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66.fa-python{--fa:"\f3e2"}.fa-android{--fa:"\f17b"}.fa-bots{--fa:"\e340"}.fa-free-code-camp{--fa:"\f2c5"}.fa-hornbill{--fa:"\f592"}.fa-js{--fa:"\f3b8"}.fa-ideal{--fa:"\e013"}.fa-git{--fa:"\f1d3"}.fa-dev{--fa:"\f6cc"}.fa-sketch{--fa:"\f7c6"}.fa-yandex-international{--fa:"\f414"}.fa-cc-amex{--fa:"\f1f3"}.fa-uber{--fa:"\f402"}.fa-github{--fa:"\f09b"}.fa-php{--fa:"\f457"}.fa-alipay{--fa:"\f642"}.fa-youtube{--fa:"\f167"}.fa-skyatlas{--fa:"\f216"}.fa-firefox-browser{--fa:"\e007"}.fa-replyd{--fa:"\f3e6"}.fa-suse{--fa:"\f7d6"}.fa-jenkins{--fa:"\f3b6"}.fa-twitter{--fa:"\f099"}.fa-rockrms{--fa:"\f3e9"}.fa-pinterest{--fa:"\f0d2"}.fa-buffer{--fa:"\f837"}.fa-npm{--fa:"\f3d4"}.fa-yammer{--fa:"\f840"}.fa-btc{--fa:"\f15a"}.fa-dribbble{--fa:"\f17d"}.fa-stumbleupon-circle{--fa:"\f1a3"}.fa-internet-explorer{--fa:"\f26b"}.fa-stubber{--fa:"\e5c7"}.fa-telegram,.fa-telegram-plane{--fa:"\f2c6"}.fa-old-republic{--fa:"\f510"}.fa-odysee{--fa:"\e5c6"}.fa-square-whatsapp,.fa-whatsapp-square{--fa:"\f40c"}.fa-node-js{--fa:"\f3d3"}.fa-edge-legacy{--fa:"\e078"}.fa-slack,.fa-slack-hash{--fa:"\f198"}.fa-medrt{--fa:"\f3c8"}.fa-usb{--fa:"\f287"}.fa-tumblr{--fa:"\f173"}.fa-vaadin{--fa:"\f408"}.fa-quora{--fa:"\f2c4"}.fa-square-x-twitter{--fa:"\e61a"}.fa-reacteurope{--fa:"\f75d"}.fa-medium,.fa-medium-m{--fa:"\f23a"}.fa-amilia{--fa:"\f36d"}.fa-mixcloud{--fa:"\f289"}.fa-flipboard{--fa:"\f44d"}.fa-viacoin{--fa:"\f237"}.fa-critical-role{--fa:"\f6c9"}.fa-sitrox{--fa:"\e44a"}.fa-discourse{--fa:"\f393"}.fa-joomla{--fa:"\f1aa"}.fa-mastodon{--fa:"\f4f6"}.fa-airbnb{--fa:"\f834"}.fa-wolf-pack-battalion{--fa:"\f514"}.fa-buy-n-large{--fa:"\f8a6"}.fa-gulp{--fa:"\f3ae"}.fa-creative-commons-sampling-plus{--fa:"\f4f1"}.fa-strava{--fa:"\f428"}.fa-ember{--fa:"\f423"}.fa-canadian-maple-leaf{--fa:"\f785"}.fa-teamspeak{--fa:"\f4f9"}.fa-pushed{--fa:"\f3e1"}.fa-wordpress-simple{--fa:"\f411"}.fa-nutritionix{--fa:"\f3d6"}.fa-wodu{--fa:"\e088"}.fa-google-pay{--fa:"\e079"}.fa-intercom{--fa:"\f7af"}.fa-zhihu{--fa:"\f63f"}.fa-korvue{--fa:"\f42f"}.fa-pix{--fa:"\e43a"}.fa-steam-symbol{--fa:"\f3f6"}.o-wrapper{position:relative;margin:0 auto;padding:2vh 0}.o-wrapper--nopad{padding:0!important}.o-wrapper--page{padding:0;margin:0 auto;position:relative;max-width:112.5rem;background:#fff;overflow:hidden}.o-wrapper--pagenav{padding:0!important;background-color:#fff!important}@media print,screen and (min-width:64em){.o-wrapper--pagenav{margin-top:2vh!important}}.o-wrapper--pagenav+.o-wrapper--pagenav:before{content:"";border-top:1px solid #bbbfc2;width:100%;top:0;position:absolute}@media print,screen and (min-width:64em){.o-wrapper--pagenav+.o-wrapper--pagenav:before{top:-10px}}.o-wrapper--vertical-fill{display:flex;flex-direction:column;height:100%}.o-wrapper--vertical-fill main{flex-grow:1;display:flex;align-items:center}@media print,screen and (min-width:40em){.o-wrapper{padding:6vh 0}}@media print,screen and (min-width:64em){.o-wrapper{padding:40px 0}.o-wrapper--page:before{height:230px}}.o-wrapper:first-of-type(){padding-top:2vh}.m-site_header{position:fixed;top:0;left:0;right:0;z-index:100}.m-site_header a{color:#000}.m-site_header a.m-site_header__toggle--search{color:#fff;text-align:center}.m-site_header--staticpage{position:relative;text-align:center;padding:30px 0}.m-site_header__inner{display:flex;align-items:center;position:relative;background-color:#fff}.m-site_header__logo_link{display:block;padding:0}@media print,screen and (min-width:64em){.m-site_header__logo_link{height:100%;padding:0}}.m-site_header__logo_image{max-height:32px}@media print,screen and (min-width:64em){.m-site_header__logo_image{max-height:100px}}.m-site_header__navigation{display:flex;justify-content:flex-end;text-align:right;font-size:0}.m-site_header__toggle{position:relative;display:inline-block;vertical-align:top;padding:25px 15px;min-height:80px;font-size:1rem;color:#25292d;background:#fff;border:0;font-family:Gilroy,arial,sans-serif;font-weight:700;transition:background .3s,color .3s}@media print,screen and (min-width:40em){.m-site_header__toggle{min-width:100px}}@media screen and (max-width:63.99875em){.m-site_header__toggle--menu{grid-area:c}}@media screen and (min-width:75em){.m-site_header__toggle--menu{display:none}}.m-site_header__toggle--search{background:#0480a5;color:#fff}@media screen and (max-width:63.99875em){.m-site_header__toggle--search{grid-area:b}}.m-site_header__toggle.active{color:#fff;background-color:#1b5b6e}.m-site_header__toggle.active .m-site_header__icon:before{content:"\f00d"}.m-site_header__icon{display:block;margin-bottom:5px}@media screen and (min-width:75em){.m-site_header__icon{display:inline-block;padding-right:10px;margin:0}}.m-site_header__links-wrapper{display:none;position:absolute;top:100%;left:0;width:100%;z-index:5;overflow:auto;max-height:calc(100vh - 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66font-family:Font Awesome\ 6 Free;font-weight:900;color:#ec6707;font-size:1rem}.m-site_dropdown__toggle.active:before{content:"\f077"}.m-site_dropdown__toggle.active:focus{outline:none}.m-site_dropdown__toggle--subnav{height:30px;width:30px;right:10px;line-height:25px}.m-site_dropdown__subnav{display:none}}@media screen and (min-width:75em){.m-site_dropdown{display:block;z-index:10;position:absolute;top:100%;left:0;right:0;padding:30px 50px;max-height:calc(100vh - 150px);overflow:auto;background-color:#efeeed;opacity:0;pointer-events:none;visibility:hidden;transition:opacity .35s ease-in-out}.hovering .m-site_dropdown{opacity:1;pointer-events:all;visibility:visible}.m-site_dropdown__toggle{display:none}.m-site_dropdown__item.hovering .m-site_dropdown__list--subitems{display:block}.m-site_dropdown__item--group{width:calc(25% - 40px);margin:0 20px}.m-site_dropdown__item--group:not(:nth-child(4n)):after{content:"";width:2px solid #bbbfc2;position:absolute;right:0}.m-site_dropdown__item--group:has(.m-site_dropdown__subnav){padding-bottom:10px;border-top:1px solid #bbbfc2;border-bottom:1px solid #bbbfc2}.m-site_dropdown__item--group:has(.m-site_dropdown__subnav)+.m-site_dropdown__item--group:has(.m-site_dropdown__subnav){border-top:0}.m-site_dropdown__item--featured{display:inline-block;margin:0 -20px 20px;padding:5px 20px 20px;width:calc(100% + 40px);background-color:#003a4c;color:#fff}.m-site_dropdown__item--featured .m-site_dropdown__link:focus,.m-site_dropdown__item--featured .m-site_dropdown__link:hover{color:currentColor}.m-site_dropdown__link{position:relative;display:inline-block;margin-bottom:8px;font-size:.8125rem}body .m-site_dropdown__link{color:currentColor}.m-site_dropdown__link.hovering,.m-site_dropdown__link:focus,.m-site_dropdown__link:hover{color:#000;text-decoration:underline;text-underline-offset:3px;text-decoration-color:#ec6707}.m-site_dropdown__link--level1{margin:6px 0;font-size:.875rem;font-weight:600}.m-site_dropdown__link--haschildren{margin-top:15px;margin-bottom:10px}.m-site_dropdown__sub-group{position:absolute;top:90px;left:0;transform:translateX(100%)}}.m-banner{position:relative;overflow:hidden;z-index:1}.m-banner__foreground{position:relative;z-index:3}.m-banner__foreground .slick-list{overflow:visible}.m-banner__background{position:relative;min-height:165px;z-index:2;overflow:hidden}.m-banner__background--hasimage{background:#0480a5}.m-banner__background--hasimage:before{content:"";display:block;position:absolute;top:0;left:0;right:0;height:160px;z-index:2;background:linear-gradient(180deg,rgba(0,0,0,.6),transparent 95%)}.m-banner__imagewrapper:not(:first-child){display:none}.slick-initialized .m-banner__imagewrapper:not(:first-child){display:block}.m-banner__image{width:100%;height:auto}.m-banner__slide{position:relative;overflow:visible}.m-banner__content{padding:30px 0 0}.m-banner__document{display:none}@media print,screen and (min-width:64em){.m-banner__document{display:block;max-width:120px;float:left;margin-right:30px}}.m-banner__contentoverflow{overflow:hidden}.m-banner__heading{margin:0;color:#003a4c;font-size:1.5rem}@media print,screen and (min-width:64em){.m-banner__heading{font-size:1.875rem}}.m-banner__summary{color:#003a4c;margin:30px 0 0;font-size:1.125rem}@media print,screen and (min-width:64em){.m-banner__summary{vertical-align:top}}.m-banner__btn{margin-top:30px}.m-banner__icon{margin-right:5px;color:#ec6707;font-size:1rem}.m-banner__size{margin-left:5px;padding-left:8px;border-left:1px solid #efeeed}.m-banner__tag{display:inline-block;font-size:.75rem;line-height:1;padding:10px;border-radius:20px;font-weight:700;margin:5px 6px 5px 0;background:#efeeed}@media print,screen and (min-width:64em){.m-banner__tag{margin:5px 15px 5px 10px}}.m-banner__next{position:absolute;right:0;bottom:100%;padding:20px 50px 20px 30px;background:#fafafc;border:0;border-bottom:3px solid #ec6707;color:#1b5b6e;text-align:left}.m-banner__next:after{position:absolute;top:50%;right:15px;transform:translateY(-50%);content:"\f061";display:inline-block;
