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190    font-weight: 400;
191    font-display: block;
192    src: url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-regular-400.woff2?v=92d4fc426145149e7b163f8199788ee4') format('woff2'), url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-regular-400.woff') format('woff')
193    }
194
195    @font-face {
196    font-family: 'Font Awesome 6 Pro Fallback';
197    font-style: normal;
198    font-weight: 900;
199    font-display: block;
200    src: url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-solid-900.woff2?v=bc98c0739906c213e8800ad46fceeb53') format('woff2'), url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-solid-900.woff') format('woff')
201    }
202
203    .fa-brands:not(.lazyload):before { font-family: "Font Awesome 6 Brands", "Font Awesome 6 Brands Fallback" }
204    .fa-light:not(.ws-icon):not(.lazyload):before { font-family: "Font Awesome 6 Pro", "Font Awesome 6 Pro Fallback"; font-weight: 300 }
205    .fa:not(.lazyload):before, .fa-solid:not(.lazyload):before { font-family: "Font Awesome 6 Pro", "Font Awesome 6 Pro Fallback" !important; font-weight: 900 }
206    .fa-regular:not(.lazyload):before { font-family: "Font Awesome 6 Brands", "Font Awesome 6 Pro", "Font Awesome 6 Brands Fallback", "Font Awesome 6 Pro Fallback" !important }
207    .ws-icon.fa-regular:before { font-weight: 300; }
208
209    </style>
210        <link rel="stylesheet" type="text/css" href="/api/sitecore/LayoutApi/GetButtonThemesCss?revision={87A0BA94-15B5-4169-96FA-FA9A179F2539}" media="print" onload="ws_onCssLoad(this)" importance="low">
211        <link rel="stylesheet" href="/css/vendors-fontawesome.min.css?v=ef9e6f722a791c058a4f1be1f96f3569" media="print" onload="ws_onCssLoad(this)" importance="low">
212        <noscript>
213            <link rel="stylesheet" href="/css/vendors.min.css?v=0655916d576018ac68c3b9143e589c6c">
214            <link rel="stylesheet" href="/css/common.bundle.min.css?v=2d0942d888f181575f01d33f8a22b6aa">
215
216
217
218            <link rel="stylesheet" type="text/css" href="/api/sitecore/LayoutApi/GetButtonThemesCss?revision={87A0BA94-15B5-4169-96FA-FA9A179F2539}">
219            <link rel="stylesheet" href="/css/vendors-fontawesome.min.css?v=ef9e6f722a791c058a4f1be1f96f3569" importance="low">
220            <link rel="stylesheet" href="/css/legacy-browsers.min.css?v=d7c77dc34832c5c4d4ce63dbec80ac61" importance="low">
221        </noscript>
222    
223
224
225            <link rel="preload" href="/-/media/project/westernsouthern/fonts/woff2/ws-custom-variable.woff2?rev=158e149fe85c43c3aa5de24d3e4e9fb9" as="font" type="font/woff2" crossorigin>
226
227</head>
228<body class="ws-body ws-click   ws-body--template_7091bd6a-1eae-464f-b123-ad6ec08b330d  ws-body--lazy-loading_enabled ws-body--chat_enabled" >
229    <!-- placeholder: AnalyticsNoScript --><!-- Google Tag Manager (noscript) -->
vendor: 69 bytes, lines 229-230
229
230<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=
230GTM-KTQS585
vendor: 85 bytes, lines 230-231
230"
231height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
232<!-- End Google Tag Manager (noscript) --><!-- /place_holder: AnalyticsNoScript -->
233    <!-- placeholder: Header --><!--START : /Views/WesternSouthern/Globals/MegaMenu/MegaMenu.cshtml-->
234
235    <header class="ws-megamenu  ws-megamenu--business-logo ws-megamenu--utility-links">
236            <a class="ws-skip-link" href="#primary-nav-first-link">Skip to Main Navigation</a>
237        <a class="ws-skip-link" href="#main">Skip to Main Content</a>
238
239        <div role="navigation">
240
241            <nav class="ws-megamenu__top" aria-label="Utility">
242                    <ul class="ws-list ws-megamenu__utility-nav ">
243
244                                    <li class="ws-megamenu__utility-nav-item ws-megamenu__utility-nav-link--desktop-only">
245<a href="/contact" class="ws-icon-text ws-megamenu__utility-nav-link  " >                                                <i class="fa-users fa-regular"></i>
246                                            <span>Contact</span>
247</a>                                                                            </li>
248                                    <li class="ws-megamenu__utility-nav-item ">
249<a href="/about" class="ws-icon-text ws-megamenu__utility-nav-link  " >                                                <i class="fa-landmark fa-regular"></i>
250                                            <span>About</span>
251</a>                                                                            </li>
252                                    <li class="ws-megamenu__utility-nav-item ">
253<a href="/careers" class="ws-icon-text ws-megamenu__utility-nav-link  " >                                                <i class="fa-briefcase fa-regular"></i>
254                                            <span>Careers</span>
255</a>                                                                            </li>
256                                <li class="ws-megamenu__utility-nav-item ws-megamenu__utility-nav-companies-wrapper">
257
258<a href="/about/family-of-companies" class="ws-icon-text ws-megamenu__utility-nav-link ws-megamenu__utility-nav-companies " >                                            <i class="fa-regular fa-table-cells fa-regular"></i>
259                                        <span>Family of Companies</span>
260</a>                                </li>
261
262                        
263                            <li class="ws-megamenu__utility-nav-item ws-megamenu__utility-nav-item--search">
264                                <form class="ws-search-form" method="get" action="/search">
265                                    <div class="ws-material-group">
266                                        <input type="text" id="mobileMegaMenuSearchInput" name="q" class="ws-material-group__input" autocomplete="on">
267                                        <label for="mobileMegaMenuSearchInput" class="ws-material-group__label" placeholder="">Search for</label>
268                                        <button type="submit" class="ws-search-form__submit-btn ws-search-form__submit-btn--textbox-icon" aria-label="Search"></button>
269                                    </div>
270                                </form>
271                            </li>
272                    </ul>
273            </nav>
274
275            <nav class="ws-megamenu__bottom" aria-label="Main">
276                
277<a href="/" class="ws-megamenu__logo-wrapper" >                        <div class="ws-megamenu__logo-icon-wrapper">
278                            <img src="/-/media/feature/westernsouthern/globals/logos/ws-logo.svg?rev=38ef227a9dd34d57afbb2e1803cb2e6f&amp;la=en&amp;hash=4AE78DE396FCC352C34CE1FE0BB052A9" class="ws-megamenu__logo-icon" alt="western &amp; southern" />
279                        </div>
280                        <div class="ws-megamenu__logo-icon-wrapper ws-megamenu__logo-icon-wrapper--print">
281                            <img data-ws-aspect-ratio-applied="true" style="height:0;width:209px;max-width:100%;padding-top:100.478%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/globals/logos/ws-business-print.png?rev=e8cd4d89f6c0467cb2755f2893e5ea13&amp;la=en&amp;h=210&amp;w=209&amp;hash=78C312D987B82FD516D937FD91E21DC7" class="ws-megamenu__logo-icon lazyload" alt="western and southern logo" />
282                        </div>
283<img src="/-/media/feature/westernsouthern/globals/logos/business-name-logo/western-and-southern-financial-group-.png?rev=203f5587aced4519a2a71f6a3ae7ea2e&amp;la=en&amp;h=46&amp;w=203&amp;hash=902ABF9CE3EFA7E30E34B39EC7B08D93" class="ws-megamenu__logo-text" height="46" alt="Western &amp; Southern Financial Group" width="203" /></a>
284                
285                <ul class="ws-list ws-megamenu__mobile-links">
286                        <li class="ws-megamenu__mobile--featured">
287<a href="/contact" class="ws-icon-text ws-icon-text--position_top ws-megamenu__mobile-link ws-megamenu__mobile-link--featured " >                                    <i class="fa-users fa-regular"></i>
288                                <span>Contact</span>
289</a>                                                    </li>
290
291                    <li>
292                        <button class="ws-icon-text ws-icon-text--position_top ws-megamenu__mobile-menu-btn ws-megamenu__mobile-link">
293                            <span class="ws-megamenu__mobile-menu-text">Menu</span>
294                            <span class="ws-megamenu__mobile-close-text">Close</span>
295                        </button>
296                    </li>
297                </ul>
298
299<!--START : /Views/WesternSouthern/Globals/MegaMenu/MegaMenuPrimaryNavigation.cshtml-->
300    <div class="ws-megamenu__main ws-megamenu__mobile-page">
301        <div class="ws-megamenu__main-inner">
302                <ul class="ws-list ws-megamenu__primary-links">
303                                <li>
304<a href="/life-insurance" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="primary-nav-first-link" >                                        <span class="ws-megamenu__primary-link-text">
305Life Insurance                                        </span>
306</a>
307                                    
308                                    <div class="ws-megamenu__section-nav-wrapper">
309                                        <div class="ws-megamenu__section-nav">
310                                            <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu">
311                                                <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0">
312                                                    <div class="ws-accordion__header-content ws-content-block__header-content">
313<a href="/life-insurance" class="ws-megamenu__primary-link-mobile" id="primary-nav-first-link" >                                                                <i class="fa-heart fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i>
314Life Insurance</a>                                                        <i class="fal ws-megamenu__primary-link-chevron"></i>
315                                                    </div>
316                                                </div>
317
318                                                
319                                                <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content">
320                                                    <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item">
321                                                        <div class="ws-grid ws-grid--megamenu">
322                                                            <div class="row ws-grid__row">
323                                                                <div class="col-12 col-md-3 ws-grid__col">
324                                                                    <div class="ws-grid__item">
325<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
326
327    <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading">
328<a href="/life-insurance" class="ws-megamenu__column-heading-link" >                <span>Products</span>
329                <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
330</a>    </div>
331    <div class="ws-megamenu__conversion-links">
332<a href="/life-insurance/whole-life-insurance" class="ws-megamenu__conversion-link" >                        <span>Whole Life Insurance</span>
333</a><a href="/life-insurance/universal-life-insurance" class="ws-megamenu__conversion-link" >                        <span>Universal Life Insurance</span>
334</a><a href="/life-insurance/term-life-insurance" class="ws-megamenu__conversion-link" >                        <span>Term Life Insurance</span>
335</a>    </div>
336    <div class="ws-megamenu__conversion-accordion">
337            <details class="ws-accordion__details ws-accordion__details--theme_megamenu">
338                <summary class="ws-accordion__summary ws-accordion__summary--theme_megamenu">Additional Insurance</summary>
339                <div class="ws-accordion__text">
340                    <div class="ws-megamenu__conversion-accordion-links">
341<a href="/life-insurance/key-person-insurance" class="ws-megamenu__conversion-accordion-link" >
341                                    <span>Key Person Insurance</span>
342</a><a href="/life-insurance/critical-illness-insurance" class="ws-megamenu__conversion-accordion-link" >                                    <span>Critical Illness Insurance</span>
343</a><a href="/life-insurance/accidental-death-insurance" class="ws-megamenu__conversion-accordion-link" >                                    <span>Accidental Death&nbsp;Insurance</span>
344</a><a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__conversion-accordion-link" >                                    <span>Buy-Sell Agreements</span>
345</a><a href="/life-insurance/benefitsplus" class="ws-megamenu__conversion-accordion-link" >                                    <span>BenefitsPLUS</span>
346</a>                    </div>
347                </div>
348            </details>
349            <div class="ws-megamenu__conversion-accordion-links">
350<a href="/life-insurance/key-person-insurance" class="ws-megamenu__conversion-accordion-link" >                            <span>Key Person Insurance</span>
351</a><a href="/life-insurance/critical-illness-insurance" class="ws-megamenu__conversion-accordion-link" >                            <span>Critical Illness Insurance</span>
352</a><a href="/life-insurance/accidental-death-insurance" class="ws-megamenu__conversion-accordion-link" >                            <span>Accidental Death&nbsp;Insurance</span>
353</a><a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__conversion-accordion-link" >                            <span>Buy-Sell Agreements</span>
354</a><a href="/life-insurance/benefitsplus" class="ws-megamenu__conversion-accordion-link" >                            <span>BenefitsPLUS</span>
355</a>            </div>
356    </div>
357
358<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
359                                                                    </div>
360                                                                </div>
361                                                                <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col">
362                                                                    <div class="ws-grid__item">
363<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
364
365    <div class="ws-megamenu__left-guide-col">
366        <div class="ws-megamenu__column-heading">
367<a href="/life-insurance/resources" class="ws-megamenu__column-heading-link" >                    <span>Life Insurance Resources</span>
368                    <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
369</a>        </div>
370            <div class="ws-megamenu__sub-section-links-wrapper">
371                <div class="ws-megamenu__sub-section-links-container">
372                    <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections">
373                            <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected">
374<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
375                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
376                                            <span class="ws-megamenu__section-link-text">
377What Is Life Insurance?                                            </span>
378</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
379                                            <ul class="ws-list ws-megamenu__sub-section-links">
380                                                        <li>
381<a href="/life-insurance/life-insurance-policy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Life Insurance Policy?</a>                                                        </li>
382                                                        <li>
383<a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Why Is Life Insurance Important?</a>                                                        </li>
384                                                        <li>
385<a href="/life-insurance/what-does-life-insurance-cover" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Does Life Insurance Cover?</a>                                                        </li>
386                                                        <li>
387<a href="/life-insurance/do-i-need-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Do I Need Life Insurance?</a>                                                        </li>
388                                                        <li>
389<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Life Insurance Do I Need?</a>                                                        </li>
390                                                        <li>
391<a href="/life-insurance/life-insurance-for-estate-planning" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Estate Planning</a>                                                        </li>
392                                                        <li>
393<a href="/life-insurance/is-life-insurance-worth-it" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Is Life Insurance Worth It?</a>                                                        </li>
394                                            </ul>
395<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Basics                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
396</a>                                        </div>
397                                    <div class="ws-megamenu__sub-section-top-articles">
398                                            <div class="ws-megamenu__column-heading">
399<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__column-heading-link" >
399                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
400                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
401</a>                                            </div>
402                                            <div class="ws-grid">
403                                                <div class="ws-megamenu-grid__row">
404                                                        <div class="ws-megamenu__grid-items">
405                                                            <a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__grid-item">
406                                                                <div class="ws-megamenu__grid-item-circle-image">
407                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/why-life-insurance-is-important.jpg?rev=5ced6a0aef224613bf44bc33b118c3a8&amp;la=en&amp;h=75&amp;w=75&amp;hash=E0D0D35ED06C01284133A2C8D54DD3D3" class="ws-circular-image__image" alt="Couple walking with son in a park" />
408                                                                </div>
409                                                                <div class="ws-megamenu__grid-item-title">
410                                                                    Why Life Insurance Matters - 9 Meaningful Benefits
411                                                                </div>
412                                                            </a>
413                                                        </div>
414                                                                                                            <div class="ws-megamenu__grid-items">
415                                                            <a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__grid-item">
416                                                                <div class="ws-megamenu__grid-item-circle-image">
417                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
418                                                                </div>
419                                                                <div class="ws-megamenu__grid-item-title">
420                                                                    How Much Life Insurance Do You Need?
421                                                                </div>
422                                                            </a>
423                                                        </div>
424                                                                                                            <div class="ws-megamenu__grid-items">
425                                                            <a href="/life-insurance/paid-up-additions" class="ws-megamenu__grid-item">
426                                                                <div class="ws-megamenu__grid-item-circle-image">
427                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/paid-up-additions-thumbnail.jpg?rev=469949d3f30d44a6b401730d02ed11aa&amp;la=en&amp;h=75&amp;w=75&amp;hash=FE4D1185CDD298406774B2A68379A05E" class="ws-circular-image__image" alt="Paid up additions thumb nail" />
428                                                                </div>
429                                                                <div class="ws-megamenu__grid-item-title">
430                                                                    What Are Life Insurance Paid-Up Additions?
431                                                                </div>
432                                                            </a>
433                                                        </div>
434                                                </div>
435                                            </div>
436                                    </div>
437                            </li>
438                            <li class=ws-megamenu__section-link-wrapper--has-children>
439<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
440                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
441                                            <span class="ws-megamenu__section-link-text">
442Types of Life Insurance                                            </span>
443</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
444                                            <ul class="ws-list ws-megamenu__sub-section-links">
445                                                        <li>
446<a href="/life-insurance/what-is-whole-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Whole Life Insurance?</a>                                                        </li>
447                                                        <li>
448<a href="/life-insurance/what-is-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Universal Life Insurance?</a>                                                        </li>
449                                                        <li>
450<a href="/life-insurance/what-is-term-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Term Life Insurance?</a>                                                        </li>
451                                                        <li>
452<a href="/life-insurance/what-is-cash-value-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Cash Value Life Insurance?</a>                                                        </li>
453                                                        <li>
454<a href="/life-insurance/indexed-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Indexed Universal Life Insurance?</a>                                                        </li>
455                                                        <li>
456<a href="/life-insurance/what-is-dividend-paying-whole-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Dividend Paying Whole Life Insurance?</a>                                                        </li>
457                                                        <li>
458<a href="/life-insurance/limited-pay-life-policy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Limited Pay Life Insurance?</a>                                                        </li>
459                                            </ul>
460<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Types of Life Insurance                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
461</a>                                        </div>
462                                    <div class="ws-megamenu__sub-section-top-articles">
463                                            <div class="ws-megamenu__column-heading">
464<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
465                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
466</a>                                            </div>
467                                            <div class="ws-grid">
468                                                <div class="ws-megamenu-grid__row">
469                                                        <div class="ws-megamenu__grid-items">
470                                                            <a href="/life-insurance/is-cash-value-life-insurance-taxable" class="ws-megamenu__grid-item">
471                                                                <div class="ws-megamenu__grid-item-circle-image">
472                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/cash-value-life-insurance-thumbnail.jpg?rev=114c810e6d024db0b0579efd4f368a11&amp;la=en&amp;h=75&amp;w=75&amp;hash=78D866385A19BBD3699AFB5F3E2372A0" class="ws-circular-image__image" alt="Is Cash Value of Life Insurance Taxable thumbnail" />
473                                                                </div>
474                                                                <div class="ws-megamenu__grid-item-title">
475                                                                    Is Cash Value Life Insurance Taxable?
476                                                                </div>
477                                                            </a>
478                                                        </div>
479                                                                                                            <div class="ws-megamenu__grid-items">
480                                                            <a href="/life-insurance/iul-pros-and-cons" class="ws-megamenu__grid-item">
481                                                                <div class="ws-megamenu__grid-item-circle-image">
482                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/pros-cons-of-iul-thumbnail.jpg?rev=052c961318694336900a7308246a7d13&amp;la=en&amp;h=75&amp;w=75&amp;hash=F97B4100E07DECA95BEAE20AC50D6A0F" class="ws-circular-image__image" alt="Pros and Cons of IUL" />
483                                                                </div>
484                                                                <div class="ws-megamenu__grid-item-title">
485                                                                    Pros & Cons of IUL
486                                                                </div>
487                                                            </a>
488                                                        </div>
489                                                                                                            <div class="ws-megamenu__grid-items">
490                                                            <a href="/life-insurance/what-is-a-modified-endowment-contract" class="ws-megamenu__grid-item">
491                                                                <div class="ws-megamenu__grid-item-circle-image">
492                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/modified-endowment-contract-thumbnail.jpg?rev=ef49fd7b6c6748d48c0e8fcbbcd2493d&amp;la=en&amp;h=75&amp;w=75&amp;hash=17B599F6860FDE17CA764C5C50BB98E4" class="ws-circular-image__image" alt="Modified endowment contract thumbnail" />
493                                                                </div>
494                                                                <div class="ws-megamenu__grid-item-title">
495                                                                    What Is a Modified Endowment Contract?
496                                                                </div>
497                                                            </a>
498                                                        </div>
499                                                </div>
500                                            </div>
501                                    </div>
502                            </li>
503                            <li class=ws-megamenu__section-link-wrapper--has-children>
504<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
505                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
506                                            <span class="ws-megamenu__section-link-text">
507Who Needs Life Insurance?                                            </span>
508</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
509                                            <ul class="ws-list ws-megamenu__sub-section-links">
510                                                        <li>
511<a href="/life-insurance/life-insurance-for-your-spouse" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for a Spouse</a>                                                        </li>
512                                                        <li>
513<a href="/life-insurance/whole-life-insurance-for-kids-pros-cons" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Children</a>                                                        </li>
514                                                        <li>
515<a href="/life-insurance/life-insurance-for-blended-families" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Blended Families</a>                                                        </li>
516                                                        <li>
517<a href="/life-insurance/life-insurance-for-seniors" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Seniors</a>                                                        </li>
518                                                        <li>
519<a href="/life-insurance/life-insurance-for-young-adults" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Young Adults</a>                                                        </li>
520                                                        <li>
521<a href="/life-insurance/life-insurance-for-veterans" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Veterans</a>                                                        </li>
522                                                        <li>
523<a href="/life-insurance/life-insurance-for-business-owners" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Business Owners</a>                                                        </li>
524                                            </ul>
525<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Who Needs Life Insurance                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
526</a>                                        </div>
527                                    <div class="ws-megamenu__sub-section-top-articles">
528                                            <div class="ws-megamenu__column-heading">
529<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
530                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
531</a>                                            </div>
532                                            <div class="ws-grid">
533                                                <div class="ws-megamenu-grid__row">
534                                                        <div class="ws-megamenu__grid-items">
535                                                            <a href="/life-insurance/life-insurance-for-cancer-patients" class="ws-megamenu__grid-item">
536                                                                <div class="ws-megamenu__grid-item-circle-image">
537                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-for-cancer-thumbail.jpg?rev=264680436fbe4e26b42b597e2094444d&amp;la=en&amp;h=75&amp;w=75&amp;hash=8226E5CC3A14D0F7EB7C37EF655A41BB" class="ws-circular-image__image" alt="Life Insurance for Cancer thumbnail" />
538                                                                </div>
539                                                                <div class="ws-megamenu__grid-item-title">
540                                                                    Can You Get Life Insurance if You Have Cancer?
541                                                                </div>
542                                                            </a>
543                                                        </div>
544                                                                                                            <div class="ws-megamenu__grid-items">
545                                                            <a href="/life-insurance/life-insurance-for-pregnant-women" class="ws-megamenu__grid-item">
546                                                                <div class="ws-megamenu__grid-item-circle-image">
547                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-for-pregnant-women-thumbn
547ail.jpg?rev=17e6bb6653184dc18c32f9890e15e2d7&amp;la=en&amp;h=75&amp;w=75&amp;hash=561ABED87B2059DE50B811D2EB1ACEEC" class="ws-circular-image__image" alt="Life Insurance for Pregnant Women thumbnail" />
548                                                                </div>
549                                                                <div class="ws-megamenu__grid-item-title">
550                                                                    Why Life Insurance Matters During Pregnancy
551                                                                </div>
552                                                            </a>
553                                                        </div>
554                                                                                                            <div class="ws-megamenu__grid-items">
555                                                            <a href="/life-insurance/life-insurance-for-people-over-50" class="ws-megamenu__grid-item">
556                                                                <div class="ws-megamenu__grid-item-circle-image">
557                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-for-people-over-50-thumbnail.jpg?rev=7d8d404089334ecd9439daa4042c2b3a&amp;la=en&amp;h=75&amp;w=75&amp;hash=E88CC921993F5CC7DBDB719945922F33" class="ws-circular-image__image" alt="Life Insurance for People over 50 Thumbnail" />
558                                                                </div>
559                                                                <div class="ws-megamenu__grid-item-title">
560                                                                    Why Get Life Insurance Over 50?
561                                                                </div>
562                                                            </a>
563                                                        </div>
564                                                </div>
565                                            </div>
566                                    </div>
567                            </li>
568                            <li class=ws-megamenu__section-link-wrapper--has-children>
569<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
570                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
571                                            <span class="ws-megamenu__section-link-text">
572Compare Life Insurance                                            </span>
573</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
574                                            <ul class="ws-list ws-megamenu__sub-section-links">
575                                                        <li>
576<a href="/life-insurance/iul-vs-whole-life" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IUL vs. Whole Life</a>                                                        </li>
577                                                        <li>
578<a href="/life-insurance/iul-vs-universal-life" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IUL vs. Universal Life Insurance</a>                                                        </li>
579                                                        <li>
580<a href="/life-insurance/iul-vs-vul" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IUL vs. VUL</a>                                                        </li>
581                                                        <li>
582<a href="/life-insurance/whole-vs-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Whole Life vs. Universal Life Insurance</a>                                                        </li>
583                                                        <li>
584<a href="/life-insurance/term-vs-whole-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Life vs. Whole Life Insurance</a>                                                        </li>
585                                                        <li>
586<a href="/life-insurance/term-vs-permanent-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Life vs. Permanent Life</a>                                                        </li>
587                                                        <li>
588<a href="/life-insurance/term-life-insurance-vs-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Life vs. Universal Life</a>                                                        </li>
589                                            </ul>
590<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Compare Life Insurance                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
591</a>                                        </div>
592                                    <div class="ws-megamenu__sub-section-top-articles">
593                                            <div class="ws-megamenu__column-heading">
594<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__column-heading-link" >
594                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
595                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
596</a>                                            </div>
597                                            <div class="ws-grid">
598                                                <div class="ws-megamenu-grid__row">
599                                                        <div class="ws-megamenu__grid-items">
600                                                            <a href="/life-insurance/life-insurance-quotes" class="ws-megamenu__grid-item">
601                                                                <div class="ws-megamenu__grid-item-circle-image">
602                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-quotes-75x75.jpg?rev=ebbe1c9bf8464dfba0020c7a21b65875&amp;la=en&amp;h=75&amp;w=75&amp;hash=D364D79DB2B519B60317839DB5684A2F" class="ws-circular-image__image" alt="Guide to Understanding Life Insurance Quotes" />
603                                                                </div>
604                                                                <div class="ws-megamenu__grid-item-title">
605                                                                    Guide to Understanding Life Insurance Quotes
606                                                                </div>
607                                                            </a>
608                                                        </div>
609                                                                                                            <div class="ws-megamenu__grid-items">
610                                                            <a href="/life-insurance/20-pay-life-insurance" class="ws-megamenu__grid-item">
611                                                                <div class="ws-megamenu__grid-item-circle-image">
612                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/20-pay-life-insurance-thumbnail.jpg?rev=612fad0c97dc4f26923c252217d8a235&amp;la=en&amp;h=75&amp;w=75&amp;hash=EA41E1543CDC929349EED2BACD64CCA7" class="ws-circular-image__image" alt="20 Pay life insurance thumbnail" />
613                                                                </div>
614                                                                <div class="ws-megamenu__grid-item-title">
615                                                                    What Are the Benefits of a 20-Pay Life Insurance Policy?
