycheck-to-paycheck. You need a budget.",url:"https://www.youneedabudget.com/"}],"has-cta":!1,"has-text-cta":!0,"text-cta-text":"Discover apps powered by Plaid","text-cta-url":"/discover-apps",reverse:!0},c={classes:"showcase--is-trouble-connecting",type:"single-image",title:"Why some connections fail",description:["Sometimes you may not be able to connect your account. The problem could be taking place anywhere along the chain between Plaid and your financial institution.","Our goal is to restore the connection so you can use the apps and services you rely on."],"img-brushtroke":"/assets/img/accents/trouble-connecting-brushstroke.png",images:[{"img-src":"/assets/img/consumers/why-is-plaid-involved/connection-failed.png","alt-text":"Why some connections fail","has-shadow":!1}],"has-cta":!1,"has-text-cta":!0,"text-cta-text":"Trouble connecting?","text-cta-url":"/trouble-connecting"},u={"header-section":!0,"header-subtext":"RESOURCES","header-text":"Take the next step","items-in-columns":!0,"feature-count":"three","feature-content":[{"feature-img":"/assets/img/consumers/how-we-handle-data/how-it-works.png","feature-title":"How it works","feature-body":"Plaid powers the apps in your financial life.","feature-url":"/how-it-works-for-consumers","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/manage-connections.png","feature-title":"Discover apps","feature-body":"Meet a few of the apps that are powered by Plaid.","feature-url":"/discover-apps","feature-link-text":"Learn more","max-width":"features-img--48-width","wider-feature":!0},{"feature-img":"/assets/img/consumers/how-we-handle-data/why-is-plaid-involved.png","feature-title":"Manage connections","feature-body":"See the types of data youâve shared and manage your connections.","feature-url":"https://my.plaid.com","max-width":"features-img--48-width","wider-feature":!0}]},l={classes:"showcase--is-data-access",type:"single-image",title:"Working together to build a better financial system",description:"We believe in a financial system that is more swift, secure, and connected. Weâre committed to working together with financial institutions, appsâand you!âto make it a reality.","img-brushtroke":"/assets/img/accents/data-access-brushstroke.png",images:[{"img-src":"/assets/img/consumers/why-is-plaid-involved/collaboration.png","alt-text":"Why some connections fail","has-shadow":!1}],reverse:!0},d={"allow-bottom-padding-mobile":!0,"feature-section-title":[{title:"Keeping your data secure","title-size":"small",description:"Your security is essential to everything we do. For that reason, our information security practices are designed to meet or exceed industry standards.","medium-column-width":12,"large-column-width":8}],"feature-section-items":[{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Control","header-class":"h5",content:"Youâre in control of which apps you share your data with and for how long.","link-location":"//my.plaid.com","link-text":"Manage connections"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Permission","header-class":"h5",content:"We donât share your data with anyone without your permission.","link-location":"/how-it-works-for-consumers","link-text":"How it works"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Privacy","header-class":"h5",content:"We donât sell or rent your personal information to outside companies.","link-location":"/how-we-handle-data","link-text":"How we handle data"},{img:"/assets/img/consumers/why-is-plaid-involved/[email protected]",title:"Security","header-class":"h5",content:"We protect your data with encryption, strong authentication, and third-party audits.","link-location":"/how-we-handle-data","link-text":"How we handle data"}]},p={"cta-title":"Want to see your app here?","cta-title-wide":!0,"cta-subtitle":"Build with us. Tell us how we
1can help and we'll get in touch shortly.","primary-cta-text":"Contact Us","primary-cta-link":"/contact/","bg-color":"bg-white","hide-secondary-cta":!0}},70703:function(e,t,a){var n={"./404":34932,"./404.js":34932,"./500":11780,"./500.js":11780,"./accounts":25642,"./accounts.js":25642,"./banners":84930,"./banners.js":84930,"./contact":35435,"./contact-thanks":99431,"./contact-thanks.js":99431,"./contact.js":35435,"./countries":60303,"./countries.js":60303,"./developer-policy":27340,"./developer-policy-de":55701,"./developer-policy-de.js":55701,"./developer-policy-es":80238,"./developer-policy-es.js":80238,"./developer-policy-fr":77727,"./developer-policy-fr.js":77727,"./developer-policy.js":27340,"./discover-apps":17844,"./discover-apps.js":17844,"./docs/apex":66293,"./docs/apex.json":66293,"./docs/api-upgrades":16397,"./docs/api-upgrades.json":16397,"./docs/api/2017-03-08":55105,"./docs/api/2017-03-08.json":55105,"./docs/api/2018-05-22":18804,"./docs/api/2018-05-22.json":18804,"./docs/api/main":76541,"./docs/api/main.json":76541,"./docs/faq":95970,"./docs/faq.json":95970,"./docs/legacy/apex-legacy":9350,"./docs/legacy/apex-legacy.json":9350,"./docs/legacy/api-legacy":53471,"./docs/legacy/api-legacy.json":53471,"./docs/legacy/libraries-legacy":72165,"./docs/legacy/libraries-legacy.json":72165,"./docs/legacy/quickstart-legacy":51051,"./docs/legacy/quickstart-legacy.json":51051,"./docs/legacy/stripe-legacy":70894,"./docs/legacy/stripe-legacy.json":70894,"./docs/libraries":7527,"./docs/libraries.json":7527,"./docs/link/android":17262,"./docs/link/android.json":17262,"./docs/link/ios":79163,"./docs/link/ios.json":79163,"./docs/partners-docs":6918,"./docs/partners-docs.json":6918,"./docs/processor":69456,"./docs/processor.json":69456,"./docs/quickstart":90500,"./docs/quickstart.json":90500,"./docs/transition-guide":62974,"./docs/transition-guide.json":62974,"./en-eu/404":12557,"./en-eu/404.js":12557,"./en-eu/500":50547,"./en-eu/500.js":50547,"./en-eu/contact":24787,"./en-eu/contact-thanks":39479,"./en-eu/contact-thanks.js":39479,"./en-eu/contact.js":24787,"./en-eu/developer-policy":50534,"./en-eu/developer-policy.js":50534,"./en-eu/discover-apps":72917,"./en-eu/discover-apps.js":72917,"./en-eu/form":13951,"./en-eu/form.js":13951,"./en-eu/global":79167,"./en-eu/global.js":79167,"./en-eu/how-it-works-for-consumers":47836,"./en-eu/how-it-works-for-consumers.js":47836,"./en-eu/how-we-handle-data":42110,"./en-eu/how-we-handle-data.js":42110,"./en-eu/localized-pages":48432,"./en-eu/localized-pages.js":48432,"./en-eu/navigation/footer":56860,"./en-eu/navigation/footer.ts":56860,"./en-eu/open-banking":68986,"./en-eu/open-banking.js":68986,"./en-eu/pricing":62827,"./en-eu/pricing.js":62827,"./en-eu/products/assets":32901,"./en-eu/products/assets.js":32901,"./en-eu/products/auth":96297,"./en-eu/products/auth.js":96297,"./en-eu/products/balance":54563,"./en-eu/products/balance.js":54563,"./en-eu/products/identity":54855,"./en-eu/products/identity.js":54855,"./en-eu/products/transactions":34712,"./en-eu/products/transactions.js":34712,"./en-eu/test-data":76094,"./en-eu/test-data.js":76094,"./en-eu/use-cases/banking-and-wealth":43900,"./en-eu/use-cases/banking-and-wealth.js":43900,"./en-eu/use-cases/lending":26768,"./en-eu/use-cases/lending.js":26768,"./en-eu/use-cases/personal-finances":93562,"./en-eu/use-cases/personal-finances.js":93562,"./en-eu/what-is-plaid":14966,"./en-eu/what-is-plaid.js":14966,"./en-eu/why-is-plaid-involved":8123,"./en-eu/why-is-plaid-involved.js":8123,"./en-gb/404":25898,"./en-gb/404.js":25898,"./en-gb/500":83841,"./en-gb/500.js":83841,"./en-gb/contact":88009,"./en-gb/contact-thanks":31497,"./en-gb/contact-thanks.js":31497,"./en-gb/contact.js":88009,"./en-gb/developer-policy":84323,"./en-gb/developer-policy.js":84323,"./en-gb/discover-apps":62812,"./en-gb/discover-apps.js":62812,"./en-gb/form":31938,"./en-gb/form.js":31938,"./en-gb/global":15334,"./en-gb/global.js":15334,"./en-gb/how-it-works-for-consumers":6161,"./en-gb/how-it-works-for-consumers.js":6161,"./en-gb/how-we-handle-data":97497,"./en-gb/how-we-handle-data.js":97497,"./en-gb/localized-pages":61582,"./en-gb/localized-pages.js":61582,"./en-gb/navigation/footer":34124,"./en-gb/navigation/footer.ts":34124,"./en-gb/open-banking":80681,"./en-gb/open-banking.js":80681,"./en-gb/pricing":22734,"./en-gb/pricing.js":22734,"./en-gb/products/assets":42826,"./en-gb/products/assets.js":42826,"./en-gb/products/auth":4817,"./en-gb/products/auth.js":4817,"./en-gb/products/balance":60414,"./en-gb/products/balance.js":60414,"./en-gb/products/identity":50307,"./en-gb/products/identity.js":50307,"./en-gb/products/investments":13002,"./en-gb/products/investments.js":13002,"./en-gb/products/payment-initiation":14072,"./en-gb/products/payment-initiation.js":14072,"./en-gb/products/payouts":67567,"./en-gb/products/payouts.js":67567,"./en-gb/products/transactions":74956,"./en-gb/products/transactions.js":74956,"./en-gb/solutions/account-funding":15590,"./en-gb/solutions/account-funding.js":15590,"./en-gb/test-data":49325,"./en-gb/test-data.js":49325,"./en-gb/use-cases/banking-and-wealth":75104,"./en-gb/use-cases/banking-and-wealth.js":75104,"./en-gb/use-cases/payments":40614,"./en-gb/use-cases/payments.js":40614,"./en-gb/use-cases/personal-finances":11787,"./en-gb/use-cases/personal-finances.js":11787,"./en-gb/what-is-plaid":86435,"./en-gb/what-is-plaid.js":86435,"./en-gb/why-is-plaid-involved":85350,"./en-gb/why-is-plaid-involved.js":85350,"./form":68133,"./form.js":68133,"./formLocales":21741,"./formLocales.js":21741,"./global":42813,"./global.js":42813,"./how-it-works-for-consumers":66135,"./how-it-works-for-consumers.js":66135,"./how-we-handle-data":3002,"./how-we-handle-data.js":3002,"./institutions/institution_data":78855,"./institutions/institution_data.json":78855,"./institutions/institutions-static-data":4059,"./institutions/institutions-static-data.js":4059,"./interactive-data":26553,"./interactive-data.js":26553,"./landing-pages/banking":27700,"./landing-pages/banking.js":27700,"./landing-pages/fallback-auth":63112,"./landing-pages/fallback-auth.js":63112,"./legal":19219,"./legal.js":19219,"./legal/cra-service-center-forms/cra-assistance-for-survivors-translations":43849,"./legal/cra-service-center-forms/cra-assistance-for-survivors-translations.tsx":43849,"./legal/cra-service-center-forms/cra-default-translations":50927,"./legal/cra-service-center-forms/cra-default-translations.ts":50927,"./legal/cra-service-center-forms/cra-dispute-form-translations":75543,"./legal/cra-service-center-forms/cra-dispute-form-translations.ts":75543,"./legal/cra-service-center-forms/cra-form-translations":14443,"./legal/cra-service-center-forms/cra-form-translations.ts":14443,"./legal/cra-service-center-forms/cra-other-questions-form-translations":52273,"./legal/cra-service-center-forms/cra-other-questions-form-translations.ts":52273,"./legal/cra-service-center-forms/cra-place-fraud-alert-form-translations":52794,"./legal/cra-service-center-forms/cra-place-fraud-alert-form-translations.tsx":52794,"./legal/cra-service-center-forms/cra-place-security-freeze-form-translations":93554,"./legal/cra-service-center-forms/cra-place-security-freeze-form-translations.ts":93554,"./legal/cra-service-center-forms/cra-prescreen-opt-out-form-translations":57231,"./legal/cra-service-center-forms/cra-prescreen-opt-out-form-translations.ts":57231,"./legal/cra-service-center-forms/cra-remove-fraud-alert-form-translations":84516,"./legal/cra-service-center-forms/cra-remove-fraud-alert-form-translations.tsx":84516,"./legal/cra-service-center-forms/cra-remove-security-freeze-form-translations":45677,"./legal/cra-service-center-forms/cra-remove-security-freeze-form-translations.ts":45677,"./legal/cra-service-center-forms/cra-report-fraud-form-translations":28816,"./legal/cra-service-center-forms/cra-report-fraud-form-translations.ts":28816,"./legal/cra-service-center-forms/cra-request-file-form-translations":26591,"./legal/cra-service-center-forms/cra-request-file-form-translations.ts":26591,"./legal/cra-service-center-forms/cra-revoke-access-form-translations":45470,"./legal/cra-service-center-forms/cra-revoke-access-form-translations.tsx":45470,"./legal/cra-service-center-forms/cra-security-freeze-forgot-pin-translation":96455,"./legal/cra-service-center-forms/cra-security-freeze-forgot-pin-translation.ts":96455,"./legal/dpr-form-translations":61039,"./legal/dpr-form-translations-v2":59506,"./legal/dpr-form-translations-v2.ts":59506,"./legal/dpr-form-translations.js":61039,"./legal/end-user-privacy-policy-es":3030,"./legal/end-user-privacy-policy-es.json":3030,"./legal/end-user-privacy-policy-fr":53582,"./legal/end-user-privacy-policy-fr.json":53582,"./legal/ios-about":18642,"./legal/ios-about-en":59771,"./legal/ios-about-en.json":59771,"./legal/ios-about-es":96655,"./legal/ios-about-es.json":96655,"./legal/ios-about-fr":28233,"./legal/ios-about-fr.json":28233,"./legal/ios-about.json":18642,"./legal/ios-eu-consent":76599,"./legal/ios-eu-consent-en":72600,"./legal/ios-eu-consent-en.json":72600,"./legal/ios-eu-consent-es":12255,"./legal/ios-eu-consent-es.json":12255,"./legal/ios-eu-consent-fr":33062,"./legal/ios-eu-consent-fr.json":33062,"./legal/ios-eu-consent.json":76599,"./navigation/footer":78394,"./navigation/footer.ts":78394,"./open-banking":7106,"./open-banking.js":7106,"./partnerContact":21630,"./partnerContact.js":21630,"./press":83957,"./press.json":83957,"./pricing":36595,"./pricing.js":36595,"./product-features":90209,"./product-features.json":90209,"./products":32508,"./products.js":32508,"./products/assets":85302,"./products/assets.js":85302,"./products/auth":26945,"./products/auth.js":26945,"./products/balance":92617,"./products/balance.js":92617,"./products/identity":45202,"./products/identity.js":45202,"./products/investments":14155,"./products/investments.js":14155,"./products/liabilities":41869,"./products/liabilities.js":41869,"./products/transactions":43346,"./products/transactions.js":43346,"./states":42092,"./states.js":42092,"./static-data":29231,"./static-data.js":29231,"./test-data":11212,"./test-data.js":11212,"./use-cases/lending/lending-guide":18105,"./use-cases/lending/lending-guide.js":18105,"./use-cases/personal-finance/pfm-get-started":13555,"./use-cases/personal-finance/pfm-get-started.js":13555,"./what-is-plaid":65927,"./what-is-plaid.js":65927,"./why-is-plaid-involved":23236,"./why-is-plaid-involved.js":23236};function i(e){return a(o(e))}function o(e){if(!a.o(n,e)){var t=Error("Cannot find module '"+e+"'");throw t.code="MODULE_NOT_FOUND",t}return n[e]}i.keys=function(){return Object.keys(n)},i.resolve=o,e.exports=i,i.id=70703},66293:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Introduction","id":"introduction","icon":"arrow-right-caret","alt":"Overview Icon"},{"title":"Getting Started","id":"getting-started","icon":"arrow-right-caret","alt":"list Icon"},{"title":"Instructions","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Step 1: Set up your Plaid and Apex accounts","subnav-item-location-1":"step1","subnav-item-2":"Step 2: Get your public_key","subnav-item-location-2":"step2","subnav-item-3":"Step 3: Integrate with Plaid Link","subnav-item-location-3":"step3","subnav-item-4":"Step 4: Write server-side handler","subnav-item-location-4":"step4","subnav-item-5":"Step 5: Test with sandbox credentials","subnav-item-location-5":"step5","subnav-item-6":"Step 6: Get ready for production","subnav-item-location-6":"step6"}