66font-family:Font Awesome\ 6 Free;font-weight:900}@media print,screen and (min-width:40em){.m-banner__next{bottom:auto;top:0}}.m-banner__nextcount,.m-banner__nextname,.m-banner__nexttext{position:relative;z-index:2;font-family:Gilroy,arial,sans-serif}.m-banner__nextcount,.m-banner__nexttext{display:inline-block;font-size:1rem;font-weight:200;color:#25292d}.m-banner__nextname{display:block;font-size:1.25rem;font-weight:700}@media screen and (max-width:63.99875em){.m-banner__nextcount,.m-banner__nextname{display:none}}.psr-custom_css_module #main {
67  font-family: Gilroy, arial, sans-serif;
68}
69.psr-custom_css_module #near-term {
70  Background-color: #ddd;
71}
72.psr-custom_css_module #medium-term {
73  Background-color: #fff;
74}
75.psr-custom_css_module #long-term {
76  Background-color: #ddd;
77}
78.psr-custom_css_module .year {
79  font-weight: 900;
80  margin: 0px 0 0px 0;
81  font-size: 20px;
82}
83.psr-custom_css_module .date-bar {
84  background-color: #0480a5;
85  color: #fff;
86  padding: 5px 5px 5px 10px;
87  width: 280px;
88  height: 50px;
89  font-family: calibri;
90  display: flex;
91  align-items: center;
92  justify-content: left;
93  margin-top: 0;
94}
95.psr-custom_css_module .time-frame {
96  color: #0480a5;
97  margin: 15px 10px 5px 10px;
98}
99.psr-custom_css_module .date-period {
100  display: flex;
101  flex-wrap: wrap;
102  justify-content: flex-start;
103}
104.psr-custom_css_module .milestone-box {
105  display: inline-block;
106  margin: 15px 5px 15px 5px;
107  width: 200px;
108  background-color: #fff;
109  padding: 10px;
110  border: 1px solid #0480a5;
111}
112.psr-custom_css_module .milestone-title {
113  /* used for milestone headers */
114  font-size: 14px;
115  font-weight: 900;
116}
117.psr-custom_css_module .milestone-box p,
118.psr-custom_css_module .milestone-box span {
119  font-size: 14px;
120}
121.psr-custom_css_module .ctd {
122  font-style: italic;
123  font-size: 14px;
124  color: #0480a5;
125}
126.psr-custom_css_module .divider {
127  width: 100%;
128  border-top: 1px solid #0480a5;
129  display: none;
130}
131.psr-custom_css_module .responsive300-1024 {
132  width: 100%;
133  min-width: 300px;
134  max-width: 1024px;
135  height: auto;
136}
137.psr-custom_css_module .responsive-img {
138  width: 100%;
139  max-width: 1024px;
140  height: auto;
141}
142.psr-custom_css_module ul li:before {
143  top: 5px;
144}
145.psr-custom_css_module li {
146  font-size: 1.125rem;
147}
148.psr-custom_css_module ul.chart {
149  list-style: none;
150}
151.psr-custom_css_module li.bullet-key {
152  --bullet-black: #133243;
153  --bullet-yellow: #fed300;
154  --bullet-green: #79b928;
155  --bullet-dark-blue: #0087b2;
156  --bullet-light-blue: #67c5d8;
157}
158.psr-custom_css_module ul.chart li.bullet-key::before {
159  background-image: none;
160  content: "\2589";
161  font-weight: bold;
162  display: inline-block;
163  width: 1em;
164  line-height: 22px;
165}
166.psr-custom_css_module .bullet-black::before {
167  color: var(--bullet-black);
168}
169.psr-custom_css_module .bullet-yellow::before {
170  color: var(--bullet-yellow);
171}
172.psr-custom_css_module .bullet-green::before {
173  color: var(--bullet-green);
174}
175.psr-custom_css_module .bullet-dark-blue::before {
176  color: var(--bullet-dark-blue);
177}
178.psr-custom_css_module .bullet-light-blue::before {
179  color: var(--bullet-light-blue);
180}
181.psr-custom_css_module .accordion-tab {
182  position: absolute;
183  opacity: 0;
184  z-index: -1;
185}
186.psr-custom_css_module .accordion-psr {
187  overflow: hidden;
188  width: 66.66667%;
189  margin-right: auto;
190  margin-left: auto;
191}
192.psr-custom_css_module .accordion-psr-label {
193  display: flex;
194  padding: 1em;
195  font-weight: bold;
196  cursor: pointer;
197  /* background: #0480a5; 
198    color: #fff; */
199  border: 1px solid #0480a5;
200  color: #0480a5;
201  font-family: Gilroy, arial, serif;
202}
203.psr-custom_css_module .accordion-psr-label::before {
204  content: "+\00a0";
205}
206.psr-custom_css_module .accordion-psr-content {
207  height: 0;
208  padding: 0 1em;
209  background: white;
210  transition: all 0.35s;
211  font-family: Gilroy, arial, serif;
212  color: #003a4c;
213}
214.psr-custom_css_module input:checked ~ .accordion-psr-content {
215  /*max-height: 100vh;*/
216  height: auto;
217  padding: 1em;
218  border-bottom: 1px solid #0480a5;
219}
220.psr-custom_css_module input:checked ~ label::before {
221  content: "-\00a0";
222}
223.psr-custom_css_module th {
224  background-color: #0480a5;
225  color: #fff;
226}
227.psr-custom_css_module [rowspan~="2"] {
228  border-bottom: 1px solid #ddd;
229}
230.psr-custom_css_module table {
231  margin-top: 0;
232}
233.psr-custom_css_module a.psr-link {
234  margin-right: 5px;
235  font-weight: 700;
236  text-decoration: underline;
237  color: #0480a5;
238}
239.psr-custom_css_module .responsive {
240  width: 100%;
241  max-width: 1024px;
242  height: auto;
243}
244.psr-custom_css_module .psr-exec-team-container {
245  display: flex;
246  flex-wrap: wrap;
247}
248.psr-custom_css_module .psr-exec-team {
249  font-family: Gilroy, arial, serif;
250  background-color: #0480a5;
251  border-bottom: 2px solid #0480a5;
252  box-shadow: 0 4px 8px 0 rgba(0, 0, 0, 0.2);
253}
254.psr-custom_css_module .psr-exec-flex {
255  flex: 25%;
256  margin: 0 15px 30px 15px;
257}
258.psr-custom_css_module .psr-exec-team img {
259  width: 100%;
260  height: auto;
261  margin: 0;
262}
263.psr-custom_css_module .psr-exec-team h3 {
264  color: #fff;
265  font-weight: 900;
266  font-size: 1.2rem;
267  line-height: 1.4;
268  margin: 10px;
269}
270.psr-custom_css_module .psr-exec-team p {
271  color: #fff;
272  font-size: 1rem;
273  line-height: 1.4;
274  margin: 10px 10px 20px 10px;
275}
276.psr-custom_css_module .screenreader-only {
277  border: 0;
278  clip: rect(0 0 0 0);
279  -webkit-clip-path: polygon(0px 0px, 0px 0px, 0px 0px);
280  clip-path: polygon(0px 0px, 0px 0px, 0px 0px);
281  height: 1px;
282  margin: -1px;
283  overflow: hidden;
284  padding: 0;
285  position: absolute;
286  width: 1px;
287  white-space: nowrap;
288}
289.psr-custom_css_module .right-menu-box {
290  border: 1px solid #0480a5;
291}
292.psr-custom_css_module .right-menu-title {
293  background-color: #0480a5;
294  color: #fff;
295  display: block;
296  margin-bottom: 0.1rem;
297  margin-top: 0;
298  padding: 1rem 1.5rem 1rem 1.5rem;
299  text-decoration: none;
300}
301.psr-custom_css_module .right-menu a {
302  background-color: #f0f0f1;
303  color: #3f3f3f;
304  display: inline-block;
305  width: 100%;
306  margin-bottom: 0.1rem;
307  padding: 0.5rem 1.5rem;
308}
309.psr-custom_css_module .psr-values-container {
310  display: flex;
311  justify-content: flex-start;
312  align-items: stretch;
313  flex-direction: column;
314}
315.psr-custom_css_module .psr-values-column {
316  flex: 20%;
317}
318.psr-custom_css_module .psr-values-header {
319  background-color: transparent;
320  color: #fff;
321  font-size: 24px;
322  font-weight: 700;
323  padding: 15px;
324  border-bottom: 0px solid #fff;
325}
326.psr-custom_css_module .psr-values-header2 {
327  background-color: transparent;
328  color: #06293a;
329  font-size: 24px;
330  font-weight: 700;
331  padding: 15px;
332  border-bottom: 0px solid #fff;
333}
334.psr-custom_css_module .psr-values-textbox {
335  font-size: 18px;
336  color: #fff;
337  padding: 15px;
338}
339.psr-custom_css_module .psr-values-textbox2 {
340  font-size: 18px;
341  color: #06293a;
342  padding: 15px;
343}
344.psr-custom_css_module .color1 {
345  background-color: #06293a;
346}
347.psr-custom_css_module .color2 {
348  background-color: #ec6707;
349}
350.psr-custom_css_module .color3 {
351  background-color: #0087b2;
352}
353.psr-custom_css_module .color4 {
354  background-color: #77b82a;
355}
356.psr-custom_css_module .color5 {
357  background-color: #adaba7;
358}
359.psr-custom_css_module .color6 {
360  background-color: #ffd300;
361}
362.psr-custom_css_module .color7 {
363  background-color: #6ac5d8;
364}
365.psr-custom_css_module .column {
366  border-right: 1px solid #fff;
367}
368.psr-custom_css_module .column-last {
369  border-left: 1px solid #fff;
370}
371@media screen and (min-width: 640px) {
372  .psr-custom_css_module .left-adjustment {
373    position: relative;
374    right: 20px;
375  }
376  .psr-custom_css_module .psr-values-container {
377    display: flex;
378    justify-content: flex-start;
379    align-items: stretch;
380    flex-direction: row;
381  }
382  .psr-custom_css_module .psr-values-column {
383    flex: 18%;
384  }
385  .psr-custom_css_module .psr-values-header {
386    background-color: transparent;
387    color: #fff;
388    font-size: 24px;
389    font-weight: 700;
390    padding: 5px;
391    border-bottom: 2px solid #fff;
392  }
393  .psr-custom_css_module .psr-values-header2 {
394    background-color: transparent;
395    color: #06293a;
396    font-size: 24px;
397    font-weight: 700;
398    padding: 5px;
399    border-bottom: 2px solid #fff;
400  }
401  .psr-custom_css_module .psr-values-textbox {
402    font-size: 18px;
403    color: #fff;
404    padding: 5px;
405  }
