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89 90 <!-- End Google Tag Manager --> 91 <link rel='stylesheet' id='cookie-law-info-table-css' href='https://www.openbanking.org.uk/wp-content/plugins/webtoffee-gdpr-cookie-consent/public/css/cookie-law-info-table.css?ver=2.3.9' media='all' /> 92 93</head> 94 95<body id="body" class="archive post-type-archive post-type-archive-apps wp-custom-logo wp-theme-open-banking"> 96 97 <a href="#main" class="skip-link">Skip to content</a> 98 99 <header class="header" role="banner" id="header"> 100 101<div class="gm01"> 102 <div class="container"> 103 <div class="gm01__grid flex flex-wrap align-items--center justify-content--space-between"> 104 <div class="gm01__grid__back"> 105 <!-- <a href="https://www.openbanking.org.uk" class="gm01__home flex align-items--center"> 106 <svg class="svg-icon svg-icon--caret-left" aria-hidden="true" role="img"> <use href="#caret-left" xlink:href="#caret-left"></use> </svg> Back to Open Banking main website </a> --> 107 </div> 108 109 <div class="gm01__grid__right flex align-items--center justify-content--space-between"> 110 <a class="gm01__contact" href="https://www.openbanking.org.uk/" target="_self">Home</a> 111 112 <button type="button" class="gm01__link gm01__item-link flex align-items--center gm01__grid__search-button" data-luna-toggle="search"> 113 <svg class="svg-icon svg-icon--icon-search" aria-hidden="true" role="img"> <use href="#icon-search" xlink:href="#icon-search"></use> </svg> Search </button> 114 </div> 115 </div> 116 </div> 117</div> 118 119<nav class="gm02"> 120 <div class="container"> 121 <div class="gm02__grid flex flex-wrap align-content--center justify-content--space-between"> 122 <div class="gm02__grid__logo flex flex-wrap align-items--center justify-content--center"> 123 <a href="https://www.openbanking.org.uk" class="gm02__grid__logo__link"> 124 <img data-src=https://www.openbanking.org.uk/wp-content/uploads/OBL_Standard_logotype_white_TM.png class=" lazy" alt=""> </a> 125 </div> 126 127 <div class="gm02__grid__menu"> 128 <ul id="menu-main-menu" class="gm02__main"> 129 <li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children">
130 <a href="https://www.openbanking.org.uk/what-is-open-banking/" class="menu-item__link" > 131 What is open banking? </a> 132 <section class="menu-item__section"> 133 <div class="container"> 134 <div class="menu-item__row"> 135 136 <aside class="menu-item__aside"> 137 <div class="menu-item__aside-inside" title="Summary"> 138 <div class="menu-item__card"> 139 <h3 class="menu-item__card-title m03__title heading--3 underline underline--teal">What is open banking?</h3> 140 <p class="menu-item__card-info">Open banking is enabling a world of innovative apps and services tailored to usersâ financial data. Save better and spend better, with open banking.</p> 141 </div> 142 </div> 143 </aside> 144 <div class="menu-item__right"> 145 </div> 146 <div class="menu-item__middle no-after"> 147 148 <ul class="menu-item__list"> 149 <div class="menu-item__column"> 150 151 152 153 <li class="menu-item menu-item__column-item"> 154 <a href="https://www.openbanking.org.uk/what-is-open-banking/" class="menu-item__column-link" data-description="">What is open banking?</a> 155 <ul> 156 <li> 157 <a href="https://www.openbanking.org.uk/why-open-banking-is-safe/" target="_self">Why open banking is safe</a> 158 </li> 159 <li> 160 <a href="https://www.openbanking.org.uk/faqs/" target="_self">Open banking FAQs</a> 161 </li> 162 <li> 163 <a href="https://www.openbanking.org.uk/glossary/" target="_self">Open banking glossary</a> 164 </li> 165 <li> 166 <a href="https://www.openbanking.org.uk/open-finance/" target="_self">Open finance</a> 167 </li> 168 <li> 169 <a href="https://www.openbanking.org.uk/unlocking-the-everyday/" target="_self">Unlocking the Everyday</a> 170 </li> 171 </ul> 172 </li> 173 </li> 174 175 176 <li class="menu-item menu-item__column-item"> 177 <a href="https://www.openbanking.org.uk/how-open-banking-can-help-consumers/" class="menu-item__column-link" data-description="">Consumers and SMEs</a> 178 <ul> 179 <li> 180 <a href="https://www.openbanking.org.uk/how-open-banking-can-help-consumers/" target="_self">How open banking can help consumers</a> 181 </li> 182 <li> 183 <a href="https://www.openbanking.org.uk/how-open-banking-can-help-businesses/" target="_self">How open banking can help businesses</a> 184 </li> 185 <li> 186 <a href="https://www.openbanking.org.uk/case-studies/" target="_self">Open banking case studies</a> 187 </li> 188 <li> 189 <a href="https://www.openbanking.org.uk/regulated-providers/" target="_self">Regulated open banking providers</a> 190 </li> 191 <li> 192 <a href="https://www.openbanking.org.uk/app-store/" target="_self">Open banking app store</a> 193 </li> 194 </ul> 195 </li> 196 </li> 197 198 199 <li class="menu-item menu-item__column-item"> 200 <a href="https://www.openbanking.org.uk/about-us/" class="menu-item__column-link" data-description="">About Open Banking Ltd (OBL)</a> 201 <ul> 202 <li> 203 <a href="https://www.openbanking.org.uk/obl-leadership-team/" target="_self">OBL leadership team</a> 204 </li> 205 <li> 206 <a href="https://www.openbanking.org.uk/external-engagement/" target="_self">OBL external engagement</a> 207 </li> 208 <li> 209 <a href="https://www.openbanking.org.uk/delivering-the-roadmap/" target="_self">Delivering the roadmap</a> 210 </li> 211 <li> 212 <a href="https://www.openbanking.org.uk/careers/" target="_self">Careers at OBL</a> 213 </li> 214 </ul> 215 </li> 216 </li> 217 218 </div> 219 </ul> 220 </div> 221 </div> 222 </section> 223 224 </li> 225 226 <li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"> 227 <a href="https://www.openbanking.org.uk/ecosystem/" class="menu-item__link" > 228 Ecosystem </a> 229 <section class="menu-item__section"> 230 <div class="container"> 231 <div class="menu-item__row"> 232 233 <aside class="menu-item__aside"> 234 <div class="menu-item__aside-inside" title="Summary"> 235 <div class="menu-item__card"> 236 <h3 class="menu-item__card-title m03__title heading--3 underline underline--teal">Ecosystem</h3> 237 <p class="menu-item__card-info">Open banking is already changing lives and transforming businesses. Find out about the benefits participation can bring today.</p> 238 </div> 239 </div> 240 </aside> 241 <div class="menu-item__right"> 242 </div> 243 <div class="menu-item__middle no-after"> 244 245 <ul class="menu-item__list"> 246 <div class="menu-item__column"> 247 248 249 250 <li class="menu-item menu-item__column-item">
251 <a href="https://www.openbanking.org.uk/ecosystem/" class="menu-item__column-link" data-description="">Participants</a> 252 <ul> 253 <li> 254 <a href="https://www.openbanking.org.uk/account-providers/" target="_self">Account providers (ASPSPs)</a> 255 </li> 256 <li> 257 <a href="https://www.openbanking.org.uk/fintechs/" target="_self">Fintechs (TPPs)</a> 258 </li> 259 <li> 260 <a href="https://www.openbanking.org.uk/technical-service-providers/" target="_self">Technical service providers (TSPs)</a> 261 </li> 262 <li> 263 <a href="https://www.openbanking.org.uk/regulatory/" target="_self">Regulatory</a> 264 </li> 265 </ul> 266 </li> 267 </li> 268 269 270 <li class="menu-item menu-item__column-item"> 271 <a href="https://www.openbanking.org.uk/case-studies/" class="menu-item__column-link" data-description="">Open banking in action</a> 272 <ul> 273 <li> 274 <a href="https://www.openbanking.org.uk/regulated-providers/" target="_self">Find a regulated provider</a> 275 </li> 276 <li> 277 <a href="https://www.openbanking.org.uk/app-store/" target="_self">Open banking apps</a> 278 </li> 279 <li> 280 <a href="https://www.openbanking.org.uk/case-studies/" target="_self">Open banking case studies</a> 281 </li> 282 <li> 283 <a href="https://www.openbanking.org.uk/api-performance/" target="_self">MiData - API performance</a> 284 </li> 285 </ul> 286 </li> 287 </li> 288 289 </div> 290 </ul> 291 </div> 292 </div> 293 </section> 294 295 </li> 296 297 <li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"> 298 <a href="#" class="menu-item__link" > 299 News & Insights </a> 300 <section class="menu-item__section"> 301 <div class="container"> 302 <div class="menu-item__row"> 303 304 <aside class="menu-item__aside"> 305 <div class="menu-item__aside-inside" title="Summary"> 306 <div class="menu-item__card"> 307 <h3 class="menu-item__card-title m03__title heading--3 underline underline--teal">News & Insights</h3> 308 <p class="menu-item__card-info">Find out whatâs new in open banking. Get the latest industry news, explore our insights and register for events.</p> 309 </div> 310 </div> 311 </aside> 312 <div class="menu-item__right"> 313 </div> 314 <div class="menu-item__middle no-after"> 315 316 <ul class="menu-item__list"> 317 <div class="menu-item__column"> 318 319 320 321 <li class="menu-item menu-item__column-item"> 322 <a href="https://www.openbanking.org.uk/news/" class="menu-item__column-link" data-description="">News</a> 323 <ul> 324 <li> 325 <a href="https://www.openbanking.org.uk/news/" target="_self">News and press releases</a> 326 </li> 327 </ul> 328 </li> 329 </li> 330 331 332 <li class="menu-item menu-item__column-item"> 333 <a href="https://www.openbanking.org.uk/insights/" class="menu-item__column-link" data-description="">Insights</a> 334 <ul> 335 <li> 336 <a href="https://www.openbanking.org.uk/insights/" target="_self">Articles, reports and thought leadership</a> 337 </li> 338 <li> 339 <a href="https://www.openbanking.org.uk/case-studies/" target="_self">Case studies</a> 340 </li> 341 <li> 342 <a href="https://www.openbanking.org.uk/insights/?filter-insight-type=guides&filter-search=&filter-sort=0" target="_self">Guides</a> 343 </li> 344 </ul> 345 </li> 346 </li> 347 </div> 348 <div class="menu-item__column"> 349 350 351 <li class="menu-item menu-item__column-item"> 352 <a href="#" class="menu-item__column-link" data-description="">Resources</a> 353 <ul> 354 <li> 355 <a href="https://www.openbanking.org.uk/documents/" target="_self">Document library</a> 356 </li> 357 <li> 358 <a href="https://www.openbanking.org.uk/glossary/" target="_self">Open banking glossary</a> 359 </li> 360 <li> 361 <a href="https://www.openbanking.org.uk/multimedia/" target="_self">Multimedia</a> 362 </li> 363 </ul> 364 </li> 365 </li> 366 367 368 <li class="menu-item menu-item__column-item">
369 <a href="https://www.openbanking.org.uk/jroc-non-order-programme/" class="menu-item__column-link" data-description="">JROC</a> 370 <ul> 371 <li> 372 <a href="https://www.openbanking.org.uk/jroc-non-order-programme/" target="_self">JROC Non-Order Programme</a> 373 </li> 374 <li> 375 <a href="https://www.openbanking.org.uk/jroc/" target="_self">JROC and the future entity</a> 376 </li> 377 </ul> 378 </li> 379 </li> 380 </div> 381 <div class="menu-item__column"> 382 383 384 <li class="menu-item menu-item__column-item"> 385 <a href="https://www.openbanking.org.uk/unlocking-the-everyday/" class="menu-item__column-link" data-description="">Unlocking the Everyday - open banking analysis</a> 386 </li> 387 </li> 388 389 </div> 390 </ul> 391 </div> 392 </div> 393 </section> 394 395 </li> 396 397 <li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"> 398 <a href="#" class="menu-item__link" > 399 Solutions </a> 400 <section class="menu-item__section"> 401 <div class="container"> 402 <div class="menu-item__row"> 403 404 <aside class="menu-item__aside"> 405 <div class="menu-item__aside-inside" title="Summary"> 406 <div class="menu-item__card"> 407 <h3 class="menu-item__card-title m03__title heading--3 underline underline--teal">Solutions</h3> 408 <p class="menu-item__card-info">Need support? Whether youâre just getting started, resolving customer issues or have a technical hiccup, weâll help you find the answers.