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125 126 <link rel="stylesheet" href="/css/vendors.min.css?v=0655916d576018ac68c3b9143e589c6c" media="print" onload="ws_onCssPreloadComplete(this)"> 127 <link rel="stylesheet" href="/css/common.bundle.min.css?v=2d0942d888f181575f01d33f8a22b6aa" media="print" onload="ws_onCssPreloadComplete(this)"> 128 <style> 129 130 @font-face { 131 font-family: 'WS Variable'; 132 font-weight: 100 900; 133 font-style: oblique 0deg 20deg; /* 20deg is required for Safari */ 134 font-display: optional; 135 src: url('/-/media/project/westernsouthern/fonts/woff2/ws-custom-variable.woff2?rev=158e149fe85c43c3aa5de24d3e4e9fb9') format('woff2'), url('/-/media/project/westernsouthern/fonts/woff/ws-custom-variable.woff?rev=54b68f878c3e4fbe95aeac787c1ee238') format('woff') 136 } 137 138 139@font-face { 140 font-family: 'Font Awesome 6 Brands'; 141 font-style: normal; 142 font-weight: normal; 143 font-display: block; 144 src: url('/-/media/project/westernsouthern/fonts/woff2/ws-custom-fa-brands-400.woff2?rev=b79e69054bab44529b9dda6f33fc5952') format('woff2'), url('/-/media/project/westernsouthern/fonts/woff/ws-custom-fa-brands-400.woff?rev=4b9e774395914ec0830a7192ba3cc0b9') format('woff') 145 } 146 147 @font-face { 148 font-family: 'Font Awesome 6 Pro'; 149 font-style: normal; 150 font-weight: 300; 151 font-display: block; 152 src: url('/-/media/project/westernsouthern/fonts/woff2/ws-custom-fa-light-300.woff2?rev=272139aad5504583b8078a88ae02dffb') format('woff2'), url('/-/media/project/westernsouthern/fonts/woff/ws-custom-fa-light-300.woff?rev=a55e1ce5a5884d93ba41fcf492b48f20') format('woff') 153 } 154 155 @font-face { 156 font-family: 'Font Awesome 6 Pro'; 157 font-style: normal; 158 font-weight: 400; 159 font-display: block; 160 src: url('/-/media/project/westernsouthern/fonts/woff2/ws-custom-fa-regular-400.woff2?rev=098a6b52732c47ebade273dd7927c0db') format('woff2'), url('/-/media/project/westernsouthern/fonts/woff/ws-custom-fa-regular-400.woff?rev=b6ef026bfe2d4e7497abfd69a6b5061b') format('woff') 161 } 162 163 @font-face { 164 font-family: 'Font Awesome 6 Pro'; 165 font-style: normal; 166 font-weight: 900; 167 font-display: block; 168 src: url('/-/media/project/westernsouthern/fonts/woff2/ws-custom-fa-solid-900.woff2?rev=7178e305056a41498222b1ade50a00e3') format('woff2'), url('/-/media/project/westernsouthern/fonts/woff/ws-custom-fa-solid-900.woff?rev=ef08b41f3b5c4f7c87c8f3f2d52dc69e') format('woff') 169 } 170 171 @font-face { 172 font-family: 'Font Awesome 6 Brands Fallback'; 173 font-style: normal; 174 font-weight: normal; 175 font-display: block; 176 src: url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-brands-400.woff2?v=21b2316490b76ea5298f3bc6eb38d612') format('woff2'), url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-brands-400.woff') format('woff') 177 } 178 179 @font-face { 180 font-family: 'Font Awesome 6 Pro Fallback'; 181 font-style: normal; 182 font-weight: 300; 183 font-display: block; 184 src: url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-light-300.woff2?v=17b754f8ef31a52fb129c4ca4f35f3bb') format('woff2'), url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-light-300.woff') format('woff') 185 } 186 187 @font-face { 188 font-family: 'Font Awesome 6 Pro Fallback'; 189 font-style: normal; 190 font-weight: 400; 191 font-display: block; 192 src: url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-regular-400.woff2?v=92d4fc426145149e7b163f8199788ee4') format('woff2'), url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-regular-400.woff') format('woff') 193 } 194 195 @font-face { 196 font-family: 'Font Awesome 6 Pro Fallback'; 197 font-style: normal; 198 font-weight: 900; 199 font-display: block; 200 src: url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-solid-900.woff2?v=bc98c0739906c213e8800ad46fceeb53') format('woff2'), url('/vendors/fontawesome-pro-6.7.2-web/webfonts/fa-solid-900.woff') format('woff') 201 } 202 203 .fa-brands:not(.lazyload):before { font-family: "Font Awesome 6 Brands", "Font Awesome 6 Brands Fallback" } 204 .fa-light:not(.ws-icon):not(.lazyload):before { font-family: "Font Awesome 6 Pro", "Font Awesome 6 Pro Fallback"; font-weight: 300 }
205 .fa:not(.lazyload):before, .fa-solid:not(.lazyload):before { font-family: "Font Awesome 6 Pro", "Font Awesome 6 Pro Fallback" !important; font-weight: 900 } 206 .fa-regular:not(.lazyload):before { font-family: "Font Awesome 6 Brands", "Font Awesome 6 Pro", "Font Awesome 6 Brands Fallback", "Font Awesome 6 Pro Fallback" !important } 207 .ws-icon.fa-regular:before { font-weight: 300; } 208 209 </style> 210 <link rel="stylesheet" type="text/css" href="/api/sitecore/LayoutApi/GetButtonThemesCss?revision={87A0BA94-15B5-4169-96FA-FA9A179F2539}" media="print" onload="ws_onCssLoad(this)" importance="low"> 211 <link rel="stylesheet" href="/css/vendors-fontawesome.min.css?v=ef9e6f722a791c058a4f1be1f96f3569" media="print" onload="ws_onCssLoad(this)" importance="low"> 212 <noscript> 213 <link rel="stylesheet" href="/css/vendors.min.css?v=0655916d576018ac68c3b9143e589c6c"> 214 <link rel="stylesheet" href="/css/common.bundle.min.css?v=2d0942d888f181575f01d33f8a22b6aa"> 215 216 217 218 <link rel="stylesheet" type="text/css" href="/api/sitecore/LayoutApi/GetButtonThemesCss?revision={87A0BA94-15B5-4169-96FA-FA9A179F2539}"> 219 <link rel="stylesheet" href="/css/vendors-fontawesome.min.css?v=ef9e6f722a791c058a4f1be1f96f3569" importance="low"> 220 <link rel="stylesheet" href="/css/legacy-browsers.min.css?v=d7c77dc34832c5c4d4ce63dbec80ac61" importance="low"> 221 </noscript> 222 223 224 225 <link rel="preload" href="/-/media/project/westernsouthern/fonts/woff2/ws-custom-variable.woff2?rev=158e149fe85c43c3aa5de24d3e4e9fb9" as="font" type="font/woff2" crossorigin> 226 227</head> 228<body class="ws-body ws-click ws-body--template_7091bd6a-1eae-464f-b123-ad6ec08b330d ws-body--lazy-loading_enabled ws-body--chat_enabled" > 229 <!-- placeholder: AnalyticsNoScript --><!-- Google Tag Manager (noscript) -->
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232<!-- End Google Tag Manager (noscript) --><!-- /place_holder: AnalyticsNoScript --> 233 <!-- placeholder: Header --><!--START : /Views/WesternSouthern/Globals/MegaMenu/MegaMenu.cshtml--> 234 235 <header class="ws-megamenu ws-megamenu--business-logo ws-megamenu--utility-links"> 236 <a class="ws-skip-link" href="#primary-nav-first-link">Skip to Main Navigation</a> 237 <a class="ws-skip-link" href="#main">Skip to Main Content</a> 238 239 <div role="navigation"> 240 241 <nav class="ws-megamenu__top" aria-label="Utility"> 242 <ul class="ws-list ws-megamenu__utility-nav "> 243 244 <li class="ws-megamenu__utility-nav-item ws-megamenu__utility-nav-link--desktop-only"> 245<a href="/contact" class="ws-icon-text ws-megamenu__utility-nav-link " > <i class="fa-users fa-regular"></i> 246 <span>Contact</span> 247</a> </li> 248 <li class="ws-megamenu__utility-nav-item "> 249<a href="/about" class="ws-icon-text ws-megamenu__utility-nav-link " > <i class="fa-landmark fa-regular"></i> 250 <span>About</span> 251</a> </li> 252 <li class="ws-megamenu__utility-nav-item "> 253<a href="/careers" class="ws-icon-text ws-megamenu__utility-nav-link " > <i class="fa-briefcase fa-regular"></i> 254 <span>Careers</span> 255</a> </li> 256 <li class="ws-megamenu__utility-nav-item ws-megamenu__utility-nav-companies-wrapper"> 257 258<a href="/about/family-of-companies" class="ws-icon-text ws-megamenu__utility-nav-link ws-megamenu__utility-nav-companies " > <i class="fa-regular fa-table-cells fa-regular"></i> 259 <span>Family of Companies</span> 260</a> </li> 261 262 263 <li class="ws-megamenu__utility-nav-item ws-megamenu__utility-nav-item--search"> 264 <form class="ws-search-form" method="get" action="/search"> 265 <div class="ws-material-group"> 266 <input type="text" id="mobileMegaMenuSearchInput" name="q" class="ws-material-group__input" autocomplete="on"> 267 <label for="mobileMegaMenuSearchInput" class="ws-material-group__label" placeholder="">Search for</label> 268 <button type="submit" class="ws-search-form__submit-btn ws-search-form__submit-btn--textbox-icon" aria-label="Search"></button> 269 </div> 270 </form> 271 </li> 272 </ul> 273 </nav> 274 275 <nav class="ws-megamenu__bottom" aria-label="Main"> 276 277<a href="/" class="ws-megamenu__logo-wrapper" > <div class="ws-megamenu__logo-icon-wrapper"> 278 <img src="/-/media/feature/westernsouthern/globals/logos/ws-logo.svg?rev=38ef227a9dd34d57afbb2e1803cb2e6f&la=en&hash=4AE78DE396FCC352C34CE1FE0BB052A9" class="ws-megamenu__logo-icon" alt="western & southern" /> 279 </div> 280 <div class="ws-megamenu__logo-icon-wrapper ws-megamenu__logo-icon-wrapper--print"> 281 <img data-ws-aspect-ratio-applied="true" style="height:0;width:209px;max-width:100%;padding-top:100.478%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/globals/logos/ws-business-print.png?rev=e8cd4d89f6c0467cb2755f2893e5ea13&la=en&h=210&w=209&hash=78C312D987B82FD516D937FD91E21DC7" class="ws-megamenu__logo-icon lazyload" alt="western and southern logo" /> 282 </div> 283<img src="/-/media/feature/westernsouthern/globals/logos/business-name-logo/western-and-southern-financial-group-.png?rev=203f5587aced4519a2a71f6a3ae7ea2e&la=en&h=46&w=203&hash=902ABF9CE3EFA7E30E34B39EC7B08D93" class="ws-megamenu__logo-text" height="46" alt="Western & Southern Financial Group" width="203" /></a> 284 285 <ul class="ws-list ws-megamenu__mobile-links"> 286 <li class="ws-megamenu__mobile--featured"> 287<a href="/contact" class="ws-icon-text ws-icon-text--position_top ws-megamenu__mobile-link ws-megamenu__mobile-link--featured " > <i class="fa-users fa-regular"></i>
288 <span>Contact</span> 289</a> </li> 290 291 <li> 292 <button class="ws-icon-text ws-icon-text--position_top ws-megamenu__mobile-menu-btn ws-megamenu__mobile-link"> 293 <span class="ws-megamenu__mobile-menu-text">Menu</span> 294 <span class="ws-megamenu__mobile-close-text">Close</span> 295 </button> 296 </li> 297 </ul> 298 299<!--START : /Views/WesternSouthern/Globals/MegaMenu/MegaMenuPrimaryNavigation.cshtml--> 300 <div class="ws-megamenu__main ws-megamenu__mobile-page"> 301 <div class="ws-megamenu__main-inner"> 302 <ul class="ws-list ws-megamenu__primary-links"> 303 <li> 304<a href="/life-insurance" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="primary-nav-first-link" > <span class="ws-megamenu__primary-link-text"> 305Life Insurance </span> 306</a> 307 308 <div class="ws-megamenu__section-nav-wrapper"> 309 <div class="ws-megamenu__section-nav"> 310 <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu"> 311 <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0"> 312 <div class="ws-accordion__header-content ws-content-block__header-content"> 313<a href="/life-insurance" class="ws-megamenu__primary-link-mobile" id="primary-nav-first-link" > <i class="fa-heart fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i> 314Life Insurance</a> <i class="fal ws-megamenu__primary-link-chevron"></i> 315 </div> 316 </div> 317 318 319 <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content"> 320 <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item"> 321 <div class="ws-grid ws-grid--megamenu"> 322 <div class="row ws-grid__row"> 323 <div class="col-12 col-md-3 ws-grid__col"> 324 <div class="ws-grid__item"> 325<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 326 327 <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading"> 328<a href="/life-insurance" class="ws-megamenu__column-heading-link" > <span>Products</span> 329 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 330</a> </div> 331 <div class="ws-megamenu__conversion-links"> 332<a href="/life-insurance/whole-life-insurance" class="ws-megamenu__conversion-link" > <span>Whole Life Insurance</span> 333</a><a href="/life-insurance/universal-life-insurance" class="ws-megamenu__conversion-link" > <span>Universal Life Insurance</span> 334</a><a href="/life-insurance/term-life-insurance" class="ws-megamenu__conversion-link" > <span>Term Life Insurance</span> 335</a> </div> 336 <div class="ws-megamenu__conversion-accordion"> 337 <details class="ws-accordion__details ws-accordion__details--theme_megamenu"> 338 <summary class="ws-accordion__summary ws-accordion__summary--theme_megamenu">Additional Insurance</summary> 339 <div class="ws-accordion__text"> 340 <div class="ws-megamenu__conversion-accordion-links"> 341<a href="/life-insurance/key-person-insurance" class="ws-megamenu__conversion-accordion-link" >
341 <span>Key Person Insurance</span> 342</a><a href="/life-insurance/critical-illness-insurance" class="ws-megamenu__conversion-accordion-link" > <span>Critical Illness Insurance</span> 343</a><a href="/life-insurance/accidental-death-insurance" class="ws-megamenu__conversion-accordion-link" > <span>Accidental Death Insurance</span> 344</a><a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__conversion-accordion-link" > <span>Buy-Sell Agreements</span> 345</a><a href="/life-insurance/benefitsplus" class="ws-megamenu__conversion-accordion-link" > <span>BenefitsPLUS</span> 346</a> </div> 347 </div> 348 </details> 349 <div class="ws-megamenu__conversion-accordion-links"> 350<a href="/life-insurance/key-person-insurance" class="ws-megamenu__conversion-accordion-link" > <span>Key Person Insurance</span> 351</a><a href="/life-insurance/critical-illness-insurance" class="ws-megamenu__conversion-accordion-link" > <span>Critical Illness Insurance</span> 352</a><a href="/life-insurance/accidental-death-insurance" class="ws-megamenu__conversion-accordion-link" > <span>Accidental Death Insurance</span> 353</a><a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__conversion-accordion-link" > <span>Buy-Sell Agreements</span> 354</a><a href="/life-insurance/benefitsplus" class="ws-megamenu__conversion-accordion-link" > <span>BenefitsPLUS</span> 355</a> </div> 356 </div> 357 358<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 359 </div> 360 </div> 361 <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col"> 362 <div class="ws-grid__item"> 363<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 364 365 <div class="ws-megamenu__left-guide-col"> 366 <div class="ws-megamenu__column-heading"> 367<a href="/life-insurance/resources" class="ws-megamenu__column-heading-link" > <span>Life Insurance Resources</span> 368 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 369</a> </div> 370 <div class="ws-megamenu__sub-section-links-wrapper"> 371 <div class="ws-megamenu__sub-section-links-container"> 372 <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections"> 373 <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected"> 374<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 375 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 376 <span class="ws-megamenu__section-link-text"> 377What Is Life Insurance? </span> 378</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 379 <ul class="ws-list ws-megamenu__sub-section-links"> 380 <li> 381<a href="/life-insurance/life-insurance-policy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Life Insurance Policy?</a> </li> 382 <li> 383<a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Why Is Life Insurance Important?</a> </li> 384 <li> 385<a href="/life-insurance/what-does-life-insurance-cover" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Does Life Insurance Cover?</a> </li> 386 <li> 387<a href="/life-insurance/do-i-need-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Do I Need Life Insurance?</a> </li> 388 <li> 389<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Life Insurance Do I Need?</a> </li> 390 <li> 391<a href="/life-insurance/life-insurance-for-estate-planning" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Estate Planning</a> </li> 392 <li> 393<a href="/life-insurance/is-life-insurance-worth-it" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Is Life Insurance Worth It?</a> </li> 394 </ul> 395<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Basics <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 396</a> </div> 397 <div class="ws-megamenu__sub-section-top-articles"> 398 <div class="ws-megamenu__column-heading"> 399<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__column-heading-link" >
399 <span class="ws-megamenu__column-heading-text">Top Articles</span> 400 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 401</a> </div> 402 <div class="ws-grid"> 403 <div class="ws-megamenu-grid__row"> 404 <div class="ws-megamenu__grid-items"> 405 <a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__grid-item"> 406 <div class="ws-megamenu__grid-item-circle-image"> 407 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/why-life-insurance-is-important.jpg?rev=5ced6a0aef224613bf44bc33b118c3a8&la=en&h=75&w=75&hash=E0D0D35ED06C01284133A2C8D54DD3D3" class="ws-circular-image__image" alt="Couple walking with son in a park" /> 408 </div> 409 <div class="ws-megamenu__grid-item-title"> 410 Why Life Insurance Matters - 9 Meaningful Benefits 411 </div> 412 </a> 413 </div> 414 <div class="ws-megamenu__grid-items"> 415 <a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__grid-item"> 416 <div class="ws-megamenu__grid-item-circle-image"> 417 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&la=en&h=75&w=75&hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" /> 418 </div> 419 <div class="ws-megamenu__grid-item-title"> 420 How Much Life Insurance Do You Need? 421 </div> 422 </a> 423 </div> 424 <div class="ws-megamenu__grid-items"> 425 <a href="/life-insurance/paid-up-additions" class="ws-megamenu__grid-item"> 426 <div class="ws-megamenu__grid-item-circle-image"> 427 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/paid-up-additions-thumbnail.jpg?rev=469949d3f30d44a6b401730d02ed11aa&la=en&h=75&w=75&hash=FE4D1185CDD298406774B2A68379A05E" class="ws-circular-image__image" alt="Paid up additions thumb nail" /> 428 </div> 429 <div class="ws-megamenu__grid-item-title"> 430 What Are Life Insurance Paid-Up Additions? 431 </div> 432 </a> 433 </div> 434 </div> 435 </div> 436 </div> 437 </li> 438 <li class=ws-megamenu__section-link-wrapper--has-children> 439<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 440 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
441 <span class="ws-megamenu__section-link-text"> 442Types of Life Insurance </span> 443</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 444 <ul class="ws-list ws-megamenu__sub-section-links"> 445 <li> 446<a href="/life-insurance/what-is-whole-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Whole Life Insurance?</a> </li> 447 <li> 448<a href="/life-insurance/what-is-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Universal Life Insurance?</a> </li> 449 <li> 450<a href="/life-insurance/what-is-term-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Term Life Insurance?</a> </li> 451 <li> 452<a href="/life-insurance/what-is-cash-value-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Cash Value Life Insurance?</a> </li> 453 <li> 454<a href="/life-insurance/indexed-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Indexed Universal Life Insurance?</a> </li> 455 <li> 456<a href="/life-insurance/what-is-dividend-paying-whole-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Dividend Paying Whole Life Insurance?</a> </li> 457 <li> 458<a href="/life-insurance/limited-pay-life-policy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Limited Pay Life Insurance?</a> </li> 459 </ul> 460<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Types of Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 461</a> </div> 462 <div class="ws-megamenu__sub-section-top-articles"> 463 <div class="ws-megamenu__column-heading"> 464<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 465 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 466</a> </div> 467 <div class="ws-grid"> 468 <div class="ws-megamenu-grid__row"> 469 <div class="ws-megamenu__grid-items"> 470 <a href="/life-insurance/is-cash-value-life-insurance-taxable" class="ws-megamenu__grid-item"> 471 <div class="ws-megamenu__grid-item-circle-image"> 472 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/cash-value-life-insurance-thumbnail.jpg?rev=114c810e6d024db0b0579efd4f368a11&la=en&h=75&w=75&hash=78D866385A19BBD3699AFB5F3E2372A0" class="ws-circular-image__image" alt="Is Cash Value of Life Insurance Taxable thumbnail" /> 473 </div> 474 <div class="ws-megamenu__grid-item-title"> 475 Is Cash Value Life Insurance Taxable? 476 </div> 477 </a> 478 </div> 479 <div class="ws-megamenu__grid-items"> 480 <a href="/life-insurance/iul-pros-and-cons" class="ws-megamenu__grid-item"> 481 <div class="ws-megamenu__grid-item-circle-image"> 482 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/pros-cons-of-iul-thumbnail.jpg?rev=052c961318694336900a7308246a7d13&la=en&h=75&w=75&hash=F97B4100E07DECA95BEAE20AC50D6A0F" class="ws-circular-image__image" alt="Pros and Cons of IUL" /> 483 </div> 484 <div class="ws-megamenu__grid-item-title"> 485 Pros & Cons of IUL 486 </div> 487 </a> 488 </div> 489 <div class="ws-megamenu__grid-items"> 490 <a href="/life-insurance/what-is-a-modified-endowment-contract" class="ws-megamenu__grid-item"> 491 <div class="ws-megamenu__grid-item-circle-image"> 492 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/modified-endowment-contract-thumbnail.jpg?rev=ef49fd7b6c6748d48c0e8fcbbcd2493d&la=en&h=75&w=75&hash=17B599F6860FDE17CA764C5C50BB98E4" class="ws-circular-image__image" alt="Modified endowment contract thumbnail" /> 493 </div> 494 <div class="ws-megamenu__grid-item-title"> 495 What Is a Modified Endowment Contract? 496 </div> 497 </a> 498 </div> 499 </div> 500 </div> 501 </div> 502 </li> 503 <li class=ws-megamenu__section-link-wrapper--has-children> 504<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 505 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
506 <span class="ws-megamenu__section-link-text"> 507Who Needs Life Insurance? </span> 508</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 509 <ul class="ws-list ws-megamenu__sub-section-links"> 510 <li> 511<a href="/life-insurance/life-insurance-for-your-spouse" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for a Spouse</a> </li> 512 <li> 513<a href="/life-insurance/whole-life-insurance-for-kids-pros-cons" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Children</a> </li> 514 <li> 515<a href="/life-insurance/life-insurance-for-blended-families" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Blended Families</a> </li> 516 <li> 517<a href="/life-insurance/life-insurance-for-seniors" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Seniors</a> </li> 518 <li> 519<a href="/life-insurance/life-insurance-for-young-adults" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Young Adults</a> </li> 520 <li> 521<a href="/life-insurance/life-insurance-for-veterans" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Veterans</a> </li> 522 <li> 523<a href="/life-insurance/life-insurance-for-business-owners" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance for Business Owners</a> </li> 524 </ul> 525<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Who Needs Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 526</a> </div> 527 <div class="ws-megamenu__sub-section-top-articles"> 528 <div class="ws-megamenu__column-heading"> 529<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 530 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 531</a> </div> 532 <div class="ws-grid"> 533 <div class="ws-megamenu-grid__row"> 534 <div class="ws-megamenu__grid-items"> 535 <a href="/life-insurance/life-insurance-for-cancer-patients" class="ws-megamenu__grid-item"> 536 <div class="ws-megamenu__grid-item-circle-image"> 537 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-for-cancer-thumbail.jpg?rev=264680436fbe4e26b42b597e2094444d&la=en&h=75&w=75&hash=8226E5CC3A14D0F7EB7C37EF655A41BB" class="ws-circular-image__image" alt="Life Insurance for Cancer thumbnail" /> 538 </div> 539 <div class="ws-megamenu__grid-item-title"> 540 Can You Get Life Insurance if You Have Cancer? 541 </div> 542 </a> 543 </div> 544 <div class="ws-megamenu__grid-items"> 545 <a href="/life-insurance/life-insurance-for-pregnant-women" class="ws-megamenu__grid-item"> 546 <div class="ws-megamenu__grid-item-circle-image"> 547 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-for-pregnant-women-thumbn
547ail.jpg?rev=17e6bb6653184dc18c32f9890e15e2d7&la=en&h=75&w=75&hash=561ABED87B2059DE50B811D2EB1ACEEC" class="ws-circular-image__image" alt="Life Insurance for Pregnant Women thumbnail" /> 548 </div> 549 <div class="ws-megamenu__grid-item-title"> 550 Why Life Insurance Matters During Pregnancy 551 </div> 552 </a> 553 </div> 554 <div class="ws-megamenu__grid-items"> 555 <a href="/life-insurance/life-insurance-for-people-over-50" class="ws-megamenu__grid-item"> 556 <div class="ws-megamenu__grid-item-circle-image"> 557 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-for-people-over-50-thumbnail.jpg?rev=7d8d404089334ecd9439daa4042c2b3a&la=en&h=75&w=75&hash=E88CC921993F5CC7DBDB719945922F33" class="ws-circular-image__image" alt="Life Insurance for People over 50 Thumbnail" /> 558 </div> 559 <div class="ws-megamenu__grid-item-title"> 560 Why Get Life Insurance Over 50? 561 </div> 562 </a> 563 </div> 564 </div> 565 </div> 566 </div> 567 </li> 568 <li class=ws-megamenu__section-link-wrapper--has-children> 569<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 570 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 571 <span class="ws-megamenu__section-link-text"> 572Compare Life Insurance </span> 573</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 574 <ul class="ws-list ws-megamenu__sub-section-links"> 575 <li> 576<a href="/life-insurance/iul-vs-whole-life" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IUL vs. Whole Life</a> </li> 577 <li> 578<a href="/life-insurance/iul-vs-universal-life" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IUL vs. Universal Life Insurance</a> </li> 579 <li> 580<a href="/life-insurance/iul-vs-vul" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >IUL vs. VUL</a> </li> 581 <li> 582<a href="/life-insurance/whole-vs-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Whole Life vs. Universal Life Insurance</a> </li> 583 <li> 584<a href="/life-insurance/term-vs-whole-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Life vs. Whole Life Insurance</a> </li> 585 <li> 586<a href="/life-insurance/term-vs-permanent-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Life vs. Permanent Life</a> </li> 587 <li> 588<a href="/life-insurance/term-life-insurance-vs-universal-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Life vs. Universal Life</a> </li> 589 </ul> 590<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Compare Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 591</a> </div> 592 <div class="ws-megamenu__sub-section-top-articles"> 593 <div class="ws-megamenu__column-heading"> 594<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__column-heading-link" >
594 <span class="ws-megamenu__column-heading-text">Top Articles</span> 595 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 596</a> </div> 597 <div class="ws-grid"> 598 <div class="ws-megamenu-grid__row"> 599 <div class="ws-megamenu__grid-items"> 600 <a href="/life-insurance/life-insurance-quotes" class="ws-megamenu__grid-item"> 601 <div class="ws-megamenu__grid-item-circle-image"> 602 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-quotes-75x75.jpg?rev=ebbe1c9bf8464dfba0020c7a21b65875&la=en&h=75&w=75&hash=D364D79DB2B519B60317839DB5684A2F" class="ws-circular-image__image" alt="Guide to Understanding Life Insurance Quotes" /> 603 </div> 604 <div class="ws-megamenu__grid-item-title"> 605 Guide to Understanding Life Insurance Quotes 606 </div> 607 </a> 608 </div> 609 <div class="ws-megamenu__grid-items"> 610 <a href="/life-insurance/20-pay-life-insurance" class="ws-megamenu__grid-item"> 611 <div class="ws-megamenu__grid-item-circle-image"> 612 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/20-pay-life-insurance-thumbnail.jpg?rev=612fad0c97dc4f26923c252217d8a235&la=en&h=75&w=75&hash=EA41E1543CDC929349EED2BACD64CCA7" class="ws-circular-image__image" alt="20 Pay life insurance thumbnail" /> 613 </div> 614 <div class="ws-megamenu__grid-item-title"> 615 What Are the Benefits of a 20-Pay Life Insurance Policy? 616 </div> 617 </a> 618 </div> 619 <div class="ws-megamenu__grid-items"> 620 <a href="/life-insurance/whole-life-insurance-pros-and-cons" class="ws-megamenu__grid-item"> 621 <div class="ws-megamenu__grid-item-circle-image"> 622 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/whole-life-insurance-pros-cons-kids-thumbnail.jpg?rev=cd5ce482fa8c4b8fa8acd0e3e72c4fc3&la=en&h=75&w=75&hash=1BA87357F5253366F7C46FF9A75C7EF3" class="ws-circular-image__image" alt="Whole life insurnace pros and cons for kids thumbnail" /> 623 </div> 624 <div class="ws-megamenu__grid-item-title"> 625 Pros & Cons of Whole Life Insurance for Kids 626 </div> 627 </a> 628 </div> 629 </div> 630 </div> 631 </div> 632 </li> 633 <li class=ws-megamenu__section-link-wrapper--has-children> 634<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 635 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