406  .psr-custom_css_module .psr-values-textbox2 {
407    font-size: 18px;
408    color: #06293a;
409    padding: 5px;
410  }
411  .psr-custom_css_module .color1 {
412    background-color: #06293a;
413  }
414  .psr-custom_css_module .color2 {
415    background-color: #ec6707;
416  }
417  .psr-custom_css_module .color3 {
418    background-color: #0087b2;
419  }
420  .psr-custom_css_module .color4 {
421    background-color: #77b82a;
422  }
423  .psr-custom_css_module .color5 {
424    background-color: #adaba7;
425  }
426  .psr-custom_css_module .color6 {
427    background-color: #ffd300;
428  }
429  .psr-custom_css_module .color7 {
430    background-color: #6ac5d8;
431  }
432  .psr-custom_css_module .column {
433    border-right: 1px solid #fff;
434  }
435  .psr-custom_css_module .column-last {
436    border-left: 1px solid #fff;
437  }
438}
439@media screen and (min-width: 640px) {
440  .psr-custom_css_module .diagonal-split-background {
441    width: 100%;
442    max-height: 280px;
443    min-width: 300px;
444    background-color: #ec6707;
445    background-image: -webkit-linear-gradient(-26deg, #ec6707 80%, #003a4c 15%);
446  }
447  .psr-custom_css_module .psp_notice {
448    padding: 10px 25% 10px 25px;
449    color: #fff;
450    font-family: gilroy;
451  }
452  .psr-custom_css_module .psp_notice h1 {
453    font-size: 20px;
454  }
455  .psr-custom_css_module .psp_notice p {
456    font-size: 16px;
457    line-height: 1;
458  }
459  .psr-custom_css_module .psp_notice a {
460    color: #fff;
461    font-weight: 600;
462    text-decoration: underline;
463  }
464  .psr-custom_css_module .psp_notice a:hover {
465    color: #000;
466  }
467}
468.psr-custom_css_module .diagonal-split-background {
469  width: 100%;
470  max-height: 400px;
471  min-width: 300px;
472  background-color: #ec6707;
473}
474.psr-custom_css_module .psp_notice {
475  padding: 10px 25% 10px 25px;
476  color: #fff;
477  font-family: gilroy;
478}
479.psr-custom_css_module .psp_notice h1 {
480  font-size: 20px;
481}
482.psr-custom_css_module .psp_notice p {
483  font-size: 16px;
484  line-height: 1;
485}
486.psr-custom_css_module .psp_notice a {
487  color: #fff;
488  font-weight: 600;
489  text-decoration: underline;
490}
491.psr-custom_css_module .psp_notice a:hover {
492  color: #000;
493}
494.psr-custom_css_module svg {
495  width: 100%;
496  height: 100%;
497}
498.psr-custom_css_module .video-container {
499  position: relative;
500  width: 100%;
501  height: 0;
502  padding-bottom: 56.25%;
503}
504.psr-custom_css_module .responsive-video {
505  position: absolute;
506  top: 0;
507  left: 0;
508  width: 100%;
509  height: 100%;
510}
511.psr-custom_css_module .note-text p {
512  font-style: italic;
513  line-height: 1.2;
514  font-size: 1rem;
515}
516.psr-custom_css_module .countdown-container {
517  width: 150px;
518  height: 150px;
519  border: 1px solid black;
520  position: relative;
521}
522.psr-custom_css_module .countdown-container p {
523  position: absolute;
524  top: 50%;
525  transform: translateY(-50%);
526}
527.psr-custom_css_module .social-buttons {
528  display: flex;
529  gap: 150px;
530  justify-content: center;
531  flex-wrap: wrap;
532}
533.psr-custom_css_module .social-logo {
534  width: auto;
535  height: 40px;
536  margin: 20px;
537}
538.psr-custom_css_module .social-btn {
539  display: flex;
540  transition: transform 0.3s ease;
541}
542.psr-custom_css_module .social-btn:hover {
543  transform: scale(1.2);
544}
545.psr-custom_css_module .app_scams_reimbursement_chart {
546  margin: 0 35px 10px 0;
547}
548.psr-custom_css_module a.inactive-sd:not(.e-btn):not(.noicon) {
549  color: #003A4C;
550  font-weight: 500;
551  text-decoration: underline;
552  margin-right: 0;
553}
554.psr-custom_css_module a.inactive-sd:not(.e-btn):not(.noicon):after {
555  content: none;
556}
557.psr-custom_css_module li > p > a:not(.e-btn):not(.noicon) {
558  margin-right: 0;
559}
560.psr-custom_css_module .grey-box {
561  background-color: #e6e6e4;
562  padding: 20px;
563}
564.psr-custom_css_module .inactive {
565  border: 1px solid #777;
566  background-color: #eee;
567  padding: 10px;
568}
569	</style>
570	<link rel="stylesheet" media="print" onload="this.media='all'; this.onload=null;" href="/_frontend_output/css/styles.css?v=202610010800">
571    <noscript><link rel="stylesheet" href="/_frontend_output/css/styles.css?v=202610010800"></noscript>
572
573    
573<script async src="https://analytics.silktide.com/46d9c9bf33eb10ca523ac04d69024faf.js"></script>
vendor: 1 bytes, line 573
573
574<script>
575  (function (s,i,l,k,y) {
576    s[i] = s[i] || y;
577    s[l] = s[l] || [];
578    s[k] = function(e, p) { p = p || {}; p.event = e; s[l].push(p); };
579    s[k]('page_load');
580  })(window, 'stConfig', 'stEvents', 'silktide', {});
581</script>
581
582
583</head>
584
585<body>
586	
587
588	<div class="o-wrapper--page">
589
590		<div class="m-site_overlay js-site-overlay"></div>
591
592		<a class="m-skip_content" tab-index="0" href="#main">Skip to main content</a>
593<header class="m-site_header js-header" aria-label="Global website header">
594
595    <div class="m-site_header__inner row">
596
597        <div class="m-site_header__column small-7 medium-9 large-2 columns">
598
599                <div class="m-site_header__logo">
600                    <div class="m-site_header__logoschema" itemscope itemtype="http://schema.org/Organization">
601                        <a class="m-site_header__logo_link" itemprop="url" href="/" title="Home">
602                            <img class="m-site_header__logo_image" src="/media/nvnperqo/psr-logo-teal.png" alt="Payment Systems Regulator" itemprop="logo">
603                        </a>
604                    </div>
605                </div>
606        </div>
607
608        <div class="m-site_header__column m-site_header__column--right small-5 medium-3 large-10 columns">
609
610                <nav class="m-site_header__navigation" role="navigation" aria-label="Main" title="site navigation">
611
612                    <ul class="m-site_navigation js-navigation-wrapper">
613
614                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem active">
615
616                                <a class="m-site_navigation__link" href="/about-us/">
617                                    <div class="m-site_navigation__linkinner">About us</div>
618                                </a>
619
620                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
621                                        <span class="show-for-sr">Toggle navigation sub-links</span>
622                                    </button>
623                                    <div class="m-site_dropdown js-sub-menu">
624
625                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
626
627                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
628
629                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/the-psr-strategy/">
630                                                        The PSR Strategy
631                                                    </a>
632
633                                                </li>
634                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
635
636                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/annual-plans-and-budgets/">
637                                                        Annual Plans and Budgets
638                                                    </a>
639
640                                                </li>
641                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
642
643                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/annual-report-and-accounts/">
644                                                        Annual Report and Accounts
645                                                    </a>
646
647                                                </li>
648                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
649
650                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/about-us/contact-us/">
651                                                        Contact us
652                                                    </a>
653
654                                                        <button type="button" class="m-site_dropdown__toggle m-site_dropdown__toggle--subnav js-sub-menu-toggle">
655                                                            <span class="show-for-sr">Toggle navigation sub-links</span>
656                                                        </button>
657                                                        <div class="m-site_dropdown__subnav js-sub-menu">
658
659                                                            <ul class="m-site_dropdown__list">
660
661                                                                    <li class="m-site_dropdown__item">
662                                                                        <a class="m-site_dropdown__link  " href="/about-us/contact-us/general-enquiries/" title="General enquiries">