</p> 409 </div> 410 </div> 411 </aside> 412 <div class="menu-item__right"> 413 </div> 414 <div class="menu-item__middle no-after"> 415 416 <ul class="menu-item__list"> 417 <div class="menu-item__column"> 418 419 420 421 <li class="menu-item menu-item__column-item"> 422 <a href="https://www.openbanking.org.uk/directory/" class="menu-item__column-link" data-description="">Technology</a> 423 <ul> 424 <li> 425 <a href="https://www.openbanking.org.uk/directory/" target="_self">Open Banking Directory</a> 426 </li> 427 <li> 428 <a href="https://www.openbanking.org.uk/crown-dependencies-directory/" target="_self">Crown Dependencies Directory</a> 429 </li> 430 <li> 431 <a href="https://www.openbanking.org.uk/variable-recurring-payments-vrps/" target="_self">Variable Recurring Payments (VRPs)</a> 432 </li> 433 </ul> 434 </li> 435 </li> 436 437 438 <li class="menu-item menu-item__column-item"> 439 <a href="https://www.openbanking.org.uk/why-open-banking-is-safe/" class="menu-item__column-link" data-description="">Security</a> 440 <ul> 441 <li> 442 <a href="https://www.openbanking.org.uk/why-open-banking-is-safe/" target="_self">Why open banking is safe</a> 443 </li> 444 </ul> 445 </li> 446 </li> 447 448 449 <li class="menu-item menu-item__column-item"> 450 <a href="https://standards.openbanking.org.uk/" class="menu-item__column-link" data-description="">Open banking standard</a> 451 <ul> 452 <li> 453 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/" target="_self">Customer Experience Guidelines</a> 454 </li> 455 <li> 456 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/latest/" target="_blank">Latest guidelines v4.0</a> 457 </li> 458 <li> 459 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/customer-journey/latest/" target="_blank">Customer journey</a> 460 </li> 461 <li> 462 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/customer-communication/latest/" target="_blank">Customer communication</a> 463 </li> 464 </ul> 465 </li> 466 </li> 467 468 </div> 469 </ul> 470 </div> 471 </div> 472 </section> 473 474 </li> 475 476 <li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"> 477 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/overview" class="menu-item__link" target="_blank"> 478 Developers </a> 479 <section class="menu-item__section"> 480 <div class="container"> 481 <div class="menu-item__row"> 482 483 <aside class="menu-item__aside"> 484 <div class="menu-item__aside-inside" title="Summary"> 485 <div class="menu-item__card"> 486 <h3 class="menu-item__card-title m03__title heading--3 underline underline--teal">Developers</h3> 487 <p class="menu-item__card-info">Take the next step. Use the sandbox to test your idea with dummy data. Access the knowledge base. Get your app listed in the Directory.</p> 488 </div> 489 </div> 490 </aside> 491 <div class="menu-item__right"> 492 </div> 493 <div class="menu-item__middle no-after"> 494 495 <ul class="menu-item__list"> 496 <div class="menu-item__column"> 497 498 499 500 <li class="menu-item menu-item__column-item">
501 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/overview" class="menu-item__column-link" data-description="">Developer zone</a> 502 <ul> 503 <li> 504 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/245694653/Open+Banking+Directory+Usage+Directory+Sandbox" target="_blank">Directory sandbox</a> 505 </li> 506 <li> 507 <a href="https://www.openbanking.org.uk/api-performance/" target="_blank">API availability</a> 508 </li> 509 <li> 510 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/1061584956/Conformance+Certification+Service" target="_blank">Conformance service</a> 511 </li> 512 </ul> 513 </li> 514 </li> 515 516 517 <li class="menu-item menu-item__column-item"> 518 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16254920/Documentation" class="menu-item__column-link" data-description="">Documentation</a> 519 <ul> 520 <li> 521 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16385802/Specifications" target="_blank">Specifications</a> 522 </li> 523 <li> 524 <a href="https://openbankinguk.github.io/knowledge-base-pub/" target="_blank">Knowledge base</a> 525 </li> 526 </ul> 527 </li> 528 </li> 529 530 531 <li class="menu-item menu-item__column-item"> 532 <a href="https://directory.openbanking.org.uk/s/login/" class="menu-item__column-link" data-description="">Directory</a> 533 <ul> 534 <li> 535 <a href="https://www.openbanking.org.uk/wp-content/uploads/Enrolling-Onto-Open-Banking-Guide.pdf" target="_blank">How to guide: enrolling onto the Directory</a> 536 </li> 537 <li> 538 <a href="https://directory.openbanking.org.uk/s/login/SelfRegister" target="_blank">Sign up</a> 539 </li> 540 <li> 541 <a href="https://directory.openbanking.org.uk/s/login/" target="_blank">Login</a> 542 </li> 543 </ul> 544 </li> 545 </li> 546 547 </div> 548 </ul> 549 </div> 550 </div> 551 </section> 552 553 </li> 554 555 <li class=" menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"> 556 <a href="https://standards.openbanking.org.uk/" class="menu-item__link" target="_blank"> 557 Standard </a> 558 <section class="menu-item__section"> 559 <div class="container"> 560 <div class="menu-item__row"> 561 562 <aside class="menu-item__aside"> 563 <div class="menu-item__aside-inside" title="Summary"> 564 <div class="menu-item__card"> 565 <h3 class="menu-item__card-title m03__title heading--3 underline underline--teal">Standard</h3> 566 <p class="menu-item__card-info">Everything required to participate in open banking and meet PSD2 and RTS requirements â including API specifications and security profiles.</p> 567 </div> 568 </div> 569 </aside> 570 <div class="menu-item__right"> 571 </div> 572 <div class="menu-item__middle no-after"> 573 574 <ul class="menu-item__list"> 575 <div class="menu-item__column"> 576 577 578 579 <li class="menu-item menu-item__column-item"> 580 <a href="https://standards.openbanking.org.uk/api-specifications/latest/" class="menu-item__column-link" data-description="">API specifications</a> 581 <ul> 582 <li> 583 <a href="https://openbankinguk.github.io/read-write-api-site3/v4.0.1/profiles/read-write-data-api-profile.html" target="_blank">Read/write API</a> 584 </li> 585 <li> 586 <a href="https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/" target="_blank">Open data API</a> 587 </li> 588 <li> 589 <a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/1150124033/Directory+2.0+Technical+Overview+v1.6" target="_blank">Directory specifications</a> 590 </li> 591 <li> 592 <a href="https://openbankinguk.github.io/dcr-docs-pub/v3.3/dynamic-client-registration.html" target="_blank">Dynamic client registration</a> 593 </li> 594 <li> 595 <a href="https://openbankinguk.github.io/mi-docs-pub/v3.1.10-TPP/logical-data-dictionary.html" target="_blank">MI reporting</a> 596 </li> 597 </ul> 598 </li> 599 </li> 600 601 602 <li class="menu-item menu-item__column-item">
603 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/latest/" class="menu-item__column-link" data-description="">Customer Experience Guidelines</a> 604 <ul> 605 <li> 606 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/latest/" target="_blank">Get started</a> 607 </li> 608 <li> 609 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/authentication-methods/latest/" target="_blank">Authentication methods</a> 610 </li> 611 <li> 612 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/account-information-services/latest/" target="_blank">Account information services</a> 613 </li> 614 <li> 615 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/payment-initiation-services/latest/" target="_blank">Payment initiation services</a> 616 </li> 617 <li> 618 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/card-based-payment-instrument-issuers-cbpiis/latest/" target="_blank">Card based payment instrument issuers</a> 619 </li> 620 <li> 621 <a href="https://standards.openbanking.org.uk/customer-experience-guidelines/dashboards/latest/" target="_blank">Dashboards</a> 622 </li> 623 </ul> 624 </li> 625 </li> 626 627 628 <li class="menu-item menu-item__column-item"> 629 <a href="https://standards.openbanking.org.uk/operational-guidelines/latest/" class="menu-item__column-link" data-description="">Operational guidelines</a> 630 <ul> 631 <li> 632 <a href="https://standards.openbanking.org.uk/operational-guidelines/availability-and-performance/latest/" target="_blank">Availability & performance</a> 633 </li> 634 <li> 635 <a href="https://standards.openbanking.org.uk/operational-guidelines/dedicated-interface-requirements/latest/" target="_blank">Dedicated interfaces</a> 636 </li> 637 <li> 638 <a href="https://standards.openbanking.org.uk/operational-guidelines/problem-resolution/latest/" target="_blank">Problem resolution</a> 639 </li> 640 <li> 641 <a href="https://standards.openbanking.org.uk/operational-guidelines/change-and-communication-management/latest/" target="_blank">Change and communication management</a> 642 </li> 643 <li> 644 <a href="https://standards.openbanking.org.uk/operational-guidelines/the-operational-guidelines-checklist/latest/" target="_blank">Operational guidelines checklist</a> 645 </li> 646 <li> 647 </li> 648 </ul> 649 </li> 650 </li> 651 652 653 <li class="menu-item menu-item__column-item"> 654 <a href="https://standards.openbanking.org.uk/security-profiles/" class="menu-item__column-link" data-description="">Security profiles</a> 655 <ul> 656 <li> 657 <a href="https://openid.net/specs/openid-financial-api-part-2-1_0.html" target="_blank">FAPI</a> 658 </li> 659 <li> 660 <a href="https://openid.net/specs/openid-financial-api-ciba.html" target="_blank">Client initiated backchannel authentication profile (CIBA)</a> 661 </li> 662 </ul> 663 </li> 664 </li> 665 666 </div> 667 </ul> 668 </div> 669 </div> 670 </section> 671 672 </li> 673</ul> </div> 674 675 <div class="hamburger flex align-items--center"> 676 <div class="menu-icon gm02__hamburger"> 677 <div class="bar1"></div> 678 <div class="bar2"></div> 679 <div class="bar3"></div> 680 </div> 681 </div> 682 </div> 683 </div> 684</nav> 685 686<div class="gm02--mobile-menu"> 687 <div class="container"> 688 <ul id="menu-main-menu-1" class="gm02--mobile-menu__list"><li id="menu-item-7300" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub"><ul class="submenu"></ul>
688<a href="https://www.openbanking.org.uk/what-is-open-banking/">What is open banking?</a> 689<ul class='sub-menu'> 690 <li id="menu-item-18320" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/why-open-banking-is-safe/">Why open banking is safe</a></li><li><a href="https://www.openbanking.org.uk/faqs/">Open banking FAQs</a></li><li><a href="https://www.openbanking.org.uk/glossary/">Open banking glossary</a></li><li><a href="https://www.openbanking.org.uk/open-finance/">Open finance</a></li><li><a href="https://www.openbanking.org.uk/unlocking-the-everyday/">Unlocking the Everyday</a></li></ul><a href="https://www.openbanking.org.uk/what-is-open-banking/">What is open banking?</a></li> 691 <li id="menu-item-7301" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/how-open-banking-can-help-consumers/">How open banking can help consumers</a></li><li><a href="https://www.openbanking.org.uk/how-open-banking-can-help-businesses/">How open banking can help businesses</a></li><li><a href="https://www.openbanking.org.uk/case-studies/">Open banking case studies</a></li><li><a href="https://www.openbanking.org.uk/regulated-providers/">Regulated open banking providers</a></li><li><a href="https://www.openbanking.org.uk/app-store/">Open banking app store</a></li></ul><a href="https://www.openbanking.org.uk/how-open-banking-can-help-consumers/">Consumers and SMEs</a></li> 692 <li id="menu-item-21827" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/obl-leadership-team/">OBL leadership team</a></li><li><a href="https://www.openbanking.org.uk/external-engagement/">OBL external engagement</a></li><li><a href="https://www.openbanking.org.uk/delivering-the-roadmap/">Delivering the roadmap</a></li><li><a href="https://www.openbanking.org.uk/careers/">Careers at OBL</a></li></ul><a href="https://www.openbanking.org.uk/about-us/">About Open Banking Ltd (OBL)</a></li> 693</ul> 694</li> 695<li id="menu-item-5509" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub"><ul class="submenu"></ul><a href="https://www.openbanking.org.uk/ecosystem/">Ecosystem</a> 696<ul class='sub-menu'> 697 <li id="menu-item-7305" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/account-providers/">Account providers (ASPSPs)</a></li><li><a href="https://www.openbanking.org.uk/fintechs/">Fintechs (TPPs)</a></li><li><a href="https://www.openbanking.org.uk/technical-service-providers/">Technical service providers (TSPs)</a></li><li><a href="https://www.openbanking.org.uk/regulatory/">Regulatory</a></li></ul><a href="https://www.openbanking.org.uk/ecosystem/">Participants</a></li> 698 <li id="menu-item-7304" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/regulated-providers/">Find a regulated provider</a></li><li><a href="https://www.openbanking.org.uk/app-store/">Open banking apps</a></li><li><a href="https://www.openbanking.org.uk/case-studies/">Open banking case studies</a></li><li><a href="https://www.openbanking.org.uk/api-performance/">MiData - API performance</a></li></ul><a href="https://www.openbanking.org.uk/case-studies/">Open banking in action</a></li> 699</ul> 700</li> 701<li id="menu-item-5512" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub"><ul class="submenu"></ul><a href="#">News & Insights</a> 702<ul class='sub-menu'> 703 <li