636 <span class="ws-megamenu__section-link-text"> 637How to Buy Life Insurance </span> 638</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 639 <ul class="ws-list ws-megamenu__sub-section-links"> 640 <li> 641<a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Finding the Right Amount</a> </li> 642 <li> 643<a href="/life-insurance/factors-that-could-affect-the-cost-of-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Understanding the Cost</a> </li> 644 <li> 645<a href="/life-insurance/how-to-pick-a-life-insurance-policy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Choosing the Right Policy</a> </li> 646 <li> 647<a href="/life-insurance/best-life-insurance-company" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Selecting the Best Company</a> </li> 648 <li> 649<a href="/life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Requesting Your Quote</a> </li> 650 <li> 651<a href="/life-insurance/what-is-underwriting-and-how-does-it-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Purchasing Your Policy</a> </li> 652 <li> 653<a href="/life-insurance/what-is-a-life-insurance-beneficiary" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Naming a Beneficiary</a> </li> 654 </ul> 655<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Buy Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 656</a> </div> 657 <div class="ws-megamenu__sub-section-top-articles"> 658 <div class="ws-megamenu__column-heading"> 659<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 660 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 661</a> </div> 662 <div class="ws-grid"> 663 <div class="ws-megamenu-grid__row"> 664 <div class="ws-megamenu__grid-items"> 665 <a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__grid-item"> 666 <div class="ws-megamenu__grid-item-circle-image"> 667 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/life-insurance-needs-analysis-thumbnail.jpg?rev=b072e832df824ca59d647eba2e4ac35f&la=en&h=75&w=75&hash=49B268D52B6EC95E26823BE0D06E7AF4" class="ws-circular-image__image" alt="Life insurance needs analysis thumbnail" /> 668 </div> 669 <div class="ws-megamenu__grid-item-title"> 670 What Is a Life Insurance Needs Analysis? 671 </div> 672 </a> 673 </div> 674 <div class="ws-megamenu__grid-items"> 675 <a href="/life-insurance/factors-that-could-affe
675ct-the-cost-of-life-insurance" class="ws-megamenu__grid-item"> 676 <div class="ws-megamenu__grid-item-circle-image"> 677 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/factors-that-could-affect-cost-of-life-insurance-thumbnail.jpg?rev=69abef102fbf40c8be551f0f106b1747&la=en&h=75&w=75&hash=6A0A75950D9FC08C5A4FE163C2EBF277" class="ws-circular-image__image" alt="Factors that could affect cost of life insurance thumbnail" /> 678 </div> 679 <div class="ws-megamenu__grid-item-title"> 680 Factors That Could Affect the Cost of Life Insurance 681 </div> 682 </a> 683 </div> 684 <div class="ws-megamenu__grid-items"> 685 <a href="/life-insurance/how-long-does-it-take-to-get-life-insurance" class="ws-megamenu__grid-item"> 686 <div class="ws-megamenu__grid-item-circle-image"> 687 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-long-does-it-take-to-get-life-insurance-thumbnail.jpg?rev=dbb64023a5324ca48c41014385637c3a&la=en&h=75&w=75&hash=ABEAF9941A5FE9CB2451222C6BBC71E7" class="ws-circular-image__image" alt="How long does it take to get life insurance thumbnail" /> 688 </div> 689 <div class="ws-megamenu__grid-item-title"> 690 How Long Does It Take to Get Life Insurance? 691 </div> 692 </a> 693 </div> 694 </div> 695 </div> 696 </div> 697 </li> 698 <li class=ws-megamenu__section-link-wrapper--has-children> 699<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 700 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 701 <span class="ws-megamenu__section-link-text"> 702Life Insurance Riders </span> 703</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 704 <ul class="ws-list ws-megamenu__sub-section-links"> 705 <li> 706<a href="/life-insurance/life-insurance-with-living-benefits" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Life Insurance with Living Benefits</a> </li> 707 <li> 708<a href="/life-insurance/accelerated-death-benefit-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Accelerated Death Benefit Rider</a> </li> 709 <li> 710<a href="/life-insurance/what-is-an-accidental-death-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Accidental Death Rider</a> </li> 711 <li> 712<a href="/life-insurance/term-conversion-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Term Conversion Rider</a> </li> 713 <li> 714<a href="/life-insurance/what-is-a-critical-illness-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Critical Illness Rider</a> </li> 715 <li> 716<a href="/life-insurance/return-of-premium-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Return of Premium Rider</a> </li> 717 <li> 718<a href="/life-insurance/what-is-a-waiver-of-premium-rider" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Waiver of Premium Rider</a> </li> 719 </ul> 720<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Riders <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 721</a> </div> 722 <div class="ws-megamenu__sub-section-top-articles"> 723 <div class="ws-megamenu__column-heading"> 724<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__column-heading-link" >
724 <span class="ws-megamenu__column-heading-text">Top Articles</span> 725 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 726</a> </div> 727 <div class="ws-grid"> 728 <div class="ws-megamenu-grid__row"> 729 <div class="ws-megamenu__grid-items"> 730 <a href="/life-insurance/disability-income-rider" class="ws-megamenu__grid-item"> 731 <div class="ws-megamenu__grid-item-circle-image"> 732 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/disability-income-rider-thumbnail.jpg?rev=317f941c529c409483927d872a919df0&la=en&h=75&w=75&hash=4B35B4E450275EA2D1824DC70416D01F" class="ws-circular-image__image" alt="Disability Income Rider thumbnail" /> 733 </div> 734 <div class="ws-megamenu__grid-item-title"> 735 What Is a Disability Income Rider? 736 </div> 737 </a> 738 </div> 739 <div class="ws-megamenu__grid-items"> 740 <a href="/life-insurance/chronic-illness-rider" class="ws-megamenu__grid-item"> 741 <div class="ws-megamenu__grid-item-circle-image"> 742 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/chronic-illness-rider-thumbnail.jpg?rev=be96f610880c4db98e3f7e8412b3274d&la=en&h=75&w=75&hash=AE6BE0D8D0BF6EEE522A6A41953E88BF" class="ws-circular-image__image" alt="Chronic illness rider thumbnail" /> 743 </div> 744 <div class="ws-megamenu__grid-item-title"> 745 How Does a Chronic Illness Rider Work? 746 </div> 747 </a> 748 </div> 749 <div class="ws-megamenu__grid-items"> 750 <a href="/life-insurance/child-term-rider" class="ws-megamenu__grid-item"> 751 <div class="ws-megamenu__grid-item-circle-image"> 752 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/child-term-rider-thumbnail.jpg?rev=a0c5ac356ac1482b86d008130d747a7e&la=en&h=75&w=75&hash=C8CDEFC2918A061DF32F7D599BDCC4F6" class="ws-circular-image__image" alt="Child term rider thumbnail" /> 753 </div> 754 <div class="ws-megamenu__grid-item-title"> 755 Who Is Eligible for a Child Term Rider? 756 </div> 757 </a> 758 </div> 759 </div> 760 </div> 761 </div> 762 </li> 763 </ul> 764 </div> 765 </div> 766 </div> 767 <div class="ws-megamenu__mobile-guide-container ws-accordion"> 768 <div class="ws-megamenu__mobile-guide-heading"> 769<a href="/life-insurance/resources" class="ws-megamenu__mobile-guide-heading-link" >
769 <span>Life Insurance Resources</span> 770</a> </div> 771 <div class="ws-list ws-megamenu__guide-links"> 772 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 773 774 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 775 776 <span class="ws-megamenu__guide-header-text"> 777What Is Life Insurance? </span> 778 </div> 779 780 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 781<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 782 <i class="fa-regular fa-arrow-right"></i> 783</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 784 <li> 785 <a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__guide-top-articles-link"> 786 <i class="fa-solid fa-newspaper"></i> 787 Why Life Insurance Matters - 9 Meaningful Benefits 788 </a> 789 </li> 790 <li> 791 <a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__guide-top-articles-link"> 792 <i class="fa-solid fa-newspaper"></i> 793 How Much Life Insurance Do You Need? 794 </a> 795 </li> 796 <li> 797 <a href="/life-insurance/paid-up-additions" class="ws-megamenu__guide-top-articles-link"> 798 <i class="fa-solid fa-newspaper"></i> 799 What Are Life Insurance Paid-Up Additions? 800 </a> 801 </li> 802 </ul> 803 </div> 804 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 805 <ul class="ws-list ws-megamenu__guide-supporting-links"> 806 <li> 807<a href="/life-insurance/life-insurance-policy" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 808What Is a Life Insurance Policy?</a> </li> 809 <li> 810<a href="/life-insurance/why-life-insurance-is-important" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 811Why Is Life Insurance Important?</a> </li> 812 <li> 813<a href="/life-insurance/what-does-life-insurance-cover" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 814What Does Life Insurance Cover?</a> </li> 815 <li> 816<a href="/life-insurance/do-i-need-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 817Do I Need Life Insurance?</a> </li> 818 <li> 819<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 820How Much Life Insurance Do I Need?</a> </li> 821 <li> 822<a href="/life-insurance/life-insurance-for-estate-planning" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 823Life Insurance for Estate Planning</a> </li> 824 <li> 825<a href="/life-insurance/is-life-insurance-worth-it" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 826Is Life Insurance Worth It?</a> </li> 827 </ul> 828<a href="/life-insurance/what-is-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Basics <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 829</a> </div> 830 </div> 831 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 832 833 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 834
835 <span class="ws-megamenu__guide-header-text"> 836Types of Life Insurance </span> 837 </div> 838 839 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 840<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 841 <i class="fa-regular fa-arrow-right"></i> 842</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 843 <li> 844 <a href="/life-insurance/is-cash-value-life-insurance-taxable" class="ws-megamenu__guide-top-articles-link"> 845 <i class="fa-solid fa-newspaper"></i> 846 Is Cash Value Life Insurance Taxable? 847 </a> 848 </li> 849 <li> 850 <a href="/life-insurance/iul-pros-and-cons" class="ws-megamenu__guide-top-articles-link"> 851 <i class="fa-solid fa-newspaper"></i> 852 Pros & Cons of IUL 853 </a> 854 </li> 855 <li> 856 <a href="/life-insurance/what-is-a-modified-endowment-contract" class="ws-megamenu__guide-top-articles-link"> 857 <i class="fa-solid fa-newspaper"></i> 858 What Is a Modified Endowment Contract? 859 </a> 860 </li> 861 </ul> 862 </div> 863 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 864 <ul class="ws-list ws-megamenu__guide-supporting-links"> 865 <li> 866<a href="/life-insurance/what-is-whole-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 867What Is Whole Life Insurance?</a> </li> 868 <li> 869<a href="/life-insurance/what-is-universal-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 870What Is Universal Life Insurance?</a> </li> 871 <li> 872<a href="/life-insurance/what-is-term-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 873What Is Term Life Insurance?</a> </li> 874 <li> 875<a href="/life-insurance/what-is-cash-value-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 876What Is Cash Value Life Insurance?</a> </li> 877 <li> 878<a href="/life-insurance/indexed-universal-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 879What Is Indexed Universal Life Insurance?</a> </li> 880 <li> 881<a href="/life-insurance/what-is-dividend-paying-whole-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 882What Is Dividend Paying Whole Life Insurance?</a> </li> 883 <li> 884<a href="/life-insurance/limited-pay-life-policy" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 885What Is Limited Pay Life Insurance?</a> </li> 886 </ul> 887<a href="/life-insurance/types-of-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Types of Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 888</a> </div> 889 </div> 890 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 891 892 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 893
894 <span class="ws-megamenu__guide-header-text"> 895Who Needs Life Insurance? </span> 896 </div> 897 898 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 899<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 900 <i class="fa-regular fa-arrow-right"></i> 901</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 902 <li> 903 <a href="/life-insurance/life-insurance-for-cancer-patients" class="ws-megamenu__guide-top-articles-link"> 904 <i class="fa-solid fa-newspaper"></i> 905 Can You Get Life Insurance if You Have Cancer? 906 </a> 907 </li> 908 <li> 909 <a href="/life-insurance/life-insurance-for-pregnant-women" class="ws-megamenu__guide-top-articles-link"> 910 <i class="fa-solid fa-newspaper"></i> 911 Why Life Insurance Matters During Pregnancy 912 </a> 913 </li> 914 <li> 915 <a href="/life-insurance/life-insurance-for-people-over-50" class="ws-megamenu__guide-top-articles-link"> 916 <i class="fa-solid fa-newspaper"></i> 917 Why Get Life Insurance Over 50? 918 </a> 919 </li> 920 </ul> 921 </div> 922 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 923 <ul class="ws-list ws-megamenu__guide-supporting-links"> 924 <li> 925<a href="/life-insurance/life-insurance-for-your-spouse" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 926Life Insurance for a Spouse</a> </li> 927 <li> 928<a href="/life-insurance/whole-life-insurance-for-kids-pros-cons" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 929Life Insurance for Children</a> </li> 930 <li> 931<a href="/life-insurance/life-insurance-for-blended-families" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 932Life Insurance for Blended Families</a> </li> 933 <li> 934<a href="/life-insurance/life-insurance-for-seniors" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 935Life Insurance for Seniors</a> </li> 936 <li> 937<a href="/life-insurance/life-insurance-for-young-adults" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 938Life Insurance for Young Adults</a> </li> 939 <li> 940<a href="/life-insurance/life-insurance-for-veterans" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 941Life Insurance for Veterans</a> </li> 942 <li> 943<a href="/life-insurance/life-insurance-for-business-owners" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 944Life Insurance for Business Owners</a> </li> 945 </ul> 946<a href="/life-insurance/who-needs-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Who Needs Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 947</a> </div> 948 </div> 949 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 950 951 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 952
953 <span class="ws-megamenu__guide-header-text"> 954Compare Life Insurance </span> 955 </div> 956 957 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 958<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 959 <i class="fa-regular fa-arrow-right"></i> 960</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 961 <li> 962 <a href="/life-insurance/life-insurance-quotes" class="ws-megamenu__guide-top-articles-link"> 963 <i class="fa-solid fa-newspaper"></i> 964 Guide to Understanding Life Insurance Quotes 965 </a> 966 </li> 967 <li> 968 <a href="/life-insurance/20-pay-life-insurance" class="ws-megamenu__guide-top-articles-link"> 969 <i class="fa-solid fa-newspaper"></i> 970 What Are the Benefits of a 20-Pay Life Insurance Policy? 971 </a> 972 </li> 973 <li> 974 <a href="/life-insurance/whole-life-insurance-pros-and-cons" class="ws-megamenu__guide-top-articles-link"> 975 <i class="fa-solid fa-newspaper"></i> 976 Pros & Cons of Whole Life Insurance for Kids 977 </a> 978 </li> 979 </ul> 980 </div> 981 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 982 <ul class="ws-list ws-megamenu__guide-supporting-links"> 983 <li> 984<a href="/life-insurance/iul-vs-whole-life" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 985IUL vs. Whole Life</a> </li> 986 <li> 987<a href="/life-insurance/iul-vs-universal-life" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 988IUL vs. Universal Life Insurance</a> </li> 989 <li> 990<a href="/life-insurance/iul-vs-vul" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 991IUL vs. VUL</a> </li> 992 <li> 993<a href="/life-insurance/whole-vs-universal-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 994Whole Life vs. Universal Life Insurance</a> </li> 995 <li> 996<a href="/life-insurance/term-vs-whole-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 997Term Life vs. Whole Life Insurance</a> </li> 998 <li> 999<a href="/life-insurance/term-vs-permanent-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1000Term Life vs. Permanent Life</a> </li> 1001 <li> 1002<a href="/life-insurance/term-life-insurance-vs-universal-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1003Term Life vs. Universal Life</a> </li> 1004 </ul> 1005<a href="/life-insurance/compare-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Compare Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1006</a> </div> 1007 </div> 1008 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1009 1010 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1011
1012 <span class="ws-megamenu__guide-header-text"> 1013How to Buy Life Insurance </span> 1014 </div> 1015 1016 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1017<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1018 <i class="fa-regular fa-arrow-right"></i> 1019</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1020 <li> 1021 <a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__guide-top-articles-link"> 1022 <i class="fa-solid fa-newspaper"></i> 1023 What Is a Life Insurance Needs Analysis? 1024 </a> 1025 </li> 1026 <li> 1027 <a href="/life-insurance/factors-that-could-affect-the-cost-of-life-insurance" class="ws-megamenu__guide-top-articles-link"> 1028 <i class="fa-solid fa-newspaper"></i> 1029 Factors That Could Affect the Cost of Life Insurance 1030 </a> 1031 </li> 1032 <li> 1033 <a href="/life-insurance/how-long-does-it-take-to-get-life-insurance" class="ws-megamenu__guide-top-articles-link"> 1034 <i class="fa-solid fa-newspaper"></i> 1035 How Long Does It Take to Get Life Insurance? 1036 </a> 1037 </li> 1038 </ul> 1039 </div> 1040 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1041 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1042 <li> 1043<a href="/life-insurance/life-insurance-needs-analysis" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1044Finding the Right Amount</a> </li> 1045 <li> 1046<a href="/life-insurance/factors-that-could-affect-the-cost-of-life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1047Understanding the Cost</a> </li> 1048 <li> 1049<a href="/life-insurance/how-to-pick-a-life-insurance-policy" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1050Choosing the Right Policy</a> </li> 1051 <li> 1052<a href="/life-insurance/best-life-insurance-company" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1053Selecting the Best Company</a> </li> 1054 <li> 1055<a href="/life-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1056Requesting Your Quote</a> </li> 1057 <li> 1058<a href="/life-insurance/what-is-underwriting-and-how-does-it-work" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1059Purchasing Your Policy</a> </li> 1060 <li> 1061<a href="/life-insurance/what-is-a-life-insurance-beneficiary" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1062Naming a Beneficiary</a> </li> 1063 </ul> 1064<a href="/life-insurance/how-to-buy-life-insurance" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Buy Life Insurance <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1065</a> </div> 1066 </div> 1067 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1068 1069 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1070
1071 <span class="ws-megamenu__guide-header-text"> 1072Life Insurance Riders </span> 1073 </div> 1074 1075 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1076<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1077 <i class="fa-regular fa-arrow-right"></i> 1078</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1079 <li> 1080 <a href="/life-insurance/disability-income-rider" class="ws-megamenu__guide-top-articles-link"> 1081 <i class="fa-solid fa-newspaper"></i> 1082 What Is a Disability Income Rider? 1083 </a> 1084 </li> 1085 <li> 1086 <a href="/life-insurance/chronic-illness-rider" class="ws-megamenu__guide-top-articles-link"> 1087 <i class="fa-solid fa-newspaper"></i> 1088 How Does a Chronic Illness Rider Work? 1089 </a> 1090 </li> 1091 <li> 1092 <a href="/life-insurance/child-term-rider" class="ws-megamenu__guide-top-articles-link"> 1093 <i class="fa-solid fa-newspaper"></i> 1094 Who Is Eligible for a Child Term Rider? 1095 </a> 1096 </li> 1097 </ul> 1098 </div> 1099 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1100 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1101 <li> 1102<a href="/life-insurance/life-insurance-with-living-benefits" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1103Life Insurance with Living Benefits</a> </li> 1104 <li> 1105<a href="/life-insurance/accelerated-death-benefit-rider" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1106Accelerated Death Benefit Rider</a> </li> 1107 <li> 1108<a href="/life-insurance/what-is-an-accidental-death-rider" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1109Accidental Death Rider</a> </li> 1110 <li> 1111<a href="/life-insurance/term-conversion-rider" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1112Term Conversion Rider</a> </li> 1113 <li> 1114<a href="/life-insurance/what-is-a-critical-illness-rider" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1115Critical Illness Rider</a> </li> 1116 <li> 1117<a href="/life-insurance/return-of-premium-rider" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1118Return of Premium Rider</a> </li> 1119 <li> 1120<a href="/life-insurance/what-is-a-waiver-of-premium-rider" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1121Waiver of Premium Rider</a> </li> 1122 </ul> 1123<a href="/life-insurance/life-insurance-riders" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Life Insurance Riders <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1124</a> </div> 1125 </div> 1126 </div> 1127 </div> 1128<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 1129 1130 </div> 1131 </div> 1132 </div> 1133 </div> 1134 </div> 1135 </div> 1136 </div> 1137 </div> 1138 </div> 1139 </li> 1140 <li> 1141<a href="/retirement" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="" >
1141 <span class="ws-megamenu__primary-link-text"> 1142Retirement </span> 1143</a> 1144 1145 <div class="ws-megamenu__section-nav-wrapper"> 1146 <div class="ws-megamenu__section-nav"> 1147 <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu"> 1148 <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0"> 1149 <div class="ws-accordion__header-content ws-content-block__header-content"> 1150<a href="/retirement" class="ws-megamenu__primary-link-mobile" id="" > <i class="fa-umbrella-beach fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i> 1151Retirement</a> <i class="fal ws-megamenu__primary-link-chevron"></i> 1152 </div> 1153 </div> 1154 1155 1156 <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content"> 1157 <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item"> 1158 <div class="ws-grid ws-grid--megamenu"> 1159 <div class="row ws-grid__row"> 1160 <div class="col-12 col-md-3 ws-grid__col"> 1161 <div class="ws-grid__item"> 1162<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 1163 1164 <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading"> 1165<a href="/retirement" class="ws-megamenu__column-heading-link" > <span>Products</span> 1166 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 1167</a> </div> 1168 <div class="ws-megamenu__conversion-links"> 1169<a href="/retirement/annuities" class="ws-megamenu__conversion-link" > <span>Annuities</span> 1170</a><a href="/retirement/individual-retirement-accounts" class="ws-megamenu__conversion-link" > <span>IRAs</span> 1171</a><a href="/retirement" class="ws-megamenu__conversion-link" > <span>Planning for Retirement</span> 1172</a> </div> 1173 <div class="ws-megamenu__conversion-accordion"> 1174 <details class="ws-accordion__details ws-accordion__details--theme_megamenu"> 1175 <summary class="ws-accordion__summary ws-accordion__summary--theme_megamenu">Additional Services</summary> 1176 <div class="ws-accordion__text"> 1177 <div class="ws-megamenu__conversion-accordion-links"> 1178<a href="/retirement/retirement-plans" class="ws-megamenu__conversion-accordion-link" > <span>Small Business Retirement Plans</span> 1179</a><a href="/retirement/in-plan-annuities" class="ws-megamenu__conversion-accordion-link" > <span>In-Plan Annuities</span> 1180</a><a href="/prt" class="ws-megamenu__conversion-accordion-link" > <span>Pensions</span> 1181</a> </div> 1182 </div> 1183 </details> 1184 <div class="ws-megamenu__conversion-accordion-links"> 1185<a href="/retirement/retirement-plans" class="ws-megamenu__conversion-accordion-link" >
1185 <span>Small Business Retirement Plans</span> 1186</a><a href="/retirement/in-plan-annuities" class="ws-megamenu__conversion-accordion-link" > <span>In-Plan Annuities</span> 1187</a><a href="/prt" class="ws-megamenu__conversion-accordion-link" > <span>Pensions</span> 1188</a> </div> 1189 </div> 1190 1191<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 1192 </div> 1193 </div> 1194 <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col"> 1195 <div class="ws-grid__item"> 1196<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 1197 1198 <div class="ws-megamenu__left-guide-col"> 1199 <div class="ws-megamenu__column-heading"> 1200<a href="/retirement/retirement-planning-resources" class="ws-megamenu__column-heading-link" > <span>Retirement Resources</span> 1201 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 1202</a> </div> 1203 <div class="ws-megamenu__sub-section-links-wrapper"> 1204 <div class="ws-megamenu__sub-section-links-container"> 1205 <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections"> 1206 <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected"> 1207<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 1208 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 1209 <span class="ws-megamenu__section-link-text"> 1210How to Plan for Retirement </span> 1211</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 1212 <ul class="ws-list ws-megamenu__sub-section-links"> 1213 <li> 1214<a href="/retirement/when-should-i-retire" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >When to Retire</a> </li> 1215 <li> 1216<a href="/retirement/planning-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Milestones by Age</a> </li> 1217 <li> 1218<a href="/retirement/retirement-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Strategies</a> </li> 1219 <li> 1220<a href="/retirement/retirement-checklist" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Checklist for Retirement</a> </li> 1221 <li> 1222<a href="/retirement/reasons-to-start-preparing-for-retirement-now" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Reasons to Start Preparing Now</a> </li> 1223 <li> 1224<a href="/retirement/how-to-set-retirement-goals" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Set Retirement Goals</a> </li> 1225 <li> 1226<a href="/retirement/common-retirement-mistakes" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Planning Mistakes to Avoid</a> </li> 1227 </ul> 1228<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >
1228All How to Plan for Retirement <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1229</a> </div> 1230 <div class="ws-megamenu__sub-section-top-articles"> 1231 <div class="ws-megamenu__column-heading"> 1232<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 1233 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 1234</a> </div> 1235 <div class="ws-grid"> 1236 <div class="ws-megamenu-grid__row"> 1237 <div class="ws-megamenu__grid-items"> 1238 <a href="/retirement/can-i-receive-disability-and-retirement-benefits-at-the-same-time" class="ws-megamenu__grid-item"> 1239 <div class="ws-megamenu__grid-item-circle-image"> 1240 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/can-i-receive-disability-and-retirement-benefits-at-the-same-time-75x75.jpg?rev=87c65c6138ec4eb9aacc5d86edf43a82&la=en&h=75&w=75&hash=E11587ED55C4D2A4A20FF0C1ED19B23F" class="ws-circular-image__image" alt="Can I Receive Disability and Retirement Benefits at the Same Time" /> 1241 </div> 1242 <div class="ws-megamenu__grid-item-title"> 1243 Can I Receive Disability & Retirement Benefits at the Same Time? 1244 </div> 1245 </a> 1246 </div> 1247 <div class="ws-megamenu__grid-items"> 1248 <a href="/retirement/retirement-planning-for-women" class="ws-megamenu__grid-item"> 1249 <div class="ws-megamenu__grid-item-circle-image"> 1250 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/retirement-planning-for-women-75x75.jpg?rev=557a0a98ce6040c0be41e943d2a21153&la=en&h=75&w=75&hash=27DB0A6289D6CDF05B1DF38336A26BC2" class="ws-circular-image__image" alt="Retirement Planning for Women" /> 1251 </div> 1252 <div class="ws-megamenu__grid-item-title"> 1253 Why Retirement Planning Is Different for Women 1254 </div> 1255 </a> 1256 </div> 1257 <div class="ws-megamenu__grid-items"> 1258 <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item"> 1259 <div class="ws-megamenu__grid-item-circle-image"> 1260 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&la=en&h=75&w=75&hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" /> 1261 </div> 1262 <div class="ws-megamenu__grid-item-title"> 1263 Retirement Savings Calculator 1264 </div> 1265 </a> 1266 </div> 1267 </div> 1268 </div> 1269 </div> 1270 </li> 1271 <li class=ws-megamenu__section-link-wrapper--has-children> 1272<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 1273 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1274 <span class="ws-megamenu__section-link-text"> 1275How Much Do I Need to Retire </span> 1276</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 1277 <ul class="ws-list ws-megamenu__sub-section-links"> 1278 <li> 1279<a href="/retirement/how-much-do-i-need-to-retire-at-50" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Should I Retire at 50?</a> </li> 1280 <li> 1281<a href="/retirement/how-much-do-i-need-to-retire-at-55" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Considerations for Retiring at 55</a> </li> 1282 <li> 1283<a href="/retirement/how-much-do-i-need-to-retire-at-60" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Money Do I Need to Retire at 60?</a> </li> 1284 <li> 1285<a href="/retirement/how-much-do-i-need-to-retire-at-62" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Factors to Consider When Retiring at 62</a> </li> 1286 <li> 1287<a href="/retirement/how-much-do-i-need-to-retire-at-65" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much to Retire at 65?</a> </li> 1288 <li> 1289<a href="/retirement/how-much-does-a-couple-need-to-retire" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Does a Couple Need to Retire?</a> </li> 1290 <li> 1291<a href="/retirement/retirement-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 1292 </ul> 1293<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How Much Do I Need to Retire <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1294</a> </div> 1295 <div class="ws-megamenu__sub-section-top-articles"> 1296 <div class="ws-megamenu__column-heading"> 1297<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 1298 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 1299</a> </div> 1300 <div class="ws-grid"> 1301 <div class="ws-megamenu-grid__row"> 1302 <div class="ws-megamenu__grid-items"> 1303 <a href="/retirement/retirement-cost-of-living" class="ws-megamenu__grid-item"> 1304 <div class="ws-megamenu__grid-item-circle-image"> 1305 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/retirement-cost-of-living-75x75.jpg?rev=cdea3c317f444d598d9dc36ab94078f8&la=en&h=75&w=75&hash=412A485D5514AB043A8EAF530466444D" class="ws-circular-image__image" alt="Retirement Cost of Living" /> 1306 </div> 1307 <div class="ws-megamenu__grid-item-title"> 1308 Retirement Cost of Living Expenses 1309 </div> 1310 </a> 1311 </div> 1312 <div class="ws-megamenu__grid-items"> 1313 <a href="/retirement/health-care-costs-in-retirement" class="ws-megamenu__grid-item"> 1314 <div class="ws-megamenu__grid-item-circle-image"> 1315 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/health-care-costs-in-retirement-75x75.jpg?rev=37652e3887c342798e373547d285b729&la=en&h=75&w=75&hash=DD7167B7F3914F00AAD6C7E75203422C" class="ws-circular-image__image" alt="Health Care Costs in Retirement" /> 1316 </div> 1317 <div class="ws-megamenu__grid-item-title"> 1318 Health Care Costs in Retirement 1319 </div> 1320 </a> 1321 </div> 1322 <div class="ws-megamenu__grid-items"> 1323 <a href="/retirement/retirement-calculator" class="ws-megamenu__grid-item"> 1324 <div class="ws-megamenu__grid-item-circle-image"> 1325 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/calculator-7575.jpg?rev=c21cfb34925349b3bfeba7872b2853c1&la=en&h=75&w=75&hash=872C8EC30977A9D14F841923C19C06E8" class="ws-circular-image__image" alt="Calculator Icon" /> 1326 </div> 1327 <div class="ws-megamenu__grid-item-title"> 1328 How Much Money Do I Need to Retire? 1329 </div> 1330 </a> 1331 </div> 1332 </div> 1333 </div> 1334 </div> 1335 </li> 1336 <li class=ws-megamenu__section-link-wrapper--has-children> 1337<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 1338 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
1339 <span class="ws-megamenu__section-link-text"> 1340How to Save for Retirement </span> 1341</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 1342 <ul class="ws-list ws-megamenu__sub-section-links"> 1343 <li> 1344<a href="/retirement/average-retirement-savings-by-age" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Average Retirement Savings by Age</a> </li> 1345 <li> 1346<a href="/retirement/how-to-start-saving-for-retirement-at-50-and-beyond" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Start Saving for Retirement at 50</a> </li> 1347 <li> 1348<a href="/retirement/catch-up-contributions" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Making Catch-Up Contributions</a> </li> 1349 <li> 1350<a href="/retirement/retirement-budget" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Budget for Retirement Expenses</a> </li> 1351 <li> 1352<a href="/retirement/how-to-invest-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Invest for Retirement</a> </li> 1353 <li> 1354<a href="/retirement/sequence-of-returns-risk" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Sequence of Returns Risk</a> </li> 1355 </ul> 1356<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Save for Retirement <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1357</a> </div> 1358 <div class="ws-megamenu__sub-section-top-articles"> 1359 <div class="ws-megamenu__column-heading"> 1360<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 1361 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 1362</a> </div> 1363 <div class="ws-grid"> 1364 <div class="ws-megamenu-grid__row"> 1365 <div class="ws-megamenu__grid-items"> 1366 <a href="/retirement/1000-a-month-rule-for-retirement" class="ws-megamenu__grid-item"> 1367 <div class="ws-megamenu__grid-item-circle-image"> 1368 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/1000-a-month-rule-for-retirement-75x75.jpg?rev=227b42f31f494c34b5e6a0899ea12f42&la=en&h=75&w=75&hash=5BAE174C118F10894C3F78F40FC59C7D" class="ws-circular-image__image" alt="1000 a Month Rule for Retirement" /> 1369 </div> 1370 <div class="ws-megamenu__grid-item-title"> 1371 What Is the $1,000-A-M
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1595 <span class="ws-megamenu__section-link-text"> 1596What Is an Annuity? </span> 1597</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 1598 <ul class="ws-list ws-megamenu__sub-section-links"> 1599 <li> 1600<a href="/retirement/how-do-annuities-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Do Annuities Work?</a> </li> 1601 <li> 1602<a href="/retirement/annuity-benefits" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Benefits of Annuities</a> </li> 1603 <li> 1604<a href="/retirement/types-of-annuities" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Types of Annuities</a> </li> 1605 <li> 1606<a href="/retirement/qualified-vs-non-qualified-annuity" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Qualified vs. Non-Qualified Annuity</a> </li> 1607 <li> 1608<a href="/retirement/how-are-annuities-taxed" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Are Annuities Taxed?</a> </li> 1609 <li> 1610<a href="/retirement/claiming-your-inheritance-annuity" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Options for Beneficiaries</a> </li> 1611 <li> 1612<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Immediate Annuity Income Calculator <em class="fas fa-calculator"></em></a> </li> 1613 </ul> 1614<a href="/retirement/what-is-an-annuity" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Annuity Basics <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1615</a> </div> 1616 <div class="ws-megamenu__sub-section-top-articles"> 1617 <div class="ws-megamenu__column-heading"> 1618<a href="/retirement/what-is-an-annuity" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 1619 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 1620</a> </div> 1621 <div class="ws-grid"> 1622 <div class="ws-megamenu-grid__row"> 1623 <div class="ws-megamenu__grid-items"> 1624 <a href="/retirement/what-happens-to-an-annuity-when-you-die" class="ws-megamenu__grid-item"> 1625 <div class="ws-megamenu__grid-item-circle-image"> 1626 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-happens-to-an-annuity-when-you-die-75x75.jpg?rev=6c37a383b0974bb28786430f2c57e173&la=en&h=75&w=75&hash=585D5928B9E6B8950C4CA381624AD91B" class="ws-circular-image__image" alt="What Happens to an Annuity When You Die" /> 1627 </div> 1628 <div class="ws-megamenu__grid-item-title"> 1629 What Happens to an Annuity When You Die? 1630 </div> 1631 </a> 1632 </div> 1633 <div class="ws-megamenu__grid-items"> 1634 <a href="/retirement/annuity-myths" class="ws-megamenu__grid-item"> 1635 <div class="ws-megamenu__grid-item-circle-image"> 1636 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/annuities-myths-75x75.jpg?rev=08b1933b4e594176b4319655be69affa&la=en&h=75&w=75&hash=D6EC50979183C7EF7909F78CF4A7521E" class="ws-circular-image__image" alt="Annuities Myths" /> 1637 </div> 1638 <div class="ws-megamenu__grid-item-title"> 1639 Annuity Myths Debunked 1640 </div> 1641 </a> 1642 </div> 1643 <div class="ws-megamenu__grid-items"> 1644 <a href="/retirement/rila" class="ws-megamenu__grid-item"> 1645 <div class="ws-megamenu__grid-item-circle-image"> 1646 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/rila-75x75.jpg?rev=5e1e4d7ce920487084e65b315d46dcab&la=en&h=75&w=75&hash=A8A42D2573B9EC8CDE58D9C0ABC0405C" class="ws-circular-image__image" alt="RILA" /> 1647 </div> 1648 <div class="ws-megamenu__grid-item-title"> 1649 What is a Registered Index-Linked Annuity (RILA)? 1650 </div> 1651 </a> 1652 </div> 1653 </div> 1654 </div> 1655 </div> 1656 </li> 1657 </ul> 1658 </div> 1659 </div> 1660 </div> 1661 <div class="ws-megamenu__mobile-guide-container ws-accordion"> 1662 <div class="ws-megamenu__mobile-guide-heading"> 1663<a href="/retirement/retirement-planning-resources" class="ws-megamenu__mobile-guide-heading-link" >
1663 <span>Retirement Resources</span> 1664</a> </div> 1665 <div class="ws-list ws-megamenu__guide-links"> 1666 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1667 1668 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1669 1670 <span class="ws-megamenu__guide-header-text"> 1671How to Plan for Retirement </span> 1672 </div> 1673 1674 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1675<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1676 <i class="fa-regular fa-arrow-right"></i> 1677</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1678 <li> 1679 <a href="/retirement/can-i-receive-disability-and-retirement-benefits-at-the-same-time" class="ws-megamenu__guide-top-articles-link"> 1680 <i class="fa-solid fa-newspaper"></i> 1681 Can I Receive Disability & Retirement Benefits at the Same Time? 1682 </a> 1683 </li> 1684 <li> 1685 <a href="/retirement/retirement-planning-for-women" class="ws-megamenu__guide-top-articles-link"> 1686 <i class="fa-solid fa-newspaper"></i> 1687 Why Retirement Planning Is Different for Women 1688 </a> 1689 </li> 1690 <li> 1691 <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link"> 1692 <i class="fa-solid fa-newspaper"></i> 1693 Retirement Savings Calculator 1694 </a> 1695 </li> 1696 </ul> 1697 </div> 1698 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1699 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1700 <li> 1701<a href="/retirement/when-should-i-retire" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1702When to Retire</a> </li> 1703 <li> 1704<a href="/retirement/planning-for-retirement" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1705Retirement Milestones by Age</a> </li> 1706 <li> 1707<a href="/retirement/retirement-strategies" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1708Retirement Strategies</a> </li> 1709 <li> 1710<a href="/retirement/retirement-checklist" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1711Checklist for Retirement</a> </li> 1712 <li> 1713<a href="/retirement/reasons-to-start-preparing-for-retirement-now" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1714Reasons to Start Preparing Now</a> </li> 1715 <li> 1716<a href="/retirement/how-to-set-retirement-goals" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1717How to Set Retirement Goals</a> </li> 1718 <li> 1719<a href="/retirement/common-retirement-mistakes" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1720Planning Mistakes to Avoid</a> </li> 1721 </ul> 1722<a href="/retirement/how-to-plan-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >
1722All How to Plan for Retirement <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1723</a> </div> 1724 </div> 1725 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1726 1727 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1728 1729 <span class="ws-megamenu__guide-header-text"> 1730How Much Do I Need to Retire </span> 1731 </div> 1732 1733 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1734<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1735 <i class="fa-regular fa-arrow-right"></i> 1736</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1737 <li> 1738 <a href="/retirement/retirement-cost-of-living" class="ws-megamenu__guide-top-articles-link"> 1739 <i class="fa-solid fa-newspaper"></i> 1740 Retirement Cost of Living Expenses 1741 </a> 1742 </li> 1743 <li> 1744 <a href="/retirement/health-care-costs-in-retirement" class="ws-megamenu__guide-top-articles-link"> 1745 <i class="fa-solid fa-newspaper"></i> 1746 Health Care Costs in Retirement 1747 </a> 1748 </li> 1749 <li> 1750 <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link"> 1751 <i class="fa-solid fa-newspaper"></i> 1752 How Much Money Do I Need to Retire? 1753 </a> 1754 </li> 1755 </ul> 1756 </div> 1757 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1758 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1759 <li> 1760<a href="/retirement/how-much-do-i-need-to-retire-at-50" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1761Should I Retire at 50?</a> </li> 1762 <li> 1763<a href="/retirement/how-much-do-i-need-to-retire-at-55" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1764Considerations for Retiring at 55</a> </li> 1765 <li> 1766<a href="/retirement/how-much-do-i-need-to-retire-at-60" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1767How Much Money Do I Need to Retire at 60?</a> </li> 1768 <li> 1769<a href="/retirement/how-much-do-i-need-to-retire-at-62" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1770Factors to Consider When Retiring at 62</a> </li> 1771 <li> 1772<a href="/retirement/how-much-do-i-need-to-retire-at-65" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1773How Much to Retire at 65?</a> </li> 1774 <li> 1775<a href="/retirement/how-much-does-a-couple-need-to-retire" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1776How Much Does a Couple Need to Retire?</a> </li> 1777 <li> 1778<a href="/retirement/retirement-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1779Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 1780 </ul> 1781<a href="/retirement/how-much-do-i-need-to-retire" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How Much Do I Need to Retire <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1782</a> </div> 1783 </div> 1784 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1785 1786 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1787
1788 <span class="ws-megamenu__guide-header-text"> 1789How to Save for Retirement </span> 1790 </div> 1791 1792 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1793<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1794 <i class="fa-regular fa-arrow-right"></i> 1795</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1796 <li> 1797 <a href="/retirement/1000-a-month-rule-for-retirement" class="ws-megamenu__guide-top-articles-link"> 1798 <i class="fa-solid fa-newspaper"></i> 1799 What Is the $1,000-A-Month Rule? 1800 </a> 1801 </li> 1802 <li> 1803 <a href="/retirement/should-i-pay-off-my-mortgage-before-i-retire" class="ws-megamenu__guide-top-articles-link"> 1804 <i class="fa-solid fa-newspaper"></i> 1805 Should I Pay Off My Mortgage Before I Retire? 1806 </a> 1807 </li> 1808 <li> 1809 <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link"> 1810 <i class="fa-solid fa-newspaper"></i> 1811 How Much Money Do I Need to Retire? 1812 </a> 1813 </li> 1814 </ul> 1815 </div> 1816 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1817 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1818 <li> 1819<a href="/retirement/average-retirement-savings-by-age" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1820Average Retirement Savings by Age</a> </li> 1821 <li> 1822<a href="/retirement/how-to-start-saving-for-retirement-at-50-and-beyond" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1823How to Start Saving for Retirement at 50</a> </li> 1824 <li> 1825<a href="/retirement/catch-up-contributions" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1826Making Catch-Up Contributions</a> </li> 1827 <li> 1828<a href="/retirement/retirement-budget" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1829How to Budget for Retirement Expenses</a> </li> 1830 <li> 1831<a href="/retirement/how-to-invest-for-retirement" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1832How to Invest for Retirement</a> </li> 1833 <li> 1834<a href="/retirement/sequence-of-returns-risk" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1835Sequence of Returns Risk</a> </li> 1836 </ul> 1837<a href="/retirement/how-to-save-for-retirement" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All How to Save for Retirement <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1838</a> </div> 1839 </div> 1840 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1841 1842 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1843
1844 <span class="ws-megamenu__guide-header-text"> 1845Retirement Savings Plans </span> 1846 </div> 1847 1848 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1849<a href="/retirement/retirement-savings-plans" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1850 <i class="fa-regular fa-arrow-right"></i> 1851</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1852 <li> 1853 <a href="/retirement/retirement-plan-options-for-self-employed" class="ws-megamenu__guide-top-articles-link"> 1854 <i class="fa-solid fa-newspaper"></i> 1855 Retirement Plan Options for Self-Employed 1856 </a> 1857 </li> 1858 <li> 1859 <a href="/retirement/what-is-a-sep-account" class="ws-megamenu__guide-top-articles-link"> 1860 <i class="fa-solid fa-newspaper"></i> 1861 What Is a SEP Account? 1862 </a> 1863 </li> 1864 <li> 1865 <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link"> 1866 <i class="fa-solid fa-newspaper"></i> 1867 Retirement Savings Calculator 1868 </a> 1869 </li> 1870 </ul> 1871 </div> 1872 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1873 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1874 <li> 1875<a href="/retirement/ira-basics" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1876IRA Basics</a> </li> 1877 <li> 1878<a href="/retirement/401k-basics" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1879401(k) Basics</a> </li> 1880 <li> 1881<a href="/retirement/403b-basics" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1882403(b) Basics</a> </li> 1883 <li> 1884<a href="/retirement/457b" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1885457(b) Basics</a> </li> 1886 <li> 1887<a href="/retirement/what-is-a-pension-plan" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1888What Is a Pension Plan?</a> </li> 1889 <li> 1890<a href="/retirement/retirement-plans-for-a-small-business-owner" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1891Plans for Small Business Owners</a> </li> 1892 </ul> 1893<a href="/retirement/retirement-savings-plans" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Retirement Savings Plans <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1894</a> </div> 1895 </div> 1896 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1897 1898 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1899
1900 <span class="ws-megamenu__guide-header-text"> 1901Retirement Income Planning </span> 1902 </div> 1903 1904 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1905<a href="/retirement/retirement-income-planning" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1906 <i class="fa-regular fa-arrow-right"></i> 1907</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1908 <li> 1909 <a href="/retirement/alternatives-to-social-security-to-help-boost-your-retirement-income" class="ws-megamenu__guide-top-articles-link"> 1910 <i class="fa-solid fa-newspaper"></i> 1911 Alternatives to Social Security to Help Boost Your Retirement Income 1912 </a> 1913 </li> 1914 <li> 1915 <a href="/retirement/lifetime-income" class="ws-megamenu__guide-top-articles-link"> 1916 <i class="fa-solid fa-newspaper"></i> 1917 Sources for Lifetime Income 1918 </a> 1919 </li> 1920 <li> 1921 <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link"> 1922 <i class="fa-solid fa-newspaper"></i> 1923 Retirement Savings Calculator 1924 </a> 1925 </li> 1926 </ul> 1927 </div> 1928 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1929 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1930 <li> 1931<a href="/retirement/retirement-income" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1932What Is Retirement Income?</a> </li> 1933 <li> 1934<a href="/retirement/retirement-income-sources" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1935Top Retirement Income Sources</a> </li> 1936 <li> 1937<a href="/retirement/retirement-withdrawal-strategies" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1938Withdrawal Strategies to Maximize Income</a> </li> 1939 <li> 1940<a href="/retirement/what-is-social-security-cola" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1941Social Security Cost of Living Adjustment</a> </li> 1942 <li> 1943<a href="/retirement/alternatives-to-social-security-to-help-boost-your-retirement-income" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1944Alternatives to Social Security</a> </li> 1945 <li> 1946<a href="/retirement/full-retirement-age" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1947Full Retirement Age for Social Security</a> </li> 1948 <li> 1949<a href="/retirement/retirement-withdrawal-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1950Retirement Savings Withdrawal Calculator <em class="fas fa-calculator"></em></a> </li> 1951 </ul> 1952<a href="/retirement/retirement-income-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Retirement Income Planning <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 1953</a> </div> 1954 </div> 1955 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 1956 1957 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 1958
1959 <span class="ws-megamenu__guide-header-text"> 1960What Is Estate Planning? </span> 1961 </div> 1962 1963 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 1964<a href="/retirement/estate-planning" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 1965 <i class="fa-regular fa-arrow-right"></i> 1966</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 1967 <li> 1968 <a href="/retirement/estate-planning-myths" class="ws-megamenu__guide-top-articles-link"> 1969 <i class="fa-solid fa-newspaper"></i> 1970 Estate Planning Myths That Can Cost Your Family 1971 </a> 1972 </li> 1973 <li> 1974 <a href="/retirement/getting-your-affairs-in-order" class="ws-megamenu__guide-top-articles-link"> 1975 <i class="fa-solid fa-newspaper"></i> 1976 Getting Your Affairs in Order Before Itâs Too Late 1977 </a> 1978 </li> 1979 <li> 1980 <a href="/retirement/retirement-calculator" class="ws-megamenu__guide-top-articles-link"> 1981 <i class="fa-solid fa-newspaper"></i> 1982 Retirement Savings Calculator 1983 </a> 1984 </li> 1985 </ul> 1986 </div> 1987 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 1988 <ul class="ws-list ws-megamenu__guide-supporting-links"> 1989 <li> 1990<a href="/retirement/estate-plan" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1991What Is an Estate Plan?</a> </li> 1992 <li> 1993<a href="/retirement/what-is-a-will" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1994What Is a Will?</a> </li> 1995 <li> 1996<a href="/retirement/what-is-a-living-will" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 1997What Is a Living Will?</a> </li> 1998 <li> 1999<a href="/retirement/what-are-the-different-types-of-trusts" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2000Different Types of Trusts</a> </li> 2001 <li> 2002<a href="/retirement/estate-tax-vs-inheritance-tax" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2003Estate & Inheritance Taxes</a> </li> 2004 <li> 2005<a href="/retirement/5-considerations-when-leaving-money-to-grandchildren" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2006Leaving Money to Grandchildren</a> </li> 2007 <li> 2008<a href="/retirement/charitable-giving-strategies" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2009Charitable Giving</a> </li> 2010 </ul> 2011<a href="/retirement/estate-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Estate Planning <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2012</a> </div> 2013 </div> 2014 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 2015 2016 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 2017
2018 <span class="ws-megamenu__guide-header-text"> 2019What Is an Annuity? </span> 2020 </div> 2021 2022 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 2023<a href="/retirement/what-is-an-annuity" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 2024 <i class="fa-regular fa-arrow-right"></i> 2025</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 2026 <li> 2027 <a href="/retirement/what-happens-to-an-annuity-when-you-die" class="ws-megamenu__guide-top-articles-link"> 2028 <i class="fa-solid fa-newspaper"></i> 2029 What Happens to an Annuity When You Die? 2030 </a> 2031 </li> 2032 <li> 2033 <a href="/retirement/annuity-myths" class="ws-megamenu__guide-top-articles-link"> 2034 <i class="fa-solid fa-newspaper"></i> 2035 Annuity Myths Debunked 2036 </a> 2037 </li> 2038 <li> 2039 <a href="/retirement/rila" class="ws-megamenu__guide-top-articles-link"> 2040 <i class="fa-solid fa-newspaper"></i> 2041 What is a Registered Index-Linked Annuity (RILA)? 2042 </a> 2043 </li> 2044 </ul> 2045 </div> 2046 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 2047 <ul class="ws-list ws-megamenu__guide-supporting-links"> 2048 <li> 2049<a href="/retirement/how-do-annuities-work" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2050How Do Annuities Work?</a> </li> 2051 <li> 2052<a href="/retirement/annuity-benefits" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2053Benefits of Annuities</a> </li> 2054 <li> 2055<a href="/retirement/types-of-annuities" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2056Types of Annuities</a> </li> 2057 <li> 2058<a href="/retirement/qualified-vs-non-qualified-annuity" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2059Qualified vs. Non-Qualified Annuity</a> </li> 2060 <li> 2061<a href="/retirement/how-are-annuities-taxed" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2062How Are Annuities Taxed?</a> </li> 2063 <li> 2064<a href="/retirement/claiming-your-inheritance-annuity" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2065Options for Beneficiaries</a> </li> 2066 <li> 2067<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2068Immediate Annuity Income Calculator <em class="fas fa-calculator"></em></a> </li> 2069 </ul> 2070<a href="/retirement/what-is-an-annuity" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Annuity Basics <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2071</a> </div> 2072 </div> 2073 </div> 2074 </div> 2075<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 2076 2077 </div> 2078 </div> 2079 </div> 2080 </div> 2081 </div> 2082 </div> 2083 </div> 2084 </div> 2085 </div> 2086 </li> 2087 <li> 2088<a href="/investments" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="" >