616                                                                </div>
617                                                            </a>
618                                                        </div>
619                                                                                                            <div class="ws-megamenu__grid-items">
620                                                            <a href="/life-insurance/whole-life-insurance-pros-and-cons" class="ws-megamenu__grid-item">
621                                                                <div class="ws-megamenu__grid-item-circle-image">
622                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/whole-life-insurance-pros-cons-kids-thumbnail.jpg?rev=cd5ce482fa8c4b8fa8acd0e3e72c4fc3&amp;la=en&amp;h=75&amp;w=75&amp;hash=1BA87357F5253366F7C46FF9A75C7EF3" class="ws-circular-image__image" alt="Whole life insurnace pros and cons for kids thumbnail" />
623                                                                </div>
624                                                                <div class="ws-megamenu__grid-item-title">
625                                                                    Pros & Cons of Whole Life Insurance for Kids
626                                                                </div>
627                                                            </a>
628                                                        </div>
629                                                </div>
630                                            </div>
631                                    </div>
632                            </li>
633                            <li class=ws-megamenu__section-link-wrapper--has-children>
634<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
635                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
636                                            <span class="ws-megamenu__section-link-text">
637How to Buy Life Insurance                                            </span>
638</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
639                                            <ul class="ws-list ws-megamenu__sub-section-links">
640                                                        <li>
641<a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Finding the Right Amount</a>                                                        </li>
642                                                        <li>
643<a href="/life-insurance/factors-that-could-affect-the-cost-of-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Understanding the Cost</a>                                                        </li>
644                                                        <li>
645<a href="/life-insurance/how-to-pick-a-life-insurance-policy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Choosing the Right Policy</a>                                                        </li>
646                                                        <li>
647<a href="/life-insurance/best-life-insurance-company" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Selecting the Best Company</a>                                                        </li>
648                                                        <li>
649<a href="/life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Requesting Your Quote</a>                                                        </li>
650                                                        <li>
651<a href="/life-insurance/what-is-underwriting-and-how-does-it-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Purchasing Your Policy</a>                                                        </li>
652                                                        <li>
653<a href="/life-insurance/what-is-a-life-insurance-beneficiary" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Naming a Beneficiary</a>                                                        </li>
654                                            </ul>
655<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Buy Life Insurance                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
656</a>                                        </div>
657                                    <div class="ws-megamenu__sub-section-top-articles">
658                                            <div class="ws-megamenu__column-heading">
659<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
660                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
661</a>                                            </div>
662                                            <div class="ws-grid">
663                                                <div class="ws-megamenu-grid__row">
664                                                        <div class="ws-megamenu__grid-items">
665                                                            <a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__grid-item">
666                                                                <div class="ws-megamenu__grid-item-circle-image">
667                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-needs-analysis-thumbnail.jpg?rev=b072e832df824ca59d647eba2e4ac35f&amp;la=en&amp;h=75&amp;w=75&amp;hash=49B268D52B6EC95E26823BE0D06E7AF4" class="ws-circular-image__image" alt="Life insurance needs analysis thumbnail" />
668                                                                </div>
669                                                                <div class="ws-megamenu__grid-item-title">
670                                                                    What Is a Life Insurance Needs Analysis?
671                                                                </div>
672                                                            </a>
673                                                        </div>
674                                                                                                            <div class="ws-megamenu__grid-items">
675                                                            <a href="/life-insurance/factors-that-could-affe
675ct-the-cost-of-life-insurance" class="ws-megamenu__grid-item">
676                                                                <div class="ws-megamenu__grid-item-circle-image">
677                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/factors-that-could-affect-cost-of-life-insurance-thumbnail.jpg?rev=69abef102fbf40c8be551f0f106b1747&amp;la=en&amp;h=75&amp;w=75&amp;hash=6A0A75950D9FC08C5A4FE163C2EBF277" class="ws-circular-image__image" alt="Factors that could affect cost of life insurance thumbnail" />
678                                                                </div>
679                                                                <div class="ws-megamenu__grid-item-title">
680                                                                    Factors That Could Affect the Cost of Life Insurance
681                                                                </div>
682                                                            </a>
683                                                        </div>
684                                                                                                            <div class="ws-megamenu__grid-items">
685                                                            <a href="/life-insurance/how-long-does-it-take-to-get-life-insurance" class="ws-megamenu__grid-item">
686                                                                <div class="ws-megamenu__grid-item-circle-image">
687                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-long-does-it-take-to-get-life-insurance-thumbnail.jpg?rev=dbb64023a5324ca48c41014385637c3a&amp;la=en&amp;h=75&amp;w=75&amp;hash=ABEAF9941A5FE9CB2451222C6BBC71E7" class="ws-circular-image__image" alt="How long does it take to get life insurance thumbnail" />
688                                                                </div>
689                                                                <div class="ws-megamenu__grid-item-title">
690                                                                    How Long Does It Take to Get Life Insurance?
691                                                                </div>
692                                                            </a>
693                                                        </div>
694                                                </div>
695                                            </div>
696                                    </div>
697                            </li>
698                            <li class=ws-megamenu__section-link-wrapper--has-children>
699<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
700                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
701                                            <span class="ws-megamenu__section-link-text">
702Life Insurance Riders                                            </span>
703</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
704                                            <ul class="ws-list ws-megamenu__sub-section-links">
705                                                        <li>
706<a href="/life-insurance/life-insurance-with-living-benefits" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance with Living Benefits</a>                                                        </li>
707                                                        <li>
708<a href="/life-insurance/accelerated-death-benefit-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Accelerated Death Benefit Rider</a>                                                        </li>
709                                                        <li>
710<a href="/life-insurance/what-is-an-accidental-death-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Accidental Death Rider</a>                                                        </li>
711                                                        <li>
712<a href="/life-insurance/term-conversion-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Conversion Rider</a>                                                        </li>
713                                                        <li>
714<a href="/life-insurance/what-is-a-critical-illness-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Critical Illness Rider</a>                                                        </li>
715                                                        <li>
716<a href="/life-insurance/return-of-premium-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Return of Premium Rider</a>                                                        </li>
717                                                        <li>
718<a href="/life-insurance/what-is-a-waiver-of-premium-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Waiver of Premium Rider</a>                                                        </li>
719                                            </ul>
720<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Riders                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
721</a>                                        </div>
722                                    <div class="ws-megamenu__sub-section-top-articles">
723                                            <div class="ws-megamenu__column-heading">
724<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__column-heading-link" >
724                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
725                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
726</a>                                            </div>
727                                            <div class="ws-grid">
728                                                <div class="ws-megamenu-grid__row">
729                                                        <div class="ws-megamenu__grid-items">
730                                                            <a href="/life-insurance/disability-income-rider" class="ws-megamenu__grid-item">
731                                                                <div class="ws-megamenu__grid-item-circle-image">
732                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/disability-income-rider-thumbnail.jpg?rev=317f941c529c409483927d872a919df0&amp;la=en&amp;h=75&amp;w=75&amp;hash=4B35B4E450275EA2D1824DC70416D01F" class="ws-circular-image__image" alt="Disability Income Rider thumbnail" />
733                                                                </div>
734                                                                <div class="ws-megamenu__grid-item-title">
735                                                                    What Is a Disability Income Rider?
736                                                                </div>
737                                                            </a>
738                                                        </div>
739                                                                                                            <div class="ws-megamenu__grid-items">
740                                                            <a href="/life-insurance/chronic-illness-rider" class="ws-megamenu__grid-item">
741                                                                <div class="ws-megamenu__grid-item-circle-image">
742                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/chronic-illness-rider-thumbnail.jpg?rev=be96f610880c4db98e3f7e8412b3274d&amp;la=en&amp;h=75&amp;w=75&amp;hash=AE6BE0D8D0BF6EEE522A6A41953E88BF" class="ws-circular-image__image" alt="Chronic illness rider thumbnail" />
743                                                                </div>
744                                                                <div class="ws-megamenu__grid-item-title">
745                                                                    How Does a Chronic Illness Rider Work?
746                                                                </div>
747                                                            </a>
748                                                        </div>
749                                                                                                            <div class="ws-megamenu__grid-items">
750                                                            <a href="/life-insurance/child-term-rider" class="ws-megamenu__grid-item">
751                                                                <div class="ws-megamenu__grid-item-circle-image">
752                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/child-term-rider-thumbnail.jpg?rev=a0c5ac356ac1482b86d008130d747a7e&amp;la=en&amp;h=75&amp;w=75&amp;hash=C8CDEFC2918A061DF32F7D599BDCC4F6" class="ws-circular-image__image" alt="Child term rider thumbnail" />
753                                                                </div>
754                                                                <div class="ws-megamenu__grid-item-title">
755                                                                    Who Is Eligible for a Child Term Rider?
756                                                                </div>
757                                                            </a>
758                                                        </div>
759                                                </div>
760                                            </div>
761                                    </div>
762                            </li>
763                    </ul>
764                </div>
765            </div>
766    </div>
767    <div class="ws-megamenu__mobile-guide-container ws-accordion">
768            <div class="ws-megamenu__mobile-guide-heading">
769<a href="/life-insurance/resources" class="ws-megamenu__mobile-guide-heading-link" >
769                        <span>Life Insurance Resources</span>
770</a>            </div>
771            <div class="ws-list ws-megamenu__guide-links">
772                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
773                        
774                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
775                            
776                                <span class="ws-megamenu__guide-header-text">
777What Is Life Insurance?                                </span>
778                        </div>
779                        
780                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
781<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
782                                        <i class="fa-regular fa-arrow-right"></i>
783</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
784                                        <li>
785                                            <a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__guide-top-articles-link">
786                                                <i class="fa-solid fa-newspaper"></i>
787                                                Why Life Insurance Matters - 9 Meaningful Benefits
788                                            </a>
789                                        </li>
790                                                                            <li>
791                                            <a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__guide-top-articles-link">
792                                                <i class="fa-solid fa-newspaper"></i>
793                                                How Much Life Insurance Do You Need?
794                                            </a>
795                                        </li>
796                                                                            <li>
797                                            <a href="/life-insurance/paid-up-additions" class="ws-megamenu__guide-top-articles-link">
798                                                <i class="fa-solid fa-newspaper"></i>
799                                                What Are Life Insurance Paid-Up Additions?
800                                            </a>
801                                        </li>
802                                </ul>
803                            </div>
804                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
805                                <ul class="ws-list ws-megamenu__guide-supporting-links">
806                                            <li>
807<a href="/life-insurance/life-insurance-policy" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
808What Is a Life Insurance Policy?</a>                                            </li>
809                                            <li>
810<a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
811Why Is Life Insurance Important?</a>                                            </li>
812                                            <li>
813<a href="/life-insurance/what-does-life-insurance-cover" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
814What Does Life Insurance Cover?</a>                                            </li>
815                                            <li>
816<a href="/life-insurance/do-i-need-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
817Do I Need Life Insurance?</a>                                            </li>
818                                            <li>
819<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
820How Much Life Insurance Do I Need?</a>                                            </li>
821                                            <li>
822<a href="/life-insurance/life-insurance-for-estate-planning" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
823Life Insurance for Estate Planning</a>                                            </li>
824                                            <li>
825<a href="/life-insurance/is-life-insurance-worth-it" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
826Is Life Insurance Worth It?</a>                                            </li>
827                                </ul>
828<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Basics                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
829</a>                            </div>
830                    </div>
831                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
832                        
833                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
834                            
835                                <span class="ws-megamenu__guide-header-text">
836Types of Life Insurance                                </span>
837                        </div>
838                        
839                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
840<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
841                                        <i class="fa-regular fa-arrow-right"></i>
842</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
843                                        <li>
844                                            <a href="/life-insurance/is-cash-value-life-insurance-taxable" class="ws-megamenu__guide-top-articles-link">
845                                                <i class="fa-solid fa-newspaper"></i>
846                                                Is Cash Value Life Insurance Taxable?
847                                            </a>
848                                        </li>
849                                                                            <li>
850                                            <a href="/life-insurance/iul-pros-and-cons" class="ws-megamenu__guide-top-articles-link">
851                                                <i class="fa-solid fa-newspaper"></i>
852                                                Pros & Cons of IUL
853                                            </a>
854                                        </li>
855                                                                            <li>
856                                            <a href="/life-insurance/what-is-a-modified-endowment-contract" class="ws-megamenu__guide-top-articles-link">
857                                                <i class="fa-solid fa-newspaper"></i>
858                                                What Is a Modified Endowment Contract?
859                                            </a>
860                                        </li>
861                                </ul>
862                            </div>
863                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
864                                <ul class="ws-list ws-megamenu__guide-supporting-links">
865                                            <li>
866<a href="/life-insurance/what-is-whole-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
867What Is Whole Life Insurance?</a>                                            </li>
868                                            <li>
869<a href="/life-insurance/what-is-universal-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
870What Is Universal Life Insurance?</a>                                            </li>
871                                            <li>
872<a href="/life-insurance/what-is-term-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
873What Is Term Life Insurance?</a>                                            </li>
874                                            <li>
875<a href="/life-insurance/what-is-cash-value-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
876What Is Cash Value Life Insurance?</a>                                            </li>
877                                            <li>
878<a href="/life-insurance/indexed-universal-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
879What Is Indexed Universal Life Insurance?</a>                                            </li>
880                                            <li>
881<a href="/life-insurance/what-is-dividend-paying-whole-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
882What Is Dividend Paying Whole Life Insurance?</a>                                            </li>
883                                            <li>
884<a href="/life-insurance/limited-pay-life-policy" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
885What Is Limited Pay Life Insurance?</a>                                            </li>
886                                </ul>
887<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Types of Life Insurance                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
888</a>                            </div>
889                    </div>
890                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
891                        
892                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
893                            
894                                <span class="ws-megamenu__guide-header-text">
895Who Needs Life Insurance?                                </span>
896                        </div>
897                        
898                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
899<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
900                                        <i class="fa-regular fa-arrow-right"></i>
901</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
902                                        <li>
903                                            <a href="/life-insurance/life-insurance-for-cancer-patients" class="ws-megamenu__guide-top-articles-link">
904                                                <i class="fa-solid fa-newspaper"></i>
905                                                Can You Get Life Insurance if You Have Cancer?
906                                            </a>
907                                        </li>
908                                                                            <li>
909                                            <a href="/life-insurance/life-insurance-for-pregnant-women" class="ws-megamenu__guide-top-articles-link">
910                                                <i class="fa-solid fa-newspaper"></i>
911                                                Why Life Insurance Matters During Pregnancy
912                                            </a>
913                                        </li>
914                                                                            <li>
915                                            <a href="/life-insurance/life-insurance-for-people-over-50" class="ws-megamenu__guide-top-articles-link">
916                                                <i class="fa-solid fa-newspaper"></i>
917                                                Why Get Life Insurance Over 50?
918                                            </a>
919                                        </li>
920                                </ul>
921                            </div>
922                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
923                                <ul class="ws-list ws-megamenu__guide-supporting-links">
924                                            <li>
925<a href="/life-insurance/life-insurance-for-your-spouse" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
926Life Insurance for a Spouse</a>                                            </li>
927                                            <li>
928<a href="/life-insurance/whole-life-insurance-for-kids-pros-cons" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
929Life Insurance for Children</a>                                            </li>
930                                            <li>
931<a href="/life-insurance/life-insurance-for-blended-families" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
932Life Insurance for Blended Families</a>                                            </li>
933                                            <li>
934<a href="/life-insurance/life-insurance-for-seniors" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
935Life Insurance for Seniors</a>                                            </li>
936                                            <li>
937<a href="/life-insurance/life-insurance-for-young-adults" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
938Life Insurance for Young Adults</a>                                            </li>
939                                            <li>
940<a href="/life-insurance/life-insurance-for-veterans" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
941Life Insurance for Veterans</a>                                            </li>
942                                            <li>
943<a href="/life-insurance/life-insurance-for-business-owners" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
944Life Insurance for Business Owners</a>                                            </li>
945                                </ul>
946<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Who Needs Life Insurance                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
947</a>                            </div>
948                    </div>
949                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
950                        
951                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
952                            
953                                <span class="ws-megamenu__guide-header-text">
954Compare Life Insurance                                </span>
955                        </div>
956                        
957                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
958<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
959                                        <i class="fa-regular fa-arrow-right"></i>
960</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
961                                        <li>
962                                            <a href="/life-insurance/life-insurance-quotes" class="ws-megamenu__guide-top-articles-link">
963                                                <i class="fa-solid fa-newspaper"></i>
964                                                Guide to Understanding Life Insurance Quotes
965                                            </a>
966                                        </li>
967                                                                            <li>
968                                            <a href="/life-insurance/20-pay-life-insurance" class="ws-megamenu__guide-top-articles-link">
969                                                <i class="fa-solid fa-newspaper"></i>
970                                                What Are the Benefits of a 20-Pay Life Insurance Policy?
971                                            </a>
972                                        </li>
973                                                                            <li>
974                                            <a href="/life-insurance/whole-life-insurance-pros-and-cons" class="ws-megamenu__guide-top-articles-link">
975                                                <i class="fa-solid fa-newspaper"></i>
976                                                Pros & Cons of Whole Life Insurance for Kids
977                                            </a>
978                                        </li>
979                                </ul>
980                            </div>
981                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
982                                <ul class="ws-list ws-megamenu__guide-supporting-links">
983                                            <li>
984<a href="/life-insurance/iul-vs-whole-life" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
985IUL vs. Whole Life</a>                                            </li>
986                                            <li>
987<a href="/life-insurance/iul-vs-universal-life" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
988IUL vs. Universal Life Insurance</a>                                            </li>
989                                            <li>
990<a href="/life-insurance/iul-vs-vul" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
991IUL vs. VUL</a>                                            </li>
992                                            <li>
993<a href="/life-insurance/whole-vs-universal-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
994Whole Life vs. Universal Life Insurance</a>                                            </li>
995                                            <li>
996<a href="/life-insurance/term-vs-whole-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
997Term Life vs. Whole Life Insurance</a>                                            </li>
998                                            <li>
999<a href="/life-insurance/term-vs-permanent-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1000Term Life vs. Permanent Life</a>                                            </li>
1001                                            <li>
1002<a href="/life-insurance/term-life-insurance-vs-universal-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1003Term Life vs. Universal Life</a>                                            </li>
1004                                </ul>
1005<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Compare Life Insurance                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1006</a>                            </div>
1007                    </div>
1008                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1009                        
1010                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1011                            
1012                                <span class="ws-megamenu__guide-header-text">
1013How to Buy Life Insurance                                </span>
1014                        </div>
1015                        
1016                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1017<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1018                                        <i class="fa-regular fa-arrow-right"></i>
1019</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
1020                                        <li>
1021                                            <a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__guide-top-articles-link">
1022                                                <i class="fa-solid fa-newspaper"></i>
1023                                                What Is a Life Insurance Needs Analysis?
1024                                            </a>
1025                                        </li>
1026                                                                            <li>
1027                                            <a href="/life-insurance/factors-that-could-affect-the-cost-of-life-insurance" class="ws-megamenu__guide-top-articles-link">
1028                                                <i class="fa-solid fa-newspaper"></i>
1029                                                Factors That Could Affect the Cost of Life Insurance
1030                                            </a>
1031                                        </li>
1032                                                                            <li>
1033                                            <a href="/life-insurance/how-long-does-it-take-to-get-life-insurance" class="ws-megamenu__guide-top-articles-link">
1034                                                <i class="fa-solid fa-newspaper"></i>
1035                                                How Long Does It Take to Get Life Insurance?
1036                                            </a>
1037                                        </li>
1038                                </ul>
1039                            </div>
1040                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1041                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1042                                            <li>
1043<a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1044Finding the Right Amount</a>                                            </li>
1045                                            <li>
1046<a href="/life-insurance/factors-that-could-affect-the-cost-of-life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1047Understanding the Cost</a>                                            </li>
1048                                            <li>
1049<a href="/life-insurance/how-to-pick-a-life-insurance-policy" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1050Choosing the Right Policy</a>                                            </li>
1051                                            <li>
1052<a href="/life-insurance/best-life-insurance-company" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1053Selecting the Best Company</a>                                            </li>
1054                                            <li>
1055<a href="/life-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1056Requesting Your Quote</a>                                            </li>
1057                                            <li>
1058<a href="/life-insurance/what-is-underwriting-and-how-does-it-work" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1059Purchasing Your Policy</a>                                            </li>
1060                                            <li>
1061<a href="/life-insurance/what-is-a-life-insurance-beneficiary" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1062Naming a Beneficiary</a>                                            </li>
1063                                </ul>
1064<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Buy Life Insurance                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1065</a>                            </div>
1066                    </div>
1067                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1068                        
1069                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1070                            
1071                                <span class="ws-megamenu__guide-header-text">
1072Life Insurance Riders                                </span>
1073                        </div>
1074                        
1075                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1076<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1077                                        <i class="fa-regular fa-arrow-right"></i>
1078</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
1079                                        <li>
1080                                            <a href="/life-insurance/disability-income-rider" class="ws-megamenu__guide-top-articles-link">
1081                                                <i class="fa-solid fa-newspaper"></i>
1082                                                What Is a Disability Income Rider?
1083                                            </a>
1084                                        </li>
1085                                                                            <li>
1086                                            <a href="/life-insurance/chronic-illness-rider" class="ws-megamenu__guide-top-articles-link">
1087                                                <i class="fa-solid fa-newspaper"></i>
1088                                                How Does a Chronic Illness Rider Work?
1089                                            </a>
1090                                        </li>
1091                                                                            <li>
1092                                            <a href="/life-insurance/child-term-rider" class="ws-megamenu__guide-top-articles-link">
1093                                                <i class="fa-solid fa-newspaper"></i>
1094                                                Who Is Eligible for a Child Term Rider?
1095                                            </a>
1096                                        </li>
1097                                </ul>
1098                            </div>
1099                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1100                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1101                                            <li>
1102<a href="/life-insurance/life-insurance-with-living-benefits" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1103Life Insurance with Living Benefits</a>                                            </li>
1104                                            <li>
1105<a href="/life-insurance/accelerated-death-benefit-rider" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1106Accelerated Death Benefit Rider</a>                                            </li>
1107                                            <li>
1108<a href="/life-insurance/what-is-an-accidental-death-rider" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1109Accidental Death Rider</a>                                            </li>
1110                                            <li>
1111<a href="/life-insurance/term-conversion-rider" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1112Term Conversion Rider</a>                                            </li>
1113                                            <li>
1114<a href="/life-insurance/what-is-a-critical-illness-rider" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1115Critical Illness Rider</a>                                            </li>
1116                                            <li>
1117<a href="/life-insurance/return-of-premium-rider" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1118Return of Premium Rider</a>                                            </li>
1119                                            <li>
1120<a href="/life-insurance/what-is-a-waiver-of-premium-rider" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1121Waiver of Premium Rider</a>                                            </li>
1122                                </ul>
1123<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Riders                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1124</a>                            </div>
1125                    </div>
1126            </div>
1127    </div>
1128<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
1129
1130                                                                    </div>
1131                                                                </div>
1132                                                            </div>
1133                                                        </div>
1134                                                    </div>
1135                                                </div>
1136                                            </div>
1137                                        </div>
1138                                    </div>
1139                                </li>
1140                                <li>
1141<a href="/retirement" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="" >
1141                                        <span class="ws-megamenu__primary-link-text">
1142Retirement                                        </span>
1143</a>
1144                                    
1145                                    <div class="ws-megamenu__section-nav-wrapper">
1146                                        <div class="ws-megamenu__section-nav">
1147                                            <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu">
1148                                                <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0">
1149                                                    <div class="ws-accordion__header-content ws-content-block__header-content">
1150<a href="/retirement" class="ws-megamenu__primary-link-mobile" id="" >                                                                <i class="fa-umbrella-beach fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i>
1151Retirement</a>                                                        <i class="fal ws-megamenu__primary-link-chevron"></i>
1152                                                    </div>
1153                                                </div>
1154
1155                                                
1156                                                <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content">
1157                                                    <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item">
1158                                                        <div class="ws-grid ws-grid--megamenu">
1159                                                            <div class="row ws-grid__row">
1160                                                                <div class="col-12 col-md-3 ws-grid__col">
1161                                                                    <div class="ws-grid__item">
1162<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
1163
1164    <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading">
1165<a href="/retirement" class="ws-megamenu__column-heading-link" >                <span>Products</span>
1166                <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
1167</a>    </div>
1168    <div class="ws-megamenu__conversion-links">
1169<a href="/retirement/annuities" class="ws-megamenu__conversion-link" >                        <span>Annuities</span>
1170</a><a href="/retirement/individual-retirement-accounts" class="ws-megamenu__conversion-link" >                        <span>IRAs</span>
1171</a><a href="/retirement" class="ws-megamenu__conversion-link" >                        <span>Planning for Retirement</span>
1172</a>    </div>
1173    <div class="ws-megamenu__conversion-accordion">
1174            <details class="ws-accordion__details ws-accordion__details--theme_megamenu">
1175                <summary class="ws-accordion__summary ws-accordion__summary--theme_megamenu">Additional Services</summary>
1176                <div class="ws-accordion__text">
1177                    <div class="ws-megamenu__conversion-accordion-links">
1178<a href="/retirement/retirement-plans" class="ws-megamenu__conversion-accordion-link" >                                    <span>Small Business Retirement Plans</span>
1179</a><a href="/retirement/in-plan-annuities" class="ws-megamenu__conversion-accordion-link" >                                    <span>In-Plan Annuities</span>
1180</a><a href="/prt" class="ws-megamenu__conversion-accordion-link" >                                    <span>Pensions</span>
1181</a>                    </div>
1182                </div>
1183            </details>
1184            <div class="ws-megamenu__conversion-accordion-links">
1185<a href="/retirement/retirement-plans" class="ws-megamenu__conversion-accordion-link" >
1185                            <span>Small Business Retirement Plans</span>
1186</a><a href="/retirement/in-plan-annuities" class="ws-megamenu__conversion-accordion-link" >                            <span>In-Plan Annuities</span>
1187</a><a href="/prt" class="ws-megamenu__conversion-accordion-link" >                            <span>Pensions</span>
1188</a>            </div>
1189    </div>
1190
1191<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
1192                                                                    </div>
1193                                                                </div>
1194                                                                <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col">
1195                                                                    <div class="ws-grid__item">
1196<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
1197
1198    <div class="ws-megamenu__left-guide-col">
1199        <div class="ws-megamenu__column-heading">
1200<a href="/retirement/retirement-planning-resources" class="ws-megamenu__column-heading-link" >                    <span>Retirement Resources</span>
1201                    <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
1202</a>        </div>
1203            <div class="ws-megamenu__sub-section-links-wrapper">
1204                <div class="ws-megamenu__sub-section-links-container">
1205                    <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections">
1206                            <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected">
1207<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1208                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1209                                            <span class="ws-megamenu__section-link-text">
1210How to Plan for Retirement                                            </span>
1211</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1212                                            <ul class="ws-list ws-megamenu__sub-section-links">
1213                                                        <li>
1214<a href="/retirement/when-should-i-retire" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >When to Retire</a>                                                        </li>
1215                                                        <li>
1216<a href="/retirement/planning-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Milestones by Age</a>                                                        </li>
1217                                                        <li>
1218<a href="/retirement/retirement-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Strategies</a>                                                        </li>
1219                                                        <li>
1220<a href="/retirement/retirement-checklist" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Checklist for Retirement</a>                                                        </li>
1221                                                        <li>
1222<a href="/retirement/reasons-to-start-preparing-for-retirement-now" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Reasons to Start Preparing Now</a>                                                        </li>
1223                                                        <li>
1224<a href="/retirement/how-to-set-retirement-goals" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Set Retirement Goals</a>                                                        </li>
1225                                                        <li>
1226<a href="/retirement/common-retirement-mistakes" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Planning Mistakes to Avoid</a>                                                        </li>
1227                                            </ul>
1228<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >
1228All How to Plan for Retirement                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1229</a>                                        </div>
1230                                    <div class="ws-megamenu__sub-section-top-articles">
1231                                            <div class="ws-megamenu__column-heading">
1232<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1233                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1234</a>                                            </div>
1235                                            <div class="ws-grid">
1236                                                <div class="ws-megamenu-grid__row">
1237                                                        <div class="ws-megamenu__grid-items">
1238                                                            <a href="/retirement/can-i-receive-disability-and-retirement-benefits-at-the-same-time" class="ws-megamenu__grid-item">
1239                                                                <div class="ws-megamenu__grid-item-circle-image">
1240                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/can-i-receive-disability-and-retirement-benefits-at-the-same-time-75x75.jpg?rev=87c65c6138ec4eb9aacc5d86edf43a82&amp;la=en&amp;h=75&amp;w=75&amp;hash=E11587ED55C4D2A4A20FF0C1ED19B23F" class="ws-circular-image__image" alt="Can I Receive Disability and Retirement Benefits at the Same Time" />
1241                                                                </div>
1242                                                                <div class="ws-megamenu__grid-item-title">
1243                                                                    Can I Receive Disability & Retirement Benefits at the Same Time?
1244                                                                </div>
1245                                                            </a>
1246                                                        </div>
1247                                                                                                            <div class="ws-megamenu__grid-items">
1248                                                            <a href="/retirement/retirement-planning-for-women" class="ws-megamenu__grid-item">
1249                                                                <div class="ws-megamenu__grid-item-circle-image">
1250                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/retirement-planning-for-women-75x75.jpg?rev=557a0a98ce6040c0be41e943d2a21153&amp;la=en&amp;h=75&amp;w=75&amp;hash=27DB0A6289D6CDF05B1DF38336A26BC2" class="ws-circular-image__image" alt="Retirement Planning for Women" />
1251                                                                </div>
1252                                                                <div class="ws-megamenu__grid-item-title">
1253                                                                    Why Retirement Planning Is Different for Women
1254                                                                </div>
1255                                                            </a>
1256                                                        </div>
1257                                                                                                            <div class="ws-megamenu__grid-items">
1258                                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item">
1259                                                                <div class="ws-megamenu__grid-item-circle-image">
1260                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
1261                                                                </div>
1262                                                                <div class="ws-megamenu__grid-item-title">
1263                                                                    Retirement Savings Calculator
1264                                                                </div>
1265                                                            </a>
1266                                                        </div>
1267                                                </div>
1268                                            </div>
1269                                    </div>
1270                            </li>
1271                            <li class=ws-megamenu__section-link-wrapper--has-children>
1272<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1273                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1274                                            <span class="ws-megamenu__section-link-text">
1275How Much Do I Need to Retire                                            </span>
1276</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1277                                            <ul class="ws-list ws-megamenu__sub-section-links">
1278                                                        <li>
1279<a href="/retirement/how-much-do-i-need-to-retire-at-50" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Should I Retire at 50?</a>                                                        </li>
1280                                                        <li>
1281<a href="/retirement/how-much-do-i-need-to-retire-at-55" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Considerations for Retiring at 55</a>                                                        </li>
1282                                                        <li>
1283<a href="/retirement/how-much-do-i-need-to-retire-at-60" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Money Do I Need to Retire at 60?</a>                                                        </li>
1284                                                        <li>
1285<a href="/retirement/how-much-do-i-need-to-retire-at-62" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Factors to Consider When Retiring at 62</a>                                                        </li>
1286                                                        <li>
1287<a href="/retirement/how-much-do-i-need-to-retire-at-65" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much to Retire at 65?</a>                                                        </li>
1288                                                        <li>
1289<a href="/retirement/how-much-does-a-couple-need-to-retire" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Does a Couple Need to Retire?</a>                                                        </li>
1290                                                        <li>
1291<a href="/retirement/retirement-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
1292                                            </ul>
1293<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How Much Do I Need to Retire                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1294</a>                                        </div>
1295                                    <div class="ws-megamenu__sub-section-top-articles">
1296                                            <div class="ws-megamenu__column-heading">
1297<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1298                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1299</a>                                            </div>
1300                                            <div class="ws-grid">
1301                                                <div class="ws-megamenu-grid__row">
1302                                                        <div class="ws-megamenu__grid-items">
1303                                                            <a href="/retirement/retirement-cost-of-living" class="ws-megamenu__grid-item">
1304                                                                <div class="ws-megamenu__grid-item-circle-image">
1305                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/retirement-cost-of-living-75x75.jpg?rev=cdea3c317f444d598d9dc36ab94078f8&amp;la=en&amp;h=75&amp;w=75&amp;hash=412A485D5514AB043A8EAF530466444D" class="ws-circular-image__image" alt="Retirement Cost of Living" />
1306                                                                </div>
1307                                                                <div class="ws-megamenu__grid-item-title">
1308                                                                    Retirement Cost of Living Expenses
1309                                                                </div>
1310                                                            </a>
1311                                                        </div>
1312                                                                                                            <div class="ws-megamenu__grid-items">
1313                                                            <a href="/retirement/health-care-costs-in-retirement" class="ws-megamenu__grid-item">
1314                                                                <div class="ws-megamenu__grid-item-circle-image">
1315                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/health-care-costs-in-retirement-75x75.jpg?rev=37652e3887c342798e373547d285b729&amp;la=en&amp;h=75&amp;w=75&amp;hash=DD7167B7F3914F00AAD6C7E75203422C" class="ws-circular-image__image" alt="Health Care Costs in Retirement" />
1316                                                                </div>
1317                                                                <div class="ws-megamenu__grid-item-title">
1318                                                                    Health Care Costs in Retirement
1319                                                                </div>
1320                                                            </a>
1321                                                        </div>
1322                                                                                                            <div class="ws-megamenu__grid-items">
1323                                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item">
1324                                                                <div class="ws-megamenu__grid-item-circle-image">
1325                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
1326                                                                </div>
1327                                                                <div class="ws-megamenu__grid-item-title">
1328                                                                    How Much Money Do I Need to Retire?
1329                                                                </div>
1330                                                            </a>
1331                                                        </div>
1332                                                </div>
1333                                            </div>
1334                                    </div>
1335                            </li>
1336                            <li class=ws-megamenu__section-link-wrapper--has-children>
1337<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1338                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1339                                            <span class="ws-megamenu__section-link-text">
1340How to Save for Retirement                                            </span>
1341</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1342                                            <ul class="ws-list ws-megamenu__sub-section-links">
1343                                                        <li>
1344<a href="/retirement/average-retirement-savings-by-age" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Average Retirement Savings by Age</a>                                                        </li>
1345                                                        <li>
1346<a href="/retirement/how-to-start-saving-for-retirement-at-50-and-beyond" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Start Saving for Retirement at 50</a>                                                        </li>
1347                                                        <li>
1348<a href="/retirement/catch-up-contributions" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Making Catch-Up Contributions</a>                                                        </li>
1349                                                        <li>
1350<a href="/retirement/retirement-budget" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Budget for Retirement Expenses</a>                                                        </li>
1351                                                        <li>
1352<a href="/retirement/how-to-invest-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Invest for Retirement</a>                                                        </li>
1353                                                        <li>
1354<a href="/retirement/sequence-of-returns-risk" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Sequence of Returns Risk</a>                                                        </li>
1355                                            </ul>
1356<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Save for Retirement                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1357</a>                                        </div>
1358                                    <div class="ws-megamenu__sub-section-top-articles">
1359                                            <div class="ws-megamenu__column-heading">
1360<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1361                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1362</a>                                            </div>
1363                                            <div class="ws-grid">
1364                                                <div class="ws-megamenu-grid__row">
1365                                                        <div class="ws-megamenu__grid-items">
1366                                                            <a href="/retirement/1000-a-month-rule-for-retirement" class="ws-megamenu__grid-item">
1367                                                                <div class="ws-megamenu__grid-item-circle-image">
1368                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/1000-a-month-rule-for-retirement-75x75.jpg?rev=227b42f31f494c34b5e6a0899ea12f42&amp;la=en&amp;h=75&amp;w=75&amp;hash=5BAE174C118F10894C3F78F40FC59C7D" class="ws-circular-image__image" alt="1000 a Month Rule for Retirement" />
1369                                                                </div>
1370                                                                <div class="ws-megamenu__grid-item-title">
1371                                                                    What Is the $1,000-A-M
1371onth Rule?
