https://milesopedia.com/_next/static/chunks/0v8l60s6_lcpe.js

1(globalThis.TURBOPACK||(globalThis.TURBOPACK=[])).push(["object"==typeof document?document.currentScript:void 0,436218,e=>{"use strict";let n=[{key:"epicerie",categories:["groceries","convenience_stores"],labelFr:(0,e.i(917049).groceryLabel)(),labelEn:"Groceries"},{key:"essence",categories:["gas_stations"],labelFr:"Essence et véhicules électriques",labelEn:"Gas & EV"},{key:"transport",categories:["local_transport"],labelFr:"Transport en commun",labelEn:"Transit"},{key:"restaurants",categories:["restaurants","food_delivery"],labelFr:"Restaurants",labelEn:"Restaurants"},{key:"pharmacie",categories:["pharmacies"],labelFr:"Pharmacie",labelEn:"Pharmacy"},{key:"voyage",categories:["travel"],labelFr:"Voyage",labelEn:"Travel"},{key:"factures",categories:["recurring_payments"],labelFr:"Factures et paiements récurrents",labelEn:"Bills & recurring payments"},{key:"telecom",categories:["telecom"],labelFr:"Télécom",labelEn:"Telecom"},{key:"divertissement",categories:["streaming_services","entertainment"],labelFr:"Divertissement et streaming",labelEn:"Entertainment & streaming"},{key:"bureau",categories:["office"],labelFr:"Fournitures de bureau",labelEn:"Office supplies"},{key:"autres",categories:["all_spending","online_transactions"],labelFr:"Autres",labelEn:"Other"}];n.reduce((e,n)=>{for(let a of n.categories)e[a]=n.key;return e},{});let a=[{key:"sole_proprietor",labelFr:"Travailleur autonome",labelEn:"Sole proprietor",spend:{epicerie:0,essence:250,transport:0,restaurants:200,pharmacie:0,voyage:150,factures:300,telecom:200,divertissement:0,bureau:50,autres:500}},{key:"micro_business",labelFr:"TPE (micro-entreprise)",labelEn:"Micro-business",spend:{epicerie:0,essence:500,transport:0,restaurants:400,pharmacie:0,voyage:400,factures:700,telecom:350,divertissement:0,bureau:150,autres:1500}},{key:"small_business",labelFr:"PME",labelEn:"Small business",spend:{epicerie:0,essence:1e3,transport:0,restaurants:900,pharmacie:0,voyage:900,factures:1600,telecom:700,divertissement:0,bureau:400,autres:3500}}],r={...a[1].spend};e.s(["REWARDS_DEFAULT_BUSINESS_SPENDING_BUCKETS",0,r,"REWARD_BUCKETS",0,n,"REWARD_BUSINESS_PERSONAS",0,a,"REWARD_PERSONAS",0,[{key:"single",labelFr:"Personne seule",labelEn:"Single person",spend:{epicerie:400,essence:150,transport:75,restaurants:175,pharmacie:50,voyage:50,factures:175,telecom:200,divertissement:125,bureau:0,autres:350}},{key:"young",labelFr:"Jeune célibataire (<30)",labelEn:"Young single (<30)",spend:{epicerie:500,essence:175,transport:150,restaurants:350,pharmacie:50,voyage:75,factures:250,telecom:300,divertissement:175,bureau:0,autres:625}},{key:"couple",labelFr:"Couple sans enfants",labelEn:"Couple without