2088 <span class="ws-megamenu__primary-link-text"> 2089Investments </span> 2090</a> 2091 2092 <div class="ws-megamenu__section-nav-wrapper"> 2093 <div class="ws-megamenu__section-nav"> 2094 <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu"> 2095 <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0"> 2096 <div class="ws-accordion__header-content ws-content-block__header-content"> 2097<a href="/investments" class="ws-megamenu__primary-link-mobile" id="" > <i class="fa-chart-bar fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i> 2098Investments</a> <i class="fal ws-megamenu__primary-link-chevron"></i> 2099 </div> 2100 </div> 2101 2102 2103 <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content"> 2104 <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item"> 2105 <div class="ws-grid ws-grid--megamenu"> 2106 <div class="row ws-grid__row"> 2107 <div class="col-12 col-md-3 ws-grid__col"> 2108 <div class="ws-grid__item"> 2109<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 2110 2111 <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading"> 2112<a href="/investments" class="ws-megamenu__column-heading-link" > <span>Products</span> 2113 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 2114</a> </div> 2115 <div class="ws-megamenu__conversion-links"> 2116<a href="/investments/mutual-funds" class="ws-megamenu__conversion-link" > <span>Mutual Funds</span> 2117</a><a href="/investments/investment-advisory" class="ws-megamenu__conversion-link" > <span>Investment Advisory</span> 2118</a><a href="/investments/529-plan" class="ws-megamenu__conversion-link" > <span>529 Plan</span> 2119</a><a href="/retirement/annuities" class="ws-megamenu__conversion-link" > <span>Annuities</span> 2120</a><a href="/investments" class="ws-megamenu__conversion-link" > <span>Compare Investment Solutions</span> 2121</a> </div> 2122 <div class="ws-megamenu__conversion-accordion"> 2123 </div> 2124 2125<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 2126 </div> 2127 </div> 2128 <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col"> 2129 <div class="ws-grid__item"> 2130<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 2131 2132 <div class="ws-megamenu__left-guide-col"> 2133 <div class="ws-megamenu__column-heading"> 2134<a href="/investments/resources" class="ws-megamenu__column-heading-link" >
2134 <span>Investments Resources</span> 2135 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 2136</a> </div> 2137 <div class="ws-megamenu__sub-section-links-wrapper"> 2138 <div class="ws-megamenu__sub-section-links-container"> 2139 <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections"> 2140 <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected"> 2141<a href="/investments/investing-101" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2142 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 2143 <span class="ws-megamenu__section-link-text"> 2144Investing 101 </span> 2145</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2146 <ul class="ws-list ws-megamenu__sub-section-links"> 2147 <li> 2148<a href="/investments/how-investing-works" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Does Investing Work?</a> </li> 2149 <li> 2150<a href="/investments/4-ways-to-consider-investing-with-little-money" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Ways to Invest With Little Money</a> </li> 2151 <li> 2152<a href="/investments/how-to-start-investing-in-your-20s" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Start Investing in Your 20’s</a> </li> 2153 <li> 2154<a href="/investments/liquid-vs-non-liquid-assets" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Liquid vs. Non-Liquid Assets</a> </li> 2155 <li> 2156<a href="/investments/the-impact-of-inflation-on-your-savings-and-investments" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Inflation Impacts Investments</a> </li> 2157 <li> 2158<a href="/investments/how-does-compound-interest-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Does Compound Interest Work?</a> </li> 2159 <li> 2160<a href="/investments/compound-interest-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Compound Interest Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 2161 </ul> 2162<a href="/investments/investing-101" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Investing 101 <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2163</a> </div> 2164 <div class="ws-megamenu__sub-section-top-articles"> 2165 <div class="ws-megamenu__column-heading"> 2166<a href="/investments/investing-101" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2167 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2168</a> </div> 2169 <div class="ws-grid"> 2170 <div class="ws-megamenu-grid__row"> 2171 <div class="ws-megamenu__grid-items"> 2172 <a href="/investments/long-term-investments-vs-short-term-investments" class="ws-megamenu__grid-item"> 2173 <div class="ws-megamenu__grid-item-circle-image"> 2174 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/long-term-investments-vs-short-term-investments.jpg?rev=078582733e86496ab4d8e4df456828e6&la=en&h=75&w=75&hash=AD6D207C4F30C32356713883A499B7D2" class="ws-circular-image__image" alt="Family laughing together on the couch" /> 2175 </div> 2176 <div class="ws-megamenu__grid-item-title"> 2177 Long-Term Investments vs. Short
2177-Term Investments: What's the Difference? 2178 </div> 2179 </a> 2180 </div> 2181 <div class="ws-megamenu__grid-items"> 2182 <a href="/investments/passive-income" class="ws-megamenu__grid-item"> 2183 <div class="ws-megamenu__grid-item-circle-image"> 2184 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/passive-income-75x75.jpg?rev=0eca6b89f55f4230bc9018066d96445c&la=en&h=75&w=75&hash=65B8715ECAEF3D79AD0337BB971D5817" class="ws-circular-image__image" alt="Passive Income" /> 2185 </div> 2186 <div class="ws-megamenu__grid-item-title"> 2187 What is Passive Income & How Does It Work? 2188 </div> 2189 </a> 2190 </div> 2191 <div class="ws-megamenu__grid-items"> 2192 <a href="/investments/brokerage-account" class="ws-megamenu__grid-item"> 2193 <div class="ws-megamenu__grid-item-circle-image"> 2194 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/brokerage-account-75x75.jpg?rev=3b1dda9290494990904b34ed51e94e7b&la=en&h=75&w=75&hash=4AC975B5A9C7E9A515F0FEE33FA42F37" class="ws-circular-image__image" alt="Brokerage Account" /> 2195 </div> 2196 <div class="ws-megamenu__grid-item-title"> 2197 What Is A Brokerage Account? 2198 </div> 2199 </a> 2200 </div> 2201 </div> 2202 </div> 2203 </div> 2204 </li> 2205 <li class=ws-megamenu__section-link-wrapper--has-children> 2206<a href="/investments/mutual-fund-basics" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2207 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 2208 <span class="ws-megamenu__section-link-text"> 2209Mutual Funds Basics </span> 2210</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2211 <ul class="ws-list ws-megamenu__sub-section-links"> 2212 <li> 2213<a href="/investments/how-do-mutual-funds-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Do Mutual Funds Work?</a> </li> 2214 <li> 2215<a href="/investments/pros-and-cons-of-mutual-funds" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Pros & Cons of Mutual Funds</a> </li> 2216 <li> 2217<a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Pick a Mutual Fund</a> </li> 2218 <li> 2219<a href="/investments/types-of-mutual-funds" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Types of Mutual Funds</a> </li> 2220 <li> 2221<a href="/investments/what-is-a-hybrid-mutual-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Are Hybrid Mutual Funds?</a> </li> 2222 <li> 2223<a href="/investments/what-is-a-target-date-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Are Target Date Funds?</a> </li> 2224 <li> 2225<a href="/investments/mutual-fund-terms" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Mutual Fund Terms to Know</a> </li> 2226 </ul> 2227<a href="/investments/mutual-fund-basics" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Mutual Funds Basics <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2228</a> </div> 2229 <div class="ws-megamenu__sub-section-top-articles"> 2230 <div class="ws-megamenu__column-heading"> 2231<a href="/investments/mutual-fund-basics" class="ws-megamenu__column-heading-link" >
2231 <span class="ws-megamenu__column-heading-text">Top Articles</span> 2232 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2233</a> </div> 2234 <div class="ws-grid"> 2235 <div class="ws-megamenu-grid__row"> 2236 <div class="ws-megamenu__grid-items"> 2237 <a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__grid-item"> 2238 <div class="ws-megamenu__grid-item-circle-image"> 2239 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-to-pick-a-mutual-fund-75x75.jpg?rev=ac8df839790542d5a29c74aebba7f661&la=en&h=75&w=75&hash=C14842B46B6B2F5B592953A73A4BD883" class="ws-circular-image__image" alt="How to Pick a Mutual Fund" /> 2240 </div> 2241 <div class="ws-megamenu__grid-item-title"> 2242 How to Pick a Mutual Fund 2243 </div> 2244 </a> 2245 </div> 2246 <div class="ws-megamenu__grid-items"> 2247 <a href="/investments/what-is-a-mutual-fund-account" class="ws-megamenu__grid-item"> 2248 <div class="ws-megamenu__grid-item-circle-image"> 2249 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-is-a-mutual-fund-account-75x75.jpg?rev=57e66e9a1d404363b745655b27910599&la=en&h=75&w=75&hash=9F4337EF5FCF5A91AE3B228667FBC0DA" class="ws-circular-image__image" alt="What Is a Mutual Fund Account" /> 2250 </div> 2251 <div class="ws-megamenu__grid-item-title"> 2252 What Is a Mutual Fund Account? 2253 </div> 2254 </a> 2255 </div> 2256 <div class="ws-megamenu__grid-items"> 2257 <a href="/investments/mutual-fund-terms" class="ws-megamenu__grid-item"> 2258 <div class="ws-megamenu__grid-item-circle-image"> 2259 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/mutual-fund-terms-75x75.jpg?rev=e151f1dc68c34bf196310b27fbae70da&la=en&h=75&w=75&hash=AD6B64DF7CCE38E4BAC651BEC7F7AAD7" class="ws-circular-image__image" alt="Mutual Fund Terms" /> 2260 </div> 2261 <div class="ws-megamenu__grid-item-title"> 2262 Mutual Fund Terms 2263 </div> 2264 </a> 2265 </div> 2266 </div> 2267 </div> 2268 </div> 2269 </li> 2270 <li class=ws-megamenu__section-link-wrapper--has-children> 2271<a href="/investments/college-savings" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2272 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2273 <span class="ws-megamenu__section-link-text"> 2274College Savings </span> 2275</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2276 <ul class="ws-list ws-megamenu__sub-section-links"> 2277 <li> 2278<a href="/investments/how-much-to-save-for-kids-college" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much to Save for College</a> </li> 2279 <li> 2280<a href="/investments/college-expenses" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >College Expenses to Consider</a> </li> 2281 <li> 2282<a href="/investments/how-to-pay-for-college" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Pay for College</a> </li> 2283 <li> 2284<a href="/investments/what-is-a-529-college-savings-plan" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a 529 Plan?</a> </li> 2285 <li> 2286<a href="/investments/ugma-account" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is an UGMA Account?</a> </li> 2287 <li> 2288<a href="/investments/coverdell-education-savings-account" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Coverdell Education Savings Account</a> </li> 2289 <li> 2290<a href="/investments/college-savings-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >College Savings Calculator <em class="fas fa-calculator"></em></a> </li> 2291 </ul> 2292<a href="/investments/college-savings" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All College Savings <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2293</a> </div> 2294 <div class="ws-megamenu__sub-section-top-articles"> 2295 <div class="ws-megamenu__column-heading"> 2296<a href="/investments/college-savings" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2297 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2298</a> </div> 2299 <div class="ws-grid"> 2300 <div class="ws-megamenu-grid__row"> 2301 <div class="ws-megamenu__grid-items"> 2302 <a href="/investments/utma-vs-ugma-accounts" class="ws-megamenu__grid-item"> 2303 <div class="ws-megamenu__grid-item-circle-image"> 2304 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/utma-vs-ugma-75x75.jpg?rev=d4ca7372f1844f7caafc8e9d315ba1b4&la=en&h=75&w=75&hash=EF67661F5ED2B68AF18350223D60A259" class="ws-circular-image__image" alt="UTMA vs UGMA" /> 2305 </div> 2306 <div class="ws-megamenu__grid-item-title"> 2307 UTMA vs. UGMA Accounts: What's the Difference? 2308 </div> 2309 </a> 2310 </div> 2311 <div class="ws-megamenu__grid-items"> 2312 <a href="/investments/what-are-529-plan-qualified-expenses" class="ws-megamenu__grid-item"> 2313 <div class="ws-megamenu__grid-item-circle-image"> 2314 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/what-are-529-plan-qualified-expenses-75x75.jpg?rev=3c2b85349f4b4b01a7a7ffac47531683&la=en&h=75&w=75&hash=6CF7ED57EA94FD63432349939B953524" class="ws-circular-image__image" alt="What Are 529 Plan Qualified Expenses" /> 2315 </div> 2316 <div class="ws-megamenu__grid-item-title"> 2317 What Are 529 Plan Qualified Expenses? 2318 </div> 2319 </a> 2320 </div> 2321 <div class="ws-megamenu__grid-items"> 2322 <a href="/investments/how-grandparents-can-contribute-to-529-plans" class="ws-megamenu__grid-item"> 2323 <div class="ws-megamenu__grid-item-circle-image"> 2324 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-grandparents-can-contribute-to-529-plans-75x75.jpg?rev=3e2f17b26c474e67805d29aefe2d91c5&la=en&h=75&w=75&hash=E449AAE75825663A3E673C2BBDC85E96" class="ws-circular-image__image" alt="How Grandparents Can Contribute to 529 Plans" /> 2325 </div> 2326 <div class="ws-megamenu__grid-item-title"> 2327 How Grandparents Can Contribute to 529 Plans 2328 </div> 2329 </a> 2330 </div> 2331 </div> 2332 </div> 2333 </div> 2334 </li> 2335 <li class=ws-megamenu__section-link-wrapper--has-children> 2336<a href="/investments/etf" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2337 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2338 <span class="ws-megamenu__section-link-text"> 2339ETF Basics </span> 2340</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2341 <ul class="ws-list ws-megamenu__sub-section-links"> 2342 <li> 2343<a href="/investments/types-of-etfs" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Types of ETFs</a> </li> 2344 <li> 2345<a href="/investments/how-do-etfs-work" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Do ETFs Work</a> </li> 2346 <li> 2347<a href="/investments/how-to-buy-etfs" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Buy ETFs</a> </li> 2348 <li> 2349<a href="/investments/etf-vs-mutual-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >ETF vs. Mutual Fund</a> </li> 2350 </ul> 2351<a href="/investments/etf" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All ETF Articles <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2352</a> </div> 2353 <div class="ws-megamenu__sub-section-top-articles"> 2354 <div class="ws-megamenu__column-heading"> 2355<a href="/investments/etf" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2356 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2357</a> </div> 2358 <div class="ws-grid"> 2359 <div class="ws-megamenu-grid__row"> 2360 <div class="ws-megamenu__grid-items"> 2361 <a href="/investments/types-of-etfs" class="ws-megamenu__grid-item"> 2362 <div class="ws-megamenu__grid-item-circle-image"> 2363 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/types-of-etfs-7575.jpg?rev=508c90871ebc4233b277ffe23d074967&la=en&h=75&w=75&hash=BCFFB2DA2442A12B01CB2CE78B2F106A" class="ws-circular-image__image" alt="Types of ETFs" /> 2364 </div> 2365 <div class="ws-megamenu__grid-item-title"> 2366 Types of ETFs 2367 </div> 2368 </a> 2369 </div> 2370 <div class="ws-megamenu__grid-items"> 2371 <a href="/investments/how-do-etfs-work" class="ws-megamenu__grid-item"> 2372 <div class="ws-megamenu__grid-item-circle-image"> 2373 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-do-etfs-work-7575.jpg?rev=6e090618b6e646388fe7f309db084dcf&la=en&h=75&w=75&
2373hash=04BE32555B28472175823FF0C1B29B1A" class="ws-circular-image__image" alt="How Do ETFs Work" /> 2374 </div> 2375 <div class="ws-megamenu__grid-item-title"> 2376 How Do ETFs Work 2377 </div> 2378 </a> 2379 </div> 2380 <div class="ws-megamenu__grid-items"> 2381 <a href="/investments/how-to-buy-etfs" class="ws-megamenu__grid-item"> 2382 <div class="ws-megamenu__grid-item-circle-image"> 2383 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/how-to-buy-etfs-7575.jpg?rev=c36c92e14a984603ab3468a50a1f4655&la=en&h=75&w=75&hash=38E4CE8766D0AB1E3AC12B9A40A3241D" class="ws-circular-image__image" alt="How to Buy ETFs" /> 2384 </div> 2385 <div class="ws-megamenu__grid-item-title"> 2386 How to Buy ETFs 2387 </div> 2388 </a> 2389 </div> 2390 </div> 2391 </div> 2392 </div> 2393 </li> 2394 </ul> 2395 </div> 2396 </div> 2397 </div> 2398 <div class="ws-megamenu__mobile-guide-container ws-accordion"> 2399 <div class="ws-megamenu__mobile-guide-heading"> 2400<a href="/investments/resources" class="ws-megamenu__mobile-guide-heading-link" > <span>Investments Resources</span> 2401</a> </div> 2402 <div class="ws-list ws-megamenu__guide-links"> 2403 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 2404 2405 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 2406 2407 <span class="ws-megamenu__guide-header-text"> 2408Investing 101 </span> 2409 </div> 2410 2411 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 2412<a href="/investments/investing-101" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 2413 <i class="fa-regular fa-arrow-right"></i> 2414</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 2415 <li> 2416 <a href="/investments/long-term-investments-vs-short-term-investments" class="ws-megamenu__guide-top-articles-link"> 2417 <i class="fa-solid fa-newspaper"></i> 2418 Long-Term Investments vs. Short-Term Investments: What's the Difference? 2419 </a> 2420 </li> 2421 <li> 2422 <a href="/investments/passive-income" class="ws-megamenu__guide-top-articles-link"> 2423 <i class="fa-solid fa-newspaper"></i> 2424 What is Passive Income & How Does It Work? 2425 </a> 2426 </li> 2427 <li> 2428 <a href="/investments/brokerage-account" class="ws-megamenu__guide-top-articles-link"> 2429 <i class="fa-solid fa-newspaper"></i> 2430 What Is A Brokerage Account? 2431 </a> 2432 </li> 2433 </ul> 2434 </div> 2435 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 2436 <ul class="ws-list ws-megamenu__guide-supporting-links"> 2437 <li> 2438<a href="/investments/how-investing-works" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2439How Does Investing Work?</a> </li> 2440 <li> 2441<a href="/investments/4-ways-to-consider-investing-with-little-money" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2442Ways to Invest With Little Money</a> </li> 2443 <li> 2444<a href="/investments/how-to-start-investing-in-your-20s" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2445How to Start Investing in Your 20’s</a> </li> 2446 <li> 2447<a href="/investments/liquid-vs-non-liquid-assets" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2448Liquid vs. Non-Liquid Assets</a> </li> 2449 <li> 2450<a href="/investments/the-impact-of-inflation-on-your-savings-and-investments" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2451How Inflation Impacts Investments</a> </li> 2452 <li> 2453<a href="/investments/how-does-compound-interest-work" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2454How Does Compound Interest Work?</a> </li> 2455 <li> 2456<a href="/investments/compound-interest-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2457Compound Interest Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 2458 </ul> 2459<a href="/investments/investing-101" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Investing 101 <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2460</a> </div> 2461 </div> 2462 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 2463 2464 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 2465
2466 <span class="ws-megamenu__guide-header-text"> 2467Mutual Funds Basics </span> 2468 </div> 2469 2470 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 2471<a href="/investments/mutual-fund-basics" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 2472 <i class="fa-regular fa-arrow-right"></i> 2473</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 2474 <li> 2475 <a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__guide-top-articles-link"> 2476 <i class="fa-solid fa-newspaper"></i> 2477 How to Pick a Mutual Fund 2478 </a> 2479 </li> 2480 <li> 2481 <a href="/investments/what-is-a-mutual-fund-account" class="ws-megamenu__guide-top-articles-link"> 2482 <i class="fa-solid fa-newspaper"></i> 2483 What Is a Mutual Fund Account? 2484 </a> 2485 </li> 2486 <li> 2487 <a href="/investments/mutual-fund-terms" class="ws-megamenu__guide-top-articles-link"> 2488 <i class="fa-solid fa-newspaper"></i> 2489 Mutual Fund Terms 2490 </a> 2491 </li> 2492 </ul> 2493 </div> 2494 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 2495 <ul class="ws-list ws-megamenu__guide-supporting-links"> 2496 <li> 2497<a href="/investments/how-do-mutual-funds-work" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2498How Do Mutual Funds Work?</a> </li> 2499 <li> 2500<a href="/investments/pros-and-cons-of-mutual-funds" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2501Pros & Cons of Mutual Funds</a> </li> 2502 <li> 2503<a href="/investments/how-to-pick-a-mutual-fund" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2504How to Pick a Mutual Fund</a> </li> 2505 <li> 2506<a href="/investments/types-of-mutual-funds" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2507Types of Mutual Funds</a> </li> 2508 <li> 2509<a href="/investments/what-is-a-hybrid-mutual-fund" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2510What Are Hybrid Mutual Funds?</a> </li> 2511 <li> 2512<a href="/investments/what-is-a-target-date-fund" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2513What Are Target Date Funds?</a> </li> 2514 <li> 2515<a href="/investments/mutual-fund-terms" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2516Mutual Fund Terms to Know</a> </li> 2517 </ul> 2518<a href="/investments/mutual-fund-basics" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Mutual Funds Basics <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2519</a> </div> 2520 </div> 2521 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 2522 2523 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 2524
2525 <span class="ws-megamenu__guide-header-text"> 2526College Savings </span> 2527 </div> 2528 2529 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 2530<a href="/investments/college-savings" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 2531 <i class="fa-regular fa-arrow-right"></i> 2532</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 2533 <li> 2534 <a href="/investments/utma-vs-ugma-accounts" class="ws-megamenu__guide-top-articles-link"> 2535 <i class="fa-solid fa-newspaper"></i> 2536 UTMA vs. UGMA Accounts: What's the Difference? 2537 </a> 2538 </li> 2539 <li> 2540 <a href="/investments/what-are-529-plan-qualified-expenses" class="ws-megamenu__guide-top-articles-link"> 2541 <i class="fa-solid fa-newspaper"></i> 2542 What Are 529 Plan Qualified Expenses? 2543 </a> 2544 </li> 2545 <li> 2546 <a href="/investments/how-grandparents-can-contribute-to-529-plans" class="ws-megamenu__guide-top-articles-link"> 2547 <i class="fa-solid fa-newspaper"></i> 2548 How Grandparents Can Contribute to 529 Plans 2549 </a> 2550 </li> 2551 </ul> 2552 </div> 2553 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 2554 <ul class="ws-list ws-megamenu__guide-supporting-links"> 2555 <li> 2556<a href="/investments/how-much-to-save-for-kids-college" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2557How Much to Save for College</a> </li> 2558 <li> 2559<a href="/investments/college-expenses" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2560College Expenses to Consider</a> </li> 2561 <li> 2562<a href="/investments/how-to-pay-for-college" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2563How to Pay for College</a> </li> 2564 <li> 2565<a href="/investments/what-is-a-529-college-savings-plan" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2566What Is a 529 Plan?</a> </li> 2567 <li> 2568<a href="/investments/ugma-account" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2569What Is an UGMA Account?</a> </li> 2570 <li> 2571<a href="/investments/coverdell-education-savings-account" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2572Coverdell Education Savings Account</a> </li> 2573 <li> 2574<a href="/investments/college-savings-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2575College Savings Calculator <em class="fas fa-calculator"></em></a> </li> 2576 </ul> 2577<a href="/investments/college-savings" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All College Savings <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2578</a> </div> 2579 </div> 2580 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 2581 2582 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 2583
2584 <span class="ws-megamenu__guide-header-text"> 2585ETF Basics </span> 2586 </div> 2587 2588 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 2589<a href="/investments/etf" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 2590 <i class="fa-regular fa-arrow-right"></i> 2591</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 2592 <li> 2593 <a href="/investments/types-of-etfs" class="ws-megamenu__guide-top-articles-link"> 2594 <i class="fa-solid fa-newspaper"></i> 2595 Types of ETFs 2596 </a> 2597 </li> 2598 <li> 2599 <a href="/investments/how-do-etfs-work" class="ws-megamenu__guide-top-articles-link"> 2600 <i class="fa-solid fa-newspaper"></i> 2601 How Do ETFs Work 2602 </a> 2603 </li> 2604 <li> 2605 <a href="/investments/how-to-buy-etfs" class="ws-megamenu__guide-top-articles-link"> 2606 <i class="fa-solid fa-newspaper"></i> 2607 How to Buy ETFs 2608 </a> 2609 </li> 2610 </ul> 2611 </div> 2612 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 2613 <ul class="ws-list ws-megamenu__guide-supporting-links"> 2614 <li> 2615<a href="/investments/types-of-etfs" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2616Types of ETFs</a> </li> 2617 <li> 2618<a href="/investments/how-do-etfs-work" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2619How Do ETFs Work</a> </li> 2620 <li> 2621<a href="/investments/how-to-buy-etfs" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2622How to Buy ETFs</a> </li> 2623 <li> 2624<a href="/investments/etf-vs-mutual-fund" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 2625ETF vs. Mutual Fund</a> </li> 2626 </ul> 2627<a href="/investments/etf" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All ETF Articles <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2628</a> </div> 2629 </div> 2630 </div> 2631 </div> 2632<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 2633 2634 </div> 2635 </div> 2636 </div> 2637 </div> 2638 </div> 2639 </div> 2640 </div> 2641 </div> 2642 </div> 2643 </li> 2644 <li> 2645<a href="/personal-finance" class="ws-megamenu__primary-link ws-megamenu__mobile-page-link" id="" >