1,{"title":"Support and questions","id":"support","icon":"arrow-right-caret","alt":"list Icon"}]}')},16397:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Versioning","id":"versioning","icon":"sidebar-info-icon","alt":"Overview Icon","has-subnav":false},{"title":"Version changelog","icon":"sidebar-list-icon","alt":"list Icon","has-subnav":true,"subnav-item-1":"2019-05-29","subnav-item-location-1":"date-2019-05-29","subnav-item-2":"2018-05-22","subnav-item-location-2":"date-2018-05-22","subnav-item-3":"2017-03-08","subnav-item-location-3":"date-2017-03-08"}]}')},55105:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"sidebar-view-icon","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction","subnav-item-2":"Glossary","subnav-item-location-2":"glossary","subnav-item-3":"API keys and access","subnav-item-location-3":"api-keys-and-access","subnav-item-4":"API protocols","subnav-item-location-4":"api-protocols","subnav-item-5":"API host","subnav-item-location-5":"api-host","subnav-item-6":"Endpoints","subnav-item-location-6":"endpoints","subnav-item-8":"Breaking changes","subnav-item-location-8":"breaking-changes","subnav-item-9":"Storing Plaid API identifiers","subnav-item-location-9":"storing-plaid-api-identifiers"},{"title":"Creating Items","icon":"sidebar-user-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Integrating with Link","subnav-item-location-1":"integrating-with-link","subnav-item-2":"Parameter reference","subnav-item-location-2":"parameter-reference","subnav-item-3":"onSuccess callback","subnav-item-location-3":"onsuccess-callback","subnav-item-4":"onExit callback","subnav-item-location-4":"onexit-callback","subnav-item-5":"onEvent callback","subnav-item-location-5":"onevent-callback","subnav-item-6":"open() function","subnav-item-location-6":"open-function","subnav-item-7":"exit() function","subnav-item-location-7":"exit-function","subnav-item-8":"Exchange Token flow","subnav-item-location-8":"exchange-token-flow","subnav-item-9":"Creating Public Tokens","subnav-item-location-9":"creating-public-tokens","subnav-item-10":"Updating Items via Link","subnav-item-location-10":"updating-items-via-link","subnav-item-11":"iOS bindings","subnav-item-location-11":"ios-bindings","subnav-item-12":"WebView integration","subnav-item-location-12":"webview-integration","subnav-item-13":"Browser support","subnav-item-location-13":"browser-support"},{"title":"Products","icon":"sidebar-layers-icon","alt":"Folders Icon","has-subnav":true,"subnav-item-1":"Auth","subnav-item-location-1":"auth","subnav-item-2":"Transactions","subnav-item-location-2":"transactions","subnav-item-3":"Balance","subnav-item-location-3":"balance","subnav-item-4":"Identity","subnav-item-location-4":"identity","subnav-item-5":"Assets","subnav-item-location-5":"assets"},{"title":"Item Management","icon":"sidebar-users-icon","alt":"Users Icon","has-subnav":true,"subnav-item-1":"Accounts","subnav-item-location-1":"accounts","subnav-item-2":"Retrieve Item","subnav-item-location-2":"retrieve-item","subnav-item-3":"Update webhook","subnav-item-location-3":"update-webhook","subnav-item-4":"Rotate Access Token","subnav-item-location-4":"rotate-access-token","subnav-item-5":"Remove an Item","subnav-item-location-5":"remove-an-item"},{"title":"Errors","icon":"sidebar-alert-icon","alt":"Alert Icon","has-subnav":true,"subnav-item-1":"Errors overview","subnav-item-location-1":"errors-overview","subnav-item-2":"Invalid request errors","subnav-item-location-2":"invalid-request-errors","subnav-item-3":"Invalid input errors","subnav-item-location-3":"invalid-input-errors","subnav-item-4":"Rate limit exceeded errors","subnav-item-location-4":"rate-limit-exceeded-errors","subnav-item-5":"API errors","subnav-item-location-5":"api-errors","subnav-item-6":"Item errors","subnav-item-location-6":"item-errors","subnav-item-8":"Institution errors","subnav-item-location-8":"institution-errors"},{"title":"Webhooks","icon":"sidebar-globe-icon","alt":"Round Earth Icon","has-subnav":true,"subnav-item-1":"Transactions webhooks","subnav-item-location-1":"transactions-webhooks","subnav-item-2":"Item webhooks","subnav-item-location-2":"item-webhooks","subnav-item-3":"Assets webhooks","subnav-item-location-3":"assets-webhooks","subnav-item-4":null,"subnav-item-location-4":null,"subnav-item-5":null,"subnav-item-location-5":null},{"title":"Institutions","icon":"sidebar-buildings-icon","alt":"Buildings Icon","has-subnav":true,"subnav-item-1":"Institution overview","subnav-item-location-1":"institution-overview","subnav-item-2":"Institution Search","subnav-item-location-2":"institution-search","subnav-item-3":"All Institutions","subnav-item-location-3":"all-institutions","subnav-item-4":"Institutions by ID","subnav-item-location-4":"institutions-by-id"},{"title":"Categories","icon":"sidebar-folder-icon","alt":"Folder Icon","has-subnav":true,"subnav-item-1":"Category overview","subnav-item-location-1":"category-overview"},{"title":"Sandbox","icon":"sidebar-inbox-icon","alt":"Mail Icon","has-subnav":true,"subnav-item-1":"Using Link in the Sandbox","subnav-item-location-1":"using-link-in-the-sandbox","subnav-item-2":"Sandbox institutions","subnav-item-location-2":"sandbox-institutions","subnav-item-3":"Creating Items in the Sandbox","subnav-item-location-3":"creating-items-in-the-sandbox","subnav-item-4":"Managing Item states","subnav-item-location-4":"managing-item-states"}]}')},18804:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"sidebar-view-icon","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction","subnav-item-2":"Glossary","subnav-item-location-2":"glossary","subnav-item-3":"API keys and access","
1subnav-item-location-3":"api-keys-and-access","subnav-item-4":"API protocols","subnav-item-location-4":"api-protocols","subnav-item-5":"API host","subnav-item-location-5":"api-host","subnav-item-6":"Endpoints","subnav-item-location-6":"endpoints","subnav-item-7":"Versioning","subnav-item-location-7":"versioning","subnav-item-8":"Breaking changes","subnav-item-location-8":"breaking-changes","subnav-item-9":"Storing Plaid API identifiers","subnav-item-location-9":"storing-plaid-api-identifiers","subnav-item-10":"Status","subnav-item-location-10":"status"},{"title":"Creating Items","icon":"sidebar-user-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Integrating with Link","subnav-item-location-1":"integrating-with-link","subnav-item-2":"Parameter reference","subnav-item-location-2":"parameter-reference","subnav-item-3":"onSuccess callback","subnav-item-location-3":"onsuccess-callback","subnav-item-4":"onExit callback","subnav-item-location-4":"onexit-callback","subnav-item-5":"onEvent callback","subnav-item-location-5":"onevent-callback","subnav-item-6":"open() function","subnav-item-location-6":"open-function","subnav-item-7":"exit() function","subnav-item-location-7":"exit-function","subnav-item-8":"Exchange Token flow","subnav-item-location-8":"exchange-token-flow","subnav-item-9":"Creating Public Tokens","subnav-item-location-9":"creating-public-tokens","subnav-item-10":"Updating Items via Link","subnav-item-location-10":"updating-items-via-link","subnav-item-11":"iOS bindings","subnav-item-location-11":"ios-bindings","subnav-item-12":"WebView integration","subnav-item-location-12":"webview-integration","subnav-item-13":"Browser & Platform support","subnav-item-location-13":"browser-support"},{"title":"Products","icon":"sidebar-layers-icon","alt":"Folders Icon","has-subnav":true,"subnav-item-1":"Auth","subnav-item-location-1":"auth","subnav-item-2":"Transactions","subnav-item-location-2":"transactions","subnav-item-3":"Balance","subnav-item-location-3":"balance","subnav-item-4":"Identity","subnav-item-location-4":"identity","subnav-item-5":"Assets","subnav-item-location-5":"assets"},{"title":"Item Management","icon":"sidebar-users-icon","alt":"Users Icon","has-subnav":true,"subnav-item-1":"Accounts","subnav-item-location-1":"accounts","subnav-item-2":"Retrieve Item","subnav-item-location-2":"retrieve-item","subnav-item-3":"Update webhook","subnav-item-location-3":"update-webhook","subnav-item-4":"Rotate Access Token","subnav-item-location-4":"rotate-access-token","subnav-item-5":"Remove an Item","subnav-item-location-5":"remove-an-item","subnav-item-6":"Item status","subnav-item-location-6":"item-status"},{"title":"Errors","icon":"sidebar-alert-icon","alt":"Alert Icon","has-subnav":true,"subnav-item-1":"Errors overview","subnav-item-location-1":"errors-overview","subnav-item-2":"Invalid request errors","subnav-item-location-2":"invalid-request-errors","subnav-item-3":"Invalid input errors","subnav-item-location-3":"invalid-input-errors","subnav-item-4":"Rate limit exceeded errors","subnav-item-location-4":"rate-limit-exceeded-errors","subnav-item-5":"API errors","subnav-item-location-5":"api-errors","subnav-item-6":"Item errors","subnav-item-location-6":"item-errors","subnav-item-7":"Auth errors","subnav-item-location-7":"auth-errors","subnav-item-8":"Asset Report errors and warnings","subnav-item-location-8":"asset-report-errors-and-warnings","subnav-item-9":"Institution errors","subnav-item-location-9":"institution-errors"},{"title":"Webhooks","icon":"sidebar-globe-icon","alt":"Round Earth Icon","has-subnav":true,"subnav-item-1":"Auth webhooks","subnav-item-location-1":"auth-webhooks","subnav-item-2":"Transactions webhooks","subnav-item-location-2":"transactions-webhooks","subnav-item-3":"Item webhooks","subnav-item-location-3":"item-webhooks","subnav-item-4":"Assets webhooks","subnav-item-location-4":"assets-webhooks"},{"title":"Institutions","icon":"sidebar-buildings-icon","alt":"Buildings Icon","has-subnav":true,"subnav-item-1":"Institution overview","subnav-item-location-1":"institution-overview","subnav-item-2":"Institution Search","subnav-item-location-2":"institution-search","subnav-item-3":"All Institutions","subnav-item-location-3":"all-institutions","subnav-item-4":"Institutions by ID","subnav-item-location-4":"institutions-by-id","subnav-item-5":"Institution status","subnav-item-location-5":"institution-status"},{"title":"Categories","icon":"sidebar-folder-icon","alt":"Folder Icon","has-subnav":true,"subnav-item-1":"Category overview","subnav-item-location-1":"category-overview"},{"title":"Sandbox","icon":"sidebar-inbox-icon","alt":"Mail Icon","has-subnav":true,"subnav-item-1":"Using Link in the Sandbox","subnav-item-location-1":"using-link-in-the-sandbox","subnav-item-2":"Sandbox institutions","subnav-item-location-2":"sandbox-institutions","subnav-item-3":"Creating Items in the Sandbox","subnav-item-location-3":"creating-items-in-the-sandbox","subnav-item-4":"Managing Item states","subnav-item-location-4":"managing-item-states","subnav-item-5":"Firing webhooks","subnav-item-location-5":"firing-webhooks"}]}')},76541:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"sidebar-view-icon","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction","subnav-item-2":"Glossary","subnav-item-location-2":"glossary","subnav-item-3":"API keys and access","
1subnav-item-location-3":"api-keys-and-access","subnav-item-4":"API protocols","subnav-item-location-4":"api-protocols","subnav-item-5":"API host","subnav-item-location-5":"api-host","subnav-item-6":"Endpoints","subnav-item-location-6":"endpoints","subnav-item-7":"Versioning","subnav-item-location-7":"versioning","subnav-item-8":"Breaking changes","subnav-item-location-8":"breaking-changes","subnav-item-9":"Storing Plaid API identifiers","subnav-item-location-9":"storing-plaid-api-identifiers","subnav-item-10":"Status","subnav-item-location-10":"status"},{"title":"Creating Items","icon":"sidebar-user-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Integrating with Link","subnav-item-location-1":"integrating-with-link","subnav-item-2":"Parameter reference","subnav-item-location-2":"parameter-reference","subnav-item-3":"onSuccess callback","subnav-item-location-3":"onsuccess-callback","subnav-item-4":"onExit callback","subnav-item-location-4":"onexit-callback","subnav-item-5":"onEvent callback","subnav-item-location-5":"onevent-callback","subnav-item-6":"open() function","subnav-item-location-6":"open-function","subnav-item-7":"exit() function","subnav-item-location-7":"exit-function","subnav-item-8":"destroy() function","subnav-item-location-8":"destroy-function","subnav-item-9":"Exchange Token flow","subnav-item-location-9":"exchange-token-flow","subnav-item-10":"Creating Public Tokens","subnav-item-location-10":"creating-public-tokens","subnav-item-11":"Updating Items via Link","subnav-item-location-11":"updating-items-via-link","subnav-item-12":"iOS bindings","subnav-item-location-12":"ios-bindings","subnav-item-13":"WebView integration","subnav-item-location-13":"webview-integration","subnav-item-14":"OAuth Requirements","subnav-item-location-14":"oauth","subnav-item-15":"Browser & Platform support","subnav-item-location-15":"browser-support"},{"title":"Products","icon":"sidebar-layers-icon","alt":"Folders Icon","has-subnav":true,"subnav-item-1":"Auth","subnav-item-location-1":"auth","subnav-item-2":"Transactions","subnav-item-location-2":"transactions","subnav-item-3":"Balance","subnav-item-location-3":"balance","subnav-item-4":"Identity","subnav-item-location-4":"identity","subnav-item-5":"Assets","subnav-item-location-5":"assets","subnav-item-6":"Investments","subnav-item-location-6":"investments","subnav-item-7":"Liabilities","subnav-item-location-7":"liabilities","subnav-item-8":"Payment Initiation (UK and Europe)","subnav-item-location-8":"payment-initiation"},{"title":"Item Management","icon":"sidebar-users-icon","alt":"Users Icon","has-subnav":true,"subnav-item-1":"Accounts","subnav-item-location-1":"accounts","subnav-item-2":"Retrieve Item","subnav-item-location-2":"retrieve-item","subnav-item-3":"Update webhook","subnav-item-location-3":"update-webhook","subnav-item-4":"Rotate Access Token","subnav-item-location-4":"rotate-access-token","subnav-item-5":"Remove an Item","subnav-item-location-5":"remove-an-item","subnav-item-6":"Item status","subnav-item-location-6":"item-status"},{"title":"Errors","icon":"sidebar-alert-icon","alt":"Alert Icon","has-subnav":true,"subnav-item-1":"Errors overview","subnav-item-location-1":"errors-overview","subnav-item-2":"Invalid request errors","subnav-item-location-2":"invalid-request-errors","subnav-item-3":"Invalid input errors","subnav-item-location-3":"invalid-input-errors","subnav-item-4":"Rate limit exceeded errors","subnav-item-location-4":"rate-limit-exceeded-errors","subnav-item-5":"API errors","subnav-item-location-5":"api-errors","subnav-item-6":"Item errors","subnav-item-location-6":"item-errors","subnav-item-7":"Auth errors","subnav-item-location-7":"auth-errors","subnav-item-8":"Asset Report errors and warnings","subnav-item-location-8":"asset-report-errors-and-warnings","subnav-item-9":"Institution errors","subnav-item-location-9":"institution-errors"},{"title":"Webhooks","icon":"sidebar-globe-icon","alt":"Round Earth Icon","has-subnav":true,"subnav-item-1":"Auth webhooks","subnav-item-location-1":"auth-webhooks","subnav-item-2":"Transactions webhooks","subnav-item-location-2":"transactions-webhooks","subnav-item-3":"Item webhooks","subnav-item-location-3":"item-webhooks","subnav-item-4":"Assets webhooks","subnav-item-location-4":"assets-webhooks","subnav-item-5":"Investments webhooks","subnav-item-location-5":"investments-webhooks","subnav-item-6":"Payment Initiation webhooks","subnav-item-location-6":"payment-initiation-webhooks","subnav-item-7":"Webhook verification","subnav-item-location-7":"webhook-verification"},{"title":"Institutions","icon":"sidebar-buildings-icon","alt":"Buildings Icon","has-subnav":true,"subnav-item-1":"Institution overview","subnav-item-location-1":"institution-overview","subnav-item-2":"Institution Search","subnav-item-location-2":"institution-search","subnav-item-3":"All Institutions","subnav-item-location-3":"all-institutions","subnav-item-4":"Institutions by ID","subnav-item-location-4":"institutions-by-id","subnav-item-5":"Institution status","subnav-item-location-5":"institution-status"},{"title":"Categories","icon":"sidebar-folder-icon","alt":"Folder Icon","has-subnav":true,"subnav-item-1":"Category overview","subnav-item-location-1":"category-overview"},{"title":"Sandbox","icon":"sidebar-inbox-icon","alt":"Mail Icon","has-subnav":true,"subnav-item-1":"Creating Items in the Sandbox","subnav-item-location-1":"creating-items-in-the-sandbox","subnav-item-2":"Test credentials: user_custom","subnav-item-location-2":"custom-sandbox","subnav-item-3":"Test credentials: user_good","subnav-item-location-3":"test-credentials","subnav-item-4":"Integration tests","subnav-item-location-4":"integration-tests","subnav-item-5":"Managing Item states","subnav-item-location-5":"managing-item-states","subnav-item-6":"Firing webhooks","subnav-item-location-6":"firing-webhooks"}]}')},95970:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"access_token and item FAQ","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008413793-Access-token-and-Item-FAQ","alt":"Overview Icon"},{"title":"Rate Limits","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008272094-Rate-Limits","alt":"list Icon"},{"title":"Institution coverage","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008272074-Institution-coverage","alt":"Overview Icon"},{"title":"Product overviews","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008271994-Product-overviews","alt":"Overview Icon"},{"title":"login_only overview","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008413713-Login-only-overview","alt":"list Icon"},{"title":"Account_id Overview","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008271954-Account-id-overview","alt":"Overview Icon"},{"title":"Request ID Overview","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008271934-Request-ID-overview","alt":"list Icon"},{"title":"Institution-wide issues","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008271914-Institution-wide-issues","alt":"list Icon"},{"title":"Issues with accounts or transactions","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008271894-Issues-with-accounts-or-transactions","alt":"Overview Icon"},{"title":"Sandbox Limitations","icon":"arrow-right-caret","link":"https://support.plaid.com/hc/en-us/articles/360008271874-Sandbox-limitations","alt":"list Icon"}]}')},9350:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Introduction","id":"introduction","icon":"arrow-right-caret","alt":"Overview Icon"},{"title":"Getting Started","id":"getting-started","icon":"arrow-right-caret","alt":"list Icon"},{"title":"Instructions","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Step 1: Set up your Plaid and Apex accounts","subnav-item-location-1":"step1","subnav-item-2":"Step 2: Get your public_key","subnav-item-location-2":"step2","subnav-item-3":"Step 3: Integrate with Plaid Link","subnav-item-location-3":"step3","subnav-item-4":"Step 4: Write server-side handler","subnav-item-location-4":"step4","subnav-item-5":"Step 5: Test with sandbox credentials","subnav-item-location-5":"step5","subnav-item-6":"Step 6: Get ready for production","subnav-item-location-6":"step6"}