children",spend:{epicerie:750,essence:200,transport:150,restaurants:300,pharmacie:50,voyage:100,factures:250,telecom:300,divertissement:300,bureau:0,autres:600}},{key:"family",labelFr:"Famille",labelEn:"Family",spend:{epicerie:1150,essence:350,transport:225,restaurants:400,pharmacie:75,voyage:125,factures:425,telecom:400,divertissement:350,bureau:0,autres:1e3}},{key:"retiree",labelFr:"Retraités",labelEn:"Retirees",spend:{epicerie:600,essence:175,transport:100,restaurants:200,pharmacie:50,voyage:75,factures:225,telecom:225,divertissement:175,bureau:0,autres:425}}],"bestRatePerBucket",0,function(e,a){let r=new Map;for(let n of e){let e=r.get(n.category),a=Number(n.earn_rate)||0;(null==e||a>e)&&r.set(n.category,a)}let t={};for(let e of n){let n=0,s=!1;for(let a of e.categories){if("all_spending"===a)continue;let e=r.get(a);null!=e&&(s=!0,e>n&&(n=e))}t[e.key]=s?Math.max(n,a):a}return t},"bucketLabel",0,function(e,a){let r=n.find(n=>n.key===e);return r?"fr"===a?r.labelFr:r.labelEn:e}])},401604,e=>{"use strict";var n=e.i(275643),a=e.i(436218);function r(e,n){let a=[],r=0,t=0,s=0,l=365/12,i=0;for(let o of e??[]){let e=o.window_months??(null!=o.window_days?o.window_days/l:12),u=o.spend_threshold;null!=u&&u>0&&(i="incremental"===o.threshold_kind?u=i+u:Math.max(i,u));let c=n.totalMonthlySpend*e,d=!0,m=null;null!=u&&u>0&&("per_month"===o.spend_period?(d=n.totalMonthlySpend>=u)||(m=u-n.totalMonthlySpend):(d=c>=u)||(m=(u-c)/Math.max(e,1)));let p=function(e,n){if(null==e.amount)return 0;switch(e.value_type){case"points":return n.isCashback?e.amount:e.amount*n.pointV

1alue;case"cash":case"credit":return e.amount;default:return 0}}(o,n),f="points"===o.value_type&&!n.isCashback,_=o.amount??0,b=0,h=0;if(d)switch(o.type){case"one_time":b=1;break;case"monthly_recurring":b=Math.min(o.period_count??e,12),(o.period_count??e)>12&&(h=12);break;case"milestone":(o.trigger_month??e)<=12?b=1:h=1;break;case"anniversary":(o.trigger_month??12)<=12&&(b=1),h=1;break;case"annual_credit":h=1}let y=p*b,g=p*h,v=f?_*b:0;r+=y,s+=g,t+=v,a.push({component:o,qualifies:d,yearOneValue:y,yearOnePoints:v,ongoingAnnualValue:g,monthlyShortfall:null!=m?Math.max(0,m):null})}return{lines:a,yearOneValue:r,yearOnePoints:t,ongoingAnnualValue:s}}function t(e){let a="fr"===e.lang?"fr-CA":"en-CA",r=e.amount.toLocaleString(a),t=e.threshold.toLocaleString(a),s=e.programLabel||(e.lang,"points"),l="fr"===e.lang?`${t}\xa0${n.CURRENCY_SYMBOL}`:`${n.CURRENCY_SYMBOL}${t}`;return"fr"===e.lang?`Obtenez ${r} ${s} apr\xe8s ${l} d'achats par mois pendant ${e.months} mois`:`Get ${r} ${s} after ${l} in purchases per month for ${e.months} months`}let s=a.REWARD_BUCKETS.map(e=>({key:e.key,labelEn:e.labelEn,labelFr:e.labelFr})),l={epicerie:700,essence:200,transport:100,restaurants:300,pharmacie:50,voyage:150,factures:250,telecom:150,divertissement:100,bureau:0,autres:500},i=a.REWARD_BUCKETS.map(e=>e.key).filter(e=>"autres"!