663                                                                            General enquiries
664                                                                        </a>
665                                                                    </li>
666                                                                    <li class="m-site_dropdown__item">
667                                                                        <a class="m-site_dropdown__link  " href="/about-us/contact-us/complaints-against-the-psr/" title="Complaints against the PSR">
668                                                                            Complaints against the PSR
669                                                                        </a>
670                                                                    </li>
671                                                            </ul>
672                                                        </div>
673                                                </li>
674                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
675
676                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/the-psr-executive-team/">
677                                                        The PSR Executive Team
678                                                    </a>
679
680                                                </li>
681                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
682
683                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/psr-governance/">
684                                                        PSR governance
685                                                    </a>
686
687                                                </li>
688                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
689
690                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/the-psr-purpose/">
691                                                        The PSR purpose
692                                                    </a>
693
694                                                </li>
695                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
696
697                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/how-the-psr-is-funded/">
698                                                        How the PSR is funded
699                                                    </a>
700
701                                                </li>
702                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
703
704                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/how-the-psr-panel-works/">
705                                                        How the PSR Panel works
706                                                    </a>
707
708                                                </li>
709                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
710
711                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/background-to-the-psr/">
712                                                        Backgroun
712d to the PSR
713                                                    </a>
714
715                                                </li>
716                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
717
718                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/jobs-at-the-psr/">
719                                                        Jobs at the PSR
720                                                    </a>
721
722                                                </li>
723                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
724
725                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/diversity-equity-and-inclusion/">
726                                                        Diversity, Equity and Inclusion
727                                                    </a>
728
729                                                </li>
730                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
731
732                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/frequently-asked-questions/">
733                                                        Frequently asked questions
734                                                    </a>
735
736                                                </li>
737                                        </ul>
738                                    </div>
739                            </li>
740                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem ">
741
742                                <a class="m-site_navigation__link" href="/how-we-regulate/">
743                                    <div class="m-site_navigation__linkinner">How we regulate</div>
744                                </a>
745
746                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
747                                        <span class="show-for-sr">Toggle navigation sub-links</span>
748                                    </button>
749                                    <div class="m-site_dropdown js-sub-menu">
750
751                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
752
753                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
754
755                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/how-we-regulate/regulatory-framework/">
756                                                        Regulatory framework
757                                                    </a>
758
759                                                        <button type="button" class="m-site_dropdown__toggle m-site_dropdown__toggle--subnav js-sub-menu-toggle">
760                                                            <span class="show-for-sr">Toggle navigation sub-links</span>
761                                                        </button>
762                                                        <div class="m-site_dropdown__subnav js-sub-menu">
763
764                                                            <ul class="m-site_dropdown__list">
765
766                                                                    <li class="m-site_dropdown__item">
767                                                                        <a class="m-site_dropdown__link  " href="/how-we-regulate/regulatory-framework/legislation/" title="Legislation">
768                                                                            Legislation
769                                                                        </a>
770                                                                    </li>
771                                                                    <li class="m-site_dropdown__item">
772                                                                        <a class="m-site_dropdown__link  " href="/how-we-regulate/regulatory-framework/general-directions/" title="General directions">
773                                                                            General directions
774                                                                        </a>
775                                                                    </li>
776                                                                    <li class="m-site_dropdown__item">
777                                                                        <a class="m-site_dropdown__link  " href="/how-we-regulate/regulatory-framework/specific-directions/" title="Specific directions">
778                                                                            Specific directions
779                                                                        </a>
780                                                                    </li>
781                                                                    <li class="m-site_dropdown__item">
782                                                                        <a class="m-site_dropdown__link  " href="/how-we-regulate/regulatory-framework/powers-and-procedures-guidance/" title="Powers and procedures guidance">
783                                                                            Powers and procedures guidance
784                                                                        </a>
785                                                                    </li>
786                                                                    <li class="m-site_dropdown__item">
787                                                                        <a class="m-site_dropdown__link  " href="/how-we-regulate/regulatory-framework/written-guidance/" title="Written guidance">
788                                                                            Written guidance
789                                                                        </a>
790                                                                    </li>