1372                                                                </div>
1373                                                            </a>
1374                                                        </div>
1375                                                                                                            <div class="ws-megamenu__grid-items">
1376                                                            <a href="/retirement/should-i-pay-off-my-mortgage-before-i-retire" class="ws-megamenu__grid-item">
1377                                                                <div class="ws-megamenu__grid-item-circle-image">
1378                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/should-i-pay-off-my-mortgage-before-i-retire-75x75.jpg?rev=d0442162a0ed428fbe53f7f1be7624f4&amp;la=en&amp;h=75&amp;w=75&amp;hash=AC617A4F3204747B36629D4660B87FA6" class="ws-circular-image__image" alt="Should I Pay Off My Mortgage Before I Retire" />
1379                                                                </div>
1380                                                                <div class="ws-megamenu__grid-item-title">
1381                                                                    Should I Pay Off My Mortgage Before I Retire?
1382                                                                </div>
1383                                                            </a>
1384                                                        </div>
1385                                                                                                            <div class="ws-megamenu__grid-items">
1386                                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item">
1387                                                                <div class="ws-megamenu__grid-item-circle-image">
1388                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
1389                                                                </div>
1390                                                                <div class="ws-megamenu__grid-item-title">
1391                                                                    How Much Money Do I Need to Retire?
1392                                                                </div>
1393                                                            </a>
1394                                                        </div>
1395                                                </div>
1396                                            </div>
1397                                    </div>
1398                            </li>
1399                            <li class=ws-megamenu__section-link-wrapper--has-children>
1400<a href="/retirement/retirement-savings-plans" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1401                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1402                                            <span class="ws-megamenu__section-link-text">
1403Retirement Savings Plans                                            </span>
1404</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1405                                            <ul class="ws-list ws-megamenu__sub-section-links">
1406                                                        <li>
1407<a href="/retirement/ira-basics" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IRA Basics</a>                                                        </li>
1408                                                        <li>
1409<a href="/retirement/401k-basics" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >401(k) Basics</a>                                                        </li>
1410                                                        <li>
1411<a href="/retirement/403b-basics" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >403(b) Basics</a>                                                        </li>
1412                                                        <li>
1413<a href="/retirement/457b" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >457(b) Basics</a>                                                        </li>
1414                                                        <li>
1415<a href="/retirement/what-is-a-pension-plan" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Pension Plan?</a>                                                        </li>
1416                                                        <li>
1417<a href="/retirement/retirement-plans-for-a-small-business-owner" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Plans for Small Business Owners</a>                                                        </li>
1418                                            </ul>
1419<a href="/retirement/retirement-savings-plans" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Retirement Savings Plans                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1420</a>                                        </div>
1421                                    <div class="ws-megamenu__sub-section-top-articles">
1422                                            <div class="ws-megamenu__column-heading">
1423<a href="/retirement/retirement-savings-plans" class="ws-megamenu__column-heading-link" >
1423                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1424                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1425</a>                                            </div>
1426                                            <div class="ws-grid">
1427                                                <div class="ws-megamenu-grid__row">
1428                                                        <div class="ws-megamenu__grid-items">
1429                                                            <a href="/retirement/retirement-plan-options-for-self-employed" class="ws-megamenu__grid-item">
1430                                                                <div class="ws-megamenu__grid-item-circle-image">
1431                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/retirement-plan-options-for-self-employed-75x75.jpg?rev=204cea57b2e44c5ba8be779c499f3e6a&amp;la=en&amp;h=75&amp;w=75&amp;hash=E552A495092EBED228B25539A823BE75" class="ws-circular-image__image" alt="Retirement Plan Options for Self Employed" />
1432                                                                </div>
1433                                                                <div class="ws-megamenu__grid-item-title">
1434                                                                    Retirement Plan Options for Self-Employed
1435                                                                </div>
1436                                                            </a>
1437                                                        </div>
1438                                                                                                            <div class="ws-megamenu__grid-items">
1439                                                            <a href="/retirement/what-is-a-sep-account" class="ws-megamenu__grid-item">
1440                                                                <div class="ws-megamenu__grid-item-circle-image">
1441                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-is-a-sep-account-75x75.jpg?rev=ed068a3b86dd45b389b3ab448d579fb8&amp;la=en&amp;h=75&amp;w=75&amp;hash=739FCA57D2E00411290A0C6ECCE2E858" class="ws-circular-image__image" alt="What Is a SEP Account" />
1442                                                                </div>
1443                                                                <div class="ws-megamenu__grid-item-title">
1444                                                                    What Is a SEP Account?
1445                                                                </div>
1446                                                            </a>
1447                                                        </div>
1448                                                                                                            <div class="ws-megamenu__grid-items">
1449                                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item">
1450                                                                <div class="ws-megamenu__grid-item-circle-image">
1451                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
1452                                                                </div>
1453                                                                <div class="ws-megamenu__grid-item-title">
1454                                                                    Retirement Savings Calculator
1455                                                                </div>
1456                                                            </a>
1457                                                        </div>
1458                                                </div>
1459                                            </div>
1460                                    </div>
1461                            </li>
1462                            <li class=ws-megamenu__section-link-wrapper--has-children>
1463<a href="/retirement/retirement-income-planning" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1464                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1465                                            <span class="ws-megamenu__section-link-text">
1466Retirement Income Planning                                            </span>
1467</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1468                                            <ul class="ws-list ws-megamenu__sub-section-links">
1469                                                        <li>
1470<a href="/retirement/retirement-income" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Retirement Income?</a>                                                        </li>
1471                                                        <li>
1472<a href="/retirement/retirement-income-sources" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Top Retirement Income Sources</a>                                                        </li>
1473                                                        <li>
1474<a href="/retirement/retirement-withdrawal-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Withdrawal Strategies to Maximize Income</a>                                                        </li>
1475                                                        <li>
1476<a href="/retirement/what-is-social-security-cola" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Social Security Cost of Living Adjustment</a>                                                        </li>
1477                                                        <li>
1478<a href="/retirement/alternatives-to-social-security-to-help-boost-your-retirement-income" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Alternatives to Social Security</a>                                                        </li>
1479                                                        <li>
1480<a href="/retirement/full-retirement-age" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Full Retirement Age for Social Security</a>                                                        </li>
1481                                                        <li>
1482<a href="/retirement/retirement-withdrawal-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Savings Withdrawal Calculator <em class="fas fa-calculator"></em></a>                                                        </li>
1483                                            </ul>
1484<a href="/retirement/retirement-income-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Retirement Income Planning                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1485</a>                                        </div>
1486                                    <div class="ws-megamenu__sub-section-top-articles">
1487                                            <div class="ws-megamenu__column-heading">
1488<a href="/retirement/retirement-income-planning" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1489                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1490</a>                                            </div>
1491                                            <div class="ws-grid">
1492                                                <div class="ws-megamenu-grid__row">
1493                                                        <div class="ws-megamenu__grid-items">
1494                                                            <a href="/retirement/alternatives-to-social-security-to-help-boost-your-retirement-income" class="ws-megamenu__grid-item">
1495                                                                <div class="ws-megamenu__grid-item-circle-image">
1496                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/alternatives-to-social-security-to-help-boost-your-retirement-income-75x75.jpg?rev=101bd8a2a0014307a88604f6d45d4fc6&amp;la=en&amp;h=75&amp;w=75&amp;hash=EE553AB2A3DE678CB2B442761EF9EB47" class="ws-circular-image__image" alt="Alternatives to Social Security to Help Boost Your Retirement Income" />
1497                                                                </div>
1498                                                                <div class="ws-megamenu__grid-item-title">
1499                                                                    Alternatives to Social Security to Help Boost Your Retirement Income
1500                                                                </div>
1501                                                            </a>
1502                                                        </div>
1503                                                                                                            <div class="ws-megamenu__grid-items">
1504                                                            <a href="/retirement/lifetime-income" class="ws-megamenu__grid-item">
1505                                                                <div class="ws-megamenu__grid-item-circle-image">
1506                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/lifetime-income-75x75.jpg?rev=7c6cfb1b8b6f47a4a20f97d1f080d7c7&amp;la=en&amp;h=75&amp;w=75&amp;hash=AEE2FEA9D375EAB92B4FF61A2F3EC9C7" class="ws-circular-image__image" alt="Lifetime Income" />
1507                                                                </div>
1508                                                                <div class="ws-megamenu__grid-item-title">
1509                                                                    Sources for Lifetime Income
1510                                                                </div>
1511                                                            </a>
1512                                                        </div>
1513                                                                                                            <div class="ws-megamenu__grid-items">
1514                                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item">
1515                                                                <div class="ws-megamenu__grid-item-circle-image">
1516                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
1517                                                                </div>
1518                                                                <div class="ws-megamenu__grid-item-title">
1519                                                                    Retirement Savings Calculator
1520                                                                </div>
1521                                                            </a>
1522                                                        </div>
1523                                                </div>
1524                                            </div>
1525                                    </div>
1526                            </li>
1527                            <li class=ws-megamenu__section-link-wrapper--has-children>
1528<a href="/retirement/estate-planning" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1529                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1530                                            <span class="ws-megamenu__section-link-text">
1531What Is Estate Planning?                                            </span>
1532</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1533                                            <ul class="ws-list ws-megamenu__sub-section-links">
1534                                                        <li>
1535<a href="/retirement/estate-plan" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is an Estate Plan?</a>                                                        </li>
1536                                                        <li>
1537<a href="/retirement/what-is-a-will" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Will?</a>                                                        </li>
1538                                                        <li>
1539<a href="/retirement/what-is-a-living-will" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Living Will?</a>                                                        </li>
1540                                                        <li>
1541<a href="/retirement/what-are-the-different-types-of-trusts" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Different Types of Trusts</a>                                                        </li>
1542                                                        <li>
1543<a href="/retirement/estate-tax-vs-inheritance-tax" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Estate & Inheritance Taxes</a>                                                        </li>
1544                                                        <li>
1545<a href="/retirement/5-considerations-when-leaving-money-to-grandchildren" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Leaving Money to Grandchildren</a>                                                        </li>
1546                                                        <li>
1547<a href="/retirement/charitable-giving-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Charitable Giving</a>                                                        </li>
1548                                            </ul>
1549<a href="/retirement/estate-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Estate Planning                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1550</a>                                        </div>
1551                                    <div class="ws-megamenu__sub-section-top-articles">
1552                                            <div class="ws-megamenu__column-heading">
1553<a href="/retirement/estate-planning" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1554                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1555</a>                                            </div>
1556                                            <div class="ws-grid">
1557                                                <div class="ws-megamenu-grid__row">
1558                                                        <div class="ws-megamenu__grid-items">
1559                                                            <a href="/retirement/estate-planning-myths" class="ws-megamenu__grid-item">
1560                                                                <div class="ws-megamenu__grid-item-circle-image">
1561                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/estate-planning-myths-75x75.jpg?rev=6c86de7b08b1432e91e2aeec9e946b34&amp;la=en&amp;h=75&amp;w=75&amp;hash=D9D64A41C697AC06504795B8F9779E97" class="ws-circular-image__image" alt="Estate Planning Myths" />
1562                                                                </div>
1563                                                                <div class="ws-megamenu__grid-item-title">
1564                                                                    Estate Planning Myths That Can Cost Your Family
1565                                                                </div>
1566                                                            </a>
1567                                                        </div>
1568                                                                                                            <div class="ws-megamenu__grid-items">
1569                                                            <a href="/retirement/getting-your-affairs-in-order" class="ws-megamenu__grid-item">
1570                                                                <div class="ws-megamenu__grid-item-circle-image">
1571                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/getting-your-affairs-in-order-75x75.jpg?rev=f641f4ed3b2946dc9a6837341fbc9b53&amp;la=en&amp;h=75&amp;w=75&amp;hash=F702C81A85F1F9E770F222C7245EAFA0" class="ws-circular-image__image" alt="Getting Your Affairs in Order" />
1572                                                                </div>
1573                                                                <div class="ws-megamenu__grid-item-title">
1574                                                                    Getting Your Affairs in Order Before It’s Too Late
1575                                                                </div>
1576                                                            </a>
1577                                                        </div>
1578                                                                                                            <div class="ws-megamenu__grid-items">
1579                                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item">
1580                                                                <div class="ws-megamenu__grid-item-circle-image">
1581                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&amp;la=en&amp;h=75&amp;w=75&amp;hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" />
1582                                                                </div>
1583                                                                <div class="ws-megamenu__grid-item-title">
1584                                                                    Retirement Savings Calculator
1585                                                                </div>
1586                                                            </a>
1587                                                        </div>
1588                                                </div>
1589                                            </div>
1590                                    </div>
1591                            </li>
1592                            <li class=ws-megamenu__section-link-wrapper--has-children>
1593<a href="/retirement/what-is-an-annuity" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
1594                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1595                                            <span class="ws-megamenu__section-link-text">
1596What Is an Annuity?                                            </span>
1597</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
1598                                            <ul class="ws-list ws-megamenu__sub-section-links">
1599                                                        <li>
1600<a href="/retirement/how-do-annuities-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Do Annuities Work?</a>                                                        </li>
1601                                                        <li>
1602<a href="/retirement/annuity-benefits" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Benefits of Annuities</a>                                                        </li>
1603                                                        <li>
1604<a href="/retirement/types-of-annuities" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Types of Annuities</a>                                                        </li>
1605                                                        <li>
1606<a href="/retirement/qualified-vs-non-qualified-annuity" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Qualified vs. Non-Qualified Annuity</a>                                                        </li>
1607                                                        <li>
1608<a href="/retirement/how-are-annuities-taxed" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Are Annuities Taxed?</a>                                                        </li>
1609                                                        <li>
1610<a href="/retirement/claiming-your-inheritance-annuity" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Options for Beneficiaries</a>                                                        </li>
1611                                                        <li>
1612<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Immediate Annuity Income Calculator <em class="fas fa-calculator"></em></a>                                                        </li>
1613                                            </ul>
1614<a href="/retirement/what-is-an-annuity" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Annuity Basics                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1615</a>                                        </div>
1616                                    <div class="ws-megamenu__sub-section-top-articles">
1617                                            <div class="ws-megamenu__column-heading">
1618<a href="/retirement/what-is-an-annuity" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
1619                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
1620</a>                                            </div>
1621                                            <div class="ws-grid">
1622                                                <div class="ws-megamenu-grid__row">
1623                                                        <div class="ws-megamenu__grid-items">
1624                                                            <a href="/retirement/what-happens-to-an-annuity-when-you-die" class="ws-megamenu__grid-item">
1625                                                                <div class="ws-megamenu__grid-item-circle-image">
1626                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-happens-to-an-annuity-when-you-die-75x75.jpg?rev=6c37a383b0974bb28786430f2c57e173&amp;la=en&amp;h=75&amp;w=75&amp;hash=585D5928B9E6B8950C4CA381624AD91B" class="ws-circular-image__image" alt="What Happens to an Annuity When You Die" />
1627                                                                </div>
1628                                                                <div class="ws-megamenu__grid-item-title">
1629                                                                    What Happens to an Annuity When You Die?
1630                                                                </div>
1631                                                            </a>
1632                                                        </div>
1633                                                                                                            <div class="ws-megamenu__grid-items">
1634                                                            <a href="/retirement/annuity-myths" class="ws-megamenu__grid-item">
1635                                                                <div class="ws-megamenu__grid-item-circle-image">
1636                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/annuities-myths-75x75.jpg?rev=08b1933b4e594176b4319655be69affa&amp;la=en&amp;h=75&amp;w=75&amp;hash=D6EC50979183C7EF7909F78CF4A7521E" class="ws-circular-image__image" alt="Annuities Myths" />
1637                                                                </div>
1638                                                                <div class="ws-megamenu__grid-item-title">
1639                                                                    Annuity Myths Debunked
1640                                                                </div>
1641                                                            </a>
1642                                                        </div>
1643                                                                                                            <div class="ws-megamenu__grid-items">
1644                                                            <a href="/retirement/rila" class="ws-megamenu__grid-item">
1645                                                                <div class="ws-megamenu__grid-item-circle-image">
1646                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/rila-75x75.jpg?rev=5e1e4d7ce920487084e65b315d46dcab&amp;la=en&amp;h=75&amp;w=75&amp;hash=A8A42D2573B9EC8CDE58D9C0ABC0405C" class="ws-circular-image__image" alt="RILA" />
1647                                                                </div>
1648                                                                <div class="ws-megamenu__grid-item-title">
1649                                                                    What is a Registered Index-Linked Annuity (RILA)?
1650                                                                </div>
1651                                                            </a>
1652                                                        </div>
1653                                                </div>
1654                                            </div>
1655                                    </div>
1656                            </li>
1657                    </ul>
1658                </div>
1659            </div>
1660    </div>
1661    <div class="ws-megamenu__mobile-guide-container ws-accordion">
1662            <div class="ws-megamenu__mobile-guide-heading">
1663<a href="/retirement/retirement-planning-resources" class="ws-megamenu__mobile-guide-heading-link" >
1663                        <span>Retirement Resources</span>
1664</a>            </div>
1665            <div class="ws-list ws-megamenu__guide-links">
1666                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1667                        
1668                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1669                            
1670                                <span class="ws-megamenu__guide-header-text">
1671How to Plan for Retirement                                </span>
1672                        </div>
1673                        
1674                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1675<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1676                                        <i class="fa-regular fa-arrow-right"></i>
1677</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
1678                                        <li>
1679                                            <a href="/retirement/can-i-receive-disability-and-retirement-benefits-at-the-same-time" class="ws-megamenu__guide-top-articles-link">
1680                                                <i class="fa-solid fa-newspaper"></i>
1681                                                Can I Receive Disability & Retirement Benefits at the Same Time?
1682                                            </a>
1683                                        </li>
1684                                                                            <li>
1685                                            <a href="/retirement/retirement-planning-for-women" class="ws-megamenu__guide-top-articles-link">
1686                                                <i class="fa-solid fa-newspaper"></i>
1687                                                Why Retirement Planning Is Different for Women
1688                                            </a>
1689                                        </li>
1690                                                                            <li>
1691                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link">
1692                                                <i class="fa-solid fa-newspaper"></i>
1693                                                Retirement Savings Calculator
1694                                            </a>
1695                                        </li>
1696                                </ul>
1697                            </div>
1698                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1699                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1700                                            <li>
1701<a href="/retirement/when-should-i-retire" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1702When to Retire</a>                                            </li>
1703                                            <li>
1704<a href="/retirement/planning-for-retirement" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1705Retirement Milestones by Age</a>                                            </li>
1706                                            <li>
1707<a href="/retirement/retirement-strategies" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1708Retirement Strategies</a>                                            </li>
1709                                            <li>
1710<a href="/retirement/retirement-checklist" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1711Checklist for Retirement</a>                                            </li>
1712                                            <li>
1713<a href="/retirement/reasons-to-start-preparing-for-retirement-now" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1714Reasons to Start Preparing Now</a>                                            </li>
1715                                            <li>
1716<a href="/retirement/how-to-set-retirement-goals" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1717How to Set Retirement Goals</a>                                            </li>
1718                                            <li>
1719<a href="/retirement/common-retirement-mistakes" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1720Planning Mistakes to Avoid</a>                                            </li>
1721                                </ul>
1722<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >
1722All How to Plan for Retirement                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1723</a>                            </div>
1724                    </div>
1725                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1726                        
1727                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1728                            
1729                                <span class="ws-megamenu__guide-header-text">
1730How Much Do I Need to Retire                                </span>
1731                        </div>
1732                        
1733                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1734<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
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1737                                        <li>
1738                                            <a href="/retirement/retirement-cost-of-living" class="ws-megamenu__guide-top-articles-link">
1739                                                <i class="fa-solid fa-newspaper"></i>
1740                                                Retirement Cost of Living Expenses
1741                                            </a>
1742                                        </li>
1743                                                                            <li>
1744                                            <a href="/retirement/health-care-costs-in-retirement" class="ws-megamenu__guide-top-articles-link">
1745                                                <i class="fa-solid fa-newspaper"></i>
1746                                                Health Care Costs in Retirement
1747                                            </a>
1748                                        </li>
1749                                                                            <li>
1750                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link">
1751                                                <i class="fa-solid fa-newspaper"></i>
1752                                                How Much Money Do I Need to Retire?
1753                                            </a>
1754                                        </li>
1755                                </ul>
1756                            </div>
1757                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1758                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1759                                            <li>
1760<a href="/retirement/how-much-do-i-need-to-retire-at-50" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1761Should I Retire at 50?</a>                                            </li>
1762                                            <li>
1763<a href="/retirement/how-much-do-i-need-to-retire-at-55" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1764Considerations for Retiring at 55</a>                                            </li>
1765                                            <li>
1766<a href="/retirement/how-much-do-i-need-to-retire-at-60" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1767How Much Money Do I Need to Retire at 60?</a>                                            </li>
1768                                            <li>
1769<a href="/retirement/how-much-do-i-need-to-retire-at-62" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1770Factors to Consider When Retiring at 62</a>                                            </li>
1771                                            <li>
1772<a href="/retirement/how-much-do-i-need-to-retire-at-65" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1773How Much to Retire at 65?</a>                                            </li>
1774                                            <li>
1775<a href="/retirement/how-much-does-a-couple-need-to-retire" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1776How Much Does a Couple Need to Retire?</a>                                            </li>
1777                                            <li>
1778<a href="/retirement/retirement-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1779Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
1780                                </ul>
1781<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How Much Do I Need to Retire                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1782</a>                            </div>
1783                    </div>
1784                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1785                        
1786                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1787                            
1788                                <span class="ws-megamenu__guide-header-text">
1789How to Save for Retirement                                </span>
1790                        </div>
1791                        
1792                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1793<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1794                                        <i class="fa-regular fa-arrow-right"></i>
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1796                                        <li>
1797                                            <a href="/retirement/1000-a-month-rule-for-retirement" class="ws-megamenu__guide-top-articles-link">
1798                                                <i class="fa-solid fa-newspaper"></i>
1799                                                What Is the $1,000-A-Month Rule?
1800                                            </a>
1801                                        </li>
1802                                                                            <li>
1803                                            <a href="/retirement/should-i-pay-off-my-mortgage-before-i-retire" class="ws-megamenu__guide-top-articles-link">
1804                                                <i class="fa-solid fa-newspaper"></i>
1805                                                Should I Pay Off My Mortgage Before I Retire?
1806                                            </a>
1807                                        </li>
1808                                                                            <li>
1809                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link">
1810                                                <i class="fa-solid fa-newspaper"></i>
1811                                                How Much Money Do I Need to Retire?
1812                                            </a>
1813                                        </li>
1814                                </ul>
1815                            </div>
1816                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1817                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1818                                            <li>
1819<a href="/retirement/average-retirement-savings-by-age" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1820Average Retirement Savings by Age</a>                                            </li>
1821                                            <li>
1822<a href="/retirement/how-to-start-saving-for-retirement-at-50-and-beyond" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1823How to Start Saving for Retirement at 50</a>                                            </li>
1824                                            <li>
1825<a href="/retirement/catch-up-contributions" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1826Making Catch-Up Contributions</a>                                            </li>
1827                                            <li>
1828<a href="/retirement/retirement-budget" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1829How to Budget for Retirement Expenses</a>                                            </li>
1830                                            <li>
1831<a href="/retirement/how-to-invest-for-retirement" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1832How to Invest for Retirement</a>                                            </li>
1833                                            <li>
1834<a href="/retirement/sequence-of-returns-risk" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1835Sequence of Returns Risk</a>                                            </li>
1836                                </ul>
1837<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Save for Retirement                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1838</a>                            </div>
1839                    </div>
1840                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1841                        
1842                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1843                            
1844                                <span class="ws-megamenu__guide-header-text">
1845Retirement Savings Plans                                </span>
1846                        </div>
1847                        
1848                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1849<a href="/retirement/retirement-savings-plans" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1850                                        <i class="fa-regular fa-arrow-right"></i>
1851</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
1852                                        <li>
1853                                            <a href="/retirement/retirement-plan-options-for-self-employed" class="ws-megamenu__guide-top-articles-link">
1854                                                <i class="fa-solid fa-newspaper"></i>
1855                                                Retirement Plan Options for Self-Employed
1856                                            </a>
1857                                        </li>
1858                                                                            <li>
1859                                            <a href="/retirement/what-is-a-sep-account" class="ws-megamenu__guide-top-articles-link">
1860                                                <i class="fa-solid fa-newspaper"></i>
1861                                                What Is a SEP Account?
1862                                            </a>
1863                                        </li>
1864                                                                            <li>
1865                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link">
1866                                                <i class="fa-solid fa-newspaper"></i>
1867                                                Retirement Savings Calculator
1868                                            </a>
1869                                        </li>
1870                                </ul>
1871                            </div>
1872                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1873                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1874                                            <li>
1875<a href="/retirement/ira-basics" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1876IRA Basics</a>                                            </li>
1877                                            <li>
1878<a href="/retirement/401k-basics" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1879401(k) Basics</a>                                            </li>
1880                                            <li>
1881<a href="/retirement/403b-basics" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1882403(b) Basics</a>                                            </li>
1883                                            <li>
1884<a href="/retirement/457b" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1885457(b) Basics</a>                                            </li>
1886                                            <li>
1887<a href="/retirement/what-is-a-pension-plan" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1888What Is a Pension Plan?</a>                                            </li>
1889                                            <li>
1890<a href="/retirement/retirement-plans-for-a-small-business-owner" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1891Plans for Small Business Owners</a>                                            </li>
1892                                </ul>
1893<a href="/retirement/retirement-savings-plans" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Retirement Savings Plans                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1894</a>                            </div>
1895                    </div>
1896                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1897                        
1898                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1899                            
1900                                <span class="ws-megamenu__guide-header-text">
1901Retirement Income Planning                                </span>
1902                        </div>
1903                        
1904                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1905<a href="/retirement/retirement-income-planning" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1906                                        <i class="fa-regular fa-arrow-right"></i>
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1908                                        <li>
1909                                            <a href="/retirement/alternatives-to-social-security-to-help-boost-your-retirement-income" class="ws-megamenu__guide-top-articles-link">
1910                                                <i class="fa-solid fa-newspaper"></i>
1911                                                Alternatives to Social Security to Help Boost Your Retirement Income
1912                                            </a>
1913                                        </li>
1914                                                                            <li>
1915                                            <a href="/retirement/lifetime-income" class="ws-megamenu__guide-top-articles-link">
1916                                                <i class="fa-solid fa-newspaper"></i>
1917                                                Sources for Lifetime Income
1918                                            </a>
1919                                        </li>
1920                                                                            <li>
1921                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link">
1922                                                <i class="fa-solid fa-newspaper"></i>
1923                                                Retirement Savings Calculator
1924                                            </a>
1925                                        </li>
1926                                </ul>
1927                            </div>
1928                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1929                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1930                                            <li>
1931<a href="/retirement/retirement-income" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1932What Is Retirement Income?</a>                                            </li>
1933                                            <li>
1934<a href="/retirement/retirement-income-sources" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1935Top Retirement Income Sources</a>                                            </li>
1936                                            <li>
1937<a href="/retirement/retirement-withdrawal-strategies" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1938Withdrawal Strategies to Maximize Income</a>                                            </li>
1939                                            <li>
1940<a href="/retirement/what-is-social-security-cola" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1941Social Security Cost of Living Adjustment</a>                                            </li>
1942                                            <li>
1943<a href="/retirement/alternatives-to-social-security-to-help-boost-your-retirement-income" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1944Alternatives to Social Security</a>                                            </li>
1945                                            <li>
1946<a href="/retirement/full-retirement-age" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1947Full Retirement Age for Social Security</a>                                            </li>
1948                                            <li>
1949<a href="/retirement/retirement-withdrawal-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1950Retirement Savings Withdrawal Calculator <em class="fas fa-calculator"></em></a>                                            </li>
1951                                </ul>
1952<a href="/retirement/retirement-income-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Retirement Income Planning                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
1953</a>                            </div>
1954                    </div>
1955                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
1956                        
1957                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
1958                            
1959                                <span class="ws-megamenu__guide-header-text">
1960What Is Estate Planning?                                </span>
1961                        </div>
1962                        
1963                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
1964<a href="/retirement/estate-planning" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
1965                                        <i class="fa-regular fa-arrow-right"></i>
1966</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
1967                                        <li>
1968                                            <a href="/retirement/estate-planning-myths" class="ws-megamenu__guide-top-articles-link">
1969                                                <i class="fa-solid fa-newspaper"></i>
1970                                                Estate Planning Myths That Can Cost Your Family
1971                                            </a>
1972                                        </li>
1973                                                                            <li>
1974                                            <a href="/retirement/getting-your-affairs-in-order" class="ws-megamenu__guide-top-articles-link">
1975                                                <i class="fa-solid fa-newspaper"></i>
1976                                                Getting Your Affairs in Order Before It’s Too Late
1977                                            </a>
1978                                        </li>
1979                                                                            <li>
1980                                            <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link">
1981                                                <i class="fa-solid fa-newspaper"></i>
1982                                                Retirement Savings Calculator
1983                                            </a>
1984                                        </li>
1985                                </ul>
1986                            </div>
1987                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
1988                                <ul class="ws-list ws-megamenu__guide-supporting-links">
1989                                            <li>
1990<a href="/retirement/estate-plan" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1991What Is an Estate Plan?</a>                                            </li>
1992                                            <li>
1993<a href="/retirement/what-is-a-will" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1994What Is a Will?</a>                                            </li>
1995                                            <li>
1996<a href="/retirement/what-is-a-living-will" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
1997What Is a Living Will?</a>                                            </li>
1998                                            <li>
1999<a href="/retirement/what-are-the-different-types-of-trusts" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2000Different Types of Trusts</a>                                            </li>
2001                                            <li>
2002<a href="/retirement/estate-tax-vs-inheritance-tax" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2003Estate & Inheritance Taxes</a>                                            </li>
2004                                            <li>
2005<a href="/retirement/5-considerations-when-leaving-money-to-grandchildren" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2006Leaving Money to Grandchildren</a>                                            </li>
2007                                            <li>
2008<a href="/retirement/charitable-giving-strategies" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2009Charitable Giving</a>                                            </li>
2010                                </ul>
2011<a href="/retirement/estate-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Estate Planning                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2012</a>                            </div>
2013                    </div>
2014                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
2015                        
2016                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
2017                            
2018                                <span class="ws-megamenu__guide-header-text">
2019What Is an Annuity?                                </span>
2020                        </div>
2021                        
2022                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
2023<a href="/retirement/what-is-an-annuity" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
2024                                        <i class="fa-regular fa-arrow-right"></i>
2025</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
2026                                        <li>
2027                                            <a href="/retirement/what-happens-to-an-annuity-when-you-die" class="ws-megamenu__guide-top-articles-link">
2028                                                <i class="fa-solid fa-newspaper"></i>