1,{"title":"Support and questions","id":"support","icon":"arrow-right-caret","alt":"list Icon"}]}')},53471:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction","subnav-item-2":"Gaining Access","subnav-item-location-2":"gaining-access","subnav-item-3":"Sandbox","subnav-item-location-3":"sandbox","subnav-item-4":"Response codes","subnav-item-location-4":"response-codes","subnav-item-5":"Storing API Response data","subnav-item-location-5":"storing-api-response-data"},{"title":"Connect","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Data Overview","subnav-item-location-1":"data-overview","subnav-item-2":"User Flow","subnav-item-location-2":"user-flow","subnav-item-3":"Add Connect User","subnav-item-location-3":"add-connect-user","subnav-item-4":"Webhook","subnav-item-location-4":"webhook","subnav-item-5":"Single Request Data","subnav-item-location-5":"single-request-data","subnav-item-6":"Connect MFA","subnav-item-location-6":"connect-mfa","subnav-item-7":"Get Transactions","subnav-item-location-7":"get-transactions","subnav-item-8":"Update Connect User","subnav-item-location-8":"update-connect-user","subnav-item-9":"Delete Connect User","subnav-item-location-9":"delete-connect-user"},{"title":"Auth","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Auth Overview","subnav-item-location-1":"auth-overview","subnav-item-2":"Add Auth User","subnav-item-location-2":"add-auth-user","subnav-item-3":"Auth MFA","subnav-item-location-3":"auth-mfa","subnav-item-4":"Get Auth Data","subnav-item-location-4":"get-auth-data","subnav-item-5":"Update Auth User","subnav-item-location-5":"update-auth-user","subnav-item-6":"Delete Auth User","subnav-item-location-6":"delete-auth-user"},{"title":"Info","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Info Overview","subnav-item-location-1":"info-overview","subnav-item-2":"Add Info User","subnav-item-location-2":"add-info-user","subnav-item-3":"Info MFA","subnav-item-location-3":"info-mfa","subnav-item-4":"Get Info Data","subnav-item-location-4":"get-info-data","subnav-item-5":"Update Info User","subnav-item-location-5":"update-info-user","subnav-item-6":"Delete Info User","subnav-item-location-6":"delete-info-user"},{"title":"Balance","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Get Balance","subnav-item-location-1":"get-balance"},{"title":"Upgrade","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Upgrade User","subnav-item-location-1":"upgrade-user"},{"title":"Institutions","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Institution Overview","subnav-item-location-1":"institution-overview","subnav-item-2":"Institution Search","subnav-item-location-2":"institution-search","subnav-item-3":"All Institutions","subnav-item-location-3":"all-institutions","subnav-item-4":"Institutions by ID","subnav-item-location-4":"institutions-by-id"},{"title":"Categories","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Category Overview","subnav-item-location-1":"categories-overview","subnav-item-2":"All Categories","subnav-item-location-2":"all-categories","subnav-item-3":"Categories by ID","subnav-item-location-3":"categories-by-id"}]}')},72165:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Introduction","id":"introduction","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false},{"title":"Official libraries","id":"official-libraries","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false},{"title":"Community libraries","id":"community-libraries","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false},{"title":"Community resources","id":"community-resources","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false}]}')},51051:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Introduction","id":"introduction","icon":"arrow-right-caret","alt":"list Icon","has-subnav":false},{"title":"Glossary","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"The public_key","subnav-item-location-1":"public_key","subnav-item-2":"The public_token","subnav-item-location-2":"public_token"},{"title":"Getting Started","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Step 1: Get your public_key","subnav-item-location-1":"step1","subnav-item-2":"Step 2: Simple integration","subnav-item-location-2":"step2","subnav-item-3":"Step 3: Custom integration","subnav-item-location-3":"step3","subnav-item-4":"Step 4: Write server-side handler","subnav-item-location-4":"step4","subnav-item-5":"Step 5: Test with sandbox credentials","subnav-item-location-5":"step5"},{"title":"Updating existing accounts","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Test update mode with sandbox tokens","
1subnav-item-location-1":"test-update-mode-with-sandbox-tokens"},{"title":"Reference","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"/exchange_token Endpoint","subnav-item-location-1":"-exchange_token-endpoint","subnav-item-2":"Simple integration","subnav-item-location-2":"simple-integration","subnav-item-3":"Custom integration","subnav-item-location-3":"custom-integration","subnav-item-4":"onSuccess callback","subnav-item-location-4":"onsuccess-callback","subnav-item-5":"onExit callback","subnav-item-location-5":"onexit-callback","subnav-item-6":"exit() function","subnav-item-location-6":"exit-function"},{"title":"Security","id":"security","icon":"arrow-right-caret","alt":"list Icon","has-subnav":false},{"title":"Browser support","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Desktop","subnav-item-location-1":"desktop","subnav-item-2":"Mobile","subnav-item-location-2":"mobile"},{"title":"Webview integration","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Communication between Link and your app","subnav-item-location-1":"communication-between-link-and-your-app","subnav-item-2":"WebView examples","subnav-item-location-2":"webview-examples"},{"title":"Expansion","id":"expansion","icon":"arrow-right-caret","alt":"list Icon","has-subnav":false},{"title":"Support and questions","id":"support-and-questions","icon":"arrow-right-caret","alt":"list Icon","has-subnav":false},{"title":"Examples","id":"examples","icon":"arrow-right-caret","alt":"list Icon","has-subnav":false}]}')},70894:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Introduction","id":"introduction","icon":"arrow-right-caret","alt":"Overview Icon"},{"title":"Getting Started","id":"getting-started","icon":"arrow-right-caret","alt":"list Icon"},{"title":"Instructions","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Step 1: Set up your Plaid and Stripe accounts","subnav-item-location-1":"step1","subnav-item-2":"Step 2: Get your public_key","subnav-item-location-2":"step2","subnav-item-3":"Step 3: Integrate with Plaid Link","subnav-item-location-3":"step3","subnav-item-4":"Step 4: Write server-side handler","subnav-item-location-4":"step4","subnav-item-5":"Step 5: Test with sandbox credentials","subnav-item-location-5":"step5","subnav-item-6":"Step 6: Get ready for production","subnav-item-location-6":"step6"},{"title":"Support and questions","id":"support-and-questions","icon":"arrow-right-caret","alt":"list Icon"}]}')},7527:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"API libraries","id":"api-libraries","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false},{"title":"Link Client libraries","id":"link-client-libraries","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false},{"title":"Quickstart & Example apps","id":"example-applications","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false},{"title":"Community libraries","id":"community-libraries","icon":"arrow-right-caret","alt":"Arrow Icon","has-subnav":false}]}')},17262:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction","subnav-item-2":"Requirements","subnav-item-location-2":"requirements"},{"title":"Getting set up","icon":"arrow-right-caret","alt":"Getting set up","has-subnav":true,"subnav-item-1":"Update your project plugins","subnav-item-location-1":"update-project-plugins","subnav-item-2":"Add the PlaidLink SDK","subnav-item-location-2":"add-plaidlink-sdk","subnav-item-3":"Edit your app manifest","subnav-item-location-3":"edit-app-manifest","subnav-item-4":"Register your app ID","subnav-item-location-4":"register-app-id"},{"title":"Integrating with Link","icon":"arrow-right-caret","alt":"Integrating with Link","has-subnav":true,"subnav-item-1":"Intialize PlaidLink instance","subnav-item-location-1":"initialize-plaidlink-instance","subnav-item-2":"Configure and open Link","subnav-item-location-2":"configure-open-link","subnav-item-3":"Handle Link responses","subnav-item-location-3":"handle-link-responses","subnav-item-4":"Exchange token","subnav-item-location-4":"exchange-token"},{"title":"Implementation reference","icon":"arrow-right-caret","alt":"Implementation reference","has-subnav":true,"subnav-item-1":"Handling onSuccess","subnav-item-location-1":"handling-onsuccess","subnav-item-2":"Handling onCancelled","subnav-item-location-2":"handling-oncancelled","subnav-item-3":"Handling onExit","subnav-item-location-3":"handling-onexit","subnav-item-5":"Handling onEvent","subnav-item-location-5":"handling-onevent","subnav-item-6":"Updating Items","subnav-item-location-6":"updating-items","subnav-item-7":"Link Configuration","subnav-item-location-7":"link-configuration"},{"title":"Advanced Setup","icon":"arrow-right-caret","alt":"Advanced","id":"advanced-setup","has-subnav":true,"subnav-item-1":"PlaidLink Initialization Options","subnav-item-location-1":"initialize-plaidlink-options"},{"title":"Troubleshooting","icon":"arrow-right-caret","alt":"Troubleshooting","id":"troubleshooting","has-subnav":false},{"title":"Moving Forward","icon":"arrow-right-caret","alt":"Moving Forward","has-subnav":true,"subnav-item-1":"Migrating to production","subnav-item-location-1":"migrating-to-production","subnav-item-2":"Getting help","subnav-item-location-2":"getting-help"}]}')},79163:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"sidebar-view-icon","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Overview","subnav-item-location-1":"overview","subnav-item-2":"Initial iOS setup","subnav-item-location-2":"initial-ios-setup"},{"title":"Installation","icon":"sidebar-view-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Requirements","subnav-item-location-1":"requirements","subnav-item-2":"Swift Package Manager","subnav-item-location-2":"swift-package-manager","subnav-item-3":"CocoaPods","subnav-item-location-3":"cocoapods","
1subnav-item-4":"Manual","subnav-item-location-4":"manual","subnav-item-5":"Upgrading","subnav-item-location-5":"upgrading"},{"title":"Implementation","icon":"sidebar-view-icon","alt":"Flask Icon","has-subnav":true,"subnav-item-1":"Opening Link","subnav-item-location-1":"opening-link","subnav-item-2":"Standard Link","subnav-item-location-2":"standard-link","subnav-item-3":"onSuccess","subnav-item-location-3":"onsuccess","subnav-item-4":"onExit","subnav-item-location-4":"onexit","subnav-item-5":"onEvent","subnav-item-location-5":"onevent"},{"title":"Additional flows","icon":"sidebar-view-icon","alt":"Flask Icon","has-subnav":true,"subnav-item-1":"Layer","subnav-item-location-1":"layer","subnav-item-2":"submit()","subnav-item-location-2":"submit","subnav-item-3":"Headless Link","subnav-item-location-3":"headless-link","subnav-item-4":"Embedded Institution Search","subnav-item-location-4":"embedded-institution-search"},{"title":"Troubleshooting","icon":"sidebar-view-icon","alt":"Flask Icon","has-subnav":false},{"title":"Next steps","icon":"sidebar-view-icon","alt":"Flask Icon","has-subnav":false}]}')},6918:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Introduction","id":"introduction","icon":"arrow-right-caret","alt":"Overview Icon"},{"title":"Getting Started","id":"getting-started","icon":"arrow-right-caret","alt":"list Icon"},{"title":"Instructions","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Step 1: Set up your accounts","subnav-item-location-1":"step1","subnav-item-2":"Step 2: Get your public_key","subnav-item-location-2":"step2","subnav-item-3":"Step 3: Integrate with Plaid Link","subnav-item-location-3":"step3","subnav-item-4":"Step 4: Write server-side handler","subnav-item-location-4":"step4","subnav-item-5":"Step 5: Test with sandbox credentials","subnav-item-location-5":"step5","subnav-item-6":"Step 6: Get ready for production","subnav-item-location-6":"step6"},{"title":"Support and questions","id":"support-and-questions","icon":"arrow-right-caret","alt":"list Icon"}]}')},69456:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction"},{"title":"Processor Endpoints","icon":"arrow-right-caret","alt":"list Icon","has-subnav":true,"subnav-item-1":"Auth","subnav-item-location-1":"auth","subnav-item-2":"Balance","subnav-item-location-2":"balance","subnav-item-3":"Identity","subnav-item-location-3":"identity"},{"title":"Errors","icon":"arrow-right-caret","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Processor Errors","subnav-item-location-1":"processor-errors"}]}')},90500:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"sidebar-view-icon","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Introduction","subnav-item-location-1":"introduction","subnav-item-2":"Running the walkthrough app","subnav-item-location-2":"run-walkthrough","subnav-item-3":"Running the walkthrough app for the OAuth flow","subnav-item-location-3":"run-quickstart-oauth"},{"title":"Platform Overview","icon":"sidebar-platform-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"API keys","subnav-item-location-1":"api-keys","subnav-item-2":"API environments","subnav-item-location-2":"api-enviroments","subnav-item-3":"Item overview","subnav-item-location-3":"item-overview"},{"title":"Plaid Products","icon":"sidebar-layers-icon","alt":"Folders Icon","has-subnav":true,"subnav-item-1":"Accessing data","subnav-item-location-1":"accessing-data","subnav-item-2":"Initiating payments (in the UK)","subnav-item-location-2":"initiating-payments","subnav-item-3":"Products overview","subnav-item-location-3":"products-overview","subnav-item-4":"Institution coverage","subnav-item-location-4":"institution-coverage"},{"title":"Creating Items","icon":"sidebar-user-icon","alt":"Users Icon","has-subnav":true,"subnav-item-1":"Item creation flow","subnav-item-location-1":"item-creation-flow","subnav-item-2":"Client-side Link configuration","subnav-item-location-2":"cs-link-config","subnav-item-3":"access_tokens and public_tokens","