id="menu-item-7313" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/news/">News and press releases</a></li></ul><a href="https://www.openbanking.org.uk/news/">News</a></li> 704 <li id="menu-item-7314" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/insights/">Articles, reports and thought leadership</a></li><li><a href="https://www.openbanking.org.uk/case-studies/">Case studies</a></li><li><a href="https://www.openbanking.org.uk/insights/?filter-insight-type=guides&filter-search=&filter-sort=0">Guides</a></li></ul><a href="https://www.openbanking.org.uk/insights/">Insights</a></li> 705 <li id="menu-item-7315" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/documents/">Document library</a></li><li><a href="https://www.openbanking.org.uk/glossary/">Open banking glossary</a></li><li><a href="https://www.openbanking.org.uk/multimedia/">Multimedia</a></li></ul><a href="#">Resources</a></li> 706 <li id="menu-item-23905" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/jroc-non-order-programme/">JROC Non-Order Programme</a></li><li><a href="https://www.openbanking.org.uk/jroc/">JROC and the future entity</a></li></ul><a href="https://www.openbanking.org.uk/jroc-non-order-programme/">JROC</a></li> 707 <li id="menu-item-26088" class="menu-item menu-item-type-post_type menu-item-object-page"><ul class="submenu"></ul><a href="https://www.openbanking.org.uk/unlocking-the-everyday/">Unlocking the Everyday – open banking analysis</a></li> 708</ul> 709</li> 710<li id="menu-item-5510" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub"><ul class="submenu"></ul><a href="#">Solutions</a> 711<ul class='sub-menu'> 712 <li id="menu-item-7309" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/directory/">Open Banking Directory</a></li><li><a href="https://www.openbanking.org.uk/crown-dependencies-directory/">Crown Dependencies Directory</a></li><li><a href="https://www.openbanking.org.uk/variable-recurring-payments-vrps/">Variable Recurring Payments (VRPs)</a></li></ul><a href="https://www.openbanking.org.uk/directory/">Technology</a></li> 713 <li id="menu-item-7306" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://www.openbanking.org.uk/why-open-banking-is-safe/">Why open banking is safe</a></li></ul><a href="https://www.openbanking.org.uk/why-open-banking-is-safe/">Security</a></li> 714 <li id="menu-item-7308" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://standards.openbanking.org.uk/customer-experience-guidelines/">Customer Experience Guidelines</a></li><li><a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/latest/">Latest guidelines v4.0</a></li><li><a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/customer-journey/latest/">Customer journey</a></li><li><a href="https://standards.openbanking.org.uk/customer-experience-guidelines/introduction/customer-communication/latest/">Customer communication</a></li></ul><a target="_blank" href="https://standards.openbanking.org.uk/">Open banking standard</a></li> 715</ul> 716</li> 717<li id="menu-item-5511" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children has-sub"><ul class="submenu"></ul><a target="_blank" href="https://openbanking.atlassian.net/wiki/spaces/DZ/overview">Developers</a> 718<ul class='sub-menu'> 719 <li id="menu-item-7310" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><ul class="submenu"><li><a href="https://openbanking.atlassian.net/wiki/spaces/DZ/pages/245694653/Open+Banking
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For further information see our website <a href="/terms-conditions">terms and conditions</a>.</p> 788</div> 789 790 <label class="archive-container__filter-label">Filter by:</label> 791 <div class="archive-container__filters"> 792 <div class="archive-container__filter-wrap archive-container__filter-button" data-toggle="consumer"><input 793 class="filter-button archive-container__filter terra__radio terra-filter" 794 type="radio" 795 id="filter-apps-consumer" 796 name="filter-apps" 797 value="consumer" 798 data-filter="filter-apps" 799 800 /> 801 <label class="filter-button archive-container__filter__label terra__radio__label" 802 for="filter-apps-consumer">Consumer</label></div><div class="archive-container__filter-wrap archive-container__filter-button" data-toggle="business"><input 803 class="filter-button archive-container__filter terra__radio terra-filter" 804 type="radio" 805 id="filter-apps-business" 806 name="filter-apps" 807 value="business" 808 data-filter="filter-apps" 809 810 /> 811 <label class="filter-button archive-container__filter__label terra__radio__label" 812 for="filter-apps-business">Business</label></div><div class="archive-container__filter-wrap archive-container__filter-button" data-toggle="technicalServices"><input 813 class="filter-button archive-container__filter terra__radio terra-filter" 814 type="radio" 815 id="filter-apps-technicalServices" 816 name="filter-apps" 817 value="technicalServices" 818 data-filter="filter-apps" 819 820 /> 821 <label class="filter-button archive-container__filter__label terra__radio__label" 822 for="filter-apps-technicalServices">Technical Services (TSPs)</label></div> 823 <button type="reset" value="" class="archive-container__reset"> 824 Clear filters </button> 825 </div> 826 827 <div class="archive-container__categories"> 828 <label class="archive-container__filter-label">Select from the categories below to view relevant apps:</label> 829 <div class="archive-container__checklist" id="consumer"> 830 <div class="archive-container__filter-checkbox"><input 831 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 832 type="checkbox" 833 id="filter-app-categories-bank-account-aggregators" 834 name="filter-app-categories[]" 835 value="bank-account-aggregators" 836 data-filter="filter-app-categories" 837 838 /> 839 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 840 for="filter-app-categories-bank-account-aggregators">Bank account aggregators</label><span class="tooltip" data-description="Account aggregators allow bank customers to view their accounts from different banks through a single interface."></span></div><div class="archive-container__filter-checkbox"><input 841 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 842 type="checkbox" 843 id="filter-app-categories-charitable-giving" 844 name="filter-app-categories[]" 845 value="charitable-giving" 846 data-filter="filter-app-categories" 847 848 /> 849 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 850 for="filter-app-categories-charitable-giving">Charitable giving</label><span class="tooltip" data-description="Open banking enables consumers to incorporate regular or one-off charitable donations from everyday purchases securely."></span></div><div class="archive-container__filter-checkbox"><input 851 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 852 type="checkbox" 853 id="filter-app-categories-credit-file-enhancement" 854 name="filter-app-categories[]" 855 value="credit-file-enhancement" 856 data-filter="filter-app-categories" 857 858 /> 859 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 860 for="filter-app-categories-credit-file-enhancement">Credit file enhancement</label><span class="tooltip" data-description="With the applicant's permission, credit scoring companies can get a more complete picture of a borrower's financial standing. This has the potential to make the process more transparent and improve individual credit scoring decisions."></span></div><div class="archive-container__filter-checkbox"><input 861 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 862 type="checkbox" 863 id="filter-app-categories-debt-advice" 864 name="filter-app-categories[]" 865 value="debt-advice" 866 data-filter="filter-app-categories" 867 868 /> 869 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 870 for="filter-app-categories-debt-advice">Debt advice</label><span class="tooltip" data-description="Open banking enabled debt advice services make the process of receiving debt advice easier by eliminating the need to provide details of one's financial history manually. Other solutions may also enable flexible repayment plans that account for an individuals fluctuations in income."></span></div><div class="archive-container__filter-checkbox"><input 871 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 872 type="checkbox" 873 id="filter-app-categories-financial-safeguarding" 874 name="filter-app-categories[]" 875 value="financial-safeguarding" 876 data-filter="filter-app-categories" 877 878 /> 879 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 880 for="filter-app-categories-financial-safeguarding">Financial safeguarding</label><span class="tooltip" data-description="Open banking tools can alert nominated family members, friends or financial professionals of unusual changes in spending behaviour that c
880ould be related to cognitive health or fraud of financially vulnerable people."></span></div><div class="archive-container__filter-checkbox"><input 881 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 882 type="checkbox" 883 id="filter-app-categories-foreign-exchange" 884 name="filter-app-categories[]" 885 value="foreign-exchange" 886 data-filter="filter-app-categories" 887 888 /> 889 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 890 for="filter-app-categories-foreign-exchange">Foreign exchange</label><span class="tooltip" data-description="Open banking simplifies the process of accessing better exchange rates. Some solutions enable consumers to pay from their existing bank accounts saving on foreign exchange rates and transaction charges."></span></div><div class="archive-container__filter-checkbox"><input 891 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 892 type="checkbox" 893 id="filter-app-categories-investment-tools" 894 name="filter-app-categories[]" 895 value="investment-tools" 896 data-filter="filter-app-categories" 897 898 /> 899 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 900 for="filter-app-categories-investment-tools">Investment tools</label><span class="tooltip" data-description="Access to individual financial data enables investment advisors to make personalised investment recommendations. Open banking also allows the automatic investment of surplus money from accounts."></span></div><div class="archive-container__filter-checkbox"><input 901 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 902 type="checkbox" 903 id="filter-app-categories-loans" 904 name="filter-app-categories[]" 905 value="loans" 906 data-filter="filter-app-categories" 907 908 /> 909 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 910 for="filter-app-categories-loans">Loans/Automatic overdraft borrowing</label><span class="tooltip" data-description="Borrowers can give lenders secure access to their bank account history to speed up the process of getting a loan and lower the costs of doing so. A special case of consumer lending is automatic overdraft borrowing which can help consumers avoid costly unauthorised overdraft fees."></span></div><div class="archive-container__filter-checkbox"><input 911 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 912 type="checkbox" 913 id="filter-app-categories-micro-savings-account-sweeping" 914 name="filter-app-categories[]" 915 value="micro-savings-account-sweeping" 916 data-filter="filter-app-categories" 917 918 /> 919 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 920 for="filter-app-categories-micro-savings-account-sweeping">Micro savings/Account sweeping</label><span class="tooltip" data-description="Accounting sweeping tools offer bank customers the ability to automatically move money in their accounts to products that offer higher interest rates. Micro savings tools round up everyday purchases to the nearest pound and put that money aside into savings or investment accounts."></span></div><div class="archive-container__filter-checkbox"><input 921 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 922 type="checkbox" 923 id="filter-app-categories-mortgages" 924 name="filter-app-categories[]" 925 value="mortgages" 926 data-filter="filter-app-categories" 927 928 /> 929 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 930 for="filter-app-categories-mortgages">Mortgages</label><span class="tooltip" data-description="Open banking can provide a paperless digital alternative to the mortgage application process, which can reduce decision times and improve customer outcomes based on individual circumstances."></span></div><div class="archive-container__filter-checkbox"><input 931 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 932 type="checkbox" 933 id="filter-app-categories-personal-finance-tools" 934 name="filter-app-categories[]" 935 value="personal-finance-tools" 936 data-filter="filter-app-categories" 937 938 /> 939 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 940 for="filter-app-categories-personal-finance-tools">Personal finance tools</label><span class="tooltip" data-description="Personal finance tools review usersâ finances to provide insight on where the consumer is spending their money. Some also make recommendations about budgeting and shopping around for better products."></span></div><div class="archive-container__filter-checkbox"><input 941 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 942 type="checkbox" 943 id="filter-app-categories-product-comparison" 944 name="filter-app-categories[]" 945 value="product-comparison" 946 data-filter="filter-app-categories" 947 948 /> 949 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 950 for="filter-app-categories-product-comparison">Product comparison</label><span class="tooltip" data-description="Open banking allows consumers to securely share transaction data with service providers to identify products that best suit their financial circumstances."></span></div> </div> 951 <div class="archive-container__checklist" id="business"> 952 <div class="archive-container__filter-checkbox"><input 953 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 954 type="checkbox" 955 id="filter-app-categories-accountancy-and-tax" 956 name="filter-app-categories[]" 957 value="accountancy-and-tax" 958 data-filter="filter-app-categories" 959 960 /> 961 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 962 for="filter-app-categories-accountancy-and-tax">Accountancy and Tax</label><span class="tooltip" data-description="Direct bank feeds using open banking APIs, allow businesses to connect their accounts to accounting software to re