2645 <span class="ws-megamenu__primary-link-text"> 2646Personal Finance </span> 2647</a> 2648 2649 <div class="ws-megamenu__section-nav-wrapper"> 2650 <div class="ws-megamenu__section-nav"> 2651 <div class="ws-accordion ws-accordion--animation_none ws-accordion--megamenu ws-content-block__category-accordion ws-content-block__category-accordion--megamenu"> 2652 <div aria-label="accordion" class="ws-content__item ws-heading ws-accordion__header ws-accordion__header--theme_dark ws-content-block__category-header ws-accordion__mobile-header--collapsible ws-minified-header__sub-nav ws-megamenu__primary-link-header" tabindex="0"> 2653 <div class="ws-accordion__header-content ws-content-block__header-content"> 2654<a href="/personal-finance" class="ws-megamenu__primary-link-mobile" id="" > <i class="fa-chart-pie-alt fa-light ws-megamenu__primary-link-icon ws-accordion__custom-icon fa-fw"></i> 2655Personal Finance</a> <i class="fal ws-megamenu__primary-link-chevron"></i> 2656 </div> 2657 </div> 2658 2659 2660 <div class="ws-accordion__content ws-accordion__content--theme_light ws-content-block__content"> 2661 <div class="ws-section__item ws-section__item--padding-vertical_off ws-megamenu__section-item"> 2662 <div class="ws-grid ws-grid--megamenu"> 2663 <div class="row ws-grid__row"> 2664 <div class="col-12 col-md-3 ws-grid__col"> 2665 <div class="ws-grid__item"> 2666<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 2667 2668 <div class="ws-megamenu__column-heading ws-megamenu__column-conversion-heading"> 2669<a href="/personal-finance" class="ws-megamenu__column-heading-link" > <span>Products</span> 2670 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 2671</a> </div> 2672 <div class="ws-megamenu__conversion-links"> 2673<a href="/personal-finance" class="ws-megamenu__conversion-link" > <span>Personal Finance</span> 2674</a> </div> 2675 <div class="ws-megamenu__conversion-accordion"> 2676 </div> 2677 2678<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuConversionContent.cshtml--> 2679 </div> 2680 </div> 2681 <div class="col-12 col-md-9 ws-grid__col ws-megamenu__guide-col"> 2682 <div class="ws-grid__item"> 2683<!--START : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 2684 2685 <div class="ws-megamenu__left-guide-col"> 2686 <div class="ws-megamenu__column-heading"> 2687<a href="/personal-finance/resources" class="ws-megamenu__column-heading-link" > <span>Personal Finance Resources</span> 2688 <i class="fa-light fa-arrow-right ws-megamenu__column-heading-icon"></i> 2689</a> </div> 2690 <div class="ws-megamenu__sub-section-links-wrapper"> 2691 <div class="ws-megamenu__sub-section-links-container"> 2692 <ul class="ws-list ws-megamenu__section-links ws-megamenu__section-links--has-sub-sections"> 2693 <li class="ws-megamenu__section-link-wrapper--has-children ws-megamenu__section-link-wrapper--selected"> 2694<a href="/personal-finance/planning" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2695 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2696 <span class="ws-megamenu__section-link-text"> 2697Personal Finance Planning </span> 2698</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2699 <ul class="ws-list ws-megamenu__sub-section-links"> 2700 <li> 2701<a href="/personal-finance/what-is-personal-finance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Personal Finance?</a> </li> 2702 <li> 2703<a href="/personal-finance/financial-goals" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Setting Financial Goals</a> </li> 2704 <li> 2705<a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Financial Planning Checklist</a> </li> 2706 <li> 2707<a href="/personal-finance/family-financial-planning" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Family Financial Planning</a> </li> 2708 <li> 2709<a href="/personal-finance/which-life-stage-are-you-preparing-for-financially" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Financial Life Stages</a> </li> 2710 <li> 2711<a href="/personal-finance/immediate-needs-with-long-term-goals" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Reviewing Your Finances Regularly</a> </li> 2712 <li> 2713<a href="/research-and-insights" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Financial Research & Insights</a> </li> 2714 </ul> 2715<a href="/personal-finance/planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Personal Finance Planning <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2716</a> </div> 2717 <div class="ws-megamenu__sub-section-top-articles"> 2718 <div class="ws-megamenu__column-heading"> 2719<a href="/personal-finance/planning" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2720 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2721</a> </div> 2722 <div class="ws-grid"> 2723 <div class="ws-megamenu-grid__row"> 2724 <div class="ws-megamenu__grid-items"> 2725 <a href="/personal-finance/financial-planning" class="ws-megamenu__grid-item"> 2726 <div class="ws-megamenu__grid-item-circle-image"> 2727 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-planning-75x75.jpg?rev=0b224dd58ce147f8b018ec99ded98bf8&la=en&h=75&w=75&hash=556FCDEB3ABE57AC678277742D37B4AF" class="ws-circular-image__image" alt="Financial Planning" /> 2728 </div> 2729 <div class="ws-megamenu__grid-item-title"> 2730 What Is Financial Planning? 2731 </div> 2732 </a> 2733 </div> 2734 <div class="ws-megamenu__grid-items"> 2735 <a href="/personal-finance/financial-stability" class="ws-megamenu__grid-item"> 2736 <div class="ws-megamenu__grid-item-circle-image"> 2737 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-stability-75x75.jpg?rev=ad9c37056ad445b1a313840bd7e88bab&la=en&h=75&w=75&hash=96BE57712F2289EF04B5EB77FD86C0F3" class="ws-circular-image__image" alt="Financial Stability" /> 2738 </div> 2739 <div class="ws-megamenu__grid-item-title"> 2740 Creating a Sense of Financial Stability Without Focusing Solely on Numbers 2741 </div> 2742 </a> 2743 </div> 2744 <div class="ws-megamenu__grid-items"> 2745 <a href="/personal-finance/year-end-tax-planning" class="ws-megamenu__grid-item"> 2746 <div class="ws-megamenu__grid-item-circle-image"> 2747 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/year-end-tax-planning-75x75.jpg?rev=82178e89a2874355b0259aceeb8959fb&la=en&h=75&w=75&hash=BFF7DEDEE73E5873D62C96C10737EF95" class="ws-circular-image__image" alt="Year End Tax Planning" /> 2748 </div> 2749 <div class="ws-megamenu__grid-item-title"> 2750 Considerations for Year-End Tax Planning 2751 </div> 2752 </a> 2753 </div> 2754 </div> 2755 </div> 2756 </div> 2757 </li> 2758 <li class=ws-megamenu__section-link-wrapper--has-children> 2759<a href="/personal-finance/managing-debt" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2760 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2761 <span class="ws-megamenu__section-link-text"> 2762Managing Debt </span> 2763</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2764 <ul class="ws-list ws-megamenu__sub-section-links"> 2765 <li> 2766<a href="/personal-finance/good-debt-vs-bad-debt" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Good Debt vs. Bad Debt</a> </li> 2767 <li> 2768<a href="/personal-finance/debt-management-plan" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Creating a Debt Management Plan</a> </li> 2769 <li> 2770<a href="/personal-finance/debt-reduction-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Debt Reduction Strategies</a> </li> 2771 <li> 2772<a href="/personal-finance/how-you-could-pay-off-student-loans-before-30" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How You Could Pay Off Student Loans Before 30</a> </li> 2773 <li> 2774<a href="/personal-finance/should-you-pay-off-student-loans-early" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Should You Pay Off Student Loans Early</a> </li> 2775 <li> 2776<a href="/personal-finance/pay-off-debt-or-invest" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Pay Off Debt or Invest Your Money?</a> </li> 2777 <li> 2778<a href="/personal-finance/debt-to-income-ratio-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Debt Is Too Much? <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 2779 </ul> 2780<a href="/personal-finance/managing-debt" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Debt <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2781</a> </div> 2782 <div class="ws-megamenu__sub-section-top-articles"> 2783 <div class="ws-megamenu__column-heading"> 2784<a href="/personal-finance/managing-debt" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2785 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2786</a> </div> 2787 <div class="ws-grid"> 2788 <div class="ws-megamenu-grid__row"> 2789 <div class="ws-megamenu__grid-items"> 2790 <a href="/personal-finance/debt-avalanche-vs-debt-snowball" class="ws-megamenu__grid-item"> 2791 <div class="ws-megamenu__grid-item-circle-image"> 2792 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/debt-avalanche-vs-debt-snowball-75x75.jpg?rev=b534068a3acf4faf8bfdeb17d824bb9c&la=en&h=75&w=75&hash=302DBFBEAADB4C44E30B56A07E04624A" class="ws-circular-image__image" alt="Debt Avalanche vs Debt Snowball" /> 2793 </div> 2794 <div class="ws-megamenu__grid-item-title"> 2795 Debt Avalanche vs. Debt Snowball: Which Method Fits Your Strategy? 2796 </div> 2797 </a> 2798 </div> 2799 <div class="ws-megamenu__grid-items"> 2800 <a href="/personal-finance/debt-management-plan" class="ws-megamenu__grid-item"> 2801 <div class="ws-megamenu__grid-item-circle-image"> 2802 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/debt-management-plan-75x75.jpg?rev=4d6895b203f545539abca402092c605a&la=en&h=75&w=75&
2802hash=712373BBDE71DD2C36E207F49F395553" class="ws-circular-image__image" alt="Debt Management Plan" /> 2803 </div> 2804 <div class="ws-megamenu__grid-item-title"> 2805 What Is a Debt Management Plan? 2806 </div> 2807 </a> 2808 </div> 2809 <div class="ws-megamenu__grid-items"> 2810 <a href="/personal-finance/debt-and-retirement-savings" class="ws-megamenu__grid-item"> 2811 <div class="ws-megamenu__grid-item-circle-image"> 2812 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/debt-and-retirement-savings-75x75.jpg?rev=9ca7444a88e74162842bceb5cf18fb45&la=en&h=75&w=75&hash=5EFB59336FFBE68E50ED50576B5DED94" class="ws-circular-image__image" alt="Debt and Retirement Savings" /> 2813 </div> 2814 <div class="ws-megamenu__grid-item-title"> 2815 Impact of Debt on Retirement 2816 </div> 2817 </a> 2818 </div> 2819 </div> 2820 </div> 2821 </div> 2822 </li> 2823 <li class=ws-megamenu__section-link-wrapper--has-children> 2824<a href="/personal-finance/budgeting-saving" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2825 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i> 2826 <span class="ws-megamenu__section-link-text"> 2827Budgeting & Saving </span> 2828</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2829 <ul class="ws-list ws-megamenu__sub-section-links"> 2830 <li> 2831<a href="/personal-finance/how-to-create-a-budget" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Create a Budget</a> </li> 2832 <li> 2833<a href="/personal-finance/median-savings-by-age" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Saving By Age</a> </li> 2834 <li> 2835<a href="/personal-finance/emergency-fund" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is an Emergency Fund?</a> </li> 2836 <li> 2837<a href="/personal-finance/money-saving-hacks" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Smart Money Saving Hacks</a> </li> 2838 <li> 2839<a href="/personal-finance/what-is-a-hsa" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Health Savings Account (HSA)?</a> </li> 2840 <li> 2841<a href="/personal-finance/5-questions-to-help-you-master-your-personal-budget" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >5 Questions to Master Your Budget</a> </li> 2842 <li> 2843<a href="/personal-finance/emergency-fund-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Emergency Fund Calculator <em class="fas fa-calculator"></em></a> </li> 2844 </ul> 2845<a href="/personal-finance/budgeting-saving" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Budgeting & Saving <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2846</a> </div> 2847 <div class="ws-megamenu__sub-section-top-articles"> 2848 <div class="ws-megamenu__column-heading"> 2849<a href="/personal-finance/budgeting-saving" class="ws-megamenu__column-heading-link" >
2849 <span class="ws-megamenu__column-heading-text">Top Articles</span> 2850 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2851</a> </div> 2852 <div class="ws-grid"> 2853 <div class="ws-megamenu-grid__row"> 2854 <div class="ws-megamenu__grid-items"> 2855 <a href="/personal-finance/budgeting-for-a-baby" class="ws-megamenu__grid-item"> 2856 <div class="ws-megamenu__grid-item-circle-image"> 2857 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/budgeting-for-a-baby-75x75.jpg?rev=d2ff516e2aa64607b4cb1934549883d6&la=en&h=75&w=75&hash=E5DCA1E52ED1FAD0B524EA81B58E8C4C" class="ws-circular-image__image" alt="Budgeting for a Baby" /> 2858 </div> 2859 <div class="ws-megamenu__grid-item-title"> 2860 How to Budget for a Baby 2861 </div> 2862 </a> 2863 </div> 2864 <div class="ws-megamenu__grid-items"> 2865 <a href="/personal-finance/50-30-20-rule" class="ws-megamenu__grid-item"> 2866 <div class="ws-megamenu__grid-item-circle-image"> 2867 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/50-30-20-rule-75x75.jpg?rev=41956b97edcf4a17ba5276f337bded08&la=en&h=75&w=75&hash=B16FDA517332B57855445323E3A337CF" class="ws-circular-image__image" alt="50 30 20 Rule" /> 2868 </div> 2869 <div class="ws-megamenu__grid-item-title"> 2870 50-30-20 Rule: How to Budget Your Money Effectively 2871 </div> 2872 </a> 2873 </div> 2874 <div class="ws-megamenu__grid-items"> 2875 <a href="/personal-finance/ways-to-save-money" class="ws-megamenu__grid-item"> 2876 <div class="ws-megamenu__grid-item-circle-image"> 2877 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/ways-to-save-money-75x75.jpg?rev=16a2c58266de4574ab872c602e382b32&la=en&h=75&w=75&hash=EF804F0DF205B7D1B13BF34A607FCD43" class="ws-circular-image__image" alt="Ways to Save Money" /> 2878 </div> 2879 <div class="ws-megamenu__grid-item-title"> 2880 26 Ways to Save Money 2881 </div> 2882 </a> 2883 </div> 2884 </div> 2885 </div> 2886 </div> 2887 </li> 2888 <li class=ws-megamenu__section-link-wrapper--has-children> 2889<a href="/personal-finance/money-management" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2890 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2891 <span class="ws-megamenu__section-link-text"> 2892Managing Money </span> 2893</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2894 <ul class="ws-list ws-megamenu__sub-section-links"> 2895 <li> 2896<a href="/personal-finance/financial-wellness" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Guide to Maintaining Financial Wellness</a> </li> 2897 <li> 2898<a href="/personal-finance/how-to-manage-bills" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Manage Bills</a> </li> 2899 <li> 2900<a href="/personal-finance/how-to-improve-financial-health" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Improve Financial Health</a> </li> 2901 <li> 2902<a href="/personal-finance/teaching-your-kids-financial-literacy" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Teaching Your Kids Financial Literacy</a> </li> 2903 <li> 2904<a href="/personal-finance/money-management-for-teens" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Money Management for Teens</a> </li> 2905 <li> 2906<a href="/personal-finance/how-much-does-it-cost-to-raise-a-kid" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How Much Does It Cost to Raise a Child?</a> </li> 2907 <li> 2908<a href="/personal-finance/revenge-spending" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Revenge Spending?</a> </li> 2909 </ul> 2910<a href="/personal-finance/money-management" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Money <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2911</a> </div> 2912 <div class="ws-megamenu__sub-section-top-articles"> 2913 <div class="ws-megamenu__column-heading"> 2914<a href="/personal-finance/money-management" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2915 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2916</a> </div> 2917 <div class="ws-grid"> 2918 <div class="ws-megamenu-grid__row"> 2919 <div class="ws-megamenu__grid-items"> 2920 <a href="/personal-finance/financial-gifts-to-consider-giving" class="ws-megamenu__grid-item"> 2921 <div class="ws-megamenu__grid-item-circle-image"> 2922 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-gifts-to-consider-giving-75x75.jpg?rev=f1d6578a59ac448890def7909b6752d8&la=en&h=75&w=75&hash=2A6FBC7D13CE695A74947F66A6DE407C" class="ws-circular-image__image" alt="Financial Gifts to Consider Giving" /> 2923 </div> 2924 <div class="ws-megamenu__grid-item-title"> 2925 Financial Gifts to Consider Giving 2926 </div> 2927 </a> 2928 </div> 2929 <div class="ws-megamenu__grid-items"> 2930 <a href="/personal-finance/common-financial-mistakes" class="ws-megamenu__grid-item"> 2931 <div class="ws-megamenu__grid-item-circle-image"> 2932 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/common-financial-mistakes-75x75.jpg?rev=f785c05b023e47ad9f8f80d8b9f7fd26&la=en&h=75&w=75&hash=EFE3862DB774E1B0DB29D1FC340B746A" class="ws-circular-image__image" alt="Common Financial Mistakes" /> 2933 </div> 2934 <div class="ws-megamenu__grid-item-title"> 2935 Common Financial Mistakes & How to Avoid Them 2936 </div> 2937 </a> 2938 </div> 2939 <div class="ws-megamenu__grid-items"> 2940 <a href="/personal-finance/money-101-a-financial-education-for-college-students" class="ws-megamenu__grid-item"> 2941 <div class="ws-megamenu__grid-item-circle-image"> 2942 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/money-101-a-financial-education-for-college-students-75x75.jpg?rev=2b4d6aeb991140628066a71a873f667c&la=en&h=75&w=75&hash=45654110FC728E1477D5ACD2FCC0B0A5" class="ws-circular-image__image" alt="Money 101 A Financial Education for College Students" /> 2943 </div> 2944 <div class="ws-megamenu__grid-item-title"> 2945 Money 101: A Financial Education for College Students 2946 </div> 2947 </a> 2948 </div> 2949 </div> 2950 </div> 2951 </div> 2952 </li> 2953 <li class=ws-megamenu__section-link-wrapper--has-children> 2954<a href="/personal-finance/small-business-planning" class="ws-megamenu__section-link ws-megamenu__mobile-page-link ws-megamenu__secondary-level-link" > <i class="fa-light fa-book ws-megamenu__guide-link-icon"></i> 2955 <i class="fa-solid fa-book ws-megamenu__guide-link-icon--hover"></i>
2956 <span class="ws-megamenu__section-link-text"> 2957Small Business Planning </span> 2958</a> <div class="ws-megamenu__sub-section-links-container ws-megamenu__sub-section-links-container--level_three"> 2959 <ul class="ws-list ws-megamenu__sub-section-links"> 2960 <li> 2961<a href="/personal-finance/help-protect-the-survival-of-your-business" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Business Succession Planning</a> </li> 2962 <li> 2963<a href="/personal-finance/how-and-why-to-build-a-5-year-business-plan-for-your-company" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How & Why to Build a 5-Year Business Plan</a> </li> 2964 <li> 2965<a href="/personal-finance/top-5-asset-protection-strategies" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Asset Protection Strategies for Business Owners</a> </li> 2966 <li> 2967<a href="/personal-finance/how-to-transfer-business-ownership" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >How to Transfer Business Ownership</a> </li> 2968 <li> 2969<a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is a Buy-Sell Agreement?</a> </li> 2970 <li> 2971<a href="/life-insurance/key-person-insurance" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >What Is Key Person Insurance?</a> </li> 2972 <li> 2973<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__sub-section-link ws-megamenu__third-level-link" >Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 2974 </ul> 2975<a href="/personal-finance/small-business-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Small Business Planning <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 2976</a> </div> 2977 <div class="ws-megamenu__sub-section-top-articles"> 2978 <div class="ws-megamenu__column-heading"> 2979<a href="/personal-finance/small-business-planning" class="ws-megamenu__column-heading-link" > <span class="ws-megamenu__column-heading-text">Top Articles</span> 2980 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 2981</a> </div> 2982 <div class="ws-grid"> 2983 <div class="ws-megamenu-grid__row"> 2984 <div class="ws-megamenu__grid-items"> 2985 <a href="/personal-finance/critical-illness-vs-health-insurance" class="ws-megamenu__grid-item"> 2986 <div class="ws-megamenu__grid-item-circle-image"> 2987 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/critical-illness-vs-health-insurance-75x75.jpg?rev=8bb11c0f38f24d0ab3fbc0670b04c
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3044 <span class="ws-megamenu__column-heading-text">Top Articles</span> 3045 <i class="fa-regular fa-arrow-right ws-megamenu__column-heading-icon"></i> 3046</a> </div> 3047 <div class="ws-grid"> 3048 <div class="ws-megamenu-grid__row"> 3049 <div class="ws-megamenu__grid-items"> 3050 <a href="/personal-finance/financial-goals" class="ws-megamenu__grid-item"> 3051 <div class="ws-megamenu__grid-item-circle-image"> 3052 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-goals-75x75.png?rev=9e903689fcf94a5d979ccd4adef7eebd&la=en&h=75&w=75&hash=A07FF11BEA811E5E179B869D50A027C7" class="ws-circular-image__image" alt="Financial Goals" /> 3053 </div> 3054 <div class="ws-megamenu__grid-item-title"> 3055 Setting Financial Goals to Achieve Financial Freedom 3056 </div> 3057 </a> 3058 </div> 3059 <div class="ws-megamenu__grid-items"> 3060 <a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__grid-item"> 3061 <div class="ws-megamenu__grid-item-circle-image"> 3062 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/financial-planning-checklist.jpg?rev=dd491596abc54f0f8fcb24d031f91add&la=en&h=75&w=75&hash=9B94BEF335E8E7D766B37F982E155BFD" class="ws-circular-image__image" alt="Couple reviewing their finances together" /> 3063 </div> 3064 <div class="ws-megamenu__grid-item-title"> 3065 Take Control of Your Finances With Our Financial Planning Checklist 3066 </div> 3067 </a> 3068 </div> 3069 <div class="ws-megamenu__grid-items"> 3070 <a href="/personal-finance/emergency-fund" class="ws-megamenu__grid-item"> 3071 <div class="ws-megamenu__grid-item-circle-image"> 3072 <img src="/-/media/feature/westernsouthern/globals/page-thumbnails/emergency-fund-75x75.jpg?rev=9e97e235ff9345ddab795a3c51528a76&la=en&h=75&w=75&hash=EBB3C03525812DE60A27A2DC25D053FF" class="ws-circular-image__image" alt="Emergency Fund" /> 3073 </div> 3074 <div class="ws-megamenu__grid-item-title"> 3075 Emergency Fund: Your Financial Cushion 3076 </div> 3077 </a> 3078 </div> 3079 </div> 3080 </div> 3081 </div> 3082 </li> 3083 </ul> 3084 </div> 3085 </div> 3086 </div> 3087 <div class="ws-megamenu__mobile-guide-container ws-accordion"> 3088 <div class="ws-megamenu__mobile-guide-heading"> 3089<a href="/personal-finance/resources" class="ws-megamenu__mobile-guide-heading-link" >
3089 <span>Personal Finance Resources</span> 3090</a> </div> 3091 <div class="ws-list ws-megamenu__guide-links"> 3092 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 3093 3094 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 3095 3096 <span class="ws-megamenu__guide-header-text"> 3097Personal Finance Planning </span> 3098 </div> 3099 3100 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 3101<a href="/personal-finance/planning" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 3102 <i class="fa-regular fa-arrow-right"></i> 3103</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 3104 <li> 3105 <a href="/personal-finance/financial-planning" class="ws-megamenu__guide-top-articles-link"> 3106 <i class="fa-solid fa-newspaper"></i> 3107 What Is Financial Planning? 3108 </a> 3109 </li> 3110 <li> 3111 <a href="/personal-finance/financial-stability" class="ws-megamenu__guide-top-articles-link"> 3112 <i class="fa-solid fa-newspaper"></i> 3113 Creating a Sense of Financial Stability Without Focusing Solely on Numbers 3114 </a> 3115 </li> 3116 <li> 3117 <a href="/personal-finance/year-end-tax-planning" class="ws-megamenu__guide-top-articles-link"> 3118 <i class="fa-solid fa-newspaper"></i> 3119 Considerations for Year-End Tax Planning 3120 </a> 3121 </li> 3122 </ul> 3123 </div> 3124 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 3125 <ul class="ws-list ws-megamenu__guide-supporting-links"> 3126 <li> 3127<a href="/personal-finance/what-is-personal-finance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3128What Is Personal Finance?</a> </li> 3129 <li> 3130<a href="/personal-finance/financial-goals" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3131Setting Financial Goals</a> </li> 3132 <li> 3133<a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3134Financial Planning Checklist</a> </li> 3135 <li> 3136<a href="/personal-finance/family-financial-planning" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3137Family Financial Planning</a> </li> 3138 <li> 3139<a href="/personal-finance/which-life-stage-are-you-preparing-for-financially" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3140Financial Life Stages</a> </li> 3141 <li> 3142<a href="/personal-finance/immediate-needs-with-long-term-goals" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3143Reviewing Your Finances Regularly</a> </li> 3144 <li> 3145<a href="/research-and-insights" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3146Financial Research & Insights</a> </li> 3147 </ul> 3148<a href="/personal-finance/planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Personal Finance Planning <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 3149</a> </div> 3150 </div> 3151 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 3152 3153 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 3154
3155 <span class="ws-megamenu__guide-header-text"> 3156Managing Debt </span> 3157 </div> 3158 3159 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 3160<a href="/personal-finance/managing-debt" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 3161 <i class="fa-regular fa-arrow-right"></i> 3162</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 3163 <li> 3164 <a href="/personal-finance/debt-avalanche-vs-debt-snowball" class="ws-megamenu__guide-top-articles-link"> 3165 <i class="fa-solid fa-newspaper"></i> 3166 Debt Avalanche vs. Debt Snowball: Which Method Fits Your Strategy? 3167 </a> 3168 </li> 3169 <li> 3170 <a href="/personal-finance/debt-management-plan" class="ws-megamenu__guide-top-articles-link"> 3171 <i class="fa-solid fa-newspaper"></i> 3172 What Is a Debt Management Plan? 3173 </a> 3174 </li> 3175 <li> 3176 <a href="/personal-finance/debt-and-retirement-savings" class="ws-megamenu__guide-top-articles-link"> 3177 <i class="fa-solid fa-newspaper"></i> 3178 Impact of Debt on Retirement 3179 </a> 3180 </li> 3181 </ul> 3182 </div> 3183 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 3184 <ul class="ws-list ws-megamenu__guide-supporting-links"> 3185 <li> 3186<a href="/personal-finance/good-debt-vs-bad-debt" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3187Good Debt vs. Bad Debt</a> </li> 3188 <li> 3189<a href="/personal-finance/debt-management-plan" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3190Creating a Debt Management Plan</a> </li> 3191 <li> 3192<a href="/personal-finance/debt-reduction-strategies" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3193Debt Reduction Strategies</a> </li> 3194 <li> 3195<a href="/personal-finance/how-you-could-pay-off-student-loans-before-30" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3196How You Could Pay Off Student Loans Before 30</a> </li> 3197 <li> 3198<a href="/personal-finance/should-you-pay-off-student-loans-early" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3199Should You Pay Off Student Loans Early</a> </li> 3200 <li> 3201<a href="/personal-finance/pay-off-debt-or-invest" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3202Pay Off Debt or Invest Your Money?</a> </li> 3203 <li> 3204<a href="/personal-finance/debt-to-income-ratio-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3205How Much Debt Is Too Much? <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3206 </ul> 3207<a href="/personal-finance/managing-debt" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Debt <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 3208</a> </div> 3209 </div> 3210 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 3211 3212 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 3213