2029                                                What Happens to an Annuity When You Die?
2030                                            </a>
2031                                        </li>
2032                                                                            <li>
2033                                            <a href="/retirement/annuity-myths" class="ws-megamenu__guide-top-articles-link">
2034                                                <i class="fa-solid fa-newspaper"></i>
2035                                                Annuity Myths Debunked
2036                                            </a>
2037                                        </li>
2038                                                                            <li>
2039                                            <a href="/retirement/rila" class="ws-megamenu__guide-top-articles-link">
2040                                                <i class="fa-solid fa-newspaper"></i>
2041                                                What is a Registered Index-Linked Annuity (RILA)?
2042                                            </a>
2043                                        </li>
2044                                </ul>
2045                            </div>
2046                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
2047                                <ul class="ws-list ws-megamenu__guide-supporting-links">
2048                                            <li>
2049<a href="/retirement/how-do-annuities-work" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2050How Do Annuities Work?</a>                                            </li>
2051                                            <li>
2052<a href="/retirement/annuity-benefits" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2053Benefits of Annuities</a>                                            </li>
2054                                            <li>
2055<a href="/retirement/types-of-annuities" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2056Types of Annuities</a>                                            </li>
2057                                            <li>
2058<a href="/retirement/qualified-vs-non-qualified-annuity" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2059Qualified vs. Non-Qualified Annuity</a>                                            </li>
2060                                            <li>
2061<a href="/retirement/how-are-annuities-taxed" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2062How Are Annuities Taxed?</a>                                            </li>
2063                                            <li>
2064<a href="/retirement/claiming-your-inheritance-annuity" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2065Options for Beneficiaries</a>                                            </li>
2066                                            <li>
2067<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2068Immediate Annuity Income Calculator <em class="fas fa-calculator"></em></a>                                            </li>
2069                                </ul>
2070<a href="/retirement/what-is-an-annuity" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Annuity Basics                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2071</a>                            </div>
2072                    </div>
2073            </div>
2074    </div>
2075<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
2076
2077                                                                    </div>
2078                                                                </div>
2079                                                            </div>
2080                                                        </div>
2081                                                    </div>
2082                                                </div>
2083                                            </div>
2084                                        </div>
2085                                    </div>
2086                                </li>
2087                                <li>
2088<a href="/investments" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="" >
2088                                        <span class="ws-megamenu__primary-link-text">
2089Investments                                        </span>
2090</a>
2091                                    
2092                                    <div class="ws-megamenu__section-nav-wrapper">
2093                                        <div class="ws-megamenu__section-nav">
2094                                            <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu">
2095                                                <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0">
2096                                                    <div class="ws-accordion__header-content ws-content-block__header-content">
2097<a href="/investments" class="ws-megamenu__primary-link-mobile" id="" >                                                                <i class="fa-chart-bar fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i>
2098Investments</a>                                                        <i class="fal ws-megamenu__primary-link-chevron"></i>
2099                                                    </div>
2100                                                </div>
2101
2102                                                
2103                                                <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content">
2104                                                    <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item">
2105                                                        <div class="ws-grid ws-grid--megamenu">
2106                                                            <div class="row ws-grid__row">
2107                                                                <div class="col-12 col-md-3 ws-grid__col">
2108                                                                    <div class="ws-grid__item">
2109<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
2110
2111    <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading">
2112<a href="/investments" class="ws-megamenu__column-heading-link" >                <span>Products</span>
2113                <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
2114</a>    </div>
2115    <div class="ws-megamenu__conversion-links">
2116<a href="/investments/mutual-funds" class="ws-megamenu__conversion-link" >                        <span>Mutual Funds</span>
2117</a><a href="/investments/investment-advisory" class="ws-megamenu__conversion-link" >                        <span>Investment Advisory</span>
2118</a><a href="/investments/529-plan" class="ws-megamenu__conversion-link" >                        <span>529 Plan</span>
2119</a><a href="/retirement/annuities" class="ws-megamenu__conversion-link" >                        <span>Annuities</span>
2120</a><a href="/investments" class="ws-megamenu__conversion-link" >                        <span>Compare Investment Solutions</span>
2121</a>    </div>
2122    <div class="ws-megamenu__conversion-accordion">
2123    </div>
2124
2125<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
2126                                                                    </div>
2127                                                                </div>
2128                                                                <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col">
2129                                                                    <div class="ws-grid__item">
2130<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
2131
2132    <div class="ws-megamenu__left-guide-col">
2133        <div class="ws-megamenu__column-heading">
2134<a href="/investments/resources" class="ws-megamenu__column-heading-link" >
2134                    <span>Investments Resources</span>
2135                    <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
2136</a>        </div>
2137            <div class="ws-megamenu__sub-section-links-wrapper">
2138                <div class="ws-megamenu__sub-section-links-container">
2139                    <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections">
2140                            <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected">
2141<a href="/investments/investing-101" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2142                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2143                                            <span class="ws-megamenu__section-link-text">
2144Investing 101                                            </span>
2145</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2146                                            <ul class="ws-list ws-megamenu__sub-section-links">
2147                                                        <li>
2148<a href="/investments/how-investing-works" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Does Investing Work?</a>                                                        </li>
2149                                                        <li>
2150<a href="/investments/4-ways-to-consider-investing-with-little-money" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Ways to Invest With Little Money</a>                                                        </li>
2151                                                        <li>
2152<a href="/investments/how-to-start-investing-in-your-20s" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Start Investing in Your 20&rsquo;s</a>                                                        </li>
2153                                                        <li>
2154<a href="/investments/liquid-vs-non-liquid-assets" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Liquid vs. Non-Liquid Assets</a>                                                        </li>
2155                                                        <li>
2156<a href="/investments/the-impact-of-inflation-on-your-savings-and-investments" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Inflation Impacts Investments</a>                                                        </li>
2157                                                        <li>
2158<a href="/investments/how-does-compound-interest-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Does Compound Interest Work?</a>                                                        </li>
2159                                                        <li>
2160<a href="/investments/compound-interest-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Compound Interest Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
2161                                            </ul>
2162<a href="/investments/investing-101" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Investing 101                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2163</a>                                        </div>
2164                                    <div class="ws-megamenu__sub-section-top-articles">
2165                                            <div class="ws-megamenu__column-heading">
2166<a href="/investments/investing-101" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2167                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2168</a>                                            </div>
2169                                            <div class="ws-grid">
2170                                                <div class="ws-megamenu-grid__row">
2171                                                        <div class="ws-megamenu__grid-items">
2172                                                            <a href="/investments/long-term-investments-vs-short-term-investments" class="ws-megamenu__grid-item">
2173                                                                <div class="ws-megamenu__grid-item-circle-image">
2174                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/long-term-investments-vs-short-term-investments.jpg?rev=078582733e86496ab4d8e4df456828e6&amp;la=en&amp;h=75&amp;w=75&amp;hash=AD6D207C4F30C32356713883A499B7D2" class="ws-circular-image__image" alt="Family laughing together on the couch" />
2175                                                                </div>
2176                                                                <div class="ws-megamenu__grid-item-title">
2177                                                                    Long-Term Investments vs. Short
2177-Term Investments: What's the Difference?
2178                                                                </div>
2179                                                            </a>
2180                                                        </div>
2181                                                                                                            <div class="ws-megamenu__grid-items">
2182                                                            <a href="/investments/passive-income" class="ws-megamenu__grid-item">
2183                                                                <div class="ws-megamenu__grid-item-circle-image">
2184                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/passive-income-75x75.jpg?rev=0eca6b89f55f4230bc9018066d96445c&amp;la=en&amp;h=75&amp;w=75&amp;hash=65B8715ECAEF3D79AD0337BB971D5817" class="ws-circular-image__image" alt="Passive Income" />
2185                                                                </div>
2186                                                                <div class="ws-megamenu__grid-item-title">
2187                                                                    What is Passive Income & How Does It Work?
2188                                                                </div>
2189                                                            </a>
2190                                                        </div>
2191                                                                                                            <div class="ws-megamenu__grid-items">
2192                                                            <a href="/investments/brokerage-account" class="ws-megamenu__grid-item">
2193                                                                <div class="ws-megamenu__grid-item-circle-image">
2194                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/brokerage-account-75x75.jpg?rev=3b1dda9290494990904b34ed51e94e7b&amp;la=en&amp;h=75&amp;w=75&amp;hash=4AC975B5A9C7E9A515F0FEE33FA42F37" class="ws-circular-image__image" alt="Brokerage Account" />
2195                                                                </div>
2196                                                                <div class="ws-megamenu__grid-item-title">
2197                                                                    What Is A Brokerage Account?
2198                                                                </div>
2199                                                            </a>
2200                                                        </div>
2201                                                </div>
2202                                            </div>
2203                                    </div>
2204                            </li>
2205                            <li class=ws-megamenu__section-link-wrapper--has-children>
2206<a href="/investments/mutual-fund-basics" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2207                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2208                                            <span class="ws-megamenu__section-link-text">
2209Mutual Funds Basics                                            </span>
2210</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2211                                            <ul class="ws-list ws-megamenu__sub-section-links">
2212                                                        <li>
2213<a href="/investments/how-do-mutual-funds-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Do Mutual Funds Work?</a>                                                        </li>
2214                                                        <li>
2215<a href="/investments/pros-and-cons-of-mutual-funds" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Pros & Cons of Mutual Funds</a>                                                        </li>
2216                                                        <li>
2217<a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Pick a Mutual Fund</a>                                                        </li>
2218                                                        <li>
2219<a href="/investments/types-of-mutual-funds" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Types of Mutual Funds</a>                                                        </li>
2220                                                        <li>
2221<a href="/investments/what-is-a-hybrid-mutual-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Are Hybrid Mutual Funds?</a>                                                        </li>
2222                                                        <li>
2223<a href="/investments/what-is-a-target-date-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Are Target Date Funds?</a>                                                        </li>
2224                                                        <li>
2225<a href="/investments/mutual-fund-terms" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Mutual Fund Terms to Know</a>                                                        </li>
2226                                            </ul>
2227<a href="/investments/mutual-fund-basics" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Mutual Funds Basics                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2228</a>                                        </div>
2229                                    <div class="ws-megamenu__sub-section-top-articles">
2230                                            <div class="ws-megamenu__column-heading">
2231<a href="/investments/mutual-fund-basics" class="ws-megamenu__column-heading-link" >
2231                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2232                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2233</a>                                            </div>
2234                                            <div class="ws-grid">
2235                                                <div class="ws-megamenu-grid__row">
2236                                                        <div class="ws-megamenu__grid-items">
2237                                                            <a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__grid-item">
2238                                                                <div class="ws-megamenu__grid-item-circle-image">
2239                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-to-pick-a-mutual-fund-75x75.jpg?rev=ac8df839790542d5a29c74aebba7f661&amp;la=en&amp;h=75&amp;w=75&amp;hash=C14842B46B6B2F5B592953A73A4BD883" class="ws-circular-image__image" alt="How to Pick a Mutual Fund" />
2240                                                                </div>
2241                                                                <div class="ws-megamenu__grid-item-title">
2242                                                                    How to Pick a Mutual Fund
2243                                                                </div>
2244                                                            </a>
2245                                                        </div>
2246                                                                                                            <div class="ws-megamenu__grid-items">
2247                                                            <a href="/investments/what-is-a-mutual-fund-account" class="ws-megamenu__grid-item">
2248                                                                <div class="ws-megamenu__grid-item-circle-image">
2249                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-is-a-mutual-fund-account-75x75.jpg?rev=57e66e9a1d404363b745655b27910599&amp;la=en&amp;h=75&amp;w=75&amp;hash=9F4337EF5FCF5A91AE3B228667FBC0DA" class="ws-circular-image__image" alt="What Is a Mutual Fund Account" />
2250                                                                </div>
2251                                                                <div class="ws-megamenu__grid-item-title">
2252                                                                    What Is a Mutual Fund Account?
2253                                                                </div>
2254                                                            </a>
2255                                                        </div>
2256                                                                                                            <div class="ws-megamenu__grid-items">
2257                                                            <a href="/investments/mutual-fund-terms" class="ws-megamenu__grid-item">
2258                                                                <div class="ws-megamenu__grid-item-circle-image">
2259                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/mutual-fund-terms-75x75.jpg?rev=e151f1dc68c34bf196310b27fbae70da&amp;la=en&amp;h=75&amp;w=75&amp;hash=AD6B64DF7CCE38E4BAC651BEC7F7AAD7" class="ws-circular-image__image" alt="Mutual Fund Terms" />
2260                                                                </div>
2261                                                                <div class="ws-megamenu__grid-item-title">
2262                                                                    Mutual Fund Terms
2263                                                                </div>
2264                                                            </a>
2265                                                        </div>
2266                                                </div>
2267                                            </div>
2268                                    </div>
2269                            </li>
2270                            <li class=ws-megamenu__section-link-wrapper--has-children>
2271<a href="/investments/college-savings" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2272                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2273                                            <span class="ws-megamenu__section-link-text">
2274College Savings                                            </span>
2275</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2276                                            <ul class="ws-list ws-megamenu__sub-section-links">
2277                                                        <li>
2278<a href="/investments/how-much-to-save-for-kids-college" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much to Save for College</a>                                                        </li>
2279                                                        <li>
2280<a href="/investments/college-expenses" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >College Expenses to Consider</a>                                                        </li>
2281                                                        <li>
2282<a href="/investments/how-to-pay-for-college" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Pay for College</a>                                                        </li>
2283                                                        <li>
2284<a href="/investments/what-is-a-529-college-savings-plan" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a 529 Plan?</a>                                                        </li>
2285                                                        <li>
2286<a href="/investments/ugma-account" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is an UGMA Account?</a>                                                        </li>
2287                                                        <li>
2288<a href="/investments/coverdell-education-savings-account" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Coverdell Education Savings Account</a>                                                        </li>
2289                                                        <li>
2290<a href="/investments/college-savings-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >College Savings Calculator <em class="fas fa-calculator"></em></a>                                                        </li>
2291                                            </ul>
2292<a href="/investments/college-savings" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All College Savings                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2293</a>                                        </div>
2294                                    <div class="ws-megamenu__sub-section-top-articles">
2295                                            <div class="ws-megamenu__column-heading">
2296<a href="/investments/college-savings" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2297                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2298</a>                                            </div>
2299                                            <div class="ws-grid">
2300                                                <div class="ws-megamenu-grid__row">
2301                                                        <div class="ws-megamenu__grid-items">
2302                                                            <a href="/investments/utma-vs-ugma-accounts" class="ws-megamenu__grid-item">
2303                                                                <div class="ws-megamenu__grid-item-circle-image">
2304                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/utma-vs-ugma-75x75.jpg?rev=d4ca7372f1844f7caafc8e9d315ba1b4&amp;la=en&amp;h=75&amp;w=75&amp;hash=EF67661F5ED2B68AF18350223D60A259" class="ws-circular-image__image" alt="UTMA vs UGMA" />
2305                                                                </div>
2306                                                                <div class="ws-megamenu__grid-item-title">
2307                                                                    UTMA vs. UGMA Accounts: What's the Difference?
2308                                                                </div>
2309                                                            </a>
2310                                                        </div>
2311                                                                                                            <div class="ws-megamenu__grid-items">
2312                                                            <a href="/investments/what-are-529-plan-qualified-expenses" class="ws-megamenu__grid-item">
2313                                                                <div class="ws-megamenu__grid-item-circle-image">
2314                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-are-529-plan-qualified-expenses-75x75.jpg?rev=3c2b85349f4b4b01a7a7ffac47531683&amp;la=en&amp;h=75&amp;w=75&amp;hash=6CF7ED57EA94FD63432349939B953524" class="ws-circular-image__image" alt="What Are 529 Plan Qualified Expenses" />
2315                                                                </div>
2316                                                                <div class="ws-megamenu__grid-item-title">
2317                                                                    What Are 529 Plan Qualified Expenses?
2318                                                                </div>
2319                                                            </a>
2320                                                        </div>
2321                                                                                                            <div class="ws-megamenu__grid-items">
2322                                                            <a href="/investments/how-grandparents-can-contribute-to-529-plans" class="ws-megamenu__grid-item">
2323                                                                <div class="ws-megamenu__grid-item-circle-image">
2324                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-grandparents-can-contribute-to-529-plans-75x75.jpg?rev=3e2f17b26c474e67805d29aefe2d91c5&amp;la=en&amp;h=75&amp;w=75&amp;hash=E449AAE75825663A3E673C2BBDC85E96" class="ws-circular-image__image" alt="How Grandparents Can Contribute to 529 Plans" />
2325                                                                </div>
2326                                                                <div class="ws-megamenu__grid-item-title">
2327                                                                    How Grandparents Can Contribute to 529 Plans
2328                                                                </div>
2329                                                            </a>
2330                                                        </div>
2331                                                </div>
2332                                            </div>
2333                                    </div>
2334                            </li>
2335                            <li class=ws-megamenu__section-link-wrapper--has-children>
2336<a href="/investments/etf" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2337                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2338                                            <span class="ws-megamenu__section-link-text">
2339ETF Basics                                            </span>
2340</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2341                                            <ul class="ws-list ws-megamenu__sub-section-links">
2342                                                        <li>
2343<a href="/investments/types-of-etfs" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Types of ETFs</a>                                                        </li>
2344                                                        <li>
2345<a href="/investments/how-do-etfs-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Do ETFs Work</a>                                                        </li>
2346                                                        <li>
2347<a href="/investments/how-to-buy-etfs" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Buy ETFs</a>                                                        </li>
2348                                                        <li>
2349<a href="/investments/etf-vs-mutual-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >ETF vs. Mutual Fund</a>                                                        </li>
2350                                            </ul>
2351<a href="/investments/etf" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All ETF Articles                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2352</a>                                        </div>
2353                                    <div class="ws-megamenu__sub-section-top-articles">
2354                                            <div class="ws-megamenu__column-heading">
2355<a href="/investments/etf" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2356                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2357</a>                                            </div>
2358                                            <div class="ws-grid">
2359                                                <div class="ws-megamenu-grid__row">
2360                                                        <div class="ws-megamenu__grid-items">
2361                                                            <a href="/investments/types-of-etfs" class="ws-megamenu__grid-item">
2362                                                                <div class="ws-megamenu__grid-item-circle-image">
2363                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/types-of-etfs-7575.jpg?rev=508c90871ebc4233b277ffe23d074967&amp;la=en&amp;h=75&amp;w=75&amp;hash=BCFFB2DA2442A12B01CB2CE78B2F106A" class="ws-circular-image__image" alt="Types of ETFs" />
2364                                                                </div>
2365                                                                <div class="ws-megamenu__grid-item-title">
2366                                                                    Types of ETFs
2367                                                                </div>
2368                                                            </a>
2369                                                        </div>
2370                                                                                                            <div class="ws-megamenu__grid-items">
2371                                                            <a href="/investments/how-do-etfs-work" class="ws-megamenu__grid-item">
2372                                                                <div class="ws-megamenu__grid-item-circle-image">
2373                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-do-etfs-work-7575.jpg?rev=6e090618b6e646388fe7f309db084dcf&amp;la=en&amp;h=75&amp;w=75&amp;
2373hash=04BE32555B28472175823FF0C1B29B1A" class="ws-circular-image__image" alt="How Do ETFs Work" />
2374                                                                </div>
2375                                                                <div class="ws-megamenu__grid-item-title">
2376                                                                    How Do ETFs Work
2377                                                                </div>
2378                                                            </a>
2379                                                        </div>
2380                                                                                                            <div class="ws-megamenu__grid-items">
2381                                                            <a href="/investments/how-to-buy-etfs" class="ws-megamenu__grid-item">
2382                                                                <div class="ws-megamenu__grid-item-circle-image">
2383                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-to-buy-etfs-7575.jpg?rev=c36c92e14a984603ab3468a50a1f4655&amp;la=en&amp;h=75&amp;w=75&amp;hash=38E4CE8766D0AB1E3AC12B9A40A3241D" class="ws-circular-image__image" alt="How to Buy ETFs" />
2384                                                                </div>
2385                                                                <div class="ws-megamenu__grid-item-title">
2386                                                                    How to Buy ETFs
2387                                                                </div>
2388                                                            </a>
2389                                                        </div>
2390                                                </div>
2391                                            </div>
2392                                    </div>
2393                            </li>
2394                    </ul>
2395                </div>
2396            </div>
2397    </div>
2398    <div class="ws-megamenu__mobile-guide-container ws-accordion">
2399            <div class="ws-megamenu__mobile-guide-heading">
2400<a href="/investments/resources" class="ws-megamenu__mobile-guide-heading-link" >                        <span>Investments Resources</span>
2401</a>            </div>
2402            <div class="ws-list ws-megamenu__guide-links">
2403                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
2404                        
2405                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
2406                            
2407                                <span class="ws-megamenu__guide-header-text">
2408Investing 101                                </span>
2409                        </div>
2410                        
2411                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
2412<a href="/investments/investing-101" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
2413                                        <i class="fa-regular fa-arrow-right"></i>
2414</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
2415                                        <li>
2416                                            <a href="/investments/long-term-investments-vs-short-term-investments" class="ws-megamenu__guide-top-articles-link">
2417                                                <i class="fa-solid fa-newspaper"></i>
2418                                                Long-Term Investments vs. Short-Term Investments: What's the Difference?
2419                                            </a>
2420                                        </li>
2421                                                                            <li>
2422                                            <a href="/investments/passive-income" class="ws-megamenu__guide-top-articles-link">
2423                                                <i class="fa-solid fa-newspaper"></i>
2424                                                What is Passive Income & How Does It Work?
2425                                            </a>
2426                                        </li>
2427                                                                            <li>
2428                                            <a href="/investments/brokerage-account" class="ws-megamenu__guide-top-articles-link">
2429                                                <i class="fa-solid fa-newspaper"></i>
2430                                                What Is A Brokerage Account?
2431                                            </a>
2432                                        </li>
2433                                </ul>
2434                            </div>
2435                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
2436                                <ul class="ws-list ws-megamenu__guide-supporting-links">
2437                                            <li>
2438<a href="/investments/how-investing-works" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2439How Does Investing Work?</a>                                            </li>
2440                                            <li>
2441<a href="/investments/4-ways-to-consider-investing-with-little-money" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2442Ways to Invest With Little Money</a>                                            </li>
2443                                            <li>
2444<a href="/investments/how-to-start-investing-in-your-20s" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2445How to Start Investing in Your 20&rsquo;s</a>                                            </li>
2446                                            <li>
2447<a href="/investments/liquid-vs-non-liquid-assets" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2448Liquid vs. Non-Liquid Assets</a>                                            </li>
2449                                            <li>
2450<a href="/investments/the-impact-of-inflation-on-your-savings-and-investments" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2451How Inflation Impacts Investments</a>                                            </li>
2452                                            <li>
2453<a href="/investments/how-does-compound-interest-work" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2454How Does Compound Interest Work?</a>                                            </li>
2455                                            <li>
2456<a href="/investments/compound-interest-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2457Compound Interest Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
2458                                </ul>
2459<a href="/investments/investing-101" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Investing 101                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2460</a>                            </div>
2461                    </div>
2462                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
2463                        
2464                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
2465                            
2466                                <span class="ws-megamenu__guide-header-text">
2467Mutual Funds Basics                                </span>
2468                        </div>
2469                        
2470                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
2471<a href="/investments/mutual-fund-basics" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
2472                                        <i class="fa-regular fa-arrow-right"></i>
2473</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
2474                                        <li>
2475                                            <a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__guide-top-articles-link">
2476                                                <i class="fa-solid fa-newspaper"></i>
2477                                                How to Pick a Mutual Fund
2478                                            </a>
2479                                        </li>
2480                                                                            <li>
2481                                            <a href="/investments/what-is-a-mutual-fund-account" class="ws-megamenu__guide-top-articles-link">
2482                                                <i class="fa-solid fa-newspaper"></i>
2483                                                What Is a Mutual Fund Account?
2484                                            </a>
2485                                        </li>
2486                                                                            <li>
2487                                            <a href="/investments/mutual-fund-terms" class="ws-megamenu__guide-top-articles-link">
2488                                                <i class="fa-solid fa-newspaper"></i>
2489                                                Mutual Fund Terms
2490                                            </a>
2491                                        </li>
2492                                </ul>
2493                            </div>
2494                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
2495                                <ul class="ws-list ws-megamenu__guide-supporting-links">
2496                                            <li>
2497<a href="/investments/how-do-mutual-funds-work" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2498How Do Mutual Funds Work?</a>                                            </li>
2499                                            <li>
2500<a href="/investments/pros-and-cons-of-mutual-funds" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2501Pros & Cons of Mutual Funds</a>                                            </li>
2502                                            <li>
2503<a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2504How to Pick a Mutual Fund</a>                                            </li>
2505                                            <li>
2506<a href="/investments/types-of-mutual-funds" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2507Types of Mutual Funds</a>                                            </li>
2508                                            <li>
2509<a href="/investments/what-is-a-hybrid-mutual-fund" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2510What Are Hybrid Mutual Funds?</a>                                            </li>
2511                                            <li>
2512<a href="/investments/what-is-a-target-date-fund" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2513What Are Target Date Funds?</a>                                            </li>
2514                                            <li>
2515<a href="/investments/mutual-fund-terms" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2516Mutual Fund Terms to Know</a>                                            </li>
2517                                </ul>
2518<a href="/investments/mutual-fund-basics" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Mutual Funds Basics                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2519</a>                            </div>
2520                    </div>
2521                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
2522                        
2523                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
2524                            
2525                                <span class="ws-megamenu__guide-header-text">
2526College Savings                                </span>
2527                        </div>
2528                        
2529                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
2530<a href="/investments/college-savings" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
2531                                        <i class="fa-regular fa-arrow-right"></i>
2532</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
2533                                        <li>
2534                                            <a href="/investments/utma-vs-ugma-accounts" class="ws-megamenu__guide-top-articles-link">
2535                                                <i class="fa-solid fa-newspaper"></i>
2536                                                UTMA vs. UGMA Accounts: What's the Difference?
2537                                            </a>
2538                                        </li>
2539                                                                            <li>
2540                                            <a href="/investments/what-are-529-plan-qualified-expenses" class="ws-megamenu__guide-top-articles-link">
2541                                                <i class="fa-solid fa-newspaper"></i>