791                                                            </ul>
792                                                        </div>
793                                                </li>
794                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
795
796                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/who-we-regulate/">
797                                                        Who we regulate
798                                                    </a>
799
800                                                </li>
801                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
802
803                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/governance-of-payment-systems/">
804                                                        Governance of payment systems
805                                                    </a>
806
807                                                </li>
808                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
809
810                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/financial-services-and-markets-act-2023/">
811                                                        Financial Services and Markets Act 2023
812                                                    </a>
813
814                                                </li>
815                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
816
817                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/competition/">
818                                                        Competition
819                                                    </a>
820
821                                                </li>
822                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
823
824                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/decision-making-committees/">
825                                                        Decision making committees
826                                                    </a>
827
828                                                </li>
829                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
830
831                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/memorandums-of-understanding/">
832                                                        Memorandums of understanding
833                                                    </a>
834
835                                                </li>
836                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
837
838                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/working-with-other-regulators/">
839                                                        Working with other regulators
840                                                    </a>
841
842                                                </li>
843                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
844
845                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/when-you-make-a-payment/">
846                                                        When you make a payment
847                                                    </a>
848
849                                                </li>
850                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
851
852                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/how-we-regulate/payment-systems-explained/">
853                                                        Payment systems explained
854                                                    </a>
855
856                                                </li>
857                                        </ul>
858                                    </div>
859                            </li>
860                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem ">
861
862                                <a class="m-site_navigation__link" href="/our-work/">
863                                    <div class="m-site_navigation__linkinner">Our work</div>
864                                </a>
865
866                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
867                                        <span class="show-for-sr">Toggle navigation sub-links</span>
868                                    </button>
869                                    <div class="m-site_dropdown js-sub-menu">
870
871                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
872
873                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
874
875                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/access-to-cash/">
876                                                        Access to cash
877                                                    </a>
878
879                                                </li>
880                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
881
882                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/market-reviews/">
883                                                        Market reviews
884                                                    </a>
885
886                                                </li>
887                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
888
889                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/card-payments/">
890                                                        Card payments
891                                                    </a>
892
893                                                </li>
894                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
895
896                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/innovation/">
897                                                        Innovation
898                                                    </a>
899
900                                                </li>
901                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
902
903                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/our-work/app-scams/">
904                                                        APP scams
905                                                    </a>
906
907                                                        <button type="button" class="m-site_dropdown__toggle m-site_dropdown__toggle--subnav js-sub-menu-toggle">
908                                                            <span class="show-for-sr">Toggle navigation sub-links</span>
909                                                        </button>
910                                                        <div class="m-site_dropdown__subnav js-sub-menu">
911
912                                                            <ul class="m-site_dropdown__list">
913
914                                                                    <li class="m-site_dropdown__item">
915                                                                        <a class="m-site_dropdown__link  " href="/our-work/app-scams/app-scams-independent-review/" title="APP scams independent review">
916                                                                            APP scams independent review
917                                                                        </a>
918                                                                    </li>
919                                                                    <li class="m-site_dropdown__item">
920                                                                        <a class="m-site_dropdown__link  " href="/our-work/app-scams/app-scams-policy-roadmap/" title="APP scams policy roadmap">
921                                                                            APP scams policy roadmap
922                                                                        </a>
923                                                                    </li>
924                                                            </ul>
925                                                        </div>
926                                                </li>
927                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
928
929                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/strategy-analysis-and-engagement/">
930                                                        Strategy, Analysis and Engagement
931                                                    </a>
932
933                                                </li>
934                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
935
936                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/joint-regulatory-oversight-committee/">
937                                                        Open Banking - Joint Regulatory Oversight Committee
938                                                    </a>
939
940                                                </li>
941                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
942