1subnav-item-location-3":"tokens","subnav-item-4":"User authentication, Item creation, and the public_token","subnav-item-location-4":"user-auth","subnav-item-5":"Exchanging the public token for an access token","subnav-item-location-5":"rotate-access-token"},{"title":"Accessing Item Data","icon":"sidebar-data-icon","alt":"Alert Icon","has-subnav":true,"subnav-item-1":"Pulling Auth data","subnav-item-location-1":"auth-data","subnav-item-2":"Pulling Transaction data","subnav-item-location-2":"transaction-data","subnav-item-3":"Transaction data with webhooks","subnav-item-location-3":"transaction-data-webhooks"},{"title":"Handling Item Errors","icon":"sidebar-alert-icon","alt":"Round Earth Icon","has-subnav":true,"subnav-item-1":"Error webhooks","subnav-item-location-1":"error-webhooks","subnav-item-2":"Using Link to resolve an Item error","subnav-item-location-2":"use-link-to-resolve-error"},{"title":"Moving Forward","icon":"sidebar-move-forward-icon","alt":"Buildings Icon","has-subnav":true,"subnav-item-1":"Migrating to production","subnav-item-location-1":"migrating-to-production","subnav-item-2":"Getting Help","subnav-item-location-2":"getting-help"}]}')},62974:function(e){"use strict";e.exports=JSON.parse('{"sidenav":[{"title":"Overview","icon":"sidebar-view-icon","alt":"Overview Icon","has-subnav":true,"subnav-item-1":"Transitioning","subnav-item-location-1":"transitioning","subnav-item-2":"Notable changes","subnav-item-location-2":"notable-changes","subnav-item-3":"API Environments","subnav-item-location-3":"api-environments"},{"title":"Client-side integration","icon":"sidebar-view-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Creating Items with Link","subnav-item-location-1":"creating-items-with-link","subnav-item-2":"Initialize Link","subnav-item-location-2":"initialize-link","subnav-item-3":"Updating Items with Link","subnav-item-location-3":"updating-items-with-link"},{"title":"Server-side integration","icon":"sidebar-view-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Creating new Items","subnav-item-location-1":"creating-new-items","subnav-item-2":"Transitioning existing Items","subnav-item-location-2":"transitioning-existing-items"},{"title":"Other updates","icon":"sidebar-view-icon","alt":"User Icon","has-subnav":true,"subnav-item-1":"Institutions","subnav-item-location-1":"institutions","subnav-item-2":"Errors","subnav-item-location-2":"errors","subnav-item-3":"Webhooks","subnav-item-location-3":"webhooks","subnav-item-4":"Stripe","subnav-item-location-4":"stripe","subnav-item-5":"Sandbox","subnav-item-location-5":"sandbox"}]}')},78855:function(e){"use strict";e.exports=JSON.parse('{"README":"This JSON file is generated by `scripts/filps/get_data.py`","institution_data":[{"ins_id":"ins_25","name":"Ally Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["cd","money market","checking","savings"],"loan":["mortgage"],"investment":["other","brokerage","ira"],"other":["other"]}},{"ins_id":"ins_33","name":"Discover","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["retirement","ira","other","brokerage"],"depository":["checking","savings","money market","cd"],"loan":["loan","mortgage"],"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_26","name":"Fifth Third Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["commercial","loan","mortgage","line of credit"],"investment":["trust","ira","other","brokerage"],"depository":["savings","cd","prepaid","checking"],"other":["other"],"credit":["credit card"]}},{"ins_id":"ins_21","name":"Huntington Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","money market","checking","cd"],"loan":["mortgage","auto","line of credit","loan"],"credit":["credit card"],"investment":["roth","ira","other","brokerage"],"other":["other"]}},{"ins_id":"ins_29","name":"KeyBank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["commercial","auto","loan","home equity","overdraft","mortgage","line of credit","consumer"],"credit":["credit card"],"investment":["roth","brokerage","hsa","other","retirement","ira"],"depository":["savings","cd","checking","money market"],"other":["other"]}},{"ins_id":"ins_116960","name":"M1 Finance","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["profit sharing plan","non-taxable brokerage account","utma","simple ira","roth 401k","401k","brokerage","hsa","ira","stock plan","sep
1ira","roth"],"loan":["student","loan","mortgage","auto"],"depository":["checking"],"other":["other"]}},{"ins_id":"ins_131897","name":"Mos","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","checking"]}},{"ins_id":"ins_15","name":"Navy Federal Credit Union","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":null},{"ins_id":"ins_118390","name":"Oxygen","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking"]}},{"ins_id":"ins_111972","name":"Arvest Bank - Online Banking","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["cd","money market","prepaid","checking","savings"],"investment":["hsa","other","529","sep ira","brokerage","ira"],"loan":["line of credit","commercial","consumer","mortgage","auto","loan","home equity"],"other":["other"],"credit":["credit card"]}},{"ins_id":"ins_19","name":"Regions Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"investment":["ira","roth","other","brokerage"],"depository":["prepaid","savings","cd","money market","checking"],"loan":["mortgage","overdraft","line of credit","loan"],"other":["other"]}},{"ins_id":"ins_28","name":"Santander - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"investment":["ira","brokerage","other","retirement"],"loan":["mortgage","overdraft","line of credit","auto","home equity","loan"],"depository":["savings","cd","money market","checking"],"other":["other"]}},{"ins_id":"ins_127990","name":"U.S. Bank","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["ira","sep ira","trust","roth","401k","brokerage","529","457b","non-taxable brokerage account","other","retirement"],"other":["other"],"loan":["mortgage","commercial","line of credit","home equity","auto","business","loan"],"depository":["checking","savings","money market","cd"],"credit":["credit card"]}},{"ins_id":"ins_31","name":"Union Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["ira","brokerage","other"],"other":["other"],"loan":["mortgage","commercial","line of credit","loan"],"depository":["checking","savings","money market","cd"],"credit":["credit card"]}},{"ins_id":"ins_127991","name":"Wells Fargo","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["ira","ugma","sep ira","roth","401k","brokerage","retirement"],"other":["other"],"depository":["prepaid","checking","savings","money market","cd"],"loan":["mortgage","line of credit","auto","student","loan"],"credit":["credit card"]}},{"ins_id":"ins_1","name":"Bank of America","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"depository":["cd","checking","cash management","savings"],"investment":["retirement","hsa","ugma","roth","other","401k","brokerage","ira"],"loan":["mortgage","line of credit","consumer","loan","auto","home equity"],"other":["other"]}},{"ins_id":"ins_14","name":"TD Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["ira","other"],"other":["other"],"depository":["checking","savings","money market","cd"],"loan":["line of credit","loan"],"credit":["credit card"]}},{"ins_id":"ins_115616","name":"Vanguard","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["pension","profit sharing plan","ira","hsa","ugma","sep ira","thrift savings plan","roth","401k","529","401a","457b","non-taxable brokerage account","other","stock plan","brokerage","variable annuity","utma"],"credit":["credit card"],"depository":["savings","checking"],"loan":["loan"],"other":["other"]}},{"ins_id":"ins_10","name":"American Express","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"loan":["loan"],"depository":["savings"]}},{"ins_id":"ins_20","name":"Citizens Bank","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"credit":["credit card"],"depository":["cd","money market","checking","savings"],"loan":["line of credit","mortgage","loan","overdraft"],"other":["other"],"investment":["brokerage","ira"]}},{"ins_id":"ins_52","name":"Marcus by Goldman Sachs","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["roth","brokerage","ira"],"loan":["loan"],"depository":["savings","cd"],"other":["other"]}},{"ins_id":"ins_117321","name":"Aspiration","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking","savings"],"investment":["ira","401k","brokerage","variable annuity"]}},{"ins_id":"ins_125234","name":"Branch","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking"]}},{"ins_id":"ins_113810","name":"Empower Federal Credit Union","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"loan":["student","line of credit","auto","loan","mortgage"],"credit":["credit card"],"depository":["cd","money market","checking","savings"],"investment":["ira"],"other":["other"]}},{"ins_id":"ins_112000","name":"Academy Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","checking","cd"],"loan":["home equity","loan","line of credit","commercial"],"other":["other"],"investment":["ira"],"credit":["credit card"]}},{"ins_id":"ins_115611","name":"Merrill Lynch","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["529","non-taxable brokerage account","roth 401k","other","other","roth 401k","401k","brokerage","brokerage","ira","401k","variable annuity","variable annuity","529","non-taxable brokerage account","
1ira","roth","roth"],"depository":["savings","savings","checking","checking"],"loan":["loan","auto","loan","mortgage","mortgage","auto"],"credit":["credit card","credit card"],"other":["other","other"]}},{"ins_id":"ins_115638","name":"Equity Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","cd","checking"],"loan":["mortgage","home equity","loan","line of credit"],"credit":["credit card"],"investment":["ira"],"other":["other"]}},{"ins_id":"ins_110022","name":"FNB Bank (KY)","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["cd","checking","savings"],"loan":["loan","mortgage","line of credit"],"investment":["other"],"credit":["credit card"]}},{"ins_id":"ins_114583","name":"Metropolitan Commercial Bank (NY) - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["money market","cd","savings","checking"]}},{"ins_id":"ins_116589","name":"Synchrony Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["pension","profit sharing plan","isa","roth","pension","401k","brokerage","sep ira","ira","roth","stock plan","401k","hsa","529","hsa","ira","stock plan","profit sharing plan","sep ira","529","brokerage","education savings account"],"loan":["mortgage","loan","mortgage","auto","auto","student","student","loan"],"depository":["cd","checking","cd","checking","savings","savings","money market"],"credit":["credit card","credit card"],"other":["other","other"]}},{"ins_id":"ins_116530","name":"Interactive Brokers - US","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["roth","ugma","pension","401k","sep ira","stock plan","ira","profit sharing plan","529","brokerage","utma","variable annuity"],"loan":["home equity","auto","loan"],"depository":["checking","savings"],"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_116282","name":"Alliant Credit Union","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","savings","checking","checking","money market"],"investment":["401k","529","utma","other","trust","pension","roth","hsa","sep ira","stock plan","529","education savings account","401a","pension","401a","brokerage","brokerage","hsa","stock plan","profit sharing plan","other insurance","thrift savings plan","thrift savings plan","sep ira","profit sharing plan","ira","401k","education savings account","roth","utma","ira"],"loan":["home equity","mortgage","home equity","auto","line of credit","loan","student","line of credit","student","mortgage","auto","loan"],"other":["other","other"],"credit":["credit card","credit card"]}},{"ins_id":"ins_116413","name":"North Shore Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["401k","529","pension","hsa","ira","profit sharing plan","brokerage","other insurance","health reimbursement arrangement"],"loan":["home equity","mortgage","auto","line of credit","student","loan"],"depository":["cd","checking","savings"],"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_46","name":"Desjardins","products":["Assets","Auth","Balance","Transactions"],"country":"CA","account_mapping":{"loan":["student","line of credit","consumer","mortgage","loan","home equity"],"investment":["rrsp","tfsa","gic","brokerage"],"depository":["prepaid","checking","savings"],"credit":["credit card"]}},{"ins_id":"ins_116594","name":"Novo","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking"]}},{"ins_id":"ins_51","name":"Barclaycard","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_109869","name":"RIA Federal Credit Union","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["mortgage","loan","line of credit"],"depository":["checking","savings","cd"],"credit":["credit card"],"investment":["retirement"],"other":["other"]}},{"ins_id":"ins_115610","name":"Merrill Edge","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["pension","profit sharing plan","529","ugma","non-taxable brokerage account","utma","simple ira","roth 401k","other","other","ugma","pension","roth 401k","hsa","401k","brokerage","hsa","brokerage","ira","sep
1ira","simple ira","401k","education savings account","variable annuity","variable annuity","ira","529","stock plan","stock plan","profit sharing plan","non-taxable brokerage account","sep ira","education savings account","roth","roth","utma"],"depository":["checking","savings","savings","cd","cd","checking","cash management","cash management"],"loan":["auto","loan","mortgage","loan","mortgage","auto"],"credit":["credit card","credit card"],"other":["other","other"]}},{"ins_id":"ins_114048","name":"Sutton Bank (OH) - Online Banking","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"depository":["money market","cd","checking","savings"],"loan":["mortgage","line of credit","home equity","loan"],"investment":["retirement"],"other":["other"]}},{"ins_id":"ins_114632","name":"Access Bank - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"other":["other"],"credit":["credit card"],"depository":["money market","checking","cd","savings"],"loan":["overdraft","consumer","loan","line of credit","mortgage","home equity"]}},{"ins_id":"ins_100189","name":"ACSC (Auto Club Southern California)","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_100214","name":"AIG Federal Savings Bank","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null}
1,{"ins_id":"ins_100367","name":"Alcatel-Lucent Pension Website","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_124823","name":"Apmex","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["401k","other insurance","stock plan","ira"],"depository":["checking"],"other":["other"]}},{"ins_id":"ins_116848","name":"Avenue - Credit Card","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"],"depository":["checking","savings"]}},{"ins_id":"ins_128445","name":"Bank of England (AR)","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking","cd","savings"],"loan":["auto","loan"]}},{"ins_id":"ins_112816","name":"Bank of the West (TX) - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["money market","cd","checking","savings"],"loan":["auto","line of credit","loan","mortgage"],"other":["other"]}},{"ins_id":"ins_110658","name":"BankWest","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking","cd","savings"],"other":["other"],"loan":["loan","line of credit","commercial"]}},{"ins_id":"ins_41","name":"BMO Bank of Montreal","products":["Assets","Auth","Balance","Transactions"],"country":"CA","account_mapping":{"credit":["credit card"],"investment":["resp","rrsp","tfsa","brokerage"],"loan":["student","mortgage","line of credit","commercial","consumer","loan","home equity"],"depository":["checking","savings"],"other":["other"]}},{"ins_id":"ins_115327","name":"Central Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["mortgage","loan"],"depository":["checking","savings"],"other":["other"]}},{"ins_id":"ins_37","name":"CIBC","products":["Assets","Auth","Balance","Transactions"],"country":"CA","account_mapping":{"credit":["credit card"],"investment":["resp","mutual fund","rrsp","tfsa","gic","brokerage"],"depository":["prepaid","savings","checking"],"loan":["line of credit","mortgage","loan"],"other":["other"]}},{"ins_id":"ins_115046","name":"Commerce Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["hsa"],"loan":["loan","mortgage"],"depository":["savings","checking"]}},{"ins_id":"ins_114886","name":"Commonwealth Bank (MA)","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["loan"],"depository":["cd","money market","checking","savings"]}},{"ins_id":"ins_102081","name":"Commonwealth Funds - Client Access","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_115136","name":"Cross River Bank - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["loan"],"depository":["savings","cd","checking"],"other":["other"]}},{"ins_id":"ins_129473","name":"E*TRADE Financial","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["non-taxable brokerage account","hsa","utma","simple ira","trust","ugma","roth 401k","roth","ira","stock plan","education savings account","other","pension","529","sep ira","profit sharing plan","401k","brokerage"],"loan":["auto","line of credit","loan","mortgage"],"depository":["checking","savings"],"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_112074","name":"First Advantage - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["line of credit","consumer","auto","loan","mortgage","home equity"],"depository":["checking","money market","savings","cd"],"other":["other"]}},{"ins_id":"ins_103019","name":"First Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"investment":["brokerage","ira"],"depository":["checking","savings"],"other":["other"],"loan":["loan"]}},{"ins_id":"ins_120188","name":"Firstrade","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["401k","non-taxable brokerage account","401k","sep