2542                                                What Are 529 Plan Qualified Expenses?
2543                                            </a>
2544                                        </li>
2545                                                                            <li>
2546                                            <a href="/investments/how-grandparents-can-contribute-to-529-plans" class="ws-megamenu__guide-top-articles-link">
2547                                                <i class="fa-solid fa-newspaper"></i>
2548                                                How Grandparents Can Contribute to 529 Plans
2549                                            </a>
2550                                        </li>
2551                                </ul>
2552                            </div>
2553                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
2554                                <ul class="ws-list ws-megamenu__guide-supporting-links">
2555                                            <li>
2556<a href="/investments/how-much-to-save-for-kids-college" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2557How Much to Save for College</a>                                            </li>
2558                                            <li>
2559<a href="/investments/college-expenses" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2560College Expenses to Consider</a>                                            </li>
2561                                            <li>
2562<a href="/investments/how-to-pay-for-college" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2563How to Pay for College</a>                                            </li>
2564                                            <li>
2565<a href="/investments/what-is-a-529-college-savings-plan" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2566What Is a 529 Plan?</a>                                            </li>
2567                                            <li>
2568<a href="/investments/ugma-account" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2569What Is an UGMA Account?</a>                                            </li>
2570                                            <li>
2571<a href="/investments/coverdell-education-savings-account" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2572Coverdell Education Savings Account</a>                                            </li>
2573                                            <li>
2574<a href="/investments/college-savings-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2575College Savings Calculator <em class="fas fa-calculator"></em></a>                                            </li>
2576                                </ul>
2577<a href="/investments/college-savings" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All College Savings                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2578</a>                            </div>
2579                    </div>
2580                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
2581                        
2582                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
2583                            
2584                                <span class="ws-megamenu__guide-header-text">
2585ETF Basics                                </span>
2586                        </div>
2587                        
2588                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
2589<a href="/investments/etf" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
2590                                        <i class="fa-regular fa-arrow-right"></i>
2591</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
2592                                        <li>
2593                                            <a href="/investments/types-of-etfs" class="ws-megamenu__guide-top-articles-link">
2594                                                <i class="fa-solid fa-newspaper"></i>
2595                                                Types of ETFs
2596                                            </a>
2597                                        </li>
2598                                                                            <li>
2599                                            <a href="/investments/how-do-etfs-work" class="ws-megamenu__guide-top-articles-link">
2600                                                <i class="fa-solid fa-newspaper"></i>
2601                                                How Do ETFs Work
2602                                            </a>
2603                                        </li>
2604                                                                            <li>
2605                                            <a href="/investments/how-to-buy-etfs" class="ws-megamenu__guide-top-articles-link">
2606                                                <i class="fa-solid fa-newspaper"></i>
2607                                                How to Buy ETFs
2608                                            </a>
2609                                        </li>
2610                                </ul>
2611                            </div>
2612                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
2613                                <ul class="ws-list ws-megamenu__guide-supporting-links">
2614                                            <li>
2615<a href="/investments/types-of-etfs" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2616Types of ETFs</a>                                            </li>
2617                                            <li>
2618<a href="/investments/how-do-etfs-work" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2619How Do ETFs Work</a>                                            </li>
2620                                            <li>
2621<a href="/investments/how-to-buy-etfs" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2622How to Buy ETFs</a>                                            </li>
2623                                            <li>
2624<a href="/investments/etf-vs-mutual-fund" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
2625ETF vs. Mutual Fund</a>                                            </li>
2626                                </ul>
2627<a href="/investments/etf" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All ETF Articles                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2628</a>                            </div>
2629                    </div>
2630            </div>
2631    </div>
2632<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
2633
2634                                                                    </div>
2635                                                                </div>
2636                                                            </div>
2637                                                        </div>
2638                                                    </div>
2639                                                </div>
2640                                            </div>
2641                                        </div>
2642                                    </div>
2643                                </li>
2644                                <li>
2645<a href="/personal-finance" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="" >
2645                                        <span class="ws-megamenu__primary-link-text">
2646Personal Finance                                        </span>
2647</a>
2648                                    
2649                                    <div class="ws-megamenu__section-nav-wrapper">
2650                                        <div class="ws-megamenu__section-nav">
2651                                            <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu">
2652                                                <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0">
2653                                                    <div class="ws-accordion__header-content ws-content-block__header-content">
2654<a href="/personal-finance" class="ws-megamenu__primary-link-mobile" id="" >                                                                <i class="fa-chart-pie-alt fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i>
2655Personal Finance</a>                                                        <i class="fal ws-megamenu__primary-link-chevron"></i>
2656                                                    </div>
2657                                                </div>
2658
2659                                                
2660                                                <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content">
2661                                                    <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item">
2662                                                        <div class="ws-grid ws-grid--megamenu">
2663                                                            <div class="row ws-grid__row">
2664                                                                <div class="col-12 col-md-3 ws-grid__col">
2665                                                                    <div class="ws-grid__item">
2666<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
2667
2668    <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading">
2669<a href="/personal-finance" class="ws-megamenu__column-heading-link" >                <span>Products</span>
2670                <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
2671</a>    </div>
2672    <div class="ws-megamenu__conversion-links">
2673<a href="/personal-finance" class="ws-megamenu__conversion-link" >                        <span>Personal Finance</span>
2674</a>    </div>
2675    <div class="ws-megamenu__conversion-accordion">
2676    </div>
2677
2678<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml-->
2679                                                                    </div>
2680                                                                </div>
2681                                                                <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col">
2682                                                                    <div class="ws-grid__item">
2683<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
2684
2685    <div class="ws-megamenu__left-guide-col">
2686        <div class="ws-megamenu__column-heading">
2687<a href="/personal-finance/resources" class="ws-megamenu__column-heading-link" >                    <span>Personal Finance Resources</span>
2688                    <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i>
2689</a>        </div>
2690            <div class="ws-megamenu__sub-section-links-wrapper">
2691                <div class="ws-megamenu__sub-section-links-container">
2692                    <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections">
2693                            <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected">
2694<a href="/personal-finance/planning" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2695                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2696                                            <span class="ws-megamenu__section-link-text">
2697Personal Finance Planning                                            </span>
2698</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2699                                            <ul class="ws-list ws-megamenu__sub-section-links">
2700                                                        <li>
2701<a href="/personal-finance/what-is-personal-finance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Personal Finance?</a>                                                        </li>
2702                                                        <li>
2703<a href="/personal-finance/financial-goals" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Setting Financial Goals</a>                                                        </li>
2704                                                        <li>
2705<a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Financial Planning Checklist</a>                                                        </li>
2706                                                        <li>
2707<a href="/personal-finance/family-financial-planning" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Family Financial Planning</a>                                                        </li>
2708                                                        <li>
2709<a href="/personal-finance/which-life-stage-are-you-preparing-for-financially" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Financial Life Stages</a>                                                        </li>
2710                                                        <li>
2711<a href="/personal-finance/immediate-needs-with-long-term-goals" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Reviewing Your Finances Regularly</a>                                                        </li>
2712                                                        <li>
2713<a href="/research-and-insights" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Financial Research & Insights</a>                                                        </li>
2714                                            </ul>
2715<a href="/personal-finance/planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Personal Finance Planning                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2716</a>                                        </div>
2717                                    <div class="ws-megamenu__sub-section-top-articles">
2718                                            <div class="ws-megamenu__column-heading">
2719<a href="/personal-finance/planning" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2720                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2721</a>                                            </div>
2722                                            <div class="ws-grid">
2723                                                <div class="ws-megamenu-grid__row">
2724                                                        <div class="ws-megamenu__grid-items">
2725                                                            <a href="/personal-finance/financial-planning" class="ws-megamenu__grid-item">
2726                                                                <div class="ws-megamenu__grid-item-circle-image">
2727                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-planning-75x75.jpg?rev=0b224dd58ce147f8b018ec99ded98bf8&amp;la=en&amp;h=75&amp;w=75&amp;hash=556FCDEB3ABE57AC678277742D37B4AF" class="ws-circular-image__image" alt="Financial Planning" />
2728                                                                </div>
2729                                                                <div class="ws-megamenu__grid-item-title">
2730                                                                    What Is Financial Planning?
2731                                                                </div>
2732                                                            </a>
2733                                                        </div>
2734                                                                                                            <div class="ws-megamenu__grid-items">
2735                                                            <a href="/personal-finance/financial-stability" class="ws-megamenu__grid-item">
2736                                                                <div class="ws-megamenu__grid-item-circle-image">
2737                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-stability-75x75.jpg?rev=ad9c37056ad445b1a313840bd7e88bab&amp;la=en&amp;h=75&amp;w=75&amp;hash=96BE57712F2289EF04B5EB77FD86C0F3" class="ws-circular-image__image" alt="Financial Stability" />
2738                                                                </div>
2739                                                                <div class="ws-megamenu__grid-item-title">
2740                                                                    Creating a Sense of Financial Stability Without Focusing Solely on Numbers
2741                                                                </div>
2742                                                            </a>
2743                                                        </div>
2744                                                                                                            <div class="ws-megamenu__grid-items">
2745                                                            <a href="/personal-finance/year-end-tax-planning" class="ws-megamenu__grid-item">
2746                                                                <div class="ws-megamenu__grid-item-circle-image">
2747                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/year-end-tax-planning-75x75.jpg?rev=82178e89a2874355b0259aceeb8959fb&amp;la=en&amp;h=75&amp;w=75&amp;hash=BFF7DEDEE73E5873D62C96C10737EF95" class="ws-circular-image__image" alt="Year End Tax Planning" />
2748                                                                </div>
2749                                                                <div class="ws-megamenu__grid-item-title">
2750                                                                    Considerations for Year-End Tax Planning
2751                                                                </div>
2752                                                            </a>
2753                                                        </div>
2754                                                </div>
2755                                            </div>
2756                                    </div>
2757                            </li>
2758                            <li class=ws-megamenu__section-link-wrapper--has-children>
2759<a href="/personal-finance/managing-debt" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2760                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2761                                            <span class="ws-megamenu__section-link-text">
2762Managing Debt                                            </span>
2763</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2764                                            <ul class="ws-list ws-megamenu__sub-section-links">
2765                                                        <li>
2766<a href="/personal-finance/good-debt-vs-bad-debt" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Good Debt vs. Bad Debt</a>                                                        </li>
2767                                                        <li>
2768<a href="/personal-finance/debt-management-plan" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Creating a Debt Management Plan</a>                                                        </li>
2769                                                        <li>
2770<a href="/personal-finance/debt-reduction-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Debt Reduction Strategies</a>                                                        </li>
2771                                                        <li>
2772<a href="/personal-finance/how-you-could-pay-off-student-loans-before-30" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How You Could Pay Off Student Loans Before 30</a>                                                        </li>
2773                                                        <li>
2774<a href="/personal-finance/should-you-pay-off-student-loans-early" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Should You Pay Off Student Loans Early</a>                                                        </li>
2775                                                        <li>
2776<a href="/personal-finance/pay-off-debt-or-invest" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Pay Off Debt or Invest Your Money?</a>                                                        </li>
2777                                                        <li>
2778<a href="/personal-finance/debt-to-income-ratio-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Debt Is Too Much? <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
2779                                            </ul>
2780<a href="/personal-finance/managing-debt" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Debt                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2781</a>                                        </div>
2782                                    <div class="ws-megamenu__sub-section-top-articles">
2783                                            <div class="ws-megamenu__column-heading">
2784<a href="/personal-finance/managing-debt" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2785                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2786</a>                                            </div>
2787                                            <div class="ws-grid">
2788                                                <div class="ws-megamenu-grid__row">
2789                                                        <div class="ws-megamenu__grid-items">
2790                                                            <a href="/personal-finance/debt-avalanche-vs-debt-snowball" class="ws-megamenu__grid-item">
2791                                                                <div class="ws-megamenu__grid-item-circle-image">
2792                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/debt-avalanche-vs-debt-snowball-75x75.jpg?rev=b534068a3acf4faf8bfdeb17d824bb9c&amp;la=en&amp;h=75&amp;w=75&amp;hash=302DBFBEAADB4C44E30B56A07E04624A" class="ws-circular-image__image" alt="Debt Avalanche vs Debt Snowball" />
2793                                                                </div>
2794                                                                <div class="ws-megamenu__grid-item-title">
2795                                                                    Debt Avalanche vs. Debt Snowball: Which Method Fits Your Strategy?
2796                                                                </div>
2797                                                            </a>
2798                                                        </div>
2799                                                                                                            <div class="ws-megamenu__grid-items">
2800                                                            <a href="/personal-finance/debt-management-plan" class="ws-megamenu__grid-item">
2801                                                                <div class="ws-megamenu__grid-item-circle-image">
2802                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/debt-management-plan-75x75.jpg?rev=4d6895b203f545539abca402092c605a&amp;la=en&amp;h=75&amp;w=75&amp;
2802hash=712373BBDE71DD2C36E207F49F395553" class="ws-circular-image__image" alt="Debt Management Plan" />
2803                                                                </div>
2804                                                                <div class="ws-megamenu__grid-item-title">
2805                                                                    What Is a Debt Management Plan?
2806                                                                </div>
2807                                                            </a>
2808                                                        </div>
2809                                                                                                            <div class="ws-megamenu__grid-items">
2810                                                            <a href="/personal-finance/debt-and-retirement-savings" class="ws-megamenu__grid-item">
2811                                                                <div class="ws-megamenu__grid-item-circle-image">
2812                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/debt-and-retirement-savings-75x75.jpg?rev=9ca7444a88e74162842bceb5cf18fb45&amp;la=en&amp;h=75&amp;w=75&amp;hash=5EFB59336FFBE68E50ED50576B5DED94" class="ws-circular-image__image" alt="Debt and Retirement Savings" />
2813                                                                </div>
2814                                                                <div class="ws-megamenu__grid-item-title">
2815                                                                    Impact of Debt on Retirement
2816                                                                </div>
2817                                                            </a>
2818                                                        </div>
2819                                                </div>
2820                                            </div>
2821                                    </div>
2822                            </li>
2823                            <li class=ws-megamenu__section-link-wrapper--has-children>
2824<a href="/personal-finance/budgeting-saving" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2825                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2826                                            <span class="ws-megamenu__section-link-text">
2827Budgeting &amp; Saving                                            </span>
2828</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2829                                            <ul class="ws-list ws-megamenu__sub-section-links">
2830                                                        <li>
2831<a href="/personal-finance/how-to-create-a-budget" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Create a Budget</a>                                                        </li>
2832                                                        <li>
2833<a href="/personal-finance/median-savings-by-age" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Saving By Age</a>                                                        </li>
2834                                                        <li>
2835<a href="/personal-finance/emergency-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is an Emergency Fund?</a>                                                        </li>
2836                                                        <li>
2837<a href="/personal-finance/money-saving-hacks" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Smart Money Saving Hacks</a>                                                        </li>
2838                                                        <li>
2839<a href="/personal-finance/what-is-a-hsa" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Health Savings Account (HSA)?</a>                                                        </li>
2840                                                        <li>
2841<a href="/personal-finance/5-questions-to-help-you-master-your-personal-budget" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >5 Questions to Master Your Budget</a>                                                        </li>
2842                                                        <li>
2843<a href="/personal-finance/emergency-fund-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Emergency Fund Calculator <em class="fas fa-calculator"></em></a>                                                        </li>
2844                                            </ul>
2845<a href="/personal-finance/budgeting-saving" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Budgeting & Saving                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2846</a>                                        </div>
2847                                    <div class="ws-megamenu__sub-section-top-articles">
2848                                            <div class="ws-megamenu__column-heading">
2849<a href="/personal-finance/budgeting-saving" class="ws-megamenu__column-heading-link" >
2849                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2850                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2851</a>                                            </div>
2852                                            <div class="ws-grid">
2853                                                <div class="ws-megamenu-grid__row">
2854                                                        <div class="ws-megamenu__grid-items">
2855                                                            <a href="/personal-finance/budgeting-for-a-baby" class="ws-megamenu__grid-item">
2856                                                                <div class="ws-megamenu__grid-item-circle-image">
2857                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/budgeting-for-a-baby-75x75.jpg?rev=d2ff516e2aa64607b4cb1934549883d6&amp;la=en&amp;h=75&amp;w=75&amp;hash=E5DCA1E52ED1FAD0B524EA81B58E8C4C" class="ws-circular-image__image" alt="Budgeting for a Baby" />
2858                                                                </div>
2859                                                                <div class="ws-megamenu__grid-item-title">
2860                                                                    How to Budget for a Baby
2861                                                                </div>
2862                                                            </a>
2863                                                        </div>
2864                                                                                                            <div class="ws-megamenu__grid-items">
2865                                                            <a href="/personal-finance/50-30-20-rule" class="ws-megamenu__grid-item">
2866                                                                <div class="ws-megamenu__grid-item-circle-image">
2867                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/50-30-20-rule-75x75.jpg?rev=41956b97edcf4a17ba5276f337bded08&amp;la=en&amp;h=75&amp;w=75&amp;hash=B16FDA517332B57855445323E3A337CF" class="ws-circular-image__image" alt="50 30 20 Rule" />
2868                                                                </div>
2869                                                                <div class="ws-megamenu__grid-item-title">
2870                                                                    50-30-20 Rule: How to Budget Your Money Effectively
2871                                                                </div>
2872                                                            </a>
2873                                                        </div>
2874                                                                                                            <div class="ws-megamenu__grid-items">
2875                                                            <a href="/personal-finance/ways-to-save-money" class="ws-megamenu__grid-item">
2876                                                                <div class="ws-megamenu__grid-item-circle-image">
2877                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/ways-to-save-money-75x75.jpg?rev=16a2c58266de4574ab872c602e382b32&amp;la=en&amp;h=75&amp;w=75&amp;hash=EF804F0DF205B7D1B13BF34A607FCD43" class="ws-circular-image__image" alt="Ways to Save Money" />
2878                                                                </div>
2879                                                                <div class="ws-megamenu__grid-item-title">
2880                                                                    26 Ways to Save Money
2881                                                                </div>
2882                                                            </a>
2883                                                        </div>
2884                                                </div>
2885                                            </div>
2886                                    </div>
2887                            </li>
2888                            <li class=ws-megamenu__section-link-wrapper--has-children>
2889<a href="/personal-finance/money-management" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2890                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2891                                            <span class="ws-megamenu__section-link-text">
2892Managing Money&nbsp;                                            </span>
2893</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2894                                            <ul class="ws-list ws-megamenu__sub-section-links">
2895                                                        <li>
2896<a href="/personal-finance/financial-wellness" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Guide to Maintaining Financial Wellness</a>                                                        </li>
2897                                                        <li>
2898<a href="/personal-finance/how-to-manage-bills" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Manage Bills</a>                                                        </li>
2899                                                        <li>
2900<a href="/personal-finance/how-to-improve-financial-health" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Improve Financial Health</a>                                                        </li>
2901                                                        <li>
2902<a href="/personal-finance/teaching-your-kids-financial-literacy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Teaching Your Kids Financial Literacy</a>                                                        </li>
2903                                                        <li>
2904<a href="/personal-finance/money-management-for-teens" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Money Management for Teens</a>                                                        </li>
2905                                                        <li>
2906<a href="/personal-finance/how-much-does-it-cost-to-raise-a-kid" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Does It Cost to Raise a Child?</a>                                                        </li>
2907                                                        <li>
2908<a href="/personal-finance/revenge-spending" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Revenge Spending?</a>                                                        </li>
2909                                            </ul>
2910<a href="/personal-finance/money-management" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Money                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2911</a>                                        </div>
2912                                    <div class="ws-megamenu__sub-section-top-articles">
2913                                            <div class="ws-megamenu__column-heading">
2914<a href="/personal-finance/money-management" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2915                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2916</a>                                            </div>
2917                                            <div class="ws-grid">
2918                                                <div class="ws-megamenu-grid__row">
2919                                                        <div class="ws-megamenu__grid-items">
2920                                                            <a href="/personal-finance/financial-gifts-to-consider-giving" class="ws-megamenu__grid-item">
2921                                                                <div class="ws-megamenu__grid-item-circle-image">
2922                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-gifts-to-consider-giving-75x75.jpg?rev=f1d6578a59ac448890def7909b6752d8&amp;la=en&amp;h=75&amp;w=75&amp;hash=2A6FBC7D13CE695A74947F66A6DE407C" class="ws-circular-image__image" alt="Financial Gifts to Consider Giving" />
2923                                                                </div>
2924                                                                <div class="ws-megamenu__grid-item-title">
2925                                                                    Financial Gifts to Consider Giving
2926                                                                </div>
2927                                                            </a>
2928                                                        </div>
2929                                                                                                            <div class="ws-megamenu__grid-items">
2930                                                            <a href="/personal-finance/common-financial-mistakes" class="ws-megamenu__grid-item">
2931                                                                <div class="ws-megamenu__grid-item-circle-image">
2932                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/common-financial-mistakes-75x75.jpg?rev=f785c05b023e47ad9f8f80d8b9f7fd26&amp;la=en&amp;h=75&amp;w=75&amp;hash=EFE3862DB774E1B0DB29D1FC340B746A" class="ws-circular-image__image" alt="Common Financial Mistakes" />
2933                                                                </div>
2934                                                                <div class="ws-megamenu__grid-item-title">
2935                                                                    Common Financial Mistakes & How to Avoid Them
2936                                                                </div>
2937                                                            </a>
2938                                                        </div>
2939                                                                                                            <div class="ws-megamenu__grid-items">
2940                                                            <a href="/personal-finance/money-101-a-financial-education-for-college-students" class="ws-megamenu__grid-item">
2941                                                                <div class="ws-megamenu__grid-item-circle-image">
2942                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/money-101-a-financial-education-for-college-students-75x75.jpg?rev=2b4d6aeb991140628066a71a873f667c&amp;la=en&amp;h=75&amp;w=75&amp;hash=45654110FC728E1477D5ACD2FCC0B0A5" class="ws-circular-image__image" alt="Money 101 A Financial Education for College Students" />
2943                                                                </div>
2944                                                                <div class="ws-megamenu__grid-item-title">
2945                                                                    Money 101: A Financial Education for College Students
2946                                                                </div>
2947                                                            </a>
2948                                                        </div>
2949                                                </div>
2950                                            </div>
2951                                    </div>
2952                            </li>
2953                            <li class=ws-megamenu__section-link-wrapper--has-children>
2954<a href="/personal-finance/small-business-planning" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
2955                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2956                                            <span class="ws-megamenu__section-link-text">
2957Small Business Planning                                            </span>
2958</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
2959                                            <ul class="ws-list ws-megamenu__sub-section-links">
2960                                                        <li>
2961<a href="/personal-finance/help-protect-the-survival-of-your-business" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Business Succession Planning</a>                                                        </li>
2962                                                        <li>
2963<a href="/personal-finance/how-and-why-to-build-a-5-year-business-plan-for-your-company" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How & Why to Build a 5-Year Business Plan</a>                                                        </li>
2964                                                        <li>
2965<a href="/personal-finance/top-5-asset-protection-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Asset Protection Strategies for Business Owners</a>                                                        </li>
2966                                                        <li>
2967<a href="/personal-finance/how-to-transfer-business-ownership" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Transfer Business Ownership</a>                                                        </li>
2968                                                        <li>
2969<a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Buy-Sell Agreement?</a>                                                        </li>
2970                                                        <li>
2971<a href="/life-insurance/key-person-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Key Person Insurance?</a>                                                        </li>
2972                                                        <li>
2973<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
2974                                            </ul>
2975<a href="/personal-finance/small-business-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Small Business Planning                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
2976</a>                                        </div>
2977                                    <div class="ws-megamenu__sub-section-top-articles">
2978                                            <div class="ws-megamenu__column-heading">
2979<a href="/personal-finance/small-business-planning" class="ws-megamenu__column-heading-link" >                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
2980                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
2981</a>                                            </div>
2982                                            <div class="ws-grid">
2983                                                <div class="ws-megamenu-grid__row">
2984                                                        <div class="ws-megamenu__grid-items">
2985                                                            <a href="/personal-finance/critical-illness-vs-health-insurance" class="ws-megamenu__grid-item">
2986                                                                <div class="ws-megamenu__grid-item-circle-image">
2987                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/critical-illness-vs-health-insurance-75x75.jpg?rev=8bb11c0f38f24d0ab3fbc0670b04c
2987ae8&amp;la=en&amp;h=75&amp;w=75&amp;hash=2B9596B2AF6167FF24BBE6D8904E5449" class="ws-circular-image__image" alt="Critical Illness vs Health Insurance" />
2988                                                                </div>
2989                                                                <div class="ws-megamenu__grid-item-title">
2990                                                                    What's the Difference Between Critical Illness & Health Insurance?
2991                                                                </div>
2992                                                            </a>
2993                                                        </div>
2994                                                                                                            <div class="ws-megamenu__grid-items">
2995                                                            <a href="/personal-finance/types-of-payroll-deductions-and-withholdings" class="ws-megamenu__grid-item">
2996                                                                <div class="ws-megamenu__grid-item-circle-image">
2997                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/types-of-payroll-deductions-and-withholdings-75x75.jpg?rev=6f0db83439744392855bb28233801666&amp;la=en&amp;h=75&amp;w=75&amp;hash=BAC0CEC649D02E62FB46D03AA651C813" class="ws-circular-image__image" alt="Types of Payroll Deductions and Withholdings" />
2998                                                                </div>
2999                                                                <div class="ws-megamenu__grid-item-title">
3000                                                                    Types of Payroll Deductions & Withholdings
3001                                                                </div>
3002                                                            </a>
3003                                                        </div>
3004                                                                                                            <div class="ws-megamenu__grid-items">
3005                                                            <a href="/personal-finance/money-mindset" class="ws-megamenu__grid-item">
3006                                                                <div class="ws-megamenu__grid-item-circle-image">
3007                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/money-mindset-75x75.jpg?rev=c39be8ede6144d719e1a7f1ca9fe397a&amp;la=en&amp;h=75&amp;w=75&amp;hash=B9840EFDDAEB5A6DAD1738AEE7F2439A" class="ws-circular-image__image" alt="Money Mindset" />
3008                                                                </div>
3009                                                                <div class="ws-megamenu__grid-item-title">
3010                                                                    Developing a Positive Money Mindset for Financial Freedom
3011                                                                </div>
3012                                                            </a>
3013                                                        </div>
3014                                                </div>
3015                                            </div>
3016                                    </div>
3017                            </li>
3018                            <li class=ws-megamenu__section-link-wrapper--has-children>
3019<a href="/learn/financial-calculators" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" >                                            <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i>
3020                                            <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
3021                                            <span class="ws-megamenu__section-link-text">
3022Financial Tools &amp; Calculators                                            </span>
3023</a>                                        <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three">
3024                                            <ul class="ws-list ws-megamenu__sub-section-links">
3025                                                        <li>
3026<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3027                                                        <li>
3028<a href="/retirement/retirement-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3029                                                        <li>
3030<a href="/retirement/401k-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >401(k) Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3031                                                        <li>
3032<a href="/retirement/retirement-withdrawal-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Withdrawal Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3033                                                        <li>
3034<a href="/investments/college-savings-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >College Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3035                                                        <li>
3036<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3037                                                        <li>
3038<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Immediate Annuity Calculator  <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                                        </li>
3039                                            </ul>
3040<a href="/learn/financial-calculators" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Financial Tools & Calculators                                                        <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3041</a>                                        </div>
3042                                    <div class="ws-megamenu__sub-section-top-articles">
3043                                            <div class="ws-megamenu__column-heading">
3044<a href="/learn/financial-calculators" class="ws-megamenu__column-heading-link" >
3044                                                        <span class="ws-megamenu__column-heading-text">Top Articles</span>
3045                                                        <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i>
3046</a>                                            </div>
3047                                            <div class="ws-grid">
3048                                                <div class="ws-megamenu-grid__row">
3049                                                        <div class="ws-megamenu__grid-items">
3050                                                            <a href="/personal-finance/financial-goals" class="ws-megamenu__grid-item">
3051                                                                <div class="ws-megamenu__grid-item-circle-image">
3052                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-goals-75x75.png?rev=9e903689fcf94a5d979ccd4adef7eebd&amp;la=en&amp;h=75&amp;w=75&amp;hash=A07FF11BEA811E5E179B869D50A027C7" class="ws-circular-image__image" alt="Financial Goals" />
3053                                                                </div>
3054                                                                <div class="ws-megamenu__grid-item-title">
3055                                                                    Setting Financial Goals to Achieve Financial Freedom
3056                                                                </div>
3057                                                            </a>
3058                                                        </div>
3059                                                                                                            <div class="ws-megamenu__grid-items">
3060                                                            <a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__grid-item">
3061                                                                <div class="ws-megamenu__grid-item-circle-image">
3062                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-planning-checklist.jpg?rev=dd491596abc54f0f8fcb24d031f91add&amp;la=en&amp;h=75&amp;w=75&amp;hash=9B94BEF335E8E7D766B37F982E155BFD" class="ws-circular-image__image" alt="Couple reviewing their finances together" />
3063                                                                </div>
3064                                                                <div class="ws-megamenu__grid-item-title">
3065                                                                    Take Control of Your Finances With Our Financial Planning Checklist
3066                                                                </div>
3067                                                            </a>
3068                                                        </div>
3069                                                                                                            <div class="ws-megamenu__grid-items">
3070                                                            <a href="/personal-finance/emergency-fund" class="ws-megamenu__grid-item">
3071                                                                <div class="ws-megamenu__grid-item-circle-image">
3072                                                                    <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/emergency-fund-75x75.jpg?rev=9e97e235ff9345ddab795a3c51528a76&amp;la=en&amp;h=75&amp;w=75&amp;hash=EBB3C03525812DE60A27A2DC25D053FF" class="ws-circular-image__image" alt="Emergency Fund" />
3073                                                                </div>
3074                                                                <div class="ws-megamenu__grid-item-title">
3075                                                                    Emergency Fund: Your Financial Cushion
3076                                                                </div>
3077                                                            </a>
3078                                                        </div>
3079                                                </div>
3080                                            </div>
3081                                    </div>
3082                            </li>
3083                    </ul>
3084                </div>
3085            </div>
3086    </div>
3087    <div class="ws-megamenu__mobile-guide-container ws-accordion">
3088            <div class="ws-megamenu__mobile-guide-heading">
3089<a href="/personal-finance/resources" class="ws-megamenu__mobile-guide-heading-link" >
3089                        <span>Personal Finance Resources</span>
3090</a>            </div>
3091            <div class="ws-list ws-megamenu__guide-links">
3092                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
3093                        
3094                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
3095                            
3096                                <span class="ws-megamenu__guide-header-text">
3097Personal Finance Planning                                </span>
3098                        </div>
3099                        
3100                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
3101<a href="/personal-finance/planning" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
3102                                        <i class="fa-regular fa-arrow-right"></i>
3103</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
3104                                        <li>
3105                                            <a href="/personal-finance/financial-planning" class="ws-megamenu__guide-top-articles-link">
3106                                                <i class="fa-solid fa-newspaper"></i>