943                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/account-to-account-payments/">
944                                                        Account-to-account payments
945                                                    </a>
946
947                                                </li>
948                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
949
950                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/our-research/">
951                                                        Research with consumers and SMEs
952                                                    </a>
953
954                                                </li>
955                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
956
957                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/our-work/access-to-payment-systems/">
958                                                        Access to payment systems
959                                                    </a>
960
961                                                </li>
962                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
963
964                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/publications/corporate-information/psr-work-plan/">
965                                                        PSR work plan
966                                                    </a>
967
968                                                </li>
969                                        </ul>
970                                    </div>
971                            </li>
972                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem ">
973
974                                <a class="m-site_navigation__link" href="/information-for-firms/">
975                                    <div class="m-site_navigation__linkinner">Information for firms</div>
976                                </a>
977
978                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
979                                        <span class="show-for-sr">Toggle navigation sub-links</span>
980                                    </button>
981                                    <div class="m-site_dropdown js-sub-menu">
982
983                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
984
985                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
986
987                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-firms/supervision/">
988                                                        Supervision
989                                                    </a>
990
991                                                </li>
992                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
993
994                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-firms/complying-with-our-rules/">
995                                                        Complying with our rules
996                                                    </a>
997
998                                                </li>
999                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1000
1001                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-firms/enforcement/">
1002                                                        Enforcement
1003                                                    </a>
1004
1005                                                </li>
1006                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1007
1008                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-firms/complaints-and-disputes/">
1009                                                        Complaints and disputes
1010                                                    </a>
1011
1012                                                </li>
1013                                        </ul>
1014                                    </div>
1015                            </li>
1016                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem ">
1017
1018                                <a class="m-site_navigation__link" href="/information-for-consumers/">
1019                                    <div class="m-site_navigation__linkinner">Information for consumers</div>
1020                                </a>
1021
1022                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
1023                                        <span class="show-for-sr">Toggle navigation sub-links</span>
1024                                    </button>
1025                                    <div class="m-site_dropdown js-sub-menu">
1026
1027                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
1028
1029                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1030
1031                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/ways-of-paying/">
1032                                                        Ways of paying
1033                                                    </a>
1034
1035                                                </li>
1036                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1037
1038                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/how-we-help-you/">
1039                                                        How we help you
1040                                                    </a>
1041
1042                                                </li>
1043                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1044
1045                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/our-vision-for-payments/">
1046                                                        Our vision for payments
1047                                                    </a>
1048
1049                                                </li>
1050                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1051
1052                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/app-fraud-performance-data/">
1053                                                        APP fraud performance data
1054                                                    </a>
1055
1056                                                </li>
1057                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1058
1059                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/app-fraud-reimbursement-protections/">
1060                                                        APP fraud reimbursement protections
1061                                                    </a>
1062
1063                                                </li>
1064                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1065
1066                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/warning-fraudsters-posing-as-psr-employees/">
1067                                                        Warning - fraudsters posing as PSR employees
1068                                                    </a>
1069
1070                                                </li>
1071                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1072
1073                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/unmasking-how-fraudsters-target-uk-consumers-in-the-digital-age/">
1074                                                        Unmasking how fraudsters target UK consumers in the digital age
1075                                                    </a>
1076
1077                                                </li>
1078                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1079
1080                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/information-for-consumers/app-scams-reimbursement-dashboard/">
1081                                                        APP scams reimbursement dashboard for Q1 2026
1082                                                    </a>
1083
1084                                                </li>
1085                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1086
1087                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/about-us/">
1088                                                        About the PSR
1089                                                    </a>
1090
1091                                                </li>
1092                                        </ul>
1093                                    </div>
1094                            </li>
1095                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem ">
1096
1097                                <a class="m-site_navigation__link" href="/news-and-updates/">
1098                                    <div class="m-site_navigation__linkinner">News and updates</div>
1099                                </a>
1100
1101                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
1102                                        <span class="show-for-sr">Toggle navigation sub-links</span>
1103                                    </button>