==e),o="__base__";function u(e){let{baseRate:n,rates:r,caps:t,monthlyByBucket:s}=e,l=(0,a.bestRatePerBucket)(r.map(e=>({category:e.key,earn_rate:e.rate})),n),u={baseRate:n,rates:r,caps:t??null},c={},d={},m=function(e,n){let r=new Map;for(let n of e){let e=r.get(n.key),a=Number(n.rate)||0;(null==e||a>e)&&r.set(n.key,a)}let t={};for(let e of a.REWARD_BUCKETS){let a=null,s=n;for(let n of e.categories){if("all_spending"===n)continue;let e=r.get(n);null!=e&&e>s&&(s=e,a=n)}t[e.key]=a}return t}(u.rates,u.baseRate),p=0,f=0,_={},b={},h={},y=[];for(let e of i){let n=s[e]??0;if(n<=0)continue;let a=12*n;p+=a;let r=l[e]??u.baseRate;f+=a*r,_[e]=a*r;let t=m[e];t?(c[t]=(c[t]??0)+a,d[t]=r,(h[t]??=[]).push({bucket:e,annual:a})):y.push({bucket:e,annual:a})}let g=(s.autres??0)*12;p+=g,f+=g*u.baseRate,g>0&&y.push({bucket:"autres",annual:g});let v=u.caps??[];if(v.length>0){let e={...c},n={...d},a={...h},r=y.reduce((e,n)=>e+n.annual,0);r>0&&(e[o]=r,n[o]=u.baseRate,a[o]=y);let t={},s={},l={};for(let n of v){let a="annual"===n.capPeriod?n.capSpend:12*n.capSpend,r="card_total"===n.scope?Object.keys(e):(n.appliesTo??[]).filter(e=>null!=c[e]),i="card_total"===n.counterScope||"card_total"===n.scope?p:r.reduce((e,n)=>e+(c[n]??0),0),o=Math.max(0,i-a);if(!(o<=0)&&!(i<=0))for(let c of r){let r=e[c]??0,d=Math.min(r,r*o/i);d>(t[c]??0)&&(t[c]=d,s[c]=n.postCapRate??u.baseRate,l[c]=a)}}for(let e of Object.keys(t)){let r=n[e]??u.baseRate,i=s[e]??u.baseRate,o=r-i;if(o<=0)continue;f-=t[e]*o;let c=a[e]??[],d=c.reduce((e,n)=>e+n.annual,0);for(let n of c){let a=d>0?n.annual/d:0;_[n.bucket]=(_[n.bucket]??n.annual*r)-t[e]*o*a,b[n.bucket]={annualCeiling:l[e],postCapRate:i}}}}return{totalPoints:f,totalAnnualSpend:p,pointsByBucket:_,capHits:b}}function c(e,n){if(!e)return null;let{totalPoints:a,totalAnnualSpend:t}=u({baseRate:e.baseRate,rates:e.rates,caps:e.caps??null,monthlyByBucket:n}),s=a*e.pointValue,l=s-(e.firstYrFree?0:e.annualFee),i=(e.bonusComponents?.length??0)>0?r(e.bonusComponents,{totalMonthlySpend:t/12,pointValue:e.pointValue,isCashback:e.isCashback}):null,o=i?i.yearOneValue:null==e.welcomeBonus?0:e.isCashback?e.welcomeBonus:e.welcomeBonus*e.pointValue;return{isCashback:e.isCashback,totalAnnualSpend:t,totalPoints:a,pointValue:e.pointValue,rewardsValue:s,welcomeBonusValue:o,annualFee:e.firstYrFree?0:e.annualFee,total:Math.round(l+o)}}e.s(["COMPARATOR_SPEND_CATEGORIES",0,s,"REWARDS_DEFAULT_SPENDING_BUCKETS",0,l,"bucketSpendAnnualPoints",0,u,"comparatorProfileTotal",0,function(e){return e.epicerie+e.essence+e.transport+e.restaurants+e.pharmacie+e.voyage+e.factures+e.telecom+e.divertissement+e.bureau+e.autres},"defaultBusinessComparatorProfile",0,function(){return{...a.REWARDS_DEFAULT_BUSINESS_SPENDING_BUCKETS}},"defaultComparatorProfile",0,function(){return{...l}}