962ceive transaction data directly. Saving time and effort in monitoring their tax position and obligations and facilitating automated tax returns."></span></div><div class="archive-container__filter-checkbox"><input 963 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 964 type="checkbox" 965 id="filter-app-categories-cashflow" 966 name="filter-app-categories[]" 967 value="cashflow" 968 data-filter="filter-app-categories" 969 970 /> 971 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 972 for="filter-app-categories-cashflow">Cash flow</label><span class="tooltip" data-description="Open banking can give SMEs a single view on their current and future cash, suggest financial products to cover cash flow shortages, that suit the businessâ unique needs."></span></div><div class="archive-container__filter-checkbox"><input 973 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 974 type="checkbox" 975 id="filter-app-categories-consent-management" 976 name="filter-app-categories[]" 977 value="consent-management" 978 data-filter="filter-app-categories" 979 980 /> 981 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 982 for="filter-app-categories-consent-management">Consent management</label><span class="tooltip" data-description="Enables the categorisation of financial data to gain meaningful insight and control over access permissions and spending and investment decisions."></span></div><div class="archive-container__filter-checkbox"><input 983 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 984 type="checkbox" 985 id="filter-app-categories-debt-management-and-advice" 986 name="filter-app-categories[]" 987 value="debt-management-and-advice" 988 data-filter="filter-app-categories" 989 990 /> 991 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 992 for="filter-app-categories-debt-management-and-advice">Debt management</label><span class="tooltip" data-description="Real-time access to business banking data via open banking can help build an accurate picture of current financial circumstances to match businesses with suitable debt management options."></span></div><div class="archive-container__filter-checkbox"><input 993 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 994 type="checkbox" 995 id="filter-app-categories-e-commerce-payments" 996 name="filter-app-categories[]" 997 value="e-commerce-payments" 998 data-filter="filter-app-categories" 999 1000 /> 1001 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 1002 for="filter-app-categories-e-commerce-payments">E-commerce payments</label><span class="tooltip" data-description="Open banking functionality allows customers to make efficient real-time payments to merchants bypassing traditional card transaction networks and eliminating the hassle of entering account numbers and sort codes to complete transactions."></span></div><div class="archive-container__filter-checkbox"><input 1003 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 1004 type="checkbox" 1005 id="filter-app-categories-identity-verification" 1006 name="filter-app-categories[]" 1007 value="identity-verification" 1008 data-filter="filter-app-categories" 1009 1010 /> 1011 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 1012 for="filter-app-categories-identity-verification">Identity verification</label><span class="tooltip" data-description="Open banking APIs can facilitate the secure sharing of information in the form of transaction data to perform anti-money laundering and fraud protection checks as well as KYC evidence."></span></div><div class="archive-container__filter-checkbox"><input 1013 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 1014 type="checkbox" 1015 id="filter-app-categories-sme-loans" 1016 name="filter-app-categories[]" 1017 value="sme-loans" 1018 data-filter="filter-app-categories" 1019 1020 /> 1021 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 1022 for="filter-app-categories-sme-loans">Loans and Alternative lending</label><span class="tooltip" data-description="Open banking enables lenders to make a quicker and more accurate assessment of the borrowers' account history and repayment ability. The financial data provided via APIs is more reliable than traditional paper methods."></span></div><div class="archive-container__filter-checkbox"><input 1023 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 1024 type="checkbox" 1025 id="filter-app-categories-sme-financial-management" 1026 name="filter-app-categories[]" 1027 value="sme-financial-management" 1028 data-filter="filter-app-categories" 1029 1030 /> 1031 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 1032 for="filter-app-categories-sme-financial-management">SME financial management</label><span class="tooltip" data-description="Financial management software allows businesses to automate many of the functions of a conventional finance function, including raising invoices and tracking payments, managing payslips and making cash flow projections using Open Banking APIs."></span></div> </div>
1033 <div class="archive-container__checklist" id="technicalServices"> 1034 <div class="archive-container__filter-checkbox"><input 1035 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 1036 type="checkbox" 1037 id="filter-app-categories-tsp" 1038 name="filter-app-categories[]" 1039 value="tsp" 1040 data-filter="filter-app-categories" 1041 1042 /> 1043 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 1044 for="filter-app-categories-tsp">TSPs that help ASPSPs</label><span class="tooltip" data-description="Technical Service Providers that offer Open Banking as a Service (OBAAS) to banks, building societies and other payment account issuers that want to utilise Open Banking."></span></div><div class="archive-container__filter-checkbox"><input 1045 class="filter-checkbox archive-container__filter terra__checkbox terra-filter" 1046 type="checkbox" 1047 id="filter-app-categories-tpp-tsp" 1048 name="filter-app-categories[]" 1049 value="tpp-tsp" 1050 data-filter="filter-app-categories" 1051 1052 /> 1053 <label class="filter-checkbox archive-container__filter__label terra__checkbox__label" 1054 for="filter-app-categories-tpp-tsp">TSPs that help TPPs</label><span class="tooltip" data-description="Technical service providers that offer Open Banking as a Service (OBAAS) to FinTechs and other third-party providers that want to utilise Open Banking."></span></div> </div> 1055 1056 <div class="archive-container__tooltip"></div> 1057 1058 <button type="reset" value="" class="archive-container__reset"> 1059 Clear filters </button> 1060 </div> 1061 1062 <div class="archive-page__circles"> 1063 <i class="archive-page__circle archive-page__circle--small" aria-hidden="true"><svg class="svg-icon svg-icon--circle-small" aria-hidden="true" role="img"> <use href="#circle-small" xlink:href="#circle-small"></use> </svg></i> 1064 <i class="archive-page__circle archive-page__circle--medium" aria-hidden="true"><svg class="svg-icon svg-icon--circle-medium" aria-hidden="true" role="img"> <use href="#circle-medium" xlink:href="#circle-medium"></use> </svg></i> 1065 <i class="archive-page__circle archive-page__circle--large" aria-hidden="true"><img src="https://www.openbanking.org.uk/wp-content/themes/open-banking/svgs/circle-large.svg" alt=""></i> 1066 </div> 1067 </div> 1068 </div> 1069 1070 <div class="container"> 1071 1072 <div class="archive-sorting"> 1073 1074 <span class="archive-sorting__count"> 1075 <input type="hidden" name="posts-found" value="1" /><span class="terra-posts-found__label">Showing 1-16 of <strong>92</strong> results</span> </span> 1076 1077 <div class="archive-sorting__input"> 1078 <select name="filter-sort" data-filter="filter-sort" class="archive-sorting__sort terra__select terra-filter default-style" ><option value="0" >Sort by</option><option value="ASC" >A - Z</option><option value="DESC" >Z - A</option></select> </div> 1079 </div> 1080 1081 <div id="apps" class="terra-container archive-container__items archive-container__items--apps"> 1082<article class="single-apps-item"> 1083 <div class="single-apps-item__wrapper"> 1084 <figure class="single-apps-item__media"> 1085 <picture> 1086 <img 1087 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/VibePay-logo.png" 1088 alt="" 1089 class="single-apps-item__image lazy" 1090 /> 1091 </picture> 1092 </figure> 1093 1094 <h3 class="single-apps-item__heading">VibePay - Get Paid</h3> 1095 1096 <a href="https://www.openbanking.org.uk/apps/vibepay/" class="single-apps-item__website-link button button--blue"> 1097 <span class="button__label">Read more</span> 1098 </a> 1099 1100 </div> 1101 1102 <div class="single-apps-item__icons"> 1103 <div class="single-apps-item__icon"> 1104 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1105 </div> 1106 </div> 1107 </article> 1108 1109<article class="single-apps-item"> 1110 <div class="single-apps-item__wrapper"> 1111 <figure class="single-apps-item__media"> 1112 <picture> 1113 <img 1114 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/lloyds_bank_logo1.png" 1115 alt="" 1116 class="single-apps-item__image lazy" 1117 /> 1118 </picture> 1119 </figure> 1120 1121 <h3 class="single-apps-item__heading">Lloyds</h3> 1122 1123 <a href="https://www.openbanking.org.uk/apps/lloyds/" class="single-apps-item__website-link button button--blue"> 1124 <span class="button__label">Read more</span> 1125 </a> 1126 1127 </div> 1128 1129 <div class="single-apps-item__icons"> 1130 <div class="single-apps-item__icon"> 1131 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1132 </div> 1133 </div> 1134 </article> 1135 1136<article class="single-apps-item"> 1137 <div class="single-apps-item__wrapper"> 1138 <figure class="single-apps-item__media"> 1139 <picture> 1140 <img 1141 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/finity-logo-large.png" 1142 alt="" 1143 class="single-apps-item__image lazy" 1144 /> 1145 </picture> 1146 </figure> 1147 1148 <h3 class="single-apps-item__heading">Fintify</h3> 1149 1150 <a href="https://www.openbanking.org.uk/apps/cashflows/" class="single-apps-item__website-link button button--blue"> 1151 <span class="button__label">Read more</span> 1152 </a> 1153 1154 </div> 1155 1156 <div class="single-apps-item__icons"> 1157 <div class="single-apps-item__icon"> 1158 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1159 </div> 1160 <div class="single-apps-item__icon">