3107                                                What Is Financial Planning?
3108                                            </a>
3109                                        </li>
3110                                                                            <li>
3111                                            <a href="/personal-finance/financial-stability" class="ws-megamenu__guide-top-articles-link">
3112                                                <i class="fa-solid fa-newspaper"></i>
3113                                                Creating a Sense of Financial Stability Without Focusing Solely on Numbers
3114                                            </a>
3115                                        </li>
3116                                                                            <li>
3117                                            <a href="/personal-finance/year-end-tax-planning" class="ws-megamenu__guide-top-articles-link">
3118                                                <i class="fa-solid fa-newspaper"></i>
3119                                                Considerations for Year-End Tax Planning
3120                                            </a>
3121                                        </li>
3122                                </ul>
3123                            </div>
3124                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
3125                                <ul class="ws-list ws-megamenu__guide-supporting-links">
3126                                            <li>
3127<a href="/personal-finance/what-is-personal-finance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3128What Is Personal Finance?</a>                                            </li>
3129                                            <li>
3130<a href="/personal-finance/financial-goals" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3131Setting Financial Goals</a>                                            </li>
3132                                            <li>
3133<a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3134Financial Planning Checklist</a>                                            </li>
3135                                            <li>
3136<a href="/personal-finance/family-financial-planning" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3137Family Financial Planning</a>                                            </li>
3138                                            <li>
3139<a href="/personal-finance/which-life-stage-are-you-preparing-for-financially" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3140Financial Life Stages</a>                                            </li>
3141                                            <li>
3142<a href="/personal-finance/immediate-needs-with-long-term-goals" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3143Reviewing Your Finances Regularly</a>                                            </li>
3144                                            <li>
3145<a href="/research-and-insights" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3146Financial Research & Insights</a>                                            </li>
3147                                </ul>
3148<a href="/personal-finance/planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Personal Finance Planning                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3149</a>                            </div>
3150                    </div>
3151                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
3152                        
3153                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
3154                            
3155                                <span class="ws-megamenu__guide-header-text">
3156Managing Debt                                </span>
3157                        </div>
3158                        
3159                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
3160<a href="/personal-finance/managing-debt" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
3161                                        <i class="fa-regular fa-arrow-right"></i>
3162</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
3163                                        <li>
3164                                            <a href="/personal-finance/debt-avalanche-vs-debt-snowball" class="ws-megamenu__guide-top-articles-link">
3165                                                <i class="fa-solid fa-newspaper"></i>
3166                                                Debt Avalanche vs. Debt Snowball: Which Method Fits Your Strategy?
3167                                            </a>
3168                                        </li>
3169                                                                            <li>
3170                                            <a href="/personal-finance/debt-management-plan" class="ws-megamenu__guide-top-articles-link">
3171                                                <i class="fa-solid fa-newspaper"></i>
3172                                                What Is a Debt Management Plan?
3173                                            </a>
3174                                        </li>
3175                                                                            <li>
3176                                            <a href="/personal-finance/debt-and-retirement-savings" class="ws-megamenu__guide-top-articles-link">
3177                                                <i class="fa-solid fa-newspaper"></i>
3178                                                Impact of Debt on Retirement
3179                                            </a>
3180                                        </li>
3181                                </ul>
3182                            </div>
3183                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
3184                                <ul class="ws-list ws-megamenu__guide-supporting-links">
3185                                            <li>
3186<a href="/personal-finance/good-debt-vs-bad-debt" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3187Good Debt vs. Bad Debt</a>                                            </li>
3188                                            <li>
3189<a href="/personal-finance/debt-management-plan" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3190Creating a Debt Management Plan</a>                                            </li>
3191                                            <li>
3192<a href="/personal-finance/debt-reduction-strategies" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3193Debt Reduction Strategies</a>                                            </li>
3194                                            <li>
3195<a href="/personal-finance/how-you-could-pay-off-student-loans-before-30" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3196How You Could Pay Off Student Loans Before 30</a>                                            </li>
3197                                            <li>
3198<a href="/personal-finance/should-you-pay-off-student-loans-early" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3199Should You Pay Off Student Loans Early</a>                                            </li>
3200                                            <li>
3201<a href="/personal-finance/pay-off-debt-or-invest" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3202Pay Off Debt or Invest Your Money?</a>                                            </li>
3203                                            <li>
3204<a href="/personal-finance/debt-to-income-ratio-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3205How Much Debt Is Too Much? <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3206                                </ul>
3207<a href="/personal-finance/managing-debt" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Debt                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3208</a>                            </div>
3209                    </div>
3210                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
3211                        
3212                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
3213                            
3214                                <span class="ws-megamenu__guide-header-text">
3215Budgeting &amp; Saving                                </span>
3216                        </div>
3217                        
3218                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
3219<a href="/personal-finance/budgeting-saving" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
3220                                        <i class="fa-regular fa-arrow-right"></i>
3221</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
3222                                        <li>
3223                                            <a href="/personal-finance/budgeting-for-a-baby" class="ws-megamenu__guide-top-articles-link">
3224                                                <i class="fa-solid fa-newspaper"></i>
3225                                                How to Budget for a Baby
3226                                            </a>
3227                                        </li>
3228                                                                            <li>
3229                                            <a href="/personal-finance/50-30-20-rule" class="ws-megamenu__guide-top-articles-link">
3230                                                <i class="fa-solid fa-newspaper"></i>
3231                                                50-30-20 Rule: How to Budget Your Money Effectively
3232                                            </a>
3233                                        </li>
3234                                                                            <li>
3235                                            <a href="/personal-finance/ways-to-save-money" class="ws-megamenu__guide-top-articles-link">
3236                                                <i class="fa-solid fa-newspaper"></i>
3237                                                26 Ways to Save Money
3238                                            </a>
3239                                        </li>
3240                                </ul>
3241                            </div>
3242                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
3243                                <ul class="ws-list ws-megamenu__guide-supporting-links">
3244                                            <li>
3245<a href="/personal-finance/how-to-create-a-budget" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3246How to Create a Budget</a>                                            </li>
3247                                            <li>
3248<a href="/personal-finance/median-savings-by-age" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3249Saving By Age</a>                                            </li>
3250                                            <li>
3251<a href="/personal-finance/emergency-fund" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3252What Is an Emergency Fund?</a>                                            </li>
3253                                            <li>
3254<a href="/personal-finance/money-saving-hacks" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3255Smart Money Saving Hacks</a>                                            </li>
3256                                            <li>
3257<a href="/personal-finance/what-is-a-hsa" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3258What Is a Health Savings Account (HSA)?</a>                                            </li>
3259                                            <li>
3260<a href="/personal-finance/5-questions-to-help-you-master-your-personal-budget" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
32615 Questions to Master Your Budget</a>                                            </li>
3262                                            <li>
3263<a href="/personal-finance/emergency-fund-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3264Emergency Fund Calculator <em class="fas fa-calculator"></em></a>                                            </li>
3265                                </ul>
3266<a href="/personal-finance/budgeting-saving" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Budgeting & Saving                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3267</a>                            </div>
3268                    </div>
3269                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
3270                        
3271                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
3272                            
3273                                <span class="ws-megamenu__guide-header-text">
3274Managing Money&nbsp;                                </span>
3275                        </div>
3276                        
3277                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
3278<a href="/personal-finance/money-management" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
3279                                        <i class="fa-regular fa-arrow-right"></i>
3280</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
3281                                        <li>
3282                                            <a href="/personal-finance/financial-gifts-to-consider-giving" class="ws-megamenu__guide-top-articles-link">
3283                                                <i class="fa-solid fa-newspaper"></i>
3284                                                Financial Gifts to Consider Giving
3285                                            </a>
3286                                        </li>
3287                                                                            <li>
3288                                            <a href="/personal-finance/common-financial-mistakes" class="ws-megamenu__guide-top-articles-link">
3289                                                <i class="fa-solid fa-newspaper"></i>
3290                                                Common Financial Mistakes & How to Avoid Them
3291                                            </a>
3292                                        </li>
3293                                                                            <li>
3294                                            <a href="/personal-finance/money-101-a-financial-education-for-college-students" class="ws-megamenu__guide-top-articles-link">
3295                                                <i class="fa-solid fa-newspaper"></i>
3296                                                Money 101: A Financial Education for College Students
3297                                            </a>
3298                                        </li>
3299                                </ul>
3300                            </div>
3301                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
3302                                <ul class="ws-list ws-megamenu__guide-supporting-links">
3303                                            <li>
3304<a href="/personal-finance/financial-wellness" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3305Guide to Maintaining Financial Wellness</a>                                            </li>
3306                                            <li>
3307<a href="/personal-finance/how-to-manage-bills" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3308How to Manage Bills</a>                                            </li>
3309                                            <li>
3310<a href="/personal-finance/how-to-improve-financial-health" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3311How to Improve Financial Health</a>                                            </li>
3312                                            <li>
3313<a href="/personal-finance/teaching-your-kids-financial-literacy" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3314Teaching Your Kids Financial Literacy</a>                                            </li>
3315                                            <li>
3316<a href="/personal-finance/money-management-for-teens" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3317Money Management for Teens</a>                                            </li>
3318                                            <li>
3319<a href="/personal-finance/how-much-does-it-cost-to-raise-a-kid" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3320How Much Does It Cost to Raise a Child?</a>                                            </li>
3321                                            <li>
3322<a href="/personal-finance/revenge-spending" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3323What Is Revenge Spending?</a>                                            </li>
3324                                </ul>
3325<a href="/personal-finance/money-management" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Money                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3326</a>                            </div>
3327                    </div>
3328                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
3329                        
3330                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
3331                            
3332                                <span class="ws-megamenu__guide-header-text">
3333Small Business Planning                                </span>
3334                        </div>
3335                        
3336                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
3337<a href="/personal-finance/small-business-planning" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
3338                                        <i class="fa-regular fa-arrow-right"></i>
3339</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
3340                                        <li>
3341                                            <a href="/personal-finance/critical-illness-vs-health-insurance" class="ws-megamenu__guide-top-articles-link">
3342                                                <i class="fa-solid fa-newspaper"></i>
3343                                                What's the Difference Between Critical Illness & Health Insurance?
3344                                            </a>
3345                                        </li>
3346                                                                            <li>
3347                                            <a href="/personal-finance/types-of-payroll-deductions-and-withholdings" class="ws-megamenu__guide-top-articles-link">
3348                                                <i class="fa-solid fa-newspaper"></i>
3349                                                Types of Payroll Deductions & Withholdings
3350                                            </a>
3351                                        </li>
3352                                                                            <li>
3353                                            <a href="/personal-finance/money-mindset" class="ws-megamenu__guide-top-articles-link">
3354                                                <i class="fa-solid fa-newspaper"></i>
3355                                                Developing a Positive Money Mindset for Financial Freedom
3356                                            </a>
3357                                        </li>
3358                                </ul>
3359                            </div>
3360                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
3361                                <ul class="ws-list ws-megamenu__guide-supporting-links">
3362                                            <li>
3363<a href="/personal-finance/help-protect-the-survival-of-your-business" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3364Business Succession Planning</a>                                            </li>
3365                                            <li>
3366<a href="/personal-finance/how-and-why-to-build-a-5-year-business-plan-for-your-company" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3367How & Why to Build a 5-Year Business Plan</a>                                            </li>
3368                                            <li>
3369<a href="/personal-finance/top-5-asset-protection-strategies" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3370Asset Protection Strategies for Business Owners</a>                                            </li>
3371                                            <li>
3372<a href="/personal-finance/how-to-transfer-business-ownership" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3373How to Transfer Business Ownership</a>                                            </li>
3374                                            <li>
3375<a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3376What Is a Buy-Sell Agreement?</a>                                            </li>
3377                                            <li>
3378<a href="/life-insurance/key-person-insurance" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3379What Is Key Person Insurance?</a>                                            </li>
3380                                            <li>
3381<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3382Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3383                                </ul>
3384<a href="/personal-finance/small-business-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Small Business Planning                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3385</a>                            </div>
3386                    </div>
3387                    <div class="ws-megamenu__accordion ws-accordion--animation_none">
3388                        
3389                        <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0">
3390                            
3391                                <span class="ws-megamenu__guide-header-text">
3392Financial Tools &amp; Calculators                                </span>
3393                        </div>
3394                        
3395                            <div class="ws-megamenu__guide-top-articles-container ws-accordion__content">
3396<a href="/learn/financial-calculators" class="ws-megamenu__guide-top-articles-heading-link" >                                        <span>Top Articles</span>
3397                                        <i class="fa-regular fa-arrow-right"></i>
3398</a>                                <ul class="ws-list ws-megamenu__guide-top-articles-links">
3399                                        <li>
3400                                            <a href="/personal-finance/financial-goals" class="ws-megamenu__guide-top-articles-link">
3401                                                <i class="fa-solid fa-newspaper"></i>
3402                                                Setting Financial Goals to Achieve Financial Freedom
3403                                            </a>
3404                                        </li>
3405                                                                            <li>
3406                                            <a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__guide-top-articles-link">
3407                                                <i class="fa-solid fa-newspaper"></i>
3408                                                Take Control of Your Finances With Our Financial Planning Checklist
3409                                            </a>
3410                                        </li>
3411                                                                            <li>
3412                                            <a href="/personal-finance/emergency-fund" class="ws-megamenu__guide-top-articles-link">
3413                                                <i class="fa-solid fa-newspaper"></i>
3414                                                Emergency Fund: Your Financial Cushion
3415                                            </a>
3416                                        </li>
3417                                </ul>
3418                            </div>
3419                                                    <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content">
3420                                <ul class="ws-list ws-megamenu__guide-supporting-links">
3421                                            <li>
3422<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3423Life Insurance Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3424                                            <li>
3425<a href="/retirement/retirement-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3426Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3427                                            <li>
3428<a href="/retirement/401k-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3429401(k) Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3430                                            <li>
3431<a href="/retirement/retirement-withdrawal-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3432Retirement Withdrawal Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3433                                            <li>
3434<a href="/investments/college-savings-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3435College Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3436                                            <li>
3437<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3438Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3439                                            <li>
3440<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__guide-supporting-link" >                                                        <i class="fa-light fa-newspaper"></i>
3441Immediate Annuity Calculator  <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a>                                            </li>
3442                                </ul>
3443<a href="/learn/financial-calculators" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Financial Tools & Calculators                                            <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i>
3444</a>                            </div>
3445                    </div>
3446            </div>
3447    </div>
3448<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml-->
3449
3450                                                                    </div>
3451                                                                </div>
3452                                                            </div>
3453                                                        </div>
3454                                                    </div>
3455                                                </div>
3456                                            </div>
3457                                        </div>
3458                                    </div>
3459                                </li>
3460                </ul>
3461                            <ul class="ws-megamenu__mobile-utility-links ws-list">
3462                        <li>
3463<a href="/contact" class="ws-icon-text ws-megamenu__utility-nav-link " >                                    <i class="fa-users fa-regular fa-fw"></i>
3464                                <span>Contact</span>
3465</a>                        </li>
3466                        <li>
3467<a href="/about" class="ws-icon-text ws-megamenu__utility-nav-link " >                                    <i class="fa-landmark fa-regular fa-fw"></i>
3468                                <span>About</span>
3469</a>                        </li>
3470                        <li>
3471<a href="/careers" class="ws-icon-text ws-megamenu__utility-nav-link " >                                    <i class="fa-briefcase fa-regular fa-fw"></i>
3472                                <span>Careers</span>
3473</a>                        </li>
3474                        <li>
3475<a href="/about/family-of-companies" class="ws-icon-text ws-megamenu__utility-nav-link ws-megamenu__utility-nav-companies" >                                    <i class="fa-regular fa-table-cells fa-regular fa-fw"></i>
3476                                <span>Family of Companies</span>
3477</a>                        </li>
3478                </ul>
3479                            <ul class="ws-megamenu__primary-search">
3480                    <li class="ws-megamenu__primary-search-wrapper">
3481                        <button class="ws-icon-link--size_md" data-ws-dialog-content="#Search-Overlay-dialog" aria-label="Search">
3482                            <span class="fa-regular fa-magnifying-glass"></span>
3483                        </button>
3484                    </li>
3485                </ul>
3486        </div>
3487    </div>
3488
3489<!--END : /Views/WesternSouthern/Globals/MegaMenu/MegaMenuPrimaryNavigation.cshtml-->
3490            </nav>
3491        </div>
3492    </header>
3493<!--START : /Views/WesternSouthern/Globals/SearchOverlay.cshtml-->
3494
3495    <div id="Search-Overlay-dialog" class="ws-dialog ws-dialog--size_md" role="dialog" aria-modal="true">
3496        <div class="ws-dialog__top ws-dialog__top--align_right">
3497            <button class="ws-dialog__close" aria-label="Close"><i class="ws-dialog__close-icon fa-light fa-xmark lazyload"></i></button>
3498        </div>
3499        <div class="ws-dialog__content-wrapper">
3500            <div class="ws-site-search ws-dialog__content">
3501                <form id="search-overlay-form" class="ws-search-form ws-margin-bottom-sm-fixed" method="get" action="/search">
3502                    <label for="searchOverlayTextbox" class="ws-search-form__label">Search for</label>
3503                    <input type="text" id="searchOverlayTextbox" class="ws-textbox ws-textbox--layout_inline ws-textbox--font_inherit ws-search-form__search-phrase" name="q" placeholder="" autocomplete="on"/>
3504                    <button type="submit" class="ws-btn ws-btn--theme_custom-yellow ws-search-form__submit-btn">Search</button>
3505                </form>
3506            </div>
3507        </div>
3508    </div>
3509
3510<!--END : /Views/WesternSouthern/Globals/SearchOverlay.cshtml-->
3511<!--END : /Views/WesternSouthern/Globals/MegaMenu/MegaMenu.cshtml--><!-- /place_holder: Header -->
3512
3513<!--START : /Views/Foundation/Common/_CookieNotification.cshtml-->
3514
3515<div id="ws-banner-cookie-notification"
3516     class="ws-banner ws-banner--position_bottom ws-banner--hidden ws-banner--theme_cookie-notification"
3517     data-banner-cookie-name="ws-banner-cookie-notification-closed"
3518     data-banner-cookie-override="ws-banner-cookie-notification-override"
3519     data-banner-cookie-expiration="override">
3520    <div class="ws-content-item ws-banner__cookie-notification-content">
3521        <div class="ws-authored-content ws-authored-content--size_sm">
3522            Our site uses cookies to improve your experience. By continuing, you agree to the use of cookies and our <a href="/privacy-policy">privacy policy</a>.
3523        </div>
3524        <button class="ws-btn ws-btn--theme_light ws-btn--size_sm ws-banner__close-container ws-banner__close-container--theme_cookie-notification">
3525            OK
3526        </button>
3527    </div>
3528</div>
3529
3530<!--END : /Views/Foundation/Common/_CookieNotification.cshtml-->
3531
3532
3533    <div class="ws-cta-persistent" data-scroll-depth=700>
3534        <div class="ws-cta-persistent__content-container--mobile">
3535            <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3536
3537<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-cta-persistent__cta-button    " target="_blank" rel="noopener noreferrer" >
3538Explore Careers</a>
3539<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3540        </div>
3541        <div class="ws-cta-persistent__content-container--desktop">
3542                <div class="ws-cta-persistent__icon-circle"><i class="fa-briefcase fa-light"></i></div>
3543                            <div class="ws-cta-persistent__copy">Find your next opportunity</div>
3544            <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3545
3546<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-cta-persistent__cta-button    " target="_blank" rel="noopener noreferrer" >
3547Explore Careers</a>
3548<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3549        </div>
3550    </div>
3551
3552    <main id="main" class="ws-main-content ws-main-content--template_7091bd6a-1eae-464f-b123-ad6ec08b330d">
3553        <!-- placeholder: Hero --><!--START : /Views/WesternSouthern/Hero/HeroLanding.cshtml-->
3554
3555    <div class="ws-hero-landing ws-hero-landing--single  ws-section" data-module-id="hero-landing-a2a39805-fe12-4a86-8042-ea6665747864">
3556            <style type="text/css">
3557                .ws-hero-landing__bg-img:not(.lazyload) {
3558                    background-image: url("/-/media/feature/westernsouthern/hero/hero-landing/wsfg-crr-banner-sm.jpg?rev=5d2d3c4b19c44ba589be47c6594af4ee");
3559                }
3560
3561                @media (min-width: 768px) {
3562                    .ws-hero-landing__bg-img:not(.lazyload) {
3563                        background-image: url("/-/media/feature/westernsouthern/hero/hero-landing/wsfg-crr-banner-md.jpg?rev=b9327ebc322f44239cce7376a67a0126");
3564                    }
3565                }
3566
3567                @media (min-width: 992px) {
3568                    .ws-hero-landing__bg-img:not(.lazyload) {
3569                        background-image: url("/-/media/feature/westernsouthern/hero/hero-landing/somewhere-to-careers-lg.png?rev=95ce4752a69945e8981bfea9126c190f");
3570                    }
3571                }
3572            </style>
3573        <div class="ws-section__item ws-hero-landing__bg-img lazyload ">
3574            <div class="ws-grid">
3575                <div class="row ws-grid__row">
3576                    <div class="ws-grid__col col-12 col-md-6 ">
3577                        <div class="ws-grid__item ">
3578                            <!-- placeholder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
3579
3580    <section id="ContentBlock_95f21496-4203-41d7-b4e6-3d9eed7777c7" class="ws-content-block ws-section " style="" data-module-id="content-block-95f21496-4203-41d7-b4e6-3d9eed7777c7">
3581
3582            <div class="ws-section__item ">
3583                <div class="ws-content ">
3584         <h1 class="ws-content__item ws-heading ws-heading--underlined ws-heading--size_xl   ">
3585Careers at Western &amp; Southern         </h1>
3586        <div class="ws-content__item ws-authored-content ">
3587            <div class="row">
3588                <div class="col-12">
3589                    Western &amp; Southern is somewhere you can grow, lead, win and do good for others. We provide meaningful and challenging work for our associates. Learn more about what each experience can offer you.
3590                </div>
3591            </div>
3592        </div>
3593<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
3594
3595<!--START : /Views/Foundation/Common/_CTA.cshtml-->
3596
3597<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-content__item    " target="_blank" rel="noopener noreferrer" >
3598Explore Careers</a>
3599<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3600<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->                </div>
3601            </div>
3602
3603        <div class="ws-section__supporting-content  ">
3604            <!-- placeholder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0/ContentBlock-{17B9AA3F-299D-4C7A-856A-338DD7DF1B82}-0 --><!-- /place_holder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0/ContentBlock-{17B9AA3F-299D-4C7A-856A-338DD7DF1B82}-0 -->
3605
3606
3607        </div>
3608    </section>
3609
3610<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!-- /place_holder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 -->
3611                        </div>
3612                    </div>
3613                    <div class="ws-grid__col col-12 col-md-6 ws-margin-none">
3614                        <div class="ws-grid__item ">
3615                            <!-- placeholder: /Hero/Hero Landing Right-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 --><!-- /place_holder: /Hero/Hero Landing Right-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 -->
3616                        </div>
3617                    </div>
3618                </div>
3619            </div>
3620        </div>
3621    </div>
3622
3623<!--END : /Views/WesternSouthern/Hero/HeroLanding.cshtml--><!-- /place_holder: Hero -->
3624        <!-- placeholder: Navigation --><!-- START : /Views/WesternSouthern/Globals/Breadcrumb.cshtml -->
3625
3626    <div class="ws-section ws-section--breadcrumbs">
3627        <div class="ws-section__item">
3628            <nav aria-label="Breadcrumbs">
3629                <ul class="ws-breadcrumbs">
3630                            <li class="ws-breadcrumbs__item">
3631
3632                                            <a class="ws-breadcrumbs__link" href="/">
3633                                                Home
3634                                            </a>
3635                            </li>
3636                            <li class="ws-breadcrumbs__item">
3637
3638Careers                            </li>
3639                </ul>
3640
3641                
3642                
3642<script type="application/ld+json">
3643                {
3644                    "@context": "http://schema.org",
3645                    "@type": "BreadcrumbList",
3646                    "itemListElement": [
3647
3648                            
3649                            {
3650                                "@type": "ListItem",
3651                                "position": 1,
3652                                "item": {
3653                                    "@id": "https://www.westernsouthern.com/",
3654                                    "name": "Home"
3655                                }
3656                            },
3657                            
3658                            
3659                            {
3660                                "@type": "ListItem",
3661                                "position": 2,
3662                                "item": {
3663                                    "@id": "https://www.westernsouthern.com/careers",
3664                                    "name": "Careers"
3665                                }
3666                            }
3667                            
3668                    ]
3669                }
3670                </script>
3670
3671            </nav>
3672        </div>
3673    </div>
3674
3675<!-- END : /Views/WesternSouthern/Globals/Breadcrumb.cshtml --><!-- /place_holder: Navigation -->
3676        <!-- placeholder: Top --><!-- /place_holder: Top -->
3677        <!-- placeholder: Center --><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
3678
3679    <section id="ContentBlock_43bd841f-20ca-4d21-b852-bc4d68f9c3bd" class="ws-content-block ws-section " style="" data-module-id="content-block-43bd841f-20ca-4d21-b852-bc4d68f9c3bd">
3680
3681
3682        <div class="ws-section__supporting-content  ">
3683            <!-- placeholder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingTwoColumnMedia.cshtml-->
3684    <div class="ws-section__item">
3685        <div class="ws-grid ws-grid--item-theme_dark ws-grid--appearance_block ws-grid--separator_none">
3686            <div class="row ws-grid__row">
3687                <div class="col-12 col-sm-6 ws-grid__col">
3688                    <div class="ws-grid__item ws-grid__item--valign_center">
3689                        <!-- placeholder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0/TwoColumnMediaLeft-{5D56F3C8-DFC4-4F43-943E-2AB62D8D4EF9}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/TwoColumnHeading.cshtml-->
3690
3691
3692    <div class="ws-content " data-module-id="two-column-heading-19d1e5ca-afaf-4762-bbba-61a19d5591ef">
3693
3694
3695            <h3 class="ws-content__item ws-heading ws-heading--size_md ws-heading--color_light">Build Your Ideal Career at Western &amp; Southern</h3>
3696
3697            <p class="ws-content__item ws-paragraph ws-paragraph--size_lg ws-paragraph--theme_light">We are powered by a spirit of service, a passion for community and a commitment to opportunity. Supported at every step, our people are encouraged to take initiative, embrace new challenges and celebrate every success along the way. Hear from our associates on why you should build your career at Western &amp; Southern.</p>
3698
3699    </div>
3700
3701
3702<!--END : /Views/WesternSouthern/ContentBlocks/TwoColumnHeading.cshtml-->
3703<!-- /place_holder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0/TwoColumnMediaLeft-{5D56F3C8-DFC4-4F43-943E-2AB62D8D4EF9}-0 -->
3704                    </div>
3705                </div>
3706
3707<!--START : /Views/WesternSouthern/Globals/TwoColumnVideo.cshtml-->
3708
3709    <div class="col-12 col-sm-6 ws-grid__col">
3710
3711        <div class="ws-grid__item ws-grid__item--padding_none ws-grid__item--theme_media">
3712<a href="https://www.youtube.com/embed/pnB-2NNXlTI?si=PzVEqwjKWJjDWcfN" class="ws-video lazyload ws-grid__media-video" id="video-link__6ed6adef-d863-4feb-aeda-7388da5d3a13" data-expand="1" data-ws-dialog-content="#ws-dialog--6ed6adef-d863-4feb-aeda-7388da5d3a13" ><img data-ws-aspect-ratio-applied="true" style="height:0;width:722px;max-width:100%;padding-top:69.529%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/globals/2-column-image/somewhere-to-cincinnati.jpg?rev=f13082a5d5db46cab0d942546bac7810&amp;la=en&amp;h=400&amp;w=575&amp;hash=93E9C45776C6912DBBBF96A4CB3836DF" class="ws-video__image ws-grid__media-image lazyload" alt="Somewhere to Grow, Lead, Win and Do Good" />                    <div class="ws-video__icon"></div>
3713</a>        </div>
3714
3715    </div>
3716
3717<!--END : /Views/WesternSouthern/Globals/TwoColumnVideo.cshtml-->            </div>
3718        </div>
3719    </div>
3720    
3721<!--START : /Views/Foundation/Common/_VideoModal.cshtml-->
3722
3723    <div id="ws-dialog--6ed6adef-d863-4feb-aeda-7388da5d3a13" class="ws-dialog ws-dialog--size_md" role="dialog" aria-modal="true">
3724        <div class="ws-dialog__top ws-dialog__top--align_right">
3725            <button class="ws-dialog__close" aria-label="Close"><i class="ws-dialog__close-icon fa-light fa-xmark lazyload"></i></button>
3726        </div>
3727        <div class="ws-dialog__content-wrapper">
3728            <div class="ws-dialog__content">
3729                <div class="ws-video-iframe__wrapper">
3730                        <div id="player__6ed6adef-d863-4feb-aeda-7388da5d3a13" class="ws-video-iframe ws-video-iframe--lazyload" data-video-id="pnB-2NNXlTI"></div>
3731                </div>
3732                <div class="ws-content">
3733                    <h2 class="ws-content__item ws-heading ws-heading--underlined ws-video-title">Western & Southern is Somewhere to Grow, Lead, Win and Do Good</h2>
3734                    <div class="ws-content__item ws-authored-content ws-video-transcript">
3735                        <p>At Western &amp; Southern, our success starts with our culture, as exemplified by our people. Our world-class associates drive us forward with passion, dedication and a relentless focus on serving our customers, clients and the community.&nbsp;</p>
3736<p>This commitment to excellence and constant learning earned us a second consecutive Top 100 &ldquo;Employer of Choice&rdquo; ranking by the American Opportunity Index, and a spot on Forbes&rsquo; list of &ldquo;America&rsquo;s Best Midsize Employers,&rdquo; among other accolades.&nbsp;</p>
3737<p>We are prepared and motivated to seize the opportunities ahead and raise the bar of excellence. Together, we&rsquo;re ensuring Western &amp; Southern thrives &ndash; today and in the future.</p>
3738<p>It&rsquo;s all about our exceptional people putting in the effort and getting better every day.</p>
3739<p><strong>Voice of Sidnei Harmon:</strong> The part of my job that I feel like brings me the most fulfillment and satisfaction is being able to have time to learn new things.&nbsp;</p>
3740<p><strong>Voice of Itzel Fenton:</strong> You constantly see the different opportunities that you can be presented and that you can lean into so that you can develop. Not even just as a professional, but as a person as well.</p>
3741<p><strong>Voice of Aleshia Hospelhorn:</strong> I would say definitely the people keep me working at Western &amp; Southern, and then the opportunities. The opportunities feel endless because there&rsquo;s so many different companies and so much variety into what we do, and so many different skillsets that you can apply, or learn, or grow.&nbsp;</p>
3742<p><strong>Voice of Tiffany Hall:</strong> I would describe the culture at Western &amp; Southern as fun, supportive and also where people feel values.&nbsp;</p>
3743<p><strong>Voice of Gage Schultz:</strong> It&rsquo;s just how can we solve a problem together? I&rsquo;m going to bring my best ideas. You&rsquo;re going to bring your best ideas and how we are we going to bring those ideas together so that we can keep it moving?&nbsp;</p>
3744<div>&nbsp;</div>
3745                    </div>
3746                </div>
3747            </div>
3748        </div>
3749    </div>
3750
3751<!--END : /Views/Foundation/Common/_VideoModal.cshtml-->
3752<!--END : /Views/WesternSouthern/ContentBlocks/SupportingTwoColumnMedia.cshtml--><!-- /place_holder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0 -->
3753
3754
3755        </div>
3756    </section>
3757
3758<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
3759
3760    <section id="ContentBlock_936ce671-68ab-4cdc-a487-021b1ee01562" class="ws-content-block ws-section ws-section--theme_gray" style="" data-module-id="content-block-936ce671-68ab-4cdc-a487-021b1ee01562">
3761
3762            <div class="ws-section__item ">
3763                <div class="ws-content ">
3764         <h2 class="ws-content__item ws-heading     ">
3765Why Work at Western &amp; Southern         </h2>
3766<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
3767
3768
3769<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->                </div>
3770            </div>
3771
3772        <div class="ws-section__supporting-content  ">
3773            <!-- placeholder: /Center/ContentBlock-{F1E11C1B-4B31-4845-A5DE-4512C2DAB8CD}-0 --><!--START : /Views/WesternSouthern/Globals/RelatedProducts.cshtml-->
3774
3775<!--START : /Views/WesternSouthern/Globals/_RelatedProductsTopSection.cshtml-->
3776
3777
3778<!--END : /Views/WesternSouthern/Globals/_RelatedProductsTopSection.cshtml--><!--START : /Views/WesternSouthern/Globals/_RelatedProductsItems.cshtml-->
3779
3780    <div class="ws-section__item ws-section__item--theme_white">
3781        <div class="ws-grid ws-grid--supporting ws-grid--appearance_block ws-grid--related-products lazyload" data-ws-mh=".ws-grid__item" data-ws-mh-by-row="true">
3782            <div class="row ws-grid__row ">
3783                        <div class="col-12 col-md-3 ws-grid__col">
3784                            <a class="ws-grid__item "
3785                                 href="/careers/benefits"                                                                                            >
3786                                <div class="ws-content">
3787                                    <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light">
3788Benefits                                    </span>
3789                                    <i class="fa-solid fa-circle-arrow-right fa-4x"></i>
3790                                </div>
3791                            </a>
3792                        </div>
3793                        <div class="col-12 col-md-3 ws-grid__col">
3794                            <a class="ws-grid__item "
3795                                 href="/careers/culture"                                                                                            >
3796                                <div class="ws-content">
3797                                    <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light">
3798Culture                                    </span>
3799                                    <i class="fa-solid fa-circle-arrow-right fa-4x"></i>
3800                                </div>
3801                            </a>
3802                        </div>
3803                        <div class="col-12 col-md-3 ws-grid__col">
3804                            <a class="ws-grid__item "
3805                                 href="/careers/leadership-development-program"                                                                                            >
3806                                <div class="ws-content">
3807                                    <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light">
3808MBA Leadership Development Program                                    </span>
3809                                    <i class="fa-solid fa-circle-arrow-right fa-4x"></i>
3810                                </div>
3811                            </a>
3812                        </div>
3813                        <div class="col-12 col-md-3 ws-grid__col">
3814                            <a class="ws-grid__item "
3815                                 href="/careers/internships"                                                                                            >
3816                                <div class="ws-content">
3817                                    <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light">
3818Internships                                    </span>
3819                                    <i class="fa-solid fa-circle-arrow-right fa-4x"></i>
3820                                </div>
3821                            </a>
3822                        </div>
3823            </div>
3824        </div>
3825    </div>
3826
3827<!--END : /Views/WesternSouthern/Globals/_RelatedProductsItems.cshtml-->
3828
3829<!--END : /Views/WesternSouthern/Globals/RelatedProducts.cshtml--><!-- /place_holder: /Center/ContentBlock-{F1E11C1B-4B31-4845-A5DE-4512C2DAB8CD}-0 -->
3830
3831
3832        </div>
3833    </section>
3834
3835<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
3836
3837    <section id="ContentBlock_5cc8959f-b64d-4c5a-b73d-1504caa3c1ee" class="ws-content-block ws-section " style="" data-module-id="content-block-5cc8959f-b64d-4c5a-b73d-1504caa3c1ee">
3838
3839            <div class="ws-section__item ">
3840                <div class="ws-content ">
3841         <h2 class="ws-content__item ws-heading     ">
3842Explore Career Opportunities by Job Function<br />         </h2>
3843        <div class="ws-content__item ws-authored-content ">
3844            <div class="row">
3845                <div class="col-12">
3846                    There&rsquo;s more to a career in financial services than you think! Between our <a href="/about/family-of-companies">family of companies</a> and our shared services, we have opportunities for you to showcase your skills and expand what's possible.