1,"evaluateBonusComponents",0,r,"formatBonusComponentSentence",0,function(e,a,r){let s="fr"===r,l=s?"fr-CA":"en-CA",i=a||"points",o=e=>s?`${e.toLocaleString(l)}\xa0${n.CURRENCY_SYMBOL}`:`${n.CURRENCY_SYMBOL}${e.toLocaleString(l)}`,u=/cash\s*back|remises?\s+en\s+argent/i.test(i),c=null!=e.amount?u?o(e.amount):e.amount.toLocaleString(l):"",d=e=>s?`Obtenez ${e} ${i}`:`Earn ${e} ${i}`;if("monthly_recurring"===e.type&&null!=e.amount&&null!=e.spend_threshold)return t({amount:e.amount,threshold:e.spend_threshold,months:e.period_count??e.window_months??12,programLabel:a,lang:r});if("annual_credit"===e.type&&null!=e.amount)return s?`Cr\xe9dit annuel de ${o(e.amount)}`:`${o(e.amount)} annual credit`;if("milestone"===e.type||"anniversary"===e.type){let n=e.trigger_month,a=e.trigger_month_end;return null!=n?null!=a&&a>n?s?`${d(c)} avec un achat entre le ${n}ᵉ et le ${a}ᵉ mois`:`${d(c)} with a purchase between month ${n} and ${a}`:s?`${d(c)} avec un achat vers le ${n}ᵉ mois`:`${d(c)} with a purchase around month ${n}`:d(c)}if(null!=e.spend_threshold){let n=null!=e.window_days?s?`les ${e.window_days} premiers jours`:`the first ${e.window_days} days`:null!=e.window_months?s?`les ${e.window_months} premiers mois`:`the first ${e.window_months} months`:s?"la 1ère année":"the first year";return s?`${d(c)} apr\xe8s ${o(e.spend_threshold)} d'achats dans ${n}`:`${d(c)} after ${o(e.spend_threshold)} in purchases within ${n}`}return d(c)},"formatMonthlyBonusSentence",0,t,"isIncomeEligible",0,function(e,n){return(null==e.personal_income||!(e.personal_income>0)||!(n.personal>0)||!(n.personal<e.personal_income))&&(null==e.household_income||!(e.household_income>0)||!(n.household>0)||!(n.household<e.household_income))},"personalizedFirstYearBreakdown",0,c,"personalizedFirstYearValue",0,function(e,n){return c(e,n)?.total??null}])},914446,665305,e=>{"use strict";var n=e.i(833084),a=e.i(401604),r=e.i(275643);function t(e,n){return e.map(e=>[e,{slug:e,...n}])}let s=Object.fromEntries([...t(["aeroplan","aeroplan-en"],{name_fr:"Aéroplan",name_en:"Aeroplan",currency_fr:"points",currency_en:"pts",type:"airline"}),...t(["american-express-points-privileges","american-express-membership-rewards"],{name_fr:"American Express Points Privilèges",name_en:"American Express Membership Rewards",short_name_en:"Amex MR",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["bmo-recompenses","bmo-rewards"],{name_fr:"Récompenses BMO",name_en:"BMO Rewards",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["bnc-recompenses","bnc-rewards"],{name_fr:"Récompenses BNC",name_en:"BNC Rewards",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["bonidollars-desjardins","bonusdollars-desjardins"],{name_fr:"BONIDOLLARS Desjardins",name_en:"BONUSDOLLARS Desjardins",currency_fr:"$",currency_en:"$",type:"cashback"}),...t(["cibc-aventura","cibc-aventura-en"],{name_fr:"CIBC Aventura",name_en:"CIBC Aventura",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["mbna-recompenses","mbna-rewards"],{name_fr:"Récompenses MBNA",name_en:"MBNA Rewards",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["primes-td","td-rewards"],{name_fr:"Primes TD",name_en:"TD Rewards",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["rbc-avion-elite-recompenses","rbc-avion-elite-rewards"],{name_fr:"RBC