1161 <svg class="svg-icon svg-icon--apps_FinancialSafeguarding" aria-hidden="true" role="img"> <use href="#apps_FinancialSafeguarding" xlink:href="#apps_FinancialSafeguarding"></use> </svg> <span class="single-apps-item__icon--description">Financial Safeguarding</span> 1162 </div> 1163 <div class="single-apps-item__icon"> 1164 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1165 </div> 1166 </div> 1167 </article> 1168 1169<article class="single-apps-item"> 1170 <div class="single-apps-item__wrapper"> 1171 <figure class="single-apps-item__media"> 1172 <picture> 1173 <img 1174 data-src="https://www.openbanking.org.uk/wp-content/uploads/fumopay-1.png" 1175 alt="" 1176 class="single-apps-item__image lazy" 1177 /> 1178 </picture> 1179 </figure> 1180 1181 <h3 class="single-apps-item__heading">Fumopay business</h3> 1182 1183 <a href="https://www.openbanking.org.uk/apps/fumopay-business-app/" class="single-apps-item__website-link button button--blue"> 1184 <span class="button__label">Read more</span> 1185 </a> 1186 1187 </div> 1188 1189 <div class="single-apps-item__icons"> 1190 <div class="single-apps-item__icon"> 1191 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1192 </div> 1193 <div class="single-apps-item__icon"> 1194 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1195 </div> 1196 <div class="single-apps-item__icon"> 1197 <svg class="svg-icon svg-icon--apps_TSPs-TPPs" aria-hidden="true" role="img"> <use href="#apps_TSPs-TPPs" xlink:href="#apps_TSPs-TPPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help TPPs</span> 1198 </div> 1199 </div> 1200 </article> 1201<div class="single-apps-item__insert"></div> 1202<article class="single-apps-item"> 1203 <div class="single-apps-item__wrapper"> 1204 <figure class="single-apps-item__media"> 1205 <picture> 1206 <img 1207 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/5e4bac9e8a7e1e7977375cf1_nomo-Logo-subheading_black.png" 1208 alt="" 1209 class="single-apps-item__image lazy" 1210 /> 1211 </picture> 1212 </figure> 1213 1214 <h3 class="single-apps-item__heading">Nomo</h3> 1215 1216 <a target="_blank" href="https://nomo.theidco.com/" class="single-apps-item__website-link button button--blue"> 1217 <span class="button__label">Visit Website</span> 1218 </a> 1219 1220 </div> 1221 1222 <div class="single-apps-item__icons"> 1223 <div class="single-apps-item__icon"> 1224 <svg class="svg-icon svg-icon--apps_Charitable-Giving" aria-hidden="true" role="img"> <use href="#apps_Charitable-Giving" xlink:href="#apps_Charitable-Giving"></use> </svg> <span class="single-apps-item__icon--description">Charitable Giving</span> 1225 </div> 1226 <div class="single-apps-item__icon"> 1227 <svg class="svg-icon svg-icon--apps_CreditFileEnhancement" aria-hidden="true" role="img"> <use href="#apps_CreditFileEnhancement" xlink:href="#apps_CreditFileEnhancement"></use> </svg> <span class="single-apps-item__icon--description">Credit File Enhancement</span> 1228 </div> 1229 <div class="single-apps-item__icon"> 1230 <svg class="svg-icon svg-icon--apps_MicroSavings" aria-hidden="true" role="img"> <use href="#apps_MicroSavings" xlink:href="#apps_MicroSavings"></use> </svg> <span class="single-apps-item__icon--description">Micro savings/Account sweeping</span> 1231 </div> 1232 <div class="single-apps-item__icon"> 1233 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1234 </div> 1235 </div> 1236 </article> 1237 1238<article class="single-apps-item"> 1239 <div class="single-apps-item__wrapper"> 1240 <figure class="single-apps-item__media"> 1241 <picture> 1242 <img 1243 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Plum-logo.png" 1244 alt="" 1245 class="single-apps-item__image lazy" 1246 /> 1247 </picture> 1248 </figure> 1249 1250 <h3 class="single-apps-item__heading">Plum</h3> 1251 1252 <a href="https://www.openbanking.org.uk/apps/plum/" class="single-apps-item__website-link button button--blue"> 1253 <span class="button__label">Read more</span> 1254 </a> 1255 1256 </div> 1257 1258 <div class="single-apps-item__icons"> 1259 <div class="single-apps-item__icon"> 1260 <svg class="svg-icon svg-icon--apps_InvestmentTools" aria-hidden="true" role="img"> <use href="#apps_InvestmentTools" xlink:href="#apps_InvestmentTools"></use> </svg> <span class="single-apps-item__icon--description">Investment Tools</span> 1261 </div> 1262 <div class="single-apps-item__icon"> 1263 <svg class="svg-icon svg-icon--apps_MicroSavings" aria-hidden="true" role="img"> <use href="#apps_MicroSavings" xlink:href="#apps_MicroSavings"></use> </svg> <span class="single-apps-item__icon--description">Micro savings/Account sweeping</span> 1264 </div> 1265 <div class="single-apps-item__icon"> 1266 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1267 </div> 1268 <div class="single-apps-item__icon"> 1269 <svg class="svg-icon svg-icon--apps_ProductComparison" aria-hidden="true" role="img"> <use href="#apps_ProductComparison" xlink:href="#apps_ProductComparison"></use> </svg> <span class="single-apps-item__icon--description">Product Comparison</span> 1270 </div> 1271 </div> 1272 </article> 1273 1274<article class="single-apps-item"> 1275 <div class="single-apps-item__wrapper"> 1276 <figure class="single-apps-item__media"> 1277 <picture> 1278 <img 1279 data-src="https://www.openbanking.org.uk/wp-content/uploads/moneydashboardlogo.png" 1280 alt="" 1281 class="single-apps-item__image lazy" 1282 /> 1283 </picture> 1284 </figure> 1285 1286 <h3 class="single-apps-item__heading">Money Dashboard</h3> 1287 1288 <a href="https://www.openbanking.org.uk/apps/experian/" class="single-apps-item__website-link button button--blue"> 1289 <span class="button__label">Read more</span> 1290 </a> 1291 1292 </div> 1293 1294 <div class="single-apps-item__icons"> 1295 <div class="single-apps-item__icon"> 1296 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1297 </div> 1298 <div class="single-apps-item__icon"> 1299 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1300 </div> 1301 </div> 1302 </article> 1303 1304<article class="single-apps-item"> 1305 <div class="single-apps-item__wrapper"> 1306 <figure class="single-apps-item__media"> 1307 <picture> 1308 <img 1309 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/NuaPay.png" 1310 alt="" 1311 class="single-apps-item__image lazy" 1312 /> 1313 </picture> 1314 </figure> 1315 1316 <h3 class="single-apps-item__heading">Nuapay Open Banking Payments</h3> 1317 1318 <a href="https://www.openbanking.org.uk/apps/nuapay/" class="single-apps-item__website-link button button--blue"> 1319 <span class="button__label">Read more</span> 1320 </a> 1321 1322 </div> 1323 1324 <div class="single-apps-item__icons"> 1325 <div class="single-apps-item__icon"> 1326 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1327 </div> 1328 <div class="single-apps-item__icon">
1329 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1330 </div> 1331 </div> 1332 </article> 1333<div class="single-apps-item__insert"></div> 1334<article class="single-apps-item"> 1335 <div class="single-apps-item__wrapper"> 1336 <figure class="single-apps-item__media"> 1337 <picture> 1338 <img 1339 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/ostia_logo.png" 1340 alt="" 1341 class="single-apps-item__image lazy" 1342 /> 1343 </picture> 1344 </figure> 1345 1346 <h3 class="single-apps-item__heading">Ostia PSD2 Eco System</h3> 1347 1348 <a href="https://www.openbanking.org.uk/apps/ostia/" class="single-apps-item__website-link button button--blue"> 1349 <span class="button__label">Read more</span> 1350 </a> 1351 1352 </div> 1353 1354 <div class="single-apps-item__icons"> 1355 <div class="single-apps-item__icon"> 1356 <svg class="svg-icon svg-icon--apps_TSPs-TPPs" aria-hidden="true" role="img"> <use href="#apps_TSPs-TPPs" xlink:href="#apps_TSPs-TPPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help TPPs</span> 1357 </div> 1358 <div class="single-apps-item__icon"> 1359 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1360 </div> 1361 </div> 1362 </article> 1363 1364<article class="single-apps-item"> 1365 <div class="single-apps-item__wrapper"> 1366 <figure class="single-apps-item__media"> 1367 <picture> 1368 <img 1369 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/quickfile.png" 1370 alt="" 1371 class="single-apps-item__image lazy" 1372 /> 1373 </picture> 1374 </figure> 1375 1376 <h3 class="single-apps-item__heading">QuickFile Accounting Software</h3> 1377 1378 <a href="https://www.openbanking.org.uk/apps/safetynet-credit/" class="single-apps-item__website-link button button--blue"> 1379 <span class="button__label">Read more</span> 1380 </a> 1381 1382 </div> 1383 1384 <div class="single-apps-item__icons"> 1385 <div class="single-apps-item__icon"> 1386 <svg class="svg-icon svg-icon--apps_Cashflow" aria-hidden="true" role="img"> <use href="#apps_Cashflow" xlink:href="#apps_Cashflow"></use> </svg> <span class="single-apps-item__icon--description">Cash flow</span> 1387 </div> 1388 <div class="single-apps-item__icon"> 1389 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1390 </div> 1391 <div class="single-apps-item__icon"> 1392 <svg class="svg-icon svg-icon--apps_Calculator" aria-hidden="true" role="img"> <use href="#apps_Calculator" xlink:href="#apps_Calculator"></use> </svg> <span class="single-apps-item__icon--description">Accountancy and Tax</span> 1393 </div> 1394 </div> 1395 </article> 1396 1397<article class="single-apps-item"> 1398 <div class="single-apps-item__wrapper"> 1399 <figure class="single-apps-item__media"> 1400 <picture> 1401 <img 1402 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Experian-logo.png" 1403 alt="" 1404 class="single-apps-item__image lazy" 1405 /> 1406 </picture> 1407 </figure> 1408 1409 <h3 class="single-apps-item__heading">Experian Commercial Acumen</h3> 1410 1411 <a href="https://www.openbanking.org.uk/apps/experian-commercial-acumen/" class="single-apps-item__website-link button button--blue"> 1412 <span class="button__label">Read more</span> 1413 </a> 1414 1415 </div> 1416 1417 <div class="single-apps-item__icons"> 1418 <div class="single-apps-item__icon"> 1419 <svg class="svg-icon svg-icon--apps_SME-Loans" aria-hidden="true" role="img"> <use href="#apps_SME-Loans" xlink:href="#apps_SME-Loans"></use> </svg> <span class="single-apps-item__icon--description">Loans and Alternative Lending</span> 1420 </div> 1421 </div> 1422 </article> 1423 1424<article class="single-apps-item"> 1425 <div class="single-apps-item__wrapper"> 1426 <figure class="single-apps-item__media"> 1427 <picture> 1428 <img 1429 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Fiorano_600x400.jpg" 1430 alt="" 1431 class="single-apps-item__image lazy" 1432 /> 1433 </picture> 1434 </figure> 1435 1436 <h3 class="single-apps-item__heading">Fiorano PSD2 Accelerator</h3> 1437 1438 <a href="https://www.openbanking.org.uk/apps/tully/" class="single-apps-item__website-link button button--blue"> 1439 <span class="button__label">Read more</span> 1440 </a> 1441 1442 </div> 1443 1444 <div class="single-apps-item__icons"> 1445 <div class="single-apps-item__icon"> 1446 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1447 </div> 1448 </div> 1449 </article> 1450<div class="single-apps-item__insert"></div> 1451<article class="single-apps-item"> 1452 <div class="single-apps-item__wrapper"> 1453 <figure class="single-apps-item__media"> 1454 <picture> 1455 <img 1456 data-src="https://www.openbanking.org.uk/wp-content/uploads/logo-planky.svg" 1457 alt="" 1458 class="single-apps-item__image lazy" 1459 /> 1460 </picture> 1461 </figure> 1462 1463 <h3 class="single-apps-item__heading">Planky</h3> 1464 1465 <a href="https://www.openbanking.org.uk/apps/planky/" class="single-apps-item__website-link button button--blue"> 1466 <span class="button__label">Read more</span> 1467 </a> 1468 1469 </div> 1470 1471 <div class="single-apps-item__icons"> 1472 <div class="single-apps-item__icon"> 1473 <svg class="svg-icon svg-icon--apps_ConsentManagement" aria-hidden="true" role="img"> <use href="#apps_ConsentManagement" xlink:href="#apps_ConsentManagement"></use> </svg> <span class="single-apps-item__icon--description">Consent Management</span> 1474 </div> 1475 <div class="single-apps-item__icon"> 1476 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1477 </div> 1478 <div class="single-apps-item__icon">