3214 <span class="ws-megamenu__guide-header-text"> 3215Budgeting & Saving </span> 3216 </div> 3217 3218 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 3219<a href="/personal-finance/budgeting-saving" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 3220 <i class="fa-regular fa-arrow-right"></i> 3221</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 3222 <li> 3223 <a href="/personal-finance/budgeting-for-a-baby" class="ws-megamenu__guide-top-articles-link"> 3224 <i class="fa-solid fa-newspaper"></i> 3225 How to Budget for a Baby 3226 </a> 3227 </li> 3228 <li> 3229 <a href="/personal-finance/50-30-20-rule" class="ws-megamenu__guide-top-articles-link"> 3230 <i class="fa-solid fa-newspaper"></i> 3231 50-30-20 Rule: How to Budget Your Money Effectively 3232 </a> 3233 </li> 3234 <li> 3235 <a href="/personal-finance/ways-to-save-money" class="ws-megamenu__guide-top-articles-link"> 3236 <i class="fa-solid fa-newspaper"></i> 3237 26 Ways to Save Money 3238 </a> 3239 </li> 3240 </ul> 3241 </div> 3242 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 3243 <ul class="ws-list ws-megamenu__guide-supporting-links"> 3244 <li> 3245<a href="/personal-finance/how-to-create-a-budget" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3246How to Create a Budget</a> </li> 3247 <li> 3248<a href="/personal-finance/median-savings-by-age" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3249Saving By Age</a> </li> 3250 <li> 3251<a href="/personal-finance/emergency-fund" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3252What Is an Emergency Fund?</a> </li> 3253 <li> 3254<a href="/personal-finance/money-saving-hacks" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3255Smart Money Saving Hacks</a> </li> 3256 <li> 3257<a href="/personal-finance/what-is-a-hsa" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3258What Is a Health Savings Account (HSA)?</a> </li> 3259 <li> 3260<a href="/personal-finance/5-questions-to-help-you-master-your-personal-budget" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 32615 Questions to Master Your Budget</a> </li> 3262 <li> 3263<a href="/personal-finance/emergency-fund-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3264Emergency Fund Calculator <em class="fas fa-calculator"></em></a> </li> 3265 </ul> 3266<a href="/personal-finance/budgeting-saving" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Budgeting & Saving <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 3267</a> </div> 3268 </div> 3269 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 3270 3271 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 3272
3273 <span class="ws-megamenu__guide-header-text"> 3274Managing Money </span> 3275 </div> 3276 3277 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 3278<a href="/personal-finance/money-management" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 3279 <i class="fa-regular fa-arrow-right"></i> 3280</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 3281 <li> 3282 <a href="/personal-finance/financial-gifts-to-consider-giving" class="ws-megamenu__guide-top-articles-link"> 3283 <i class="fa-solid fa-newspaper"></i> 3284 Financial Gifts to Consider Giving 3285 </a> 3286 </li> 3287 <li> 3288 <a href="/personal-finance/common-financial-mistakes" class="ws-megamenu__guide-top-articles-link"> 3289 <i class="fa-solid fa-newspaper"></i> 3290 Common Financial Mistakes & How to Avoid Them 3291 </a> 3292 </li> 3293 <li> 3294 <a href="/personal-finance/money-101-a-financial-education-for-college-students" class="ws-megamenu__guide-top-articles-link"> 3295 <i class="fa-solid fa-newspaper"></i> 3296 Money 101: A Financial Education for College Students 3297 </a> 3298 </li> 3299 </ul> 3300 </div> 3301 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 3302 <ul class="ws-list ws-megamenu__guide-supporting-links"> 3303 <li> 3304<a href="/personal-finance/financial-wellness" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3305Guide to Maintaining Financial Wellness</a> </li> 3306 <li> 3307<a href="/personal-finance/how-to-manage-bills" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3308How to Manage Bills</a> </li> 3309 <li> 3310<a href="/personal-finance/how-to-improve-financial-health" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3311How to Improve Financial Health</a> </li> 3312 <li> 3313<a href="/personal-finance/teaching-your-kids-financial-literacy" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3314Teaching Your Kids Financial Literacy</a> </li> 3315 <li> 3316<a href="/personal-finance/money-management-for-teens" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3317Money Management for Teens</a> </li> 3318 <li> 3319<a href="/personal-finance/how-much-does-it-cost-to-raise-a-kid" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3320How Much Does It Cost to Raise a Child?</a> </li> 3321 <li> 3322<a href="/personal-finance/revenge-spending" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3323What Is Revenge Spending?</a> </li> 3324 </ul> 3325<a href="/personal-finance/money-management" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Managing Money <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 3326</a> </div> 3327 </div> 3328 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 3329 3330 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 3331
3332 <span class="ws-megamenu__guide-header-text"> 3333Small Business Planning </span> 3334 </div> 3335 3336 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 3337<a href="/personal-finance/small-business-planning" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 3338 <i class="fa-regular fa-arrow-right"></i> 3339</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 3340 <li> 3341 <a href="/personal-finance/critical-illness-vs-health-insurance" class="ws-megamenu__guide-top-articles-link"> 3342 <i class="fa-solid fa-newspaper"></i> 3343 What's the Difference Between Critical Illness & Health Insurance? 3344 </a> 3345 </li> 3346 <li> 3347 <a href="/personal-finance/types-of-payroll-deductions-and-withholdings" class="ws-megamenu__guide-top-articles-link"> 3348 <i class="fa-solid fa-newspaper"></i> 3349 Types of Payroll Deductions & Withholdings 3350 </a> 3351 </li> 3352 <li> 3353 <a href="/personal-finance/money-mindset" class="ws-megamenu__guide-top-articles-link"> 3354 <i class="fa-solid fa-newspaper"></i> 3355 Developing a Positive Money Mindset for Financial Freedom 3356 </a> 3357 </li> 3358 </ul> 3359 </div> 3360 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 3361 <ul class="ws-list ws-megamenu__guide-supporting-links"> 3362 <li> 3363<a href="/personal-finance/help-protect-the-survival-of-your-business" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3364Business Succession Planning</a> </li> 3365 <li> 3366<a href="/personal-finance/how-and-why-to-build-a-5-year-business-plan-for-your-company" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3367How & Why to Build a 5-Year Business Plan</a> </li> 3368 <li> 3369<a href="/personal-finance/top-5-asset-protection-strategies" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3370Asset Protection Strategies for Business Owners</a> </li> 3371 <li> 3372<a href="/personal-finance/how-to-transfer-business-ownership" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3373How to Transfer Business Ownership</a> </li> 3374 <li> 3375<a href="/life-insurance/buy-sell-agreement" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3376What Is a Buy-Sell Agreement?</a> </li> 3377 <li> 3378<a href="/life-insurance/key-person-insurance" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3379What Is Key Person Insurance?</a> </li> 3380 <li> 3381<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3382Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3383 </ul> 3384<a href="/personal-finance/small-business-planning" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Small Business Planning <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 3385</a> </div> 3386 </div> 3387 <div class="ws-megamenu__accordion ws-accordion--animation_none"> 3388 3389 <div class="ws-accordion__header ws-megamenu__guide-header" tabindex="0"> 3390
3391 <span class="ws-megamenu__guide-header-text"> 3392Financial Tools & Calculators </span> 3393 </div> 3394 3395 <div class="ws-megamenu__guide-top-articles-container ws-accordion__content"> 3396<a href="/learn/financial-calculators" class="ws-megamenu__guide-top-articles-heading-link" > <span>Top Articles</span> 3397 <i class="fa-regular fa-arrow-right"></i> 3398</a> <ul class="ws-list ws-megamenu__guide-top-articles-links"> 3399 <li> 3400 <a href="/personal-finance/financial-goals" class="ws-megamenu__guide-top-articles-link"> 3401 <i class="fa-solid fa-newspaper"></i> 3402 Setting Financial Goals to Achieve Financial Freedom 3403 </a> 3404 </li> 3405 <li> 3406 <a href="/personal-finance/financial-planning-checklist" class="ws-megamenu__guide-top-articles-link"> 3407 <i class="fa-solid fa-newspaper"></i> 3408 Take Control of Your Finances With Our Financial Planning Checklist 3409 </a> 3410 </li> 3411 <li> 3412 <a href="/personal-finance/emergency-fund" class="ws-megamenu__guide-top-articles-link"> 3413 <i class="fa-solid fa-newspaper"></i> 3414 Emergency Fund: Your Financial Cushion 3415 </a> 3416 </li> 3417 </ul> 3418 </div> 3419 <div class="ws-megamenu__guide-supporting-links-container ws-accordion__content"> 3420 <ul class="ws-list ws-megamenu__guide-supporting-links"> 3421 <li> 3422<a href="/life-insurance/life-insurance-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3423Life Insurance Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3424 <li> 3425<a href="/retirement/retirement-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3426Retirement Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3427 <li> 3428<a href="/retirement/401k-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3429401(k) Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3430 <li> 3431<a href="/retirement/retirement-withdrawal-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3432Retirement Withdrawal Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3433 <li> 3434<a href="/investments/college-savings-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3435College Savings Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3436 <li> 3437<a href="/life-insurance/business-valuation-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3438Business Valuation Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3439 <li> 3440<a href="/retirement/immediate-annuity-calculator" class="ws-megamenu__guide-supporting-link" > <i class="fa-light fa-newspaper"></i> 3441Immediate Annuity Calculator <span style="color: #0072bc;"><em class="fas fa-calculator"></em></span></a> </li> 3442 </ul> 3443<a href="/learn/financial-calculators" class="ws-megamenu__sub-section-link ws-megamenu__view-all-link" >All Financial Tools & Calculators <i class="fa-light fa-arrow-right ws-megamenu__view-all-icon"></i> 3444</a> </div> 3445 </div> 3446 </div> 3447 </div> 3448<!--END : /Views/WesternSouthern/Globals/MegaMenu/_MegaMenuGuideContent.cshtml--> 3449 3450 </div> 3451 </div> 3452 </div> 3453 </div> 3454 </div> 3455 </div> 3456 </div> 3457 </div> 3458 </div> 3459 </li> 3460 </ul> 3461 <ul class="ws-megamenu__mobile-utility-links ws-list"> 3462 <li> 3463<a href="/contact" class="ws-icon-text ws-megamenu__utility-nav-link " > <i class="fa-users fa-regular fa-fw"></i>
3464 <span>Contact</span> 3465</a> </li> 3466 <li> 3467<a href="/about" class="ws-icon-text ws-megamenu__utility-nav-link " > <i class="fa-landmark fa-regular fa-fw"></i> 3468 <span>About</span> 3469</a> </li> 3470 <li> 3471<a href="/careers" class="ws-icon-text ws-megamenu__utility-nav-link " > <i class="fa-briefcase fa-regular fa-fw"></i> 3472 <span>Careers</span> 3473</a> </li> 3474 <li> 3475<a href="/about/family-of-companies" class="ws-icon-text ws-megamenu__utility-nav-link ws-megamenu__utility-nav-companies" > <i class="fa-regular fa-table-cells fa-regular fa-fw"></i> 3476 <span>Family of Companies</span> 3477</a> </li> 3478 </ul> 3479 <ul class="ws-megamenu__primary-search"> 3480 <li class="ws-megamenu__primary-search-wrapper"> 3481 <button class="ws-icon-link--size_md" data-ws-dialog-content="#Search-Overlay-dialog" aria-label="Search"> 3482 <span class="fa-regular fa-magnifying-glass"></span> 3483 </button> 3484 </li> 3485 </ul> 3486 </div> 3487 </div> 3488 3489<!--END : /Views/WesternSouthern/Globals/MegaMenu/MegaMenuPrimaryNavigation.cshtml--> 3490 </nav> 3491 </div> 3492 </header> 3493<!--START : /Views/WesternSouthern/Globals/SearchOverlay.cshtml--> 3494 3495 <div id="Search-Overlay-dialog" class="ws-dialog ws-dialog--size_md" role="dialog" aria-modal="true"> 3496 <div class="ws-dialog__top ws-dialog__top--align_right"> 3497 <button class="ws-dialog__close" aria-label="Close"><i class="ws-dialog__close-icon fa-light fa-xmark lazyload"></i></button> 3498 </div> 3499 <div class="ws-dialog__content-wrapper"> 3500 <div class="ws-site-search ws-dialog__content"> 3501 <form id="search-overlay-form" class="ws-search-form ws-margin-bottom-sm-fixed" method="get" action="/search"> 3502 <label for="searchOverlayTextbox" class="ws-search-form__label">Search for</label> 3503 <input type="text" id="searchOverlayTextbox" class="ws-textbox ws-textbox--layout_inline ws-textbox--font_inherit ws-search-form__search-phrase" name="q" placeholder="" autocomplete="on"/> 3504 <button type="submit" class="ws-btn ws-btn--theme_custom-yellow ws-search-form__submit-btn">Search</button> 3505 </form> 3506 </div> 3507 </div> 3508 </div> 3509 3510<!--END : /Views/WesternSouthern/Globals/SearchOverlay.cshtml--> 3511<!--END : /Views/WesternSouthern/Globals/MegaMenu/MegaMenu.cshtml--><!-- /place_holder: Header --> 3512 3513<!--START : /Views/Foundation/Common/_CookieNotification.cshtml--> 3514 3515<div id="ws-banner-cookie-notification" 3516 class="ws-banner ws-banner--position_bottom ws-banner--hidden ws-banner--theme_cookie-notification" 3517 data-banner-cookie-name="ws-banner-cookie-notification-closed" 3518 data-banner-cookie-override="ws-banner-cookie-notification-override" 3519 data-banner-cookie-expiration="override"> 3520 <div class="ws-content-item ws-banner__cookie-notification-content"> 3521 <div class="ws-authored-content ws-authored-content--size_sm"> 3522 Our site uses cookies to improve your experience. By continuing, you agree to the use of cookies and our <a href="/privacy-policy">privacy policy</a>. 3523 </div> 3524 <button class="ws-btn ws-btn--theme_light ws-btn--size_sm ws-banner__close-container ws-banner__close-container--theme_cookie-notification"> 3525 OK 3526 </button> 3527 </div> 3528</div> 3529 3530<!--END : /Views/Foundation/Common/_CookieNotification.cshtml--> 3531 3532 3533 <div class="ws-cta-persistent" data-scroll-depth=700> 3534 <div class="ws-cta-persistent__content-container--mobile"> 3535 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3536 3537<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-cta-persistent__cta-button " target="_blank" rel="noopener noreferrer" > 3538Explore Careers</a> 3539<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3540 </div> 3541 <div class="ws-cta-persistent__content-container--desktop"> 3542 <div class="ws-cta-persistent__icon-circle"><i class="fa-briefcase fa-light"></i></div> 3543 <div class="ws-cta-persistent__copy">Find your next opportunity</div> 3544 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3545 3546<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-cta-persistent__cta-button " target="_blank" rel="noopener noreferrer" > 3547Explore Careers</a> 3548<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3549 </div> 3550 </div> 3551 3552 <main id="main" class="ws-main-content ws-main-content--template_7091bd6a-1eae-464f-b123-ad6ec08b330d"> 3553 <!-- placeholder: Hero --><!--START : /Views/WesternSouthern/Hero/HeroLanding.cshtml--> 3554 3555 <div class="ws-hero-landing ws-hero-landing--single ws-section" data-module-id="hero-landing-a2a39805-fe12-4a86-8042-ea6665747864"> 3556 <style type="text/css">
3557 .ws-hero-landing__bg-img:not(.lazyload) { 3558 background-image: url("/-/media/feature/westernsouthern/hero/hero-landing/wsfg-crr-banner-sm.jpg?rev=5d2d3c4b19c44ba589be47c6594af4ee"); 3559 } 3560 3561 @media (min-width: 768px) { 3562 .ws-hero-landing__bg-img:not(.lazyload) { 3563 background-image: url("/-/media/feature/westernsouthern/hero/hero-landing/wsfg-crr-banner-md.jpg?rev=b9327ebc322f44239cce7376a67a0126"); 3564 } 3565 } 3566 3567 @media (min-width: 992px) { 3568 .ws-hero-landing__bg-img:not(.lazyload) { 3569 background-image: url("/-/media/feature/westernsouthern/hero/hero-landing/somewhere-to-careers-lg.png?rev=95ce4752a69945e8981bfea9126c190f"); 3570 } 3571 } 3572 </style> 3573 <div class="ws-section__item ws-hero-landing__bg-img lazyload "> 3574 <div class="ws-grid"> 3575 <div class="row ws-grid__row"> 3576 <div class="ws-grid__col col-12 col-md-6 "> 3577 <div class="ws-grid__item "> 3578 <!-- placeholder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 3579 3580 <section id="ContentBlock_95f21496-4203-41d7-b4e6-3d9eed7777c7" class="ws-content-block ws-section " style="" data-module-id="content-block-95f21496-4203-41d7-b4e6-3d9eed7777c7"> 3581 3582 <div class="ws-section__item "> 3583 <div class="ws-content "> 3584 <h1 class="ws-content__item ws-heading ws-heading--underlined ws-heading--size_xl "> 3585Careers at Western & Southern </h1> 3586 <div class="ws-content__item ws-authored-content "> 3587 <div class="row"> 3588 <div class="col-12"> 3589 Western & Southern is somewhere you can grow, lead, win and do good for others. We provide meaningful and challenging work for our associates. Learn more about what each experience can offer you. 3590 </div> 3591 </div> 3592 </div> 3593<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 3594 3595<!--START : /Views/Foundation/Common/_CTA.cshtml--> 3596 3597<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-content__item " target="_blank" rel="noopener noreferrer" > 3598Explore Careers</a> 3599<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3600<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> </div> 3601 </div> 3602 3603 <div class="ws-section__supporting-content "> 3604 <!-- placeholder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0/ContentBlock-{17B9AA3F-299D-4C7A-856A-338DD7DF1B82}-0 --><!-- /place_holder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0/ContentBlock-{17B9AA3F-299D-4C7A-856A-338DD7DF1B82}-0 --> 3605 3606 3607 </div> 3608 </section> 3609 3610<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!-- /place_holder: /Hero/Hero Landing Left-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 --> 3611 </div> 3612 </div> 3613 <div class="ws-grid__col col-12 col-md-6 ws-margin-none"> 3614 <div class="ws-grid__item "> 3615 <!-- placeholder: /Hero/Hero Landing Right-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 --><!-- /place_holder: /Hero/Hero Landing Right-{31317C6E-0D10-4035-9A6B-C908B3912929}-0 --> 3616 </div> 3617 </div> 3618 </div> 3619 </div> 3620 </div> 3621 </div> 3622 3623<!--END : /Views/WesternSouthern/Hero/HeroLanding.cshtml--><!-- /place_holder: Hero --> 3624 <!-- placeholder: Navigation --><!-- START : /Views/WesternSouthern/Globals/Breadcrumb.cshtml --> 3625 3626 <div class="ws-section ws-section--breadcrumbs"> 3627 <div class="ws-section__item"> 3628 <nav aria-label="Breadcrumbs"> 3629 <ul class="ws-breadcrumbs"> 3630 <li class="ws-breadcrumbs__item"> 3631 3632 <a class="ws-breadcrumbs__link" href="/"> 3633 Home 3634 </a> 3635 </li> 3636 <li class="ws-breadcrumbs__item"> 3637 3638Careers </li> 3639 </ul> 3640 3641 3642
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3670 3671 </nav> 3672 </div> 3673 </div> 3674 3675<!-- END : /Views/WesternSouthern/Globals/Breadcrumb.cshtml --><!-- /place_holder: Navigation --> 3676 <!-- placeholder: Top --><!-- /place_holder: Top --> 3677 <!-- placeholder: Center --><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 3678 3679 <section id="ContentBlock_43bd841f-20ca-4d21-b852-bc4d68f9c3bd" class="ws-content-block ws-section " style="" data-module-id="content-block-43bd841f-20ca-4d21-b852-bc4d68f9c3bd"> 3680 3681 3682 <div class="ws-section__supporting-content "> 3683 <!-- placeholder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingTwoColumnMedia.cshtml--> 3684 <div class="ws-section__item"> 3685 <div class="ws-grid ws-grid--item-theme_dark ws-grid--appearance_block ws-grid--separator_none"> 3686 <div class="row ws-grid__row"> 3687 <div class="col-12 col-sm-6 ws-grid__col"> 3688 <div class="ws-grid__item ws-grid__item--valign_center"> 3689 <!-- placeholder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0/TwoColumnMediaLeft-{5D56F3C8-DFC4-4F43-943E-2AB62D8D4EF9}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/TwoColumnHeading.cshtml--> 3690 3691 3692 <div class="ws-content " data-module-id="two-column-heading-19d1e5ca-afaf-4762-bbba-61a19d5591ef"> 3693 3694 3695 <h3 class="ws-content__item ws-heading ws-heading--size_md ws-heading--color_light">Build Your Ideal Career at Western & Southern</h3> 3696 3697 <p class="ws-content__item ws-paragraph ws-paragraph--size_lg ws-paragraph--theme_light">We are powered by a spirit of service, a passion for community and a commitment to opportunity. Supported at every step, our people are encouraged to take initiative, embrace new challenges and celebrate every success along the way. Hear from our associates on why you should build your career at Western & Southern.</p> 3698 3699 </div> 3700 3701 3702<!--END : /Views/WesternSouthern/ContentBlocks/TwoColumnHeading.cshtml--> 3703<!-- /place_holder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0/TwoColumnMediaLeft-{5D56F3C8-DFC4-4F43-943E-2AB62D8D4EF9}-0 --> 3704 </div> 3705 </div> 3706 3707<!--START : /Views/WesternSouthern/Globals/TwoColumnVideo.cshtml--> 3708 3709 <div class="col-12 col-sm-6 ws-grid__col"> 3710 3711 <div class="ws-grid__item ws-grid__item--padding_none ws-grid__item--theme_media"> 3712<a href="https://www.youtube.com/embed/pnB-2NNXlTI?si=PzVEqwjKWJjDWcfN" class="ws-video lazyload ws-grid__media-video" id="video-link__6ed6adef-d863-4feb-aeda-7388da5d3a13" data-expand="1" data-ws-dialog-content="#ws-dialog--6ed6adef-d863-4feb-aeda-7388da5d3a13" ><img data-ws-aspect-ratio-applied="true" style="height:0;width:722px;max-width:100%;padding-top:69.529%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/globals/2-column-image/somewhere-to-cincinnati.jpg?rev=f13082a5d5db46cab0d942546bac7810&la=en&h=400&w=575&hash=93E9C45776C6912DBBBF96A4CB3836DF" class="ws-video__image ws-grid__media-image lazyload" alt="Somewhere to Grow, Lead, Win and Do Good" /> <div class="ws-video__icon"></div> 3713</a> </div> 3714 3715 </div> 3716 3717<!--END : /Views/WesternSouthern/Globals/TwoColumnVideo.cshtml--> </div> 3718 </div> 3719 </div> 3720 3721<!--START : /Views/Foundation/Common/_VideoModal.cshtml--> 3722 3723 <div id="ws-dialog--6ed6adef-d863-4feb-aeda-7388da5d3a13" class="ws-dialog ws-dialog--size_md" role="dialog" aria-modal="true"> 3724 <div class="ws-dialog__top ws-dialog__top--align_right"> 3725 <button class="ws-dialog__close" aria-label="Close"><i class="ws-dialog__close-icon fa-light fa-xmark lazyload"></i></button> 3726 </div> 3727 <div class="ws-dialog__content-wrapper"> 3728 <div class="ws-dialog__content"> 3729 <div class="ws-video-iframe__wrapper">
3730 <div id="player__6ed6adef-d863-4feb-aeda-7388da5d3a13" class="ws-video-iframe ws-video-iframe--lazyload" data-video-id="pnB-2NNXlTI"></div> 3731 </div> 3732 <div class="ws-content"> 3733 <h2 class="ws-content__item ws-heading ws-heading--underlined ws-video-title">Western & Southern is Somewhere to Grow, Lead, Win and Do Good</h2> 3734 <div class="ws-content__item ws-authored-content ws-video-transcript"> 3735 <p>At Western & Southern, our success starts with our culture, as exemplified by our people. Our world-class associates drive us forward with passion, dedication and a relentless focus on serving our customers, clients and the community. </p> 3736<p>This commitment to excellence and constant learning earned us a second consecutive Top 100 “Employer of Choice” ranking by the American Opportunity Index, and a spot on Forbes’ list of “America’s Best Midsize Employers,” among other accolades. </p> 3737<p>We are prepared and motivated to seize the opportunities ahead and raise the bar of excellence. Together, we’re ensuring Western & Southern thrives – today and in the future.</p> 3738<p>It’s all about our exceptional people putting in the effort and getting better every day.</p> 3739<p><strong>Voice of Sidnei Harmon:</strong> The part of my job that I feel like brings me the most fulfillment and satisfaction is being able to have time to learn new things. </p> 3740<p><strong>Voice of Itzel Fenton:</strong> You constantly see the different opportunities that you can be presented and that you can lean into so that you can develop. Not even just as a professional, but as a person as well.</p> 3741<p><strong>Voice of Aleshia Hospelhorn:</strong> I would say definitely the people keep me working at Western & Southern, and then the opportunities. The opportunities feel endless because there’s so many different companies and so much variety into what we do, and so many different skillsets that you can apply, or learn, or grow. </p> 3742<p><strong>Voice of Tiffany Hall:</strong> I would describe the culture at Western & Southern as fun, supportive and also where people feel values. </p> 3743<p><strong>Voice of Gage Schultz:</strong> It’s just how can we solve a problem together? I’m going to bring my best ideas. You’re going to bring your best ideas and how we are we going to bring those ideas together so that we can keep it moving? </p> 3744<div> </div> 3745 </div> 3746 </div> 3747 </div> 3748 </div> 3749 </div> 3750 3751<!--END : /Views/Foundation/Common/_VideoModal.cshtml--> 3752<!--END : /Views/WesternSouthern/ContentBlocks/SupportingTwoColumnMedia.cshtml--><!-- /place_holder: /Center/ContentBlock-{D1DD74B3-6719-4276-A8FC-B0D7DAB47FB4}-0 --> 3753 3754 3755 </div> 3756 </section> 3757 3758<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 3759 3760 <section id="ContentBlock_936ce671-68ab-4cdc-a487-021b1ee01562" class="ws-content-block ws-section ws-section--theme_gray" style="" data-module-id="content-block-936ce671-68ab-4cdc-a487-021b1ee01562"> 3761 3762 <div class="ws-section__item "> 3763 <div class="ws-content "> 3764 <h2 class="ws-content__item ws-heading "> 3765Why Work at Western & Southern </h2> 3766<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 3767 3768 3769<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> </div> 3770 </div> 3771 3772 <div class="ws-section__supporting-content "> 3773 <!-- placeholder: /Center/ContentBlock-{F1E11C1B-4B31-4845-A5DE-4512C2DAB8CD}-0 --><!--START : /Views/WesternSouthern/Globals/RelatedProducts.cshtml--> 3774 3775<!--START : /Views/WesternSouthern/Globals/_RelatedProductsTopSection.cshtml--> 3776 3777 3778<!--END : /Views/WesternSouthern/Globals/_RelatedProductsTopSection.cshtml--><!--START : /Views/WesternSouthern/Globals/_RelatedProductsItems.cshtml--> 3779 3780 <div class="ws-section__item ws-section__item--theme_white"> 3781 <div class="ws-grid ws-grid--supporting ws-grid--appearance_block ws-grid--related-products lazyload" data-ws-mh=".ws-grid__item" data-ws-mh-by-row="true"> 3782 <div class="row ws-grid__row "> 3783 <div class="col-12 col-md-3 ws-grid__col"> 3784 <a class="ws-grid__item "