1ira","roth 401k","roth 401k","brokerage","ira","education savings account","stock plan","ira","stock plan","non-taxable brokerage account","other insurance","sep ira","other insurance","brokerage","roth","education savings account","roth"],"credit":["credit card","credit card"],"depository":["checking","savings","savings","checking"],"loan":["auto","auto"],"other":["other","other"]}},{"ins_id":"ins_115691","name":"FNB","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"depository":["savings","cd","checking"],"investment":["brokerage","ira"],"loan":["auto","loan"],"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_103717","name":"GAM","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_116780","name":"Goldman Sachs Private Wealth Management","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"US","account_mapping":{"depository":["savings","checking"],"investment":["ugma","401k","non-taxable brokerage account","roth","sep
1ira","stock plan","profit sharing plan","hsa","ira","529","brokerage","utma","variable annuity"],"other":["other"]}},{"ins_id":"ins_117075","name":"Goldmoney","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"depository":["checking"],"investment":["401k","other insurance","brokerage","ira","utma"],"other":["other"]}},{"ins_id":"ins_115634","name":"Heritage Bank of Nevada","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"loan":["auto","loan","overdraft","mortgage","line of credit","consumer","home equity"],"credit":["credit card"],"investment":["hsa"],"depository":["savings","cd","money market","checking"],"other":["other"]}},{"ins_id":"ins_104618","name":"Intralinks","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_125750","name":"LendUp","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"loan":["loan"],"credit":["credit card"],"depository":["checking","savings"],"other":["other"],"investment":["brokerage"]}},{"ins_id":"ins_111358","name":"Magnolia Federal Credit Union","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","checking","money market"],"loan":["auto","home equity","loan","overdraft","mortgage"],"investment":["brokerage","ira"],"credit":["credit card"],"other":["other"]}},{"ins_id":"ins_116794","name":"Mercury","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking","savings"],"investment":["brokerage"]}},{"ins_id":"ins_128418","name":"Meridian","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_115699","name":"Morgan Stanley Client Serv","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["pension","profit sharing plan","529","ugma","non-taxable brokerage account","utma","simple ira","roth 401k","ugma","pension","roth 401k","hsa","401k","brokerage","hsa","brokerage","ira","sep ira","simple ira","other insurance","401k","education savings account","variable annuity","variable annuity","401a","401a","529","stock plan","stock plan","profit sharing plan","non-taxable brokerage account","sep ira","other insurance","fixed annuity","ira","education savings account","fixed annuity","roth","roth","utma"],"loan":["home equity","auto","loan","line of credit","mortgage","student","line of credit","loan","student","mortgage","home equity","auto"],"depository":["savings","savings","cd","cd","checking","checking","cash management","cash management"],"credit":["credit card","credit card"],"other":["other","other"]}},{"ins_id":"ins_105816","name":"Nationwide Advantage Mortgage","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_105730","name":"NEA Member Benefits","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_106511","name":"Pinnacle Bank (CA) - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking","cd","savings"],"loan":["commercial","loan"]}},{"ins_id":"ins_116312","name":"Prudential Retirement","products":["Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["pension","profit sharing plan","401k","life insurance","life insurance","roth","non-taxable brokerage account","roth 401k","pension","roth 401k","hsa","401k","hsa","457b","457b","ira","other insurance","roth","variable annuity","variable annuity","brokerage","401a","401a","brokerage","profit sharing plan","thrift savings plan","thrift savings plan","non-taxable brokerage account","other insurance","fixed annuity","health reimbursement arrangement","health reimbursement arrangement","ira","fixed annuity"],"loan":["loan","auto","loan","auto"],"other":["other","other"]}},{"ins_id":"ins_38","name":"Scotiabank","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"CA","account_mapping":{"credit":["credit card"],"investment":["rdsp","resp","lif","lira","lrsp","rrif","brokerage","tfsa","rlif","rrsp"],"depository":["prepaid","savings","checking"],"loan":["mortgage","line of credit","consumer","business","student","loan"],"other":["other"]}},{"ins_id":"ins_107351","name":"ShareKhan","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_111462","name":"Signature Bank","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_113894","name":"Silvergate Bank - Personal Online Banking","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","checking"]}},{"ins_id":"ins_107590","name":"Stage","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"credit":["credit card"]}},{"ins_id":"ins_115032","name":"Standard Bank - Personal","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["money market","checking","cd","savings"],"loan":["line of credit","loan","mortgage"]}},{"ins_id":"ins_129585","name":"State Bank of India (California) - Personal","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"other":["other"],"depository":["checking","savings"]}},{"ins_id":"ins_107658","name":"State Farm 529 Savings Plan","products":["Assets","Balance","Transactions","Investments"],"country":"US","account_mapping":{"investment":["529"]}},{"ins_id":"ins_129480","name":"Step","products":["Assets","Auth","Balance","Transactions"],"country":"US","account_mapping":{"depository":["savings","checking"]}},{"ins_id":"ins_109994","name":"Sterling Bank and Trust","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"depository":["checking","savings"],"loan":["mortgage","loan","line of credit","commercial"],"investment":["ira"],"other":["other"]}},{"ins_id":"ins_129909","name":"Summit Bank - Business","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":{"loan":["loan","line of credit"],"depository":["savings","cd","checking","money market"],"credit":["credit card"]}},{"ins_id":"ins_40","name":"Tangerine - Personal","products":["Assets","Auth","Balance","Transactions","Investments"],"country":"CA","account_mapping":{"credit":["credit card"],"investment":["mutual fund","brokerage","other","tfsa","rrsp"],"other":["other"],"loan":["mortgage","loan"],"depository":["checking","savings"]}},{"ins_id":"ins_108366","name":"Trust Point - Sunguard Asset Management Systems","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null},{"ins_id":"ins_107866","name":"TSX - My Stock List","products":["Assets","Balance","Transactions"],"country":"US","account_mapping":null}]}')},3030:function(e){"use strict";e.exports=JSON.parse('{"title":"Pol\xedtica de privacidad aplicable al usuario final","effective_date":"Fecha de entrada en vigor: 30 de diciembre de 2019\\n","info":"La privacidad y la seguridad son muy importantes para nosotros en Plaid. La finalidad de esta Pol\xedtica de privacidad aplicable al usuario final (la \\"Pol\xedtica\\") es ayudarle a usted (el \\"usuario final\\") a entender c\xf3mo recabamos, usamos y compartimos nosotros en Plaid la informaci\xf3n sobre el usuario final que obra en nuestro poder para hacer funcionar, mejorar, desarrollar y proteger nuestros servicios, y para cualesquiera otras finalidades que se estipulen en esta Pol\xedtica. Rogamos dedique unos instantes a leer esta Pol\xedtica con atenci\xf3n.\\n\\nPor favor, tenga en cuenta que: esta Pol\xedtica se aplica a Plaid Inc. y sus filiales, incluidas Plaid Financial Ltd. y Plaid, B.V. (conjuntamente, \\"Plaid\\", \\"nosotros\\", \\"nuestro\\" y \\"nos\\"). Para determinar la entidad pertinente de Plaid que es responsable del tratamiento de su informaci\xf3n, por favor consulte la secci\xf3n \\"C\xf3mo ponerse en contacto con Plaid\\" abajo.\\n","sectionnav":"*Ir a la secci\xf3n:*\\n","sections":[{"heading":"Primero, un poco de contexto","nav":"Primero, un poco de contexto","icon":"openbook","subsections":[{"subheading":"Breve comentario sobre Plaid","content":"Nuestra misi\xf3n en Plaid es fortalecer a los innovadores proporcionando acceso al sistema financiero. Nuestra tecnolog\xeda facilita una forma sencilla para que usted conecte su cuenta bancaria y otras cuentas financieras a aplicaciones de softw
1are que pueden ayudarle a hacer cosas como ahorrar para la jubilaci\xf3n, administrar sus gastos, optimizar solicitudes de cr\xe9dito o transferir dinero. Dichas aplicaciones de software son desarrolladas y proporcionadas por nuestros clientes comerciales (en lo sucesivo, \\"desarrolladores\\"), y Plaid se encarga de alimentarlas. Al proporcionar acceso a datos de cuentas financieras \xfatiles y de gran calidad que hemos traducido y estandarizado, permitimos a los desarrolladores centrarse en crear experiencias que le beneficien a usted.\\n"},{"subheading":"Sobre esta Pol\xedtica","content":"Nuestro objetivo con esta Pol\xedtica es ofrecer una explicaci\xf3n sencilla y directa sobre qu\xe9 informaci\xf3n recaba Plaid de los usuarios finales y sobre dichos usuarios finales (\\"Informaci\xf3n de Usuario Final\\"), y acerca de c\xf3mo usamos y compartimos dicha informaci\xf3n. Valoramos la transparencia y queremos ofrecerle una descripci\xf3n clara y concisa de c\xf3mo tratamos su Informaci\xf3n de Usuario Final.\\n\\nPor favor, tenga en cuenta que esta Pol\xedtica solo es aplicable a la informaci\xf3n que Plaid recaba, usa y comparte. No explica lo que los de
1sarrolladores hacen con cualquier Informaci\xf3n de Usuario Final que nosotros les suministremos (o cualquier otra informaci\xf3n que ellos puedan recabar sobre usted separadamente de Plaid). Esta Pol\xedtica tampoco es aplicable a ning\xfan sitio web, producto o servicio proporcionado por terceros. Le recomendamos que consulte las pol\xedticas o avisos de privacidad de los desarrolladores o dichos terceros para informarse de sus pr\xe1cticas.\\n"}]},{"heading":"Nuestras pr\xe1cticas relativas a datos","sections":[{"heading":"Informaci\xf3n que recabamos y categor\xedas de fuentes","nav":"Informaci\xf3n que recabamos y categor\xedas de fuentes","icon":"piechart","content":"Seg\xfan se explica con mayor detalle debajo, Plaid ha recabado identificadores, informaci\xf3n comercial, informaci\xf3n de actividad de red electr\xf3nica, informaci\xf3n profesional, inferencias y otros tipos de Informaci\xf3n de Usuario Final.\\n\\n**Informaci\xf3n que usted suministra.** Cuando usted conecta sus cuentas financieras con una aplicaci\xf3n de un desarrollador, o conecta de forma distinta sus cuentas financieras a trav\xe9s de Plaid, en su caso, recabamos identificadores e informaci\xf3n de inicio de sesi\xf3n requerida por el proveedor de su cuenta, como su nombre de usuario y contrase\xf1a, o un token de seguridad. En algunos casos, tambi\xe9n recabamos su n\xfamero de tel\xe9fono, direcci\xf3n de correo electr\xf3nico, preguntas y respuestas de seguridad, y contrase\xf1a de un \xfanico uso (\\"OTP\\", por sus siglas en ingl\xe9s) para ayudar a verificar su identidad antes de conectar sus cuentas financieras. Al facilitar esta informaci\xf3n, usted autoriza al desarrollador y a Plaid a actuar por cuenta de usted para acceder a su Informaci\xf3n de Usuario Final y transmitirla del banco correspondiente u otra entidad que provea sus cuentas financieras (en esta Pol\xedtica los denominaremos \\"proveedores de productos y servicios financieros\\"). Tambi\xe9n puede proporcionarnos identificadores y otra informaci\xf3n, incluyendo su nombre, direcci\xf3n de correo electr\xf3nico y n\xfamero de tel\xe9fono, cuando se ponga en contacto con nosotros o introduzca cualquier informaci\xf3n de este tipo en nuestros sitios web.\\n\\n**Informaci\xf3n que recabamos de sus cuentas financieras.** La informaci\xf3n que recibimos de los proveedores de productos y servicios financieros que mantienen sus cuentas financieras var\xeda en funci\xf3n de los servicios concretos de Plaid que los desarrolladores utilicen para alimentar sus aplicaciones, as\xed como de la informaci\xf3n facilitada por esos proveedores. Sin embargo, en general, recabamos los siguientes tipos de identificadores, informaci\xf3n comercial y otra informaci\xf3n personal de sus proveedores de productos y servicios financieros:\\n\\n* Informaci\xf3n sobre la cuenta, incluyendo nombre de la instituci\xf3n financiera, nombre de la cuenta, tipo de cuenta, titularidad de la cuenta, n\xfamero de sucursal, IBAN, BIC y n\xfamero de cuenta y de routing (n\xfamero de ruta);\\n\\n* Informaci\xf3n sobre el saldo de la cuenta, incluyendo saldo actual y disponible;\\n\\n* Informaci\xf3n sobre cuentas de cr\xe9dito, incluidas fechas de vencimiento, saldos adeudados, cantidades de pago y fechas, historial de operaciones, l\xedmite de cr\xe9dito, estado de reembolso y tipo de inter\xe9s;\\n\\n* Informaci\xf3n sobre cuentas de pr\xe9stamo, incluidas fechas de vencimiento, estado de reembolso, saldos, cantidades de pago y fechas, tipo de inter\xe9s, garante, tipo de pr\xe9stamo, plan de pagos y plazos;\\n\\n* Informaci\xf3n sobre cuentas de inversi\xf3n, incluida informaci\xf3n de transacciones, tipo de activo, detalles identificativos acerca del activo, cantidad, precio, comisiones y base de coste;\\n\\n* Identificadores e informaci\xf3n sobre el titular o titulares de la cuenta, incluyendo nombre, direcci\xf3n de correo electr\xf3nico, n\xfamero de tel\xe9fono, fecha de nacimiento e informaci\xf3n de la direcci\xf3n;\\n\\n* Informaci\xf3n sobre movimientos de cuentas, incluyendo importe, fecha, beneficiario, tipo, cantidad, precio, ubicaci\xf3n, valores comprendidos y una descripci\xf3n de la transacci\xf3n; e\\n\\n* Informaci\xf3n profesional, incluida informaci\xf3n acerca de su empleador, en casos limitados en los que usted haya conectado sus cuentas de n\xf3mina.\\n\\n\\
1nLos datos recabados de sus cuentas financieras incluyen informaci\xf3n de todas sus cuentas (por ejemplo, cuenta corriente, ahorro y tarjeta de cr\xe9dito) accesible a trav\xe9s de un \xfanico conjunto de credenciales de cuenta.\\n\\n**Informaci\xf3n que recibimos de sus dispositivos.** Cuando usted usa su dispositivo para conectarse a nuestros servicios a trav\xe9s de la aplicaci\xf3n de un desarrollador, recibimos identificadores e informaci\xf3n de actividad de red electr\xf3nica sobre ese dispositivo, incluyendo direcci\xf3n IP, modelo de hardware, sistema operativo, a qu\xe9 funciones dentro de nuestros servicios accede usted y otra informaci\xf3n t\xe9cnica sobre el dispositivo. Adem\xe1s, usamos cookies o tecnolog\xedas de seguimiento similares para recabar estad\xedsticas de uso y para ayudarnos a proporcionar y mejorar nuestros servicios. Puede obtener m\xe1s informaci\xf3n sobre c\xf3mo usamos las cookies y sus opciones al respecto en nuestra [Pol\xedtica de cookies](/legal/#cookie-policy).\\n\\n**Informaci\xf3n que recibimos sobre usted de otras fuentes.** Tambi\xe9n recibimos identificadores e informaci\xf3n comercial sobre usted directamente del desarrollador correspondiente o de otros terceros, incluyendo nuestros proveedores de servicios, socios bancarios y servicios de verificaci\xf3n de identidad. Por ejemplo, los desarrolladores pueden proporcionar informaci\xf3n como su nombre completo, direcci\xf3n de correo electr\xf3nico, n\xfamero de tel\xe9fono o informaci\xf3n sobre sus cuentas financieras y movimientos de cuentas.\\n\\n**Inferencias que derivamos de los datos que recabamos.** Es posible que usemos la informaci\xf3n que recabamos sobre usted para derivar inferencias. Por ejemplo, podemos inferir su ubicaci\xf3n o la previsi\xf3n de sus ingresos sobre la base de la informaci\xf3n que hemos recabado sobre usted de otras fuentes.\\n"},{"heading":"C\xf3mo utilizamos su informaci\xf3n","nav":"C\xf3mo utilizamos su informaci\xf3n","icon":"transfer","content":"Utilizamos su Informaci\xf3n de Usuario Final para una serie de fines comerciales y empresariales, incluyendo para hacer funcionar, mejorar y proteger los servicios que prestamos y para desarrollar nuevos servicios. De manera m\xe1s espec\xedfica, utilizamos su Informaci\xf3n de Usuario Final:\\n\\n* para hacer funcionar, prestar y mantener nuestros servicios;\\n\\n* para mejorar, perfeccionar, modificar, ampliar y desarrollar en mayor profundidad nuestros servicios;\\n\\n* para protegerle a usted, a los desarrolladores, a nuestros socios, a Plaid y a otros frente al fraude, actividades maliciosas y otros riesgos relacionados con la privacidad y la seguridad;\\n\\n* para desarrollar nuevos servicios;\\n\\n* para prestarle servicios de atenci\xf3n al cliente a usted o a los desarrolladores, incluyendo para ayudar a responder a las consultas que usted tenga relacionadas con nuestro servicio o las aplicaciones de los desarrolladores;\\n\\n* para investigar cualquier uso inadecuado de nuestro servicio o de las aplicaciones de los desarrolladores, incluyendo violaciones de nuestra [Pol\xedtica de desarrolladores](/legal/#developer-policy), actividades delictivas u otro acceso no autorizado a nuestros servicios; y\\n\\n* Para otros fines notificados con su consentimiento.\\n"},{"heading":"Nuestras bases legitimadoras para el tratamiento (aplicables exclusivamente a usuarios finales del EEE y del Reino Unido)","nav":"Nuestras bases legitimadoras para el tratamiento (aplicables exclusivamente a usuarios finales del EEE y del Reino Unido)","icon":"transfer","content":"En el caso de las personas que se encuentren en el Espacio Econ\xf3mico Europeo (\\"EEE\\") o el Reino Unido, nuestra base legitimadora para el tratamiento de su Informaci\xf3n de Usuario Final depender\xe1 de la informaci\xf3n en cuesti\xf3n y del contexto en el que la recabamos o la tratamos. Por lo general, sin embargo, normalmente solo recabaremos y trataremos Informaci\xf3n de Usuario Final cuando:\\n\\n* (a) necesitemos cumplir con nuestras responsabilidades y obligaciones en cualquier contrato o acuerdo con usted (por ejemplo, para cumplir con nuestros acuerdos de servicios de usuario final);\\n\\n* (b) para cumplir con nuestras obligaciones legales de conformidad con la normativa aplicable;\\n\\n* (c) el tratamiento sea necesario para nuestros intereses leg\xedtimos y no prevalezcan sus intereses de protecci\xf3n de datos o derechos y libertades fundamentales (por ejemplo, para salvaguardar nuestros servicios, para comunicarnos con usted o para prestar o actualizar nuestros servicios); y\\n\\n* (d) usted haya dado su consentimiento para hacerlo.\\n\\n\\