1479 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1480 </div> 1481 </div> 1482 </article> 1483 1484<article class="single-apps-item"> 1485 <div class="single-apps-item__wrapper"> 1486 <figure class="single-apps-item__media"> 1487 <picture> 1488 <img 1489 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/felloh.png" 1490 alt="" 1491 class="single-apps-item__image lazy" 1492 /> 1493 </picture> 1494 </figure> 1495 1496 <h3 class="single-apps-item__heading">felloh!</h3> 1497 1498 <a href="https://www.openbanking.org.uk/apps/felloh/" class="single-apps-item__website-link button button--blue"> 1499 <span class="button__label">Read more</span> 1500 </a> 1501 1502 </div> 1503 1504 <div class="single-apps-item__icons"> 1505 <div class="single-apps-item__icon"> 1506 <svg class="svg-icon svg-icon--apps_Charitable-Giving" aria-hidden="true" role="img"> <use href="#apps_Charitable-Giving" xlink:href="#apps_Charitable-Giving"></use> </svg> <span class="single-apps-item__icon--description">Charitable Giving</span> 1507 </div> 1508 <div class="single-apps-item__icon"> 1509 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1510 </div> 1511 </div> 1512 </article> 1513 1514<article class="single-apps-item"> 1515 <div class="single-apps-item__wrapper"> 1516 <figure class="single-apps-item__media"> 1517 <picture> 1518 <img 1519 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/ANNA-logo.png" 1520 alt="" 1521 class="single-apps-item__image lazy" 1522 /> 1523 </picture> 1524 </figure> 1525 1526 <h3 class="single-apps-item__heading">ANNA Business Banking & Invoicing</h3> 1527 1528 <a href="https://www.openbanking.org.uk/apps/anna/" class="single-apps-item__website-link button button--blue"> 1529 <span class="button__label">Read more</span> 1530 </a> 1531 1532 </div> 1533 1534 <div class="single-apps-item__icons"> 1535 <div class="single-apps-item__icon"> 1536 <svg class="svg-icon svg-icon--apps_Calculator" aria-hidden="true" role="img"> <use href="#apps_Calculator" xlink:href="#apps_Calculator"></use> </svg> <span class="single-apps-item__icon--description">Accountancy and Tax</span> 1537 </div> 1538 <div class="single-apps-item__icon"> 1539 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1540 </div> 1541 <div class="single-apps-item__icon"> 1542 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1543 </div> 1544 <div class="single-apps-item__icon"> 1545 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1546 </div> 1547 </div> 1548 </article> 1549 1550<article class="single-apps-item"> 1551 <div class="single-apps-item__wrapper"> 1552 <figure class="single-apps-item__media"> 1553 <picture> 1554 <img 1555 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/payitlogo.png" 1556 alt="" 1557 class="single-apps-item__image lazy" 1558 /> 1559 </picture> 1560 </figure> 1561 1562 <h3 class="single-apps-item__heading">Payit⢠by NatWest</h3> 1563 1564 <a href="https://www.openbanking.org.uk/apps/payit/" class="single-apps-item__website-link button button--blue"> 1565 <span class="button__label">Read more</span> 1566 </a> 1567 1568 </div> 1569 1570 <div class="single-apps-item__icons"> 1571 <div class="single-apps-item__icon"> 1572 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1573 </div> 1574 </div> 1575 </article> 1576<div class="single-apps-item__insert"></div> 1577<article class="single-apps-item"> 1578 <div class="single-apps-item__wrapper"> 1579 <figure class="single-apps-item__media"> 1580 <picture> 1581 <img 1582 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/trilo-logo62fe2e59a2364722bd841cb79c2947c2.jpg" 1583 alt="" 1584 class="single-apps-item__image lazy" 1585 /> 1586 </picture> 1587 </figure> 1588 1589 <h3 class="single-apps-item__heading">Trilo</h3> 1590 1591 <a href="https://www.openbanking.org.uk/apps/trilo/" class="single-apps-item__website-link button button--blue"> 1592 <span class="button__label">Read more</span> 1593 </a> 1594 1595 </div> 1596 1597 <div class="single-apps-item__icons"> 1598 <div class="single-apps-item__icon"> 1599 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1600 </div> 1601 <div class="single-apps-item__icon"> 1602 <svg class="svg-icon svg-icon--apps_Charitable-Giving" aria-hidden="true" role="img"> <use href="#apps_Charitable-Giving" xlink:href="#apps_Charitable-Giving"></use> </svg> <span class="single-apps-item__icon--description">
1602Charitable Giving</span> 1603 </div> 1604 </div> 1605 </article> 1606 1607<article class="single-apps-item"> 1608 <div class="single-apps-item__wrapper"> 1609 <figure class="single-apps-item__media"> 1610 <picture> 1611 <img 1612 data-src="https://www.openbanking.org.uk/wp-content/uploads/New_Wise_formerly_TransferWise_logo.svg.png" 1613 alt="Wise" 1614 class="single-apps-item__image lazy" 1615 /> 1616 </picture> 1617 </figure> 1618 1619 <h3 class="single-apps-item__heading">Wise</h3> 1620 1621 <a href="https://www.openbanking.org.uk/apps/wise/" class="single-apps-item__website-link button button--blue"> 1622 <span class="button__label">Read more</span> 1623 </a> 1624 1625 </div> 1626 1627 <div class="single-apps-item__icons"> 1628 <div class="single-apps-item__icon"> 1629 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1630 </div> 1631 <div class="single-apps-item__icon"> 1632 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1633 </div> 1634 <div class="single-apps-item__icon"> 1635 <svg class="svg-icon svg-icon--apps_ForeignExchange" aria-hidden="true" role="img"> <use href="#apps_ForeignExchange" xlink:href="#apps_ForeignExchange"></use> </svg> <span class="single-apps-item__icon--description">Foreign Exchange</span> 1636 </div> 1637 <div class="single-apps-item__icon"> 1638 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1639 </div> 1640 </div> 1641 </article> 1642 1643<article class="single-apps-item"> 1644 <div class="single-apps-item__wrapper"> 1645 <figure class="single-apps-item__media"> 1646 <picture> 1647 <img 1648 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Credit-kudos-logo-1.png" 1649 alt="" 1650 class="single-apps-item__image lazy" 1651 /> 1652 </picture> 1653 </figure> 1654 1655 <h3 class="single-apps-item__heading">Credit Kudos</h3> 1656 1657 <a href="https://www.openbanking.org.uk/apps/credit-kudos-2/" class="single-apps-item__website-link button button--blue"> 1658 <span class="button__label">Read more</span> 1659 </a> 1660 1661 </div> 1662 1663 <div class="single-apps-item__icons"> 1664 <div class="single-apps-item__icon"> 1665 <svg class="svg-icon svg-icon--apps_SME-Loans" aria-hidden="true" role="img"> <use href="#apps_SME-Loans" xlink:href="#apps_SME-Loans"></use> </svg> <span class="single-apps-item__icon--description">Loans and Alternative Lending</span> 1666 </div> 1667 </div> 1668 </article> 1669 1670<article class="single-apps-item"> 1671 <div class="single-apps-item__wrapper"> 1672 <figure class="single-apps-item__media"> 1673 <picture> 1674 <img 1675 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/wso2-open-banking-logo-orange.png" 1676 alt="" 1677 class="single-apps-item__image lazy" 1678 /> 1679 </picture> 1680 </figure> 1681 1682 <h3 class="single-apps-item__heading">WSO2 Open Banking</h3> 1683 1684 <a href="https://www.openbanking.org.uk/apps/wso2-open-banking/" class="single-apps-item__website-link button button--blue"> 1685 <span class="button__label">Read more</span> 1686 </a> 1687 1688 </div> 1689 1690 <div class="single-apps-item__icons"> 1691 <div class="single-apps-item__icon"> 1692 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1693 </div> 1694 </div> 1695 </article> 1696<div class="single-apps-item__insert"></div> 1697<article class="single-apps-item"> 1698 <div class="single-apps-item__wrapper"> 1699 <figure class="single-apps-item__media"> 1700 <picture> 1701 <img 1702 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/obconnect.png" 1703 alt="" 1704 class="single-apps-item__image lazy" 1705 /> 1706 </picture> 1707 </figure> 1708 1709 <h3 class="single-apps-item__heading">OBConnect</h3> 1710 1711 <a href="https://www.openbanking.org.uk/apps/obconnect/" class="single-apps-item__website-link button button--blue"> 1712 <span class="button__label">Read more</span> 1713 </a> 1714 1715 </div> 1716 1717 <div class="single-apps-item__icons"> 1718 <div class="single-apps-item__icon"> 1719 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1720 </div> 1721 <div class="single-apps-item__icon"> 1722 <svg class="svg-icon svg-icon--apps_TSPs-TPPs" aria-hidden="true" role="img"> <use href="#apps_TSPs-TPPs" xlink:href="#apps_TSPs-TPPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help TPPs</span> 1723 </div> 1724 </div> 1725 </article> 1726 1727<article class="single-apps-item"> 1728 <div class="single-apps-item__wrapper"> 1729 <figure class="single-apps-item__media"> 1730 <picture> 1731 <img 1732 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/DirectID-RGB-2728-p-1080-1.png" 1733 alt="" 1734 class="single-apps-item__image lazy" 1735 /> 1736 </picture> 1737 </figure> 1738 1739 <h3 class="single-apps-item__heading">DirectID Insights</h3> 1740 1741 <a href="https://www.openbanking.org.uk/apps/directid-insights/" class="single-apps-item__website-link button button--blue"> 1742 <span class="button__label">Read more</span> 1743 </a> 1744 1745 </div> 1746 1747 <div class="single-apps-item__icons"> 1748 <div class="single-apps-item__icon"> 1749 <svg class="svg-icon svg-icon--apps_Cashflow" aria-hidden="true" role="img"> <use href="#apps_Cashflow" xlink:href="#apps_Cashflow"></use> </svg> <span class="single-apps-item__icon--description">Cash flow</span> 1750 </div> 1751 <div class="single-apps-item__icon"> 1752 <svg class="svg-icon svg-icon--apps_DebtManagementAdvice" aria-hidden="true" role="img"> <use href="#apps_DebtManagementAdvice" xlink:href="#apps_DebtManagementAdvice"></use> </svg> <span class="single-apps-item__icon--description">Debt Management Advice</span> 1753 </div> 1754 <div class="single-apps-item__icon">
1755 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1756 </div> 1757 <div class="single-apps-item__icon"> 1758 <svg class="svg-icon svg-icon--apps_Loans" aria-hidden="true" role="img"> <use href="#apps_Loans" xlink:href="#apps_Loans"></use> </svg> <span class="single-apps-item__icon--description">Loans/Automatic overdraft borrowing</span> 1759 </div> 1760 <div class="single-apps-item__icon"> 1761 <svg class="svg-icon svg-icon--apps_IdentityVerification" aria-hidden="true" role="img"> <use href="#apps_IdentityVerification" xlink:href="#apps_IdentityVerification"></use> </svg> <span class="single-apps-item__icon--description">Identity Verification</span> 1762 </div> 1763 </div> 1764 </article> 1765 1766<article class="single-apps-item"> 1767 <div class="single-apps-item__wrapper"> 1768 <figure class="single-apps-item__media"> 1769 <picture> 1770 <img 1771 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/iwoca_logo_2019.png" 1772 alt="" 1773 class="single-apps-item__image lazy" 1774 /> 1775 </picture> 1776 </figure> 1777 1778 <h3 class="single-apps-item__heading">iwoca</h3> 1779 1780 <a href="https://www.openbanking.org.uk/apps/iwoca/" class="single-apps-item__website-link button button--blue"> 1781 <span class="button__label">Read more</span> 1782 </a> 1783 1784 </div> 1785 1786 <div class="single-apps-item__icons"> 1787 <div class="single-apps-item__icon"> 1788 <svg class="svg-icon svg-icon--apps_SME-Loans" aria-hidden="true" role="img"> <use href="#apps_SME-Loans" xlink:href="#apps_SME-Loans"></use> </svg> <span class="single-apps-item__icon--description">Loans and Alternative Lending</span> 1789 </div> 1790 </div> 1791 </article> 1792 1793<article class="single-apps-item"> 1794 <div class="single-apps-item__wrapper"> 1795 <figure class="single-apps-item__media"> 1796 <picture> 1797 <img 1798 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/beanstalk.png" 1799 alt="" 1800 class="single-apps-item__image lazy" 1801 /> 1802 </picture> 1803 </figure> 1804 1805 <h3 class="single-apps-item__heading">Beanstalk</h3> 1806 1807 <a href="https://www.openbanking.org.uk/apps/beanstalk/" class="single-apps-item__website-link button button--blue"> 1808 <span class="button__label">Read more</span> 1809 </a> 1810 1811 </div> 1812 1813 <div class="single-apps-item__icons"> 1814 <div class="single-apps-item__icon"> 1815 <svg class="svg-icon svg-icon--apps_InvestmentTools" aria-hidden="true" role="img"> <use href="#apps_InvestmentTools" xlink:href="#apps_InvestmentTools"></use> </svg> <span class="single-apps-item__icon--description">Investment Tools</span> 1816 </div> 1817 <div class="single-apps-item__icon"> 1818 <svg class="svg-icon svg-icon--apps_MicroSavings" aria-hidden="true" role="img"> <use href="#apps_MicroSavings" xlink:href="#apps_MicroSavings"></use> </svg> <span class="single-apps-item__icon--description">Micro savings/Account sweeping</span> 1819 </div> 1820 </div> 1821 </article> 1822<div class="single-apps-item__insert"></div> 1823<article class="single-apps-item"> 1824 <div class="single-apps-item__wrapper"> 1825 <figure class="single-apps-item__media"> 1826 <picture> 1827 <img 1828 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/1587386953-nudelogo1.png" 1829 alt="Nude Finance logo" 1830 class="single-apps-item__image lazy" 1831 /> 1832 </picture> 1833 </figure> 1834 1835 <h3 class="single-apps-item__heading">Nude</h3> 1836 1837 <a href="https://www.openbanking.org.uk/apps/account-score/" class="single-apps-item__website-link button button--blue"> 1838 <span class="button__label">Read more</span> 1839 </a> 1840 1841 </div> 1842 1843 </article> 