3847                </div>
3848            </div>
3849        </div>
3850<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
3851
3852
3853<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->                </div>
3854            </div>
3855
3856        <div class="ws-section__supporting-content  ">
3857            <!-- placeholder: /Center/ContentBlock-{6B149C07-FF37-4F6F-AACC-9AD194E21218}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml-->
3858
3859    <div class="ws-section__item" data-module-id="supporting-grid-d00a5aae-49c8-4a1a-9b18-5732bcbba651">
3860        <div class="ws-grid ws-grid--supporting ws-grid--appearance_block  lazyload" 
3861             data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true">
3862            <div class="row ws-grid__row ">
3863                    <div class="col-12 col-md-4 ws-grid__col">
3864                        <div class="ws-grid__item ws-mh-off-sm-down">
3865                            <div class="ws-content ">
3866                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3867                                            <i class="ws-content__icon lazyload fa-light fa-scale-balanced fa-light " ></i>
3868                                    </div>
3869                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3870<p>Actuary</p>                                        </h3>
3871
3872                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3873                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=28731" target="_blank">View Actuary Opportunities</a></p>
3874                                    </div>
3875
3876                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3877
3878
3879<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3880                            </div>
3881                        </div>
3882                    </div>
3883                    <div class="col-12 col-md-4 ws-grid__col">
3884                        <div class="ws-grid__item ws-mh-off-sm-down">
3885                            <div class="ws-content ">
3886                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3887                                            <i class="ws-content__icon lazyload fa-light fa-magnifying-glass-chart fa-light " ></i>
3888                                    </div>
3889                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3890Business Development                                        </h3>
3891
3892                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3893                                        <a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8748" target="_blank">View Business Development Opportunities</a>
3894                                    </div>
3895
3896                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3897
3898
3899<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3900                            </div>
3901                        </div>
3902                    </div>
3903                    <div class="col-12 col-md-4 ws-grid__col">
3904                        <div class="ws-grid__item ws-mh-off-sm-down">
3905                            <div class="ws-content ">
3906                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3907                                            <i class="ws-content__icon lazyload fa-light fa-messages-dollar fa-light " ></i>
3908                                    </div>
3909                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3910Consumer-Direct Sales                                        </h3>
3911
3912                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3913                                        <p><a rel="noopener noreferrer" href="https://salescareers-westernsouthern.icims.com/" target="_blank">View Consumer-Direct Sales Opportunities</a></p>
3914<p><a href="/careers/field-careers">Learn About Consumer-Direct Sales</a></p>
3915                                    </div>
3916
3917                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3918
3919
3920<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3921                            </div>
3922                        </div>
3923                    </div>
3924                    <div class="col-12 col-md-4 ws-grid__col">
3925                        <div class="ws-grid__item ws-mh-off-sm-down">
3926                            <div class="ws-content ">
3927                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3928                                            <i class="ws-content__icon lazyload fa-light fa-user-headset fa-light " ></i>
3929                                    </div>
3930                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3931<p>Customer Service</p>                                        </h3>
3932
3933                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3934                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8721" target="_blank">View Customer Service Opportunities</a></p>
3935<p><a href="/careers/customer-service-jobs">Learn About Customer Service</a></p>
3936                                    </div>
3937
3938                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3939
3940
3941<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3942                            </div>
3943                        </div>
3944                    </div>
3945                    <div class="col-12 col-md-4 ws-grid__col">
3946                        <div class="ws-grid__item ws-mh-off-sm-down">
3947                            <div class="ws-content ">
3948                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3949                                            <i class="ws-content__icon lazyload fa-light fa-file-invoice-dollar fa-light " ></i>
3950                                    </div>
3951                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3952Finance &amp; Accounting                                        </h3>
3953
3954                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3955                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8713" target="_blank">View Finance &amp; Accounting Opportunities</a></p>
3956<p><a href="/careers/finance-accounting-jobs">Learn About Finance &amp; Accounting</a></p>
3957                                    </div>
3958
3959                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3960
3961
3962<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3963                            </div>
3964                        </div>
3965                    </div>
3966                    <div class="col-12 col-md-4 ws-grid__col">
3967                        <div class="ws-grid__item ws-mh-off-sm-down">
3968                            <div class="ws-content ">
3969                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3970                                            <i class="ws-content__icon lazyload fa-light fa-id-card-cl
3970ip fa-light " ></i>
3971                                    </div>
3972                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3973Human Resources                                        </h3>
3974
3975                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3976                                        <a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8725" target="_blank">View Human Resources Opportunities</a>
3977                                    </div>
3978
3979                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
3980
3981
3982<!--END : /Views/Foundation/Common/_CTA.cshtml-->
3983                            </div>
3984                        </div>
3985                    </div>
3986                    <div class="col-12 col-md-4 ws-grid__col">
3987                        <div class="ws-grid__item ws-mh-off-sm-down">
3988                            <div class="ws-content ">
3989                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
3990                                            <i class="ws-content__icon lazyload fa-light fa-laptop-code fa-light " ></i>
3991                                    </div>
3992                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
3993Information Technology                                        </h3>
3994
3995                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
3996                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8730" target="_blank">View Information Technology Opportunities</a></p>
3997<p><a href="/careers/information-technology-jobs">Learn About Information Technology</a></p>
3998                                    </div>
3999
4000                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4001
4002
4003<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4004                            </div>
4005                        </div>
4006                    </div>
4007                    <div class="col-12 col-md-4 ws-grid__col">
4008                        <div class="ws-grid__item ws-mh-off-sm-down">
4009                            <div class="ws-content ">
4010                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4011                                            <i class="ws-content__icon lazyload fa-light fa-ballot-check fa-light " ></i>
4012                                    </div>
4013                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4014Internal Audit                                        </h3>
4015
4016                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4017                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=29102" target="_blank">View Internal Audit Opportunities</a></p>
4018<p><a href="/careers/internal-audit-jobs">Learn About Internal Audit</a></p>
4019                                    </div>
4020
4021                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4022
4023
4024<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4025                            </div>
4026                        </div>
4027                    </div>
4028                    <div class="col-12 col-md-4 ws-grid__col">
4029                        <div class="ws-grid__item ws-mh-off-sm-down">
4030                            <div class="ws-content ">
4031                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4032                                            <i class="ws-content__icon lazyload fa-light fa-chart-mixed-up-circle-dollar fa-light " ></i>
4033                                    </div>
4034                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4035Investment Management                                        </h3>
4036
4037                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4038                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8739" target="_blank">View Investment Management Opportunities</a></p>
4039                                    </div>
4040
4041                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4042
4043
4044<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4045                            </div>
4046                        </div>
4047                    </div>
4048                    <div class="col-12 col-md-4 ws-grid__col">
4049                        <div class="ws-grid__item ws-mh-off-sm-down">
4050                            <div class="ws-content ">
4051                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4052                                            <i class="ws-content__icon lazyload fa-light fa-file-check fa-light " ></i>
4053                                    </div>
4054                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4055Law &amp; Compliance                                        </h3>
4056
4057                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4058                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8737" target="_blank">View Law &amp; Compliance Opportunities</a></p>
4059<p>
4059<a href="/careers/law-compliance-jobs">Learn About Law &amp; Compliance&nbsp;</a></p>
4060                                    </div>
4061
4062                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4063
4064
4065<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4066                            </div>
4067                        </div>
4068                    </div>
4069                    <div class="col-12 col-md-4 ws-grid__col">
4070                        <div class="ws-grid__item ws-mh-off-sm-down">
4071                            <div class="ws-content ">
4072                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4073                                            <i class="ws-content__icon lazyload fa-light fa-handshake fa-light " ></i>
4074                                    </div>
4075                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4076Marketing &amp; Public Relations                                        </h3>
4077
4078                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4079                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=8743" target="_blank">View Marketing &amp; Public Relations Opportunities</a></p>
4080<p><a href="/careers/public-relations-jobs">Learn About Marketing &amp; Public Relations</a></p>
4081                                    </div>
4082
4083                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4084
4085
4086<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4087                            </div>
4088                        </div>
4089                    </div>
4090                    <div class="col-12 col-md-4 ws-grid__col">
4091                        <div class="ws-grid__item ws-mh-off-sm-down">
4092                            <div class="ws-content ">
4093                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4094                                            <i class="ws-content__icon lazyload fa-light fa-file-certificate fa-light " ></i>
4095                                    </div>
4096                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4097Life Insurance Operations                                        </h3>
4098
4099                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4100                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=17994" target="_blank">View Life Insurance Operations Opportunities</a></p>
4101<p><a href="/careers/insurance-operations-jobs">Learn About Life Insurance Operations</a></p>
4102                                    </div>
4103
4104                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4105
4106
4107<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4108                            </div>
4109                        </div>
4110                    </div>
4111                    <div class="col-12 col-md-4 ws-grid__col">
4112                        <div class="ws-grid__item ws-mh-off-sm-down">
4113                            <div class="ws-content ">
4114                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4115                                            <i class="ws-content__icon lazyload fa-light fa-building-magnifying-glass fa-light " ></i>
4116                                    </div>
4117                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4118Real Estate Investments                                        </h3>
4119
4120                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4121                                        <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchKeyword=Eagle+Realty+Group&amp;searchRelation=keyword_all&amp;mobile=false&amp;width=1263&amp;height=500&amp;bga=true&amp;needsRedirect=false&amp;jan1offset=-300&amp;jun1offset=-240" target="_blank">View Real Estate Investments Opportunities</a></p>
4122<p><a href="/eagle/careers" target="_blank">Learn About Real Estate Investments</a></p>
4123                                    </div>
4124
4125                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4126
4127
4128<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4129                            </div>
4130                        </div>
4131                    </div>
4132                    <div class="col-12 col-md-4 ws-grid__col">
4133                        <div class="ws-grid__item ws-mh-off-sm-down">
4134                            <div class="ws-content ">
4135                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4136                                            <i class="ws-content__icon lazyload fa-light fa-tree-city fa-light " ></i>
4137                                    </div>
4138                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4139<p>Security, Food Services &amp; Facilities</p>                                        </h3>
4140
4141                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4142                                        <a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&amp;searchRelation=keyword_all&amp;searchCategory=28732" target="_blank">View Security, Food Services &amp;
4142 Facilities Opportunities</a>
4143                                    </div>
4144
4145                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4146
4147
4148<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4149                            </div>
4150                        </div>
4151                    </div>
4152            </div>
4153        </div>
4154    </div>
4155
4156<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{6B149C07-FF37-4F6F-AACC-9AD194E21218}-0 -->
4157
4158
4159        </div>
4160    </section>
4161
4162<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
4163
4164    <section id="ContentBlock_6a4ba01c-dd28-40fb-bcb2-20b61f5ea705" class="ws-content-block ws-section ws-section--theme_gray" style="" data-module-id="content-block-6a4ba01c-dd28-40fb-bcb2-20b61f5ea705">
4165
4166            <div class="ws-section__item ">
4167                <div class="ws-content ws-content--align_center">
4168         <h2 class="ws-content__item ws-heading     ">
4169Benefits &amp; Resources for Career Growth         </h2>
4170                </div>
4171            </div>
4172
4173        <div class="ws-section__supporting-content  ">
4174            <!-- placeholder: /Center/ContentBlock-{8AA42B6E-911F-4BA7-A005-1DE61424A058}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml-->
4175
4176    <div class="ws-section__item" data-module-id="supporting-grid-b724cf5f-b680-465c-baf3-ba5ca738f7b0">
4177        <div class="ws-grid ws-grid--supporting ws-grid--appearance_block  lazyload" 
4178             data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true">
4179            <div class="row ws-grid__row ">
4180                    <div class="col-12 col-md-4 ws-grid__col">
4181                        <div class="ws-grid__item ws-mh-off-sm-down">
4182                            <div class="ws-content ws-content--align_center">
4183                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4184                                            <i class="ws-content__icon lazyload fa-medkit fa-light " ></i>
4185                                    </div>
4186                                                                        <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading">
418792% Company Paid Benefits                                        </strong>
4188
4189
4190                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4191
4192
4193<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4194                            </div>
4195                        </div>
4196                    </div>
4197                    <div class="col-12 col-md-4 ws-grid__col">
4198                        <div class="ws-grid__item ws-mh-off-sm-down">
4199                            <div class="ws-content ws-content--align_center">
4200                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4201                                            <i class="ws-content__icon lazyload fa-hands-usd fa-light " ></i>
4202                                    </div>
4203                                                                        <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading">
4204Defined Benefit Pension Plan and 401(k) Match                                        </strong>
4205
4206
4207                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4208
4209
4210<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4211                            </div>
4212                        </div>
4213                    </div>
4214                    <div class="col-12 col-md-4 ws-grid__col">
4215                        <div class="ws-grid__item ws-mh-off-sm-down">
4216                            <div class="ws-content ws-content--align_center">
4217                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4218                                            <i class="ws-content__icon lazyload fa-home-heart fa-light " ></i>
4219                                    </div>
4220                                                                        <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading">
4221Maternity Leave and Parental Leave                                        </strong>
4222
4223
4224                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4225
4226
4227<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4228                            </div>
4229                        </div>
4230                    </div>
4231                    <div class="col-12 col-md-4 ws-grid__col">
4232                        <div class="ws-grid__item ws-mh-off-sm-down">
4233                            <div class="ws-content ws-content--align_center">
4234                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4235                                            <i class="ws-content__icon lazyload fa-utensils-alt fa-light " ></i>
4236                                    </div>
4237                                                                        <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading">
4238On-Site Dining                                        </strong>
4239
4240
4241                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4242
4243
4244<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4245                            </div>
4246                        </div>
4247                    </div>
4248                    <div class="col-12 col-md-4 ws-grid__col">
4249                        <div class="ws-grid__item ws-mh-off-sm-down">
4250                            <div class="ws-content ws-content--align_center">
4251                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4252                                            <i class="ws-content__icon lazyload fa-graduation-cap fa-light " ></i>
4253                                    </div>
4254                                                                        <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading">
4255Tuition Reimbursement                                        </strong>
4256
4257
4258                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4259
4260
4261<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4262                            </div>
4263                        </div>
4264                    </div>
4265                    <div class="col-12 col-md-4 ws-grid__col">
4266                        <div class="ws-grid__item ws-mh-off-sm-down">
4267                            <div class="ws-content ws-content--align_center">
4268                                    <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down">
4269                                            <i class="ws-content__icon lazyload fa-calendar-star fa-light " ></i>
4270                                    </div>
4271                                                                        <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading">
4272<p>Paid Time Off That Increases With Tenure</p>                                        </strong>
4273
4274
4275                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4276
4277
4278<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4279                            </div>
4280                        </div>
4281                    </div>
4282            </div>
4283        </div>
4284    </div>
4285
4286<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{8AA42B6E-911F-4BA7-A005-1DE61424A058}-0 -->
4287
4288                <div class="ws-section__item">
4289                    <div class="ws-content ws-content--align_center">
4290<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
4291
4292<!--START : /Views/Foundation/Common/_CTA.cshtml-->
4293
4294<a href="/careers/benefits" class="ws-cta ws-action-link ws-content__item    " >
4295Explore More <span class="ws-action-link__chevron">Benefits</span>
4296</a>
4297<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4298<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
4299                    </div>
4300                </div>
4301
4302        </div>
4303    </section>
4304
4305<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
4306
4307    <section id="ContentBlock_23515c8b-58c3-49de-8d10-60d215e21cbf" class="ws-content-block ws-section " style="" data-module-id="content-block-23515c8b-58c3-49de-8d10-60d215e21cbf">
4308
4309            <div class="ws-section__item ">
4310                <div class="ws-content ws-content--align_center">
4311         <h2 class="ws-content__item ws-heading     ">
4312Awards &amp; Recognition         </h2>
4313        <div class="ws-content__item ws-authored-content ">
4314            <div class="row">
4315                <div class="col-12 col-sm-10 offset-sm-1 col-md-8 offset-md-2">
4316                    Discover what differentiates us in the business of financial services.
4317                </div>
4318            </div>
4319        </div>
4320                </div>
4321            </div>
4322
4323        <div class="ws-section__supporting-content  ">
4324            <!-- placeholder: /Center/ContentBlock-{694167CE-1D40-4E7D-9E4E-578DF5EB2474}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml-->
4325
4326    <div class="ws-section__item" data-module-id="supporting-grid-b84ab415-fb92-4479-816f-b67a3b37b4a2">
4327        <div class="ws-grid ws-grid--supporting ws-grid--appearance_block  lazyload" 
4328             data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true">
4329            <div class="row ws-grid__row ws-grid__row--justify-center">
4330                    <div class="col-12 col-md-4 ws-grid__col">
4331                        <div class="ws-grid__item ws-mh-off-sm-down">
4332                            <div class="ws-content ws-content--align_center">
4333                                    <div class="ws-content__image-wrapper ws-content__item ws-mh-off-sm-down" style="width: 101px;">
4334<img data-ws-aspect-ratio-applied="true" style="height:0;width:101px;max-width:100%;padding-top:132.673%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/content-blocks/supporting-grid/fortune-500-2025.png?rev=927bbce4b74f46ac901fb0c8caf35419&amp;la=en&amp;h=134&amp;w=101&amp;hash=43E941FE637BE17B1FF9012110FA7B31" class="img-fluid lazyload" alt="Fortune 500 Award" data-expand="225" />                                    </div>
4335                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4336No. 321 on <em>Fortune</em> 500<sup>®</sup> List<sup>1</sup>                                        </h3>
4337
4338
4339                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4340
4341
4342<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4343                            </div>
4344                        </div>
4345                    </div>
4346                    <div class="col-12 col-md-4 ws-grid__col">
4347                        <div class="ws-grid__item ws-mh-off-sm-down">
4348                            <div class="ws-content ws-content--align_center">
4349                                    <div class="ws-content__image-wrapper ws-content__item ws-mh-off-sm-down" style="width: 100px;">
4350<img data-ws-aspect-ratio-applied="true" style="height:0;width:100px;max-width:100%;padding-top:130%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/content-blocks/supporting-grid/where-you-work-matters-sm.png?rev=59c74368c1b74fb4bcef78e95305313f&amp;la=en&amp;h=130&amp;w=100&amp;hash=113BFD867DBB4C32B7CBA9895E21B834" class="img-fluid lazyload" alt="Where You Work Matters badges" data-expand="225" />                                    </div>
4351                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4352Nationally Recognized for Starting &amp; Growing Careers                                        </h3>
4353
4354
4355                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4356
4357
4358<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4359                            </div>
4360                        </div>
4361                    </div>
4362                    <div class="col-12 col-md-4 ws-grid__col">
4363                        <div class="ws-grid__item ws-mh-off-sm-down">
4364                            <div class="ws-content ws-content--align_center">
4365                                    <div class="ws-content__image-wrapper ws-content__item ws-mh-off-sm-down" style="width: 182px;">
4366<img data-ws-aspect-ratio-applied="true" style="height:0;width:182px;max-width:100%;padding-top:73.077%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/content-blocks/supporting-grid/training-mvp-awards.png?rev=66f7ebfa861d4d62935b1d5705ac8d0b&amp;la=en&amp;h=133&amp;w=182&amp;hash=E58F1FD40EC495187162309AA6A35D04" class="img-fluid lazyload" alt="Training MVP Awards" data-expand="225" />                                    </div>
4367                                                                        <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md">
4368Talent Development Team Named Top Learning &amp; Development Program                                        </h3>
4369
4370
4371                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4372
4373
4374<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4375                            </div>
4376                        </div>
4377                    </div>
4378            </div>
4379        </div>
4380    </div>
4381
4382<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{694167CE-1D40-4E7D-9E4E-578DF5EB2474}-0 -->
4383
4384                <div class="ws-section__item">
4385                    <div class="ws-content ws-content--align_center">
4386<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
4387
4388<!--START : /Views/Foundation/Common/_CTA.cshtml-->
4389
4390<a href="/about/awards" class="ws-cta ws-action-link ws-content__item    " >
4391Awards &amp; <span class="ws-action-link__chevron">Recognition</span>
4392</a>
4393<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4394<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
4395                    </div>
4396                </div>
4397
4398        </div>
4399    </section>
4400
4401<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
4402
4403    <section id="ContentBlock_b1a704a0-435d-43db-b89a-18cfb2197154" class="ws-content-block ws-section ws-section--theme_gray" style="" data-module-id="content-block-b1a704a0-435d-43db-b89a-18cfb2197154">
4404
4405
4406        <div class="ws-section__supporting-content  ">
4407            <!-- placeholder: /Center/ContentBlock-{29D9E9D9-E94C-4CAC-B332-29F95990E80E}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml-->
4408
4409    <div class="ws-section__item" data-module-id="supporting-grid-f1481f4f-b1b3-47a9-94d8-b5e0da180e5e">
4410        <div class="ws-grid ws-grid--supporting ws-grid--separator_divider  lazyload" 
4411             data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true">
4412            <div class="row ws-grid__row ">
4413                    <div class="col-12 col-md-4 ws-grid__col">
4414                        <div class="ws-grid__item ws-mh-off-sm-down">
4415                            <div class="ws-content ">
4416                                                                        <h2 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit">
4417About Western &amp; Southern                                        </h2>
4418
4419                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4420                                        Western &amp; Southern Financial Group has over 135 years of helping to meet the financial stability needs of our customers with a wide range of insurance, investment and retirement solutions. Learn more about our mission, vision and values.
4421                                    </div>
4422
4423                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4424
4425<a href="/about" class="ws-cta  ws-content__item ws-action-link    " >
4426About <span class="ws-action-link__chevron">Us</span>
4427</a>
4428<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4429                            </div>
4430                        </div>
4431                    </div>
4432                    <div class="col-12 col-md-4 ws-grid__col">
4433                        <div class="ws-grid__item ws-mh-off-sm-down">
4434                            <div class="ws-content ">
4435                                                                        <h2 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit">
4436<p>Our Community Impact</p>                                        </h2>
4437
4438                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4439                                        We put our customers, people, community and the environment at the center of everything we do, and it is our privilege to put our financial strength to work for them.
4440                                    </div>
4441
4442                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4443
4444<a href="/about/corporate-responsibility" class="ws-cta  ws-content__item ws-action-link    " >
4445Our Corporate Responsibility <span class="ws-action-link__chevron">
4445Report</span>
4446</a>
4447<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4448                            </div>
4449                        </div>
4450                    </div>
4451                    <div class="col-12 col-md-4 ws-grid__col">
4452                        <div class="ws-grid__item ws-mh-off-sm-down">
4453                            <div class="ws-content ">
4454                                                                        <h2 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit">
4455Our Family of Companies                                        </h2>
4456
4457                                    <div class="ws-content__item ws-authored-content ws-mh-off-sm-down">
4458                                        Western &amp; Southern is the parent company to 11 subsidiary companies specializing in life insurance, investments and retirement solutions for individuals and families.
4459                                    </div>
4460
4461                                <!--START : /Views/Foundation/Common/_CTA.cshtml-->
4462
4463<a href="/about/family-of-companies" class="ws-cta  ws-content__item ws-action-link    " >
4464Our Family of <span class="ws-action-link__chevron">Companies</span>
4465</a>
4466<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4467                            </div>
4468                        </div>
4469                    </div>
4470            </div>
4471        </div>
4472    </div>
4473
4474<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{29D9E9D9-E94C-4CAC-B332-29F95990E80E}-0 -->
4475
4476
4477        </div>
4478    </section>
4479
4480<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
4481
4482    <section id="ContentBlock_af8f3a13-6798-4c93-8284-173234304842" class="ws-content-block ws-section ws-section--theme_dark-no-pattern lazyload" style="" data-module-id="content-block-af8f3a13-6798-4c93-8284-173234304842">
4483
4484            <div class="ws-section__item ">
4485                <div class="ws-content ws-content--align_center">
4486         <h2 class="ws-content__item ws-heading    ws-heading--theme_light ">
4487Ready to Apply?         </h2>
4488        <div class="ws-content__item ws-authored-content ws-authored-content--theme_light">
4489            <div class="row">
4490                <div class="col-12 col-sm-10 offset-sm-1 col-md-8 offset-md-2">
4491                    Whether you&rsquo;re ready to grow in your current field or explore a new path, Western &amp; Southern offers opportunities where you can grow, lead, win and do good for others. Explore our open positions!
4492                </div>
4493            </div>
4494        </div>
4495<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
4496
4497<!--START : /Views/Foundation/Common/_CTA.cshtml-->
4498
4499<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-content__item  ws-btn--theme_custom-yellow-light  " target="_blank" rel="noopener noreferrer" >
4500Explore Careers</a>
4501<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4502<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->                </div>
4503            </div>
4504
4505        <div class="ws-section__supporting-content  ws-light-content">
4506            <!-- placeholder: /Center/ContentBlock-{044113F7-F6D6-49BB-9594-D36E973268F7}-0 --><!-- /place_holder: /Center/ContentBlock-{044113F7-F6D6-49BB-9594-D36E973268F7}-0 -->
4507
4508
4509        </div>
4510    </section>
4511
4512<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml-->
4513
4514    <section id="ContentBlock_31b259e1-eb53-40ca-b8c7-bb8079480ac7" class="ws-content-block ws-section " style="" data-module-id="content-block-31b259e1-eb53-40ca-b8c7-bb8079480ac7">
4515
4516            <div class="ws-section__item ">
4517                <div class="ws-content ws-content--align_center">
4518         <h2 class="ws-content__item ws-heading     ">
4519Have a Question for Us?         </h2>
4520        <div class="ws-content__item ws-authored-content ">
4521            <div class="row">
4522                <div class="col-12 col-sm-10 offset-sm-1 col-md-8 offset-md-2">
4523                    If you need assistance or have questions about your application, please reach out to us.
4524                </div>
4525            </div>
4526        </div>
4527<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->
4528
4529<!--START : /Views/Foundation/Common/_CTA.cshtml-->
4530
4531<a href="/careers/contact-talent-acquisition" class="ws-cta ws-action-link ws-content__item    " >
4532Contact Talent <span class="ws-action-link__chevron">Acquisition</span>
4533</a>
4534<!--END : /Views/Foundation/Common/_CTA.cshtml-->
4535<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml-->                </div>
4536            </div>
4537
4538        <div class="ws-section__supporting-content  ">
4539            <!-- placeholder: /Center/ContentBlock-{BEB67707-076A-4F1F-92BD-7020BC670121}-0 --><!-- /place_holder: /Center/ContentBlock-{BEB67707-076A-4F1F-92BD-7020BC670121}-0 -->
4540
4541
4542        </div>
4543    </section>
4544
4545<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/FaqContainer.cshtml-->
4546
4547    <div class="ws-section ws-section--theme_gray" data-module-id="faq-container-b3f357d8-baec-47e5-9f48-6327bcb5e1a5">
4548        <div class="ws-section__item ">
4549            <div class="ws-authored-content">
4550                <h2 class="ws-heading ws-heading--not-underlined" >
4551                    Frequently Asked Questions
4552                </h2>
4553                        <details class="ws-accordion__faq ws-accordion__details">
4554                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4555                                <h3 class="ws-heading">Why should I work at Western &amp; Southern Financial Group?</h3>
4556                            </summary>
4557                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4558                                Western &amp; Southern Financial Group is somewhere you can grow in your career, lead with purpose, win as a team and do good for others. We offer long-term career stability and comprehensive benef
4558its. Our associates are supported by a culture focused on integrity, collaboration and professional development.