1nEn la medida en que nos basemos en el consentimiento para recabar y tratar Informaci\xf3n de Usuario Final, usted tiene el derecho a retirar su consentimiento en cualquier momento conforme a las instrucciones proporcionadas en esta Pol\xedtica.\\n"},{"heading":"C\xf3mo compartimos su informaci\xf3n","nav":"C\xf3mo compartimos su informaci\xf3n","icon":"hdd","content":"Compartimos su Informaci\xf3n de Usuario Final para una serie de fines comerciales:\\n\\n* con el desarrollador de la aplicaci\xf3n que est\xe9 utilizando y seg\xfan las instrucciones de dicho desarrollador (como con otro tercero si usted lo indica);\\n\\n* para el cumplimiento de cualquier contrato con usted;\\n\\n* con nuestros encargados del tratamiento de datos y otros proveedores de servicios, socios o contratistas en relaci\xf3n con los servicios que nos prestan a nosotros o a los desarrolladores;\\n\\n* cuando creamos de buena fe que la comunicaci\xf3n es apropiada para cumplir con la normativa y legislaci\xf3n aplicables o procedimientos legales (por ejemplo, una orden o citaci\xf3n judicial);\\n\\n* en relaci\xf3n con un cambio de titularidad o control de la totalidad o parte de nuestra empresa (por ejemplo, una fusi\xf3n, adquisici\xf3n, reestructuraci\xf3n o quiebra);\\n\\n* entre Plaid y nuestras matrices, filiales y otras empresas bajo control o titularidad com\xfan presentes y futuras;\\n\\n* en la medida en que consideremos razonablemente apropiado para proteger los derechos, la privacidad, la seguridad o la propiedad de usted, de los desarrolladores, de nuestros socios, de Plaid y de otros; o\\n\\n* para cualquier otra finalidad notificada con su consentimiento.\\n\\n\\nPodemos recabar, usar y compartir Informaci\xf3n de Usuario Final de forma agregada, \\"desidentificada\\" (de-identified) o anonimizada (que no le identifica personalmente) para cualquier finalidad permitida bajo la normativa aplicable. Esto incluye la creaci\xf3n o el uso de datos agregados, \\"desidentificados\\" (de-identified) o anonimizados a partir de la informaci\xf3n recabada para desarrollar nuevos servicios y para facilitar la investigaci\xf3n.\\n\\nNo vendemos ni alquilamos la informaci\xf3n personal que recabamos.\\n"},{"heading":"Nuestras pr\xe1cticas de conservaci\xf3n","nav":"Nuestras pr\xe1cticas de conservaci\xf3n","icon":"hdd","content":"Conservamos la Informaci\xf3n de Usuario Final \xfanicamente durante el periodo de tiempo necesario para cumplir con los fines para los cuales fue recabada y utilizada, seg\xfan se describe en esta Pol\xedtica, salvo que se requiera o permita un periodo de conservaci\xf3n m\xe1s amplio en virtud de la normativa aplicable. Seg\xfan lo permita la normativa aplicable, incluso despu\xe9s de que usted deje de usar una aplicaci\xf3n o cierre su cuenta con uno o m\xe1s desarrolladores, es posible que a\xfan conservemos su informaci\xf3n (por ejemplo, en caso de que usted a\xfan tenga una cuenta con otro desarrollador). Sin embargo, su informaci\xf3n solo ser\xe1 tratada seg\xfan lo requerido legalmente o de acuerdo con esta Pol\xedtica.\\n\\nPor favor, rem\xedtase a la secci\xf3n \\"Sus derechos en materia de protecci\xf3n de datos\\" para opciones que puedan estar disponibles para usted, incluido el derecho a solicitar la supresi\xf3n de Informaci\xf3n de Usuario Final. Tambi\xe9n puede contactarnos en relaci\xf3n con nuestras pr\xe1cticas de conservaci\xf3n de datos usando la informaci\xf3n de contacto, m\xe1s abajo.\\n"}]},{"heading":"Algunos detalles finales","nav":"Algunos detalles finales","icon":"info","sections":[{"heading":"Transferencias internacionales de datos","content":"Operamos internacionalmente, y por consiguiente, transferiremos la informaci\xf3n que recabamos acerca de usted a trav\xe9s de fronteras internacionales, incluyendo del EEE o del Reino Unido a los Estados Unidos, para el tratamiento y el almacenamiento. En la medida en que la informaci\xf3n que recabemos acerca de usted se transfiera desde el EEE a territorios/pa\xedses respecto de los cuales la Comisi\xf3n de la UE no haya adoptado una decisi\xf3n en el sentido de que el marco legal en ese territorio/pa\xeds proporciona protecci\xf3n adecuada para los derechos y libertades de las personas f\xedsicas en cuanto a sus datos personales, transferiremos esos datos de conformidad con la normativa aplicable de protecci\xf3n de datos, incluyendo mediante el uso de las cl\xe1usulas contractuales tipo aprobadas por la Comisi\xf3n de la UE. Puede solicitar una copia de esas cl\xe1usulas contractuales tipo contact\xe1ndonos seg\xfan se indica debajo.\\n"},{"heading":"Sus derechos en materia de protecci\xf3n de datos","content":"De conformidad con la normativa aplicable, y con sujeci\xf3n a las limitaciones y excepciones legalmente establecidas, si usted se encuentra en el EEE o el Reino Unido, y en algunas otras jurisdicciones, es posible que tenga ciertos derechos en relaci\xf3n con la Informaci\xf3n de Usuario Final recabada sobre usted y c\xf3mo se utiliza, incluyendo el derecho a:\\n\\n* acceder a la Informaci\xf3n de Usuario Final recabada sobre usted;\\n\\n* solicitar que rectifiquemos o actualicemos su Informaci\xf3n de Usuario Final que sea inexacta o incompleta;\\n\\n* solicitar, en determinadas circunstancias, que limitemos el tratamiento de su Informaci\xf3n de Usuario Final, o que suprimamos su Informaci\xf3n de Usuario Final;\\n\\n* oponerse a nuestro tratamiento de su Informaci\xf3n de Usuario Final cuando concurran determinadas condiciones legalmente previstas;\\n\\n* cuando el tratamiento de su Informaci\xf3n de Usuario Final se fund
1amente en el consentimiento, a retirar dicho consentimiento;\\n\\n* solicitar que suministremos la Informaci\xf3n de Usuario Final recabada sobre usted en un formato estructurado, de uso com\xfan y de lectura mec\xe1nica, de forma tal que usted pueda transferirla a otra empresa, cuando sea t\xe9cnicamente posible; y\\n\\n* presentar una reclamaci\xf3n relativa a nuestras pr\xe1cticas en materia de protecci\xf3n de datos ante una autoridad de control (si usted se encuentra en el EEE o el Reino Unido, por favor, consulte el siguiente enlace para obtener la informaci\xf3n de contacto: [https://edpb.europa.eu/about-edpb/board/members_es](https://edpb.europa.eu/about-edpb/board/members_es) ).\\n\\n\\nDe conformidad con la Ley de Privacidad del Consumidor de California (\\"CCPA\\", por sus siglas en ingl\xe9s), y con sujeci\xf3n a determinadas limitaciones y excepciones, si usted es un residente de California, es posible que tenga los siguientes derechos con respecto a la Informaci\xf3n de Usuario Final que hemos recabado sobre usted que constituye informaci\xf3n personal de conformidad con la CCPA:\\n\\n* a solicitar el acceso a m\xe1s detalles acerca de las categor\xedas e informaci\xf3n personal espec\xedfica que podamos haber recabado acerca de usted en los \xfaltimos 12 meses (incluida informaci\xf3n personal comunicada para fines comerciales);\\n\\n* a solicitar la supresi\xf3n de su informaci\xf3n personal;\\n\\n* a oponerse a cualquier \\"venta\\" de su informaci\xf3n personal, en caso de que una empresa est\xe9 vendiendo su informaci\xf3n; y\\n\\n* a no ser discriminado por ejercer estos derechos.\\n\\n\\nPara ejercer sus derechos de protecci\xf3n de datos, en su caso, puede presentar una solicitud usando nuestro formulario online ( disponible [aqu\xed](https://my.plaid.com/data-subject-request-form-es/) ), o ponerse en contacto con nosotros como se describe abajo en la secci\xf3n \\"C\xf3mo ponerse en contacto con Plaid\\". Es posible que se le pida que proporcione informaci\xf3n adicional necesaria para confirmar su identidad antes de que podamos responder a su solicitud.\\n\\nExaminaremos todas estas solicitudes y proporcionaremos nuestra respuesta dentro de un periodo de tiempo razonable (y dentro de cualquier plazo requerido por la normativa aplicable). No obstante, por favor tenga en cuenta que determinada informaci\xf3n puede estar exenta de dichas solicitudes, por ejemplo, en caso de que necesitemos conservar la informaci\xf3n para cumplir con nuestras propias obligaciones legales o para establecer, ejercer o defender reclamaciones legales.\\n"},{"heading":"Cambios en esta Pol\xedtica","content":"Podemos actualizar o cambiar esta Pol\xedtica cada cierto tiempo. Si efectuamos cualquier actualizaci\xf3n o cambio, publicaremos la nueva pol\xedtica en el sitio web de Plaid, en [https://plaid.com/legal](/legal), y actualizaremos la fecha efectiva de aplicaci\xf3n en el encabezamiento de esta Pol\xedtica. Adem\xe1s, notificaremos a los desarrolladores cualquier cambio sustancial de conformidad con nuestros acuerdos de desarrolladores, dado que estos suelen estar en mejor posici\xf3n para informar a sus usuarios finales de tales cambios en esta Pol\xedtica, en su caso.\\n"},{"heading":"C\xf3mo ponerse en contacto con Plaid","content":"Si usted tiene cualquier pregunta o reclamaci\xf3n sobre esta Pol\xedtica o sobre nuestras pr\xe1cticas en materia de privacidad en general, puede ponerse en contacto con nosotros escribi\xe9ndonos a [[email protected]](mailto:[email protected]), o si prefiere utilizar el correo tradicional, a:\\n\\n_Si usted reside fuera del EEE o del Reino Unido:_\\n\\n<div class=\\"ios-legal-address\\"> Plaid Inc.<br/>\\nA/A: Legal<br/>\\nPO Box 7775 #35278<br/>\\nSan Francisco, California 94120-7775,<br/>\\nEE. UU</div>\\n\\n<br/>\\n_Si usted reside en el EEE o el Reino Unido:_\\n\\n<div class=\\"ios-legal-address\\"> Plaid Financial Ltd.<br/>\\nA/A: Legal<br/>\\nNew Penderel House, 4th Floor<br/>\\n283-288 High Holborn<br/>\\nLondres, Reino Unido, WC1V 7HP</div>\\n"}]}]}')},53582:function(e){"use strict";e.exports=JSON.parse('{"title":"Politique de confidentialit\xe9 pour utilisateur final","effective_date":"Date dâentr\xe9e en vigueur : 30 d\xe9cembre 2019\\n","info":"La confidentialit\xe9 et la s\xe9curit\xe9 sont tr\xe8s importants pour nous au sein de Plaid. Cette Politique de confidentialit\xe9 pour utilisateur final (\xab Politique \xbb) est destin\xe9e \xe0 vous faire comprendre la fa\xe7on dont nous, au sein de Plaid, collectons, utilisons et partageons les informations sur lâutilisateur final en notre possession, afin de faire fonctionner, am\xe9liorer, d\xe9velopper et prot\xe9ger nos services comme d\xe9crit par ailleurs au sein de la pr\xe9sente Politique. Nous vous prions de prendre le temps de lire attentivement cette Politique.\\n\\nVeuillez noter : cette Politique s\'applique \xe0 Plaid Inc., et \xe0 ses filiales, y compris Plaid Financial Ltd., et Plaid B.V. (collectivement, \xab Plaid \xbb, \xab nous \xbb, \xab nos \xbb, \xab notre \xbb). Pour obtenir des informations sur lâentit\xe9 Plaid responsable du traitement de vos informations, veuillez-vous r\xe9f\xe9rer \xe0 la section \xab Contacter Plaid \xbb ci-dessous.\\n","sectionnav":"*Aller \xe0 la section :*\\n","sections":[{"heading":"Tout d\'abord, le contexte","nav":"Tout d\'abord, le contexte","icon":"openbook","subsections":[{"subheading":"Un mot sur Plaid","content":"Notre mission est de dynamiser les innovateurs en leur donnant acc\xe8s au syst\xe8me financier. Notre technologie fournit un moyen facile pour que vous (\xab lâutilisateur final \xbb) puissiez connecter votre compte bancaire et d\'autres comptes financiers aux applications logicielles qui peuvent aider \xe0 r\xe9aliser des op\xe9rations telles que les retraits, la gestion des d\xe9pe
1nses, optimisation des demandes de cr\xe9dit, ou transferts dâargent. Ces applications logicielles sont d\xe9velopp\xe9es et fournies par nos clients commerciaux (appel\xe9s \xab d\xe9veloppeurs \xbb), aliment\xe9es et rendues plus performantes par Plaid. En fournissant un acc\xe8s \xe0 des donn\xe9es financi\xe8res de haute qualit\xe9 et utilisables, des donn\xe9es que nous avons traduites et normalis\xe9es, nous permettons \xe0 nos d\xe9veloppeurs de se concentrer sur la cr\xe9ation dâexp\xe9riences pour votre b\xe9n\xe9fice.\\n"},{"subheading":"Au sujet de cette politique","content":"Lâobjectif de cette politique est de fournir une explication simple et directe sur les informations collect\xe9es par Plaid aupr\xe8s de et au sujet des utilisateurs finaux, et de la fa\xe7on dont nous utilisons et partageons ces informations. Bien que nous fassions g\xe9n\xe9ralement confiance \xe0 nos d\xe9veloppeurs pour vous informer au sujet des services que nous leur fournissons, et pour vous fournir une notification et obtenir tous les consentements n\xe9cessaires afin que nous puissions traiter vos informations, nous prisons la transparence et souhaitons vous donner une description claire et concise de la fa\xe7on dont nous traitons vos informations.\\n\\nVeuillez noter que cette politique couvre uniquement les informations que Plaid collecte, utilise et partage. Elle nâexplique pas ce que nos d\xe9veloppeurs font des informations dâun utilisateur final que nous leur fournissons (ou de toute autre information quâils peuvent collecter sur vous, leur utilisateur final). Cette politique ne couvre pas non plus les sites web, produits, ou services fournis par d\'autres parties. Nous vous encourageons \xe0 examiner les politiques ou d\xe9clarations relatives \xe0 la vie priv\xe9e de nos d\xe9veloppeurs ou des tiers pour vous informer en ce qui concerne leurs pratiques.\\n"}]},{"heading":"Nos pratiques relatives aux donn\xe9es","sections":[{"heading":"Informations que nous collectons et cat\xe9gories de sources d\'informations","nav":"Informations que nous collectons et cat\xe9gories de sources d\'informations","icon":"piechart","content":"Comme expliqu\xe9 plus en d\xe9tail ci-dessous, Plaid a collect\xe9 des identifiants, des informations commerciales, des informations sur l\'activit\xe9 du r\xe9seau \xe9lectronique, des informations professionnelles, inf\xe9rences et d\'autres types dâInformations relatives \xe0 lâutilisateur final.\\n\\n**Informations que vous fournissez.** Lorsque vous connectez vos comptes financiers avec lâapplication dâun d\xe9veloppeur ou, le cas \xe9ch\xe9ant, que vous connectez vos comptes financiers au moyen de Plaid, nous collectons les identifiants et informations de connexion requises par votre prestataire de compte, tel que votre nom dâutilisateur et mot de passe ou jeton de s\xe9curit\xe9. Dans certains cas, nous collectons \xe9galement votre num\xe9ro de t\xe9l\xe9phone, adresse email, questions et r\xe9ponses de s\xe9curit\xe9 ou mot de passe \xe0 usage unique pour aider \xe0 v\xe9rifier votre identit\xe9 avant de vous connecter \xe0 vos comptes financiers. En fournissant ces informations, vous donnez au d\xe9veloppeur et \xe0 Plaid l\'autorit\xe9 d\'agir en votre nom pour acc\xe9der et transmettre vos Informations provenant de la banque concern\xe9e ou d\'une autre entit\xe9 qui fournit vos comptes financiers (nous les appellerons \xab fournisseurs de produits et services financiers \xbb dans cette Politique). Vous pouvez \xe9galement nous communiquer des identifiants et d\'autres informations, y compris votre nom, adresse email, et num\xe9ro de t\xe9l\xe9phone, lorsque vous nous contactez ou saisissez une telle information sur nos sites web.\\n\\n**Informations collect\xe9es depuis vos comptes financiers.** Les informations que nous recevons des fournisseurs de produits et services financiers qui g\xe8rent vos comptes financiers peuvent varier en fonction des services sp\xe9cifiques de Plaid que nos d\xe9veloppeurs utilisent pour alimenter leurs applications, ainsi que les informations qui sont partag\xe9es par ces fournisseurs. Mais en g\xe9n\xe9ral, nous collectons les types dâidentifiants, informations commerciales et autres informations personnelles re\xe7ues de vos fournisseurs de produits et services financiers ci-apr\xe8s :\\n\\