3785 href="/careers/benefits" > 3786 <div class="ws-content"> 3787 <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light"> 3788Benefits </span> 3789 <i class="fa-solid fa-circle-arrow-right fa-4x"></i> 3790 </div> 3791 </a> 3792 </div> 3793 <div class="col-12 col-md-3 ws-grid__col"> 3794 <a class="ws-grid__item " 3795 href="/careers/culture" > 3796 <div class="ws-content"> 3797 <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light"> 3798Culture </span> 3799 <i class="fa-solid fa-circle-arrow-right fa-4x"></i> 3800 </div> 3801 </a> 3802 </div> 3803 <div class="col-12 col-md-3 ws-grid__col"> 3804 <a class="ws-grid__item " 3805 href="/careers/leadership-development-program" > 3806 <div class="ws-content"> 3807 <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light"> 3808MBA Leadership Development Program </span> 3809 <i class="fa-solid fa-circle-arrow-right fa-4x"></i> 3810 </div> 3811 </a> 3812 </div> 3813 <div class="col-12 col-md-3 ws-grid__col"> 3814 <a class="ws-grid__item " 3815 href="/careers/internships" > 3816 <div class="ws-content"> 3817 <span class="ws-content__item ws-heading ws-heading--size_md ws-heading--theme_light"> 3818Internships </span> 3819 <i class="fa-solid fa-circle-arrow-right fa-4x"></i> 3820 </div> 3821 </a> 3822 </div> 3823 </div> 3824 </div> 3825 </div> 3826 3827<!--END : /Views/WesternSouthern/Globals/_RelatedProductsItems.cshtml--> 3828 3829<!--END : /Views/WesternSouthern/Globals/RelatedProducts.cshtml--><!-- /place_holder: /Center/ContentBlock-{F1E11C1B-4B31-4845-A5DE-4512C2DAB8CD}-0 --> 3830 3831 3832 </div> 3833 </section> 3834 3835<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 3836 3837 <section id="ContentBlock_5cc8959f-b64d-4c5a-b73d-1504caa3c1ee" class="ws-content-block ws-section " style="" data-module-id="content-block-5cc8959f-b64d-4c5a-b73d-1504caa3c1ee"> 3838 3839 <div class="ws-section__item "> 3840 <div class="ws-content "> 3841 <h2 class="ws-content__item ws-heading "> 3842Explore Career Opportunities by Job Function<br /> </h2> 3843 <div class="ws-content__item ws-authored-content "> 3844 <div class="row"> 3845 <div class="col-12"> 3846 There’s more to a career in financial services than you think! Between our <a href="/about/family-of-companies">family of companies</a> and our shared services, we have opportunities for you to showcase your skills and expand what's possible. 3847 </div> 3848 </div> 3849 </div> 3850<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 3851 3852 3853<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> </div> 3854 </div> 3855 3856 <div class="ws-section__supporting-content "> 3857 <!-- placeholder: /Center/ContentBlock-{6B149C07-FF37-4F6F-AACC-9AD194E21218}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--> 3858 3859 <div class="ws-section__item" data-module-id="supporting-grid-d00a5aae-49c8-4a1a-9b18-5732bcbba651"> 3860 <div class="ws-grid ws-grid--supporting ws-grid--appearance_block lazyload" 3861 data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true"> 3862 <div class="row ws-grid__row "> 3863 <div class="col-12 col-md-4 ws-grid__col"> 3864 <div class="ws-grid__item ws-mh-off-sm-down"> 3865 <div class="ws-content "> 3866 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3867 <i class="ws-content__icon lazyload fa-light fa-scale-balanced fa-light " ></i> 3868 </div> 3869 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3870<p>Actuary</p> </h3> 3871 3872 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3873 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=28731" target="_blank">View Actuary Opportunities</a></p> 3874 </div> 3875 3876 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3877 3878 3879<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3880 </div> 3881 </div> 3882 </div> 3883 <div class="col-12 col-md-4 ws-grid__col"> 3884 <div class="ws-grid__item ws-mh-off-sm-down"> 3885 <div class="ws-content "> 3886 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3887 <i class="ws-content__icon lazyload fa-light fa-magnifying-glass-chart fa-light " ></i> 3888 </div> 3889 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3890Business Development </h3> 3891 3892 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3893 <a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8748" target="_blank">View Business Development Opportunities</a> 3894 </div> 3895 3896 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3897 3898 3899<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3900 </div> 3901 </div> 3902 </div> 3903 <div class="col-12 col-md-4 ws-grid__col"> 3904 <div class="ws-grid__item ws-mh-off-sm-down"> 3905 <div class="ws-content "> 3906 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3907 <i class="ws-content__icon lazyload fa-light fa-messages-dollar fa-light " ></i> 3908 </div> 3909 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3910Consumer-Direct Sales </h3> 3911 3912 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3913 <p><a rel="noopener noreferrer" href="https://salescareers-westernsouthern.icims.com/" target="_blank">View Consumer-Direct Sales Opportunities</a></p> 3914<p><a href="/careers/field-careers">Learn About Consumer-Direct Sales</a></p> 3915 </div> 3916 3917 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3918 3919 3920<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3921 </div> 3922 </div> 3923 </div> 3924 <div class="col-12 col-md-4 ws-grid__col"> 3925 <div class="ws-grid__item ws-mh-off-sm-down"> 3926 <div class="ws-content "> 3927 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3928 <i class="ws-content__icon lazyload fa-light fa-user-headset fa-light " ></i> 3929 </div> 3930 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3931<p>Customer Service</p> </h3> 3932 3933 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3934 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8721" target="_blank">View Customer Service Opportunities</a></p> 3935<p><a href="/careers/customer-service-jobs">Learn About Customer Service</a></p> 3936 </div> 3937 3938 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3939 3940 3941<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3942 </div> 3943 </div> 3944 </div> 3945 <div class="col-12 col-md-4 ws-grid__col"> 3946 <div class="ws-grid__item ws-mh-off-sm-down"> 3947 <div class="ws-content "> 3948 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3949 <i class="ws-content__icon lazyload fa-light fa-file-invoice-dollar fa-light " ></i> 3950 </div> 3951 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3952Finance & Accounting </h3> 3953 3954 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3955 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8713" target="_blank">View Finance & Accounting Opportunities</a></p> 3956<p><a href="/careers/finance-accounting-jobs">Learn About Finance & Accounting</a></p> 3957 </div> 3958 3959 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3960 3961 3962<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3963 </div> 3964 </div> 3965 </div> 3966 <div class="col-12 col-md-4 ws-grid__col"> 3967 <div class="ws-grid__item ws-mh-off-sm-down"> 3968 <div class="ws-content "> 3969 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3970 <i class="ws-content__icon lazyload fa-light fa-id-card-cl
3970ip fa-light " ></i> 3971 </div> 3972 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3973Human Resources </h3> 3974 3975 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3976 <a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8725" target="_blank">View Human Resources Opportunities</a> 3977 </div> 3978 3979 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 3980 3981 3982<!--END : /Views/Foundation/Common/_CTA.cshtml--> 3983 </div> 3984 </div> 3985 </div> 3986 <div class="col-12 col-md-4 ws-grid__col"> 3987 <div class="ws-grid__item ws-mh-off-sm-down"> 3988 <div class="ws-content "> 3989 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 3990 <i class="ws-content__icon lazyload fa-light fa-laptop-code fa-light " ></i> 3991 </div> 3992 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 3993Information Technology </h3> 3994 3995 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 3996 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8730" target="_blank">View Information Technology Opportunities</a></p> 3997<p><a href="/careers/information-technology-jobs">Learn About Information Technology</a></p> 3998 </div> 3999 4000 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4001 4002 4003<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4004 </div> 4005 </div> 4006 </div> 4007 <div class="col-12 col-md-4 ws-grid__col"> 4008 <div class="ws-grid__item ws-mh-off-sm-down"> 4009 <div class="ws-content "> 4010 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4011 <i class="ws-content__icon lazyload fa-light fa-ballot-check fa-light " ></i> 4012 </div> 4013 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4014Internal Audit </h3> 4015 4016 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4017 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=29102" target="_blank">View Internal Audit Opportunities</a></p> 4018<p><a href="/careers/internal-audit-jobs">Learn About Internal Audit</a></p> 4019 </div> 4020 4021 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4022 4023 4024<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4025 </div> 4026 </div> 4027 </div> 4028 <div class="col-12 col-md-4 ws-grid__col"> 4029 <div class="ws-grid__item ws-mh-off-sm-down"> 4030 <div class="ws-content "> 4031 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4032 <i class="ws-content__icon lazyload fa-light fa-chart-mixed-up-circle-dollar fa-light " ></i> 4033 </div> 4034 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4035Investment Management </h3> 4036 4037 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4038 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8739" target="_blank">View Investment Management Opportunities</a></p> 4039 </div> 4040 4041 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4042 4043 4044<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4045 </div> 4046 </div> 4047 </div> 4048 <div class="col-12 col-md-4 ws-grid__col"> 4049 <div class="ws-grid__item ws-mh-off-sm-down"> 4050 <div class="ws-content "> 4051 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4052 <i class="ws-content__icon lazyload fa-light fa-file-check fa-light " ></i> 4053 </div> 4054 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4055Law & Compliance </h3> 4056 4057 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4058 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8737" target="_blank">View Law & Compliance Opportunities</a></p> 4059<p>
4059<a href="/careers/law-compliance-jobs">Learn About Law & Compliance </a></p> 4060 </div> 4061 4062 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4063 4064 4065<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4066 </div> 4067 </div> 4068 </div> 4069 <div class="col-12 col-md-4 ws-grid__col"> 4070 <div class="ws-grid__item ws-mh-off-sm-down"> 4071 <div class="ws-content "> 4072 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4073 <i class="ws-content__icon lazyload fa-light fa-handshake fa-light " ></i> 4074 </div> 4075 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4076Marketing & Public Relations </h3> 4077 4078 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4079 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=8743" target="_blank">View Marketing & Public Relations Opportunities</a></p> 4080<p><a href="/careers/public-relations-jobs">Learn About Marketing & Public Relations</a></p> 4081 </div> 4082 4083 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4084 4085 4086<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4087 </div> 4088 </div> 4089 </div> 4090 <div class="col-12 col-md-4 ws-grid__col"> 4091 <div class="ws-grid__item ws-mh-off-sm-down"> 4092 <div class="ws-content "> 4093 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4094 <i class="ws-content__icon lazyload fa-light fa-file-certificate fa-light " ></i> 4095 </div> 4096 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4097Life Insurance Operations </h3> 4098 4099 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4100 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=17994" target="_blank">View Life Insurance Operations Opportunities</a></p> 4101<p><a href="/careers/insurance-operations-jobs">Learn About Life Insurance Operations</a></p> 4102 </div> 4103 4104 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4105 4106 4107<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4108 </div> 4109 </div> 4110 </div> 4111 <div class="col-12 col-md-4 ws-grid__col"> 4112 <div class="ws-grid__item ws-mh-off-sm-down"> 4113 <div class="ws-content "> 4114 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4115 <i class="ws-content__icon lazyload fa-light fa-building-magnifying-glass fa-light " ></i> 4116 </div> 4117 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4118Real Estate Investments </h3> 4119 4120 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4121 <p><a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchKeyword=Eagle+Realty+Group&searchRelation=keyword_all&mobile=false&width=1263&height=500&bga=true&needsRedirect=false&jan1offset=-300&jun1offset=-240" target="_blank">View Real Estate Investments Opportunities</a></p> 4122<p><a href="/eagle/careers" target="_blank">Learn About Real Estate Investments</a></p> 4123 </div> 4124 4125 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4126 4127 4128<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4129 </div> 4130 </div> 4131 </div> 4132 <div class="col-12 col-md-4 ws-grid__col"> 4133 <div class="ws-grid__item ws-mh-off-sm-down"> 4134 <div class="ws-content "> 4135 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4136 <i class="ws-content__icon lazyload fa-light fa-tree-city fa-light " ></i> 4137 </div> 4138 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4139<p>Security, Food Services & Facilities</p> </h3> 4140 4141 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4142 <a rel="noopener noreferrer" href="https://careers-westernsouthern.icims.com/jobs/search?ss=1&searchRelation=keyword_all&searchCategory=28732" target="_blank">View Security, Food Services &
4142 Facilities Opportunities</a> 4143 </div> 4144 4145 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4146 4147 4148<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4149 </div> 4150 </div> 4151 </div> 4152 </div> 4153 </div> 4154 </div> 4155 4156<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{6B149C07-FF37-4F6F-AACC-9AD194E21218}-0 --> 4157 4158 4159 </div> 4160 </section> 4161 4162<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 4163 4164 <section id="ContentBlock_6a4ba01c-dd28-40fb-bcb2-20b61f5ea705" class="ws-content-block ws-section ws-section--theme_gray" style="" data-module-id="content-block-6a4ba01c-dd28-40fb-bcb2-20b61f5ea705"> 4165 4166 <div class="ws-section__item "> 4167 <div class="ws-content ws-content--align_center"> 4168 <h2 class="ws-content__item ws-heading "> 4169Benefits & Resources for Career Growth </h2> 4170 </div> 4171 </div> 4172 4173 <div class="ws-section__supporting-content "> 4174 <!-- placeholder: /Center/ContentBlock-{8AA42B6E-911F-4BA7-A005-1DE61424A058}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--> 4175 4176 <div class="ws-section__item" data-module-id="supporting-grid-b724cf5f-b680-465c-baf3-ba5ca738f7b0"> 4177 <div class="ws-grid ws-grid--supporting ws-grid--appearance_block lazyload" 4178 data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true"> 4179 <div class="row ws-grid__row "> 4180 <div class="col-12 col-md-4 ws-grid__col"> 4181 <div class="ws-grid__item ws-mh-off-sm-down"> 4182 <div class="ws-content ws-content--align_center"> 4183 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4184 <i class="ws-content__icon lazyload fa-medkit fa-light " ></i> 4185 </div> 4186 <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading"> 418792% Company Paid Benefits </strong> 4188 4189 4190 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4191 4192 4193<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4194 </div> 4195 </div> 4196 </div> 4197 <div class="col-12 col-md-4 ws-grid__col"> 4198 <div class="ws-grid__item ws-mh-off-sm-down"> 4199 <div class="ws-content ws-content--align_center"> 4200 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4201 <i class="ws-content__icon lazyload fa-hands-usd fa-light " ></i> 4202 </div> 4203 <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading"> 4204Defined Benefit Pension Plan and 401(k) Match </strong> 4205 4206 4207 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4208 4209 4210<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4211 </div> 4212 </div> 4213 </div> 4214 <div class="col-12 col-md-4 ws-grid__col"> 4215 <div class="ws-grid__item ws-mh-off-sm-down"> 4216 <div class="ws-content ws-content--align_center"> 4217 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4218 <i class="ws-content__icon lazyload fa-home-heart fa-light " ></i> 4219 </div> 4220 <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading"> 4221Maternity Leave and Parental Leave </strong> 4222 4223 4224 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4225 4226 4227<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4228 </div> 4229 </div> 4230 </div> 4231 <div class="col-12 col-md-4 ws-grid__col"> 4232 <div class="ws-grid__item ws-mh-off-sm-down"> 4233 <div class="ws-content ws-content--align_center"> 4234 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4235 <i class="ws-content__icon lazyload fa-utensils-alt fa-light " ></i> 4236 </div> 4237 <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading"> 4238On-Site Dining </strong> 4239 4240 4241 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4242 4243 4244<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4245 </div> 4246 </div> 4247 </div> 4248 <div class="col-12 col-md-4 ws-grid__col"> 4249 <div class="ws-grid__item ws-mh-off-sm-down"> 4250 <div class="ws-content ws-content--align_center"> 4251 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4252 <i class="ws-content__icon lazyload fa-graduation-cap fa-light " ></i> 4253 </div> 4254 <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading"> 4255Tuition Reimbursement </strong> 4256 4257 4258 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4259 4260 4261<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4262 </div> 4263 </div> 4264 </div> 4265 <div class="col-12 col-md-4 ws-grid__col"> 4266 <div class="ws-grid__item ws-mh-off-sm-down"> 4267 <div class="ws-content ws-content--align_center"> 4268 <div class="ws-content__image-wrapper ws-content__item ws-content__item--size_sm ws-mh-off-sm-down"> 4269 <i class="ws-content__icon lazyload fa-calendar-star fa-light " ></i> 4270 </div> 4271 <strong class="ws-content__item ws-mh-off-sm-down ws-paragraph ws-paragraph--heading"> 4272<p>Paid Time Off That Increases With Tenure</p> </strong> 4273 4274 4275 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4276 4277 4278<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4279 </div> 4280 </div> 4281 </div> 4282 </div> 4283 </div> 4284 </div> 4285 4286<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{8AA42B6E-911F-4BA7-A005-1DE61424A058}-0 --> 4287 4288 <div class="ws-section__item"> 4289 <div class="ws-content ws-content--align_center"> 4290<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 4291 4292<!--START : /Views/Foundation/Common/_CTA.cshtml--> 4293 4294<a href="/careers/benefits" class="ws-cta ws-action-link ws-content__item " >
4295Explore More <span class="ws-action-link__chevron">Benefits</span> 4296</a> 4297<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4298<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 4299 </div> 4300 </div> 4301 4302 </div> 4303 </section> 4304 4305<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 4306 4307 <section id="ContentBlock_23515c8b-58c3-49de-8d10-60d215e21cbf" class="ws-content-block ws-section " style="" data-module-id="content-block-23515c8b-58c3-49de-8d10-60d215e21cbf"> 4308 4309 <div class="ws-section__item "> 4310 <div class="ws-content ws-content--align_center"> 4311 <h2 class="ws-content__item ws-heading "> 4312Awards & Recognition </h2> 4313 <div class="ws-content__item ws-authored-content "> 4314 <div class="row"> 4315 <div class="col-12 col-sm-10 offset-sm-1 col-md-8 offset-md-2"> 4316 Discover what differentiates us in the business of financial services. 4317 </div> 4318 </div> 4319 </div> 4320 </div> 4321 </div> 4322 4323 <div class="ws-section__supporting-content "> 4324 <!-- placeholder: /Center/ContentBlock-{694167CE-1D40-4E7D-9E4E-578DF5EB2474}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--> 4325 4326 <div class="ws-section__item" data-module-id="supporting-grid-b84ab415-fb92-4479-816f-b67a3b37b4a2"> 4327 <div class="ws-grid ws-grid--supporting ws-grid--appearance_block lazyload" 4328 data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true"> 4329 <div class="row ws-grid__row ws-grid__row--justify-center"> 4330 <div class="col-12 col-md-4 ws-grid__col"> 4331 <div class="ws-grid__item ws-mh-off-sm-down"> 4332 <div class="ws-content ws-content--align_center"> 4333 <div class="ws-content__image-wrapper ws-content__item ws-mh-off-sm-down" style="width: 101px;"> 4334<img data-ws-aspect-ratio-applied="true" style="height:0;width:101px;max-width:100%;padding-top:132.673%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/content-blocks/supporting-grid/fortune-500-2025.png?rev=927bbce4b74f46ac901fb0c8caf35419&la=en&h=134&w=101&hash=43E941FE637BE17B1FF9012110FA7B31" class="img-fluid lazyload" alt="Fortune 500 Award" data-expand="225" /> </div> 4335 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4336No. 321 on <em>Fortune</em> 500<sup>®</sup> List<sup>1</sup> </h3> 4337 4338 4339 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4340 4341 4342<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4343 </div> 4344 </div> 4345 </div> 4346 <div class="col-12 col-md-4 ws-grid__col"> 4347 <div class="ws-grid__item ws-mh-off-sm-down"> 4348 <div class="ws-content ws-content--align_center"> 4349 <div class="ws-content__image-wrapper ws-content__item ws-mh-off-sm-down" style="width: 100px;"> 4350<img data-ws-aspect-ratio-applied="true" style="height:0;width:100px;max-width:100%;padding-top:130%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/content-blocks/supporting-grid/where-you-work-matters-sm.png?rev=59c74368c1b74fb4bcef78e95305313f&la=en&h=130&w=100&hash=113BFD867DBB4C32B7CBA9895E21B834" class="img-fluid lazyload" alt="Where You Work Matters badges" data-expand="225" /> </div> 4351 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4352Nationally Recognized for Starting & Growing Careers </h3> 4353 4354 4355 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4356 4357 4358<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4359 </div> 4360 </div> 4361 </div> 4362 <div class="col-12 col-md-4 ws-grid__col"> 4363 <div class="ws-grid__item ws-mh-off-sm-down"> 4364 <div class="ws-content ws-content--align_center"> 4365 <div class="ws-content__image-wrapper ws-content__item ws-mh-off-sm-down" style="width: 182px;"> 4366<img data-ws-aspect-ratio-applied="true" style="height:0;width:182px;max-width:100%;padding-top:73.077%" src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/content-blocks/supporting-grid/training-mvp-awards.png?rev=66f7ebfa861d4d62935b1d5705ac8d0b&la=en&h=133&w=182&hash=E58F1FD40EC495187162309AA6A35D04" class="img-fluid lazyload" alt="Training MVP Awards" data-expand="225" /> </div> 4367 <h3 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit ws-heading--size_md"> 4368Talent Development Team Named Top Learning & Development Program </h3> 4369 4370 4371 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4372 4373 4374<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4375 </div> 4376 </div> 4377 </div> 4378 </div> 4379 </div> 4380 </div> 4381 4382<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{694167CE-1D40-4E7D-9E4E-578DF5EB2474}-0 --> 4383 4384 <div class="ws-section__item"> 4385 <div class="ws-content ws-content--align_center"> 4386<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 4387 4388<!--START : /Views/Foundation/Common/_CTA.cshtml--> 4389 4390<a href="/about/awards" class="ws-cta ws-action-link ws-content__item " > 4391Awards & <span class="ws-action-link__chevron">Recognition</span> 4392</a> 4393<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4394<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 4395 </div> 4396 </div> 4397 4398 </div> 4399 </section> 4400 4401<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 4402 4403 <section id="ContentBlock_b1a704a0-435d-43db-b89a-18cfb2197154" class="ws-content-block ws-section ws-section--theme_gray" style="" data-module-id="content-block-b1a704a0-435d-43db-b89a-18cfb2197154"> 4404 4405 4406 <div class="ws-section__supporting-content "> 4407 <!-- placeholder: /Center/ContentBlock-{29D9E9D9-E94C-4CAC-B332-29F95990E80E}-0 --><!--START : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--> 4408 4409 <div class="ws-section__item" data-module-id="supporting-grid-f1481f4f-b1b3-47a9-94d8-b5e0da180e5e"> 4410 <div class="ws-grid ws-grid--supporting ws-grid--separator_divider lazyload" 4411 data-expand="10" data-ws-mh=".ws-heading|.ws-authored-content|.ws-content__image-wrapper|.ws-grid__item" data-ws-mh-by-row="true"> 4412 <div class="row ws-grid__row "> 4413 <div class="col-12 col-md-4 ws-grid__col"> 4414 <div class="ws-grid__item ws-mh-off-sm-down"> 4415 <div class="ws-content "> 4416 <h2 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit"> 4417About Western & Southern </h2> 4418 4419 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4420 Western & Southern Financial Group has over 135 years of helping to meet the financial stability needs of our customers with a wide range of insurance, investment and retirement solutions. Learn more about our mission, vision and values. 4421 </div> 4422 4423 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4424 4425<a href="/about" class="ws-cta ws-content__item ws-action-link " > 4426About <span class="ws-action-link__chevron">Us</span> 4427</a> 4428<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4429 </div> 4430 </div> 4431 </div> 4432 <div class="col-12 col-md-4 ws-grid__col"> 4433 <div class="ws-grid__item ws-mh-off-sm-down"> 4434 <div class="ws-content "> 4435 <h2 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit"> 4436<p>Our Community Impact</p> </h2> 4437 4438 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4439 We put our customers, people, community and the environment at the center of everything we do, and it is our privilege to put our financial strength to work for them. 4440 </div> 4441 4442 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4443 4444<a href="/about/corporate-responsibility" class="ws-cta ws-content__item ws-action-link " > 4445Our Corporate Responsibility <span class="ws-action-link__chevron">
4445Report</span> 4446</a> 4447<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4448 </div> 4449 </div> 4450 </div> 4451 <div class="col-12 col-md-4 ws-grid__col"> 4452 <div class="ws-grid__item ws-mh-off-sm-down"> 4453 <div class="ws-content "> 4454 <h2 class="ws-content__item ws-mh-off-sm-down ws-heading ws-heading--theme_implicit"> 4455Our Family of Companies </h2> 4456 4457 <div class="ws-content__item ws-authored-content ws-mh-off-sm-down"> 4458 Western & Southern is the parent company to 11 subsidiary companies specializing in life insurance, investments and retirement solutions for individuals and families. 4459 </div> 4460 4461 <!--START : /Views/Foundation/Common/_CTA.cshtml--> 4462 4463<a href="/about/family-of-companies" class="ws-cta ws-content__item ws-action-link " > 4464Our Family of <span class="ws-action-link__chevron">Companies</span> 4465</a> 4466<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4467 </div> 4468 </div> 4469 </div> 4470 </div> 4471 </div> 4472 </div> 4473 4474<!--END : /Views/WesternSouthern/ContentBlocks/SupportingGrid.cshtml--><!-- /place_holder: /Center/ContentBlock-{29D9E9D9-E94C-4CAC-B332-29F95990E80E}-0 --> 4475 4476 4477 </div> 4478 </section> 4479 4480<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 4481 4482 <section id="ContentBlock_af8f3a13-6798-4c93-8284-173234304842" class="ws-content-block ws-section ws-section--theme_dark-no-pattern lazyload" style="" data-module-id="content-block-af8f3a13-6798-4c93-8284-173234304842"> 4483 4484 <div class="ws-section__item "> 4485 <div class="ws-content ws-content--align_center"> 4486 <h2 class="ws-content__item ws-heading ws-heading--theme_light "> 4487Ready to Apply? </h2> 4488 <div class="ws-content__item ws-authored-content ws-authored-content--theme_light"> 4489 <div class="row"> 4490 <div class="col-12 col-sm-10 offset-sm-1 col-md-8 offset-md-2"> 4491 Whether you’re ready to grow in your current field or explore a new path, Western & Southern offers opportunities where you can grow, lead, win and do good for others. Explore our open positions! 4492 </div> 4493 </div> 4494 </div> 4495<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 4496 4497<!--START : /Views/Foundation/Common/_CTA.cshtml--> 4498 4499<a href="https://careers-westernsouthern.icims.com/" class="ws-cta ws-btn ws-btn--theme_custom-yellow ws-content__item ws-btn--theme_custom-yellow-light " target="_blank" rel="noopener noreferrer" > 4500Explore Careers</a> 4501<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4502<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> </div> 4503 </div> 4504 4505 <div class="ws-section__supporting-content ws-light-content"> 4506 <!-- placeholder: /Center/ContentBlock-{044113F7-F6D6-49BB-9594-D36E973268F7}-0 --><!-- /place_holder: /Center/ContentBlock-{044113F7-F6D6-49BB-9594-D36E973268F7}-0 --> 4507 4508 4509 </div> 4510 </section> 4511 4512<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--> 4513 4514 <section id="ContentBlock_31b259e1-eb53-40ca-b8c7-bb8079480ac7" class="ws-content-block ws-section " style="" data-module-id="content-block-31b259e1-eb53-40ca-b8c7-bb8079480ac7"> 4515 4516 <div class="ws-section__item "> 4517 <div class="ws-content ws-content--align_center"> 4518 <h2 class="ws-content__item ws-heading "> 4519Have a Question for Us? </h2> 4520 <div class="ws-content__item ws-authored-content "> 4521 <div class="row"> 4522 <div class="col-12 col-sm-10 offset-sm-1 col-md-8 offset-md-2"> 4523 If you need assistance or have questions about your application, please reach out to us. 4524 </div> 4525 </div> 4526 </div> 4527<!--START : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> 4528 4529<!--START : /Views/Foundation/Common/_CTA.cshtml--> 4530 4531<a href="/careers/contact-talent-acquisition" class="ws-cta ws-action-link ws-content__item " > 4532Contact Talent <span class="ws-action-link__chevron">Acquisition</span> 4533</a> 4534<!--END : /Views/Foundation/Common/_CTA.cshtml--> 4535<!--END : /Views/WesternSouthern/ContentBlocks/_CTAs.cshtml--> </div> 4536 </div> 4537 4538 <div class="ws-section__supporting-content "> 4539 <!-- placeholder: /Center/ContentBlock-{BEB67707-076A-4F1F-92BD-7020BC670121}-0 --><!-- /place_holder: /Center/ContentBlock-{BEB67707-076A-4F1F-92BD-7020BC670121}-0 --> 4540 4541 4542 </div> 4543 </section> 4544 4545<!--END : /Views/WesternSouthern/ContentBlocks/ContentBlock.cshtml--><!--START : /Views/WesternSouthern/ContentBlocks/FaqContainer.cshtml--> 4546 4547 <div class="ws-section ws-section--theme_gray" data-module-id="faq-container-b3f357d8-baec-47e5-9f48-6327bcb5e1a5"> 4548 <div class="ws-section__item "> 4549 <div class="ws-authored-content"> 4550 <h2 class="ws-heading ws-heading--not-underlined" > 4551 Frequently Asked Questions 4552 </h2> 4553 <details class="ws-accordion__faq ws-accordion__details"> 4554 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4555 <h3 class="ws-heading">Why should I work at Western & Southern Financial Group?</h3> 4556 </summary> 4557 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4558 Western & Southern Financial Group is somewhere you can grow in your career, lead with purpose, win as a team and do good for others. We offer long-term career stability and comprehensive benef