1104                                    <div class="m-site_dropdown js-sub-menu">
1105
1106                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
1107
1108                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1109
1110                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/news-and-updates/latest-news/">
1111                                                        Latest news
1112                                                    </a>
1113
1114                                                </li>
1115                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1116
1117                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/news-and-updates/thought-pieces/">
1118                                                        Thought pieces
1119                                                    </a>
1120
1121                                                </li>
1122                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1123
1124                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/news-and-updates/innovation-series/">
1125                                                        Innovation series
1126                                                    </a>
1127
1128                                                </li>
1129                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1130
1131                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/news-and-updates/speeches/">
1132                                                        Speeches
1133                                                    </a>
1134
1135                                                </li>
1136                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1137
1138                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 " href="/news-and-updates/events/">
1139                                                        Events
1140                                                    </a>
1141
1142                                                </li>
1143                                        </ul>
1144                                    </div>
1145                            </li>
1146                            <li class="m-site_navigation__item m-site_navigation__item--top js-hover js-toplevelnavitem ">
1147
1148                                <a class="m-site_navigation__link" href="/publications/">
1149                                    <div class="m-site_navigation__linkinner">Publications</div>
1150                                </a>
1151
1152                                    <button type="button" class="m-site_dropdown__toggle js-sub-menu-toggle">
1153                                        <span class="show-for-sr">Toggle navigation sub-links</span>
1154                                    </button>
1155                                    <div class="m-site_dropdown js-sub-menu">
1156
1157                                        <ul class="m-site_dropdown__list m-site_dropdown__list--primary js-masonry-wrapper">
1158
1159                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1160
1161                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/consultations/">
1162                                                        Consultations
1163                                                    </a>
1164
1165                                                </li>
1166                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1167
1168                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/policy-statements/">
1169                                                        Policy statements
1170                                                    </a>
1171
1172                                                </li>
1173                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1174
1175                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/access-and-governance-reports/">
1176                                                        Access and governance reports
1177                                                    </a>
1178
1179                                                </li>
1180                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1181
1182                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/annual-plans-and-reports/">
1183                                                        Annual Plans and Reports
1184                                                    </a>
1185
1186                                                </li>
1187                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1188
1189                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/corporate-information/">
1190                                                        Corporate information
1191                                                    </a>
1192
1193                                                </li>
1194                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1195
1196                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/forms/">
1197                                                        Forms
1198                                                    </a>
1199
1200                                                </li>
1201                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1202
1203                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/legal-directions-and-decisions/">
1204                                                        Legal directions and decisions
1205                                                    </a>
1206
1207                                                </li>
1208                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1209
1210                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/market-reviews/">
1211                                                        Market reviews
1212                                                    </a>
1213
1214                                                </li>
1215                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1216
1217                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/open-letters/">
1218                                                        Open letters
1219                                                    </a>
1220
1221                                                </li>
1222                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1223
1224                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/psr-strategy/">
1225                                                        PSR Strategy
1226                                                    </a>
1227
1228                                                </li>
1229                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1230
1231                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/psr-news/">
1232                                                        PSR News
1233                                                    </a>
1234
1235                                                </li>
1236                                                <li class="m-site_dropdown__item m-site_dropdown__item--group js-masonry-item ">
1237
1238                                                    <a class="m-site_dropdown__link m-site_dropdown__link--level1 m-site_dropdown__link--haschildren" href="/publications/working-group-and-payments-forum/">
1239                                                        Working group and payments forum
1240                                                    </a>
1241
1242                                                </li>
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1328                    <h3 class="m-grid__heading">The PSR Strategy</h3>
1329
1330The Strategy recognises areas where payment systems are working effectively and highlights where more work is needed.            </div>
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1350                    <h3 class="m-grid__heading">PSR governance</h3>
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1352The PSR board is led by its chair, Ashley Alder.            </div>
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1372                    <h3 class="m-grid__heading">The PSR purpose</h3>
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1374Who are the PSR            </div>
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1394                    <h3 class="m-grid__heading">How the PSR is funded</h3>
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1396The PSR annual budget and costs explained            </div>
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1416                    <h3 class="m-grid__heading">How the PSR Panel works</h3>
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1418Input from industry experts helps inform our work            </div>