1n* les informations de comptes, y compris le nom de lâinstitution financi\xe8re, le nom du compte, le type de compte, le titulaire du compte, le num\xe9ro de succursale, l\'IBAN, le BIC et les num\xe9ros de compte et dâacheminement ;\\n\\n* les informations relatives au solde du compte, y compris le solde courant et disponible ;\\n\\n* les informations relatives aux comptes de cr\xe9dit, y compris les dates dâ\xe9ch\xe9ance, soldes dus, montants et dates des paiements, historique des transactions, plafond de cr\xe9dit, statut des remboursements et taux dâint\xe9r\xeats ;\\n\\n* les informations sur les comptes de pr\xeat, y compris les dates dâ\xe9ch\xe9ance, statut des remboursements, soldes, montants et dates de paiement, taux dâint\xe9r\xeats, garants, type de pr\xeat, \xe9ch\xe9anciers et dur\xe9e ;\\n\\n* les informations relatives aux comptes dâinvestissement, y compris les informations sur les transactions, type d\'actifs, d\xe9tails dâidentification sur lâactif, quantit\xe9, prix, frais et base des co\xfbts ;\\n\\n* les informations dâidentification et sur le(s) titulaire(s) du compte, y compris nom, adresse mail, num\xe9ro de t\xe9l\xe9phone, date de naissance et adresse ;\\n\\n* les informations concernant les transactions du compte, y compris le montant, la date, le b\xe9n\xe9ficiaire, type, quantit\xe9, prix, lieu, titres concern\xe9s et une description de la transaction ; et\\n\\n* les informations professionnelles, y compris les informations concernant votre employeur, uniquement dans les cas o\xf9 vous avez connect\xe9s vos comptes de paie.\\n\\n\\nLes donn\xe9es collect\xe9es depuis vos comptes financiers comprennent des informations provenant de tous vos comptes (p.ex. compte ch\xe8ques, \xe9pargne et carte de cr\xe9dit) accessibles au moyen dâun ensemble unique dâidentifiants.\\n\\n**Informations re\xe7ues de vos appareils.** Lorsque vous utilisez votre appareil pour vous connecter \xe0 nos services au moyen dâune application de d\xe9veloppeur, nous recevons des informations sur les identifiants, l\'activit\xe9 du r\xe9seau \xe9lectronique de cet appareil, y compris lâadresse IP, le mod\xe8le de l\'appareil, le syst\xe8me d\'exploitation, les fonctionnalit\xe9s que vous utilis\xe9es au sein de nos services et autres informations techniques sur lâappareil. Nous pouvons \xe9galement utiliser des cookies ou des technologies de traceurs similaires afin de collecter les statistiques dâutilisation et nous aider \xe0 am\xe9liorer nos services. Vous pouvez trouver davantage dâinformations sur la mani\xe8re dont nous utilisons les cookies et des choix que vous pouvez faire dans notre [Politique Cookies](/legal/#cookie-policy).\\n\\n**Informations que nous recevons sur vous provenant d\'autres sources.** Nous recevons \xe9galement des identifiants et informations commerciales sur vous directement du d\xe9veloppeur concern\xe9 ou de tiers, y compris vos fournisseurs de services, banques partenaires et des services d\'authentification des identit\xe9s. Par exemple, nos d\xe9veloppeurs peuvent nous fournir des informations sur vous telles que votre nom complet, adresse email, num\xe9ro de t\xe9l\xe9phone ou des informations sur vos comptes financiers et les transactions de votre compte.\\n\\n**Inf\xe9rences d\xe9duites des donn\xe9es que nous collectons.** Nous pouvons utiliser les informations que nous collectons \xe0 votre sujet pour en d\xe9duire des inf\xe9rences. Par exemple, nous pouvons d\xe9duire votre localisation ou votre revenu projet\xe9 sur la base des informations que nous avons collect\xe9es sur vous aupr\xe8s d\'autres sources.\\n"},{"heading":"Comment nous utilisons vos Informations","nav":"Comment nous utilisons vos Informations","icon":"transfer","content":"Nous utilisons vos Informations r pour plusieurs finalit\xe9s professionnelles et commerciales, y compris pour faire fonctionner, am\xe9liorer et prot\xe9ger les services que nous fournissons, et pour d\xe9velopper de nouveaux services. Plus sp\xe9cifiquement, nous utilisons vos Informations :\\n\\n* pour faire fonctionner, fournir et maintenir nos services ;\\n\\n* pour am\xe9liorer, perfectionner, modifier, ajouter et d\xe9velopper continuellement nos services ;\\n\\n* pour vous prot\xe9ger, prot\xe9ger nos d\xe9veloppeurs, nos partenaires ou Plaid contre la fraude, les activit\xe9s malveillantes ;\\n\\n* pour d\xe9velopper de nouveaux services ;\\n\\n* pour vous fournir un support client ou \xe0 nos d\xe9veloppeurs, y compris en vue de r\xe9pondre \xe0 vos demandes relatives \xe0 nos services ou aux applications de nos d\xe9veloppeurs ;\\n\\n* pour enqu\xeater sur les utilisations incorrectes de nos services ou des applications de nos d\xe9veloppeurs, y compris les violations de la [Politique concernant les d\xe9veloppeurs](/legal/#developer-policy), activit\xe9 criminelle ou autre acc\xe8s non autoris\xe9 \xe0 n
1os services ; et\\n\\n* pour tout autre finalit\xe9s ayant obtenu votre consentement.\\n"},{"heading":"Nos bases juridiques pour le traitement (Utilisateurs au sein de lâEEE et du Royaume Uni uniquement)","nav":"Nos bases juridiques pour le traitement (Utilisateurs au sein de lâEEE et du Royaume Uni uniquement)","icon":"transfer","content":"Pour les ressortissants de lâespace \xe9conomique europ\xe9en (EEE) ou du Royaume Uni, la base juridique pour traiter vos Informations d\xe9pendra des informations concern\xe9es et du contexte dans lequel nous les collectons ou les traitons. Cependant, en g\xe9n\xe9ral, nous ne collectons et traitons les Informations uniquement lorsque :\\n\\n* (a) nous devons remplir nos engagements et obligations dans le cadre de tout contrat ou accord conclu avec vous (par exemple, pour nous conformer \xe0 nos engagements de services vis-\xe0-vis de l\'utilisateur final) ;\\n\\n* (b) pour nous conformer \xe0 nos obligations l\xe9gales en vertu des lois applicables ;\\n\\n* (c) le traitement est n\xe9cessaire \xe0 nos int\xe9r\xeats l\xe9gitimes et ne supplante pas vos int\xe9r\xeats de protection des donn\xe9es ou vos droits et libert\xe9s fondamentaux (par exemple, pour sauvegarder nos services ; pour communiquer avec vous ; ou pour fournir nos services ou les mettre \xe0 jour) ; et\\n\\n* (d) vous nous avez donn\xe9 votre consentement pour ce faire.\\n\\n\\nDans la mesure o\xf9 nous nous reposons sur ce consentement pour collecter et traiter les Informations, vous avez le droit de retirer votre consentement \xe0 tout moment selon les instructions pr\xe9vues dans la pr\xe9sente Politique.\\n"},{"heading":"Comment nous partageons vos Informations","nav":"Comment nous partageons vos Informations","icon":"hdd","content":"Nous partageons vos Informations pour un certain nombre de finalit\xe9s professionnelles :\\n\\n* avec le d\xe9veloppeur de lâapplication que vous utilisez et selon ses instructions (ainsi qu\'avec un autre tiers si vous nous le demandez) ;\\n\\n* pour faire ex\xe9cuter un contrat avec vous ;\\n\\n* avec nos sous-traitants intervenant dans le traitement de vos donn\xe9es et autres prestataires de services, partenaires ou sous-traitants concernant les services quâils r\xe9alisent pour nous ou pour nos d\xe9veloppeurs ;\\n\\n* si nous estimons de bonne foi que la divulgation de vos Informations est appropri\xe9e pour se conformer \xe0 la loi, la r\xe9glementation ou les processus l\xe9gaux applicables (tels quâune ordonnance du tribunal ou une assignation) ;\\n\\n* dans le cas d\'une modification de propri\xe9t\xe9 ou de contr\xf4le de tout ou partie de notre activit\xe9 (telle quâune fusion, acquisition, r\xe9organisation ou faillite) ;\\n\\n* au sein de Plaid et entre Plaid et nos soci\xe9t\xe9s m\xe8res actuelles et futures, nos affili\xe9s, filiales et autres soci\xe9t\xe9s sous contr\xf4le et propri\xe9t\xe9 commune ;\\n\\n* parce que nous estimons raisonnablement appropri\xe9 de prot\xe9ger les droits, la vie priv\xe9e, la s\xe9curit\xe9 ou la propri\xe9t\xe9 de vos Informations, de nos d\xe9veloppeurs, nos partenaires, Plaid, et autres ; ou\\n\\n* pour tout autre objectif ayant obtenu votre consentement.\\n\\n\\nNous pouvons collecter, utiliser et partager les Informations de mani\xe8re agr\xe9g\xe9e, pseudonymis\xe9e, ou anonymis\xe9e (qui ne vous identifie pas personnellement) pour toute fin autoris\xe9e par la loi applicable. Ceci comprend le fait de cr\xe9er ou dâutiliser des donn\xe9es agr\xe9g\xe9es, pseudonymis\xe9e, ou anonymis\xe9es sur la base des informations collect\xe9es afin de d\xe9velopper de nouveaux services et pour faciliter la recherche.\\n\\nNous ne vendons pas et ne louons pas les informations personnelles que nous collectons.\\n"},{"heading":"Nos Pratiques de r\xe9tention","nav":"Nos Pratiques de r\xe9tention","icon":"hdd","content":"Nous conservons les Informations relatives \xe0 lâutilisateur final uniquement pendant la dur\xe9e n\xe9cessaire pour remplir les finalit\xe9s pour lesquelles elles ont \xe9t\xe9 collect\xe9es et utilis\xe9es, comme d\xe9crit dans cette Politique, \xe0 moins quâune p\xe9riode plus longue de conservation soit requise ou permise en vertu de la loi applicable. Conform\xe9ment \xe0 ce qui est permis par la loi applicable, m\xeame apr\xe8s que vous ayez arr\xeat\xe9 dâutiliser une application ou r\xe9sili\xe9 votre compte avec lâun de nos d\xe9veloppeurs, nous pouvons conserver vos informations (par exemple, si vous poss\xe9dez un compte aupr\xe8s dâun autre d\xe9veloppeur). Cependant, vos informations ne seront trait\xe9es que selon les exigences de la loi ou conform\xe9ment \xe0 la pr\xe9sente Politique.\\n\\nVeuillez-vous r\xe9f\xe9rer \xe0 la section relative \xe0 \xab Vos droits \xe0 la protection de vos donn\xe9es \xbb pour les options qui sont mises \xe0 votre disposition, y compris le droit de demander la suppression de vos Informations. Vous pouvez \xe9galement nous contacter au sujet de nos pratiques de conservation des donn\xe9es en utilisant les informations de contact ci-dessous.\\n"}]},{"heading":"Quelques derniers d\xe9tails","nav":"Quelques derniers d\xe9tails","icon":"info","sections":[{"heading":"Transferts internationaux de donn\xe9es","content":"Nous op\xe9rons de mani\xe8re internationale, et de ce fait, nous transf\xe9rons les informations que nous collectons sur vous au-del\xe0 des fronti\xe8res, y compris celles de lâEEE ou du Royaume Uni vers les \xc9tats Unis, aux fins de traitement et stockage. Dans la mesure o\xf9 les informations que nous collectons sur vous sont transf\xe9r\xe9es de lâEEE vers des territoires ou des pays pour lesquels la Commission de lâUE n\'a pas conclu que le cadre juridique des dits territoires ou pays fournissait un niveau de protection ad\xe9quate pour la sauvegarde des droits et libert\xe9s des personnes quant \xe0 leurs donn\xe9es personnelles, nous transf\xe9rerons ces donn\xe9es conform\xe9ment aux lois applicables en mati\xe8re de protection des donn\xe9es, y compris en utilisant les clauses contractuelles types approuv\xe9es par la Commission de lâUE. Vous pouvez demander un exemplaire de ces clauses contractuelles types en nous contactant comme indiqu\xe9 ci-dessous.\\n"},{"heading":"Vos droits relatifs \xe0 la protection de vos donn\xe9es","content":"En vertu de la loi applicable et, sous r\xe9serve des limitations et des exceptions pr\xe9vues par la loi, si vous \xeates situ\xe9 dans lâEEE ou le Royaume Uni, et dans certaines juridictions, vous pouvez disposer de certains droits quant aux Informations que nous collectons sur vous et sur la fa\xe7on de les utiliser, y compris le droit :\\n\\n* d\'acc\xe9der aux Informations que nous avons collect\xe9es sur vous ;\\n\\n* de demander que nous rectifions ou mettions \xe0 jour les Informations collect\xe9es sur vous, qui sont inexactes ou incompl\xe8tes ;\\n\\n* de demander, dans certaines circonstances, que nous restreignons le traitement de vos Informations ou que nous le supprimi
1ons ;\\n\\n* de vous opposer au traitement de vos Informations et ce, sous certaines conditions pr\xe9vues par la loi ;\\n\\n* lorsque le traitement de vos Informations est bas\xe9 sur votre consentement, retirer ce consentement ;\\n\\n* de demander que nous vous communiquions vos Informations dans un format structur\xe9, couramment utilis\xe9 et lisible par machine, afin que vous puissiez les transmettre \xe0 une autre soci\xe9t\xe9, lorsque cela est techniquement possible ; et\\n\\n* de d\xe9poser une plainte concernant nos pratiques relatives \xe0 la protection des donn\xe9es aupr\xe8s dâune autorit\xe9 de surveillance (si vous vous trouvez dans lâEEE ou le Royaume Uni, veuillez-vous r\xe9f\xe9rer au lien suivant pour le d\xe9tail des coordonn\xe9es : [https://edpb.europa.eu/about-edpb/board/members_fr](https://edpb.europa.eu/about-edpb/board/members_fr) ).\\n\\n\\nEn vertu de la loi sur la protection de la vie priv\xe9e des consommateurs de Californie (le \xab CCPA \xbb) et sous r\xe9serve de certaines limitations et exceptions, si vous \xeates r\xe9sident(e) de Californie, vous pouvez disposer des droits suivants quant aux Informations que nous avons collect\xe9es sur vous qui constituent des informations \xe0 caract\xe8re personnels selon le CCPA ;\\n\\n* de demander \xe0 acc\xe9der \xe0 davantage de d\xe9tails sur les cat\xe9gories et certains \xe9l\xe9ments sp\xe9cifiques relatifs aux informations personnelles que nous pouvons avoir collect\xe9 sur vous dans les 12 derniers mois (y compris les informations personnelles divulgu\xe9es \xe0 des fins commerciales) ;\\n\\n* de demander la suppression de vos informations personnelles ;\\n\\n* de vous opposer \xe0 toute \xab vente \xbb de vos informations personnelles si une entreprise vend vos informations ; et\\n\\n* de ne ne pas subir de discrimination suite \xe0 lâexercice de vos droits.\\n\\n\\nPour exercer vos droits en mati\xe8re de protection de vos donn\xe9es, le cas \xe9ch\xe9ant, vous pouvez soumettre une demande \xe0 l\'aide de notre formulaire en ligne (disponible ici), ou nous contacter comme pr\xe9cis\xe9 dans la section \xab Contacter Plaid \xbb ci-dessous. Il peut vous \xeatre demand\xe9 de fournir des informations suppl\xe9mentaires pour confirmer votre identit\xe9 avant que nous r\xe9pondions \xe0 votre demande.\\n\\nNous prendrons en compte toutes ces demandes et fournirons notre r\xe9ponse dans une p\xe9riode de temps raisonnable (et dans la p\xe9riode requise par la loi applicable). Veuillez noter, cependant, que certaines informations peuvent \xeatre exclues de ces demandes, par exemple si nous conservons les informations pour nous conformer \xe0 nos obligations l\xe9gales ou pour initier, exercer ou d\xe9fendre une action l\xe9gale.\\n"},{"heading":"Modifications apport\xe9es \xe0 cette Politique","content":"Nous sommes susceptibles de modifier la pr\xe9sente Politique de temps en temps. Si nous r\xe9alisons des changements, nous mettrons en ligne la nouvelle politique sur le site web de Plaid \xe0 [https://plaid.com/legal](https://plaid.com/legal) et indiquerons la date dâentr\xe9e en vigueur de cette Politique. Nous informerons \xe9galement nos d\xe9veloppeurs de toute modification importante en lien avec nos accords avec les d\xe9veloppeurs, car ces derniers sont g\xe9n\xe9ralement mieux positionn\xe9s pour informer leurs utilisateurs des changements \xe0 la pr\xe9sente Politique, le cas \xe9ch\xe9ant.\\n"},{"heading":"Contacter Plaid","content":"Si vous avez des questions ou des r\xe9clamations concernant la pr\xe9sente Politique, ou \xe0 propos de nos pratiques relatives \xe0 la protection de la vie priv\xe9e de mani\xe8re g\xe9n\xe9rale, vous pouvez nous contacter \xe0 [email protected] ou par courrier \xe0 :\\n\\n_Si vous r\xe9sidez en dehors de lâEEE ou du Royaume Uni :_\\n\\n<div class=\\"ios-legal-address\\"> Plaid Inc.<br/>\\nAttn: Legal<br/>\\nPO Box 7775 #35278<br/>\\nSan Francisco, Californie 94120-7775`<br/>\\nU.S.A.</div>\\n\\n<br />\\n_Si vous r\xe9sidez au sein de lâEEE ou au Royaume Uni :_\\n\\n<div class=\\"ios-legal-address\\"> Plaid Financial Ltd.<br/>\\nAttn: Legal<br/>\\nNew Penderel House, 4th Floor<br/>\\n283-288 High Holborn<br/>\\nLondres, Royaume Uni, WC1V 7HP</div>\\n"}]}]}')},59771:function(e){"use strict";e.exports=JSON.parse('{"heading":"Itâs your data. You decide when itâs shared.","prologue":["Plaid connects the banks you trust with the apps you loveâso you can make the most of your finances.","By entering your account credentials, Plaid securely transfers your financial data from your bank to this app."],"details":{"heading":"When using Plaid, your connection is:\\n","info":[{"tag":"Secure","slogan":"Transfer of your information is encrypted end-to-e