Avion Récompenses Élite",name_en:"RBC Avion Elite Rewards",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["rbc-avion-distinction-recompenses","rbc-avion-premium-rewards"],{name_fr:"RBC Avion Récompenses Distinction",name_en:"RBC Avion Premium Rewards",currency_fr:"points",currency_en:"pts",type:"bank"}),...t(["recompenses-westjet","westjet-rewards"],{name_fr:"Récompenses WestJet",name_en:"WestJet Rewards",currency_fr:"points",currency_en:"pts",type:"airline"}),...t(["remises","cashback"],{name_fr:"Remises en argent",name_en:"Cash Back",currency_fr:"$",currency_en:"$",type:"cashback"}),...t(["scene-plus","sceneplus"],{name_fr:"Scène+",name_en:"Scene+",currency_fr:"points",currency_en:"pts",type:"coalition"}),...t(["optimum","optimum-en"],{name_fr:"PC Optimum",name_en:"PC Optimum",currency_fr:"points",currency_en:"pts",type:"retail"}),...t(["marriott-bonvoy","marriott-bonvoy-en"],{name_fr:"Marriott Bonvoy",name_en:"Marriott Bonvoy",currency_fr:"points",currency_en:"pts",type:"hotel"}),...t(["flying-blue","flying-blue-en"],{name_fr:"Flying Blue",name_en:"Flying Blue",currency_fr:"miles",currency_en:"miles",type:"airline"}),...t(["british-airways-club","british-airways-club-en"],{name_fr:"British Airways Club",name_en:"British Airways Club",currency_fr:"Avios",currency_en:"Avios",type:"airline"}),...t(["asia-miles","asia-miles-en"],{name_fr:"Cathay Asia Miles",name_en:"Cathay Asia Miles",currency_fr:"miles",currency_en:"miles",type:"airline"}

1),...t(["united-mileageplus"],{name_fr:"United MileagePlus",name_en:"United MileagePlus",currency_fr:"miles",currency_en:"miles",type:"airline"}),...t(["aadvantage","aadvantage-en"],{name_fr:"American Airlines AAdvantage",name_en:"American Airlines AAdvantage",currency_fr:"milles",currency_en:"miles",type:"airline"}),...t(["etihad-guest","etihad-guest-en"],{name_fr:"Etihad Guest",name_en:"Etihad Guest",currency_fr:"milles",currency_en:"miles",type:"airline"}),...t(["hilton-honors","hilton-honors-en"],{name_fr:"Hilton Honors",name_en:"Hilton Honors",currency_fr:"points",currency_en:"pts",type:"hotel"}),...t(["viporter","viporter-en"],{name_fr:"Porter VIPorter",name_en:"Porter VIPorter",currency_fr:"points",currency_en:"pts",type:"airline"}),...t(["canadian-tire-triangle","canadian-tire-triangle-en"],{name_fr:"Triangle Canadian Tire",name_en:"Canadian Tire Triangle",currency_fr:"$",currency_en:"$",type:"retail"}),...t(["more-rewards","more-rewards-en"],{name_fr:"More Rewards",name_en:"More Rewards",currency_fr:"points",currency_en:"pts",type:"coalition"}),...t(["moi","moi-en"],{name_fr:"MOI Rewards",name_en:"MOI Rewards",currency_fr:"points",currency_en:"pts",type:"coalition"}),...t(["fidelitim","tims-rewards"],{name_fr:"Fidélitim",name_en:"Tims Rewards",currency_fr:"points",currency_en:"pts",type:"retail"}),...t(["adapta","adapta-en"],{name_fr:"Adapta",name_en:"Adapta",currency_fr:"points",currency_en:"pts",type:"bank"})]),l={avios:"british-airways-club"};function