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1438                    <h3 class="m-grid__heading">Background to the PSR</h3>
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1440How the PSR went from an idea to a fully operational regulator            </div>
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1460                    <h3 class="m-grid__heading">The Policy Statement</h3>
1461
1462A new regulatory framework for payment systems in the UK            </div>
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1482                    <h3 class="m-grid__heading">Jobs at the PSR</h3>
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1484Working for an exciting regulator where you can really make a difference.            </div>
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1722                <span class="m-scroll__text">scroll down</span>
1723                <span class="m-scroll__bar">
1724                    <span class="m-scroll__progress js-scroll__progress"></span>
1725                </span>
1726            </div>
1727
1728            <div class="m-scroll__svgwrapper">
1729                <svg xmlns="http://www.w3.org/2000/svg"
1730                     xmlns:xlink="http://www.w3.org/1999/xlink"
1731                     width="21px" height="30px" class="m-scroll__svg">
1732                    <path fill-rule="evenodd" fill="rgb(214, 234, 191)"
1733                          d="M20.020,10.870 L20.020,22.105 L10.055,30.000 L-0.000,22.105 L-0.000,10.870 L20.020,10.870 Z" />
1734                    <path fill-rule="evenodd" fill="rgb(160, 205, 105)"
1735                          d="M20.020,10.870 L20.020,17.072 L10.055,24.965 L-0.000,17.072 L-0.000,10.870 L20.020,10.870 Z" />
1736                    <path fill-rule="evenodd" fill="rgb(119, 184, 42)"
1737                          d="M20.020,10.870 L20.020,10.870 L10.009,18.769 L-0.000,10.870 L-0.000,10.870 C-0.000,5.309 4.481,0.802 10.010,0.802 L10.010,0.802 C15.539,0.802 20.020,5.309 20.020,10.870 Z" />
1738                </svg>
1739            </div>
1740
1741        </div>
1742
1743
1744
1745    </section>
1746
1747
1748
1749</footer>
1750
1751
1752	</div>
vendor: 115 bytes, lines 1752-1755
1752
1753
1754
1755	<script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script>
1755<script src="//ajax.googleapis.com/ajax/libs/jquery/3.5.1/jquery.min.js"></script>
1755
1756	
1756<script>window.jQuery || document.write('
1756<script src="~/_frontend_output/js/jquery.min.js"><\/script>')</script>
1756
1757
1758
1759    <!--[if lt IE 9]>
1760       
1760<script src="//cdnjs.cloudflare.com/ajax/libs/rem/1.3.4/js/rem.min.js"></script>
1760
1761       
1761<script src="//cdnjs.cloudflare.com/ajax/libs/respond.js/1.4.2/respond.min.js"></script>
1761
1762       
1762<script src="//cdnjs.cloudflare.com/ajax/libs/selectivizr/1.0.2/selectivizr-min.js"></script>
1762
1763    <![endif]-->
1764
1765
1766
1767	
1767<script defer src="/_frontend_output/js/scripts.js?v=202610010800"></script>
1767
1768
1769
1770
1771	
1771<script>
1772
1773		if (!sessionStorage.fontsLoaded) {
1774
1775			var WebFontConfig = {
1776				google: {
1777					families: ['Raleway:ital,wght@0,400;0,700;1,400&display=swap']
1778				},
1779				active: function() {
1780	                sessionStorage.fontsLoaded = true
1781	            },
1782				timeout: 2000
1783			};
1784
1785			(function () {
1786				var wf = document.createElement("script");
1787				wf.src = ('https:' == document.location.protocol ? 'https' : 'http') +
1788				'://cdnjs.cloudflare.com/ajax/libs/webfont/1.6.28/webfontloader.js';
1789				wf.async = 'true';
1790				document.head.appendChild(wf);
1791			})();
1792
1793		}
1794	</script>
1794
1795
1796
1797	        
1797<script src="https://cc.cdn.civiccomputing.com/9/cookieControl-9.2.min.js"></script>
1797
1798        
1798<script>
1799            var config = {
1800                apiKey: '261da87a7dc1fcadedde0e1676ede426222f4568',
1801                product: 'PRO',
1802                necessaryCookies: ['UMB-XSRF-TOKEN', 'UMB-XSRF-V', 'UMB_UCONTEXT', 'UMB_UPDCHK'],
1803                consentCookieExpiry: 90,
1804                statement: {
1805                    description: '',
1806                    name: 'Privacy Statement',
1807                    url: '/privacy-and-data/',
1808                    updated: '03/01/2024'
1809                },
1810                optionalCookies: [
1811
1812                        {
1813                            name: 'analytics',
1814                            label: 'Analytics',
1815                            description: 'Analytical cookies help us to improve our website by collecting and reporting information on its usage.',
1816                            cookies: ['_ga',' _gat',' _gid',' _hjAbsoluteSessionInProgress',' _hjFirstSeen',' _hjid',' _hjIncludedInPageviewSample',' _hjIncludedInSessionSample',' _hjRecordingLastActivity',' _hjTLDTest',' hjViewportId'],
1817                            onAccept: function () {     var tagManagerScript = document.createElement('script');
1818tagManagerScript .type = 'text/javascript';
1819 tagManagerScript .async = true;
1820tagManagerScript .src = '//www.googletagmanager.com/gtag/js?id=UA-61195007-1';
1821(document.getElementsByTagName('head')[0] || document.getElementsByTagName('body')[0]).appendChild(tagManagerScript );
1822
1823 
vendor: 134 bytes, lines 1823-1827
1823window.dataLayer = window.dataLayer || [];
1824  function gtag(){dataLayer.push(arguments);}
1825  gtag('js', new Date());
1826
1827  gtag('config', '
1827UA-61195007-1
vendor: 5 bytes, lines 1827-1828
1827');
1828
1829var initGTM = function(w,d,s,l,i){
1830w[l]=w[l]||[];
1831w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});
1832var f=d.getElementsByTagName(s)[0],
1833j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
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1835};
1836
1837initGTM(window,document,'script','dataLayer','GTM-KD5T6L8');
1838
1839 },
1840                            onRevoke: function () { deleteCookie("_ga");
1841deleteCookie("_gat_gtag_UA_61195007_1");
1842deleteCookie("_gid");
1843window.location.reload(); },
1844                            recommendedState: true
1845                        },
1846                        
1847                        {
1848                            name: 'marketing',
1849                            label: 'Marketing',
1850                            description: 'Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advisers.',
1851                            cookies: ['_hjRecordingEnabled',' IDE',' VISITOR_INFO1_LIVE',' YSC',' yt.innertube::nextId',' yt.innertube::requests',' yt-remote-cast-installed',' yt-remote-connected-devices',' yt-remote-device-id',' yt-remote-fast-check-period',' yt-remote-session-app',' yt-remote-session-name'],
1852                            onAccept: function () {  },
1853                            onRevoke: function () {  },
1854                            recommendedState: false
1855                        },
1856                        
1857                        {
1858                            name: 'feedback',
1859                            label: 'Feedback',
1860                            description: 'Cookies to control the hiding/displaying of the feedback form',
1861                            cookies: ['feedback'],
1862                            onAccept: function () {  },
1863                            onRevoke: function () {  },
1864                            recommendedState: false
1865                        },
1866                                        ],
1867                position: 'left',
1868                theme: 'light',
1869                toggleType: 'slider',
1870                rejectButton: true,
1871                closeStyle: 'icon',
1872                settingsStyle: 'icon',
1873                initialState: 'OPEN',
1874                notifyOnce: false,
1875                branding: {
1876
1877                    fontColor: "#003a4c",
1878
1879                    fontSizeTitle: "20px",
1880
1881                    fontSizeIntro: "16px",
1882
1883                    fontSizeHeaders: "20px",
1884
1885                    fontSize: "16px",
1886
1887                    backgroundColor: "#e9eaf2",
1888
1889                    toggleText: "#fff",
1890
1891                    toggleColor: "#ec6707",
1892
1893                    toggleBackground: "#003a4c",
1894
1895                    buttonIcon: null,
1896
1897                    buttonIconWidth: "64px",
1898
1899                    buttonIconHeight: "64px",
1900
1901                    removeIcon: false,
1902
1903                    removeAbout: false,
1904
1905                },
1906                accessibility: {
1907                    highlightFocus: true,
1908                    outline: true
1909                },
1910                text: {
1911                }
1912
1913            };
1914
1915        CookieControl.load(config);
1916        </script>
1916
1917
1918
1919	
1920</body>
1921</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.