1844 1845<article class="single-apps-item"> 1846 <div class="single-apps-item__wrapper"> 1847 <figure class="single-apps-item__media"> 1848 <picture> 1849 <img 1850 data-src="https://www.openbanking.org.uk/wp-content/uploads/untied-PTA-with-Taxberry.png" 1851 alt="" 1852 class="single-apps-item__image lazy" 1853 /> 1854 </picture> 1855 </figure> 1856 1857 <h3 class="single-apps-item__heading">untied</h3> 1858 1859 <a href="https://www.openbanking.org.uk/apps/untied/" class="single-apps-item__website-link button button--blue"> 1860 <span class="button__label">Read more</span> 1861 </a> 1862 1863 </div> 1864 1865 <div class="single-apps-item__icons"> 1866 <div class="single-apps-item__icon"> 1867 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1868 </div> 1869 <div class="single-apps-item__icon"> 1870 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1871 </div> 1872 <div class="single-apps-item__icon"> 1873 <svg class="svg-icon svg-icon--apps_Calculator" aria-hidden="true" role="img"> <use href="#apps_Calculator" xlink:href="#apps_Calculator"></use> </svg> <span class="single-apps-item__icon--description">Accountancy and Tax</span> 1874 </div> 1875 </div> 1876 </article> 1877 1878<article class="single-apps-item"> 1879 <div class="single-apps-item__wrapper"> 1880 <figure class="single-apps-item__media"> 1881 <picture> 1882 <img 1883 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Reflow-Zone-logo-1.png" 1884 alt="" 1885 class="single-apps-item__image lazy" 1886 /> 1887 </picture> 1888 </figure> 1889 1890 <h3 class="single-apps-item__heading">Pay From Bank Account</h3> 1891 1892 <a href="https://www.openbanking.org.uk/apps/reflow/" class="single-apps-item__website-link button button--blue"> 1893 <span class="button__label">Read more</span> 1894 </a> 1895 1896 </div> 1897 1898 <div class="single-apps-item__icons"> 1899 <div class="single-apps-item__icon"> 1900 <svg class="svg-icon svg-icon--apps_Calculator" aria-hidden="true" role="img"> <use href="#apps_Calculator" xlink:href="#apps_Calculator"></use> </svg> <span class="single-apps-item__icon--description">Accountancy and Tax</span> 1901 </div> 1902 <div class="single-apps-item__icon"> 1903 <svg class="svg-icon svg-icon--apps_Cashflow" aria-hidden="true" role="img"> <use href="#apps_Cashflow" xlink:href="#apps_Cashflow"></use> </svg> <span class="single-apps-item__icon--description">Cash flow</span> 1904 </div> 1905 <div class="single-apps-item__icon"> 1906 <svg class="svg-icon svg-icon--apps_ECommercePayments" aria-hidden="true" role="img"> <use href="#apps_ECommercePayments" xlink:href="#apps_ECommercePayments"></use> </svg> <span class="single-apps-item__icon--description">E-commerce payments</span> 1907 </div> 1908 <div class="single-apps-item__icon"> 1909 <svg class="svg-icon svg-icon--apps_IdentityVerification" aria-hidden="true" role="img"> <use href="#apps_IdentityVerification" xlink:href="#apps_IdentityVerification"></use> </svg> <span class="single-apps-item__icon--description">Identity Verification</span> 1910 </div> 1911 <div class="single-apps-item__icon"> 1912 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1913 </div> 1914 <div class="single-apps-item__icon">
1915 <svg class="svg-icon svg-icon--apps_SMEFinancialManagement" aria-hidden="true" role="img"> <use href="#apps_SMEFinancialManagement" xlink:href="#apps_SMEFinancialManagement"></use> </svg> <span class="single-apps-item__icon--description">SME Financial Management</span> 1916 </div> 1917 </div> 1918 </article> 1919 1920<article class="single-apps-item"> 1921 <div class="single-apps-item__wrapper"> 1922 <figure class="single-apps-item__media"> 1923 <picture> 1924 <img 1925 data-src="https://www.openbanking.org.uk/wp-content/uploads/tomatopay-logo-1.png" 1926 alt="" 1927 class="single-apps-item__image lazy" 1928 /> 1929 </picture> 1930 </figure> 1931 1932 <h3 class="single-apps-item__heading">tomatopay</h3> 1933 1934 <a href="https://www.openbanking.org.uk/apps/tomatopay/" class="single-apps-item__website-link button button--blue"> 1935 <span class="button__label">Read more</span> 1936 </a> 1937 1938 </div> 1939 1940 <div class="single-apps-item__icons"> 1941 <div class="single-apps-item__icon"> 1942 <svg class="svg-icon svg-icon--apps_TSPs-TPPs" aria-hidden="true" role="img"> <use href="#apps_TSPs-TPPs" xlink:href="#apps_TSPs-TPPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help TPPs</span> 1943 </div> 1944 <div class="single-apps-item__icon"> 1945 <svg class="svg-icon svg-icon--apps_TSPsthathelpASPSPs" aria-hidden="true" role="img"> <use href="#apps_TSPsthathelpASPSPs" xlink:href="#apps_TSPsthathelpASPSPs"></use> </svg> <span class="single-apps-item__icon--description">TSPs that help ASPSPs</span> 1946 </div> 1947 </div> 1948 </article> 1949<div class="single-apps-item__insert"></div> 1950<article class="single-apps-item"> 1951 <div class="single-apps-item__wrapper"> 1952 <figure class="single-apps-item__media"> 1953 <picture> 1954 <img 1955 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Spendee_logo.png" 1956 alt="" 1957 class="single-apps-item__image lazy" 1958 /> 1959 </picture> 1960 </figure> 1961 1962 <h3 class="single-apps-item__heading">Spendee</h3> 1963 1964 <a href="https://www.openbanking.org.uk/apps/spendee/" class="single-apps-item__website-link button button--blue"> 1965 <span class="button__label">Read more</span> 1966 </a> 1967 1968 </div> 1969 1970 <div class="single-apps-item__icons"> 1971 <div class="single-apps-item__icon"> 1972 <svg class="svg-icon svg-icon--apps_BankAccountAggregator" aria-hidden="true" role="img"> <use href="#apps_BankAccountAggregator" xlink:href="#apps_BankAccountAggregator"></use> </svg> <span class="single-apps-item__icon--description">Bank Account Aggregator</span> 1973 </div> 1974 <div class="single-apps-item__icon"> 1975 <svg class="svg-icon svg-icon--apps_PersonalFinanceTools" aria-hidden="true" role="img"> <use href="#apps_PersonalFinanceTools" xlink:href="#apps_PersonalFinanceTools"></use> </svg> <span class="single-apps-item__icon--description">Personal Finance Tools</span> 1976 </div> 1977 <div class="single-apps-item__icon"> 1978 <svg class="svg-icon svg-icon--apps_ProductComparison" aria-hidden="true" role="img"> <use href="#apps_ProductComparison" xlink:href="#apps_ProductComparison"></use> </svg> <span class="single-apps-item__icon--description">Product Comparison</span> 1979 </div> 1980 </div> 1981 </article> 1982 1983<article class="single-apps-item"> 1984 <div class="single-apps-item__wrapper"> 1985 <figure class="single-apps-item__media"> 1986 <picture> 1987 <img 1988 data-src="https://www.openbanking.org.uk/wp-content/uploads/2021/04/Salt-Edge-Logo.png" 1989 alt="" 1990 class="single-apps-item__image lazy" 1991 /> 1992 </picture> 1993 </figure> 1994 1995 <h3 class="single-apps-item__heading">Open Banking Gateway</h3> 1996 1997 <a href="https://www.openbanking.org.uk/apps/saltedge/" class="single-apps-item__website-link button button--blue"> 1998 <span class="button__label">Read more</span> 1999 </a> 2000 2001 </div> 2002 2003 <div class="single-apps-item__icons"> 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2104 <li id="menu-item-16029" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16029"><a href="https://www.openbanking.org.uk/crown-dependencies-directory/">Crown Dependencies Directory</a></li> 2105 <li id="menu-item-16030" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16030"><a href="https://www.openbanking.org.uk/variable-recurring-payments-vrps/">Variable Recurring Payments (VRPs)</a></li> 2106</ul> 2107</li> 2108<li id="menu-item-5541" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-5541"><a href="https://www.openbanking.org.uk/contact-us/">Contact Us ></a> 2109<ul class="sub-menu"> 2110 <li id="menu-item-13294" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-13294"><a href="https://directory.openbanking.org.uk/s/login/">Directory enrolment</a></li> 2111 <li id="menu-item-13293" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-13293"><a href="https://directory.openbanking.org.uk/opendata/reg_apiproviderregistration">Open data API provider enrolment</a></li> 2112 <li id="menu-item-15825" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-15825"><a href="https://www.openbanking.org.uk/ethics-and-transparency/">Ethics and transparency</a></li> 2113</ul> 2114</li> 2115<li id="menu-item-23906" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-23906"><a href="https://www.openbanking.org.uk/jroc-non-order-programme/">JROC Non-Order Programme</a></li> 2116<li id="menu-item-16176" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16176"><a href="https://www.openbanking.org.uk/swg/">Strategic Working Group</a></li> 2117</ul> 2118 <ul id="menu-bottom-links-menu" class="gm04__footer-menu"><li id="menu-item-5544" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5544"><a href="/terms-conditions/">Terms & Conditions</a></li> 2119<li id="menu-item-5545" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5545"><a href="/privacy-notice/">Privacy Notice</a></li> 2120<li id="menu-item-5546" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5546"><a href="/cookie-policy/">Cookies</a></li> 2121<li id="menu-item-5547" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5547"><a href="/accessibility/">Accessibility</a></li> 2122<li id="menu-item-5548" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5548"><a href="/open-licence/">Open licence</a></li> 2123</ul> </div> 2124 </div> 2125 </div> 2126</footer> 2127 2128
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2130 2131<div class="wt-cli-cookie-bar-container" data-nosnippet="true"><!--googleoff: all--><div id="cookie-law-info-bar" role="dialog" aria-live="polite" aria-label="cookieconsent" aria-describedby="wt-cli-cookie-banner" data-cli-geo-loc="0" style="box-sizing:border-box; padding:46px; background:rgb(0, 165, 183); font-size:16px; line-height:24px; border:0px solid rgb(255, 255, 255); text-align:left; letter-spacing:normal;" class="wt-cli-cookie-bar"><div class="cli-wrapper"><h5 role="heading" aria-level="5" tabindex="0" id="wt-cli-cookie-banner-title" style="display:block; box-sizing:border-box; width:100%; padding:5px 0px; color:rgb(255, 255, 255); background:none; text-align:left; border:0px solid rgb(255, 255, 255); margin:0px 0px 5px; border-radius:0px; line-height:24px; font-size:18px; font-weight:bold; text-transform:none;">Cookies on the OBL website</h5><span id="wt-cli-cookie-banner">We use cookies to improve your experience and to measure the performance of our website content. You can either consent to accept all the cookies or choose which ones you want.<br /> 2132 <a id="wt-cli-policy-link" tabindex="0" href="/cookie-policy/" style="display:inline-block; text-decoration:underline; font-weight:600; border:0px solid rgb(255, 255, 255); font-size:16px; margin-top:10px;" target="_blank" class="wt-cli-element wt-cli-element cli-plugin-main-link" >Read More</a><br /> 2133 <a id="wt-cli-accept-btn" tabindex="0" role='button' style="display:inline-block; box-sizing:border-box; width:100%; padding:8px 10px; background:rgb(249, 178, 51); text-align:center; border:0px solid rgb(255, 255, 255); margin-top:15px; line-height:28px; font-size:16px; font-weight:600;" data-cli_action="accept" class="wt-cli-element large cli-plugin-button cli-plugin-main-button cookie_action_close_header cli_action_button" >Accept</a><br /> 2134 <a id="wt-cli-reject-btn" tabindex="0" role='button' style="display:inline-block; text-decoration:none; font-weight:600; border:0px solid rgb(255, 255, 255); background:rgb(10, 10, 10); line-height:28px; font-size:16px; box-sizing:border-box; padding:8px 10px; width:48%; margin-right:3%; text-align:center; margin-top:15px;" class="wt-cli-element medium cli-plugin-button cli-plugin-main-button cookie_action_close_header_reject cli_action_button" data-cli_action="reject">Reject All</a><a id="wt-cli-settings-btn" tabindex="0" role='button' style="display:inline-block; text-decoration:none; font-weight:600; border:0px solid rgb(10, 10, 10); line-height:28px; font-size:16px; background:rgb(1, 1, 1); box-sizing:border-box; padding:8px 10px; width:48%; text-align:center; margin-top:15px;" class="wt-cli-element medium cli-plugin-button cli-plugin-main-button cli_settings_button" >Change settings</a><br /> 2135 </span></div></div><div tabindex="0" id="cookie-law-info-again" style="display:none;"><span id="cookie_hdr_showagain">Manage consent</span></div><div class="cli-modal" id="cliSettingsPopup" role="dialog" aria-labelledby="wt-cli-privacy-title" tabindex="-1" aria-hidden="true"> 2136 <div class="cli-modal-dialog" role="document"> 2137 <div class="cli-modal-content cli-bar-popup"> 2138 <button aria-label="Close" type="button" class="cli-modal-close" id="cliModalClose"> 2139 <svg class="" viewBox="0 0 24 24"><path d="M19 6.41l-1.41-1.41-5.59 5.59-5.59-5.59-1.41 1.41 5.59 5.59-5.59 5.59 1.41 1.41 5.59-5.59 5.59 5.59 1.41-1.41-5.59-5.59z"></path><path d="M0 0h24v24h-24z" fill="none"></path></svg> 2140 <span class="wt-cli-sr-only">Close</span> 2141 </button> 2142 <div class="cli-modal-body"> 2143 2144 <div class="wt-cli-element cli-container-fluid cli-tab-container"> 2145 <div class="cli-row"> 2146 <div class="cli-col-12 cli-align-items-stretch cli-px-0"> 2147 <div class="cli-privacy-overview"> 2148 <h4 id='wt-cli-privacy-title'>Privacy Overview</h4> <div class="cli-privacy-content"> 2149 <div class="cli-privacy-content-text"> <br /> 2150<br /> 2151Our website uses cookies to improve your experience while you navigate through the website. Cookies categorised as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. In addition, we also use third-party cookies that help us analyse and understand how you use this website. These