1nd"},{"tag":"Private","slogan":"Your credentials will never be made accessible to this application"}]},"epilogue":["Thatâs what weâre here for. We believe in a world where everyone can access and control their financial data."],"learn-more":{"heading":"Learn More","links":[{"title":"See what data is being shared","link":"https://my.plaid.com"},{"title":"View FCA registration","link":"https://register.fca.org.uk/ShPo_FirmDetailsPage?id=0010X000049JuDPQA0"},{"title":"Frequently asked questions","link":"https://my.plaid.com/faq"}]}}')},96655:function(e){"use strict";e.exports=JSON.parse('{"heading":"Son sus datos. Usted decide cu\xe1ndo compartirlos.","prologue":["Plaid conecta los bancos de su confianza con las aplicaciones que le gustan â para que Usted saque el mejor partido a sus finanzas.","Tras la introducci\xf3n de sus credenciales, Plaid transfiere de forma segura su informaci\xf3n financiera desde su banco a esta aplicaci\xf3n."],"details":{"heading":"Al utilizar Plaid su conexi\xf3n ser\xe1:\\n","info":[{"tag":"Segura","slogan":"La transferencia de su informaci\xf3n ser\xe1 protegida mediante encriptaci\xf3n de tipo _end-to-end_."},{"tag":"Privada","slogan":"Esta aplicaci\xf3n nunca podr\xe1 acceder a sus credenciales."}]},"epilogue":["Para eso estamos aqu\xed. Creemos en un mundo en el cual todos pueden acceder a, y controlar, su informaci\xf3n financiera."],"learn-more":{"heading":"Aprender M\xe1s","links":[{"title":"Ver qu\xe9 datos se comparten","link":"https://my.plaid.com"},{"title":"Ver registro de la FCA","link":"https://register.fca.org.uk/ShPo_FirmDetailsPage?id=0010X000049JuDPQA0"},{"title":"Preguntas m\xe1s frecuentes","link":"https://my.plaid.com/faq"}]}}')},28233:function(e){"use strict";e.exports=JSON.parse('{"heading":"Ce sont vos donn\xe9es. Vous d\xe9cidez quand elles sont partag\xe9es.","prologue":["Plaid connecte les banques auxquelles vous faites confiance avec les applications que vous aimez â pour que vous puissiez tirer le meilleur parti de vos finances.","En entrant vos identifiants de compte, Plaid transf\xe8re de mani\xe8re s\xe9curis\xe9e vos donn\xe9es financi\xe8res de votre banque \xe0 cette application."],"details":{"heading":"En utilisant Plaid, votre connexion est:\\n","info":[{"tag":"S\xe9curis\xe9e","slogan":"Le transfert de vos informations est chiffr\xe9 de bout en bout"},{"tag":"Priv\xe9e","slogan":"Vos identifiants ne seront jamais rendus accessibles depuis cette application"}]},"epilogue":["Câest pourquoi nous sommes l\xe0. Nous croyons dans un monde o\xf9 chacun peut acc\xe9der et contr\xf4ler ses donn\xe9es financi\xe8res."],"learn-more":{"heading":"Pour en savoir plus","links":[{"title":"Voir quelles donn\xe9es sont partag\xe9es","link":"https://my.plaid.com"},{"title":"Voir lâenregistrement \xe0 la FCA","link":"https://register.fca.org.uk/ShPo_FirmDetailsPage?id=0010X000049JuDPQA0"},{"title":"Questions fr\xe9quemment pos\xe9es","link":"https://my.plaid.com/faq"}]}}')},18642:function(e){"use strict";e.exports=JSON.parse('{"heading":"Itâs your data. You decide when itâs shared.","prologue":["Plaid connects the banks you trust with the apps you loveâso you can make the most of your finances.","By entering your account credentials, Plaid securely transfers your financial data from your bank to this app."],"details":{"heading":"When using Plaid, your connection is:\\n","info":[{"tag":"Secure","slogan":"Transfer of your information is encrypted end-to-end"},{"tag":"Private","slogan":"Your credentials will never be made accessible to this application"}]},"epilogue":["Thatâs what weâre here for. We believe in a world where everyone can access and control their financial data."],"learn-more":{"heading":"Learn More","links":[{"title":"See what data is being shared","link":"https://my.plaid.com"},{"title":"View FCA registration","link":"https://register.fca.org.uk/ShPo_FirmDetailsPage?id=0010X000049JuDPQA0"},{"title":"Frequently asked questions","link":"https://my.plaid.com/faq"}]}}')},72600:function(e){"use strict";e.exports=JSON.parse('{"subtext":"This application uses Plaid to retrieve your data to offer these services","content":[{"heading":"Contact Details","text":"Includes your name, address, phone number, and email as held by your account provider."},{"heading":"Account Transactions","text":"Includes amount, date, type, and a description of the transaction."},{"heading":"Account details","text":"We use your account details, including account numbers and balance, to supp
1ort account opening for financial apps."}]}')},12255:function(e){"use strict";e.exports=JSON.parse('{"subtext":"Esta aplicaci\xf3n utiliza Plaid para extraer sus datos y as\xed ofrecer los servicios","content":[{"heading":"Datos de contacto","text":"Se incluyen su nombre, direcci\xf3n, n\xfamero de tel\xe9fono y direcci\xf3n de correo electr\xf3nico tal y como constan en el proveedor de su cuenta."},{"heading":"Transacciones de cuentas","text":"Se incluyen la cantidad, la fecha, el tipo y una descripci\xf3n de la transacci\xf3n."},{"heading":"Informaci\xf3n sobre su cuenta","text":"Utilizamos informaci\xf3n sobre su cuenta, incluyendo n\xfameros de cuenta y saldo, para permitir la apertura de cuentas en aplicaciones financieras."}]}')},33062:function(e){"use strict";e.exports=JSON.parse('{"subtext":"Cette application utilise Plaid pour r\xe9cup\xe9rer vos donn\xe9es et proposer ces services","content":[{"heading":"D\xe9tails du contact","text":"Comprend votre nom, votre adresse, votre num\xe9ro de t\xe9l\xe9phone et l\'adresse e-mail d\xe9tenue par votre fournisseur de compte."},{"heading":"Transactions du compte","text":"Comprend le montant, la date et le type de la transaction ainsi qu\'une description de cette transaction.\\n"},{"heading":"Informations de compte","text":"Nous utilisons vos informations de compte, notamment les num\xe9ros de compte et le solde du compte pour permettre lâouverture de compte pour les applications financi\xe8res."}]}')},76599:function(e){"use strict";e.exports=JSON.parse('{"subtext":"This application uses Plaid to retrieve your data to offer these services","content":[{"heading":"Contact Details","text":"Includes your name, address, phone number, and email as held by your account provider."},{"heading":"Account Transactions","text":"Includes amount, date, type, and a description of the transaction."},{"heading":"Account details","text":"We use your account details, including account numbers and balance, to support account opening for financial apps."}]}')},83957:function(e){"use strict";e.exports=JSON.parse('{"news-item":[{"img":"logo-inc.png","link":"https://www.inc.com/quora/technology-is-about-to-make-managing-your-finances-much-easier.html?utm_source=dlvr.it&utm_medium=twitter","who":"inc","description":"Technology Is About To Make Managing Your Finances Much Easier"},{"img":"logo-forbes.png","link":"https://www.forbes.com/sites/quora/2018/01/22/what-will-be-the-most-exciting-fintech-trends-in-2018/#e43ad8424f2f","who":"forbes","description":"Fintech Trends to Watch in 2018"},{"img":"logo-inc.png","link":"https://www.inc.com/quora/3-things-you-should-never-do-when-you-start-a-business.html?cid=sf01001&sr_share=twitter","who":"inc","description":"Advice for First Time Founders"},{"img":"logo-forbes.png","link":"https://www.forbes.com/sites/quora/2018/01/22/prioritizing-engineers-in-your-startup-could-lead-to-better-products/#725f00f8499f","who":"forbes","description":"Prioritizing Culture"},{"img":"logo-american-banker.png","link":"https://www.americanbanker.com/news/banks-arent-following-cfpb-data-sharing-guidance-fintechs-say?brief=00000158-07c7-d3f4-a9f9-37df9bc10000","who":"American Banker","description":"CFPB data-sharing guidance"},{"img":"logo-forbes.png","link":"https://www.forbes.com/sites/laurencebradford/2017/11/21/10-best-tech-apps-to-help-you-save-invest-and-manage-your-finances/#6058c119669c","who":"forbes","description":"10 Best Tech Apps To Help You Save, Invest, And Manage Your Finances"},{"img":"logo-forbes.png","link":"https://www.forbes.com/sites/truebridge/2017/09/27/five-major-industries-next-gen-disruptors/#2509198f3d71","who":"forbes","description":"5 Major Industries And Their Next-Gen Disruptors"},{"img":"logo-bank-innovation.png","link":"https://www.inc.com/quora/technology-is-about-to-make-managing-your-finances-much-easier.html?utm_source=dlvr.it&utm_medium=twitter","who":"bank innovations","description":"10 Most Innovative CEOs in Banking in 2017"},{"img":"logo-forbes.png","link":"https://www.forbes.com/sites/susanadams/2017/09/26/the-next-billion-dollar-startups-2017/#7aff87af4447","who":"forbes","description":"The Next Billion-Dollar Startups 2017"},{"img":"logo-wsj.svg","link":"https://www.wsj.com/articles/equifax-hack-could-slow-down-fast-loans-1505147969","who":"forbes","description":"Revamping KYC"},{"img":"logo-techcrunch.png","link":"https://techcrunch.com/2017/08/30/plaid-delivers-bank-account-integration-functionality-to-enterprise-developers/","who":"techcrunch","description":"Plaid delivers bank account integration to enterprise developers"},{"img":"logo-techcrunch.png","link":"https://techcrunch.com/2017/06/26/plaid-rfs/","who":"techcrunch","description":"Plaid launches a Fintech Request for Startups"},{"img":"logo-inc.png","link":"https://www.inc.com/alex-moazed/plaid-wants-to-do-the-heavy-lifting-in-fintech.html","who":"inc","description":"Powering the fintech ecosystem"},{"img":"logo-american-banker.png","link":"https://www.americanbanker.com/news/scrap-screen-scraping-europes-finding-its-not-that-simple","who":"american banker","description":"PSD2 and determining the future of digital banking in the US"},{"img":"logo-newsweek.png","link":"http://www.newsweek.com/credit-loan-mortgage-financial-planning-online-fintech-607947","who":"newsweek","description":"Fintech firms continue to innovate in the traditional financial arena"},{"img":"logo-bank-innovation.png","link":"http://bankinnovation.net/2017/04/plaid-and-dwolla-give-a-boost-to-ach-in-the-payments-wars/","who":"bank innovations","description":"Plaid partners with Dwolla to tokenize the ACH process"},{"img":"logo-inc.png","link":"https://www.inc.com/maria-aspan/john-sculley-fintech.html","who":"ink","description":"Banks are coming full circle with the concept of fintech"}
1,{"img":"logo-pymnts.png","link":"http://www.pymnts.com/news/investment-tracker/2017/plaid-technologies-citi-amex-venture-capital/","who":"bloomberg","description":"Plaid raises $44M with Citi and Amex VC Arms taking part"},{"img":"logo-prn.png","link":"http://www.prnewswire.com/news-releases/plaid-announces-44-million-series-b-led-by-goldman-sachs-investment-partners-300286865.html","who":"bloomberg","description":"Plaid announces $44 million Series B led by Goldman Sachs Investment Partners"},{"img":"logo-forbes.png","link":"http://www.forbes.com/sites/forbestechcouncil/2017/02/03/the-importance-of-data-access-for-fintech/","who":"forbes","description":"The importance of data access for fintech"},{"img":"logo-inc.png","link":"http://www.inc.com/jeff-pruitt/6-fintechs-disrupting-the-industry.html","who":"inc","description":"Six Fintechs Disrupting The Industry"},{"img":"logo-american-banker.png","link":"https://www.americanbanker.com/opinion/uncertainty-about-cfpb-shouldnt-hurt-progress-over-data-access","who":null,"description":"Uncertainty about CFPB shouldnât hurt progress over data access"},{"img":"logo-american-banker.png","link":"https://www.americanbanker.com/news/why-the-jpm-intuit-partnership-is-a-big-step-for-data-sharing","who":"american banker","description":"Why the JPM-Intuit partnership is a big step for data sharing"},{"img":"logo-techcrunch.png","link":"https://techcrunch.com/2017/01/15/innovation-under-the-hood-will-rev-the-engines-of-a-fintech-revolution/","who":"techcrunch","description":"Innovation under the hood will rev the engines of a fintech revolution"},{"img":"logo-huffington-post.svg","link":"http://www.huffingtonpost.com/john-rampton/the-20-hottest-bay-area-f_b_14105412.html","who":"the huffington post","description":"The 20 Hottest Bay Area Fintech Investors and 20 Bay Area Fintech Startups To Keep Your Eye On"},{"img":"logo-american-banker.png","link":"http://www.americanbanker.com/news/bank-technology/will-2017-be-a-breakthrough-year-for-data-portability-1092816-1.html?zkPrintable=1&nopagination=1","who":"american banker","description":"Will 2017 Be a Breakthrough Year for Data Portability?"},{"img":"logo-financial-times.svg","link":"http://podcast.ft.com/2016/11/30/italian-banks-uk-stress-tests-and-us-fintech/","who":"financial times","description":"Podcast: A new mood of co-operation between US banks and fintech companies"},{"img":"logo-wsj.svg","link":"http://www.wsj.com/articles/cfpb-advances-plans-giving-bank-customers-data-sharing-rights-1479358861","who":"the wall street journal","description":"CFPB Advances Plans Giving Bank Customers Data-Sharing Rights"},{"img":"logo-lets-talk-payments.png","link":"https://letstalkpayments.com/the-best-fintech-startups-to-support-your-startup/","who":"lets talk payments","description":"The Best FinTech Startups to Support Your Startup"},{"img":"logo-forbes.png","link":"http://www.forbes.com/fintech/2016/#5d830be95668","who":"forbes","description":"The Forbes Fintech 50 for 2016"},{"img":"logo-american-banker.png","link":"http://www.americanbanker.com/bankthink/ban-data-access-limit-bank-innovation-1092049-1.html","who":"american banker","description":"BankThink Ban Data Access, Limit Bank Innovation"},{"img":"logo-wsj.svg","link":"https://www.wsj.com/articles/head-of-consumer-finance-agency-speaks-out-on-fintech-1477283289","who":"the wall street journal","description":"Head of Consumer Finance Agency Speaks Out on Fintech"},{"img":"logo-fusion.svg","link":"http://fusion.net/story/354988/digit-savings-bank-account-bot/","who":"fusion","description":"Digit and other fintech start-ups rely on still other fintech companies, such as Plaid"},{"img":"logo-wsj.svg","link":"http://www.wsj.com/articles/fintech-firm-plaid-raises-44-million-1466377808","who":"the wall street journal","description":"Fintech Firm Plaid Raises $44 Million"},{"img":"logo-bloomberg.png","link":"http://www.bloomberg.com/news/articles/2016-06-20/goldman-sachs-leads-funding-for-plaid-technologies","who":"bloomberg","description":"Goldman Sachs leads funding for Plaid"}
1,{"img":"logo-nyt.svg","link":"http://www.nytimes.com/2016/05/07/your-money/jamie-dimon-wants-to-protect-you-from-innovative-start-ups.html?_r=0","who":"the new york times","description":"Jamie Dimon Wants to Protect You From Innovative Start-Ups"},{"img":"logo-techcrunch.png","link":"https://techcrunch.com/2013/09/19/plaid-funding/","who":"techcrunch","description":"Plaid Raises $2.8M To Make Banking Data More Developer Friendly"}]}')},90209:function(e){"use strict";e.exports=JSON.parse('{"features":[{"product-name":"Transactions","product-url":"/products/transactions","product-description":"Access detailed transaction history"},{"product-name":"Auth","product-url":"/products/auth","product-description":"Instantly authenticate bank accounts for payments"},{"product-name":"Balance","product-url":"/products/balance","product-description":"Verify real-time account balances"},{"product-name":"Identity","product-url":"/products/identity","product-description":"Verify usersâ identities and reduce fraud"},{"product-name":"Investments","product-url":"/products/investments","product-description":"Build a holistic view of a userâs investments"},{"product-name":"Assets","product-url":"/products/assets","product-description":"Verify borrowersâ assets straight from the source"},{"product-name":"Liabilities","product-url":"/products/liabilities","product-description":"Access detailed loan data"},{"product-name":"Income","product-url":"/income","product-description":"Understand income and verify employment"}]}')}}]); 2//# sourceMappingURL=53483-2878dc429487b66a.js.map
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.