4559                            </div>
4560                        </details>
4561                        <details class="ws-accordion__faq ws-accordion__details">
4562                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4563                                <h3 class="ws-heading">What careers are available at Western &amp; Southern Financial Group?<br /></h3>
4564                            </summary>
4565                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4566                                Western &amp; Southern offers careers in corporate and professional roles such as finance, accounting, technology, marketing, and human resources, as well as sales positions, customer service and operations.
4567                            </div>
4568                        </details>
4569                        <details class="ws-accordion__faq ws-accordion__details">
4570                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4571                                <h3 class="ws-heading">How do I apply for a job at Western &amp; Southern Financial Group?</h3>
4572                            </summary>
4573                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4574                                Candidates can apply for careers at Western &amp; Southern by searching for open positions on the careers site, submitting an online application and completing the interview and hiring process if selected.
4575                            </div>
4576                        </details>
4577                        <details class="ws-accordion__faq ws-accordion__details">
4578                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4579                                <h3 class="ws-heading">Does Western &amp; Southern offer internships or jobs for early-career professionals?</h3>
4580                            </summary>
4581                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4582                                Yes! Western &amp; Southern offers internships, early-career opportunities and development programs designed to support students and recent graduates as they begin their professional careers.
4583                            </div>
4584                        </details>
4585                        <details class="ws-accordion__faq ws-accordion__details">
4586                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4587                                <h3 class="ws-heading">
4587What benefits does Western &amp; Southern offer?</h3>
4588                            </summary>
4589                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4590                                Associate benefits at Western &amp; Southern include a comprehensive benefits package with competitive pay, health and wellness programs, retirement plans, paid time off and career development opportunities. See <a href="/careers/benefits">how we invest in the whole person</a>.
4591                            </div>
4592                        </details>
4593                        <details class="ws-accordion__faq ws-accordion__details">
4594                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4595                                <h3 class="ws-heading">I submitted an application and haven&rsquo;t heard back. What should I do?</h3>
4596                            </summary>
4597                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4598                                After submitting an application, candidates should allow time for the internal review process. Hiring timelines can vary by role. You can login to the careers portal to check your application status or watch for email updates if next steps are required.
4599                            </div>
4600                        </details>
4601                        <details class="ws-accordion__faq ws-accordion__details">
4602                            <summary class="ws-accordion__header ws-accordion__header-faq  ws-chevron__left" tabindex="0">
4603                                <h3 class="ws-heading">Does Western &amp; Southern Financial Group give back to the community?</h3>
4604                            </summary>
4605                            <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray">
4606                                Doing good for others is part of our mission to serve our customers, our associates, our community and the environment around us. We invest in programs and organizations that put people first and advance the common good. <a href="/about/corporate-responsibility" title="Our Corporate Responsibility Story">Learn more about how we give back</a>.
4607                            </div>
4608                        </details>
4609            </div>
4610        </div>
4611    </div>
4612        
4612<script type="application/ld+json">
4613        {
4614            "@context": "https://schema.org",
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4617
4618                    
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4623                            "@type": "Answer",
4624                            "text": "Western &amp; Southern Financial Group is somewhere you can grow in your career, lead with purpose, win as a team and do good for others. We offer long-term career stability and comprehensive benefits. Our associates are supported by a culture focused on integrity, collaboration and professional development."
4625                        }
4626                    },
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4628                    
4629                    {
4630                        "@type": "Question",
4631                        "name": "What careers are available at Western &amp; Southern Financial Group?",
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4633                            "@type": "Answer",
4634                            "text": "Western &amp; Southern offers careers in corporate and professional roles such as finance, accounting, technology, marketing, and human resources, as well as sales positions, customer service and operations."
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4639                    {
4640                        "@type": "Question",
4641                        "name": "How do I apply for a job at Western &amp; Southern Financial Group?",
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4643                            "@type": "Answer",
4644                            "text": "Candidates can apply for careers at Western &amp; Southern by searching for open positions on the careers site, submitting an online application and completing the interview and hiring process if selected."
4645                        }
4646                    },
4647                    
4648                    
4649                    {
4650                        "@type": "Question",
4651                        "name": "Does Western &amp; Southern offer internships or jobs for early-career professionals?",
4652                        "acceptedAnswer": {
4653                            "@type": "Answer",
4654                            "text": "Yes! Western &amp; Southern offers internships, early-career opportunities and development programs designed to support students and recent graduates as they begin their professional careers."
4655                        }
4656                    },
4657                    
4658                    
4659                    {
4660                        "@type": "Question",
4661                        "name": "What benefits does Western &amp; Southern offer?",
4662                        "acceptedAnswer": {
4663                            "@type": "Answer",
4664                            "text": "Associate benefits at Western &amp;
4664 Southern include a comprehensive benefits package with competitive pay, health and wellness programs, retirement plans, paid time off and career development opportunities. See how we invest in the whole person."
4665                        }
4666                    },
4667                    
4668                    
4669                    {
4670                        "@type": "Question",
4671                        "name": "I submitted an application and haven&rsquo;t heard back. What should I do?",
4672                        "acceptedAnswer": {
4673                            "@type": "Answer",
4674                            "text": "After submitting an application, candidates should allow time for the internal review process. Hiring timelines can vary by role. You can login to the careers portal to check your application status or watch for email updates if next steps are required."
4675                        }
4676                    },
4677                    
4678                    
4679                    {
4680                        "@type": "Question",
4681                        "name": "Does Western &amp; Southern Financial Group give back to the community?",
4682                        "acceptedAnswer": {
4683                            "@type": "Answer",
4684                            "text": "Doing good for others is part of our mission to serve our customers, our associates, our community and the environment around us. We invest in programs and organizations that put people first and advance the common good. Learn more about how we give back."
4685                        }
4686                    }
4687                    
4688            ]
4689        }
4690        </script>
4690
4691
4692<!--END : /Views/WesternSouthern/ContentBlocks/FaqContainer.cshtml--><!--START : /Views/WesternSouthern/Globals/SingleAccordion.cshtml-->
4693
4694        <section class="ws-section ws-single-accordion" data-module-id="single-accordion-c73e50e4-a204-49f9-8ea0-4c3cd0e0f3cd">
4695            <div class="ws-section__item ws-section__item--theme_gray">
4696                <details class="ws-accordion__details" open>
4697                    <summary class="ws-accordion__summary" tabindex="0">IMPORTANT DISCLOSURES</summary>
4698                    <div class="ws-accordion__text ws-margin-top-xs ws-authored-content ws-authored-content--size_xs" style=display:block;>
4699                        <sup>1</sup> From Fortune &copy;2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 500 are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine and Fortune Media (USA) Corporation are not affiliated with, and do not endorse products or services of, Western &amp; Southern Financial Group.
4700                    </div>
4701                </details>
4702            </div>
4703        </section>
4704
4705<!--END : /Views/WesternSouthern/Globals/SingleAccordion.cshtml-->
4706<!-- /place_holder: Center -->
4707
4708            <div class="ws-chat__notification " 
4709                 data-ws-chat-notification-timer="5" 
4710                 data-ws-chat-notification-indicator="True" 
4711                 data-ws-chat-notification-popup="False">
4712                
4713                    <div class="ws-chat__notification-indicator" aria-hidden="true">1</div>
4714
4715
4716                <button class="ws-chat__btn " aria-label="Chat" data-ws-dialog-content="#chat-dialog"></button>
4717            </div>
4718    </main>
4719
4720    
4721<!--START : /Views/WesternSouthern/Globals/_Chat.cshtml-->
4722
4723    <div id="chat-dialog" class="ws-chat-dialog ws-dialog" role="dialog" aria-modal="true">
4724        <div class="ws-chat-dialog ws-dialog__inner ws-dialog__inner">
4725            <div class="ws-chat-dialog ws-dialog__content-wrapper">
4726                <div class="ws-chat-dialog ws-dialog__content ws-dialog__content--padding_off ws-chat">
4727                    <div class="ws-chat__header">
4728                        <div class="ws-chat__header-title-container">
4729                                <img src="/-/media/feature/westernsouthern/globals/logos/wsfg-90x90.png?rev=1d50ca88294d41dc88f46f21476ea663" alt="Western &amp; Southern Financial Group" class="ws-chat__header-title-logo" aria-hidden="true" />
4730                                                            <h3 class="ws-chat__header-title">AI Assistant</h3>
4731                        </div>
4732                        <button class="ws-chat-dialog ws-chat__icon ws-chat__new-chat-button" title="New Chat" aria-label="New Chat"><i class="fa-arrow-rotate-right fa-solid lazyload"></i></button>
4733                        <button class="ws-chat-dialog ws-chat__icon ws-dialog__close" title="Close" aria-label="Close"><i class="fa-xmark-large fa-solid lazyload"></i></button>
4734                    </div>
4735                    <div class="ws-chat__inner" data-hj-suppress>
4736                        <div class="ws-chat__log-container" aria-live="polite" tabindex="0">
4737
4738                                <div class="ws-chat__log-disclaimer-message">
4739                                    <div class="ws-chat__log-message-group">
4740                                        <div class="ws-chat__log-message-text"><span data-teams="true"></span>
4741<p><span>This AI assistant provides general information only, not advice or product recommendations. View our </span><a aria-label="Link privacy policy" id="menur1tam" href="https://www.westernsouthern.com/privacy-policy" rel="noopener noreferrer" target="_blank" class="fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn" title="https://www.westernsouthern.com/privacy-policy">privacy policy</a><span>.</span></p></div>
4742                                    </div>
4743                                </div>
4744
4745                                <div class="ws-chat__log-prompt-message">
4746                                    <div class="ws-chat__log-message-group">
4747                                        <div class="ws-chat__log-message-text">Hi! I’m here to help. Ask me about life insurance, retirement, investments, or personal finance.</div>
4748                                    </div>
4749                                </div>
4750
4751                                <div class="ws-chat__log-user-message ws-chat__starter-question" data-bind="visible: chatLog().length === 0">
4752                                    <div class="ws-chat__log-message-group" role="button" tabindex="0" aria-label="Get a quote">
4753                                        <div class="ws-chat__log-message-text">
4753Get a quote</div>
4754                                    </div>
4755                                </div>
4756
4757                                <div class="ws-chat__log-user-message ws-chat__starter-question" data-bind="visible: chatLog().length === 0">
4758                                    <div class="ws-chat__log-message-group" role="button" tabindex="0" aria-label="How do I login?">
4759                                        <div class="ws-chat__log-message-text">How do I login?</div>
4760                                    </div>
4761                                </div>
4762
4763                                <div class="ws-chat__log-user-message ws-chat__starter-question" data-bind="visible: chatLog().length === 0">
4764                                    <div class="ws-chat__log-message-group" role="button" tabindex="0" aria-label="What is an annuity?">
4765                                        <div class="ws-chat__log-message-text">What is an annuity?</div>
4766                                    </div>
4767                                </div>
4768
4769                            <div class="ws-chat__log" data-bind="foreach: chatLog">
4770                                <div class="ws-chat__log-user-message" data-bind="visible: $data && $data.displayName === 'You'">
4771                                    <div class="ws-chat__log-message-group">
4772                                        <div class="ws-chat__log-message-text" data-bind="text: ($data && $data.message) ? $data.message : ''"></div>
4773                                    </div>
4774                                </div>
4775                                <div class="ws-chat__log-system-message" data-bind="visible: $data && $data.displayName !== 'You'">
4776                                    <div class="ws-chat__log-message-group">
4777                                        <div class="ws-chat__log-message-text" data-bind="html: ($data && $data.message) ? $data.message : ''"></div>
4778                                            <div class="ws-chat__response-disclaimer">This is an AI-generated summary. Please review the linked source material for complete information.</div>
4779                                    </div>
4780                                </div>
4781                            </div>
4782                            <div class="ws-chat__typing-message" data-bind="visible: isAgentTyping">
4783                                <i class="fa-circle fa-beat fa-solid"></i>
4784                            </div>
4785                        </div>
4786                    </div>
4787                    <div class="ws-chat__send-message-wrapper">
4788                        <textarea class="ws-material-group__input ws-chat__send-message-input"
4789                                  name="chat-message"
4790                                  placeholder="Type your message..."
4791                                  maxlength="1000"
4792                                  rows="1"
4793                                  aria-label="Type your message..."
4794                                  oninput="this.value = this.value.replace(/[^a-zA-Z0-9\s,.?!:;()'$%&/#&quot;\u2018\u2019\u201c\u201d-]/g, '')"
4795                                  data-bind="textInput: currentMessage, event: { keydown: handleKeydown }, autoResize: true, disable: sendMessageDisabled">
4796                        </textarea>
4797
4798                        <button class="ws-chat__send-message-button" role="button" aria-label="Type your message..." data-bind="click: sendMessage, disable: sendMessageDisabled">
4799                                <i class="fa-paper-plane fa-light lazyload"></i>
4800                        </button>
4801                    </div>
4802                </div>
4803            </div>
4804        </div>
4805    </div>
4806
4807<!--END : /Views/WesternSouthern/Globals/_Chat.cshtml-->
4808
4809    <!-- placeholder: Bottom --><!--START : /Views/WesternSouthern/Globals/SideBySideFooter.cshtml-->
4810
4811    <footer class="ws-footer ws-footer--theme_side-by-side">
4812        <!-- placeholder: /Bottom/FooterTop -->
4813<!-- 'Utility': Rendering datasource is not configured. -->
4814<!-- /place_holder: /Bottom/FooterTop -->
4815
4816            <div class="ws-section ws-footer-section ws-footer-section--side-by-side">
4817    <div class="ws-section__item ws-section__item--theme_accent ws-footer__section-item ws-footer__section-item--sidebar col-12 col-sm-6 col-md-4 ws-footer__section-item--side-by-side">
4818                <span class="ws-footer__nav-heading">Contact Us</span>
4819
4820        <div class="ws-authored-content ws-footer__sidebar-content">
4821            <p><a rel="noopener noreferrer" href="tel:8773679734" class="ws-rte-content ws-rte-content-link--icon-bullet-link" target="_blank"><em class="ws-icon lazyload far fa-phone fa-flip-horizontal" aria-hidden="true"></em><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content">877-367-9734</span></span></a></p>
4822<p><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content--size_sm">Monday - Friday | 8 a.m. - 6 p.m. ET<br />
4823Saturday | Closed<br />
4824Sunday | Closed<br />
4825Holidays | Closed</span></span></p>
4826<p><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content--size_sm"><a href="/contact/send-us-an-email" class="ws-rte-content-link--icon-bullet-link"><em class="ws-icon lazyload far fa-envelope" aria-hidden="true"></em><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content">Send Us an Email</span></span></a></span></span></p>
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4830                    
4831<a href="https://www.facebook.com/WesternSouthernFinancialGroup/" class="ws-footer__social-icon-link" aria-label="Visit Our Page on Facebook" target="_blank" title=" " rel="noopener noreferrer" >                            <i class="ws-icon-link__icon ws-icon-link__icon--theme_white-circle ws-icon-link__icon--circular-size_sm ws-footer__social-icon-link-icon lazyload fa-facebook-f fa-brands" style="color: #3b5998"></i>
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4851                <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover">
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4854</a>                </li>
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4856    </div>
4857
4858    <div class="ws-section__item ws-section__item--theme_dark-solid ws-footer__section-item ws-footer__section-item--nav col-12 col-sm-6 col-md-8 ws-footer__section-item--side-by-side">
4859        <div class="ws-grid">
4860            <div class="row ws-grid__row ws-grid__row--size_sm">
4861                
4862                        <div class="col-12 col-sm-6 col-md-3 ws-grid__col">
4863                                <div class="ws-grid__item">
4864                                    
4865                                        <span class="ws-footer__nav-heading"><a href="/life-insurance" class="ws-footer__nav-menu-heading-link" >Life Insurance</a></span>
4866                                                                            <ul class="ws-footer__nav-menu">
4867                                                    <li>
4868<a href="/life-insurance/whole-life-insurance" class="" >Whole Life Insurance</a>                                                    </li>
4869                                                    <li>
4870<a href="/life-insurance/universal-life-insurance" class="" >Universal Life Insurance</a>                                                    </li>
4871                                                    <li>
4872<a href="/life-insurance/term-life-insurance" class="" >Term Life Insurance</a>                                                    </li>
4873                                                    <li>
4874<a href="/life-insurance/life-insurance-calculator" class="" >Life Insurance Calculator</a>                                                    </li>
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4879                        </div>
4880                        <div class="col-12 col-sm-6 col-md-3 ws-grid__col">
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4885                                                    <li>
4886<a href="/retirement/annuities" class="" >Annuities</a>                                                    </li>
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4889                                                    <li>
4890<a href="/retirement/retirement-plans" class="" >Retirement Plans</a>                                                    </li>
4891                                                    <li>
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4902                                    
4903                                        <span class="ws-footer__nav-heading"><a href="/investments" class="ws-footer__nav-menu-heading-link" >Investments</a></span>
4904                                                                            <ul class="ws-footer__nav-menu">
4905                                                    <li>
4906<a href="/investments/mutual-funds" class="" >Mutual Funds</a>                                                    </li>
4907                                                    <li>
4908<a href="/investments/investment-advisory" class="" >Investment Advisory</a>                                                    </li>
4909                                                    <li>
4910<a href="/investments/529-plan" class="" >529 Plan</a>                                                    </li>
4911                                                    <li>
4912<a href="/retirement/annuities" class="" >Annuities</a>                                                    </li>
4913                                                    <li>
4914<a href="/investments/college-savings-calculator" class="" >College Savings Calculator</a>                                                    </li>
4915                                        </ul>
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4918                        <div class="col-12 col-sm-6 col-md-3 ws-grid__col">
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4920                                    
4921                                        <span class="ws-footer__nav-heading">Company</span>
4922                                                                            <ul class="ws-footer__nav-menu">
4923                                                    <li>
4924<a href="/about" class="" >About</a>                                                    </li>
4925                                                    <li>
4926<a href="/about/financial-strength" class="" >Financial Strength</a>                                                    </li>
4927                                                    <li>
4928<a href="/careers" class="" >Careers</a>                                                    </li>
4929                                                    <li>
4930<a href="/about/newsroom" class="" >Newsroom</a>                                                    </li>
4931                                                    <li>
4932<a href="/about/corporate-responsibility" class="" >Corporate Responsibility</a>                                                    </li>
4933                                                    <li>
4934<a href="/about/family-of-companies" class="" >Family of Companies</a>                                                    </li>
4935                                        </ul>
4936                                </div>
4937                        </div>
4938            </div>
4939
4940                <div class="row ws-grid__row ws-grid__row--margin-bottom_off d-none d-md-block">
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4945                    <div class="ws-grid__col col-6">
4946                        <div class="ws-grid__item">
4947                                <div class="ws-footer__rating-title">A+</div>
4948
4949                                <div class="ws-footer__rating-description">Superior</div>
4950
4951                                <div class="ws-footer__rating-caption">AM Best Company<sup>a</sup></div>
4952                        </div>
4953                    </div>
4954                    <div class="ws-grid__col col-6">
4955                        <div class="ws-grid__item">
4956                                <div class="ws-footer__rating-title">AA-</div>
4957
4958                                <div class="ws-footer__rating-description">Very Strong</div>
4959
4960                                <div class="ws-footer__rating-caption">Standard &amp; Poor's<sup>b</sup><br /></div>
4961                        </div>
4962                    </div>
4963                    <div class="ws-grid__col col-6">
4964                        <div class="ws-grid__item">
4965                                <div class="ws-footer__rating-title">AA</div>
4966
4967                                <div class="ws-footer__rating-description">Very Strong</div>
4968
4969                                <div class="ws-footer__rating-caption">Fitch<sup>c</sup></div>
4970                        </div>
4971                    </div>
4972                    <div class="ws-grid__col col-6">
4973                        <div class="ws-grid__item">
4974                                <div class="ws-footer__rating-title">Aa3</div>
4975
4976                                <div class="ws-footer__rating-description">Excellent</div>
4977
4978                                <div class="ws-footer__rating-caption">Moody's<sup>d</sup></div>
4979                        </div>
4980                    </div>
4981                    <div class="ws-grid__col col-6">
4982                        <div class="ws-grid__item">
4983                                <div class="ws-footer__rating-title">95</div>
4984
4985                                <div class="ws-footer__rating-description">out of 100</div>
4986
4987                                <div class="ws-footer__rating-caption">Comdex Ranking<sup>e</sup></div>
4988                        </div>
4989                    </div>
4990            </div>
4991        </div>
4992    </div>
4993
4994                    </div>
4995                </div>
4996        </div>
4997    </div>
4998        <div class="ws-section__item ws-section__item--theme_dark-solid ws-footer__section-item ws-footer__section-item--ratings col-12 d-block d-md-none">
4999            <div class="ws-grid">
5000                <div class="row ws-grid__row ws-grid__row--margin-bottom_off ws-grid__row--footer-ratings">
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5002    <div class="ws-grid__item ws-grid__item--footer-padding-off">
5003        <div class="ws-grid ws-footer__rating-grid ">
5004            <div class="row ws-grid__row">
5005                    <div class="ws-grid__col col-6">
5006                        <div class="ws-grid__item">
5007                                <div class="ws-footer__rating-title">A+</div>
5008
5009                                <div class="ws-footer__rating-description">Superior</div>
5010
5011                                <div class="ws-footer__rating-caption">AM Best Company<sup>
5011a</sup></div>
5012                        </div>
5013                    </div>
5014                    <div class="ws-grid__col col-6">
5015                        <div class="ws-grid__item">
5016                                <div class="ws-footer__rating-title">AA-</div>
5017
5018                                <div class="ws-footer__rating-description">Very Strong</div>
5019
5020                                <div class="ws-footer__rating-caption">Standard &amp; Poor's<sup>b</sup><br /></div>
5021                        </div>
5022                    </div>
5023                    <div class="ws-grid__col col-6">
5024                        <div class="ws-grid__item">
5025                                <div class="ws-footer__rating-title">AA</div>
5026
5027                                <div class="ws-footer__rating-description">Very Strong</div>
5028
5029                                <div class="ws-footer__rating-caption">Fitch<sup>c</sup></div>
5030                        </div>
5031                    </div>
5032                    <div class="ws-grid__col col-6">
5033                        <div class="ws-grid__item">
5034                                <div class="ws-footer__rating-title">Aa3</div>
5035
5036                                <div class="ws-footer__rating-description">Excellent</div>
5037
5038                                <div class="ws-footer__rating-caption">Moody's<sup>d</sup></div>
5039                        </div>
5040                    </div>
5041                    <div class="ws-grid__col col-6">
5042                        <div class="ws-grid__item">
5043                                <div class="ws-footer__rating-title">95</div>
5044
5045                                <div class="ws-footer__rating-description">out of 100</div>
5046
5047                                <div class="ws-footer__rating-caption">Comdex Ranking<sup>e</sup></div>
5048                        </div>
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5053
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5067
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5076                                            <li>
5077<a href="/privacy-request" class="" >Privacy Request</a>                                            </li>
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5079<a href="/privacy-policy" class="" >Privacy Policy</a>                                            </li>
5080                                            <li>
5081<a href="/accessibility-statement" class="" >Accessibility Statement</a>                                            </li>
5082                                            <li>
5083<a href="/terms-and-conditions" class="" >Terms &amp; Conditions</a>                                            </li>
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5085                            </div>
5086                            <div class="ws-footer__logo-group">
5087<img src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/globals/logos/company-logo.svg?rev=16ef539dfd2f47cc8063796b0fdc7087&amp;la=en&amp;hash=D397BFFE950F25343E6E86660528897E" class="img-fluid ws-footer__logo-img ws-footer__logo-img--align_left lazyload" alt="western &amp; southern financial group" />
5088                                    <div class="ws-authored-content ws-footer__authored-content ws-footer__address ws-footer__address--align_left">
5089400 Broadway Cincinnati, OH 45202
5090                                            <div class="ws-footer__phone-number">877-367-9734</div>
5091                                    </div>
5092                            </div>
5093                        </div>
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5100opyright-col">
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5102                            <div class="ws-footer__copyright">
5103                                <p class="ws-paragraph ws-footer__authored-content ws-footer__copyright-content">
5104                                    © 2017-2026 Western & Southern Financial Group, Inc.
5105                                </p>
5106                                <p class="ws-paragraph ws-footer__authored-content ws-footer__copyright-content">
5107                                    WS20171129154414
5108
5109                                        &bullet; Last Updated 9/17/2026
5110                                </p>
5111                            </div>
5112                        </div>
5113                    </div>
5114                    <div class="col-12 ws-grid__col ws-footer__disclosures-col">
5115                            <div class="ws-grid__item ws-grid__item--footer-padding-bottom ws-authored-content ws-footer__authored-content">
5116                                <p>Western &amp; Southern is the marketing name for a group of diversified financial services businesses composed of Western &amp; Southern Financial Group and its seven life insurance subsidiaries. Life insurance and annuity products may be issued by The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Integrity Life Insurance Company, The Lafayette Life Insurance Company, National Integrity Life Insurance Company or Gerber Life Insurance Company. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies. Not all products and services are available in all states. All companies are members of Western &amp; Southern Financial Group and are located in Cincinnati, OH with the exception of National Integrity and Gerber Life, which are located in White Plains, NY.<br />
5117<br />
5118This site is intended to provide a general overview of our products and services. Please review the details of each product with your financial representative to determine which options may best fit your needs.<br />
5119<br />
5120Western &amp; Southern Financial Group does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation. The information provided is for educational purposes only.<br />
5121<br />
5122<sup>a</sup>&nbsp;Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009 for six out of seven of Western &amp; Southern Financial Group&rsquo;s life insurance subsidiaries, rating held since February 2024 for Gerber Life). Gerber Life is not rated by other rating agencies.<br />
5123<sup>b</sup>&nbsp;Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018)&nbsp;<br />
5124<sup>c</sup>&nbsp;Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009)&nbsp;<br />
5125<sup>d</sup>&nbsp;Excellent financial security (fourth highest of 21 ratings; rating held since February 2009)<br />
5126<sup>e</sup>&nbsp;The Comdex Ranking is a composite of all the ratings a company has received from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.&nbsp;<br />
5127<br />
5128Financial strength ratings apply to the individual member insurance companies affiliated with Western &amp; Southern.&nbsp;Gerber Life is rated only by AM Best. The Lafayette Life Insurance Company is not rated by Moody&rsquo;s.</p>
5129<p>This may contain information obtained from third-parties, including ratings from credit ratings agencies such as Standard &amp; Poor&rsquo;s. Reproduction and distribution of third-party content in any form is prohibited except with the prior written permission of the related third-party. Third-party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. THIRD-PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD-PARTY CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES OR LOSSES (INCLUDING LOST INCOME OR PROFITS AND OPPORTUNITY COSTS OR LOSSES CAUSED BY NEGLIGENCE) IN CONNECTION WITH ANY USE OF THEIR CONTENT, INCLUDING RATINGS. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice. Ratings are subject to change from time to time. The ratings shown here are correct as of June 8, 2026.</p>
5130<p>Gerber Life Insurance is a trademark. Used under license from Soci&eacute;t&eacute; des Produits Nestl&eacute; S.A. and Gerber Products Company.</p>
5131                            </div>
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5161                        <h2 class="ws-content__item ws-heading ws-heading--underlined">Ready to Continue?</h2>
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5165</p>
5166<ol>
5167    <li>DOES NOT control or guarantee the accuracy, legality, relevance, timeliness, or completeness of information contained on a linked website;</li>
5168    <li>DOES NOT endorse linked websites, the views they express, or the products/services they offer;</li>
5169    <li>CANNOT authorize the use of copyrighted materials contained in linked websites;</li>
5170    <li>IS NOT responsible for transmissions users receive from linked websites;</li>
5171    <li>DOES NOT guarantee that outside websites comply with the accessibility requirements of Americans with Disabilities Act.</li>
5172</ol>                        <p id="exit-dialog-target"></p>
5173<p><span>Are you ready to move forward?</span></p>                    </div>
5174                    <div class="ws-content__item ws-btn--inline-wrapper">
5175                        <a href="" target="_blank" class="ws-btn ws-btn--inline ws-exit-link__item">Yes</a>
5176                        <a href="#" class="ws-btn ws-btn--secondary ws-btn--inline ws-exit-dialog__close">No</a>
5177                    </div>
5178                </div>
5179            </div>
5180        </div>
5181    </div>
5182
5183<!--END : /Views/WesternSouthern/Globals/ExitAlert.cshtml--><!-- /place_holder: Bottom -->
5184
5185        
5185<script defer src="/vendors/jquery/jquery.min.js?v=0ca370e63fd5e30321d97a4d0a391b72"></script>
5185
5186        
5186<script defer src="/scripts/bundles/main.min.js?v=ef268bf4700e0f642fb7c274fbaeb687"></script>
5186
5187
5188    <!-- placeholder: Scripts -->
5189<!-- /place_holder: Scripts -->
5190    
5190<script>
5191    window.WS=window.WS||{};window.WS.lazyLoadingEnabled=!0
5192    </script>
5192
5193    
5193<script nomodule>
5194    document.write('<link rel="stylesheet" href="/css/legacy-browsers.min.css?v=d7c77dc34832c5c4d4ce63dbec80ac61">')
5195    </script>
5195
5196    <!-- sc103 -->
5197</body>
5198</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.