2151cookies are only stored in your browser with your consent. You also have the option to opt out of these cookies. But opting out of some of these cookies may affect your browsing experience.</div> 2152 </div> 2153 <a id="wt-cli-privacy-readmore" tabindex="0" role="button" class="cli-privacy-readmore" data-readmore-text="Show more" data-readless-text="Show less"></a> </div> 2154 </div> 2155 <div class="cli-col-12 cli-align-items-stretch cli-px-0 cli-tab-section-container" role="tablist"> 2156 2157 2158 <div class="cli-tab-section"> 2159 <div class="cli-tab-header"> 2160 <a id="wt-cli-tab-link-necessary" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-necessary" aria-controls="wt-cli-tab-necessary" class="cli-nav-link cli-settings-mobile" data-target="necessary" data-toggle="cli-toggle-tab"> 2161 Necessary </a> 2162 <div class="wt-cli-necessary-checkbox"> 2163 <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-necessary" aria-label="Necessary" data-id="checkbox-necessary" checked="checked" /> 2164 <label class="form-check-label" for="wt-cli-checkbox-necessary"> Necessary </label> 2165 </div> 2166 <span class="cli-necessary-caption"> 2167 Always Enabled </span> 2168 </div> 2169 <div class="cli-tab-content"> 2170 <div id="wt-cli-tab-necessary" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-necessary" class="cli-tab-pane cli-fade" data-id="necessary"> 2171 <div class="wt-cli-cookie-description">Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously. 2172<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-advertisement</td><td class="cookielawinfo-column-3">1 year</td><td class="cookielawinfo-column-4">The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Advertisement".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-analytics</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-functional</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-necessary</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-others</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-performance</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">viewed_cookie_policy</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.</td></tr></tbody></table></div> 2173 </div> 2174 </div> 2175 </div> 2176 <div class="cli-tab-section"> 2177 <div class="cli-tab-header"> 2178 <a id="wt-cli-tab-link-functional" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-functional" aria-controls="wt-cli-tab-functional" class="cli-nav-link cli-settings-mobile" data-target="functional" data-toggle="cli-toggle-tab"> 2179 Functional </a> 2180 <div class="cli-switch"> 2181 <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-functional" aria-label="functional" data-id="checkbox-functional" role="switch" aria-controls="wt-cli-tab-link-functional" aria-labelledby="wt-cli-tab-link-functional" /> 2182 <label for="wt-cli-checkbox-functional" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">functional</span></label> 2183 </div> 2184 </div> 2185 <div class="cli-tab-content"> 2186 <div id="wt-cli-tab-functional" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-functional" class="cli-tab-pane cli-fade" data-id="functional"> 2187 <div class="wt-cli-cookie-description">Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. 2188</div> 2189 </div> 2190 </div> 2191 </div> 2192 <div class="cli-tab-section"> 2193 <div class="cli-tab-header"> 2194 <a id="wt-cli-tab-link-performance" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-performance" aria-controls="wt-cli-tab-performance" class="cli-nav-link cli-settings-mobile" data-target="performance" data-toggle="cli-toggle-tab"> 2195 Performance </a> 2196 <div class="cli-switch"> 2197 <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-performance" aria-label="performance" data-id="checkbox-performance" role="switch" aria-controls="wt-cli-tab-link-performance" aria-labelledby="wt-cli-tab-link-performance" /> 2198 <label for="wt-cli-checkbox-performance" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">performance</span></label> 2199 </div> 2200 </div> 2201 <div class="cli-tab-content"> 2202 <div id="wt-cli-tab-performance" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-performance" class="cli-tab-pane cli-fade" data-id="performance"> 2203 <div class="wt-cli-cookie-description">Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. 2204<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_gat</td><td class="cookielawinfo-column-3">1 minute</td><td class="cookielawinfo-column-4">This cookies is installed by Google Universal Analytics to throttle the request rate to limit the colllection of data on high traffic sites.</td></tr></tbody></table></div> 2205 </div> 2206 </div> 2207 </div> 2208 <div class="cli-tab-section"> 2209 <div class="cli-tab-header"> 2210 <a id="wt-cli-tab-link-analytics" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-analytics" aria-controls="wt-cli-tab-analytics" class="cli-nav-link cli-settings-mobile" data-target="analytics" data-toggle="cli-toggle-tab"> 2211 Analytics </a> 2212 <div class="cli-switch"> 2213 <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-analytics" aria-label="analytics" data-id="checkbox-analytics" role="switch" aria-controls="wt-cli-tab-link-analytics" aria-labelledby="wt-cli-tab-link-analytics" /> 2214 <label for="wt-cli-checkbox-analytics" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">analytics</span></label> 2215 </div> 2216 </div> 2217 <div class="cli-tab-content"> 2218 <div id="wt-cli-tab-analytics" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-analytics" class="cli-tab-pane cli-fade" data-id="analytics"> 2219 <div class="wt-cli-cookie-description">Analytical cookies are used to understand how visitors interact with the website. These
2219cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. 2220<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_ga</td><td class="cookielawinfo-column-3">2 years</td><td class="cookielawinfo-column-4">This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_gid</td><td class="cookielawinfo-column-3">1 day</td><td class="cookielawinfo-column-4">This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_hjAbsoluteSessionInProgress</td><td class="cookielawinfo-column-3">30 minutes</td><td class="cookielawinfo-column-4">No description available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_hjFirstSeen</td><td class="cookielawinfo-column-3">30 minutes</td><td class="cookielawinfo-column-4">This is set by Hotjar to identify a new userâs first session. It stores a true/false value, indicating whether this was the first time Hotjar saw this user. It is used by Recording filters to identify new user sessions.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_hjid</td><td class="cookielawinfo-column-3">1 year</td><td class="cookielawinfo-column-4">This cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_hjIncludedInPageviewSample</td><td class="cookielawinfo-column-3">2 minutes</td><td class="cookielawinfo-column-4">No description available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_hjTLDTest</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">No description available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">pardot</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">The cookie is set when the visitor is logged in as a Pardot user.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">vuid</td><td class="cookielawinfo-column-3">2 years</td><td class="cookielawinfo-column-4">This domain of this cookie is owned by Vimeo. This cookie is used by vimeo to collect tracking information. It sets a unique ID to embed videos to the website.</td></tr></tbody></table></div> 2221 </div> 2222 </div> 2223 </div> 2224 <div class="cli-tab-section"> 2225 <div class="cli-tab-header"> 2226 <a id="wt-cli-tab-link-advertisement" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-advertisement" aria-controls="wt-cli-tab-advertisement" class="cli-nav-link cli-settings-mobile" data-target="advertisement" data-toggle="cli-toggle-tab"> 2227 Advertisement </a> 2228 <div class="cli-switch"> 2229 <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-advertisement" aria-label="advertisement" data-id="checkbox-advertisement" role="switch" aria-controls="wt-cli-tab-link-advertisement" aria-labelledby="wt-cli-tab-link-advertisement" /> 2230 <label for="wt-cli-checkbox-advertisement" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">advertisement</span></label> 2231 </div> 2232 </div> 2233 <div class="cli-tab-content"> 2234 <div id="wt-cli-tab-advertisement" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-advertisement" class="cli-tab-pane cli-fade" data-id="advertisement"> 2235 <div class="wt-cli-cookie-description">Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads. 2236</div> 2237 </div> 2238 </div> 2239 </div> 2240 <div class="cli-tab-section"> 2241 <div class="cli-tab-header"> 2242 <a id="wt-cli-tab-link-others" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-others" aria-controls="wt-cli-tab-others" class="cli-nav-link cli-settings-mobile" data-target="others" data-toggle="cli-toggle-tab"> 2243 Others </a> 2244 <div class="cli-switch"> 2245 <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-others" aria-label="others" data-id="checkbox-others" role="switch" aria-controls="wt-cli-tab-link-others" aria-labelledby="wt-cli-tab-link-others" /> 2246 <label for="wt-cli-checkbox-others" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">others</span></label> 2247 </div> 2248 </div> 2249 <div class="cli-tab-content"> 2250 <div id="wt-cli-tab-others" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-others" class="cli-tab-pane cli-fade" data-id="others"> 2251 <div class="wt-cli-cookie-description">Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. 2252<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">lpv840283</td><td class="cookielawinfo-column-3">30 minutes</td><td class="cookielawinfo-column-4">No description</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">visitor_id840283</td><td class="cookielawinfo-column-3">10 years</td><td class="cookielawinfo-column-4">No description</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">visitor_id840283-hash</td><td class="cookielawinfo-column-3">10 years</td><td class="cookielawinfo-column-4">No description</td></tr></tbody></table></div> 2253 </div> 2254 </div> 2255 </div> 2256 2257 </div> 2258 </div> 2259 </div> 2260</div> 2261<div class="cli-modal-footer"> 2262 <div class="wt-cli-element cli-container-fluid cli-tab-container"> 2263 <div class="cli-row"> 2264 <div class="cli-col-12 cli-align-items-stretch cli-px-0"> 2265 <div class="cli-tab-footer wt-cli-privacy-overview-actions"> 2266 2267 2268 <a id="wt-cli-privacy-save-btn" role="button" tabindex="0" data-cli-action="accept" class="wt-cli-privacy-btn cli_setting_save_button wt-cli-privacy-accept-btn cli-btn">Save & Accept</a> 2269 2270 </div> 2271 <div class="wt-cli-ckyes-footer-section"> 2272 <div class="wt-cli-ckyes-brand-logo">Powered by <a target="_blank" href="https://www.cookieyes.com/"><img src="https://www.openbanking.org.uk/wp-content/plugins/webtoffee-gdpr-cookie-consent/public/images/logo-cookieyes.svg" alt="CookieYes Logo"></a></div> 2273 </div> 2274 </div> 2275 </div> 2276 </div> 2277</div> 2278 </div> 2279 </div> 2280</div> 2281<div class="cli-modal-backdrop cli-fade cli-settings-overlay"></div> 2282<div class="cli-modal-backdrop cli-fade cli-popupbar-overlay"></div> 2283<!--googleon: all--></div> 2284
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