4558its. Our associates are supported by a culture focused on integrity, collaboration and professional development. 4559 </div> 4560 </details> 4561 <details class="ws-accordion__faq ws-accordion__details"> 4562 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4563 <h3 class="ws-heading">What careers are available at Western & Southern Financial Group?<br /></h3> 4564 </summary> 4565 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4566 Western & Southern offers careers in corporate and professional roles such as finance, accounting, technology, marketing, and human resources, as well as sales positions, customer service and operations. 4567 </div> 4568 </details> 4569 <details class="ws-accordion__faq ws-accordion__details"> 4570 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4571 <h3 class="ws-heading">How do I apply for a job at Western & Southern Financial Group?</h3> 4572 </summary> 4573 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4574 Candidates can apply for careers at Western & Southern by searching for open positions on the careers site, submitting an online application and completing the interview and hiring process if selected. 4575 </div> 4576 </details> 4577 <details class="ws-accordion__faq ws-accordion__details"> 4578 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4579 <h3 class="ws-heading">Does Western & Southern offer internships or jobs for early-career professionals?</h3> 4580 </summary> 4581 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4582 Yes! Western & Southern offers internships, early-career opportunities and development programs designed to support students and recent graduates as they begin their professional careers. 4583 </div> 4584 </details> 4585 <details class="ws-accordion__faq ws-accordion__details"> 4586 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4587 <h3 class="ws-heading">
4587What benefits does Western & Southern offer?</h3> 4588 </summary> 4589 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4590 Associate benefits at Western & Southern include a comprehensive benefits package with competitive pay, health and wellness programs, retirement plans, paid time off and career development opportunities. See <a href="/careers/benefits">how we invest in the whole person</a>. 4591 </div> 4592 </details> 4593 <details class="ws-accordion__faq ws-accordion__details"> 4594 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4595 <h3 class="ws-heading">I submitted an application and haven’t heard back. What should I do?</h3> 4596 </summary> 4597 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4598 After submitting an application, candidates should allow time for the internal review process. Hiring timelines can vary by role. You can login to the careers portal to check your application status or watch for email updates if next steps are required. 4599 </div> 4600 </details> 4601 <details class="ws-accordion__faq ws-accordion__details"> 4602 <summary class="ws-accordion__header ws-accordion__header-faq ws-chevron__left" tabindex="0"> 4603 <h3 class="ws-heading">Does Western & Southern Financial Group give back to the community?</h3> 4604 </summary> 4605 <div class="ws-accordion__text ws-accordion__faq-content ws-section--theme_gray"> 4606 Doing good for others is part of our mission to serve our customers, our associates, our community and the environment around us. We invest in programs and organizations that put people first and advance the common good. <a href="/about/corporate-responsibility" title="Our Corporate Responsibility Story">Learn more about how we give back</a>. 4607 </div> 4608 </details> 4609 </div> 4610 </div> 4611 </div> 4612
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4690 4691 4692<!--END : /Views/WesternSouthern/ContentBlocks/FaqContainer.cshtml--><!--START : /Views/WesternSouthern/Globals/SingleAccordion.cshtml--> 4693 4694 <section class="ws-section ws-single-accordion" data-module-id="single-accordion-c73e50e4-a204-49f9-8ea0-4c3cd0e0f3cd"> 4695 <div class="ws-section__item ws-section__item--theme_gray"> 4696 <details class="ws-accordion__details" open> 4697 <summary class="ws-accordion__summary" tabindex="0">IMPORTANT DISCLOSURES</summary> 4698 <div class="ws-accordion__text ws-margin-top-xs ws-authored-content ws-authored-content--size_xs" style=display:block;> 4699 <sup>1</sup> From Fortune ©2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 500 are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine and Fortune Media (USA) Corporation are not affiliated with, and do not endorse products or services of, Western & Southern Financial Group. 4700 </div> 4701 </details> 4702 </div> 4703 </section> 4704 4705<!--END : /Views/WesternSouthern/Globals/SingleAccordion.cshtml--> 4706<!-- /place_holder: Center --> 4707 4708 <div class="ws-chat__notification " 4709 data-ws-chat-notification-timer="5" 4710 data-ws-chat-notification-indicator="True" 4711 data-ws-chat-notification-popup="False"> 4712 4713 <div class="ws-chat__notification-indicator" aria-hidden="true">1</div> 4714 4715 4716 <button class="ws-chat__btn " aria-label="Chat" data-ws-dialog-content="#chat-dialog"></button> 4717 </div> 4718 </main> 4719 4720 4721<!--START : /Views/WesternSouthern/Globals/_Chat.cshtml--> 4722 4723 <div id="chat-dialog" class="ws-chat-dialog ws-dialog" role="dialog" aria-modal="true"> 4724 <div class="ws-chat-dialog ws-dialog__inner ws-dialog__inner"> 4725 <div class="ws-chat-dialog ws-dialog__content-wrapper"> 4726 <div class="ws-chat-dialog ws-dialog__content ws-dialog__content--padding_off ws-chat"> 4727 <div class="ws-chat__header"> 4728 <div class="ws-chat__header-title-container"> 4729 <img src="/-/media/feature/westernsouthern/globals/logos/wsfg-90x90.png?rev=1d50ca88294d41dc88f46f21476ea663" alt="Western & Southern Financial Group" class="ws-chat__header-title-logo" aria-hidden="true" /> 4730 <h3 class="ws-chat__header-title">AI Assistant</h3> 4731 </div> 4732 <button class="ws-chat-dialog ws-chat__icon ws-chat__new-chat-button" title="New Chat" aria-label="New Chat"><i class="fa-arrow-rotate-right fa-solid lazyload"></i></button> 4733 <button class="ws-chat-dialog ws-chat__icon ws-dialog__close" title="Close" aria-label="Close"><i class="fa-xmark-large fa-solid lazyload"></i></button> 4734 </div> 4735 <div class="ws-chat__inner" data-hj-suppress> 4736 <div class="ws-chat__log-container" aria-live="polite" tabindex="0"> 4737 4738 <div class="ws-chat__log-disclaimer-message"> 4739 <div class="ws-chat__log-message-group"> 4740 <div class="ws-chat__log-message-text"><span data-teams="true"></span> 4741<p><span>This AI assistant provides general information only, not advice or product recommendations. View our </span><a aria-label="Link privacy policy" id="menur1tam" href="https://www.westernsouthern.com/privacy-policy" rel="noopener noreferrer" target="_blank" class="fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn" title="https://www.westernsouthern.com/privacy-policy">privacy policy</a><span>.</span></p></div> 4742 </div> 4743 </div> 4744 4745 <div class="ws-chat__log-prompt-message"> 4746 <div class="ws-chat__log-message-group"> 4747 <div class="ws-chat__log-message-text">Hi! Iâm here to help. Ask me about life insurance, retirement, investments, or personal finance.</div> 4748 </div> 4749 </div> 4750 4751 <div class="ws-chat__log-user-message ws-chat__starter-question" data-bind="visible: chatLog().length === 0"> 4752 <div class="ws-chat__log-message-group" role="button" tabindex="0" aria-label="Get a quote"> 4753 <div class="ws-chat__log-message-text">
4753Get a quote</div> 4754 </div> 4755 </div> 4756 4757 <div class="ws-chat__log-user-message ws-chat__starter-question" data-bind="visible: chatLog().length === 0"> 4758 <div class="ws-chat__log-message-group" role="button" tabindex="0" aria-label="How do I login?"> 4759 <div class="ws-chat__log-message-text">How do I login?</div> 4760 </div> 4761 </div> 4762 4763 <div class="ws-chat__log-user-message ws-chat__starter-question" data-bind="visible: chatLog().length === 0"> 4764 <div class="ws-chat__log-message-group" role="button" tabindex="0" aria-label="What is an annuity?"> 4765 <div class="ws-chat__log-message-text">What is an annuity?</div> 4766 </div> 4767 </div> 4768 4769 <div class="ws-chat__log" data-bind="foreach: chatLog"> 4770 <div class="ws-chat__log-user-message" data-bind="visible: $data && $data.displayName === 'You'"> 4771 <div class="ws-chat__log-message-group"> 4772 <div class="ws-chat__log-message-text" data-bind="text: ($data && $data.message) ? $data.message : ''"></div> 4773 </div> 4774 </div> 4775 <div class="ws-chat__log-system-message" data-bind="visible: $data && $data.displayName !== 'You'"> 4776 <div class="ws-chat__log-message-group"> 4777 <div class="ws-chat__log-message-text" data-bind="html: ($data && $data.message) ? $data.message : ''"></div> 4778 <div class="ws-chat__response-disclaimer">This is an AI-generated summary. Please review the linked source material for complete information.</div> 4779 </div> 4780 </div> 4781 </div> 4782 <div class="ws-chat__typing-message" data-bind="visible: isAgentTyping"> 4783 <i class="fa-circle fa-beat fa-solid"></i> 4784 </div> 4785 </div> 4786 </div> 4787 <div class="ws-chat__send-message-wrapper"> 4788 <textarea class="ws-material-group__input ws-chat__send-message-input" 4789 name="chat-message" 4790 placeholder="Type your message..." 4791 maxlength="1000" 4792 rows="1" 4793 aria-label="Type your message..." 4794 oninput="this.value = this.value.replace(/[^a-zA-Z0-9\s,.?!:;()'$%&/#"\u2018\u2019\u201c\u201d-]/g, '')" 4795 data-bind="textInput: currentMessage, event: { keydown: handleKeydown }, autoResize: true, disable: sendMessageDisabled"> 4796 </textarea> 4797 4798 <button class="ws-chat__send-message-button" role="button" aria-label="Type your message..." data-bind="click: sendMessage, disable: sendMessageDisabled"> 4799 <i class="fa-paper-plane fa-light lazyload"></i> 4800 </button> 4801 </div> 4802 </div> 4803 </div> 4804 </div> 4805 </div> 4806 4807<!--END : /Views/WesternSouthern/Globals/_Chat.cshtml--> 4808 4809 <!-- placeholder: Bottom --><!--START : /Views/WesternSouthern/Globals/SideBySideFooter.cshtml--> 4810 4811 <footer class="ws-footer ws-footer--theme_side-by-side"> 4812 <!-- placeholder: /Bottom/FooterTop --> 4813<!-- 'Utility': Rendering datasource is not configured. --> 4814<!-- /place_holder: /Bottom/FooterTop --> 4815 4816 <div class="ws-section ws-footer-section ws-footer-section--side-by-side"> 4817 <div class="ws-section__item ws-section__item--theme_accent ws-footer__section-item ws-footer__section-item--sidebar col-12 col-sm-6 col-md-4 ws-footer__section-item--side-by-side">
4818 <span class="ws-footer__nav-heading">Contact Us</span> 4819 4820 <div class="ws-authored-content ws-footer__sidebar-content"> 4821 <p><a rel="noopener noreferrer" href="tel:8773679734" class="ws-rte-content ws-rte-content-link--icon-bullet-link" target="_blank"><em class="ws-icon lazyload far fa-phone fa-flip-horizontal" aria-hidden="true"></em><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content">877-367-9734</span></span></a></p> 4822<p><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content--size_sm">Monday - Friday | 8 a.m. - 6 p.m. ET<br /> 4823Saturday | Closed<br /> 4824Sunday | Closed<br /> 4825Holidays | Closed</span></span></p> 4826<p><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content--size_sm"><a href="/contact/send-us-an-email" class="ws-rte-content-link--icon-bullet-link"><em class="ws-icon lazyload far fa-envelope" aria-hidden="true"></em><span class="ws-icon-link__text--underline_hover"><span class="ws-rte-content">Send Us an Email</span></span></a></span></span></p> 4827 </div> 4828 <ul class="ws-footer__social-icons"> 4829 <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover"> 4830 4831<a href="https://www.facebook.com/WesternSouthernFinancialGroup/" class="ws-footer__social-icon-link" aria-label="Visit Our Page on Facebook" target="_blank" title=" " rel="noopener noreferrer" > <i class="ws-icon-link__icon ws-icon-link__icon--theme_white-circle ws-icon-link__icon--circular-size_sm ws-footer__social-icon-link-icon lazyload fa-facebook-f fa-brands" style="color: #3b5998"></i> 4832</a> </li> 4833 <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover"> 4834 4835<a href="https://twitter.com/westernsouthern" class="ws-footer__social-icon-link" aria-label="Visit Our Profile on Twitter " target="_blank" title=" " rel="noopener noreferrer" > <i class="ws-icon-link__icon ws-icon-link__icon--theme_white-circle ws-icon-link__icon--circular-size_sm ws-footer__social-icon-link-icon lazyload fa-brands fa-x-twitter fa-brands" style="color: #000000"></i> 4836</a> </li> 4837 <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover"> 4838 4839<a href="https://www.instagram.com/westernandsouthern/" class="ws-footer__social-icon-link" aria-label="Visit Our Profile on Instagram" target="_blank" title=" " rel="noopener noreferrer" > <span class="ws-footer__social-icon-link-image-wrapper"> 4840 <img src="/-/media/foundation/westernsouthern/linkmenuitem/instagram-social-icon.svg?rev=cebfcc8324d54b329428f7c0f42e41e3&la=en&h=37&w=37&hash=B33F27CFBAF3ED8047D881B98593FB18" height="37" alt="instagram social icon" width="37" /> 4841 </span> 4842</a> </li> 4843 <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover"> 4844 4845<a href="https://www.linkedin.com/company/western-&-southern-financial-group/" class="ws-footer__social-icon-link" aria-label="Visit Our Page on Linkedin" target="_blank" title=" " rel="noopener noreferrer" > <i class="ws-icon-link__icon ws-icon-link__icon--theme_white-circle ws-icon-link__icon--circular-size_sm ws-footer__social-icon-link-icon lazyload fa-linkedin-in fa-brands" style="color: #0077b5"></i> 4846</a> </li> 4847 <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover"> 4848 4849<a href="https://www.pinterest.com/wsfg/" class="ws-footer__social-icon-link" aria-label="Visit Our Profile on Pinterest" target="_blank" title=" " rel="noopener noreferrer" > <i class="ws-icon-link__icon ws-icon-link__icon--theme_white-circle ws-icon-link__icon--circular-size_sm ws-footer__social-icon-link-icon lazyload fa-pinterest fa-brands" style="color: #E60023"></i> 4850</a> </li> 4851 <li class="ws-footer__social-icon ws-footer__social-icon--scale-on-hover"> 4852 4853<a href="https://www.youtube.com/@WesternSouthernFinancialGroup" class="ws-footer__social-icon-link" aria-label="Visit Our Channel on YouTube" target="_blank" title=" " rel="noopener noreferrer" >
4853 <i class="ws-icon-link__icon ws-icon-link__icon--theme_white-circle ws-icon-link__icon--circular-size_sm ws-footer__social-icon-link-icon lazyload fa-youtube fa-brands" style="color: #ff0000"></i> 4854</a> </li> 4855 </ul> 4856 </div> 4857 4858 <div class="ws-section__item ws-section__item--theme_dark-solid ws-footer__section-item ws-footer__section-item--nav col-12 col-sm-6 col-md-8 ws-footer__section-item--side-by-side"> 4859 <div class="ws-grid"> 4860 <div class="row ws-grid__row ws-grid__row--size_sm"> 4861 4862 <div class="col-12 col-sm-6 col-md-3 ws-grid__col"> 4863 <div class="ws-grid__item"> 4864 4865 <span class="ws-footer__nav-heading"><a href="/life-insurance" class="ws-footer__nav-menu-heading-link" >Life Insurance</a></span> 4866 <ul class="ws-footer__nav-menu"> 4867 <li> 4868<a href="/life-insurance/whole-life-insurance" class="" >Whole Life Insurance</a> </li> 4869 <li> 4870<a href="/life-insurance/universal-life-insurance" class="" >Universal Life Insurance</a> </li> 4871 <li> 4872<a href="/life-insurance/term-life-insurance" class="" >Term Life Insurance</a> </li> 4873 <li> 4874<a href="/life-insurance/life-insurance-calculator" class="" >Life Insurance Calculator</a> </li> 4875 <li> 4876<a href="/life-insurance/single-premium-life-insurance-calculator" class="" >Single Premium Life Insurance Calculator</a> </li> 4877 </ul> 4878 </div> 4879 </div> 4880 <div class="col-12 col-sm-6 col-md-3 ws-grid__col"> 4881 <div class="ws-grid__item"> 4882 4883 <span class="ws-footer__nav-heading"><a href="/retirement" class="ws-footer__nav-menu-heading-link" >Retirement</a></span> 4884 <ul class="ws-footer__nav-menu"> 4885 <li> 4886<a href="/retirement/annuities" class="" >Annuities</a> </li> 4887 <li> 4888<a href="/retirement/individual-retirement-accounts" class="" >Individual Retirement Accounts</a> </li> 4889 <li> 4890<a href="/retirement/retirement-plans" class="" >Retirement Plans</a> </li> 4891 <li> 4892<a href="/retirement/retirement-calculator" class="" >Retirement Calculator</a> </li> 4893 <li> 4894<a href="/retirement/401k-calculator" class="" >401(k) Calculator</a> </li> 4895 <li> 4896<a href="/retirement/retirement-withdrawal-calculator" class="" >Retirement Withdrawal Calculator</a> </li> 4897 </ul> 4898 </div> 4899 </div> 4900 <div class="col-12 col-sm-6 col-md-3 ws-grid__col"> 4901 <div class="ws-grid__item"> 4902
4903 <span class="ws-footer__nav-heading"><a href="/investments" class="ws-footer__nav-menu-heading-link" >Investments</a></span> 4904 <ul class="ws-footer__nav-menu"> 4905 <li> 4906<a href="/investments/mutual-funds" class="" >Mutual Funds</a> </li> 4907 <li> 4908<a href="/investments/investment-advisory" class="" >Investment Advisory</a> </li> 4909 <li> 4910<a href="/investments/529-plan" class="" >529 Plan</a> </li> 4911 <li> 4912<a href="/retirement/annuities" class="" >Annuities</a> </li> 4913 <li> 4914<a href="/investments/college-savings-calculator" class="" >College Savings Calculator</a> </li> 4915 </ul> 4916 </div> 4917 </div> 4918 <div class="col-12 col-sm-6 col-md-3 ws-grid__col"> 4919 <div class="ws-grid__item"> 4920 4921 <span class="ws-footer__nav-heading">Company</span> 4922 <ul class="ws-footer__nav-menu"> 4923 <li> 4924<a href="/about" class="" >About</a> </li> 4925 <li> 4926<a href="/about/financial-strength" class="" >Financial Strength</a> </li> 4927 <li> 4928<a href="/careers" class="" >Careers</a> </li> 4929 <li> 4930<a href="/about/newsroom" class="" >Newsroom</a> </li> 4931 <li> 4932<a href="/about/corporate-responsibility" class="" >Corporate Responsibility</a> </li> 4933 <li> 4934<a href="/about/family-of-companies" class="" >Family of Companies</a> </li> 4935 </ul> 4936 </div> 4937 </div> 4938 </div> 4939 4940 <div class="row ws-grid__row ws-grid__row--margin-bottom_off d-none d-md-block"> 4941 <div class="col-12 ws-grid__col"> 4942 <div class="ws-grid__item ws-grid__item--footer-padding-off"> 4943 <div class="ws-grid ws-footer__rating-grid "> 4944 <div class="row ws-grid__row"> 4945 <div class="ws-grid__col col-6"> 4946 <div class="ws-grid__item"> 4947 <div class="ws-footer__rating-title">A+</div> 4948 4949 <div class="ws-footer__rating-description">Superior</div> 4950 4951 <div class="ws-footer__rating-caption">AM Best Company<sup>a</sup></div> 4952 </div> 4953 </div> 4954 <div class="ws-grid__col col-6"> 4955 <div class="ws-grid__item"> 4956 <div class="ws-footer__rating-title">AA-</div> 4957 4958 <div class="ws-footer__rating-description">Very Strong</div> 4959 4960 <div class="ws-footer__rating-caption">Standard & Poor's<sup>b</sup><br /></div> 4961 </div> 4962 </div> 4963 <div class="ws-grid__col col-6"> 4964 <div class="ws-grid__item"> 4965 <div class="ws-footer__rating-title">AA</div> 4966 4967 <div class="ws-footer__rating-description">Very Strong</div> 4968 4969 <div class="ws-footer__rating-caption">Fitch<sup>c</sup></div> 4970 </div> 4971 </div> 4972 <div class="ws-grid__col col-6"> 4973 <div class="ws-grid__item"> 4974 <div class="ws-footer__rating-title">Aa3</div> 4975 4976 <div class="ws-footer__rating-description">Excellent</div> 4977 4978 <div class="ws-footer__rating-caption">Moody's<sup>d</sup></div> 4979 </div> 4980 </div> 4981 <div class="ws-grid__col col-6"> 4982 <div class="ws-grid__item"> 4983 <div class="ws-footer__rating-title">95</div> 4984 4985 <div class="ws-footer__rating-description">out of 100</div> 4986 4987 <div class="ws-footer__rating-caption">Comdex Ranking<sup>e</sup></div> 4988 </div> 4989 </div> 4990 </div> 4991 </div> 4992 </div> 4993 4994 </div> 4995 </div> 4996 </div> 4997 </div> 4998 <div class="ws-section__item ws-section__item--theme_dark-solid ws-footer__section-item ws-footer__section-item--ratings col-12 d-block d-md-none"> 4999 <div class="ws-grid"> 5000 <div class="row ws-grid__row ws-grid__row--margin-bottom_off ws-grid__row--footer-ratings"> 5001 <div class="col-12 ws-grid__col"> 5002 <div class="ws-grid__item ws-grid__item--footer-padding-off"> 5003 <div class="ws-grid ws-footer__rating-grid "> 5004 <div class="row ws-grid__row"> 5005 <div class="ws-grid__col col-6"> 5006 <div class="ws-grid__item"> 5007 <div class="ws-footer__rating-title">A+</div> 5008 5009 <div class="ws-footer__rating-description">Superior</div> 5010 5011 <div class="ws-footer__rating-caption">AM Best Company<sup>
5011a</sup></div> 5012 </div> 5013 </div> 5014 <div class="ws-grid__col col-6"> 5015 <div class="ws-grid__item"> 5016 <div class="ws-footer__rating-title">AA-</div> 5017 5018 <div class="ws-footer__rating-description">Very Strong</div> 5019 5020 <div class="ws-footer__rating-caption">Standard & Poor's<sup>b</sup><br /></div> 5021 </div> 5022 </div> 5023 <div class="ws-grid__col col-6"> 5024 <div class="ws-grid__item"> 5025 <div class="ws-footer__rating-title">AA</div> 5026 5027 <div class="ws-footer__rating-description">Very Strong</div> 5028 5029 <div class="ws-footer__rating-caption">Fitch<sup>c</sup></div> 5030 </div> 5031 </div> 5032 <div class="ws-grid__col col-6"> 5033 <div class="ws-grid__item"> 5034 <div class="ws-footer__rating-title">Aa3</div> 5035 5036 <div class="ws-footer__rating-description">Excellent</div> 5037 5038 <div class="ws-footer__rating-caption">Moody's<sup>d</sup></div> 5039 </div> 5040 </div> 5041 <div class="ws-grid__col col-6"> 5042 <div class="ws-grid__item"> 5043 <div class="ws-footer__rating-title">95</div> 5044 5045 <div class="ws-footer__rating-description">out of 100</div> 5046 5047 <div class="ws-footer__rating-caption">Comdex Ranking<sup>e</sup></div> 5048 </div> 5049 </div> 5050 </div> 5051 </div> 5052 </div> 5053 5054 </div> 5055 </div> 5056 </div> 5057 </div> 5058 5059 <div class="clearfix"></div> 5060 </div> 5061 5062 <!-- placeholder: /Bottom/FooterMiddle --> 5063<!-- 'Utility': Rendering datasource is not configured. --> 5064<!-- /place_holder: /Bottom/FooterMiddle --> 5065 5066<!--START : /Views/WesternSouthern/Globals/_SubFooter.cshtml--> 5067 5068 <div class="ws-section ws-footer-section ws-footer-section--sub"> 5069 <div class="ws-section__item ws-section__item--padding-vertical_off"> 5070 <div class="ws-grid ws-grid--footer_compact"> 5071 <div class="row ws-grid__row ws-grid__row--size_extra-compact"> 5072 <div class="col-12 ws-grid__col"> 5073 <div class="ws-grid__item ws-footer__flex-item-group"> 5074 <div class="ws-footer__links"> 5075 <ul class="ws-footer-section__link-list"> 5076 <li> 5077<a href="/privacy-request" class="" >Privacy Request</a> </li> 5078 <li> 5079<a href="/privacy-policy" class="" >Privacy Policy</a> </li> 5080 <li> 5081<a href="/accessibility-statement" class="" >Accessibility Statement</a> </li> 5082 <li> 5083<a href="/terms-and-conditions" class="" >Terms & Conditions</a> </li> 5084 </ul> 5085 </div> 5086 <div class="ws-footer__logo-group"> 5087<img src="data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw" data-src="/-/media/feature/westernsouthern/globals/logos/company-logo.svg?rev=16ef539dfd2f47cc8063796b0fdc7087&la=en&hash=D397BFFE950F25343E6E86660528897E" class="img-fluid ws-footer__logo-img ws-footer__logo-img--align_left lazyload" alt="western & southern financial group" /> 5088 <div class="ws-authored-content ws-footer__authored-content ws-footer__address ws-footer__address--align_left"> 5089400 Broadway Cincinnati, OH 45202 5090 <div class="ws-footer__phone-number">877-367-9734</div> 5091 </div> 5092 </div> 5093 </div> 5094 </div> 5095 <div class="col-12 ws-grid__col"> 5096 <div class="ws-grid__item"> 5097 <hr class="ws-footer__divider" /> 5098 </div> 5099 </div> 5100 <div class="col-12 ws-grid__col ws-footer__c
5100opyright-col"> 5101 <div class="ws-grid__item ws-grid__item--footer-padding-bottom ws-grid__item--footer-padding-bottom_sm"> 5102 <div class="ws-footer__copyright"> 5103 <p class="ws-paragraph ws-footer__authored-content ws-footer__copyright-content"> 5104 © 2017-2026 Western & Southern Financial Group, Inc. 5105 </p> 5106 <p class="ws-paragraph ws-footer__authored-content ws-footer__copyright-content"> 5107 WS20171129154414 5108 5109 • Last Updated 9/17/2026 5110 </p> 5111 </div> 5112 </div> 5113 </div> 5114 <div class="col-12 ws-grid__col ws-footer__disclosures-col"> 5115 <div class="ws-grid__item ws-grid__item--footer-padding-bottom ws-authored-content ws-footer__authored-content"> 5116 <p>Western & Southern is the marketing name for a group of diversified financial services businesses composed of Western & Southern Financial Group and its seven life insurance subsidiaries. Life insurance and annuity products may be issued by The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Integrity Life Insurance Company, The Lafayette Life Insurance Company, National Integrity Life Insurance Company or Gerber Life Insurance Company. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies. Not all products and services are available in all states. All companies are members of Western & Southern Financial Group and are located in Cincinnati, OH with the exception of National Integrity and Gerber Life, which are located in White Plains, NY.<br /> 5117<br /> 5118This site is intended to provide a general overview of our products and services. Please review the details of each product with your financial representative to determine which options may best fit your needs.<br /> 5119<br /> 5120Western & Southern Financial Group does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation. The information provided is for educational purposes only.<br /> 5121<br /> 5122<sup>a</sup> Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009 for six out of seven of Western & Southern Financial Group’s life insurance subsidiaries, rating held since February 2024 for Gerber Life). Gerber Life is not rated by other rating agencies.<br /> 5123<sup>b</sup> Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018) <br /> 5124<sup>c</sup> Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009) <br /> 5125<sup>d</sup> Excellent financial security (fourth highest of 21 ratings; rating held since February 2009)<br /> 5126<sup>e</sup> The Comdex Ranking is a composite of all the ratings a company has received from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale. <br /> 5127<br /> 5128Financial strength ratings apply to the individual member insurance companies affiliated with Western & Southern. Gerber Life is rated only by AM Best. The Lafayette Life Insurance Company is not rated by Moody’s.</p> 5129<p>This may contain information obtained from third-parties, including ratings from credit ratings agencies such as Standard & Poor’s. Reproduction and distribution of third-party content in any form is prohibited except with the prior written permission of the related third-party. Third-party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. THIRD-PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD-PARTY CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES OR LOSSES (INCLUDING LOST INCOME OR PROFITS AND OPPORTUNITY COSTS OR LOSSES CAUSED BY NEGLIGENCE) IN CONNECTION WITH ANY USE OF THEIR CONTENT, INCLUDING RATINGS. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice. Ratings are subject to change from time to time. The ratings shown here are correct as of June 8, 2026.</p> 5130<p>Gerber Life Insurance is a trademark. 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