i(e,n,a){if(null==e)return"—";let t="number"==typeof e?e:Number(e);if(!Number.isFinite(t)||0===t)return"—";let i=function(e){if(!e)return null;let n=s[e];if(n)return n;let a=e.toLowerCase().trim().replace(/[\s_]+/g,"-");if(s[a])return s[a];let r=l[a];if(r&&s[r])return s[r];let t=e.toLowerCase().trim();for(let e of Object.values(s))if(e.name_en.toLowerCase()===t||e.name_fr.toLowerCase()===t)return e;return null}(n);if(i?.type==="cashback")return(0,r.fmtCurrency)(t,a);let o=(0,r.fmtNumber)(t,a);if(!i)return`${o} points`;let u="fr"===a?i.currency_fr:i.currency_en;return"Avios"===u?`${o} Avios`:"miles"===u?`${o} miles`:`${o} points`}function o(e){return"fr"===e?"Aucuns frais la première année":"First Year Annual Fee Rebate"}function u(e,n){if(null==e.minSpending||e.minSpending<=0)return null;let a=e.minSpendingMonths||3,r=e.fmtCurrency(e.minSpending);return n?`Apr\xe8s ${r} en ${a} mois`:`After ${r} in ${a} ${1===a?"month":"months"}`}function c(e){let n=(e??"").replace(/<[^>]+>/g,"").replace(/[†‡*]/gu,"").replace(/\s{2,}/g," ").trim();if(!n)return{unit:null,extra:null};let a=n.indexOf("+");if(a<0)return{unit:n,extra:null};let r=n.slice(0,a).trim(),t=n.slice(a).replace(/^\s*\+\s*/,"+ ").trim();return{unit:r||null,extra:"+"===t?null:t}}function d(e,n=[]){let a=e=>e.replace(/[\s\u00a0\u202f]+/gu," ").trim().toLowerCase(),r=new Set(n.filter(e=>!!e).map(a)),t=(e.extra??"").split(/\s*\+\s*/u).map(e=>e.trim()).filter(e=>e&&!r.has(a(e))).map(e=>`+ ${e}`),s=e.subTooltip??e.sub;return[...t,...s?[s]:[]]}function m(e,n){let{lang:r}=n,t="fr"===r,s=null!=e.welcome_bonus&&""!==e.welcome_bonus?Number(e.welcome_bonus):null,l=null!=s&&Number.isFinite(s)?s:null,d=function(e){let n="fr"===e.lang;if(null!=e.welcomeBonus&&e.welcomeBonus>0&&e.formattedBonus)return{kind:e.isCashback?"cash":"points",headline:e.formattedBonus,condition:u(e,n),hasOffer:!0};let a=e.offerText?.trim();if(a)return{kind:"text",headline:a,condition:u(e,n),hasOffer:!0};if(e.firstYearFree&&e.annualFee>0)return{kind:"first_year_rebate",headline:e.rebateLabel?.trim()||o(e.lang),condition:n?`Rabais de ${e.fmtCurrency(e.annualFee)} sur les frais annuels`:`${e.fmtCurrency(e.annualFee)} annual fee rebated`,hasOffer:!0};let r=e.balanceTransferPromoRate,t=function(e){if(!e)return null;let n=/(\d+)/.exec(e);if(!n)return null;let a=Number(n[1]);return Number.isFinite(a)&&a>0?a:null}(e.balanceTransferIntroMonths);return null!=r&&r<5&&null!=t?{kind:"promo_rate",headline:n?`${e.fmtPercent(r)} sur les transferts de solde`:`${e.fmtPercent(r)} on balance transfers`,condition:n?`Pendant ${t} mois`:`For ${t} ${1===t?"month":"months"}`,hasOffer:!0}:{kind:"none",headline:n?"Aucune prime en cours":"No current welcome offer",condition:null,hasOffer:!1}}({lang:r,welcomeBonus:l,isCashback:n.isCashback??!1,formattedBonus:l?e.wel

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